Greenlight Financial Services Mortgage Lending & HMDA Data, 2005

In 2005, Greenlight Financial Services of Irvine, CA reported 38,039 mortgage applications totaling $4.3 billion, up 27% from 2004. The average application was for $113,428, and applicants reported an average income of $51,577. 21% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,196), Riverside-San Bernardino-Ontario, CA (3,982) and Santa Ana-Anaheim-Irvine, CA (1,232) (applications in parentheses).

Mortgage Company & Address Greenlight Financial Services
18200 Von Karman Ste #300
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 38,039
Total Mortgage Loan Application Amount $4,314,720,000
Average Mortgage Loan Application Amount $113,428
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $51,577
Highest Applicant Income $3,960,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenlight Financial Services by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 4,196 $ 753,172,000 $ 179,497 $ 84,000
San Bernardino, California 2,178 $ 333,701,000 $ 153,214 $ 76,000
Riverside, California 1,804 $ 299,755,000 $ 166,161 $ 73,000
Orange, California 1,232 $ 274,577,000 $ 222,870 $ 106,000
Clark, Nevada 876 $ 103,836,000 $ 118,534 $ 70,000
Maricopa, Arizona 611 $ 65,723,000 $ 107,566 $ 57,000
San Diego, California 463 $ 90,134,000 $ 194,673 $ 84,000
Ventura, California 347 $ 75,290,000 $ 216,974 $ 99,000
Wayne, Michigan 296 $ 20,917,000 $ 70,665 $ 41,000
Kern, California 242 $ 30,403,000 $ 125,632 $ 61,000
Sacramento, California 235 $ 32,808,000 $ 139,608 $ 68,000
Imperial, California 224 $ 40,335,000 $ 180,066 $ 100,000
Harris, Texas 196 $ 14,583,000 $ 74,403 $ 72,000
Broward, Florida 190 $ 16,823,000 $ 88,542 $ 47,000
Philadelphia, Pennsylvania 183 $ 13,782,000 $ 75,311 $ 31,000
Cook, Illinois 165 $ 16,564,000 $ 100,387 $ 46,000
Jefferson, Alabama 151 $ 11,440,000 $ 75,761 $ 36,000
Allegheny, Pennsylvania 143 $ 9,283,000 $ 64,916 $ 43,000
Palm Beach, Florida 141 $ 12,485,000 $ 88,546 $ 51,000
Dallas, Texas 134 $ 10,625,000 $ 79,291 $ 48,000
Miami-Dade, Florida 133 $ 12,673,000 $ 95,285 $ 59,000
King, Washington 133 $ 16,164,000 $ 121,533 $ 63,000
Pima, Arizona 130 $ 13,026,000 $ 100,200 $ 49,000
Contra Costa, California 128 $ 25,074,000 $ 195,890 $ 69,000
Oakland, Michigan 127 $ 12,572,000 $ 98,992 $ 48,000
Cuyahoga, Ohio 121 $ 8,398,000 $ 69,404 $ 34,000
Bexar, Texas 119 $ 8,365,000 $ 70,294 $ 51,000
San Joaquin, California 118 $ 19,701,000 $ 166,957 $ 89,000
Pierce, Washington 116 $ 11,051,000 $ 95,267 $ 67,000
Orange, Florida 114 $ 11,127,000 $ 97,605 $ 49,000
Stanislaus, California 113 $ 14,474,000 $ 128,088 $ 64,000
Santa Clara, California 107 $ 26,621,000 $ 248,794 $ 88,000
Fresno, California 103 $ 12,912,000 $ 125,359 $ 66,000
Tarrant, Texas 103 $ 8,988,000 $ 87,262 $ 103,000
Pinellas, Florida 98 $ 7,699,000 $ 78,561 $ 60,000
Hillsborough, Florida 93 $ 7,110,000 $ 76,451 $ 45,000
Solano, California 88 $ 15,043,000 $ 170,943 $ 79,000
Duval, Florida 88 $ 6,759,000 $ 76,806 $ 53,000
Marion, Indiana 88 $ 5,220,000 $ 59,318 $ 26,000
Prince George's, Maryland 88 $ 9,008,000 $ 102,363 $ 59,000
Alameda, California 86 $ 15,220,000 $ 176,976 $ 81,000
Mohave, Arizona 84 $ 7,315,000 $ 87,083 $ 68,000
Tulare, California 82 $ 8,648,000 $ 105,463 $ 54,000
Snohomish, Washington 82 $ 8,603,000 $ 104,914 $ 60,000
Worcester, Massachusetts 81 $ 10,066,000 $ 124,271 $ 52,000
Milwaukee, Wisconsin 81 $ 5,704,000 $ 70,419 $ 35,000
St. Louis, Missouri 80 $ 6,188,000 $ 77,350 $ 36,000
Ocean, New Jersey 80 $ 7,422,000 $ 92,775 $ 55,000
Middlesex, Massachusetts 78 $ 11,105,000 $ 142,371 $ 55,000
Macomb, Michigan 78 $ 5,997,000 $ 76,884 $ 49,000
Bernalillo, New Mexico 77 $ 5,996,000 $ 77,870 $ 67,000
Shelby, Tennessee 77 $ 6,764,000 $ 87,844 $ 58,000
Providence, Rhode Island 76 $ 7,742,000 $ 101,868 $ 45,000
Volusia, Florida 75 $ 6,177,000 $ 82,360 $ 40,000
Brevard, Florida 74 $ 7,016,000 $ 94,810 $ 40,000
DeKalb, Georgia 72 $ 6,616,000 $ 91,888 $ 51,000
Monroe, Pennsylvania 71 $ 7,700,000 $ 108,450 $ 50,000
Pinal, Arizona 69 $ 5,659,000 $ 82,014 $ 49,000
Baltimore, Maryland 69 $ 7,211,000 $ 104,507 $ 42,000
Hampden, Massachusetts 69 $ 5,343,000 $ 77,434 $ 60,000
Franklin, Ohio 69 $ 6,208,000 $ 89,971 $ 40,000
Pasco, Florida 67 $ 3,877,000 $ 57,865 $ 41,000
Gwinnett, Georgia 67 $ 8,026,000 $ 119,791 $ 47,000
El Paso, Colorado 66 $ 5,695,000 $ 86,287 $ 49,000
New Castle, Delaware 66 $ 7,451,000 $ 112,893 $ 58,000
Lake, Indiana 65 $ 4,008,000 $ 61,661 $ 44,000
Genesee, Michigan 65 $ 4,733,000 $ 72,815 $ 33,000
Travis, Texas 65 $ 4,653,000 $ 71,584 $ 51,000
Honolulu, Hawaii 64 $ 13,604,000 $ 212,562 $ 64,000
Jackson, Missouri 64 $ 4,739,000 $ 74,046 $ 82,000
Oklahoma, Oklahoma 64 $ 3,918,000 $ 61,218 $ 54,000
Lee, Florida 63 $ 5,595,000 $ 88,809 $ 37,000
Middlesex, New Jersey 63 $ 6,736,000 $ 106,920 $ 47,000
El Paso, Texas 63 $ 3,565,000 $ 56,587 $ 58,000
Fulton, Georgia 62 $ 6,198,000 $ 99,967 $ 50,000
Virginia Beach, Virginia 62 $ 5,239,000 $ 84,500 $ 47,000
Montgomery, Pennsylvania 61 $ 6,868,000 $ 112,590 $ 48,000
Polk, Florida 59 $ 4,629,000 $ 78,457 $ 40,000
Delaware, Pennsylvania 57 $ 5,409,000 $ 94,894 $ 46,000
Montgomery, Alabama 56 $ 2,828,000 $ 50,500 $ 32,000
Cobb, Georgia 56 $ 6,309,000 $ 112,660 $ 69,000
Bristol, Massachusetts 56 $ 7,976,000 $ 142,428 $ 50,000
Stark, Ohio 56 $ 3,961,000 $ 70,732 $ 70,000
Spokane, Washington 56 $ 4,361,000 $ 77,875 $ 55,000
Plymouth, Massachusetts 55 $ 8,514,000 $ 154,800 $ 43,000
El Dorado, California 54 $ 10,473,000 $ 193,944 $ 86,000
Washoe, Nevada 54 $ 7,233,000 $ 133,944 $ 49,000
Tulsa, Oklahoma 54 $ 3,416,000 $ 63,259 $ 34,000
York, Pennsylvania 54 $ 4,955,000 $ 91,759 $ 37,000
Burlington, New Jersey 53 $ 4,900,000 $ 92,452 $ 40,000
Kanawha, West Virginia 53 $ 2,954,000 $ 55,735 $ 32,000
Mobile, Alabama 52 $ 2,990,000 $ 57,500 $ 42,000
Lucas, Ohio 52 $ 3,501,000 $ 67,326 $ 33,000
Santa Barbara, California 50 $ 11,221,000 $ 224,420 $ 90,000
Essex, Massachusetts 50 $ 6,481,000 $ 129,620 $ 53,000
St. Lucie, Florida 49 $ 4,176,000 $ 85,224 $ 32,000
Bucks, Pennsylvania 49 $ 5,029,000 $ 102,632 $ 49,000
Lehigh, Pennsylvania 49 $ 4,332,000 $ 88,408 $ 34,000
Hidalgo, Texas 49 $ 3,251,000 $ 66,346 $ 44,000
Madison, Alabama 47 $ 2,669,000 $ 56,787 $ 39,000
Monmouth, New Jersey 47 $ 5,380,000 $ 114,468 $ 39,000
Berks, Pennsylvania 47 $ 4,119,000 $ 87,638 $ 31,000
Anne Arundel, Maryland 46 $ 3,846,000 $ 83,608 $ 80,000
Atlantic, New Jersey 46 $ 4,645,000 $ 100,978 $ 44,000
Hamilton, Ohio 46 $ 3,027,000 $ 65,804 $ 40,000
Fairfax, Virginia 46 $ 9,375,000 $ 203,804 $ 68,000
Placer, California 45 $ 6,480,000 $ 144,000 $ 85,000
District of Columbia, District Of Columbia 45 $ 4,564,000 $ 101,422 $ 40,000
Luzerne, Pennsylvania 45 $ 3,441,000 $ 76,466 $ 34,000
Northampton, Pennsylvania 45 $ 4,307,000 $ 95,711 $ 39,000
Greenville, South Carolina 45 $ 3,237,000 $ 71,933 $ 40,000
Prince William, Virginia 45 $ 6,705,000 $ 149,000 $ 55,000
Summit, Ohio 44 $ 3,071,000 $ 69,795 $ 34,000
Yavapai, Arizona 43 $ 4,375,000 $ 101,744 $ 46,000
Yuma, Arizona 43 $ 4,998,000 $ 116,232 $ 60,000
Montgomery, Maryland 43 $ 6,231,000 $ 144,906 $ 72,000
Montgomery, Ohio 43 $ 2,508,000 $ 58,325 $ 32,000
Shasta, California 42 $ 3,259,000 $ 77,595 $ 28,000
Nye, Nevada 42 $ 3,645,000 $ 86,785 $ 32,000
Hartford, Connecticut 41 $ 2,227,000 $ 54,317 $ 44,000
Allen, Indiana 41 $ 2,922,000 $ 71,268 $ 51,000
Hillsborough, New Hampshire 41 $ 2,965,000 $ 72,317 $ 56,000
Kitsap, Washington 41 $ 3,564,000 $ 86,926 $ 55,000
Raleigh, West Virginia 41 $ 2,462,000 $ 60,048 $ 38,000
Sonoma, California 40 $ 6,961,000 $ 174,025 $ 87,000
Clayton, Georgia 40 $ 3,446,000 $ 86,150 $ 49,000
Kent, Michigan 40 $ 2,694,000 $ 67,350 $ 36,000
Hennepin, Minnesota 40 $ 5,287,000 $ 132,175 $ 58,000
Douglas, Nebraska 40 $ 3,304,000 $ 82,600 $ 30,000
Mahoning, Ohio 40 $ 2,310,000 $ 57,750 $ 29,000
Seminole, Florida 39 $ 4,298,000 $ 110,205 $ 53,000
St. Louis City, Missouri 39 $ 2,003,000 $ 51,358 $ 35,000
Westmoreland, Pennsylvania 39 $ 2,874,000 $ 73,692 $ 38,000
Richland, South Carolina 39 $ 3,829,000 $ 98,179 $ 51,000
Chesterfield, Virginia 39 $ 2,869,000 $ 73,564 $ 49,000
Merced, California 38 $ 4,655,000 $ 122,500 $ 74,000
Sedgwick, Kansas 38 $ 2,195,000 $ 57,763 $ 37,000
Camden, New Jersey 38 $ 2,767,000 $ 72,815 $ 36,000
Denver, Colorado 37 $ 3,247,000 $ 87,756 $ 42,000
Osceola, Florida 37 $ 2,923,000 $ 79,000 $ 45,000
Sarasota, Florida 37 $ 3,983,000 $ 107,648 $ 76,000
Baltimore City, Maryland 37 $ 2,227,000 $ 60,189 $ 57,000
Lancaster, Pennsylvania 37 $ 4,083,000 $ 110,351 $ 39,000
Kent, Rhode Island 37 $ 3,380,000 $ 91,351 $ 46,000
Horry, South Carolina 37 $ 3,185,000 $ 86,081 $ 42,000
Butte, California 36 $ 3,419,000 $ 94,972 $ 49,000
Monterey, California 36 $ 7,325,000 $ 203,472 $ 70,000
San Mateo, California 36 $ 7,280,000 $ 202,222 $ 71,000
Manatee, Florida 36 $ 4,248,000 $ 118,000 $ 52,000
Hawaii, Hawaii 36 $ 6,276,000 $ 174,333 $ 47,000
Suffolk, Massachusetts 36 $ 5,646,000 $ 156,833 $ 59,000
Nueces, Texas 36 $ 2,158,000 $ 59,944 $ 26,000
Cochise, Arizona 35 $ 2,891,000 $ 82,600 $ 46,000
New Haven, Connecticut 35 $ 2,236,000 $ 63,885 $ 33,000
Polk, Iowa 35 $ 2,671,000 $ 76,314 $ 49,000
York, Maine 35 $ 2,781,000 $ 79,457 $ 45,000
Bergen, New Jersey 35 $ 4,164,000 $ 118,971 $ 66,000
Essex, New Jersey 35 $ 3,829,000 $ 109,400 $ 61,000
Charleston, South Carolina 35 $ 2,557,000 $ 73,057 $ 32,000
Marion, Florida 34 $ 3,262,000 $ 95,941 $ 43,000
Will, Illinois 34 $ 2,781,000 $ 81,794 $ 43,000
Adams, Colorado 33 $ 2,531,000 $ 76,696 $ 46,000
Fairfield, Connecticut 33 $ 3,574,000 $ 108,303 $ 54,000
Ada, Idaho 33 $ 3,325,000 $ 100,757 $ 64,000
Lake, Illinois 33 $ 4,042,000 $ 122,484 $ 68,000
Jackson, Michigan 33 $ 1,960,000 $ 59,393 $ 29,000
St. Charles, Missouri 33 $ 3,154,000 $ 95,575 $ 37,000
Chester, Pennsylvania 33 $ 4,043,000 $ 122,515 $ 47,000
Washington, Pennsylvania 33 $ 3,145,000 $ 95,303 $ 31,000
Fort Bend, Texas 33 $ 2,117,000 $ 64,151 $ 70,000
Etowah, Alabama 32 $ 1,917,000 $ 59,906 $ 41,000
Gloucester, New Jersey 32 $ 2,686,000 $ 83,937 $ 39,000
Lackawanna, Pennsylvania 32 $ 2,307,000 $ 72,093 $ 34,000
Clark, Washington 32 $ 3,002,000 $ 93,812 $ 45,000
Berkeley, West Virginia 32 $ 2,707,000 $ 84,593 $ 49,000
Sussex, Delaware 31 $ 4,379,000 $ 141,258 $ 47,000
Johnson, Kansas 31 $ 2,536,000 $ 81,806 $ 59,000
Norfolk, Massachusetts 31 $ 5,556,000 $ 179,225 $ 93,000
Berrien, Michigan 31 $ 2,146,000 $ 69,225 $ 46,000
Passaic, New Jersey 31 $ 2,710,000 $ 87,419 $ 53,000
Lorain, Ohio 31 $ 3,111,000 $ 100,354 $ 32,000
Trumbull, Ohio 31 $ 2,351,000 $ 75,838 $ 34,000
Wood, West Virginia 31 $ 1,664,000 $ 53,677 $ 36,000
Kings, California 30 $ 2,959,000 $ 98,633 $ 63,000
Escambia, Florida 30 $ 2,294,000 $ 76,466 $ 60,000
Jefferson, Kentucky 30 $ 1,807,000 $ 60,233 $ 46,000
Davidson, Tennessee 30 $ 2,558,000 $ 85,266 $ 42,000
Collier, Florida 29 $ 3,210,000 $ 110,689 $ 45,000
Hernando, Florida 29 $ 1,993,000 $ 68,724 $ 40,000
Henry, Georgia 29 $ 2,974,000 $ 102,551 $ 55,000
Morris, New Jersey 29 $ 2,553,000 $ 88,034 $ 46,000
Jefferson, Texas 29 $ 1,147,000 $ 39,551 $ 21,000
Williamson, Texas 29 $ 2,956,000 $ 101,931 $ 70,000
Henrico, Virginia 29 $ 2,989,000 $ 103,068 $ 55,000
Baldwin, Alabama 28 $ 2,336,000 $ 83,428 $ 61,000
Bay, Florida 28 $ 2,481,000 $ 88,607 $ 48,000
Cumberland, Maine 28 $ 2,925,000 $ 104,464 $ 34,000
Spartanburg, South Carolina 28 $ 1,769,000 $ 63,178 $ 39,000
Denton, Texas 28 $ 2,004,000 $ 71,571 $ 45,000
St. Joseph, Indiana 27 $ 1,636,000 $ 60,592 $ 26,000
Calhoun, Michigan 27 $ 1,576,000 $ 58,370 $ 34,000
Ingham, Michigan 27 $ 1,869,000 $ 69,222 $ 34,000
Muskegon, Michigan 27 $ 1,469,000 $ 54,407 $ 21,000
Union, New Jersey 27 $ 3,829,000 $ 141,814 $ 52,000
Comanche, Oklahoma 27 $ 1,422,000 $ 52,666 $ 48,000
Dauphin, Pennsylvania 27 $ 2,195,000 $ 81,296 $ 23,000
Fayette, Pennsylvania 27 $ 1,900,000 $ 70,370 $ 27,000
Lawrence, Pennsylvania 27 $ 2,070,000 $ 76,666 $ 29,000
Berkeley, South Carolina 27 $ 2,386,000 $ 88,370 $ 28,000
Lexington, South Carolina 27 $ 1,789,000 $ 66,259 $ 44,000
Hamilton, Tennessee 27 $ 1,901,000 $ 70,407 $ 36,000
Rutherford, Tennessee 27 $ 2,461,000 $ 91,148 $ 43,000
McLennan, Texas 27 $ 1,312,000 $ 48,592 $ 30,000
Newport News, Virginia 27 $ 2,230,000 $ 82,592 $ 29,000
Harrison, West Virginia 27 $ 1,508,000 $ 55,851 $ 34,000
Calhoun, Alabama 26 $ 1,655,000 $ 63,653 $ 31,000
San Luis Obispo, California 26 $ 2,934,000 $ 112,846 $ 47,000
Yolo, California 26 $ 3,962,000 $ 152,384 $ 67,000
Saginaw, Michigan 26 $ 1,776,000 $ 68,307 $ 50,000
Rockingham, New Hampshire 26 $ 2,239,000 $ 86,115 $ 62,000
Mecklenburg, North Carolina 26 $ 2,513,000 $ 96,653 $ 47,000
Knox, Tennessee 26 $ 2,253,000 $ 86,653 $ 52,000
Cameron, Texas 26 $ 1,414,000 $ 54,384 $ 41,000
Lee, Alabama 25 $ 1,600,000 $ 64,000 $ 44,000
Jefferson, Colorado 25 $ 2,707,000 $ 108,280 $ 46,000
Lake, Florida 25 $ 2,141,000 $ 85,640 $ 50,000
Richmond, Georgia 25 $ 1,390,000 $ 55,600 $ 40,000
Androscoggin, Maine 25 $ 1,716,000 $ 68,640 $ 34,000
Barnstable, Massachusetts 25 $ 2,587,000 $ 103,480 $ 53,000
Washtenaw, Michigan 25 $ 3,800,000 $ 152,000 $ 50,000
Hinds, Mississippi 25 $ 1,690,000 $ 67,600 $ 38,000
Somerset, New Jersey 25 $ 3,795,000 $ 151,800 $ 87,000
Dona Ana, New Mexico 25 $ 1,316,000 $ 52,640 $ 42,000
Butler, Ohio 25 $ 1,811,000 $ 72,440 $ 49,000
Schuylkill, Pennsylvania 25 $ 1,890,000 $ 75,600 $ 41,000
Beaufort, South Carolina 25 $ 2,204,000 $ 88,160 $ 45,000
Roanoke City, Virginia 25 $ 1,154,000 $ 46,160 $ 35,000
Thurston, Washington 25 $ 2,565,000 $ 102,600 $ 57,000
Kent, Delaware 24 $ 2,592,000 $ 108,000 $ 35,000
Okaloosa, Florida 24 $ 1,814,000 $ 75,583 $ 53,000
Vanderburgh, Indiana 24 $ 1,305,000 $ 54,375 $ 34,000
Harford, Maryland 24 $ 2,897,000 $ 120,708 $ 62,000
Dakota, Minnesota 24 $ 3,113,000 $ 129,708 $ 51,000
Ashtabula, Ohio 24 $ 1,415,000 $ 58,958 $ 37,000
Multnomah, Oregon 24 $ 1,754,000 $ 73,083 $ 82,000
Erie, Pennsylvania 24 $ 1,614,000 $ 67,250 $ 36,000
Pike, Pennsylvania 24 $ 2,489,000 $ 103,708 $ 47,000
Anderson, South Carolina 24 $ 1,655,000 $ 68,958 $ 35,000
Galveston, Texas 24 $ 1,687,000 $ 70,291 $ 43,000
Chesapeake, Virginia 24 $ 3,047,000 $ 126,958 $ 42,000
Kenosha, Wisconsin 24 $ 1,961,000 $ 81,708 $ 53,000
Shelby, Alabama 23 $ 2,249,000 $ 97,782 $ 57,000
Tuolumne, California 23 $ 2,575,000 $ 111,956 $ 47,000
St. Clair, Illinois 23 $ 1,696,000 $ 73,739 $ 48,000
Shawnee, Kansas 23 $ 1,007,000 $ 43,782 $ 33,000
Sandoval, New Mexico 23 $ 1,559,000 $ 67,782 $ 46,000
Hampton, Virginia 23 $ 2,007,000 $ 87,260 $ 42,000
Norfolk, Virginia 23 $ 1,348,000 $ 58,608 $ 36,000
Spotsylvania, Virginia 23 $ 2,407,000 $ 104,652 $ 63,000
Lewis, Washington 23 $ 1,911,000 $ 83,086 $ 42,000
Tuscaloosa, Alabama 22 $ 1,343,000 $ 61,045 $ 45,000
Mesa, Colorado 22 $ 1,795,000 $ 81,590 $ 45,000
Citrus, Florida 22 $ 1,693,000 $ 76,954 $ 19,000
Santa Rosa, Florida 22 $ 2,287,000 $ 103,954 $ 65,000
Canyon, Idaho 22 $ 1,615,000 $ 73,409 $ 39,000
Kootenai, Idaho 22 $ 1,737,000 $ 78,954 $ 46,000
DuPage, Illinois 22 $ 2,516,000 $ 114,363 $ 76,000
Elkhart, Indiana 22 $ 1,466,000 $ 66,636 $ 56,000
Hamilton, Indiana 22 $ 1,783,000 $ 81,045 $ 53,000
Sussex, New Jersey 22 $ 2,606,000 $ 118,454 $ 60,000
Guilford, North Carolina 22 $ 1,467,000 $ 66,681 $ 30,000
Lane, Oregon 22 $ 1,877,000 $ 85,318 $ 43,000
Cambria, Pennsylvania 22 $ 1,465,000 $ 66,590 $ 31,000
Bell, Texas 22 $ 1,242,000 $ 56,454 $ 37,000
Ector, Texas 22 $ 985,000 $ 44,772 $ 28,000
Wichita, Texas 22 $ 1,204,000 $ 54,727 $ 34,000
Navajo, Arizona 21 $ 1,617,000 $ 77,000 $ 46,000
Charlotte, Florida 21 $ 1,470,000 $ 70,000 $ 31,000
Douglas, Georgia 21 $ 2,227,000 $ 106,047 $ 44,000
Penobscot, Maine 21 $ 1,396,000 $ 66,476 $ 37,000
Kalamazoo, Michigan 21 $ 1,391,000 $ 66,238 $ 47,000
Jasper, Missouri 21 $ 1,081,000 $ 51,476 $ 33,000
Lyon, Nevada 21 $ 1,824,000 $ 86,857 $ 47,000
Mercer, New Jersey 21 $ 2,221,000 $ 105,761 $ 73,000
Bradford, Pennsylvania 21 $ 1,546,000 $ 73,619 $ 40,000
Lycoming, Pennsylvania 21 $ 1,549,000 $ 73,761 $ 23,000
Brazoria, Texas 21 $ 1,526,000 $ 72,666 $ 44,000
Dane, Wisconsin 21 $ 1,520,000 $ 72,380 $ 43,000
Calaveras, California 20 $ 2,938,000 $ 146,900 $ 80,000
Lake, California 20 $ 1,973,000 $ 98,650 $ 44,000
Madera, California 20 $ 2,250,000 $ 112,500 $ 54,000
Yuba, California 20 $ 2,728,000 $ 136,400 $ 68,000
Pueblo, Colorado 20 $ 1,520,000 $ 76,000 $ 34,000
Alachua, Florida 20 $ 1,278,000 $ 63,900 $ 55,000
Cherokee, Georgia 20 $ 2,061,000 $ 103,050 $ 50,000
Orleans, Louisiana 20 $ 885,000 $ 44,250 $ 26,000
Buchanan, Missouri 20 $ 1,341,000 $ 67,050 $ 28,000
Jefferson, Missouri 20 $ 1,681,000 $ 84,050 $ 41,000
Cape May, New Jersey 20 $ 2,262,000 $ 113,100 $ 37,000
Hudson, New Jersey 20 $ 3,636,000 $ 181,800 $ 82,000
Wake, North Carolina 20 $ 1,530,000 $ 76,500 $ 69,000
Lake, Ohio 20 $ 1,717,000 $ 85,850 $ 44,000
Cleveland, Oklahoma 20 $ 1,461,000 $ 73,050 $ 59,000
Smith, Texas 20 $ 1,151,000 $ 57,550 $ 35,000
Whatcom, Washington 20 $ 1,907,000 $ 95,350 $ 70,000
Yakima, Washington 20 $ 1,071,000 $ 53,550 $ 38,000
Coffee, Alabama 19 $ 955,000 $ 50,263 $ 33,000
Anchorage, Alaska 19 $ 2,830,000 $ 148,947 $ 57,000
Sutter, California 19 $ 2,321,000 $ 122,157 $ 50,000
Arapahoe, Colorado 19 $ 1,727,000 $ 90,894 $ 37,000
New London, Connecticut 19 $ 1,521,000 $ 80,052 $ 44,000
Clay, Florida 19 $ 2,157,000 $ 113,526 $ 57,000
Chatham, Georgia 19 $ 1,174,000 $ 61,789 $ 37,000
Forsyth, Georgia 19 $ 2,389,000 $ 125,736 $ 82,000
Clay, Missouri 19 $ 1,447,000 $ 76,157 $ 45,000
Portage, Ohio 19 $ 1,056,000 $ 55,578 $ 46,000
Blair, Pennsylvania 19 $ 1,254,000 $ 66,000 $ 28,000
Butler, Pennsylvania 19 $ 1,721,000 $ 90,578 $ 34,000
Cumberland, Pennsylvania 19 $ 1,853,000 $ 97,526 $ 31,000
Collin, Texas 19 $ 1,484,000 $ 78,105 $ 157,000
Marion, West Virginia 19 $ 1,068,000 $ 56,210 $ 35,000
Mercer, West Virginia 19 $ 1,016,000 $ 53,473 $ 25,000
Laramie, Wyoming 19 $ 1,417,000 $ 74,578 $ 45,000
Marshall, Alabama 18 $ 986,000 $ 54,777 $ 33,000
Morgan, Alabama 18 $ 1,059,000 $ 58,833 $ 31,000
Walker, Alabama 18 $ 1,157,000 $ 64,277 $ 27,000
Pulaski, Arkansas 18 $ 1,569,000 $ 87,166 $ 36,000
Madison, Indiana 18 $ 810,000 $ 45,000 $ 38,000
Aroostook, Maine 18 $ 1,033,000 $ 57,388 $ 29,000
Kennebec, Maine 18 $ 1,482,000 $ 82,333 $ 46,000
St. Clair, Michigan 18 $ 1,210,000 $ 67,222 $ 48,000
DeSoto, Mississippi 18 $ 975,000 $ 54,166 $ 46,000
Columbiana, Ohio 18 $ 1,422,000 $ 79,000 $ 36,000
Clearfield, Pennsylvania 18 $ 1,184,000 $ 65,777 $ 21,000
Franklin, Pennsylvania 18 $ 1,913,000 $ 106,277 $ 35,000
Sumter, South Carolina 18 $ 1,309,000 $ 72,722 $ 37,000
Richmond City, Virginia 18 $ 1,184,000 $ 65,777 $ 41,000
Rock, Wisconsin 18 $ 1,120,000 $ 62,222 $ 34,000
Natrona, Wyoming 18 $ 1,720,000 $ 95,555 $ 45,000
Limestone, Alabama 17 $ 1,168,000 $ 68,705 $ 36,000
Talladega, Alabama 17 $ 794,000 $ 46,705 $ 35,000
Humboldt, California 17 $ 2,685,000 $ 157,941 $ 53,000
San Francisco, California 17 $ 2,501,000 $ 147,117 $ 66,000
Windham, Connecticut 17 $ 771,000 $ 45,352 $ 62,000
Flagler, Florida 17 $ 843,000 $ 49,588 $ 35,000
Leon, Florida 17 $ 1,281,000 $ 75,352 $ 43,000
Camden, Georgia 17 $ 1,482,000 $ 87,176 $ 51,000
Paulding, Georgia 17 $ 1,646,000 $ 96,823 $ 46,000
Walker, Georgia 17 $ 1,379,000 $ 81,117 $ 33,000
Kane, Illinois 17 $ 1,520,000 $ 89,411 $ 43,000
Winnebago, Illinois 17 $ 1,192,000 $ 70,117 $ 41,000
Wyandotte, Kansas 17 $ 845,000 $ 49,705 $ 33,000
Jefferson, Louisiana 17 $ 1,082,000 $ 63,647 $ 46,000
Frederick, Maryland 17 $ 1,848,000 $ 108,705 $ 64,000
Berkshire, Massachusetts 17 $ 1,230,000 $ 72,352 $ 44,000
Lenawee, Michigan 17 $ 1,561,000 $ 91,823 $ 43,000
Livingston, Michigan 17 $ 1,900,000 $ 111,764 $ 58,000
Ottawa, Michigan 17 $ 1,687,000 $ 99,235 $ 41,000
St. Louis, Minnesota 17 $ 1,019,000 $ 59,941 $ 34,000
Harrison, Mississippi 17 $ 960,000 $ 56,470 $ 31,000
Jackson, Mississippi 17 $ 835,000 $ 49,117 $ 33,000
Greene, Missouri 17 $ 1,202,000 $ 70,705 $ 39,000
Lancaster, Nebraska 17 $ 1,171,000 $ 68,882 $ 40,000
Merrimack, New Hampshire 17 $ 1,788,000 $ 105,176 $ 81,000
Cumberland, New Jersey 17 $ 1,112,000 $ 65,411 $ 43,000
Santa Fe, New Mexico 17 $ 2,325,000 $ 136,764 $ 61,000
Jefferson, Ohio 17 $ 734,000 $ 43,176 $ 37,000
Beaver, Pennsylvania 17 $ 1,156,000 $ 68,000 $ 22,000
York, South Carolina 17 $ 1,140,000 $ 67,058 $ 45,000
Montgomery, Texas 17 $ 1,369,000 $ 80,529 $ 43,000
Cabell, West Virginia 17 $ 992,000 $ 58,352 $ 27,000
Mineral, West Virginia 17 $ 984,000 $ 57,882 $ 27,000
Dallas, Alabama 16 $ 873,000 $ 54,562 $ 21,000
Fairbanks North Star, Alaska 16 $ 2,059,000 $ 128,687 $ 42,000
Matanuska-Susitna, Alaska 16 $ 1,865,000 $ 116,562 $ 39,000
Tehama, California 16 $ 1,197,000 $ 74,812 $ 48,000
Weld, Colorado 16 $ 1,152,000 $ 72,000 $ 44,000
Coweta, Georgia 16 $ 1,351,000 $ 84,437 $ 47,000
LaPorte, Indiana 16 $ 835,000 $ 52,187 $ 43,000
Linn, Iowa 16 $ 1,132,000 $ 70,750 $ 30,000
Allegany, Maryland 16 $ 706,000 $ 44,125 $ 42,000
Charles, Maryland 16 $ 2,565,000 $ 160,312 $ 46,000
Montcalm, Michigan 16 $ 1,061,000 $ 66,312 $ 71,000
Anoka, Minnesota 16 $ 1,723,000 $ 107,687 $ 58,000
Ramsey, Minnesota 16 $ 2,136,000 $ 133,500 $ 33,000
Sarpy, Nebraska 16 $ 1,345,000 $ 84,062 $ 38,000
Cumberland, North Carolina 16 $ 1,041,000 $ 65,062 $ 29,000
Licking, Ohio 16 $ 1,553,000 $ 97,062 $ 26,000
Marion, Ohio 16 $ 801,000 $ 50,062 $ 24,000
Jackson, Oregon 16 $ 1,448,000 $ 90,500 $ 40,000
Washington, Oregon 16 $ 2,063,000 $ 128,937 $ 53,000
Aiken, South Carolina 16 $ 1,202,000 $ 75,125 $ 106,000
Dorchester, South Carolina 16 $ 978,000 $ 61,125 $ 50,000
Georgetown, South Carolina 16 $ 1,374,000 $ 85,875 $ 26,000
Hancock, West Virginia 16 $ 1,090,000 $ 68,125 $ 29,000
Jefferson, West Virginia 16 $ 1,549,000 $ 96,812 $ 33,000
Outagamie, Wisconsin 16 $ 1,186,000 $ 74,125 $ 41,000
Autauga, Alabama 15 $ 1,011,000 $ 67,400 $ 50,000
Covington, Alabama 15 $ 868,000 $ 57,866 $ 34,000
Cullman, Alabama 15 $ 683,000 $ 45,533 $ 43,000
Nevada, California 15 $ 2,965,000 $ 197,666 $ 65,000
Douglas, Colorado 15 $ 2,056,000 $ 137,066 $ 66,000
Martin, Florida 15 $ 1,566,000 $ 104,400 $ 56,000
Carroll, Georgia 15 $ 1,424,000 $ 94,933 $ 46,000
Columbia, Georgia 15 $ 1,299,000 $ 86,600 $ 49,000
Floyd, Georgia 15 $ 1,071,000 $ 71,400 $ 53,000
Hall, Georgia 15 $ 1,677,000 $ 111,800 $ 35,000
Newton, Georgia 15 $ 1,421,000 $ 94,733 $ 52,000
Madison, Illinois 15 $ 969,000 $ 64,600 $ 29,000
Kosciusko, Indiana 15 $ 840,000 $ 56,000 $ 26,000
Oxford, Maine 15 $ 1,242,000 $ 82,800 $ 41,000
Somerset, Maine 15 $ 579,000 $ 38,600 $ 30,000
Carroll, Maryland 15 $ 1,501,000 $ 100,066 $ 68,000
Buncombe, North Carolina 15 $ 1,072,000 $ 71,466 $ 37,000
Clark, Ohio 15 $ 1,044,000 $ 69,600 $ 36,000
Greene, Ohio 15 $ 1,241,000 $ 82,733 $ 40,000
Tuscarawas, Ohio 15 $ 785,000 $ 52,333 $ 26,000
Crawford, Pennsylvania 15 $ 957,000 $ 63,800 $ 28,000
Wayne, Pennsylvania 15 $ 1,145,000 $ 76,333 $ 33,000
Pickens, South Carolina 15 $ 921,000 $ 61,400 $ 39,000
Loudoun, Virginia 15 $ 3,312,000 $ 220,800 $ 76,000
Suffolk, Virginia 15 $ 1,249,000 $ 83,266 $ 47,000
Chambers, Alabama 14 $ 603,000 $ 43,071 $ 36,000
St. Clair, Alabama 14 $ 1,152,000 $ 82,285 $ 33,000
Kenai Peninsula, Alaska 14 $ 1,350,000 $ 96,428 $ 48,000
Dougherty, Georgia 14 $ 948,000 $ 67,714 $ 34,000
Peoria, Illinois 14 $ 921,000 $ 65,785 $ 29,000
Delaware, Indiana 14 $ 541,000 $ 38,642 $ 28,000
Hendricks, Indiana 14 $ 1,190,000 $ 85,000 $ 58,000
Washington, Maine 14 $ 742,000 $ 53,000 $ 29,000
Calvert, Maryland 14 $ 1,242,000 $ 88,714 $ 73,000
Durham, North Carolina 14 $ 1,981,000 $ 141,500 $ 72,000
Warren, Ohio 14 $ 1,444,000 $ 103,142 $ 40,000
Pottawatomie, Oklahoma 14 $ 1,014,000 $ 72,428 $ 37,000
Josephine, Oregon 14 $ 1,576,000 $ 112,571 $ 23,000
Klamath, Oregon 14 $ 838,000 $ 59,857 $ 51,000
Grayson, Texas 14 $ 966,000 $ 69,000 $ 41,000
Salt Lake, Utah 14 $ 1,263,000 $ 90,214 $ 52,000
Rutland, Vermont 14 $ 1,172,000 $ 83,714 $ 40,000
Frederick, Virginia 14 $ 1,318,000 $ 94,142 $ 49,000
Stafford, Virginia 14 $ 2,929,000 $ 209,214 $ 80,000
Warren, Virginia 14 $ 1,228,000 $ 87,714 $ 33,000
Island, Washington 14 $ 1,905,000 $ 136,071 $ 52,000
Monongalia, West Virginia 14 $ 778,000 $ 55,571 $ 41,000
Randolph, West Virginia 14 $ 842,000 $ 60,142 $ 21,000
Adams, Wisconsin 14 $ 792,000 $ 56,571 $ 30,000
Brown, Wisconsin 14 $ 632,000 $ 45,142 $ 42,000
Colbert, Alabama 13 $ 994,000 $ 76,461 $ 45,000
Elmore, Alabama 13 $ 686,000 $ 52,769 $ 45,000
Russell, Alabama 13 $ 1,091,000 $ 83,923 $ 51,000
Lassen, California 13 $ 652,000 $ 50,153 $ 38,000
San Benito, California 13 $ 1,413,000 $ 108,692 $ 75,000
Highlands, Florida 13 $ 840,000 $ 64,615 $ 28,000
Bibb, Georgia 13 $ 724,000 $ 55,692 $ 30,000
Fayette, Georgia 13 $ 1,728,000 $ 132,923 $ 157,000
Glynn, Georgia 13 $ 955,000 $ 73,461 $ 37,000
Whitfield, Georgia 13 $ 1,380,000 $ 106,153 $ 38,000
Twin Falls, Idaho 13 $ 745,000 $ 57,307 $ 40,000
LaSalle, Illinois 13 $ 720,000 $ 55,384 $ 46,000
Howard, Maryland 13 $ 890,000 $ 68,461 $ 34,000
St. Mary's, Maryland 13 $ 1,072,000 $ 82,461 $ 55,000
Bay, Michigan 13 $ 636,000 $ 48,923 $ 32,000
Mecosta, Michigan 13 $ 851,000 $ 65,461 $ 45,000
Washington, Minnesota 13 $ 2,706,000 $ 208,153 $ 35,000
Franklin, Missouri 13 $ 909,000 $ 69,923 $ 38,000
Newton, Missouri 13 $ 927,000 $ 71,307 $ 39,000
Douglas, Nevada 13 $ 2,002,000 $ 154,000 $ 38,000
Carroll, New Hampshire 13 $ 1,132,000 $ 87,076 $ 21,000
Chaves, New Mexico 13 $ 727,000 $ 55,923 $ 34,000
Gaston, North Carolina 13 $ 729,000 $ 56,076 $ 41,000
Hancock, Ohio 13 $ 2,196,000 $ 168,923 $ 45,000
Medina, Ohio 13 $ 1,018,000 $ 78,307 $ 26,000
Richland, Ohio 13 $ 885,000 $ 68,076 $ 35,000
Ross, Ohio 13 $ 834,000 $ 64,153 $ 33,000
Sequoyah, Oklahoma 13 $ 960,000 $ 73,846 $ 45,000
Clackamas, Oregon 13 $ 1,853,000 $ 142,538 $ 63,000
Susquehanna, Pennsylvania 13 $ 803,000 $ 61,769 $ 40,000
Blount, Tennessee 13 $ 1,080,000 $ 83,076 $ 27,000
Bradley, Tennessee 13 $ 1,105,000 $ 85,000 $ 32,000
Sumner, Tennessee 13 $ 997,000 $ 76,692 $ 44,000
Lubbock, Texas 13 $ 678,000 $ 52,153 $ 29,000
Webb, Texas 13 $ 783,000 $ 60,230 $ 40,000
Portsmouth, Virginia 13 $ 827,000 $ 63,615 $ 39,000
Logan, West Virginia 13 $ 684,000 $ 52,615 $ 17,000
Ohio, West Virginia 13 $ 772,000 $ 59,384 $ 43,000
Wayne, West Virginia 13 $ 1,040,000 $ 80,000 $ 44,000
Racine, Wisconsin 13 $ 850,000 $ 65,384 $ 53,000
Waukesha, Wisconsin 13 $ 1,379,000 $ 106,076 $ 59,000
Wood, Wisconsin 13 $ 667,000 $ 51,307 $ 42,000
Cherokee, Alabama 12 $ 846,000 $ 70,500 $ 58,000
Houston, Alabama 12 $ 603,000 $ 50,250 $ 16,000
Amador, California 12 $ 1,365,000 $ 113,750 $ 59,000
Mendocino, California 12 $ 1,815,000 $ 151,250 $ 54,000
Plumas, California 12 $ 2,348,000 $ 195,666 $ 45,000
Santa Cruz, California 12 $ 2,257,000 $ 188,083 $ 55,000
Siskiyou, California 12 $ 1,222,000 $ 101,833 $ 35,000
Larimer, Colorado 12 $ 1,087,000 $ 90,583 $ 42,000
Litchfield, Connecticut 12 $ 765,000 $ 63,750 $ 78,000
Indian River, Florida 12 $ 1,060,000 $ 88,333 $ 33,000
St. Johns, Florida 12 $ 1,263,000 $ 105,250 $ 40,000
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Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 31,255 $3,380,349,000 $81,153 $1,500,000 $41,750 $3,960,000
Refinancing 5,063 $583,917,000 $90,568 $1,600,000 $40,882 $3,000,000
Home Purchase 1,721 $350,454,000 $131,187 $1,350,000 $55,020 $958,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 22,312 $2,460,308,000 $83,000 $1,600,000 $39,692 $3,000,000
White 10,755 $1,162,862,000 $84,274 $1,500,000 $45,843 $3,960,000
Hispanic 2,894 $453,823,000 $89,586 $1,000,000 $43,043 $840,000
Black or African American 1,505 $147,936,000 $94,681 $540,000 $48,818 $840,000
Asian 417 $73,813,000 $100,939 $1,000,000 $55,757 $891,000
American Indian or Alaskan Native 118 $11,420,000 $77,076 $480,000 $40,769 $1,020,000
Native Hawaiian or Other Pacific Islander 38 $4,558,000 $92,714 $410,000 $53,285 $312,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 38,039 $4,314,720,000 $83,942 $1,600,000 $42,269 $3,960,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 14,791 $1,348,236,000 $80,288 $1,500,000 $37,000 $3,960,000
Application Withdrawn By Applicant 13,933 $1,627,907,000 $87,117 $1,600,000 $44,058 $2,846,000
Loan Originated 8,074 $1,118,745,000 $81,078 $1,600,000 $55,862 $891,000
Application Approved But Not Accepted 943 $180,474,000 $124,021 $896,000 $55,173 $516,000
File Closed For Incompleteness 298 $39,358,000 $95,238 $950,000 $15,261 $960,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenlight Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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