Homeland Capital Mortgage Mortgage Lending & HMDA Data, 2006

In 2006, Homeland Capital Mortgage of Carmel, IN reported 9,431 mortgage applications totaling $959.4 million, up 59% from 2005. The average application was for $101,727, and applicants reported an average income of $38,310. 31% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Denver-Aurora, CO (309), Warren-Troy-Farmington Hills, MI (294) and Detroit-Livonia-Dearborn, MI (280) (applications in parentheses).

Mortgage Company & Address Homeland Capital Mortgage
600 E Carmel Dr, Suite 110
Carmel, IN 46033
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 9,431
Total Mortgage Loan Application Amount $959,390,000
Average Mortgage Loan Application Amount $101,727
Highest Mortgage Loan Application Amount $1,540,000
Average Applicant Income $38,310
Highest Applicant Income $1,176,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeland Capital Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeland Capital Mortgage by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pitkin, Colorado 341 $ 35,055,000 $ 102,800 $ 37,000
Wayne, Michigan 280 $ 28,456,000 $ 101,628 $ 45,000
Alamosa, Colorado 158 $ 12,819,000 $ 81,132 $ 36,000
El Paso, Colorado 139 $ 9,777,000 $ 70,338 $ 58,000
Oakland, Michigan 132 $ 20,115,000 $ 152,386 $ 66,000
Macomb, Michigan 123 $ 13,263,000 $ 107,829 $ 45,000
Jackson, Colorado 108 $ 15,817,000 $ 146,453 $ 69,000
Jefferson, Kentucky 98 $ 7,933,000 $ 80,948 $ 42,000
La Plata, Colorado 97 $ 8,931,000 $ 92,072 $ 32,000
Phillips, Colorado 80 $ 7,432,000 $ 92,900 $ 28,000
Kalamazoo, Michigan 75 $ 8,338,000 $ 111,173 $ 41,000
Hamilton, Ohio 73 $ 7,867,000 $ 107,767 $ 38,000
Elbert, Colorado 72 $ 7,403,000 $ 102,819 $ 29,000
Otero, Colorado 72 $ 7,696,000 $ 106,888 $ 27,000
Kent, Michigan 64 $ 7,745,000 $ 121,015 $ 33,000
Franklin, Ohio 61 $ 8,026,000 $ 131,573 $ 43,000
Arapahoe, Colorado 52 $ 3,713,000 $ 71,403 $ 61,000
Kit Carson, Colorado 51 $ 5,577,000 $ 109,352 $ 45,000
Moffat, Colorado 51 $ 5,430,000 $ 106,470 $ 38,000
Ingham, Michigan 49 $ 5,018,000 $ 102,408 $ 33,000
Lucas, Ohio 49 $ 4,970,000 $ 101,428 $ 31,000
Butler, Ohio 46 $ 6,125,000 $ 133,152 $ 54,000
Adams, Colorado 43 $ 3,561,000 $ 82,813 $ 57,000
Douglas, Colorado 42 $ 3,592,000 $ 85,523 $ 78,000
Marion, Indiana 41 $ 4,246,000 $ 103,560 $ 47,000
Rio Grande, Colorado 40 $ 3,613,000 $ 90,325 $ 43,000
Montgomery, Ohio 39 $ 3,913,000 $ 100,333 $ 32,000
Calhoun, Michigan 38 $ 4,160,000 $ 109,473 $ 42,000
Ouray, Colorado 35 $ 3,179,000 $ 90,828 $ 28,000
Hinsdale, Colorado 33 $ 2,588,000 $ 78,424 $ 22,000
Jefferson, Colorado 33 $ 2,749,000 $ 83,303 $ 74,000
Montrose, Colorado 33 $ 3,892,000 $ 117,939 $ 35,000
Genesee, Michigan 33 $ 3,836,000 $ 116,242 $ 56,000
Saguache, Colorado 32 $ 4,521,000 $ 141,281 $ 26,000
Delaware, Indiana 31 $ 2,402,000 $ 77,483 $ 28,000
Berrien, Michigan 31 $ 4,268,000 $ 137,677 $ 20,000
Duval, Florida 29 $ 3,452,000 $ 119,034 $ 29,000
Eaton, Michigan 29 $ 2,967,000 $ 102,310 $ 31,000
Rio Blanco, Colorado 28 $ 2,536,000 $ 90,571 $ 22,000
Costilla, Colorado 27 $ 3,163,000 $ 117,148 $ 20,000
San Miguel, Colorado 27 $ 1,734,000 $ 64,222 $ 32,000
Dolores, Colorado 26 $ 1,804,000 $ 69,384 $ 19,000
Fremont, Colorado 25 $ 1,980,000 $ 79,200 $ 37,000
Cheyenne, Colorado 24 $ 1,724,000 $ 71,833 $ 34,000
Cook, Illinois 24 $ 4,119,000 $ 171,625 $ 81,000
Livingston, Michigan 24 $ 3,165,000 $ 131,875 $ 50,000
Monroe, Michigan 24 $ 4,160,000 $ 173,333 $ 80,000
Denver, Colorado 23 $ 1,161,000 $ 50,478 $ 50,000
Lake, Colorado 23 $ 1,974,000 $ 85,826 $ 25,000
Washtenaw, Michigan 23 $ 2,957,000 $ 128,565 $ 45,000
Bent, Colorado 22 $ 2,874,000 $ 130,636 $ 67,000
St. Louis, Missouri 22 $ 1,973,000 $ 89,681 $ 37,000
Stark, Ohio 21 $ 2,172,000 $ 103,428 $ 43,000
Park, Colorado 20 $ 1,917,000 $ 95,850 $ 37,000
Allen, Indiana 20 $ 1,947,000 $ 97,350 $ 48,000
Pueblo, Colorado 19 $ 1,038,000 $ 54,631 $ 29,000
Routt, Colorado 19 $ 1,659,000 $ 87,315 $ 29,000
Fayette, Kentucky 19 $ 1,826,000 $ 96,105 $ 28,000
Hamilton, Indiana 18 $ 1,827,000 $ 101,500 $ 95,000
St. Charles, Missouri 18 $ 1,733,000 $ 96,277 $ 43,000
Boulder, Colorado 17 $ 1,121,000 $ 65,941 $ 56,000
Clear Creek, Colorado 17 $ 1,995,000 $ 117,352 $ 72,000
Allegan, Michigan 17 $ 1,957,000 $ 115,117 $ 29,000
Clermont, Ohio 17 $ 2,142,000 $ 126,000 $ 33,000
Teller, Colorado 16 $ 1,030,000 $ 64,375 $ 32,000
Fulton, Georgia 16 $ 2,578,000 $ 161,125 $ 75,000
Bartholomew, Indiana 16 $ 1,491,000 $ 93,187 $ 60,000
Kenton, Kentucky 16 $ 1,927,000 $ 120,437 $ 58,000
St. Joseph, Michigan 16 $ 1,426,000 $ 89,125 $ 45,000
Saginaw, Michigan 15 $ 1,338,000 $ 89,200 $ 24,000
Warren, Ohio 15 $ 2,104,000 $ 140,266 $ 54,000
Conejos, Colorado 14 $ 1,018,000 $ 72,714 $ 26,000
Grand, Colorado 14 $ 1,276,000 $ 91,142 $ 32,000
Las Animas, Colorado 14 $ 1,125,000 $ 80,357 $ 25,000
Summit, Colorado 14 $ 1,115,000 $ 79,642 $ 24,000
Hendricks, Indiana 14 $ 2,152,000 $ 153,714 $ 70,000
Jackson, Michigan 14 $ 1,262,000 $ 90,142 $ 45,000
Van Buren, Michigan 14 $ 1,559,000 $ 111,357 $ 48,000
Mecklenburg, North Carolina 14 $ 1,219,000 $ 87,071 $ 31,000
Summit, Ohio 14 $ 1,493,000 $ 106,642 $ 49,000
Weld, Colorado 13 $ 926,000 $ 71,230 $ 40,000
St. Clair, Illinois 13 $ 1,529,000 $ 117,615 $ 28,000
Cass, Michigan 13 $ 1,525,000 $ 117,307 $ 36,000
Ottawa, Michigan 13 $ 1,538,000 $ 118,307 $ 34,000
St. Clair, Michigan 13 $ 1,306,000 $ 100,461 $ 55,000
Clark, Ohio 13 $ 1,210,000 $ 93,076 $ 32,000
Fairfield, Ohio 13 $ 1,787,000 $ 137,461 $ 49,000
Hillsborough, Florida 12 $ 2,330,000 $ 194,166 $ 65,000
Hancock, Indiana 12 $ 1,366,000 $ 113,833 $ 31,000
Ionia, Michigan 12 $ 1,003,000 $ 83,583 $ 21,000
Buchanan, Missouri 12 $ 1,031,000 $ 85,916 $ 11,000
Wake, North Carolina 12 $ 988,000 $ 82,333 $ 39,000
Marion, Ohio 12 $ 971,000 $ 80,916 $ 17,000
Baca, Colorado 11 $ 1,072,000 $ 97,454 $ 19,000
Chaffee, Colorado 11 $ 859,000 $ 78,090 $ 9,000
Delta, Colorado 11 $ 1,254,000 $ 114,000 $ 34,000
Huerfano, Colorado 11 $ 555,000 $ 50,454 $ 45,000
Mineral, Colorado 11 $ 1,068,000 $ 97,090 $ 12,000
Morgan, Colorado 11 $ 1,030,000 $ 93,636 $ 32,000
Cobb, Georgia 11 $ 1,406,000 $ 127,818 $ 59,000
Madison, Illinois 11 $ 940,000 $ 85,454 $ 63,000
Oldham, Kentucky 11 $ 1,358,000 $ 123,454 $ 41,000
Hillsdale, Michigan 11 $ 913,000 $ 83,000 $ 30,000
Prowers, Colorado 10 $ 827,000 $ 82,700 $ 11,000
Broward, Florida 10 $ 1,438,000 $ 143,800 $ 25,000
Miami-Dade, Florida 10 $ 1,635,000 $ 163,500 $ 48,000
Pasco, Florida 10 $ 1,491,000 $ 149,100 $ 126,000
Gwinnett, Georgia 10 $ 1,243,000 $ 124,300 $ 76,000
Boone, Kentucky 10 $ 696,000 $ 69,600 $ 33,000
Hardin, Kentucky 10 $ 902,000 $ 90,200 $ 13,000
Shiawassee, Michigan 10 $ 1,388,000 $ 138,800 $ 22,000
Jackson, Missouri 10 $ 1,190,000 $ 119,000 $ 50,000
Cuyahoga, Ohio 10 $ 1,146,000 $ 114,600 $ 68,000
Mahoning, Ohio 10 $ 1,014,000 $ 101,400 $ 47,000
Logan, Colorado 9 $ 584,000 $ 64,888 $ 33,000
Montezuma, Colorado 9 $ 622,000 $ 69,111 $ 29,000
Brevard, Florida 9 $ 1,175,000 $ 130,555 $ 57,000
Pinellas, Florida 9 $ 1,266,000 $ 140,666 $ 115,000
Jackson, Georgia 9 $ 1,140,000 $ 126,666 $ 55,000
Adams, Indiana 9 $ 710,000 $ 78,888 $ 44,000
Howard, Indiana 9 $ 1,082,000 $ 120,222 $ 72,000
Huntington, Indiana 9 $ 589,000 $ 65,444 $ 6,000
Madison, Indiana 9 $ 868,000 $ 96,444 $ 31,000
Johnson, Kansas 9 $ 953,000 $ 105,888 $ 40,000
Bullitt, Kentucky 9 $ 808,000 $ 89,777 $ 21,000
Campbell, Kentucky 9 $ 886,000 $ 98,444 $ 26,000
Penobscot, Maine 9 $ 758,000 $ 84,222 $ 59,000
St. Louis City, Missouri 9 $ 923,000 $ 102,555 $ 40,000
Richland, South Carolina 9 $ 1,014,000 $ 112,666 $ 22,000
Snohomish, Washington 9 $ 568,000 $ 63,111 $ 74,000
Larimer, Colorado 8 $ 838,000 $ 104,750 $ 50,000
Lincoln, Colorado 8 $ 831,000 $ 103,875 $ 14,000
Yuma, Colorado 8 $ 752,000 $ 94,000 $ 20,000
Fairfield, Connecticut 8 $ 1,445,000 $ 180,625 $ 31,000
Harrison, Kentucky 8 $ 415,000 $ 51,875 $ 29,000
Shelby, Kentucky 8 $ 1,288,000 $ 161,000 $ 55,000
Barry, Michigan 8 $ 1,103,000 $ 137,875 $ 64,000
Licking, Ohio 8 $ 959,000 $ 119,875 $ 20,000
Union, Ohio 8 $ 1,192,000 $ 149,000 $ 39,000
Pierce, Washington 8 $ 546,000 $ 68,250 $ 64,000
Garfield, Colorado 7 $ 549,000 $ 78,428 $ 23,000
Gunnison, Colorado 7 $ 360,000 $ 51,428 $ 47,000
Kiowa, Colorado 7 $ 843,000 $ 120,428 $ 23,000
Orange, Florida 7 $ 706,000 $ 100,857 $ 47,000
Bartow, Georgia 7 $ 605,000 $ 86,428 $ 24,000
Clayton, Georgia 7 $ 911,000 $ 130,142 $ 36,000
Lake, Illinois 7 $ 1,110,000 $ 158,571 $ 68,000
Boone, Indiana 7 $ 681,000 $ 97,285 $ 63,000
Cass, Indiana 7 $ 580,000 $ 82,857 $ 55,000
Montgomery, Kentucky 7 $ 562,000 $ 80,285 $ 30,000
Branch, Michigan 7 $ 782,000 $ 111,714 $ 41,000
Montcalm, Michigan 7 $ 643,000 $ 91,857 $ 14,000
Crawford, Ohio 7 $ 861,000 $ 123,000 $ 27,000
Highland, Ohio 7 $ 542,000 $ 77,428 $ 19,000
Richland, Ohio 7 $ 778,000 $ 111,142 $ 41,000
Dorchester, South Carolina 7 $ 975,000 $ 139,285 $ 28,000
Wilson, Tennessee 7 $ 567,000 $ 81,000 $ 20,000
Salt Lake, Utah 7 $ 487,000 $ 69,571 $ 36,000
Custer, Colorado 6 $ 658,000 $ 109,666 $ 35,000
Mesa, Colorado 6 $ 381,000 $ 63,500 $ 44,000
New Haven, Connecticut 6 $ 1,272,000 $ 212,000 $ 25,000
Lee, Florida 6 $ 892,000 $ 148,666 $ 38,000
Marion, Florida 6 $ 701,000 $ 116,833 $ 52,000
Sarasota, Florida 6 $ 927,000 $ 154,500 $ 23,000
Douglas, Georgia 6 $ 623,000 $ 103,833 $ 41,000
Decatur, Indiana 6 $ 422,000 $ 70,333 $ 47,000
Fayette, Indiana 6 $ 494,000 $ 82,333 $ 32,000
Anderson, Kentucky 6 $ 765,000 $ 127,500 $ 27,000
Jessamine, Kentucky 6 $ 733,000 $ 122,166 $ 20,000
Marion, Kentucky 6 $ 328,000 $ 54,666 $ 46,000
Prince George's, Maryland 6 $ 1,589,000 $ 264,833 $ 38,000
Clinton, Michigan 6 $ 649,000 $ 108,166 $ 35,000
Mecosta, Michigan 6 $ 827,000 $ 137,833 $ 16,000
Cleveland, North Carolina 6 $ 477,000 $ 79,500 $ 9,000
Johnston, North Carolina 6 $ 458,000 $ 76,333 $ 89,000
Champaign, Ohio 6 $ 721,000 $ 120,166 $ 31,000
Erie, Ohio 6 $ 437,000 $ 72,833 $ 32,000
Lorain, Ohio 6 $ 1,177,000 $ 196,166 $ 12,000
Portage, Ohio 6 $ 894,000 $ 149,000 $ 43,000
Trumbull, Ohio 6 $ 700,000 $ 116,666 $ 59,000
Wayne, Ohio 6 $ 655,000 $ 109,166 $ 37,000
Cleveland, Oklahoma 6 $ 451,000 $ 75,166 $ 47,000
Oklahoma, Oklahoma 6 $ 399,000 $ 66,500 $ 17,000
Lexington, South Carolina 6 $ 505,000 $ 84,166 $ 52,000
Blount, Tennessee 6 $ 635,000 $ 105,833 $ 20,000
Davidson, Tennessee 6 $ 645,000 $ 107,500 $ 13,000
Knox, Tennessee 6 $ 832,000 $ 138,666 $ 26,000
Clark, Washington 6 $ 583,000 $ 97,166 $ 65,000
Hartford, Connecticut 5 $ 601,000 $ 120,200 $ 25,000
Leon, Florida 5 $ 709,000 $ 141,800 $ 9,000
Palm Beach, Florida 5 $ 743,000 $ 148,600 $ 113,000
Polk, Florida 5 $ 480,000 $ 96,000 $ 25,000
DeKalb, Georgia 5 $ 761,000 $ 152,200 $ 46,000
Henry, Georgia 5 $ 591,000 $ 118,200 $ 52,000
Winnebago, Illinois 5 $ 426,000 $ 85,200 $ 52,000
Carroll, Indiana 5 $ 706,000 $ 141,200 $ 60,000
Elkhart, Indiana 5 $ 406,000 $ 81,200 $ 36,000
Jefferson, Indiana 5 $ 690,000 $ 138,000 $ 11,000
LaPorte, Indiana 5 $ 523,000 $ 104,600 $ 39,000
Hardin, Iowa 5 $ 445,000 $ 89,000 $ 38,000
Polk, Iowa 5 $ 574,000 $ 114,800 $ 40,000
Aroostook, Maine 5 $ 472,000 $ 94,400 $ 42,000
Kennebec, Maine 5 $ 316,000 $ 63,200 $ 61,000
Grand Traverse, Michigan 5 $ 703,000 $ 140,600 $ 46,000
Lenawee, Michigan 5 $ 913,000 $ 182,600 $ 41,000
Manistee, Michigan 5 $ 1,084,000 $ 216,800 $ 23,000
Tuscola, Michigan 5 $ 533,000 $ 106,600 $ 0
Hennepin, Minnesota 5 $ 726,000 $ 145,200 $ 32,000
Durham, North Carolina 5 $ 308,000 $ 61,600 $ 32,000
Forsyth, North Carolina 5 $ 552,000 $ 110,400 $ 32,000
Union, North Carolina 5 $ 481,000 $ 96,200 $ 19,000
Columbiana, Ohio 5 $ 522,000 $ 104,400 $ 13,000
Greene, Ohio 5 $ 799,000 $ 159,800 $ 45,000
Huron, Ohio 5 $ 688,000 $ 137,600 $ 27,000
Lawrence, Ohio 5 $ 256,000 $ 51,200 $ 27,000
Miami, Ohio 5 $ 475,000 $ 95,000 $ 75,000
Ottawa, Ohio 5 $ 989,000 $ 197,800 $ 69,000
Multnomah, Oregon 5 $ 426,000 $ 85,200 $ 37,000
Berkeley, South Carolina 5 $ 767,000 $ 153,400 $ 41,000
Charleston, South Carolina 5 $ 561,000 $ 112,200 $ 47,000
Spartanburg, South Carolina 5 $ 294,000 $ 58,800 $ 28,000
Maury, Tennessee 5 $ 565,000 $ 113,000 $ 35,000
Sevier, Tennessee 5 $ 535,000 $ 107,000 $ 27,000
Shelby, Tennessee 5 $ 422,000 $ 84,400 $ 57,000
Milwaukee, Wisconsin 5 $ 295,000 $ 59,000 $ 95,000
Eagle, Colorado 4 $ 317,000 $ 79,250 $ 53,000
Gilpin, Colorado 4 $ 165,000 $ 41,250 $ 33,000
San Juan, Colorado 4 $ 257,000 $ 64,250 $ 16,000
Washington, Colorado 4 $ 251,000 $ 62,750 $ 33,000
Windham, Connecticut 4 $ 584,000 $ 146,000 $ 38,000
Charlotte, Florida 4 $ 983,000 $ 245,750 $ 150,000
Clay, Florida 4 $ 385,000 $ 96,250 $ 55,000
Collier, Florida 4 $ 953,000 $ 238,250 $ 42,000
St. Johns, Florida 4 $ 704,000 $ 176,000 $ 39,000
Cherokee, Georgia 4 $ 393,000 $ 98,250 $ 71,000
Coweta, Georgia 4 $ 486,000 $ 121,500 $ 25,000
Fayette, Georgia 4 $ 1,231,000 $ 307,750 $ 136,000
McHenry, Illinois 4 $ 804,000 $ 201,000 $ 67,000
Will, Illinois 4 $ 478,000 $ 119,500 $ 78,000
DeKalb, Indiana 4 $ 368,000 $ 92,000 $ 50,000
Johnson, Indiana 4 $ 613,000 $ 153,250 $ 48,000
Lake, Indiana 4 $ 376,000 $ 94,000 $ 50,000
Marshall, Indiana 4 $ 349,000 $ 87,250 $ 53,000
Fayette, Iowa 4 $ 261,000 $ 65,250 $ 27,000
Wapello, Iowa 4 $ 227,000 $ 56,750 $ 28,000
Sumner, Kansas 4 $ 329,000 $ 82,250 $ 40,000
Wyandotte, Kansas 4 $ 459,000 $ 114,750 $ 11,000
Grant, Kentucky 4 $ 446,000 $ 111,500 $ 13,000
Madison, Kentucky 4 $ 400,000 $ 100,000 $ 52,000
Menifee, Kentucky 4 $ 205,000 $ 51,250 $ 10,000
Bristol, Massachusetts 4 $ 477,000 $ 119,250 $ 42,000
Antrim, Michigan 4 $ 584,000 $ 146,000 $ 45,000
Midland, Michigan 4 $ 884,000 $ 221,000 $ 117,000
Muskegon, Michigan 4 $ 342,000 $ 85,500 $ 13,000
Newaygo, Michigan 4 $ 365,000 $ 91,250 $ 38,000
Oceana, Michigan 4 $ 266,000 $ 66,500 $ 30,000
Otsego, Michigan 4 $ 528,000 $ 132,000 $ 42,000
Anoka, Minnesota 4 $ 579,000 $ 144,750 $ 44,000
Jefferson, Missouri 4 $ 137,000 $ 34,250 $ 47,000
Johnson, Missouri 4 $ 292,000 $ 73,000 $ 38,000
Buncombe, North Carolina 4 $ 699,000 $ 174,750 $ 56,000
Iredell, North Carolina 4 $ 348,000 $ 87,000 $ 77,000
Allen, Ohio 4 $ 329,000 $ 82,250 $ 21,000
Athens, Ohio 4 $ 343,000 $ 85,750 $ 30,000
Darke, Ohio 4 $ 459,000 $ 114,750 $ 27,000
Williams, Ohio 4 $ 311,000 $ 77,750 $ 16,000
Tulsa, Oklahoma 4 $ 293,000 $ 73,250 $ 67,000
Horry, South Carolina 4 $ 626,000 $ 156,500 $ 48,000
Rutland, Vermont 4 $ 238,000 $ 59,500 $ 51,000
Virginia Beach, Virginia 4 $ 729,000 $ 182,250 $ 45,000
Laramie, Wyoming 4 $ 389,000 $ 97,250 $ 59,000
Broomfield, Colorado 3 $ 165,000 $ 55,000 $ 59,000
Citrus, Florida 3 $ 162,000 $ 54,000 $ 45,000
Columbia, Florida 3 $ 199,000 $ 66,333 $ 73,000
Holmes, Florida 3 $ 267,000 $ 89,000 $ 34,000
Lake, Florida 3 $ 113,000 $ 37,666 $ 34,000
Okaloosa, Florida 3 $ 398,000 $ 132,666 $ 20,000
Volusia, Florida 3 $ 360,000 $ 120,000 $ 14,000
Floyd, Georgia 3 $ 212,000 $ 70,666 $ 37,000
Gilmer, Georgia 3 $ 134,000 $ 44,666 $ 62,000
Newton, Georgia 3 $ 300,000 $ 100,000 $ 27,000
Rockdale, Georgia 3 $ 270,000 $ 90,000 $ 50,000
Ada, Idaho 3 $ 324,000 $ 108,000 $ 64,000
DuPage, Illinois 3 $ 212,000 $ 70,666 $ 70,000
Lee, Illinois 3 $ 175,000 $ 58,333 $ 20,000
McLean, Illinois 3 $ 239,000 $ 79,666 $ 57,000
Rock Island, Illinois 3 $ 165,000 $ 55,000 $ 51,000
Tazewell, Illinois 3 $ 243,000 $ 81,000 $ 32,000
Williamson, Illinois 3 $ 176,000 $ 58,666 $ 40,000
Clinton, Indiana 3 $ 259,000 $ 86,333 $ 56,000
Knox, Indiana 3 $ 226,000 $ 75,333 $ 41,000
Kosciusko, Indiana 3 $ 731,000 $ 243,666 $ 55,000
Morgan, Indiana 3 $ 482,000 $ 160,666 $ 59,000
Vigo, Indiana 3 $ 402,000 $ 134,000 $ 29,000
Cass, Iowa 3 $ 210,000 $ 70,000 $ 31,000
Johnson, Iowa 3 $ 671,000 $ 223,666 $ 62,000
Linn, Iowa 3 $ 189,000 $ 63,000 $ 25,000
Muscatine, Iowa 3 $ 174,000 $ 58,000 $ 69,000
O'Brien, Iowa 3 $ 198,000 $ 66,000 $ 45,000
Pocahontas, Iowa 3 $ 344,000 $ 114,666 $ 46,000
Crittenden, Kentucky 3 $ 183,000 $ 61,000 $ 26,000
Hart, Kentucky 3 $ 198,000 $ 66,000 $ 83,000
Henry, Kentucky 3 $ 301,000 $ 100,333 $ 32,000
Larue, Kentucky 3 $ 150,000 $ 50,000 $ 29,000
Laurel, Kentucky 3 $ 223,000 $ 74,333 $ 32,000
Lincoln, Kentucky 3 $ 170,000 $ 56,666 $ 0
Marshall, Kentucky 3 $ 226,000 $ 75,333 $ 6,000
Spencer, Kentucky 3 $ 418,000 $ 139,333 $ 77,000
Androscoggin, Maine 3 $ 538,000 $ 179,333 $ 79,000
Hancock, Maine 3 $ 222,000 $ 74,000 $ 47,000
Allegany, Maryland 3 $ 419,000 $ 139,666 $ 31,000
Anne Arundel, Maryland 3 $ 898,000 $ 299,333 $ 0
Worcester, Massachusetts 3 $ 527,000 $ 175,666 $ 0
Crawford, Michigan 3 $ 235,000 $ 78,333 $ 0
Gratiot, Michigan 3 $ 273,000 $ 91,000 $ 0
Huron, Michigan 3 $ 427,000 $ 142,333 $ 49,000
Iosco, Michigan 3 $ 246,000 $ 82,000 $ 21,000
Presque Isle, Michigan 3 $ 175,000 $ 58,333 $ 34,000
Wexford, Michigan 3 $ 228,000 $ 76,000 $ 15,000
Dakota, Minnesota 3 $ 219,000 $ 73,000 $ 83,000
Pettis, Missouri 3 $ 224,000 $ 74,666 $ 11,000
Ray, Missouri 3 $ 340,000 $ 113,333 $ 11,000
St. Francois, Missouri 3 $ 104,000 $ 34,666 $ 23,000
Douglas, Nebraska 3 $ 261,000 $ 87,000 $ 42,000
Lancaster, Nebraska 3 $ 221,000 $ 73,666 $ 61,000
Red Willow, Nebraska 3 $ 156,000 $ 52,000 $ 63,000
Cabarrus, North Carolina 3 $ 87,000 $ 29,000 $ 0
Columbus, North Carolina 3 $ 173,000 $ 57,666 $ 17,000
Robeson, North Carolina 3 $ 215,000 $ 71,666 $ 31,000
Rowan, North Carolina 3 $ 254,000 $ 84,666 $ 41,000
Auglaize, Ohio 3 $ 223,000 $ 74,333 $ 62,000
Carroll, Ohio 3 $ 213,000 $ 71,000 $ 32,000
Clinton, Ohio 3 $ 214,000 $ 71,333 $ 29,000
Medina, Ohio 3 $ 705,000 $ 235,000 $ 64,000
Mercer, Ohio 3 $ 393,000 $ 131,000 $ 82,000
Muskingum, Ohio 3 $ 280,000 $ 93,333 $ 0
Sandusky, Ohio 3 $ 517,000 $ 172,333 $ 65,000
Scioto, Ohio 3 $ 237,000 $ 79,000 $ 7,000
Seneca, Ohio 3 $ 517,000 $ 172,333 $ 22,000
Wood, Ohio 3 $ 278,000 $ 92,666 $ 32,000
Wyandot, Ohio 3 $ 480,000 $ 160,000 $ 76,000
Clackamas, Oregon 3 $ 147,000 $ 49,000 $ 29,000
Jackson, Oregon 3 $ 298,000 $ 99,333 $ 58,000
Chesterfield, South Carolina 3 $ 191,000 $ 63,666 $ 33,000
Georgetown, South Carolina 3 $ 657,000 $ 219,000 $ 0
Sumter, South Carolina 3 $ 198,000 $ 66,000 $ 8,000
York, South Carolina 3 $ 352,000 $ 117,333 $ 12,000
Hamilton, Tennessee 3 $ 326,000 $ 108,666 $ 10,000
Davis, Utah 3 $ 207,000 $ 69,000 $ 76,000
Caledonia, Vermont 3 $ 138,000 $ 46,000 $ 40,000
Hampton, Virginia 3 $ 223,000 $ 74,333 $ 65,000
King George, Virginia 3 $ 428,000 $ 142,666 $ 0
Prince William, Virginia 3 $ 961,000 $ 320,333 $ 30,000
Island, Washington 3 $ 145,000 $ 48,333 $ 60,000
King, Washington 3 $ 160,000 $ 53,333 $ 40,000
Skagit, Washington 3 $ 125,000 $ 41,666 $ 57,000
Spokane, Washington 3 $ 329,000 $ 109,666 $ 84,000
Kanawha, West Virginia 3 $ 122,000 $ 40,666 $ 68,000
Brown, Wisconsin 3 $ 286,000 $ 95,333 $ 62,000
Natrona, Wyoming 3 $ 165,000 $ 55,000 $ 40,000
Archuleta, Colorado 2 $ 268,000 $ 134,000 $ 35,000
New London, Connecticut 2 $ 450,000 $ 225,000 $ 58,000
New Castle, Delaware 2 $ 549,000 $ 274,500 $ 79,000
Bay, Florida 2 $ 170,000 $ 85,000 $ 59,000
Monroe, Florida 2 $ 100,000 $ 50,000 $ 162,000
Osceola, Florida 2 $ 297,000 $ 148,500 $ 81,000
St. Lucie, Florida 2 $ 70,000 $ 35,000 $ 89,000
Wakulla, Florida 2 $ 231,000 $ 115,500 $ 87,000
Chatham, Georgia 2 $ 250,000 $ 125,000 $ 34,000
Elbert, Georgia 2 $ 155,000 $ 77,500 $ 19,000
Houston, Georgia 2 $ 100,000 $ 50,000 $ 105,000
Paulding, Georgia 2 $ 210,000 $ 105,000 $ 47,000
Richmond, Georgia 2 $ 142,000 $ 71,000 $ 25,000
Cassia, Idaho 2 $ 104,000 $ 52,000 $ 54,000
Champaign, Illinois 2 $ 153,000 $ 76,500 $ 140,000
Edgar, Illinois 2 $ 135,000 $ 67,500 $ 33,000
Franklin, Illinois 2 $ 180,000 $ 90,000 $ 16,000
Hancock, Illinois 2 $ 124,000 $ 62,000 $ 27,000
Johnson, Illinois 2 $ 167,000 $ 83,500 $ 59,000
Kane, Illinois 2 $ 256,000 $ 128,000 $ 92,000
Kendall, Illinois 2 $ 199,000 $ 99,500 $ 74,000
Lawrence, Illinois 2 $ 78,000 $ 39,000 $ 0
Marion, Illinois 2 $ 271,000 $ 135,500 $ 31,000
Peoria, Illinois 2 $ 112,000 $ 56,000 $ 30,000
Piatt, Illinois 2 $ 141,000 $ 70,500 $ 49,000
Clark, Indiana 2 $ 114,000 $ 57,000 $ 54,000
Jackson, Indiana 2 $ 237,000 $ 118,500 $ 50,000
LaGrange, Indiana 2 $ 282,000 $ 141,000 $ 58,000
Miami, Indiana 2 $ 70,000 $ 35,000 $ 61,000
Monroe, Indiana 2 $ 261,000 $ 130,500 $ 48,000
Montgomery, Indiana 2 $ 124,000 $ 62,000 $ 59,000
Pike, Indiana 2 $ 164,000 $ 82,000 $ 48,000
St. Joseph, Indiana 2 $ 710,000 $ 355,000 $ 0
Tippecanoe, Indiana 2 $ 1,773,000 $ 886,500 $ 0
Wabash, Indiana 2 $ 183,000 $ 91,500 $ 0
White, Indiana 2 $ 210,000 $ 105,000 $ 12,000
Bremer, Iowa 2 $ 102,000 $ 51,000 $ 61,000
Clinton, Iowa 2 $ 187,000 $ 93,500 $ 67,000
Davis, Iowa 2 $ 196,000 $ 98,000 $ 45,000
Delaware, Iowa 2 $ 105,000 $ 52,500 $ 33,000
Grundy, Iowa 2 $ 150,000 $ 75,000 $ 41,000
Guthrie, Iowa 2 $ 294,000 $ 147,000 $ 34,000
Iowa, Iowa 2 $ 77,000 $ 38,500 $ 0
Kossuth, Iowa 2 $ 63,000 $ 31,500 $ 32,000
Louisa, Iowa 2 $ 145,000 $ 72,500 $ 24,000
Mills, Iowa 2 $ 59,000 $ 29,500 $ 0
Monroe, Iowa 2 $ 214,000 $ 107,000 $ 66,000
Union, Iowa 2 $ 71,000 $ 35,500 $ 39,000
Webster, Iowa 2 $ 161,000 $ 80,500 $ 18,000
Winnebago, Iowa 2 $ 87,000 $ 43,500 $ 35,000
Woodbury, Iowa 2 $ 167,000 $ 83,500 $ 9,000
Atchison, Kansas 2 $ 158,000 $ 79,000 $ 68,000
Cowley, Kansas 2 $ 250,000 $ 125,000 $ 23,000
Geary, Kansas 2 $ 264,000 $ 132,000 $ 17,000
Neosho, Kansas 2 $ 83,000 $ 41,500 $ 49,000
Wilson, Kansas 2 $ 118,000 $ 59,000 $ 85,000
Boyd, Kentucky 2 $ 56,000 $ 28,000 $ 0
Caldwell, Kentucky 2 $ 103,000 $ 51,500 $ 0
Fleming, Kentucky 2 $ 325,000 $ 162,500 $ 0
Johnson, Kentucky 2 $ 150,000 $ 75,000 $ 24,000
Mason, Kentucky 2 $ 150,000 $ 75,000 $ 79,000
McLean, Kentucky 2 $ 227,000 $ 113,500 $ 82,000
Pendleton, Kentucky 2 $ 50,000 $ 25,000 $ 66,000
Powell, Kentucky 2 $ 117,000 $ 58,500 $ 45,000
Woodford, Kentucky 2 $ 103,000 $ 51,500 $ 71,000
Cumberland, Maine 2 $ 315,000 $ 157,500 $ 25,000
Oxford, Maine 2 $ 260,000 $ 130,000 $ 23,000
Somerset, Maine 2 $ 150,000 $ 75,000 $ 48,000
Waldo, Maine 2 $ 207,000 $ 103,500 $ 40,000
York, Maine 2 $ 306,000 $ 153,000 $ 100,000
Baltimore, Maryland 2 $ 247,000 $ 123,500 $ 81,000
Baltimore City, Maryland 2 $ 176,000 $ 88,000 $ 93,000
Carroll, Maryland 2 $ 726,000 $ 363,000 $ 0
Charles, Maryland 2 $ 555,000 $ 277,500 $ 0
Somerset, Maryland 2 $ 96,000 $ 48,000 $ 28,000
Washington, Maryland 2 $ 237,000 $ 118,500 $ 58,000
Barnstable, Massachusetts 2 $ 265,000 $ 132,500 $ 29,000
Bay, Michigan 2 $ 80,000 $ 40,000 $ 22,000
Benzie, Michigan 2 $ 120,000 $ 60,000 $ 0
Cheboygan, Michigan 2 $ 255,000 $ 127,500 $ 71,000
Chippewa, Michigan 2 $ 176,000 $ 88,000 $ 0
Clare, Michigan 2 $ 92,000 $ 46,000 $ 16,000
Dickinson, Michigan 2 $ 160,000 $ 80,000 $ 49,000
Lake, Michigan 2 $ 154,000 $ 77,000 $ 15,000
Lapeer, Michigan 2 $ 404,000 $ 202,000 $ 22,000
Ogemaw, Michigan 2 $ 111,000 $ 55,500 $ 10,000
Schoolcraft, Michigan 2 $ 153,000 $ 76,500 $ 62,000
Crow Wing, Minnesota 2 $ 428,000 $ 214,000 $ 0
Washington, Minnesota 2 $ 230,000 $ 115,000 $ 0
Andrew, Missouri 2 $ 268,000 $ 134,000 $ 33,000
Benton, Missouri 2 $ 192,000 $ 96,000 $ 25,000
Cass, Missouri 2 $ 161,000 $ 80,500 $ 0
Greene, Missouri 2 $ 483,000 $ 241,500 $ 0
Jasper, Missouri 2 $ 90,000 $ 45,000 $ 0
Lincoln, Missouri 2 $ 305,000 $ 152,500 $ 75,000
Ripley, Missouri 2 $ 162,000 $ 81,000 $ 0
Webster, Missouri 2 $ 397,000 $ 198,500 $ 0
Custer, Nebraska 2 $ 80,000 $ 40,000 $ 43,000
Sherman, Nebraska 2 $ 129,000 $ 64,500 $ 42,000
Bernalillo, New Mexico 2 $ 401,000 $ 200,500 $ 29,000
Carteret, North Carolina 2 $ 185,000 $ 92,500 $ 59,000
Craven, North Carolina 2 $ 206,000 $ 103,000 $ 0
Cumberland, North Carolina 2 $ 237,000 $ 118,500 $ 45,000
Davidson, North Carolina 2 $ 337,000 $ 168,500 $ 40,000
Guilford, North Carolina 2 $ 384,000 $ 192,000 $ 64,000
Harnett, North Carolina 2 $ 245,000 $ 122,500 $ 23,000
Onslow, North Carolina 2 $ 99,000 $ 49,500 $ 46,000
Sampson, North Carolina 2 $ 317,000 $ 158,500 $ 41,000
Stanly, North Carolina 2 $ 191,000 $ 95,500 $ 0
Ashland, Ohio 2 $ 230,000 $ 115,000 $ 27,000
Defiance, Ohio 2 $ 187,000 $ 93,500 $ 60,000
Delaware, Ohio 2 $ 101,000 $ 50,500 $ 71,000
Fulton, Ohio 2 $ 254,000 $ 127,000 $ 18,000
Guernsey, Ohio 2 $ 136,000 $ 68,000 $ 48,000
Hancock, Ohio 2 $ 78,000 $ 39,000 $ 79,000
Hocking, Ohio 2 $ 218,000 $ 109,000 $ 20,000
Jefferson, Ohio 2 $ 160,000 $ 80,000 $ 62,000
Lake, Ohio 2 $ 206,000 $ 103,000 $ 0
Logan, Ohio 2 $ 83,000 $ 41,500 $ 25,000
Paulding, Ohio 2 $ 169,000 $ 84,500 $ 48,000
Pickaway, Ohio 2 $ 214,000 $ 107,000 $ 27,000
Preble, Ohio 2 $ 83,000 $ 41,500 $ 21,000
Vinton, Ohio 2 $ 74,000 $ 37,000 $ 45,000
Canadian, Oklahoma 2 $ 150,000 $ 75,000 $ 61,000
Cherokee, Oklahoma 2 $ 330,000 $ 165,000 $ 127,000
Pottawatomie, Oklahoma 2 $ 117,000 $ 58,500 $ 17,000
Klamath, Oregon 2 $ 196,000 $ 98,000 $ 53,000
Washington, Oregon 2 $ 123,000 $ 61,500 $ 99,000
Providence, Rhode Island 2 $ 429,000 $ 214,500 $ 105,000
Aiken, South Carolina 2 $ 133,000 $ 66,500 $ 10,000
Colleton, South Carolina 2 $ 230,000 $ 115,000 $ 0
Greenville, South Carolina 2 $ 213,000 $ 106,500 $ 24,000
Lincoln, South Dakota 2 $ 122,000 $ 61,000 $ 120,000
Minnehaha, South Dakota 2 $ 148,000 $ 74,000 $ 57,000
Cocke, Tennessee 2 $ 162,000 $ 81,000 $ 0
Madison, Tennessee 2 $ 226,000 $ 113,000 $ 0
Rutherford, Tennessee 2 $ 317,000 $ 158,500 $ 44,000
Scott, Tennessee 2 $ 209,000 $ 104,500 $ 0
Union, Tennessee 2 $ 219,000 $ 109,500 $ 0
Sanpete, Utah 2 $ 83,000 $ 41,500 $ 48,000
Page:

Mortgage Loan Application Detail Totals for Homeland Capital Mortgage in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,265 $724,457,000 $99,000 $1,540,000 $39,000 $876,000
Home Purchase 2,166 $234,933,000 $108,000 $950,000 $36,000 $1,176,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,314 $613,052,000 $97,000 $888,000 $41,000 $1,176,000
Not Provided 2,025 $223,556,000 $110,000 $1,540,000 $31,000 $780,000
Black or African American 897 $99,136,000 $110,000 $641,000 $34,000 $579,000
Hispanic 84 $9,963,000 $118,000 $950,000 $35,000 $204,000
Asian 77 $10,721,000 $139,000 $695,000 $38,000 $330,000
American Indian or Alaskan Native 23 $1,975,000 $85,000 $188,000 $36,000 $108,000
Native Hawaiian or Other Pacific Islander 11 $987,000 $89,000 $261,000 $45,000 $149,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,431 $959,390,000 $101,000 $1,540,000 $38,000 $1,176,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,882 $272,558,000 $94,000 $1,540,000 $61,000 $840,000
Application Approved But Not Accepted 2,878 $300,481,000 $104,000 $668,000 $25,000 $1,176,000
Application Denied By Financial Institution 1,523 $149,771,000 $98,000 $625,000 $34,000 $876,000
Application Withdrawn By Applicant 1,055 $111,486,000 $105,000 $875,000 $26,000 $617,000
Preapproval Denied by Financial Institution 657 $69,819,000 $106,000 $580,000 $27,000 $412,000
File Closed For Incompleteness 359 $49,183,000 $137,000 $950,000 $32,000 $288,000
Loan Purchased By The Institution 77 $6,092,000 $79,000 $264,000 $78,000 $293,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,171 $114,981,000 $98,000 $625,000 $24,000 $876,000
Other 323 $27,774,000 $85,000 $580,000 $27,000 $412,000
Collateral 290 $33,127,000 $114,000 $585,000 $54,000 $780,000
Debt-To-Income Ratio 287 $32,895,000 $114,000 $460,000 $44,000 $182,000
Employment History 97 $9,562,000 $98,000 $356,000 $34,000 $198,000
Unverifiable Information 10 $1,039,000 $103,000 $234,000 $42,000 $86,000
Credit Application Incomplete 1 $172,000 $172,000 $172,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $40,000 $40,000 $40,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeland Capital Mortgage's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeland Capital Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List