Hamilton Mortgage Company Mortgage Lending & HMDA Data, 2006

In 2006, Hamilton Mortgage Company of Phoenix, AZ reported 6,823 mortgage applications totaling $1.1 billion, down 18% from 2005. The average application was for $155,049, and applicants reported an average income of $76,988. 51% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,515), Tucson, AZ (398) and Kansas City, MO-KS (291) (applications in parentheses).

Mortgage Company & Address Hamilton Mortgage Company
2700 North Central Avenue, Ste 1500
Phoenix, AZ 85004
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 6,823
Total Mortgage Loan Application Amount $1,057,903,000
Average Mortgage Loan Application Amount $155,049
Highest Mortgage Loan Application Amount $3,100,000
Average Applicant Income $76,988
Highest Applicant Income $2,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hamilton Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hamilton Mortgage Company by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,198 $ 567,931,000 $ 177,589 $ 85,000
Pima, Arizona 398 $ 53,957,000 $ 135,570 $ 68,000
Pinal, Arizona 317 $ 44,457,000 $ 140,242 $ 80,000
Clark, Nevada 262 $ 49,282,000 $ 188,099 $ 60,000
Jackson, Missouri 191 $ 19,764,000 $ 103,476 $ 63,000
Kent, Michigan 173 $ 22,278,000 $ 128,774 $ 51,000
Marion, Indiana 147 $ 16,620,000 $ 113,061 $ 52,000
Kalamazoo, Michigan 144 $ 18,283,000 $ 126,965 $ 59,000
Lancaster, Nebraska 134 $ 13,209,000 $ 98,574 $ 72,000
Ottawa, Michigan 71 $ 10,987,000 $ 154,746 $ 62,000
Allegan, Michigan 66 $ 9,095,000 $ 137,803 $ 55,000
Douglas, Nebraska 65 $ 5,227,000 $ 80,415 $ 50,000
Ingham, Michigan 64 $ 8,575,000 $ 133,984 $ 65,000
Ada, Idaho 51 $ 7,017,000 $ 137,588 $ 112,000
Salt Lake, Utah 49 $ 5,420,000 $ 110,612 $ 80,000
Yavapai, Arizona 40 $ 8,789,000 $ 219,725 $ 96,000
Canyon, Idaho 40 $ 4,457,000 $ 111,425 $ 56,000
Johnson, Indiana 40 $ 5,331,000 $ 133,275 $ 62,000
Van Buren, Michigan 39 $ 4,419,000 $ 113,307 $ 60,000
Calhoun, Michigan 38 $ 4,190,000 $ 110,263 $ 45,000
Yuma, Arizona 35 $ 4,618,000 $ 131,942 $ 77,000
Cochise, Arizona 34 $ 4,482,000 $ 131,823 $ 67,000
Muskegon, Michigan 34 $ 3,402,000 $ 100,058 $ 49,000
Mohave, Arizona 33 $ 5,000,000 $ 151,515 $ 70,000
Los Angeles, California 32 $ 7,041,000 $ 220,031 $ 101,000
Hall, Nebraska 32 $ 2,729,000 $ 85,281 $ 55,000
Barry, Michigan 27 $ 4,196,000 $ 155,407 $ 55,000
Eaton, Michigan 27 $ 3,805,000 $ 140,925 $ 66,000
Lafayette, Missouri 27 $ 2,974,000 $ 110,148 $ 50,000
Utah, Utah 27 $ 6,252,000 $ 231,555 $ 127,000
El Paso, Colorado 26 $ 3,994,000 $ 153,615 $ 147,000
Johnson, Kansas 23 $ 2,500,000 $ 108,695 $ 76,000
Ionia, Michigan 23 $ 2,761,000 $ 120,043 $ 57,000
Santa Cruz, Arizona 21 $ 2,824,000 $ 134,476 $ 62,000
St. Joseph, Michigan 20 $ 1,789,000 $ 89,450 $ 49,000
Bernalillo, New Mexico 19 $ 2,312,000 $ 121,684 $ 97,000
Clinton, Michigan 18 $ 2,529,000 $ 140,500 $ 55,000
Montcalm, Michigan 17 $ 1,851,000 $ 108,882 $ 51,000
Scott, Iowa 16 $ 1,402,000 $ 87,625 $ 48,000
Hamilton, Indiana 15 $ 2,570,000 $ 171,333 $ 67,000
Cass, Missouri 15 $ 2,282,000 $ 152,133 $ 67,000
Clay, Missouri 15 $ 1,935,000 $ 129,000 $ 72,000
Navajo, Arizona 14 $ 1,519,000 $ 108,500 $ 73,000
Wayne, Michigan 14 $ 1,861,000 $ 132,928 $ 97,000
Johnson, Missouri 14 $ 1,441,000 $ 102,928 $ 49,000
Newaygo, Michigan 13 $ 1,403,000 $ 107,923 $ 46,000
San Diego, California 12 $ 5,015,000 $ 417,916 $ 288,000
Hendricks, Indiana 12 $ 1,681,000 $ 140,083 $ 69,000
Berrien, Michigan 12 $ 955,000 $ 79,583 $ 56,000
Hancock, Indiana 11 $ 1,582,000 $ 143,818 $ 61,000
Wyandotte, Kansas 11 $ 689,000 $ 62,636 $ 69,000
Harris, Texas 11 $ 1,854,000 $ 168,545 $ 188,000
Coconino, Arizona 10 $ 2,587,000 $ 258,700 $ 93,000
Morgan, Indiana 10 $ 1,231,000 $ 123,100 $ 61,000
Washington, Utah 10 $ 1,570,000 $ 157,000 $ 57,000
Spokane, Washington 10 $ 1,496,000 $ 149,600 $ 62,000
Gage, Nebraska 9 $ 717,000 $ 79,666 $ 65,000
San Bernardino, California 8 $ 2,366,000 $ 295,750 $ 153,000
Arapahoe, Colorado 8 $ 1,121,000 $ 140,125 $ 67,000
Rock Island, Illinois 8 $ 760,000 $ 95,000 $ 63,000
Pottawattamie, Iowa 8 $ 743,000 $ 92,875 $ 86,000
Jackson, Michigan 8 $ 835,000 $ 104,375 $ 69,000
Oakland, Michigan 8 $ 3,368,000 $ 421,000 $ 31,000
Shiawassee, Michigan 8 $ 898,000 $ 112,250 $ 59,000
Howard, Nebraska 8 $ 518,000 $ 64,750 $ 50,000
Sarpy, Nebraska 8 $ 1,073,000 $ 134,125 $ 78,000
Saunders, Nebraska 8 $ 653,000 $ 81,625 $ 57,000
Milwaukee, Wisconsin 8 $ 921,000 $ 115,125 $ 102,000
Gila, Arizona 7 $ 1,628,000 $ 232,571 $ 213,000
Riverside, California 7 $ 1,467,000 $ 209,571 $ 88,000
Jefferson, Kentucky 7 $ 299,000 $ 42,714 $ 30,000
Branch, Michigan 7 $ 632,000 $ 90,285 $ 77,000
Benton, Missouri 7 $ 520,000 $ 74,285 $ 43,000
Tarrant, Texas 7 $ 537,000 $ 76,714 $ 184,000
Shawnee, Kansas 6 $ 449,000 $ 74,833 $ 94,000
Cass, Nebraska 6 $ 389,000 $ 64,833 $ 88,000
Washoe, Nevada 6 $ 3,193,000 $ 532,166 $ 386,000
Travis, Texas 6 $ 917,000 $ 152,833 $ 183,000
Graham, Arizona 5 $ 560,000 $ 112,000 $ 92,000
Pueblo, Colorado 5 $ 557,000 $ 111,400 $ 26,000
Gem, Idaho 5 $ 332,000 $ 66,400 $ 87,000
Madison, Indiana 5 $ 567,000 $ 113,400 $ 60,000
Boone, Kentucky 5 $ 523,000 $ 104,600 $ 49,000
Greene, Missouri 5 $ 509,000 $ 101,800 $ 193,000
Dodge, Nebraska 5 $ 308,000 $ 61,600 $ 43,000
Johnson, Nebraska 5 $ 347,000 $ 69,400 $ 76,000
Seward, Nebraska 5 $ 251,000 $ 50,200 $ 65,000
Sacramento, California 4 $ 962,000 $ 240,500 $ 121,000
Denver, Colorado 4 $ 717,000 $ 179,250 $ 82,000
Cook, Illinois 4 $ 1,196,000 $ 299,000 $ 31,000
Monroe, Indiana 4 $ 365,000 $ 91,250 $ 67,000
Shelby, Indiana 4 $ 463,000 $ 115,750 $ 59,000
Linn, Iowa 4 $ 336,000 $ 84,000 $ 58,000
Franklin, Kansas 4 $ 397,000 $ 99,250 $ 32,000
Scott, Kentucky 4 $ 329,000 $ 82,250 $ 44,000
Macomb, Michigan 4 $ 232,000 $ 58,000 $ 21,000
Nicollet, Minnesota 4 $ 352,000 $ 88,000 $ 200,000
St. Louis, Missouri 4 $ 522,000 $ 130,500 $ 47,000
Saline, Nebraska 4 $ 367,000 $ 91,750 $ 47,000
York, Nebraska 4 $ 141,000 $ 35,250 $ 31,000
Humboldt, Nevada 4 $ 295,000 $ 73,750 $ 207,000
Nye, Nevada 4 $ 615,000 $ 153,750 $ 102,000
Bexar, Texas 4 $ 325,000 $ 81,250 $ 61,000
Denton, Texas 4 $ 1,608,000 $ 402,000 $ 189,000
Alameda, California 3 $ 1,106,000 $ 368,666 $ 192,000
Fresno, California 3 $ 301,000 $ 100,333 $ 15,000
Shasta, California 3 $ 373,000 $ 124,333 $ 65,000
Payette, Idaho 3 $ 229,000 $ 76,333 $ 131,000
Twin Falls, Idaho 3 $ 461,000 $ 153,666 $ 67,000
Elkhart, Indiana 3 $ 260,000 $ 86,666 $ 72,000
Kosciusko, Indiana 3 $ 294,000 $ 98,000 $ 50,000
Scott, Indiana 3 $ 265,000 $ 88,333 $ 37,000
Wayne, Indiana 3 $ 249,000 $ 83,000 $ 40,000
Buchanan, Iowa 3 $ 296,000 $ 98,666 $ 41,000
Cowley, Kansas 3 $ 226,000 $ 75,333 $ 29,000
Sedgwick, Kansas 3 $ 262,000 $ 87,333 $ 79,000
Oceana, Michigan 3 $ 279,000 $ 93,000 $ 60,000
Buchanan, Missouri 3 $ 300,000 $ 100,000 $ 90,000
Pettis, Missouri 3 $ 323,000 $ 107,666 $ 64,000
Buffalo, Nebraska 3 $ 342,000 $ 114,000 $ 59,000
Lincoln, Nebraska 3 $ 334,000 $ 111,333 $ 48,000
Merrick, Nebraska 3 $ 338,000 $ 112,666 $ 26,000
Elko, Nevada 3 $ 355,000 $ 118,333 $ 72,000
Weber, Utah 3 $ 232,000 $ 77,333 $ 42,000
Apache, Arizona 2 $ 171,000 $ 85,500 $ 41,000
La Paz, Arizona 2 $ 207,000 $ 103,500 $ 65,000
Greene, Arkansas 2 $ 200,000 $ 100,000 $ 176,000
Mendocino, California 2 $ 300,000 $ 150,000 $ 180,000
Monterey, California 2 $ 740,000 $ 370,000 $ 6,000
Orange, California 2 $ 641,000 $ 320,500 $ 20,000
Placer, California 2 $ 520,000 $ 260,000 $ 115,000
San Francisco, California 2 $ 2,248,000 $ 1,124,000 $ 0
San Joaquin, California 2 $ 1,050,000 $ 525,000 $ 187,000
Elbert, Colorado 2 $ 484,000 $ 242,000 $ 227,000
Jefferson, Colorado 2 $ 350,000 $ 175,000 $ 105,000
Montezuma, Colorado 2 $ 280,000 $ 140,000 $ 91,000
Teller, Colorado 2 $ 76,000 $ 38,000 $ 216,000
Fulton, Georgia 2 $ 140,000 $ 70,000 $ 73,000
Benewah, Idaho 2 $ 237,000 $ 118,500 $ 0
Bonneville, Idaho 2 $ 209,000 $ 104,500 $ 95,000
Kootenai, Idaho 2 $ 329,000 $ 164,500 $ 66,000
Lewis, Idaho 2 $ 91,000 $ 45,500 $ 39,000
DuPage, Illinois 2 $ 158,000 $ 79,000 $ 46,000
Henry, Illinois 2 $ 115,000 $ 57,500 $ 28,000
Peoria, Illinois 2 $ 239,000 $ 119,500 $ 57,000
Whiteside, Illinois 2 $ 105,000 $ 52,500 $ 68,000
Bartholomew, Indiana 2 $ 255,000 $ 127,500 $ 38,000
Clay, Indiana 2 $ 191,000 $ 95,500 $ 44,000
Howard, Indiana 2 $ 289,000 $ 144,500 $ 72,000
Ohio, Indiana 2 $ 240,000 $ 120,000 $ 46,000
Rush, Indiana 2 $ 235,000 $ 117,500 $ 38,000
Benton, Iowa 2 $ 317,000 $ 158,500 $ 100,000
Black Hawk, Iowa 2 $ 189,000 $ 94,500 $ 67,000
Cedar, Iowa 2 $ 228,000 $ 114,000 $ 57,000
Delaware, Iowa 2 $ 167,000 $ 83,500 $ 49,000
Johnson, Iowa 2 $ 152,000 $ 76,000 $ 29,000
Jones, Iowa 2 $ 125,000 $ 62,500 $ 41,000
Washington, Iowa 2 $ 211,000 $ 105,500 $ 88,000
Atchison, Kansas 2 $ 54,000 $ 27,000 $ 42,000
Leavenworth, Kansas 2 $ 211,000 $ 105,500 $ 60,000
Linn, Kansas 2 $ 106,000 $ 53,000 $ 156,000
Campbell, Kentucky 2 $ 179,000 $ 89,500 $ 39,000
Gallatin, Kentucky 2 $ 201,000 $ 100,500 $ 32,000
Grant, Kentucky 2 $ 186,000 $ 93,000 $ 90,000
Kenton, Kentucky 2 $ 196,000 $ 98,000 $ 26,000
Isabella, Michigan 2 $ 136,000 $ 68,000 $ 113,000
Lake, Michigan 2 $ 282,000 $ 141,000 $ 57,000
Mecosta, Michigan 2 $ 207,000 $ 103,500 $ 88,000
Crow Wing, Minnesota 2 $ 348,000 $ 174,000 $ 300,000
Hennepin, Minnesota 2 $ 335,000 $ 167,500 $ 90,000
Camden, Missouri 2 $ 178,000 $ 89,000 $ 103,000
Newton, Missouri 2 $ 109,000 $ 54,500 $ 59,000
Pemiscot, Missouri 2 $ 72,000 $ 36,000 $ 16,000
St. Charles, Missouri 2 $ 596,000 $ 298,000 $ 33,000
St. Louis City, Missouri 2 $ 206,000 $ 103,000 $ 42,000
Vernon, Missouri 2 $ 206,000 $ 103,000 $ 0
Clay, Nebraska 2 $ 106,000 $ 53,000 $ 68,000
Dixon, Nebraska 2 $ 155,000 $ 77,500 $ 79,000
Greeley, Nebraska 2 $ 138,000 $ 69,000 $ 105,000
Hamilton, Nebraska 2 $ 93,000 $ 46,500 $ 44,000
Jefferson, Nebraska 2 $ 64,000 $ 32,000 $ 29,000
Otoe, Nebraska 2 $ 137,000 $ 68,500 $ 57,000
Platte, Nebraska 2 $ 213,000 $ 106,500 $ 60,000
Polk, Nebraska 2 $ 103,000 $ 51,500 $ 0
Scotts Bluff, Nebraska 2 $ 146,000 $ 73,000 $ 72,000
Valley, Nebraska 2 $ 98,000 $ 49,000 $ 73,000
Dona Ana, New Mexico 2 $ 160,000 $ 80,000 $ 31,000
Sandoval, New Mexico 2 $ 357,000 $ 178,500 $ 53,000
Torrance, New Mexico 2 $ 245,000 $ 122,500 $ 65,000
Hamilton, Ohio 2 $ 279,000 $ 139,500 $ 57,000
Mayes, Oklahoma 2 $ 68,000 $ 34,000 $ 72,000
Bastrop, Texas 2 $ 258,000 $ 129,000 $ 94,000
Bowie, Texas 2 $ 270,000 $ 135,000 $ 120,000
Dallas, Texas 2 $ 140,000 $ 70,000 $ 31,000
El Paso, Texas 2 $ 156,000 $ 78,000 $ 96,000
Galveston, Texas 2 $ 63,000 $ 31,500 $ 109,000
Montgomery, Texas 2 $ 251,000 $ 125,500 $ 146,000
Juab, Utah 2 $ 306,000 $ 153,000 $ 68,000
Kane, Utah 2 $ 270,000 $ 135,000 $ 36,000
Benton, Washington 2 $ 218,000 $ 109,000 $ 34,000
Grant, Washington 2 $ 272,000 $ 136,000 $ 115,000
Pend Oreille, Washington 2 $ 235,000 $ 117,500 $ 35,000
Skagit, Washington 2 $ 302,000 $ 151,000 $ 0
Stevens, Washington 2 $ 287,000 $ 143,500 $ 36,000
Greenlee, Arizona 1 $ 58,000 $ 58,000 $ 35,000
Benton, Arkansas 1 $ 88,000 $ 88,000 $ 41,000
Contra Costa, California 1 $ 461,000 $ 461,000 $ 142,000
Marin, California 1 $ 360,000 $ 360,000 $ 103,000
San Luis Obispo, California 1 $ 460,000 $ 460,000 $ 212,000
Solano, California 1 $ 505,000 $ 505,000 $ 144,000
Stanislaus, California 1 $ 319,000 $ 319,000 $ 90,000
Yolo, California 1 $ 350,000 $ 350,000 $ 0
Adams, Colorado 1 $ 200,000 $ 200,000 $ 107,000
Boulder, Colorado 1 $ 1,295,000 $ 1,295,000 $ 384,000
Chaffee, Colorado 1 $ 369,000 $ 369,000 $ 156,000
Grand, Colorado 1 $ 80,000 $ 80,000 $ 0
Larimer, Colorado 1 $ 331,000 $ 331,000 $ 94,000
Mesa, Colorado 1 $ 315,000 $ 315,000 $ 145,000
Montrose, Colorado 1 $ 254,000 $ 254,000 $ 61,000
Weld, Colorado 1 $ 880,000 $ 880,000 $ 384,000
Elmore, Idaho 1 $ 160,000 $ 160,000 $ 0
Lemhi, Idaho 1 $ 168,000 $ 168,000 $ 45,000
Mercer, Illinois 1 $ 50,000 $ 50,000 $ 66,000
Ogle, Illinois 1 $ 76,000 $ 76,000 $ 77,000
Winnebago, Illinois 1 $ 131,000 $ 131,000 $ 75,000
Brown, Indiana 1 $ 121,000 $ 121,000 $ 76,000
Clinton, Indiana 1 $ 106,000 $ 106,000 $ 36,000
Delaware, Indiana 1 $ 72,000 $ 72,000 $ 23,000
Fountain, Indiana 1 $ 107,000 $ 107,000 $ 34,000
Jackson, Indiana 1 $ 74,000 $ 74,000 $ 22,000
Jennings, Indiana 1 $ 92,000 $ 92,000 $ 27,000
Lawrence, Indiana 1 $ 119,000 $ 119,000 $ 68,000
Owen, Indiana 1 $ 107,000 $ 107,000 $ 57,000
St. Joseph, Indiana 1 $ 128,000 $ 128,000 $ 43,000
Starke, Indiana 1 $ 121,000 $ 121,000 $ 49,000
Tippecanoe, Indiana 1 $ 82,000 $ 82,000 $ 50,000
Vigo, Indiana 1 $ 84,000 $ 84,000 $ 30,000
Wabash, Indiana 1 $ 74,000 $ 74,000 $ 28,000
Boone, Iowa 1 $ 60,000 $ 60,000 $ 42,000
Harrison, Iowa 1 $ 50,000 $ 50,000 $ 44,000
Iowa, Iowa 1 $ 86,000 $ 86,000 $ 44,000
Jackson, Iowa 1 $ 74,000 $ 74,000 $ 40,000
Muscatine, Iowa 1 $ 105,000 $ 105,000 $ 30,000
Polk, Iowa 1 $ 112,000 $ 112,000 $ 35,000
Shelby, Iowa 1 $ 20,000 $ 20,000 $ 43,000
Story, Iowa 1 $ 33,000 $ 33,000 $ 90,000
Winnebago, Iowa 1 $ 62,000 $ 62,000 $ 42,000
Crawford, Kansas 1 $ 61,000 $ 61,000 $ 96,000
Douglas, Kansas 1 $ 137,000 $ 137,000 $ 67,000
Jefferson, Kansas 1 $ 115,000 $ 115,000 $ 75,000
Hopkins, Kentucky 1 $ 70,000 $ 70,000 $ 65,000
Whitley, Kentucky 1 $ 86,000 $ 86,000 $ 28,000
Bay, Michigan 1 $ 60,000 $ 60,000 $ 19,000
Cass, Michigan 1 $ 100,000 $ 100,000 $ 62,000
Genesee, Michigan 1 $ 56,000 $ 56,000 $ 20,000
Hillsdale, Michigan 1 $ 123,000 $ 123,000 $ 48,000
Kalkaska, Michigan 1 $ 56,000 $ 56,000 $ 31,000
Livingston, Michigan 1 $ 430,000 $ 430,000 $ 143,000
Mason, Michigan 1 $ 67,000 $ 67,000 $ 179,000
Midland, Michigan 1 $ 66,000 $ 66,000 $ 18,000
Missaukee, Michigan 1 $ 60,000 $ 60,000 $ 68,000
Ogemaw, Michigan 1 $ 17,000 $ 17,000 $ 48,000
Sanilac, Michigan 1 $ 57,000 $ 57,000 $ 79,000
Dakota, Minnesota 1 $ 320,000 $ 320,000 $ 42,000
Faribault, Minnesota 1 $ 90,000 $ 90,000 $ 24,000
Mower, Minnesota 1 $ 86,000 $ 86,000 $ 150,000
Ramsey, Minnesota 1 $ 272,000 $ 272,000 $ 66,000
Rice, Minnesota 1 $ 175,000 $ 175,000 $ 70,000
Franklin, Missouri 1 $ 100,000 $ 100,000 $ 0
Henry, Missouri 1 $ 44,000 $ 44,000 $ 46,000
Howell, Missouri 1 $ 54,000 $ 54,000 $ 77,000
Jasper, Missouri 1 $ 158,000 $ 158,000 $ 56,000
Livingston, Missouri 1 $ 73,000 $ 73,000 $ 52,000
Miller, Missouri 1 $ 93,000 $ 93,000 $ 41,000
Morgan, Missouri 1 $ 66,000 $ 66,000 $ 62,000
Platte, Missouri 1 $ 186,000 $ 186,000 $ 56,000
St. Clair, Missouri 1 $ 63,000 $ 63,000 $ 0
Adams, Nebraska 1 $ 36,000 $ 36,000 $ 23,000
Butler, Nebraska 1 $ 122,000 $ 122,000 $ 67,000
Cedar, Nebraska 1 $ 23,000 $ 23,000 $ 78,000
Cherry, Nebraska 1 $ 20,000 $ 20,000 $ 86,000
Franklin, Nebraska 1 $ 32,000 $ 32,000 $ 66,000
Frontier, Nebraska 1 $ 25,000 $ 25,000 $ 19,000
Garden, Nebraska 1 $ 115,000 $ 115,000 $ 61,000
Kearney, Nebraska 1 $ 69,000 $ 69,000 $ 30,000
Knox, Nebraska 1 $ 148,000 $ 148,000 $ 73,000
Madison, Nebraska 1 $ 56,000 $ 56,000 $ 72,000
Nance, Nebraska 1 $ 25,000 $ 25,000 $ 23,000
Pierce, Nebraska 1 $ 157,000 $ 157,000 $ 54,000
Richardson, Nebraska 1 $ 119,000 $ 119,000 $ 84,000
Stanton, Nebraska 1 $ 80,000 $ 80,000 $ 58,000
Washington, Nebraska 1 $ 129,000 $ 129,000 $ 38,000
Mineral, Nevada 1 $ 67,000 $ 67,000 $ 40,000
Catron, New Mexico 1 $ 165,000 $ 165,000 $ 178,000
Bell, Texas 1 $ 150,000 $ 150,000 $ 0
Potter, Texas 1 $ 264,000 $ 264,000 $ 113,000
Williamson, Texas 1 $ 148,000 $ 148,000 $ 159,000
Davis, Utah 1 $ 136,000 $ 136,000 $ 90,000
Virginia Beach, Virginia 1 $ 631,000 $ 631,000 $ 42,000
Ferry, Washington 1 $ 173,000 $ 173,000 $ 37,000
Franklin, Washington 1 $ 108,000 $ 108,000 $ 30,000
Island, Washington 1 $ 300,000 $ 300,000 $ 174,000
King, Washington 1 $ 150,000 $ 150,000 $ 72,000
Kittitas, Washington 1 $ 203,000 $ 203,000 $ 64,000

Mortgage Loan Application Detail Totals for Hamilton Mortgage Company in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,775 $553,368,000 $146,000 $1,640,000 $81,000 $2,400,000
Refinancing 3,038 $502,682,000 $165,000 $3,100,000 $72,000 $1,471,000
Home Improvement 10 $1,853,000 $185,000 $731,000 $78,000 $303,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,150 $655,027,000 $157,000 $3,100,000 $86,000 $2,400,000
Hispanic 1,969 $276,869,000 $140,000 $1,500,000 $56,000 $660,000
Black or African American 388 $66,360,000 $171,000 $1,640,000 $91,000 $684,000
Not Provided 149 $25,474,000 $170,000 $1,050,000 $77,000 $504,000
Asian 141 $29,837,000 $211,000 $2,048,000 $73,000 $326,000
American Indian or Alaskan Native 19 $2,794,000 $147,000 $335,000 $68,000 $123,000
Native Hawaiian or Other Pacific Islander 7 $1,542,000 $220,000 $380,000 $81,000 $310,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,148 $963,940,000 $156,000 $3,100,000 $79,000 $2,400,000
FHA-insured (Federal Housing Administration) 626 $85,255,000 $136,000 $368,000 $55,000 $578,000
VA-guaranteed (Veterans Administration) 49 $8,708,000 $177,000 $305,000 $53,000 $104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,476 $525,476,000 $151,000 $3,100,000 $72,000 $1,471,000
Application Approved But Not Accepted 1,240 $191,956,000 $154,000 $2,000,000 $77,000 $2,400,000
Application Withdrawn By Applicant 936 $138,436,000 $147,000 $2,600,000 $76,000 $840,000
Application Denied By Financial Institution 800 $140,241,000 $175,000 $2,048,000 $88,000 $576,000
File Closed For Incompleteness 371 $61,794,000 $166,000 $1,295,000 $104,000 $802,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 294 $57,787,000 $196,000 $2,000,000 $100,000 $464,000
Credit History 198 $28,896,000 $145,000 $938,000 $72,000 $576,000
Debt-To-Income Ratio 101 $17,447,000 $172,000 $1,125,000 $94,000 $456,000
Collateral 64 $10,333,000 $161,000 $2,048,000 $123,000 $436,000
Unverifiable Information 46 $7,824,000 $170,000 $1,024,000 $62,000 $308,000
Employment History 36 $7,660,000 $212,000 $1,500,000 $83,000 $204,000
Credit Application Incomplete 9 $1,343,000 $149,000 $312,000 $101,000 $308,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,156,000 $192,000 $411,000 $67,000 $102,000
Mortgage Insurance Denied 2 $289,000 $144,000 $238,000 $66,000 $79,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hamilton Mortgage Company's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hamilton Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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