HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2014

In 2014, HSBC Bank USA, NA of Chicago, IL reported 13,849 mortgage applications totaling $7.1 billion, down 24% from 2013. The average application was for $514,068, and applicants reported an average income of $195,371. 34% of its applications resulted in an originated loan and 15% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (4,147), Los Angeles-Long Beach-Glendale, CA (2,427) and Nassau County-Suffolk County, NY (782) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA

Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,849
Total Mortgage Loan Application Amount $7,119,337,000
Average Mortgage Loan Application Amount $514,068
Highest Mortgage Loan Application Amount $65,000,000
Average Applicant Income $195,371
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,427 $ 1,320,825,000 $ 544,221 $ 140,000
New York, New York 834 $ 858,182,000 $ 1,028,995 $ 510,000
Queens, New York 821 $ 261,151,000 $ 318,088 $ 74,000
Westchester, New York 698 $ 289,911,000 $ 415,345 $ 162,000
Kings, New York 632 $ 285,945,000 $ 452,444 $ 134,000
Miami-Dade, Florida 552 $ 281,402,000 $ 509,786 $ 311,000
Orange, California 513 $ 427,026,000 $ 832,409 $ 341,000
Nassau, New York 427 $ 239,859,000 $ 561,730 $ 252,000
Suffolk, New York 355 $ 192,371,000 $ 541,890 $ 273,000
Bronx, New York 314 $ 89,361,000 $ 284,589 $ 64,000
King, Washington 302 $ 168,055,000 $ 556,473 $ 248,000
Santa Clara, California 301 $ 275,484,000 $ 915,229 $ 269,000
Erie, New York 243 $ 23,409,000 $ 96,333 $ 30,000
Richmond, New York 227 $ 68,606,000 $ 302,229 $ 52,000
Alameda, California 195 $ 99,775,000 $ 511,666 $ 151,000
San Diego, California 176 $ 79,180,000 $ 449,886 $ 186,000
Broward, Florida 170 $ 89,894,000 $ 528,788 $ 138,000
Fairfield, Connecticut 160 $ 157,511,000 $ 984,443 $ 349,000
Rockland, New York 153 $ 43,936,000 $ 287,163 $ 72,000
Monroe, New York 151 $ 13,924,000 $ 92,211 $ 24,000
Fairfax, Virginia 134 $ 53,331,000 $ 397,992 $ 130,000
San Francisco, California 131 $ 248,362,000 $ 1,895,893 $ 288,000
Bergen, New Jersey 129 $ 77,024,000 $ 597,085 $ 254,000
San Mateo, California 122 $ 126,526,000 $ 1,037,098 $ 308,000
Palm Beach, Florida 117 $ 46,640,000 $ 398,632 $ 234,000
Montgomery, Maryland 114 $ 60,608,000 $ 531,649 $ 185,000
Hudson, New Jersey 112 $ 50,140,000 $ 447,678 $ 204,000
Philadelphia, Pennsylvania 107 $ 17,365,000 $ 162,289 $ 37,000
Orange, New York 93 $ 18,884,000 $ 203,053 $ 29,000
Contra Costa, California 83 $ 83,031,000 $ 1,000,373 $ 245,000
San Bernardino, California 81 $ 92,139,000 $ 1,137,518 $ 214,000
District of Columbia, District Of Columbia 77 $ 30,923,000 $ 401,597 $ 117,000
Cook, Illinois 75 $ 21,805,000 $ 290,733 $ 198,000
Riverside, California 69 $ 28,295,000 $ 410,072 $ 306,000
Essex, New Jersey 67 $ 37,687,000 $ 562,492 $ 227,000
Monmouth, New Jersey 57 $ 40,448,000 $ 709,614 $ 473,000
Morris, New Jersey 57 $ 27,509,000 $ 482,614 $ 207,000
Niagara, New York 56 $ 5,665,000 $ 101,160 $ 39,000
Dutchess, New York 50 $ 11,465,000 $ 229,300 $ 97,000
Orange, Florida 49 $ 11,249,000 $ 229,571 $ 204,000
Harris, Texas 43 $ 17,645,000 $ 410,348 $ 226,000
Middlesex, New Jersey 40 $ 12,531,000 $ 313,275 $ 178,000
Multnomah, Oregon 40 $ 6,564,000 $ 164,100 $ 25,000
Onondaga, New York 38 $ 4,331,000 $ 113,973 $ 57,000
Maricopa, Arizona 35 $ 7,966,000 $ 227,600 $ 142,000
Marin, California 32 $ 33,465,000 $ 1,045,781 $ 321,000
Prince George's, Maryland 32 $ 6,613,000 $ 206,656 $ 121,000
Mecklenburg, North Carolina 32 $ 6,513,000 $ 203,531 $ 91,000
Loudoun, Virginia 31 $ 11,073,000 $ 357,193 $ 149,000
Clark, Nevada 30 $ 8,520,000 $ 284,000 $ 218,000
Union, New Jersey 30 $ 15,420,000 $ 514,000 $ 248,000
Middlesex, Massachusetts 29 $ 21,737,000 $ 749,551 $ 564,000
Broome, New York 29 $ 2,485,000 $ 85,689 $ 26,000
Osceola, Florida 25 $ 6,512,000 $ 260,480 $ 235,000
Mercer, New Jersey 25 $ 11,021,000 $ 440,840 $ 196,000
Chautauqua, New York 25 $ 1,479,000 $ 59,160 $ 13,000
Suffolk, Massachusetts 24 $ 11,664,000 $ 486,000 $ 238,000
Albany, New York 23 $ 3,412,000 $ 148,347 $ 68,000
Monroe, Pennsylvania 23 $ 4,725,000 $ 205,434 $ 130,000
Oneida, New York 22 $ 1,575,000 $ 71,590 $ 25,000
Fort Bend, Texas 22 $ 7,204,000 $ 327,454 $ 199,000
Somerset, New Jersey 21 $ 12,899,000 $ 614,238 $ 226,000
Arlington, Virginia 21 $ 7,924,000 $ 377,333 $ 99,000
Wayne, New York 20 $ 1,767,000 $ 88,350 $ 41,000
Snohomish, Washington 20 $ 6,170,000 $ 308,500 $ 211,000
New Castle, Delaware 19 $ 3,077,000 $ 161,947 $ 50,000
Ocean, New Jersey 19 $ 15,726,000 $ 827,684 $ 266,000
Passaic, New Jersey 18 $ 3,842,000 $ 213,444 $ 95,000
Putnam, New York 18 $ 5,681,000 $ 315,611 $ 120,000
Ventura, California 17 $ 9,333,000 $ 549,000 $ 198,000
Fulton, Georgia 17 $ 5,336,000 $ 313,882 $ 335,000
New Haven, Connecticut 16 $ 2,295,000 $ 143,437 $ 116,000
Oakland, Michigan 16 $ 3,006,000 $ 187,875 $ 145,000
Jefferson, New York 16 $ 1,720,000 $ 107,500 $ 49,000
Collin, Texas 16 $ 5,089,000 $ 318,062 $ 243,000
Alexandria, Virginia 16 $ 5,683,000 $ 355,187 $ 83,000
Sacramento, California 15 $ 3,613,000 $ 240,866 $ 137,000
Gwinnett, Georgia 15 $ 2,518,000 $ 167,866 $ 111,000
Norfolk, Massachusetts 15 $ 9,854,000 $ 656,933 $ 200,000
Saratoga, New York 15 $ 2,770,000 $ 184,666 $ 95,000
Polk, Florida 14 $ 2,446,000 $ 174,714 $ 118,000
Ulster, New York 14 $ 3,228,000 $ 230,571 $ 106,000
Dallas, Texas 14 $ 3,610,000 $ 257,857 $ 263,000
Hartford, Connecticut 13 $ 3,071,000 $ 236,230 $ 116,000
Sarasota, Florida 13 $ 30,957,000 $ 2,381,307 $ 224,000
Schenectady, New York 13 $ 2,589,000 $ 199,153 $ 106,000
Wake, North Carolina 13 $ 3,891,000 $ 299,307 $ 159,000
Delaware, Pennsylvania 13 $ 2,699,000 $ 207,615 $ 95,000
Lee, Florida 12 $ 3,211,000 $ 267,583 $ 219,000
Lake, Illinois 12 $ 2,085,000 $ 173,750 $ 82,000
Livingston, New York 12 $ 821,000 $ 68,416 $ 49,000
Ontario, New York 12 $ 1,330,000 $ 110,833 $ 24,000
Franklin, Ohio 12 $ 1,597,000 $ 133,083 $ 104,000
Chester, Pennsylvania 12 $ 4,312,000 $ 359,333 $ 160,000
San Joaquin, California 11 $ 2,398,000 $ 218,000 $ 150,000
Litchfield, Connecticut 11 $ 12,006,000 $ 1,091,454 $ 867,000
Hillsborough, Florida 11 $ 5,366,000 $ 487,818 $ 267,000
DuPage, Illinois 11 $ 2,515,000 $ 228,636 $ 97,000
Kane, Illinois 11 $ 2,750,000 $ 250,000 $ 161,000
Chemung, New York 11 $ 819,000 $ 74,454 $ 6,000
Orleans, New York 11 $ 829,000 $ 75,363 $ 18,000
Lehigh, Pennsylvania 11 $ 2,298,000 $ 208,909 $ 114,000
Montgomery, Texas 11 $ 2,706,000 $ 246,000 $ 240,000
Prince William, Virginia 11 $ 3,397,000 $ 308,818 $ 116,000
Marion, Indiana 10 $ 948,000 $ 94,800 $ 66,000
Plymouth, Massachusetts 10 $ 3,724,000 $ 372,400 $ 437,000
Wayne, Michigan 10 $ 1,112,000 $ 111,200 $ 155,000
Washoe, Nevada 10 $ 5,150,000 $ 515,000 $ 1,075,000
Montgomery, Pennsylvania 10 $ 2,218,000 $ 221,800 $ 116,000
Monterey, California 9 $ 8,145,000 $ 905,000 $ 579,000
Brevard, Florida 9 $ 1,255,000 $ 139,444 $ 73,000
Pinellas, Florida 9 $ 2,188,000 $ 243,111 $ 186,000
Cobb, Georgia 9 $ 2,334,000 $ 259,333 $ 151,000
Baltimore City, Maryland 9 $ 1,369,000 $ 152,111 $ 66,000
Oswego, New York 9 $ 611,000 $ 67,888 $ 5,000
St. Lawrence, New York 9 $ 617,000 $ 68,555 $ 21,000
Pike, Pennsylvania 9 $ 1,512,000 $ 168,000 $ 76,000
Washington, Rhode Island 9 $ 3,143,000 $ 349,222 $ 286,000
Tarrant, Texas 9 $ 2,322,000 $ 258,000 $ 151,000
Travis, Texas 9 $ 4,358,000 $ 484,222 $ 262,000
Santa Barbara, California 8 $ 8,531,000 $ 1,066,375 $ 589,000
Pitkin, Colorado 8 $ 22,991,000 $ 2,873,875 $ 958,000
Volusia, Florida 8 $ 1,364,000 $ 170,500 $ 102,000
Will, Illinois 8 $ 2,003,000 $ 250,375 $ 83,000
Cattaraugus, New York 8 $ 827,000 $ 103,375 $ 25,000
Providence, Rhode Island 8 $ 1,362,000 $ 170,250 $ 78,000
Virginia Beach, Virginia 8 $ 1,906,000 $ 238,250 $ 81,000
Pima, Arizona 7 $ 1,423,000 $ 203,285 $ 140,000
Sonoma, California 7 $ 5,090,000 $ 727,142 $ 321,000
El Paso, Colorado 7 $ 2,348,000 $ 335,428 $ 401,000
Collier, Florida 7 $ 5,617,000 $ 802,428 $ 444,000
Duval, Florida 7 $ 1,093,000 $ 156,142 $ 103,000
St. Johns, Florida 7 $ 2,628,000 $ 375,428 $ 208,000
DeKalb, Georgia 7 $ 1,902,000 $ 271,714 $ 157,000
Essex, Massachusetts 7 $ 1,798,000 $ 256,857 $ 102,000
St. Louis, Missouri 7 $ 1,194,000 $ 170,571 $ 82,000
Clinton, New York 7 $ 1,128,000 $ 161,142 $ 76,000
Columbia, New York 7 $ 1,965,000 $ 280,714 $ 157,000
Otsego, New York 7 $ 778,000 $ 111,142 $ 91,000
Allegheny, Pennsylvania 7 $ 740,000 $ 105,714 $ 70,000
Salt Lake, Utah 7 $ 2,065,000 $ 295,000 $ 166,000
Kern, California 6 $ 1,264,000 $ 210,666 $ 137,000
Arapahoe, Colorado 6 $ 1,989,000 $ 331,500 $ 86,000
Douglas, Colorado 6 $ 2,536,000 $ 422,666 $ 191,000
New London, Connecticut 6 $ 1,867,000 $ 311,166 $ 218,000
Manatee, Florida 6 $ 4,181,000 $ 696,833 $ 271,000
Marion, Florida 6 $ 697,000 $ 116,166 $ 94,000
St. Lucie, Florida 6 $ 621,000 $ 103,500 $ 86,000
Jefferson, Louisiana 6 $ 554,000 $ 92,333 $ 22,000
Howard, Maryland 6 $ 1,721,000 $ 286,833 $ 95,000
Macomb, Michigan 6 $ 675,000 $ 112,500 $ 80,000
St. Louis City, Missouri 6 $ 627,000 $ 104,500 $ 101,000
Gloucester, New Jersey 6 $ 1,109,000 $ 184,833 $ 90,000
Genesee, New York 6 $ 574,000 $ 95,666 $ 54,000
Rensselaer, New York 6 $ 1,068,000 $ 178,000 $ 88,000
Steuben, New York 6 $ 535,000 $ 89,166 $ 39,000
Sullivan, New York 6 $ 1,312,000 $ 218,666 $ 254,000
Cuyahoga, Ohio 6 $ 1,972,000 $ 328,666 $ 110,000
Jefferson, Ohio 6 $ 357,000 $ 59,500 $ 75,000
Berks, Pennsylvania 6 $ 660,000 $ 110,000 $ 53,000
Bucks, Pennsylvania 6 $ 2,378,000 $ 396,333 $ 328,000
Lancaster, Pennsylvania 6 $ 681,000 $ 113,500 $ 60,000
Chesterfield, Virginia 6 $ 1,160,000 $ 193,333 $ 95,000
Milwaukee, Wisconsin 6 $ 860,000 $ 143,333 $ 86,000
Fresno, California 5 $ 1,023,000 $ 204,600 $ 79,000
Napa, California 5 $ 7,076,000 $ 1,415,200 $ 663,000
Nevada, California 5 $ 2,262,000 $ 452,400 $ 403,000
Solano, California 5 $ 1,228,000 $ 245,600 $ 353,000
Adams, Colorado 5 $ 612,000 $ 122,400 $ 38,000
Seminole, Florida 5 $ 28,328,000 $ 5,665,600 $ 78,000
Hamilton, Indiana 5 $ 858,000 $ 171,600 $ 135,000
Anne Arundel, Maryland 5 $ 1,013,000 $ 202,600 $ 102,000
Charles, Maryland 5 $ 1,275,000 $ 255,000 $ 145,000
Frederick, Maryland 5 $ 2,070,000 $ 414,000 $ 268,000
Hennepin, Minnesota 5 $ 1,125,000 $ 225,000 $ 91,000
Atlantic, New Jersey 5 $ 1,433,000 $ 286,600 $ 258,000
Camden, New Jersey 5 $ 430,000 $ 86,000 $ 53,000
Cape May, New Jersey 5 $ 1,396,000 $ 279,200 $ 201,000
Greene, New York 5 $ 879,000 $ 175,800 $ 97,000
Herkimer, New York 5 $ 730,000 $ 146,000 $ 120,000
Washington, Oregon 5 $ 1,481,000 $ 296,200 $ 226,000
York, Pennsylvania 5 $ 804,000 $ 160,800 $ 75,000
Greenville, South Carolina 5 $ 1,318,000 $ 263,600 $ 146,000
York, South Carolina 5 $ 1,038,000 $ 207,600 $ 109,000
Denton, Texas 5 $ 1,765,000 $ 353,000 $ 265,000
Jefferson, Alabama 4 $ 1,079,000 $ 269,750 $ 138,000
Santa Cruz, California 4 $ 3,198,000 $ 799,500 $ 302,000
Denver, Colorado 4 $ 856,000 $ 214,000 $ 80,000
Eagle, Colorado 4 $ 16,200,000 $ 4,050,000 $ 5,635,000
Flagler, Florida 4 $ 414,000 $ 103,500 $ 72,000
Lake, Florida 4 $ 898,000 $ 224,500 $ 242,000
Monroe, Florida 4 $ 2,706,000 $ 676,500 $ 239,000
Pasco, Florida 4 $ 648,000 $ 162,000 $ 30,000
Honolulu, Hawaii 4 $ 2,400,000 $ 600,000 $ 381,000
Jefferson, Kentucky 4 $ 452,000 $ 113,000 $ 56,000
Baltimore, Maryland 4 $ 952,000 $ 238,000 $ 76,000
Nantucket, Massachusetts 4 $ 13,707,000 $ 3,426,750 $ 2,712,000
Worcester, Massachusetts 4 $ 675,000 $ 168,750 $ 195,000
Washtenaw, Michigan 4 $ 959,000 $ 239,750 $ 146,000
Rockingham, New Hampshire 4 $ 891,000 $ 222,750 $ 78,000
Chenango, New York 4 $ 315,000 $ 78,750 $ 48,000
Tioga, New York 4 $ 399,000 $ 99,750 $ 18,000
Warren, New York 4 $ 593,000 $ 148,250 $ 41,000
Buncombe, North Carolina 4 $ 536,000 $ 134,000 $ 111,000
Cabarrus, North Carolina 4 $ 433,000 $ 108,250 $ 28,000
Union, North Carolina 4 $ 663,000 $ 165,750 $ 62,000
Montgomery, Ohio 4 $ 376,000 $ 94,000 $ 73,000
Summit, Ohio 4 $ 519,000 $ 129,750 $ 76,000
Luzerne, Pennsylvania 4 $ 369,000 $ 92,250 $ 38,000
Northampton, Pennsylvania 4 $ 502,000 $ 125,500 $ 120,000
Horry, South Carolina 4 $ 383,000 $ 95,750 $ 82,000
Bexar, Texas 4 $ 675,000 $ 168,750 $ 163,000
Brazoria, Texas 4 $ 1,149,000 $ 287,250 $ 171,000
Pierce, Washington 4 $ 874,000 $ 218,500 $ 128,000
El Dorado, California 3 $ 1,445,000 $ 481,666 $ 153,000
Placer, California 3 $ 3,145,000 $ 1,048,333 $ 431,000
Stanislaus, California 3 $ 380,000 $ 126,666 $ 23,000
Yolo, California 3 $ 897,000 $ 299,000 $ 263,000
San Miguel, Colorado 3 $ 2,131,000 $ 710,333 $ 1,265,000
Middlesex, Connecticut 3 $ 546,000 $ 182,000 $ 132,000
Sussex, Delaware 3 $ 1,226,000 $ 408,666 $ 275,000
Douglas, Georgia 3 $ 371,000 $ 123,666 $ 49,000
Forsyth, Georgia 3 $ 1,015,000 $ 338,333 $ 296,000
Rockdale, Georgia 3 $ 554,000 $ 184,666 $ 57,000
Ada, Idaho 3 $ 546,000 $ 182,000 $ 180,000
Lake, Indiana 3 $ 390,000 $ 130,000 $ 73,000
Porter, Indiana 3 $ 296,000 $ 98,666 $ 34,000
Somerset, Maine 3 $ 488,000 $ 162,666 $ 224,000
York, Maine 3 $ 748,000 $ 249,333 $ 137,000
Talbot, Maryland 3 $ 571,000 $ 190,333 $ 44,000
Barnstable, Massachusetts 3 $ 1,047,000 $ 349,000 $ 391,000
Berkshire, Massachusetts 3 $ 747,000 $ 249,000 $ 297,000
Bristol, Massachusetts 3 $ 821,000 $ 273,666 $ 120,000
Livingston, Michigan 3 $ 814,000 $ 271,333 $ 94,000
Jackson, Missouri 3 $ 222,000 $ 74,000 $ 88,000
Jefferson, Missouri 3 $ 440,000 $ 146,666 $ 100,000
Hillsborough, New Hampshire 3 $ 734,000 $ 244,666 $ 134,000
Burlington, New Jersey 3 $ 918,000 $ 306,000 $ 136,000
Hunterdon, New Jersey 3 $ 1,364,000 $ 454,666 $ 231,000
Fulton, New York 3 $ 547,000 $ 182,333 $ 135,000
Montgomery, New York 3 $ 345,000 $ 115,000 $ 14,000
Wyoming, New York 3 $ 246,000 $ 82,000 $ 0
Yates, New York 3 $ 400,000 $ 133,333 $ 15,000
Iredell, North Carolina 3 $ 1,361,000 $ 453,666 $ 184,000
Clackamas, Oregon 3 $ 508,000 $ 169,333 $ 76,000
Adams, Pennsylvania 3 $ 354,000 $ 118,000 $ 97,000
Beaver, Pennsylvania 3 $ 212,000 $ 70,666 $ 0
Dauphin, Pennsylvania 3 $ 490,000 $ 163,333 $ 40,000
Franklin, Pennsylvania 3 $ 393,000 $ 131,000 $ 54,000
Lebanon, Pennsylvania 3 $ 404,000 $ 134,666 $ 87,000
El Paso, Texas 3 $ 281,000 $ 93,666 $ 57,000
Nueces, Texas 3 $ 276,000 $ 92,000 $ 46,000
Williamson, Texas 3 $ 815,000 $ 271,666 $ 77,000
Falls Church, Virginia 3 $ 1,119,000 $ 373,000 $ 34,000
Norfolk, Virginia 3 $ 595,000 $ 198,333 $ 94,000
Richmond City, Virginia 3 $ 499,000 $ 166,333 $ 128,000
Whatcom, Washington 3 $ 1,791,000 $ 597,000 $ 481,000
Montgomery, Alabama 2 $ 392,000 $ 196,000 $ 175,000
Shelby, Alabama 2 $ 297,000 $ 148,500 $ 41,000
St. Clair, Alabama 2 $ 166,000 $ 83,000 $ 106,000
Talladega, Alabama 2 $ 216,000 $ 108,000 $ 76,000
Coconino, Arizona 2 $ 290,000 $ 145,000 $ 168,000
Mohave, Arizona 2 $ 232,000 $ 116,000 $ 161,000
Mono, California 2 $ 1,581,000 $ 790,500 $ 984,000
San Luis Obispo, California 2 $ 890,000 $ 445,000 $ 517,000
Summit, Colorado 2 $ 516,000 $ 258,000 $ 973,000
Charlotte, Florida 2 $ 227,000 $ 113,500 $ 43,000
Martin, Florida 2 $ 445,000 $ 222,500 $ 93,000
Okaloosa, Florida 2 $ 198,000 $ 99,000 $ 46,000
Bibb, Georgia 2 $ 64,000 $ 32,000 $ 0
Chatham, Georgia 2 $ 342,000 $ 171,000 $ 60,000
Cherokee, Georgia 2 $ 972,000 $ 486,000 $ 3,120,000
Clayton, Georgia 2 $ 248,000 $ 124,000 $ 63,000
Kauai, Hawaii 2 $ 1,365,000 $ 682,500 $ 203,000
McHenry, Illinois 2 $ 400,000 $ 200,000 $ 32,000
Sangamon, Illinois 2 $ 366,000 $ 183,000 $ 422,000
St. Clair, Illinois 2 $ 340,000 $ 170,000 $ 36,000
Henry, Indiana 2 $ 211,000 $ 105,500 $ 41,000
St. Joseph, Indiana 2 $ 193,000 $ 96,500 $ 62,000
Tippecanoe, Indiana 2 $ 211,000 $ 105,500 $ 173,000
Campbell, Kentucky 2 $ 320,000 $ 160,000 $ 90,000
Kenton, Kentucky 2 $ 368,000 $ 184,000 $ 170,000
Kennebec, Maine 2 $ 211,000 $ 105,500 $ 71,000
Allegany, Maryland 2 $ 90,000 $ 45,000 $ 12,000
Carroll, Maryland 2 $ 381,000 $ 190,500 $ 110,000
Queen Anne's, Maryland 2 $ 379,000 $ 189,500 $ 162,000
Washington, Maryland 2 $ 466,000 $ 233,000 $ 112,000
Hampden, Massachusetts 2 $ 335,000 $ 167,500 $ 95,000
DeSoto, Mississippi 2 $ 317,000 $ 158,500 $ 118,000
Miller, Missouri 2 $ 296,000 $ 148,000 $ 22,000
Douglas, Nevada 2 $ 436,000 $ 218,000 $ 115,000
Carroll, New Hampshire 2 $ 268,000 $ 134,000 $ 93,000
Strafford, New Hampshire 2 $ 320,000 $ 160,000 $ 96,000
Bernalillo, New Mexico 2 $ 293,000 $ 146,500 $ 305,000
Cayuga, New York 2 $ 166,000 $ 83,000 $ 0
Cortland, New York 2 $ 272,000 $ 136,000 $ 19,000
Essex, New York 2 $ 254,000 $ 127,000 $ 210,000
Franklin, New York 2 $ 140,000 $ 70,000 $ 30,000
Madison, New York 2 $ 161,000 $ 80,500 $ 0
Schuyler, New York 2 $ 282,000 $ 141,000 $ 60,000
Tompkins, New York 2 $ 290,000 $ 145,000 $ 80,000
Washington, New York 2 $ 217,000 $ 108,500 $ 92,000
Brunswick, North Carolina 2 $ 310,000 $ 155,000 $ 201,000
Durham, North Carolina 2 $ 146,000 $ 73,000 $ 22,000
Gaston, North Carolina 2 $ 275,000 $ 137,500 $ 5,000
Guilford, North Carolina 2 $ 834,000 $ 417,000 $ 305,000
Lincoln, North Carolina 2 $ 218,000 $ 109,000 $ 52,000
New Hanover, North Carolina 2 $ 206,000 $ 103,000 $ 96,000
Orange, North Carolina 2 $ 882,000 $ 441,000 $ 145,000
Butler, Ohio 2 $ 205,000 $ 102,500 $ 64,000
Clermont, Ohio 2 $ 581,000 $ 290,500 $ 145,000
Delaware, Ohio 2 $ 642,000 $ 321,000 $ 230,000
Hamilton, Ohio 2 $ 290,000 $ 145,000 $ 118,000
Tulsa, Oklahoma 2 $ 141,000 $ 70,500 $ 77,000
Blair, Pennsylvania 2 $ 80,000 $ 40,000 $ 35,000
Erie, Pennsylvania 2 $ 150,000 $ 75,000 $ 48,000
Fayette, Pennsylvania 2 $ 157,000 $ 78,500 $ 34,000
Kent, Rhode Island 2 $ 446,000 $ 223,000 $ 90,000
Beaufort, South Carolina 2 $ 481,000 $ 240,500 $ 96,000
Charleston, South Carolina 2 $ 528,000 $ 264,000 $ 124,000
Richland, South Carolina 2 $ 175,000 $ 87,500 $ 99,000
Spartanburg, South Carolina 2 $ 126,000 $ 63,000 $ 63,000
Hamilton, Tennessee 2 $ 126,000 $ 63,000 $ 37,000
Tipton, Tennessee 2 $ 384,000 $ 192,000 $ 111,000
Williamson, Tennessee 2 $ 523,000 $ 261,500 $ 94,000
Summit, Utah 2 $ 1,522,000 $ 761,000 $ 610,000
Utah, Utah 2 $ 741,000 $ 370,500 $ 160,000
Chesapeake, Virginia 2 $ 287,000 $ 143,500 $ 30,000
Fairfax City, Virginia 2 $ 752,000 $ 376,000 $ 97,000
Hampton, Virginia 2 $ 241,000 $ 120,500 $ 62,000
Henrico, Virginia 2 $ 535,000 $ 267,500 $ 159,000
James City, Virginia 2 $ 474,000 $ 237,000 $ 177,000
Baldwin, Alabama 1 $ 157,000 $ 157,000 $ 13,000
Madison, Alabama 1 $ 435,000 $ 435,000 $ 241,000
Sumter, Alabama 1 $ 52,000 $ 52,000 $ 97,000
Cochise, Arizona 1 $ 69,000 $ 69,000 $ 74,000
Pinal, Arizona 1 $ 113,000 $ 113,000 $ 113,000
Yavapai, Arizona 1 $ 130,000 $ 130,000 $ 168,000
Pulaski, Arkansas 1 $ 240,000 $ 240,000 $ 98,000
Washington, Arkansas 1 $ 105,000 $ 105,000 $ 75,000
Amador, California 1 $ 376,000 $ 376,000 $ 13,000
Butte, California 1 $ 43,000 $ 43,000 $ 26,000
Calaveras, California 1 $ 219,000 $ 219,000 $ 144,000
Imperial, California 1 $ 89,000 $ 89,000 $ 68,000
Tulare, California 1 $ 100,000 $ 100,000 $ 596,000
Jefferson, Colorado 1 $ 336,000 $ 336,000 $ 103,000
Montezuma, Colorado 1 $ 238,000 $ 238,000 $ 154,000
Teller, Colorado 1 $ 29,000 $ 29,000 $ 0
Tolland, Connecticut 1 $ 263,000 $ 263,000 $ 165,000
Windham, Connecticut 1 $ 263,000 $ 263,000 $ 90,000
Kent, Delaware 1 $ 78,000 $ 78,000 $ 28,000
Citrus, Florida 1 $ 92,000 $ 92,000 $ 44,000
Clay, Florida 1 $ 342,000 $ 342,000 $ 419,000
Escambia, Florida 1 $ 200,000 $ 200,000 $ 157,000
Hendry, Florida 1 $ 163,000 $ 163,000 $ 45,000
Indian River, Florida 1 $ 100,000 $ 100,000 $ 67,000
Leon, Florida 1 $ 230,000 $ 230,000 $ 171,000
Washington, Florida 1 $ 144,000 $ 144,000 $ 86,000
Dougherty, Georgia 1 $ 99,000 $ 99,000 $ 70,000
Glynn, Georgia 1 $ 146,000 $ 146,000 $ 51,000
Gordon, Georgia 1 $ 56,000 $ 56,000 $ 40,000
Muscogee, Georgia 1 $ 84,000 $ 84,000 $ 62,000
Newton, Georgia 1 $ 48,000 $ 48,000 $ 284,000
Stephens, Georgia 1 $ 168,000 $ 168,000 $ 102,000
Towns, Georgia 1 $ 248,000 $ 248,000 $ 71,000
Walker, Georgia 1 $ 138,000 $ 138,000 $ 39,000
Hawaii, Hawaii 1 $ 620,000 $ 620,000 $ 234,000
Maui, Hawaii 1 $ 2,900,000 $ 2,900,000 $ 496,000
Boone, Illinois 1 $ 103,000 $ 103,000 $ 71,000
Champaign, Illinois 1 $ 87,000 $ 87,000 $ 0
DeKalb, Illinois 1 $ 103,000 $ 103,000 $ 108,000
Douglas, Illinois 1 $ 64,000 $ 64,000 $ 33,000
Moultrie, Illinois 1 $ 29,000 $ 29,000 $ 30,000
Pulaski, Illinois 1 $ 24,000 $ 24,000 $ 61,000
Tazewell, Illinois 1 $ 116,000 $ 116,000 $ 0
Boone, Indiana 1 $ 92,000 $ 92,000 $ 25,000
Cass, Indiana 1 $ 52,000 $ 52,000 $ 0
Jefferson, Indiana 1 $ 65,000 $ 65,000 $ 22,000
Marshall, Indiana 1 $ 87,000 $ 87,000 $ 8,000
Orange, Indiana 1 $ 62,000 $ 62,000 $ 41,000
Shelby, Indiana 1 $ 131,000 $ 131,000 $ 0
Warrick, Indiana 1 $ 75,000 $ 75,000 $ 32,000
Whitley, Indiana 1 $ 128,000 $ 128,000 $ 43,000
Adair, Iowa 1 $ 75,000 $ 75,000 $ 97,000
Sac, Iowa 1 $ 108,000 $ 108,000 $ 54,000
Atchison, Kansas 1 $ 99,000 $ 99,000 $ 61,000
Johnson, Kansas 1 $ 41,000 $ 41,000 $ 0
Shawnee, Kansas 1 $ 115,000 $ 115,000 $ 72,000
Boone, Kentucky 1 $ 274,000 $ 274,000 $ 81,000
Boyle, Kentucky 1 $ 114,000 $ 114,000 $ 46,000
Fayette, Kentucky 1 $ 132,000 $ 132,000 $ 50,000
Hopkins, Kentucky 1 $ 54,000 $ 54,000 $ 47,000
Oldham, Kentucky 1 $ 160,000 $ 160,000 $ 0
Calcasieu, Louisiana 1 $ 125,000 $ 125,000 $ 74,000
East Feliciana, Louisiana 1 $ 26,000 $ 26,000 $ 17,000
Orleans, Louisiana 1 $ 200,000 $ 200,000 $ 77,000
Ouachita, Louisiana 1 $ 194,000 $ 194,000 $ 133,000
Rapides, Louisiana 1 $ 121,000 $ 121,000 $ 106,000
St. Helena, Louisiana 1 $ 70,000 $ 70,000 $ 82,000
St. Tammany, Louisiana 1 $ 285,000 $ 285,000 $ 150,000
Tangipahoa, Louisiana 1 $ 76,000 $ 76,000 $ 52,000
Lincoln, Maine 1 $ 246,000 $ 246,000 $ 238,000
Caroline, Maryland 1 $ 128,000 $ 128,000 $ 50,000
Cecil, Maryland 1 $ 200,000 $ 200,000 $ 122,000
Dorchester, Maryland 1 $ 199,000 $ 199,000 $ 69,000
Harford, Maryland 1 $ 120,000 $ 120,000 $ 31,000
St. Mary's, Maryland 1 $ 141,000 $ 141,000 $ 67,000
Wicomico, Maryland 1 $ 140,000 $ 140,000 $ 31,000
Worcester, Maryland 1 $ 152,000 $ 152,000 $ 21,000
Dukes, Massachusetts 1 $ 400,000 $ 400,000 $ 275,000
Berrien, Michigan 1 $ 166,000 $ 166,000 $ 27,000
Calhoun, Michigan 1 $ 49,000 $ 49,000 $ 35,000
Chippewa, Michigan 1 $ 78,000 $ 78,000 $ 75,000
Genesee, Michigan 1 $ 120,000 $ 120,000 $ 122,000
Ingham, Michigan 1 $ 160,000 $ 160,000 $ 85,000
Isabella, Michigan 1 $ 4,000 $ 4,000 $ 0
Jackson, Michigan 1 $ 203,000 $ 203,000 $ 0
Kalamazoo, Michigan 1 $ 145,000 $ 145,000 $ 47,000
Monroe, Michigan 1 $ 194,000 $ 194,000 $ 87,000
Muskegon, Michigan 1 $ 158,000 $ 158,000 $ 138,000
Osceola, Michigan 1 $ 59,000 $ 59,000 $ 39,000
St. Clair, Michigan 1 $ 193,000 $ 193,000 $ 0
Anoka, Minnesota 1 $ 235,000 $ 235,000 $ 40,000
Beltrami, Minnesota 1 $ 78,000 $ 78,000 $ 0
Chisago, Minnesota 1 $ 196,000 $ 196,000 $ 115,000
Dakota, Minnesota 1 $ 225,000 $ 225,000 $ 295,000
Goodhue, Minnesota 1 $ 210,000 $ 210,000 $ 75,000
Olmsted, Minnesota 1 $ 122,000 $ 122,000 $ 68,000
Wabasha, Minnesota 1 $ 96,000 $ 96,000 $ 57,000
Washington, Minnesota 1 $ 50,000 $ 50,000 $ 72,000
Jackson, Mississippi 1 $ 78,000 $ 78,000 $ 18,000
Lauderdale, Mississippi 1 $ 76,000 $ 76,000 $ 0
Noxubee, Mississippi 1 $ 41,000 $ 41,000 $ 29,000
Audrain, Missouri 1 $ 154,000 $ 154,000 $ 45,000
Buchanan, Missouri 1 $ 26,000 $ 26,000 $ 35,000
Caldwell, Missouri 1 $ 52,000 $ 52,000 $ 0
Camden, Missouri 1 $ 77,000 $ 77,000 $ 48,000
Cass, Missouri 1 $ 137,000 $ 137,000 $ 55,000
Clay, Missouri 1 $ 96,000 $ 96,000 $ 115,000
Cole, Missouri 1 $ 104,000 $ 104,000 $ 54,000
Daviess, Missouri 1 $ 89,000 $ 89,000 $ 20,000
Franklin, Missouri 1 $ 131,000 $ 131,000 $ 28,000
Lincoln, Missouri 1 $ 152,000 $ 152,000 $ 51,000
St. Charles, Missouri 1 $ 107,000 $ 107,000 $ 500,000
Taney, Missouri 1 $ 158,000 $ 158,000 $ 22,000
Warren, Missouri 1 $ 130,000 $ 130,000 $ 0
Madison, Montana 1 $ 208,000 $ 208,000 $ 178,000
Missoula, Montana 1 $ 325,000 $ 325,000 $ 120,000
Cheyenne, Nebraska 1 $ 154,000 $ 154,000 $ 200,000
Churchill, Nevada 1 $ 196,000 $ 196,000 $ 108,000
Cheshire, New Hampshire 1 $ 174,000 $ 174,000 $ 86,000
Sullivan, New Hampshire 1 $ 138,000 $ 138,000 $ 26,000
Cumberland, New Jersey 1 $ 119,000 $ 119,000 $ 110,000
Sussex, New Jersey 1 $ 339,000 $ 339,000 $ 30,000
Warren, New Jersey 1 $ 270,000 $ 270,000 $ 148,000
Lincoln, New Mexico 1 $ 169,000 $ 169,000 $ 11,000
Allegany, New York 1 $ 66,000 $ 66,000 $ 0
Delaware, New York 1 $ 91,000 $ 91,000 $ 33,000
Schoharie, New York 1 $ 200,000 $ 200,000 $ 68,000
Seneca, New York 1 $ 109,000 $ 109,000 $ 0
Catawba, North Carolina 1 $ 66,000 $ 66,000 $ 120,000
Clay, North Carolina 1 $ 578,000 $ 578,000 $ 280,000
Craven, North Carolina 1 $ 55,000 $ 55,000 $ 22,000
Cumberland, North Carolina 1 $ 93,000 $ 93,000 $ 96,000
Dare, North Carolina 1 $ 393,000 $ 393,000 $ 329,000
Davie, North Carolina 1 $ 367,000 $ 367,000 $ 144,000
Forsyth, North Carolina 1 $ 154,000 $ 154,000 $ 66,000
Granville, North Carolina 1 $ 149,000 $ 149,000 $ 91,000
Halifax, North Carolina 1 $ 32,000 $ 32,000 $ 25,000
Harnett, North Carolina 1 $ 76,000 $ 76,000 $ 40,000
Henderson, North Carolina 1 $ 67,000 $ 67,000 $ 34,000
Lenoir, North Carolina 1 $ 24,000 $ 24,000 $ 19,000
Moore, North Carolina 1 $ 91,000 $ 91,000 $ 71,000
Randolph, North Carolina 1 $ 107,000 $ 107,000 $ 28,000
Rutherford, North Carolina 1 $ 217,000 $ 217,000 $ 60,000
Surry, North Carolina 1 $ 61,000 $ 61,000 $ 0
Transylvania, North Carolina 1 $ 410,000 $ 410,000 $ 260,000
Watauga, North Carolina 1 $ 142,000 $ 142,000 $ 145,000
Wilson, North Carolina 1 $ 92,000 $ 92,000 $ 53,000
Athens, Ohio 1 $ 130,000 $ 130,000 $ 87,000
Champaign, Ohio 1 $ 61,000 $ 61,000 $ 141,000
Coshocton, Ohio 1 $ 94,000 $ 94,000 $ 744,000
Fairfield, Ohio 1 $ 226,000 $ 226,000 $ 198,000
Fulton, Ohio 1 $ 77,000 $ 77,000 $ 58,000
Hancock, Ohio 1 $ 163,000 $ 163,000 $ 100,000
Lucas, Ohio 1 $ 32,000 $ 32,000 $ 50,000
Marion, Ohio 1 $ 71,000 $ 71,000 $ 100,000
Medina, Ohio 1 $ 70,000 $ 70,000 $ 23,000
Miami, Ohio 1 $ 95,000 $ 95,000 $ 60,000
Stark, Ohio 1 $ 101,000 $ 101,000 $ 103,000
Clatsop, Oregon 1 $ 440,000 $ 440,000 $ 600,000
Crook, Oregon 1 $ 159,000 $ 159,000 $ 0
Deschutes, Oregon 1 $ 269,000 $ 269,000 $ 74,000
Lane, Oregon 1 $ 124,000 $ 124,000 $ 22,000
Yamhill, Oregon 1 $ 500,000 $ 500,000 $ 203,000
Bedford, Pennsylvania 1 $ 101,000 $ 101,000 $ 51,000
Bradford, Pennsylvania 1 $ 151,000 $ 151,000 $ 50,000
Butler, Pennsylvania 1 $ 229,000 $ 229,000 $ 0
Carbon, Pennsylvania 1 $ 76,000 $ 76,000 $ 35,000
Clearfield, Pennsylvania 1 $ 60,000 $ 60,000 $ 36,000
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,895 $3,968,353,000 $575,000 $35,847,000 $237,000 $9,999,000
Refinancing 6,684 $3,004,307,000 $449,000 $65,000,000 $152,000 $9,999,000
Home Improvement 270 $146,677,000 $543,000 $15,000,000 $206,000 $5,462,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,962 $1,431,373,000 $361,000 $65,000,000 $7,000 $7,062,000
White 3,353 $1,763,842,000 $526,000 $6,000,000 $236,000 $7,992,000
Not Provided 3,177 $2,050,953,000 $645,000 $20,000,000 $329,000 $9,999,000
Asian 2,152 $1,469,619,000 $682,000 $4,200,000 $293,000 $7,776,000
Hispanic 747 $290,847,000 $389,000 $3,300,000 $217,000 $6,000,000
Black or African American 404 $88,793,000 $219,000 $1,600,000 $96,000 $1,080,000
Native Hawaiian or Other Pacific Islander 30 $13,501,000 $450,000 $1,400,000 $223,000 $1,200,000
American Indian or Alaskan Native 24 $10,409,000 $433,000 $2,798,000 $148,000 $479,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,645 $6,901,336,000 $545,000 $65,000,000 $212,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,077 $195,947,000 $181,000 $724,000 $24,000 $720,000
VA-guaranteed (Veterans Administration) 127 $22,054,000 $173,000 $557,000 $23,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,705 $3,384,442,000 $719,000 $65,000,000 $294,000 $9,999,000
Loan Purchased By The Institution 3,905 $845,902,000 $216,000 $801,000 $0 $0
Application Denied By Financial Institution 2,083 $920,787,000 $442,000 $6,600,000 $176,000 $5,797,000
File Closed For Incompleteness 1,383 $954,779,000 $690,000 $15,000,000 $333,000 $9,999,000
Application Approved But Not Accepted 961 $533,368,000 $555,000 $13,962,000 $253,000 $4,131,000
Application Withdrawn By Applicant 812 $480,059,000 $591,000 $10,920,000 $309,000 $7,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 742 $380,373,000 $512,000 $4,650,000 $124,000 $3,123,000
Collateral 477 $197,279,000 $413,000 $6,600,000 $220,000 $5,797,000
Other 317 $140,446,000 $443,000 $5,000,000 $236,000 $4,932,000
Credit History 261 $77,788,000 $298,000 $2,304,000 $157,000 $3,502,000
Insufficient Cash (Downpayment, Closing Cost) 109 $41,331,000 $379,000 $2,598,000 $162,000 $1,077,000
Unverifiable Information 89 $49,109,000 $551,000 $3,000,000 $238,000 $840,000
Credit Application Incomplete 54 $18,632,000 $345,000 $1,686,000 $187,000 $975,000
Employment History 31 $15,227,000 $491,000 $1,458,000 $166,000 $830,000
Mortgage Insurance Denied 3 $602,000 $200,000 $309,000 $48,000 $74,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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