Great Western Financial Services, Inc. Mortgage Lending & HMDA Data, 2014
In 2014, Great Western Financial Services, Inc. of Plano, TX reported 1,765 mortgage applications totaling $415.9 million, down 19% from 2013. The average application was for $235,653, and applicants reported an average income of $127,127. 63% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dallas-Plano-Irving, TX (571), Houston-The Woodlands-Sugar Land, TX (300) and Phoenix-Mesa-Scottsdale, AZ (179) (applications in parentheses).
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,765 |
| Total Mortgage Loan Application Amount | $415,929,000 |
| Average Mortgage Loan Application Amount | $235,653 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $127,127 |
| Highest Applicant Income | $1,582,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 571 | $ 141,277,000 | $ 247,420 | $ 125,000 |
| Houston-The Woodlands-Sugar Land, TX | 300 | $ 77,356,000 | $ 257,853 | $ 160,000 |
| Phoenix-Mesa-Scottsdale, AZ | 179 | $ 40,556,000 | $ 226,569 | $ 109,000 |
| Fort Worth-Arlington, TX | 146 | $ 30,203,000 | $ 206,869 | $ 132,000 |
| Austin-Round Rock, TX | 110 | $ 29,540,000 | $ 268,545 | $ 145,000 |
| San Antonio-New Braunfels, TX | 63 | $ 15,595,000 | $ 247,539 | $ 127,000 |
| Indianapolis-Carmel-Anderson, IN | 24 | $ 4,734,000 | $ 197,250 | $ 112,000 |
| McAllen-Edinburg-Mission, TX | 19 | $ 3,836,000 | $ 201,894 | $ 115,000 |
| Tucson, AZ | 17 | $ 3,699,000 | $ 217,588 | $ 104,000 |
| Tulsa, OK | 16 | $ 2,803,000 | $ 175,187 | $ 104,000 |
| Corpus Christi, TX | 12 | $ 2,667,000 | $ 222,250 | $ 99,000 |
| Denver-Aurora-Lakewood, CO | 12 | $ 3,487,000 | $ 290,583 | $ 116,000 |
| College Station-Bryan, TX | 11 | $ 2,048,000 | $ 186,181 | $ 112,000 |
| Prescott, AZ | 10 | $ 2,334,000 | $ 233,400 | $ 63,000 |
| Gary, IN | 9 | $ 1,531,000 | $ 170,111 | $ 89,000 |
| Amarillo, TX | 8 | $ 1,345,000 | $ 168,125 | $ 132,000 |
| Flagstaff, AZ | 8 | $ 1,970,000 | $ 246,250 | $ 128,000 |
| Killeen-Temple, TX | 8 | $ 1,397,000 | $ 174,625 | $ 97,000 |
| Oklahoma City, OK | 8 | $ 1,715,000 | $ 214,375 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 1,496,000 | $ 187,000 | $ 67,000 |
| Waco, TX | 8 | $ 956,000 | $ 119,500 | $ 61,000 |
| El Paso, TX | 7 | $ 1,300,000 | $ 185,714 | $ 132,000 |
| Albuquerque, NM | 6 | $ 1,401,000 | $ 233,500 | $ 108,000 |
| Beaumont-Port Arthur, TX | 6 | $ 864,000 | $ 144,000 | $ 77,000 |
| Colorado Springs, CO | 6 | $ 1,086,000 | $ 181,000 | $ 58,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 927,000 | $ 154,500 | $ 63,000 |
| Midland, TX | 6 | $ 1,465,000 | $ 244,166 | $ 163,000 |
| Tyler, TX | 6 | $ 844,000 | $ 140,666 | $ 102,000 |
| Laredo, TX | 4 | $ 1,266,000 | $ 316,500 | $ 152,000 |
| Longview, TX | 4 | $ 656,000 | $ 164,000 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 1,224,000 | $ 306,000 | $ 103,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 785,000 | $ 196,250 | $ 98,000 |
| Lubbock, TX | 4 | $ 658,000 | $ 164,500 | $ 75,000 |
| Santa Fe, NM | 4 | $ 1,349,000 | $ 337,250 | $ 126,000 |
| Sherman-Denison, TX | 4 | $ 899,000 | $ 224,750 | $ 218,000 |
| Abilene, TX | 3 | $ 630,000 | $ 210,000 | $ 104,000 |
| Brownsville-Harlingen, TX | 3 | $ 672,000 | $ 224,000 | $ 108,000 |
| Fresno, CA | 3 | $ 508,000 | $ 169,333 | $ 118,000 |
| Greeley, CO | 3 | $ 989,000 | $ 329,666 | $ 141,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 734,000 | $ 244,666 | $ 108,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 2,150,000 | $ 716,666 | $ 211,000 |
| Terre Haute, IN | 3 | $ 484,000 | $ 161,333 | $ 75,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 808,000 | $ 404,000 | $ 144,000 |
| Bloomington, IN | 2 | $ 289,000 | $ 144,500 | $ 36,000 |
| San Angelo, TX | 2 | $ 209,000 | $ 104,500 | $ 73,000 |
| San Diego-Carlsbad, CA | 2 | $ 494,000 | $ 247,000 | $ 228,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 328,000 | $ 164,000 | $ 37,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 531,000 | $ 265,500 | $ 120,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 534,000 | $ 267,000 | $ 76,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 527,000 | $ 263,500 | $ 132,000 |
| Stockton-Lodi, CA | 2 | $ 592,000 | $ 296,000 | $ 105,000 |
| Texarkana, TX-AR | 2 | $ 333,000 | $ 166,500 | $ 118,000 |
| Charleston-North Charleston, SC | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Cincinnati, OH-KY-IN | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Cleveland, TN | 1 | $ 152,000 | $ 152,000 | $ 192,000 |
| Elkhart-Goshen, IN | 1 | $ 304,000 | $ 304,000 | $ 99,000 |
| Evansville, IN-KY | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Fort Smith, AR-OK | 1 | $ 100,000 | $ 100,000 | $ 157,000 |
| Fort Wayne, IN | 1 | $ 98,000 | $ 98,000 | $ 142,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 138,000 | $ 138,000 | $ 82,000 |
| Knoxville, TN | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Las Cruces, NM | 1 | $ 229,000 | $ 229,000 | $ 53,000 |
| Michigan City-La Porte, IN | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 270,000 | $ 270,000 | $ 103,000 |
| Odessa, TX | 1 | $ 264,000 | $ 264,000 | $ 127,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| Santa Rosa, CA | 1 | $ 83,000 | $ 83,000 | $ 246,000 |
| Vallejo-Fairfield, CA | 1 | $ 532,000 | $ 532,000 | $ 122,000 |
| Wichita Falls, TX | 1 | $ 114,000 | $ 114,000 | $ 90,000 |
| Yuma, AZ | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Great Western Financial Services, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 716 | $149,042,000 | $208,000 | $1,039,000 | $109,000 | $535,000 |
| Refinancing | 562 | $150,238,000 | $267,000 | $2,000,000 | $146,000 | $1,500,000 |
| Home Purchase | 487 | $116,649,000 | $239,000 | $1,803,000 | $132,000 | $1,582,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,027 | $232,961,000 | $226,000 | $1,450,000 | $123,000 | $1,582,000 |
| Not Provided | 471 | $128,294,000 | $272,000 | $2,000,000 | $147,000 | $1,500,000 |
| Hispanic | 124 | $22,518,000 | $181,000 | $1,000,000 | $93,000 | $479,000 |
| Asian | 108 | $24,608,000 | $227,000 | $744,000 | $119,000 | $450,000 |
| Black or African American | 31 | $6,760,000 | $218,000 | $680,000 | $110,000 | $380,000 |
| American Indian or Alaskan Native | 3 | $543,000 | $181,000 | $229,000 | $129,000 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $96,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,656 | $397,420,000 | $239,000 | $2,000,000 | $131,000 | $1,582,000 |
| FHA-insured (Federal Housing Administration) | 89 | $14,583,000 | $163,000 | $369,000 | $67,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,926,000 | $196,000 | $395,000 | $85,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,112 | $255,834,000 | $230,000 | $1,582,000 | $125,000 | $1,013,000 |
| Application Withdrawn By Applicant | 290 | $71,059,000 | $245,000 | $2,000,000 | $138,000 | $1,500,000 |
| Application Denied By Financial Institution | 250 | $61,655,000 | $246,000 | $1,803,000 | $113,000 | $1,061,000 |
| File Closed For Incompleteness | 98 | $24,679,000 | $251,000 | $750,000 | $145,000 | $550,000 |
| Application Approved But Not Accepted | 15 | $2,702,000 | $180,000 | $326,000 | $186,000 | $1,582,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 15 | $2,645,000 | $176,000 | $361,000 | $78,000 | $185,000 |
| Debt-To-Income Ratio | 9 | $2,544,000 | $282,000 | $522,000 | $68,000 | $173,000 |
| Unverifiable Information | 5 | $1,160,000 | $232,000 | $453,000 | $112,000 | $160,000 |
| Employment History | 3 | $833,000 | $277,000 | $380,000 | $85,000 | $142,000 |
| Credit History | 3 | $506,000 | $168,000 | $214,000 | $119,000 | $166,000 |
| Other | 1 | $224,000 | $224,000 | $224,000 | $71,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $257,000 | $257,000 | $257,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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