Ideal Mortgage Bankers, Ltd Mortgage Lending & HMDA Data, 2008
In 2008, Ideal Mortgage Bankers, Ltd of Melville, NY reported 13,773 mortgage applications totaling $2.7 billion, up 166% from 2007. The average application was for $196,165, and applicants reported an average income of $59,713. 40% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (888), Atlanta-Sandy Springs-Marietta, GA (571) and Nassau-Suffolk, NY (546) (applications in parentheses).
| Mortgage Company & Address | Ideal Mortgage Bankers, Ltd 520 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,773 |
| Total Mortgage Loan Application Amount | $2,701,783,000 |
| Average Mortgage Loan Application Amount | $196,165 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $59,713 |
| Highest Applicant Income | $855,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ideal Mortgage Bankers, Ltd filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 888 | $ 349,559,000 | $ 393,647 | $ 106,918 |
| Atlanta-Sandy Springs-Marietta, GA | 571 | $ 99,942,000 | $ 175,029 | $ 56,000 |
| Nassau-Suffolk, NY | 546 | $ 182,801,000 | $ 334,800 | $ 106,000 |
| Chicago-Naperville-Joliet, IL | 530 | $ 107,255,000 | $ 202,367 | $ 64,000 |
| Newark-Union, NJ-PA | 229 | $ 63,861,000 | $ 278,868 | $ 77,716 |
| Hartford-West Hartford-East Hartford, CT | 196 | $ 40,634,000 | $ 207,316 | $ 61,000 |
| Philadelphia, PA | 188 | $ 30,067,000 | $ 159,930 | $ 54,000 |
| New Haven-Milford, CT | 171 | $ 35,923,000 | $ 210,076 | $ 59,000 |
| Tampa-St. Petersburg-Clearwater, FL | 167 | $ 26,226,000 | $ 157,041 | $ 56,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 167 | $ 50,792,000 | $ 304,143 | $ 86,550 |
| Edison-New Brunswick, NJ | 158 | $ 44,283,000 | $ 280,272 | $ 78,000 |
| Providence-New Bedford-Fall River, RI-MA | 151 | $ 35,945,000 | $ 238,046 | $ 63,596 |
| St. Louis, MO-IL | 145 | $ 21,212,000 | $ 146,289 | $ 53,268 |
| Detroit-Livonia-Dearborn, MI | 139 | $ 14,875,000 | $ 107,014 | $ 52,000 |
| Richmond, VA | 139 | $ 25,914,000 | $ 186,431 | $ 54,000 |
| Baltimore-Towson, MD | 131 | $ 28,314,000 | $ 216,137 | $ 62,000 |
| Birmingham-Hoover, AL | 128 | $ 15,665,000 | $ 122,382 | $ 47,000 |
| Orlando-Kissimmee, FL | 125 | $ 23,692,000 | $ 189,536 | $ 61,000 |
| Indianapolis-Carmel, IN | 124 | $ 15,594,000 | $ 125,758 | $ 49,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 118 | $ 25,546,000 | $ 216,491 | $ 75,000 |
| Memphis, TN-MS-AR | 116 | $ 15,665,000 | $ 135,043 | $ 55,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 116 | $ 22,600,000 | $ 194,827 | $ 58,000 |
| Cleveland-Elyria-Mentor, OH | 105 | $ 14,178,000 | $ 135,028 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 104 | $ 23,349,000 | $ 224,509 | $ 72,000 |
| Boston-Quincy, MA | 103 | $ 29,612,000 | $ 287,495 | $ 76,000 |
| Pittsburgh, PA | 100 | $ 12,907,000 | $ 129,070 | $ 54,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 98 | $ 25,436,000 | $ 259,551 | $ 78,000 |
| Kansas City, MO-KS | 92 | $ 12,406,000 | $ 134,847 | $ 52,804 |
| Warren-Troy-Farmington Hills, MI | 90 | $ 13,490,000 | $ 149,888 | $ 60,000 |
| Columbia, SC | 88 | $ 11,487,000 | $ 130,534 | $ 47,000 |
| Jacksonville, FL | 88 | $ 13,974,000 | $ 158,795 | $ 56,000 |
| Camden, NJ | 87 | $ 18,144,000 | $ 208,551 | $ 61,000 |
| Riverside-San Bernardino-Ontario, CA | 84 | $ 22,017,000 | $ 262,107 | $ 81,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 80 | $ 16,518,000 | $ 206,475 | $ 66,000 |
| Springfield, MA | 79 | $ 13,223,000 | $ 167,379 | $ 55,000 |
| Los Angeles-Long Beach-Glendale, CA | 78 | $ 27,503,000 | $ 352,602 | $ 95,000 |
| Bridgeport-Stamford-Norwalk, CT | 75 | $ 20,621,000 | $ 274,946 | $ 82,000 |
| Houston-Sugar Land-Baytown, TX | 75 | $ 10,164,000 | $ 135,520 | $ 61,000 |
| Gary, IN | 73 | $ 10,084,000 | $ 138,136 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 72 | $ 12,510,000 | $ 173,750 | $ 52,277 |
| Cincinnati-Middletown, OH-KY-IN | 72 | $ 10,625,000 | $ 147,569 | $ 56,263 |
| Charlotte-Gastonia-Concord, NC-SC | 69 | $ 10,739,000 | $ 155,637 | $ 55,072 |
| Rochester, NY | 67 | $ 7,483,000 | $ 111,686 | $ 56,000 |
| Louisville-Jefferson County, KY-IN | 64 | $ 8,664,000 | $ 135,375 | $ 53,281 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 64 | $ 13,389,000 | $ 209,203 | $ 64,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 63 | $ 9,654,000 | $ 153,238 | $ 55,000 |
| Columbus, OH | 62 | $ 8,839,000 | $ 142,564 | $ 51,000 |
| Milwaukee-Waukesha-West Allis, WI | 57 | $ 8,346,000 | $ 146,421 | $ 57,000 |
| Worcester, MA | 54 | $ 11,768,000 | $ 217,925 | $ 62,000 |
| Raleigh-Cary, NC | 53 | $ 8,519,000 | $ 160,735 | $ 60,000 |
| Albany-Schenectady-Troy, NY | 51 | $ 8,084,000 | $ 158,509 | $ 57,000 |
| Buffalo-Niagara Falls, NY | 49 | $ 6,445,000 | $ 131,530 | $ 56,000 |
| Seattle-Bellevue-Everett, WA | 49 | $ 13,647,000 | $ 278,510 | $ 77,000 |
| Greensboro-High Point, NC | 48 | $ 6,157,000 | $ 128,270 | $ 47,000 |
| Cape Coral-Fort Myers, FL | 45 | $ 6,878,000 | $ 152,844 | $ 55,000 |
| Lakeland-Winter Haven, FL | 45 | $ 7,248,000 | $ 161,066 | $ 49,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 45 | $ 10,919,000 | $ 242,644 | $ 77,000 |
| Denver-Aurora, CO | 44 | $ 9,101,000 | $ 206,840 | $ 59,000 |
| Charleston-North Charleston-Summerville, SC | 43 | $ 6,776,000 | $ 157,581 | $ 54,000 |
| Portland-Vancouver-Beaverton, OR-WA | 40 | $ 9,736,000 | $ 243,400 | $ 78,975 |
| Oakland-Fremont-Hayward, CA | 37 | $ 11,948,000 | $ 322,918 | $ 86,000 |
| Scranton--Wilkes-Barre, PA | 37 | $ 4,784,000 | $ 129,297 | $ 50,000 |
| Syracuse, NY | 36 | $ 4,214,000 | $ 117,055 | $ 50,000 |
| Akron, OH | 35 | $ 4,863,000 | $ 138,942 | $ 54,000 |
| Chattanooga, TN-GA | 35 | $ 4,398,000 | $ 125,657 | $ 49,942 |
| Knoxville, TN | 35 | $ 4,529,000 | $ 129,400 | $ 46,000 |
| Trenton-Ewing, NJ | 35 | $ 6,187,000 | $ 176,771 | $ 63,000 |
| Mobile, AL | 34 | $ 4,663,000 | $ 137,147 | $ 60,000 |
| Oklahoma City, OK | 34 | $ 4,282,000 | $ 125,941 | $ 48,000 |
| Tulsa, OK | 34 | $ 4,338,000 | $ 127,588 | $ 44,000 |
| Cambridge-Newton-Framingham, MA | 32 | $ 9,421,000 | $ 294,406 | $ 78,000 |
| Durham, NC | 32 | $ 5,067,000 | $ 158,343 | $ 59,000 |
| Ocala, FL | 31 | $ 4,689,000 | $ 151,258 | $ 43,000 |
| Peabody, MA | 31 | $ 8,586,000 | $ 276,967 | $ 79,000 |
| York-Hanover, PA | 31 | $ 4,784,000 | $ 154,322 | $ 58,000 |
| San Antonio, TX | 30 | $ 3,150,000 | $ 105,000 | $ 48,000 |
| Albuquerque, NM | 28 | $ 4,659,000 | $ 166,392 | $ 60,000 |
| Bethesda-Frederick-Gaithersburg, MD | 28 | $ 9,428,000 | $ 336,714 | $ 113,000 |
| Palm Bay-Melbourne-Titusville, FL | 28 | $ 4,461,000 | $ 159,321 | $ 38,000 |
| Anniston-Oxford, AL | 27 | $ 3,191,000 | $ 118,185 | $ 52,000 |
| Phoenix-Mesa-Scottsdale, AZ | 27 | $ 4,676,000 | $ 173,185 | $ 53,000 |
| Port St. Lucie, FL | 27 | $ 5,209,000 | $ 192,925 | $ 68,000 |
| Canton-Massillon, OH | 26 | $ 3,237,000 | $ 124,500 | $ 45,000 |
| Huntsville, AL | 26 | $ 2,948,000 | $ 113,384 | $ 45,000 |
| Roanoke, VA | 26 | $ 3,599,000 | $ 138,423 | $ 42,000 |
| Savannah, GA | 26 | $ 4,114,000 | $ 158,230 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 25 | $ 3,272,000 | $ 130,880 | $ 49,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 25 | $ 4,253,000 | $ 170,120 | $ 59,000 |
| Stockton, CA | 25 | $ 6,054,000 | $ 242,160 | $ 76,000 |
| Winston-Salem, NC | 25 | $ 3,209,000 | $ 128,360 | $ 50,000 |
| Columbus, GA-AL | 24 | $ 3,175,000 | $ 132,291 | $ 39,666 |
| Dallas-Plano-Irving, TX | 24 | $ 3,532,000 | $ 147,166 | $ 63,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 3,598,000 | $ 149,916 | $ 42,000 |
| Fayetteville, NC | 24 | $ 3,137,000 | $ 130,708 | $ 54,000 |
| Greenville-Mauldin-Easley, SC | 24 | $ 3,048,000 | $ 127,000 | $ 40,000 |
| Harrisburg-Carlisle, PA | 24 | $ 3,361,000 | $ 140,041 | $ 53,000 |
| Macon, GA | 24 | $ 2,837,000 | $ 118,208 | $ 45,000 |
| Norwich-New London, CT | 24 | $ 4,956,000 | $ 206,500 | $ 73,000 |
| Youngstown-Warren-Boardman, OH-PA | 23 | $ 2,719,000 | $ 118,217 | $ 50,391 |
| Augusta-Richmond County, GA-SC | 22 | $ 2,720,000 | $ 123,636 | $ 50,681 |
| Fresno, CA | 22 | $ 4,748,000 | $ 215,818 | $ 66,000 |
| Lake County-Kenosha County, IL-WI | 22 | $ 4,043,000 | $ 183,772 | $ 63,909 |
| Tacoma, WA | 22 | $ 5,822,000 | $ 264,636 | $ 81,000 |
| Wilmington, DE-MD-NJ | 22 | $ 4,005,000 | $ 182,045 | $ 53,954 |
| Albany, GA | 21 | $ 2,894,000 | $ 137,809 | $ 48,000 |
| Kingston, NY | 20 | $ 4,563,000 | $ 228,150 | $ 67,000 |
| San Diego-Carlsbad-San Marcos, CA | 20 | $ 7,566,000 | $ 378,300 | $ 125,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 2,015,000 | $ 100,750 | $ 41,000 |
| Spartanburg, SC | 20 | $ 2,298,000 | $ 114,900 | $ 42,000 |
| Wichita, KS | 20 | $ 2,773,000 | $ 138,650 | $ 55,000 |
| Bradenton-Sarasota-Venice, FL | 19 | $ 4,206,000 | $ 221,368 | $ 79,000 |
| Dothan, AL | 19 | $ 1,770,000 | $ 93,157 | $ 41,000 |
| Lansing-East Lansing, MI | 19 | $ 2,846,000 | $ 149,789 | $ 46,000 |
| Portland-South Portland-Biddeford, ME | 19 | $ 4,537,000 | $ 238,789 | $ 79,000 |
| Bakersfield, CA | 18 | $ 3,104,000 | $ 172,444 | $ 65,000 |
| Flint, MI | 18 | $ 2,630,000 | $ 146,111 | $ 59,000 |
| Jackson, TN | 18 | $ 1,816,000 | $ 100,888 | $ 41,000 |
| Montgomery, AL | 18 | $ 2,839,000 | $ 157,722 | $ 53,000 |
| Wilmington, NC | 18 | $ 3,060,000 | $ 170,000 | $ 66,000 |
| Anderson, IN | 17 | $ 1,605,000 | $ 94,411 | $ 45,000 |
| Dayton, OH | 17 | $ 2,296,000 | $ 135,058 | $ 47,000 |
| Erie, PA | 17 | $ 1,811,000 | $ 106,529 | $ 40,000 |
| Florence, SC | 17 | $ 1,994,000 | $ 117,294 | $ 38,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 2,021,000 | $ 118,882 | $ 39,000 |
| Jefferson City, MO | 17 | $ 2,351,000 | $ 138,294 | $ 50,000 |
| Kingsport-Bristol-Bristol, TN-VA | 17 | $ 2,124,000 | $ 124,941 | $ 46,470 |
| Lynchburg, VA | 17 | $ 2,701,000 | $ 158,882 | $ 50,000 |
| Rockingham County-Strafford County, NH | 17 | $ 3,933,000 | $ 231,352 | $ 74,000 |
| Santa Ana-Anaheim-Irvine, CA | 17 | $ 7,796,000 | $ 458,588 | $ 118,000 |
| Toledo, OH | 17 | $ 1,980,000 | $ 116,470 | $ 47,000 |
| Warner Robins, GA | 17 | $ 2,527,000 | $ 148,647 | $ 53,000 |
| Florence-Muscle Shoals, AL | 16 | $ 1,756,000 | $ 109,750 | $ 51,000 |
| Vallejo-Fairfield, CA | 16 | $ 5,223,000 | $ 326,437 | $ 96,000 |
| Yakima, WA | 16 | $ 2,212,000 | $ 138,250 | $ 48,000 |
| Barnstable Town, MA | 15 | $ 4,433,000 | $ 295,533 | $ 74,000 |
| Binghamton, NY | 15 | $ 1,791,000 | $ 119,400 | $ 46,000 |
| Decatur, AL | 15 | $ 1,661,000 | $ 110,733 | $ 47,000 |
| Rockford, IL | 15 | $ 2,247,000 | $ 149,800 | $ 56,000 |
| Rocky Mount, NC | 15 | $ 1,760,000 | $ 117,333 | $ 49,000 |
| Spokane, WA | 15 | $ 2,149,000 | $ 143,266 | $ 61,000 |
| Tallahassee, FL | 15 | $ 2,250,000 | $ 150,000 | $ 66,000 |
| Topeka, KS | 15 | $ 1,647,000 | $ 109,800 | $ 33,000 |
| Tuscaloosa, AL | 15 | $ 2,085,000 | $ 139,000 | $ 56,000 |
| Utica-Rome, NY | 15 | $ 1,994,000 | $ 132,933 | $ 51,000 |
| Altoona, PA | 14 | $ 1,446,000 | $ 103,285 | $ 40,000 |
| Atlantic City-Hammonton, NJ | 14 | $ 2,854,000 | $ 203,857 | $ 56,000 |
| Greenville, NC | 14 | $ 1,702,000 | $ 121,571 | $ 44,000 |
| Kalamazoo-Portage, MI | 14 | $ 1,771,000 | $ 126,500 | $ 49,000 |
| Lexington-Fayette, KY | 14 | $ 2,754,000 | $ 196,714 | $ 108,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 1,702,000 | $ 121,571 | $ 48,000 |
| Reading, PA | 14 | $ 2,341,000 | $ 167,214 | $ 61,000 |
| Springfield, MO | 14 | $ 1,690,000 | $ 120,714 | $ 40,000 |
| Charleston, WV | 13 | $ 1,658,000 | $ 127,538 | $ 47,000 |
| Charlottesville, VA | 13 | $ 2,788,000 | $ 214,461 | $ 64,000 |
| Clarksville, TN-KY | 13 | $ 1,464,000 | $ 112,615 | $ 45,692 |
| Fort Worth-Arlington, TX | 13 | $ 1,817,000 | $ 139,769 | $ 59,000 |
| Huntington-Ashland, WV-KY-OH | 13 | $ 1,280,000 | $ 98,461 | $ 44,076 |
| Peoria, IL | 13 | $ 1,610,000 | $ 123,846 | $ 61,000 |
| Vineland-Millville-Bridgeton, NJ | 13 | $ 2,374,000 | $ 182,615 | $ 55,000 |
| Visalia-Porterville, CA | 13 | $ 2,556,000 | $ 196,615 | $ 59,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 2,056,000 | $ 171,333 | $ 49,500 |
| Hinesville-Fort Stewart, GA | 12 | $ 1,616,000 | $ 134,666 | $ 56,000 |
| Johnson City, TN | 12 | $ 1,384,000 | $ 115,333 | $ 41,000 |
| Lancaster, PA | 12 | $ 2,015,000 | $ 167,916 | $ 54,000 |
| Brunswick, GA | 11 | $ 1,316,000 | $ 119,636 | $ 56,000 |
| Cleveland, TN | 11 | $ 1,338,000 | $ 121,636 | $ 47,000 |
| Honolulu, HI | 11 | $ 4,876,000 | $ 443,272 | $ 113,000 |
| Manchester-Nashua, NH | 11 | $ 2,274,000 | $ 206,727 | $ 78,000 |
| Niles-Benton Harbor, MI | 11 | $ 1,426,000 | $ 129,636 | $ 51,000 |
| Pittsfield, MA | 11 | $ 1,740,000 | $ 158,181 | $ 37,000 |
| Punta Gorda, FL | 11 | $ 1,983,000 | $ 180,272 | $ 71,000 |
| Rome, GA | 11 | $ 1,277,000 | $ 116,090 | $ 49,000 |
| Sebastian-Vero Beach, FL | 11 | $ 1,359,000 | $ 123,545 | $ 42,000 |
| Colorado Springs, CO | 10 | $ 1,911,000 | $ 191,100 | $ 53,000 |
| Duluth, MN-WI | 10 | $ 1,374,000 | $ 137,400 | $ 45,600 |
| Mansfield, OH | 10 | $ 1,015,000 | $ 101,500 | $ 55,000 |
| Michigan City-La Porte, IN | 10 | $ 1,417,000 | $ 141,700 | $ 31,000 |
| Morristown, TN | 10 | $ 1,277,000 | $ 127,700 | $ 38,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 1,387,000 | $ 138,700 | $ 46,000 |
| Ann Arbor, MI | 9 | $ 1,942,000 | $ 215,777 | $ 63,000 |
| Auburn-Opelika, AL | 9 | $ 1,137,000 | $ 126,333 | $ 56,000 |
| Baton Rouge, LA | 9 | $ 1,380,000 | $ 153,333 | $ 59,000 |
| Burlington-South Burlington, VT | 9 | $ 1,440,000 | $ 160,000 | $ 64,000 |
| Dalton, GA | 9 | $ 1,554,000 | $ 172,666 | $ 66,000 |
| Dover, DE | 9 | $ 1,901,000 | $ 211,222 | $ 66,000 |
| Greeley, CO | 9 | $ 2,047,000 | $ 227,444 | $ 64,000 |
| Janesville, WI | 9 | $ 803,000 | $ 89,222 | $ 44,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,041,000 | $ 115,666 | $ 61,000 |
| Modesto, CA | 9 | $ 1,958,000 | $ 217,555 | $ 56,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 4,080,000 | $ 453,333 | $ 133,000 |
| Tucson, AZ | 9 | $ 1,376,000 | $ 152,888 | $ 68,000 |
| Yuba City, CA | 9 | $ 1,909,000 | $ 212,111 | $ 70,000 |
| Bloomington, IN | 8 | $ 997,000 | $ 124,625 | $ 47,000 |
| Bremerton-Silverdale, WA | 8 | $ 1,456,000 | $ 182,000 | $ 58,000 |
| Burlington, NC | 8 | $ 1,120,000 | $ 140,000 | $ 38,000 |
| Evansville, IN-KY | 8 | $ 834,000 | $ 104,250 | $ 38,000 |
| Gadsden, AL | 8 | $ 1,030,000 | $ 128,750 | $ 42,000 |
| Gainesville, FL | 8 | $ 1,389,000 | $ 173,625 | $ 50,000 |
| Gainesville, GA | 8 | $ 1,482,000 | $ 185,250 | $ 58,000 |
| Harrisonburg, VA | 8 | $ 1,403,000 | $ 175,375 | $ 37,000 |
| Johnstown, PA | 8 | $ 620,000 | $ 77,500 | $ 39,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 954,000 | $ 119,250 | $ 35,000 |
| Terre Haute, IN | 8 | $ 865,000 | $ 108,125 | $ 47,000 |
| Asheville, NC | 7 | $ 1,254,000 | $ 179,142 | $ 60,000 |
| Austin-Round Rock, TX | 7 | $ 985,000 | $ 140,714 | $ 59,000 |
| Bangor, ME | 7 | $ 1,028,000 | $ 146,857 | $ 47,000 |
| Elmira, NY | 7 | $ 855,000 | $ 122,142 | $ 52,000 |
| Glens Falls, NY | 7 | $ 1,271,000 | $ 181,571 | $ 50,000 |
| Kankakee-Bradley, IL | 7 | $ 840,000 | $ 120,000 | $ 49,000 |
| Lawton, OK | 7 | $ 912,000 | $ 130,285 | $ 63,000 |
| Lima, OH | 7 | $ 833,000 | $ 119,000 | $ 36,000 |
| Madison, WI | 7 | $ 1,218,000 | $ 174,000 | $ 68,000 |
| Midland, TX | 7 | $ 902,000 | $ 128,857 | $ 53,000 |
| Monroe, MI | 7 | $ 1,180,000 | $ 168,571 | $ 46,000 |
| Muskegon-Norton Shores, MI | 7 | $ 878,000 | $ 125,428 | $ 48,000 |
| Olympia, WA | 7 | $ 1,638,000 | $ 234,000 | $ 68,000 |
| Palm Coast, FL | 7 | $ 1,353,000 | $ 193,285 | $ 65,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 794,000 | $ 113,428 | $ 61,000 |
| Springfield, IL | 7 | $ 904,000 | $ 129,142 | $ 66,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 794,000 | $ 113,428 | $ 42,000 |
| Anchorage, AK | 6 | $ 1,328,000 | $ 221,333 | $ 83,000 |
| Athens-Clarke County, GA | 6 | $ 982,000 | $ 163,666 | $ 37,000 |
| Battle Creek, MI | 6 | $ 567,000 | $ 94,500 | $ 46,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 897,000 | $ 149,500 | $ 44,000 |
| Columbus, IN | 6 | $ 685,000 | $ 114,166 | $ 37,000 |
| Danville, VA | 6 | $ 972,000 | $ 162,000 | $ 73,000 |
| Fort Wayne, IN | 6 | $ 573,000 | $ 95,500 | $ 45,000 |
| Grand Junction, CO | 6 | $ 1,430,000 | $ 238,333 | $ 76,000 |
| Jackson, MI | 6 | $ 607,000 | $ 101,166 | $ 31,000 |
| Jacksonville, NC | 6 | $ 658,000 | $ 109,666 | $ 40,000 |
| Kennewick-Pasco-Richland, WA | 6 | $ 1,009,000 | $ 168,166 | $ 87,000 |
| Salem, OR | 6 | $ 1,253,000 | $ 208,833 | $ 70,000 |
| St. Cloud, MN | 6 | $ 987,000 | $ 164,500 | $ 53,000 |
| Valdosta, GA | 6 | $ 824,000 | $ 137,333 | $ 69,000 |
| Anderson, SC | 5 | $ 540,000 | $ 108,000 | $ 49,000 |
| Beaumont-Port Arthur, TX | 5 | $ 535,000 | $ 107,000 | $ 43,000 |
| Cedar Rapids, IA | 5 | $ 771,000 | $ 154,200 | $ 47,000 |
| Champaign-Urbana, IL | 5 | $ 820,000 | $ 164,000 | $ 57,000 |
| Cumberland, MD-WV | 5 | $ 704,000 | $ 140,800 | $ 55,600 |
| Elkhart-Goshen, IN | 5 | $ 692,000 | $ 138,400 | $ 57,000 |
| Farmington, NM | 5 | $ 1,068,000 | $ 213,600 | $ 72,000 |
| Fond Du Lac, WI | 5 | $ 721,000 | $ 144,200 | $ 51,000 |
| Fort Collins-Loveland, CO | 5 | $ 1,054,000 | $ 210,800 | $ 56,000 |
| Holland-Grand Haven, MI | 5 | $ 714,000 | $ 142,800 | $ 54,000 |
| Joplin, MO | 5 | $ 637,000 | $ 127,400 | $ 73,000 |
| Kokomo, IN | 5 | $ 428,000 | $ 85,600 | $ 43,000 |
| La Crosse, WI-MN | 5 | $ 737,000 | $ 147,400 | $ 49,000 |
| Las Cruces, NM | 5 | $ 1,017,000 | $ 203,400 | $ 85,000 |
| Lewiston-Auburn, ME | 5 | $ 854,000 | $ 170,800 | $ 51,000 |
| Longview, WA | 5 | $ 688,000 | $ 137,600 | $ 57,000 |
| Morgantown, WV | 5 | $ 564,000 | $ 112,800 | $ 35,000 |
| Naples-Marco Island, FL | 5 | $ 799,000 | $ 159,800 | $ 46,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 2,010,000 | $ 402,000 | $ 108,000 |
| El Paso, TX | 4 | $ 406,000 | $ 101,500 | $ 34,000 |
| Eugene-Springfield, OR | 4 | $ 753,000 | $ 188,250 | $ 53,000 |
| Green Bay, WI | 4 | $ 544,000 | $ 136,000 | $ 60,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 812,000 | $ 203,000 | $ 101,000 |
| Lafayette, IN | 4 | $ 484,000 | $ 121,000 | $ 48,000 |
| Lake Charles, LA | 4 | $ 612,000 | $ 153,000 | $ 64,000 |
| Lawrence, KS | 4 | $ 551,000 | $ 137,750 | $ 44,000 |
| Merced, CA | 4 | $ 1,087,000 | $ 271,750 | $ 85,000 |
| Ocean City, NJ | 4 | $ 891,000 | $ 222,750 | $ 77,000 |
| Oshkosh-Neenah, WI | 4 | $ 425,000 | $ 106,250 | $ 42,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,453,000 | $ 363,250 | $ 80,000 |
| Panama City-Lynn Haven, FL | 4 | $ 655,000 | $ 163,750 | $ 52,000 |
| Sandusky, OH | 4 | $ 682,000 | $ 170,500 | $ 33,000 |
| Santa Fe, NM | 4 | $ 793,000 | $ 198,250 | $ 57,000 |
| Shreveport-Bossier City, LA | 4 | $ 674,000 | $ 168,500 | $ 59,000 |
| Springfield, OH | 4 | $ 372,000 | $ 93,000 | $ 44,000 |
| St. Joseph, MO-KS | 4 | $ 424,000 | $ 106,000 | $ 54,000 |
| Sumter, SC | 4 | $ 749,000 | $ 187,250 | $ 65,000 |
| Wenatchee, WA | 4 | $ 592,000 | $ 148,000 | $ 45,000 |
| Bellingham, WA | 3 | $ 769,000 | $ 256,333 | $ 72,000 |
| Bloomington-Normal, IL | 3 | $ 504,000 | $ 168,000 | $ 58,000 |
| Boise City-Nampa, ID | 3 | $ 257,000 | $ 85,666 | $ 28,000 |
| Chico, CA | 3 | $ 369,000 | $ 123,000 | $ 34,000 |
| Danville, IL | 3 | $ 340,000 | $ 113,333 | $ 64,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 268,000 | $ 89,333 | $ 42,333 |
| Decatur, IL | 3 | $ 270,000 | $ 90,000 | $ 67,000 |
| Dubuque, IA | 3 | $ 573,000 | $ 191,000 | $ 59,000 |
| Elizabethtown, KY | 3 | $ 338,000 | $ 112,666 | $ 62,000 |
| Fort Smith, AR-OK | 3 | $ 368,000 | $ 122,666 | $ 50,000 |
| Goldsboro, NC | 3 | $ 512,000 | $ 170,666 | $ 63,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 365,000 | $ 121,666 | $ 29,000 |
| Lafayette, LA | 3 | $ 420,000 | $ 140,000 | $ 53,000 |
| Laredo, TX | 3 | $ 355,000 | $ 118,333 | $ 50,000 |
| Lebanon, PA | 3 | $ 532,000 | $ 177,333 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 673,000 | $ 224,333 | $ 68,000 |
| Muncie, IN | 3 | $ 362,000 | $ 120,666 | $ 51,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 496,000 | $ 165,333 | $ 62,000 |
| Pueblo, CO | 3 | $ 327,000 | $ 109,000 | $ 60,000 |
| Redding, CA | 3 | $ 637,000 | $ 212,333 | $ 61,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,278,000 | $ 426,000 | $ 110,000 |
| State College, PA | 3 | $ 432,000 | $ 144,000 | $ 50,000 |
| Wausau, WI | 3 | $ 397,000 | $ 132,333 | $ 52,000 |
| Wheeling, WV-OH | 3 | $ 268,000 | $ 89,333 | $ 48,000 |
| Williamsport, PA | 3 | $ 354,000 | $ 118,000 | $ 67,000 |
| Winchester, VA-WV | 3 | $ 1,185,000 | $ 395,000 | $ 86,000 |
| Appleton, WI | 2 | $ 402,000 | $ 201,000 | $ 80,000 |
| Bay City, MI | 2 | $ 169,000 | $ 84,500 | $ 32,000 |
| Bend, OR | 2 | $ 312,000 | $ 156,000 | $ 51,000 |
| Boulder, CO | 2 | $ 556,000 | $ 278,000 | $ 25,000 |
| Brownsville-Harlingen, TX | 2 | $ 113,000 | $ 56,500 | $ 27,000 |
| Coeur D'Alene, ID | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Columbia, MO | 2 | $ 391,000 | $ 195,500 | $ 70,000 |
| Des Moines-West Des Moines, IA | 2 | $ 323,000 | $ 161,500 | $ 52,000 |
| Fargo, ND-MN | 2 | $ 385,000 | $ 192,500 | $ 162,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 167,000 | $ 83,500 | $ 46,000 |
| Flagstaff, AZ | 2 | $ 317,000 | $ 158,500 | $ 77,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 319,000 | $ 159,500 | $ 44,000 |
| Hanford-Corcoran, CA | 2 | $ 295,000 | $ 147,500 | $ 69,000 |
| Ithaca, NY | 2 | $ 166,000 | $ 83,000 | $ 72,000 |
| Lewiston, ID-WA | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 212,000 | $ 106,000 | $ 53,000 |
| Pocatello, ID | 2 | $ 224,000 | $ 112,000 | $ 35,000 |
| Prescott, AZ | 2 | $ 366,000 | $ 183,000 | $ 62,000 |
| Rochester, MN | 2 | $ 357,000 | $ 178,500 | $ 55,000 |
| Salisbury, MD | 2 | $ 282,000 | $ 141,000 | $ 36,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 358,000 | $ 179,000 | $ 52,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 229,000 | $ 114,500 | $ 50,000 |
| Alexandria, LA | 1 | $ 103,000 | $ 103,000 | $ 91,000 |
| Amarillo, TX | 1 | $ 198,000 | $ 198,000 | $ 136,000 |
| Bismarck, ND | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Corpus Christi, TX | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Corvallis, OR | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Eau Claire, WI | 1 | $ 257,000 | $ 257,000 | $ 96,000 |
| El Centro, CA | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Fairbanks, AK | 1 | $ 239,000 | $ 239,000 | $ 41,000 |
| Grand Forks, ND-MN | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 181,000 | $ 181,000 | $ 68,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Lincoln, NE | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Longview, TX | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Lubbock, TX | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Madera, CA | 1 | $ 192,000 | $ 192,000 | $ 88,000 |
| Medford, OR | 1 | $ 233,000 | $ 233,000 | $ 103,000 |
| Monroe, LA | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Napa, CA | 1 | $ 730,000 | $ 730,000 | $ 166,000 |
| Owensboro, KY | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Salinas, CA | 1 | $ 362,000 | $ 362,000 | $ 56,000 |
| San Angelo, TX | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 323,000 | $ 323,000 | $ 81,000 |
| Sheboygan, WI | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 73,000 | $ 73,000 | $ 45,000 |
| Tyler, TX | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Victoria, TX | 1 | $ 181,000 | $ 181,000 | $ 78,000 |
| Yuma, AZ | 1 | $ 198,000 | $ 198,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Ideal Mortgage Bankers, Ltd in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,821 | $2,119,514,000 | $195,000 | $1,500,000 | $58,000 | $855,000 |
| Home Purchase | 2,933 | $579,458,000 | $197,000 | $1,121,000 | $66,000 | $602,000 |
| Home Improvement | 19 | $2,811,000 | $147,000 | $336,000 | $65,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,884 | $1,081,115,000 | $183,000 | $938,000 | $62,000 | $602,000 |
| Black or African American | 3,620 | $718,666,000 | $198,000 | $1,121,000 | $62,000 | $479,000 |
| Not Provided | 2,804 | $555,328,000 | $198,000 | $1,500,000 | $46,000 | $855,000 |
| Hispanic | 1,127 | $262,060,000 | $232,000 | $1,094,000 | $70,000 | $360,000 |
| Asian | 128 | $34,617,000 | $270,000 | $1,500,000 | $83,000 | $378,000 |
| Not applicable | 73 | $14,926,000 | $204,000 | $785,000 | $69,000 | $434,000 |
| Native Hawaiian or Other Pacific Islander | 70 | $21,066,000 | $300,000 | $685,000 | $98,000 | $365,000 |
| American Indian or Alaskan Native | 67 | $14,005,000 | $209,000 | $924,000 | $68,000 | $434,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 12,773 | $2,432,784,000 | $190,000 | $1,500,000 | $57,000 | $601,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 996 | $267,949,000 | $269,000 | $1,500,000 | $93,000 | $855,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,050,000 | $262,000 | $606,000 | $85,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,469 | $1,038,234,000 | $189,000 | $1,500,000 | $60,000 | $554,000 |
| Application Withdrawn By Applicant | 5,208 | $1,068,218,000 | $205,000 | $1,500,000 | $65,000 | $855,000 |
| Application Denied By Financial Institution | 2,833 | $545,558,000 | $192,000 | $924,000 | $51,000 | $601,000 |
| Application Approved But Not Accepted | 190 | $36,413,000 | $191,000 | $687,000 | $53,000 | $365,000 |
| File Closed For Incompleteness | 73 | $13,360,000 | $183,000 | $623,000 | $60,000 | $190,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 281 | $56,385,000 | $200,000 | $730,000 | $70,000 | $601,000 |
| Debt-To-Income Ratio | 274 | $61,869,000 | $225,000 | $741,000 | $57,000 | $194,000 |
| Credit History | 250 | $42,494,000 | $169,000 | $524,000 | $64,000 | $422,000 |
| Collateral | 114 | $18,273,000 | $160,000 | $635,000 | $63,000 | $559,000 |
| Employment History | 33 | $5,032,000 | $152,000 | $410,000 | $48,000 | $122,000 |
| Unverifiable Information | 29 | $6,644,000 | $229,000 | $635,000 | $69,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $4,845,000 | $179,000 | $363,000 | $62,000 | $132,000 |
| Credit Application Incomplete | 20 | $3,324,000 | $166,000 | $455,000 | $59,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ideal Mortgage Bankers, Ltd's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ideal Mortgage Bankers, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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