Hometown Lenders, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Hometown Lenders, Inc. of Huntsville, AL reported 16,887 mortgage applications totaling $4.6 billion, down 37% from 2021. The average application was for $272,848, and applicants reported an average income of $107,200. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Huntsville, AL (870), Birmingham-Hoover, AL (787) and Chicago-Naperville, IL (769) (applications in parentheses).

Mortgage Company & Address Hometown Lenders, Inc.
310 the Bridge Street, 4th Floor Suite A
Huntsville, AL 35806
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2006  2005  
Total Number of Mortgage Applications 16,887
Total Mortgage Loan Application Amount $4,607,585,000
Average Mortgage Loan Application Amount $272,848
Highest Mortgage Loan Application Amount $3,085,000
Average Applicant Income $107,200
Highest Applicant Income $6,667,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Lenders, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hometown Lenders, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 684 $ 180,370,000 $ 263,698 $ 114,000
Cook, Illinois 436 $ 97,730,000 $ 224,151 $ 89,000
Jefferson, Alabama 384 $ 70,230,000 $ 182,890 $ 80,000
Oklahoma, Oklahoma 360 $ 90,810,000 $ 252,250 $ 107,000
Kern, California 277 $ 63,915,000 $ 230,740 $ 96,000
Kent, Michigan 275 $ 72,855,000 $ 264,927 $ 101,000
Will, Illinois 266 $ 64,500,000 $ 242,481 $ 88,000
Sacramento, California 264 $ 106,970,000 $ 405,189 $ 155,000
Pierce, Washington 262 $ 117,840,000 $ 449,770 $ 137,000
Lake, Indiana 246 $ 59,620,000 $ 242,357 $ 88,000
Maricopa, Arizona 215 $ 68,025,000 $ 316,395 $ 101,000
Lackawanna, Pennsylvania 211 $ 40,205,000 $ 190,545 $ 89,000
Tom Green, Texas 205 $ 49,075,000 $ 239,390 $ 97,000
Clark, Washington 205 $ 87,095,000 $ 424,853 $ 132,000
Sutter, California 190 $ 58,850,000 $ 309,736 $ 118,000
Shelby, Alabama 189 $ 40,355,000 $ 213,518 $ 91,000
Limestone, Alabama 186 $ 44,980,000 $ 241,827 $ 91,000
Polk, Florida 171 $ 46,125,000 $ 269,736 $ 90,000
Hennepin, Minnesota 160 $ 46,670,000 $ 291,687 $ 127,000
King, Washington 160 $ 77,360,000 $ 483,500 $ 149,000
Kankakee, Illinois 156 $ 30,030,000 $ 192,500 $ 85,000
Cullman, Alabama 147 $ 27,795,000 $ 189,081 $ 86,000
Philadelphia, Pennsylvania 146 $ 47,280,000 $ 323,835 $ 125,000
Travis, Texas 142 $ 78,140,000 $ 550,281 $ 206,000
Franklin, Ohio 139 $ 36,225,000 $ 260,611 $ 99,000
Northampton, Pennsylvania 138 $ 33,850,000 $ 245,289 $ 107,000
Fayette, Kentucky 133 $ 34,795,000 $ 261,616 $ 111,000
Mohave, Arizona 128 $ 29,260,000 $ 228,593 $ 94,000
Multnomah, Oregon 128 $ 50,680,000 $ 395,937 $ 117,000
Mobile, Alabama 125 $ 21,465,000 $ 171,720 $ 76,000
Yuba, California 118 $ 31,640,000 $ 268,135 $ 97,000
Canadian, Oklahoma 117 $ 29,145,000 $ 249,102 $ 100,000
Spokane, Washington 115 $ 43,885,000 $ 381,608 $ 131,000
Lee, Florida 113 $ 35,495,000 $ 314,115 $ 128,000
St. Clair, Alabama 111 $ 20,355,000 $ 183,378 $ 80,000
Washoe, Nevada 109 $ 45,285,000 $ 415,458 $ 160,000
Prince George's, Maryland 104 $ 38,480,000 $ 370,000 $ 115,000
Ross, Ohio 104 $ 19,130,000 $ 183,942 $ 75,000
Cleveland, Oklahoma 103 $ 26,535,000 $ 257,621 $ 104,000
Luzerne, Pennsylvania 103 $ 17,955,000 $ 174,320 $ 106,000
Clackamas, Oregon 98 $ 41,860,000 $ 427,142 $ 132,000
Anchorage, Alaska 97 $ 32,535,000 $ 335,412 $ 112,000
Osceola, Florida 96 $ 31,960,000 $ 332,916 $ 111,000
Matanuska-Susitna, Alaska 89 $ 31,025,000 $ 348,595 $ 112,000
Cameron, Texas 87 $ 20,685,000 $ 237,758 $ 103,000
Williamson, Texas 86 $ 35,870,000 $ 417,093 $ 166,000
Morgan, Alabama 84 $ 15,010,000 $ 178,690 $ 76,000
Houston, Alabama 83 $ 15,995,000 $ 192,710 $ 80,000
Snohomish, Washington 83 $ 36,925,000 $ 444,879 $ 126,000
Lehigh, Pennsylvania 80 $ 19,890,000 $ 248,625 $ 90,000
Harris, Texas 80 $ 18,890,000 $ 236,125 $ 101,000
San Bernardino, California 77 $ 31,535,000 $ 409,545 $ 136,000
Anoka, Minnesota 77 $ 23,795,000 $ 309,025 $ 95,000
Orange, Florida 75 $ 22,945,000 $ 305,933 $ 119,000
Washington, Oregon 73 $ 31,215,000 $ 427,602 $ 125,000
Lane, Oregon 67 $ 20,595,000 $ 307,388 $ 106,000
Kitsap, Washington 67 $ 25,575,000 $ 381,716 $ 132,000
Riverside, California 66 $ 23,340,000 $ 353,636 $ 135,000
Hamilton, Indiana 66 $ 19,000,000 $ 287,878 $ 107,000
Pitt, North Carolina 66 $ 12,820,000 $ 194,242 $ 68,000
Porter, Indiana 63 $ 15,435,000 $ 245,000 $ 83,000
Marion, Indiana 62 $ 13,590,000 $ 219,193 $ 102,000
Pike, Pennsylvania 62 $ 14,780,000 $ 238,387 $ 142,000
Smith, Texas 62 $ 13,080,000 $ 210,967 $ 108,000
Walker, Alabama 61 $ 9,625,000 $ 157,786 $ 69,000
Clark, Nevada 61 $ 21,125,000 $ 346,311 $ 104,000
Ottawa, Michigan 60 $ 19,610,000 $ 326,833 $ 110,000
Marshall, Alabama 59 $ 11,385,000 $ 192,966 $ 69,000
Blount, Alabama 56 $ 9,720,000 $ 173,571 $ 73,000
Lake, Florida 53 $ 18,105,000 $ 341,603 $ 109,000
Gallatin, Montana 52 $ 27,920,000 $ 536,923 $ 216,000
Dale, Alabama 51 $ 7,185,000 $ 140,882 $ 64,000
Dakota, Minnesota 51 $ 14,335,000 $ 281,078 $ 101,000
Lucas, Ohio 51 $ 6,775,000 $ 132,843 $ 57,000
Tuscaloosa, Alabama 50 $ 8,350,000 $ 167,000 $ 81,000
Knox, Tennessee 50 $ 9,800,000 $ 196,000 $ 58,000
DuPage, Illinois 47 $ 12,425,000 $ 264,361 $ 97,000
Cowlitz, Washington 46 $ 14,120,000 $ 306,956 $ 99,000
Butte, California 45 $ 13,545,000 $ 301,000 $ 118,000
Jefferson, Kentucky 45 $ 9,845,000 $ 218,777 $ 95,000
Ramsey, Minnesota 45 $ 12,515,000 $ 278,111 $ 112,000
Bexar, Texas 45 $ 9,505,000 $ 211,222 $ 91,000
Hays, Texas 43 $ 19,405,000 $ 451,279 $ 245,000
Baltimore City, Maryland 42 $ 9,800,000 $ 233,333 $ 91,000
Charlotte, Florida 40 $ 8,810,000 $ 220,250 $ 92,000
DeSoto, Mississippi 40 $ 10,380,000 $ 259,500 $ 73,000
Monroe, Pennsylvania 40 $ 8,590,000 $ 214,750 $ 102,000
Thurston, Washington 39 $ 15,805,000 $ 405,256 $ 159,000
Baldwin, Alabama 38 $ 9,680,000 $ 254,736 $ 130,000
Seminole, Florida 38 $ 9,510,000 $ 250,263 $ 119,000
Navajo, Arizona 37 $ 6,165,000 $ 166,621 $ 68,000
Lawrence, Ohio 37 $ 6,255,000 $ 169,054 $ 82,000
Hidalgo, Texas 37 $ 8,155,000 $ 220,405 $ 106,000
Kane, Illinois 36 $ 8,220,000 $ 228,333 $ 77,000
Baltimore, Maryland 36 $ 11,950,000 $ 331,944 $ 119,000
Stafford, Virginia 36 $ 18,090,000 $ 502,500 $ 130,000
Montgomery, Alabama 35 $ 4,845,000 $ 138,428 $ 81,000
Logan, Oklahoma 35 $ 9,095,000 $ 259,857 $ 96,000
Placer, California 34 $ 13,620,000 $ 400,588 $ 150,000
Wayne, Pennsylvania 34 $ 6,590,000 $ 193,823 $ 122,000
Benton, Washington 34 $ 11,260,000 $ 331,176 $ 107,000
Cabell, West Virginia 34 $ 5,670,000 $ 166,764 $ 86,000
Escambia, Alabama 33 $ 5,375,000 $ 162,878 $ 63,000
Madison, Kentucky 33 $ 8,345,000 $ 252,878 $ 97,000
Barry, Michigan 33 $ 9,065,000 $ 274,696 $ 96,000
Collin, Texas 33 $ 16,015,000 $ 485,303 $ 192,000
Scott, Kentucky 32 $ 7,400,000 $ 231,250 $ 82,000
Volusia, Florida 31 $ 7,685,000 $ 247,903 $ 87,000
Montgomery, Pennsylvania 31 $ 10,935,000 $ 352,741 $ 135,000
Chilton, Alabama 30 $ 4,600,000 $ 153,333 $ 76,000
Hinds, Mississippi 30 $ 5,790,000 $ 193,000 $ 72,000
Silver Bow, Montana 30 $ 7,620,000 $ 254,000 $ 95,000
Carson City, Nevada 30 $ 12,620,000 $ 420,666 $ 166,000
Davidson, Tennessee 30 $ 9,580,000 $ 319,333 $ 112,000
Charles, Maryland 29 $ 12,175,000 $ 419,827 $ 121,000
Washington, Minnesota 29 $ 11,275,000 $ 388,793 $ 136,000
Prince William, Virginia 29 $ 11,765,000 $ 405,689 $ 111,000
Lee, Alabama 28 $ 6,350,000 $ 226,785 $ 94,000
Los Angeles, California 28 $ 15,430,000 $ 551,071 $ 320,000
Cass, Indiana 28 $ 3,440,000 $ 122,857 $ 56,000
Henry, Alabama 27 $ 3,775,000 $ 139,814 $ 65,000
Talladega, Alabama 27 $ 5,425,000 $ 200,925 $ 87,000
Licking, Ohio 27 $ 5,895,000 $ 218,333 $ 97,000
Scioto, Ohio 27 $ 3,545,000 $ 131,296 $ 67,000
Marion, Oregon 27 $ 8,735,000 $ 323,518 $ 134,000
Wasco, Oregon 27 $ 7,195,000 $ 266,481 $ 89,000
Dallas, Texas 27 $ 8,865,000 $ 328,333 $ 190,000
Coffee, Alabama 26 $ 4,980,000 $ 191,538 $ 101,000
Lauderdale, Alabama 26 $ 4,360,000 $ 167,692 $ 87,000
Muskegon, Michigan 26 $ 4,880,000 $ 187,692 $ 81,000
Pinal, Arizona 25 $ 7,155,000 $ 286,200 $ 87,000
Escambia, Florida 25 $ 4,935,000 $ 197,400 $ 94,000
Marion, Florida 25 $ 5,675,000 $ 227,000 $ 77,000
Jessamine, Kentucky 25 $ 5,595,000 $ 223,800 $ 76,000
Mecklenburg, North Carolina 25 $ 6,545,000 $ 261,800 $ 153,000
Lincoln, Tennessee 25 $ 4,765,000 $ 190,600 $ 77,000
Shelby, Tennessee 25 $ 7,325,000 $ 293,000 $ 103,000
Tipton, Tennessee 25 $ 3,905,000 $ 156,200 $ 70,000
Bell, Texas 25 $ 5,475,000 $ 219,000 $ 99,000
Tarrant, Texas 25 $ 7,935,000 $ 317,400 $ 127,000
Iroquois, Illinois 24 $ 4,040,000 $ 168,333 $ 68,000
Pike, Ohio 24 $ 3,990,000 $ 166,250 $ 68,000
Santa Rosa, Florida 23 $ 5,435,000 $ 236,304 $ 76,000
Wright, Minnesota 23 $ 6,685,000 $ 290,652 $ 116,000
Jackson, Ohio 23 $ 4,135,000 $ 179,782 $ 64,000
Denton, Texas 23 $ 9,015,000 $ 391,956 $ 132,000
El Dorado, California 22 $ 8,160,000 $ 370,909 $ 125,000
District of Columbia, District Of Columbia 22 $ 10,040,000 $ 456,363 $ 143,000
Kendall, Illinois 22 $ 5,440,000 $ 247,272 $ 102,000
Elkhart, Indiana 22 $ 6,990,000 $ 317,727 $ 88,000
Lenoir, North Carolina 22 $ 3,380,000 $ 153,636 $ 55,000
Delaware, Ohio 22 $ 7,670,000 $ 348,636 $ 121,000
Calhoun, Alabama 21 $ 2,605,000 $ 124,047 $ 56,000
Jackson, Alabama 21 $ 4,405,000 $ 209,761 $ 89,000
Okaloosa, Florida 21 $ 4,395,000 $ 209,285 $ 77,000
Cumberland, North Carolina 21 $ 3,825,000 $ 182,142 $ 59,000
Pottawatomie, Oklahoma 21 $ 4,085,000 $ 194,523 $ 74,000
LaPorte, Indiana 20 $ 3,250,000 $ 162,500 $ 62,000
Kalamazoo, Michigan 20 $ 5,880,000 $ 294,000 $ 96,000
Galveston, Texas 20 $ 6,070,000 $ 303,500 $ 164,000
Polk, Wisconsin 20 $ 4,580,000 $ 229,000 $ 106,000
Orange, California 19 $ 10,965,000 $ 577,105 $ 188,000
Broward, Florida 19 $ 6,475,000 $ 340,789 $ 134,000
Miami, Indiana 19 $ 2,365,000 $ 124,473 $ 73,000
Anne Arundel, Maryland 19 $ 8,525,000 $ 448,684 $ 497,000
Gaston, North Carolina 19 $ 4,695,000 $ 247,105 $ 97,000
Wayne, North Carolina 19 $ 3,645,000 $ 191,842 $ 66,000
Linn, Oregon 19 $ 5,655,000 $ 297,631 $ 117,000
Lauderdale, Tennessee 19 $ 1,775,000 $ 93,421 $ 56,000
Sarasota, Florida 18 $ 6,380,000 $ 354,444 $ 117,000
Williamson, Illinois 18 $ 2,250,000 $ 125,000 $ 64,000
McClain, Oklahoma 18 $ 3,450,000 $ 191,666 $ 94,000
Deschutes, Oregon 18 $ 8,230,000 $ 457,222 $ 197,000
Bucks, Pennsylvania 18 $ 7,390,000 $ 410,555 $ 123,000
Delaware, Pennsylvania 18 $ 5,610,000 $ 311,666 $ 141,000
York, South Carolina 18 $ 4,590,000 $ 255,000 $ 142,000
Maury, Tennessee 18 $ 5,530,000 $ 307,222 $ 98,000
Williamson, Tennessee 18 $ 12,190,000 $ 677,222 $ 433,000
Fairfax, Virginia 18 $ 9,180,000 $ 510,000 $ 161,000
Bibb, Alabama 17 $ 2,405,000 $ 141,470 $ 64,000
Geneva, Alabama 17 $ 2,725,000 $ 160,294 $ 64,000
Lawrence, Alabama 17 $ 3,175,000 $ 186,764 $ 71,000
San Joaquin, California 17 $ 7,215,000 $ 424,411 $ 129,000
Fairfield, Ohio 17 $ 3,995,000 $ 235,000 $ 102,000
Duval, Florida 16 $ 2,770,000 $ 173,125 $ 82,000
Boyd, Kentucky 16 $ 2,150,000 $ 134,375 $ 71,000
Davidson, North Carolina 16 $ 3,370,000 $ 210,625 $ 62,000
Williams, North Dakota 16 $ 3,300,000 $ 206,250 $ 237,000
Grady, Oklahoma 16 $ 3,950,000 $ 246,875 $ 81,000
Blount, Tennessee 16 $ 3,480,000 $ 217,500 $ 62,000
Victoria, Texas 16 $ 4,060,000 $ 253,750 $ 119,000
Wayne, West Virginia 16 $ 1,990,000 $ 124,375 $ 56,000
Winston, Alabama 15 $ 2,525,000 $ 168,333 $ 135,000
Hillsborough, Florida 15 $ 5,145,000 $ 343,000 $ 91,000
Grundy, Illinois 15 $ 3,495,000 $ 233,000 $ 106,000
Ionia, Michigan 15 $ 2,815,000 $ 187,666 $ 80,000
Van Buren, Michigan 15 $ 5,175,000 $ 345,000 $ 174,000
Lyon, Nevada 15 $ 4,545,000 $ 303,000 $ 77,000
Beaufort, North Carolina 15 $ 2,875,000 $ 191,666 $ 71,000
Guilford, North Carolina 15 $ 2,495,000 $ 166,333 $ 56,000
Pickaway, Ohio 15 $ 3,265,000 $ 217,666 $ 86,000
Richland, South Carolina 15 $ 2,345,000 $ 156,333 $ 88,000
Fort Bend, Texas 15 $ 4,625,000 $ 308,333 $ 108,000
Henderson, Texas 15 $ 2,745,000 $ 183,000 $ 78,000
Spotsylvania, Virginia 15 $ 5,935,000 $ 395,666 $ 143,000
Colusa, California 14 $ 3,210,000 $ 229,285 $ 93,000
Jackson, Illinois 14 $ 1,730,000 $ 123,571 $ 82,000
Lake, Illinois 14 $ 3,270,000 $ 233,571 $ 123,000
Madison, Indiana 14 $ 2,990,000 $ 213,571 $ 119,000
Allegan, Michigan 14 $ 2,950,000 $ 210,714 $ 91,000
Berrien, Michigan 14 $ 4,750,000 $ 339,285 $ 104,000
Carver, Minnesota 14 $ 5,620,000 $ 401,428 $ 156,000
Scott, Minnesota 14 $ 4,190,000 $ 299,285 $ 106,000
Sherburne, Minnesota 14 $ 4,450,000 $ 317,857 $ 99,000
Rutherford, Tennessee 14 $ 4,190,000 $ 299,285 $ 92,000
Mason, Washington 14 $ 3,640,000 $ 260,000 $ 106,000
Colbert, Alabama 13 $ 2,235,000 $ 171,923 $ 58,000
Kenai Peninsula, Alaska 13 $ 4,065,000 $ 312,692 $ 119,000
Howard, Maryland 13 $ 5,335,000 $ 410,384 $ 161,000
Montcalm, Michigan 13 $ 2,605,000 $ 200,384 $ 67,000
Madison, Mississippi 13 $ 2,855,000 $ 219,615 $ 88,000
Park, Montana 13 $ 5,685,000 $ 437,307 $ 152,000
Carbon, Pennsylvania 13 $ 2,775,000 $ 213,461 $ 119,000
Wyoming, Pennsylvania 13 $ 2,465,000 $ 189,615 $ 80,000
Montgomery, Tennessee 13 $ 2,235,000 $ 171,923 $ 78,000
Ellis, Texas 13 $ 3,855,000 $ 296,538 $ 140,000
Franklin, Washington 13 $ 3,795,000 $ 291,923 $ 98,000
Dallas, Alabama 12 $ 1,230,000 $ 102,500 $ 60,000
Yavapai, Arizona 12 $ 2,770,000 $ 230,833 $ 103,000
Collier, Florida 12 $ 8,200,000 $ 683,333 $ 256,000
Pinellas, Florida 12 $ 3,120,000 $ 260,000 $ 188,000
Forrest, Mississippi 12 $ 2,310,000 $ 192,500 $ 71,000
Cabarrus, North Carolina 12 $ 1,630,000 $ 135,833 $ 46,000
Columbia, Oregon 12 $ 4,190,000 $ 349,166 $ 89,000
Sevier, Tennessee 12 $ 2,050,000 $ 170,833 $ 68,000
El Paso, Texas 12 $ 2,720,000 $ 226,666 $ 81,000
Skagit, Washington 12 $ 4,660,000 $ 388,333 $ 98,000
St. Croix, Wisconsin 12 $ 4,180,000 $ 348,333 $ 117,000
DeKalb, Alabama 11 $ 2,115,000 $ 192,272 $ 61,000
Nevada, California 11 $ 3,585,000 $ 325,909 $ 135,000
Tulare, California 11 $ 3,325,000 $ 302,272 $ 131,000
Citrus, Florida 11 $ 2,285,000 $ 207,727 $ 75,000
Manatee, Florida 11 $ 3,535,000 $ 321,363 $ 199,000
Palm Beach, Florida 11 $ 4,115,000 $ 374,090 $ 152,000
St. Joseph, Indiana 11 $ 3,405,000 $ 309,545 $ 138,000
Boyle, Kentucky 11 $ 2,565,000 $ 233,181 $ 84,000
Stearns, Minnesota 11 $ 1,695,000 $ 154,090 $ 63,000
Forsyth, North Carolina 11 $ 1,935,000 $ 175,909 $ 68,000
Laurens, South Carolina 11 $ 1,885,000 $ 171,363 $ 63,000
Bedford, Tennessee 11 $ 1,815,000 $ 165,000 $ 59,000
Bastrop, Texas 11 $ 2,935,000 $ 266,818 $ 95,000
Kanawha, West Virginia 11 $ 1,835,000 $ 166,818 $ 66,000
Putnam, West Virginia 11 $ 1,675,000 $ 152,272 $ 76,000
Coconino, Arizona 10 $ 3,470,000 $ 347,000 $ 81,000
Solano, California 10 $ 5,040,000 $ 504,000 $ 140,000
Brevard, Florida 10 $ 3,470,000 $ 347,000 $ 147,000
Franklin, Illinois 10 $ 1,170,000 $ 117,000 $ 64,000
Franklin, Kentucky 10 $ 2,230,000 $ 223,000 $ 82,000
Montgomery, Maryland 10 $ 3,600,000 $ 360,000 $ 115,000
Ingham, Michigan 10 $ 1,880,000 $ 188,000 $ 62,000
Madison, Montana 10 $ 4,210,000 $ 421,000 $ 153,000
Warren, New Jersey 10 $ 2,660,000 $ 266,000 $ 106,000
Buncombe, North Carolina 10 $ 3,240,000 $ 324,000 $ 101,000
Iredell, North Carolina 10 $ 2,140,000 $ 214,000 $ 66,000
Muskingum, Ohio 10 $ 1,490,000 $ 149,000 $ 85,000
Benton, Oregon 10 $ 4,280,000 $ 428,000 $ 141,000
Clatsop, Oregon 10 $ 3,530,000 $ 353,000 $ 139,000
Lancaster, Pennsylvania 10 $ 1,610,000 $ 161,000 $ 113,000
Spartanburg, South Carolina 10 $ 1,880,000 $ 188,000 $ 94,000
Anderson, Tennessee 10 $ 1,140,000 $ 114,000 $ 47,000
Giles, Tennessee 10 $ 1,450,000 $ 145,000 $ 49,000
Gregg, Texas 10 $ 2,550,000 $ 255,000 $ 99,000
Montgomery, Texas 10 $ 2,500,000 $ 250,000 $ 100,000
Clallam, Washington 10 $ 2,910,000 $ 291,000 $ 127,000
Barbour, Alabama 9 $ 1,225,000 $ 136,111 $ 79,000
Etowah, Alabama 9 $ 1,465,000 $ 162,777 $ 72,000
Marion, Alabama 9 $ 1,335,000 $ 148,333 $ 143,000
Fresno, California 9 $ 3,635,000 $ 403,888 $ 118,000
San Diego, California 9 $ 4,365,000 $ 485,000 $ 155,000
Stanislaus, California 9 $ 3,615,000 $ 401,666 $ 139,000
Walton, Florida 9 $ 3,315,000 $ 368,333 $ 165,000
Bourbon, Kentucky 9 $ 2,095,000 $ 232,777 $ 85,000
Clark, Kentucky 9 $ 1,685,000 $ 187,222 $ 73,000
Greenup, Kentucky 9 $ 1,445,000 $ 160,555 $ 82,000
Mercer, Kentucky 9 $ 1,935,000 $ 215,000 $ 95,000
Eaton, Michigan 9 $ 2,855,000 $ 317,222 $ 136,000
Genesee, Michigan 9 $ 2,625,000 $ 291,666 $ 121,000
Goodhue, Minnesota 9 $ 1,845,000 $ 205,000 $ 72,000
St. Louis, Minnesota 9 $ 2,125,000 $ 236,111 $ 118,000
Camden, New Jersey 9 $ 3,185,000 $ 353,888 $ 154,000
Wake, North Carolina 9 $ 3,615,000 $ 401,666 $ 119,000
Wilson, North Carolina 9 $ 1,145,000 $ 127,222 $ 81,000
Fulton, Ohio 9 $ 1,265,000 $ 140,555 $ 86,000
Wood, Ohio 9 $ 1,365,000 $ 151,666 $ 50,000
Umatilla, Oregon 9 $ 2,485,000 $ 276,111 $ 104,000
Lexington, South Carolina 9 $ 2,595,000 $ 288,333 $ 113,000
Franklin, Tennessee 9 $ 5,375,000 $ 597,222 $ 404,000
Fauquier, Virginia 9 $ 3,615,000 $ 401,666 $ 195,000
Grays Harbor, Washington 9 $ 2,345,000 $ 260,555 $ 79,000
Walla Walla, Washington 9 $ 2,705,000 $ 300,555 $ 110,000
Alameda, California 8 $ 5,140,000 $ 642,500 $ 155,000
Yolo, California 8 $ 3,010,000 $ 376,250 $ 113,000
Fairfield, Connecticut 8 $ 3,740,000 $ 467,500 $ 140,000
Hendricks, Indiana 8 $ 1,680,000 $ 210,000 $ 93,000
Anderson, Kentucky 8 $ 1,780,000 $ 222,500 $ 84,000
Woodford, Kentucky 8 $ 2,170,000 $ 271,250 $ 132,000
Macomb, Michigan 8 $ 1,130,000 $ 141,250 $ 95,000
Jackson, Mississippi 8 $ 1,510,000 $ 188,750 $ 82,000
Rankin, Mississippi 8 $ 1,090,000 $ 136,250 $ 54,000
Cleveland, North Carolina 8 $ 1,280,000 $ 160,000 $ 76,000
Duplin, North Carolina 8 $ 1,520,000 $ 190,000 $ 64,000
Durham, North Carolina 8 $ 1,390,000 $ 173,750 $ 116,000
Johnston, North Carolina 8 $ 1,760,000 $ 220,000 $ 65,000
Rowan, North Carolina 8 $ 1,130,000 $ 141,250 $ 67,000
Montgomery, Ohio 8 $ 1,870,000 $ 233,750 $ 111,000
Tulsa, Oklahoma 8 $ 1,790,000 $ 223,750 $ 98,000
Douglas, Oregon 8 $ 1,640,000 $ 205,000 $ 76,000
Jackson, Oregon 8 $ 2,470,000 $ 308,750 $ 89,000
Tillamook, Oregon 8 $ 2,190,000 $ 273,750 $ 122,000
Florence, South Carolina 8 $ 1,410,000 $ 176,250 $ 103,000
Aransas, Texas 8 $ 2,830,000 $ 353,750 $ 208,000
McLennan, Texas 8 $ 1,780,000 $ 222,500 $ 87,000
Island, Washington 8 $ 2,900,000 $ 362,500 $ 112,000
Lewis, Washington 8 $ 1,890,000 $ 236,250 $ 87,000
Chambers, Alabama 7 $ 1,005,000 $ 143,571 $ 55,000
New Castle, Delaware 7 $ 1,555,000 $ 222,142 $ 87,000
Bay, Florida 7 $ 1,865,000 $ 266,428 $ 134,000
Miami-Dade, Florida 7 $ 2,055,000 $ 293,571 $ 79,000
St. Lucie, Florida 7 $ 1,875,000 $ 267,857 $ 78,000
DeKalb, Illinois 7 $ 1,295,000 $ 185,000 $ 62,000
Saline, Illinois 7 $ 585,000 $ 83,571 $ 41,000
Boone, Indiana 7 $ 1,895,000 $ 270,714 $ 100,000
Jasper, Indiana 7 $ 1,485,000 $ 212,142 $ 46,000
Harford, Maryland 7 $ 2,845,000 $ 406,428 $ 108,000
Worcester, Massachusetts 7 $ 2,285,000 $ 326,428 $ 135,000
Jackson, Michigan 7 $ 1,245,000 $ 177,857 $ 81,000
Monroe, Michigan 7 $ 1,315,000 $ 187,857 $ 56,000
Newaygo, Michigan 7 $ 1,685,000 $ 240,714 $ 98,000
Itasca, Minnesota 7 $ 405,000 $ 57,857 $ 30,000
Marshall, Mississippi 7 $ 1,635,000 $ 233,571 $ 74,000
Warren, Mississippi 7 $ 565,000 $ 80,714 $ 44,000
Yellowstone, Montana 7 $ 2,125,000 $ 303,571 $ 82,000
Gloucester, New Jersey 7 $ 2,015,000 $ 287,857 $ 155,000
Alamance, North Carolina 7 $ 1,415,000 $ 202,142 $ 93,000
Harnett, North Carolina 7 $ 1,625,000 $ 232,142 $ 82,000
Nash, North Carolina 7 $ 1,465,000 $ 209,285 $ 61,000
Randolph, North Carolina 7 $ 1,475,000 $ 210,714 $ 63,000
Stark, North Dakota 7 $ 2,055,000 $ 293,571 $ 101,000
Belmont, Ohio 7 $ 1,055,000 $ 150,714 $ 94,000
Hamilton, Ohio 7 $ 1,485,000 $ 212,142 $ 86,000
Madison, Ohio 7 $ 1,475,000 $ 210,714 $ 121,000
Marion, Ohio 7 $ 985,000 $ 140,714 $ 63,000
Lincoln, Oregon 7 $ 2,475,000 $ 353,571 $ 214,000
Yamhill, Oregon 7 $ 3,145,000 $ 449,285 $ 112,000
Allegheny, Pennsylvania 7 $ 1,175,000 $ 167,857 $ 106,000
Horry, South Carolina 7 $ 2,425,000 $ 346,428 $ 122,000
Lawrence, Tennessee 7 $ 1,335,000 $ 190,714 $ 56,000
Marshall, Tennessee 7 $ 1,605,000 $ 229,285 $ 77,000
Comal, Texas 7 $ 2,395,000 $ 342,142 $ 169,000
Taylor, Texas 7 $ 2,575,000 $ 367,857 $ 162,000
Washington, Utah 7 $ 2,075,000 $ 296,428 $ 108,000
Klickitat, Washington 7 $ 1,875,000 $ 267,857 $ 75,000
Pacific, Washington 7 $ 1,375,000 $ 196,428 $ 84,000
Stevens, Washington 7 $ 1,455,000 $ 207,857 $ 122,000
Whatcom, Washington 7 $ 1,485,000 $ 212,142 $ 78,000
Wood, West Virginia 7 $ 1,155,000 $ 165,000 $ 62,000
Covington, Alabama 6 $ 730,000 $ 121,666 $ 49,000
Fayette, Alabama 6 $ 900,000 $ 150,000 $ 73,000
Russell, Alabama 6 $ 1,110,000 $ 185,000 $ 70,000
Pima, Arizona 6 $ 1,760,000 $ 293,333 $ 98,000
Contra Costa, California 6 $ 3,810,000 $ 635,000 $ 183,000
Shasta, California 6 $ 1,670,000 $ 278,333 $ 127,000
Pasco, Florida 6 $ 2,570,000 $ 428,333 $ 130,000
Sangamon, Illinois 6 $ 770,000 $ 128,333 $ 78,000
Winnebago, Illinois 6 $ 790,000 $ 131,666 $ 51,000
Bullitt, Kentucky 6 $ 1,430,000 $ 238,333 $ 79,000
Garrard, Kentucky 6 $ 1,470,000 $ 245,000 $ 65,000
Harrison, Kentucky 6 $ 1,050,000 $ 175,000 $ 66,000
Lincoln, Kentucky 6 $ 1,070,000 $ 178,333 $ 44,000
Montgomery, Kentucky 6 $ 970,000 $ 161,666 $ 101,000
Livingston, Michigan 6 $ 1,710,000 $ 285,000 $ 98,000
Washtenaw, Michigan 6 $ 1,730,000 $ 288,333 $ 119,000
Chisago, Minnesota 6 $ 1,710,000 $ 285,000 $ 82,000
Mower, Minnesota 6 $ 560,000 $ 93,333 $ 71,000
Harrison, Mississippi 6 $ 1,180,000 $ 196,666 $ 98,000
Burlington, New Jersey 6 $ 2,070,000 $ 345,000 $ 147,000
Cape May, New Jersey 6 $ 2,260,000 $ 376,666 $ 200,000
Craven, North Carolina 6 $ 740,000 $ 123,333 $ 47,000
Rockingham, North Carolina 6 $ 1,060,000 $ 176,666 $ 70,000
Highland, Ohio 6 $ 790,000 $ 131,666 $ 48,000
Trumbull, Ohio 6 $ 1,120,000 $ 186,666 $ 129,000
Comanche, Oklahoma 6 $ 1,590,000 $ 265,000 $ 99,000
Jackson, Oklahoma 6 $ 1,750,000 $ 291,666 $ 138,000
Berks, Pennsylvania 6 $ 1,130,000 $ 188,333 $ 81,000
Greenville, South Carolina 6 $ 1,510,000 $ 251,666 $ 93,000
Cheatham, Tennessee 6 $ 1,320,000 $ 220,000 $ 72,000
Loudon, Tennessee 6 $ 1,730,000 $ 288,333 $ 74,000
Wilson, Tennessee 6 $ 2,330,000 $ 388,333 $ 86,000
Wood, Texas 6 $ 1,680,000 $ 280,000 $ 97,000
Henry, Virginia 6 $ 1,190,000 $ 198,333 $ 57,000
Autauga, Alabama 5 $ 985,000 $ 197,000 $ 83,000
Cherokee, Alabama 5 $ 1,215,000 $ 243,000 $ 71,000
Franklin, Alabama 5 $ 895,000 $ 179,000 $ 106,000
Tehama, California 5 $ 1,175,000 $ 235,000 $ 85,000
El Paso, Colorado 5 $ 2,105,000 $ 421,000 $ 210,000
Clay, Florida 5 $ 985,000 $ 197,000 $ 60,000
St. Johns, Florida 5 $ 2,205,000 $ 441,000 $ 116,000
Sumter, Florida 5 $ 1,345,000 $ 269,000 $ 109,000
Livingston, Illinois 5 $ 675,000 $ 135,000 $ 54,000
McHenry, Illinois 5 $ 1,105,000 $ 221,000 $ 75,000
Perry, Illinois 5 $ 495,000 $ 99,000 $ 58,000
Howard, Indiana 5 $ 535,000 $ 107,000 $ 55,000
Oldham, Kentucky 5 $ 1,935,000 $ 387,000 $ 158,000
Mille Lacs, Minnesota 5 $ 1,275,000 $ 255,000 $ 80,000
Pearl River, Mississippi 5 $ 685,000 $ 137,000 $ 50,000
Carbon, Montana 5 $ 1,665,000 $ 333,000 $ 148,000
Douglas, Nevada 5 $ 1,925,000 $ 385,000 $ 78,000
Atlantic, New Jersey 5 $ 1,645,000 $ 329,000 $ 148,000
Alexander, North Carolina 5 $ 1,055,000 $ 211,000 $ 58,000
Greene, North Carolina 5 $ 565,000 $ 113,000 $ 38,000
Onslow, North Carolina 5 $ 1,745,000 $ 349,000 $ 76,000
Stokes, North Carolina 5 $ 765,000 $ 153,000 $ 51,000
Wilkes, North Carolina 5 $ 895,000 $ 179,000 $ 80,000
Fayette, Ohio 5 $ 895,000 $ 179,000 $ 58,000
Greene, Ohio 5 $ 1,335,000 $ 267,000 $ 97,000
Knox, Ohio 5 $ 865,000 $ 173,000 $ 67,000
Morrow, Ohio 5 $ 1,395,000 $ 279,000 $ 66,000
Polk, Oregon 5 $ 1,845,000 $ 369,000 $ 155,000
Chester, Pennsylvania 5 $ 1,855,000 $ 371,000 $ 141,000
Susquehanna, Pennsylvania 5 $ 805,000 $ 161,000 $ 73,000
Beaufort, South Carolina 5 $ 1,315,000 $ 263,000 $ 68,000
Hamilton, Tennessee 5 $ 1,135,000 $ 227,000 $ 60,000
Jefferson, Tennessee 5 $ 695,000 $ 139,000 $ 66,000
Madison, Tennessee 5 $ 1,085,000 $ 217,000 $ 91,000
Obion, Tennessee 5 $ 465,000 $ 93,000 $ 47,000
Caldwell, Texas 5 $ 1,655,000 $ 331,000 $ 137,000
Coryell, Texas 5 $ 1,005,000 $ 201,000 $ 140,000
Fannin, Texas 5 $ 1,185,000 $ 237,000 $ 97,000
Runnels, Texas 5 $ 845,000 $ 169,000 $ 79,000
Chesapeake, Virginia 5 $ 1,885,000 $ 377,000 $ 97,000
Loudoun, Virginia 5 $ 2,595,000 $ 519,000 $ 143,000
Orange, Virginia 5 $ 1,235,000 $ 247,000 $ 73,000
Portsmouth, Virginia 5 $ 835,000 $ 167,000 $ 51,000
Grant, Washington 5 $ 1,775,000 $ 355,000 $ 96,000
Skamania, Washington 5 $ 1,995,000 $ 399,000 $ 109,000
Yakima, Washington 5 $ 1,255,000 $ 251,000 $ 120,000
Calhoun, West Virginia 5 $ 835,000 $ 167,000 $ 71,000
Milwaukee, Wisconsin 5 $ 1,105,000 $ 221,000 $ 83,000
Pickens, Alabama 4 $ 350,000 $ 87,500 $ 39,000
Pike, Alabama 4 $ 840,000 $ 210,000 $ 85,000
Imperial, California 4 $ 990,000 $ 247,500 $ 66,000
Lake, California 4 $ 1,490,000 $ 372,500 $ 219,000
Tuolumne, California 4 $ 1,490,000 $ 372,500 $ 159,000
Arapahoe, Colorado 4 $ 1,130,000 $ 282,500 $ 83,000
Flagler, Florida 4 $ 1,650,000 $ 412,500 $ 225,000
Glades, Florida 4 $ 450,000 $ 112,500 $ 59,000
Highlands, Florida 4 $ 650,000 $ 162,500 $ 58,000
Kootenai, Idaho 4 $ 2,790,000 $ 697,500 $ 182,000
Champaign, Illinois 4 $ 930,000 $ 232,500 $ 190,000
LaSalle, Illinois 4 $ 660,000 $ 165,000 $ 42,000
Allen, Indiana 4 $ 760,000 $ 190,000 $ 83,000
Delaware, Indiana 4 $ 570,000 $ 142,500 $ 46,000
Hancock, Indiana 4 $ 920,000 $ 230,000 $ 79,000
Marshall, Indiana 4 $ 990,000 $ 247,500 $ 68,000
Vigo, Indiana 4 $ 320,000 $ 80,000 $ 187,000
Christian, Kentucky 4 $ 480,000 $ 120,000 $ 82,000
Laurel, Kentucky 4 $ 670,000 $ 167,500 $ 71,000
Carroll, Maryland 4 $ 1,160,000 $ 290,000 $ 94,000
Barnstable, Massachusetts 4 $ 1,500,000 $ 375,000 $ 189,000
Calhoun, Michigan 4 $ 470,000 $ 117,500 $ 74,000
Clinton, Michigan 4 $ 780,000 $ 195,000 $ 67,000
Oakland, Michigan 4 $ 610,000 $ 152,500 $ 47,000
Steele, Minnesota 4 $ 1,010,000 $ 252,500 $ 113,000
Christian, Missouri 4 $ 850,000 $ 212,500 $ 84,000
Clinton, Missouri 4 $ 390,000 $ 97,500 $ 32,000
Missoula, Montana 4 $ 2,350,000 $ 587,500 $ 217,000
Morris, New Jersey 4 $ 1,850,000 $ 462,500 $ 241,000
Chaves, New Mexico 4 $ 770,000 $ 192,500 $ 85,000
Catawba, North Carolina 4 $ 590,000 $ 147,500 $ 70,000
Columbus, North Carolina 4 $ 1,000,000 $ 250,000 $ 184,000
Pasquotank, North Carolina 4 $ 420,000 $ 105,000 $ 44,000
Auglaize, Ohio 4 $ 1,190,000 $ 297,500 $ 245,000
Champaign, Ohio 4 $ 1,430,000 $ 357,500 $ 125,000
Gallia, Ohio 4 $ 540,000 $ 135,000 $ 77,000
Hancock, Ohio 4 $ 510,000 $ 127,500 $ 24,000
Jefferson, Ohio 4 $ 480,000 $ 120,000 $ 38,000
Mahoning, Ohio 4 $ 720,000 $ 180,000 $ 74,000
Summit, Ohio 4 $ 830,000 $ 207,500 $ 93,000
Union, Ohio 4 $ 810,000 $ 202,500 $ 102,000
Warren, Ohio 4 $ 910,000 $ 227,500 $ 85,000
Washington, Ohio 4 $ 920,000 $ 230,000 $ 106,000
Lincoln, Oklahoma 4 $ 720,000 $ 180,000 $ 120,000
Mayes, Oklahoma 4 $ 490,000 $ 122,500 $ 39,000
Klamath, Oregon 4 $ 1,000,000 $ 250,000 $ 109,000
Anderson, South Carolina 4 $ 860,000 $ 215,000 $ 91,000
Cannon, Tennessee 4 $ 1,240,000 $ 310,000 $ 73,000
Cocke, Tennessee 4 $ 410,000 $ 102,500 $ 39,000
Henderson, Tennessee 4 $ 340,000 $ 85,000 $ 54,000
Houston, Tennessee 4 $ 640,000 $ 160,000 $ 58,000
Monroe, Tennessee 4 $ 500,000 $ 125,000 $ 51,000
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Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,732 $3,795,530,000 $276,000 $3,085,000 $107,000 $3,751,000
Cash-out Refinancing 2,189 $567,955,000 $259,000 $2,305,000 $108,000 $6,667,000
Refinancing 924 $235,950,000 $255,000 $1,525,000 $109,000 $1,042,000
Home Improvement 27 $5,065,000 $187,000 $885,000 $95,000 $295,000
Not Applicable 8 $1,680,000 $210,000 $345,000 $86,000 $175,000
Other Purpose 7 $1,405,000 $200,000 $285,000 $84,000 $129,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,318 $2,741,910,000 $265,000 $3,085,000 $107,000 $4,232,000
Not Provided 2,302 $717,380,000 $311,000 $2,305,000 $125,000 $6,667,000
Hispanic 1,908 $505,930,000 $265,000 $1,795,000 $90,000 $994,000
Black or African American 1,651 $400,515,000 $242,000 $1,325,000 $90,000 $1,963,000
Asian 547 $196,815,000 $359,000 $1,495,000 $138,000 $1,189,000
American Indian or Alaskan Native 110 $27,560,000 $250,000 $785,000 $89,000 $301,000
Native Hawaiian or Other Pacific Islander 32 $9,630,000 $300,000 $525,000 $99,000 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,820 $3,050,700,000 $281,000 $3,085,000 $122,000 $6,667,000
FHA-insured (Federal Housing Administration) 4,512 $1,073,060,000 $237,000 $825,000 $76,000 $1,001,000
VA-guaranteed (Veterans Administration) 1,176 $412,820,000 $351,000 $1,905,000 $99,000 $375,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 379 $71,005,000 $187,000 $635,000 $59,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,783 $3,256,425,000 $276,000 $3,085,000 $108,000 $6,667,000
Application Withdrawn By Applicant 4,537 $1,209,425,000 $266,000 $2,305,000 $107,000 $3,751,000
Application Denied By Financial Institution 540 $134,190,000 $248,000 $1,905,000 $84,000 $713,000
File Closed For Incompleteness 22 $5,560,000 $252,000 $2,005,000 $110,000 $650,000
Application Approved But Not Accepted 5 $1,985,000 $397,000 $985,000 $48,000 $100,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,347 $4,473,395,000 $273,000 $3,085,000 $108,000 $6,667,000
Debt-To-Income Ratio 208 $55,160,000 $265,000 $985,000 $74,000 $462,000
Credit History 115 $26,825,000 $233,000 $925,000 $78,000 $468,000
Other 104 $25,170,000 $242,000 $1,905,000 $97,000 $624,000
Collateral 44 $11,660,000 $265,000 $645,000 $133,000 $713,000
Employment History 30 $6,080,000 $202,000 $575,000 $67,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,900,000 $195,000 $485,000 $75,000 $145,000
Unverifiable Information 19 $5,395,000 $283,000 $745,000 $81,000 $375,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hometown Lenders, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

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