Ithink Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ithink Financial Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ithink Financial Credit Union 1000 Nw 17Th Avenue Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,115 |
| Total Mortgage Loan Application Amount | $695,475,000 |
| Average Mortgage Loan Application Amount | $409,600 |
| Highest Mortgage Loan Application Amount | $12,605,000 |
| Average Applicant Income | $219,800 |
| Highest Applicant Income | $7,197,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ithink Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ithink Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ithink Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ithink Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ithink Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ithink Financial Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 590 | $ 220,940,000 | $ 374,000 | $ 215,000 |
| Broward County Florida | 179 | $ 44,565,000 | $ 248,000 | $ 162,000 |
| St. Lucie County Florida | 173 | $ 25,055,000 | $ 144,000 | $ 108,000 |
| Cobb County Georgia | 138 | $ 17,380,000 | $ 125,000 | $ 144,000 |
| Fulton County Georgia | 59 | $ 10,085,000 | $ 170,000 | $ 124,000 |
| Martin County Florida | 57 | $ 36,545,000 | $ 641,000 | $ 215,000 |
| Miami-Dade County Florida | 50 | $ 28,820,000 | $ 576,000 | $ 238,000 |
| Pinellas County Florida | 50 | $ 10,730,000 | $ 214,000 | $ 124,000 |
| Indian River County Florida | 47 | $ 10,975,000 | $ 233,000 | $ 111,000 |
| Gwinnett County Georgia | 44 | $ 6,140,000 | $ 139,000 | $ 134,000 |
| Cherokee County Georgia | 41 | $ 5,005,000 | $ 122,000 | $ 122,000 |
| DeKalb County Georgia | 39 | $ 4,685,000 | $ 120,000 | $ 134,000 |
| Orange County Florida | 32 | $ 27,520,000 | $ 860,000 | $ 599,000 |
| Hillsborough County Florida | 28 | $ 7,510,000 | $ 268,000 | $ 213,000 |
| Paulding County Georgia | 25 | $ 2,355,000 | $ 94,000 | $ 116,000 |
| Sarasota County Florida | 24 | $ 7,680,000 | $ 320,000 | $ 129,000 |
| Volusia County Florida | 20 | $ 9,260,000 | $ 463,000 | $ 309,000 |
| St. Johns County Florida | 18 | $ 6,470,000 | $ 359,000 | $ 197,000 |
| Pickens County Georgia | 17 | $ 1,895,000 | $ 111,000 | $ 91,000 |
| Collier County Florida | 16 | $ 12,150,000 | $ 759,000 | $ 413,000 |
| Brevard County Florida | 14 | $ 3,580,000 | $ 255,000 | $ 68,000 |
| Henry County Georgia | 14 | $ 1,570,000 | $ 112,000 | $ 99,000 |
| Lake County Florida | 13 | $ 4,955,000 | $ 381,000 | $ 224,000 |
| Clayton County Georgia | 13 | $ 955,000 | $ 73,000 | $ 62,000 |
| Lee County Florida | 12 | $ 3,270,000 | $ 272,000 | $ 205,000 |
| Forsyth County Georgia | 12 | $ 910,000 | $ 75,000 | $ 153,000 |
| Anne Arundel County Maryland | 11 | $ 7,365,000 | $ 669,000 | $ 256,000 |
| Maricopa County Arizona | 10 | $ 5,370,000 | $ 537,000 | $ 181,000 |
| Polk County Florida | 10 | $ 1,860,000 | $ 186,000 | $ 133,000 |
| Douglas County Georgia | 10 | $ 1,190,000 | $ 119,000 | $ 93,000 |
| Manatee County Florida | 9 | $ 4,965,000 | $ 551,000 | $ 486,000 |
| Monroe County Florida | 8 | $ 5,090,000 | $ 636,000 | $ 243,000 |
| Seminole County Florida | 8 | $ 3,370,000 | $ 421,000 | $ 138,000 |
| Charlotte County Florida | 6 | $ 1,010,000 | $ 168,000 | $ 91,000 |
| Pasco County Florida | 6 | $ 1,570,000 | $ 261,000 | $ 144,000 |
| Baltimore County Maryland | 6 | $ 5,240,000 | $ 873,000 | $ 514,000 |
| Worcester County Massachusetts | 6 | $ 600,000 | $ 100,000 | $ 149,000 |
| Fairfax County Virginia | 6 | $ 5,170,000 | $ 861,000 | $ 238,000 |
| Loudoun County Virginia | 6 | $ 6,400,000 | $ 1,066,000 | $ 398,000 |
| Duval County Florida | 5 | $ 1,795,000 | $ 359,000 | $ 183,000 |
| Marion County Florida | 5 | $ 2,445,000 | $ 489,000 | $ 270,000 |
| Gilmer County Georgia | 5 | $ 395,000 | $ 79,000 | $ 56,000 |
| Prince William County Virginia | 5 | $ 2,195,000 | $ 439,000 | $ 148,000 |
| San Diego County California | 4 | $ 1,940,000 | $ 485,000 | $ 164,000 |
| Osceola County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 140,000 |
| Cook County Illinois | 4 | $ 1,450,000 | $ 362,000 | $ 175,000 |
| Worcester County Maryland | 4 | $ 4,630,000 | $ 1,157,000 | $ 973,000 |
| Clark County Nevada | 4 | $ 2,730,000 | $ 682,000 | $ 406,000 |
| Williamson County Tennessee | 4 | $ 1,740,000 | $ 435,000 | $ 197,000 |
| Escambia County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 470,000 |
| Leon County Florida | 3 | $ 765,000 | $ 255,000 | $ 178,000 |
| Okaloosa County Florida | 3 | $ 935,000 | $ 311,000 | $ 219,000 |
| Okeechobee County Florida | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
| Coweta County Georgia | 3 | $ 785,000 | $ 261,000 | $ 151,000 |
| Queen Anne's County Maryland | 3 | $ 1,445,000 | $ 481,000 | $ 131,000 |
| Brunswick County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 100,000 |
| Forsyth County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 87,000 |
| Moore County North Carolina | 3 | $ 1,355,000 | $ 451,000 | $ 143,000 |
| Wake County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 163,000 |
| Anderson County South Carolina | 3 | $ 125,000 | $ 41,000 | $ 108,000 |
| Horry County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 238,000 |
| Yavapai County Arizona | 2 | $ 1,120,000 | $ 560,000 | $ 216,000 |
| Los Angeles County California | 2 | $ 3,520,000 | $ 1,760,000 | $ 719,000 |
| Sussex County Delaware | 2 | $ 1,520,000 | $ 760,000 | $ 345,000 |
| Alachua County Florida | 2 | $ 220,000 | $ 110,000 | $ 110,000 |
| Clay County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 209,000 |
| Nassau County Florida | 2 | $ 920,000 | $ 460,000 | $ 179,000 |
| Santa Rosa County Florida | 2 | $ 8,810,000 | $ 4,405,000 | $ 1,357,000 |
| Sumter County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 69,000 |
| Bartow County Georgia | 2 | $ 1,350,000 | $ 675,000 | $ 249,000 |
| Carroll County Georgia | 2 | $ 200,000 | $ 100,000 | $ 134,000 |
| Fannin County Georgia | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Fayette County Georgia | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Habersham County Georgia | 2 | $ 270,000 | $ 135,000 | $ 174,000 |
| Newton County Georgia | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Polk County Georgia | 2 | $ 350,000 | $ 175,000 | $ 1,412,000 |
| Rockdale County Georgia | 2 | $ 120,000 | $ 60,000 | $ 121,000 |
| Union County Georgia | 2 | $ 200,000 | $ 100,000 | $ 125,000 |
| Jefferson County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Montgomery County Maryland | 2 | $ 1,670,000 | $ 835,000 | $ 309,000 |
| Suffolk County Massachusetts | 2 | $ 3,150,000 | $ 1,575,000 | $ 214,000 |
| Oakland County Michigan | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Buncombe County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 254,000 |
| Cabarrus County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Mecklenburg County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Multnomah County Oregon | 2 | $ 1,080,000 | $ 540,000 | $ 602,000 |
| Chester County Pennsylvania | 2 | $ 790,000 | $ 395,000 | $ 187,000 |
| Northampton County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Westmoreland County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 128,000 |
| Newport County Rhode Island | 2 | $ 1,760,000 | $ 880,000 | $ 415,000 |
| Providence County Rhode Island | 2 | $ 1,330,000 | $ 665,000 | $ 347,000 |
| Beaufort County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 572,000 |
| Charleston County South Carolina | 2 | $ 770,000 | $ 385,000 | $ 284,000 |
| Greenville County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 175,000 |
| Jasper County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Kershaw County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 94,000 |
| Dallas County Texas | 2 | $ 1,580,000 | $ 790,000 | $ 433,000 |
| Travis County Texas | 2 | $ 2,370,000 | $ 1,185,000 | $ 456,000 |
| Arlington County Virginia | 2 | $ 3,490,000 | $ 1,745,000 | $ 493,000 |
| Richmond City County Virginia | 2 | $ 780,000 | $ 390,000 | $ 171,000 |
| Virginia Beach County Virginia | 2 | $ 2,750,000 | $ 1,375,000 | $ 158,000 |
| Coffee County Alabama | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Lauderdale County Alabama | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Walker County Alabama | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Coconino County Arizona | 1 | $ 815,000 | $ 815,000 | $ 385,000 |
| Baxter County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Alameda County California | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Orange County California | 1 | $ 575,000 | $ 575,000 | $ 64,000 |
| Riverside County California | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Sacramento County California | 1 | $ 145,000 | $ 145,000 | $ 186,000 |
| San Bernardino County California | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| San Francisco County California | 1 | $ 1,205,000 | $ 1,205,000 | $ 404,000 |
| Santa Barbara County California | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Santa Clara County California | 1 | $ 1,765,000 | $ 1,765,000 | $ 962,000 |
| Sonoma County California | 1 | $ 1,055,000 | $ 1,055,000 | $ 332,000 |
| Stanislaus County California | 1 | $ 635,000 | $ 635,000 | $ 185,000 |
| Arapahoe County Colorado | 1 | $ 65,000 | $ 65,000 | $ 189,000 |
| Boulder County Colorado | 1 | $ 585,000 | $ 585,000 | $ 151,000 |
| Douglas County Colorado | 1 | $ 445,000 | $ 445,000 | $ 0 |
| El Paso County Colorado | 1 | $ 1,165,000 | $ 1,165,000 | $ 374,000 |
| La Plata County Colorado | 1 | $ 1,265,000 | $ 1,265,000 | $ 294,000 |
| Larimer County Colorado | 1 | $ 1,185,000 | $ 1,185,000 | $ 147,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| New Haven County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Kent County Delaware | 1 | $ 465,000 | $ 465,000 | $ 337,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,255,000 | $ 1,255,000 | $ 975,000 |
| Citrus County Florida | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Flagler County Florida | 1 | $ 305,000 | $ 305,000 | $ 21,000 |
| Franklin County Florida | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Hendry County Florida | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Highlands County Florida | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Jackson County Florida | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Walton County Florida | 1 | $ 555,000 | $ 555,000 | $ 323,000 |
| Baldwin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Barrow County Georgia | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Bibb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Catoosa County Georgia | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Chatham County Georgia | 1 | $ 725,000 | $ 725,000 | $ 46,000 |
| Columbia County Georgia | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Evans County Georgia | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Floyd County Georgia | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Gordon County Georgia | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Houston County Georgia | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Jackson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 210,000 |
| Lee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Putnam County Georgia | 1 | $ 1,655,000 | $ 1,655,000 | $ 1,246,000 |
| Tattnall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Terrell County Georgia | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Turner County Georgia | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Twiggs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Ada County Idaho | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Will County Illinois | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Hamilton County Indiana | 1 | $ 3,505,000 | $ 3,505,000 | $ 1,349,000 |
| Lake County Indiana | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Porter County Indiana | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| St. Charles County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 263,000 |
| St. Tammany County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Baltimore City County Maryland | 1 | $ 235,000 | $ 235,000 | $ 844,000 |
| Carroll County Maryland | 1 | $ 595,000 | $ 595,000 | $ 333,000 |
| Howard County Maryland | 1 | $ 1,375,000 | $ 1,375,000 | $ 1,062,000 |
| Kent County Maryland | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Prince George's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 189,000 |
| Middlesex County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Manistee County Michigan | 1 | $ 605,000 | $ 605,000 | $ 20,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Gallatin County Montana | 1 | $ 645,000 | $ 645,000 | $ 310,000 |
| Washoe County Nevada | 1 | $ 95,000 | $ 95,000 | $ 301,000 |
| Rockingham County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Bergen County New Jersey | 1 | $ 1,495,000 | $ 1,495,000 | $ 4,713,000 |
| Essex County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 599,000 |
| Hudson County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 170,000 |
| Monmouth County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 310,000 |
| Morris County New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 310,000 |
| Ocean County New Jersey | 1 | $ 2,995,000 | $ 2,995,000 | $ 577,000 |
| Erie County New York | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Nassau County New York | 1 | $ 105,000 | $ 105,000 | $ 295,000 |
| New York County New York | 1 | $ 4,425,000 | $ 4,425,000 | $ 3,750,000 |
| Rockland County New York | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Ulster County New York | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Chatham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Guilford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Haywood County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Jackson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 222,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Pitt County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Rockingham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Rowan County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Watauga County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Wilson County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 195,000 |
| Deschutes County Oregon | 1 | $ 1,585,000 | $ 1,585,000 | $ 1,310,000 |
| Jackson County Oregon | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Washington County Oregon | 1 | $ 425,000 | $ 425,000 | $ 295,000 |
| Yamhill County Oregon | 1 | $ 1,805,000 | $ 1,805,000 | $ 455,000 |
| Butler County Pennsylvania | 1 | $ 685,000 | $ 685,000 | $ 715,000 |
| Lehigh County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 310,000 |
| Aiken County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Barnwell County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Berkeley County South Carolina | 1 | $ 735,000 | $ 735,000 | $ 280,000 |
| Laurens County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 245,000 |
| York County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Bradley County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 255,000 |
| Carter County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Davidson County Tennessee | 1 | $ 975,000 | $ 975,000 | $ 131,000 |
| Hamilton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Henry County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 340,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Sumner County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 201,000 |
| Burleson County Texas | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Summit County Utah | 1 | $ 555,000 | $ 555,000 | $ 363,000 |
| Albemarle County Virginia | 1 | $ 575,000 | $ 575,000 | $ 155,000 |
| Chesterfield County Virginia | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Falls Church County Virginia | 1 | $ 1,315,000 | $ 1,315,000 | $ 312,000 |
| Hanover County Virginia | 1 | $ 1,285,000 | $ 1,285,000 | $ 1,388,000 |
| Henrico County Virginia | 1 | $ 465,000 | $ 465,000 | $ 101,000 |
| Mecklenburg County Virginia | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| New Kent County Virginia | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Portsmouth County Virginia | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Stafford County Virginia | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| King County Washington | 1 | $ 105,000 | $ 105,000 | $ 257,000 |
| Pierce County Washington | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Putnam County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Dane County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Sweetwater County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Ithink Financial Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,396 | $233,010,000 | $166,000 | $10,005,000 | $155,000 | $5,682,000 |
| Home Purchase | 588 | $372,540,000 | $633,000 | $12,605,000 | $276,000 | $7,197,000 |
| Refinancing | 124 | $88,220,000 | $711,000 | $6,445,000 | $273,000 | $2,396,000 |
| Home Improvement | 6 | $1,400,000 | $233,000 | $465,000 | $245,000 | $612,000 |
| Other Purpose | 1 | $305,000 | $305,000 | $305,000 | $150,000 | $150,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,279 | $457,785,000 | $357,000 | $11,815,000 | $210,000 | $7,197,000 |
| Not Provided | 275 | $95,785,000 | $348,000 | $2,995,000 | $205,000 | $2,586,000 |
| Black or African American | 275 | $37,495,000 | $136,000 | $1,005,000 | $114,000 | $1,408,000 |
| Hispanic | 209 | $56,225,000 | $269,000 | $3,495,000 | $197,000 | $5,682,000 |
| Asian | 56 | $26,840,000 | $479,000 | $4,875,000 | $222,000 | $1,349,000 |
| American Indian or Alaskan Native | 6 | $3,250,000 | $541,000 | $1,705,000 | $150,000 | $266,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,620,000 | $655,000 | $1,195,000 | $180,000 | $245,000 |
| Not applicable | 1 | $595,000 | $595,000 | $595,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,111 | $695,045,000 | $329,000 | $12,605,000 | $196,000 | $7,197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $415,000 | $138,000 | $245,000 | $77,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 1 | $15,000 | $15,000 | $15,000 | $79,000 | $79,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,557 | $539,205,000 | $346,000 | $11,815,000 | $209,000 | $7,197,000 |
| Application Withdrawn By Applicant | 231 | $82,635,000 | $357,000 | $10,005,000 | $176,000 | $1,915,000 |
| Application Denied By Financial Institution | 214 | $49,900,000 | $233,000 | $12,605,000 | $119,000 | $2,691,000 |
| File Closed For Incompleteness | 71 | $9,465,000 | $133,000 | $555,000 | $191,000 | $4,290,000 |
| Application Approved But Not Accepted | 40 | $13,570,000 | $339,000 | $4,425,000 | $227,000 | $3,750,000 |
| Loan Purchased By The Institution | 1 | $595,000 | $595,000 | $595,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $38,000 | $38,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,900 | $645,470,000 | $339,000 | $11,815,000 | $204,000 | $7,197,000 |
| Debt-To-Income Ratio | 88 | $29,840,000 | $339,000 | $12,605,000 | $87,000 | $1,653,000 |
| Credit History | 55 | $7,655,000 | $139,000 | $1,235,000 | $161,000 | $2,691,000 |
| Collateral | 30 | $3,010,000 | $100,000 | $585,000 | $127,000 | $287,000 |
| Credit Application Incomplete | 18 | $4,130,000 | $229,000 | $845,000 | $143,000 | $255,000 |
| Unverifiable Information | 15 | $2,735,000 | $182,000 | $675,000 | $121,000 | $506,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,600,000 | $325,000 | $535,000 | $97,000 | $207,000 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ithink Financial Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ithink Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.