Ideal Mortgage Bankers, Ltd Mortgage Lending & HMDA Data, 2008

In 2008, Ideal Mortgage Bankers, Ltd of Melville, NY reported 13,773 mortgage applications totaling $2.7 billion, up 166% from 2007. The average application was for $196,165, and applicants reported an average income of $59,713. 40% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (888), Atlanta-Sandy Springs-Marietta, GA (571) and Nassau-Suffolk, NY (546) (applications in parentheses).

Mortgage Company & Address Ideal Mortgage Bankers, Ltd
520 Broadhollow Road
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,773
Total Mortgage Loan Application Amount $2,701,783,000
Average Mortgage Loan Application Amount $196,165
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $59,713
Highest Applicant Income $855,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ideal Mortgage Bankers, Ltd filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ideal Mortgage Bankers, Ltd by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 403 $ 79,305,000 $ 196,786 $ 61,000
Suffolk, New York 361 $ 115,442,000 $ 319,783 $ 103,000
Queens, New York 240 $ 100,286,000 $ 417,858 $ 107,000
Nassau, New York 185 $ 67,359,000 $ 364,102 $ 113,000
Kings, New York 173 $ 79,074,000 $ 457,075 $ 113,000
New Haven, Connecticut 171 $ 35,923,000 $ 210,076 $ 59,000
Hartford, Connecticut 165 $ 33,394,000 $ 202,387 $ 58,000
Wayne, Michigan 139 $ 14,875,000 $ 107,014 $ 52,000
Bronx, New York 123 $ 50,033,000 $ 406,772 $ 105,000
Broward, Florida 118 $ 25,546,000 $ 216,491 $ 75,000
Philadelphia, Pennsylvania 110 $ 14,551,000 $ 132,281 $ 46,000
DeKalb, Georgia 106 $ 16,840,000 $ 158,867 $ 53,000
Essex, New Jersey 106 $ 29,553,000 $ 278,801 $ 74,000
Shelby, Tennessee 106 $ 14,087,000 $ 132,896 $ 54,000
Miami-Dade, Florida 104 $ 23,349,000 $ 224,509 $ 72,000
Jefferson, Alabama 94 $ 11,121,000 $ 118,308 $ 44,000
Richmond, New York 91 $ 32,832,000 $ 360,791 $ 93,000
Gwinnett, Georgia 90 $ 16,665,000 $ 185,166 $ 61,000
Providence, Rhode Island 82 $ 18,951,000 $ 231,109 $ 61,000
Fulton, Georgia 80 $ 15,975,000 $ 199,687 $ 62,000
Los Angeles, California 78 $ 27,503,000 $ 352,602 $ 95,000
Prince George's, Maryland 77 $ 22,328,000 $ 289,974 $ 84,000
Hillsborough, Florida 76 $ 12,477,000 $ 164,171 $ 57,000
Fairfield, Connecticut 75 $ 20,621,000 $ 274,946 $ 82,000
Cuyahoga, Ohio 75 $ 9,277,000 $ 123,693 $ 47,000
Marion, Indiana 73 $ 8,215,000 $ 112,534 $ 46,000
Hampden, Massachusetts 70 $ 11,656,000 $ 166,514 $ 54,000
St. Louis, Missouri 68 $ 9,151,000 $ 134,573 $ 49,000
Palm Beach, Florida 64 $ 13,389,000 $ 209,203 $ 64,000
Duval, Florida 63 $ 9,544,000 $ 151,492 $ 60,000
Orange, Florida 63 $ 12,316,000 $ 195,492 $ 63,000
Orange, New York 60 $ 15,390,000 $ 256,500 $ 79,000
Richland, South Carolina 60 $ 7,940,000 $ 132,333 $ 47,000
Cobb, Georgia 59 $ 10,953,000 $ 185,644 $ 62,000
Lake, Indiana 59 $ 7,752,000 $ 131,389 $ 56,000
Union, New Jersey 59 $ 17,133,000 $ 290,389 $ 83,000
Westchester, New York 59 $ 20,771,000 $ 352,050 $ 115,000
Middlesex, New Jersey 58 $ 16,538,000 $ 285,137 $ 80,000
Hudson, New Jersey 57 $ 15,489,000 $ 271,736 $ 82,000
Pinellas, Florida 56 $ 8,214,000 $ 146,678 $ 56,000
Will, Illinois 56 $ 11,882,000 $ 212,178 $ 70,000
Worcester, Massachusetts 54 $ 11,768,000 $ 217,925 $ 62,000
Plymouth, Massachusetts 53 $ 14,723,000 $ 277,792 $ 71,000
Bergen, New Jersey 52 $ 18,145,000 $ 348,942 $ 105,000
Milwaukee, Wisconsin 51 $ 6,960,000 $ 136,470 $ 55,000
Baltimore, Maryland 48 $ 10,403,000 $ 216,729 $ 62,000
Baltimore City, Maryland 48 $ 7,604,000 $ 158,416 $ 47,000
Monroe, Pennsylvania 48 $ 9,221,000 $ 192,104 $ 63,000
Harris, Texas 46 $ 5,571,000 $ 121,108 $ 58,000
Chesterfield, Virginia 46 $ 9,311,000 $ 202,413 $ 60,000
Lee, Florida 45 $ 6,878,000 $ 152,844 $ 55,000
Polk, Florida 45 $ 7,248,000 $ 161,066 $ 49,000
Bristol, Massachusetts 45 $ 10,862,000 $ 241,377 $ 65,000
Allegheny, Pennsylvania 45 $ 5,885,000 $ 130,777 $ 55,000
Passaic, New Jersey 43 $ 12,468,000 $ 289,953 $ 89,000
Riverside, California 42 $ 11,439,000 $ 272,357 $ 78,000
San Bernardino, California 42 $ 10,578,000 $ 251,857 $ 84,000
Monmouth, New Jersey 42 $ 11,803,000 $ 281,023 $ 88,000
Erie, New York 42 $ 5,314,000 $ 126,523 $ 54,000
Clayton, Georgia 41 $ 6,245,000 $ 152,317 $ 38,000
Oakland, Michigan 41 $ 6,338,000 $ 154,585 $ 60,000
Monroe, New York 41 $ 4,656,000 $ 113,560 $ 51,000
Camden, New Jersey 39 $ 7,917,000 $ 203,000 $ 61,000
Ocean, New Jersey 39 $ 9,527,000 $ 244,282 $ 70,000
Jackson, Missouri 38 $ 4,377,000 $ 115,184 $ 46,000
Dutchess, New York 38 $ 10,046,000 $ 264,368 $ 78,000
Mecklenburg, North Carolina 38 $ 5,971,000 $ 157,131 $ 58,000
Henry, Georgia 37 $ 6,447,000 $ 174,243 $ 48,000
Macomb, Michigan 36 $ 4,877,000 $ 135,472 $ 57,000
Wake, North Carolina 36 $ 5,748,000 $ 159,666 $ 61,000
Franklin, Ohio 36 $ 4,582,000 $ 127,277 $ 45,000
Henrico, Virginia 36 $ 7,173,000 $ 199,250 $ 60,000
Sacramento, California 35 $ 7,954,000 $ 227,257 $ 74,000
Mercer, New Jersey 35 $ 6,187,000 $ 176,771 $ 63,000
Mobile, Alabama 34 $ 4,663,000 $ 137,147 $ 60,000
Jefferson, Kentucky 34 $ 4,464,000 $ 131,294 $ 48,000
Guilford, North Carolina 33 $ 4,349,000 $ 131,787 $ 50,000
Middlesex, Massachusetts 32 $ 9,421,000 $ 294,406 $ 78,000
Burlington, New Jersey 32 $ 7,153,000 $ 223,531 $ 64,000
Davidson, Tennessee 32 $ 4,913,000 $ 153,531 $ 57,000
Marion, Florida 31 $ 4,689,000 $ 151,258 $ 43,000
Osceola, Florida 31 $ 5,713,000 $ 184,290 $ 63,000
Essex, Massachusetts 31 $ 8,586,000 $ 276,967 $ 79,000
Suffolk, Massachusetts 31 $ 9,146,000 $ 295,032 $ 84,000
Delaware, Pennsylvania 31 $ 4,226,000 $ 136,322 $ 49,000
York, Pennsylvania 31 $ 4,784,000 $ 154,322 $ 58,000
DuPage, Illinois 30 $ 7,452,000 $ 248,400 $ 80,000
Durham, North Carolina 29 $ 4,447,000 $ 153,344 $ 56,000
Brevard, Florida 28 $ 4,461,000 $ 159,321 $ 38,000
Summit, Ohio 28 $ 3,842,000 $ 137,214 $ 54,000
Calhoun, Alabama 27 $ 3,191,000 $ 118,185 $ 52,000
Rockland, New York 27 $ 9,900,000 $ 366,666 $ 123,000
Luzerne, Pennsylvania 27 $ 3,468,000 $ 128,444 $ 50,000
King, Washington 27 $ 7,457,000 $ 276,185 $ 76,000
Windham, Connecticut 26 $ 5,049,000 $ 194,192 $ 59,000
Hamilton, Ohio 26 $ 3,359,000 $ 129,192 $ 55,000
Bexar, Texas 26 $ 2,584,000 $ 99,384 $ 43,000
Maricopa, Arizona 25 $ 4,297,000 $ 171,880 $ 53,000
San Joaquin, California 25 $ 6,054,000 $ 242,160 $ 76,000
Horry, South Carolina 25 $ 4,253,000 $ 170,120 $ 59,000
Litchfield, Connecticut 24 $ 4,920,000 $ 205,000 $ 53,000
New London, Connecticut 24 $ 4,956,000 $ 206,500 $ 73,000
Pasco, Florida 24 $ 3,774,000 $ 157,250 $ 58,000
Volusia, Florida 24 $ 3,598,000 $ 149,916 $ 42,000
Northampton, Pennsylvania 24 $ 3,936,000 $ 164,000 $ 47,000
Hamilton, Tennessee 24 $ 3,165,000 $ 131,875 $ 50,000
Virginia Beach, Virginia 24 $ 4,765,000 $ 198,541 $ 65,000
Newton, Georgia 23 $ 3,362,000 $ 146,173 $ 47,000
Morris, New Jersey 23 $ 8,917,000 $ 387,695 $ 97,000
Onondaga, New York 23 $ 2,719,000 $ 118,217 $ 51,000
Stark, Ohio 23 $ 3,006,000 $ 130,695 $ 45,000
Montgomery, Pennsylvania 23 $ 5,275,000 $ 229,347 $ 61,000
Fresno, California 22 $ 4,748,000 $ 215,818 $ 66,000
Kane, Illinois 22 $ 4,779,000 $ 217,227 $ 67,000
Butler, Ohio 22 $ 3,854,000 $ 175,181 $ 68,000
Pierce, Washington 22 $ 5,822,000 $ 264,636 $ 81,000
Snohomish, Washington 22 $ 6,190,000 $ 281,363 $ 79,000
Pike, Pennsylvania 21 $ 3,881,000 $ 184,809 $ 65,000
Alameda, California 20 $ 7,420,000 $ 371,000 $ 93,000
San Diego, California 20 $ 7,566,000 $ 378,300 $ 125,000
Montgomery, Maryland 20 $ 6,409,000 $ 320,450 $ 114,000
Kent, Michigan 20 $ 2,655,000 $ 132,750 $ 46,000
Ulster, New York 20 $ 4,563,000 $ 228,150 $ 67,000
Lehigh, Pennsylvania 20 $ 3,338,000 $ 166,900 $ 52,000
Spartanburg, South Carolina 20 $ 2,298,000 $ 114,900 $ 42,000
Prince William, Virginia 20 $ 6,298,000 $ 314,900 $ 99,000
Madison, Alabama 19 $ 2,100,000 $ 110,526 $ 42,000
St. Lucie, Florida 19 $ 3,775,000 $ 198,684 $ 73,000
Bibb, Georgia 19 $ 2,207,000 $ 116,157 $ 49,000
Sedgwick, Kansas 19 $ 2,630,000 $ 138,421 $ 54,000
Norfolk, Massachusetts 19 $ 5,743,000 $ 302,263 $ 73,000
Somerset, New Jersey 19 $ 6,415,000 $ 337,631 $ 69,000
Schenectady, New York 19 $ 2,641,000 $ 139,000 $ 53,000
Forsyth, North Carolina 19 $ 2,687,000 $ 141,421 $ 55,000
Charleston, South Carolina 19 $ 3,073,000 $ 161,736 $ 55,000
Lexington, South Carolina 19 $ 2,655,000 $ 139,736 $ 60,000
Chesapeake, Virginia 19 $ 4,569,000 $ 240,473 $ 59,000
Richmond City, Virginia 19 $ 2,537,000 $ 133,526 $ 41,000
Kern, California 18 $ 3,104,000 $ 172,444 $ 65,000
Tolland, Connecticut 18 $ 4,291,000 $ 238,388 $ 77,000
Seminole, Florida 18 $ 3,244,000 $ 180,222 $ 48,000
Chatham, Georgia 18 $ 2,900,000 $ 161,111 $ 62,000
Lake, Illinois 18 $ 3,489,000 $ 193,833 $ 67,000
Genesee, Michigan 18 $ 2,630,000 $ 146,111 $ 59,000
Sussex, New Jersey 18 $ 4,068,000 $ 226,000 $ 76,000
Cumberland, North Carolina 18 $ 2,094,000 $ 116,333 $ 50,000
Oklahoma, Oklahoma 18 $ 2,146,000 $ 119,222 $ 44,000
Fort Bend, Texas 18 $ 2,605,000 $ 144,722 $ 59,000
Contra Costa, California 17 $ 4,528,000 $ 266,352 $ 79,000
Orange, California 17 $ 7,796,000 $ 458,588 $ 118,000
Douglas, Georgia 17 $ 2,932,000 $ 172,470 $ 51,000
Houston, Georgia 17 $ 2,527,000 $ 148,647 $ 53,000
Madison, Indiana 17 $ 1,605,000 $ 94,411 $ 45,000
Hennepin, Minnesota 17 $ 2,988,000 $ 175,764 $ 57,000
St. Louis City, Missouri 17 $ 2,230,000 $ 131,176 $ 56,000
Tulsa, Oklahoma 17 $ 1,975,000 $ 116,176 $ 42,000
Carbon, Pennsylvania 17 $ 2,557,000 $ 150,411 $ 44,000
Erie, Pennsylvania 17 $ 1,811,000 $ 106,529 $ 40,000
Greenville, South Carolina 17 $ 2,097,000 $ 123,352 $ 37,000
Fairfax, Virginia 17 $ 7,031,000 $ 413,588 $ 113,000
Solano, California 16 $ 5,223,000 $ 326,437 $ 96,000
Coweta, Georgia 16 $ 3,026,000 $ 189,125 $ 62,000
Paulding, Georgia 16 $ 2,546,000 $ 159,125 $ 46,000
Gloucester, New Jersey 16 $ 3,074,000 $ 192,125 $ 53,000
Bernalillo, New Mexico 16 $ 2,870,000 $ 179,375 $ 67,000
Sullivan, New York 16 $ 2,869,000 $ 179,312 $ 74,000
Kent, Rhode Island 16 $ 3,947,000 $ 246,687 $ 62,000
Knox, Tennessee 16 $ 2,063,000 $ 128,937 $ 43,000
Hampton, Virginia 16 $ 3,118,000 $ 194,875 $ 48,000
Yakima, Washington 16 $ 2,212,000 $ 138,250 $ 48,000
Houston, Alabama 15 $ 1,424,000 $ 94,933 $ 43,000
Tuscaloosa, Alabama 15 $ 2,085,000 $ 139,000 $ 56,000
Adams, Colorado 15 $ 2,865,000 $ 191,000 $ 53,000
Cherokee, Georgia 15 $ 2,686,000 $ 179,066 $ 66,000
St. Joseph, Indiana 15 $ 1,476,000 $ 98,400 $ 42,000
Johnson, Kansas 15 $ 2,755,000 $ 183,666 $ 69,000
Barnstable, Massachusetts 15 $ 4,433,000 $ 295,533 $ 74,000
Bucks, Pennsylvania 15 $ 4,127,000 $ 275,133 $ 94,000
Dallas, Texas 15 $ 1,875,000 $ 125,000 $ 53,000
Newport News, Virginia 15 $ 2,271,000 $ 151,400 $ 53,000
Spokane, Washington 15 $ 2,149,000 $ 143,266 $ 61,000
Clay, Florida 14 $ 2,586,000 $ 184,714 $ 46,000
Carroll, Georgia 14 $ 2,318,000 $ 165,571 $ 59,000
Dougherty, Georgia 14 $ 2,051,000 $ 146,500 $ 54,000
Muscogee, Georgia 14 $ 1,886,000 $ 134,714 $ 45,000
St. Clair, Illinois 14 $ 2,441,000 $ 174,357 $ 55,000
Atlantic, New Jersey 14 $ 2,854,000 $ 203,857 $ 56,000
Albany, New York 14 $ 2,440,000 $ 174,285 $ 67,000
New York, New York 14 $ 7,111,000 $ 507,928 $ 194,000
Johnston, North Carolina 14 $ 2,303,000 $ 164,500 $ 60,000
Pitt, North Carolina 14 $ 1,702,000 $ 121,571 $ 44,000
Beaver, Pennsylvania 14 $ 1,681,000 $ 120,071 $ 48,000
Berks, Pennsylvania 14 $ 2,341,000 $ 167,214 $ 61,000
Blair, Pennsylvania 14 $ 1,446,000 $ 103,285 $ 40,000
Madison, Tennessee 14 $ 1,444,000 $ 103,142 $ 39,000
Roanoke, Virginia 14 $ 1,988,000 $ 142,000 $ 38,000
Baldwin, Alabama 13 $ 2,290,000 $ 176,153 $ 57,000
Montgomery, Alabama 13 $ 2,106,000 $ 162,000 $ 49,000
Morgan, Alabama 13 $ 1,458,000 $ 112,153 $ 51,000
Tulare, California 13 $ 2,556,000 $ 196,615 $ 59,000
Middlesex, Connecticut 13 $ 2,949,000 $ 226,846 $ 77,000
New Castle, Delaware 13 $ 2,342,000 $ 180,153 $ 57,000
Lake, Florida 13 $ 2,419,000 $ 186,076 $ 66,000
Shawnee, Kansas 13 $ 1,490,000 $ 114,615 $ 34,000
Anne Arundel, Maryland 13 $ 3,293,000 $ 253,307 $ 65,000
Cumberland, New Jersey 13 $ 2,374,000 $ 182,615 $ 55,000
Ashtabula, Ohio 13 $ 1,546,000 $ 118,923 $ 57,000
Westmoreland, Pennsylvania 13 $ 1,928,000 $ 148,307 $ 56,000
Dorchester, South Carolina 13 $ 2,020,000 $ 155,384 $ 53,000
St. Clair, Alabama 12 $ 1,604,000 $ 133,666 $ 52,000
Denver, Colorado 12 $ 2,774,000 $ 231,166 $ 61,000
Richmond, Georgia 12 $ 1,403,000 $ 116,916 $ 51,000
Hawaii, Hawaii 12 $ 4,052,000 $ 337,666 $ 99,000
Charles, Maryland 12 $ 3,651,000 $ 304,250 $ 76,000
Harford, Maryland 12 $ 3,341,000 $ 278,416 $ 91,000
Jefferson, Missouri 12 $ 1,893,000 $ 157,750 $ 56,000
Broome, New York 12 $ 1,499,000 $ 124,916 $ 48,000
Oneida, New York 12 $ 1,640,000 $ 136,666 $ 55,000
Montgomery, Ohio 12 $ 1,562,000 $ 130,166 $ 45,000
Multnomah, Oregon 12 $ 2,691,000 $ 224,250 $ 69,000
Dauphin, Pennsylvania 12 $ 1,611,000 $ 134,250 $ 59,000
Franklin, Pennsylvania 12 $ 2,080,000 $ 173,333 $ 54,000
Lancaster, Pennsylvania 12 $ 2,015,000 $ 167,916 $ 54,000
Norfolk, Virginia 12 $ 1,878,000 $ 156,500 $ 48,000
Charlotte, Florida 11 $ 1,983,000 $ 180,272 $ 71,000
Escambia, Florida 11 $ 1,297,000 $ 117,909 $ 43,000
Hernando, Florida 11 $ 1,761,000 $ 160,090 $ 36,000
Indian River, Florida 11 $ 1,359,000 $ 123,545 $ 42,000
Sarasota, Florida 11 $ 2,440,000 $ 221,818 $ 76,000
Floyd, Georgia 11 $ 1,277,000 $ 116,090 $ 49,000
Liberty, Georgia 11 $ 1,536,000 $ 139,636 $ 58,000
Honolulu, Hawaii 11 $ 4,876,000 $ 443,272 $ 113,000
Porter, Indiana 11 $ 1,930,000 $ 175,454 $ 63,000
Wyandotte, Kansas 11 $ 1,434,000 $ 130,363 $ 48,000
Berkshire, Massachusetts 11 $ 1,740,000 $ 158,181 $ 37,000
Berrien, Michigan 11 $ 1,426,000 $ 129,636 $ 51,000
Cole, Missouri 11 $ 1,433,000 $ 130,272 $ 47,000
Hillsborough, New Hampshire 11 $ 2,274,000 $ 206,727 $ 78,000
Warren, New Jersey 11 $ 2,679,000 $ 243,545 $ 76,000
Oswego, New York 11 $ 1,172,000 $ 106,545 $ 44,000
Wayne, New York 11 $ 1,184,000 $ 107,636 $ 74,000
Lake, Ohio 11 $ 1,850,000 $ 168,181 $ 58,000
Lucas, Ohio 11 $ 1,051,000 $ 95,545 $ 43,000
Mahoning, Ohio 11 $ 1,281,000 $ 116,454 $ 44,000
Cumberland, Pennsylvania 11 $ 1,602,000 $ 145,636 $ 46,000
Berkeley, South Carolina 11 $ 1,683,000 $ 153,000 $ 52,000
Lauderdale, Alabama 10 $ 1,219,000 $ 121,900 $ 58,000
Glynn, Georgia 10 $ 1,199,000 $ 119,900 $ 53,000
LaPorte, Indiana 10 $ 1,417,000 $ 141,700 $ 31,000
Marshall, Indiana 10 $ 1,109,000 $ 110,900 $ 45,000
Morgan, Indiana 10 $ 1,208,000 $ 120,800 $ 45,000
York, Maine 10 $ 2,146,000 $ 214,600 $ 43,000
Ingham, Michigan 10 $ 1,396,000 $ 139,600 $ 45,000
Anoka, Minnesota 10 $ 2,405,000 $ 240,500 $ 64,000
St. Charles, Missouri 10 $ 1,861,000 $ 186,100 $ 59,000
New Hanover, North Carolina 10 $ 1,633,000 $ 163,300 $ 60,000
Richland, Ohio 10 $ 1,015,000 $ 101,500 $ 55,000
Washington, Pennsylvania 10 $ 1,416,000 $ 141,600 $ 61,000
Darlington, South Carolina 10 $ 1,047,000 $ 104,700 $ 35,000
Montgomery, Tennessee 10 $ 1,194,000 $ 119,400 $ 47,000
Tarrant, Texas 10 $ 1,440,000 $ 144,000 $ 55,000
Stafford, Virginia 10 $ 2,710,000 $ 271,000 $ 77,000
Grays Harbor, Washington 10 $ 1,282,000 $ 128,200 $ 46,000
Kanawha, West Virginia 10 $ 1,195,000 $ 119,500 $ 43,000
Cullman, Alabama 9 $ 1,121,000 $ 124,555 $ 56,000
Lee, Alabama 9 $ 1,137,000 $ 126,333 $ 56,000
Talladega, Alabama 9 $ 1,378,000 $ 153,111 $ 58,000
Pima, Arizona 9 $ 1,376,000 $ 152,888 $ 68,000
Santa Clara, California 9 $ 4,080,000 $ 453,333 $ 133,000
Stanislaus, California 9 $ 1,958,000 $ 217,555 $ 56,000
Arapahoe, Colorado 9 $ 1,720,000 $ 191,111 $ 52,000
El Paso, Colorado 9 $ 1,631,000 $ 181,222 $ 51,000
Weld, Colorado 9 $ 2,047,000 $ 227,444 $ 64,000
Kent, Delaware 9 $ 1,901,000 $ 211,222 $ 66,000
Fayette, Georgia 9 $ 2,690,000 $ 298,888 $ 86,000
Clark, Indiana 9 $ 1,429,000 $ 158,777 $ 77,000
Hendricks, Indiana 9 $ 1,194,000 $ 132,666 $ 43,000
Laurel, Kentucky 9 $ 1,007,000 $ 111,888 $ 42,000
Cumberland, Maine 9 $ 2,391,000 $ 265,666 $ 118,000
Washington, Maryland 9 $ 1,545,000 $ 171,666 $ 45,000
Kalamazoo, Michigan 9 $ 1,164,000 $ 129,333 $ 49,000
Washtenaw, Michigan 9 $ 1,942,000 $ 215,777 $ 63,000
Isanti, Minnesota 9 $ 1,286,000 $ 142,888 $ 49,000
Franklin, Missouri 9 $ 1,214,000 $ 134,888 $ 46,000
Rockingham, New Hampshire 9 $ 2,459,000 $ 273,222 $ 83,000
Putnam, New York 9 $ 3,450,000 $ 383,333 $ 126,000
Catawba, North Carolina 9 $ 1,093,000 $ 121,444 $ 40,000
Gaston, North Carolina 9 $ 1,088,000 $ 120,888 $ 50,000
Randolph, North Carolina 9 $ 1,112,000 $ 123,555 $ 37,000
Columbiana, Ohio 9 $ 1,237,000 $ 137,444 $ 51,000
Licking, Ohio 9 $ 1,316,000 $ 146,222 $ 58,000
Lorain, Ohio 9 $ 1,461,000 $ 162,333 $ 68,000
Trumbull, Ohio 9 $ 1,144,000 $ 127,111 $ 64,000
Chester, Pennsylvania 9 $ 1,888,000 $ 209,777 $ 69,000
Fayette, Pennsylvania 9 $ 904,000 $ 100,444 $ 52,000
Blount, Tennessee 9 $ 1,019,000 $ 113,222 $ 51,000
Bradley, Tennessee 9 $ 1,065,000 $ 118,333 $ 43,000
Monroe, Tennessee 9 $ 1,318,000 $ 146,444 $ 39,000
Hidalgo, Texas 9 $ 1,041,000 $ 115,666 $ 61,000
Roanoke City, Virginia 9 $ 1,125,000 $ 125,000 $ 35,000
Suffolk, Virginia 9 $ 2,023,000 $ 224,777 $ 65,000
Rock, Wisconsin 9 $ 803,000 $ 89,222 $ 44,000
Chambers, Alabama 8 $ 1,032,000 $ 129,000 $ 55,000
Chilton, Alabama 8 $ 874,000 $ 109,250 $ 48,000
Etowah, Alabama 8 $ 1,030,000 $ 128,750 $ 42,000
Marshall, Alabama 8 $ 1,061,000 $ 132,625 $ 48,000
Russell, Alabama 8 $ 818,000 $ 102,250 $ 29,000
Mohave, Arizona 8 $ 954,000 $ 119,250 $ 35,000
Leon, Florida 8 $ 1,136,000 $ 142,000 $ 64,000
Manatee, Florida 8 $ 1,766,000 $ 220,750 $ 83,000
Martin, Florida 8 $ 1,434,000 $ 179,250 $ 56,000
Hall, Georgia 8 $ 1,482,000 $ 185,250 $ 58,000
Peoria, Illinois 8 $ 1,026,000 $ 128,250 $ 67,000
Winnebago, Illinois 8 $ 1,238,000 $ 154,750 $ 52,000
Hamilton, Indiana 8 $ 1,848,000 $ 231,000 $ 81,000
Johnson, Indiana 8 $ 998,000 $ 124,750 $ 51,000
Frederick, Maryland 8 $ 3,019,000 $ 377,375 $ 111,000
St. Mary's, Maryland 8 $ 2,236,000 $ 279,500 $ 85,000
Lenawee, Michigan 8 $ 1,149,000 $ 143,625 $ 51,000
Dakota, Minnesota 8 $ 1,677,000 $ 209,625 $ 80,000
Ramsey, Minnesota 8 $ 1,805,000 $ 225,625 $ 61,000
Strafford, New Hampshire 8 $ 1,474,000 $ 184,250 $ 63,000
Livingston, New York 8 $ 787,000 $ 98,375 $ 64,000
Saratoga, New York 8 $ 1,504,000 $ 188,000 $ 47,000
Alamance, North Carolina 8 $ 1,120,000 $ 140,000 $ 38,000
Davidson, North Carolina 8 $ 889,000 $ 111,125 $ 35,000
Lincoln, North Carolina 8 $ 973,000 $ 121,625 $ 54,000
Nash, North Carolina 8 $ 1,091,000 $ 136,375 $ 44,000
Robeson, North Carolina 8 $ 724,000 $ 90,500 $ 39,000
Ashland, Ohio 8 $ 897,000 $ 112,125 $ 37,000
Cleveland, Oklahoma 8 $ 1,065,000 $ 133,125 $ 49,000
Cambria, Pennsylvania 8 $ 620,000 $ 77,500 $ 39,000
Orangeburg, South Carolina 8 $ 959,000 $ 119,875 $ 38,000
York, South Carolina 8 $ 1,308,000 $ 163,500 $ 48,000
Cumberland, Tennessee 8 $ 910,000 $ 113,750 $ 37,000
Sevier, Tennessee 8 $ 1,150,000 $ 143,750 $ 47,000
Hanover, Virginia 8 $ 1,798,000 $ 224,750 $ 47,000
Portsmouth, Virginia 8 $ 1,571,000 $ 196,375 $ 75,000
Clark, Washington 8 $ 1,866,000 $ 233,250 $ 82,000
Kitsap, Washington 8 $ 1,456,000 $ 182,000 $ 58,000
Limestone, Alabama 7 $ 848,000 $ 121,142 $ 52,000
Placer, California 7 $ 1,954,000 $ 279,142 $ 75,000
Yuba, California 7 $ 1,569,000 $ 224,142 $ 69,000
Alachua, Florida 7 $ 1,199,000 $ 171,285 $ 43,000
Flagler, Florida 7 $ 1,353,000 $ 193,285 $ 65,000
St. Johns, Florida 7 $ 1,233,000 $ 176,142 $ 57,000
Baldwin, Georgia 7 $ 1,059,000 $ 151,285 $ 81,000
Bartow, Georgia 7 $ 835,000 $ 119,285 $ 39,000
Rockdale, Georgia 7 $ 1,044,000 $ 149,142 $ 52,000
Thomas, Georgia 7 $ 962,000 $ 137,428 $ 48,000
Boone, Illinois 7 $ 1,009,000 $ 144,142 $ 60,000
Kankakee, Illinois 7 $ 840,000 $ 120,000 $ 49,000
LaSalle, Illinois 7 $ 888,000 $ 126,857 $ 67,000
McHenry, Illinois 7 $ 1,367,000 $ 195,285 $ 68,000
Sangamon, Illinois 7 $ 904,000 $ 129,142 $ 66,000
Fayette, Kentucky 7 $ 1,892,000 $ 270,285 $ 170,000
East Baton Rouge, Louisiana 7 $ 1,081,000 $ 154,428 $ 59,000
Penobscot, Maine 7 $ 1,028,000 $ 146,857 $ 47,000
Carroll, Maryland 7 $ 2,826,000 $ 403,714 $ 104,000
Eaton, Michigan 7 $ 1,071,000 $ 153,000 $ 41,000
Hillsdale, Michigan 7 $ 886,000 $ 126,571 $ 58,000
Monroe, Michigan 7 $ 1,180,000 $ 168,571 $ 46,000
Muskegon, Michigan 7 $ 878,000 $ 125,428 $ 48,000
Saginaw, Michigan 7 $ 794,000 $ 113,428 $ 61,000
St. Clair, Michigan 7 $ 1,201,000 $ 171,571 $ 60,000
St. Louis, Minnesota 7 $ 888,000 $ 126,857 $ 46,000
Washington, Minnesota 7 $ 1,551,000 $ 221,571 $ 95,000
Christian, Missouri 7 $ 837,000 $ 119,571 $ 42,000
Clay, Missouri 7 $ 1,036,000 $ 148,000 $ 43,000
Valencia, New Mexico 7 $ 1,014,000 $ 144,857 $ 41,000
Cayuga, New York 7 $ 901,000 $ 128,714 $ 49,000
Chautauqua, New York 7 $ 589,000 $ 84,142 $ 42,000
Chemung, New York 7 $ 855,000 $ 122,142 $ 52,000
Greene, New York 7 $ 1,378,000 $ 196,857 $ 60,000
Niagara, New York 7 $ 1,131,000 $ 161,571 $ 63,000
Rensselaer, New York 7 $ 1,064,000 $ 152,000 $ 58,000
Brunswick, North Carolina 7 $ 1,332,000 $ 190,285 $ 81,000
Craven, North Carolina 7 $ 941,000 $ 134,428 $ 44,000
Edgecombe, North Carolina 7 $ 669,000 $ 95,571 $ 54,000
Harnett, North Carolina 7 $ 1,017,000 $ 145,285 $ 58,000
Union, North Carolina 7 $ 1,316,000 $ 188,000 $ 60,000
Wilson, North Carolina 7 $ 848,000 $ 121,142 $ 53,000
Allen, Ohio 7 $ 833,000 $ 119,000 $ 36,000
Medina, Ohio 7 $ 873,000 $ 124,714 $ 45,000
Muskingum, Ohio 7 $ 893,000 $ 127,571 $ 51,000
Portage, Ohio 7 $ 1,021,000 $ 145,857 $ 55,000
Comanche, Oklahoma 7 $ 912,000 $ 130,285 $ 63,000
Clackamas, Oregon 7 $ 1,846,000 $ 263,714 $ 77,000
Washington, Oregon 7 $ 1,808,000 $ 258,285 $ 72,000
Adams, Pennsylvania 7 $ 1,149,000 $ 164,142 $ 55,000
Lackawanna, Pennsylvania 7 $ 869,000 $ 124,142 $ 50,000
Wayne, Pennsylvania 7 $ 1,427,000 $ 203,857 $ 49,000
Florence, South Carolina 7 $ 947,000 $ 135,285 $ 43,000
Greene, Tennessee 7 $ 938,000 $ 134,000 $ 50,000
Robertson, Tennessee 7 $ 848,000 $ 121,142 $ 31,000
Sullivan, Tennessee 7 $ 754,000 $ 107,714 $ 48,000
Midland, Texas 7 $ 902,000 $ 128,857 $ 53,000
Franklin, Vermont 7 $ 1,165,000 $ 166,428 $ 71,000
Thurston, Washington 7 $ 1,638,000 $ 234,000 $ 68,000
Colbert, Alabama 6 $ 537,000 $ 89,500 $ 40,000
Mesa, Colorado 6 $ 1,430,000 $ 238,333 $ 76,000
Citrus, Florida 6 $ 832,000 $ 138,666 $ 50,000
Putnam, Florida 6 $ 932,000 $ 155,333 $ 33,000
Barrow, Georgia 6 $ 808,000 $ 134,666 $ 39,000
Camden, Georgia 6 $ 864,000 $ 144,000 $ 62,000
Forsyth, Georgia 6 $ 1,352,000 $ 225,333 $ 59,000
Kendall, Illinois 6 $ 1,555,000 $ 259,166 $ 87,000
Madison, Illinois 6 $ 945,000 $ 157,500 $ 73,000
Allen, Indiana 6 $ 573,000 $ 95,500 $ 45,000
Bartholomew, Indiana 6 $ 685,000 $ 114,166 $ 37,000
Fayette, Indiana 6 $ 641,000 $ 106,833 $ 51,000
Shelby, Indiana 6 $ 730,000 $ 121,666 $ 63,000
Aroostook, Maine 6 $ 691,000 $ 115,166 $ 33,000
Oxford, Maine 6 $ 1,005,000 $ 167,500 $ 48,000
Allegan, Michigan 6 $ 797,000 $ 132,833 $ 43,000
Calhoun, Michigan 6 $ 567,000 $ 94,500 $ 46,000
Jackson, Michigan 6 $ 607,000 $ 101,166 $ 31,000
Sanilac, Michigan 6 $ 817,000 $ 136,166 $ 55,000
Roseau, Minnesota 6 $ 658,000 $ 109,666 $ 52,000
Wright, Minnesota 6 $ 1,317,000 $ 219,500 $ 81,000
Cass, Missouri 6 $ 1,018,000 $ 169,666 $ 62,000
Greene, Missouri 6 $ 737,000 $ 122,833 $ 38,000
Merrimack, New Hampshire 6 $ 1,209,000 $ 201,500 $ 74,000
Delaware, New York 6 $ 724,000 $ 120,666 $ 50,000
Cabarrus, North Carolina 6 $ 1,000,000 $ 166,666 $ 49,000
Hoke, North Carolina 6 $ 1,043,000 $ 173,833 $ 65,000
Onslow, North Carolina 6 $ 658,000 $ 109,666 $ 40,000
Rockingham, North Carolina 6 $ 696,000 $ 116,000 $ 47,000
Rowan, North Carolina 6 $ 767,000 $ 127,833 $ 45,000
Lawrence, Ohio 6 $ 549,000 $ 91,500 $ 42,000
Sandusky, Ohio 6 $ 789,000 $ 131,500 $ 50,000
Tuscarawas, Ohio 6 $ 637,000 $ 106,166 $ 34,000
Butler, Pennsylvania 6 $ 734,000 $ 122,333 $ 53,000
Somerset, Pennsylvania 6 $ 944,000 $ 157,333 $ 35,000
Chesterfield, South Carolina 6 $ 668,000 $ 111,333 $ 57,000
Lancaster, South Carolina 6 $ 653,000 $ 108,833 $ 33,000
Carter, Tennessee 6 $ 732,000 $ 122,000 $ 40,000
Rutherford, Tennessee 6 $ 795,000 $ 132,500 $ 33,000
Tipton, Tennessee 6 $ 947,000 $ 157,833 $ 52,000
Washington, Tennessee 6 $ 652,000 $ 108,666 $ 43,000
Williamson, Tennessee 6 $ 1,524,000 $ 254,000 $ 77,000
Bedford, Virginia 6 $ 997,000 $ 166,166 $ 41,000
Caroline, Virginia 6 $ 1,076,000 $ 179,333 $ 44,000
Fluvanna, Virginia 6 $ 1,529,000 $ 254,833 $ 72,000
Loudoun, Virginia 6 $ 1,850,000 $ 308,333 $ 77,000
Warren, Virginia 6 $ 1,402,000 $ 233,666 $ 68,000
York, Virginia 6 $ 1,080,000 $ 180,000 $ 55,000
Barbour, Alabama 5 $ 768,000 $ 153,600 $ 61,000
Dale, Alabama 5 $ 421,000 $ 84,200 $ 28,000
Dallas, Alabama 5 $ 466,000 $ 93,200 $ 41,000
Shelby, Alabama 5 $ 933,000 $ 186,600 $ 66,000
Larimer, Colorado 5 $ 1,054,000 $ 210,800 $ 56,000
Sussex, Delaware 5 $ 776,000 $ 155,200 $ 52,000
Collier, Florida 5 $ 799,000 $ 159,800 $ 46,000
Clarke, Georgia 5 $ 830,000 $ 166,000 $ 33,000
Effingham, Georgia 5 $ 839,000 $ 167,800 $ 67,000
Gordon, Georgia 5 $ 673,000 $ 134,600 $ 49,000
Habersham, Georgia 5 $ 628,000 $ 125,600 $ 57,000
Spalding, Georgia 5 $ 685,000 $ 137,000 $ 56,000
Walton, Georgia 5 $ 883,000 $ 176,600 $ 56,000
Whitfield, Georgia 5 $ 898,000 $ 179,600 $ 70,000
Dearborn, Indiana 5 $ 699,000 $ 139,800 $ 52,000
Elkhart, Indiana 5 $ 692,000 $ 138,400 $ 57,000
Howard, Indiana 5 $ 428,000 $ 85,600 $ 43,000
Steuben, Indiana 5 $ 522,000 $ 104,400 $ 47,000
Carter, Kentucky 5 $ 686,000 $ 137,200 $ 50,000
Oldham, Kentucky 5 $ 789,000 $ 157,800 $ 40,000
Androscoggin, Maine 5 $ 854,000 $ 170,800 $ 51,000
Kennebec, Maine 5 $ 825,000 $ 165,000 $ 58,000
Cecil, Maryland 5 $ 1,033,000 $ 206,600 $ 50,000
Hampshire, Massachusetts 5 $ 780,000 $ 156,000 $ 39,000
Cass, Michigan 5 $ 539,000 $ 107,800 $ 38,000
Livingston, Michigan 5 $ 974,000 $ 194,800 $ 77,000
Ottawa, Michigan 5 $ 714,000 $ 142,800 $ 54,000
Van Buren, Michigan 5 $ 607,000 $ 121,400 $ 49,000
Fillmore, Minnesota 5 $ 796,000 $ 159,200 $ 53,000
Sherburne, Minnesota 5 $ 1,114,000 $ 222,800 $ 67,000
Pulaski, Missouri 5 $ 730,000 $ 146,000 $ 56,000
Warren, Missouri 5 $ 952,000 $ 190,400 $ 62,000
Chaves, New Mexico 5 $ 622,000 $ 124,400 $ 67,000
Dona Ana, New Mexico 5 $ 1,017,000 $ 203,400 $ 85,000
Rio Arriba, New Mexico 5 $ 681,000 $ 136,200 $ 44,000
San Juan, New Mexico 5 $ 1,068,000 $ 213,600 $ 72,000
Chenango, New York 5 $ 442,000 $ 88,400 $ 47,000
Orleans, New York 5 $ 487,000 $ 97,400 $ 39,000
St. Lawrence, New York 5 $ 499,000 $ 99,800 $ 53,000
Buncombe, North Carolina 5 $ 939,000 $ 187,800 $ 63,000
Surry, North Carolina 5 $ 750,000 $ 150,000 $ 51,000
Hancock, Ohio 5 $ 592,000 $ 118,400 $ 57,000
Jefferson, Ohio 5 $ 635,000 $ 127,000 $ 42,000
Marion, Ohio 5 $ 478,000 $ 95,600 $ 53,000
Pickaway, Ohio 5 $ 844,000 $ 168,800 $ 64,000
Douglas, Oregon 5 $ 618,000 $ 123,600 $ 35,000
Mifflin, Pennsylvania 5 $ 431,000 $ 86,200 $ 45,000
Washington, Rhode Island 5 $ 1,435,000 $ 287,000 $ 92,000
Anderson, South Carolina 5 $ 540,000 $ 108,000 $ 49,000
Greenwood, South Carolina 5 $ 584,000 $ 116,800 $ 49,000
Pickens, South Carolina 5 $ 689,000 $ 137,800 $ 46,000
Loudon, Tennessee 5 $ 801,000 $ 160,200 $ 47,000
Marion, Tennessee 5 $ 537,000 $ 107,400 $ 60,000
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Mortgage Loan Application Detail Totals for Ideal Mortgage Bankers, Ltd in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,821 $2,119,514,000 $195,000 $1,500,000 $58,000 $855,000
Home Purchase 2,933 $579,458,000 $197,000 $1,121,000 $66,000 $602,000
Home Improvement 19 $2,811,000 $147,000 $336,000 $65,000 $219,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,884 $1,081,115,000 $183,000 $938,000 $62,000 $602,000
Black or African American 3,620 $718,666,000 $198,000 $1,121,000 $62,000 $479,000
Not Provided 2,804 $555,328,000 $198,000 $1,500,000 $46,000 $855,000
Hispanic 1,127 $262,060,000 $232,000 $1,094,000 $70,000 $360,000
Asian 128 $34,617,000 $270,000 $1,500,000 $83,000 $378,000
Not applicable 73 $14,926,000 $204,000 $785,000 $69,000 $434,000
Native Hawaiian or Other Pacific Islander 70 $21,066,000 $300,000 $685,000 $98,000 $365,000
American Indian or Alaskan Native 67 $14,005,000 $209,000 $924,000 $68,000 $434,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 12,773 $2,432,784,000 $190,000 $1,500,000 $57,000 $601,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 996 $267,949,000 $269,000 $1,500,000 $93,000 $855,000
VA-guaranteed (Veterans Administration) 4 $1,050,000 $262,000 $606,000 $85,000 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,469 $1,038,234,000 $189,000 $1,500,000 $60,000 $554,000
Application Withdrawn By Applicant 5,208 $1,068,218,000 $205,000 $1,500,000 $65,000 $855,000
Application Denied By Financial Institution 2,833 $545,558,000 $192,000 $924,000 $51,000 $601,000
Application Approved But Not Accepted 190 $36,413,000 $191,000 $687,000 $53,000 $365,000
File Closed For Incompleteness 73 $13,360,000 $183,000 $623,000 $60,000 $190,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 281 $56,385,000 $200,000 $730,000 $70,000 $601,000
Debt-To-Income Ratio 274 $61,869,000 $225,000 $741,000 $57,000 $194,000
Credit History 250 $42,494,000 $169,000 $524,000 $64,000 $422,000
Collateral 114 $18,273,000 $160,000 $635,000 $63,000 $559,000
Employment History 33 $5,032,000 $152,000 $410,000 $48,000 $122,000
Unverifiable Information 29 $6,644,000 $229,000 $635,000 $69,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 27 $4,845,000 $179,000 $363,000 $62,000 $132,000
Credit Application Incomplete 20 $3,324,000 $166,000 $455,000 $59,000 $135,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ideal Mortgage Bankers, Ltd's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ideal Mortgage Bankers, Ltd's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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