Greenlight Financial Services Mortgage Lending & HMDA Data, 2005
In 2005, Greenlight Financial Services of Irvine, CA reported 38,039 mortgage applications totaling $4.3 billion, up 27% from 2004. The average application was for $113,428, and applicants reported an average income of $51,577. 21% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,196), Riverside-San Bernardino-Ontario, CA (3,982) and Santa Ana-Anaheim-Irvine, CA (1,232) (applications in parentheses).
| Mortgage Company & Address | Greenlight Financial Services 18200 Von Karman Ste #300 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 38,039 |
| Total Mortgage Loan Application Amount | $4,314,720,000 |
| Average Mortgage Loan Application Amount | $113,428 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $51,577 |
| Highest Applicant Income | $3,960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 4,196 | $ 753,172,000 | $ 179,497 | $ 84,000 |
| Riverside-San Bernardino-Ontario, CA | 3,982 | $ 633,456,000 | $ 159,079 | $ 74,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,232 | $ 274,577,000 | $ 222,870 | $ 106,000 |
| Las Vegas-Paradise, NV | 876 | $ 103,836,000 | $ 118,534 | $ 70,000 |
| Phoenix-Mesa-Scottsdale, AZ | 680 | $ 71,382,000 | $ 104,973 | $ 55,000 |
| Atlanta-Sandy Springs-Marietta, GA | 535 | $ 54,456,000 | $ 101,786 | $ 52,000 |
| San Diego-Carlsbad-San Marcos, CA | 463 | $ 90,134,000 | $ 194,673 | $ 84,000 |
| Philadelphia, PA | 383 | $ 35,131,000 | $ 91,725 | $ 42,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 360 | $ 53,723,000 | $ 149,230 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 347 | $ 75,290,000 | $ 216,974 | $ 99,000 |
| Houston-Baytown-Sugar Land, TX | 313 | $ 22,398,000 | $ 71,559 | $ 56,000 |
| Detroit-Livonia-Dearborn, MI | 296 | $ 20,917,000 | $ 70,665 | $ 41,000 |
| Tampa-St. Petersburg-Clearwater, FL | 287 | $ 20,679,000 | $ 72,052 | $ 47,000 |
| Pittsburgh, PA | 284 | $ 20,629,000 | $ 72,637 | $ 34,000 |
| Chicago-Naperville-Joliet, IL | 260 | $ 25,962,000 | $ 99,853 | $ 52,000 |
| Warren-Farmington Hills-Troy, MI | 247 | $ 22,175,000 | $ 89,777 | $ 50,000 |
| Bakersfield, CA | 242 | $ 30,403,000 | $ 125,632 | $ 61,000 |
| Birmingham-Hoover, AL | 226 | $ 17,569,000 | $ 77,738 | $ 38,000 |
| El Centro, CA | 224 | $ 40,335,000 | $ 180,066 | $ 100,000 |
| Edison, NJ | 215 | $ 23,333,000 | $ 108,525 | $ 56,000 |
| Orlando, FL | 215 | $ 20,489,000 | $ 95,297 | $ 49,000 |
| Seattle-Bellevue-Everett, WA | 215 | $ 24,767,000 | $ 115,195 | $ 62,000 |
| Oakland-Fremont-Hayward, CA | 214 | $ 40,294,000 | $ 188,289 | $ 74,000 |
| Dallas-Plano-Irving, TX | 211 | $ 15,781,000 | $ 74,791 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 211 | $ 18,779,000 | $ 89,000 | $ 40,000 |
| Baltimore-Towson, MD | 207 | $ 18,903,000 | $ 91,318 | $ 61,000 |
| St. Louis, MO-IL | 194 | $ 14,482,000 | $ 74,649 | $ 35,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 190 | $ 16,823,000 | $ 88,542 | $ 47,000 |
| Cleveland-Elyria-Mentor, OH | 188 | $ 14,775,000 | $ 78,590 | $ 34,000 |
| San Antonio, TX | 164 | $ 11,541,000 | $ 70,371 | $ 40,000 |
| Indianapolis, IN | 161 | $ 10,446,000 | $ 64,881 | $ 41,000 |
| Richmond, VA | 151 | $ 12,358,000 | $ 81,841 | $ 51,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 141 | $ 12,485,000 | $ 88,546 | $ 51,000 |
| Denver-Aurora, CO | 140 | $ 13,983,000 | $ 99,878 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 133 | $ 12,673,000 | $ 95,285 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 133 | $ 18,514,000 | $ 139,203 | $ 47,000 |
| Providence-New Bedford-Fall River, RI-MA | 133 | $ 13,335,000 | $ 100,263 | $ 50,000 |
| Tucson, AZ | 130 | $ 13,026,000 | $ 100,200 | $ 49,000 |
| Jacksonville, FL | 124 | $ 10,488,000 | $ 84,580 | $ 50,000 |
| Camden, NJ | 123 | $ 10,353,000 | $ 84,170 | $ 38,000 |
| Newark-Union, NJ-PA | 123 | $ 13,930,000 | $ 113,252 | $ 54,000 |
| Boston-Quincy, MA | 122 | $ 19,716,000 | $ 161,606 | $ 65,000 |
| Fort Worth-Arlington, TX | 121 | $ 10,398,000 | $ 85,933 | $ 87,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 120 | $ 28,034,000 | $ 233,616 | $ 85,000 |
| Columbus, OH | 118 | $ 11,301,000 | $ 95,771 | $ 38,000 |
| Stockton, CA | 118 | $ 19,701,000 | $ 166,957 | $ 89,000 |
| Austin-Round Rock, TX | 117 | $ 9,451,000 | $ 80,777 | $ 52,000 |
| Tacoma, WA | 116 | $ 11,051,000 | $ 95,267 | $ 67,000 |
| Modesto, CA | 113 | $ 14,474,000 | $ 128,088 | $ 64,000 |
| Albuquerque, NM | 112 | $ 8,260,000 | $ 73,750 | $ 56,000 |
| Nashville-Davidson--Murfreesboro, TN | 111 | $ 10,238,000 | $ 92,234 | $ 41,000 |
| Kansas City, MO-KS | 109 | $ 7,850,000 | $ 72,018 | $ 55,000 |
| Oklahoma City, OK | 106 | $ 6,924,000 | $ 65,320 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 105 | $ 9,671,000 | $ 92,104 | $ 36,000 |
| Fresno, CA | 103 | $ 12,912,000 | $ 125,359 | $ 66,000 |
| Cincinnati-Middletown, OH-KY-IN | 100 | $ 7,454,000 | $ 74,540 | $ 37,000 |
| Milwaukee-Waukesha-West Allis, WI | 100 | $ 7,697,000 | $ 76,970 | $ 50,000 |
| Tulsa, OK | 91 | $ 5,406,000 | $ 59,406 | $ 40,000 |
| Montgomery, AL | 89 | $ 4,811,000 | $ 54,056 | $ 40,000 |
| Springfield, MA | 89 | $ 6,789,000 | $ 76,280 | $ 49,000 |
| Vallejo-Fairfield, CA | 88 | $ 15,043,000 | $ 170,943 | $ 79,000 |
| Memphis, TN-MS-AR | 86 | $ 7,510,000 | $ 87,325 | $ 51,000 |
| Visalia-Porterville, CA | 82 | $ 8,648,000 | $ 105,463 | $ 54,000 |
| Worcester, MA | 81 | $ 10,066,000 | $ 124,271 | $ 52,000 |
| Columbia, SC | 80 | $ 6,315,000 | $ 78,937 | $ 46,000 |
| Cambridge-Newton-Framingham, MA | 78 | $ 11,105,000 | $ 142,371 | $ 55,000 |
| Charleston-North Charleston, SC | 78 | $ 5,921,000 | $ 75,910 | $ 34,000 |
| Gary, IN | 78 | $ 5,121,000 | $ 65,653 | $ 44,000 |
| Scranton--Wilkes-Barre, PA | 78 | $ 5,856,000 | $ 75,076 | $ 35,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 75 | $ 6,177,000 | $ 82,360 | $ 40,000 |
| Colorado Springs, CO | 74 | $ 6,780,000 | $ 91,621 | $ 47,000 |
| Dayton, OH | 74 | $ 4,695,000 | $ 63,445 | $ 33,000 |
| Palm Bay-Melbourne-Titusville, FL | 74 | $ 7,016,000 | $ 94,810 | $ 40,000 |
| Sarasota-Bradenton-Venice, FL | 73 | $ 8,231,000 | $ 112,753 | $ 64,000 |
| Toledo, OH | 71 | $ 5,115,000 | $ 72,042 | $ 62,000 |
| Youngstown-Warren-Boardman, OH-PA | 71 | $ 4,661,000 | $ 65,647 | $ 31,000 |
| Greenville, SC | 68 | $ 4,811,000 | $ 70,750 | $ 39,000 |
| Charleston, WV | 67 | $ 3,711,000 | $ 55,388 | $ 30,000 |
| Wilmington, DE-MD-NJ | 66 | $ 7,451,000 | $ 112,893 | $ 58,000 |
| Flint, MI | 65 | $ 4,733,000 | $ 72,815 | $ 33,000 |
| Honolulu, HI | 64 | $ 13,604,000 | $ 212,562 | $ 64,000 |
| Huntsville, AL | 64 | $ 3,837,000 | $ 59,953 | $ 38,000 |
| Omaha-Council Bluffs, NE-IA | 64 | $ 5,184,000 | $ 81,000 | $ 34,000 |
| Port St. Lucie-Fort Pierce, FL | 64 | $ 5,742,000 | $ 89,718 | $ 41,000 |
| Akron, OH | 63 | $ 4,127,000 | $ 65,507 | $ 38,000 |
| Canton-Massillon, OH | 63 | $ 4,441,000 | $ 70,492 | $ 58,000 |
| Cape Coral-Fort Myers, FL | 63 | $ 5,595,000 | $ 88,809 | $ 37,000 |
| El Paso, TX | 63 | $ 3,565,000 | $ 56,587 | $ 58,000 |
| Portland-South Portland-Biddeford, ME | 63 | $ 5,706,000 | $ 90,571 | $ 39,000 |
| San Francisco-San Mateo-Redwood City, CA | 63 | $ 11,621,000 | $ 184,460 | $ 75,000 |
| Grand Rapids-Wyoming, MI | 62 | $ 4,456,000 | $ 71,870 | $ 37,000 |
| Portland-Vancouver-Beaverton, OR-WA | 62 | $ 6,678,000 | $ 107,709 | $ 71,000 |
| Bethesda-Frederick-Gaithersburg, MD | 60 | $ 8,079,000 | $ 134,650 | $ 70,000 |
| Lakeland, FL | 59 | $ 4,629,000 | $ 78,457 | $ 40,000 |
| Boise City-Nampa, ID | 58 | $ 5,099,000 | $ 87,913 | $ 52,000 |
| Hartford-West Hartford-East Hartford, CT | 57 | $ 3,820,000 | $ 67,017 | $ 46,000 |
| Charlotte-Gastonia-Concord, NC-SC | 56 | $ 4,620,000 | $ 82,500 | $ 47,000 |
| Roanoke, VA | 56 | $ 3,921,000 | $ 70,017 | $ 33,000 |
| Spokane, WA | 56 | $ 4,361,000 | $ 77,875 | $ 55,000 |
| Reno-Sparks, NV | 55 | $ 7,263,000 | $ 132,054 | $ 51,000 |
| York-Hanover, PA | 54 | $ 4,955,000 | $ 91,759 | $ 37,000 |
| Harrisburg-Carlisle, PA | 53 | $ 4,688,000 | $ 88,452 | $ 29,000 |
| Mobile, AL | 52 | $ 2,990,000 | $ 57,500 | $ 42,000 |
| Pensacola-Ferry Pass-Brent, FL | 52 | $ 4,581,000 | $ 88,096 | $ 63,000 |
| Corpus Christi, TX | 50 | $ 3,111,000 | $ 62,220 | $ 31,000 |
| Essex County, MA | 50 | $ 6,481,000 | $ 129,620 | $ 53,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 50 | $ 11,221,000 | $ 224,420 | $ 90,000 |
| Fort Wayne, IN | 49 | $ 3,359,000 | $ 68,551 | $ 43,000 |
| Knoxville, TN | 49 | $ 4,311,000 | $ 87,979 | $ 41,000 |
| McAllen-Edinburg-Pharr, TX | 49 | $ 3,251,000 | $ 66,346 | $ 44,000 |
| New Orleans-Metairie-Kenner, LA | 49 | $ 2,698,000 | $ 55,061 | $ 33,000 |
| Wichita, KS | 48 | $ 2,601,000 | $ 54,187 | $ 45,000 |
| Augusta-Richmond County, GA-SC | 47 | $ 3,112,000 | $ 66,212 | $ 43,000 |
| Reading, PA | 47 | $ 4,119,000 | $ 87,638 | $ 31,000 |
| Atlantic City, NJ | 46 | $ 4,645,000 | $ 100,978 | $ 44,000 |
| Beaumont-Port Arthur, TX | 46 | $ 1,967,000 | $ 42,760 | $ 28,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 45 | $ 4,564,000 | $ 101,422 | $ 40,000 |
| Des Moines, IA | 44 | $ 3,126,000 | $ 71,045 | $ 49,000 |
| Jackson, MS | 43 | $ 3,065,000 | $ 71,279 | $ 44,000 |
| Prescott, AZ | 43 | $ 4,375,000 | $ 101,744 | $ 46,000 |
| Yuma, AZ | 43 | $ 4,998,000 | $ 116,232 | $ 60,000 |
| Louisville, KY-IN | 42 | $ 2,982,000 | $ 71,000 | $ 46,000 |
| Redding, CA | 42 | $ 3,259,000 | $ 77,595 | $ 28,000 |
| Bremerton-Silverdale, WA | 41 | $ 3,564,000 | $ 86,926 | $ 55,000 |
| Manchester-Nashua, NH | 41 | $ 2,965,000 | $ 72,317 | $ 56,000 |
| Lansing-East Lansing, MI | 40 | $ 2,958,000 | $ 73,950 | $ 35,000 |
| Santa Rosa-Petaluma, CA | 40 | $ 6,961,000 | $ 174,025 | $ 87,000 |
| Yuba City, CA | 39 | $ 5,049,000 | $ 129,461 | $ 59,000 |
| Merced, CA | 38 | $ 4,655,000 | $ 122,500 | $ 74,000 |
| Rockingham County-Strafford County, NH | 38 | $ 2,995,000 | $ 78,815 | $ 54,000 |
| Lancaster, PA | 37 | $ 4,083,000 | $ 110,351 | $ 39,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 37 | $ 3,185,000 | $ 86,081 | $ 42,000 |
| Chico, CA | 36 | $ 3,419,000 | $ 94,972 | $ 49,000 |
| Evansville, IN-KY | 36 | $ 1,967,000 | $ 54,638 | $ 40,000 |
| Salinas, CA | 36 | $ 7,325,000 | $ 203,472 | $ 70,000 |
| Anchorage, AK | 35 | $ 4,695,000 | $ 134,142 | $ 50,000 |
| Little Rock-North Little Rock, AR | 35 | $ 2,995,000 | $ 85,571 | $ 36,000 |
| New Haven-Milford, CT | 35 | $ 2,236,000 | $ 63,885 | $ 33,000 |
| Joplin, MO | 34 | $ 2,008,000 | $ 59,058 | $ 35,000 |
| Ocala, FL | 34 | $ 3,262,000 | $ 95,941 | $ 43,000 |
| Parkersburg-Marietta, WV-OH | 34 | $ 1,823,000 | $ 53,617 | $ 35,000 |
| Topeka, KS | 34 | $ 1,707,000 | $ 50,205 | $ 36,000 |
| Bridgeport-Stamford-Norwalk, CT | 33 | $ 3,574,000 | $ 108,303 | $ 54,000 |
| Greensboro-High Point, NC | 33 | $ 2,324,000 | $ 70,424 | $ 29,000 |
| Jackson, MI | 33 | $ 1,960,000 | $ 59,393 | $ 29,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 4,042,000 | $ 122,484 | $ 68,000 |
| Chattanooga, TN-GA | 32 | $ 2,327,000 | $ 72,718 | $ 39,000 |
| Gadsden, AL | 32 | $ 1,917,000 | $ 59,906 | $ 41,000 |
| Madison, WI | 32 | $ 2,194,000 | $ 68,562 | $ 38,000 |
| Niles-Benton Harbor, MI | 31 | $ 2,146,000 | $ 69,225 | $ 46,000 |
| Asheville, NC | 30 | $ 2,357,000 | $ 78,566 | $ 48,000 |
| Hanford-Corcoran, CA | 30 | $ 2,959,000 | $ 98,633 | $ 63,000 |
| Huntington-Ashland, WV-KY-OH | 30 | $ 2,032,000 | $ 67,733 | $ 35,000 |
| Killeen-Temple-Fort Hood, TX | 30 | $ 1,701,000 | $ 56,700 | $ 36,000 |
| Naples-Marco Island, FL | 29 | $ 3,210,000 | $ 110,689 | $ 45,000 |
| Peoria, IL | 29 | $ 2,060,000 | $ 71,034 | $ 41,000 |
| Springfield, MO | 29 | $ 2,184,000 | $ 75,310 | $ 27,000 |
| Tallahassee, FL | 29 | $ 2,080,000 | $ 71,724 | $ 36,000 |
| Panama City-Lynn Haven, FL | 28 | $ 2,481,000 | $ 88,607 | $ 48,000 |
| Spartanburg, SC | 28 | $ 1,769,000 | $ 63,178 | $ 39,000 |
| Battle Creek, MI | 27 | $ 1,576,000 | $ 58,370 | $ 34,000 |
| Kalamazoo-Portage, MI | 27 | $ 1,957,000 | $ 72,481 | $ 45,000 |
| Lawton, OK | 27 | $ 1,422,000 | $ 52,666 | $ 48,000 |
| Muskegon-Norton Shores, MI | 27 | $ 1,469,000 | $ 54,407 | $ 21,000 |
| Raleigh-Cary, NC | 27 | $ 2,498,000 | $ 92,518 | $ 58,000 |
| South Bend-Mishawaka, IN-MI | 27 | $ 1,636,000 | $ 60,592 | $ 26,000 |
| Waco, TX | 27 | $ 1,312,000 | $ 48,592 | $ 30,000 |
| Anniston-Oxford, AL | 26 | $ 1,655,000 | $ 63,653 | $ 31,000 |
| Brownsville-Harlingen, TX | 26 | $ 1,414,000 | $ 54,384 | $ 41,000 |
| Dothan, AL | 26 | $ 1,365,000 | $ 52,500 | $ 22,000 |
| Rockford, IL | 26 | $ 1,940,000 | $ 74,615 | $ 46,000 |
| Saginaw-Saginaw Township North, MI | 26 | $ 1,776,000 | $ 68,307 | $ 50,000 |
| San Luis Obispo-Paso Robles, CA | 26 | $ 2,934,000 | $ 112,846 | $ 47,000 |
| Savannah, GA | 26 | $ 1,542,000 | $ 59,307 | $ 40,000 |
| St. Joseph, MO-KS | 26 | $ 1,703,000 | $ 65,500 | $ 36,000 |
| Tuscaloosa, AL | 26 | $ 1,523,000 | $ 58,576 | $ 46,000 |
| Ann Arbor, MI | 25 | $ 3,800,000 | $ 152,000 | $ 50,000 |
| Auburn-Opelika, AL | 25 | $ 1,600,000 | $ 64,000 | $ 44,000 |
| Barnstable Town, MA | 25 | $ 2,587,000 | $ 103,480 | $ 53,000 |
| Las Cruces, NM | 25 | $ 1,316,000 | $ 52,640 | $ 42,000 |
| Lewiston-Auburn, ME | 25 | $ 1,716,000 | $ 68,640 | $ 34,000 |
| Macon, GA | 25 | $ 1,602,000 | $ 64,080 | $ 30,000 |
| Olympia, WA | 25 | $ 2,565,000 | $ 102,600 | $ 57,000 |
| Albany, GA | 24 | $ 1,686,000 | $ 70,250 | $ 41,000 |
| Anderson, SC | 24 | $ 1,655,000 | $ 68,958 | $ 35,000 |
| Dover, DE | 24 | $ 2,592,000 | $ 108,000 | $ 35,000 |
| Erie, PA | 24 | $ 1,614,000 | $ 67,250 | $ 36,000 |
| Fort Walton Beach-Crestview-Destin, FL | 24 | $ 1,814,000 | $ 75,583 | $ 53,000 |
| Gulfport-Biloxi, MS | 24 | $ 1,262,000 | $ 52,583 | $ 33,000 |
| Lynchburg, VA | 24 | $ 1,152,000 | $ 48,000 | $ 31,000 |
| Weirton-Steubenville, WV-OH | 24 | $ 1,467,000 | $ 61,125 | $ 44,000 |
| Wichita Falls, TX | 24 | $ 1,319,000 | $ 54,958 | $ 35,000 |
| Durham, NC | 23 | $ 3,514,000 | $ 152,782 | $ 61,000 |
| Baton Rouge, LA | 22 | $ 734,000 | $ 33,363 | $ 39,000 |
| Coeur D'Alene, ID | 22 | $ 1,737,000 | $ 78,954 | $ 46,000 |
| Elkhart-Goshen, IN | 22 | $ 1,466,000 | $ 66,636 | $ 56,000 |
| Eugene-Springfield, OR | 22 | $ 1,877,000 | $ 85,318 | $ 43,000 |
| Florence-Muscle Shoals, AL | 22 | $ 1,657,000 | $ 75,318 | $ 44,000 |
| Grand Junction, CO | 22 | $ 1,795,000 | $ 81,590 | $ 45,000 |
| Johnstown, PA | 22 | $ 1,465,000 | $ 66,590 | $ 31,000 |
| Lexington-Fayette, KY | 22 | $ 1,198,000 | $ 54,454 | $ 40,000 |
| Odessa, TX | 22 | $ 985,000 | $ 44,772 | $ 28,000 |
| Bangor, ME | 21 | $ 1,396,000 | $ 66,476 | $ 37,000 |
| Cedar Rapids, IA | 21 | $ 1,317,000 | $ 62,714 | $ 32,000 |
| Charlottesville, VA | 21 | $ 1,941,000 | $ 92,428 | $ 45,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 21 | $ 2,102,000 | $ 100,095 | $ 44,000 |
| Punta Gorda, FL | 21 | $ 1,470,000 | $ 70,000 | $ 31,000 |
| Trenton-Ewing, NJ | 21 | $ 2,221,000 | $ 105,761 | $ 73,000 |
| Williamsport, PA | 21 | $ 1,549,000 | $ 73,761 | $ 23,000 |
| Amarillo, TX | 20 | $ 1,091,000 | $ 54,550 | $ 30,000 |
| Appleton, WI | 20 | $ 1,571,000 | $ 78,550 | $ 43,000 |
| Bellingham, WA | 20 | $ 1,907,000 | $ 95,350 | $ 70,000 |
| Fayetteville, NC | 20 | $ 1,186,000 | $ 59,300 | $ 27,000 |
| Gainesville, FL | 20 | $ 1,278,000 | $ 63,900 | $ 55,000 |
| Kennewick-Richland-Pasco, WA | 20 | $ 1,063,000 | $ 53,150 | $ 57,000 |
| Madera, CA | 20 | $ 2,250,000 | $ 112,500 | $ 54,000 |
| Morgantown, WV | 20 | $ 1,024,000 | $ 51,200 | $ 38,000 |
| Ocean City, NJ | 20 | $ 2,262,000 | $ 113,100 | $ 37,000 |
| Pascagoula, MS | 20 | $ 1,019,000 | $ 50,950 | $ 36,000 |
| Pueblo, CO | 20 | $ 1,520,000 | $ 76,000 | $ 34,000 |
| Tyler, TX | 20 | $ 1,151,000 | $ 57,550 | $ 35,000 |
| Wheeling, WV-OH | 20 | $ 957,000 | $ 47,850 | $ 40,000 |
| Yakima, WA | 20 | $ 1,071,000 | $ 53,550 | $ 38,000 |
| Altoona, PA | 19 | $ 1,254,000 | $ 66,000 | $ 28,000 |
| Blacksburg-Christiansburg-Radford, VA | 19 | $ 1,281,000 | $ 67,421 | $ 39,000 |
| Cheyenne, WY | 19 | $ 1,417,000 | $ 74,578 | $ 45,000 |
| Decatur, AL | 19 | $ 1,284,000 | $ 67,578 | $ 34,000 |
| Green Bay, WI | 19 | $ 927,000 | $ 48,789 | $ 40,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 1,505,000 | $ 79,210 | $ 22,000 |
| Norwich-New London, CT | 19 | $ 1,521,000 | $ 80,052 | $ 44,000 |
| Anderson, IN | 18 | $ 810,000 | $ 45,000 | $ 38,000 |
| Casper, WY | 18 | $ 1,720,000 | $ 95,555 | $ 45,000 |
| Duluth, MN-WI | 18 | $ 1,124,000 | $ 62,444 | $ 32,000 |
| Janesville, WI | 18 | $ 1,120,000 | $ 62,222 | $ 34,000 |
| Johnson City, TN | 18 | $ 1,405,000 | $ 78,055 | $ 37,000 |
| Lincoln, NE | 18 | $ 1,210,000 | $ 67,222 | $ 41,000 |
| Sumter, SC | 18 | $ 1,309,000 | $ 72,722 | $ 37,000 |
| Winchester, VA-WV | 18 | $ 1,794,000 | $ 99,666 | $ 43,000 |
| Danville, VA | 17 | $ 977,000 | $ 57,470 | $ 36,000 |
| Florence, SC | 17 | $ 913,000 | $ 53,705 | $ 30,000 |
| Holland-Grand Haven, MI | 17 | $ 1,687,000 | $ 99,235 | $ 41,000 |
| Morristown, TN | 17 | $ 1,480,000 | $ 87,058 | $ 32,000 |
| Pittsfield, MA | 17 | $ 1,230,000 | $ 72,352 | $ 44,000 |
| Santa Fe, NM | 17 | $ 2,325,000 | $ 136,764 | $ 61,000 |
| Vineland-Millville-Bridgeton, NJ | 17 | $ 1,112,000 | $ 65,411 | $ 43,000 |
| Waterloo-Cedar Falls, IA | 17 | $ 1,231,000 | $ 72,411 | $ 41,000 |
| Wilmington, NC | 17 | $ 1,506,000 | $ 88,588 | $ 38,000 |
| Brunswick, GA | 16 | $ 1,170,000 | $ 73,125 | $ 35,000 |
| Columbus, GA-AL | 16 | $ 927,000 | $ 57,937 | $ 41,000 |
| Cumberland, MD-WV | 16 | $ 706,000 | $ 44,125 | $ 42,000 |
| Fairbanks, AK | 16 | $ 2,059,000 | $ 128,687 | $ 42,000 |
| Greeley, CO | 16 | $ 1,152,000 | $ 72,000 | $ 44,000 |
| Medford, OR | 16 | $ 1,448,000 | $ 90,500 | $ 40,000 |
| Michigan City-La Porte, IN | 16 | $ 835,000 | $ 52,187 | $ 43,000 |
| Terre Haute, IN | 16 | $ 1,064,000 | $ 66,500 | $ 62,000 |
| Burlington-South Burlington, VT | 15 | $ 1,312,000 | $ 87,466 | $ 57,000 |
| Dalton, GA | 15 | $ 1,600,000 | $ 106,666 | $ 38,000 |
| Gainesville, GA | 15 | $ 1,677,000 | $ 111,800 | $ 35,000 |
| Rome, GA | 15 | $ 1,071,000 | $ 71,400 | $ 53,000 |
| Salt Lake City, UT | 15 | $ 1,288,000 | $ 85,866 | $ 50,000 |
| Sioux Falls, SD | 15 | $ 948,000 | $ 63,200 | $ 27,000 |
| Springfield, OH | 15 | $ 1,044,000 | $ 69,600 | $ 36,000 |
| Winston-Salem, NC | 15 | $ 1,720,000 | $ 114,666 | $ 52,000 |
| Abilene, TX | 14 | $ 814,000 | $ 58,142 | $ 30,000 |
| Clarksville, TN-KY | 14 | $ 1,000,000 | $ 71,428 | $ 33,000 |
| Cleveland, TN | 14 | $ 1,155,000 | $ 82,500 | $ 29,000 |
| Hattiesburg, MS | 14 | $ 947,000 | $ 67,642 | $ 30,000 |
| Jefferson City, MO | 14 | $ 1,064,000 | $ 76,000 | $ 32,000 |
| Longview, TX | 14 | $ 601,000 | $ 42,928 | $ 37,000 |
| Lubbock, TX | 14 | $ 708,000 | $ 50,571 | $ 31,000 |
| Muncie, IN | 14 | $ 541,000 | $ 38,642 | $ 28,000 |
| Rapid City, SD | 14 | $ 792,000 | $ 56,571 | $ 44,000 |
| Sherman-Denison, TX | 14 | $ 966,000 | $ 69,000 | $ 41,000 |
| Shreveport-Bossier City, LA | 14 | $ 541,000 | $ 38,642 | $ 23,000 |
| St. Cloud, MN | 14 | $ 1,029,000 | $ 73,500 | $ 40,000 |
| Victoria, TX | 14 | $ 804,000 | $ 57,428 | $ 35,000 |
| Bay City, MI | 13 | $ 636,000 | $ 48,923 | $ 32,000 |
| Fort Smith, AR-OK | 13 | $ 784,000 | $ 60,307 | $ 40,000 |
| Houma-Bayou Cane-Thibodaux, LA | 13 | $ 382,000 | $ 29,384 | $ 38,000 |
| Lake Charles, LA | 13 | $ 516,000 | $ 39,692 | $ 28,000 |
| Laredo, TX | 13 | $ 783,000 | $ 60,230 | $ 40,000 |
| Mansfield, OH | 13 | $ 885,000 | $ 68,076 | $ 35,000 |
| Racine, WI | 13 | $ 850,000 | $ 65,384 | $ 53,000 |
| Salem, OR | 13 | $ 1,204,000 | $ 92,615 | $ 49,000 |
| Wenatchee, WA | 13 | $ 1,003,000 | $ 77,153 | $ 55,000 |
| Bloomington, IN | 12 | $ 722,000 | $ 60,166 | $ 36,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 1,073,000 | $ 89,416 | $ 41,000 |
| Fort Collins-Loveland, CO | 12 | $ 1,087,000 | $ 90,583 | $ 42,000 |
| Greenville, NC | 12 | $ 748,000 | $ 62,333 | $ 25,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 389,000 | $ 32,416 | $ 25,000 |
| Hinesville-Fort Stewart, GA | 12 | $ 942,000 | $ 78,500 | $ 31,000 |
| La Crosse, WI-MN | 12 | $ 1,143,000 | $ 95,250 | $ 40,000 |
| Lafayette, IN | 12 | $ 873,000 | $ 72,750 | $ 34,000 |
| Longview, WA | 12 | $ 696,000 | $ 58,000 | $ 48,000 |
| Monroe, MI | 12 | $ 864,000 | $ 72,000 | $ 41,000 |
| Salisbury, MD | 12 | $ 1,023,000 | $ 85,250 | $ 50,000 |
| San Angelo, TX | 12 | $ 583,000 | $ 48,583 | $ 40,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 2,257,000 | $ 188,083 | $ 55,000 |
| Sioux City, IA-NE-SD | 12 | $ 720,000 | $ 60,000 | $ 50,000 |
| Vero Beach, FL | 12 | $ 1,060,000 | $ 88,333 | $ 33,000 |
| Warner Robins, GA | 12 | $ 607,000 | $ 50,583 | $ 42,000 |
| Bend, OR | 11 | $ 920,000 | $ 83,636 | $ 45,000 |
| Billings, MT | 11 | $ 781,000 | $ 71,000 | $ 24,000 |
| Lebanon, PA | 11 | $ 890,000 | $ 80,909 | $ 28,000 |
| Monroe, LA | 11 | $ 521,000 | $ 47,363 | $ 38,000 |
| Mount Vernon-Anacortes, WA | 11 | $ 950,000 | $ 86,363 | $ 33,000 |
| Oshkosh-Neenah, WI | 11 | $ 728,000 | $ 66,181 | $ 30,000 |
| Pocatello, ID | 11 | $ 790,000 | $ 71,818 | $ 31,000 |
| Rochester, MN | 11 | $ 701,000 | $ 63,727 | $ 42,000 |
| Athens-Clarke County, GA | 10 | $ 1,092,000 | $ 109,200 | $ 39,000 |
| Boulder, CO | 10 | $ 1,763,000 | $ 176,300 | $ 40,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 492,000 | $ 49,200 | $ 44,000 |
| Hot Springs, AR | 10 | $ 772,000 | $ 77,200 | $ 28,000 |
| Sandusky, OH | 10 | $ 1,027,000 | $ 102,700 | $ 34,000 |
| Bismarck, ND | 9 | $ 577,000 | $ 64,111 | $ 72,000 |
| Dubuque, IA | 9 | $ 951,000 | $ 105,666 | $ 31,000 |
| Great Falls, MT | 9 | $ 586,000 | $ 65,111 | $ 133,000 |
| Jonesboro, AR | 9 | $ 685,000 | $ 76,111 | $ 35,000 |
| Lawrence, KS | 9 | $ 540,000 | $ 60,000 | $ 49,000 |
| Rocky Mount, NC | 9 | $ 702,000 | $ 78,000 | $ 20,000 |
| Valdosta, GA | 9 | $ 586,000 | $ 65,111 | $ 26,000 |
| Alexandria, LA | 8 | $ 314,000 | $ 39,250 | $ 26,000 |
| Champaign-Urbana, IL | 8 | $ 487,000 | $ 60,875 | $ 47,000 |
| Eau Claire, WI | 8 | $ 442,000 | $ 55,250 | $ 27,000 |
| Idaho Falls, ID | 8 | $ 635,000 | $ 79,375 | $ 32,000 |
| Jacksonville, NC | 8 | $ 749,000 | $ 93,625 | $ 44,000 |
| Lima, OH | 8 | $ 364,000 | $ 45,500 | $ 26,000 |
| State College, PA | 8 | $ 687,000 | $ 85,875 | $ 31,000 |
| Ames, IA | 7 | $ 768,000 | $ 109,714 | $ 27,000 |
| Bloomington-Normal, IL | 7 | $ 306,000 | $ 43,714 | $ 41,000 |
| College Station-Bryan, TX | 7 | $ 657,000 | $ 93,857 | $ 49,000 |
| Flagstaff, AZ | 7 | $ 482,000 | $ 68,857 | $ 33,000 |
| Fond Du Lac, WI | 7 | $ 354,000 | $ 50,571 | $ 39,000 |
| Jackson, TN | 7 | $ 326,000 | $ 46,571 | $ 33,000 |
| Kankakee-Bradley, IL | 7 | $ 259,000 | $ 37,000 | $ 39,000 |
| Kokomo, IN | 7 | $ 483,000 | $ 69,000 | $ 23,000 |
| Lafayette, LA | 7 | $ 186,000 | $ 26,571 | $ 26,000 |
| Midland, TX | 7 | $ 455,000 | $ 65,000 | $ 73,000 |
| Ogden-Clearfield, UT | 7 | $ 486,000 | $ 69,428 | $ 45,000 |
| Owensboro, KY | 7 | $ 244,000 | $ 34,857 | $ 25,000 |
| Pine Bluff, AR | 7 | $ 434,000 | $ 62,000 | $ 45,000 |
| Sheboygan, WI | 7 | $ 244,000 | $ 34,857 | $ 47,000 |
| Wausau, WI | 7 | $ 506,000 | $ 72,285 | $ 50,000 |
| Columbus, IN | 6 | $ 218,000 | $ 36,333 | $ 50,000 |
| Elizabethtown, KY | 6 | $ 314,000 | $ 52,333 | $ 83,000 |
| Farmington, NM | 6 | $ 678,000 | $ 113,000 | $ 62,000 |
| Napa, CA | 6 | $ 1,331,000 | $ 221,833 | $ 116,000 |
| Springfield, IL | 6 | $ 373,000 | $ 62,166 | $ 111,000 |
| Carson City, NV | 5 | $ 294,000 | $ 58,800 | $ 69,000 |
| Columbia, MO | 5 | $ 302,000 | $ 60,400 | $ 34,000 |
| Fargo, ND-MN | 5 | $ 317,000 | $ 63,400 | $ 32,000 |
| Goldsboro, NC | 5 | $ 203,000 | $ 40,600 | $ 45,000 |
| Grand Forks, ND-MN | 5 | $ 141,000 | $ 28,200 | $ 44,000 |
| Danville, IL | 4 | $ 335,000 | $ 83,750 | $ 33,000 |
| Decatur, IL | 4 | $ 235,000 | $ 58,750 | $ 54,000 |
| Lewiston, ID-WA | 4 | $ 145,000 | $ 36,250 | $ 27,000 |
| Missoula, MT | 4 | $ 385,000 | $ 96,250 | $ 30,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 228,000 | $ 57,000 | $ 25,000 |
| Burlington, NC | 3 | $ 176,000 | $ 58,666 | $ 35,000 |
| Corvallis, OR | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Harrisonburg, VA | 3 | $ 125,000 | $ 41,666 | $ 17,000 |
| Iowa City, IA | 3 | $ 183,000 | $ 61,000 | $ 13,000 |
| Logan, UT-ID | 3 | $ 155,000 | $ 51,666 | $ 45,000 |
| Provo-Orem, UT | 3 | $ 231,000 | $ 77,000 | $ 142,000 |
| Bowling Green, KY | 2 | $ 45,000 | $ 22,500 | $ 26,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 15,000 | $ 15,000 | $ 0 |
| St. George, UT | 1 | $ 28,000 | $ 28,000 | $ 30,000 |
| Syracuse, NY | 1 | $ 84,000 | $ 84,000 | $ 0 |
Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 31,255 | $3,380,349,000 | $81,153 | $1,500,000 | $41,750 | $3,960,000 |
| Refinancing | 5,063 | $583,917,000 | $90,568 | $1,600,000 | $40,882 | $3,000,000 |
| Home Purchase | 1,721 | $350,454,000 | $131,187 | $1,350,000 | $55,020 | $958,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 22,312 | $2,460,308,000 | $83,000 | $1,600,000 | $39,692 | $3,000,000 |
| White | 10,755 | $1,162,862,000 | $84,274 | $1,500,000 | $45,843 | $3,960,000 |
| Hispanic | 2,894 | $453,823,000 | $89,586 | $1,000,000 | $43,043 | $840,000 |
| Black or African American | 1,505 | $147,936,000 | $94,681 | $540,000 | $48,818 | $840,000 |
| Asian | 417 | $73,813,000 | $100,939 | $1,000,000 | $55,757 | $891,000 |
| American Indian or Alaskan Native | 118 | $11,420,000 | $77,076 | $480,000 | $40,769 | $1,020,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $4,558,000 | $92,714 | $410,000 | $53,285 | $312,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,039 | $4,314,720,000 | $83,942 | $1,600,000 | $42,269 | $3,960,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,791 | $1,348,236,000 | $80,288 | $1,500,000 | $37,000 | $3,960,000 |
| Application Withdrawn By Applicant | 13,933 | $1,627,907,000 | $87,117 | $1,600,000 | $44,058 | $2,846,000 |
| Loan Originated | 8,074 | $1,118,745,000 | $81,078 | $1,600,000 | $55,862 | $891,000 |
| Application Approved But Not Accepted | 943 | $180,474,000 | $124,021 | $896,000 | $55,173 | $516,000 |
| File Closed For Incompleteness | 298 | $39,358,000 | $95,238 | $950,000 | $15,261 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenlight Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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