Home Loan Investment Bank Mortgage Lending & HMDA Data, 2008

In 2008, Home Loan Investment Bank of Warwick, RI reported 18,662 mortgage applications totaling $3.1 billion, down 76% from 2007. The average application was for $166,471, and applicants reported an average income of $74,994. 5% of its applications resulted in an originated loan and 53% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (728), New York-White Plains-Wayne, NY-NJ (697) and Providence-New Bedford-Fall River, RI-MA (611) (applications in parentheses).

Mortgage Company & Address Home Loan Investment Bank
One Home Loan Plaza
Warwick, RI 02886
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,662
Total Mortgage Loan Application Amount $3,106,698,000
Average Mortgage Loan Application Amount $166,471
Highest Mortgage Loan Application Amount $5,010,000
Average Applicant Income $74,994
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Investment Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 296 $ 61,322,000 $ 207,168 $ 75,000
Philadelphia, Pennsylvania 257 $ 27,337,000 $ 106,369 $ 55,000
Cook, Illinois 252 $ 51,423,000 $ 204,059 $ 87,000
Suffolk, New York 178 $ 52,484,000 $ 294,853 $ 110,000
Queens, New York 147 $ 52,165,000 $ 354,863 $ 91,000
Palm Beach, Florida 132 $ 25,873,000 $ 196,007 $ 98,000
Mecklenburg, North Carolina 131 $ 22,682,000 $ 173,145 $ 73,000
Kent, Rhode Island 127 $ 27,216,000 $ 214,299 $ 77,000
Shelby, Tennessee 124 $ 14,122,000 $ 113,887 $ 72,000
Nassau, New York 119 $ 40,685,000 $ 341,890 $ 122,000
Kings, New York 114 $ 44,515,000 $ 390,482 $ 98,000
Broward, Florida 105 $ 25,289,000 $ 240,847 $ 93,000
Fulton, Georgia 105 $ 19,279,000 $ 183,609 $ 72,000
Bergen, New Jersey 104 $ 37,418,000 $ 359,788 $ 167,000
Wake, North Carolina 103 $ 20,008,000 $ 194,252 $ 89,000
Duval, Florida 100 $ 14,177,000 $ 141,770 $ 85,000
Ocean, New Jersey 98 $ 20,861,000 $ 212,867 $ 82,000
Clark, Nevada 91 $ 21,822,000 $ 239,802 $ 72,000
Miami-Dade, Florida 88 $ 20,989,000 $ 238,511 $ 98,000
Cuyahoga, Ohio 86 $ 10,003,000 $ 116,313 $ 67,000
Camden, New Jersey 85 $ 10,949,000 $ 128,811 $ 61,000
Jefferson, Louisiana 84 $ 11,346,000 $ 135,071 $ 175,000
Essex, New Jersey 84 $ 23,173,000 $ 275,869 $ 120,000
Gwinnett, Georgia 82 $ 18,144,000 $ 221,268 $ 89,000
East Baton Rouge, Louisiana 82 $ 10,287,000 $ 125,451 $ 64,000
Middlesex, New Jersey 82 $ 20,312,000 $ 247,707 $ 98,000
DeKalb, Georgia 81 $ 12,965,000 $ 160,061 $ 69,000
Pinellas, Florida 80 $ 12,376,000 $ 154,700 $ 79,000
St. Louis, Missouri 80 $ 11,056,000 $ 138,200 $ 69,000
Allegheny, Pennsylvania 80 $ 9,158,000 $ 114,475 $ 67,000
New Haven, Connecticut 79 $ 15,506,000 $ 196,278 $ 73,000
Burlington, New Jersey 79 $ 14,224,000 $ 180,050 $ 84,000
Hartford, Connecticut 78 $ 14,882,000 $ 190,794 $ 73,000
Hillsborough, Florida 76 $ 13,419,000 $ 176,565 $ 61,000
New Castle, Delaware 75 $ 14,989,000 $ 199,853 $ 83,000
Bucks, Pennsylvania 73 $ 18,032,000 $ 247,013 $ 90,000
Milwaukee, Wisconsin 73 $ 9,975,000 $ 136,643 $ 65,000
Fairfield, Connecticut 71 $ 25,501,000 $ 359,169 $ 130,000
Orleans, Louisiana 71 $ 7,112,000 $ 100,169 $ 51,000
Erie, New York 71 $ 6,820,000 $ 96,056 $ 62,000
Westchester, New York 71 $ 26,231,000 $ 369,450 $ 136,000
Washington, Rhode Island 71 $ 19,049,000 $ 268,295 $ 89,000
York, Pennsylvania 70 $ 10,583,000 $ 151,185 $ 61,000
Orange, Florida 69 $ 14,019,000 $ 203,173 $ 81,000
Will, Illinois 69 $ 15,773,000 $ 228,594 $ 115,000
Gloucester, New Jersey 69 $ 12,768,000 $ 185,043 $ 82,000
Cobb, Georgia 68 $ 11,172,000 $ 164,294 $ 87,000
Fairfax, Virginia 68 $ 24,111,000 $ 354,573 $ 128,000
Polk, Florida 67 $ 8,787,000 $ 131,149 $ 66,000
Baltimore, Maryland 67 $ 12,176,000 $ 181,731 $ 75,000
Baltimore City, Maryland 67 $ 7,898,000 $ 117,880 $ 48,000
Prince George's, Maryland 67 $ 20,242,000 $ 302,119 $ 90,000
Atlantic, New Jersey 67 $ 11,949,000 $ 178,343 $ 79,000
Guilford, North Carolina 67 $ 9,014,000 $ 134,537 $ 67,000
Franklin, Ohio 65 $ 9,165,000 $ 141,000 $ 93,000
Jefferson, Kentucky 64 $ 7,987,000 $ 124,796 $ 55,000
Delaware, Pennsylvania 64 $ 9,484,000 $ 148,187 $ 101,000
Volusia, Florida 63 $ 9,927,000 $ 157,571 $ 63,000
Richmond, New York 63 $ 19,503,000 $ 309,571 $ 101,000
Clayton, Georgia 61 $ 7,652,000 $ 125,442 $ 51,000
Sedgwick, Kansas 61 $ 6,483,000 $ 106,278 $ 70,000
Montgomery, Pennsylvania 61 $ 12,415,000 $ 203,524 $ 101,000
Worcester, Massachusetts 60 $ 12,095,000 $ 201,583 $ 73,000
Cumberland, North Carolina 60 $ 6,510,000 $ 108,500 $ 63,000
Marion, Indiana 56 $ 5,634,000 $ 100,607 $ 92,000
Passaic, New Jersey 56 $ 17,034,000 $ 304,178 $ 120,000
Union, New Jersey 56 $ 15,211,000 $ 271,625 $ 99,000
Caddo, Louisiana 55 $ 5,540,000 $ 100,727 $ 48,000
Mercer, New Jersey 55 $ 9,844,000 $ 178,981 $ 94,000
Morris, New Jersey 55 $ 16,029,000 $ 291,436 $ 118,000
Marion, Florida 54 $ 7,420,000 $ 137,407 $ 59,000
Monmouth, New Jersey 54 $ 18,049,000 $ 334,240 $ 134,000
Albany, New York 54 $ 6,442,000 $ 119,296 $ 73,000
Orange, New York 54 $ 12,428,000 $ 230,148 $ 104,000
Horry, South Carolina 54 $ 10,980,000 $ 203,333 $ 72,000
Henry, Georgia 53 $ 9,704,000 $ 183,094 $ 67,000
Hampden, Massachusetts 53 $ 7,676,000 $ 144,830 $ 56,000
Chester, Pennsylvania 53 $ 13,299,000 $ 250,924 $ 101,000
Middlesex, Massachusetts 52 $ 11,953,000 $ 229,865 $ 78,000
Hudson, New Jersey 52 $ 13,918,000 $ 267,653 $ 74,000
Brevard, Florida 51 $ 9,053,000 $ 177,509 $ 61,000
Richland, South Carolina 51 $ 6,496,000 $ 127,372 $ 64,000
Newport, Rhode Island 50 $ 12,326,000 $ 246,520 $ 132,000
Onondaga, New York 49 $ 5,144,000 $ 104,979 $ 61,000
DuPage, Illinois 48 $ 11,333,000 $ 236,104 $ 101,000
Forsyth, North Carolina 48 $ 5,715,000 $ 119,062 $ 74,000
Lake, Indiana 47 $ 5,561,000 $ 118,319 $ 61,000
Bronx, New York 47 $ 14,717,000 $ 313,127 $ 88,000
Monroe, Pennsylvania 46 $ 8,313,000 $ 180,717 $ 73,000
Pasco, Florida 45 $ 7,669,000 $ 170,422 $ 82,000
Bristol, Massachusetts 44 $ 8,857,000 $ 201,295 $ 77,000
New Hanover, North Carolina 44 $ 8,009,000 $ 182,022 $ 73,000
Luzerne, Pennsylvania 44 $ 4,891,000 $ 111,159 $ 53,000
Charleston, South Carolina 44 $ 8,564,000 $ 194,636 $ 99,000
Spartanburg, South Carolina 44 $ 5,439,000 $ 123,613 $ 62,000
Monroe, New York 43 $ 5,006,000 $ 116,418 $ 66,000
St. Lucie, Florida 42 $ 8,060,000 $ 191,904 $ 56,000
Anne Arundel, Maryland 42 $ 12,824,000 $ 305,333 $ 100,000
Hennepin, Minnesota 42 $ 9,667,000 $ 230,166 $ 90,000
Summit, Ohio 42 $ 4,376,000 $ 104,190 $ 60,000
St. Tammany, Louisiana 41 $ 5,849,000 $ 142,658 $ 63,000
Wayne, Michigan 41 $ 3,296,000 $ 80,390 $ 44,000
Onslow, North Carolina 41 $ 5,283,000 $ 128,853 $ 79,000
Davidson, Tennessee 41 $ 5,015,000 $ 122,317 $ 51,000
Rockingham, New Hampshire 40 $ 8,633,000 $ 215,825 $ 86,000
Gaston, North Carolina 40 $ 5,101,000 $ 127,525 $ 58,000
Union, North Carolina 40 $ 6,880,000 $ 172,000 $ 68,000
Lehigh, Pennsylvania 40 $ 7,406,000 $ 185,150 $ 100,000
Lee, Florida 39 $ 8,113,000 $ 208,025 $ 143,000
Muscogee, Georgia 39 $ 3,709,000 $ 95,102 $ 51,000
St. Louis City, Missouri 39 $ 3,767,000 $ 96,589 $ 50,000
Saratoga, New York 39 $ 5,488,000 $ 140,717 $ 67,000
Berks, Pennsylvania 39 $ 5,275,000 $ 135,256 $ 74,000
Lake, Florida 38 $ 8,007,000 $ 210,710 $ 67,000
Paulding, Georgia 37 $ 6,114,000 $ 165,243 $ 55,000
Durham, North Carolina 37 $ 6,348,000 $ 171,567 $ 66,000
Lancaster, Pennsylvania 37 $ 5,080,000 $ 137,297 $ 61,000
Johnson, Kansas 36 $ 6,049,000 $ 168,027 $ 87,000
Jackson, Missouri 36 $ 3,933,000 $ 109,250 $ 74,000
Rensselaer, New York 36 $ 4,930,000 $ 136,944 $ 69,000
Maricopa, Arizona 35 $ 10,183,000 $ 290,942 $ 130,000
Cumberland, New Jersey 35 $ 5,149,000 $ 147,114 $ 71,000
Rowan, North Carolina 35 $ 4,802,000 $ 137,200 $ 55,000
Chesapeake, Virginia 35 $ 6,026,000 $ 172,171 $ 69,000
Kanawha, West Virginia 35 $ 3,758,000 $ 107,371 $ 62,000
Calcasieu, Louisiana 34 $ 4,184,000 $ 123,058 $ 61,000
Hillsborough, New Hampshire 34 $ 6,407,000 $ 188,441 $ 87,000
Ulster, New York 34 $ 6,161,000 $ 181,205 $ 95,000
Lackawanna, Pennsylvania 34 $ 3,587,000 $ 105,500 $ 52,000
Lafayette, Louisiana 33 $ 3,598,000 $ 109,030 $ 61,000
Montgomery, Maryland 33 $ 14,991,000 $ 454,272 $ 115,000
Somerset, New Jersey 33 $ 9,923,000 $ 300,696 $ 122,000
Dauphin, Pennsylvania 33 $ 4,375,000 $ 132,575 $ 87,000
Lake, Illinois 32 $ 8,288,000 $ 259,000 $ 103,000
Wyandotte, Kansas 32 $ 3,147,000 $ 98,343 $ 63,000
Dutchess, New York 32 $ 8,462,000 $ 264,437 $ 94,000
Catawba, North Carolina 32 $ 4,396,000 $ 137,375 $ 57,000
Johnston, North Carolina 32 $ 3,706,000 $ 115,812 $ 51,000
Hamilton, Ohio 32 $ 3,858,000 $ 120,562 $ 55,000
Lexington, South Carolina 32 $ 5,657,000 $ 176,781 $ 74,000
Seminole, Florida 31 $ 6,305,000 $ 203,387 $ 78,000
Norfolk, Virginia 31 $ 4,535,000 $ 146,290 $ 69,000
Cumberland, Maine 30 $ 6,016,000 $ 200,533 $ 82,000
Norfolk, Massachusetts 30 $ 7,401,000 $ 246,700 $ 93,000
Schenectady, New York 30 $ 3,738,000 $ 124,600 $ 72,000
Stark, Ohio 30 $ 3,729,000 $ 124,300 $ 67,000
Sussex, Delaware 29 $ 5,824,000 $ 200,827 $ 83,000
Essex, Massachusetts 29 $ 6,132,000 $ 211,448 $ 73,000
Sussex, New Jersey 29 $ 7,780,000 $ 268,275 $ 89,000
Buncombe, North Carolina 29 $ 5,505,000 $ 189,827 $ 64,000
Berkeley, West Virginia 29 $ 5,164,000 $ 178,068 $ 60,000
New London, Connecticut 28 $ 5,391,000 $ 192,535 $ 84,000
Sarasota, Florida 27 $ 4,634,000 $ 171,629 $ 73,000
Dougherty, Georgia 27 $ 2,941,000 $ 108,925 $ 57,000
McHenry, Illinois 27 $ 5,654,000 $ 209,407 $ 86,000
Plymouth, Massachusetts 27 $ 6,524,000 $ 241,629 $ 74,000
Davidson, North Carolina 27 $ 3,436,000 $ 127,259 $ 82,000
Fayette, Pennsylvania 27 $ 2,355,000 $ 87,222 $ 45,000
Northampton, Pennsylvania 27 $ 5,071,000 $ 187,814 $ 78,000
Florence, South Carolina 27 $ 2,838,000 $ 105,111 $ 45,000
York, South Carolina 27 $ 3,367,000 $ 124,703 $ 61,000
Franklin, New York 26 $ 1,996,000 $ 76,769 $ 53,000
Pike, Pennsylvania 26 $ 4,035,000 $ 155,192 $ 78,000
Greenville, South Carolina 26 $ 3,602,000 $ 138,538 $ 67,000
Virginia Beach, Virginia 26 $ 5,650,000 $ 217,307 $ 81,000
Collier, Florida 25 $ 6,340,000 $ 253,600 $ 94,000
Cherokee, Georgia 25 $ 4,405,000 $ 176,200 $ 84,000
St. John the Baptist, Louisiana 25 $ 3,283,000 $ 131,320 $ 47,000
Penobscot, Maine 25 $ 2,551,000 $ 102,040 $ 60,000
York, Maine 25 $ 4,041,000 $ 161,640 $ 65,000
Barnstable, Massachusetts 25 $ 6,205,000 $ 248,200 $ 84,000
Suffolk, Massachusetts 25 $ 6,947,000 $ 277,880 $ 78,000
Harnett, North Carolina 25 $ 3,555,000 $ 142,200 $ 78,000
Iredell, North Carolina 25 $ 3,670,000 $ 146,800 $ 82,000
Lucas, Ohio 25 $ 3,088,000 $ 123,520 $ 66,000
Montgomery, Ohio 25 $ 2,402,000 $ 96,080 $ 61,000
Beaufort, South Carolina 25 $ 5,278,000 $ 211,120 $ 78,000
Chesterfield, Virginia 25 $ 5,188,000 $ 207,520 $ 89,000
Henrico, Virginia 25 $ 4,969,000 $ 198,760 $ 61,000
Manatee, Florida 24 $ 6,428,000 $ 267,833 $ 71,000
Coweta, Georgia 24 $ 3,676,000 $ 153,166 $ 59,000
Shawnee, Kansas 24 $ 2,130,000 $ 88,750 $ 66,000
Ouachita, Louisiana 24 $ 2,431,000 $ 101,291 $ 58,000
Rapides, Louisiana 24 $ 2,010,000 $ 83,750 $ 53,000
Merrimack, New Hampshire 24 $ 5,082,000 $ 211,750 $ 86,000
Westmoreland, Pennsylvania 24 $ 3,160,000 $ 131,666 $ 68,000
Rutherford, Tennessee 24 $ 2,856,000 $ 119,000 $ 49,000
Hernando, Florida 23 $ 3,626,000 $ 157,652 $ 51,000
Winnebago, Illinois 23 $ 2,658,000 $ 115,565 $ 72,000
Tangipahoa, Louisiana 23 $ 2,668,000 $ 116,000 $ 44,000
Cape May, New Jersey 23 $ 5,722,000 $ 248,782 $ 100,000
Broome, New York 23 $ 1,883,000 $ 81,869 $ 59,000
Warren, New York 23 $ 2,569,000 $ 111,695 $ 59,000
Cabarrus, North Carolina 23 $ 3,618,000 $ 157,304 $ 63,000
Bristol, Rhode Island 23 $ 6,796,000 $ 295,478 $ 98,000
Portsmouth, Virginia 23 $ 3,417,000 $ 148,565 $ 47,000
Osceola, Florida 22 $ 4,361,000 $ 198,227 $ 69,000
Chatham, Georgia 22 $ 3,132,000 $ 142,363 $ 68,000
Iberia, Louisiana 22 $ 1,810,000 $ 82,272 $ 48,000
Washoe, Nevada 22 $ 5,677,000 $ 258,045 $ 75,000
Oneida, New York 22 $ 1,738,000 $ 79,000 $ 46,000
Brunswick, North Carolina 22 $ 3,835,000 $ 174,318 $ 59,000
Cleveland, North Carolina 22 $ 2,074,000 $ 94,272 $ 40,000
Moore, North Carolina 22 $ 3,542,000 $ 161,000 $ 55,000
Trumbull, Ohio 22 $ 1,984,000 $ 90,181 $ 63,000
Cumberland, Pennsylvania 22 $ 3,250,000 $ 147,727 $ 64,000
Schuylkill, Pennsylvania 22 $ 1,722,000 $ 78,272 $ 51,000
Berkeley, South Carolina 22 $ 3,137,000 $ 142,590 $ 67,000
Knox, Tennessee 22 $ 3,650,000 $ 165,909 $ 67,000
Bartow, Georgia 21 $ 2,474,000 $ 117,809 $ 99,000
Douglas, Georgia 21 $ 3,273,000 $ 155,857 $ 78,000
Kane, Illinois 21 $ 5,305,000 $ 252,619 $ 135,000
Fayette, Kentucky 21 $ 2,707,000 $ 128,904 $ 59,000
Bossier, Louisiana 21 $ 2,239,000 $ 106,619 $ 44,000
Androscoggin, Maine 21 $ 2,867,000 $ 136,523 $ 72,000
Strafford, New Hampshire 21 $ 4,002,000 $ 190,571 $ 73,000
Washington, New York 21 $ 2,118,000 $ 100,857 $ 55,000
Lorain, Ohio 21 $ 2,684,000 $ 127,809 $ 62,000
Dorchester, South Carolina 21 $ 2,832,000 $ 134,857 $ 60,000
Prince William, Virginia 21 $ 7,824,000 $ 372,571 $ 150,000
Bay, Florida 20 $ 3,799,000 $ 189,950 $ 68,000
Flagler, Florida 20 $ 3,667,000 $ 183,350 $ 57,000
Carroll, Georgia 20 $ 3,461,000 $ 173,050 $ 83,000
Houston, Georgia 20 $ 2,582,000 $ 129,100 $ 72,000
Allen, Indiana 20 $ 2,071,000 $ 103,550 $ 71,000
Greene, Missouri 20 $ 2,412,000 $ 120,600 $ 61,000
St. Charles, Missouri 20 $ 3,014,000 $ 150,700 $ 64,000
Grafton, New Hampshire 20 $ 3,260,000 $ 163,000 $ 66,000
Warren, New Jersey 20 $ 4,525,000 $ 226,250 $ 79,000
Alamance, North Carolina 20 $ 2,673,000 $ 133,650 $ 58,000
Randolph, North Carolina 20 $ 2,807,000 $ 140,350 $ 66,000
Blair, Pennsylvania 20 $ 1,906,000 $ 95,300 $ 54,000
Franklin, Pennsylvania 20 $ 2,594,000 $ 129,700 $ 49,000
Washington, Pennsylvania 20 $ 2,247,000 $ 112,350 $ 68,000
Aiken, South Carolina 20 $ 2,175,000 $ 108,750 $ 48,000
Hamilton, Tennessee 20 $ 2,050,000 $ 102,500 $ 62,000
Dane, Wisconsin 20 $ 3,684,000 $ 184,200 $ 92,000
Leon, Florida 19 $ 2,400,000 $ 126,315 $ 82,000
St. Johns, Florida 19 $ 3,867,000 $ 203,526 $ 81,000
Hall, Georgia 19 $ 2,697,000 $ 141,947 $ 50,000
Madison, Illinois 19 $ 2,207,000 $ 116,157 $ 70,000
St. Clair, Illinois 19 $ 1,824,000 $ 96,000 $ 51,000
Livingston, Louisiana 19 $ 3,765,000 $ 198,157 $ 67,000
Salem, New Jersey 19 $ 2,420,000 $ 127,368 $ 50,000
Carteret, North Carolina 19 $ 2,986,000 $ 157,157 $ 103,000
Tipton, Tennessee 19 $ 2,280,000 $ 120,000 $ 56,000
Spotsylvania, Virginia 19 $ 4,456,000 $ 234,526 $ 74,000
Jefferson, West Virginia 19 $ 4,297,000 $ 226,157 $ 63,000
El Paso, Colorado 18 $ 3,433,000 $ 190,722 $ 81,000
Kent, Delaware 18 $ 3,246,000 $ 180,333 $ 70,000
Highlands, Florida 18 $ 2,208,000 $ 122,666 $ 56,000
Craven, North Carolina 18 $ 2,266,000 $ 125,888 $ 54,000
Halifax, North Carolina 18 $ 1,148,000 $ 63,777 $ 38,000
Robeson, North Carolina 18 $ 1,121,000 $ 62,277 $ 68,000
Adams, Pennsylvania 18 $ 4,324,000 $ 240,222 $ 99,000
Lebanon, Pennsylvania 18 $ 1,831,000 $ 101,722 $ 58,000
Sumner, Tennessee 18 $ 3,663,000 $ 203,500 $ 81,000
Waukesha, Wisconsin 18 $ 3,549,000 $ 197,166 $ 92,000
Windham, Connecticut 17 $ 3,336,000 $ 196,235 $ 92,000
Forsyth, Georgia 17 $ 4,374,000 $ 257,294 $ 101,000
Spalding, Georgia 17 $ 2,070,000 $ 121,764 $ 52,000
LaSalle, Illinois 17 $ 1,930,000 $ 113,529 $ 70,000
Hamilton, Indiana 17 $ 3,497,000 $ 205,705 $ 90,000
Hardin, Kentucky 17 $ 2,175,000 $ 127,941 $ 57,000
Kennebec, Maine 17 $ 2,250,000 $ 132,352 $ 53,000
Oxford, Maine 17 $ 2,077,000 $ 122,176 $ 64,000
Howard, Maryland 17 $ 5,981,000 $ 351,823 $ 146,000
New York, New York 17 $ 7,758,000 $ 456,352 $ 183,000
Niagara, New York 17 $ 1,842,000 $ 108,352 $ 68,000
Rockland, New York 17 $ 6,284,000 $ 369,647 $ 140,000
Carbon, Pennsylvania 17 $ 2,468,000 $ 145,176 $ 64,000
Williamson, Tennessee 17 $ 4,926,000 $ 289,764 $ 90,000
Roanoke City, Virginia 17 $ 1,840,000 $ 108,235 $ 49,000
Wood, West Virginia 17 $ 1,252,000 $ 73,647 $ 45,000
Jefferson, Colorado 16 $ 3,364,000 $ 210,250 $ 74,000
Litchfield, Connecticut 16 $ 2,669,000 $ 166,812 $ 62,000
Citrus, Florida 16 $ 2,131,000 $ 133,187 $ 46,000
Okaloosa, Florida 16 $ 2,717,000 $ 169,812 $ 64,000
Troup, Georgia 16 $ 1,828,000 $ 114,250 $ 56,000
St. Joseph, Indiana 16 $ 1,936,000 $ 121,000 $ 54,000
Morehouse, Louisiana 16 $ 1,119,000 $ 69,937 $ 61,000
St. Mary, Louisiana 16 $ 1,403,000 $ 87,687 $ 47,000
Sullivan, New York 16 $ 2,916,000 $ 182,250 $ 90,000
Nash, North Carolina 16 $ 1,897,000 $ 118,562 $ 48,000
Wayne, North Carolina 16 $ 1,466,000 $ 91,625 $ 56,000
Bedford, Pennsylvania 16 $ 1,332,000 $ 83,250 $ 46,000
Cambria, Pennsylvania 16 $ 1,463,000 $ 91,437 $ 41,000
Mercer, Pennsylvania 16 $ 1,520,000 $ 95,000 $ 61,000
Darlington, South Carolina 16 $ 1,541,000 $ 96,312 $ 39,000
Loudoun, Virginia 16 $ 6,834,000 $ 427,125 $ 216,000
Racine, Wisconsin 16 $ 2,286,000 $ 142,875 $ 63,000
Middlesex, Connecticut 15 $ 3,357,000 $ 223,800 $ 159,000
Rockdale, Georgia 15 $ 2,761,000 $ 184,066 $ 56,000
Harford, Maryland 15 $ 2,652,000 $ 176,800 $ 92,000
Fulton, New York 15 $ 1,636,000 $ 109,066 $ 55,000
Montgomery, New York 15 $ 1,892,000 $ 126,133 $ 93,000
Columbus, North Carolina 15 $ 1,099,000 $ 73,266 $ 43,000
Rutherford, North Carolina 15 $ 1,382,000 $ 92,133 $ 61,000
Belmont, Ohio 15 $ 1,547,000 $ 103,133 $ 59,000
Fairfield, Ohio 15 $ 2,041,000 $ 136,066 $ 76,000
Mahoning, Ohio 15 $ 1,335,000 $ 89,000 $ 54,000
Clearfield, Pennsylvania 15 $ 1,012,000 $ 67,466 $ 53,000
Kershaw, South Carolina 15 $ 1,849,000 $ 123,266 $ 45,000
Sevier, Tennessee 15 $ 1,799,000 $ 119,933 $ 56,000
Harris, Texas 15 $ 1,416,000 $ 94,400 $ 78,000
Cabell, West Virginia 15 $ 1,484,000 $ 98,933 $ 91,000
Kenosha, Wisconsin 15 $ 2,820,000 $ 188,000 $ 62,000
Tolland, Connecticut 14 $ 3,238,000 $ 231,285 $ 84,000
Escambia, Florida 14 $ 1,475,000 $ 105,357 $ 63,000
Richmond, Georgia 14 $ 1,229,000 $ 87,785 $ 47,000
Whitfield, Georgia 14 $ 1,189,000 $ 84,928 $ 47,000
Hancock, Maine 14 $ 2,222,000 $ 158,714 $ 94,000
Worcester, Maryland 14 $ 2,790,000 $ 199,285 $ 96,000
Genesee, Michigan 14 $ 922,000 $ 65,857 $ 39,000
Ramsey, Minnesota 14 $ 2,615,000 $ 186,785 $ 64,000
Carroll, New Hampshire 14 $ 2,331,000 $ 166,500 $ 63,000
Caldwell, North Carolina 14 $ 1,467,000 $ 104,785 $ 39,000
Richmond, North Carolina 14 $ 894,000 $ 63,857 $ 36,000
Surry, North Carolina 14 $ 1,679,000 $ 119,928 $ 58,000
Butler, Ohio 14 $ 2,884,000 $ 206,000 $ 96,000
Clermont, Ohio 14 $ 2,737,000 $ 195,500 $ 77,000
Delaware, Ohio 14 $ 2,687,000 $ 191,928 $ 88,000
Licking, Ohio 14 $ 1,820,000 $ 130,000 $ 87,000
Beaver, Pennsylvania 14 $ 1,506,000 $ 107,571 $ 70,000
Crawford, Pennsylvania 14 $ 972,000 $ 69,428 $ 35,000
Northumberland, Pennsylvania 14 $ 805,000 $ 57,500 $ 36,000
Augusta, Virginia 14 $ 2,368,000 $ 169,142 $ 59,000
Franklin, Virginia 14 $ 1,797,000 $ 128,357 $ 51,000
Putnam, West Virginia 14 $ 1,982,000 $ 141,571 $ 84,000
Charlotte, Florida 13 $ 3,417,000 $ 262,846 $ 73,000
Catoosa, Georgia 13 $ 1,507,000 $ 115,923 $ 56,000
Macon, Illinois 13 $ 1,046,000 $ 80,461 $ 61,000
Terrebonne, Louisiana 13 $ 1,571,000 $ 120,846 $ 64,000
Clinton, New York 13 $ 1,180,000 $ 90,769 $ 87,000
St. Lawrence, New York 13 $ 808,000 $ 62,153 $ 77,000
Edgecombe, North Carolina 13 $ 1,149,000 $ 88,384 $ 52,000
Lenoir, North Carolina 13 $ 1,226,000 $ 94,307 $ 59,000
Pitt, North Carolina 13 $ 1,325,000 $ 101,923 $ 817,000
Rockingham, North Carolina 13 $ 1,278,000 $ 98,307 $ 49,000
Sampson, North Carolina 13 $ 906,000 $ 69,692 $ 37,000
Lake, Ohio 13 $ 1,972,000 $ 151,692 $ 79,000
Lawrence, Ohio 13 $ 1,050,000 $ 80,769 $ 42,000
Washington, Ohio 13 $ 1,105,000 $ 85,000 $ 45,000
Erie, Pennsylvania 13 $ 1,081,000 $ 83,153 $ 47,000
Madison, Tennessee 13 $ 1,109,000 $ 85,307 $ 41,000
Montgomery, Tennessee 13 $ 1,788,000 $ 137,538 $ 85,000
Roanoke, Virginia 13 $ 2,153,000 $ 165,615 $ 69,000
Stafford, Virginia 13 $ 4,019,000 $ 309,153 $ 88,000
Brown, Wisconsin 13 $ 1,898,000 $ 146,000 $ 70,000
Adams, Colorado 12 $ 2,819,000 $ 234,916 $ 70,000
Arapahoe, Colorado 12 $ 1,866,000 $ 155,500 $ 63,000
Denver, Colorado 12 $ 3,134,000 $ 261,166 $ 110,000
Clay, Florida 12 $ 1,957,000 $ 163,083 $ 60,000
Martin, Florida 12 $ 3,431,000 $ 285,916 $ 310,000
Barrow, Georgia 12 $ 1,902,000 $ 158,500 $ 64,000
Columbia, Georgia 12 $ 2,261,000 $ 188,416 $ 93,000
Newton, Georgia 12 $ 2,294,000 $ 191,166 $ 103,000
Leavenworth, Kansas 12 $ 1,727,000 $ 143,916 $ 82,000
Lafourche, Louisiana 12 $ 1,141,000 $ 95,083 $ 58,000
St. Bernard, Louisiana 12 $ 1,248,000 $ 104,000 $ 59,000
Frederick, Maryland 12 $ 4,253,000 $ 354,416 $ 99,000
Macomb, Michigan 12 $ 1,395,000 $ 116,250 $ 58,000
Dakota, Minnesota 12 $ 3,283,000 $ 273,583 $ 100,000
Buchanan, Missouri 12 $ 1,102,000 $ 91,833 $ 46,000
Cheshire, New Hampshire 12 $ 1,868,000 $ 155,666 $ 64,000
Chenango, New York 12 $ 1,468,000 $ 122,333 $ 61,000
Essex, New York 12 $ 1,062,000 $ 88,500 $ 37,000
Franklin, North Carolina 12 $ 1,508,000 $ 125,666 $ 55,000
Lee, North Carolina 12 $ 1,259,000 $ 104,916 $ 48,000
Bradford, Pennsylvania 12 $ 1,550,000 $ 129,166 $ 64,000
Wayne, Pennsylvania 12 $ 2,192,000 $ 182,666 $ 106,000
Georgetown, South Carolina 12 $ 1,499,000 $ 124,916 $ 52,000
Lancaster, South Carolina 12 $ 1,934,000 $ 161,166 $ 73,000
Laurens, South Carolina 12 $ 1,066,000 $ 88,833 $ 40,000
Arlington, Virginia 12 $ 3,428,000 $ 285,666 $ 109,000
Hampton, Virginia 12 $ 2,791,000 $ 232,583 $ 90,000
Henry, Virginia 12 $ 1,146,000 $ 95,500 $ 36,000
Richmond City, Virginia 12 $ 1,494,000 $ 124,500 $ 80,000
King, Washington 12 $ 3,014,000 $ 251,166 $ 89,000
Harrison, West Virginia 12 $ 909,000 $ 75,750 $ 71,000
Monongalia, West Virginia 12 $ 1,206,000 $ 100,500 $ 61,000
Sauk, Wisconsin 12 $ 1,853,000 $ 154,416 $ 94,000
Walworth, Wisconsin 12 $ 2,432,000 $ 202,666 $ 125,000
Weld, Colorado 11 $ 2,301,000 $ 209,181 $ 66,000
Indian River, Florida 11 $ 1,881,000 $ 171,000 $ 61,000
Bibb, Georgia 11 $ 1,323,000 $ 120,272 $ 50,000
Fayette, Georgia 11 $ 2,152,000 $ 195,636 $ 85,000
Floyd, Georgia 11 $ 1,447,000 $ 131,545 $ 46,000
Gordon, Georgia 11 $ 1,278,000 $ 116,181 $ 59,000
Haralson, Georgia 11 $ 1,601,000 $ 145,545 $ 57,000
Liberty, Georgia 11 $ 1,495,000 $ 135,909 $ 75,000
Thomas, Georgia 11 $ 1,246,000 $ 113,272 $ 45,000
Walker, Georgia 11 $ 1,188,000 $ 108,000 $ 40,000
Walton, Georgia 11 $ 1,675,000 $ 152,272 $ 56,000
Kendall, Illinois 11 $ 2,701,000 $ 245,545 $ 87,000
Hendricks, Indiana 11 $ 1,603,000 $ 145,727 $ 72,000
LaPorte, Indiana 11 $ 999,000 $ 90,818 $ 61,000
Douglas, Kansas 11 $ 1,299,000 $ 118,090 $ 73,000
Floyd, Kentucky 11 $ 996,000 $ 90,545 $ 68,000
Laurel, Kentucky 11 $ 1,841,000 $ 167,363 $ 55,000
Ascension, Louisiana 11 $ 1,371,000 $ 124,636 $ 64,000
Avoyelles, Louisiana 11 $ 1,129,000 $ 102,636 $ 62,000
De Soto, Louisiana 11 $ 1,243,000 $ 113,000 $ 50,000
St. Landry, Louisiana 11 $ 1,521,000 $ 138,272 $ 58,000
Washington, Maine 11 $ 1,414,000 $ 128,545 $ 187,000
Anoka, Minnesota 11 $ 2,539,000 $ 230,818 $ 116,000
Olmsted, Minnesota 11 $ 1,828,000 $ 166,181 $ 63,000
St. Louis, Minnesota 11 $ 1,324,000 $ 120,363 $ 64,000
Clay, Missouri 11 $ 1,603,000 $ 145,727 $ 61,000
Jasper, Missouri 11 $ 946,000 $ 86,000 $ 55,000
Phelps, Missouri 11 $ 975,000 $ 88,636 $ 51,000
Chautauqua, New York 11 $ 1,535,000 $ 139,545 $ 78,000
Columbia, New York 11 $ 2,705,000 $ 245,909 $ 93,000
Greene, New York 11 $ 1,418,000 $ 128,909 $ 67,000
Wayne, New York 11 $ 959,000 $ 87,181 $ 67,000
Ashe, North Carolina 11 $ 1,483,000 $ 134,818 $ 43,000
Lincoln, North Carolina 11 $ 1,182,000 $ 107,454 $ 54,000
Stanly, North Carolina 11 $ 1,333,000 $ 121,181 $ 51,000
Watauga, North Carolina 11 $ 2,517,000 $ 228,818 $ 75,000
Columbiana, Ohio 11 $ 1,285,000 $ 116,818 $ 84,000
Jackson, Ohio 11 $ 955,000 $ 86,818 $ 41,000
Portage, Ohio 11 $ 1,660,000 $ 150,909 $ 75,000
Clinton, Pennsylvania 11 $ 1,047,000 $ 95,181 $ 61,000
Venango, Pennsylvania 11 $ 1,052,000 $ 95,636 $ 58,000
Anderson, South Carolina 11 $ 1,431,000 $ 130,090 $ 59,000
Hamblen, Tennessee 11 $ 1,114,000 $ 101,272 $ 38,000
Lawrence, Tennessee 11 $ 804,000 $ 73,090 $ 38,000
Loudon, Tennessee 11 $ 2,723,000 $ 247,545 $ 77,000
Maury, Tennessee 11 $ 1,528,000 $ 138,909 $ 47,000
Pima, Arizona 10 $ 2,010,000 $ 201,000 $ 70,000
Bulloch, Georgia 10 $ 1,174,000 $ 117,400 $ 97,000
Effingham, Georgia 10 $ 1,333,000 $ 133,300 $ 81,000
Glynn, Georgia 10 $ 2,573,000 $ 257,300 $ 222,000
Champaign, Illinois 10 $ 1,002,000 $ 100,200 $ 64,000
Peoria, Illinois 10 $ 669,000 $ 66,900 $ 38,000
Sangamon, Illinois 10 $ 1,319,000 $ 131,900 $ 82,000
Elkhart, Indiana 10 $ 1,129,000 $ 112,900 $ 62,000
Lyon, Kansas 10 $ 994,000 $ 99,400 $ 40,000
Clay, Kentucky 10 $ 646,000 $ 64,600 $ 40,000
Daviess, Kentucky 10 $ 960,000 $ 96,000 $ 41,000
Henderson, Kentucky 10 $ 1,055,000 $ 105,500 $ 53,000
Pike, Kentucky 10 $ 733,000 $ 73,300 $ 45,000
Aroostook, Maine 10 $ 998,000 $ 99,800 $ 41,000
Knox, Maine 10 $ 1,772,000 $ 177,200 $ 82,000
Somerset, Maine 10 $ 1,251,000 $ 125,100 $ 54,000
Allegany, Maryland 10 $ 1,080,000 $ 108,000 $ 47,000
Washington, Minnesota 10 $ 2,187,000 $ 218,700 $ 77,000
Jefferson, Missouri 10 $ 1,417,000 $ 141,700 $ 65,000
Scott, Missouri 10 $ 717,000 $ 71,700 $ 45,000
Coos, New Hampshire 10 $ 874,000 $ 87,400 $ 31,000
Hunterdon, New Jersey 10 $ 2,683,000 $ 268,300 $ 117,000
Herkimer, New York 10 $ 958,000 $ 95,800 $ 49,000
Caswell, North Carolina 10 $ 1,054,000 $ 105,400 $ 44,000
Orange, North Carolina 10 $ 2,936,000 $ 293,600 $ 113,000
Wilson, North Carolina 10 $ 1,459,000 $ 145,900 $ 59,000
Yadkin, North Carolina 10 $ 1,271,000 $ 127,100 $ 45,000
Champaign, Ohio 10 $ 1,174,000 $ 117,400 $ 54,000
Butler, Pennsylvania 10 $ 1,561,000 $ 156,100 $ 82,000
Lawrence, Pennsylvania 10 $ 787,000 $ 78,700 $ 28,000
Union, Pennsylvania 10 $ 1,234,000 $ 123,400 $ 67,000
Warren, Pennsylvania 10 $ 583,000 $ 58,300 $ 43,000
Wyoming, Pennsylvania 10 $ 1,589,000 $ 158,900 $ 55,000
Chesterfield, South Carolina 10 $ 951,000 $ 95,100 $ 50,000
Oconee, South Carolina 10 $ 1,848,000 $ 184,800 $ 70,000
Orangeburg, South Carolina 10 $ 657,000 $ 65,700 $ 40,000
James City, Virginia 10 $ 2,697,000 $ 269,700 $ 109,000
Louisa, Virginia 10 $ 1,692,000 $ 169,200 $ 63,000
Newport News, Virginia 10 $ 1,437,000 $ 143,700 $ 58,000
Snohomish, Washington 10 $ 3,405,000 $ 340,500 $ 88,000
Douglas, Wisconsin 10 $ 1,385,000 $ 138,500 $ 97,000
Douglas, Colorado 9 $ 2,781,000 $ 309,000 $ 97,000
Mesa, Colorado 9 $ 2,392,000 $ 265,777 $ 84,000
Camden, Georgia 9 $ 1,174,000 $ 130,444 $ 49,000
Jackson, Georgia 9 $ 1,249,000 $ 138,777 $ 51,000
Laurens, Georgia 9 $ 766,000 $ 85,111 $ 66,000
Sumter, Georgia 9 $ 964,000 $ 107,111 $ 57,000
DeKalb, Illinois 9 $ 1,410,000 $ 156,666 $ 70,000
Vermilion, Illinois 9 $ 691,000 $ 76,777 $ 49,000
Madison, Indiana 9 $ 732,000 $ 81,333 $ 53,000
Porter, Indiana 9 $ 1,922,000 $ 213,555 $ 74,000
Cherokee, Kansas 9 $ 791,000 $ 87,888 $ 56,000
Reno, Kansas 9 $ 829,000 $ 92,111 $ 57,000
Sumner, Kansas 9 $ 902,000 $ 100,222 $ 55,000
Franklin, Kentucky 9 $ 995,000 $ 110,555 $ 50,000
Pulaski, Kentucky 9 $ 1,107,000 $ 123,000 $ 49,000
Scott, Kentucky 9 $ 1,214,000 $ 134,888 $ 106,000
Webster, Louisiana 9 $ 612,000 $ 68,000 $ 37,000
Washington, Maryland 9 $ 1,905,000 $ 211,666 $ 68,000
Ingham, Michigan 9 $ 889,000 $ 98,777 $ 60,000
Muskegon, Michigan 9 $ 676,000 $ 75,111 $ 46,000
Dunklin, Missouri 9 $ 514,000 $ 57,111 $ 46,000
St. Francois, Missouri 9 $ 778,000 $ 86,444 $ 55,000
Putnam, New York 9 $ 3,099,000 $ 344,333 $ 127,000
Schoharie, New York 9 $ 1,046,000 $ 116,222 $ 67,000
Alexander, North Carolina 9 $ 887,000 $ 98,555 $ 64,000
Burke, North Carolina 9 $ 1,049,000 $ 116,555 $ 39,000
Haywood, North Carolina 9 $ 1,312,000 $ 145,777 $ 103,000
Henderson, North Carolina 9 $ 1,726,000 $ 191,777 $ 74,000
Jackson, North Carolina 9 $ 1,564,000 $ 173,777 $ 69,000
Jefferson, Ohio 9 $ 690,000 $ 76,666 $ 54,000
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Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,645 $3,103,954,000 $166,000 $5,010,000 $75,000 $9,999,000
Home Purchase 17 $2,744,000 $161,000 $519,000 $69,000 $127,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,927 $1,644,337,000 $165,000 $2,527,000 $80,000 $9,999,000
Not Provided 4,651 $774,149,000 $166,000 $2,050,000 $70,000 $1,440,000
Black or African American 2,592 $376,088,000 $145,000 $5,010,000 $61,000 $1,500,000
Hispanic 901 $178,602,000 $198,000 $1,000,000 $77,000 $3,000,000
Asian 394 $103,684,000 $263,000 $1,330,000 $103,000 $1,232,000
American Indian or Alaskan Native 165 $24,155,000 $146,000 $693,000 $68,000 $324,000
Native Hawaiian or Other Pacific Islander 32 $5,683,000 $177,000 $476,000 $68,000 $173,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,662 $3,106,698,000 $166,000 $5,010,000 $75,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,942 $1,733,137,000 $174,000 $5,010,000 $69,000 $9,999,000
Application Approved But Not Accepted 7,880 $1,266,866,000 $160,000 $1,625,000 $84,000 $9,999,000
Loan Originated 840 $106,695,000 $127,000 $970,000 $59,000 $514,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 5,301 $781,542,000 $147,000 $5,010,000 $73,000 $9,999,000
Collateral 2,378 $423,885,000 $178,000 $2,040,000 $75,000 $1,440,000
Debt-To-Income Ratio 2,248 $525,624,000 $233,000 $1,400,000 $55,000 $645,000
Credit Application Incomplete 9 $1,062,000 $118,000 $300,000 $60,000 $118,000
Credit History 6 $1,024,000 $170,000 $542,000 $48,000 $95,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Investment Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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