Hometown Lenders, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Hometown Lenders, Inc. of Huntsville, AL reported 16,887 mortgage applications totaling $4.6 billion, down 37% from 2021. The average application was for $272,848, and applicants reported an average income of $107,200. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Huntsville, AL (870), Birmingham-Hoover, AL (787) and Chicago-Naperville, IL (769) (applications in parentheses).
| Mortgage Company & Address | Hometown Lenders, Inc. 310 the Bridge Street, 4th Floor Suite A Huntsville, AL 35806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2006 2005 |
| Total Number of Mortgage Applications | 16,887 |
| Total Mortgage Loan Application Amount | $4,607,585,000 |
| Average Mortgage Loan Application Amount | $272,848 |
| Highest Mortgage Loan Application Amount | $3,085,000 |
| Average Applicant Income | $107,200 |
| Highest Applicant Income | $6,667,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Lenders, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,274 | $ 484,740,000 | $ 213,166 | $ 92,390 |
| Huntsville, AL | 870 | $ 225,350,000 | $ 259,022 | $ 109,000 |
| Birmingham-Hoover, AL | 787 | $ 147,665,000 | $ 187,630 | $ 82,000 |
| Chicago-Naperville, IL | 769 | $ 179,255,000 | $ 233,101 | $ 89,000 |
| Oklahoma City, OK | 653 | $ 163,705,000 | $ 250,696 | $ 104,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 528 | $ 220,180,000 | $ 417,007 | $ 125,579 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 456 | $ 138,530,000 | $ 303,793 | $ 115,061 |
| Grand Rapids-Wyoming, MI | 363 | $ 97,885,000 | $ 269,655 | $ 100,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 328 | $ 131,760,000 | $ 401,707 | $ 151,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 327 | $ 60,625,000 | $ 185,397 | $ 94,000 |
| Gary, IN | 319 | $ 76,935,000 | $ 241,175 | $ 86,000 |
| Yuba City, CA | 308 | $ 90,490,000 | $ 293,798 | $ 110,000 |
| Austin-Round Rock, TX | 287 | $ 138,005,000 | $ 480,853 | $ 195,000 |
| Bakersfield, CA | 277 | $ 63,915,000 | $ 230,740 | $ 96,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 276 | $ 115,580,000 | $ 418,768 | $ 127,206 |
| Orlando-Kissimmee-Sanford, FL | 262 | $ 82,520,000 | $ 314,961 | $ 114,000 |
| Tacoma-Lakewood, WA | 262 | $ 117,840,000 | $ 449,770 | $ 137,000 |
| Seattle-Bellevue-Everett, WA | 243 | $ 114,285,000 | $ 470,308 | $ 141,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 241 | $ 59,175,000 | $ 245,539 | $ 102,165 |
| Columbus, OH | 240 | $ 61,680,000 | $ 257,000 | $ 100,000 |
| Phoenix-Mesa-Scottsdale, AZ | 240 | $ 75,180,000 | $ 313,250 | $ 100,000 |
| Lexington-Fayette, KY | 216 | $ 53,740,000 | $ 248,796 | $ 101,000 |
| San Angelo, TX | 206 | $ 49,220,000 | $ 238,932 | $ 97,000 |
| Anchorage, AK | 186 | $ 63,560,000 | $ 341,720 | $ 112,000 |
| Lakeland-Winter Haven, FL | 171 | $ 46,125,000 | $ 269,736 | $ 90,000 |
| Indianapolis-Carmel-Anderson, IN | 168 | $ 41,360,000 | $ 246,190 | $ 104,000 |
| Philadelphia, PA | 164 | $ 52,890,000 | $ 322,500 | $ 127,000 |
| Kankakee, IL | 156 | $ 30,030,000 | $ 192,500 | $ 85,000 |
| Riverside-San Bernardino-Ontario, CA | 143 | $ 54,875,000 | $ 383,741 | $ 136,000 |
| Houston-The Woodlands-Sugar Land, TX | 132 | $ 34,630,000 | $ 262,348 | $ 113,000 |
| Lake Havasu City-Kingman, AZ | 128 | $ 29,260,000 | $ 228,593 | $ 94,000 |
| Dothan, AL | 127 | $ 22,495,000 | $ 177,125 | $ 75,000 |
| Mobile, AL | 125 | $ 21,465,000 | $ 171,720 | $ 76,000 |
| Huntington-Ashland, WV-KY-OH | 123 | $ 19,185,000 | $ 155,975 | $ 77,601 |
| Spokane-Spokane Valley, WA | 122 | $ 45,340,000 | $ 371,639 | $ 130,000 |
| Baltimore-Columbia-Towson, MD | 121 | $ 39,615,000 | $ 327,396 | $ 173,000 |
| Cape Coral-Fort Myers, FL | 113 | $ 35,495,000 | $ 314,115 | $ 128,000 |
| Reno, NV | 110 | $ 45,910,000 | $ 417,363 | $ 162,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 106 | $ 38,700,000 | $ 365,094 | $ 157,000 |
| Dallas-Plano-Irving, TX | 104 | $ 40,130,000 | $ 385,865 | $ 165,000 |
| Charlotte-Concord-Gastonia, NC-SC | 101 | $ 23,365,000 | $ 231,336 | $ 109,198 |
| Decatur, AL | 101 | $ 18,185,000 | $ 180,049 | $ 75,000 |
| Memphis, TN-MS-AR | 97 | $ 23,245,000 | $ 239,639 | $ 79,701 |
| Knoxville, TN | 92 | $ 17,540,000 | $ 190,652 | $ 58,000 |
| Brownsville-Harlingen, TX | 87 | $ 20,685,000 | $ 237,758 | $ 103,000 |
| Toledo, OH | 72 | $ 9,830,000 | $ 136,527 | $ 62,000 |
| Bremerton-Silverdale, WA | 67 | $ 25,575,000 | $ 381,716 | $ 132,000 |
| Eugene, OR | 67 | $ 20,595,000 | $ 307,388 | $ 106,000 |
| Newark, NJ-PA | 67 | $ 16,875,000 | $ 251,865 | $ 147,074 |
| Greenville, NC | 66 | $ 12,820,000 | $ 194,242 | $ 68,000 |
| Elgin, IL | 65 | $ 14,955,000 | $ 230,076 | $ 84,000 |
| Louisville/Jefferson County, KY-IN | 65 | $ 15,335,000 | $ 235,923 | $ 97,953 |
| Tyler, TX | 62 | $ 13,080,000 | $ 210,967 | $ 108,000 |
| Las Vegas-Henderson-Paradise, NV | 61 | $ 21,125,000 | $ 346,311 | $ 104,000 |
| San Antonio-New Braunfels, TX | 59 | $ 14,245,000 | $ 241,440 | $ 102,000 |
| Tuscaloosa, AL | 58 | $ 9,320,000 | $ 160,689 | $ 77,000 |
| Montgomery County-Bucks County-Chester County, PA | 54 | $ 20,180,000 | $ 373,703 | $ 132,000 |
| Jackson, MS | 52 | $ 9,830,000 | $ 189,038 | $ 74,000 |
| Pensacola-Ferry Pass-Brent, FL | 48 | $ 10,370,000 | $ 216,041 | $ 85,000 |
| Kennewick-Richland, WA | 47 | $ 15,055,000 | $ 320,319 | $ 104,000 |
| Longview, WA | 46 | $ 14,120,000 | $ 306,956 | $ 99,000 |
| Chico, CA | 45 | $ 13,545,000 | $ 301,000 | $ 118,000 |
| Montgomery, AL | 41 | $ 5,895,000 | $ 143,780 | $ 80,000 |
| East Stroudsburg, PA | 40 | $ 8,590,000 | $ 214,750 | $ 102,000 |
| Punta Gorda, FL | 40 | $ 8,810,000 | $ 220,250 | $ 92,000 |
| Florence-Muscle Shoals, AL | 39 | $ 6,595,000 | $ 169,102 | $ 77,000 |
| Olympia-Tumwater, WA | 39 | $ 15,805,000 | $ 405,256 | $ 159,000 |
| Daphne-Fairhope-Foley, AL | 38 | $ 9,680,000 | $ 254,736 | $ 130,000 |
| McAllen-Edinburg-Mission, TX | 37 | $ 8,155,000 | $ 220,405 | $ 106,000 |
| Winston-Salem, NC | 37 | $ 7,235,000 | $ 195,540 | $ 64,000 |
| Carbondale-Marion, IL | 35 | $ 4,355,000 | $ 124,428 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 35 | $ 9,335,000 | $ 266,714 | $ 103,000 |
| Tampa-St. Petersburg-Clearwater, FL | 35 | $ 11,445,000 | $ 327,000 | $ 131,000 |
| Fort Worth-Arlington, TX | 33 | $ 10,225,000 | $ 309,848 | $ 117,000 |
| Salem, OR | 32 | $ 10,580,000 | $ 330,625 | $ 137,000 |
| Fayetteville, NC | 31 | $ 6,025,000 | $ 194,354 | $ 65,000 |
| Carson City, NV | 30 | $ 12,620,000 | $ 420,666 | $ 166,000 |
| Crestview-Fort Walton Beach-Destin, FL | 30 | $ 7,710,000 | $ 257,000 | $ 103,000 |
| Killeen-Temple, TX | 30 | $ 6,480,000 | $ 216,000 | $ 106,000 |
| Columbia, SC | 29 | $ 6,095,000 | $ 210,172 | $ 92,000 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 9,915,000 | $ 341,896 | $ 148,000 |
| Auburn-Opelika, AL | 28 | $ 6,350,000 | $ 226,785 | $ 94,000 |
| Greensboro-High Point, NC | 28 | $ 5,030,000 | $ 179,642 | $ 60,000 |
| Los Angeles-Long Beach-Glendale, CA | 28 | $ 15,430,000 | $ 551,071 | $ 320,000 |
| Jacksonville, FL | 27 | $ 6,245,000 | $ 231,296 | $ 82,000 |
| Muskegon, MI | 26 | $ 4,880,000 | $ 187,692 | $ 81,000 |
| Ocala, FL | 25 | $ 5,675,000 | $ 227,000 | $ 77,000 |
| Greenville-Anderson-Mauldin, SC | 23 | $ 4,605,000 | $ 200,217 | $ 74,000 |
| Lansing-East Lansing, MI | 23 | $ 5,515,000 | $ 239,782 | $ 93,000 |
| Camden, NJ | 22 | $ 7,270,000 | $ 330,454 | $ 152,000 |
| Cincinnati, OH-KY-IN | 22 | $ 4,750,000 | $ 215,909 | $ 90,772 |
| Elkhart-Goshen, IN | 22 | $ 6,990,000 | $ 317,727 | $ 88,000 |
| Anniston-Oxford-Jacksonville, AL | 21 | $ 2,605,000 | $ 124,047 | $ 56,000 |
| Charleston, WV | 20 | $ 3,770,000 | $ 188,500 | $ 69,000 |
| Kalamazoo-Portage, MI | 20 | $ 5,880,000 | $ 294,000 | $ 96,000 |
| Michigan City-La Porte, IN | 20 | $ 3,250,000 | $ 162,500 | $ 62,000 |
| Albany, OR | 19 | $ 5,655,000 | $ 297,631 | $ 117,000 |
| Anaheim-Santa Ana-Irvine, CA | 19 | $ 10,965,000 | $ 577,105 | $ 188,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 6,475,000 | $ 340,789 | $ 134,000 |
| Goldsboro, NC | 19 | $ 3,645,000 | $ 191,842 | $ 66,000 |
| Raleigh, NC | 19 | $ 5,985,000 | $ 315,000 | $ 95,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 3,745,000 | $ 197,105 | $ 93,000 |
| Bend-Redmond, OR | 18 | $ 8,230,000 | $ 457,222 | $ 197,000 |
| Victoria, TX | 18 | $ 4,650,000 | $ 258,333 | $ 118,000 |
| Clarksville, TN-KY | 17 | $ 2,715,000 | $ 159,705 | $ 78,941 |
| Longview, TX | 17 | $ 4,495,000 | $ 264,411 | $ 105,000 |
| Richmond, VA | 17 | $ 6,005,000 | $ 353,235 | $ 126,000 |
| Stockton-Lodi, CA | 17 | $ 7,215,000 | $ 424,411 | $ 129,000 |
| Hattiesburg, MS | 16 | $ 2,840,000 | $ 177,500 | $ 67,000 |
| Gulfport-Biloxi-Pascagoula, MS | 15 | $ 2,915,000 | $ 194,333 | $ 83,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 4,185,000 | $ 279,000 | $ 87,600 |
| Dayton-Springfield-Kettering, OH | 14 | $ 3,500,000 | $ 250,000 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 14 | $ 3,270,000 | $ 233,571 | $ 123,000 |
| Niles-Benton Harbor, MI | 14 | $ 4,750,000 | $ 339,285 | $ 104,000 |
| Oakland-Hayward-Berkeley, CA | 14 | $ 8,950,000 | $ 639,285 | $ 167,000 |
| St. Cloud, MN | 14 | $ 2,240,000 | $ 160,000 | $ 68,000 |
| Tulsa, OK | 14 | $ 2,960,000 | $ 211,428 | $ 97,000 |
| Billings, MT | 13 | $ 4,135,000 | $ 318,076 | $ 109,000 |
| Durham-Chapel Hill, NC | 13 | $ 2,865,000 | $ 220,384 | $ 100,000 |
| Kansas City, MO-KS | 13 | $ 2,825,000 | $ 217,307 | $ 75,923 |
| Asheville, NC | 12 | $ 3,890,000 | $ 324,166 | $ 110,000 |
| El Paso, TX | 12 | $ 2,720,000 | $ 226,666 | $ 81,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 4,660,000 | $ 388,333 | $ 98,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 8,200,000 | $ 683,333 | $ 256,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 2,770,000 | $ 230,833 | $ 103,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 3,550,000 | $ 295,833 | $ 131,416 |
| Duluth, MN-WI | 11 | $ 2,465,000 | $ 224,090 | $ 105,818 |
| Homosassa Springs, FL | 11 | $ 2,285,000 | $ 207,727 | $ 75,000 |
| Pittsburgh, PA | 11 | $ 1,685,000 | $ 153,181 | $ 82,000 |
| St. Louis, MO-IL | 11 | $ 2,925,000 | $ 265,909 | $ 111,000 |
| Visalia-Porterville, CA | 11 | $ 3,325,000 | $ 302,272 | $ 131,000 |
| Washington-Baltimore-Arlington, DC | 11 | $ 4,005,000 | $ 364,090 | $ 113,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 4,115,000 | $ 374,090 | $ 152,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 2,215,000 | $ 201,363 | $ 107,363 |
| Corvallis, OR | 10 | $ 4,280,000 | $ 428,000 | $ 141,000 |
| Denver-Aurora-Lakewood, CO | 10 | $ 4,820,000 | $ 482,000 | $ 127,000 |
| Flagstaff, AZ | 10 | $ 3,470,000 | $ 347,000 | $ 81,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 1,870,000 | $ 187,000 | $ 61,000 |
| Lancaster, PA | 10 | $ 1,610,000 | $ 161,000 | $ 113,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 3,470,000 | $ 347,000 | $ 147,000 |
| Spartanburg, SC | 10 | $ 1,880,000 | $ 188,000 | $ 94,000 |
| Vallejo-Fairfield, CA | 10 | $ 5,040,000 | $ 504,000 | $ 140,000 |
| Amarillo, TX | 9 | $ 1,435,000 | $ 159,444 | $ 85,000 |
| Flint, MI | 9 | $ 2,625,000 | $ 291,666 | $ 121,000 |
| Florence, SC | 9 | $ 1,695,000 | $ 188,333 | $ 99,000 |
| Fresno, CA | 9 | $ 3,635,000 | $ 403,888 | $ 118,000 |
| Gadsden, AL | 9 | $ 1,465,000 | $ 162,777 | $ 72,000 |
| Modesto, CA | 9 | $ 3,615,000 | $ 401,666 | $ 139,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 2,915,000 | $ 323,888 | $ 119,777 |
| San Diego-Carlsbad, CA | 9 | $ 4,365,000 | $ 485,000 | $ 155,000 |
| Walla Walla, WA | 9 | $ 2,705,000 | $ 300,555 | $ 110,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 3,740,000 | $ 467,500 | $ 140,000 |
| Jackson, TN | 8 | $ 1,330,000 | $ 166,250 | $ 75,000 |
| Medford, OR | 8 | $ 2,470,000 | $ 308,750 | $ 89,000 |
| Port St. Lucie, FL | 8 | $ 2,840,000 | $ 355,000 | $ 113,000 |
| Rocky Mount, NC | 8 | $ 1,720,000 | $ 215,000 | $ 66,000 |
| Waco, TX | 8 | $ 1,780,000 | $ 222,500 | $ 87,000 |
| Wheeling, WV-OH | 8 | $ 1,160,000 | $ 145,000 | $ 90,625 |
| Wilmington, DE-MD-NJ | 8 | $ 1,660,000 | $ 207,500 | $ 88,500 |
| Worcester, MA-CT | 8 | $ 2,560,000 | $ 320,000 | $ 127,750 |
| Abilene, TX | 7 | $ 2,575,000 | $ 367,857 | $ 162,000 |
| Bellingham, WA | 7 | $ 1,485,000 | $ 212,142 | $ 78,000 |
| Burlington, NC | 7 | $ 1,415,000 | $ 202,142 | $ 93,000 |
| Cleveland-Elyria, OH | 7 | $ 1,915,000 | $ 273,571 | $ 127,000 |
| Jackson, MI | 7 | $ 1,245,000 | $ 177,857 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 2,055,000 | $ 293,571 | $ 79,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,805,000 | $ 257,857 | $ 83,000 |
| Monroe, MI | 7 | $ 1,315,000 | $ 187,857 | $ 56,000 |
| New Bern, NC | 7 | $ 925,000 | $ 132,142 | $ 52,000 |
| Panama City, FL | 7 | $ 1,865,000 | $ 266,428 | $ 134,000 |
| Parkersburg-Vienna, WV | 7 | $ 1,155,000 | $ 165,000 | $ 62,000 |
| St. George, UT | 7 | $ 2,075,000 | $ 296,428 | $ 108,000 |
| Ann Arbor, MI | 6 | $ 1,730,000 | $ 288,333 | $ 119,000 |
| Colorado Springs, CO | 6 | $ 2,550,000 | $ 425,000 | $ 196,000 |
| Columbus, GA-AL | 6 | $ 1,110,000 | $ 185,000 | $ 70,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 1,310,000 | $ 218,333 | $ 49,000 |
| Lawton, OK | 6 | $ 1,590,000 | $ 265,000 | $ 99,000 |
| Morristown, TN | 6 | $ 850,000 | $ 141,666 | $ 63,000 |
| Ocean City, NJ | 6 | $ 2,260,000 | $ 376,666 | $ 200,000 |
| Reading, PA | 6 | $ 1,130,000 | $ 188,333 | $ 81,000 |
| Redding, CA | 6 | $ 1,670,000 | $ 278,333 | $ 127,000 |
| Rockford, IL | 6 | $ 790,000 | $ 131,666 | $ 51,000 |
| Springfield, IL | 6 | $ 770,000 | $ 128,333 | $ 78,000 |
| Springfield, MO | 6 | $ 1,110,000 | $ 185,000 | $ 69,000 |
| Terre Haute, IN | 6 | $ 580,000 | $ 96,666 | $ 141,000 |
| Tucson, AZ | 6 | $ 1,760,000 | $ 293,333 | $ 98,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 670,000 | $ 111,666 | $ 54,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,645,000 | $ 329,000 | $ 148,000 |
| Champaign-Urbana, IL | 5 | $ 985,000 | $ 197,000 | $ 167,000 |
| Chattanooga, TN-GA | 5 | $ 1,135,000 | $ 227,000 | $ 60,000 |
| Corpus Christi, TX | 5 | $ 835,000 | $ 167,000 | $ 818,000 |
| Fort Wayne, IN | 5 | $ 915,000 | $ 183,000 | $ 73,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,315,000 | $ 263,000 | $ 68,000 |
| Jacksonville, NC | 5 | $ 1,745,000 | $ 349,000 | $ 76,000 |
| Kokomo, IN | 5 | $ 535,000 | $ 107,000 | $ 55,000 |
| Lafayette-West Lafayette, IN | 5 | $ 1,115,000 | $ 223,000 | $ 71,000 |
| New Orleans-Metairie, LA | 5 | $ 1,385,000 | $ 277,000 | $ 241,000 |
| The Villages, FL | 5 | $ 1,345,000 | $ 269,000 | $ 109,000 |
| Yakima, WA | 5 | $ 1,255,000 | $ 251,000 | $ 120,000 |
| Akron, OH | 4 | $ 830,000 | $ 207,500 | $ 93,000 |
| Barnstable Town, MA | 4 | $ 1,500,000 | $ 375,000 | $ 189,000 |
| Battle Creek, MI | 4 | $ 470,000 | $ 117,500 | $ 74,000 |
| Boise City, ID | 4 | $ 1,390,000 | $ 347,500 | $ 151,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,560,000 | $ 390,000 | $ 110,000 |
| Charleston-North Charleston, SC | 4 | $ 1,530,000 | $ 382,500 | $ 112,000 |
| Coeur D'Alene, ID | 4 | $ 2,790,000 | $ 697,500 | $ 182,000 |
| College Station-Bryan, TX | 4 | $ 750,000 | $ 187,500 | $ 110,000 |
| El Centro, CA | 4 | $ 990,000 | $ 247,500 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,420,000 | $ 355,000 | $ 101,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 550,000 | $ 137,500 | $ 48,000 |
| Missoula, MT | 4 | $ 2,350,000 | $ 587,500 | $ 217,000 |
| Monroe, LA | 4 | $ 760,000 | $ 190,000 | $ 65,000 |
| Muncie, IN | 4 | $ 570,000 | $ 142,500 | $ 46,000 |
| Sebring, FL | 4 | $ 650,000 | $ 162,500 | $ 58,000 |
| Tallahassee, FL | 4 | $ 720,000 | $ 180,000 | $ 52,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 635,000 | $ 211,666 | $ 343,000 |
| Baton Rouge, LA | 3 | $ 845,000 | $ 281,666 | $ 81,000 |
| Bloomsburg-Berwick, PA | 3 | $ 635,000 | $ 211,666 | $ 72,000 |
| California-Lexington Park, MD | 3 | $ 1,165,000 | $ 388,333 | $ 149,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 555,000 | $ 185,000 | $ 75,000 |
| Enid, OK | 3 | $ 1,005,000 | $ 335,000 | $ 348,000 |
| Evansville, IN-KY | 3 | $ 605,000 | $ 201,666 | $ 87,666 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 695,000 | $ 231,666 | $ 77,000 |
| Harrisburg-Carlisle, PA | 3 | $ 345,000 | $ 115,000 | $ 82,000 |
| Las Cruces, NM | 3 | $ 465,000 | $ 155,000 | $ 104,000 |
| Midland, TX | 3 | $ 815,000 | $ 271,666 | $ 168,000 |
| Morgantown, WV | 3 | $ 705,000 | $ 235,000 | $ 56,000 |
| New Haven-Milford, CT | 3 | $ 615,000 | $ 205,000 | $ 105,000 |
| New York-Newark, NY | 3 | $ 1,125,000 | $ 375,000 | $ 118,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 2,885,000 | $ 961,666 | $ 775,000 |
| Pueblo, CO | 3 | $ 735,000 | $ 245,000 | $ 55,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 805,000 | $ 268,333 | $ 109,000 |
| Sebastian-Vero Beach, FL | 3 | $ 715,000 | $ 238,333 | $ 119,000 |
| Shreveport-Bossier City, LA | 3 | $ 295,000 | $ 98,333 | $ 128,000 |
| St. Joseph, MO-KS | 3 | $ 565,000 | $ 188,333 | $ 79,000 |
| Winchester, VA-WV | 3 | $ 1,195,000 | $ 398,333 | $ 115,000 |
| York-Hanover, PA | 3 | $ 745,000 | $ 248,333 | $ 84,000 |
| Albuquerque, NM | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Canton-Massillon, OH | 2 | $ 670,000 | $ 335,000 | $ 93,000 |
| Cedar Rapids, IA | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Cleveland, TN | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 370,000 | $ 185,000 | $ 156,000 |
| Decatur, IL | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Des Moines-West Des Moines, IA | 2 | $ 300,000 | $ 150,000 | $ 89,000 |
| Dover, DE | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Eau Claire, WI | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Fond Du Lac, WI | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Gainesville, FL | 2 | $ 590,000 | $ 295,000 | $ 81,000 |
| Gettysburg, PA | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Grants Pass, OR | 2 | $ 670,000 | $ 335,000 | $ 220,000 |
| Great Falls, MT | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Greeley, CO | 2 | $ 640,000 | $ 320,000 | $ 111,000 |
| Hammond, LA | 2 | $ 430,000 | $ 215,000 | $ 42,000 |
| Hot Springs, AR | 2 | $ 340,000 | $ 170,000 | $ 99,000 |
| Houma-Thibodaux, LA | 2 | $ 130,000 | $ 65,000 | $ 28,000 |
| Lafayette, LA | 2 | $ 540,000 | $ 270,000 | $ 220,000 |
| Lima, OH | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Lubbock, TX | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Lynchburg, VA | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Madison, WI | 2 | $ 710,000 | $ 355,000 | $ 248,000 |
| Odessa, TX | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Oshkosh-Neenah, WI | 2 | $ 750,000 | $ 375,000 | $ 228,000 |
| Peoria, IL | 2 | $ 760,000 | $ 380,000 | $ 121,000 |
| Racine, WI | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Rochester, MN | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Rockingham County-Strafford County, NH | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
| Salinas, CA | 2 | $ 1,240,000 | $ 620,000 | $ 188,000 |
| Salisbury, MD-DE | 2 | $ 600,000 | $ 300,000 | $ 132,000 |
| Salt Lake City, UT | 2 | $ 1,590,000 | $ 795,000 | $ 226,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 880,000 | $ 440,000 | $ 143,000 |
| San Rafael, CA | 2 | $ 1,650,000 | $ 825,000 | $ 496,000 |
| Staunton-Waynesboro, VA | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| Texarkana, TX-AR | 2 | $ 270,000 | $ 135,000 | $ 167,000 |
| Wenatchee, WA | 2 | $ 680,000 | $ 340,000 | $ 105,000 |
| Wichita, KS | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Appleton, WI | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Bangor, ME | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Beaumont-Port Arthur, TX | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Bloomington, IL | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Boston, MA | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Bowling Green, KY | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Charlottesville, VA | 1 | $ 465,000 | $ 465,000 | $ 196,000 |
| Columbus, IN | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Cumberland, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Fairbanks, AK | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Fargo, ND-MN | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Farmington, NM | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Fort Smith, AR-OK | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Grand Junction, CO | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Green Bay, WI | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Hanford-Corcoran, CA | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Harrisonburg, VA | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Janesville-Beloit, WI | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Jefferson City, MO | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Johnson City, TN | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Joplin, MO | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Manhattan, KS | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Mankato-North Mankato, MN | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Merced, CA | 1 | $ 435,000 | $ 435,000 | $ 103,000 |
| Napa, CA | 1 | $ 645,000 | $ 645,000 | $ 352,000 |
| Owensboro, KY | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Portland-South Portland, ME | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Providence-Warwick, RI-MA | 1 | $ 395,000 | $ 395,000 | $ 91,000 |
| Roanoke, VA | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Saginaw, MI | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Sherman-Denison, TX | 1 | $ 415,000 | $ 415,000 | $ 79,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Springfield, MA | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| Springfield, OH | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Trenton, NJ | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Twin Falls, ID | 1 | $ 305,000 | $ 305,000 | $ 219,000 |
| Wichita Falls, TX | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Williamsport, PA | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Wilmington, NC | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,732 | $3,795,530,000 | $276,000 | $3,085,000 | $107,000 | $3,751,000 |
| Cash-out Refinancing | 2,189 | $567,955,000 | $259,000 | $2,305,000 | $108,000 | $6,667,000 |
| Refinancing | 924 | $235,950,000 | $255,000 | $1,525,000 | $109,000 | $1,042,000 |
| Home Improvement | 27 | $5,065,000 | $187,000 | $885,000 | $95,000 | $295,000 |
| Not Applicable | 8 | $1,680,000 | $210,000 | $345,000 | $86,000 | $175,000 |
| Other Purpose | 7 | $1,405,000 | $200,000 | $285,000 | $84,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,318 | $2,741,910,000 | $265,000 | $3,085,000 | $107,000 | $4,232,000 |
| Not Provided | 2,302 | $717,380,000 | $311,000 | $2,305,000 | $125,000 | $6,667,000 |
| Hispanic | 1,908 | $505,930,000 | $265,000 | $1,795,000 | $90,000 | $994,000 |
| Black or African American | 1,651 | $400,515,000 | $242,000 | $1,325,000 | $90,000 | $1,963,000 |
| Asian | 547 | $196,815,000 | $359,000 | $1,495,000 | $138,000 | $1,189,000 |
| American Indian or Alaskan Native | 110 | $27,560,000 | $250,000 | $785,000 | $89,000 | $301,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $9,630,000 | $300,000 | $525,000 | $99,000 | $205,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,820 | $3,050,700,000 | $281,000 | $3,085,000 | $122,000 | $6,667,000 |
| FHA-insured (Federal Housing Administration) | 4,512 | $1,073,060,000 | $237,000 | $825,000 | $76,000 | $1,001,000 |
| VA-guaranteed (Veterans Administration) | 1,176 | $412,820,000 | $351,000 | $1,905,000 | $99,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 379 | $71,005,000 | $187,000 | $635,000 | $59,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,783 | $3,256,425,000 | $276,000 | $3,085,000 | $108,000 | $6,667,000 |
| Application Withdrawn By Applicant | 4,537 | $1,209,425,000 | $266,000 | $2,305,000 | $107,000 | $3,751,000 |
| Application Denied By Financial Institution | 540 | $134,190,000 | $248,000 | $1,905,000 | $84,000 | $713,000 |
| File Closed For Incompleteness | 22 | $5,560,000 | $252,000 | $2,005,000 | $110,000 | $650,000 |
| Application Approved But Not Accepted | 5 | $1,985,000 | $397,000 | $985,000 | $48,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,347 | $4,473,395,000 | $273,000 | $3,085,000 | $108,000 | $6,667,000 |
| Debt-To-Income Ratio | 208 | $55,160,000 | $265,000 | $985,000 | $74,000 | $462,000 |
| Credit History | 115 | $26,825,000 | $233,000 | $925,000 | $78,000 | $468,000 |
| Other | 104 | $25,170,000 | $242,000 | $1,905,000 | $97,000 | $624,000 |
| Collateral | 44 | $11,660,000 | $265,000 | $645,000 | $133,000 | $713,000 |
| Employment History | 30 | $6,080,000 | $202,000 | $575,000 | $67,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,900,000 | $195,000 | $485,000 | $75,000 | $145,000 |
| Unverifiable Information | 19 | $5,395,000 | $283,000 | $745,000 | $81,000 | $375,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometown Lenders, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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