Homecomings Financial LLC Mortgage Lending & HMDA Data, 2006

In 2006, Homecomings Financial LLC of Ft. Washington, PA reported 218,853 mortgage applications totaling $39.0 billion, up 53% from 2005. The average application was for $178,254, and applicants reported an average income of $88,182. 73% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (7,533), Riverside-San Bernardino-Ontario, CA (6,619) and Houston-Sugar Land-Baytown, TX (6,262) (applications in parentheses).

Mortgage Company & Address Homecomings Financial LLC
1100 Virginia Drive
Ft. Washington, PA 19034
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 218,853
Total Mortgage Loan Application Amount $39,011,625,000
Average Mortgage Loan Application Amount $178,254
Highest Mortgage Loan Application Amount $5,900,000
Average Applicant Income $88,182
Highest Applicant Income $5,229,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homecomings Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homecomings Financial LLC by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 7,533 $ 2,430,676,000 $ 322,670 $ 131,000
Riverside-San Bernardino-Ontario, CA 6,619 $ 1,722,839,000 $ 260,286 $ 118,000
Houston-Sugar Land-Baytown, TX 6,262 $ 663,279,000 $ 105,921 $ 78,000
Phoenix-Mesa-Scottsdale, AZ 6,137 $ 1,252,419,000 $ 204,076 $ 102,000
Atlanta-Sandy Springs-Marietta, GA 4,531 $ 616,930,000 $ 136,157 $ 72,000
Seattle-Bellevue-Everett, WA 4,375 $ 1,027,486,000 $ 234,853 $ 111,000
Denver-Aurora, CO 4,289 $ 660,968,000 $ 154,107 $ 83,000
Chicago-Naperville-Joliet, IL 3,778 $ 680,543,000 $ 180,133 $ 83,000
Minneapolis-St. Paul-Bloomington, MN-WI 3,564 $ 616,071,000 $ 172,859 $ 85,533
Tampa-St. Petersburg-Clearwater, FL 3,185 $ 490,708,000 $ 154,068 $ 85,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 3,128 $ 814,135,000 $ 260,273 $ 96,429
Sacramento--Arden-Arcade--Roseville, CA 3,116 $ 804,242,000 $ 258,100 $ 107,000
Warren-Troy-Farmington Hills, MI 2,857 $ 443,210,000 $ 155,131 $ 90,000
New York-White Plains-Wayne, NY-NJ 2,849 $ 857,489,000 $ 300,978 $ 98,675
Santa Ana-Anaheim-Irvine, CA 2,818 $ 1,073,007,000 $ 380,768 $ 158,000
San Diego-Carlsbad-San Marcos, CA 2,722 $ 878,243,000 $ 322,646 $ 139,000
Tacoma, WA 2,615 $ 484,725,000 $ 185,363 $ 96,000
Miami-Miami Beach-Kendall, FL 2,560 $ 570,613,000 $ 222,895 $ 111,000
St. Louis, MO-IL 2,539 $ 303,049,000 $ 119,357 $ 61,837
Dallas-Plano-Irving, TX 2,489 $ 317,272,000 $ 127,469 $ 86,000
Newark-Union, NJ-PA 2,387 $ 596,871,000 $ 250,050 $ 103,736
Edison, NJ 2,342 $ 572,647,000 $ 244,511 $ 104,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2,301 $ 478,987,000 $ 208,164 $ 102,000
Detroit-Livonia-Dearborn, MI 2,149 $ 223,960,000 $ 104,215 $ 63,000
Salt Lake City, UT 1,965 $ 294,376,000 $ 149,809 $ 89,000
Birmingham-Hoover, AL 1,918 $ 226,796,000 $ 118,246 $ 65,000
Portland-Vancouver-Beaverton, OR-WA 1,864 $ 340,741,000 $ 182,800 $ 87,392
West Palm Beach-Boca Raton-Boynton Beach, FL 1,857 $ 411,985,000 $ 221,855 $ 111,000
Oakland-Fremont-Hayward, CA 1,829 $ 664,547,000 $ 363,338 $ 139,000
Orlando-Kissimmee, FL 1,826 $ 322,181,000 $ 176,440 $ 92,000
Virginia Beach-Norfolk-Newport News, VA-NC 1,826 $ 283,231,000 $ 155,110 $ 75,621
New Orleans-Metairie-Kenner, LA 1,421 $ 202,434,000 $ 142,458 $ 65,000
Fort Worth-Arlington, TX 1,413 $ 155,285,000 $ 109,897 $ 80,000
Kansas City, MO-KS 1,378 $ 139,182,000 $ 101,002 $ 79,595
Baltimore-Towson, MD 1,366 $ 258,925,000 $ 189,549 $ 78,000
Memphis, TN-MS-AR 1,333 $ 141,605,000 $ 106,230 $ 72,222
San Antonio, TX 1,260 $ 127,241,000 $ 100,984 $ 95,000
Philadelphia, PA 1,248 $ 222,019,000 $ 177,899 $ 93,000
Boise City-Nampa, ID 1,231 $ 170,951,000 $ 138,871 $ 83,000
Charlotte-Gastonia-Concord, NC-SC 1,229 $ 142,441,000 $ 115,899 $ 80,192
Nashville-Davidson--Murfreesboro, TN 1,223 $ 165,682,000 $ 135,471 $ 104,000
Colorado Springs, CO 1,215 $ 173,559,000 $ 142,846 $ 82,000
Richmond, VA 1,204 $ 161,531,000 $ 134,161 $ 71,000
Austin-Round Rock, TX 1,188 $ 143,449,000 $ 120,748 $ 105,000
Cape Coral-Fort Myers, FL 1,146 $ 245,309,000 $ 214,056 $ 109,000
Baton Rouge, LA 1,143 $ 136,298,000 $ 119,245 $ 72,000
Providence-New Bedford-Fall River, RI-MA 1,143 $ 240,142,000 $ 210,097 $ 78,304
Las Vegas-Paradise, NV 1,076 $ 215,496,000 $ 200,275 $ 92,000
Nassau-Suffolk, NY 1,076 $ 305,158,000 $ 283,604 $ 98,000
Fresno, CA 1,052 $ 209,152,000 $ 198,813 $ 86,000
Oklahoma City, OK 1,051 $ 100,202,000 $ 95,339 $ 68,000
Spokane, WA 1,043 $ 128,775,000 $ 123,465 $ 73,000
Jacksonville, FL 1,042 $ 154,582,000 $ 148,351 $ 78,000
Charleston-North Charleston, SC 1,016 $ 157,650,000 $ 155,167 $ 91,000
Ogden-Clearfield, UT 1,011 $ 126,803,000 $ 125,423 $ 89,000
Boston-Quincy, MA 980 $ 253,646,000 $ 258,822 $ 83,000
Indianapolis-Carmel, IN 947 $ 90,171,000 $ 95,217 $ 64,000
Oxnard-Thousand Oaks-Ventura, CA 937 $ 326,332,000 $ 348,273 $ 138,000
Bakersfield, CA 922 $ 174,271,000 $ 189,014 $ 89,000
New Haven-Milford, CT 915 $ 149,645,000 $ 163,546 $ 89,000
Louisville-Jefferson County, KY-IN 893 $ 95,686,000 $ 107,151 $ 65,452
San Jose-Sunnyvale-Santa Clara, CA 836 $ 362,546,000 $ 433,667 $ 151,000
Pueblo, CO 824 $ 77,194,000 $ 93,682 $ 57,000
Fort Collins-Loveland, CO 807 $ 130,896,000 $ 162,200 $ 83,000
Stockton, CA 797 $ 207,212,000 $ 259,989 $ 106,000
Provo-Orem, UT 793 $ 122,751,000 $ 154,793 $ 96,000
Columbus, OH 781 $ 85,676,000 $ 109,700 $ 67,000
Tulsa, OK 753 $ 70,429,000 $ 93,531 $ 74,000
Albuquerque, NM 748 $ 104,361,000 $ 139,520 $ 74,000
Greenville, SC 732 $ 75,799,000 $ 103,550 $ 65,000
Wichita, KS 722 $ 60,425,000 $ 83,691 $ 67,000
Sarasota-Bradenton-Venice, FL 709 $ 148,255,000 $ 209,104 $ 100,000
Columbia, SC 707 $ 84,733,000 $ 119,848 $ 68,000
Bridgeport-Stamford-Norwalk, CT 697 $ 168,585,000 $ 241,872 $ 109,000
Olympia, WA 689 $ 116,868,000 $ 169,619 $ 92,000
Tucson, AZ 667 $ 114,098,000 $ 171,061 $ 83,000
Omaha-Council Bluffs, NE-IA 643 $ 74,035,000 $ 115,139 $ 69,751
Cambridge-Newton-Framingham, MA 634 $ 160,821,000 $ 253,660 $ 100,000
El Paso, TX 630 $ 59,953,000 $ 95,163 $ 66,000
Modesto, CA 629 $ 153,353,000 $ 243,804 $ 99,000
Grand Junction, CO 627 $ 90,730,000 $ 144,704 $ 68,000
Hartford-West Hartford-East Hartford, CT 615 $ 102,294,000 $ 166,331 $ 76,000
Port St. Lucie-Fort Pierce, FL 612 $ 109,479,000 $ 178,887 $ 90,000
Cleveland-Elyria-Mentor, OH 605 $ 70,063,000 $ 115,806 $ 55,000
Cincinnati-Middletown, OH-KY-IN 597 $ 64,066,000 $ 107,313 $ 63,423
Eugene-Springfield, OR 589 $ 87,159,000 $ 147,977 $ 72,000
Toledo, OH 574 $ 52,424,000 $ 91,331 $ 58,000
Deltona-Daytona Beach-Ormond Beach, FL 561 $ 90,812,000 $ 161,875 $ 90,000
Palm Bay-Melbourne-Titusville, FL 561 $ 83,743,000 $ 149,274 $ 78,000
Montgomery, AL 559 $ 53,272,000 $ 95,298 $ 59,000
Mobile, AL 552 $ 52,722,000 $ 95,510 $ 50,000
Springfield, MO 544 $ 59,144,000 $ 108,720 $ 80,000
Kennewick-Richland-Pasco, WA 543 $ 60,241,000 $ 110,941 $ 70,000
Camden, NJ 526 $ 93,946,000 $ 178,604 $ 75,000
Milwaukee-Waukesha-West Allis, WI 522 $ 64,286,000 $ 123,153 $ 60,000
South Bend-Mishawaka, IN-MI 521 $ 47,879,000 $ 91,898 $ 56,612
San Francisco-San Mateo-Redwood City, CA 517 $ 243,628,000 $ 471,234 $ 168,000
Bend, OR 510 $ 115,592,000 $ 226,650 $ 115,000
Greeley, CO 508 $ 73,485,000 $ 144,655 $ 76,000
Essex County, MA 507 $ 123,272,000 $ 243,140 $ 84,000
Wenatchee, WA 503 $ 74,803,000 $ 148,713 $ 89,000
Raleigh-Cary, NC 494 $ 66,995,000 $ 135,617 $ 89,000
Santa Barbara-Santa Maria, CA 492 $ 152,760,000 $ 310,487 $ 116,000
Grand Rapids-Wyoming, MI 484 $ 53,432,000 $ 110,396 $ 69,000
Bethesda-Gaithersburg-Frederick, MD 475 $ 124,940,000 $ 263,031 $ 95,000
Vallejo-Fairfield, CA 472 $ 140,139,000 $ 296,904 $ 118,000
Albany-Schenectady-Troy, NY 468 $ 49,868,000 $ 106,555 $ 75,000
Asheville, NC 462 $ 74,745,000 $ 161,785 $ 81,000
Gary, IN 449 $ 49,305,000 $ 109,810 $ 60,000
Anchorage, AK 446 $ 78,354,000 $ 175,681 $ 92,000
Huntsville, AL 429 $ 51,619,000 $ 120,324 $ 79,000
Pittsburgh, PA 429 $ 42,845,000 $ 99,871 $ 53,000
Myrtle Beach-Conway-North Myrtle Beach, SC 428 $ 67,029,000 $ 156,609 $ 102,000
Yakima, WA 425 $ 47,887,000 $ 112,675 $ 73,000
York-Hanover, PA 401 $ 45,261,000 $ 112,870 $ 79,000
Fayetteville-Springdale-Rogers, AR-MO 395 $ 48,630,000 $ 123,113 $ 97,584
Allentown-Bethlehem-Easton, PA-NJ 392 $ 59,833,000 $ 152,635 $ 76,571
Lakeland, FL 392 $ 52,260,000 $ 133,316 $ 73,000
Little Rock-North Little Rock, AR 391 $ 43,345,000 $ 110,856 $ 89,000
Wilmington, DE-MD-NJ 376 $ 62,300,000 $ 165,691 $ 83,675
Pensacola-Ferry Pass-Brent, FL 367 $ 46,540,000 $ 126,811 $ 68,000
Salem, OR 363 $ 49,050,000 $ 135,123 $ 86,000
Visalia-Porterville, CA 363 $ 62,584,000 $ 172,407 $ 78,000
Winchester, VA-WV 362 $ 66,337,000 $ 183,251 $ 76,212
Roanoke, VA 355 $ 40,982,000 $ 115,442 $ 64,000
Boulder, CO 347 $ 64,350,000 $ 185,446 $ 98,000
Knoxville, TN 343 $ 41,973,000 $ 122,370 $ 69,000
Lake County-Kenosha County, IL-WI 330 $ 64,387,000 $ 195,112 $ 92,818
Santa Rosa-Petaluma, CA 328 $ 117,641,000 $ 358,661 $ 146,000
Jackson, MS 325 $ 31,310,000 $ 96,338 $ 39,000
Rochester, NY 321 $ 24,469,000 $ 76,227 $ 70,000
Fort Wayne, IN 320 $ 25,910,000 $ 80,968 $ 62,000
Harrisburg-Carlisle, PA 317 $ 30,174,000 $ 95,186 $ 72,000
Reno-Sparks, NV 314 $ 74,533,000 $ 237,366 $ 101,000
Bremerton-Silverdale, WA 312 $ 60,965,000 $ 195,400 $ 92,000
Kalamazoo-Portage, MI 297 $ 31,250,000 $ 105,218 $ 72,000
Gadsden, AL 296 $ 28,098,000 $ 94,925 $ 47,000
Springfield, MA 296 $ 39,250,000 $ 132,601 $ 56,000
Bellingham, WA 284 $ 55,746,000 $ 196,288 $ 86,000
Worcester, MA 284 $ 55,208,000 $ 194,394 $ 79,000
Bay City, MI 277 $ 26,112,000 $ 94,267 $ 56,000
Florence-Muscle Shoals, AL 277 $ 25,522,000 $ 92,137 $ 59,000
Buffalo-Niagara Falls, NY 267 $ 18,317,000 $ 68,602 $ 63,000
Lafayette, LA 265 $ 28,941,000 $ 109,211 $ 48,000
Casper, WY 260 $ 30,092,000 $ 115,738 $ 65,000
Medford, OR 257 $ 48,976,000 $ 190,568 $ 84,000
Prescott, AZ 253 $ 50,813,000 $ 200,841 $ 95,000
Anniston-Oxford, AL 251 $ 24,719,000 $ 98,482 $ 52,000
Greensboro-High Point, NC 250 $ 26,660,000 $ 106,640 $ 68,000
Elkhart-Goshen, IN 249 $ 26,459,000 $ 106,261 $ 71,000
Flint, MI 246 $ 30,667,000 $ 124,662 $ 67,000
Merced, CA 246 $ 57,681,000 $ 234,475 $ 90,000
Redding, CA 246 $ 46,801,000 $ 190,247 $ 77,000
St. George, UT 246 $ 49,695,000 $ 202,012 $ 104,000
Augusta-Richmond County, GA-SC 237 $ 24,342,000 $ 102,708 $ 62,793
Lawton, OK 235 $ 18,457,000 $ 78,540 $ 47,000
Naples-Marco Island, FL 235 $ 64,588,000 $ 274,842 $ 137,000
Dayton, OH 232 $ 19,661,000 $ 84,745 $ 71,000
Eau Claire, WI 228 $ 27,517,000 $ 120,688 $ 56,000
Coeur D'Alene, ID 227 $ 41,953,000 $ 184,814 $ 101,000
Spartanburg, SC 225 $ 22,390,000 $ 99,511 $ 57,000
Trenton-Ewing, NJ 219 $ 35,799,000 $ 163,465 $ 89,000
Portland-South Portland-Biddeford, ME 216 $ 37,681,000 $ 174,449 $ 61,000
Fort Smith, AR-OK 212 $ 19,613,000 $ 92,514 $ 60,188
San Luis Obispo-Paso Robles, CA 209 $ 73,058,000 $ 349,559 $ 139,000
McAllen-Edinburg-Mission, TX 205 $ 21,480,000 $ 104,780 $ 59,000
Salinas, CA 203 $ 87,218,000 $ 429,645 $ 178,000
Beaumont-Port Arthur, TX 201 $ 19,858,000 $ 98,796 $ 63,000
Rockingham County-Strafford County, NH 201 $ 38,983,000 $ 193,945 $ 85,000
Sebastian-Vero Beach, FL 201 $ 35,467,000 $ 176,452 $ 107,000
Manchester-Nashua, NH 199 $ 34,764,000 $ 174,693 $ 78,000
Chico, CA 197 $ 42,704,000 $ 216,771 $ 108,000
Savannah, GA 196 $ 25,676,000 $ 131,000 $ 74,000
Madera, CA 192 $ 44,396,000 $ 231,229 $ 97,000
Altoona, PA 187 $ 13,446,000 $ 71,903 $ 48,000
Winston-Salem, NC 187 $ 21,011,000 $ 112,358 $ 73,000
Great Falls, MT 185 $ 22,584,000 $ 122,075 $ 57,000
Killeen-Temple-Fort Hood, TX 185 $ 16,568,000 $ 89,556 $ 80,000
Akron, OH 183 $ 20,128,000 $ 109,989 $ 54,000
Durham, NC 183 $ 24,540,000 $ 134,098 $ 75,000
Ann Arbor, MI 182 $ 34,542,000 $ 189,791 $ 103,000
Lexington-Fayette, KY 182 $ 19,993,000 $ 109,851 $ 126,000
Honolulu, HI 181 $ 55,222,000 $ 305,093 $ 101,000
Wilmington, NC 181 $ 33,838,000 $ 186,950 $ 131,000
Des Moines-West Des Moines, IA 177 $ 18,740,000 $ 105,875 $ 58,000
Hagerstown-Martinsburg, MD-WV 173 $ 30,906,000 $ 178,647 $ 65,809
Ocala, FL 172 $ 20,862,000 $ 121,290 $ 51,000
Saginaw-Saginaw Township North, MI 172 $ 15,864,000 $ 92,232 $ 62,000
Chattanooga, TN-GA 170 $ 16,677,000 $ 98,100 $ 56,141
Shreveport-Bossier City, LA 170 $ 16,144,000 $ 94,964 $ 52,000
Bangor, ME 168 $ 21,961,000 $ 130,720 $ 54,000
Reading, PA 168 $ 19,597,000 $ 116,648 $ 69,000
Syracuse, NY 168 $ 11,642,000 $ 69,297 $ 81,000
Mount Vernon-Anacortes, WA 166 $ 29,215,000 $ 175,993 $ 82,000
Poughkeepsie-Newburgh-Middletown, NY 163 $ 32,089,000 $ 196,865 $ 90,000
Lansing-East Lansing, MI 161 $ 18,311,000 $ 113,732 $ 59,000
Yuba City, CA 161 $ 34,835,000 $ 216,366 $ 98,000
Fayetteville, NC 160 $ 13,982,000 $ 87,387 $ 64,000
Atlantic City, NJ 159 $ 30,129,000 $ 189,490 $ 82,000
Tuscaloosa, AL 148 $ 17,155,000 $ 115,912 $ 61,000
Niles-Benton Harbor, MI 146 $ 16,891,000 $ 115,691 $ 61,000
Barnstable Town, MA 145 $ 39,262,000 $ 270,772 $ 83,000
Gulfport-Biloxi, MS 144 $ 15,912,000 $ 110,500 $ 45,000
Punta Gorda, FL 144 $ 27,697,000 $ 192,340 $ 95,000
Hot Springs, AR 141 $ 17,616,000 $ 124,936 $ 99,000
Danville, VA 139 $ 12,738,000 $ 91,640 $ 49,000
Tallahassee, FL 139 $ 17,600,000 $ 126,618 $ 74,000
Green Bay, WI 136 $ 15,822,000 $ 116,338 $ 65,000
Jackson, MI 134 $ 14,949,000 $ 111,559 $ 63,000
Lake Charles, LA 134 $ 15,022,000 $ 112,104 $ 61,000
Anderson, SC 133 $ 14,052,000 $ 105,654 $ 50,000
Greenville, NC 133 $ 15,151,000 $ 113,917 $ 81,000
Norwich-New London, CT 132 $ 24,667,000 $ 186,871 $ 75,000
Lynchburg, VA 129 $ 16,047,000 $ 124,395 $ 79,000
El Centro, CA 124 $ 21,467,000 $ 173,120 $ 84,000
Youngstown-Warren-Boardman, OH-PA 121 $ 10,761,000 $ 88,933 $ 46,694
Hanford-Corcoran, CA 120 $ 18,313,000 $ 152,608 $ 75,000
Lewiston, ID-WA 118 $ 12,944,000 $ 109,694 $ 60,389
Yuma, AZ 117 $ 17,823,000 $ 152,333 $ 66,000
Michigan City-La Porte, IN 116 $ 11,544,000 $ 99,517 $ 53,000
Burlington, NC 114 $ 10,970,000 $ 96,228 $ 83,000
Topeka, KS 114 $ 9,845,000 $ 86,359 $ 63,000
College Station-Bryan, TX 111 $ 10,513,000 $ 94,711 $ 86,000
Panama City-Lynn Haven, FL 111 $ 20,207,000 $ 182,045 $ 113,000
Burlington-South Burlington, VT 109 $ 20,811,000 $ 190,926 $ 74,000
Lincoln, NE 106 $ 11,408,000 $ 107,622 $ 60,000
Scranton--Wilkes-Barre, PA 106 $ 10,295,000 $ 97,122 $ 63,000
Davenport-Moline-Rock Island, IA-IL 104 $ 11,241,000 $ 108,086 $ 51,451
Cheyenne, WY 103 $ 11,752,000 $ 114,097 $ 71,000
Decatur, AL 103 $ 9,341,000 $ 90,689 $ 45,000
Idaho Falls, ID 102 $ 11,213,000 $ 109,931 $ 68,000
Napa, CA 101 $ 39,270,000 $ 388,811 $ 141,000
Santa Fe, NM 101 $ 25,260,000 $ 250,099 $ 106,000
Lancaster, PA 99 $ 11,982,000 $ 121,030 $ 60,000
Carson City, NV 98 $ 20,829,000 $ 212,540 $ 91,000
Williamsport, PA 97 $ 7,650,000 $ 78,865 $ 49,000
Longview, WA 96 $ 13,244,000 $ 137,958 $ 83,000
Columbus, GA-AL 94 $ 10,118,000 $ 107,638 $ 49,531
Monroe, MI 94 $ 12,177,000 $ 129,542 $ 67,000
Santa Cruz-Watsonville, CA 94 $ 43,349,000 $ 461,159 $ 159,000
Amarillo, TX 93 $ 11,213,000 $ 120,569 $ 84,000
Pascagoula, MS 88 $ 8,969,000 $ 101,920 $ 99,000
State College, PA 88 $ 8,628,000 $ 98,045 $ 78,000
Duluth, MN-WI 87 $ 9,889,000 $ 113,666 $ 63,655
Vineland-Millville-Bridgeton, NJ 86 $ 11,744,000 $ 136,558 $ 59,000
Corpus Christi, TX 85 $ 9,538,000 $ 112,211 $ 92,000
Dothan, AL 85 $ 8,962,000 $ 105,435 $ 71,000
Houma-Bayou Cane-Thibodaux, LA 85 $ 8,580,000 $ 100,941 $ 52,000
Rockford, IL 83 $ 8,283,000 $ 99,795 $ 72,000
Holland-Grand Haven, MI 82 $ 10,316,000 $ 125,804 $ 54,000
Joplin, MO 82 $ 7,435,000 $ 90,670 $ 58,000
Bloomington, IN 81 $ 9,254,000 $ 114,246 $ 67,000
Elmira, NY 80 $ 5,720,000 $ 71,500 $ 70,000
Harrisonburg, VA 80 $ 12,397,000 $ 154,962 $ 74,000
Madison, WI 80 $ 10,881,000 $ 136,012 $ 62,000
Flagstaff, AZ 75 $ 17,634,000 $ 235,120 $ 126,000
Battle Creek, MI 72 $ 5,885,000 $ 81,736 $ 60,000
Gainesville, FL 72 $ 9,313,000 $ 129,347 $ 79,000
Hickory-Lenoir-Morganton, NC 72 $ 9,304,000 $ 129,222 $ 44,000
Macon, GA 72 $ 6,733,000 $ 93,513 $ 40,000
Fairbanks, AK 71 $ 9,214,000 $ 129,774 $ 78,000
Athens-Clarke County, GA 70 $ 7,105,000 $ 101,500 $ 90,000
Farmington, NM 70 $ 9,486,000 $ 135,514 $ 94,000
Gainesville, GA 69 $ 10,587,000 $ 153,434 $ 59,000
Canton-Massillon, OH 68 $ 7,106,000 $ 104,500 $ 39,000
Fort Walton Beach-Crestview-Destin, FL 68 $ 14,249,000 $ 209,544 $ 196,000
Sherman-Denison, TX 68 $ 7,461,000 $ 109,720 $ 90,000
Elizabethtown, KY 66 $ 5,847,000 $ 88,590 $ 47,000
Racine, WI 65 $ 7,986,000 $ 122,861 $ 53,000
Rome, GA 65 $ 6,311,000 $ 97,092 $ 42,000
Clarksville, TN-KY 64 $ 5,143,000 $ 80,359 $ 66,828
Corvallis, OR 64 $ 7,575,000 $ 118,359 $ 97,000
Charlottesville, VA 63 $ 11,234,000 $ 178,317 $ 74,000
Columbia, MO 63 $ 6,320,000 $ 100,317 $ 59,000
Fargo, ND-MN 63 $ 6,382,000 $ 101,301 $ 63,809
Lewiston-Auburn, ME 63 $ 7,573,000 $ 120,206 $ 42,000
Florence, SC 62 $ 5,793,000 $ 93,435 $ 57,000
Dover, DE 61 $ 10,102,000 $ 165,606 $ 84,000
Hattiesburg, MS 60 $ 5,578,000 $ 92,966 $ 38,000
St. Cloud, MN 60 $ 7,303,000 $ 121,716 $ 83,000
Las Cruces, NM 57 $ 6,876,000 $ 120,631 $ 99,000
Muskegon-Norton Shores, MI 57 $ 5,128,000 $ 89,964 $ 43,000
Ocean City, NJ 56 $ 15,307,000 $ 273,339 $ 120,000
Tyler, TX 55 $ 4,884,000 $ 88,800 $ 28,000
Anderson, IN 54 $ 4,685,000 $ 86,759 $ 44,000
Auburn-Opelika, AL 53 $ 6,125,000 $ 115,566 $ 66,000
Brownsville-Harlingen, TX 53 $ 6,100,000 $ 115,094 $ 44,000
Johnstown, PA 53 $ 3,964,000 $ 74,792 $ 50,000
Janesville, WI 52 $ 5,675,000 $ 109,134 $ 43,000
Utica-Rome, NY 52 $ 4,472,000 $ 86,000 $ 54,000
Waterloo-Cedar Falls, IA 52 $ 5,230,000 $ 100,576 $ 159,000
Logan, UT-ID 50 $ 6,670,000 $ 133,400 $ 66,920
Waco, TX 50 $ 5,612,000 $ 112,240 $ 75,000
Rocky Mount, NC 49 $ 5,790,000 $ 118,163 $ 61,000
Salisbury, MD 48 $ 7,194,000 $ 149,875 $ 41,000
Springfield, OH 47 $ 3,448,000 $ 73,361 $ 40,000
Alexandria, LA 46 $ 4,605,000 $ 100,108 $ 51,000
Lebanon, PA 46 $ 4,282,000 $ 93,086 $ 52,000
Muncie, IN 46 $ 3,550,000 $ 77,173 $ 46,000
Lima, OH 45 $ 4,048,000 $ 89,955 $ 39,000
Lubbock, TX 45 $ 3,294,000 $ 73,200 $ 77,000
Jackson, TN 44 $ 3,414,000 $ 77,590 $ 53,000
Albany, GA 43 $ 4,604,000 $ 107,069 $ 46,000
Evansville, IN-KY 43 $ 3,113,000 $ 72,395 $ 42,930
Glens Falls, NY 42 $ 4,474,000 $ 106,523 $ 62,000
Longview, TX 39 $ 3,685,000 $ 94,487 $ 66,000
Mansfield, OH 39 $ 3,962,000 $ 101,589 $ 55,000
Pocatello, ID 37 $ 3,187,000 $ 86,135 $ 61,000
Morristown, TN 36 $ 4,330,000 $ 120,277 $ 82,000
Sumter, SC 36 $ 3,215,000 $ 89,305 $ 58,000
Appleton, WI 35 $ 3,816,000 $ 109,028 $ 45,000
Billings, MT 35 $ 4,111,000 $ 117,457 $ 79,000
Hinesville-Fort Stewart, GA 35 $ 3,160,000 $ 90,285 $ 72,000
Lafayette, IN 35 $ 2,964,000 $ 84,685 $ 63,000
Monroe, LA 35 $ 3,146,000 $ 89,885 $ 43,000
Peoria, IL 34 $ 2,712,000 $ 79,764 $ 37,000
Jacksonville, NC 33 $ 4,811,000 $ 145,787 $ 129,000
Rochester, MN 33 $ 4,974,000 $ 150,727 $ 74,000
Binghamton, NY 32 $ 2,467,000 $ 77,093 $ 59,000
Champaign-Urbana, IL 32 $ 2,792,000 $ 87,250 $ 105,000
Cleveland, TN 31 $ 4,228,000 $ 136,387 $ 59,000
Erie, PA 31 $ 2,466,000 $ 79,548 $ 68,000
Oshkosh-Neenah, WI 31 $ 2,846,000 $ 91,806 $ 35,000
Pittsfield, MA 31 $ 4,258,000 $ 137,354 $ 60,000
Sandusky, OH 31 $ 3,031,000 $ 97,774 $ 63,000
Laredo, TX 30 $ 3,041,000 $ 101,366 $ 15,000
Sioux Falls, SD 29 $ 2,491,000 $ 85,896 $ 63,000
Wausau, WI 29 $ 3,299,000 $ 113,758 $ 42,000
Jefferson City, MO 28 $ 2,595,000 $ 92,678 $ 70,000
La Crosse, WI-MN 28 $ 3,343,000 $ 119,392 $ 74,714
Texarkana, Tx-Texarkana, AR 28 $ 2,693,000 $ 96,178 $ 52,214
Warner Robins, GA 28 $ 2,822,000 $ 100,785 $ 47,000
Blacksburg-Christiansburg-Radford, VA 27 $ 3,042,000 $ 112,666 $ 80,000
Sheboygan, WI 27 $ 2,673,000 $ 99,000 $ 40,000
Kingston, NY 25 $ 4,720,000 $ 188,800 $ 53,000
Valdosta, GA 25 $ 2,325,000 $ 93,000 $ 61,000
Dalton, GA 24 $ 2,735,000 $ 113,958 $ 42,000
Cumberland, MD-WV 23 $ 1,657,000 $ 72,043 $ 45,130
St. Joseph, MO-KS 23 $ 2,707,000 $ 117,695 $ 45,000
Terre Haute, IN 23 $ 1,946,000 $ 84,608 $ 84,000
Springfield, IL 21 $ 2,222,000 $ 105,809 $ 71,000
Kingsport-Bristol-Bristol, TN-VA 20 $ 2,470,000 $ 123,500 $ 40,500
Wichita Falls, TX 20 $ 1,498,000 $ 74,900 $ 33,000
Kokomo, IN 19 $ 1,901,000 $ 100,052 $ 26,000
Missoula, MT 19 $ 2,181,000 $ 114,789 $ 63,000
Ames, IA 18 $ 2,742,000 $ 152,333 $ 119,000
Lawrence, KS 18 $ 1,742,000 $ 96,777 $ 67,000
Midland, TX 18 $ 1,513,000 $ 84,055 $ 54,000
Kankakee-Bradley, IL 17 $ 1,440,000 $ 84,705 $ 48,000
Pine Bluff, AR 17 $ 1,259,000 $ 74,058 $ 45,000
Cedar Rapids, IA 16 $ 1,456,000 $ 91,000 $ 44,000
Johnson City, TN 16 $ 1,556,000 $ 97,250 $ 66,000
Odessa, TX 16 $ 1,640,000 $ 102,500 $ 55,000
Charleston, WV 15 $ 1,393,000 $ 92,866 $ 48,000
Huntington-Ashland, WV-KY-OH 15 $ 1,053,000 $ 70,200 $ 53,000
Weirton-Steubenville, WV-OH 14 $ 1,051,000 $ 75,071 $ 33,500
Bloomington-Normal, IL 13 $ 1,404,000 $ 108,000 $ 31,000
Dubuque, IA 13 $ 1,415,000 $ 108,846 $ 18,000
Goldsboro, NC 13 $ 1,288,000 $ 99,076 $ 22,000
Owensboro, KY 13 $ 1,203,000 $ 92,538 $ 30,000
Bowling Green, KY 12 $ 1,203,000 $ 100,250 $ 48,000
Brunswick, GA 12 $ 1,347,000 $ 112,250 $ 38,000
San Angelo, TX 12 $ 1,214,000 $ 101,166 $ 40,000
Fond Du Lac, WI 11 $ 1,142,000 $ 103,818 $ 41,000
Grand Forks, ND-MN 11 $ 775,000 $ 70,454 $ 43,545
Bismarck, ND 10 $ 623,000 $ 62,300 $ 18,000
Iowa City, IA 10 $ 1,352,000 $ 135,200 $ 48,000
Jonesboro, AR 10 $ 926,000 $ 92,600 $ 55,000
Parkersburg-Marietta-Vienna, WV-OH 10 $ 778,000 $ 77,800 $ 35,300
Sioux City, IA-NE-SD 10 $ 660,000 $ 66,000 $ 48,200
Victoria, TX 10 $ 560,000 $ 56,000 $ 36,000
Columbus, IN 9 $ 787,000 $ 87,444 $ 37,000
Rapid City, SD 9 $ 1,098,000 $ 122,000 $ 26,000
Abilene, TX 8 $ 650,000 $ 81,250 $ 44,000
Decatur, IL 7 $ 444,000 $ 63,428 $ 34,000
Wheeling, WV-OH 7 $ 741,000 $ 105,857 $ 30,428
Ithaca, NY 6 $ 820,000 $ 136,666 $ 51,000
Danville, IL 4 $ 444,000 $ 111,000 $ 41,000
Morgantown, WV 3 $ 289,000 $ 96,333 $ 25,000

Mortgage Loan Application Detail Totals for Homecomings Financial LLC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 130,256 $25,552,051,000 $196,000 $5,900,000 $87,000 $4,128,000
Home Purchase 88,313 $13,432,964,000 $152,000 $3,000,000 $90,000 $5,229,000
Home Improvement 284 $26,610,000 $93,000 $505,000 $65,000 $581,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 122,640 $21,352,053,000 $174,000 $5,900,000 $96,000 $5,229,000
Hispanic 28,861 $5,559,691,000 $192,000 $2,695,000 $91,000 $1,174,000
Not Provided 27,215 $5,281,868,000 $194,000 $4,200,000 $90,000 $4,128,000
Black or African American 19,796 $2,869,839,000 $144,000 $1,920,000 $77,000 $3,600,000
Not applicable 11,977 $1,990,663,000 $166,000 $1,600,000 $0 $0
Asian 6,743 $1,616,054,000 $239,000 $2,660,000 $119,000 $2,280,000
Native Hawaiian or Other Pacific Islander 1,027 $241,655,000 $235,000 $1,500,000 $106,000 $719,000
American Indian or Alaskan Native 594 $99,802,000 $168,000 $1,000,000 $101,000 $2,098,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 218,784 $39,002,211,000 $178,000 $5,900,000 $88,000 $5,229,000
FHA-insured (Federal Housing Administration) 62 $7,913,000 $127,000 $254,000 $0 $0
VA-guaranteed (Veterans Administration) 7 $1,501,000 $214,000 $343,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 159,837 $28,323,169,000 $177,000 $5,900,000 $92,000 $4,128,000
Application Approved But Not Accepted 28,607 $5,682,738,000 $198,000 $4,500,000 $104,000 $5,229,000
Application Denied By Financial Institution 15,419 $2,547,960,000 $165,000 $3,300,000 $96,000 $3,600,000
Loan Purchased By The Institution 11,977 $1,990,663,000 $166,000 $1,600,000 $0 $0
Application Withdrawn By Applicant 3,013 $467,095,000 $155,000 $4,200,000 $53,000 $1,992,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 2,955 $438,780,000 $148,000 $1,820,000 $83,000 $2,400,000
Debt-To-Income Ratio 2,256 $349,564,000 $154,000 $2,400,000 $76,000 $1,440,000
Credit Application Incomplete 1,623 $237,886,000 $146,000 $2,000,000 $46,000 $778,000
Unverifiable Information 927 $183,401,000 $197,000 $1,120,000 $111,000 $2,400,000
Credit History 484 $71,955,000 $148,000 $1,295,000 $86,000 $900,000
Employment History 323 $47,315,000 $146,000 $996,000 $76,000 $449,000
Other 166 $30,524,000 $183,000 $1,170,000 $97,000 $1,146,000
Insufficient Cash (Downpayment, Closing Cost) 55 $7,616,000 $138,000 $439,000 $46,000 $230,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homecomings Financial LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homecomings Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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