Iberiabank Mortgage Lending & HMDA Data, 2016
In 2016, Iberiabank of Kenner, LA reported 5,005 mortgage applications totaling $1.1 billion, down 10% from 2015. The average application was for $216,244, and applicants reported an average income of $140,205. 47% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Lafayette, LA (630), New Orleans-Metairie, LA (492) and Little Rock-North Little Rock-Conway, AR (307) (applications in parentheses).
| Mortgage Company & Address | Iberiabank 285 West Esplanade Avenue, 2nd Floor Kenner, LA 70065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,005 |
| Total Mortgage Loan Application Amount | $1,082,304,000 |
| Average Mortgage Loan Application Amount | $216,244 |
| Highest Mortgage Loan Application Amount | $21,249,000 |
| Average Applicant Income | $140,205 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iberiabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lafayette, LA | 630 | $ 33,194,000 | $ 52,688 | $ 67,000 |
| New Orleans-Metairie, LA | 492 | $ 141,826,000 | $ 288,264 | $ 182,000 |
| Little Rock-North Little Rock-Conway, AR | 307 | $ 24,669,000 | $ 80,355 | $ 96,000 |
| Lake Charles, LA | 301 | $ 24,039,000 | $ 79,863 | $ 73,000 |
| Jonesboro, AR | 199 | $ 23,928,000 | $ 120,241 | $ 163,000 |
| Baton Rouge, LA | 185 | $ 38,884,000 | $ 210,183 | $ 153,000 |
| Dallas-Plano-Irving, TX | 183 | $ 74,571,000 | $ 407,491 | $ 253,000 |
| Birmingham-Hoover, AL | 175 | $ 19,249,000 | $ 109,994 | $ 118,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 173 | $ 26,075,000 | $ 150,722 | $ 113,421 |
| Memphis, TN-MS-AR | 165 | $ 13,967,000 | $ 84,648 | $ 88,484 |
| Atlanta-Sandy Springs-Roswell, GA | 157 | $ 71,470,000 | $ 455,222 | $ 187,000 |
| North Port-Sarasota-Bradenton, FL | 152 | $ 33,735,000 | $ 221,940 | $ 92,000 |
| Houston-The Woodlands-Sugar Land, TX | 147 | $ 113,893,000 | $ 774,782 | $ 205,000 |
| Orlando-Kissimmee-Sanford, FL | 110 | $ 60,671,000 | $ 551,554 | $ 201,000 |
| Houma-Thibodaux, LA | 109 | $ 6,538,000 | $ 59,981 | $ 55,000 |
| Monroe, LA | 109 | $ 10,447,000 | $ 95,844 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 92 | $ 26,189,000 | $ 284,663 | $ 165,000 |
| Cape Coral-Fort Myers, FL | 66 | $ 14,241,000 | $ 215,772 | $ 260,000 |
| Naples-Immokalee-Marco Island, FL | 63 | $ 12,089,000 | $ 191,888 | $ 137,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 55 | $ 10,309,000 | $ 187,436 | $ 161,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 46 | $ 15,304,000 | $ 332,695 | $ 174,000 |
| Mobile, AL | 29 | $ 10,899,000 | $ 375,827 | $ 196,000 |
| Jacksonville, FL | 28 | $ 18,052,000 | $ 644,714 | $ 253,000 |
| Shreveport-Bossier City, LA | 28 | $ 5,143,000 | $ 183,678 | $ 174,000 |
| Daphne-Fairhope-Foley, AL | 27 | $ 13,431,000 | $ 497,444 | $ 776,000 |
| Gulfport-Biloxi-Pascagoula, MS | 26 | $ 12,795,000 | $ 492,115 | $ 377,000 |
| Huntsville, AL | 26 | $ 24,204,000 | $ 930,923 | $ 91,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 8,530,000 | $ 406,190 | $ 427,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 4,034,000 | $ 201,700 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 19 | $ 14,447,000 | $ 760,368 | $ 990,000 |
| Fort Worth-Arlington, TX | 14 | $ 15,303,000 | $ 1,093,071 | $ 82,000 |
| Hot Springs, AR | 14 | $ 1,094,000 | $ 78,142 | $ 125,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 6,285,000 | $ 448,928 | $ 110,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 1,890,000 | $ 145,384 | $ 85,000 |
| Homosassa Springs, FL | 11 | $ 2,222,000 | $ 202,000 | $ 172,000 |
| Pine Bluff, AR | 9 | $ 144,000 | $ 16,000 | $ 56,000 |
| Austin-Round Rock, TX | 6 | $ 3,865,000 | $ 644,166 | $ 276,000 |
| Hammond, LA | 5 | $ 642,000 | $ 128,400 | $ 421,000 |
| Auburn-Opelika, AL | 4 | $ 3,935,000 | $ 983,750 | $ 158,000 |
| Beaumont-Port Arthur, TX | 4 | $ 673,000 | $ 168,250 | $ 166,000 |
| Chattanooga, TN-GA | 4 | $ 14,027,000 | $ 3,506,750 | $ 172,500 |
| Lakeland-Winter Haven, FL | 4 | $ 546,000 | $ 136,500 | $ 97,000 |
| Montgomery, AL | 4 | $ 720,000 | $ 180,000 | $ 246,000 |
| Port St. Lucie, FL | 4 | $ 1,386,000 | $ 346,500 | $ 432,000 |
| Punta Gorda, FL | 4 | $ 439,000 | $ 109,750 | $ 87,000 |
| Tallahassee, FL | 4 | $ 4,593,000 | $ 1,148,250 | $ 128,000 |
| Texarkana, TX-AR | 4 | $ 2,282,000 | $ 570,500 | $ 52,500 |
| Portland-South Portland, ME | 3 | $ 2,086,000 | $ 695,333 | $ 338,000 |
| Salt Lake City, UT | 3 | $ 902,000 | $ 300,666 | $ 0 |
| Alexandria, LA | 2 | $ 74,000 | $ 37,000 | $ 66,000 |
| Athens-Clarke County, GA | 2 | $ 166,000 | $ 83,000 | $ 78,000 |
| Brunswick, GA | 2 | $ 5,778,000 | $ 2,889,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 320,000 | $ 160,000 | $ 942,000 |
| Lansing-East Lansing, MI | 2 | $ 398,000 | $ 199,000 | $ 688,000 |
| Macon, GA | 2 | $ 3,000,000 | $ 1,500,000 | $ 0 |
| Panama City, FL | 2 | $ 135,000 | $ 67,500 | $ 15,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 490,000 | $ 245,000 | $ 272,000 |
| Savannah, GA | 2 | $ 4,144,000 | $ 2,072,000 | $ 0 |
| The Villages, FL | 2 | $ 600,000 | $ 300,000 | $ 454,000 |
| Tulsa, OK | 2 | $ 87,000 | $ 43,500 | $ 90,000 |
| Tuscaloosa, AL | 2 | $ 184,000 | $ 92,000 | $ 379,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 2,340,000 | $ 2,340,000 | $ 421,000 |
| Brownsville-Harlingen, TX | 1 | $ 156,000 | $ 156,000 | $ 522,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 274,000 | $ 274,000 | $ 812,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Columbia, SC | 1 | $ 4,560,000 | $ 4,560,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 350,000 | $ 350,000 | $ 488,000 |
| Decatur, AL | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Fort Smith, AR-OK | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Gadsden, AL | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Gainesville, FL | 1 | $ 7,428,000 | $ 7,428,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 525,000 | $ 525,000 | $ 400,000 |
| Knoxville, TN | 1 | $ 35,000 | $ 35,000 | $ 181,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 7,000 | $ 7,000 | $ 120,000 |
| Muncie, IN | 1 | $ 304,000 | $ 304,000 | $ 145,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 2,000,000 | $ 2,000,000 | $ 5,274,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,155,000 | $ 1,155,000 | $ 1,020,000 |
| Prescott, AZ | 1 | $ 2,000,000 | $ 2,000,000 | $ 3,042,000 |
| Rome, GA | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 1,445,000 | $ 1,445,000 | $ 719,000 |
| Salinas, CA | 1 | $ 85,000 | $ 85,000 | $ 467,000 |
| San Antonio-New Braunfels, TX | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 490,000 | $ 490,000 | $ 96,000 |
| Sherman-Denison, TX | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Springfield, MO | 1 | $ 216,000 | $ 216,000 | $ 47,000 |
| Urban Honolulu, HI | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Warner Robins, GA | 1 | $ 518,000 | $ 518,000 | $ 0 |
Mortgage Loan Application Detail Totals for Iberiabank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,084 | $145,224,000 | $69,000 | $11,435,000 | $90,000 | $8,832,000 |
| Home Purchase | 1,792 | $604,926,000 | $337,000 | $15,730,000 | $171,000 | $9,999,000 |
| Refinancing | 1,129 | $332,154,000 | $294,000 | $21,249,000 | $184,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,021 | $551,248,000 | $182,000 | $4,950,000 | $184,000 | $9,999,000 |
| Not applicable | 652 | $383,956,000 | $588,000 | $21,249,000 | $2,000 | $39,000 |
| Black or African American | 599 | $34,354,000 | $57,000 | $2,349,000 | $66,000 | $2,742,000 |
| Not Provided | 417 | $71,351,000 | $171,000 | $2,900,000 | $159,000 | $5,274,000 |
| Hispanic | 226 | $25,931,000 | $114,000 | $1,350,000 | $107,000 | $1,733,000 |
| Asian | 66 | $12,805,000 | $194,000 | $1,650,000 | $183,000 | $2,105,000 |
| American Indian or Alaskan Native | 19 | $2,144,000 | $112,000 | $415,000 | $97,000 | $640,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $515,000 | $103,000 | $256,000 | $89,000 | $224,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,909 | $1,069,156,000 | $217,000 | $21,249,000 | $142,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 81 | $11,125,000 | $137,000 | $272,000 | $50,000 | $146,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,023,000 | $134,000 | $225,000 | $39,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,346 | $747,556,000 | $318,000 | $21,249,000 | $177,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,664 | $139,221,000 | $83,000 | $4,560,000 | $75,000 | $3,042,000 |
| Loan Purchased By The Institution | 461 | $47,801,000 | $103,000 | $835,000 | $60,000 | $470,000 |
| Application Approved But Not Accepted | 409 | $80,382,000 | $196,000 | $4,543,000 | $202,000 | $8,276,000 |
| Application Withdrawn By Applicant | 96 | $58,637,000 | $610,000 | $4,500,000 | $548,000 | $8,832,000 |
| File Closed For Incompleteness | 29 | $8,707,000 | $300,000 | $1,500,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iberiabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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