Homefield Financial, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Homefield Financial, Inc. of Irvine, CA reported 48,970 mortgage applications totaling $11.1 billion, down 9% from 2005. The average application was for $225,867, and applicants reported an average income of $42,410. 9% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (4,045), Los Angeles-Long Beach-Glendale, CA (3,976) and Phoenix-Mesa-Scottsdale, AZ (2,376) (applications in parentheses).

Mortgage Company & Address Homefield Financial, Inc.
410 Exchange, Suite 100
Irvine, CA 92602
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 48,970
Total Mortgage Loan Application Amount $11,060,741,000
Average Mortgage Loan Application Amount $225,867
Highest Mortgage Loan Application Amount $3,800,000
Average Applicant Income $42,410
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homefield Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homefield Financial, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,976 $ 1,199,949,000 $ 301,798 $ 50,000
Maricopa, Arizona 2,145 $ 431,708,000 $ 201,262 $ 43,000
Clark, Nevada 2,107 $ 503,788,000 $ 239,102 $ 49,000
San Bernardino, California 2,039 $ 476,564,000 $ 233,724 $ 45,000
Riverside, California 2,006 $ 536,757,000 $ 267,575 $ 50,000
San Diego, California 1,276 $ 418,473,000 $ 327,956 $ 47,000
Miami-Dade, Florida 1,058 $ 210,310,000 $ 198,780 $ 37,000
Orange, California 1,047 $ 364,511,000 $ 348,148 $ 65,000
Sacramento, California 1,003 $ 250,521,000 $ 249,771 $ 45,000
Kern, California 946 $ 173,349,000 $ 183,244 $ 35,000
Broward, Florida 888 $ 194,882,000 $ 219,461 $ 45,000
King, Washington 845 $ 204,952,000 $ 242,546 $ 47,000
Fresno, California 754 $ 143,035,000 $ 189,701 $ 34,000
San Joaquin, California 611 $ 168,513,000 $ 275,798 $ 40,000
New Haven, Connecticut 596 $ 111,577,000 $ 187,209 $ 37,000
Pierce, Washington 583 $ 113,661,000 $ 194,958 $ 37,000
Palm Beach, Florida 581 $ 132,865,000 $ 228,683 $ 46,000
Tulare, California 562 $ 88,437,000 $ 157,361 $ 33,000
Fairfield, Connecticut 556 $ 136,141,000 $ 244,857 $ 45,000
Pima, Arizona 550 $ 90,866,000 $ 165,210 $ 35,000
Hennepin, Minnesota 512 $ 103,756,000 $ 202,648 $ 32,000
Contra Costa, California 498 $ 164,966,000 $ 331,257 $ 53,000
Hillsborough, Florida 497 $ 82,387,000 $ 165,768 $ 40,000
Orange, Florida 484 $ 91,458,000 $ 188,962 $ 40,000
Wayne, Michigan 478 $ 69,613,000 $ 145,633 $ 28,000
Snohomish, Washington 462 $ 98,963,000 $ 214,205 $ 47,000
Alameda, California 461 $ 154,915,000 $ 336,041 $ 54,000
Hartford, Connecticut 460 $ 83,459,000 $ 181,432 $ 40,000
Stanislaus, California 434 $ 108,448,000 $ 249,880 $ 39,000
Pinellas, Florida 404 $ 73,591,000 $ 182,155 $ 41,000
Lee, Florida 386 $ 74,976,000 $ 194,238 $ 44,000
Duval, Florida 384 $ 58,632,000 $ 152,687 $ 37,000
Oakland, Michigan 382 $ 85,285,000 $ 223,259 $ 49,000
Washoe, Nevada 368 $ 92,160,000 $ 250,434 $ 45,000
Santa Clara, California 356 $ 127,937,000 $ 359,373 $ 54,000
Solano, California 348 $ 109,050,000 $ 313,362 $ 50,000
Multnomah, Oregon 311 $ 57,143,000 $ 183,739 $ 38,000
Volusia, Florida 308 $ 50,136,000 $ 162,779 $ 29,000
Ventura, California 290 $ 97,054,000 $ 334,668 $ 57,000
Merced, California 266 $ 59,235,000 $ 222,687 $ 37,000
St. Lucie, Florida 265 $ 48,661,000 $ 183,626 $ 36,000
Polk, Florida 260 $ 38,807,000 $ 149,257 $ 26,000
Clark, Washington 244 $ 49,298,000 $ 202,040 $ 50,000
Osceola, Florida 239 $ 44,094,000 $ 184,493 $ 31,000
Brevard, Florida 238 $ 41,928,000 $ 176,168 $ 37,000
Arapahoe, Colorado 233 $ 46,575,000 $ 199,892 $ 32,000
Pinal, Arizona 231 $ 39,640,000 $ 171,601 $ 39,000
Macomb, Michigan 228 $ 40,818,000 $ 179,026 $ 32,000
Ramsey, Minnesota 224 $ 38,754,000 $ 173,008 $ 27,000
Sarasota, Florida 219 $ 45,338,000 $ 207,022 $ 47,000
Pasco, Florida 213 $ 34,455,000 $ 161,760 $ 36,000
Mohave, Arizona 211 $ 36,095,000 $ 171,066 $ 42,000
Butte, California 204 $ 34,603,000 $ 169,622 $ 37,000
Denver, Colorado 203 $ 36,588,000 $ 180,236 $ 26,000
Madera, California 199 $ 40,193,000 $ 201,974 $ 36,000
Dakota, Minnesota 192 $ 36,536,000 $ 190,291 $ 36,000
Anoka, Minnesota 189 $ 38,799,000 $ 205,285 $ 38,000
Washington, Oregon 188 $ 38,194,000 $ 203,159 $ 45,000
New London, Connecticut 181 $ 34,976,000 $ 193,237 $ 42,000
Seminole, Florida 178 $ 36,173,000 $ 203,219 $ 40,000
Jefferson, Colorado 176 $ 40,319,000 $ 229,085 $ 41,000
Kings, California 175 $ 28,416,000 $ 162,377 $ 28,000
Spokane, Washington 174 $ 25,571,000 $ 146,959 $ 31,000
Collier, Florida 168 $ 43,183,000 $ 257,041 $ 46,000
Adams, Colorado 167 $ 30,533,000 $ 182,832 $ 28,000
Marion, Florida 159 $ 23,559,000 $ 148,169 $ 38,000
Marion, Oregon 155 $ 23,336,000 $ 150,554 $ 30,000
Thurston, Washington 154 $ 27,409,000 $ 177,980 $ 45,000
Sonoma, California 153 $ 52,773,000 $ 344,921 $ 52,000
Lane, Oregon 153 $ 25,154,000 $ 164,405 $ 41,000
Shasta, California 148 $ 28,440,000 $ 192,162 $ 37,000
San Mateo, California 146 $ 58,744,000 $ 402,356 $ 54,000
Yakima, Washington 145 $ 19,109,000 $ 131,786 $ 24,000
Jackson, Oregon 144 $ 28,723,000 $ 199,465 $ 44,000
Yavapai, Arizona 137 $ 27,604,000 $ 201,489 $ 56,000
Manatee, Florida 137 $ 31,308,000 $ 228,525 $ 43,000
Kitsap, Washington 137 $ 26,651,000 $ 194,532 $ 39,000
Imperial, California 136 $ 25,446,000 $ 187,102 $ 41,000
Lake, Florida 134 $ 24,496,000 $ 182,805 $ 48,000
El Paso, Colorado 132 $ 25,783,000 $ 195,325 $ 31,000
Monterey, California 127 $ 44,201,000 $ 348,039 $ 44,000
Santa Barbara, California 126 $ 40,123,000 $ 318,436 $ 48,000
Clackamas, Oregon 125 $ 27,996,000 $ 223,968 $ 55,000
Douglas, Colorado 112 $ 26,859,000 $ 239,812 $ 42,000
Sutter, California 111 $ 24,772,000 $ 223,171 $ 39,000
Deschutes, Oregon 110 $ 23,731,000 $ 215,736 $ 58,000
Placer, California 109 $ 31,975,000 $ 293,348 $ 59,000
Charlotte, Florida 108 $ 19,257,000 $ 178,305 $ 40,000
Weld, Colorado 107 $ 20,813,000 $ 194,514 $ 30,000
Yuma, Arizona 106 $ 17,687,000 $ 166,858 $ 36,000
Litchfield, Connecticut 105 $ 21,965,000 $ 209,190 $ 39,000
Hernando, Florida 105 $ 16,089,000 $ 153,228 $ 38,000
San Francisco, California 103 $ 44,080,000 $ 427,961 $ 74,000
Washington, Minnesota 103 $ 24,223,000 $ 235,174 $ 43,000
Lake, California 98 $ 20,635,000 $ 210,561 $ 42,000
Okaloosa, Florida 98 $ 19,612,000 $ 200,122 $ 47,000
Lyon, Nevada 97 $ 17,898,000 $ 184,515 $ 42,000
Escambia, Florida 94 $ 14,534,000 $ 154,617 $ 37,000
Flagler, Florida 94 $ 16,530,000 $ 175,851 $ 59,000
Middlesex, Connecticut 91 $ 21,330,000 $ 234,395 $ 34,000
Genesee, Michigan 91 $ 14,093,000 $ 154,868 $ 34,000
Whatcom, Washington 91 $ 20,814,000 $ 228,725 $ 47,000
Yolo, California 90 $ 23,585,000 $ 262,055 $ 49,000
Benton, Washington 90 $ 12,598,000 $ 139,977 $ 38,000
Clay, Florida 89 $ 15,843,000 $ 178,011 $ 41,000
Kent, Michigan 89 $ 12,084,000 $ 135,775 $ 31,000
San Luis Obispo, California 86 $ 27,348,000 $ 318,000 $ 56,000
Windham, Connecticut 86 $ 14,173,000 $ 164,802 $ 33,000
Yuba, California 85 $ 18,983,000 $ 223,329 $ 36,000
Wright, Minnesota 85 $ 15,845,000 $ 186,411 $ 34,000
Larimer, Colorado 83 $ 16,098,000 $ 193,951 $ 36,000
Scott, Minnesota 83 $ 19,706,000 $ 237,421 $ 41,000
Washtenaw, Michigan 80 $ 16,353,000 $ 204,412 $ 34,000
Santa Cruz, California 79 $ 29,633,000 $ 375,101 $ 68,000
El Dorado, California 78 $ 19,713,000 $ 252,730 $ 43,000
Tehama, California 76 $ 13,055,000 $ 171,776 $ 44,000
Fairfax, Virginia 75 $ 20,528,000 $ 273,706 $ 54,000
Cochise, Arizona 73 $ 10,800,000 $ 147,945 $ 28,000
Tolland, Connecticut 73 $ 14,807,000 $ 202,835 $ 42,000
Sherburne, Minnesota 69 $ 14,453,000 $ 209,463 $ 44,000
Skagit, Washington 69 $ 13,281,000 $ 192,478 $ 43,000
Prince William, Virginia 67 $ 21,577,000 $ 322,044 $ 32,000
Leon, Florida 66 $ 8,571,000 $ 129,863 $ 25,000
St. Johns, Florida 63 $ 14,648,000 $ 232,507 $ 58,000
Cowlitz, Washington 63 $ 9,715,000 $ 154,206 $ 38,000
Indian River, Florida 62 $ 10,665,000 $ 172,016 $ 39,000
Josephine, Oregon 60 $ 11,663,000 $ 194,383 $ 30,000
Boulder, Colorado 59 $ 12,564,000 $ 212,949 $ 43,000
Bay, Florida 59 $ 10,281,000 $ 174,254 $ 42,000
Olmsted, Minnesota 59 $ 12,200,000 $ 206,779 $ 44,000
Douglas, Oregon 59 $ 9,660,000 $ 163,728 $ 28,000
Island, Washington 59 $ 10,739,000 $ 182,016 $ 33,000
Coconino, Arizona 58 $ 11,405,000 $ 196,637 $ 48,000
Martin, Florida 56 $ 12,385,000 $ 221,160 $ 50,000
Rice, Minnesota 56 $ 9,807,000 $ 175,125 $ 21,000
Napa, California 54 $ 21,088,000 $ 390,518 $ 63,000
Douglas, Nevada 54 $ 13,428,000 $ 248,666 $ 55,000
Humboldt, California 53 $ 11,922,000 $ 224,943 $ 44,000
Mendocino, California 53 $ 13,350,000 $ 251,886 $ 32,000
Santa Rosa, Florida 51 $ 8,566,000 $ 167,960 $ 40,000
Highlands, Florida 50 $ 8,321,000 $ 166,420 $ 44,000
Pueblo, Colorado 49 $ 7,315,000 $ 149,285 $ 20,000
Citrus, Florida 49 $ 7,192,000 $ 146,775 $ 29,000
Livingston, Michigan 49 $ 11,149,000 $ 227,530 $ 49,000
Calaveras, California 48 $ 13,525,000 $ 281,770 $ 58,000
Nye, Nevada 48 $ 10,782,000 $ 224,625 $ 37,000
Franklin, Washington 48 $ 6,300,000 $ 131,250 $ 28,000
Glenn, California 47 $ 7,631,000 $ 162,361 $ 50,000
St. Louis, Minnesota 47 $ 6,260,000 $ 133,191 $ 26,000
Linn, Oregon 46 $ 6,498,000 $ 141,260 $ 28,000
Alachua, Florida 45 $ 6,407,000 $ 142,377 $ 30,000
Carson City, Nevada 44 $ 10,218,000 $ 232,227 $ 53,000
Clallam, Washington 43 $ 7,153,000 $ 166,348 $ 43,000
Ingham, Michigan 42 $ 5,255,000 $ 125,119 $ 20,000
Monroe, Michigan 42 $ 8,077,000 $ 192,309 $ 46,000
Klamath, Oregon 42 $ 6,579,000 $ 156,642 $ 45,000
Chelan, Washington 42 $ 7,698,000 $ 183,285 $ 32,000
Mason, Washington 42 $ 6,354,000 $ 151,285 $ 47,000
Ottawa, Michigan 41 $ 6,726,000 $ 164,048 $ 26,000
Stearns, Minnesota 41 $ 5,700,000 $ 139,024 $ 25,000
Monroe, Florida 40 $ 15,748,000 $ 393,700 $ 89,000
St. Clair, Michigan 40 $ 6,484,000 $ 162,100 $ 37,000
Polk, Oregon 40 $ 5,880,000 $ 147,000 $ 33,000
Grant, Washington 40 $ 4,600,000 $ 115,000 $ 18,000
Lewis, Washington 40 $ 6,601,000 $ 165,025 $ 32,000
Muskegon, Michigan 38 $ 4,556,000 $ 119,894 $ 12,000
Chisago, Minnesota 38 $ 8,066,000 $ 212,263 $ 33,000
Crow Wing, Minnesota 38 $ 7,058,000 $ 185,736 $ 42,000
Santa Cruz, Arizona 37 $ 5,304,000 $ 143,351 $ 33,000
Coos, Oregon 37 $ 6,020,000 $ 162,702 $ 42,000
Tuolumne, California 36 $ 6,832,000 $ 189,777 $ 59,000
Garfield, Colorado 36 $ 9,015,000 $ 250,416 $ 32,000
Kalamazoo, Michigan 36 $ 5,598,000 $ 155,500 $ 27,000
Isanti, Minnesota 36 $ 5,931,000 $ 164,750 $ 31,000
Elko, Nevada 36 $ 5,725,000 $ 159,027 $ 36,000
Navajo, Arizona 35 $ 4,368,000 $ 124,800 $ 34,000
Calhoun, Michigan 35 $ 4,719,000 $ 134,828 $ 27,000
Churchill, Nevada 33 $ 5,562,000 $ 168,545 $ 43,000
Yamhill, Oregon 33 $ 5,783,000 $ 175,242 $ 38,000
Virginia Beach, Virginia 33 $ 6,436,000 $ 195,030 $ 43,000
Amador, California 32 $ 7,575,000 $ 236,718 $ 61,000
Nevada, California 32 $ 10,412,000 $ 325,375 $ 85,000
Blue Earth, Minnesota 32 $ 5,511,000 $ 172,218 $ 50,000
Goodhue, Minnesota 32 $ 5,240,000 $ 163,750 $ 27,000
Grays Harbor, Washington 31 $ 4,770,000 $ 153,870 $ 25,000
Del Norte, California 30 $ 5,394,000 $ 179,800 $ 32,000
Marin, California 30 $ 14,585,000 $ 486,166 $ 58,000
Siskiyou, California 30 $ 4,759,000 $ 158,633 $ 33,000
Carver, Minnesota 30 $ 6,582,000 $ 219,400 $ 41,000
Umatilla, Oregon 29 $ 3,688,000 $ 127,172 $ 44,000
Chesterfield, Virginia 29 $ 4,206,000 $ 145,034 $ 8,000
Douglas, Washington 29 $ 3,920,000 $ 135,172 $ 24,000
Colusa, California 28 $ 7,067,000 $ 252,392 $ 43,000
Saginaw, Michigan 28 $ 3,373,000 $ 120,464 $ 31,000
Walton, Florida 27 $ 4,843,000 $ 179,370 $ 38,000
Columbia, Oregon 27 $ 5,096,000 $ 188,740 $ 32,000
Broomfield, Colorado 26 $ 4,459,000 $ 171,500 $ 26,000
Jackson, Michigan 26 $ 4,776,000 $ 183,692 $ 36,000
Berrien, Michigan 25 $ 3,316,000 $ 132,640 $ 30,000
Clatsop, Oregon 25 $ 3,793,000 $ 151,720 $ 35,000
Lincoln, Oregon 25 $ 4,474,000 $ 178,960 $ 50,000
Walla Walla, Washington 25 $ 3,372,000 $ 134,880 $ 32,000
Mesa, Colorado 24 $ 4,344,000 $ 181,000 $ 28,000
Benton, Oregon 24 $ 4,256,000 $ 177,333 $ 15,000
Lassen, California 23 $ 3,862,000 $ 167,913 $ 43,000
Nassau, Florida 23 $ 5,063,000 $ 220,130 $ 37,000
Eaton, Michigan 23 $ 3,391,000 $ 147,434 $ 17,000
Jefferson, Washington 23 $ 4,891,000 $ 212,652 $ 31,000
Gadsden, Florida 22 $ 2,550,000 $ 115,909 $ 17,000
Morrison, Minnesota 22 $ 3,187,000 $ 144,863 $ 34,000
Jefferson, Oregon 22 $ 4,449,000 $ 202,227 $ 55,000
Meeker, Minnesota 21 $ 2,964,000 $ 141,142 $ 42,000
Otter Tail, Minnesota 21 $ 3,069,000 $ 146,142 $ 53,000
Chesapeake, Virginia 21 $ 3,195,000 $ 152,142 $ 13,000
Kittitas, Washington 21 $ 4,280,000 $ 203,809 $ 26,000
Gila, Arizona 20 $ 3,170,000 $ 158,500 $ 42,000
Sumter, Florida 20 $ 2,566,000 $ 128,300 $ 25,000
Steele, Minnesota 20 $ 2,664,000 $ 133,200 $ 27,000
Loudoun, Virginia 20 $ 3,982,000 $ 199,100 $ 15,000
Stevens, Washington 20 $ 3,409,000 $ 170,450 $ 30,000
San Benito, California 19 $ 7,027,000 $ 369,842 $ 59,000
Trinity, California 19 $ 3,526,000 $ 185,578 $ 25,000
Lapeer, Michigan 19 $ 3,411,000 $ 179,526 $ 64,000
Winona, Minnesota 19 $ 2,674,000 $ 140,736 $ 25,000
Mariposa, California 18 $ 3,644,000 $ 202,444 $ 56,000
Montcalm, Michigan 18 $ 2,254,000 $ 125,222 $ 12,000
McLeod, Minnesota 18 $ 2,409,000 $ 133,833 $ 18,000
Newport News, Virginia 18 $ 2,602,000 $ 144,555 $ 28,000
Columbia, Florida 17 $ 1,800,000 $ 105,882 $ 28,000
Becker, Minnesota 17 $ 2,455,000 $ 144,411 $ 26,000
Mille Lacs, Minnesota 17 $ 3,595,000 $ 211,470 $ 27,000
Pine, Minnesota 17 $ 2,578,000 $ 151,647 $ 30,000
Plumas, California 16 $ 2,526,000 $ 157,875 $ 41,000
Shiawassee, Michigan 16 $ 2,252,000 $ 140,750 $ 14,000
Benton, Minnesota 16 $ 2,495,000 $ 155,937 $ 22,000
Cass, Minnesota 16 $ 2,308,000 $ 144,250 $ 39,000
Curry, Oregon 16 $ 3,569,000 $ 223,062 $ 54,000
Fremont, Colorado 15 $ 3,122,000 $ 208,133 $ 7,000
Teller, Colorado 15 $ 3,163,000 $ 210,866 $ 60,000
Putnam, Florida 15 $ 1,556,000 $ 103,733 $ 11,000
Suwannee, Florida 15 $ 2,161,000 $ 144,066 $ 17,000
Carlton, Minnesota 15 $ 1,946,000 $ 129,733 $ 11,000
Douglas, Minnesota 15 $ 2,309,000 $ 153,933 $ 26,000
Hubbard, Minnesota 15 $ 2,284,000 $ 152,266 $ 32,000
Norfolk, Virginia 15 $ 2,059,000 $ 137,266 $ 8,000
Allegan, Michigan 14 $ 2,125,000 $ 151,785 $ 39,000
Itasca, Minnesota 14 $ 2,583,000 $ 184,500 $ 48,000
Mower, Minnesota 14 $ 1,511,000 $ 107,928 $ 15,000
Crook, Oregon 14 $ 2,270,000 $ 162,142 $ 12,000
Hampton, Virginia 14 $ 1,773,000 $ 126,642 $ 25,000
Henrico, Virginia 14 $ 2,816,000 $ 201,142 $ 12,000
Skamania, Washington 14 $ 1,830,000 $ 130,714 $ 20,000
Elbert, Colorado 13 $ 3,265,000 $ 251,153 $ 33,000
La Plata, Colorado 13 $ 2,449,000 $ 188,384 $ 56,000
Van Buren, Michigan 13 $ 2,044,000 $ 157,230 $ 31,000
Stafford, Virginia 13 $ 3,545,000 $ 272,692 $ 46,000
Inyo, California 12 $ 2,747,000 $ 228,916 $ 53,000
Delta, Colorado 12 $ 2,321,000 $ 193,416 $ 42,000
Hendry, Florida 12 $ 1,633,000 $ 136,083 $ 46,000
Barry, Michigan 12 $ 2,632,000 $ 219,333 $ 44,000
Dodge, Minnesota 12 $ 1,819,000 $ 151,583 $ 36,000
Dallas, Texas 12 $ 1,510,000 $ 125,833 $ 23,000
Richmond City, Virginia 12 $ 1,577,000 $ 131,416 $ 23,000
DeSoto, Florida 11 $ 1,614,000 $ 146,727 $ 14,000
Jackson, Florida 11 $ 1,273,000 $ 115,727 $ 34,000
Levy, Florida 11 $ 1,374,000 $ 124,909 $ 29,000
Lenawee, Michigan 11 $ 2,439,000 $ 221,727 $ 17,000
Frederick, Virginia 11 $ 1,352,000 $ 122,909 $ 10,000
Montrose, Colorado 10 $ 1,665,000 $ 166,500 $ 12,000
Wakulla, Florida 10 $ 1,641,000 $ 164,100 $ 34,000
Clinton, Michigan 10 $ 1,651,000 $ 165,100 $ 30,000
St. Joseph, Michigan 10 $ 1,409,000 $ 140,900 $ 1,000
Aitkin, Minnesota 10 $ 1,380,000 $ 138,000 $ 20,000
Freeborn, Minnesota 10 $ 1,205,000 $ 120,500 $ 18,000
Kanabec, Minnesota 10 $ 1,611,000 $ 161,100 $ 18,000
Martin, Minnesota 10 $ 1,184,000 $ 118,400 $ 24,000
Nicollet, Minnesota 10 $ 1,150,000 $ 115,000 $ 49,000
Watonwan, Minnesota 10 $ 1,670,000 $ 167,000 $ 80,000
Union, Oregon 10 $ 1,192,000 $ 119,200 $ 36,000
Culpeper, Virginia 10 $ 1,828,000 $ 182,800 $ 6,000
Morgan, Colorado 9 $ 978,000 $ 108,666 $ 37,000
Bradford, Florida 9 $ 1,292,000 $ 143,555 $ 21,000
Okeechobee, Florida 9 $ 1,216,000 $ 135,111 $ 28,000
Bay, Michigan 9 $ 1,108,000 $ 123,111 $ 44,000
Hillsdale, Michigan 9 $ 1,112,000 $ 123,555 $ 6,000
Midland, Michigan 9 $ 2,011,000 $ 223,444 $ 50,000
Tuscola, Michigan 9 $ 1,676,000 $ 186,222 $ 29,000
Beltrami, Minnesota 9 $ 896,000 $ 99,555 $ 32,000
Clay, Minnesota 9 $ 1,281,000 $ 142,333 $ 53,000
Sibley, Minnesota 9 $ 2,218,000 $ 246,444 $ 20,000
Waseca, Minnesota 9 $ 867,000 $ 96,333 $ 21,000
Portsmouth, Virginia 9 $ 1,391,000 $ 154,555 $ 45,000
Whitman, Washington 9 $ 1,429,000 $ 158,777 $ 40,000
Apache, Arizona 8 $ 957,000 $ 119,625 $ 27,000
Graham, Arizona 8 $ 1,097,000 $ 137,125 $ 42,000
Mono, California 8 $ 1,605,000 $ 200,625 $ 49,000
Alamosa, Colorado 8 $ 1,262,000 $ 157,750 $ 54,000
Cook, Illinois 8 $ 900,000 $ 112,500 $ 0
Antrim, Michigan 8 $ 1,309,000 $ 163,625 $ 18,000
Isabella, Michigan 8 $ 1,127,000 $ 140,875 $ 21,000
Kandiyohi, Minnesota 8 $ 1,048,000 $ 131,000 $ 9,000
Le Sueur, Minnesota 8 $ 1,756,000 $ 219,500 $ 58,000
Nobles, Minnesota 8 $ 483,000 $ 60,375 $ 51,000
Polk, Minnesota 8 $ 760,000 $ 95,000 $ 27,000
Todd, Minnesota 8 $ 716,000 $ 89,500 $ 13,000
Tarrant, Texas 8 $ 778,000 $ 97,250 $ 21,000
Manassas, Virginia 8 $ 1,524,000 $ 190,500 $ 22,000
Klickitat, Washington 8 $ 1,632,000 $ 204,000 $ 58,000
Eagle, Colorado 7 $ 2,905,000 $ 415,000 $ 161,000
Park, Colorado 7 $ 1,094,000 $ 156,285 $ 39,000
Holmes, Florida 7 $ 1,028,000 $ 146,857 $ 30,000
Branch, Michigan 7 $ 1,370,000 $ 195,714 $ 0
Cass, Michigan 7 $ 788,000 $ 112,571 $ 6,000
Storey, Nevada 7 $ 1,355,000 $ 193,571 $ 24,000
Roanoke City, Virginia 7 $ 776,000 $ 110,857 $ 12,000
Spotsylvania, Virginia 7 $ 1,641,000 $ 234,428 $ 0
Asotin, Washington 7 $ 933,000 $ 133,285 $ 49,000
Pacific, Washington 7 $ 1,337,000 $ 191,000 $ 29,000
Baker, Florida 6 $ 835,000 $ 139,166 $ 64,000
Washington, Florida 6 $ 1,013,000 $ 168,833 $ 30,000
Cheboygan, Michigan 6 $ 838,000 $ 139,666 $ 12,000
Clare, Michigan 6 $ 962,000 $ 160,333 $ 60,000
Ionia, Michigan 6 $ 797,000 $ 132,833 $ 24,000
Newaygo, Michigan 6 $ 1,096,000 $ 182,666 $ 44,000
Cottonwood, Minnesota 6 $ 734,000 $ 122,333 $ 26,000
Pope, Minnesota 6 $ 1,148,000 $ 191,333 $ 34,000
Humboldt, Nevada 6 $ 943,000 $ 157,166 $ 28,000
Arlington, Virginia 6 $ 1,785,000 $ 297,500 $ 16,000
Hanover, Virginia 6 $ 600,000 $ 100,000 $ 0
Adams, Washington 6 $ 667,000 $ 111,166 $ 22,000
Okanogan, Washington 6 $ 938,000 $ 156,333 $ 34,000
San Juan, Washington 6 $ 1,190,000 $ 198,333 $ 78,000
Rio Grande, Colorado 5 $ 719,000 $ 143,800 $ 120,000
Jefferson, Florida 5 $ 700,000 $ 140,000 $ 9,000
Prince George's, Maryland 5 $ 1,229,000 $ 245,800 $ 52,000
Arenac, Michigan 5 $ 737,000 $ 147,400 $ 38,000
Grand Traverse, Michigan 5 $ 979,000 $ 195,800 $ 16,000
Manistee, Michigan 5 $ 944,000 $ 188,800 $ 55,000
Mecosta, Michigan 5 $ 765,000 $ 153,000 $ 0
Pennington, Minnesota 5 $ 457,000 $ 91,400 $ 7,000
Wabasha, Minnesota 5 $ 865,000 $ 173,000 $ 72,000
Malheur, Oregon 5 $ 604,000 $ 120,800 $ 2,000
Morrow, Oregon 5 $ 863,000 $ 172,600 $ 12,000
Tillamook, Oregon 5 $ 721,000 $ 144,200 $ 36,000
Augusta, Virginia 5 $ 800,000 $ 160,000 $ 19,000
Bedford, Virginia 5 $ 495,000 $ 99,000 $ 4,000
Caroline, Virginia 5 $ 629,000 $ 125,800 $ 26,000
Fauquier, Virginia 5 $ 1,627,000 $ 325,400 $ 74,000
Franklin, Virginia 5 $ 789,000 $ 157,800 $ 57,000
Manassas Park, Virginia 5 $ 1,357,000 $ 271,400 $ 45,000
Page, Virginia 5 $ 473,000 $ 94,600 $ 24,000
Shenandoah, Virginia 5 $ 714,000 $ 142,800 $ 21,000
La Paz, Arizona 4 $ 350,000 $ 87,500 $ 42,000
Montezuma, Colorado 4 $ 651,000 $ 162,750 $ 0
Pitkin, Colorado 4 $ 1,120,000 $ 280,000 $ 21,000
Saguache, Colorado 4 $ 615,000 $ 153,750 $ 33,000
Franklin, Florida 4 $ 1,398,000 $ 349,500 $ 66,000
Anne Arundel, Maryland 4 $ 874,000 $ 218,500 $ 0
Washington, Maryland 4 $ 475,000 $ 118,750 $ 90,000
Osceola, Michigan 4 $ 729,000 $ 182,250 $ 21,000
Sanilac, Michigan 4 $ 657,000 $ 164,250 $ 18,000
Clearwater, Minnesota 4 $ 310,000 $ 77,500 $ 42,000
Faribault, Minnesota 4 $ 497,000 $ 124,250 $ 21,000
Lincoln, Minnesota 4 $ 371,000 $ 92,750 $ 54,000
Lyon, Minnesota 4 $ 512,000 $ 128,000 $ 27,000
Roseau, Minnesota 4 $ 440,000 $ 110,000 $ 39,000
Swift, Minnesota 4 $ 495,000 $ 123,750 $ 9,000
Baker, Oregon 4 $ 613,000 $ 153,250 $ 54,000
Hood River, Oregon 4 $ 747,000 $ 186,750 $ 15,000
Lake, Oregon 4 $ 535,000 $ 133,750 $ 18,000
York, Pennsylvania 4 $ 420,000 $ 105,000 $ 0
Danville, Virginia 4 $ 328,000 $ 82,000 $ 18,000
Isle of Wight, Virginia 4 $ 620,000 $ 155,000 $ 27,000
King George, Virginia 4 $ 745,000 $ 186,250 $ 21,000
Mecklenburg, Virginia 4 $ 340,000 $ 85,000 $ 27,000
Montgomery, Virginia 4 $ 770,000 $ 192,500 $ 33,000
Orange, Virginia 4 $ 729,000 $ 182,250 $ 36,000
Prince George, Virginia 4 $ 678,000 $ 169,500 $ 36,000
Roanoke, Virginia 4 $ 694,000 $ 173,500 $ 39,000
Pend Oreille, Washington 4 $ 425,000 $ 106,250 $ 30,000
Greenlee, Arizona 3 $ 168,000 $ 56,000 $ 40,000
Modoc, California 3 $ 365,000 $ 121,666 $ 16,000
Chaffee, Colorado 3 $ 614,000 $ 204,666 $ 20,000
Gilpin, Colorado 3 $ 826,000 $ 275,333 $ 52,000
Logan, Colorado 3 $ 296,000 $ 98,666 $ 12,000
Moffat, Colorado 3 $ 715,000 $ 238,333 $ 36,000
Routt, Colorado 3 $ 880,000 $ 293,333 $ 0
Hardee, Florida 3 $ 485,000 $ 161,666 $ 16,000
Madison, Florida 3 $ 286,000 $ 95,333 $ 32,000
Coles, Illinois 3 $ 675,000 $ 225,000 $ 28,000
Alcona, Michigan 3 $ 360,000 $ 120,000 $ 8,000
Alpena, Michigan 3 $ 328,000 $ 109,333 $ 36,000
Chippewa, Michigan 3 $ 206,000 $ 68,666 $ 20,000
Gladwin, Michigan 3 $ 515,000 $ 171,666 $ 72,000
Wexford, Michigan 3 $ 265,000 $ 88,333 $ 20,000
Brown, Minnesota 3 $ 499,000 $ 166,333 $ 28,000
Fillmore, Minnesota 3 $ 350,000 $ 116,666 $ 24,000
Houston, Minnesota 3 $ 382,000 $ 127,333 $ 28,000
Koochiching, Minnesota 3 $ 550,000 $ 183,333 $ 16,000
Redwood, Minnesota 3 $ 219,000 $ 73,000 $ 24,000
Renville, Minnesota 3 $ 440,000 $ 146,666 $ 36,000
Wadena, Minnesota 3 $ 325,000 $ 108,333 $ 12,000
Wasco, Oregon 3 $ 422,000 $ 140,666 $ 56,000
Alexandria, Virginia 3 $ 800,000 $ 266,666 $ 0
Botetourt, Virginia 3 $ 457,000 $ 152,333 $ 40,000
Dinwiddie, Virginia 3 $ 392,000 $ 130,666 $ 16,000
Greene, Virginia 3 $ 463,000 $ 154,333 $ 72,000
Hopewell, Virginia 3 $ 362,000 $ 120,666 $ 36,000
James City, Virginia 3 $ 538,000 $ 179,333 $ 16,000
King William, Virginia 3 $ 348,000 $ 116,000 $ 20,000
Louisa, Virginia 3 $ 445,000 $ 148,333 $ 32,000
Smyth, Virginia 3 $ 387,000 $ 129,000 $ 24,000
Ferry, Washington 3 $ 236,000 $ 78,666 $ 8,000
Sierra, California 2 $ 330,000 $ 165,000 $ 0
Archuleta, Colorado 2 $ 221,000 $ 110,500 $ 0
Clear Creek, Colorado 2 $ 557,000 $ 278,500 $ 48,000
Ouray, Colorado 2 $ 1,312,000 $ 656,000 $ 0
Summit, Colorado 2 $ 525,000 $ 262,500 $ 0
Dixie, Florida 2 $ 168,000 $ 84,000 $ 18,000
Gulf, Florida 2 $ 575,000 $ 287,500 $ 0
Union, Florida 2 $ 181,000 $ 90,500 $ 18,000
Honolulu, Hawaii 2 $ 830,000 $ 415,000 $ 42,000
Hendricks, Indiana 2 $ 281,000 $ 140,500 $ 30,000
Baltimore, Maryland 2 $ 450,000 $ 225,000 $ 48,000
Harford, Maryland 2 $ 495,000 $ 247,500 $ 156,000
Montgomery, Maryland 2 $ 641,000 $ 320,500 $ 108,000
Crawford, Michigan 2 $ 165,000 $ 82,500 $ 24,000
Leelanau, Michigan 2 $ 513,000 $ 256,500 $ 36,000
Mason, Michigan 2 $ 195,000 $ 97,500 $ 18,000
Otsego, Michigan 2 $ 582,000 $ 291,000 $ 126,000
Roscommon, Michigan 2 $ 178,000 $ 89,000 $ 0
Schoolcraft, Michigan 2 $ 316,000 $ 158,000 $ 60,000
Chippewa, Minnesota 2 $ 345,000 $ 172,500 $ 0
Jackson, Minnesota 2 $ 192,000 $ 96,000 $ 0
Kittson, Minnesota 2 $ 150,000 $ 75,000 $ 36,000
Lac qui Parle, Minnesota 2 $ 160,000 $ 80,000 $ 0
Lake, Minnesota 2 $ 350,000 $ 175,000 $ 0
Red Lake, Minnesota 2 $ 130,000 $ 65,000 $ 60,000
Rock, Minnesota 2 $ 365,000 $ 182,500 $ 0
Yellow Medicine, Minnesota 2 $ 221,000 $ 110,500 $ 12,000
Madison, Mississippi 2 $ 202,000 $ 101,000 $ 132,000
Atlantic, New Jersey 2 $ 280,000 $ 140,000 $ 0
Passaic, New Jersey 2 $ 811,000 $ 405,500 $ 0
Kings, New York 2 $ 635,000 $ 317,500 $ 36,000
Queens, New York 2 $ 233,000 $ 116,500 $ 0
Franklin, Pennsylvania 2 $ 153,000 $ 76,500 $ 18,000
Salt Lake, Utah 2 $ 200,000 $ 100,000 $ 0
Amherst, Virginia 2 $ 239,000 $ 119,500 $ 24,000
Cumberland, Virginia 2 $ 126,000 $ 63,000 $ 36,000
Fluvanna, Virginia 2 $ 500,000 $ 250,000 $ 0
Lancaster, Virginia 2 $ 387,000 $ 193,500 $ 0
New Kent, Virginia 2 $ 150,000 $ 75,000 $ 0
Rockingham, Virginia 2 $ 235,000 $ 117,500 $ 18,000
Salem, Virginia 2 $ 478,000 $ 239,000 $ 0
Southampton, Virginia 2 $ 338,000 $ 169,000 $ 54,000
Suffolk, Virginia 2 $ 480,000 $ 240,000 $ 0
Surry, Virginia 2 $ 52,000 $ 26,000 $ 36,000
Tazewell, Virginia 2 $ 134,000 $ 67,000 $ 60,000
Washington, Virginia 2 $ 260,000 $ 130,000 $ 54,000
York, Virginia 2 $ 396,000 $ 198,000 $ 60,000
Lincoln, Washington 2 $ 145,000 $ 72,500 $ 0
Baldwin, Alabama 1 $ 126,000 $ 126,000 $ 0
Jefferson, Alabama 1 $ 100,000 $ 100,000 $ 0
Marengo, Alabama 1 $ 120,000 $ 120,000 $ 0
Mobile, Alabama 1 $ 100,000 $ 100,000 $ 0
Crawford, Arkansas 1 $ 85,000 $ 85,000 $ 0
Hempstead, Arkansas 1 $ 68,000 $ 68,000 $ 0
Bent, Colorado 1 $ 50,000 $ 50,000 $ 0
Costilla, Colorado 1 $ 221,000 $ 221,000 $ 36,000
Custer, Colorado 1 $ 277,000 $ 277,000 $ 84,000
Huerfano, Colorado 1 $ 100,000 $ 100,000 $ 0
Kit Carson, Colorado 1 $ 100,000 $ 100,000 $ 0
Lake, Colorado 1 $ 160,000 $ 160,000 $ 144,000
Las Animas, Colorado 1 $ 100,000 $ 100,000 $ 0
Lincoln, Colorado 1 $ 208,000 $ 208,000 $ 0
San Miguel, Colorado 1 $ 466,000 $ 466,000 $ 199,000
Yuma, Colorado 1 $ 100,000 $ 100,000 $ 0
Calhoun, Florida 1 $ 20,000 $ 20,000 $ 0
Gilchrist, Florida 1 $ 189,000 $ 189,000 $ 84,000
Lafayette, Florida 1 $ 125,000 $ 125,000 $ 0
Douglas, Georgia 1 $ 100,000 $ 100,000 $ 0
Fulton, Georgia 1 $ 100,000 $ 100,000 $ 0
Gwinnett, Georgia 1 $ 900,000 $ 900,000 $ 0
Henry, Georgia 1 $ 100,000 $ 100,000 $ 0
Houston, Georgia 1 $ 100,000 $ 100,000 $ 0
Richmond, Georgia 1 $ 60,000 $ 60,000 $ 0
Spalding, Georgia 1 $ 138,000 $ 138,000 $ 0
Hawaii, Hawaii 1 $ 500,000 $ 500,000 $ 0
Canyon, Idaho 1 $ 170,000 $ 170,000 $ 0
Grundy, Illinois 1 $ 100,000 $ 100,000 $ 0
Kendall, Illinois 1 $ 444,000 $ 444,000 $ 84,000
Lake, Illinois 1 $ 100,000 $ 100,000 $ 0
Macon, Illinois 1 $ 140,000 $ 140,000 $ 0
Marshall, Indiana 1 $ 36,000 $ 36,000 $ 0
Atchison, Kansas 1 $ 100,000 $ 100,000 $ 0
Jefferson, Kentucky 1 $ 100,000 $ 100,000 $ 36,000
Orleans, Louisiana 1 $ 100,000 $ 100,000 $ 0
St. Martin, Louisiana 1 $ 45,000 $ 45,000 $ 0
Cumberland, Maine 1 $ 100,000 $ 100,000 $ 0
Penobscot, Maine 1 $ 265,000 $ 265,000 $ 72,000
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Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 46,428 $10,447,358,000 $225,000 $3,800,000 $42,000 $1,800,000
Home Purchase 2,536 $612,575,000 $241,000 $2,880,000 $50,000 $1,200,000
Home Improvement 6 $808,000 $134,000 $298,000 $14,000 $48,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 33,600 $7,691,283,000 $228,000 $3,680,000 $33,000 $1,440,000
White 13,197 $2,868,245,000 $217,000 $3,600,000 $63,000 $1,800,000
Not Provided 683 $131,087,000 $191,000 $1,500,000 $51,000 $900,000
Hispanic 651 $142,660,000 $219,000 $1,500,000 $55,000 $372,000
Asian 647 $179,330,000 $277,000 $3,800,000 $91,000 $804,000
Native Hawaiian or Other Pacific Islander 144 $37,595,000 $261,000 $855,000 $82,000 $312,000
American Indian or Alaskan Native 48 $10,541,000 $219,000 $720,000 $50,000 $204,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48,970 $11,060,741,000 $225,000 $3,800,000 $43,000 $1,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 40,978 $9,317,983,000 $227,000 $3,800,000 $39,000 $1,800,000
Loan Originated 4,349 $944,348,000 $217,000 $1,500,000 $87,000 $636,000
Application Denied By Financial Institution 3,409 $739,612,000 $216,000 $3,680,000 $22,000 $1,200,000
Application Approved But Not Accepted 233 $58,650,000 $251,000 $1,000,000 $86,000 $600,000
File Closed For Incompleteness 1 $148,000 $148,000 $148,000 $48,000 $48,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,701 $354,510,000 $208,000 $2,000,000 $12,000 $1,200,000
Collateral 756 $178,587,000 $236,000 $960,000 $34,000 $300,000
Other 607 $135,607,000 $223,000 $3,680,000 $26,000 $576,000
Debt-To-Income Ratio 111 $21,550,000 $194,000 $752,000 $35,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 83 $16,304,000 $196,000 $730,000 $46,000 $432,000
Credit Application Incomplete 60 $15,129,000 $252,000 $620,000 $29,000 $240,000
Unverifiable Information 46 $9,724,000 $211,000 $600,000 $45,000 $240,000
Employment History 44 $7,982,000 $181,000 $750,000 $29,000 $108,000
Mortgage Insurance Denied 1 $219,000 $219,000 $219,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homefield Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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