Ing Bank, FSB Mortgage Lending & HMDA Data, 2005
In 2005, Ing Bank, FSB of Wilmington, DE reported 36,442 mortgage applications totaling $9.9 billion, down 17% from 2004. The average application was for $271,123, and applicants reported an average income of $110,884. 28% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,061), Chicago-Naperville-Joliet, IL (1,696) and Philadelphia, PA (1,419) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 36,442 |
| Total Mortgage Loan Application Amount | $9,880,269,000 |
| Average Mortgage Loan Application Amount | $271,123 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $110,884 |
| Highest Applicant Income | $9,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 2,061 | $ 835,648,000 | $ 405,457 | $ 159,000 |
| Chicago-Naperville-Joliet, IL | 1,696 | $ 487,108,000 | $ 287,209 | $ 109,000 |
| Philadelphia, PA | 1,419 | $ 290,545,000 | $ 204,753 | $ 108,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,264 | $ 311,910,000 | $ 246,764 | $ 100,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,150 | $ 216,522,000 | $ 188,280 | $ 109,000 |
| Santa Ana-Anaheim-Irvine, CA | 894 | $ 377,381,000 | $ 422,126 | $ 146,000 |
| Oakland-Fremont-Hayward, CA | 879 | $ 382,029,000 | $ 434,617 | $ 144,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 874 | $ 175,331,000 | $ 200,607 | $ 82,000 |
| Edison, NJ | 863 | $ 237,858,000 | $ 275,617 | $ 143,000 |
| New York-Wayne-White Plains, NY-NJ | 857 | $ 290,903,000 | $ 339,443 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 646 | $ 312,466,000 | $ 483,693 | $ 152,000 |
| Riverside-San Bernardino-Ontario, CA | 635 | $ 215,726,000 | $ 339,725 | $ 113,000 |
| Boston-Quincy, MA | 627 | $ 171,273,000 | $ 273,162 | $ 102,000 |
| Nassau-Suffolk, NY | 615 | $ 181,219,000 | $ 294,665 | $ 154,000 |
| San Diego-Carlsbad-San Marcos, CA | 591 | $ 236,020,000 | $ 399,357 | $ 203,000 |
| Seattle-Bellevue-Everett, WA | 553 | $ 149,011,000 | $ 269,459 | $ 95,000 |
| Newark-Union, NJ-PA | 544 | $ 164,756,000 | $ 302,860 | $ 122,000 |
| Wilmington, DE-MD-NJ | 540 | $ 99,743,000 | $ 184,709 | $ 77,000 |
| Cambridge-Newton-Framingham, MA | 527 | $ 152,938,000 | $ 290,204 | $ 114,000 |
| Camden, NJ | 507 | $ 89,003,000 | $ 175,548 | $ 84,000 |
| Baltimore-Towson, MD | 481 | $ 113,291,000 | $ 235,532 | $ 109,000 |
| Denver-Aurora, CO | 468 | $ 110,183,000 | $ 235,433 | $ 93,000 |
| Las Vegas-Paradise, NV | 407 | $ 129,477,000 | $ 318,125 | $ 124,000 |
| San Francisco-San Mateo-Redwood City, CA | 377 | $ 187,070,000 | $ 496,206 | $ 200,000 |
| Bridgeport-Stamford-Norwalk, CT | 321 | $ 118,980,000 | $ 370,654 | $ 154,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 318 | $ 113,457,000 | $ 356,783 | $ 120,000 |
| Bethesda-Frederick-Gaithersburg, MD | 305 | $ 99,229,000 | $ 325,340 | $ 120,000 |
| Warren-Farmington Hills-Troy, MI | 289 | $ 63,963,000 | $ 221,325 | $ 97,000 |
| Tampa-St. Petersburg-Clearwater, FL | 276 | $ 54,531,000 | $ 197,576 | $ 137,000 |
| Hartford-West Hartford-East Hartford, CT | 260 | $ 49,612,000 | $ 190,815 | $ 92,000 |
| Orlando, FL | 256 | $ 58,241,000 | $ 227,503 | $ 88,000 |
| Essex County, MA | 253 | $ 68,334,000 | $ 270,094 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 248 | $ 116,175,000 | $ 468,447 | $ 151,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 240 | $ 59,020,000 | $ 245,916 | $ 97,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 228 | $ 60,741,000 | $ 266,407 | $ 112,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 223 | $ 75,521,000 | $ 338,659 | $ 124,000 |
| Miami-Miami Beach-Kendall, FL | 206 | $ 63,078,000 | $ 306,203 | $ 124,000 |
| Worcester, MA | 201 | $ 44,117,000 | $ 219,487 | $ 117,000 |
| Portland-Vancouver-Beaverton, OR-WA | 192 | $ 45,157,000 | $ 235,192 | $ 103,000 |
| Lake County-Kenosha County, IL-WI | 177 | $ 60,642,000 | $ 342,610 | $ 151,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 175 | $ 39,113,000 | $ 223,502 | $ 125,000 |
| Richmond, VA | 173 | $ 37,657,000 | $ 217,670 | $ 100,000 |
| Trenton-Ewing, NJ | 171 | $ 46,089,000 | $ 269,526 | $ 120,000 |
| St. Louis, MO-IL | 166 | $ 34,383,000 | $ 207,126 | $ 93,000 |
| Detroit-Livonia-Dearborn, MI | 163 | $ 24,468,000 | $ 150,110 | $ 73,000 |
| Raleigh-Cary, NC | 159 | $ 32,175,000 | $ 202,358 | $ 301,000 |
| Charlotte-Gastonia-Concord, NC-SC | 154 | $ 26,104,000 | $ 169,506 | $ 78,000 |
| New Haven-Milford, CT | 153 | $ 32,356,000 | $ 211,477 | $ 95,000 |
| Indianapolis, IN | 147 | $ 31,076,000 | $ 211,401 | $ 113,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 129 | $ 21,350,000 | $ 165,503 | $ 80,000 |
| Pittsburgh, PA | 129 | $ 19,180,000 | $ 148,682 | $ 82,000 |
| Dallas-Plano-Irving, TX | 128 | $ 29,032,000 | $ 226,812 | $ 98,000 |
| Houston-Baytown-Sugar Land, TX | 125 | $ 24,386,000 | $ 195,088 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 124 | $ 27,157,000 | $ 219,008 | $ 141,000 |
| Tucson, AZ | 115 | $ 26,893,000 | $ 233,852 | $ 82,000 |
| Jacksonville, FL | 113 | $ 23,399,000 | $ 207,070 | $ 116,000 |
| Milwaukee-Waukesha-West Allis, WI | 107 | $ 21,552,000 | $ 201,420 | $ 97,000 |
| Rockingham County-Strafford County, NH | 99 | $ 21,391,000 | $ 216,070 | $ 89,000 |
| Manchester-Nashua, NH | 98 | $ 19,789,000 | $ 201,928 | $ 84,000 |
| Providence-New Bedford-Fall River, RI-MA | 94 | $ 19,649,000 | $ 209,031 | $ 307,000 |
| Cleveland-Elyria-Mentor, OH | 89 | $ 13,237,000 | $ 148,730 | $ 77,000 |
| Atlantic City, NJ | 86 | $ 14,615,000 | $ 169,941 | $ 123,000 |
| Sarasota-Bradenton-Venice, FL | 85 | $ 19,957,000 | $ 234,788 | $ 108,000 |
| Stockton, CA | 85 | $ 30,937,000 | $ 363,964 | $ 98,000 |
| Columbus, OH | 81 | $ 15,721,000 | $ 194,086 | $ 110,000 |
| Reno-Sparks, NV | 78 | $ 25,620,000 | $ 328,461 | $ 97,000 |
| Santa Rosa-Petaluma, CA | 78 | $ 32,731,000 | $ 419,628 | $ 126,000 |
| Vallejo-Fairfield, CA | 77 | $ 29,404,000 | $ 381,870 | $ 103,000 |
| Kansas City, MO-KS | 76 | $ 12,797,000 | $ 168,381 | $ 85,000 |
| Salt Lake City, UT | 75 | $ 19,371,000 | $ 258,280 | $ 110,000 |
| Durham, NC | 74 | $ 12,048,000 | $ 162,810 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 70 | $ 12,222,000 | $ 174,600 | $ 115,000 |
| Birmingham-Hoover, AL | 69 | $ 11,280,000 | $ 163,478 | $ 71,000 |
| Des Moines, IA | 63 | $ 9,229,000 | $ 146,492 | $ 84,000 |
| Austin-Round Rock, TX | 61 | $ 11,095,000 | $ 181,885 | $ 88,000 |
| Springfield, MA | 59 | $ 10,523,000 | $ 178,355 | $ 148,000 |
| Albuquerque, NM | 57 | $ 7,801,000 | $ 136,859 | $ 62,000 |
| Norwich-New London, CT | 57 | $ 11,676,000 | $ 204,842 | $ 115,000 |
| Honolulu, HI | 56 | $ 23,246,000 | $ 415,107 | $ 158,000 |
| Portland-South Portland-Biddeford, ME | 56 | $ 10,599,000 | $ 189,267 | $ 74,000 |
| Tacoma, WA | 56 | $ 13,176,000 | $ 235,285 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 55 | $ 13,478,000 | $ 245,054 | $ 98,000 |
| Reading, PA | 54 | $ 6,956,000 | $ 128,814 | $ 67,000 |
| Charleston-North Charleston, SC | 53 | $ 12,012,000 | $ 226,641 | $ 181,000 |
| Modesto, CA | 53 | $ 14,440,000 | $ 272,452 | $ 87,000 |
| Harrisburg-Carlisle, PA | 52 | $ 6,733,000 | $ 129,480 | $ 82,000 |
| Boise City-Nampa, ID | 51 | $ 9,140,000 | $ 179,215 | $ 74,000 |
| Gary, IN | 51 | $ 6,730,000 | $ 131,960 | $ 297,000 |
| St. Cloud, MN | 50 | $ 6,832,000 | $ 136,640 | $ 59,000 |
| Bakersfield, CA | 49 | $ 12,693,000 | $ 259,040 | $ 85,000 |
| Dover, DE | 46 | $ 7,162,000 | $ 155,695 | $ 68,000 |
| Fresno, CA | 46 | $ 12,600,000 | $ 273,913 | $ 76,000 |
| Port St. Lucie-Fort Pierce, FL | 46 | $ 10,202,000 | $ 221,782 | $ 125,000 |
| Salinas, CA | 45 | $ 20,783,000 | $ 461,844 | $ 149,000 |
| Barnstable Town, MA | 44 | $ 11,183,000 | $ 254,159 | $ 101,000 |
| Fort Worth-Arlington, TX | 44 | $ 9,105,000 | $ 206,931 | $ 118,000 |
| Nashville-Davidson--Murfreesboro, TN | 44 | $ 10,261,000 | $ 233,204 | $ 90,000 |
| Provo-Orem, UT | 44 | $ 8,882,000 | $ 201,863 | $ 73,000 |
| Santa Cruz-Watsonville, CA | 44 | $ 23,034,000 | $ 523,500 | $ 144,000 |
| Ann Arbor, MI | 43 | $ 8,205,000 | $ 190,813 | $ 87,000 |
| Madison, WI | 43 | $ 8,643,000 | $ 201,000 | $ 129,000 |
| Little Rock-North Little Rock, AR | 42 | $ 6,156,000 | $ 146,571 | $ 84,000 |
| Wilmington, NC | 42 | $ 7,797,000 | $ 185,642 | $ 75,000 |
| Dayton, OH | 40 | $ 5,232,000 | $ 130,800 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 40 | $ 7,082,000 | $ 177,050 | $ 239,000 |
| Palm Bay-Melbourne-Titusville, FL | 40 | $ 7,493,000 | $ 187,325 | $ 87,000 |
| Scranton--Wilkes-Barre, PA | 40 | $ 4,405,000 | $ 110,125 | $ 69,000 |
| Lancaster, PA | 39 | $ 5,724,000 | $ 146,769 | $ 87,000 |
| Louisville, KY-IN | 39 | $ 7,843,000 | $ 201,102 | $ 77,000 |
| Memphis, TN-MS-AR | 39 | $ 7,159,000 | $ 183,564 | $ 100,000 |
| Naples-Marco Island, FL | 39 | $ 14,196,000 | $ 364,000 | $ 163,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 39 | $ 20,254,000 | $ 519,333 | $ 152,000 |
| York-Hanover, PA | 39 | $ 5,905,000 | $ 151,410 | $ 90,000 |
| Oklahoma City, OK | 38 | $ 4,683,000 | $ 123,236 | $ 75,000 |
| Eugene-Springfield, OR | 37 | $ 6,381,000 | $ 172,459 | $ 80,000 |
| Greenville, SC | 37 | $ 6,533,000 | $ 176,567 | $ 97,000 |
| Akron, OH | 36 | $ 6,327,000 | $ 175,750 | $ 98,000 |
| Colorado Springs, CO | 36 | $ 7,393,000 | $ 205,361 | $ 73,000 |
| Ocean City, NJ | 36 | $ 10,438,000 | $ 289,944 | $ 92,000 |
| Omaha-Council Bluffs, NE-IA | 36 | $ 5,830,000 | $ 161,944 | $ 90,000 |
| Albany-Schenectady-Troy, NY | 35 | $ 4,578,000 | $ 130,800 | $ 68,000 |
| Tallahassee, FL | 35 | $ 5,567,000 | $ 159,057 | $ 88,000 |
| Tulsa, OK | 35 | $ 4,146,000 | $ 118,457 | $ 77,000 |
| Buffalo-Niagara Falls, NY | 34 | $ 3,785,000 | $ 111,323 | $ 73,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 34 | $ 7,228,000 | $ 212,588 | $ 108,000 |
| Gainesville, FL | 34 | $ 4,263,000 | $ 125,382 | $ 69,000 |
| Lakeland, FL | 34 | $ 5,144,000 | $ 151,294 | $ 108,000 |
| Rochester, NY | 34 | $ 3,791,000 | $ 111,500 | $ 65,000 |
| Boulder, CO | 33 | $ 11,293,000 | $ 342,212 | $ 107,000 |
| Charlottesville, VA | 33 | $ 7,125,000 | $ 215,909 | $ 96,000 |
| Syracuse, NY | 32 | $ 3,507,000 | $ 109,593 | $ 64,000 |
| Greensboro-High Point, NC | 31 | $ 5,091,000 | $ 164,225 | $ 102,000 |
| Baton Rouge, LA | 29 | $ 3,387,000 | $ 116,793 | $ 76,000 |
| Columbia, SC | 29 | $ 4,026,000 | $ 138,827 | $ 85,000 |
| San Luis Obispo-Paso Robles, CA | 29 | $ 13,433,000 | $ 463,206 | $ 160,000 |
| Burlington-South Burlington, VT | 28 | $ 5,820,000 | $ 207,857 | $ 89,000 |
| San Antonio, TX | 28 | $ 6,259,000 | $ 223,535 | $ 115,000 |
| Asheville, NC | 26 | $ 5,552,000 | $ 213,538 | $ 83,000 |
| Ogden-Clearfield, UT | 26 | $ 4,219,000 | $ 162,269 | $ 70,000 |
| Kingston, NY | 25 | $ 5,058,000 | $ 202,320 | $ 150,000 |
| Prescott, AZ | 25 | $ 5,749,000 | $ 229,960 | $ 90,000 |
| Fort Collins-Loveland, CO | 24 | $ 7,380,000 | $ 307,500 | $ 78,000 |
| Ocala, FL | 24 | $ 3,437,000 | $ 143,208 | $ 62,000 |
| Vineland-Millville-Bridgeton, NJ | 24 | $ 2,607,000 | $ 108,625 | $ 61,000 |
| Lansing-East Lansing, MI | 23 | $ 4,093,000 | $ 177,956 | $ 85,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 4,335,000 | $ 197,045 | $ 113,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 22 | $ 4,042,000 | $ 183,727 | $ 68,000 |
| Bellingham, WA | 21 | $ 3,842,000 | $ 182,952 | $ 72,000 |
| Evansville, IN-KY | 21 | $ 3,088,000 | $ 147,047 | $ 84,000 |
| Napa, CA | 21 | $ 10,049,000 | $ 478,523 | $ 156,000 |
| Hagerstown-Martinsburg, MD-WV | 20 | $ 4,421,000 | $ 221,050 | $ 427,000 |
| Lynchburg, VA | 20 | $ 3,538,000 | $ 176,900 | $ 97,000 |
| Punta Gorda, FL | 20 | $ 2,981,000 | $ 149,050 | $ 82,000 |
| Roanoke, VA | 20 | $ 2,723,000 | $ 136,150 | $ 105,000 |
| Santa Fe, NM | 20 | $ 6,135,000 | $ 306,750 | $ 80,000 |
| Lexington-Fayette, KY | 19 | $ 3,899,000 | $ 205,210 | $ 233,000 |
| Visalia-Porterville, CA | 19 | $ 3,950,000 | $ 207,894 | $ 137,000 |
| Bremerton-Silverdale, WA | 18 | $ 4,337,000 | $ 240,944 | $ 99,000 |
| Merced, CA | 18 | $ 4,769,000 | $ 264,944 | $ 79,000 |
| Montgomery, AL | 18 | $ 2,912,000 | $ 161,777 | $ 79,000 |
| Rockford, IL | 18 | $ 2,171,000 | $ 120,611 | $ 91,000 |
| Spokane, WA | 18 | $ 2,702,000 | $ 150,111 | $ 75,000 |
| Wichita, KS | 18 | $ 1,905,000 | $ 105,833 | $ 57,000 |
| Anchorage, AK | 17 | $ 3,814,000 | $ 224,352 | $ 81,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 2,377,000 | $ 139,823 | $ 83,000 |
| Huntsville, AL | 17 | $ 2,583,000 | $ 151,941 | $ 89,000 |
| Knoxville, TN | 17 | $ 3,270,000 | $ 192,352 | $ 52,000 |
| Salem, OR | 17 | $ 2,510,000 | $ 147,647 | $ 58,000 |
| Toledo, OH | 17 | $ 1,767,000 | $ 103,941 | $ 69,000 |
| Bend, OR | 16 | $ 4,418,000 | $ 276,125 | $ 296,000 |
| Flagstaff, AZ | 16 | $ 5,880,000 | $ 367,500 | $ 133,000 |
| Rochester, MN | 16 | $ 3,111,000 | $ 194,437 | $ 98,000 |
| Springfield, MO | 16 | $ 2,396,000 | $ 149,750 | $ 68,000 |
| Yuba City, CA | 16 | $ 3,519,000 | $ 219,937 | $ 60,000 |
| Bloomington, IN | 15 | $ 2,385,000 | $ 159,000 | $ 96,000 |
| Chico, CA | 15 | $ 3,497,000 | $ 233,133 | $ 94,000 |
| Fayetteville, NC | 15 | $ 1,606,000 | $ 107,066 | $ 66,000 |
| Lincoln, NE | 15 | $ 3,468,000 | $ 231,200 | $ 84,000 |
| Savannah, GA | 15 | $ 2,379,000 | $ 158,600 | $ 90,000 |
| Bloomington-Normal, IL | 14 | $ 1,982,000 | $ 141,571 | $ 92,000 |
| Duluth, MN-WI | 14 | $ 1,499,000 | $ 107,071 | $ 45,000 |
| Greeley, CO | 14 | $ 3,615,000 | $ 258,214 | $ 82,000 |
| St. George, UT | 14 | $ 2,835,000 | $ 202,500 | $ 63,000 |
| Winston-Salem, NC | 14 | $ 1,979,000 | $ 141,357 | $ 61,000 |
| Binghamton, NY | 13 | $ 945,000 | $ 72,692 | $ 63,000 |
| Champaign-Urbana, IL | 13 | $ 1,482,000 | $ 114,000 | $ 93,000 |
| Fort Walton Beach-Crestview-Destin, FL | 13 | $ 3,910,000 | $ 300,769 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 2,553,000 | $ 196,384 | $ 75,000 |
| Bangor, ME | 12 | $ 1,424,000 | $ 118,666 | $ 120,000 |
| Fort Wayne, IN | 12 | $ 1,418,000 | $ 118,166 | $ 75,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,795,000 | $ 149,583 | $ 78,000 |
| Jackson, MS | 12 | $ 1,706,000 | $ 142,166 | $ 89,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,288,000 | $ 107,333 | $ 171,000 |
| Macon, GA | 12 | $ 1,901,000 | $ 158,416 | $ 76,000 |
| Racine, WI | 12 | $ 2,256,000 | $ 188,000 | $ 84,000 |
| Salisbury, MD | 12 | $ 1,678,000 | $ 139,833 | $ 69,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 1,253,000 | $ 104,416 | $ 64,000 |
| Topeka, KS | 12 | $ 1,108,000 | $ 92,333 | $ 60,000 |
| Carson City, NV | 11 | $ 2,549,000 | $ 231,727 | $ 49,000 |
| Gainesville, GA | 11 | $ 1,882,000 | $ 171,090 | $ 98,000 |
| Lafayette, IN | 11 | $ 1,906,000 | $ 173,272 | $ 122,000 |
| Morgantown, WV | 11 | $ 1,310,000 | $ 119,090 | $ 64,000 |
| State College, PA | 11 | $ 1,294,000 | $ 117,636 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,021,000 | $ 102,100 | $ 58,000 |
| Iowa City, IA | 10 | $ 1,012,000 | $ 101,200 | $ 59,000 |
| Peoria, IL | 10 | $ 801,000 | $ 80,100 | $ 54,000 |
| Utica-Rome, NY | 10 | $ 1,082,000 | $ 108,200 | $ 73,000 |
| Winchester, VA-WV | 10 | $ 2,502,000 | $ 250,200 | $ 117,000 |
| Canton-Massillon, OH | 9 | $ 778,000 | $ 86,444 | $ 79,000 |
| Cheyenne, WY | 9 | $ 1,374,000 | $ 152,666 | $ 70,000 |
| Columbus, GA-AL | 9 | $ 1,655,000 | $ 183,888 | $ 76,000 |
| Shreveport-Bossier City, LA | 9 | $ 1,082,000 | $ 120,222 | $ 65,000 |
| Sioux Falls, SD | 9 | $ 1,140,000 | $ 126,666 | $ 109,000 |
| Terre Haute, IN | 9 | $ 894,000 | $ 99,333 | $ 63,000 |
| Vero Beach, FL | 9 | $ 2,348,000 | $ 260,888 | $ 80,000 |
| Athens-Clarke County, GA | 8 | $ 1,034,000 | $ 129,250 | $ 69,000 |
| Cedar Rapids, IA | 8 | $ 939,000 | $ 117,375 | $ 128,000 |
| Eau Claire, WI | 8 | $ 830,000 | $ 103,750 | $ 46,000 |
| Fargo, ND-MN | 8 | $ 953,000 | $ 119,125 | $ 57,000 |
| Joplin, MO | 8 | $ 607,000 | $ 75,875 | $ 42,000 |
| Lafayette, LA | 8 | $ 994,000 | $ 124,250 | $ 58,000 |
| Las Cruces, NM | 8 | $ 994,000 | $ 124,250 | $ 54,000 |
| Madera, CA | 8 | $ 2,226,000 | $ 278,250 | $ 58,000 |
| Monroe, MI | 8 | $ 1,381,000 | $ 172,625 | $ 82,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 2,400,000 | $ 300,000 | $ 182,000 |
| Rapid City, SD | 8 | $ 1,298,000 | $ 162,250 | $ 109,000 |
| Redding, CA | 8 | $ 2,037,000 | $ 254,625 | $ 135,000 |
| Spartanburg, SC | 8 | $ 998,000 | $ 124,750 | $ 107,000 |
| Williamsport, PA | 8 | $ 608,000 | $ 76,000 | $ 44,000 |
| Altoona, PA | 7 | $ 348,000 | $ 49,714 | $ 47,000 |
| Ames, IA | 7 | $ 700,000 | $ 100,000 | $ 65,000 |
| Anderson, SC | 7 | $ 773,000 | $ 110,428 | $ 39,000 |
| Coeur D'Alene, ID | 7 | $ 1,433,000 | $ 204,714 | $ 131,000 |
| Columbia, MO | 7 | $ 923,000 | $ 131,857 | $ 64,000 |
| Columbus, IN | 7 | $ 967,000 | $ 138,142 | $ 87,000 |
| El Paso, TX | 7 | $ 1,110,000 | $ 158,571 | $ 49,000 |
| Elkhart-Goshen, IN | 7 | $ 442,000 | $ 63,142 | $ 29,000 |
| Green Bay, WI | 7 | $ 966,000 | $ 138,000 | $ 59,000 |
| Greenville, NC | 7 | $ 1,136,000 | $ 162,285 | $ 86,000 |
| Gulfport-Biloxi, MS | 7 | $ 1,178,000 | $ 168,285 | $ 63,000 |
| Johnstown, PA | 7 | $ 346,000 | $ 49,428 | $ 53,000 |
| Kennewick-Richland-Pasco, WA | 7 | $ 1,254,000 | $ 179,142 | $ 166,000 |
| Mobile, AL | 7 | $ 691,000 | $ 98,714 | $ 52,000 |
| Muskegon-Norton Shores, MI | 7 | $ 633,000 | $ 90,428 | $ 48,000 |
| Niles-Benton Harbor, MI | 7 | $ 2,442,000 | $ 348,857 | $ 271,000 |
| Panama City-Lynn Haven, FL | 7 | $ 1,359,000 | $ 194,142 | $ 56,000 |
| Billings, MT | 6 | $ 1,066,000 | $ 177,666 | $ 78,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 729,000 | $ 121,500 | $ 74,000 |
| Charleston, WV | 6 | $ 376,000 | $ 62,666 | $ 51,000 |
| Chattanooga, TN-GA | 6 | $ 1,152,000 | $ 192,000 | $ 93,000 |
| Cumberland, MD-WV | 6 | $ 509,000 | $ 84,833 | $ 96,000 |
| Erie, PA | 6 | $ 614,000 | $ 102,333 | $ 81,000 |
| Flint, MI | 6 | $ 851,000 | $ 141,833 | $ 54,000 |
| Hanford-Corcoran, CA | 6 | $ 1,233,000 | $ 205,500 | $ 169,000 |
| Harrisonburg, VA | 6 | $ 1,182,000 | $ 197,000 | $ 82,000 |
| Ithaca, NY | 6 | $ 593,000 | $ 98,833 | $ 56,000 |
| Kokomo, IN | 6 | $ 690,000 | $ 115,000 | $ 76,000 |
| Lake Charles, LA | 6 | $ 571,000 | $ 95,166 | $ 75,000 |
| Medford, OR | 6 | $ 2,231,000 | $ 371,833 | $ 77,000 |
| Olympia, WA | 6 | $ 1,034,000 | $ 172,333 | $ 63,000 |
| Pueblo, CO | 6 | $ 691,000 | $ 115,166 | $ 49,000 |
| Rome, GA | 6 | $ 825,000 | $ 137,500 | $ 92,000 |
| Warner Robins, GA | 6 | $ 741,000 | $ 123,500 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 557,000 | $ 92,833 | $ 60,000 |
| Albany, GA | 5 | $ 309,000 | $ 61,800 | $ 37,000 |
| Battle Creek, MI | 5 | $ 511,000 | $ 102,200 | $ 64,000 |
| Burlington, NC | 5 | $ 752,000 | $ 150,400 | $ 63,000 |
| Fort Smith, AR-OK | 5 | $ 520,000 | $ 104,000 | $ 36,000 |
| Holland-Grand Haven, MI | 5 | $ 683,000 | $ 136,600 | $ 48,000 |
| Jackson, MI | 5 | $ 642,000 | $ 128,400 | $ 73,000 |
| Jacksonville, NC | 5 | $ 1,203,000 | $ 240,600 | $ 122,000 |
| Lebanon, PA | 5 | $ 409,000 | $ 81,800 | $ 61,000 |
| Logan, UT-ID | 5 | $ 952,000 | $ 190,400 | $ 121,000 |
| Monroe, LA | 5 | $ 1,013,000 | $ 202,600 | $ 178,000 |
| Oshkosh-Neenah, WI | 5 | $ 807,000 | $ 161,400 | $ 107,000 |
| Pascagoula, MS | 5 | $ 604,000 | $ 120,800 | $ 62,000 |
| Pittsfield, MA | 5 | $ 570,000 | $ 114,000 | $ 59,000 |
| Rocky Mount, NC | 5 | $ 1,116,000 | $ 223,200 | $ 183,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 528,000 | $ 105,600 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 549,000 | $ 109,800 | $ 54,000 |
| Wenatchee, WA | 5 | $ 1,721,000 | $ 344,200 | $ 94,000 |
| Alexandria, LA | 4 | $ 425,000 | $ 106,250 | $ 67,000 |
| Brunswick, GA | 4 | $ 701,000 | $ 175,250 | $ 71,000 |
| Corpus Christi, TX | 4 | $ 696,000 | $ 174,000 | $ 120,000 |
| Corvallis, OR | 4 | $ 981,000 | $ 245,250 | $ 91,000 |
| Grand Junction, CO | 4 | $ 801,000 | $ 200,250 | $ 81,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 170,000 | $ 42,500 | $ 42,000 |
| Idaho Falls, ID | 4 | $ 625,000 | $ 156,250 | $ 126,000 |
| Jefferson City, MO | 4 | $ 318,000 | $ 79,500 | $ 39,000 |
| La Crosse, WI-MN | 4 | $ 505,000 | $ 126,250 | $ 79,000 |
| Lawton, OK | 4 | $ 398,000 | $ 99,500 | $ 66,000 |
| Lewiston-Auburn, ME | 4 | $ 384,000 | $ 96,000 | $ 49,000 |
| McAllen-Edinburg-Pharr, TX | 4 | $ 490,000 | $ 122,500 | $ 90,000 |
| Midland, TX | 4 | $ 412,000 | $ 103,000 | $ 89,000 |
| Yuma, AZ | 4 | $ 762,000 | $ 190,500 | $ 71,000 |
| Amarillo, TX | 3 | $ 383,000 | $ 127,666 | $ 75,000 |
| Auburn-Opelika, AL | 3 | $ 681,000 | $ 227,000 | $ 72,000 |
| Bay City, MI | 3 | $ 197,000 | $ 65,666 | $ 25,000 |
| Beaumont-Port Arthur, TX | 3 | $ 339,000 | $ 113,000 | $ 46,000 |
| Bismarck, ND | 3 | $ 420,000 | $ 140,000 | $ 60,000 |
| Clarksville, TN-KY | 3 | $ 243,000 | $ 81,000 | $ 1,310,000 |
| Dalton, GA | 3 | $ 482,000 | $ 160,666 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 481,000 | $ 160,333 | $ 111,000 |
| Decatur, IL | 3 | $ 211,000 | $ 70,333 | $ 32,000 |
| Dothan, AL | 3 | $ 173,000 | $ 57,666 | $ 40,000 |
| El Centro, CA | 3 | $ 793,000 | $ 264,333 | $ 61,000 |
| Florence, SC | 3 | $ 311,000 | $ 103,666 | $ 82,000 |
| Fond Du Lac, WI | 3 | $ 408,000 | $ 136,000 | $ 70,000 |
| Goldsboro, NC | 3 | $ 190,000 | $ 63,333 | $ 42,000 |
| Grand Forks, ND-MN | 3 | $ 240,000 | $ 80,000 | $ 98,000 |
| Hattiesburg, MS | 3 | $ 263,000 | $ 87,666 | $ 81,000 |
| Johnson City, TN | 3 | $ 455,000 | $ 151,666 | $ 91,000 |
| Kankakee-Bradley, IL | 3 | $ 295,000 | $ 98,333 | $ 72,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 336,000 | $ 112,000 | $ 36,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Lawrence, KS | 3 | $ 433,000 | $ 144,333 | $ 98,000 |
| Lima, OH | 3 | $ 257,000 | $ 85,666 | $ 58,000 |
| Lubbock, TX | 3 | $ 416,000 | $ 138,666 | $ 80,000 |
| Michigan City-La Porte, IN | 3 | $ 163,000 | $ 54,333 | $ 49,000 |
| Parkersburg-Marietta, WV-OH | 3 | $ 234,000 | $ 78,000 | $ 55,000 |
| Pocatello, ID | 3 | $ 372,000 | $ 124,000 | $ 93,000 |
| Sheboygan, WI | 3 | $ 218,000 | $ 72,666 | $ 45,000 |
| Springfield, OH | 3 | $ 182,000 | $ 60,666 | $ 64,000 |
| Tuscaloosa, AL | 3 | $ 731,000 | $ 243,666 | $ 67,000 |
| Anniston-Oxford, AL | 2 | $ 255,000 | $ 127,500 | $ 75,000 |
| Bowling Green, KY | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Casper, WY | 2 | $ 359,000 | $ 179,500 | $ 93,000 |
| Danville, IL | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Dubuque, IA | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Glens Falls, NY | 2 | $ 325,000 | $ 162,500 | $ 56,000 |
| Hot Springs, AR | 2 | $ 572,000 | $ 286,000 | $ 183,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 128,000 | $ 64,000 | $ 51,000 |
| Jonesboro, AR | 2 | $ 104,000 | $ 52,000 | $ 42,000 |
| Longview, TX | 2 | $ 97,000 | $ 48,500 | $ 38,000 |
| Longview, WA | 2 | $ 307,000 | $ 153,500 | $ 80,000 |
| Missoula, MT | 2 | $ 273,000 | $ 136,500 | $ 46,000 |
| Morristown, TN | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Pine Bluff, AR | 2 | $ 208,000 | $ 104,000 | $ 59,000 |
| Tyler, TX | 2 | $ 466,000 | $ 233,000 | $ 177,000 |
| Yakima, WA | 2 | $ 224,000 | $ 112,000 | $ 38,000 |
| Abilene, TX | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Anderson, IN | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Appleton, WI | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Brownsville-Harlingen, TX | 1 | $ 86,000 | $ 86,000 | $ 95,000 |
| Cleveland, TN | 1 | $ 170,000 | $ 170,000 | $ 204,000 |
| College Station-Bryan, TX | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Danville, VA | 1 | $ 118,000 | $ 118,000 | $ 90,000 |
| Decatur, AL | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Elizabethtown, KY | 1 | $ 77,000 | $ 77,000 | $ 110,000 |
| Elmira, NY | 1 | $ 43,000 | $ 43,000 | $ 2,000 |
| Farmington, NM | 1 | $ 61,000 | $ 61,000 | $ 83,000 |
| Gadsden, AL | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Great Falls, MT | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Jackson, TN | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Janesville, WI | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Lewiston, ID-WA | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Muncie, IN | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Owensboro, KY | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| San Angelo, TX | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Sandusky, OH | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Sherman-Denison, TX | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Sioux City, IA-NE-SD | 1 | $ 28,000 | $ 28,000 | $ 40,000 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| St. Joseph, MO-KS | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| Sumter, SC | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Waco, TX | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Wausau, WI | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Wheeling, WV-OH | 1 | $ 61,000 | $ 61,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,903 | $4,658,605,000 | $190,000 | $3,500,000 | $97,588 | $9,200,000 |
| Home Purchase | 17,539 | $5,221,664,000 | $224,634 | $2,000,000 | $102,557 | $8,213,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,709 | $3,214,235,000 | $183,903 | $3,500,000 | $102,230 | $9,200,000 |
| Not applicable | 9,735 | $3,341,985,000 | $312,959 | $1,000,000 | $81,877 | $4,000,000 |
| Not Provided | 7,838 | $1,965,041,000 | $189,076 | $2,000,000 | $103,596 | $7,400,000 |
| Asian | 2,933 | $887,840,000 | $218,020 | $1,695,000 | $104,469 | $2,671,000 |
| Black or African American | 1,044 | $195,385,000 | $166,500 | $2,000,000 | $79,450 | $8,213,000 |
| Hispanic | 985 | $232,057,000 | $170,534 | $1,304,000 | $132,488 | $4,600,000 |
| American Indian or Alaskan Native | 108 | $20,429,000 | $174,843 | $575,000 | $98,531 | $2,550,000 |
| Native Hawaiian or Other Pacific Islander | 90 | $23,297,000 | $191,518 | $890,000 | $81,592 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,389 | $9,868,731,000 | $206,115 | $3,500,000 | $100,634 | $9,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $7,182,000 | $211,333 | $500,000 | $104,111 | $400,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,412,000 | $217,700 | $795,000 | $117,500 | $226,000 |
| FHA-insured (Federal Housing Administration) | 7 | $944,000 | $134,857 | $213,000 | $75,285 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,360 | $2,701,430,000 | $196,411 | $2,000,000 | $99,098 | $4,313,000 |
| Loan Purchased By The Institution | 9,731 | $3,340,838,000 | $313,122 | $1,000,000 | $81,979 | $4,000,000 |
| Application Denied By Financial Institution | 8,262 | $1,793,691,000 | $166,529 | $3,000,000 | $107,117 | $9,000,000 |
| Application Approved But Not Accepted | 7,367 | $1,856,854,000 | $190,823 | $3,500,000 | $99,764 | $9,200,000 |
| Application Withdrawn By Applicant | 368 | $95,668,000 | $198,378 | $2,000,000 | $142,162 | $8,213,000 |
| Preapproval Approved but not Accepted | 233 | $62,990,000 | $270,000 | $1,500,000 | $104,000 | $801,000 |
| Preapproval Denied by Financial Institution | 97 | $22,763,000 | $234,000 | $850,000 | $82,000 | $348,000 |
| File Closed For Incompleteness | 24 | $6,035,000 | $250,142 | $750,000 | $130,571 | $900,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,311 | $832,465,000 | $157,557 | $2,000,000 | $138,865 | $9,000,000 |
| Debt-To-Income Ratio | 2,262 | $525,641,000 | $171,384 | $1,440,000 | $66,038 | $700,000 |
| Collateral | 1,506 | $386,365,000 | $196,078 | $2,000,000 | $94,607 | $8,186,000 |
| Other | 223 | $57,947,000 | $175,153 | $3,000,000 | $88,846 | $928,000 |
| Employment History | 37 | $9,243,000 | $222,315 | $911,000 | $119,947 | $890,000 |
| Unverifiable Information | 19 | $3,393,000 | $170,153 | $623,000 | $81,307 | $343,000 |
| Credit Application Incomplete | 1 | $1,400,000 | $1,400,000 | $1,400,000 | $600,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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