Home Savings of America Mortgage Lending & HMDA Data, 2011
In 2011, Home Savings of America of Little Falls, MN reported 11,009 mortgage applications totaling $2.5 billion. The average application was for $228,705, and applicants reported an average income of $89,528. 56% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (619), Phoenix-Mesa-Glendale, AZ (616) and San Diego-Carlsbad-San Marcos, CA (574) (applications in parentheses).
| Mortgage Company & Address | Home Savings of America 35 E Broadway Little Falls, MN 56345 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 11,009 |
| Total Mortgage Loan Application Amount | $2,517,821,000 |
| Average Mortgage Loan Application Amount | $228,705 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $89,528 |
| Highest Applicant Income | $1,900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Savings of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 619 | $ 208,530,000 | $ 336,882 | $ 112,000 |
| Phoenix-Mesa-Glendale, AZ | 616 | $ 92,695,000 | $ 150,478 | $ 74,000 |
| San Diego-Carlsbad-San Marcos, CA | 574 | $ 171,660,000 | $ 299,059 | $ 101,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 499 | $ 124,267,000 | $ 249,032 | $ 88,068 |
| New York-White Plains-Wayne, NY-NJ | 402 | $ 135,166,000 | $ 336,233 | $ 113,746 |
| Riverside-San Bernardino-Ontario, CA | 305 | $ 62,686,000 | $ 205,527 | $ 88,000 |
| Chicago-Joliet-Naperville, IL | 292 | $ 52,653,000 | $ 180,318 | $ 77,000 |
| Baltimore-Towson, MD | 285 | $ 67,052,000 | $ 235,270 | $ 91,000 |
| Oakland-Fremont-Hayward, CA | 264 | $ 90,183,000 | $ 341,602 | $ 113,000 |
| Santa Ana-Anaheim-Irvine, CA | 248 | $ 89,215,000 | $ 359,737 | $ 131,000 |
| Atlanta-Sandy Springs-Marietta, GA | 228 | $ 39,658,000 | $ 173,938 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 155 | $ 59,695,000 | $ 385,129 | $ 136,000 |
| Nassau-Suffolk, NY | 153 | $ 48,269,000 | $ 315,483 | $ 122,000 |
| Philadelphia, PA | 150 | $ 28,699,000 | $ 191,326 | $ 76,000 |
| Worcester, MA | 143 | $ 29,453,000 | $ 205,965 | $ 72,000 |
| Cambridge-Newton-Framingham, MA | 138 | $ 35,893,000 | $ 260,094 | $ 100,000 |
| Boston-Quincy, MA | 137 | $ 36,420,000 | $ 265,839 | $ 93,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 131 | $ 39,417,000 | $ 300,893 | $ 108,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 129 | $ 29,698,000 | $ 230,217 | $ 110,000 |
| Peabody, MA | 126 | $ 25,553,000 | $ 202,801 | $ 65,000 |
| Denver-Aurora-Broomfield, CO | 125 | $ 24,688,000 | $ 197,504 | $ 75,000 |
| Richmond, VA | 123 | $ 22,294,000 | $ 181,252 | $ 72,000 |
| Providence-New Bedford-Fall River, RI-MA | 118 | $ 24,134,000 | $ 204,525 | $ 79,228 |
| Albany-Schenectady-Troy, NY | 115 | $ 20,255,000 | $ 176,130 | $ 71,000 |
| Edison-New Brunswick, NJ | 115 | $ 30,700,000 | $ 266,956 | $ 104,000 |
| Newark-Union, NJ-PA | 113 | $ 32,338,000 | $ 286,176 | $ 113,628 |
| San Francisco-San Mateo-Redwood City, CA | 111 | $ 47,184,000 | $ 425,081 | $ 145,000 |
| Springfield, MA | 111 | $ 19,104,000 | $ 172,108 | $ 70,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 107 | $ 20,168,000 | $ 188,485 | $ 85,289 |
| San Luis Obispo-Paso Robles, CA | 103 | $ 28,084,000 | $ 272,660 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 94 | $ 17,314,000 | $ 184,191 | $ 61,106 |
| Bethesda-Rockville-Frederick, MD | 88 | $ 28,898,000 | $ 328,386 | $ 125,000 |
| Camden, NJ | 85 | $ 15,160,000 | $ 178,352 | $ 85,000 |
| Hagerstown-Martinsburg, MD-WV | 80 | $ 12,032,000 | $ 150,400 | $ 61,375 |
| Rochester, NY | 79 | $ 10,715,000 | $ 135,632 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 73 | $ 12,464,000 | $ 170,739 | $ 77,410 |
| Hartford-West Hartford-East Hartford, CT | 70 | $ 15,927,000 | $ 227,528 | $ 97,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 69 | $ 15,366,000 | $ 222,695 | $ 79,000 |
| Wilmington, DE-MD-NJ | 69 | $ 14,681,000 | $ 212,768 | $ 86,869 |
| New Orleans-Metairie-Kenner, LA | 68 | $ 12,866,000 | $ 189,205 | $ 94,000 |
| Kansas City, MO-KS | 67 | $ 9,884,000 | $ 147,522 | $ 65,000 |
| Las Vegas-Paradise, NV | 67 | $ 11,175,000 | $ 166,791 | $ 81,000 |
| Rockingham County-Strafford County, NH | 59 | $ 12,890,000 | $ 218,474 | $ 85,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 58 | $ 10,490,000 | $ 180,862 | $ 72,310 |
| Columbus, OH | 57 | $ 8,657,000 | $ 151,877 | $ 76,000 |
| Houston-Sugar Land-Baytown, TX | 55 | $ 9,025,000 | $ 164,090 | $ 81,000 |
| Kingston, NY | 54 | $ 9,443,000 | $ 174,870 | $ 87,000 |
| Salt Lake City, UT | 49 | $ 11,070,000 | $ 225,918 | $ 80,000 |
| Indianapolis-Carmel, IN | 47 | $ 7,573,000 | $ 161,127 | $ 71,000 |
| New Haven-Milford, CT | 46 | $ 9,713,000 | $ 211,152 | $ 101,000 |
| Portland-South Portland-Biddeford, ME | 42 | $ 7,100,000 | $ 169,047 | $ 62,000 |
| Colorado Springs, CO | 41 | $ 8,293,000 | $ 202,268 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 40 | $ 12,622,000 | $ 315,550 | $ 110,000 |
| Tampa-St. Petersburg-Clearwater, FL | 38 | $ 5,898,000 | $ 155,210 | $ 60,000 |
| Warren-Troy-Farmington Hills, MI | 35 | $ 6,560,000 | $ 187,428 | $ 77,000 |
| Albuquerque, NM | 33 | $ 6,334,000 | $ 191,939 | $ 124,000 |
| Dallas-Plano-Irving, TX | 33 | $ 6,619,000 | $ 200,575 | $ 115,000 |
| Manchester-Nashua, NH | 33 | $ 6,002,000 | $ 181,878 | $ 70,000 |
| Buffalo-Niagara Falls, NY | 32 | $ 4,315,000 | $ 134,843 | $ 68,000 |
| Cleveland-Elyria-Mentor, OH | 32 | $ 4,264,000 | $ 133,250 | $ 61,000 |
| Fresno, CA | 31 | $ 5,044,000 | $ 162,709 | $ 70,000 |
| Tucson, AZ | 31 | $ 5,335,000 | $ 172,096 | $ 73,000 |
| Dover, DE | 29 | $ 5,255,000 | $ 181,206 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 29 | $ 7,067,000 | $ 243,689 | $ 83,000 |
| Stockton, CA | 29 | $ 5,833,000 | $ 201,137 | $ 84,000 |
| Vallejo-Fairfield, CA | 27 | $ 5,764,000 | $ 213,481 | $ 78,000 |
| Raleigh-Cary, NC | 26 | $ 5,524,000 | $ 212,461 | $ 102,000 |
| Bakersfield-Delano, CA | 25 | $ 4,158,000 | $ 166,320 | $ 67,000 |
| Des Moines-West Des Moines, IA | 25 | $ 3,563,000 | $ 142,520 | $ 64,000 |
| Orlando-Kissimmee-Sanford, FL | 25 | $ 3,609,000 | $ 144,360 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 4,738,000 | $ 197,416 | $ 60,250 |
| El Paso, TX | 24 | $ 4,310,000 | $ 179,583 | $ 76,000 |
| Austin-Round Rock-San Marcos, TX | 23 | $ 4,368,000 | $ 189,913 | $ 80,000 |
| St. Louis, MO-IL | 23 | $ 3,984,000 | $ 173,217 | $ 76,565 |
| Atlantic City-Hammonton, NJ | 22 | $ 3,847,000 | $ 174,863 | $ 71,000 |
| Baton Rouge, LA | 22 | $ 4,051,000 | $ 184,136 | $ 82,000 |
| Bismarck, ND | 22 | $ 3,120,000 | $ 141,818 | $ 65,000 |
| Santa Rosa-Petaluma, CA | 22 | $ 6,406,000 | $ 291,181 | $ 161,000 |
| York-Hanover, PA | 20 | $ 3,664,000 | $ 183,200 | $ 85,000 |
| Cincinnati-Middletown, OH-KY-IN | 19 | $ 3,252,000 | $ 171,157 | $ 99,631 |
| Lakeland-Winter Haven, FL | 19 | $ 2,385,000 | $ 125,526 | $ 52,000 |
| Akron, OH | 18 | $ 2,926,000 | $ 162,555 | $ 86,000 |
| Modesto, CA | 18 | $ 2,669,000 | $ 148,277 | $ 115,000 |
| Barnstable Town, MA | 17 | $ 4,216,000 | $ 248,000 | $ 105,000 |
| Birmingham-Hoover, AL | 17 | $ 2,469,000 | $ 145,235 | $ 57,000 |
| Burlington-South Burlington, VT | 16 | $ 2,950,000 | $ 184,375 | $ 69,000 |
| Fort Worth-Arlington, TX | 16 | $ 2,700,000 | $ 168,750 | $ 114,000 |
| Jacksonville, FL | 16 | $ 3,177,000 | $ 198,562 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 16 | $ 3,078,000 | $ 192,375 | $ 69,000 |
| Santa Cruz-Watsonville, CA | 16 | $ 5,914,000 | $ 369,625 | $ 128,000 |
| Syracuse, NY | 16 | $ 2,082,000 | $ 130,125 | $ 63,000 |
| Wichita, KS | 16 | $ 1,679,000 | $ 104,937 | $ 39,000 |
| North Port-Bradenton-Sarasota, FL | 15 | $ 1,914,000 | $ 127,600 | $ 55,000 |
| Provo-Orem, UT | 15 | $ 3,726,000 | $ 248,400 | $ 79,000 |
| Elmira, NY | 14 | $ 1,271,000 | $ 90,785 | $ 67,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 14 | $ 4,444,000 | $ 317,428 | $ 109,000 |
| Winchester, VA-WV | 14 | $ 2,596,000 | $ 185,428 | $ 68,000 |
| Boulder, CO | 13 | $ 2,794,000 | $ 214,923 | $ 67,000 |
| Canton-Massillon, OH | 13 | $ 1,895,000 | $ 145,769 | $ 69,000 |
| Morgantown, WV | 13 | $ 1,942,000 | $ 149,384 | $ 52,000 |
| Salinas, CA | 13 | $ 4,349,000 | $ 334,538 | $ 116,000 |
| San Antonio-New Braunfels, TX | 13 | $ 3,177,000 | $ 244,384 | $ 91,000 |
| Pittsburgh, PA | 12 | $ 1,810,000 | $ 150,833 | $ 71,000 |
| Punta Gorda, FL | 12 | $ 1,526,000 | $ 127,166 | $ 55,000 |
| Trenton-Ewing, NJ | 12 | $ 2,831,000 | $ 235,916 | $ 107,000 |
| Anchorage, AK | 11 | $ 2,193,000 | $ 199,363 | $ 90,000 |
| Hanford-Corcoran, CA | 11 | $ 1,801,000 | $ 163,727 | $ 103,000 |
| Honolulu, HI | 11 | $ 5,030,000 | $ 457,272 | $ 122,000 |
| Norwich-New London, CT | 11 | $ 1,890,000 | $ 171,818 | $ 52,000 |
| Ogden-Clearfield, UT | 11 | $ 2,299,000 | $ 209,000 | $ 66,000 |
| Prescott, AZ | 11 | $ 1,953,000 | $ 177,545 | $ 89,000 |
| Reading, PA | 11 | $ 2,011,000 | $ 182,818 | $ 72,000 |
| Winston-Salem, NC | 11 | $ 1,925,000 | $ 175,000 | $ 69,000 |
| Boise City-Nampa, ID | 10 | $ 1,955,000 | $ 195,500 | $ 89,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 1,734,000 | $ 173,400 | $ 77,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 1,577,000 | $ 157,700 | $ 60,000 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 1,783,000 | $ 178,300 | $ 87,000 |
| Fayetteville, NC | 10 | $ 2,227,000 | $ 222,700 | $ 82,000 |
| Glens Falls, NY | 10 | $ 1,583,000 | $ 158,300 | $ 54,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 10 | $ 1,871,000 | $ 187,100 | $ 76,000 |
| Scranton--Wilkes-Barre, PA | 10 | $ 1,494,000 | $ 149,400 | $ 60,000 |
| Charleston-North Charleston-Summerville, SC | 9 | $ 2,043,000 | $ 227,000 | $ 70,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,094,000 | $ 232,666 | $ 90,666 |
| Oklahoma City, OK | 9 | $ 1,660,000 | $ 184,444 | $ 82,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 1,738,000 | $ 193,111 | $ 90,888 |
| Savannah, GA | 9 | $ 1,677,000 | $ 186,333 | $ 59,000 |
| Binghamton, NY | 8 | $ 944,000 | $ 118,000 | $ 62,000 |
| Fort Collins-Loveland, CO | 8 | $ 2,107,000 | $ 263,375 | $ 92,000 |
| Gainesville, GA | 8 | $ 1,518,000 | $ 189,750 | $ 66,000 |
| Greensboro-High Point, NC | 8 | $ 1,150,000 | $ 143,750 | $ 58,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,172,000 | $ 146,500 | $ 65,000 |
| Jackson, MS | 8 | $ 2,146,000 | $ 268,250 | $ 109,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,670,000 | $ 208,750 | $ 61,000 |
| Santa Fe, NM | 8 | $ 1,498,000 | $ 187,250 | $ 78,000 |
| Springfield, OH | 8 | $ 938,000 | $ 117,250 | $ 54,000 |
| Toledo, OH | 8 | $ 793,000 | $ 99,125 | $ 56,000 |
| Utica-Rome, NY | 8 | $ 1,536,000 | $ 192,000 | $ 71,000 |
| Flagstaff, AZ | 7 | $ 1,586,000 | $ 226,571 | $ 131,000 |
| Greenville-Mauldin-Easley, SC | 7 | $ 893,000 | $ 127,571 | $ 56,000 |
| Houma-Bayou Cane-Thibodaux, LA | 7 | $ 1,509,000 | $ 215,571 | $ 98,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,384,000 | $ 197,714 | $ 72,000 |
| Madison, WI | 7 | $ 1,059,000 | $ 151,285 | $ 69,000 |
| Roanoke, VA | 7 | $ 1,097,000 | $ 156,714 | $ 42,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 1,206,000 | $ 201,000 | $ 84,833 |
| Charleston, WV | 6 | $ 1,027,000 | $ 171,166 | $ 52,000 |
| Chico, CA | 6 | $ 948,000 | $ 158,000 | $ 62,000 |
| Columbia, SC | 6 | $ 752,000 | $ 125,333 | $ 46,000 |
| Gary, IN | 6 | $ 934,000 | $ 155,666 | $ 85,000 |
| Lafayette, LA | 6 | $ 1,229,000 | $ 204,833 | $ 78,000 |
| Pittsfield, MA | 6 | $ 1,116,000 | $ 186,000 | $ 68,000 |
| Reno-Sparks, NV | 6 | $ 1,265,000 | $ 210,833 | $ 116,000 |
| Tulsa, OK | 6 | $ 1,524,000 | $ 254,000 | $ 92,000 |
| Asheville, NC | 5 | $ 1,236,000 | $ 247,200 | $ 71,000 |
| Bangor, ME | 5 | $ 610,000 | $ 122,000 | $ 75,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,095,000 | $ 219,000 | $ 81,000 |
| Charlottesville, VA | 5 | $ 1,218,000 | $ 243,600 | $ 52,000 |
| Dayton, OH | 5 | $ 773,000 | $ 154,600 | $ 86,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 779,000 | $ 155,800 | $ 67,600 |
| Knoxville, TN | 5 | $ 879,000 | $ 175,800 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 682,000 | $ 136,400 | $ 94,000 |
| Lewiston-Auburn, ME | 5 | $ 663,000 | $ 132,600 | $ 45,000 |
| Madera-Chowchilla, CA | 5 | $ 554,000 | $ 110,800 | $ 69,000 |
| Manhattan, KS | 5 | $ 760,000 | $ 152,000 | $ 85,000 |
| Merced, CA | 5 | $ 956,000 | $ 191,200 | $ 68,000 |
| Napa, CA | 5 | $ 1,294,000 | $ 258,800 | $ 243,000 |
| Rockford, IL | 5 | $ 429,000 | $ 85,800 | $ 49,000 |
| Salem, OR | 5 | $ 1,130,000 | $ 226,000 | $ 69,000 |
| Spartanburg, SC | 5 | $ 853,000 | $ 170,600 | $ 72,000 |
| Wilmington, NC | 5 | $ 1,383,000 | $ 276,600 | $ 181,000 |
| Appleton, WI | 4 | $ 508,000 | $ 127,000 | $ 92,000 |
| Columbus, GA-AL | 4 | $ 514,000 | $ 128,500 | $ 74,000 |
| Danville, VA | 4 | $ 368,000 | $ 92,000 | $ 30,000 |
| Duluth, MN-WI | 4 | $ 597,000 | $ 149,250 | $ 46,000 |
| Durham-Chapel Hill, NC | 4 | $ 898,000 | $ 224,500 | $ 136,000 |
| Fairbanks, AK | 4 | $ 926,000 | $ 231,500 | $ 76,000 |
| Farmington, NM | 4 | $ 936,000 | $ 234,000 | $ 91,000 |
| Fort Wayne, IN | 4 | $ 600,000 | $ 150,000 | $ 58,000 |
| Greeley, CO | 4 | $ 521,000 | $ 130,250 | $ 79,000 |
| Jacksonville, NC | 4 | $ 789,000 | $ 197,250 | $ 75,000 |
| Lancaster, PA | 4 | $ 836,000 | $ 209,000 | $ 52,000 |
| Lincoln, NE | 4 | $ 648,000 | $ 162,000 | $ 66,000 |
| Lynchburg, VA | 4 | $ 607,000 | $ 151,750 | $ 50,000 |
| Ocean City, NJ | 4 | $ 1,133,000 | $ 283,250 | $ 282,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 561,000 | $ 140,250 | $ 58,000 |
| Salisbury, MD | 4 | $ 976,000 | $ 244,000 | $ 74,000 |
| Sandusky, OH | 4 | $ 957,000 | $ 239,250 | $ 64,000 |
| Sioux Falls, SD | 4 | $ 630,000 | $ 157,500 | $ 104,000 |
| Tacoma, WA | 4 | $ 1,030,000 | $ 257,500 | $ 93,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 520,000 | $ 130,000 | $ 47,000 |
| Visalia-Porterville, CA | 4 | $ 525,000 | $ 131,250 | $ 52,000 |
| Yuma, AZ | 4 | $ 793,000 | $ 198,250 | $ 97,000 |
| Anderson, SC | 3 | $ 388,000 | $ 129,333 | $ 158,000 |
| Bellingham, WA | 3 | $ 920,000 | $ 306,666 | $ 102,000 |
| Bend, OR | 3 | $ 605,000 | $ 201,666 | $ 100,000 |
| Burlington, NC | 3 | $ 459,000 | $ 153,000 | $ 77,000 |
| Cedar Rapids, IA | 3 | $ 641,000 | $ 213,666 | $ 108,000 |
| Chattanooga, TN-GA | 3 | $ 502,000 | $ 167,333 | $ 76,000 |
| El Centro, CA | 3 | $ 367,000 | $ 122,333 | $ 35,000 |
| Eugene-Springfield, OR | 3 | $ 541,000 | $ 180,333 | $ 122,000 |
| Florence-Muscle Shoals, AL | 3 | $ 630,000 | $ 210,000 | $ 99,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 219,000 | $ 73,000 | $ 67,000 |
| Greenville, NC | 3 | $ 427,000 | $ 142,333 | $ 64,000 |
| Gulfport-Biloxi, MS | 3 | $ 453,000 | $ 151,000 | $ 36,000 |
| Huntsville, AL | 3 | $ 331,000 | $ 110,333 | $ 45,000 |
| Kalamazoo-Portage, MI | 3 | $ 619,000 | $ 206,333 | $ 116,000 |
| Lansing-East Lansing, MI | 3 | $ 494,000 | $ 164,666 | $ 89,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 548,000 | $ 182,666 | $ 88,000 |
| Memphis, TN-MS-AR | 3 | $ 448,000 | $ 149,333 | $ 79,666 |
| Montgomery, AL | 3 | $ 595,000 | $ 198,333 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 716,000 | $ 238,666 | $ 70,000 |
| Port St. Lucie, FL | 3 | $ 305,000 | $ 101,666 | $ 56,000 |
| Pueblo, CO | 3 | $ 538,000 | $ 179,333 | $ 84,000 |
| Redding, CA | 3 | $ 452,000 | $ 150,666 | $ 77,000 |
| Rochester, MN | 3 | $ 382,000 | $ 127,333 | $ 55,000 |
| Sherman-Denison, TX | 3 | $ 563,000 | $ 187,666 | $ 83,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 359,000 | $ 119,666 | $ 36,000 |
| Spokane, WA | 3 | $ 656,000 | $ 218,666 | $ 128,000 |
| St. George, UT | 3 | $ 722,000 | $ 240,666 | $ 76,000 |
| Sumter, SC | 3 | $ 825,000 | $ 275,000 | $ 119,000 |
| Topeka, KS | 3 | $ 409,000 | $ 136,333 | $ 61,000 |
| Tyler, TX | 3 | $ 618,000 | $ 206,000 | $ 154,000 |
| Waco, TX | 3 | $ 577,000 | $ 192,333 | $ 91,000 |
| Warner Robins, GA | 3 | $ 542,000 | $ 180,666 | $ 67,000 |
| Yuba City, CA | 3 | $ 401,000 | $ 133,666 | $ 40,000 |
| Ames, IA | 2 | $ 652,000 | $ 326,000 | $ 214,000 |
| Auburn-Opelika, AL | 2 | $ 285,000 | $ 142,500 | $ 45,000 |
| Billings, MT | 2 | $ 272,000 | $ 136,000 | $ 38,000 |
| Brunswick, GA | 2 | $ 312,000 | $ 156,000 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 256,000 | $ 128,000 | $ 120,000 |
| Cheyenne, WY | 2 | $ 498,000 | $ 249,000 | $ 98,000 |
| Cleveland, TN | 2 | $ 284,000 | $ 142,000 | $ 86,000 |
| Coeur D'Alene, ID | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Corpus Christi, TX | 2 | $ 283,000 | $ 141,500 | $ 66,000 |
| Corvallis, OR | 2 | $ 573,000 | $ 286,500 | $ 89,000 |
| Cumberland, MD-WV | 2 | $ 201,000 | $ 100,500 | $ 86,000 |
| Elkhart-Goshen, IN | 2 | $ 277,000 | $ 138,500 | $ 59,000 |
| Fargo, ND-MN | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| Fort Smith, AR-OK | 2 | $ 567,000 | $ 283,500 | $ 106,500 |
| Idaho Falls, ID | 2 | $ 297,000 | $ 148,500 | $ 73,000 |
| Johnstown, PA | 2 | $ 418,000 | $ 209,000 | $ 68,000 |
| Kankakee-Bradley, IL | 2 | $ 271,000 | $ 135,500 | $ 48,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 279,000 | $ 139,500 | $ 47,500 |
| Lake Charles, LA | 2 | $ 443,000 | $ 221,500 | $ 114,000 |
| Laredo, TX | 2 | $ 78,000 | $ 39,000 | $ 11,000 |
| Lawrence, KS | 2 | $ 317,000 | $ 158,500 | $ 84,000 |
| Mobile, AL | 2 | $ 186,000 | $ 93,000 | $ 90,000 |
| Morristown, TN | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Niles-Benton Harbor, MI | 2 | $ 444,000 | $ 222,000 | $ 111,000 |
| Olympia, WA | 2 | $ 506,000 | $ 253,000 | $ 68,000 |
| Pascagoula, MS | 2 | $ 254,000 | $ 127,000 | $ 89,000 |
| Peoria, IL | 2 | $ 254,000 | $ 127,000 | $ 50,000 |
| Racine, WI | 2 | $ 399,000 | $ 199,500 | $ 197,000 |
| Shreveport-Bossier City, LA | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| Springfield, IL | 2 | $ 230,000 | $ 115,000 | $ 29,000 |
| St. Cloud, MN | 2 | $ 256,000 | $ 128,000 | $ 37,000 |
| State College, PA | 2 | $ 428,000 | $ 214,000 | $ 75,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 98,000 | $ 49,000 | $ 17,000 |
| Tallahassee, FL | 2 | $ 408,000 | $ 204,000 | $ 38,000 |
| Valdosta, GA | 2 | $ 333,000 | $ 166,500 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 674,000 | $ 337,000 | $ 347,000 |
| Wheeling, WV-OH | 2 | $ 405,000 | $ 202,500 | $ 142,000 |
| Albany, GA | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| Alexandria, LA | 1 | $ 180,000 | $ 180,000 | $ 111,000 |
| Altoona, PA | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Ann Arbor, MI | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| Anniston-Oxford, AL | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Athens-Clarke County, GA | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Beaumont-Port Arthur, TX | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Bloomington, IN | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Bloomington-Normal, IL | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| Bowling Green, KY | 1 | $ 53,000 | $ 53,000 | $ 14,000 |
| Brownsville-Harlingen, TX | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| College Station-Bryan, TX | 1 | $ 266,000 | $ 266,000 | $ 89,000 |
| Columbus, IN | 1 | $ 71,000 | $ 71,000 | $ 115,000 |
| Dalton, GA | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| Danville, IL | 1 | $ 79,000 | $ 79,000 | $ 17,000 |
| Decatur, AL | 1 | $ 147,000 | $ 147,000 | $ 96,000 |
| Dothan, AL | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Florence, SC | 1 | $ 120,000 | $ 120,000 | $ 16,000 |
| Fond Du Lac, WI | 1 | $ 173,000 | $ 173,000 | $ 35,000 |
| Gainesville, FL | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Grand Forks, ND-MN | 1 | $ 331,000 | $ 331,000 | $ 138,000 |
| Harrisonburg, VA | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| Hot Springs, AR | 1 | $ 321,000 | $ 321,000 | $ 211,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Iowa City, IA | 1 | $ 177,000 | $ 177,000 | $ 83,000 |
| Jackson, TN | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 113,000 | $ 113,000 | $ 128,000 |
| Las Cruces, NM | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Lebanon, PA | 1 | $ 308,000 | $ 308,000 | $ 71,000 |
| Lexington-Fayette, KY | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Logan, UT-ID | 1 | $ 116,000 | $ 116,000 | $ 11,000 |
| Macon, GA | 1 | $ 274,000 | $ 274,000 | $ 81,000 |
| Medford, OR | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Michigan City-La Porte, IN | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Monroe, MI | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Ocala, FL | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Oshkosh-Neenah, WI | 1 | $ 156,000 | $ 156,000 | $ 81,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
| Palm Coast, FL | 1 | $ 221,000 | $ 221,000 | $ 90,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 244,000 | $ 244,000 | $ 106,000 |
| Pocatello, ID | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| Rapid City, SD | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| Rocky Mount, NC | 1 | $ 146,000 | $ 146,000 | $ 68,000 |
| Rome, GA | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Sebastian-Vero Beach, FL | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Victoria, TX | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 279,000 | $ 279,000 | $ 89,000 |
| Williamsport, PA | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Home Savings of America in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,685 | $1,425,727,000 | $250,000 | $999,000 | $101,000 | $1,900,000 |
| Home Purchase | 5,159 | $1,059,161,000 | $205,000 | $845,000 | $77,000 | $1,251,000 |
| Home Improvement | 165 | $32,933,000 | $199,000 | $560,000 | $86,000 | $301,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,055 | $1,592,243,000 | $225,000 | $999,000 | $93,000 | $1,900,000 |
| Not Provided | 1,092 | $275,199,000 | $252,000 | $730,000 | $99,000 | $586,000 |
| Hispanic | 1,086 | $219,690,000 | $202,000 | $721,000 | $67,000 | $385,000 |
| Black or African American | 904 | $192,093,000 | $212,000 | $795,000 | $72,000 | $381,000 |
| Asian | 781 | $214,867,000 | $275,000 | $845,000 | $97,000 | $974,000 |
| Native Hawaiian or Other Pacific Islander | 57 | $16,377,000 | $287,000 | $541,000 | $90,000 | $224,000 |
| American Indian or Alaskan Native | 34 | $7,352,000 | $216,000 | $730,000 | $86,000 | $367,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,797 | $1,438,140,000 | $248,000 | $999,000 | $108,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 4,211 | $874,412,000 | $207,000 | $802,000 | $70,000 | $1,251,000 |
| VA-guaranteed (Veterans Administration) | 619 | $145,082,000 | $234,000 | $704,000 | $71,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 382 | $60,187,000 | $157,000 | $445,000 | $47,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,199 | $1,411,918,000 | $227,000 | $802,000 | $91,000 | $1,066,000 |
| Application Denied By Financial Institution | 3,371 | $788,511,000 | $233,000 | $845,000 | $88,000 | $1,380,000 |
| Application Approved But Not Accepted | 1,027 | $224,050,000 | $218,000 | $999,000 | $85,000 | $1,251,000 |
| Application Withdrawn By Applicant | 365 | $84,662,000 | $231,000 | $730,000 | $98,000 | $1,900,000 |
| File Closed For Incompleteness | 44 | $8,109,000 | $184,000 | $416,000 | $83,000 | $305,000 |
| Preapproval Denied by Financial Institution | 2 | $390,000 | $195,000 | $244,000 | $71,000 | $87,000 |
| Preapproval Approved but not Accepted | 1 | $181,000 | $181,000 | $181,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 976 | $237,442,000 | $243,000 | $730,000 | $95,000 | $1,380,000 |
| Other | 678 | $173,223,000 | $255,000 | $730,000 | $109,000 | $1,249,000 |
| Debt-To-Income Ratio | 539 | $123,569,000 | $229,000 | $715,000 | $62,000 | $466,000 |
| Collateral | 417 | $95,421,000 | $228,000 | $730,000 | $92,000 | $605,000 |
| Unverifiable Information | 334 | $76,048,000 | $227,000 | $845,000 | $84,000 | $600,000 |
| Credit History | 308 | $59,100,000 | $191,000 | $727,000 | $63,000 | $407,000 |
| Employment History | 82 | $16,994,000 | $207,000 | $730,000 | $69,000 | $241,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $6,557,000 | $182,000 | $380,000 | $81,000 | $170,000 |
| Mortgage Insurance Denied | 3 | $547,000 | $182,000 | $203,000 | $84,000 | $144,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Savings of America's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Savings of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About