Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Guidance Residential, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,933 |
| Total Mortgage Loan Application Amount | $391,463,000 |
| Average Mortgage Loan Application Amount | $197,375 |
| Highest Mortgage Loan Application Amount | $580,000 |
| Average Applicant Income | $75,250 |
| Highest Applicant Income | $677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 157 | $ 31,487,000 | $ 200,000 | $ 69,000 |
| DuPage County Illinois | 126 | $ 24,078,000 | $ 191,000 | $ 80,000 |
| Middlesex County New Jersey | 88 | $ 21,251,000 | $ 241,000 | $ 98,000 |
| Wayne County Michigan | 85 | $ 12,395,000 | $ 145,000 | $ 63,000 |
| Fairfax County Virginia | 64 | $ 15,040,000 | $ 235,000 | $ 72,000 |
| Queens County New York | 56 | $ 14,563,000 | $ 260,000 | $ 79,000 |
| Broward County Florida | 54 | $ 9,424,000 | $ 174,000 | $ 57,000 |
| Orange County Florida | 51 | $ 9,458,000 | $ 185,000 | $ 64,000 |
| Montgomery County Maryland | 38 | $ 8,374,000 | $ 220,000 | $ 77,000 |
| Cuyahoga County Ohio | 38 | $ 4,011,000 | $ 105,000 | $ 45,000 |
| Will County Illinois | 37 | $ 7,794,000 | $ 210,000 | $ 89,000 |
| Baltimore County Maryland | 35 | $ 5,084,000 | $ 145,000 | $ 64,000 |
| Prince George's County Maryland | 34 | $ 7,774,000 | $ 228,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 33 | $ 2,969,000 | $ 89,000 | $ 43,000 |
| Los Angeles County California | 29 | $ 6,308,000 | $ 217,000 | $ 72,000 |
| Oakland County Michigan | 27 | $ 6,888,000 | $ 255,000 | $ 111,000 |
| Suffolk County New York | 26 | $ 6,308,000 | $ 242,000 | $ 69,000 |
| Loudoun County Virginia | 25 | $ 6,939,000 | $ 277,000 | $ 80,000 |
| Hillsborough County Florida | 23 | $ 3,527,000 | $ 153,000 | $ 86,000 |
| Hennepin County Minnesota | 23 | $ 3,981,000 | $ 173,000 | $ 57,000 |
| Essex County New Jersey | 21 | $ 3,984,000 | $ 189,000 | $ 72,000 |
| Santa Clara County California | 20 | $ 5,745,000 | $ 287,000 | $ 130,000 |
| Anoka County Minnesota | 20 | $ 3,827,000 | $ 191,000 | $ 71,000 |
| Franklin County Ohio | 20 | $ 3,320,000 | $ 166,000 | $ 66,000 |
| Somerset County New Jersey | 19 | $ 4,716,000 | $ 248,000 | $ 73,000 |
| Kings County New York | 19 | $ 4,641,000 | $ 244,000 | $ 67,000 |
| Delaware County Pennsylvania | 19 | $ 1,888,000 | $ 99,000 | $ 42,000 |
| Bergen County New Jersey | 18 | $ 4,647,000 | $ 258,000 | $ 94,000 |
| Orange County California | 17 | $ 4,670,000 | $ 274,000 | $ 77,000 |
| Washtenaw County Michigan | 17 | $ 3,512,000 | $ 206,000 | $ 82,000 |
| Alameda County California | 16 | $ 3,566,000 | $ 222,000 | $ 75,000 |
| Hudson County New Jersey | 16 | $ 3,354,000 | $ 209,000 | $ 84,000 |
| Monmouth County New Jersey | 16 | $ 3,654,000 | $ 228,000 | $ 108,000 |
| Passaic County New Jersey | 16 | $ 4,623,000 | $ 288,000 | $ 82,000 |
| Nassau County New York | 16 | $ 4,230,000 | $ 264,000 | $ 109,000 |
| Howard County Maryland | 15 | $ 3,795,000 | $ 253,000 | $ 80,000 |
| Miami-Dade County Florida | 14 | $ 2,521,000 | $ 180,000 | $ 48,000 |
| Sacramento County California | 13 | $ 3,353,000 | $ 257,000 | $ 67,000 |
| San Bernardino County California | 13 | $ 2,683,000 | $ 206,000 | $ 103,000 |
| Montgomery County Pennsylvania | 13 | $ 2,751,000 | $ 211,000 | $ 65,000 |
| Prince William County Virginia | 13 | $ 3,046,000 | $ 234,000 | $ 85,000 |
| Riverside County California | 12 | $ 2,941,000 | $ 245,000 | $ 83,000 |
| Osceola County Florida | 12 | $ 1,567,000 | $ 130,000 | $ 77,000 |
| Baltimore City County Maryland | 12 | $ 1,150,000 | $ 95,000 | $ 55,000 |
| Genesee County Michigan | 12 | $ 1,744,000 | $ 145,000 | $ 76,000 |
| San Diego County California | 10 | $ 2,773,000 | $ 277,000 | $ 85,000 |
| Duval County Florida | 10 | $ 1,669,000 | $ 166,000 | $ 69,000 |
| Seminole County Florida | 10 | $ 1,626,000 | $ 162,000 | $ 36,000 |
| Mercer County New Jersey | 10 | $ 1,960,000 | $ 196,000 | $ 76,000 |
| Champaign County Illinois | 9 | $ 1,208,000 | $ 134,000 | $ 60,000 |
| Dakota County Minnesota | 9 | $ 1,943,000 | $ 215,000 | $ 70,000 |
| Westchester County New York | 9 | $ 2,897,000 | $ 321,000 | $ 133,000 |
| Palm Beach County Florida | 8 | $ 1,833,000 | $ 229,000 | $ 66,000 |
| Lake County Illinois | 8 | $ 1,541,000 | $ 192,000 | $ 87,000 |
| Burlington County New Jersey | 8 | $ 1,314,000 | $ 164,000 | $ 67,000 |
| Richmond County New York | 8 | $ 2,150,000 | $ 268,000 | $ 103,000 |
| Bucks County Pennsylvania | 8 | $ 1,787,000 | $ 223,000 | $ 176,000 |
| Contra Costa County California | 7 | $ 2,259,000 | $ 322,000 | $ 122,000 |
| Anne Arundel County Maryland | 7 | $ 1,708,000 | $ 244,000 | $ 76,000 |
| Camden County New Jersey | 7 | $ 958,000 | $ 136,000 | $ 62,000 |
| Orange County New York | 7 | $ 1,861,000 | $ 265,000 | $ 145,000 |
| Summit County Ohio | 7 | $ 778,000 | $ 111,000 | $ 42,000 |
| Allegheny County Pennsylvania | 7 | $ 1,195,000 | $ 170,000 | $ 58,000 |
| Kane County Illinois | 6 | $ 916,000 | $ 152,000 | $ 52,000 |
| Ingham County Michigan | 6 | $ 1,015,000 | $ 169,000 | $ 78,000 |
| Atlantic County New Jersey | 6 | $ 1,086,000 | $ 181,000 | $ 48,000 |
| Butler County Ohio | 6 | $ 1,179,000 | $ 196,000 | $ 105,000 |
| Chesterfield County Virginia | 6 | $ 708,000 | $ 118,000 | $ 104,000 |
| San Joaquin County California | 5 | $ 1,305,000 | $ 261,000 | $ 67,000 |
| Winnebago County Illinois | 5 | $ 705,000 | $ 141,000 | $ 72,000 |
| Charles County Maryland | 5 | $ 1,112,000 | $ 222,000 | $ 132,000 |
| Morris County New Jersey | 5 | $ 883,000 | $ 176,000 | $ 86,000 |
| Arlington County Virginia | 5 | $ 1,100,000 | $ 220,000 | $ 122,000 |
| Harrisonburg County Virginia | 5 | $ 828,000 | $ 165,000 | $ 63,000 |
| Leon County Florida | 4 | $ 390,000 | $ 97,000 | $ 76,000 |
| Pinellas County Florida | 4 | $ 362,000 | $ 90,000 | $ 44,000 |
| Peoria County Illinois | 4 | $ 621,000 | $ 155,000 | $ 65,000 |
| Union County New Jersey | 4 | $ 888,000 | $ 222,000 | $ 87,000 |
| Berks County Pennsylvania | 4 | $ 558,000 | $ 139,000 | $ 108,000 |
| Alexandria County Virginia | 4 | $ 533,000 | $ 133,000 | $ 52,000 |
| Bay County Florida | 3 | $ 714,000 | $ 238,000 | $ 132,000 |
| Clay County Florida | 3 | $ 704,000 | $ 234,000 | $ 109,000 |
| Lake County Florida | 3 | $ 558,000 | $ 186,000 | $ 94,000 |
| Pasco County Florida | 3 | $ 416,000 | $ 138,000 | $ 74,000 |
| McHenry County Illinois | 3 | $ 566,000 | $ 188,000 | $ 73,000 |
| St. Clair County Illinois | 3 | $ 612,000 | $ 204,000 | $ 110,000 |
| Frederick County Maryland | 3 | $ 612,000 | $ 204,000 | $ 97,000 |
| Harford County Maryland | 3 | $ 886,000 | $ 295,000 | $ 89,000 |
| Olmsted County Minnesota | 3 | $ 435,000 | $ 145,000 | $ 49,000 |
| Ramsey County Minnesota | 3 | $ 690,000 | $ 230,000 | $ 83,000 |
| Scott County Minnesota | 3 | $ 738,000 | $ 246,000 | $ 75,000 |
| Albany County New York | 3 | $ 514,000 | $ 171,000 | $ 64,000 |
| Bronx County New York | 3 | $ 411,000 | $ 137,000 | $ 45,000 |
| Lucas County Ohio | 3 | $ 632,000 | $ 210,000 | $ 132,000 |
| Lehigh County Pennsylvania | 3 | $ 528,000 | $ 176,000 | $ 56,000 |
| Northampton County Pennsylvania | 3 | $ 550,000 | $ 183,000 | $ 81,000 |
| York County Pennsylvania | 3 | $ 556,000 | $ 185,000 | $ 71,000 |
| Henrico County Virginia | 3 | $ 491,000 | $ 163,000 | $ 72,000 |
| Fresno County California | 2 | $ 533,000 | $ 266,000 | $ 98,000 |
| Placer County California | 2 | $ 414,000 | $ 207,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 2 | $ 322,000 | $ 161,000 | $ 45,000 |
| Brevard County Florida | 2 | $ 412,000 | $ 206,000 | $ 66,000 |
| Hernando County Florida | 2 | $ 346,000 | $ 173,000 | $ 94,000 |
| Lee County Florida | 2 | $ 129,000 | $ 64,000 | $ 32,000 |
| St. Lucie County Florida | 2 | $ 354,000 | $ 177,000 | $ 97,000 |
| Kendall County Illinois | 2 | $ 362,000 | $ 181,000 | $ 69,000 |
| Madison County Illinois | 2 | $ 378,000 | $ 189,000 | $ 38,000 |
| Washington County Maryland | 2 | $ 659,000 | $ 329,000 | $ 287,000 |
| Kalamazoo County Michigan | 2 | $ 560,000 | $ 280,000 | $ 69,000 |
| Macomb County Michigan | 2 | $ 495,000 | $ 247,000 | $ 77,000 |
| Gloucester County New Jersey | 2 | $ 349,000 | $ 174,000 | $ 62,000 |
| Monroe County New York | 2 | $ 402,000 | $ 201,000 | $ 107,000 |
| Onondaga County New York | 2 | $ 223,000 | $ 111,000 | $ 89,000 |
| Rockland County New York | 2 | $ 634,000 | $ 317,000 | $ 101,000 |
| Hamilton County Ohio | 2 | $ 301,000 | $ 150,000 | $ 159,000 |
| Warren County Ohio | 2 | $ 538,000 | $ 269,000 | $ 75,000 |
| Chester County Pennsylvania | 2 | $ 479,000 | $ 239,000 | $ 123,000 |
| Cumberland County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 48,000 |
| Dauphin County Pennsylvania | 2 | $ 308,000 | $ 154,000 | $ 74,000 |
| York County Virginia | 2 | $ 464,000 | $ 232,000 | $ 54,000 |
| Kern County California | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| San Francisco County California | 1 | $ 219,000 | $ 219,000 | $ 55,000 |
| Santa Barbara County California | 1 | $ 156,000 | $ 156,000 | $ 30,000 |
| Solano County California | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Stanislaus County California | 1 | $ 279,000 | $ 279,000 | $ 64,000 |
| Ventura County California | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Escambia County Florida | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Manatee County Florida | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Marion County Florida | 1 | $ 44,000 | $ 44,000 | $ 20,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 134,000 |
| St. Johns County Florida | 1 | $ 207,000 | $ 207,000 | $ 94,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Grundy County Illinois | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Ogle County Illinois | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| Sangamon County Illinois | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Talbot County Maryland | 1 | $ 334,000 | $ 334,000 | $ 125,000 |
| Wicomico County Maryland | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Bay County Michigan | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Branch County Michigan | 1 | $ 86,000 | $ 86,000 | $ 24,000 |
| Kent County Michigan | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Mecosta County Michigan | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Carver County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 69,000 |
| Chippewa County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Freeborn County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 135,000 |
| St. Louis County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 175,000 |
| Stearns County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 117,000 |
| Stevens County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Washington County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Cumberland County New Jersey | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Hunterdon County New Jersey | 1 | $ 276,000 | $ 276,000 | $ 116,000 |
| Warren County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Broome County New York | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
| Chemung County New York | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Dutchess County New York | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Erie County New York | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| New York County New York | 1 | $ 315,000 | $ 315,000 | $ 173,000 |
| Oneida County New York | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Saratoga County New York | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Schenectady County New York | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Sullivan County New York | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Allen County Ohio | 1 | $ 334,000 | $ 334,000 | $ 341,000 |
| Fairfield County Ohio | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Greene County Ohio | 1 | $ 313,000 | $ 313,000 | $ 225,000 |
| Lorain County Ohio | 1 | $ 262,000 | $ 262,000 | $ 92,000 |
| Montgomery County Ohio | 1 | $ 155,000 | $ 155,000 | $ 201,000 |
| Portage County Ohio | 1 | $ 198,000 | $ 198,000 | $ 62,000 |
| Lebanon County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 110,000 |
| Schuylkill County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
| Westmoreland County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 43,000 |
| Fairfax City County Virginia | 1 | $ 109,000 | $ 109,000 | $ 24,000 |
| Falls Church County Virginia | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Hampton County Virginia | 1 | $ 200,000 | $ 200,000 | $ 204,000 |
| Hopewell County Virginia | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Lynchburg County Virginia | 1 | $ 329,000 | $ 329,000 | $ 195,000 |
| Manassas Park County Virginia | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| Richmond City County Virginia | 1 | $ 82,000 | $ 82,000 | $ 164,000 |
| Rockingham County Virginia | 1 | $ 199,000 | $ 199,000 | $ 69,000 |
| Spotsylvania County Virginia | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,050 | $222,785,000 | $213,416 | $580,000 | $79,083 | $677,000 |
| Refinancing | 883 | $168,678,000 | $181,333 | $457,000 | $71,416 | $521,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 993 | $210,642,000 | $213,833 | $457,000 | $83,916 | $677,000 |
| White | 466 | $90,614,000 | $206,333 | $418,000 | $73,833 | $389,000 |
| Not Provided | 270 | $57,702,000 | $198,500 | $580,000 | $74,416 | $360,000 |
| Black or African American | 182 | $29,075,000 | $161,916 | $392,000 | $62,500 | $268,000 |
| Hispanic | 15 | $2,052,000 | $132,285 | $334,000 | $68,285 | $331,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $878,000 | $179,500 | $334,000 | $56,500 | $94,000 |
| American Indian or Alaskan Native | 3 | $500,000 | $166,666 | $200,000 | $40,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,933 | $391,463,000 | $196,923 | $580,000 | $73,923 | $677,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 918 | $191,338,000 | $200,666 | $457,000 | $80,750 | $677,000 |
| Application Withdrawn By Applicant | 394 | $75,405,000 | $186,416 | $427,000 | $73,250 | $480,000 |
| Application Approved But Not Accepted | 264 | $57,921,000 | $210,000 | $580,000 | $83,166 | $360,000 |
| Application Denied By Financial Institution | 199 | $36,196,000 | $182,333 | $417,000 | $58,500 | $311,000 |
| File Closed For Incompleteness | 158 | $30,603,000 | $190,454 | $406,000 | $76,545 | $294,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $13,522,000 | $179,000 | $417,000 | $41,333 | $133,000 |
| Credit History | 43 | $8,339,000 | $177,222 | $406,000 | $66,777 | $132,000 |
| Other | 42 | $7,147,000 | $185,090 | $384,000 | $77,181 | $311,000 |
| Collateral | 18 | $2,966,000 | $150,000 | $354,000 | $59,800 | $135,000 |
| Employment History | 7 | $1,215,000 | $163,333 | $271,000 | $46,333 | $71,000 |
| Unverifiable Information | 5 | $1,287,000 | $265,000 | $390,000 | $102,250 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,030,000 | $257,500 | $334,000 | $92,500 | $151,000 |
| Credit Application Incomplete | 3 | $690,000 | $203,500 | $291,000 | $58,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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