Homefield Financial, Inc. Mortgage Lending & HMDA Data, 2006
In 2006, Homefield Financial, Inc. of Irvine, CA reported 48,970 mortgage applications totaling $11.1 billion, down 9% from 2005. The average application was for $225,867, and applicants reported an average income of $42,410. 9% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (4,045), Los Angeles-Long Beach-Glendale, CA (3,976) and Phoenix-Mesa-Scottsdale, AZ (2,376) (applications in parentheses).
| Mortgage Company & Address | Homefield Financial, Inc. 410 Exchange, Suite 100 Irvine, CA 92602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 48,970 |
| Total Mortgage Loan Application Amount | $11,060,741,000 |
| Average Mortgage Loan Application Amount | $225,867 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $42,410 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homefield Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 4,045 | $ 1,013,321,000 | $ 250,511 | $ 48,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,976 | $ 1,199,949,000 | $ 301,798 | $ 50,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,376 | $ 471,348,000 | $ 198,378 | $ 43,000 |
| Las Vegas-Paradise, NV | 2,107 | $ 503,788,000 | $ 239,102 | $ 49,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,560 | $ 312,479,000 | $ 200,307 | $ 34,000 |
| Seattle-Bellevue-Everett, WA | 1,307 | $ 303,915,000 | $ 232,528 | $ 47,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,280 | $ 325,794,000 | $ 254,526 | $ 46,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,276 | $ 418,473,000 | $ 327,956 | $ 47,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,219 | $ 206,522,000 | $ 169,419 | $ 40,000 |
| Miami-Miami Beach-Kendall, FL | 1,058 | $ 210,310,000 | $ 198,780 | $ 37,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,047 | $ 364,511,000 | $ 348,148 | $ 65,000 |
| Orlando-Kissimmee, FL | 1,035 | $ 196,221,000 | $ 189,585 | $ 39,000 |
| Oakland-Fremont-Hayward, CA | 959 | $ 319,881,000 | $ 333,556 | $ 53,000 |
| Bakersfield, CA | 946 | $ 173,349,000 | $ 183,244 | $ 35,000 |
| Denver-Aurora, CO | 942 | $ 191,075,000 | $ 202,839 | $ 33,000 |
| Portland-Vancouver-Beaverton, OR-WA | 942 | $ 185,340,000 | $ 196,751 | $ 44,369 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 888 | $ 194,882,000 | $ 219,461 | $ 45,000 |
| Fresno, CA | 754 | $ 143,035,000 | $ 189,701 | $ 34,000 |
| Warren-Troy-Farmington Hills, MI | 717 | $ 147,022,000 | $ 205,051 | $ 44,000 |
| Hartford-West Hartford-East Hartford, CT | 624 | $ 119,596,000 | $ 191,660 | $ 39,000 |
| Stockton, CA | 611 | $ 168,513,000 | $ 275,798 | $ 40,000 |
| New Haven-Milford, CT | 596 | $ 111,577,000 | $ 187,209 | $ 37,000 |
| Tacoma, WA | 583 | $ 113,661,000 | $ 194,958 | $ 37,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 581 | $ 132,865,000 | $ 228,683 | $ 46,000 |
| Jacksonville, FL | 565 | $ 95,021,000 | $ 168,178 | $ 40,000 |
| Visalia-Porterville, CA | 562 | $ 88,437,000 | $ 157,361 | $ 33,000 |
| Bridgeport-Stamford-Norwalk, CT | 556 | $ 136,141,000 | $ 244,857 | $ 45,000 |
| Tucson, AZ | 550 | $ 90,866,000 | $ 165,210 | $ 35,000 |
| Detroit-Livonia-Dearborn, MI | 478 | $ 69,613,000 | $ 145,633 | $ 28,000 |
| Modesto, CA | 434 | $ 108,448,000 | $ 249,880 | $ 39,000 |
| Cape Coral-Fort Myers, FL | 386 | $ 74,976,000 | $ 194,238 | $ 44,000 |
| Reno-Sparks, NV | 375 | $ 93,515,000 | $ 249,373 | $ 45,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 375 | $ 134,964,000 | $ 359,904 | $ 55,000 |
| Sarasota-Bradenton-Venice, FL | 356 | $ 76,646,000 | $ 215,297 | $ 46,000 |
| Vallejo-Fairfield, CA | 348 | $ 109,050,000 | $ 313,362 | $ 50,000 |
| Port St. Lucie-Fort Pierce, FL | 321 | $ 61,046,000 | $ 190,174 | $ 38,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 308 | $ 50,136,000 | $ 162,779 | $ 29,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 290 | $ 97,054,000 | $ 334,668 | $ 57,000 |
| San Francisco-San Mateo-Redwood City, CA | 279 | $ 117,409,000 | $ 420,820 | $ 62,000 |
| Merced, CA | 266 | $ 59,235,000 | $ 222,687 | $ 37,000 |
| Lakeland, FL | 260 | $ 38,807,000 | $ 149,257 | $ 26,000 |
| Palm Bay-Melbourne-Titusville, FL | 238 | $ 41,928,000 | $ 176,168 | $ 37,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 216 | $ 60,268,000 | $ 279,018 | $ 38,166 |
| Chico, CA | 204 | $ 34,603,000 | $ 169,622 | $ 37,000 |
| Madera, CA | 199 | $ 40,193,000 | $ 201,974 | $ 36,000 |
| Yuba City, CA | 196 | $ 43,755,000 | $ 223,239 | $ 37,000 |
| Salem, OR | 195 | $ 29,216,000 | $ 149,825 | $ 31,000 |
| Norwich-New London, CT | 181 | $ 34,976,000 | $ 193,237 | $ 42,000 |
| Hanford-Corcoran, CA | 175 | $ 28,416,000 | $ 162,377 | $ 28,000 |
| Spokane, WA | 174 | $ 25,571,000 | $ 146,959 | $ 31,000 |
| Naples-Marco Island, FL | 168 | $ 43,183,000 | $ 257,041 | $ 46,000 |
| Ocala, FL | 159 | $ 23,559,000 | $ 148,169 | $ 38,000 |
| Olympia, WA | 154 | $ 27,409,000 | $ 177,980 | $ 45,000 |
| Eugene-Springfield, OR | 153 | $ 25,154,000 | $ 164,405 | $ 41,000 |
| Santa Rosa-Petaluma, CA | 153 | $ 52,773,000 | $ 344,921 | $ 52,000 |
| Redding, CA | 148 | $ 28,440,000 | $ 192,162 | $ 37,000 |
| Colorado Springs, CO | 147 | $ 28,946,000 | $ 196,911 | $ 34,000 |
| Pensacola-Ferry Pass-Brent, FL | 145 | $ 23,100,000 | $ 159,310 | $ 38,000 |
| Yakima, WA | 145 | $ 19,109,000 | $ 131,786 | $ 24,000 |
| Medford, OR | 144 | $ 28,723,000 | $ 199,465 | $ 44,000 |
| Kennewick-Richland-Pasco, WA | 138 | $ 18,898,000 | $ 136,942 | $ 34,000 |
| Bremerton-Silverdale, WA | 137 | $ 26,651,000 | $ 194,532 | $ 39,000 |
| Prescott, AZ | 137 | $ 27,604,000 | $ 201,489 | $ 56,000 |
| El Centro, CA | 136 | $ 25,446,000 | $ 187,102 | $ 41,000 |
| Salinas, CA | 127 | $ 44,201,000 | $ 348,039 | $ 44,000 |
| Santa Barbara-Santa Maria, CA | 126 | $ 40,123,000 | $ 318,436 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 123 | $ 19,542,000 | $ 158,878 | $ 28,000 |
| Grand Rapids-Wyoming, MI | 113 | $ 16,609,000 | $ 146,982 | $ 32,000 |
| Bend, OR | 110 | $ 23,731,000 | $ 215,736 | $ 58,000 |
| Punta Gorda, FL | 108 | $ 19,257,000 | $ 178,305 | $ 40,000 |
| Greeley, CO | 107 | $ 20,813,000 | $ 194,514 | $ 30,000 |
| Yuma, AZ | 106 | $ 17,687,000 | $ 166,858 | $ 36,000 |
| Tallahassee, FL | 103 | $ 13,462,000 | $ 130,699 | $ 24,000 |
| Fort Walton Beach-Crestview-Destin, FL | 98 | $ 19,612,000 | $ 200,122 | $ 47,000 |
| Bellingham, WA | 91 | $ 20,814,000 | $ 228,725 | $ 47,000 |
| Flint, MI | 91 | $ 14,093,000 | $ 154,868 | $ 34,000 |
| Richmond, VA | 89 | $ 12,696,000 | $ 142,651 | $ 16,000 |
| San Luis Obispo-Paso Robles, CA | 86 | $ 27,348,000 | $ 318,000 | $ 56,000 |
| Fort Collins-Loveland, CO | 83 | $ 16,098,000 | $ 193,951 | $ 36,000 |
| Ann Arbor, MI | 80 | $ 16,353,000 | $ 204,412 | $ 34,000 |
| Santa Cruz-Watsonville, CA | 79 | $ 29,633,000 | $ 375,101 | $ 68,000 |
| Rochester, MN | 76 | $ 14,884,000 | $ 195,842 | $ 45,000 |
| Lansing-East Lansing, MI | 75 | $ 10,297,000 | $ 137,293 | $ 20,000 |
| Wenatchee, WA | 71 | $ 11,618,000 | $ 163,633 | $ 29,000 |
| Mount Vernon-Anacortes, WA | 69 | $ 13,281,000 | $ 192,478 | $ 43,000 |
| Longview, WA | 63 | $ 9,715,000 | $ 154,206 | $ 38,000 |
| Duluth, MN-WI | 62 | $ 8,206,000 | $ 132,354 | $ 22,000 |
| Sebastian-Vero Beach, FL | 62 | $ 10,665,000 | $ 172,016 | $ 39,000 |
| Boulder, CO | 59 | $ 12,564,000 | $ 212,949 | $ 43,000 |
| Panama City-Lynn Haven, FL | 59 | $ 10,281,000 | $ 174,254 | $ 42,000 |
| Flagstaff, AZ | 58 | $ 11,405,000 | $ 196,637 | $ 48,000 |
| St. Cloud, MN | 57 | $ 8,195,000 | $ 143,771 | $ 24,000 |
| Napa, CA | 54 | $ 21,088,000 | $ 390,518 | $ 63,000 |
| Kalamazoo-Portage, MI | 49 | $ 7,642,000 | $ 155,959 | $ 28,000 |
| Pueblo, CO | 49 | $ 7,315,000 | $ 149,285 | $ 20,000 |
| Gainesville, FL | 46 | $ 6,596,000 | $ 143,391 | $ 31,000 |
| Carson City, NV | 44 | $ 10,218,000 | $ 232,227 | $ 53,000 |
| Monroe, MI | 42 | $ 8,077,000 | $ 192,309 | $ 46,000 |
| Holland-Grand Haven, MI | 41 | $ 6,726,000 | $ 164,048 | $ 26,000 |
| Muskegon-Norton Shores, MI | 38 | $ 4,556,000 | $ 119,894 | $ 12,000 |
| Battle Creek, MI | 35 | $ 4,719,000 | $ 134,828 | $ 27,000 |
| Saginaw-Saginaw Township North, MI | 28 | $ 3,373,000 | $ 120,464 | $ 31,000 |
| Jackson, MI | 26 | $ 4,776,000 | $ 183,692 | $ 36,000 |
| Niles-Benton Harbor, MI | 25 | $ 3,316,000 | $ 132,640 | $ 30,000 |
| Corvallis, OR | 24 | $ 4,256,000 | $ 177,333 | $ 15,000 |
| Grand Junction, CO | 24 | $ 4,344,000 | $ 181,000 | $ 28,000 |
| Roanoke, VA | 21 | $ 3,194,000 | $ 152,095 | $ 30,000 |
| Dallas-Plano-Irving, TX | 13 | $ 1,610,000 | $ 123,846 | $ 21,000 |
| Winchester, VA-WV | 11 | $ 1,352,000 | $ 122,909 | $ 10,000 |
| Baltimore-Towson, MD | 10 | $ 2,357,000 | $ 235,700 | $ 50,000 |
| Chicago-Naperville-Joliet, IL | 10 | $ 1,444,000 | $ 144,400 | $ 8,000 |
| Bay City, MI | 9 | $ 1,108,000 | $ 123,111 | $ 44,000 |
| Fargo, ND-MN | 9 | $ 1,281,000 | $ 142,333 | $ 53,000 |
| New York-White Plains-Wayne, NY-NJ | 9 | $ 2,707,000 | $ 300,777 | $ 21,000 |
| Fort Worth-Arlington, TX | 8 | $ 778,000 | $ 97,250 | $ 21,000 |
| Grand Forks, ND-MN | 8 | $ 760,000 | $ 95,000 | $ 27,000 |
| Lewiston, ID-WA | 7 | $ 933,000 | $ 133,285 | $ 49,000 |
| Lynchburg, VA | 7 | $ 734,000 | $ 104,857 | $ 10,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 788,000 | $ 112,571 | $ 6,000 |
| Atlanta-Sandy Springs-Marietta, GA | 5 | $ 1,338,000 | $ 267,600 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 870,000 | $ 174,000 | $ 26,000 |
| Charlottesville, VA | 5 | $ 963,000 | $ 192,600 | $ 43,000 |
| Danville, VA | 4 | $ 328,000 | $ 82,000 | $ 18,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 475,000 | $ 118,750 | $ 90,000 |
| York-Hanover, PA | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Harrisonburg, VA | 3 | $ 361,000 | $ 120,333 | $ 28,000 |
| La Crosse, WI-MN | 3 | $ 382,000 | $ 127,333 | $ 28,000 |
| Albuquerque, NM | 2 | $ 615,000 | $ 307,500 | $ 30,000 |
| Atlantic City, NJ | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Bethesda-Gaithersburg-Frederick, MD | 2 | $ 641,000 | $ 320,500 | $ 108,000 |
| Boston-Quincy, MA | 2 | $ 476,000 | $ 238,000 | $ 0 |
| Camden, NJ | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 359,000 | $ 179,500 | $ 42,000 |
| Columbus, OH | 2 | $ 185,000 | $ 92,500 | $ 0 |
| Corpus Christi, TX | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Honolulu, HI | 2 | $ 830,000 | $ 415,000 | $ 42,000 |
| Houston-Sugar Land-Baytown, TX | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| Indianapolis-Carmel, IN | 2 | $ 281,000 | $ 140,500 | $ 30,000 |
| Jackson, MS | 2 | $ 202,000 | $ 101,000 | $ 132,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Salt Lake City, UT | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Amarillo, TX | 1 | $ 54,000 | $ 54,000 | $ 132,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bangor, ME | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Birmingham-Hoover, AL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Boise City-Nampa, ID | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Dayton, OH | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Decatur, IL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| El Paso, TX | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Lafayette, LA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Louisville-Jefferson County, KY-IN | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Madison, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Midland, TX | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Mobile, AL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Morgantown, WV | 1 | $ 100,000 | $ 100,000 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Newark-Union, NJ-PA | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Ocean City, NJ | 1 | $ 237,000 | $ 237,000 | $ 60,000 |
| Ogden-Clearfield, UT | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Ponce, PR | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Portland-South Portland-Biddeford, ME | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Raleigh-Cary, NC | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Reading, PA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rochester, NY | 1 | $ 620,000 | $ 620,000 | $ 252,000 |
| Rockingham County-Strafford County, NH | 1 | $ 423,000 | $ 423,000 | $ 84,000 |
| San Antonio, TX | 1 | $ 136,000 | $ 136,000 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Spartanburg, SC | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Tulsa, OK | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Warner Robins, GA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Worcester, MA | 1 | $ 100,000 | $ 100,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 46,428 | $10,447,358,000 | $225,000 | $3,800,000 | $42,000 | $1,800,000 |
| Home Purchase | 2,536 | $612,575,000 | $241,000 | $2,880,000 | $50,000 | $1,200,000 |
| Home Improvement | 6 | $808,000 | $134,000 | $298,000 | $14,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 33,600 | $7,691,283,000 | $228,000 | $3,680,000 | $33,000 | $1,440,000 |
| White | 13,197 | $2,868,245,000 | $217,000 | $3,600,000 | $63,000 | $1,800,000 |
| Not Provided | 683 | $131,087,000 | $191,000 | $1,500,000 | $51,000 | $900,000 |
| Hispanic | 651 | $142,660,000 | $219,000 | $1,500,000 | $55,000 | $372,000 |
| Asian | 647 | $179,330,000 | $277,000 | $3,800,000 | $91,000 | $804,000 |
| Native Hawaiian or Other Pacific Islander | 144 | $37,595,000 | $261,000 | $855,000 | $82,000 | $312,000 |
| American Indian or Alaskan Native | 48 | $10,541,000 | $219,000 | $720,000 | $50,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,970 | $11,060,741,000 | $225,000 | $3,800,000 | $43,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 40,978 | $9,317,983,000 | $227,000 | $3,800,000 | $39,000 | $1,800,000 |
| Loan Originated | 4,349 | $944,348,000 | $217,000 | $1,500,000 | $87,000 | $636,000 |
| Application Denied By Financial Institution | 3,409 | $739,612,000 | $216,000 | $3,680,000 | $22,000 | $1,200,000 |
| Application Approved But Not Accepted | 233 | $58,650,000 | $251,000 | $1,000,000 | $86,000 | $600,000 |
| File Closed For Incompleteness | 1 | $148,000 | $148,000 | $148,000 | $48,000 | $48,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,701 | $354,510,000 | $208,000 | $2,000,000 | $12,000 | $1,200,000 |
| Collateral | 756 | $178,587,000 | $236,000 | $960,000 | $34,000 | $300,000 |
| Other | 607 | $135,607,000 | $223,000 | $3,680,000 | $26,000 | $576,000 |
| Debt-To-Income Ratio | 111 | $21,550,000 | $194,000 | $752,000 | $35,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 83 | $16,304,000 | $196,000 | $730,000 | $46,000 | $432,000 |
| Credit Application Incomplete | 60 | $15,129,000 | $252,000 | $620,000 | $29,000 | $240,000 |
| Unverifiable Information | 46 | $9,724,000 | $211,000 | $600,000 | $45,000 | $240,000 |
| Employment History | 44 | $7,982,000 | $181,000 | $750,000 | $29,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $219,000 | $219,000 | $219,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homefield Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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