Home Savings of America Mortgage Lending & HMDA Data, 2011

In 2011, Home Savings of America of Little Falls, MN reported 11,009 mortgage applications totaling $2.5 billion. The average application was for $228,705, and applicants reported an average income of $89,528. 56% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (619), Phoenix-Mesa-Glendale, AZ (616) and San Diego-Carlsbad-San Marcos, CA (574) (applications in parentheses).

Mortgage Company & Address Home Savings of America
35 E Broadway
Little Falls, MN 56345
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  
Total Number of Mortgage Applications 11,009
Total Mortgage Loan Application Amount $2,517,821,000
Average Mortgage Loan Application Amount $228,705
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $89,528
Highest Applicant Income $1,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Savings of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Savings of America by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 619 $ 208,530,000 $ 336,882 $ 112,000
San Diego, California 574 $ 171,660,000 $ 299,059 $ 101,000
Maricopa, Arizona 571 $ 86,671,000 $ 151,788 $ 75,000
Orange, California 248 $ 89,215,000 $ 359,737 $ 131,000
Riverside, California 202 $ 42,810,000 $ 211,930 $ 91,000
Cook, Illinois 181 $ 32,108,000 $ 177,392 $ 75,000
Alameda, California 152 $ 51,851,000 $ 341,125 $ 109,000
Santa Clara, California 149 $ 58,301,000 $ 391,281 $ 138,000
Worcester, Massachusetts 143 $ 29,453,000 $ 205,965 $ 72,000
Middlesex, Massachusetts 138 $ 35,893,000 $ 260,094 $ 100,000
Prince George's, Maryland 133 $ 30,740,000 $ 231,127 $ 72,000
Ventura, California 131 $ 39,417,000 $ 300,893 $ 108,000
Essex, Massachusetts 126 $ 25,553,000 $ 202,801 $ 65,000
Contra Costa, California 112 $ 38,332,000 $ 342,250 $ 119,000
San Bernardino, California 103 $ 19,876,000 $ 192,970 $ 83,000
San Luis Obispo, California 103 $ 28,084,000 $ 272,660 $ 96,000
Hampden, Massachusetts 95 $ 15,837,000 $ 166,705 $ 68,000
Anne Arundel, Maryland 92 $ 24,906,000 $ 270,717 $ 96,000
Suffolk, New York 79 $ 24,485,000 $ 309,936 $ 136,000
Baltimore, Maryland 76 $ 17,805,000 $ 234,276 $ 90,000
Nassau, New York 74 $ 23,784,000 $ 321,405 $ 107,000
Montgomery, Maryland 72 $ 24,622,000 $ 341,972 $ 127,000
Clark, Nevada 67 $ 11,175,000 $ 166,791 $ 81,000
Berkeley, West Virginia 67 $ 9,378,000 $ 139,970 $ 57,000
Sacramento, California 65 $ 12,416,000 $ 191,015 $ 84,000
Bergen, New Jersey 65 $ 18,858,000 $ 290,123 $ 107,000
Fairfax, Virginia 62 $ 18,523,000 $ 298,758 $ 112,000
Norfolk, Massachusetts 60 $ 16,985,000 $ 283,083 $ 102,000
Hartford, Connecticut 57 $ 12,694,000 $ 222,701 $ 99,000
New Castle, Delaware 56 $ 11,876,000 $ 212,071 $ 86,000
Queens, New York 56 $ 20,073,000 $ 358,446 $ 80,000
Prince William, Virginia 55 $ 13,792,000 $ 250,763 $ 77,000
Ulster, New York 54 $ 9,443,000 $ 174,870 $ 87,000
Philadelphia, Pennsylvania 54 $ 8,713,000 $ 161,351 $ 56,000
San Mateo, California 53 $ 21,526,000 $ 406,150 $ 140,000
Gwinnett, Georgia 53 $ 7,523,000 $ 141,943 $ 43,000
Westchester, New York 53 $ 17,318,000 $ 326,754 $ 135,000
Richmond, New York 52 $ 16,415,000 $ 315,673 $ 91,000
Stark, North Dakota 52 $ 8,640,000 $ 166,153 $ 66,000
Douglas, Nebraska 50 $ 8,519,000 $ 170,380 $ 82,000
Essex, New Jersey 50 $ 15,151,000 $ 303,020 $ 109,000
Providence, Rhode Island 49 $ 9,462,000 $ 193,102 $ 76,000
Rockingham, New Hampshire 47 $ 10,460,000 $ 222,553 $ 86,000
Kings, New York 47 $ 20,026,000 $ 426,085 $ 153,000
Salt Lake, Utah 47 $ 10,497,000 $ 223,340 $ 79,000
New Haven, Connecticut 46 $ 9,713,000 $ 211,152 $ 101,000
Pinal, Arizona 45 $ 6,024,000 $ 133,866 $ 60,000
District of Columbia, District Of Columbia 45 $ 13,526,000 $ 300,577 $ 115,000
Plymouth, Massachusetts 44 $ 10,502,000 $ 238,681 $ 86,000
Baltimore City, Maryland 43 $ 6,137,000 $ 142,720 $ 77,000
Monroe, New York 41 $ 5,604,000 $ 136,682 $ 74,000
Chesterfield, Virginia 41 $ 8,204,000 $ 200,097 $ 67,000
Fairfield, Connecticut 40 $ 12,622,000 $ 315,550 $ 110,000
El Paso, Colorado 39 $ 7,904,000 $ 202,666 $ 75,000
Hennepin, Minnesota 39 $ 8,095,000 $ 207,564 $ 100,000
Cheshire, New Hampshire 39 $ 5,810,000 $ 148,974 $ 51,000
Bronx, New York 39 $ 13,661,000 $ 350,282 $ 95,000
Montgomery, Pennsylvania 39 $ 7,681,000 $ 196,948 $ 80,000
Placer, California 38 $ 10,285,000 $ 270,657 $ 160,000
Burlington, New Jersey 38 $ 6,982,000 $ 183,736 $ 85,000
Dutchess, New York 38 $ 8,349,000 $ 219,710 $ 76,000
Saratoga, New York 38 $ 7,545,000 $ 198,552 $ 79,000
Franklin, Ohio 38 $ 5,441,000 $ 143,184 $ 79,000
Will, Illinois 36 $ 6,278,000 $ 174,388 $ 75,000
Ocean, New Jersey 36 $ 8,419,000 $ 233,861 $ 82,000
Bristol, Massachusetts 35 $ 8,505,000 $ 243,000 $ 94,000
San Francisco, California 34 $ 15,244,000 $ 448,352 $ 153,000
Albany, New York 34 $ 5,977,000 $ 175,794 $ 79,000
Stafford, Virginia 34 $ 9,004,000 $ 264,823 $ 110,000
York, Maine 33 $ 5,553,000 $ 168,272 $ 63,000
Suffolk, Massachusetts 33 $ 8,933,000 $ 270,696 $ 87,000
Hillsborough, New Hampshire 33 $ 6,002,000 $ 181,878 $ 70,000
Monmouth, New Jersey 33 $ 10,712,000 $ 324,606 $ 135,000
Middlesex, New Jersey 32 $ 7,365,000 $ 230,156 $ 89,000
Mecklenburg, North Carolina 32 $ 5,932,000 $ 185,375 $ 69,000
Pima, Arizona 31 $ 5,335,000 $ 172,096 $ 73,000
Fresno, California 31 $ 5,044,000 $ 162,709 $ 70,000
Orange, New York 31 $ 7,017,000 $ 226,354 $ 83,000
Fulton, New York 30 $ 2,942,000 $ 98,066 $ 59,000
Harris, Texas 30 $ 4,240,000 $ 141,333 $ 75,000
Henrico, Virginia 30 $ 4,996,000 $ 166,533 $ 73,000
Spotsylvania, Virginia 30 $ 6,419,000 $ 213,966 $ 77,000
Warren, Virginia 30 $ 4,353,000 $ 145,100 $ 53,000
San Joaquin, California 29 $ 5,833,000 $ 201,137 $ 84,000
Douglas, Colorado 29 $ 7,459,000 $ 257,206 $ 89,000
Kent, Delaware 29 $ 5,255,000 $ 181,206 $ 69,000
Fulton, Georgia 28 $ 5,595,000 $ 199,821 $ 87,000
Orleans, Louisiana 28 $ 5,631,000 $ 201,107 $ 93,000
Hudson, New Jersey 28 $ 7,036,000 $ 251,285 $ 87,000
Solano, California 27 $ 5,764,000 $ 213,481 $ 78,000
Sussex, Delaware 26 $ 5,668,000 $ 218,000 $ 120,000
DeKalb, Georgia 26 $ 4,714,000 $ 181,307 $ 111,000
Carroll, Maryland 26 $ 5,615,000 $ 215,961 $ 81,000
Schenectady, New York 26 $ 3,553,000 $ 136,653 $ 51,000
Virginia Beach, Virginia 26 $ 5,171,000 $ 198,884 $ 62,000
Kern, California 25 $ 4,158,000 $ 166,320 $ 67,000
Arapahoe, Colorado 25 $ 4,687,000 $ 187,480 $ 72,000
Hillsborough, Florida 25 $ 3,922,000 $ 156,880 $ 61,000
DuPage, Illinois 25 $ 5,339,000 $ 213,560 $ 90,000
Union, New Jersey 25 $ 6,668,000 $ 266,720 $ 114,000
Bernalillo, New Mexico 25 $ 4,720,000 $ 188,800 $ 140,000
Marin, California 24 $ 10,414,000 $ 433,916 $ 144,000
Jefferson, Colorado 24 $ 4,415,000 $ 183,958 $ 69,000
Gloucester, New Jersey 24 $ 4,470,000 $ 186,250 $ 91,000
Wake, North Carolina 24 $ 5,247,000 $ 218,625 $ 105,000
El Paso, Texas 24 $ 4,310,000 $ 179,583 $ 76,000
Jefferson, West Virginia 24 $ 4,077,000 $ 169,875 $ 74,000
Kane, Illinois 23 $ 4,478,000 $ 194,695 $ 89,000
Calvert, Maryland 23 $ 6,747,000 $ 293,347 $ 102,000
Oakland, Michigan 23 $ 4,800,000 $ 208,695 $ 91,000
Camden, New Jersey 23 $ 3,708,000 $ 161,217 $ 78,000
Ontario, New York 23 $ 3,249,000 $ 141,260 $ 66,000
Rockland, New York 23 $ 7,965,000 $ 346,304 $ 155,000
Wayne, Ohio 23 $ 2,434,000 $ 105,826 $ 40,000
El Dorado, California 22 $ 6,106,000 $ 277,545 $ 105,000
Sonoma, California 22 $ 6,406,000 $ 291,181 $ 161,000
Adams, Colorado 22 $ 3,266,000 $ 148,454 $ 59,000
McHenry, Illinois 22 $ 3,828,000 $ 174,000 $ 74,000
Jefferson, Louisiana 22 $ 3,958,000 $ 179,909 $ 86,000
Atlantic, New Jersey 22 $ 3,847,000 $ 174,863 $ 71,000
Delaware, Pennsylvania 22 $ 3,599,000 $ 163,590 $ 61,000
Cobb, Georgia 21 $ 3,979,000 $ 189,476 $ 97,000
Forsyth, Georgia 21 $ 4,090,000 $ 194,761 $ 77,000
Johnson, Kansas 21 $ 3,499,000 $ 166,619 $ 66,000
Howard, Maryland 21 $ 6,601,000 $ 314,333 $ 107,000
Passaic, New Jersey 21 $ 5,923,000 $ 282,047 $ 111,000
Cuyahoga, Ohio 21 $ 2,593,000 $ 123,476 $ 61,000
Denver, Colorado 20 $ 3,539,000 $ 176,950 $ 83,000
Marion, Indiana 20 $ 2,717,000 $ 135,850 $ 62,000
Bucks, Pennsylvania 20 $ 4,774,000 $ 238,700 $ 95,000
York, Pennsylvania 20 $ 3,664,000 $ 183,200 $ 85,000
Polk, Florida 19 $ 2,385,000 $ 125,526 $ 52,000
Cherokee, Georgia 19 $ 3,835,000 $ 201,842 $ 82,000
Harford, Maryland 19 $ 3,784,000 $ 199,157 $ 85,000
Sullivan, New Hampshire 19 $ 2,504,000 $ 131,789 $ 67,000
Morris, New Jersey 19 $ 6,196,000 $ 326,105 $ 152,000
Erie, New York 19 $ 3,043,000 $ 160,157 $ 81,000
Stanislaus, California 18 $ 2,669,000 $ 148,277 $ 115,000
Ramsey, Minnesota 18 $ 2,522,000 $ 140,111 $ 77,000
Washington, Rhode Island 18 $ 3,303,000 $ 183,500 $ 54,000
Barnstable, Massachusetts 17 $ 4,216,000 $ 248,000 $ 105,000
Jackson, Missouri 17 $ 2,417,000 $ 142,176 $ 67,000
King, Washington 17 $ 4,386,000 $ 258,000 $ 76,000
Calaveras, California 16 $ 2,702,000 $ 168,875 $ 128,000
Santa Cruz, California 16 $ 5,914,000 $ 369,625 $ 128,000
Orange, Florida 16 $ 2,250,000 $ 140,625 $ 74,000
Polk, Iowa 16 $ 2,033,000 $ 127,062 $ 60,000
Frederick, Maryland 16 $ 4,276,000 $ 267,250 $ 112,000
Maui, Hawaii 15 $ 4,918,000 $ 327,866 $ 94,000
Charles, Maryland 15 $ 3,708,000 $ 247,200 $ 80,000
Chester, Pennsylvania 15 $ 3,932,000 $ 262,133 $ 129,000
Monroe, Pennsylvania 15 $ 2,826,000 $ 188,400 $ 85,000
Collin, Texas 15 $ 2,905,000 $ 193,666 $ 85,000
Utah, Utah 15 $ 3,726,000 $ 248,400 $ 79,000
Santa Barbara, California 14 $ 4,444,000 $ 317,428 $ 109,000
Anoka, Minnesota 14 $ 2,531,000 $ 180,785 $ 75,000
Somerset, New Jersey 14 $ 4,204,000 $ 300,285 $ 123,000
Chemung, New York 14 $ 1,271,000 $ 90,785 $ 67,000
Montgomery, New York 14 $ 2,072,000 $ 148,000 $ 74,000
Rensselaer, New York 14 $ 2,859,000 $ 204,214 $ 68,000
Burleigh, North Dakota 14 $ 2,202,000 $ 157,285 $ 68,000
Huron, Ohio 14 $ 1,618,000 $ 115,571 $ 44,000
Chesapeake, Virginia 14 $ 2,696,000 $ 192,571 $ 80,000
Monterey, California 13 $ 4,349,000 $ 334,538 $ 116,000
Boulder, Colorado 13 $ 2,794,000 $ 214,923 $ 67,000
Sedgwick, Kansas 13 $ 1,214,000 $ 93,384 $ 39,000
St. Tammany, Louisiana 13 $ 2,278,000 $ 175,230 $ 93,000
Hampshire, Massachusetts 13 $ 2,705,000 $ 208,076 $ 84,000
Niagara, New York 13 $ 1,272,000 $ 97,846 $ 48,000
Onondaga, New York 13 $ 1,818,000 $ 139,846 $ 64,000
Tarrant, Texas 13 $ 2,241,000 $ 172,384 $ 124,000
Loudoun, Virginia 13 $ 3,817,000 $ 293,615 $ 98,000
Norfolk, Virginia 13 $ 1,862,000 $ 143,230 $ 48,000
Richmond City, Virginia 13 $ 2,214,000 $ 170,307 $ 90,000
Jefferson, Alabama 12 $ 1,365,000 $ 113,750 $ 52,000
Windham, Connecticut 12 $ 1,749,000 $ 145,750 $ 68,000
Charlotte, Florida 12 $ 1,526,000 $ 127,166 $ 55,000
Strafford, New Hampshire 12 $ 2,430,000 $ 202,500 $ 78,000
Mercer, New Jersey 12 $ 2,831,000 $ 235,916 $ 107,000
New York, New York 12 $ 5,926,000 $ 493,833 $ 211,000
Stark, Ohio 12 $ 1,852,000 $ 154,333 $ 73,000
Summit, Ohio 12 $ 1,941,000 $ 161,750 $ 95,000
Fort Bend, Texas 12 $ 2,529,000 $ 210,750 $ 95,000
Franklin, Vermont 12 $ 2,047,000 $ 170,583 $ 59,000
Snohomish, Washington 12 $ 2,681,000 $ 223,416 $ 93,000
Monongalia, West Virginia 12 $ 1,753,000 $ 146,083 $ 51,000
Yavapai, Arizona 11 $ 1,953,000 $ 177,545 $ 89,000
Kings, California 11 $ 1,801,000 $ 163,727 $ 103,000
New London, Connecticut 11 $ 1,890,000 $ 171,818 $ 52,000
Honolulu, Hawaii 11 $ 5,030,000 $ 457,272 $ 122,000
Wyandotte, Kansas 11 $ 1,430,000 $ 130,000 $ 53,000
Dakota, Minnesota 11 $ 2,701,000 $ 245,545 $ 87,000
Merrimack, New Hampshire 11 $ 2,022,000 $ 183,818 $ 61,000
Berks, Pennsylvania 11 $ 2,011,000 $ 182,818 $ 72,000
Lehigh, Pennsylvania 11 $ 2,358,000 $ 214,363 $ 60,000
Kent, Rhode Island 11 $ 1,744,000 $ 158,545 $ 70,000
York, South Carolina 11 $ 1,433,000 $ 130,272 $ 48,000
Arlington, Virginia 11 $ 4,297,000 $ 390,636 $ 168,000
Hanover, Virginia 11 $ 2,469,000 $ 224,454 $ 90,000
Okaloosa, Florida 10 $ 1,734,000 $ 173,400 $ 77,000
Volusia, Florida 10 $ 1,577,000 $ 157,700 $ 60,000
Hamilton, Indiana 10 $ 2,242,000 $ 224,200 $ 104,000
East Baton Rouge, Louisiana 10 $ 1,939,000 $ 193,900 $ 86,000
Washington, Maryland 10 $ 2,226,000 $ 222,600 $ 92,000
Wayne, Michigan 10 $ 1,783,000 $ 178,300 $ 87,000
Horry, South Carolina 10 $ 1,871,000 $ 187,100 $ 76,000
Dallas, Texas 10 $ 1,974,000 $ 197,400 $ 174,000
Newport News, Virginia 10 $ 1,656,000 $ 165,600 $ 59,000
Portsmouth, Virginia 10 $ 1,919,000 $ 191,900 $ 58,000
Anchorage, Alaska 9 $ 1,649,000 $ 183,222 $ 91,000
Duval, Florida 9 $ 1,849,000 $ 205,444 $ 81,000
Henry, Georgia 9 $ 1,506,000 $ 167,333 $ 48,000
Ada, Idaho 9 $ 1,821,000 $ 202,333 $ 96,000
Cumberland, Maine 9 $ 1,547,000 $ 171,888 $ 58,000
Cecil, Maryland 9 $ 2,181,000 $ 242,333 $ 90,000
St. Louis, Missouri 9 $ 1,598,000 $ 177,555 $ 75,000
Sussex, New Jersey 9 $ 1,745,000 $ 193,888 $ 66,000
Columbia, New York 9 $ 1,664,000 $ 184,888 $ 107,000
Steuben, New York 9 $ 799,000 $ 88,777 $ 53,000
Warren, New York 9 $ 1,485,000 $ 165,000 $ 54,000
Wayne, New York 9 $ 1,099,000 $ 122,111 $ 65,000
Travis, Texas 9 $ 1,826,000 $ 202,888 $ 91,000
Caroline, Virginia 9 $ 1,320,000 $ 146,666 $ 51,000
Frederick, Virginia 9 $ 1,686,000 $ 187,333 $ 66,000
Larimer, Colorado 8 $ 2,107,000 $ 263,375 $ 92,000
Pinellas, Florida 8 $ 1,175,000 $ 146,875 $ 52,000
Sarasota, Florida 8 $ 986,000 $ 123,250 $ 76,000
Hall, Georgia 8 $ 1,518,000 $ 189,750 $ 66,000
Lake, Illinois 8 $ 1,963,000 $ 245,375 $ 99,000
Queen Anne's, Maryland 8 $ 2,204,000 $ 275,500 $ 108,000
Sarpy, Nebraska 8 $ 1,286,000 $ 160,750 $ 53,000
Santa Fe, New Mexico 8 $ 1,498,000 $ 187,250 $ 78,000
Cumberland, North Carolina 8 $ 1,774,000 $ 221,750 $ 96,000
Morton, North Dakota 8 $ 918,000 $ 114,750 $ 60,000
Clark, Ohio 8 $ 938,000 $ 117,250 $ 54,000
Allegheny, Pennsylvania 8 $ 1,287,000 $ 160,875 $ 75,000
Fauquier, Virginia 8 $ 1,673,000 $ 209,125 $ 76,000
Coconino, Arizona 7 $ 1,586,000 $ 226,571 $ 131,000
Middlesex, Connecticut 7 $ 1,958,000 $ 279,714 $ 90,000
Manatee, Florida 7 $ 928,000 $ 132,571 $ 32,000
Chatham, Georgia 7 $ 1,227,000 $ 175,285 $ 57,000
Fayette, Georgia 7 $ 1,409,000 $ 201,285 $ 95,000
Hendricks, Indiana 7 $ 1,323,000 $ 189,000 $ 74,000
Pottawattamie, Iowa 7 $ 1,173,000 $ 167,571 $ 84,000
Anderson, Kansas 7 $ 611,000 $ 87,285 $ 44,000
Terrebonne, Louisiana 7 $ 1,509,000 $ 215,571 $ 98,000
Macomb, Michigan 7 $ 828,000 $ 118,285 $ 33,000
Broome, New York 7 $ 825,000 $ 117,857 $ 65,000
Greene, New York 7 $ 1,294,000 $ 184,857 $ 80,000
Forsyth, North Carolina 7 $ 1,158,000 $ 165,428 $ 75,000
Lackawanna, Pennsylvania 7 $ 1,176,000 $ 168,000 $ 69,000
Davis, Utah 7 $ 1,477,000 $ 211,000 $ 72,000
Culpeper, Virginia 7 $ 1,990,000 $ 284,285 $ 129,000
Dane, Wisconsin 7 $ 1,059,000 $ 151,285 $ 69,000
Butte, California 6 $ 948,000 $ 158,000 $ 62,000
San Benito, California 6 $ 1,394,000 $ 232,333 $ 76,000
Litchfield, Connecticut 6 $ 1,311,000 $ 218,500 $ 92,000
Tolland, Connecticut 6 $ 1,275,000 $ 212,500 $ 83,000
Coweta, Georgia 6 $ 1,189,000 $ 198,166 $ 117,000
Rockdale, Georgia 6 $ 1,309,000 $ 218,166 $ 79,000
Lafayette, Louisiana 6 $ 1,229,000 $ 204,833 $ 78,000
Berkshire, Massachusetts 6 $ 1,116,000 $ 186,000 $ 68,000
Dukes, Massachusetts 6 $ 1,297,000 $ 216,166 $ 117,000
Carver, Minnesota 6 $ 1,218,000 $ 203,000 $ 93,000
Washoe, Nevada 6 $ 1,265,000 $ 210,833 $ 116,000
Carroll, New Hampshire 6 $ 1,046,000 $ 174,333 $ 146,000
Grafton, New Hampshire 6 $ 974,000 $ 162,333 $ 65,000
Warren, New Jersey 6 $ 1,345,000 $ 224,166 $ 79,000
Livingston, New York 6 $ 763,000 $ 127,166 $ 76,000
Putnam, New York 6 $ 1,965,000 $ 327,500 $ 128,000
Sullivan, New York 6 $ 936,000 $ 156,000 $ 64,000
Cabarrus, North Carolina 6 $ 1,117,000 $ 186,166 $ 88,000
Union, North Carolina 6 $ 1,658,000 $ 276,333 $ 111,000
Williams, North Dakota 6 $ 950,000 $ 158,333 $ 74,000
Portage, Ohio 6 $ 985,000 $ 164,166 $ 69,000
Oklahoma, Oklahoma 6 $ 1,112,000 $ 185,333 $ 88,000
Dauphin, Pennsylvania 6 $ 720,000 $ 120,000 $ 61,000
Davidson, Tennessee 6 $ 1,177,000 $ 196,166 $ 76,000
Rutherford, Tennessee 6 $ 1,062,000 $ 177,000 $ 56,000
Bexar, Texas 6 $ 1,305,000 $ 217,500 $ 79,000
Williamson, Texas 6 $ 1,222,000 $ 203,666 $ 78,000
Alexandria, Virginia 6 $ 1,499,000 $ 249,833 $ 130,000
Baldwin, Alabama 5 $ 866,000 $ 173,200 $ 64,000
Gila, Arizona 5 $ 870,000 $ 174,000 $ 58,000
Mohave, Arizona 5 $ 682,000 $ 136,400 $ 94,000
Pulaski, Arkansas 5 $ 1,005,000 $ 201,000 $ 86,000
Madera, California 5 $ 554,000 $ 110,800 $ 69,000
Merced, California 5 $ 956,000 $ 191,200 $ 68,000
Napa, California 5 $ 1,294,000 $ 258,800 $ 243,000
St. Johns, Florida 5 $ 904,000 $ 180,800 $ 68,000
Clayton, Georgia 5 $ 738,000 $ 147,600 $ 79,000
Newton, Georgia 5 $ 533,000 $ 106,600 $ 54,000
Paulding, Georgia 5 $ 573,000 $ 114,600 $ 75,000
Hawaii, Hawaii 5 $ 1,229,000 $ 245,800 $ 96,000
Kendall, Illinois 5 $ 622,000 $ 124,400 $ 45,000
Johnson, Indiana 5 $ 678,000 $ 135,600 $ 44,000
Warren, Iowa 5 $ 681,000 $ 136,200 $ 61,000
Ascension, Louisiana 5 $ 1,108,000 $ 221,600 $ 99,000
Androscoggin, Maine 5 $ 663,000 $ 132,600 $ 45,000
Penobscot, Maine 5 $ 610,000 $ 122,000 $ 75,000
Worcester, Maryland 5 $ 974,000 $ 194,800 $ 93,000
Livingston, Michigan 5 $ 932,000 $ 186,400 $ 74,000
Morrison, Minnesota 5 $ 662,000 $ 132,400 $ 95,000
Sherburne, Minnesota 5 $ 868,000 $ 173,600 $ 58,000
Washington, Nebraska 5 $ 1,045,000 $ 209,000 $ 71,000
Hunterdon, New Jersey 5 $ 1,707,000 $ 341,400 $ 121,000
Sandoval, New Mexico 5 $ 982,000 $ 196,400 $ 82,000
Chautauqua, New York 5 $ 685,000 $ 137,000 $ 54,000
Herkimer, New York 5 $ 1,028,000 $ 205,600 $ 71,000
Guilford, North Carolina 5 $ 802,000 $ 160,400 $ 54,000
Delaware, Ohio 5 $ 1,041,000 $ 208,200 $ 86,000
Fairfield, Ohio 5 $ 837,000 $ 167,400 $ 65,000
Hamilton, Ohio 5 $ 870,000 $ 174,000 $ 116,000
Lake, Ohio 5 $ 621,000 $ 124,200 $ 75,000
Licking, Ohio 5 $ 878,000 $ 175,600 $ 68,000
Lucas, Ohio 5 $ 437,000 $ 87,400 $ 59,000
Sandusky, Ohio 5 $ 608,000 $ 121,600 $ 42,000
Warren, Ohio 5 $ 729,000 $ 145,800 $ 51,000
Marion, Oregon 5 $ 1,130,000 $ 226,000 $ 69,000
Multnomah, Oregon 5 $ 935,000 $ 187,000 $ 110,000
Northampton, Pennsylvania 5 $ 904,000 $ 180,800 $ 44,000
Pike, Pennsylvania 5 $ 871,000 $ 174,200 $ 84,000
Dorchester, South Carolina 5 $ 1,081,000 $ 216,200 $ 83,000
Greenville, South Carolina 5 $ 596,000 $ 119,200 $ 50,000
Spartanburg, South Carolina 5 $ 853,000 $ 170,600 $ 72,000
Brazoria, Texas 5 $ 863,000 $ 172,600 $ 74,000
Hays, Texas 5 $ 746,000 $ 149,200 $ 61,000
Goochland, Virginia 5 $ 921,000 $ 184,200 $ 92,000
Hampton, Virginia 5 $ 857,000 $ 171,400 $ 58,000
Page, Virginia 5 $ 851,000 $ 170,200 $ 56,000
Kitsap, Washington 5 $ 1,095,000 $ 219,000 $ 81,000
Fairbanks North Star, Alaska 4 $ 926,000 $ 231,500 $ 76,000
Yuma, Arizona 4 $ 793,000 $ 198,250 $ 97,000
Mendocino, California 4 $ 1,268,000 $ 317,000 $ 90,000
Tulare, California 4 $ 525,000 $ 131,250 $ 52,000
Yolo, California 4 $ 891,000 $ 222,750 $ 66,000
Weld, Colorado 4 $ 521,000 $ 130,250 $ 79,000
Osceola, Florida 4 $ 563,000 $ 140,750 $ 61,000
Columbia, Georgia 4 $ 846,000 $ 211,500 $ 93,000
Douglas, Georgia 4 $ 620,000 $ 155,000 $ 76,000
Jackson, Georgia 4 $ 685,000 $ 171,250 $ 67,000
St. Clair, Illinois 4 $ 745,000 $ 186,250 $ 77,000
Winnebago, Illinois 4 $ 355,000 $ 88,750 $ 40,000
Allen, Indiana 4 $ 600,000 $ 150,000 $ 58,000
Floyd, Iowa 4 $ 433,000 $ 108,250 $ 46,000
Marion, Iowa 4 $ 563,000 $ 140,750 $ 46,000
Livingston, Louisiana 4 $ 529,000 $ 132,250 $ 68,000
Tangipahoa, Louisiana 4 $ 860,000 $ 215,000 $ 85,000
Dorchester, Maryland 4 $ 852,000 $ 213,000 $ 64,000
St. Mary's, Maryland 4 $ 1,051,000 $ 262,750 $ 107,000
Wicomico, Maryland 4 $ 976,000 $ 244,000 $ 74,000
Oktibbeha, Mississippi 4 $ 396,000 $ 99,000 $ 55,000
Cass, Missouri 4 $ 597,000 $ 149,250 $ 80,000
Clay, Missouri 4 $ 325,000 $ 81,250 $ 51,000
St. Charles, Missouri 4 $ 583,000 $ 145,750 $ 74,000
Lancaster, Nebraska 4 $ 648,000 $ 162,000 $ 66,000
Cape May, New Jersey 4 $ 1,133,000 $ 283,250 $ 282,000
Cumberland, New Jersey 4 $ 520,000 $ 130,000 $ 47,000
Salem, New Jersey 4 $ 624,000 $ 156,000 $ 92,000
San Juan, New Mexico 4 $ 936,000 $ 234,000 $ 91,000
Seneca, New York 4 $ 404,000 $ 101,000 $ 49,000
St. Lawrence, New York 4 $ 299,000 $ 74,750 $ 60,000
Dare, North Carolina 4 $ 1,030,000 $ 257,500 $ 149,000
Henderson, North Carolina 4 $ 821,000 $ 205,250 $ 58,000
Onslow, North Carolina 4 $ 789,000 $ 197,250 $ 75,000
Mercer, North Dakota 4 $ 420,000 $ 105,000 $ 51,000
Butler, Ohio 4 $ 571,000 $ 142,750 $ 116,000
Erie, Ohio 4 $ 957,000 $ 239,250 $ 64,000
Greene, Ohio 4 $ 703,000 $ 175,750 $ 103,000
Tulsa, Oklahoma 4 $ 1,072,000 $ 268,000 $ 99,000
Adams, Pennsylvania 4 $ 930,000 $ 232,500 $ 73,000
Franklin, Pennsylvania 4 $ 884,000 $ 221,000 $ 72,000
Lancaster, Pennsylvania 4 $ 836,000 $ 209,000 $ 52,000
Bristol, Rhode Island 4 $ 802,000 $ 200,500 $ 116,000
Oconee, South Carolina 4 $ 289,000 $ 72,250 $ 228,000
Weber, Utah 4 $ 822,000 $ 205,500 $ 56,000
Chittenden, Vermont 4 $ 903,000 $ 225,750 $ 97,000
Rutland, Vermont 4 $ 712,000 $ 178,000 $ 58,000
Dinwiddie, Virginia 4 $ 531,000 $ 132,750 $ 58,000
Isle of Wight, Virginia 4 $ 895,000 $ 223,750 $ 76,000
Pittsylvania, Virginia 4 $ 368,000 $ 92,000 $ 30,000
Prince Edward, Virginia 4 $ 501,000 $ 125,250 $ 51,000
Shenandoah, Virginia 4 $ 592,000 $ 148,000 $ 37,000
Pierce, Washington 4 $ 1,030,000 $ 257,500 $ 93,000
Hampshire, West Virginia 4 $ 710,000 $ 177,500 $ 83,000
Milwaukee, Wisconsin 4 $ 736,000 $ 184,000 $ 80,000
Outagamie, Wisconsin 4 $ 508,000 $ 127,000 $ 92,000
Waukesha, Wisconsin 4 $ 934,000 $ 233,500 $ 43,000
Dale, Alabama 3 $ 564,000 $ 188,000 $ 84,000
Lauderdale, Alabama 3 $ 630,000 $ 210,000 $ 99,000
Madison, Alabama 3 $ 331,000 $ 110,333 $ 45,000
Shelby, Alabama 3 $ 784,000 $ 261,333 $ 87,000
Apache, Arizona 3 $ 389,000 $ 129,666 $ 98,000
Benton, Arkansas 3 $ 361,000 $ 120,333 $ 57,000
White, Arkansas 3 $ 395,000 $ 131,666 $ 136,000
Humboldt, California 3 $ 596,000 $ 198,666 $ 57,000
Imperial, California 3 $ 367,000 $ 122,333 $ 35,000
Lake, California 3 $ 361,000 $ 120,333 $ 34,000
Nevada, California 3 $ 687,000 $ 229,000 $ 113,000
Shasta, California 3 $ 452,000 $ 150,666 $ 77,000
Tehama, California 3 $ 419,000 $ 139,666 $ 89,000
Yuba, California 3 $ 401,000 $ 133,666 $ 40,000
Garfield, Colorado 3 $ 654,000 $ 218,000 $ 52,000
Pueblo, Colorado 3 $ 538,000 $ 179,333 $ 84,000
Lake, Florida 3 $ 530,000 $ 176,666 $ 36,000
Pasco, Florida 3 $ 578,000 $ 192,666 $ 88,000
Walton, Florida 3 $ 819,000 $ 273,000 $ 102,000
Barrow, Georgia 3 $ 347,000 $ 115,666 $ 48,000
Bartow, Georgia 3 $ 488,000 $ 162,666 $ 76,000
Dawson, Georgia 3 $ 503,000 $ 167,666 $ 148,000
Houston, Georgia 3 $ 542,000 $ 180,666 $ 67,000
Lake, Indiana 3 $ 485,000 $ 161,666 $ 105,000
St. Joseph, Indiana 3 $ 359,000 $ 119,666 $ 36,000
Linn, Iowa 3 $ 641,000 $ 213,666 $ 108,000
Mills, Iowa 3 $ 441,000 $ 147,000 $ 72,000
Miami, Kansas 3 $ 543,000 $ 181,000 $ 89,000
Riley, Kansas 3 $ 423,000 $ 141,000 $ 90,000
Hancock, Maine 3 $ 365,000 $ 121,666 $ 41,000
Oxford, Maine 3 $ 279,000 $ 93,000 $ 52,000
Waldo, Maine 3 $ 401,000 $ 133,666 $ 38,000
Franklin, Massachusetts 3 $ 562,000 $ 187,333 $ 55,000
Kent, Michigan 3 $ 219,000 $ 73,000 $ 67,000
Carlton, Minnesota 3 $ 454,000 $ 151,333 $ 47,000
Olmsted, Minnesota 3 $ 382,000 $ 127,333 $ 55,000
Scott, Minnesota 3 $ 858,000 $ 286,000 $ 105,000
Wright, Minnesota 3 $ 545,000 $ 181,666 $ 73,000
Hinds, Mississippi 3 $ 746,000 $ 248,666 $ 86,000
Rankin, Mississippi 3 $ 798,000 $ 266,000 $ 87,000
Winston, Mississippi 3 $ 621,000 $ 207,000 $ 93,000
Belknap, New Hampshire 3 $ 621,000 $ 207,000 $ 72,000
Valencia, New Mexico 3 $ 632,000 $ 210,666 $ 61,000
Cattaraugus, New York 3 $ 204,000 $ 68,000 $ 19,000
Essex, New York 3 $ 355,000 $ 118,333 $ 86,000
Madison, New York 3 $ 264,000 $ 88,000 $ 59,000
Oneida, New York 3 $ 508,000 $ 169,333 $ 70,000
Otsego, New York 3 $ 400,000 $ 133,333 $ 44,000
Schoharie, New York 3 $ 321,000 $ 107,000 $ 56,000
Wyoming, New York 3 $ 202,000 $ 67,333 $ 51,000
Alamance, North Carolina 3 $ 459,000 $ 153,000 $ 77,000
Brunswick, North Carolina 3 $ 1,092,000 $ 364,000 $ 246,000
Craven, North Carolina 3 $ 401,000 $ 133,666 $ 67,000
Gaston, North Carolina 3 $ 350,000 $ 116,666 $ 92,000
Pitt, North Carolina 3 $ 427,000 $ 142,333 $ 64,000
Wells, North Dakota 3 $ 383,000 $ 127,666 $ 76,000
Geauga, Ohio 3 $ 658,000 $ 219,333 $ 43,000
Lorain, Ohio 3 $ 392,000 $ 130,666 $ 56,000
Washington, Ohio 3 $ 716,000 $ 238,666 $ 70,000
Deschutes, Oregon 3 $ 605,000 $ 201,666 $ 100,000
Lane, Oregon 3 $ 541,000 $ 180,333 $ 122,000
Luzerne, Pennsylvania 3 $ 318,000 $ 106,000 $ 39,000
Anderson, South Carolina 3 $ 388,000 $ 129,333 $ 158,000
Charleston, South Carolina 3 $ 839,000 $ 279,666 $ 60,000
Richland, South Carolina 3 $ 378,000 $ 126,000 $ 45,000
Sumter, South Carolina 3 $ 825,000 $ 275,000 $ 119,000
Minnehaha, South Dakota 3 $ 532,000 $ 177,333 $ 80,000
Hamilton, Tennessee 3 $ 502,000 $ 167,333 $ 76,000
Knox, Tennessee 3 $ 663,000 $ 221,000 $ 109,000
Ellis, Texas 3 $ 596,000 $ 198,666 $ 81,000
Grayson, Texas 3 $ 563,000 $ 187,666 $ 83,000
McLennan, Texas 3 $ 577,000 $ 192,333 $ 91,000
Montgomery, Texas 3 $ 619,000 $ 206,333 $ 72,000
Smith, Texas 3 $ 618,000 $ 206,000 $ 154,000
Washington, Utah 3 $ 722,000 $ 240,666 $ 76,000
Albemarle, Virginia 3 $ 790,000 $ 263,333 $ 56,000
James City, Virginia 3 $ 624,000 $ 208,000 $ 60,000
Manassas Park, Virginia 3 $ 542,000 $ 180,666 $ 54,000
Orange, Virginia 3 $ 508,000 $ 169,333 $ 45,000
Roanoke City, Virginia 3 $ 444,000 $ 148,000 $ 44,000
Suffolk, Virginia 3 $ 796,000 $ 265,333 $ 99,000
Spokane, Washington 3 $ 656,000 $ 218,666 $ 128,000
Whatcom, Washington 3 $ 920,000 $ 306,666 $ 102,000
Boone, West Virginia 3 $ 610,000 $ 203,333 $ 68,000
Morgan, West Virginia 3 $ 428,000 $ 142,666 $ 53,000
St. Croix, Wisconsin 3 $ 251,000 $ 83,666 $ 44,000
Walworth, Wisconsin 3 $ 530,000 $ 176,666 $ 64,000
Autauga, Alabama 2 $ 492,000 $ 246,000 $ 62,000
Lee, Alabama 2 $ 285,000 $ 142,500 $ 45,000
Mobile, Alabama 2 $ 186,000 $ 93,000 $ 90,000
Talladega, Alabama 2 $ 341,000 $ 170,500 $ 57,000
Matanuska-Susitna, Alaska 2 $ 544,000 $ 272,000 $ 84,000
Graham, Arizona 2 $ 275,000 $ 137,500 $ 75,000
Navajo, Arizona 2 $ 197,000 $ 98,500 $ 125,000
Saline, Arkansas 2 $ 379,000 $ 189,500 $ 37,000
Lassen, California 2 $ 428,000 $ 214,000 $ 69,000
Mariposa, California 2 $ 660,000 $ 330,000 $ 104,000
Gilpin, Colorado 2 $ 390,000 $ 195,000 $ 69,000
Teller, Colorado 2 $ 389,000 $ 194,500 $ 83,000
Escambia, Florida 2 $ 341,000 $ 170,500 $ 64,000
Hernando, Florida 2 $ 223,000 $ 111,500 $ 40,000
Lee, Florida 2 $ 256,000 $ 128,000 $ 120,000
Martin, Florida 2 $ 246,000 $ 123,000 $ 60,000
Palm Beach, Florida 2 $ 674,000 $ 337,000 $ 347,000
Santa Rosa, Florida 2 $ 220,000 $ 110,000 $ 52,000
Seminole, Florida 2 $ 266,000 $ 133,000 $ 46,000
Wakulla, Florida 2 $ 408,000 $ 204,000 $ 38,000
Gilmer, Georgia 2 $ 192,000 $ 96,000 $ 96,000
Glynn, Georgia 2 $ 312,000 $ 156,000 $ 66,000
Muscogee, Georgia 2 $ 233,000 $ 116,500 $ 66,000
Tattnall, Georgia 2 $ 283,000 $ 141,500 $ 51,000
Walton, Georgia 2 $ 365,000 $ 182,500 $ 61,000
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Mortgage Loan Application Detail Totals for Home Savings of America in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,685 $1,425,727,000 $250,000 $999,000 $101,000 $1,900,000
Home Purchase 5,159 $1,059,161,000 $205,000 $845,000 $77,000 $1,251,000
Home Improvement 165 $32,933,000 $199,000 $560,000 $86,000 $301,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,055 $1,592,243,000 $225,000 $999,000 $93,000 $1,900,000
Not Provided 1,092 $275,199,000 $252,000 $730,000 $99,000 $586,000
Hispanic 1,086 $219,690,000 $202,000 $721,000 $67,000 $385,000
Black or African American 904 $192,093,000 $212,000 $795,000 $72,000 $381,000
Asian 781 $214,867,000 $275,000 $845,000 $97,000 $974,000
Native Hawaiian or Other Pacific Islander 57 $16,377,000 $287,000 $541,000 $90,000 $224,000
American Indian or Alaskan Native 34 $7,352,000 $216,000 $730,000 $86,000 $367,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,797 $1,438,140,000 $248,000 $999,000 $108,000 $1,900,000
FHA-insured (Federal Housing Administration) 4,211 $874,412,000 $207,000 $802,000 $70,000 $1,251,000
VA-guaranteed (Veterans Administration) 619 $145,082,000 $234,000 $704,000 $71,000 $341,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 382 $60,187,000 $157,000 $445,000 $47,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,199 $1,411,918,000 $227,000 $802,000 $91,000 $1,066,000
Application Denied By Financial Institution 3,371 $788,511,000 $233,000 $845,000 $88,000 $1,380,000
Application Approved But Not Accepted 1,027 $224,050,000 $218,000 $999,000 $85,000 $1,251,000
Application Withdrawn By Applicant 365 $84,662,000 $231,000 $730,000 $98,000 $1,900,000
File Closed For Incompleteness 44 $8,109,000 $184,000 $416,000 $83,000 $305,000
Preapproval Denied by Financial Institution 2 $390,000 $195,000 $244,000 $71,000 $87,000
Preapproval Approved but not Accepted 1 $181,000 $181,000 $181,000 $74,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 976 $237,442,000 $243,000 $730,000 $95,000 $1,380,000
Other 678 $173,223,000 $255,000 $730,000 $109,000 $1,249,000
Debt-To-Income Ratio 539 $123,569,000 $229,000 $715,000 $62,000 $466,000
Collateral 417 $95,421,000 $228,000 $730,000 $92,000 $605,000
Unverifiable Information 334 $76,048,000 $227,000 $845,000 $84,000 $600,000
Credit History 308 $59,100,000 $191,000 $727,000 $63,000 $407,000
Employment History 82 $16,994,000 $207,000 $730,000 $69,000 $241,000
Insufficient Cash (Downpayment, Closing Cost) 36 $6,557,000 $182,000 $380,000 $81,000 $170,000
Mortgage Insurance Denied 3 $547,000 $182,000 $203,000 $84,000 $144,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Savings of America's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Savings of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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