Ing Bank, FSB Mortgage Lending & HMDA Data, 2005

In 2005, Ing Bank, FSB of Wilmington, DE reported 36,442 mortgage applications totaling $9.9 billion, down 17% from 2004. The average application was for $271,123, and applicants reported an average income of $110,884. 28% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,061), Chicago-Naperville-Joliet, IL (1,696) and Philadelphia, PA (1,419) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 36,442
Total Mortgage Loan Application Amount $9,880,269,000
Average Mortgage Loan Application Amount $271,123
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $110,884
Highest Applicant Income $9,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,061 $ 835,648,000 $ 405,457 $ 159,000
Cook, Illinois 1,216 $ 362,697,000 $ 298,270 $ 102,000
Maricopa, Arizona 1,169 $ 294,311,000 $ 251,763 $ 104,000
Orange, California 894 $ 377,381,000 $ 422,126 $ 146,000
Santa Clara, California 617 $ 301,447,000 $ 488,568 $ 156,000
San Diego, California 591 $ 236,020,000 $ 399,357 $ 203,000
New Castle, Delaware 540 $ 99,743,000 $ 184,709 $ 77,000
Middlesex, Massachusetts 527 $ 152,938,000 $ 290,204 $ 114,000
Alameda, California 494 $ 212,735,000 $ 430,637 $ 137,000
Fairfax, Virginia 482 $ 170,761,000 $ 354,275 $ 116,000
King, Washington 425 $ 120,764,000 $ 284,150 $ 101,000
Clark, Nevada 407 $ 129,477,000 $ 318,125 $ 124,000
Philadelphia, Pennsylvania 402 $ 65,127,000 $ 162,007 $ 119,000
Contra Costa, California 385 $ 169,294,000 $ 439,724 $ 151,000
Riverside, California 373 $ 135,905,000 $ 364,356 $ 127,000
Hennepin, Minnesota 366 $ 78,453,000 $ 214,352 $ 91,000
Middlesex, New Jersey 355 $ 91,902,000 $ 258,878 $ 100,000
Suffolk, New York 350 $ 100,558,000 $ 287,308 $ 168,000
Fairfield, Connecticut 321 $ 118,980,000 $ 370,654 $ 154,000
Montgomery, Pennsylvania 302 $ 68,383,000 $ 226,433 $ 116,000
Fulton, Georgia 299 $ 70,628,000 $ 236,214 $ 108,000
Prince George's, Maryland 293 $ 63,415,000 $ 216,433 $ 91,000
Chester, Pennsylvania 286 $ 71,426,000 $ 249,741 $ 101,000
Nassau, New York 265 $ 80,661,000 $ 304,381 $ 140,000
Bergen, New Jersey 264 $ 87,724,000 $ 332,287 $ 128,000
San Bernardino, California 262 $ 79,821,000 $ 304,660 $ 99,000
Hudson, New Jersey 261 $ 84,348,000 $ 323,172 $ 133,000
Suffolk, Massachusetts 256 $ 74,730,000 $ 291,914 $ 113,000
Montgomery, Maryland 255 $ 86,261,000 $ 338,278 $ 131,000
Essex, Massachusetts 253 $ 68,334,000 $ 270,094 $ 110,000
Ventura, California 248 $ 116,175,000 $ 468,447 $ 151,000
Broward, Florida 240 $ 59,020,000 $ 245,916 $ 97,000
Bucks, Pennsylvania 235 $ 49,161,000 $ 209,195 $ 99,000
Palm Beach, Florida 228 $ 60,741,000 $ 266,407 $ 112,000
District of Columbia, District Of Columbia 223 $ 75,521,000 $ 338,659 $ 124,000
Burlington, New Jersey 221 $ 41,072,000 $ 185,846 $ 94,000
Westchester, New York 219 $ 90,736,000 $ 414,319 $ 172,000
Norfolk, Massachusetts 215 $ 58,158,000 $ 270,502 $ 97,000
Loudoun, Virginia 213 $ 81,580,000 $ 383,004 $ 124,000
Miami-Dade, Florida 206 $ 63,078,000 $ 306,203 $ 124,000
Worcester, Massachusetts 201 $ 44,117,000 $ 219,487 $ 117,000
Hartford, Connecticut 196 $ 34,689,000 $ 176,984 $ 92,000
Gwinnett, Georgia 196 $ 32,575,000 $ 166,198 $ 86,000
DuPage, Illinois 194 $ 62,632,000 $ 322,845 $ 182,000
Monmouth, New Jersey 194 $ 57,693,000 $ 297,386 $ 245,000
Delaware, Pennsylvania 194 $ 36,448,000 $ 187,876 $ 101,000
San Mateo, California 193 $ 96,205,000 $ 498,471 $ 194,000
Oakland, Michigan 191 $ 48,072,000 $ 251,685 $ 112,000
Sacramento, California 190 $ 60,099,000 $ 316,310 $ 102,000
Cobb, Georgia 188 $ 32,894,000 $ 174,968 $ 81,000
Camden, New Jersey 181 $ 28,985,000 $ 160,138 $ 76,000
Prince William, Virginia 180 $ 53,322,000 $ 296,233 $ 105,000
Lake, Illinois 177 $ 60,642,000 $ 342,610 $ 151,000
Mercer, New Jersey 171 $ 46,089,000 $ 269,526 $ 120,000
Somerset, New Jersey 171 $ 55,828,000 $ 326,479 $ 131,000
Essex, New Jersey 166 $ 51,683,000 $ 311,343 $ 127,000
Wayne, Michigan 163 $ 24,468,000 $ 150,110 $ 73,000
Morris, New Jersey 160 $ 52,880,000 $ 330,500 $ 118,000
Plymouth, Massachusetts 156 $ 38,385,000 $ 246,057 $ 93,000
Wake, North Carolina 154 $ 31,326,000 $ 203,415 $ 335,000
New Haven, Connecticut 153 $ 32,356,000 $ 211,477 $ 95,000
DeKalb, Georgia 152 $ 28,939,000 $ 190,388 $ 100,000
Denver, Colorado 149 $ 33,494,000 $ 224,791 $ 100,000
New York, New York 144 $ 61,659,000 $ 428,187 $ 186,000
Ocean, New Jersey 143 $ 32,435,000 $ 226,818 $ 109,000
Orange, Florida 140 $ 34,355,000 $ 245,392 $ 90,000
Kings, New York 136 $ 44,933,000 $ 330,389 $ 120,000
Hillsborough, Florida 135 $ 27,858,000 $ 206,355 $ 87,000
Snohomish, Washington 128 $ 28,247,000 $ 220,679 $ 85,000
Anne Arundel, Maryland 127 $ 36,029,000 $ 283,692 $ 100,000
Queens, New York 126 $ 33,359,000 $ 264,753 $ 98,000
Baltimore, Maryland 123 $ 23,552,000 $ 191,479 $ 82,000
Will, Illinois 121 $ 25,347,000 $ 209,479 $ 97,000
Ramsey, Minnesota 120 $ 19,511,000 $ 162,591 $ 73,000
Pima, Arizona 115 $ 26,893,000 $ 233,852 $ 82,000
Dakota, Minnesota 113 $ 23,287,000 $ 206,079 $ 88,000
San Francisco, California 110 $ 51,049,000 $ 464,081 $ 163,000
Mecklenburg, North Carolina 108 $ 19,267,000 $ 178,398 $ 87,000
Gloucester, New Jersey 105 $ 18,946,000 $ 180,438 $ 81,000
Orange, New York 105 $ 23,941,000 $ 228,009 $ 125,000
Arlington, Virginia 104 $ 34,908,000 $ 335,653 $ 114,000
Union, New Jersey 102 $ 30,589,000 $ 299,892 $ 120,000
Jefferson, Colorado 99 $ 21,278,000 $ 214,929 $ 79,000
Hillsborough, New Hampshire 98 $ 19,789,000 $ 201,928 $ 84,000
Pinal, Arizona 95 $ 17,599,000 $ 185,252 $ 91,000
Henrico, Virginia 89 $ 19,704,000 $ 221,393 $ 102,000
Harris, Texas 87 $ 16,367,000 $ 188,126 $ 99,000
Atlantic, New Jersey 86 $ 14,615,000 $ 169,941 $ 123,000
San Joaquin, California 85 $ 30,937,000 $ 363,964 $ 98,000
Richmond, New York 84 $ 22,830,000 $ 271,785 $ 94,000
Multnomah, Oregon 84 $ 19,291,000 $ 229,654 $ 95,000
Baltimore City, Maryland 83 $ 14,606,000 $ 175,975 $ 163,000
Alexandria, Virginia 83 $ 25,096,000 $ 302,361 $ 126,000
Anoka, Minnesota 82 $ 13,462,000 $ 164,170 $ 78,000
Rockingham, New Hampshire 82 $ 18,360,000 $ 223,902 $ 94,000
St. Louis, Missouri 79 $ 20,015,000 $ 253,354 $ 117,000
Passaic, New Jersey 79 $ 21,609,000 $ 273,531 $ 101,000
Sonoma, California 78 $ 32,731,000 $ 419,628 $ 126,000
Pinellas, Florida 78 $ 16,894,000 $ 216,589 $ 91,000
Solano, California 77 $ 29,404,000 $ 381,870 $ 103,000
Arapahoe, Colorado 77 $ 18,256,000 $ 237,090 $ 115,000
Howard, Maryland 77 $ 23,780,000 $ 308,831 $ 131,000
Kane, Illinois 76 $ 16,164,000 $ 212,684 $ 80,000
Washoe, Nevada 76 $ 24,989,000 $ 328,802 $ 103,000
Marin, California 74 $ 39,816,000 $ 538,054 $ 270,000
Seminole, Florida 73 $ 15,757,000 $ 215,849 $ 93,000
Allegheny, Pennsylvania 73 $ 10,882,000 $ 149,068 $ 83,000
Washington, Oregon 72 $ 15,544,000 $ 215,888 $ 100,000
Douglas, Colorado 70 $ 23,359,000 $ 333,700 $ 105,000
Dutchess, New York 70 $ 15,172,000 $ 216,742 $ 125,000
Rockland, New York 70 $ 20,814,000 $ 297,342 $ 153,000
Northampton, Pennsylvania 70 $ 13,065,000 $ 186,642 $ 92,000
Duval, Florida 69 $ 11,894,000 $ 172,376 $ 125,000
Macomb, Michigan 67 $ 9,827,000 $ 146,671 $ 74,000
Cuyahoga, Ohio 65 $ 9,445,000 $ 145,307 $ 66,000
Placer, California 64 $ 26,679,000 $ 416,859 $ 124,000
Providence, Rhode Island 64 $ 12,466,000 $ 194,781 $ 592,000
Milwaukee, Wisconsin 63 $ 11,511,000 $ 182,714 $ 102,000
Charles, Maryland 61 $ 15,277,000 $ 250,442 $ 92,000
Hunterdon, New Jersey 59 $ 17,661,000 $ 299,338 $ 133,000
Franklin, Ohio 59 $ 10,001,000 $ 169,508 $ 84,000
Salt Lake, Utah 59 $ 12,866,000 $ 218,067 $ 76,000
Hamilton, Indiana 58 $ 16,039,000 $ 276,534 $ 128,000
New London, Connecticut 57 $ 11,676,000 $ 204,842 $ 115,000
Marion, Indiana 57 $ 8,714,000 $ 152,877 $ 103,000
Bristol, Massachusetts 57 $ 12,351,000 $ 216,684 $ 85,000
Washington, Minnesota 57 $ 12,494,000 $ 219,192 $ 86,000
Sussex, New Jersey 57 $ 11,943,000 $ 209,526 $ 108,000
Honolulu, Hawaii 56 $ 23,246,000 $ 415,107 $ 158,000
McHenry, Illinois 56 $ 13,699,000 $ 244,625 $ 86,000
Pierce, Washington 56 $ 13,176,000 $ 235,285 $ 70,000
Lee, Florida 55 $ 13,478,000 $ 245,054 $ 98,000
Dallas, Texas 55 $ 12,391,000 $ 225,290 $ 94,000
Berks, Pennsylvania 54 $ 6,956,000 $ 128,814 $ 67,000
Stanislaus, California 53 $ 14,440,000 $ 272,452 $ 87,000
Adams, Colorado 53 $ 9,316,000 $ 175,773 $ 66,000
Durham, North Carolina 53 $ 7,694,000 $ 145,169 $ 78,000
Pasco, Florida 52 $ 8,518,000 $ 163,807 $ 146,000
Cherokee, Georgia 52 $ 8,794,000 $ 169,115 $ 236,000
Johnson, Kansas 51 $ 11,286,000 $ 221,294 $ 94,000
Jackson, Missouri 51 $ 8,299,000 $ 162,725 $ 71,000
Lehigh, Pennsylvania 51 $ 7,338,000 $ 143,882 $ 71,000
Polk, Iowa 50 $ 7,242,000 $ 144,840 $ 80,000
Frederick, Maryland 50 $ 12,968,000 $ 259,360 $ 96,000
Kern, California 49 $ 12,693,000 $ 259,040 $ 85,000
Spotsylvania, Virginia 48 $ 10,511,000 $ 218,979 $ 89,000
Stafford, Virginia 48 $ 13,352,000 $ 278,166 $ 98,000
Fresno, California 46 $ 12,600,000 $ 273,913 $ 76,000
Kent, Delaware 46 $ 7,162,000 $ 155,695 $ 68,000
Collin, Texas 46 $ 9,557,000 $ 207,760 $ 92,000
Virginia Beach, Virginia 46 $ 10,358,000 $ 225,173 $ 90,000
Monterey, California 45 $ 20,783,000 $ 461,844 $ 149,000
Bernalillo, New Mexico 45 $ 6,515,000 $ 144,777 $ 71,000
Bronx, New York 45 $ 8,379,000 $ 186,200 $ 82,000
Chesterfield, Virginia 45 $ 9,892,000 $ 219,822 $ 96,000
Santa Cruz, California 44 $ 23,034,000 $ 523,500 $ 144,000
Manatee, Florida 44 $ 11,349,000 $ 257,931 $ 114,000
Barnstable, Massachusetts 44 $ 11,183,000 $ 254,159 $ 101,000
Travis, Texas 44 $ 8,761,000 $ 199,113 $ 79,000
Utah, Utah 44 $ 8,882,000 $ 201,863 $ 73,000
El Dorado, California 43 $ 19,070,000 $ 443,488 $ 158,000
Washtenaw, Michigan 43 $ 8,205,000 $ 190,813 $ 87,000
Jefferson, Alabama 41 $ 5,958,000 $ 145,317 $ 62,000
Litchfield, Connecticut 41 $ 7,998,000 $ 195,073 $ 91,000
Sussex, Delaware 41 $ 8,825,000 $ 215,243 $ 100,000
Sarasota, Florida 41 $ 8,608,000 $ 209,951 $ 103,000
Forsyth, Georgia 41 $ 8,391,000 $ 204,658 $ 110,000
Ada, Idaho 41 $ 8,109,000 $ 197,780 $ 81,000
Middlesex, Connecticut 40 $ 10,875,000 $ 271,875 $ 101,000
Brevard, Florida 40 $ 7,493,000 $ 187,325 $ 87,000
Harford, Maryland 40 $ 8,131,000 $ 203,275 $ 86,000
Stearns, Minnesota 40 $ 5,411,000 $ 135,275 $ 66,000
Santa Barbara, California 39 $ 20,254,000 $ 519,333 $ 152,000
Collier, Florida 39 $ 14,196,000 $ 364,000 $ 163,000
Lancaster, Pennsylvania 39 $ 5,724,000 $ 146,769 $ 87,000
York, Pennsylvania 39 $ 5,905,000 $ 151,410 $ 90,000
Clark, Washington 39 $ 9,234,000 $ 236,769 $ 106,000
Dane, Wisconsin 38 $ 8,039,000 $ 211,552 $ 154,000
Lake, Indiana 37 $ 5,104,000 $ 137,945 $ 79,000
Hampden, Massachusetts 37 $ 6,600,000 $ 178,378 $ 80,000
St. Charles, Missouri 37 $ 6,777,000 $ 183,162 $ 84,000
Lane, Oregon 37 $ 6,381,000 $ 172,459 $ 80,000
Cape May, New Jersey 36 $ 10,438,000 $ 289,944 $ 92,000
Tarrant, Texas 36 $ 7,990,000 $ 221,944 $ 136,000
Charleston, South Carolina 35 $ 8,637,000 $ 246,771 $ 276,000
Shelby, Tennessee 35 $ 6,817,000 $ 194,771 $ 107,000
Alachua, Florida 34 $ 4,263,000 $ 125,382 $ 69,000
Polk, Florida 34 $ 5,144,000 $ 151,294 $ 108,000
Volusia, Florida 34 $ 7,228,000 $ 212,588 $ 108,000
Carver, Minnesota 34 $ 8,675,000 $ 255,147 $ 115,000
Scott, Minnesota 34 $ 7,750,000 $ 227,941 $ 95,000
Clackamas, Oregon 34 $ 9,945,000 $ 292,500 $ 129,000
Monroe, Pennsylvania 34 $ 5,441,000 $ 160,029 $ 68,000
Boulder, Colorado 33 $ 11,293,000 $ 342,212 $ 107,000
El Paso, Colorado 33 $ 6,631,000 $ 200,939 $ 71,000
Leon, Florida 33 $ 5,353,000 $ 162,212 $ 91,000
St. Johns, Florida 33 $ 9,364,000 $ 283,757 $ 103,000
Putnam, New York 33 $ 8,193,000 $ 248,272 $ 92,000
Greenville, South Carolina 33 $ 6,100,000 $ 184,848 $ 105,000
Waukesha, Wisconsin 33 $ 7,118,000 $ 215,696 $ 88,000
Cecil, Maryland 32 $ 5,947,000 $ 185,843 $ 66,000
Wright, Minnesota 32 $ 5,738,000 $ 179,312 $ 70,000
Jefferson, Kentucky 31 $ 5,712,000 $ 184,258 $ 75,000
Dauphin, Pennsylvania 31 $ 3,802,000 $ 122,645 $ 77,000
St. Lucie, Florida 30 $ 5,638,000 $ 187,933 $ 141,000
Henry, Georgia 30 $ 5,205,000 $ 173,500 $ 86,000
Cumberland, Maine 30 $ 6,774,000 $ 225,800 $ 82,000
Tulsa, Oklahoma 30 $ 3,643,000 $ 121,433 $ 80,000
San Benito, California 29 $ 11,019,000 $ 379,965 $ 125,000
San Luis Obispo, California 29 $ 13,433,000 $ 463,206 $ 160,000
Calvert, Maryland 29 $ 7,186,000 $ 247,793 $ 96,000
St. Louis City, Missouri 29 $ 4,628,000 $ 159,586 $ 89,000
Douglas, Nebraska 29 $ 4,853,000 $ 167,344 $ 83,000
Hamilton, Ohio 29 $ 4,509,000 $ 155,482 $ 172,000
Summit, Ohio 29 $ 5,106,000 $ 176,068 $ 103,000
Clayton, Georgia 28 $ 2,856,000 $ 102,000 $ 56,000
Merrimack, New Hampshire 28 $ 4,732,000 $ 169,000 $ 72,000
Warren, New Jersey 28 $ 4,472,000 $ 159,714 $ 75,000
New Hanover, North Carolina 28 $ 5,607,000 $ 200,250 $ 70,000
Montgomery, Ohio 28 $ 3,888,000 $ 138,857 $ 65,000
Chittenden, Vermont 27 $ 5,660,000 $ 209,629 $ 90,000
Kenosha, Wisconsin 27 $ 3,397,000 $ 125,814 $ 54,000
Mohave, Arizona 26 $ 5,312,000 $ 204,307 $ 91,000
Pulaski, Arkansas 26 $ 4,288,000 $ 164,923 $ 119,000
Monroe, New York 26 $ 2,909,000 $ 111,884 $ 70,000
Onondaga, New York 26 $ 2,877,000 $ 110,653 $ 72,000
Guilford, North Carolina 26 $ 4,475,000 $ 172,115 $ 115,000
Yavapai, Arizona 25 $ 5,749,000 $ 229,960 $ 90,000
Ulster, New York 25 $ 5,058,000 $ 202,320 $ 150,000
Larimer, Colorado 24 $ 7,380,000 $ 307,500 $ 78,000
Tolland, Connecticut 24 $ 4,048,000 $ 168,666 $ 79,000
Lake, Florida 24 $ 3,764,000 $ 156,833 $ 87,000
Marion, Florida 24 $ 3,437,000 $ 143,208 $ 62,000
Paulding, Georgia 24 $ 3,482,000 $ 145,083 $ 483,000
Cumberland, New Jersey 24 $ 2,607,000 $ 108,625 $ 61,000
Erie, New York 24 $ 3,091,000 $ 128,791 $ 66,000
Union, North Carolina 23 $ 4,173,000 $ 181,434 $ 70,000
Denton, Texas 23 $ 5,774,000 $ 251,043 $ 107,000
Albemarle, Virginia 23 $ 5,480,000 $ 238,260 $ 96,000
Monroe, Florida 22 $ 10,321,000 $ 469,136 $ 140,000
East Baton Rouge, Louisiana 22 $ 2,389,000 $ 108,590 $ 68,000
York, Maine 22 $ 3,449,000 $ 156,772 $ 68,000
Sherburne, Minnesota 22 $ 3,507,000 $ 159,409 $ 63,000
Luzerne, Pennsylvania 22 $ 2,420,000 $ 110,000 $ 77,000
Horry, South Carolina 22 $ 4,042,000 $ 183,727 $ 68,000
Davidson, Tennessee 22 $ 4,318,000 $ 196,272 $ 80,000
Bexar, Texas 22 $ 4,696,000 $ 213,454 $ 117,000
Napa, California 21 $ 10,049,000 $ 478,523 $ 156,000
Yolo, California 21 $ 7,609,000 $ 362,333 $ 109,000
Douglas, Georgia 21 $ 3,417,000 $ 162,714 $ 70,000
Carroll, Maryland 21 $ 4,994,000 $ 237,809 $ 81,000
Whatcom, Washington 21 $ 3,842,000 $ 182,952 $ 72,000
Charlotte, Florida 20 $ 2,981,000 $ 149,050 $ 82,000
Kendall, Illinois 20 $ 4,689,000 $ 234,450 $ 84,000
Washington, Maryland 20 $ 4,421,000 $ 221,050 $ 427,000
Santa Fe, New Mexico 20 $ 6,135,000 $ 306,750 $ 80,000
Pike, Pennsylvania 20 $ 2,664,000 $ 133,200 $ 79,000
Shelby, Alabama 19 $ 4,100,000 $ 215,789 $ 96,000
Tulare, California 19 $ 3,950,000 $ 207,894 $ 137,000
Osceola, Florida 19 $ 4,365,000 $ 229,736 $ 71,000
Hawaii, Hawaii 19 $ 7,771,000 $ 409,000 $ 143,000
Livingston, Michigan 19 $ 3,905,000 $ 205,526 $ 103,000
Warren, Ohio 19 $ 4,774,000 $ 251,263 $ 113,000
Oklahoma, Oklahoma 19 $ 2,245,000 $ 118,157 $ 71,000
Berkeley, West Virginia 19 $ 3,467,000 $ 182,473 $ 76,000
Merced, California 18 $ 4,769,000 $ 264,944 $ 79,000
Coweta, Georgia 18 $ 3,663,000 $ 203,500 $ 87,000
Cumberland, Pennsylvania 18 $ 2,506,000 $ 139,222 $ 91,000
Beaufort, South Carolina 18 $ 3,932,000 $ 218,444 $ 79,000
Fort Bend, Texas 18 $ 3,404,000 $ 189,111 $ 103,000
Kitsap, Washington 18 $ 4,337,000 $ 240,944 $ 99,000
Spokane, Washington 18 $ 2,702,000 $ 150,111 $ 75,000
Jefferson, West Virginia 18 $ 3,589,000 $ 199,388 $ 79,000
Madison, Alabama 17 $ 2,583,000 $ 151,941 $ 89,000
Strafford, New Hampshire 17 $ 3,031,000 $ 178,294 $ 78,000
Westmoreland, Pennsylvania 17 $ 1,856,000 $ 109,176 $ 86,000
Chesapeake, Virginia 17 $ 4,208,000 $ 247,529 $ 86,000
Fauquier, Virginia 17 $ 4,880,000 $ 287,058 $ 94,000
Richmond City, Virginia 17 $ 4,240,000 $ 249,411 $ 115,000
Coconino, Arizona 16 $ 5,880,000 $ 367,500 $ 133,000
Martin, Florida 16 $ 4,564,000 $ 285,250 $ 100,000
Fayette, Georgia 16 $ 3,981,000 $ 248,812 $ 118,000
Vanderburgh, Indiana 16 $ 2,303,000 $ 143,937 $ 78,000
Hampshire, Massachusetts 16 $ 2,853,000 $ 178,312 $ 298,000
Ingham, Michigan 16 $ 3,258,000 $ 203,625 $ 88,000
Iredell, North Carolina 16 $ 3,252,000 $ 203,250 $ 121,000
Orange, North Carolina 16 $ 3,671,000 $ 229,437 $ 127,000
Deschutes, Oregon 16 $ 4,418,000 $ 276,125 $ 296,000
Lackawanna, Pennsylvania 16 $ 1,721,000 $ 107,562 $ 67,000
Richland, South Carolina 16 $ 2,366,000 $ 147,875 $ 82,000
York, South Carolina 16 $ 2,811,000 $ 175,687 $ 84,000
St. Croix, Wisconsin 16 $ 3,534,000 $ 220,875 $ 84,000
Montgomery, Alabama 15 $ 2,074,000 $ 138,266 $ 74,000
Butte, California 15 $ 3,497,000 $ 233,133 $ 94,000
Citrus, Florida 15 $ 2,034,000 $ 135,600 $ 70,000
Newton, Georgia 15 $ 2,171,000 $ 144,733 $ 63,000
Monroe, Indiana 15 $ 2,385,000 $ 159,000 $ 96,000
Kent, Michigan 15 $ 2,233,000 $ 148,866 $ 95,000
Olmsted, Minnesota 15 $ 2,916,000 $ 194,400 $ 92,000
Greene, Missouri 15 $ 2,319,000 $ 154,600 $ 72,000
Lancaster, Nebraska 15 $ 3,468,000 $ 231,200 $ 84,000
Cabarrus, North Carolina 15 $ 1,858,000 $ 123,866 $ 74,000
Davis, Utah 15 $ 2,411,000 $ 160,733 $ 62,000
Cochise, Arizona 14 $ 1,729,000 $ 123,500 $ 412,000
Weld, Colorado 14 $ 3,615,000 $ 258,214 $ 82,000
McLean, Illinois 14 $ 1,982,000 $ 141,571 $ 92,000
Orleans, Louisiana 14 $ 3,028,000 $ 216,285 $ 105,000
Douglas, Nevada 14 $ 3,962,000 $ 283,000 $ 79,000
Salem, New Jersey 14 $ 1,959,000 $ 139,928 $ 76,000
Cumberland, North Carolina 14 $ 1,566,000 $ 111,857 $ 68,000
Marion, Oregon 14 $ 2,131,000 $ 152,214 $ 63,000
Washington, Utah 14 $ 2,835,000 $ 202,500 $ 63,000
Norfolk, Virginia 14 $ 2,993,000 $ 213,785 $ 82,000
Okaloosa, Florida 13 $ 3,910,000 $ 300,769 $ 93,000
Madison, Illinois 13 $ 1,674,000 $ 128,769 $ 58,000
St. Clair, Illinois 13 $ 1,565,000 $ 120,384 $ 63,000
Winnebago, Illinois 13 $ 1,528,000 $ 117,538 $ 110,000
Sedgwick, Kansas 13 $ 1,471,000 $ 113,153 $ 63,000
Worcester, Maryland 13 $ 4,699,000 $ 361,461 $ 105,000
Butler, Ohio 13 $ 1,882,000 $ 144,769 $ 58,000
Delaware, Ohio 13 $ 4,313,000 $ 331,769 $ 200,000
Butler, Pennsylvania 13 $ 3,237,000 $ 249,000 $ 90,000
Summit, Utah 13 $ 6,156,000 $ 473,538 $ 158,000
Anchorage, Alaska 12 $ 3,051,000 $ 254,250 $ 92,000
Chatham, Georgia 12 $ 1,560,000 $ 130,000 $ 73,000
Rockdale, Georgia 12 $ 1,983,000 $ 165,250 $ 89,000
Champaign, Illinois 12 $ 1,374,000 $ 114,500 $ 97,000
St. Joseph, Indiana 12 $ 1,253,000 $ 104,416 $ 64,000
Jefferson, Louisiana 12 $ 1,978,000 $ 164,833 $ 73,000
St. Tammany, Louisiana 12 $ 1,758,000 $ 146,500 $ 633,000
Penobscot, Maine 12 $ 1,424,000 $ 118,666 $ 120,000
St. Louis, Minnesota 12 $ 1,299,000 $ 108,250 $ 45,000
Saratoga, New York 12 $ 1,943,000 $ 161,916 $ 78,000
Brunswick, North Carolina 12 $ 2,020,000 $ 168,333 $ 94,000
Buncombe, North Carolina 12 $ 2,984,000 $ 248,666 $ 103,000
Forsyth, North Carolina 12 $ 1,665,000 $ 138,750 $ 63,000
Henderson, North Carolina 12 $ 2,367,000 $ 197,250 $ 75,000
Schuylkill, Pennsylvania 12 $ 769,000 $ 64,083 $ 51,000
Washington, Pennsylvania 12 $ 1,962,000 $ 163,500 $ 112,000
Lexington, South Carolina 12 $ 1,524,000 $ 127,000 $ 87,000
Knox, Tennessee 12 $ 2,778,000 $ 231,500 $ 53,000
Williamson, Texas 12 $ 1,540,000 $ 128,333 $ 119,000
Windsor, Vermont 12 $ 1,707,000 $ 142,250 $ 76,000
Racine, Wisconsin 12 $ 2,256,000 $ 188,000 $ 84,000
Benton, Arkansas 11 $ 2,108,000 $ 191,636 $ 128,000
Washington, Arkansas 11 $ 2,227,000 $ 202,454 $ 90,000
Flagler, Florida 11 $ 2,105,000 $ 191,363 $ 61,000
Hernando, Florida 11 $ 1,261,000 $ 114,636 $ 494,000
Walton, Florida 11 $ 5,487,000 $ 498,818 $ 108,000
Carroll, Georgia 11 $ 1,320,000 $ 120,000 $ 48,000
Hall, Georgia 11 $ 1,882,000 $ 171,090 $ 98,000
Maui, Hawaii 11 $ 5,987,000 $ 544,272 $ 136,000
Allen, Indiana 11 $ 1,268,000 $ 115,272 $ 70,000
Hendricks, Indiana 11 $ 1,917,000 $ 174,272 $ 148,000
Porter, Indiana 11 $ 1,381,000 $ 125,545 $ 884,000
Fayette, Kentucky 11 $ 2,574,000 $ 234,000 $ 117,000
Wicomico, Maryland 11 $ 1,478,000 $ 134,363 $ 68,000
Clay, Missouri 11 $ 1,558,000 $ 141,636 $ 83,000
Jefferson, Missouri 11 $ 1,597,000 $ 145,181 $ 61,000
Carson City, Nevada 11 $ 2,549,000 $ 231,727 $ 49,000
Lyon, Nevada 11 $ 2,134,000 $ 194,000 $ 49,000
Sullivan, New York 11 $ 1,137,000 $ 103,363 $ 59,000
Cleveland, Oklahoma 11 $ 1,411,000 $ 128,272 $ 92,000
Centre, Pennsylvania 11 $ 1,294,000 $ 117,636 $ 66,000
Kent, Rhode Island 11 $ 2,932,000 $ 266,545 $ 94,000
Berkeley, South Carolina 11 $ 2,183,000 $ 198,454 $ 79,000
Montgomery, Texas 11 $ 2,572,000 $ 233,818 $ 100,000
James City, Virginia 11 $ 2,707,000 $ 246,090 $ 121,000
Manassas, Virginia 11 $ 2,567,000 $ 233,363 $ 81,000
Newport News, Virginia 11 $ 2,122,000 $ 192,909 $ 528,000
Monongalia, West Virginia 11 $ 1,310,000 $ 119,090 $ 64,000
Baldwin, Alabama 10 $ 3,264,000 $ 326,400 $ 109,000
Nevada, California 10 $ 3,277,000 $ 327,700 $ 111,000
Yuba, California 10 $ 2,335,000 $ 233,500 $ 70,000
Bartow, Georgia 10 $ 1,024,000 $ 102,400 $ 53,000
Bibb, Georgia 10 $ 1,636,000 $ 163,600 $ 84,000
Canyon, Idaho 10 $ 1,031,000 $ 103,100 $ 50,000
DeKalb, Illinois 10 $ 1,476,000 $ 147,600 $ 65,000
Johnson, Iowa 10 $ 1,012,000 $ 101,200 $ 59,000
Queen Anne's, Maryland 10 $ 2,199,000 $ 219,900 $ 77,000
Kalamazoo, Michigan 10 $ 906,000 $ 90,600 $ 143,000
Benton, Minnesota 10 $ 1,421,000 $ 142,100 $ 44,000
Belknap, New Hampshire 10 $ 1,899,000 $ 189,900 $ 79,000
Albany, New York 10 $ 1,497,000 $ 149,700 $ 70,000
Broome, New York 10 $ 843,000 $ 84,300 $ 77,000
Niagara, New York 10 $ 694,000 $ 69,400 $ 89,000
Lake, Ohio 10 $ 1,239,000 $ 123,900 $ 75,000
Williamson, Tennessee 10 $ 3,766,000 $ 376,600 $ 156,000
Fairfax City, Virginia 10 $ 3,154,000 $ 315,400 $ 113,000
Hanover, Virginia 10 $ 2,175,000 $ 217,500 $ 115,000
Roanoke, Virginia 10 $ 1,405,000 $ 140,500 $ 160,000
Eagle, Colorado 9 $ 3,659,000 $ 406,555 $ 171,000
Indian River, Florida 9 $ 2,348,000 $ 260,888 $ 80,000
Muscogee, Georgia 9 $ 1,655,000 $ 183,888 $ 76,000
Johnson, Indiana 9 $ 1,821,000 $ 202,333 $ 88,000
Tippecanoe, Indiana 9 $ 1,777,000 $ 197,444 $ 138,000
Shawnee, Kansas 9 $ 814,000 $ 90,444 $ 68,000
St. Clair, Michigan 9 $ 1,404,000 $ 156,000 $ 67,000
Platte, Missouri 9 $ 2,116,000 $ 235,111 $ 142,000
Sandoval, New Mexico 9 $ 1,060,000 $ 117,777 $ 51,000
Newport, Rhode Island 9 $ 2,068,000 $ 229,777 $ 84,000
Minnehaha, South Dakota 9 $ 1,140,000 $ 126,666 $ 109,000
Weber, Utah 9 $ 1,547,000 $ 171,888 $ 80,000
Bedford, Virginia 9 $ 1,744,000 $ 193,777 $ 116,000
Laramie, Wyoming 9 $ 1,374,000 $ 152,666 $ 70,000
Madera, California 8 $ 2,226,000 $ 278,250 $ 58,000
Shasta, California 8 $ 2,037,000 $ 254,625 $ 135,000
Elbert, Colorado 8 $ 1,910,000 $ 238,750 $ 103,000
Windham, Connecticut 8 $ 1,168,000 $ 146,000 $ 77,000
Escambia, Florida 8 $ 1,970,000 $ 246,250 $ 76,000
Kauai, Hawaii 8 $ 3,917,000 $ 489,625 $ 140,000
Dallas, Iowa 8 $ 1,529,000 $ 191,125 $ 124,000
Lafayette, Louisiana 8 $ 994,000 $ 124,250 $ 58,000
Talbot, Maryland 8 $ 2,232,000 $ 279,000 $ 63,000
Monroe, Michigan 8 $ 1,381,000 $ 172,625 $ 82,000
Chisago, Minnesota 8 $ 1,560,000 $ 195,000 $ 60,000
Dona Ana, New Mexico 8 $ 994,000 $ 124,250 $ 54,000
Schenectady, New York 8 $ 645,000 $ 80,625 $ 64,000
Gaston, North Carolina 8 $ 806,000 $ 100,750 $ 47,000
Moore, North Carolina 8 $ 1,614,000 $ 201,750 $ 82,000
Cass, North Dakota 8 $ 953,000 $ 119,125 $ 57,000
Clermont, Ohio 8 $ 1,002,000 $ 125,250 $ 69,000
Greene, Ohio 8 $ 1,026,000 $ 128,250 $ 86,000
Stark, Ohio 8 $ 704,000 $ 88,000 $ 87,000
Beaver, Pennsylvania 8 $ 778,000 $ 97,250 $ 55,000
Carbon, Pennsylvania 8 $ 947,000 $ 118,375 $ 62,000
Lycoming, Pennsylvania 8 $ 608,000 $ 76,000 $ 44,000
Spartanburg, South Carolina 8 $ 998,000 $ 124,750 $ 107,000
Windham, Vermont 8 $ 1,492,000 $ 186,500 $ 69,000
Frederick, Virginia 8 $ 1,858,000 $ 232,250 $ 105,000
Manassas Park, Virginia 8 $ 2,318,000 $ 289,750 $ 66,000
Warren, Virginia 8 $ 1,190,000 $ 148,750 $ 56,000
Skagit, Washington 8 $ 2,400,000 $ 300,000 $ 182,000
Mobile, Alabama 7 $ 691,000 $ 98,714 $ 52,000
Mendocino, California 7 $ 2,386,000 $ 340,857 $ 355,000
Broomfield, Colorado 7 $ 1,844,000 $ 263,428 $ 84,000
Pitkin, Colorado 7 $ 3,399,000 $ 485,571 $ 268,000
Routt, Colorado 7 $ 3,798,000 $ 542,571 $ 145,000
Bay, Florida 7 $ 1,359,000 $ 194,142 $ 56,000
Clay, Florida 7 $ 1,202,000 $ 171,714 $ 131,000
Haralson, Georgia 7 $ 849,000 $ 121,285 $ 55,000
Kootenai, Idaho 7 $ 1,433,000 $ 204,714 $ 131,000
Bartholomew, Indiana 7 $ 967,000 $ 138,142 $ 87,000
Elkhart, Indiana 7 $ 442,000 $ 63,142 $ 29,000
Vigo, Indiana 7 $ 743,000 $ 106,142 $ 59,000
Linn, Iowa 7 $ 817,000 $ 116,714 $ 129,000
Story, Iowa 7 $ 700,000 $ 100,000 $ 65,000
Hancock, Maine 7 $ 1,234,000 $ 176,285 $ 59,000
Waldo, Maine 7 $ 887,000 $ 126,714 $ 44,000
St. Mary's, Maryland 7 $ 1,997,000 $ 285,285 $ 84,000
Berrien, Michigan 7 $ 2,442,000 $ 348,857 $ 271,000
Muskegon, Michigan 7 $ 633,000 $ 90,428 $ 48,000
Boone, Missouri 7 $ 923,000 $ 131,857 $ 64,000
Gallatin, Montana 7 $ 1,741,000 $ 248,714 $ 63,000
Nye, Nevada 7 $ 1,181,000 $ 168,714 $ 71,000
Oneida, New York 7 $ 789,000 $ 112,714 $ 81,000
Craven, North Carolina 7 $ 1,620,000 $ 231,428 $ 139,000
Pitt, North Carolina 7 $ 1,136,000 $ 162,285 $ 86,000
Ward, North Dakota 7 $ 904,000 $ 129,142 $ 62,000
Lucas, Ohio 7 $ 674,000 $ 96,285 $ 82,000
Medina, Ohio 7 $ 1,119,000 $ 159,857 $ 83,000
Portage, Ohio 7 $ 1,221,000 $ 174,428 $ 83,000
Blair, Pennsylvania 7 $ 348,000 $ 49,714 $ 47,000
Cambria, Pennsylvania 7 $ 346,000 $ 49,428 $ 53,000
Franklin, Pennsylvania 7 $ 1,308,000 $ 186,857 $ 78,000
Wayne, Pennsylvania 7 $ 1,708,000 $ 244,000 $ 99,000
Anderson, South Carolina 7 $ 773,000 $ 110,428 $ 39,000
Dorchester, South Carolina 7 $ 1,192,000 $ 170,285 $ 77,000
Pennington, South Dakota 7 $ 983,000 $ 140,428 $ 82,000
El Paso, Texas 7 $ 1,110,000 $ 158,571 $ 49,000
Orange, Virginia 7 $ 1,618,000 $ 231,142 $ 78,000
Suffolk, Virginia 7 $ 1,958,000 $ 279,714 $ 123,000
Pierce, Wisconsin 7 $ 1,000,000 $ 142,857 $ 96,000
Gila, Arizona 6 $ 1,270,000 $ 211,666 $ 47,000
Humboldt, California 6 $ 1,795,000 $ 299,166 $ 77,000
Kings, California 6 $ 1,233,000 $ 205,500 $ 169,000
Lake, California 6 $ 1,683,000 $ 280,500 $ 115,000
Sutter, California 6 $ 1,184,000 $ 197,333 $ 45,000
Pueblo, Colorado 6 $ 691,000 $ 115,166 $ 49,000
Summit, Colorado 6 $ 1,855,000 $ 309,166 $ 83,000
Sumter, Florida 6 $ 1,253,000 $ 208,833 $ 232,000
Columbia, Georgia 6 $ 611,000 $ 101,833 $ 65,000
Floyd, Georgia 6 $ 825,000 $ 137,500 $ 92,000
Houston, Georgia 6 $ 741,000 $ 123,500 $ 59,000
Williamson, Illinois 6 $ 606,000 $ 101,000 $ 77,000
Boone, Indiana 6 $ 1,826,000 $ 304,333 $ 101,000
Howard, Indiana 6 $ 690,000 $ 115,000 $ 76,000
Franklin, Kentucky 6 $ 1,066,000 $ 177,666 $ 85,000
Caddo, Louisiana 6 $ 689,000 $ 114,833 $ 63,000
Calcasieu, Louisiana 6 $ 571,000 $ 95,166 $ 75,000
Allegany, Maryland 6 $ 509,000 $ 84,833 $ 96,000
Franklin, Massachusetts 6 $ 1,070,000 $ 178,333 $ 91,000
Genesee, Michigan 6 $ 851,000 $ 141,833 $ 54,000
Isanti, Minnesota 6 $ 894,000 $ 149,000 $ 46,000
Morrison, Minnesota 6 $ 586,000 $ 97,666 $ 57,000
Hinds, Mississippi 6 $ 844,000 $ 140,666 $ 100,000
Franklin, Missouri 6 $ 753,000 $ 125,500 $ 88,000
Jasper, Missouri 6 $ 440,000 $ 73,333 $ 39,000
Yellowstone, Montana 6 $ 1,066,000 $ 177,666 $ 78,000
Sarpy, Nebraska 6 $ 967,000 $ 161,166 $ 150,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,903 $4,658,605,000 $190,000 $3,500,000 $97,588 $9,200,000
Home Purchase 17,539 $5,221,664,000 $224,634 $2,000,000 $102,557 $8,213,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,709 $3,214,235,000 $183,903 $3,500,000 $102,230 $9,200,000
Not applicable 9,735 $3,341,985,000 $312,959 $1,000,000 $81,877 $4,000,000
Not Provided 7,838 $1,965,041,000 $189,076 $2,000,000 $103,596 $7,400,000
Asian 2,933 $887,840,000 $218,020 $1,695,000 $104,469 $2,671,000
Black or African American 1,044 $195,385,000 $166,500 $2,000,000 $79,450 $8,213,000
Hispanic 985 $232,057,000 $170,534 $1,304,000 $132,488 $4,600,000
American Indian or Alaskan Native 108 $20,429,000 $174,843 $575,000 $98,531 $2,550,000
Native Hawaiian or Other Pacific Islander 90 $23,297,000 $191,518 $890,000 $81,592 $363,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 36,389 $9,868,731,000 $206,115 $3,500,000 $100,634 $9,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $7,182,000 $211,333 $500,000 $104,111 $400,000
VA-guaranteed (Veterans Administration) 14 $3,412,000 $217,700 $795,000 $117,500 $226,000
FHA-insured (Federal Housing Administration) 7 $944,000 $134,857 $213,000 $75,285 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,360 $2,701,430,000 $196,411 $2,000,000 $99,098 $4,313,000
Loan Purchased By The Institution 9,731 $3,340,838,000 $313,122 $1,000,000 $81,979 $4,000,000
Application Denied By Financial Institution 8,262 $1,793,691,000 $166,529 $3,000,000 $107,117 $9,000,000
Application Approved But Not Accepted 7,367 $1,856,854,000 $190,823 $3,500,000 $99,764 $9,200,000
Application Withdrawn By Applicant 368 $95,668,000 $198,378 $2,000,000 $142,162 $8,213,000
Preapproval Approved but not Accepted 233 $62,990,000 $270,000 $1,500,000 $104,000 $801,000
Preapproval Denied by Financial Institution 97 $22,763,000 $234,000 $850,000 $82,000 $348,000
File Closed For Incompleteness 24 $6,035,000 $250,142 $750,000 $130,571 $900,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,311 $832,465,000 $157,557 $2,000,000 $138,865 $9,000,000
Debt-To-Income Ratio 2,262 $525,641,000 $171,384 $1,440,000 $66,038 $700,000
Collateral 1,506 $386,365,000 $196,078 $2,000,000 $94,607 $8,186,000
Other 223 $57,947,000 $175,153 $3,000,000 $88,846 $928,000
Employment History 37 $9,243,000 $222,315 $911,000 $119,947 $890,000
Unverifiable Information 19 $3,393,000 $170,153 $623,000 $81,307 $343,000
Credit Application Incomplete 1 $1,400,000 $1,400,000 $1,400,000 $600,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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