Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Guaranteed Rate, Inc. of Chicago, IL reported 226,702 mortgage applications totaling $79.5 billion, up 74% from 2019. The average application was for $350,813, and applicants reported an average income of $148,176. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville, IL (38,465), Cambridge-Newton-Framingham, MA (9,909) and Boston, MA (6,615) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 226,702 |
| Total Mortgage Loan Application Amount | $79,530,205,000 |
| Average Mortgage Loan Application Amount | $350,813 |
| Highest Mortgage Loan Application Amount | $91,005,000 |
| Average Applicant Income | $148,176 |
| Highest Applicant Income | $9,648,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 38,465 | $ 12,253,385,000 | $ 318,559 | $ 150,000 |
| Outside any metro area | 11,177 | $ 2,957,540,000 | $ 264,609 | $ 134,587 |
| Cambridge-Newton-Framingham, MA | 9,909 | $ 4,641,955,000 | $ 468,458 | $ 172,000 |
| Boston, MA | 6,615 | $ 3,145,045,000 | $ 475,441 | $ 185,000 |
| Los Angeles-Long Beach-Glendale, CA | 4,537 | $ 2,842,635,000 | $ 626,545 | $ 209,000 |
| Oakland-Hayward-Berkeley, CA | 4,066 | $ 2,695,090,000 | $ 662,835 | $ 218,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,037 | $ 1,940,295,000 | $ 480,627 | $ 169,790 |
| Houston-The Woodlands-Sugar Land, TX | 4,012 | $ 1,042,210,000 | $ 259,773 | $ 128,000 |
| Denver-Aurora-Lakewood, CO | 3,871 | $ 1,553,655,000 | $ 401,357 | $ 150,000 |
| Newark, NJ-PA | 3,834 | $ 1,624,550,000 | $ 423,721 | $ 179,190 |
| Lake County-Kenosha County, IL-WI | 3,730 | $ 1,238,340,000 | $ 331,994 | $ 172,276 |
| Dallas-Plano-Irving, TX | 3,704 | $ 1,228,140,000 | $ 331,571 | $ 150,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,651 | $ 1,026,375,000 | $ 281,121 | $ 123,704 |
| New York-Jersey City-White Plains, NY-NJ | 3,526 | $ 1,589,610,000 | $ 450,825 | $ 194,226 |
| Tampa-St. Petersburg-Clearwater, FL | 3,403 | $ 963,645,000 | $ 283,175 | $ 124,000 |
| Cincinnati, OH-KY-IN | 3,371 | $ 798,665,000 | $ 236,922 | $ 121,255 |
| Philadelphia, PA | 3,165 | $ 958,295,000 | $ 302,778 | $ 136,000 |
| Elgin, IL | 3,123 | $ 755,005,000 | $ 241,756 | $ 117,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,983 | $ 963,815,000 | $ 323,102 | $ 144,000 |
| San Diego-Carlsbad, CA | 2,936 | $ 1,563,710,000 | $ 532,598 | $ 175,000 |
| Montgomery County-Bucks County-Chester County, PA | 2,592 | $ 877,370,000 | $ 338,491 | $ 150,000 |
| Riverside-San Bernardino-Ontario, CA | 2,356 | $ 857,780,000 | $ 364,083 | $ 139,000 |
| Wilmington, NC | 2,349 | $ 668,050,000 | $ 284,397 | $ 129,000 |
| Hartford-West Hartford-East Hartford, CT | 2,327 | $ 579,305,000 | $ 248,949 | $ 120,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,242 | $ 826,975,000 | $ 368,855 | $ 136,000 |
| Las Vegas-Henderson-Paradise, NV | 2,218 | $ 618,085,000 | $ 278,667 | $ 101,000 |
| New York-Newark, NY | 2,047 | $ 743,255,000 | $ 363,094 | $ 169,742 |
| Seattle-Bellevue-Everett, WA | 1,937 | $ 1,015,060,000 | $ 524,037 | $ 181,000 |
| Kansas City, MO-KS | 1,865 | $ 481,795,000 | $ 258,335 | $ 127,693 |
| Anaheim-Santa Ana-Irvine, CA | 1,850 | $ 1,129,750,000 | $ 610,675 | $ 215,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,774 | $ 1,471,330,000 | $ 829,385 | $ 271,000 |
| Fort Worth-Arlington, TX | 1,728 | $ 456,820,000 | $ 264,363 | $ 124,000 |
| Austin-Round Rock, TX | 1,701 | $ 585,085,000 | $ 343,965 | $ 164,000 |
| Raleigh, NC | 1,670 | $ 498,290,000 | $ 298,377 | $ 125,000 |
| Gary, IN | 1,611 | $ 367,775,000 | $ 228,289 | $ 99,000 |
| Columbus, OH | 1,590 | $ 401,980,000 | $ 252,817 | $ 108,000 |
| St. Louis, MO-IL | 1,527 | $ 312,245,000 | $ 204,482 | $ 97,621 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,491 | $ 474,175,000 | $ 318,024 | $ 159,000 |
| Providence-Warwick, RI-MA | 1,469 | $ 469,355,000 | $ 319,506 | $ 131,384 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,420 | $ 1,163,190,000 | $ 819,147 | $ 263,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,392 | $ 514,120,000 | $ 369,339 | $ 139,885 |
| Worcester, MA-CT | 1,361 | $ 434,745,000 | $ 319,430 | $ 123,587 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,334 | $ 421,320,000 | $ 315,832 | $ 143,000 |
| San Antonio-New Braunfels, TX | 1,307 | $ 338,125,000 | $ 258,703 | $ 113,000 |
| Baltimore-Columbia-Towson, MD | 1,301 | $ 465,955,000 | $ 358,151 | $ 146,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,268 | $ 296,650,000 | $ 233,951 | $ 113,335 |
| Charlotte-Concord-Gastonia, NC-SC | 1,231 | $ 381,215,000 | $ 309,679 | $ 141,026 |
| Urban Honolulu, HI | 1,218 | $ 688,290,000 | $ 565,098 | $ 144,000 |
| Boise City, ID | 1,187 | $ 353,930,000 | $ 298,171 | $ 115,000 |
| Colorado Springs, CO | 1,062 | $ 359,950,000 | $ 338,935 | $ 103,000 |
| Camden, NJ | 1,044 | $ 250,140,000 | $ 239,597 | $ 126,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,038 | $ 412,310,000 | $ 397,215 | $ 167,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,034 | $ 426,800,000 | $ 412,765 | $ 186,000 |
| Orlando-Kissimmee-Sanford, FL | 1,018 | $ 290,730,000 | $ 285,589 | $ 118,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,003 | $ 511,245,000 | $ 509,715 | $ 177,000 |
| New Haven-Milford, CT | 947 | $ 236,585,000 | $ 249,825 | $ 113,000 |
| Salt Lake City, UT | 928 | $ 301,490,000 | $ 324,881 | $ 107,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 870 | $ 304,050,000 | $ 349,482 | $ 135,000 |
| El Paso, TX | 833 | $ 176,215,000 | $ 211,542 | $ 110,000 |
| Milwaukee-Waukesha-West Allis, WI | 780 | $ 199,170,000 | $ 255,346 | $ 118,000 |
| North Port-Sarasota-Bradenton, FL | 774 | $ 257,420,000 | $ 332,583 | $ 155,000 |
| Pittsburgh, PA | 757 | $ 154,165,000 | $ 203,652 | $ 102,000 |
| Kahului-Wailuku-Lahaina, HI | 725 | $ 374,315,000 | $ 516,296 | $ 170,000 |
| Tucson, AZ | 702 | $ 168,750,000 | $ 240,384 | $ 109,000 |
| Miami-Miami Beach-Kendall, FL | 690 | $ 240,740,000 | $ 348,898 | $ 165,000 |
| Boulder, CO | 688 | $ 332,980,000 | $ 483,982 | $ 183,000 |
| Warren-Troy-Farmington Hills, MI | 685 | $ 182,105,000 | $ 265,846 | $ 136,000 |
| Jacksonville, NC | 673 | $ 150,575,000 | $ 223,736 | $ 92,000 |
| Visalia-Porterville, CA | 673 | $ 143,405,000 | $ 213,083 | $ 85,000 |
| Green Bay, WI | 659 | $ 131,305,000 | $ 199,248 | $ 85,000 |
| Jacksonville, FL | 635 | $ 158,335,000 | $ 249,346 | $ 116,000 |
| Detroit-Dearborn-Livonia, MI | 631 | $ 196,125,000 | $ 310,816 | $ 169,000 |
| Nassau County-Suffolk County, NY | 589 | $ 283,025,000 | $ 480,517 | $ 234,000 |
| Indianapolis-Carmel-Anderson, IN | 586 | $ 145,140,000 | $ 247,679 | $ 139,000 |
| San Rafael, CA | 579 | $ 461,655,000 | $ 797,331 | $ 277,000 |
| Barnstable Town, MA | 576 | $ 220,620,000 | $ 383,020 | $ 204,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 568 | $ 267,310,000 | $ 470,616 | $ 168,000 |
| Rockingham County-Strafford County, NH | 552 | $ 197,220,000 | $ 357,282 | $ 154,000 |
| Provo-Orem, UT | 533 | $ 190,855,000 | $ 358,076 | $ 116,000 |
| Santa Rosa, CA | 531 | $ 273,725,000 | $ 515,489 | $ 182,000 |
| Cape Coral-Fort Myers, FL | 514 | $ 134,270,000 | $ 261,225 | $ 128,000 |
| Sioux Falls, SD | 504 | $ 112,630,000 | $ 223,472 | $ 92,000 |
| Corpus Christi, TX | 481 | $ 104,485,000 | $ 217,224 | $ 107,000 |
| Springfield, MA | 479 | $ 109,605,000 | $ 228,820 | $ 96,000 |
| Wilmington, DE-MD-NJ | 479 | $ 116,175,000 | $ 242,536 | $ 94,624 |
| Asheville, NC | 451 | $ 126,205,000 | $ 279,833 | $ 106,000 |
| Greensboro-High Point, NC | 423 | $ 93,745,000 | $ 221,619 | $ 98,000 |
| New Bern, NC | 421 | $ 87,935,000 | $ 208,871 | $ 86,000 |
| Washington-Baltimore-Arlington, DC | 415 | $ 205,925,000 | $ 496,204 | $ 188,000 |
| Durham-Chapel Hill, NC | 409 | $ 117,925,000 | $ 288,325 | $ 130,000 |
| Santa Maria-Santa Barbara, CA | 408 | $ 248,080,000 | $ 608,039 | $ 192,000 |
| Ogden-Clearfield, UT | 403 | $ 126,405,000 | $ 313,660 | $ 110,000 |
| Rochester, MN | 395 | $ 80,165,000 | $ 202,949 | $ 84,000 |
| Madison, WI | 387 | $ 103,915,000 | $ 268,514 | $ 109,000 |
| Manchester-Nashua, NH | 366 | $ 111,360,000 | $ 304,262 | $ 137,000 |
| Cleveland-Elyria, OH | 360 | $ 72,310,000 | $ 200,861 | $ 113,000 |
| Palm Bay-Melbourne-Titusville, FL | 356 | $ 92,440,000 | $ 259,662 | $ 124,000 |
| Lakeland-Winter Haven, FL | 346 | $ 73,820,000 | $ 213,352 | $ 83,000 |
| Charleston-North Charleston, SC | 344 | $ 117,120,000 | $ 340,465 | $ 134,000 |
| Port St. Lucie, FL | 342 | $ 88,310,000 | $ 258,216 | $ 111,000 |
| Ocean City, NJ | 331 | $ 140,805,000 | $ 425,392 | $ 242,000 |
| Fort Wayne, IN | 330 | $ 55,720,000 | $ 168,848 | $ 80,000 |
| Tacoma-Lakewood, WA | 328 | $ 119,500,000 | $ 364,329 | $ 120,000 |
| Tulsa, OK | 326 | $ 73,170,000 | $ 224,447 | $ 109,000 |
| Florence, SC | 319 | $ 58,395,000 | $ 183,056 | $ 76,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 313 | $ 71,405,000 | $ 228,130 | $ 101,000 |
| Greenville-Anderson-Mauldin, SC | 309 | $ 73,685,000 | $ 238,462 | $ 102,000 |
| Killeen-Temple, TX | 306 | $ 59,150,000 | $ 193,300 | $ 92,000 |
| Athens-Clarke County, GA | 300 | $ 66,320,000 | $ 221,066 | $ 90,000 |
| Winston-Salem, NC | 292 | $ 57,150,000 | $ 195,719 | $ 84,000 |
| Oklahoma City, OK | 290 | $ 69,640,000 | $ 240,137 | $ 115,000 |
| Naples-Immokalee-Marco Island, FL | 288 | $ 114,040,000 | $ 395,972 | $ 226,000 |
| Bismarck, ND | 284 | $ 73,730,000 | $ 259,612 | $ 94,000 |
| Grand Rapids-Wyoming, MI | 283 | $ 70,245,000 | $ 248,215 | $ 108,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 283 | $ 94,445,000 | $ 333,727 | $ 167,664 |
| Reno, NV | 275 | $ 99,765,000 | $ 362,781 | $ 126,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 271 | $ 65,735,000 | $ 242,564 | $ 122,394 |
| Reading, PA | 267 | $ 51,425,000 | $ 192,602 | $ 94,000 |
| Harrisburg-Carlisle, PA | 265 | $ 57,285,000 | $ 216,169 | $ 109,000 |
| Atlantic City-Hammonton, NJ | 262 | $ 70,980,000 | $ 270,916 | $ 196,000 |
| Portland-South Portland, ME | 250 | $ 81,930,000 | $ 327,720 | $ 164,000 |
| Albany-Schenectady-Troy, NY | 240 | $ 56,750,000 | $ 236,458 | $ 139,000 |
| Beaumont-Port Arthur, TX | 240 | $ 43,310,000 | $ 180,458 | $ 89,000 |
| Salisbury, MD-DE | 239 | $ 65,215,000 | $ 272,866 | $ 157,866 |
| Youngstown-Warren-Boardman, OH-PA | 235 | $ 30,855,000 | $ 131,297 | $ 64,659 |
| Anchorage, AK | 233 | $ 74,545,000 | $ 319,935 | $ 115,000 |
| Norwich-New London, CT | 230 | $ 64,870,000 | $ 282,043 | $ 131,000 |
| Columbia, SC | 227 | $ 50,375,000 | $ 221,916 | $ 92,000 |
| York-Hanover, PA | 226 | $ 49,190,000 | $ 217,654 | $ 92,000 |
| Niles-Benton Harbor, MI | 223 | $ 68,095,000 | $ 305,358 | $ 239,000 |
| Tallahassee, FL | 221 | $ 45,225,000 | $ 204,638 | $ 89,000 |
| Richmond, VA | 220 | $ 63,520,000 | $ 288,727 | $ 131,000 |
| Greeley, CO | 217 | $ 72,465,000 | $ 333,940 | $ 117,000 |
| Abilene, TX | 207 | $ 39,645,000 | $ 191,521 | $ 76,000 |
| Flint, MI | 205 | $ 30,795,000 | $ 150,219 | $ 75,000 |
| Peoria, IL | 204 | $ 29,360,000 | $ 143,921 | $ 86,000 |
| Fort Collins, CO | 201 | $ 69,055,000 | $ 343,557 | $ 138,000 |
| Crestview-Fort Walton Beach-Destin, FL | 200 | $ 74,440,000 | $ 372,200 | $ 193,000 |
| Stockton-Lodi, CA | 198 | $ 78,770,000 | $ 397,828 | $ 147,000 |
| Vallejo-Fairfield, CA | 196 | $ 73,400,000 | $ 374,489 | $ 149,000 |
| Santa Cruz-Watsonville, CA | 194 | $ 127,740,000 | $ 658,453 | $ 218,000 |
| Savannah, GA | 193 | $ 45,795,000 | $ 237,279 | $ 107,000 |
| Wausau, WI | 193 | $ 30,955,000 | $ 160,388 | $ 74,000 |
| Appleton, WI | 187 | $ 37,715,000 | $ 201,684 | $ 95,000 |
| Roanoke, VA | 183 | $ 35,595,000 | $ 194,508 | $ 90,000 |
| South Bend-Mishawaka, IN-MI | 183 | $ 36,285,000 | $ 198,278 | $ 125,557 |
| Johnson City, TN | 181 | $ 34,225,000 | $ 189,088 | $ 73,000 |
| Davenport-Moline-Rock Island, IA-IL | 179 | $ 25,485,000 | $ 142,374 | $ 78,597 |
| Elkhart-Goshen, IN | 168 | $ 32,150,000 | $ 191,369 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 162 | $ 28,860,000 | $ 178,148 | $ 71,765 |
| Punta Gorda, FL | 162 | $ 35,410,000 | $ 218,580 | $ 112,000 |
| Las Cruces, NM | 152 | $ 30,190,000 | $ 198,618 | $ 86,000 |
| Rochester, NY | 148 | $ 25,140,000 | $ 169,864 | $ 115,000 |
| Fresno, CA | 143 | $ 42,045,000 | $ 294,020 | $ 192,000 |
| Ann Arbor, MI | 141 | $ 42,855,000 | $ 303,936 | $ 152,000 |
| Akron, OH | 139 | $ 25,905,000 | $ 186,366 | $ 91,000 |
| Bakersfield, CA | 139 | $ 33,115,000 | $ 238,237 | $ 113,000 |
| Springfield, MO | 136 | $ 24,160,000 | $ 177,647 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 135 | $ 26,775,000 | $ 198,333 | $ 101,000 |
| Memphis, TN-MS-AR | 135 | $ 28,635,000 | $ 212,111 | $ 132,829 |
| Rockford, IL | 134 | $ 20,370,000 | $ 152,014 | $ 99,000 |
| Salinas, CA | 126 | $ 74,420,000 | $ 590,634 | $ 228,000 |
| New Orleans-Metairie, LA | 123 | $ 36,295,000 | $ 295,081 | $ 126,000 |
| Bremerton-Silverdale, WA | 121 | $ 49,535,000 | $ 409,380 | $ 137,000 |
| Fayetteville, NC | 117 | $ 23,125,000 | $ 197,649 | $ 104,000 |
| Knoxville, TN | 113 | $ 26,985,000 | $ 238,805 | $ 134,000 |
| Pensacola-Ferry Pass-Brent, FL | 107 | $ 28,055,000 | $ 262,196 | $ 113,000 |
| Prescott Valley-Prescott, AZ | 105 | $ 81,445,000 | $ 775,666 | $ 134,000 |
| Kankakee, IL | 103 | $ 18,665,000 | $ 181,213 | $ 86,000 |
| Trenton, NJ | 103 | $ 29,165,000 | $ 283,155 | $ 146,000 |
| Hickory-Lenoir-Morganton, NC | 102 | $ 19,940,000 | $ 195,490 | $ 88,000 |
| Louisville/Jefferson County, KY-IN | 102 | $ 24,070,000 | $ 235,980 | $ 127,352 |
| Oshkosh-Neenah, WI | 101 | $ 17,965,000 | $ 177,871 | $ 74,000 |
| Michigan City-La Porte, IN | 100 | $ 24,760,000 | $ 247,600 | $ 135,000 |
| Santa Fe, NM | 100 | $ 37,130,000 | $ 371,300 | $ 118,000 |
| Brunswick, GA | 97 | $ 24,395,000 | $ 251,494 | $ 111,000 |
| Carbondale-Marion, IL | 96 | $ 11,950,000 | $ 124,479 | $ 76,000 |
| Augusta-Richmond County, GA-SC | 94 | $ 20,030,000 | $ 213,085 | $ 97,776 |
| Gainesville, GA | 94 | $ 26,280,000 | $ 279,574 | $ 132,000 |
| McAllen-Edinburg-Mission, TX | 94 | $ 20,520,000 | $ 218,297 | $ 128,000 |
| Charlottesville, VA | 92 | $ 32,250,000 | $ 350,543 | $ 169,000 |
| Bend-Redmond, OR | 91 | $ 42,225,000 | $ 464,010 | $ 218,000 |
| Champaign-Urbana, IL | 91 | $ 14,785,000 | $ 162,472 | $ 87,000 |
| Missoula, MT | 87 | $ 25,395,000 | $ 291,896 | $ 93,000 |
| Dayton-Springfield-Kettering, OH | 85 | $ 16,325,000 | $ 192,058 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 85 | $ 17,235,000 | $ 202,764 | $ 103,000 |
| Dover, DE | 84 | $ 18,640,000 | $ 221,904 | $ 80,000 |
| Modesto, CA | 84 | $ 26,000,000 | $ 309,523 | $ 137,000 |
| Fargo, ND-MN | 82 | $ 18,920,000 | $ 230,731 | $ 88,439 |
| Albuquerque, NM | 81 | $ 19,830,000 | $ 244,814 | $ 148,000 |
| Racine, WI | 81 | $ 17,905,000 | $ 221,049 | $ 114,000 |
| Spartanburg, SC | 79 | $ 18,005,000 | $ 227,911 | $ 87,000 |
| Yuma, AZ | 78 | $ 16,810,000 | $ 215,512 | $ 88,000 |
| Sebastian-Vero Beach, FL | 76 | $ 17,840,000 | $ 234,736 | $ 129,000 |
| Tyler, TX | 76 | $ 17,580,000 | $ 231,315 | $ 125,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 75 | $ 44,385,000 | $ 591,800 | $ 256,000 |
| Lancaster, PA | 73 | $ 16,305,000 | $ 223,356 | $ 101,000 |
| Napa, CA | 73 | $ 42,875,000 | $ 587,328 | $ 200,000 |
| Huntsville, AL | 71 | $ 21,265,000 | $ 299,507 | $ 237,000 |
| Sumter, SC | 71 | $ 15,145,000 | $ 213,309 | $ 104,000 |
| Omaha-Council Bluffs, NE-IA | 68 | $ 16,370,000 | $ 240,735 | $ 125,441 |
| Glens Falls, NY | 66 | $ 12,320,000 | $ 186,666 | $ 94,000 |
| Burlington, NC | 65 | $ 12,885,000 | $ 198,230 | $ 82,000 |
| Ocala, FL | 61 | $ 11,515,000 | $ 188,770 | $ 174,000 |
| Birmingham-Hoover, AL | 59 | $ 15,945,000 | $ 270,254 | $ 153,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 58 | $ 11,400,000 | $ 196,551 | $ 118,000 |
| Chattanooga, TN-GA | 57 | $ 13,005,000 | $ 228,157 | $ 107,947 |
| Spokane-Spokane Valley, WA | 57 | $ 17,965,000 | $ 315,175 | $ 115,000 |
| St. Cloud, MN | 57 | $ 11,045,000 | $ 193,771 | $ 83,000 |
| Hinesville, GA | 55 | $ 9,095,000 | $ 165,363 | $ 63,000 |
| Des Moines-West Des Moines, IA | 54 | $ 13,230,000 | $ 245,000 | $ 111,000 |
| East Stroudsburg, PA | 53 | $ 10,635,000 | $ 200,660 | $ 155,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 51 | $ 11,825,000 | $ 231,862 | $ 152,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 51 | $ 9,135,000 | $ 179,117 | $ 121,000 |
| Greenville, NC | 50 | $ 9,560,000 | $ 191,200 | $ 95,000 |
| Syracuse, NY | 50 | $ 7,450,000 | $ 149,000 | $ 88,000 |
| Pueblo, CO | 48 | $ 11,630,000 | $ 242,291 | $ 69,000 |
| Brownsville-Harlingen, TX | 47 | $ 8,795,000 | $ 187,127 | $ 115,000 |
| Bloomington, IL | 45 | $ 8,765,000 | $ 194,777 | $ 106,000 |
| Flagstaff, AZ | 45 | $ 16,485,000 | $ 366,333 | $ 206,000 |
| Clarksville, TN-KY | 44 | $ 8,800,000 | $ 200,000 | $ 83,818 |
| Kingston, NY | 43 | $ 13,525,000 | $ 314,534 | $ 189,000 |
| Pittsfield, MA | 43 | $ 12,955,000 | $ 301,279 | $ 187,000 |
| Sheboygan, WI | 43 | $ 7,795,000 | $ 181,279 | $ 100,000 |
| Sherman-Denison, TX | 43 | $ 9,525,000 | $ 221,511 | $ 109,000 |
| Dothan, AL | 42 | $ 7,420,000 | $ 176,666 | $ 74,000 |
| Gainesville, FL | 42 | $ 8,210,000 | $ 195,476 | $ 107,000 |
| Kalamazoo-Portage, MI | 42 | $ 12,580,000 | $ 299,523 | $ 176,000 |
| Longview, TX | 42 | $ 8,760,000 | $ 208,571 | $ 85,000 |
| Olympia-Tumwater, WA | 42 | $ 12,210,000 | $ 290,714 | $ 115,000 |
| Panama City, FL | 42 | $ 11,720,000 | $ 279,047 | $ 180,000 |
| Canton-Massillon, OH | 41 | $ 6,305,000 | $ 153,780 | $ 87,000 |
| Janesville-Beloit, WI | 41 | $ 7,985,000 | $ 194,756 | $ 69,000 |
| Lynchburg, VA | 41 | $ 9,105,000 | $ 222,073 | $ 121,000 |
| Salem, OR | 40 | $ 11,690,000 | $ 292,250 | $ 120,000 |
| Coeur D'Alene, ID | 39 | $ 15,635,000 | $ 400,897 | $ 212,000 |
| Lubbock, TX | 39 | $ 7,745,000 | $ 198,589 | $ 137,000 |
| Toledo, OH | 39 | $ 7,285,000 | $ 186,794 | $ 112,000 |
| Daphne-Fairhope-Foley, AL | 38 | $ 12,020,000 | $ 316,315 | $ 184,000 |
| Lafayette-West Lafayette, IN | 38 | $ 8,220,000 | $ 216,315 | $ 125,000 |
| Muskegon, MI | 38 | $ 6,460,000 | $ 170,000 | $ 126,000 |
| Winchester, VA-WV | 37 | $ 11,875,000 | $ 320,945 | $ 181,027 |
| La Crosse-Onalaska, WI-MN | 36 | $ 7,290,000 | $ 202,500 | $ 87,055 |
| The Villages, FL | 36 | $ 7,170,000 | $ 199,166 | $ 91,000 |
| Lansing-East Lansing, MI | 35 | $ 5,455,000 | $ 155,857 | $ 86,000 |
| Longview, WA | 35 | $ 10,125,000 | $ 289,285 | $ 85,000 |
| Madera, CA | 35 | $ 10,565,000 | $ 301,857 | $ 178,000 |
| California-Lexington Park, MD | 34 | $ 11,480,000 | $ 337,647 | $ 127,000 |
| Duluth, MN-WI | 34 | $ 7,470,000 | $ 219,705 | $ 101,882 |
| Lexington-Fayette, KY | 34 | $ 8,270,000 | $ 243,235 | $ 114,000 |
| Wichita, KS | 34 | $ 8,440,000 | $ 248,235 | $ 145,000 |
| Homosassa Springs, FL | 33 | $ 6,415,000 | $ 194,393 | $ 109,000 |
| Utica-Rome, NY | 33 | $ 4,485,000 | $ 135,909 | $ 63,000 |
| St. George, UT | 31 | $ 10,435,000 | $ 336,612 | $ 159,000 |
| Vineland-Bridgeton, NJ | 30 | $ 4,130,000 | $ 137,666 | $ 83,000 |
| Waco, TX | 30 | $ 6,510,000 | $ 217,000 | $ 102,000 |
| Merced, CA | 29 | $ 7,635,000 | $ 263,275 | $ 110,000 |
| Eugene, OR | 27 | $ 8,135,000 | $ 301,296 | $ 83,000 |
| Midland, TX | 27 | $ 9,385,000 | $ 347,592 | $ 268,000 |
| Hanford-Corcoran, CA | 26 | $ 5,630,000 | $ 216,538 | $ 78,000 |
| Amarillo, TX | 24 | $ 5,280,000 | $ 220,000 | $ 92,000 |
| Fond Du Lac, WI | 24 | $ 3,840,000 | $ 160,000 | $ 76,000 |
| Montgomery, AL | 24 | $ 3,820,000 | $ 159,166 | $ 110,000 |
| Sioux City, IA-NE-SD | 24 | $ 5,150,000 | $ 214,583 | $ 85,478 |
| St. Joseph, MO-KS | 24 | $ 4,030,000 | $ 167,916 | $ 80,000 |
| Chico, CA | 23 | $ 6,355,000 | $ 276,304 | $ 104,000 |
| Kennewick-Richland, WA | 23 | $ 7,605,000 | $ 330,652 | $ 161,000 |
| Springfield, IL | 23 | $ 3,895,000 | $ 169,347 | $ 148,000 |
| Wenatchee, WA | 23 | $ 11,345,000 | $ 493,260 | $ 226,000 |
| Grand Junction, CO | 22 | $ 5,370,000 | $ 244,090 | $ 108,000 |
| Bangor, ME | 21 | $ 3,815,000 | $ 181,666 | $ 107,000 |
| Columbus, GA-AL | 20 | $ 2,750,000 | $ 137,500 | $ 111,600 |
| Monroe, MI | 20 | $ 3,430,000 | $ 171,500 | $ 89,000 |
| Mount Vernon-Anacortes, WA | 20 | $ 6,880,000 | $ 344,000 | $ 168,000 |
| Yuba City, CA | 20 | $ 6,370,000 | $ 318,500 | $ 147,000 |
| Bellingham, WA | 19 | $ 7,335,000 | $ 386,052 | $ 148,000 |
| Carson City, NV | 19 | $ 5,915,000 | $ 311,315 | $ 88,000 |
| College Station-Bryan, TX | 19 | $ 4,745,000 | $ 249,736 | $ 181,000 |
| Elizabethtown-Fort Knox, KY | 19 | $ 4,605,000 | $ 242,368 | $ 78,000 |
| Jackson, MS | 19 | $ 5,725,000 | $ 301,315 | $ 121,000 |
| Gettysburg, PA | 18 | $ 4,070,000 | $ 226,111 | $ 108,000 |
| Gulfport-Biloxi-Pascagoula, MS | 18 | $ 3,060,000 | $ 170,000 | $ 91,000 |
| Logan, UT-ID | 18 | $ 5,570,000 | $ 309,444 | $ 116,000 |
| Goldsboro, NC | 17 | $ 3,485,000 | $ 205,000 | $ 122,000 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 3,735,000 | $ 219,705 | $ 75,117 |
| Sebring, FL | 17 | $ 2,585,000 | $ 152,058 | $ 69,000 |
| Billings, MT | 16 | $ 5,150,000 | $ 321,875 | $ 113,000 |
| Jackson, MI | 16 | $ 3,660,000 | $ 228,750 | $ 160,000 |
| Lebanon, PA | 16 | $ 3,980,000 | $ 248,750 | $ 104,000 |
| Lewiston, ID-WA | 16 | $ 2,880,000 | $ 180,000 | $ 74,000 |
| Redding, CA | 16 | $ 4,550,000 | $ 284,375 | $ 117,000 |
| Staunton-Waynesboro, VA | 16 | $ 3,140,000 | $ 196,250 | $ 62,000 |
| Mobile, AL | 15 | $ 2,305,000 | $ 153,666 | $ 62,000 |
| Rocky Mount, NC | 15 | $ 2,815,000 | $ 187,666 | $ 87,000 |
| Sierra Vista-Douglas, AZ | 15 | $ 3,465,000 | $ 231,000 | $ 117,000 |
| Valdosta, GA | 15 | $ 2,875,000 | $ 191,666 | $ 152,000 |
| Burlington-South Burlington, VT | 14 | $ 5,690,000 | $ 406,428 | $ 307,000 |
| Warner Robins, GA | 14 | $ 3,020,000 | $ 215,714 | $ 132,000 |
| Yakima, WA | 14 | $ 3,230,000 | $ 230,714 | $ 79,000 |
| Baton Rouge, LA | 13 | $ 2,355,000 | $ 181,153 | $ 101,000 |
| Chambersburg-Waynesboro, PA | 13 | $ 2,865,000 | $ 220,384 | $ 67,000 |
| Eau Claire, WI | 13 | $ 2,735,000 | $ 210,384 | $ 95,000 |
| El Centro, CA | 13 | $ 3,265,000 | $ 251,153 | $ 123,000 |
| Lawrence, KS | 13 | $ 3,565,000 | $ 274,230 | $ 104,000 |
| Mankato-North Mankato, MN | 13 | $ 2,555,000 | $ 196,538 | $ 60,000 |
| San Angelo, TX | 13 | $ 2,455,000 | $ 188,846 | $ 137,000 |
| Wichita Falls, TX | 13 | $ 1,535,000 | $ 118,076 | $ 105,000 |
| Bloomington, IN | 12 | $ 2,210,000 | $ 184,166 | $ 135,000 |
| Decatur, IL | 12 | $ 1,960,000 | $ 163,333 | $ 103,000 |
| Evansville, IN-KY | 12 | $ 2,090,000 | $ 174,166 | $ 95,166 |
| Fort Smith, AR-OK | 12 | $ 1,750,000 | $ 145,833 | $ 80,250 |
| Lafayette, LA | 12 | $ 2,180,000 | $ 181,666 | $ 120,000 |
| Muncie, IN | 12 | $ 1,750,000 | $ 145,833 | $ 69,000 |
| Saginaw, MI | 12 | $ 2,200,000 | $ 183,333 | $ 72,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 3,025,000 | $ 275,000 | $ 143,000 |
| Columbus, IN | 11 | $ 2,365,000 | $ 215,000 | $ 106,000 |
| Kokomo, IN | 11 | $ 1,845,000 | $ 167,727 | $ 74,000 |
| Morristown, TN | 11 | $ 2,935,000 | $ 266,818 | $ 96,000 |
| Rapid City, SD | 11 | $ 2,575,000 | $ 234,090 | $ 97,000 |
| Texarkana, TX-AR | 11 | $ 2,515,000 | $ 228,636 | $ 107,272 |
| Tuscaloosa, AL | 11 | $ 2,995,000 | $ 272,272 | $ 202,000 |
| Twin Falls, ID | 11 | $ 2,355,000 | $ 214,090 | $ 85,000 |
| Iowa City, IA | 10 | $ 1,830,000 | $ 183,000 | $ 151,000 |
| Medford, OR | 10 | $ 3,120,000 | $ 312,000 | $ 141,000 |
| Victoria, TX | 10 | $ 2,400,000 | $ 240,000 | $ 79,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,200,000 | $ 120,000 | $ 57,000 |
| Albany, OR | 9 | $ 2,655,000 | $ 295,000 | $ 81,000 |
| Cedar Rapids, IA | 9 | $ 1,385,000 | $ 153,888 | $ 98,000 |
| Cheyenne, WY | 9 | $ 2,445,000 | $ 271,666 | $ 82,000 |
| Danville, IL | 9 | $ 1,035,000 | $ 115,000 | $ 79,000 |
| Decatur, AL | 9 | $ 1,705,000 | $ 189,444 | $ 457,000 |
| Joplin, MO | 9 | $ 1,095,000 | $ 121,666 | $ 66,000 |
| Lawton, OK | 9 | $ 2,255,000 | $ 250,555 | $ 107,000 |
| Odessa, TX | 9 | $ 2,425,000 | $ 269,444 | $ 110,000 |
| Topeka, KS | 9 | $ 1,765,000 | $ 196,111 | $ 79,000 |
| Battle Creek, MI | 8 | $ 1,450,000 | $ 181,250 | $ 73,000 |
| Bay City, MI | 8 | $ 2,730,000 | $ 341,250 | $ 142,000 |
| Fairbanks, AK | 8 | $ 1,850,000 | $ 231,250 | $ 64,000 |
| Hattiesburg, MS | 8 | $ 1,350,000 | $ 168,750 | $ 63,000 |
| Hot Springs, AR | 8 | $ 2,090,000 | $ 261,250 | $ 223,000 |
| Idaho Falls, ID | 8 | $ 2,390,000 | $ 298,750 | $ 163,000 |
| Ithaca, NY | 8 | $ 1,880,000 | $ 235,000 | $ 142,000 |
| Macon-Bibb County, GA | 8 | $ 1,580,000 | $ 197,500 | $ 143,000 |
| Mansfield, OH | 8 | $ 1,390,000 | $ 173,750 | $ 74,000 |
| State College, PA | 8 | $ 3,790,000 | $ 473,750 | $ 167,000 |
| Watertown-Fort Drum, NY | 8 | $ 1,520,000 | $ 190,000 | $ 96,000 |
| Beckley, WV | 7 | $ 1,065,000 | $ 152,142 | $ 119,000 |
| Binghamton, NY | 7 | $ 865,000 | $ 123,571 | $ 57,000 |
| Cape Girardeau, MO-IL | 7 | $ 1,745,000 | $ 249,285 | $ 132,000 |
| Columbia, MO | 7 | $ 1,595,000 | $ 227,857 | $ 77,000 |
| Farmington, NM | 7 | $ 2,235,000 | $ 319,285 | $ 133,000 |
| Grand Forks, ND-MN | 7 | $ 1,035,000 | $ 147,857 | $ 67,428 |
| Walla Walla, WA | 7 | $ 2,315,000 | $ 330,714 | $ 162,000 |
| Bowling Green, KY | 6 | $ 1,390,000 | $ 231,666 | $ 94,000 |
| Charleston, WV | 6 | $ 580,000 | $ 96,666 | $ 49,000 |
| Harrisonburg, VA | 6 | $ 1,560,000 | $ 260,000 | $ 74,000 |
| Johnstown, PA | 6 | $ 550,000 | $ 91,666 | $ 63,000 |
| Lima, OH | 6 | $ 780,000 | $ 130,000 | $ 89,000 |
| Morgantown, WV | 6 | $ 1,680,000 | $ 280,000 | $ 138,000 |
| Pocatello, ID | 6 | $ 900,000 | $ 150,000 | $ 75,000 |
| Rome, GA | 6 | $ 940,000 | $ 156,666 | $ 69,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,040,000 | $ 173,333 | $ 68,000 |
| Springfield, OH | 6 | $ 880,000 | $ 146,666 | $ 61,000 |
| Terre Haute, IN | 6 | $ 780,000 | $ 130,000 | $ 215,000 |
| Altoona, PA | 5 | $ 865,000 | $ 173,000 | $ 89,000 |
| Bloomsburg-Berwick, PA | 5 | $ 1,175,000 | $ 235,000 | $ 244,000 |
| Corvallis, OR | 5 | $ 1,885,000 | $ 377,000 | $ 178,000 |
| Florence-Muscle Shoals, AL | 5 | $ 765,000 | $ 153,000 | $ 91,000 |
| Houma-Thibodaux, LA | 5 | $ 755,000 | $ 151,000 | $ 88,000 |
| Laredo, TX | 5 | $ 1,325,000 | $ 265,000 | $ 116,000 |
| Lincoln, NE | 5 | $ 1,165,000 | $ 233,000 | $ 72,000 |
| Manhattan, KS | 5 | $ 1,085,000 | $ 217,000 | $ 152,000 |
| Ames, IA | 4 | $ 530,000 | $ 132,500 | $ 103,000 |
| Auburn-Opelika, AL | 4 | $ 590,000 | $ 147,500 | $ 84,000 |
| Casper, WY | 4 | $ 1,130,000 | $ 282,500 | $ 77,000 |
| Cleveland, TN | 4 | $ 1,000,000 | $ 250,000 | $ 84,000 |
| Dubuque, IA | 4 | $ 600,000 | $ 150,000 | $ 94,000 |
| Grants Pass, OR | 4 | $ 1,410,000 | $ 352,500 | $ 112,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 1,060,000 | $ 265,000 | $ 180,250 |
| Lewiston-Auburn, ME | 4 | $ 930,000 | $ 232,500 | $ 97,000 |
| Monroe, LA | 4 | $ 1,260,000 | $ 315,000 | $ 115,000 |
| Wheeling, WV-OH | 4 | $ 790,000 | $ 197,500 | $ 74,250 |
| Cumberland, MD-WV | 3 | $ 605,000 | $ 201,666 | $ 66,333 |
| Erie, PA | 3 | $ 495,000 | $ 165,000 | $ 63,000 |
| Gadsden, AL | 3 | $ 265,000 | $ 88,333 | $ 106,000 |
| Grand Island, NE | 3 | $ 465,000 | $ 155,000 | $ 70,000 |
| Great Falls, MT | 3 | $ 665,000 | $ 221,666 | $ 63,000 |
| Jackson, TN | 3 | $ 815,000 | $ 271,666 | $ 107,000 |
| Lake Charles, LA | 3 | $ 455,000 | $ 151,666 | $ 96,000 |
| Midland, MI | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Albany, GA | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Alexandria, LA | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Dalton, GA | 2 | $ 150,000 | $ 75,000 | $ 107,000 |
| Hammond, LA | 2 | $ 240,000 | $ 120,000 | $ 115,000 |
| Parkersburg-Vienna, WV | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 280,000 | $ 140,000 | $ 109,500 |
| Elmira, NY | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Enid, OK | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Jonesboro, AR | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Owensboro, KY | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| Williamsport, PA | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 103,061 | $34,454,225,000 | $334,000 | $22,115,000 | $131,000 | $7,567,000 |
| Refinancing | 97,108 | $35,881,215,000 | $369,000 | $18,315,000 | $167,000 | $9,648,000 |
| Cash-out Refinancing | 26,533 | $9,194,765,000 | $346,000 | $91,005,000 | $146,000 | $8,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 140,233 | $48,676,800,000 | $347,000 | $90,595,000 | $150,000 | $9,648,000 |
| Not Provided | 34,753 | $13,205,105,000 | $379,000 | $22,115,000 | $163,000 | $4,964,000 |
| Hispanic | 17,776 | $5,134,165,000 | $288,000 | $3,245,000 | $106,000 | $6,409,000 |
| Asian | 12,341 | $5,313,530,000 | $430,000 | $3,605,000 | $168,000 | $7,884,000 |
| Black or African American | 10,579 | $3,034,670,000 | $286,000 | $91,005,000 | $105,000 | $8,400,000 |
| Not applicable | 4,717 | $1,521,475,000 | $322,000 | $1,825,000 | $0 | $0 |
| American Indian or Alaskan Native | 1,108 | $321,610,000 | $290,000 | $1,585,000 | $113,000 | $1,961,000 |
| Native Hawaiian or Other Pacific Islander | 236 | $95,460,000 | $404,000 | $1,455,000 | $141,000 | $1,746,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 181,207 | $65,860,550,000 | $363,000 | $91,005,000 | $159,000 | $9,648,000 |
| FHA-insured (Federal Housing Administration) | 22,649 | $5,666,275,000 | $250,000 | $1,465,000 | $81,000 | $3,486,000 |
| VA-guaranteed (Veterans Administration) | 21,333 | $7,716,965,000 | $361,000 | $51,155,000 | $104,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,513 | $286,415,000 | $189,000 | $705,000 | $58,000 | $174,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 135,591 | $47,236,695,000 | $348,000 | $3,005,000 | $145,000 | $9,648,000 |
| Application Withdrawn By Applicant | 69,885 | $25,107,410,000 | $359,000 | $90,595,000 | $158,000 | $7,884,000 |
| Application Denied By Financial Institution | 11,337 | $3,865,935,000 | $341,000 | $91,005,000 | $116,000 | $8,400,000 |
| Loan Purchased By The Institution | 4,717 | $1,521,475,000 | $322,000 | $1,825,000 | $0 | $0 |
| File Closed For Incompleteness | 3,392 | $1,190,150,000 | $350,000 | $6,175,000 | $161,000 | $3,600,000 |
| Application Approved But Not Accepted | 1,568 | $526,100,000 | $335,000 | $2,155,000 | $140,000 | $2,132,000 |
| Preapproval Approved but not Accepted | 142 | $57,950,000 | $408,000 | $1,505,000 | $133,000 | $1,376,000 |
| Preapproval Denied by Financial Institution | 70 | $24,490,000 | $349,000 | $1,455,000 | $99,000 | $416,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 215,295 | $75,639,780,000 | $351,000 | $90,595,000 | $150,000 | $9,648,000 |
| Debt-To-Income Ratio | 4,432 | $1,549,600,000 | $349,000 | $7,005,000 | $85,000 | $2,500,000 |
| Credit History | 2,935 | $830,060,000 | $283,000 | $4,035,000 | $121,000 | $3,958,000 |
| Other | 1,693 | $737,070,000 | $435,000 | $91,005,000 | $165,000 | $8,400,000 |
| Collateral | 995 | $338,805,000 | $340,000 | $2,595,000 | $147,000 | $2,300,000 |
| Unverifiable Information | 631 | $218,695,000 | $346,000 | $1,895,000 | $132,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 359 | $113,265,000 | $315,000 | $1,965,000 | $120,000 | $2,896,000 |
| Employment History | 319 | $90,555,000 | $283,000 | $1,315,000 | $87,000 | $543,000 |
| Credit Application Incomplete | 41 | $10,945,000 | $266,000 | $775,000 | $112,000 | $320,000 |
| Mortgage Insurance Denied | 2 | $1,430,000 | $715,000 | $955,000 | $318,000 | $540,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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