Imortgage.Com, Inc. Mortgage Lending & HMDA Data, 2013

In 2013, Imortgage.Com, Inc. of Scottsdale, AZ reported 22,426 mortgage applications totaling $5.3 billion, down 13% from 2012. The average application was for $235,742, and applicants reported an average income of $94,951. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (2,633), Los Angeles-Long Beach-Glendale, CA (2,507) and Riverside-San Bernardino-Ontario, CA (1,902) (applications in parentheses).

Mortgage Company & Address Imortgage.Com, Inc.
4800 N. Scottsdale Road, Suite 3800
Scottsdale, AZ 85251
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  
Total Number of Mortgage Applications 22,426
Total Mortgage Loan Application Amount $5,286,771,000
Average Mortgage Loan Application Amount $235,742
Highest Mortgage Loan Application Amount $1,992,000
Average Applicant Income $94,951
Highest Applicant Income $5,453,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Imortgage.Com, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Imortgage.Com, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,507 $ 631,648,000 $ 251,953 $ 85,000
Maricopa, Arizona 2,259 $ 480,970,000 $ 212,912 $ 96,000
Kern, California 1,415 $ 231,273,000 $ 163,443 $ 72,000
Riverside, California 1,226 $ 303,878,000 $ 247,861 $ 92,000
San Joaquin, California 1,083 $ 240,517,000 $ 222,084 $ 93,000
Orange, California 1,056 $ 404,660,000 $ 383,200 $ 139,000
San Diego, California 1,056 $ 345,710,000 $ 327,376 $ 114,000
Clark, Nevada 1,020 $ 219,508,000 $ 215,203 $ 99,000
Fresno, California 766 $ 167,197,000 $ 218,272 $ 102,000
Sacramento, California 721 $ 159,599,000 $ 221,357 $ 97,000
San Bernardino, California 676 $ 159,034,000 $ 235,257 $ 96,000
Jackson, Oregon 626 $ 127,590,000 $ 203,817 $ 86,000
Stanislaus, California 435 $ 73,019,000 $ 167,859 $ 78,000
Placer, California 425 $ 124,215,000 $ 292,270 $ 128,000
Harris, Texas 425 $ 70,941,000 $ 166,920 $ 88,000
Pinal, Arizona 374 $ 61,015,000 $ 163,141 $ 70,000
El Paso, Colorado 297 $ 64,354,000 $ 216,680 $ 82,000
Larimer, Colorado 293 $ 65,677,000 $ 224,153 $ 85,000
Contra Costa, California 266 $ 95,746,000 $ 359,947 $ 123,000
Bexar, Texas 231 $ 33,025,000 $ 142,965 $ 57,000
Orange, Florida 210 $ 59,353,000 $ 282,633 $ 110,000
Santa Barbara, California 209 $ 51,074,000 $ 244,373 $ 136,000
Pima, Arizona 198 $ 44,764,000 $ 226,080 $ 103,000
Travis, Texas 183 $ 31,389,000 $ 171,524 $ 69,000
San Luis Obispo, California 178 $ 58,633,000 $ 329,398 $ 117,000
Fort Bend, Texas 165 $ 34,939,000 $ 211,751 $ 111,000
Washoe, Nevada 148 $ 29,890,000 $ 201,959 $ 88,000
Josephine, Oregon 139 $ 26,815,000 $ 192,913 $ 80,000
Mohave, Arizona 137 $ 22,717,000 $ 165,817 $ 89,000
Tarrant, Texas 135 $ 35,064,000 $ 259,733 $ 118,000
Weld, Colorado 127 $ 29,916,000 $ 235,559 $ 85,000
Galveston, Texas 127 $ 18,515,000 $ 145,787 $ 69,000
Collin, Texas 114 $ 26,057,000 $ 228,570 $ 110,000
Pueblo, Colorado 105 $ 12,125,000 $ 115,476 $ 59,000
Nye, Nevada 105 $ 14,042,000 $ 133,733 $ 65,000
Denton, Texas 105 $ 26,578,000 $ 253,123 $ 112,000
Seminole, Florida 101 $ 28,371,000 $ 280,900 $ 124,000
Montgomery, Texas 95 $ 16,535,000 $ 174,052 $ 101,000
Klamath, Oregon 90 $ 12,168,000 $ 135,200 $ 56,000
El Dorado, California 88 $ 26,716,000 $ 303,590 $ 114,000
Williamson, Texas 86 $ 12,845,000 $ 149,360 $ 59,000
Adams, Colorado 85 $ 25,315,000 $ 297,823 $ 105,000
Douglas, Colorado 77 $ 24,989,000 $ 324,532 $ 112,000
Humboldt, Nevada 76 $ 14,697,000 $ 193,381 $ 69,000
Arapahoe, Colorado 69 $ 22,512,000 $ 326,260 $ 122,000
Dallas, Texas 60 $ 13,602,000 $ 226,700 $ 110,000
Wake, North Carolina 58 $ 19,233,000 $ 331,603 $ 105,000
Alameda, California 51 $ 20,177,000 $ 395,627 $ 113,000
Boulder, Colorado 41 $ 14,184,000 $ 345,951 $ 124,000
Merced, California 38 $ 6,374,000 $ 167,736 $ 129,000
Ventura, California 36 $ 12,008,000 $ 333,555 $ 115,000
Nevada, California 35 $ 9,012,000 $ 257,485 $ 123,000
Jefferson, Colorado 35 $ 10,880,000 $ 310,857 $ 135,000
Durham, North Carolina 35 $ 10,724,000 $ 306,400 $ 126,000
Hillsborough, Florida 33 $ 12,034,000 $ 364,666 $ 180,000
Sonoma, California 31 $ 11,245,000 $ 362,741 $ 126,000
Madera, California 30 $ 5,628,000 $ 187,600 $ 91,000
Osceola, Florida 30 $ 9,032,000 $ 301,066 $ 108,000
Yolo, California 27 $ 6,718,000 $ 248,814 $ 84,000
Brazoria, Texas 25 $ 4,579,000 $ 183,160 $ 98,000
Tulare, California 23 $ 3,544,000 $ 154,086 $ 74,000
Rockwall, Texas 23 $ 3,509,000 $ 152,565 $ 60,000
Lake, Florida 20 $ 6,923,000 $ 346,150 $ 108,000
Lyon, Nevada 19 $ 2,626,000 $ 138,210 $ 68,000
Amador, California 16 $ 3,005,000 $ 187,812 $ 81,000
Monterey, California 16 $ 4,433,000 $ 277,062 $ 168,000
Santa Clara, California 16 $ 6,739,000 $ 421,187 $ 132,000
Navajo, Arizona 15 $ 1,930,000 $ 128,666 $ 72,000
Solano, California 15 $ 3,096,000 $ 206,400 $ 128,000
Yuba, California 14 $ 2,212,000 $ 158,000 $ 99,000
Polk, Florida 14 $ 2,811,000 $ 200,785 $ 91,000
Iredell, North Carolina 14 $ 4,198,000 $ 299,857 $ 110,000
Kings, California 13 $ 2,074,000 $ 159,538 $ 66,000
Yavapai, Arizona 12 $ 2,328,000 $ 194,000 $ 79,000
Imperial, California 12 $ 1,797,000 $ 149,750 $ 152,000
Napa, California 12 $ 4,816,000 $ 401,333 $ 136,000
Hays, Texas 12 $ 3,124,000 $ 260,333 $ 139,000
Calaveras, California 11 $ 2,545,000 $ 231,363 $ 106,000
Denver, Colorado 11 $ 2,175,000 $ 197,727 $ 124,000
Hunt, Texas 11 $ 1,809,000 $ 164,454 $ 68,000
Gila, Arizona 10 $ 1,471,000 $ 147,100 $ 99,000
Coconino, Arizona 9 $ 2,062,000 $ 229,111 $ 135,000
Teller, Colorado 9 $ 1,588,000 $ 176,444 $ 75,000
Pinellas, Florida 9 $ 3,362,000 $ 373,555 $ 136,000
Douglas, Nevada 9 $ 1,927,000 $ 214,111 $ 136,000
Bastrop, Texas 9 $ 1,044,000 $ 116,000 $ 81,000
Wilson, Texas 9 $ 1,538,000 $ 170,888 $ 73,000
San Mateo, California 8 $ 3,366,000 $ 420,750 $ 130,000
Santa Cruz, California 8 $ 2,424,000 $ 303,000 $ 160,000
Tuolumne, California 8 $ 1,240,000 $ 155,000 $ 221,000
Lander, Nevada 8 $ 1,453,000 $ 181,625 $ 74,000
Chatham, North Carolina 8 $ 2,724,000 $ 340,500 $ 144,000
Union, North Carolina 8 $ 3,014,000 $ 376,750 $ 144,000
Waller, Texas 8 $ 1,300,000 $ 162,500 $ 74,000
San Francisco, California 7 $ 3,341,000 $ 477,285 $ 115,000
Carson City, Nevada 7 $ 1,320,000 $ 188,571 $ 58,000
Marin, California 6 $ 3,532,000 $ 588,666 $ 203,000
Sutter, California 6 $ 1,158,000 $ 193,000 $ 88,000
Fremont, Colorado 6 $ 597,000 $ 99,500 $ 56,000
Pershing, Nevada 6 $ 749,000 $ 124,833 $ 46,000
Deschutes, Oregon 6 $ 1,158,000 $ 193,000 $ 129,000
Multnomah, Oregon 6 $ 1,282,000 $ 213,666 $ 124,000
Chambers, Texas 6 $ 1,144,000 $ 190,666 $ 80,000
Clackamas, Oregon 5 $ 1,170,000 $ 234,000 $ 157,000
Lane, Oregon 5 $ 803,000 $ 160,600 $ 87,000
Lake, California 4 $ 439,000 $ 109,750 $ 65,000
Shasta, California 4 $ 649,000 $ 162,250 $ 69,000
Siskiyou, California 4 $ 540,000 $ 135,000 $ 77,000
Elbert, Colorado 4 $ 1,141,000 $ 285,250 $ 104,000
Austin, Texas 4 $ 583,000 $ 145,750 $ 55,000
Cochise, Arizona 3 $ 351,000 $ 117,000 $ 72,000
Humboldt, California 3 $ 937,000 $ 312,333 $ 134,000
Mariposa, California 3 $ 302,000 $ 100,666 $ 35,000
Mendocino, California 3 $ 595,000 $ 198,333 $ 58,000
Garfield, Colorado 3 $ 692,000 $ 230,666 $ 163,000
Douglas, Oregon 3 $ 945,000 $ 315,000 $ 220,000
Lincoln, Oregon 3 $ 475,000 $ 158,333 $ 80,000
Yuma, Arizona 2 $ 422,000 $ 211,000 $ 127,000
Butte, California 2 $ 390,000 $ 195,000 $ 66,000
Mono, California 2 $ 356,000 $ 178,000 $ 246,000
San Benito, California 2 $ 181,000 $ 90,500 $ 31,000
Summit, Colorado 2 $ 452,000 $ 226,000 $ 172,000
Lincoln, Nevada 2 $ 228,000 $ 114,000 $ 38,000
Lincoln, North Carolina 2 $ 737,000 $ 368,500 $ 134,000
Marion, Oregon 2 $ 634,000 $ 317,000 $ 146,000
Atascosa, Texas 2 $ 430,000 $ 215,000 $ 66,000
Bowie, Texas 2 $ 124,000 $ 62,000 $ 68,000
Colorado, Texas 2 $ 411,000 $ 205,500 $ 135,000
El Paso, Texas 2 $ 260,000 $ 130,000 $ 183,000
Walker, Texas 2 $ 312,000 $ 156,000 $ 75,000
Wharton, Texas 2 $ 292,000 $ 146,000 $ 76,000
Apache, Arizona 1 $ 95,000 $ 95,000 $ 49,000
Graham, Arizona 1 $ 162,000 $ 162,000 $ 96,000
Santa Cruz, Arizona 1 $ 80,000 $ 80,000 $ 32,000
Colusa, California 1 $ 151,000 $ 151,000 $ 64,000
Del Norte, California 1 $ 245,000 $ 245,000 $ 0
Glenn, California 1 $ 168,000 $ 168,000 $ 39,000
Modoc, California 1 $ 77,000 $ 77,000 $ 53,000
Plumas, California 1 $ 368,000 $ 368,000 $ 13,000
Sierra, California 1 $ 30,000 $ 30,000 $ 81,000
Trinity, California 1 $ 85,000 $ 85,000 $ 26,000
Alamosa, Colorado 1 $ 220,000 $ 220,000 $ 34,000
Custer, Colorado 1 $ 349,000 $ 349,000 $ 86,000
Eagle, Colorado 1 $ 174,000 $ 174,000 $ 265,000
Gunnison, Colorado 1 $ 200,000 $ 200,000 $ 66,000
Huerfano, Colorado 1 $ 70,000 $ 70,000 $ 42,000
Mesa, Colorado 1 $ 143,000 $ 143,000 $ 84,000
Montrose, Colorado 1 $ 302,000 $ 302,000 $ 225,000
Park, Colorado 1 $ 140,000 $ 140,000 $ 300,000
Kootenai, Idaho 1 $ 100,000 $ 100,000 $ 125,000
Churchill, Nevada 1 $ 235,000 $ 235,000 $ 62,000
Elko, Nevada 1 $ 331,000 $ 331,000 $ 78,000
Mineral, Nevada 1 $ 76,000 $ 76,000 $ 59,000
Gaston, North Carolina 1 $ 417,000 $ 417,000 $ 157,000
Linn, Oregon 1 $ 190,000 $ 190,000 $ 70,000
Washington, Oregon 1 $ 213,000 $ 213,000 $ 91,000
Angelina, Texas 1 $ 142,000 $ 142,000 $ 65,000
Bell, Texas 1 $ 200,000 $ 200,000 $ 50,000
Brazos, Texas 1 $ 144,000 $ 144,000 $ 72,000
Caldwell, Texas 1 $ 59,000 $ 59,000 $ 60,000
Cameron, Texas 1 $ 130,000 $ 130,000 $ 48,000
Comal, Texas 1 $ 183,000 $ 183,000 $ 62,000
Gaines, Texas 1 $ 129,000 $ 129,000 $ 109,000
Grayson, Texas 1 $ 125,000 $ 125,000 $ 125,000
Guadalupe, Texas 1 $ 181,000 $ 181,000 $ 75,000
Henderson, Texas 1 $ 130,000 $ 130,000 $ 103,000
Hidalgo, Texas 1 $ 90,000 $ 90,000 $ 37,000
Kaufman, Texas 1 $ 86,000 $ 86,000 $ 65,000
Kerr, Texas 1 $ 163,000 $ 163,000 $ 395,000
Liberty, Texas 1 $ 118,000 $ 118,000 $ 73,000
Llano, Texas 1 $ 108,000 $ 108,000 $ 105,000
Lubbock, Texas 1 $ 239,000 $ 239,000 $ 190,000
McLennan, Texas 1 $ 130,000 $ 130,000 $ 36,000
Medina, Texas 1 $ 209,000 $ 209,000 $ 87,000
Midland, Texas 1 $ 137,000 $ 137,000 $ 75,000
Polk, Texas 1 $ 211,000 $ 211,000 $ 56,000
Presidio, Texas 1 $ 216,000 $ 216,000 $ 170,000
Rusk, Texas 1 $ 112,000 $ 112,000 $ 69,000
Smith, Texas 1 $ 206,000 $ 206,000 $ 122,000

Mortgage Loan Application Detail Totals for Imortgage.Com, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,682 $4,388,980,000 $234,000 $1,992,000 $93,000 $5,453,000
Refinancing 3,689 $886,728,000 $240,000 $1,960,000 $105,000 $4,349,000
Home Improvement 55 $11,063,000 $201,000 $500,000 $84,000 $238,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,179 $3,224,802,000 $244,000 $1,992,000 $104,000 $4,529,000
Hispanic 5,218 $1,038,412,000 $199,000 $808,000 $69,000 $2,303,000
Asian 1,904 $509,217,000 $267,000 $1,300,000 $112,000 $5,453,000
Not Provided 1,070 $272,132,000 $254,000 $1,508,000 $102,000 $1,597,000
Black or African American 846 $192,050,000 $227,000 $677,000 $79,000 $823,000
Native Hawaiian or Other Pacific Islander 156 $38,973,000 $249,000 $544,000 $94,000 $461,000
American Indian or Alaskan Native 53 $11,185,000 $211,000 $490,000 $95,000 $518,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,054 $3,052,531,000 $233,000 $1,992,000 $111,000 $5,453,000
FHA-insured (Federal Housing Administration) 6,868 $1,581,969,000 $230,000 $859,000 $71,000 $1,192,000
VA-guaranteed (Veterans Administration) 1,831 $538,579,000 $294,000 $1,075,000 $87,000 $471,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 673 $113,692,000 $168,000 $413,000 $51,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,774 $3,727,925,000 $236,000 $1,992,000 $96,000 $5,453,000
Application Withdrawn By Applicant 3,278 $751,760,000 $229,000 $1,590,000 $98,000 $4,434,000
Application Approved But Not Accepted 2,043 $492,397,000 $241,000 $1,960,000 $95,000 $1,526,000
Application Denied By Financial Institution 1,085 $243,695,000 $224,000 $1,960,000 $78,000 $787,000
File Closed For Incompleteness 246 $70,994,000 $288,000 $1,508,000 $111,000 $1,074,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 365 $94,379,000 $258,000 $1,960,000 $65,000 $265,000
Credit History 286 $60,284,000 $210,000 $948,000 $81,000 $576,000
Other 149 $28,540,000 $191,000 $656,000 $82,000 $787,000
Collateral 143 $28,083,000 $196,000 $898,000 $99,000 $518,000
Employment History 73 $15,653,000 $214,000 $449,000 $67,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 48 $10,585,000 $220,000 $845,000 $86,000 $471,000
Unverifiable Information 11 $3,515,000 $319,000 $808,000 $101,000 $216,000
Mortgage Insurance Denied 5 $1,144,000 $228,000 $266,000 $80,000 $120,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Imortgage.Com, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Imortgage.Com, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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