Guaranty Trust Company Mortgage Lending & HMDA Data, 2018

In 2018, Guaranty Trust Company of Murfreesboro, TN reported 6,601 mortgage applications totaling $1.4 billion, down 3% from 2017. The average application was for $204,665, and applicants reported an average income of $85,686. 84% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,187), Knoxville, TN (572) and Pensacola-Ferry Pass-Brent, FL (461) (applications in parentheses).

Mortgage Company & Address Guaranty Trust Company
316 Robert Rose Drive
Murfreesboro, TN 37129
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 6,601
Total Mortgage Loan Application Amount $1,350,995,000
Average Mortgage Loan Application Amount $204,665
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $85,686
Highest Applicant Income $2,425,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranty Trust Company by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Knox, Tennessee 387 $ 62,755,000 $ 162,157 $ 60,000
Rutherford, Tennessee 358 $ 80,730,000 $ 225,502 $ 85,000
Escambia, Florida 309 $ 67,425,000 $ 218,203 $ 107,000
Davidson, Tennessee 283 $ 75,325,000 $ 266,166 $ 110,000
Jefferson, Alabama 187 $ 40,225,000 $ 215,106 $ 94,000
Horry, South Carolina 184 $ 31,790,000 $ 172,771 $ 91,000
Mobile, Alabama 155 $ 24,605,000 $ 158,741 $ 69,000
Santa Rosa, Florida 152 $ 36,690,000 $ 241,381 $ 103,000
Sumner, Tennessee 151 $ 35,435,000 $ 234,668 $ 89,000
Montgomery, Tennessee 149 $ 26,345,000 $ 176,812 $ 66,000
Williamson, Tennessee 106 $ 40,050,000 $ 377,830 $ 146,000
Hopkins, Kentucky 98 $ 12,770,000 $ 130,306 $ 59,000
Shelby, Alabama 91 $ 19,675,000 $ 216,208 $ 82,000
Hamilton, Ohio 88 $ 15,780,000 $ 179,318 $ 119,000
Butler, Ohio 82 $ 14,280,000 $ 174,146 $ 70,000
Maury, Tennessee 82 $ 15,800,000 $ 192,682 $ 70,000
Lincoln, Tennessee 66 $ 10,070,000 $ 152,575 $ 65,000
Collin, Texas 59 $ 16,235,000 $ 275,169 $ 139,000
Tift, Georgia 57 $ 9,225,000 $ 161,842 $ 64,000
Arapahoe, Colorado 54 $ 15,420,000 $ 285,555 $ 106,000
Robertson, Tennessee 54 $ 12,270,000 $ 227,222 $ 79,000
Florence, South Carolina 51 $ 9,155,000 $ 179,509 $ 77,000
Wilson, Tennessee 51 $ 13,665,000 $ 267,941 $ 102,000
Oklahoma, Oklahoma 50 $ 9,730,000 $ 194,600 $ 89,000
Macon, Tennessee 50 $ 7,570,000 $ 151,400 $ 51,000
Franklin, Ohio 49 $ 10,775,000 $ 219,897 $ 119,000
Jefferson, Tennessee 49 $ 8,235,000 $ 168,061 $ 62,000
Duval, Florida 48 $ 9,430,000 $ 196,458 $ 64,000
Henderson, North Carolina 48 $ 11,270,000 $ 234,791 $ 95,000
Sevier, Tennessee 48 $ 9,030,000 $ 188,125 $ 66,000
Blount, Tennessee 47 $ 8,715,000 $ 185,425 $ 61,000
Carter, Tennessee 47 $ 5,465,000 $ 116,276 $ 47,000
Warren, Ohio 46 $ 10,680,000 $ 232,173 $ 97,000
Larimer, Colorado 44 $ 14,650,000 $ 332,954 $ 108,000
Tipton, Tennessee 44 $ 7,100,000 $ 161,363 $ 67,000
Clermont, Ohio 43 $ 7,965,000 $ 185,232 $ 78,000
Oakland, Michigan 41 $ 9,645,000 $ 235,243 $ 95,000
Anderson, Tennessee 41 $ 5,975,000 $ 145,731 $ 59,000
Shelby, Tennessee 37 $ 5,905,000 $ 159,594 $ 82,000
Bedford, Tennessee 36 $ 6,200,000 $ 172,222 $ 57,000
Denton, Texas 36 $ 11,170,000 $ 310,277 $ 144,000
Pickens, Georgia 35 $ 6,845,000 $ 195,571 $ 92,000
Giles, Tennessee 35 $ 4,845,000 $ 138,428 $ 53,000
Sullivan, Tennessee 34 $ 4,620,000 $ 135,882 $ 51,000
Coffee, Tennessee 32 $ 5,380,000 $ 168,125 $ 61,000
Jefferson, Colorado 31 $ 9,585,000 $ 309,193 $ 100,000
Henderson, Tennessee 30 $ 4,150,000 $ 138,333 $ 58,000
Tarrant, Texas 29 $ 5,825,000 $ 200,862 $ 119,000
Elmore, Alabama 28 $ 4,660,000 $ 166,428 $ 77,000
Madison, Alabama 28 $ 4,590,000 $ 163,928 $ 66,000
Baldwin, Alabama 27 $ 6,645,000 $ 246,111 $ 102,000
Denver, Colorado 27 $ 8,265,000 $ 306,111 $ 122,000
Mercer, Kentucky 27 $ 3,375,000 $ 125,000 $ 51,000
Macomb, Michigan 27 $ 4,965,000 $ 183,888 $ 89,000
Hamblen, Tennessee 27 $ 4,265,000 $ 157,962 $ 69,000
Allegany, Maryland 26 $ 3,610,000 $ 138,846 $ 67,000
Livingston, Michigan 26 $ 5,250,000 $ 201,923 $ 73,000
Washington, Virginia 26 $ 4,000,000 $ 153,846 $ 53,000
Buncombe, North Carolina 25 $ 6,445,000 $ 257,800 $ 112,000
Hamilton, Tennessee 25 $ 4,105,000 $ 164,200 $ 63,000
Cherokee, Georgia 24 $ 5,580,000 $ 232,500 $ 75,000
Boulder, Colorado 23 $ 9,635,000 $ 418,913 $ 161,000
St. Louis, Missouri 23 $ 5,005,000 $ 217,608 $ 81,000
Campbell, Tennessee 23 $ 2,545,000 $ 110,652 $ 46,000
Loudon, Tennessee 23 $ 3,715,000 $ 161,521 $ 64,000
Union, Tennessee 23 $ 3,115,000 $ 135,434 $ 51,000
Haywood, North Carolina 22 $ 4,200,000 $ 190,909 $ 88,000
Milwaukee, Wisconsin 22 $ 3,460,000 $ 157,272 $ 73,000
Franklin, Tennessee 21 $ 3,635,000 $ 173,095 $ 65,000
Dallas, Texas 21 $ 6,185,000 $ 294,523 $ 167,000
St. Clair, Alabama 20 $ 3,540,000 $ 177,000 $ 84,000
Douglas, Colorado 20 $ 6,490,000 $ 324,500 $ 94,000
Weld, Colorado 20 $ 6,320,000 $ 316,000 $ 90,000
Marshall, Tennessee 20 $ 3,770,000 $ 188,500 $ 61,000
Scott, Kentucky 19 $ 3,435,000 $ 180,789 $ 71,000
Adams, Colorado 17 $ 4,395,000 $ 258,529 $ 85,000
Nassau, Florida 16 $ 4,520,000 $ 282,500 $ 124,000
Dubois, Indiana 16 $ 2,070,000 $ 129,375 $ 49,000
Pointe Coupee, Louisiana 16 $ 3,790,000 $ 236,875 $ 96,000
Wayne, Michigan 16 $ 2,880,000 $ 180,000 $ 71,000
Johnson, Tennessee 16 $ 3,050,000 $ 190,625 $ 73,000
Washington, Tennessee 16 $ 2,800,000 $ 175,000 $ 76,000
Decatur, Tennessee 15 $ 1,705,000 $ 113,666 $ 55,000
Roane, Tennessee 15 $ 2,635,000 $ 175,666 $ 68,000
Trousdale, Tennessee 15 $ 2,455,000 $ 163,666 $ 61,000
Harris, Texas 15 $ 4,005,000 $ 267,000 $ 172,000
Georgetown, South Carolina 14 $ 4,590,000 $ 327,857 $ 149,000
Madison, Tennessee 14 $ 1,790,000 $ 127,857 $ 63,000
Montgomery, Alabama 13 $ 1,795,000 $ 138,076 $ 56,000
Morgan, Alabama 13 $ 2,685,000 $ 206,538 $ 105,000
Gwinnett, Georgia 13 $ 3,125,000 $ 240,384 $ 80,000
Livingston, Louisiana 13 $ 2,465,000 $ 189,615 $ 72,000
Wake, North Carolina 13 $ 3,405,000 $ 261,923 $ 81,000
Limestone, Alabama 12 $ 2,230,000 $ 185,833 $ 88,000
El Paso, Colorado 12 $ 3,170,000 $ 264,166 $ 107,000
Marion, Indiana 12 $ 1,980,000 $ 165,000 $ 74,000
Tulsa, Oklahoma 12 $ 2,820,000 $ 235,000 $ 130,000
Overton, Tennessee 12 $ 1,650,000 $ 137,500 $ 53,000
Clay, Florida 11 $ 2,705,000 $ 245,909 $ 85,000
Cumberland, North Carolina 11 $ 2,235,000 $ 203,181 $ 90,000
Cannon, Tennessee 11 $ 2,745,000 $ 249,545 $ 128,000
Cumberland, Tennessee 11 $ 1,385,000 $ 125,909 $ 52,000
Grainger, Tennessee 11 $ 1,425,000 $ 129,545 $ 52,000
Putnam, Tennessee 11 $ 1,985,000 $ 180,454 $ 61,000
Fulton, Georgia 10 $ 3,040,000 $ 304,000 $ 135,000
Muscogee, Georgia 10 $ 1,260,000 $ 126,000 $ 45,000
Kenton, Kentucky 10 $ 1,740,000 $ 174,000 $ 79,000
Mecklenburg, North Carolina 10 $ 2,310,000 $ 231,000 $ 71,000
Chester, Tennessee 10 $ 1,450,000 $ 145,000 $ 46,000
Scott, Tennessee 10 $ 1,200,000 $ 120,000 $ 46,000
St. Johns, Florida 9 $ 3,085,000 $ 342,777 $ 144,000
Ohio, Kentucky 9 $ 895,000 $ 99,444 $ 74,000
East Baton Rouge, Louisiana 9 $ 1,985,000 $ 220,555 $ 92,000
Garrett, Maryland 9 $ 1,365,000 $ 151,666 $ 70,000
Genesee, Michigan 9 $ 1,435,000 $ 159,444 $ 61,000
Moore, North Carolina 9 $ 2,835,000 $ 315,000 $ 106,000
Montgomery, Ohio 9 $ 1,215,000 $ 135,000 $ 53,000
Cheatham, Tennessee 9 $ 2,015,000 $ 223,888 $ 60,000
DeKalb, Tennessee 9 $ 1,615,000 $ 179,444 $ 124,000
Dickson, Tennessee 9 $ 2,125,000 $ 236,111 $ 77,000
Fort Bend, Texas 9 $ 2,335,000 $ 259,444 $ 134,000
Cullman, Alabama 8 $ 720,000 $ 90,000 $ 42,000
Marshall, Alabama 8 $ 1,100,000 $ 137,500 $ 53,000
Okaloosa, Florida 8 $ 1,960,000 $ 245,000 $ 92,000
Cobb, Georgia 8 $ 3,160,000 $ 395,000 $ 120,000
DeKalb, Georgia 8 $ 2,130,000 $ 266,250 $ 88,000
Gilmer, Georgia 8 $ 1,850,000 $ 231,250 $ 97,000
Boyle, Kentucky 8 $ 1,140,000 $ 142,500 $ 57,000
Franklin, Kentucky 8 $ 1,210,000 $ 151,250 $ 63,000
Canadian, Oklahoma 8 $ 1,580,000 $ 197,500 $ 80,000
Rhea, Tennessee 8 $ 1,260,000 $ 157,500 $ 76,000
Jefferson, Texas 8 $ 900,000 $ 112,500 $ 98,000
Bedford, Virginia 8 $ 2,550,000 $ 318,750 $ 97,000
Blount, Alabama 7 $ 1,225,000 $ 175,000 $ 83,000
Glynn, Georgia 7 $ 1,825,000 $ 260,714 $ 83,000
Thomas, Georgia 7 $ 775,000 $ 110,714 $ 52,000
Hamilton, Indiana 7 $ 1,595,000 $ 227,857 $ 87,000
Adams, Mississippi 7 $ 435,000 $ 62,142 $ 44,000
Durham, North Carolina 7 $ 1,295,000 $ 185,000 $ 82,000
Richland, South Carolina 7 $ 1,045,000 $ 149,285 $ 45,000
York, South Carolina 7 $ 1,415,000 $ 202,142 $ 52,000
Claiborne, Tennessee 7 $ 695,000 $ 99,285 $ 36,000
Fentress, Tennessee 7 $ 875,000 $ 125,000 $ 70,000
Hawkins, Tennessee 7 $ 875,000 $ 125,000 $ 58,000
Lawrence, Tennessee 7 $ 895,000 $ 127,857 $ 59,000
Monroe, Tennessee 7 $ 835,000 $ 119,285 $ 53,000
Moore, Tennessee 7 $ 1,195,000 $ 170,714 $ 46,000
Kaufman, Texas 7 $ 1,175,000 $ 167,857 $ 132,000
Travis, Texas 7 $ 1,675,000 $ 239,285 $ 197,000
Wise, Virginia 7 $ 815,000 $ 116,428 $ 59,000
Mineral, West Virginia 7 $ 815,000 $ 116,428 $ 49,000
Tuscaloosa, Alabama 6 $ 1,170,000 $ 195,000 $ 56,000
Hillsborough, Florida 6 $ 1,770,000 $ 295,000 $ 113,000
Boone, Indiana 6 $ 790,000 $ 131,666 $ 49,000
Daviess, Indiana 6 $ 720,000 $ 120,000 $ 51,000
Fayette, Kentucky 6 $ 890,000 $ 148,333 $ 74,000
St. Charles, Louisiana 6 $ 1,000,000 $ 166,666 $ 109,000
Anne Arundel, Maryland 6 $ 3,500,000 $ 583,333 $ 163,000
Frederick, Maryland 6 $ 1,980,000 $ 330,000 $ 104,000
St. Louis City, Missouri 6 $ 830,000 $ 138,333 $ 51,000
Brunswick, North Carolina 6 $ 2,120,000 $ 353,333 $ 176,000
Johnston, North Carolina 6 $ 1,400,000 $ 233,333 $ 69,000
Brown, Ohio 6 $ 1,080,000 $ 180,000 $ 105,000
Delaware, Ohio 6 $ 1,350,000 $ 225,000 $ 91,000
Cleveland, Oklahoma 6 $ 1,340,000 $ 223,333 $ 85,000
Cocke, Tennessee 6 $ 1,120,000 $ 186,666 $ 64,000
Warren, Tennessee 6 $ 820,000 $ 136,666 $ 38,000
White, Tennessee 6 $ 960,000 $ 160,000 $ 45,000
Prince William, Virginia 6 $ 2,140,000 $ 356,666 $ 95,000
Russell, Virginia 6 $ 820,000 $ 136,666 $ 48,000
Virginia Beach, Virginia 6 $ 2,030,000 $ 338,333 $ 83,000
Washington, Wisconsin 6 $ 1,430,000 $ 238,333 $ 91,000
Chilton, Alabama 5 $ 995,000 $ 199,000 $ 60,000
Bay, Florida 5 $ 1,335,000 $ 267,000 $ 70,000
Manatee, Florida 5 $ 1,305,000 $ 261,000 $ 112,000
Grady, Georgia 5 $ 655,000 $ 131,000 $ 56,000
Warrick, Indiana 5 $ 895,000 $ 179,000 $ 73,000
Clark, Kentucky 5 $ 1,115,000 $ 223,000 $ 105,000
Garrard, Kentucky 5 $ 605,000 $ 121,000 $ 59,000
Laurel, Kentucky 5 $ 965,000 $ 193,000 $ 167,000
Madison, Kentucky 5 $ 1,005,000 $ 201,000 $ 70,000
Montgomery, Kentucky 5 $ 585,000 $ 117,000 $ 60,000
Simpson, Kentucky 5 $ 755,000 $ 151,000 $ 51,000
Whitley, Kentucky 5 $ 655,000 $ 131,000 $ 60,000
West Baton Rouge, Louisiana 5 $ 1,245,000 $ 249,000 $ 112,000
Baltimore, Maryland 5 $ 1,775,000 $ 355,000 $ 210,000
Montgomery, Maryland 5 $ 1,705,000 $ 341,000 $ 120,000
St. Charles, Missouri 5 $ 1,225,000 $ 245,000 $ 111,000
Harnett, North Carolina 5 $ 1,065,000 $ 213,000 $ 82,000
New Hanover, North Carolina 5 $ 1,205,000 $ 241,000 $ 75,000
Polk, North Carolina 5 $ 865,000 $ 173,000 $ 61,000
Dorchester, South Carolina 5 $ 865,000 $ 173,000 $ 56,000
Smith, Tennessee 5 $ 1,055,000 $ 211,000 $ 55,000
Chesapeake, Virginia 5 $ 1,745,000 $ 349,000 $ 83,000
Fairfax, Virginia 5 $ 1,975,000 $ 395,000 $ 111,000
Tallapoosa, Alabama 4 $ 1,420,000 $ 355,000 $ 207,000
Gunnison, Colorado 4 $ 1,600,000 $ 400,000 $ 211,000
Polk, Florida 4 $ 870,000 $ 217,500 $ 95,000
Douglas, Georgia 4 $ 500,000 $ 125,000 $ 37,000
Forsyth, Georgia 4 $ 2,210,000 $ 552,500 $ 229,000
Gordon, Georgia 4 $ 520,000 $ 130,000 $ 48,000
Lowndes, Georgia 4 $ 610,000 $ 152,500 $ 62,000
Turner, Georgia 4 $ 520,000 $ 130,000 $ 65,000
Worth, Georgia 4 $ 560,000 $ 140,000 $ 49,000
Jasper, Indiana 4 $ 650,000 $ 162,500 $ 56,000
Martin, Indiana 4 $ 360,000 $ 90,000 $ 53,000
Shelby, Indiana 4 $ 760,000 $ 190,000 $ 69,000
Vanderburgh, Indiana 4 $ 600,000 $ 150,000 $ 53,000
Anderson, Kentucky 4 $ 710,000 $ 177,500 $ 88,000
Boone, Kentucky 4 $ 690,000 $ 172,500 $ 71,000
Powell, Kentucky 4 $ 450,000 $ 112,500 $ 63,000
Rapides, Louisiana 4 $ 960,000 $ 240,000 $ 113,000
St. John the Baptist, Louisiana 4 $ 580,000 $ 145,000 $ 49,000
Transylvania, North Carolina 4 $ 900,000 $ 225,000 $ 98,000
Wayne, North Carolina 4 $ 740,000 $ 185,000 $ 89,000
Pottawatomie, Oklahoma 4 $ 580,000 $ 145,000 $ 48,000
Charleston, South Carolina 4 $ 1,820,000 $ 455,000 $ 198,000
Crockett, Tennessee 4 $ 480,000 $ 120,000 $ 58,000
Grundy, Tennessee 4 $ 670,000 $ 167,500 $ 80,000
Bexar, Texas 4 $ 920,000 $ 230,000 $ 95,000
Rockwall, Texas 4 $ 1,030,000 $ 257,500 $ 112,000
Bristol, Virginia 4 $ 590,000 $ 147,500 $ 48,000
Loudoun, Virginia 4 $ 1,180,000 $ 295,000 $ 87,000
Lynchburg, Virginia 4 $ 570,000 $ 142,500 $ 55,000
Autauga, Alabama 3 $ 545,000 $ 181,666 $ 71,000
Russell, Alabama 3 $ 455,000 $ 151,666 $ 93,000
Talladega, Alabama 3 $ 705,000 $ 235,000 $ 107,000
Benton, Arkansas 3 $ 365,000 $ 121,666 $ 48,000
Park, Colorado 3 $ 785,000 $ 261,666 $ 169,000
Orange, Florida 3 $ 705,000 $ 235,000 $ 144,000
Pinellas, Florida 3 $ 785,000 $ 261,666 $ 144,000
Brantley, Georgia 3 $ 375,000 $ 125,000 $ 90,000
Brooks, Georgia 3 $ 285,000 $ 95,000 $ 47,000
Colquitt, Georgia 3 $ 445,000 $ 148,333 $ 43,000
Henry, Georgia 3 $ 475,000 $ 158,333 $ 46,000
Will, Illinois 3 $ 635,000 $ 211,666 $ 189,000
Hendricks, Indiana 3 $ 655,000 $ 218,333 $ 70,000
Spencer, Indiana 3 $ 495,000 $ 165,000 $ 66,000
Vigo, Indiana 3 $ 595,000 $ 198,333 $ 63,000
Christian, Kentucky 3 $ 385,000 $ 128,333 $ 63,000
Henderson, Kentucky 3 $ 435,000 $ 145,000 $ 55,000
Shelby, Kentucky 3 $ 525,000 $ 175,000 $ 66,000
Webster, Kentucky 3 $ 315,000 $ 105,000 $ 63,000
Concordia, Louisiana 3 $ 445,000 $ 148,333 $ 52,000
Grant, Louisiana 3 $ 895,000 $ 298,333 $ 128,000
West Feliciana, Louisiana 3 $ 735,000 $ 245,000 $ 144,000
Prince George's, Maryland 3 $ 705,000 $ 235,000 $ 86,000
Queen Anne's, Maryland 3 $ 685,000 $ 228,333 $ 67,000
DeSoto, Mississippi 3 $ 675,000 $ 225,000 $ 74,000
Franklin, Mississippi 3 $ 165,000 $ 55,000 $ 52,000
Jefferson, Missouri 3 $ 455,000 $ 151,666 $ 71,000
Hoke, North Carolina 3 $ 485,000 $ 161,666 $ 68,000
McDowell, North Carolina 3 $ 705,000 $ 235,000 $ 104,000
Clinton, Ohio 3 $ 535,000 $ 178,333 $ 85,000
Fairfield, Ohio 3 $ 655,000 $ 218,333 $ 75,000
Preble, Ohio 3 $ 305,000 $ 101,666 $ 37,000
Stark, Ohio 3 $ 575,000 $ 191,666 $ 80,000
McClain, Oklahoma 3 $ 385,000 $ 128,333 $ 61,000
Rogers, Oklahoma 3 $ 405,000 $ 135,000 $ 58,000
Greenville, South Carolina 3 $ 585,000 $ 195,000 $ 58,000
Carroll, Tennessee 3 $ 465,000 $ 155,000 $ 40,000
Fayette, Tennessee 3 $ 755,000 $ 251,666 $ 98,000
Greene, Tennessee 3 $ 275,000 $ 91,666 $ 20,000
Hickman, Tennessee 3 $ 555,000 $ 185,000 $ 58,000
Jackson, Tennessee 3 $ 295,000 $ 98,333 $ 54,000
McNairy, Tennessee 3 $ 265,000 $ 88,333 $ 28,000
Meigs, Tennessee 3 $ 235,000 $ 78,333 $ 30,000
Stewart, Tennessee 3 $ 335,000 $ 111,666 $ 54,000
Ellis, Texas 3 $ 875,000 $ 291,666 $ 186,000
Galveston, Texas 3 $ 835,000 $ 278,333 $ 440,000
Midland, Texas 3 $ 805,000 $ 268,333 $ 142,000
Williamson, Texas 3 $ 595,000 $ 198,333 $ 163,000
Portsmouth, Virginia 3 $ 655,000 $ 218,333 $ 76,000
Smyth, Virginia 3 $ 435,000 $ 145,000 $ 52,000
Spotsylvania, Virginia 3 $ 765,000 $ 255,000 $ 96,000
Waukesha, Wisconsin 3 $ 715,000 $ 238,333 $ 105,000
Clarke, Alabama 2 $ 380,000 $ 190,000 $ 77,000
Conecuh, Alabama 2 $ 370,000 $ 185,000 $ 88,000
DeKalb, Alabama 2 $ 270,000 $ 135,000 $ 47,000
Lauderdale, Alabama 2 $ 310,000 $ 155,000 $ 93,000
Lee, Alabama 2 $ 450,000 $ 225,000 $ 416,000
Winston, Alabama 2 $ 890,000 $ 445,000 $ 187,000
Maricopa, Arizona 2 $ 500,000 $ 250,000 $ 194,000
Pulaski, Arkansas 2 $ 320,000 $ 160,000 $ 38,000
Eagle, Colorado 2 $ 710,000 $ 355,000 $ 72,000
Mesa, Colorado 2 $ 540,000 $ 270,000 $ 125,000
Morgan, Colorado 2 $ 400,000 $ 200,000 $ 52,000
Pueblo, Colorado 2 $ 370,000 $ 185,000 $ 107,000
Routt, Colorado 2 $ 610,000 $ 305,000 $ 121,000
Marion, Florida 2 $ 410,000 $ 205,000 $ 58,000
Miami-Dade, Florida 2 $ 340,000 $ 170,000 $ 52,000
Osceola, Florida 2 $ 600,000 $ 300,000 $ 235,000
Palm Beach, Florida 2 $ 970,000 $ 485,000 $ 188,000
Seminole, Florida 2 $ 530,000 $ 265,000 $ 109,000
Sumter, Florida 2 $ 620,000 $ 310,000 $ 123,000
Volusia, Florida 2 $ 440,000 $ 220,000 $ 82,000
Wakulla, Florida 2 $ 370,000 $ 185,000 $ 75,000
Walton, Florida 2 $ 490,000 $ 245,000 $ 152,000
Columbia, Georgia 2 $ 380,000 $ 190,000 $ 86,000
Jackson, Georgia 2 $ 440,000 $ 220,000 $ 95,000
Monroe, Georgia 2 $ 270,000 $ 135,000 $ 38,000
Newton, Georgia 2 $ 250,000 $ 125,000 $ 34,000
Rockdale, Georgia 2 $ 310,000 $ 155,000 $ 73,000
Troup, Georgia 2 $ 430,000 $ 215,000 $ 71,000
Cook, Illinois 2 $ 250,000 $ 125,000 $ 67,000
Dearborn, Indiana 2 $ 340,000 $ 170,000 $ 135,000
Lake, Indiana 2 $ 270,000 $ 135,000 $ 71,000
Perry, Indiana 2 $ 170,000 $ 85,000 $ 22,000
Pike, Indiana 2 $ 150,000 $ 75,000 $ 44,000
Campbell, Kentucky 2 $ 310,000 $ 155,000 $ 69,000
Harlan, Kentucky 2 $ 310,000 $ 155,000 $ 102,000
McLean, Kentucky 2 $ 260,000 $ 130,000 $ 48,000
Nicholas, Kentucky 2 $ 410,000 $ 205,000 $ 65,000
Rockcastle, Kentucky 2 $ 370,000 $ 185,000 $ 80,000
Rowan, Kentucky 2 $ 310,000 $ 155,000 $ 46,000
Wolfe, Kentucky 2 $ 190,000 $ 95,000 $ 129,000
Baltimore City, Maryland 2 $ 700,000 $ 350,000 $ 150,000
Carroll, Maryland 2 $ 780,000 $ 390,000 $ 169,000
Harford, Maryland 2 $ 560,000 $ 280,000 $ 250,000
Howard, Maryland 2 $ 540,000 $ 270,000 $ 151,000
Ingham, Michigan 2 $ 260,000 $ 130,000 $ 82,000
Kent, Michigan 2 $ 800,000 $ 400,000 $ 166,000
St. Clair, Michigan 2 $ 460,000 $ 230,000 $ 121,000
Washtenaw, Michigan 2 $ 230,000 $ 115,000 $ 48,000
Jefferson, Mississippi 2 $ 190,000 $ 95,000 $ 80,000
Lincoln, Mississippi 2 $ 450,000 $ 225,000 $ 62,000
Forsyth, North Carolina 2 $ 430,000 $ 215,000 $ 62,000
Guilford, North Carolina 2 $ 570,000 $ 285,000 $ 95,000
Iredell, North Carolina 2 $ 450,000 $ 225,000 $ 63,000
Jackson, North Carolina 2 $ 320,000 $ 160,000 $ 121,000
Onslow, North Carolina 2 $ 300,000 $ 150,000 $ 94,000
Rutherford, North Carolina 2 $ 560,000 $ 280,000 $ 75,000
Crawford, Ohio 2 $ 150,000 $ 75,000 $ 44,000
Logan, Ohio 2 $ 260,000 $ 130,000 $ 92,000
Pickaway, Ohio 2 $ 210,000 $ 105,000 $ 45,000
Lincoln, Oklahoma 2 $ 200,000 $ 100,000 $ 41,000
Logan, Oklahoma 2 $ 290,000 $ 145,000 $ 51,000
Darlington, South Carolina 2 $ 240,000 $ 120,000 $ 57,000
Dillon, South Carolina 2 $ 380,000 $ 190,000 $ 64,000
Marion, South Carolina 2 $ 440,000 $ 220,000 $ 52,000
Sumter, South Carolina 2 $ 200,000 $ 100,000 $ 41,000
Bradley, Tennessee 2 $ 390,000 $ 195,000 $ 43,000
Dyer, Tennessee 2 $ 290,000 $ 145,000 $ 108,000
Gibson, Tennessee 2 $ 320,000 $ 160,000 $ 55,000
Marion, Tennessee 2 $ 360,000 $ 180,000 $ 92,000
McMinn, Tennessee 2 $ 170,000 $ 85,000 $ 31,000
Morgan, Tennessee 2 $ 200,000 $ 100,000 $ 34,000
Pickett, Tennessee 2 $ 420,000 $ 210,000 $ 71,000
Unicoi, Tennessee 2 $ 360,000 $ 180,000 $ 62,000
Brazoria, Texas 2 $ 350,000 $ 175,000 $ 107,000
Hardin, Texas 2 $ 260,000 $ 130,000 $ 65,000
Hood, Texas 2 $ 480,000 $ 240,000 $ 94,000
Franklin, Virginia 2 $ 610,000 $ 305,000 $ 169,000
Hanover, Virginia 2 $ 430,000 $ 215,000 $ 491,000
James City, Virginia 2 $ 560,000 $ 280,000 $ 79,000
Montgomery, Virginia 2 $ 490,000 $ 245,000 $ 46,000
Pulaski, Virginia 2 $ 250,000 $ 125,000 $ 53,000
Scott, Virginia 2 $ 300,000 $ 150,000 $ 58,000
Tazewell, Virginia 2 $ 150,000 $ 75,000 $ 21,000
Hampshire, West Virginia 2 $ 270,000 $ 135,000 $ 44,000
Ozaukee, Wisconsin 2 $ 530,000 $ 265,000 $ 86,000
Calhoun, Alabama 1 $ 115,000 $ 115,000 $ 96,000
Cherokee, Alabama 1 $ 225,000 $ 225,000 $ 364,000
Franklin, Alabama 1 $ 95,000 $ 95,000 $ 41,000
Geneva, Alabama 1 $ 65,000 $ 65,000 $ 74,000
Houston, Alabama 1 $ 355,000 $ 355,000 $ 102,000
Jackson, Alabama 1 $ 115,000 $ 115,000 $ 28,000
Lawrence, Alabama 1 $ 125,000 $ 125,000 $ 34,000
Marengo, Alabama 1 $ 45,000 $ 45,000 $ 110,000
Marion, Alabama 1 $ 55,000 $ 55,000 $ 28,000
Randolph, Alabama 1 $ 105,000 $ 105,000 $ 42,000
Walker, Alabama 1 $ 105,000 $ 105,000 $ 35,000
Randolph, Arkansas 1 $ 85,000 $ 85,000 $ 40,000
Broomfield, Colorado 1 $ 365,000 $ 365,000 $ 120,000
Chaffee, Colorado 1 $ 205,000 $ 205,000 $ 266,000
Custer, Colorado 1 $ 395,000 $ 395,000 $ 166,000
Elbert, Colorado 1 $ 525,000 $ 525,000 $ 199,000
Grand, Colorado 1 $ 375,000 $ 375,000 $ 203,000
La Plata, Colorado 1 $ 255,000 $ 255,000 $ 91,000
Montrose, Colorado 1 $ 295,000 $ 295,000 $ 83,000
Ouray, Colorado 1 $ 615,000 $ 615,000 $ 134,000
Summit, Colorado 1 $ 935,000 $ 935,000 $ 200,000
Brevard, Florida 1 $ 115,000 $ 115,000 $ 132,000
Broward, Florida 1 $ 245,000 $ 245,000 $ 139,000
Charlotte, Florida 1 $ 145,000 $ 145,000 $ 25,000
Columbia, Florida 1 $ 85,000 $ 85,000 $ 42,000
Flagler, Florida 1 $ 215,000 $ 215,000 $ 77,000
Highlands, Florida 1 $ 165,000 $ 165,000 $ 62,000
Lake, Florida 1 $ 245,000 $ 245,000 $ 125,000
Leon, Florida 1 $ 365,000 $ 365,000 $ 96,000
St. Lucie, Florida 1 $ 405,000 $ 405,000 $ 116,000
Barrow, Georgia 1 $ 185,000 $ 185,000 $ 54,000
Bartow, Georgia 1 $ 195,000 $ 195,000 $ 65,000
Berrien, Georgia 1 $ 155,000 $ 155,000 $ 36,000
Camden, Georgia 1 $ 245,000 $ 245,000 $ 0
Chatham, Georgia 1 $ 205,000 $ 205,000 $ 87,000
Coweta, Georgia 1 $ 135,000 $ 135,000 $ 53,000
Dawson, Georgia 1 $ 205,000 $ 205,000 $ 106,000
Decatur, Georgia 1 $ 165,000 $ 165,000 $ 164,000
Elbert, Georgia 1 $ 95,000 $ 95,000 $ 45,000
Fannin, Georgia 1 $ 185,000 $ 185,000 $ 80,000
Fayette, Georgia 1 $ 195,000 $ 195,000 $ 75,000
Greene, Georgia 1 $ 115,000 $ 115,000 $ 36,000
Hall, Georgia 1 $ 265,000 $ 265,000 $ 82,000
Harris, Georgia 1 $ 225,000 $ 225,000 $ 53,000
Houston, Georgia 1 $ 135,000 $ 135,000 $ 87,000
Irwin, Georgia 1 $ 265,000 $ 265,000 $ 111,000
McIntosh, Georgia 1 $ 125,000 $ 125,000 $ 88,000
Meriwether, Georgia 1 $ 65,000 $ 65,000 $ 42,000
Oconee, Georgia 1 $ 455,000 $ 455,000 $ 194,000
Pierce, Georgia 1 $ 125,000 $ 125,000 $ 40,000
Richmond, Georgia 1 $ 155,000 $ 155,000 $ 78,000
Spalding, Georgia 1 $ 105,000 $ 105,000 $ 44,000
Upson, Georgia 1 $ 105,000 $ 105,000 $ 57,000
Allen, Indiana 1 $ 105,000 $ 105,000 $ 73,000
Clark, Indiana 1 $ 195,000 $ 195,000 $ 39,000
Delaware, Indiana 1 $ 195,000 $ 195,000 $ 98,000
Gibson, Indiana 1 $ 355,000 $ 355,000 $ 140,000
Greene, Indiana 1 $ 75,000 $ 75,000 $ 41,000
Hancock, Indiana 1 $ 295,000 $ 295,000 $ 54,000
Jennings, Indiana 1 $ 125,000 $ 125,000 $ 136,000
Johnson, Indiana 1 $ 215,000 $ 215,000 $ 74,000
Lawrence, Indiana 1 $ 165,000 $ 165,000 $ 73,000
Madison, Indiana 1 $ 175,000 $ 175,000 $ 56,000
Monroe, Indiana 1 $ 245,000 $ 245,000 $ 0
Starke, Indiana 1 $ 65,000 $ 65,000 $ 60,000
Tippecanoe, Indiana 1 $ 155,000 $ 155,000 $ 33,000
Tipton, Indiana 1 $ 75,000 $ 75,000 $ 123,000
Riley, Kansas 1 $ 245,000 $ 245,000 $ 100,000
Bourbon, Kentucky 1 $ 315,000 $ 315,000 $ 163,000
Breckinridge, Kentucky 1 $ 115,000 $ 115,000 $ 52,000
Caldwell, Kentucky 1 $ 125,000 $ 125,000 $ 41,000
Estill, Kentucky 1 $ 105,000 $ 105,000 $ 68,000
Fleming, Kentucky 1 $ 85,000 $ 85,000 $ 62,000
Grant, Kentucky 1 $ 135,000 $ 135,000 $ 99,000
Hancock, Kentucky 1 $ 65,000 $ 65,000 $ 80,000
Hardin, Kentucky 1 $ 155,000 $ 155,000 $ 65,000
Harrison, Kentucky 1 $ 95,000 $ 95,000 $ 48,000
Henry, Kentucky 1 $ 275,000 $ 275,000 $ 77,000
Jefferson, Kentucky 1 $ 245,000 $ 245,000 $ 455,000
Jessamine, Kentucky 1 $ 125,000 $ 125,000 $ 26,000
Knott, Kentucky 1 $ 215,000 $ 215,000 $ 145,000
Knox, Kentucky 1 $ 145,000 $ 145,000 $ 39,000
Lincoln, Kentucky 1 $ 115,000 $ 115,000 $ 64,000
Livingston, Kentucky 1 $ 65,000 $ 65,000 $ 48,000
Logan, Kentucky 1 $ 105,000 $ 105,000 $ 40,000
McCracken, Kentucky 1 $ 175,000 $ 175,000 $ 95,000
Muhlenberg, Kentucky 1 $ 145,000 $ 145,000 $ 92,000
Perry, Kentucky 1 $ 125,000 $ 125,000 $ 50,000
Warren, Kentucky 1 $ 665,000 $ 665,000 $ 248,000
Ascension, Louisiana 1 $ 305,000 $ 305,000 $ 83,000
East Feliciana, Louisiana 1 $ 175,000 $ 175,000 $ 59,000
Iberville, Louisiana 1 $ 265,000 $ 265,000 $ 98,000
Jefferson, Louisiana 1 $ 455,000 $ 455,000 $ 158,000
Lafayette, Louisiana 1 $ 125,000 $ 125,000 $ 79,000
St. James, Louisiana 1 $ 245,000 $ 245,000 $ 112,000
St. Landry, Louisiana 1 $ 115,000 $ 115,000 $ 23,000
Calvert, Maryland 1 $ 585,000 $ 585,000 $ 135,000
Wicomico, Maryland 1 $ 185,000 $ 185,000 $ 47,000
Allegan, Michigan 1 $ 205,000 $ 205,000 $ 265,000
Branch, Michigan 1 $ 85,000 $ 85,000 $ 110,000
Grand Traverse, Michigan 1 $ 265,000 $ 265,000 $ 62,000
Lapeer, Michigan 1 $ 345,000 $ 345,000 $ 82,000
Claiborne, Mississippi 1 $ 85,000 $ 85,000 $ 53,000
Harrison, Mississippi 1 $ 135,000 $ 135,000 $ 39,000
Hinds, Mississippi 1 $ 105,000 $ 105,000 $ 67,000
Lafayette, Mississippi 1 $ 95,000 $ 95,000 $ 220,000
Pike, Mississippi 1 $ 65,000 $ 65,000 $ 52,000
Tishomingo, Mississippi 1 $ 95,000 $ 95,000 $ 160,000
Warren, Mississippi 1 $ 115,000 $ 115,000 $ 29,000
Taney, Missouri 1 $ 95,000 $ 95,000 $ 155,000
Warren, Missouri 1 $ 205,000 $ 205,000 $ 140,000
Burke, North Carolina 1 $ 295,000 $ 295,000 $ 113,000
Carteret, North Carolina 1 $ 1,475,000 $ 1,475,000 $ 1,069,000
Chatham, North Carolina 1 $ 385,000 $ 385,000 $ 84,000
Columbus, North Carolina 1 $ 125,000 $ 125,000 $ 37,000
Currituck, North Carolina 1 $ 325,000 $ 325,000 $ 88,000
Dare, North Carolina 1 $ 235,000 $ 235,000 $ 51,000
Davie, North Carolina 1 $ 245,000 $ 245,000 $ 60,000
Franklin, North Carolina 1 $ 185,000 $ 185,000 $ 75,000
Granville, North Carolina 1 $ 235,000 $ 235,000 $ 71,000
Lee, North Carolina 1 $ 205,000 $ 205,000 $ 60,000
Macon, North Carolina 1 $ 455,000 $ 455,000 $ 123,000
Madison, North Carolina 1 $ 225,000 $ 225,000 $ 211,000
Mitchell, North Carolina 1 $ 115,000 $ 115,000 $ 44,000
Nash, North Carolina 1 $ 135,000 $ 135,000 $ 61,000
Orange, North Carolina 1 $ 105,000 $ 105,000 $ 149,000
Robeson, North Carolina 1 $ 145,000 $ 145,000 $ 33,000
Sampson, North Carolina 1 $ 265,000 $ 265,000 $ 97,000
Vance, North Carolina 1 $ 175,000 $ 175,000 $ 40,000
Adams, Ohio 1 $ 85,000 $ 85,000 $ 34,000
Athens, Ohio 1 $ 105,000 $ 105,000 $ 161,000
Auglaize, Ohio 1 $ 115,000 $ 115,000 $ 31,000
Champaign, Ohio 1 $ 105,000 $ 105,000 $ 93,000
Cuyahoga, Ohio 1 $ 165,000 $ 165,000 $ 69,000
Greene, Ohio 1 $ 135,000 $ 135,000 $ 87,000
Highland, Ohio 1 $ 65,000 $ 65,000 $ 52,000
Lake, Ohio 1 $ 225,000 $ 225,000 $ 79,000
Mahoning, Ohio 1 $ 165,000 $ 165,000 $ 59,000
Trumbull, Ohio 1 $ 75,000 $ 75,000 $ 74,000
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Mortgage Loan Application Detail Totals for Guaranty Trust Company in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,079 $1,038,805,000 $204,000 $1,505,000 $84,000 $1,069,000
Cash-out Refinancing 916 $174,830,000 $190,000 $1,195,000 $82,000 $468,000
Refinancing 555 $128,435,000 $231,000 $1,375,000 $108,000 $2,425,000
Home Improvement 51 $8,925,000 $175,000 $455,000 $77,000 $181,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,237 $1,058,545,000 $202,000 $1,475,000 $85,000 $2,425,000
Not Provided 533 $122,985,000 $230,000 $1,505,000 $99,000 $929,000
Black or African American 404 $72,580,000 $179,000 $735,000 $65,000 $377,000
Asian 243 $61,045,000 $251,000 $1,105,000 $116,000 $427,000
Hispanic 155 $29,315,000 $189,000 $505,000 $72,000 $374,000
American Indian or Alaskan Native 18 $3,490,000 $193,000 $415,000 $72,000 $144,000
Native Hawaiian or Other Pacific Islander 3 $715,000 $238,000 $455,000 $80,000 $145,000
Not applicable 3 $845,000 $281,000 $595,000 $122,000 $294,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,538 $795,680,000 $224,000 $1,505,000 $105,000 $2,425,000
FHA-insured (Federal Housing Administration) 1,609 $278,565,000 $173,000 $505,000 $62,000 $600,000
VA-guaranteed (Veterans Administration) 846 $190,940,000 $225,000 $835,000 $76,000 $454,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 608 $85,810,000 $141,000 $335,000 $48,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,555 $1,137,695,000 $204,000 $1,505,000 $86,000 $2,425,000
Application Approved But Not Accepted 549 $109,285,000 $199,000 $1,475,000 $83,000 $1,069,000
Application Denied By Financial Institution 363 $76,205,000 $209,000 $1,405,000 $78,000 $882,000
Application Withdrawn By Applicant 132 $27,350,000 $207,000 $1,105,000 $84,000 $470,000
File Closed For Incompleteness 2 $460,000 $230,000 $265,000 $15,000 $31,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,238 $1,274,790,000 $204,000 $1,505,000 $86,000 $2,425,000
Debt-To-Income Ratio 145 $33,125,000 $228,000 $1,405,000 $71,000 $483,000
Credit History 82 $14,950,000 $182,000 $905,000 $72,000 $413,000
Collateral 55 $11,825,000 $215,000 $1,195,000 $120,000 $882,000
Other 35 $6,305,000 $180,000 $765,000 $71,000 $293,000
Employment History 23 $4,055,000 $176,000 $395,000 $54,000 $133,000
Unverifiable Information 19 $4,815,000 $253,000 $565,000 $75,000 $184,000
Credit Application Incomplete 3 $775,000 $258,000 $415,000 $130,000 $173,000
Insufficient Cash (Downpayment, Closing Cost) 1 $355,000 $355,000 $355,000 $108,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranty Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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