Guild Mortgage Company Mortgage Lending & HMDA Data, 2025

In 2025, Guild Mortgage Company of San Diego, CA reported 123,834 mortgage applications totaling $38.7 billion, up 13% from 2024. The average application was for $312,316, and applicants reported an average income of $130,001. 70% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (5,093), Portland-Vancouver-Hillsboro, OR-WA (3,463) and Denver-Aurora-Lakewood, CO (2,806) (applications in parentheses).

Mortgage Company & Address Guild Mortgage Company
5898 Copley Drive
San Diego, CA 92111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 123,834
Total Mortgage Loan Application Amount $38,675,410,000
Average Mortgage Loan Application Amount $312,316
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $130,001
Highest Applicant Income $2,880,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guild Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guild Mortgage Company by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 18,660 $ 4,715,640,000 $ 252,713 $ 111,825
St. Louis, MO-IL 5,093 $ 1,255,035,000 $ 246,423 $ 111,541
Portland-Vancouver-Hillsboro, OR-WA 3,463 $ 1,409,485,000 $ 407,012 $ 157,530
Denver-Aurora-Lakewood, CO 2,806 $ 1,182,350,000 $ 421,364 $ 163,000
Las Vegas-Henderson-Paradise, NV 2,739 $ 917,065,000 $ 334,817 $ 121,000
Phoenix-Mesa-Scottsdale, AZ 2,690 $ 939,930,000 $ 349,416 $ 144,000
Atlanta-Sandy Springs-Roswell, GA 2,370 $ 722,340,000 $ 304,784 $ 118,000
Houston-The Woodlands-Sugar Land, TX 2,105 $ 674,685,000 $ 320,515 $ 154,000
Albuquerque, NM 1,958 $ 449,550,000 $ 229,596 $ 117,000
Reno, NV 1,931 $ 674,835,000 $ 349,474 $ 139,000
Columbia, SC 1,927 $ 441,725,000 $ 229,229 $ 107,000
Chicago-Naperville, IL 1,807 $ 517,965,000 $ 286,643 $ 133,000
Sacramento--Roseville--Arden-Arcade, CA 1,619 $ 658,785,000 $ 406,908 $ 174,000
Kansas City, MO-KS 1,463 $ 346,755,000 $ 237,016 $ 106,909
Seattle-Bellevue-Everett, WA 1,463 $ 854,625,000 $ 584,159 $ 209,000
Dallas-Plano-Irving, TX 1,452 $ 457,240,000 $ 314,903 $ 139,000
Boise City, ID 1,422 $ 467,910,000 $ 329,050 $ 129,000
Fort Worth-Arlington, TX 1,391 $ 426,815,000 $ 306,840 $ 144,000
Providence-Warwick, RI-MA 1,301 $ 480,655,000 $ 369,450 $ 145,375
Ogden-Clearfield, UT 1,295 $ 511,605,000 $ 395,061 $ 137,000
Augusta-Richmond County, GA-SC 1,122 $ 230,500,000 $ 205,436 $ 92,567
Indianapolis-Carmel-Anderson, IN 1,113 $ 307,475,000 $ 276,257 $ 124,000
Tacoma-Lakewood, WA 1,004 $ 401,270,000 $ 399,671 $ 147,000
Minneapolis-St. Paul-Bloomington, MN-WI 969 $ 372,325,000 $ 384,236 $ 163,557
Salt Lake City, UT 947 $ 405,945,000 $ 428,664 $ 164,000
Montgomery, AL 940 $ 204,420,000 $ 217,468 $ 101,000
St. George, UT 937 $ 376,485,000 $ 401,798 $ 146,000
Lancaster, PA 906 $ 264,600,000 $ 292,052 $ 119,000
Wichita, KS 885 $ 170,095,000 $ 192,197 $ 90,000
Charlotte-Concord-Gastonia, NC-SC 866 $ 277,710,000 $ 320,681 $ 127,457
San Antonio-New Braunfels, TX 859 $ 258,575,000 $ 301,018 $ 133,000
Elgin, IL 856 $ 234,160,000 $ 273,551 $ 120,000
Provo-Orem, UT 816 $ 352,790,000 $ 432,340 $ 154,000
Portland-South Portland, ME 813 $ 323,295,000 $ 397,656 $ 162,000
Everett, WA 808 $ 409,870,000 $ 507,264 $ 171,000
Jacksonville, FL 800 $ 190,470,000 $ 238,087 $ 99,000
Birmingham-Hoover, AL 794 $ 177,710,000 $ 223,816 $ 103,000
Milwaukee-Waukesha-West Allis, WI 750 $ 226,350,000 $ 301,800 $ 127,000
Olympia-Tumwater, WA 745 $ 311,985,000 $ 418,771 $ 155,000
Tucson, AZ 708 $ 183,230,000 $ 258,799 $ 116,000
Boston, MA 695 $ 362,365,000 $ 521,388 $ 190,000
Salem, OR 656 $ 218,180,000 $ 332,591 $ 125,000
Worcester, MA-CT 621 $ 217,435,000 $ 350,136 $ 126,000
Riverside-San Bernardino-Ontario, CA 617 $ 220,885,000 $ 357,998 $ 147,000
Cambridge-Newton-Framingham, MA 600 $ 325,170,000 $ 541,950 $ 186,000
Colorado Springs, CO 592 $ 233,240,000 $ 393,986 $ 136,000
Wilmington, DE-MD-NJ 588 $ 187,730,000 $ 319,268 $ 126,380
Bend-Redmond, OR 586 $ 226,260,000 $ 386,109 $ 151,000
Arlington-Alexandria-Reston, VA-WV 584 $ 313,080,000 $ 536,095 $ 198,246
Omaha-Council Bluffs, NE-IA 576 $ 139,480,000 $ 242,152 $ 114,223
San Diego-Carlsbad, CA 571 $ 280,135,000 $ 490,604 $ 175,000
Grand Junction, CO 547 $ 146,445,000 $ 267,723 $ 109,000
Austin-Round Rock, TX 540 $ 203,330,000 $ 376,537 $ 163,000
Greeley, CO 531 $ 183,015,000 $ 344,661 $ 133,000
Logan, UT-ID 525 $ 171,715,000 $ 327,076 $ 121,120
Baltimore-Columbia-Towson, MD 491 $ 180,265,000 $ 367,138 $ 145,000
Manchester-Nashua, NH 485 $ 180,745,000 $ 372,670 $ 148,000
Longview, WA 482 $ 137,070,000 $ 284,377 $ 117,000
Orlando-Kissimmee-Sanford, FL 474 $ 148,030,000 $ 312,299 $ 121,000
Los Angeles-Long Beach-Glendale, CA 473 $ 253,255,000 $ 535,422 $ 206,000
Jackson, MS 469 $ 103,175,000 $ 219,989 $ 104,000
Medford, OR 466 $ 152,970,000 $ 328,261 $ 129,000
Fort Collins, CO 461 $ 176,945,000 $ 383,828 $ 148,000
Scranton--Wilkes-Barre--Hazleton, PA 453 $ 96,725,000 $ 213,520 $ 107,000
Warner Robins, GA 448 $ 103,690,000 $ 231,450 $ 101,000
Grand Rapids-Wyoming, MI 440 $ 120,180,000 $ 273,136 $ 119,000
Jacksonville, NC 416 $ 118,410,000 $ 284,639 $ 100,000
Longview, TX 413 $ 93,945,000 $ 227,469 $ 106,000
Allentown-Bethlehem-Easton, PA-NJ 406 $ 118,110,000 $ 290,911 $ 130,455
Savannah, GA 399 $ 107,075,000 $ 268,358 $ 118,000
Montgomery County-Bucks County-Chester County, PA 394 $ 153,430,000 $ 389,416 $ 163,000
Harrisburg-Carlisle, PA 387 $ 100,435,000 $ 259,521 $ 121,000
Eugene, OR 382 $ 125,380,000 $ 328,219 $ 128,000
Las Cruces, NM 377 $ 55,885,000 $ 148,236 $ 85,000
Madison, WI 377 $ 135,455,000 $ 359,297 $ 153,000
Casper, WY 367 $ 80,985,000 $ 220,667 $ 102,000
Tampa, FL 353 $ 103,065,000 $ 291,968 $ 129,000
Nashville-Davidson--Murfreesboro--Franklin, TN 345 $ 149,245,000 $ 432,594 $ 166,000
York-Hanover, PA 340 $ 82,970,000 $ 244,029 $ 111,000
Spokane-Spokane Valley, WA 327 $ 103,675,000 $ 317,048 $ 124,000
Beaumont-Port Arthur, TX 321 $ 69,235,000 $ 215,685 $ 116,000
Washington, DC-MD 319 $ 154,275,000 $ 483,620 $ 171,059
Corpus Christi, TX 317 $ 87,075,000 $ 274,684 $ 144,000
Prescott Valley-Prescott, AZ 316 $ 100,900,000 $ 319,303 $ 112,000
Pittsfield, MA 314 $ 67,560,000 $ 215,159 $ 107,000
Charleston-North Charleston, SC 305 $ 106,205,000 $ 348,213 $ 126,000
Pensacola-Ferry Pass-Brent, FL 303 $ 81,145,000 $ 267,805 $ 124,000
Lewiston-Auburn, ME 298 $ 88,320,000 $ 296,375 $ 110,000
Sherman-Denison, TX 297 $ 66,735,000 $ 224,696 $ 105,000
Yuma, AZ 296 $ 66,440,000 $ 224,459 $ 101,000
Deltona-Daytona Beach-Ormond Beach, FL 295 $ 82,435,000 $ 279,440 $ 123,000
Oakland-Hayward-Berkeley, CA 292 $ 148,830,000 $ 509,691 $ 192,000
Boulder, CO 291 $ 153,025,000 $ 525,859 $ 203,000
Oklahoma City, OK 287 $ 72,255,000 $ 251,759 $ 122,000
Virginia Beach-Norfolk-Newport News, VA-NC 280 $ 97,560,000 $ 348,428 $ 118,321
Marietta, GA 279 $ 84,585,000 $ 303,172 $ 121,000
Urban Honolulu, HI 271 $ 171,795,000 $ 633,929 $ 193,000
Gulfport-Biloxi-Pascagoula, MS 266 $ 53,360,000 $ 200,601 $ 99,000
Richmond, VA 265 $ 88,065,000 $ 332,320 $ 123,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 263 $ 65,995,000 $ 250,931 $ 123,000
Janesville-Beloit, WI 257 $ 56,485,000 $ 219,785 $ 97,000
Modesto, CA 257 $ 81,635,000 $ 317,645 $ 125,000
Springfield, MO 252 $ 57,230,000 $ 227,103 $ 100,000
Memphis, TN-MS-AR 248 $ 50,440,000 $ 203,387 $ 130,826
San Jose-Sunnyvale-Santa Clara, CA 246 $ 167,170,000 $ 679,552 $ 219,000
North Port-Sarasota-Bradenton, FL 245 $ 65,685,000 $ 268,102 $ 123,000
Rockingham County-Strafford County, NH 243 $ 94,055,000 $ 387,057 $ 170,000
Dover, DE 237 $ 63,575,000 $ 268,248 $ 98,000
El Paso, TX 236 $ 51,570,000 $ 218,516 $ 98,000
Vallejo-Fairfield, CA 235 $ 85,665,000 $ 364,531 $ 156,000
Des Moines-West Des Moines, IA 232 $ 60,440,000 $ 260,517 $ 126,000
Anchorage, AK 227 $ 73,695,000 $ 324,647 $ 122,000
Raleigh, NC 222 $ 81,820,000 $ 368,558 $ 140,000
Rockford, IL 222 $ 34,550,000 $ 155,630 $ 88,000
Philadelphia, PA 218 $ 63,560,000 $ 291,559 $ 138,000
Billings, MT 214 $ 58,980,000 $ 275,607 $ 119,000
Carson City, NV 212 $ 77,210,000 $ 364,198 $ 139,000
Santa Rosa, CA 211 $ 106,235,000 $ 503,483 $ 189,000
Lake County-Porter County-Jasper County, IN 207 $ 47,945,000 $ 231,618 $ 105,000
Hinesville, GA 202 $ 47,720,000 $ 236,237 $ 87,000
Fresno, CA 200 $ 57,820,000 $ 289,100 $ 122,000
Cheyenne, WY 197 $ 62,545,000 $ 317,487 $ 113,000
Little Rock-North Little Rock-Conway, AR 196 $ 44,730,000 $ 228,214 $ 136,000
Wenatchee, WA 196 $ 72,640,000 $ 370,612 $ 128,000
Flagstaff, AZ 188 $ 72,440,000 $ 385,319 $ 167,000
Greensboro-High Point, NC 187 $ 41,915,000 $ 224,144 $ 87,000
Macon-Bibb County, GA 185 $ 35,045,000 $ 189,432 $ 88,000
Santa Maria-Santa Barbara, CA 185 $ 72,545,000 $ 392,135 $ 150,000
Albany, OR 183 $ 55,185,000 $ 301,557 $ 105,000
Stockton-Lodi, CA 183 $ 75,985,000 $ 415,218 $ 157,000
Lawton, OK 181 $ 31,415,000 $ 173,563 $ 83,000
Pittsburgh, PA 181 $ 47,485,000 $ 262,348 $ 125,000
Bellingham, WA 180 $ 73,590,000 $ 408,833 $ 153,000
Fayetteville, NC 180 $ 41,140,000 $ 228,555 $ 90,000
Fayetteville-Springdale-Rogers, AR-MO 179 $ 51,735,000 $ 289,022 $ 127,000
Lakeland-Winter Haven, FL 178 $ 42,190,000 $ 237,022 $ 101,000
Daphne-Fairhope-Foley, AL 175 $ 57,285,000 $ 327,342 $ 142,000
Chambersburg-Waynesboro, PA 173 $ 34,665,000 $ 200,375 $ 79,000
Sebastian-Vero Beach, FL 172 $ 62,230,000 $ 361,802 $ 146,000
Twin Falls, ID 172 $ 47,110,000 $ 273,895 $ 105,000
Columbus, GA-AL 171 $ 37,425,000 $ 218,859 $ 95,005
Port St. Lucie, FL 171 $ 53,205,000 $ 311,140 $ 134,000
Grants Pass, OR 170 $ 51,800,000 $ 304,705 $ 104,000
Baton Rouge, LA 168 $ 39,410,000 $ 234,583 $ 101,000
Bremerton-Silverdale, WA 168 $ 73,770,000 $ 439,107 $ 147,000
Cleveland, OH 167 $ 41,955,000 $ 251,227 $ 127,000
Sierra Vista-Douglas, AZ 166 $ 34,040,000 $ 205,060 $ 90,000
Washington-Baltimore-Arlington, DC 164 $ 79,940,000 $ 487,439 $ 172,000
Farmington, NM 160 $ 31,220,000 $ 195,125 $ 100,000
Mount Vernon-Anacortes, WA 158 $ 70,380,000 $ 445,443 $ 167,000
Santa Fe, NM 158 $ 62,540,000 $ 395,822 $ 154,000
Lake Havasu City-Kingman, AZ 154 $ 40,760,000 $ 264,675 $ 112,000
Hickory-Lenoir-Morganton, NC 153 $ 35,455,000 $ 231,732 $ 103,000
Miami-Miami Beach-Kendall, FL 153 $ 69,705,000 $ 455,588 $ 186,000
Cape Coral-Fort Myers, FL 152 $ 40,480,000 $ 266,315 $ 136,000
Coeur D'Alene, ID 152 $ 56,970,000 $ 374,802 $ 145,000
Greenville-Anderson-Mauldin, SC 151 $ 43,315,000 $ 286,854 $ 123,000
Auburn-Opelika, AL 150 $ 41,900,000 $ 279,333 $ 130,000
Reading, PA 144 $ 38,950,000 $ 270,486 $ 125,000
Fargo, ND-MN 141 $ 30,415,000 $ 215,709 $ 94,539
Lake County-Kenosha County, IL-WI 140 $ 42,930,000 $ 306,642 $ 141,000
Alexandria, LA 137 $ 29,535,000 $ 215,583 $ 110,000
Anaheim-Santa Ana-Irvine, CA 137 $ 89,015,000 $ 649,744 $ 215,000
Killeen-Temple, TX 137 $ 33,945,000 $ 247,773 $ 102,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 136 $ 57,470,000 $ 422,573 $ 164,000
Ames, IA 131 $ 30,965,000 $ 236,374 $ 103,000
Appleton, WI 130 $ 35,220,000 $ 270,923 $ 107,000
Tyler, TX 130 $ 33,150,000 $ 255,000 $ 123,000
Shreveport-Bossier City, LA 127 $ 16,765,000 $ 132,007 $ 71,000
Springfield, MA 127 $ 31,665,000 $ 249,330 $ 103,000
Lubbock, TX 123 $ 28,765,000 $ 233,861 $ 119,000
Yakima, WA 123 $ 32,865,000 $ 267,195 $ 119,000
Bakersfield, CA 122 $ 30,980,000 $ 253,934 $ 119,000
Lafayette-West Lafayette, IN 121 $ 25,315,000 $ 209,214 $ 93,000
Tulsa, OK 121 $ 28,845,000 $ 238,388 $ 108,000
Pueblo, CO 119 $ 25,585,000 $ 215,000 $ 89,000
Fond Du Lac, WI 116 $ 23,360,000 $ 201,379 $ 91,000
Lebanon, PA 116 $ 31,130,000 $ 268,362 $ 113,000
Louisville/Jefferson County, KY-IN 115 $ 24,765,000 $ 215,347 $ 87,260
Kennewick-Richland, WA 111 $ 36,595,000 $ 329,684 $ 131,000
Yuba City, CA 111 $ 35,025,000 $ 315,540 $ 128,000
Gadsden, AL 109 $ 19,105,000 $ 175,275 $ 75,000
Winston-Salem, NC 109 $ 22,935,000 $ 210,412 $ 98,000
Oshkosh-Neenah, WI 107 $ 23,285,000 $ 217,616 $ 97,000
Panama City, FL 107 $ 26,195,000 $ 244,813 $ 108,000
Spartanburg, SC 107 $ 20,075,000 $ 187,616 $ 85,000
Palm Bay-Melbourne-Titusville, FL 106 $ 31,030,000 $ 292,735 $ 115,000
Chico, CA 104 $ 29,240,000 $ 281,153 $ 115,000
West Palm Beach-Boca Raton-Delray Beach, FL 104 $ 38,340,000 $ 368,653 $ 173,000
Waco, TX 102 $ 22,470,000 $ 220,294 $ 125,000
Cape Girardeau, MO-IL 101 $ 16,585,000 $ 164,207 $ 90,000
Green Bay, WI 101 $ 25,595,000 $ 253,415 $ 120,000
Abilene, TX 100 $ 21,160,000 $ 211,600 $ 96,000
Sumter, SC 99 $ 19,875,000 $ 200,757 $ 86,000
Mobile, AL 96 $ 16,880,000 $ 175,833 $ 85,000
Columbus, OH 95 $ 29,345,000 $ 308,894 $ 130,000
Hagerstown-Martinsburg, MD-WV 94 $ 22,230,000 $ 236,489 $ 108,914
Wilmington, NC 94 $ 28,120,000 $ 299,148 $ 150,000
Oxnard-Thousand Oaks-Ventura, CA 93 $ 48,155,000 $ 517,795 $ 170,000
Racine, WI 93 $ 26,665,000 $ 286,720 $ 118,000
Redding, CA 93 $ 25,765,000 $ 277,043 $ 118,000
Sheboygan, WI 93 $ 20,865,000 $ 224,354 $ 114,000
Amherst Town-Northampton, MA 91 $ 28,455,000 $ 312,692 $ 147,000
Waterbury-Shelton, CT 91 $ 29,245,000 $ 321,373 $ 137,000
New Orleans-Metairie, LA 90 $ 19,360,000 $ 215,111 $ 94,000
Ocala, FL 90 $ 17,310,000 $ 192,333 $ 80,000
Kingsport-Bristol-Bristol, TN-VA 89 $ 15,425,000 $ 173,314 $ 80,898
Texarkana, TX-AR 89 $ 15,825,000 $ 177,808 $ 85,258
Hilton Head Island-Bluffton-Beaufort, SC 88 $ 32,490,000 $ 369,204 $ 177,000
San Angelo, TX 87 $ 15,595,000 $ 179,252 $ 103,000
St. Petersburg-Clearwater-Largo, FL 87 $ 31,535,000 $ 362,471 $ 197,000
Amarillo, TX 85 $ 19,795,000 $ 232,882 $ 114,000
Camden, NJ 84 $ 25,010,000 $ 297,738 $ 127,000
Bridgeport-Stamford-Norwalk, CT 82 $ 35,490,000 $ 432,804 $ 182,000
Lake Charles, LA 81 $ 12,905,000 $ 159,320 $ 84,000
Tuscaloosa, AL 77 $ 17,745,000 $ 230,454 $ 105,000
Chattanooga, TN-GA 76 $ 17,330,000 $ 228,026 $ 96,434
Roanoke, VA 74 $ 16,990,000 $ 229,594 $ 108,000
San Francisco-Redwood City-South San Francisco, CA 74 $ 46,630,000 $ 630,135 $ 225,000
Charlottesville, VA 73 $ 25,745,000 $ 352,671 $ 158,000
Bozeman, MT 72 $ 31,170,000 $ 432,916 $ 206,000
Durham-Chapel Hill, NC 71 $ 25,555,000 $ 359,929 $ 182,000
Harrisonburg, VA 71 $ 23,135,000 $ 325,845 $ 116,000
Dayton-Springfield-Kettering, OH 70 $ 16,400,000 $ 234,285 $ 117,000
Lakewood-New Brunswick, NJ 70 $ 27,660,000 $ 395,142 $ 178,000
Lexington Park, MD 70 $ 27,390,000 $ 391,285 $ 153,000
Bloomington, IL 69 $ 15,305,000 $ 221,811 $ 106,000
Wausau, WI 69 $ 15,315,000 $ 221,956 $ 94,000
Winchester, VA-WV 65 $ 19,795,000 $ 304,538 $ 118,630
Akron, OH 64 $ 14,090,000 $ 220,156 $ 116,000
Santa Cruz-Watsonville, CA 64 $ 41,800,000 $ 653,125 $ 222,000
Corvallis, OR 63 $ 23,225,000 $ 368,650 $ 142,000
Bangor, ME 61 $ 12,915,000 $ 211,721 $ 89,000
Punta Gorda, FL 61 $ 16,075,000 $ 263,524 $ 132,000
Fairbanks, AK 60 $ 17,350,000 $ 289,166 $ 132,000
Merced, CA 59 $ 18,535,000 $ 314,152 $ 137,000
Hattiesburg, MS 56 $ 9,760,000 $ 174,285 $ 88,000
Cincinnati, OH-KY-IN 55 $ 16,085,000 $ 292,454 $ 125,444
Crestview-Fort Walton Beach-Destin, FL 55 $ 21,365,000 $ 388,454 $ 135,000
Hartford-West Hartford-East Hartford, CT 55 $ 17,015,000 $ 309,363 $ 139,000
Warren-Troy-Farmington Hills, MI 53 $ 12,475,000 $ 235,377 $ 139,000
Barnstable Town, MA 52 $ 27,030,000 $ 519,807 $ 233,000
Johnson City, TN 52 $ 12,330,000 $ 237,115 $ 100,000
New Haven-Milford, CT 52 $ 15,620,000 $ 300,384 $ 131,000
Knoxville, TN 50 $ 14,040,000 $ 280,800 $ 108,000
Anniston-Oxford-Jacksonville, AL 48 $ 7,900,000 $ 164,583 $ 80,000
Cedar Rapids, IA 48 $ 9,700,000 $ 202,083 $ 93,000
Morristown, TN 45 $ 10,895,000 $ 242,111 $ 88,000
Lincoln, NE 44 $ 10,940,000 $ 248,636 $ 102,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 44 $ 24,250,000 $ 551,136 $ 187,000
Gettysburg, PA 43 $ 10,385,000 $ 241,511 $ 116,000
Visalia-Porterville, CA 43 $ 11,065,000 $ 257,325 $ 105,000
Waterloo-Cedar Falls, IA 43 $ 8,445,000 $ 196,395 $ 84,000
Columbia, MO 42 $ 10,070,000 $ 239,761 $ 89,000
Florence-Muscle Shoals, AL 39 $ 8,575,000 $ 219,871 $ 107,000
Fort Smith, AR-OK 39 $ 7,725,000 $ 198,076 $ 105,307
Huntsville, AL 39 $ 8,695,000 $ 222,948 $ 105,000
Naples-Immokalee-Marco Island, FL 39 $ 21,775,000 $ 558,333 $ 228,000
Dalton, GA 38 $ 8,580,000 $ 225,789 $ 83,000
Duluth, MN-WI 38 $ 8,550,000 $ 225,000 $ 107,368
Kenosha, WI 38 $ 12,230,000 $ 321,842 $ 130,000
Missoula, MT 38 $ 9,570,000 $ 251,842 $ 122,000
Topeka, KS 38 $ 6,680,000 $ 175,789 $ 96,000
Valdosta, GA 38 $ 7,300,000 $ 192,105 $ 74,000
Idaho Falls, ID 36 $ 11,580,000 $ 321,666 $ 107,000
Lansing-East Lansing, MI 36 $ 4,780,000 $ 132,777 $ 73,000
Burlington-South Burlington, VT 35 $ 10,065,000 $ 287,571 $ 141,000
Flint, MI 34 $ 5,540,000 $ 162,941 $ 85,000
Jackson, MI 34 $ 3,590,000 $ 105,588 $ 101,000
Florence, SC 33 $ 5,885,000 $ 178,333 $ 92,000
Michigan City-La Porte, IN 33 $ 5,685,000 $ 172,272 $ 90,000
Greenville, NC 32 $ 7,620,000 $ 238,125 $ 148,000
Helena, MT 32 $ 10,740,000 $ 335,625 $ 122,000
Muskegon, MI 32 $ 5,330,000 $ 166,562 $ 77,000
Rocky Mount, NC 31 $ 7,275,000 $ 234,677 $ 89,000
Brownsville-Harlingen, TX 30 $ 9,140,000 $ 304,666 $ 153,000
Evansville, IN-KY 29 $ 5,735,000 $ 197,758 $ 87,000
La Crosse-Onalaska, WI-MN 29 $ 7,105,000 $ 245,000 $ 95,931
Wichita Falls, TX 29 $ 6,445,000 $ 222,241 $ 118,000
Homosassa Springs, FL 28 $ 6,360,000 $ 227,142 $ 122,000
Kahului-Wailuku-Lahaina, HI 28 $ 18,230,000 $ 651,071 $ 178,000
Midland, TX 28 $ 8,100,000 $ 289,285 $ 156,000
Muncie, IN 28 $ 4,760,000 $ 170,000 $ 73,000
Pocatello, ID 28 $ 9,230,000 $ 329,642 $ 146,000
South Bend-Mishawaka, IN-MI 28 $ 6,160,000 $ 220,000 $ 98,571
Springfield, IL 28 $ 4,920,000 $ 175,714 $ 101,000
St. Joseph, MO-KS 28 $ 5,520,000 $ 197,142 $ 91,214
Wildwood-The Villages, FL 28 $ 6,210,000 $ 221,785 $ 118,000
Detroit-Dearborn-Livonia, MI 27 $ 5,485,000 $ 203,148 $ 127,000
Monroe, LA 27 $ 3,685,000 $ 136,481 $ 65,000
Staunton-Waynesboro, VA 26 $ 6,820,000 $ 262,307 $ 116,000
Salinas, CA 25 $ 16,385,000 $ 655,400 $ 268,000
Athens-Clarke County, GA 24 $ 6,420,000 $ 267,500 $ 107,000
College Station-Bryan, TX 24 $ 7,230,000 $ 301,250 $ 180,000
Dothan, AL 24 $ 3,770,000 $ 157,083 $ 73,000
Williamsport, PA 24 $ 4,700,000 $ 195,833 $ 92,000
Davenport-Moline-Rock Island, IA-IL 23 $ 3,785,000 $ 164,565 $ 125,652
Fort Wayne, IN 23 $ 5,185,000 $ 225,434 $ 137,000
Gainesville, GA 23 $ 7,195,000 $ 312,826 $ 118,000
Lafayette, LA 23 $ 5,005,000 $ 217,608 $ 113,000
Youngstown-Warren-Boardman, OH-PA 23 $ 3,155,000 $ 137,173 $ 80,000
Battle Creek, MI 22 $ 3,540,000 $ 160,909 $ 70,000
Clarksville, TN-KY 22 $ 6,420,000 $ 291,818 $ 92,272
Kalamazoo-Portage, MI 22 $ 4,020,000 $ 182,727 $ 91,000
Burlington, NC 21 $ 4,685,000 $ 223,095 $ 109,000
Salisbury, MD-DE 21 $ 6,385,000 $ 304,047 $ 101,000
Tallahassee, FL 21 $ 4,985,000 $ 237,380 $ 107,000
El Centro, CA 20 $ 3,270,000 $ 163,500 $ 89,000
Joplin, MO 20 $ 3,590,000 $ 179,500 $ 72,700
Pinehurst-Southern Pines, NC 20 $ 7,860,000 $ 393,000 $ 113,000
Traverse City, MI 20 $ 6,680,000 $ 334,000 $ 117,000
Brunswick, GA 19 $ 3,955,000 $ 208,157 $ 95,000
Kokomo, IN 19 $ 3,055,000 $ 160,789 $ 76,000
Napa, CA 19 $ 9,305,000 $ 489,736 $ 209,000
New York-Jersey City-White Plains, NY-NJ 19 $ 8,275,000 $ 435,526 $ 194,000
Newark, NJ-PA 19 $ 8,955,000 $ 471,315 $ 210,000
San Rafael, CA 19 $ 15,325,000 $ 806,578 $ 283,000
Asheville, NC 18 $ 6,870,000 $ 381,666 $ 144,000
Atlantic City-Hammonton, NJ 18 $ 6,620,000 $ 367,777 $ 246,000
Lynchburg, VA 18 $ 6,600,000 $ 366,666 $ 173,000
McAllen-Edinburg-Mission, TX 18 $ 4,820,000 $ 267,777 $ 129,000
Paducah, KY-IL 18 $ 1,510,000 $ 83,888 $ 57,888
Goldsboro, NC 17 $ 3,795,000 $ 223,235 $ 81,000
Lexington-Fayette, KY 17 $ 4,175,000 $ 245,588 $ 70,000
Slidell-Mandeville-Covington, LA 17 $ 3,465,000 $ 203,823 $ 102,000
Canton-Massillon, OH 16 $ 3,350,000 $ 209,375 $ 83,000
Eau Claire, WI 16 $ 3,710,000 $ 231,875 $ 110,000
Jefferson City, MO 16 $ 3,200,000 $ 200,000 $ 87,000
Champaign-Urbana, IL 15 $ 3,545,000 $ 236,333 $ 255,000
Manhattan, KS 15 $ 4,655,000 $ 310,333 $ 122,000
St. Cloud, MN 15 $ 3,725,000 $ 248,333 $ 87,000
Peoria, IL 14 $ 2,690,000 $ 192,142 $ 119,000
Rapid City, SD 14 $ 4,690,000 $ 335,000 $ 102,000
Victoria, TX 14 $ 3,130,000 $ 223,571 $ 118,000
Walla Walla, WA 13 $ 4,095,000 $ 315,000 $ 148,000
Albany, GA 12 $ 1,810,000 $ 150,833 $ 68,000
Great Falls, MT 12 $ 3,070,000 $ 255,833 $ 109,000
Hammond, LA 12 $ 2,280,000 $ 190,000 $ 97,000
Iowa City, IA 12 $ 2,350,000 $ 195,833 $ 126,000
Lawrence, KS 12 $ 2,940,000 $ 245,000 $ 117,000
Midland, MI 12 $ 2,620,000 $ 218,333 $ 113,000
State College, PA 12 $ 3,890,000 $ 324,166 $ 145,000
Bay City, MI 11 $ 2,155,000 $ 195,909 $ 92,000
Bloomington, IN 11 $ 3,565,000 $ 324,090 $ 215,000
Eagle Pass, TX 11 $ 1,975,000 $ 179,545 $ 105,000
Jackson, TN 11 $ 3,025,000 $ 275,000 $ 110,000
Norwich-New London, CT 11 $ 3,685,000 $ 335,000 $ 137,000
Odessa, TX 11 $ 2,655,000 $ 241,363 $ 96,000
Cleveland, TN 10 $ 1,970,000 $ 197,000 $ 74,000
Decatur, AL 10 $ 1,950,000 $ 195,000 $ 99,000
Gainesville, FL 10 $ 2,610,000 $ 261,000 $ 115,000
Lewiston, ID-WA 10 $ 2,790,000 $ 279,000 $ 126,600
Rome, GA 10 $ 1,720,000 $ 172,000 $ 69,000
Sebring, FL 10 $ 2,070,000 $ 207,000 $ 77,000
Vineland-Bridgeton, NJ 10 $ 2,840,000 $ 284,000 $ 127,000
Columbus, IN 9 $ 1,925,000 $ 213,888 $ 78,000
Dubuque, IA 9 $ 1,745,000 $ 193,888 $ 85,000
Hanford-Corcoran, CA 9 $ 1,585,000 $ 176,111 $ 84,000
Kankakee, IL 9 $ 1,585,000 $ 176,111 $ 91,000
Niles-Benton Harbor, MI 9 $ 1,735,000 $ 192,777 $ 96,000
Ann Arbor, MI 8 $ 2,280,000 $ 285,000 $ 154,000
Jonesboro, AR 8 $ 1,430,000 $ 178,750 $ 94,000
Sioux City, IA-NE-SD 8 $ 1,410,000 $ 176,250 $ 78,000
Bowling Green, KY 7 $ 1,445,000 $ 206,428 $ 70,000
Sioux Falls, SD 7 $ 1,245,000 $ 177,857 $ 108,000
Trenton, NJ 7 $ 2,945,000 $ 420,714 $ 155,000
Blacksburg-Christiansburg-Radford, VA 6 $ 1,440,000 $ 240,000 $ 104,000
Elizabethtown-Fort Knox, KY 6 $ 1,320,000 $ 220,000 $ 72,000
Enid, OK 6 $ 1,000,000 $ 166,666 $ 70,000
Houma-Thibodaux, LA 6 $ 820,000 $ 136,666 $ 84,000
Lima, OH 6 $ 620,000 $ 103,333 $ 73,000
Saginaw, MI 6 $ 690,000 $ 115,000 $ 73,000
Terre Haute, IN 6 $ 740,000 $ 123,333 $ 50,000
Decatur, IL 5 $ 765,000 $ 153,000 $ 83,000
Laredo, TX 5 $ 995,000 $ 199,000 $ 89,000
Rochester, MN 5 $ 1,615,000 $ 323,000 $ 149,000
Springfield, OH 5 $ 1,235,000 $ 247,000 $ 88,000
Altoona, PA 4 $ 540,000 $ 135,000 $ 43,000
Bismarck, ND 4 $ 1,190,000 $ 297,500 $ 82,000
Toledo, OH 4 $ 1,130,000 $ 282,500 $ 165,000
Charleston, WV 3 $ 495,000 $ 165,000 $ 81,000
Hot Springs, AR 3 $ 525,000 $ 175,000 $ 87,000
Huntington-Ashland, WV-KY-OH 3 $ 605,000 $ 201,666 $ 52,333
Weirton-Steubenville, WV-OH 3 $ 195,000 $ 65,000 $ 80,333
Elkhart-Goshen, IN 2 $ 530,000 $ 265,000 $ 122,000
Erie, PA 2 $ 360,000 $ 180,000 $ 26,000
Grand Forks, ND-MN 2 $ 490,000 $ 245,000 $ 200,000
Johnstown, PA 2 $ 470,000 $ 235,000 $ 118,000
Mansfield, OH 2 $ 220,000 $ 110,000 $ 64,000
Monroe, MI 2 $ 470,000 $ 235,000 $ 94,000
Parkersburg-Vienna, WV 2 $ 240,000 $ 120,000 $ 63,000
Beckley, WV 1 $ 45,000 $ 45,000 $ 29,000
Grand Island, NE 1 $ 695,000 $ 695,000 $ 0
Morgantown, WV 1 $ 315,000 $ 315,000 $ 135,000
Sandusky, OH 1 $ 505,000 $ 505,000 $ 148,000

Mortgage Loan Application Detail Totals for Guild Mortgage Company in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 94,683 $29,567,575,000 $312,000 $4,005,000 $128,000 $1,500,000
Cash-out Refinancing 15,341 $3,717,555,000 $242,000 $4,005,000 $121,000 $1,197,000
Refinancing 13,349 $5,253,715,000 $393,000 $3,115,000 $154,000 $1,164,000
Not Applicable 435 $124,725,000 $286,000 $925,000 $144,000 $2,880,000
Home Improvement 26 $11,840,000 $455,000 $2,505,000 $173,000 $744,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 72,428 $23,087,460,000 $318,000 $4,005,000 $134,000 $2,880,000
Hispanic 16,752 $4,599,160,000 $274,000 $3,205,000 $110,000 $1,200,000
Not Provided 16,478 $5,495,970,000 $333,000 $3,505,000 $138,000 $1,199,000
Black or African American 9,766 $2,474,340,000 $253,000 $3,115,000 $102,000 $1,160,000
Asian 4,790 $2,001,810,000 $417,000 $3,005,000 $165,000 $1,207,000
Not applicable 2,110 $567,510,000 $268,000 $955,000 $0 $0
American Indian or Alaskan Native 1,084 $297,870,000 $274,000 $3,005,000 $116,000 $2,204,000
Native Hawaiian or Other Pacific Islander 413 $146,065,000 $353,000 $1,495,000 $138,000 $1,140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 81,895 $25,115,595,000 $306,000 $4,005,000 $143,000 $2,204,000
FHA-insured (Federal Housing Administration) 30,308 $9,185,180,000 $303,000 $1,425,000 $97,000 $2,880,000
VA-guaranteed (Veterans Administration) 9,957 $4,032,355,000 $404,000 $2,515,000 $124,000 $1,500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,674 $342,280,000 $204,000 $715,000 $76,000 $234,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 86,111 $26,867,785,000 $312,000 $4,005,000 $130,000 $2,880,000
Application Withdrawn By Applicant 22,782 $7,337,430,000 $322,000 $3,505,000 $133,000 $1,500,000
Application Approved But Not Accepted 6,554 $1,990,840,000 $303,000 $4,005,000 $127,000 $1,188,000
Application Denied By Financial Institution 4,586 $1,252,750,000 $273,000 $3,005,000 $109,000 $2,204,000
Loan Purchased By The Institution 2,110 $567,510,000 $268,000 $955,000 $0 $0
Preapproval Approved but not Accepted 1,107 $495,895,000 $447,000 $1,355,000 $137,000 $641,000
File Closed For Incompleteness 523 $141,475,000 $270,000 $3,205,000 $93,000 $1,584,000
Preapproval Denied by Financial Institution 61 $21,725,000 $356,000 $1,035,000 $94,000 $243,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 119,187 $37,400,935,000 $313,000 $4,005,000 $130,000 $2,880,000
Debt-To-Income Ratio 1,593 $463,155,000 $290,000 $2,975,000 $88,000 $1,030,000
Credit History 965 $231,455,000 $239,000 $3,005,000 $103,000 $900,000
Collateral 779 $192,685,000 $247,000 $2,185,000 $128,000 $1,074,000
Other 667 $183,955,000 $275,000 $3,005,000 $123,000 $1,003,000
Insufficient Cash (Downpayment, Closing Cost) 251 $71,715,000 $285,000 $2,555,000 $126,000 $996,000
Unverifiable Information 194 $70,000,000 $360,000 $2,205,000 $134,000 $1,060,000
Employment History 132 $37,410,000 $283,000 $1,505,000 $104,000 $583,000
Credit Application Incomplete 56 $20,850,000 $372,000 $1,645,000 $266,000 $2,204,000
Mortgage Insurance Denied 10 $3,250,000 $325,000 $555,000 $95,000 $143,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guild Mortgage Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guild Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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