Ing Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Ing Bank, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ing Bank, Fsb 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 36,442 |
| Total Mortgage Loan Application Amount | $9,880,269,000 |
| Average Mortgage Loan Application Amount | $207,485 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $100,097 |
| Highest Applicant Income | $9,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Ing Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ing Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Ing Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ing Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Ing Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ing Bank, Fsb's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,061 | $ 835,648,000 | $ 405,000 | $ 159,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,696 | $ 487,108,000 | $ 287,000 | $ 109,000 |
| PHILADELPHIA, PA | 1,419 | $ 290,545,000 | $ 204,000 | $ 108,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,264 | $ 311,910,000 | $ 246,000 | $ 100,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,150 | $ 216,522,000 | $ 188,000 | $ 109,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 894 | $ 377,381,000 | $ 422,000 | $ 146,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 879 | $ 382,029,000 | $ 434,000 | $ 144,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 874 | $ 175,331,000 | $ 200,000 | $ 82,000 |
| EDISON, NJ | 863 | $ 237,858,000 | $ 275,000 | $ 143,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 857 | $ 290,903,000 | $ 339,000 | $ 128,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 646 | $ 312,466,000 | $ 483,000 | $ 152,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 635 | $ 215,726,000 | $ 339,000 | $ 113,000 |
| BOSTON-QUINCY, MA | 627 | $ 171,273,000 | $ 273,000 | $ 102,000 |
| NASSAU-SUFFOLK, NY | 615 | $ 181,219,000 | $ 294,000 | $ 154,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 591 | $ 236,020,000 | $ 399,000 | $ 203,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 553 | $ 149,011,000 | $ 269,000 | $ 95,000 |
| NEWARK-UNION, NJ-PA | 544 | $ 164,756,000 | $ 302,000 | $ 122,000 |
| WILMINGTON, DE-MD-NJ | 540 | $ 99,743,000 | $ 184,000 | $ 77,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 527 | $ 152,938,000 | $ 290,000 | $ 114,000 |
| CAMDEN, NJ | 507 | $ 89,003,000 | $ 175,000 | $ 84,000 |
| BALTIMORE-TOWSON, MD | 481 | $ 113,291,000 | $ 235,000 | $ 109,000 |
| DENVER-AURORA, CO | 468 | $ 110,183,000 | $ 235,000 | $ 93,000 |
| LAS VEGAS-PARADISE, NV | 407 | $ 129,477,000 | $ 318,000 | $ 124,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 377 | $ 187,070,000 | $ 496,000 | $ 200,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 321 | $ 118,980,000 | $ 370,000 | $ 154,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 318 | $ 113,457,000 | $ 356,000 | $ 120,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 305 | $ 99,229,000 | $ 325,000 | $ 120,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 289 | $ 63,963,000 | $ 221,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 276 | $ 54,531,000 | $ 197,000 | $ 137,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 260 | $ 49,612,000 | $ 190,000 | $ 92,000 |
| ORLANDO, FL | 256 | $ 58,241,000 | $ 227,000 | $ 88,000 |
| ESSEX COUNTY, MA | 253 | $ 68,334,000 | $ 270,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 248 | $ 116,175,000 | $ 468,000 | $ 151,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 240 | $ 59,020,000 | $ 245,000 | $ 97,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 228 | $ 60,741,000 | $ 266,000 | $ 112,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 223 | $ 75,521,000 | $ 338,000 | $ 124,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 206 | $ 63,078,000 | $ 306,000 | $ 124,000 |
| WORCESTER, MA | 201 | $ 44,117,000 | $ 219,000 | $ 117,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 192 | $ 45,157,000 | $ 235,000 | $ 103,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 177 | $ 60,642,000 | $ 342,000 | $ 151,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 175 | $ 39,113,000 | $ 223,000 | $ 125,000 |
| RICHMOND, VA | 173 | $ 37,657,000 | $ 217,000 | $ 100,000 |
| TRENTON-EWING, NJ | 171 | $ 46,089,000 | $ 269,000 | $ 120,000 |
| ST. LOUIS, MO-IL | 166 | $ 34,383,000 | $ 207,000 | $ 93,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 163 | $ 24,468,000 | $ 150,000 | $ 73,000 |
| RALEIGH-CARY, NC | 159 | $ 32,175,000 | $ 202,000 | $ 301,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 154 | $ 26,104,000 | $ 169,000 | $ 78,000 |
| NEW HAVEN-MILFORD, CT | 153 | $ 32,356,000 | $ 211,000 | $ 95,000 |
| INDIANAPOLIS, IN | 147 | $ 31,076,000 | $ 211,000 | $ 113,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 129 | $ 21,350,000 | $ 165,000 | $ 80,000 |
| PITTSBURGH, PA | 129 | $ 19,180,000 | $ 148,000 | $ 82,000 |
| DALLAS-PLANO-IRVING, TX | 128 | $ 29,032,000 | $ 226,000 | $ 98,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 125 | $ 24,386,000 | $ 195,000 | $ 99,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 124 | $ 27,157,000 | $ 219,000 | $ 141,000 |
| TUCSON, AZ | 115 | $ 26,893,000 | $ 233,000 | $ 82,000 |
| JACKSONVILLE, FL | 113 | $ 23,399,000 | $ 207,000 | $ 116,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 107 | $ 21,552,000 | $ 201,000 | $ 97,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 99 | $ 21,391,000 | $ 216,000 | $ 89,000 |
| MANCHESTER-NASHUA, NH | 98 | $ 19,789,000 | $ 201,000 | $ 84,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 94 | $ 19,649,000 | $ 209,000 | $ 307,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 89 | $ 13,237,000 | $ 148,000 | $ 77,000 |
| ATLANTIC CITY, NJ | 86 | $ 14,615,000 | $ 169,000 | $ 123,000 |
| SARASOTA-BRADENTON-VENICE, FL | 85 | $ 19,957,000 | $ 234,000 | $ 108,000 |
| STOCKTON, CA | 85 | $ 30,937,000 | $ 363,000 | $ 98,000 |
| COLUMBUS, OH | 81 | $ 15,721,000 | $ 194,000 | $ 110,000 |
| RENO-SPARKS, NV | 78 | $ 25,620,000 | $ 328,000 | $ 97,000 |
| SANTA ROSA-PETALUMA, CA | 78 | $ 32,731,000 | $ 419,000 | $ 126,000 |
| VALLEJO-FAIRFIELD, CA | 77 | $ 29,404,000 | $ 381,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 76 | $ 12,797,000 | $ 168,000 | $ 85,000 |
| SALT LAKE CITY, UT | 75 | $ 19,371,000 | $ 258,000 | $ 110,000 |
| DURHAM, NC | 74 | $ 12,048,000 | $ 162,000 | $ 93,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 70 | $ 12,222,000 | $ 174,000 | $ 115,000 |
| BIRMINGHAM-HOOVER, AL | 69 | $ 11,280,000 | $ 163,000 | $ 71,000 |
| DES MOINES, IA | 63 | $ 9,229,000 | $ 146,000 | $ 84,000 |
| AUSTIN-ROUND ROCK, TX | 61 | $ 11,095,000 | $ 181,000 | $ 88,000 |
| SPRINGFIELD, MA | 59 | $ 10,523,000 | $ 178,000 | $ 148,000 |
| ALBUQUERQUE, NM | 57 | $ 7,801,000 | $ 136,000 | $ 62,000 |
| NORWICH-NEW LONDON, CT | 57 | $ 11,676,000 | $ 204,000 | $ 115,000 |
| HONOLULU, HI | 56 | $ 23,246,000 | $ 415,000 | $ 158,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 56 | $ 10,599,000 | $ 189,000 | $ 74,000 |
| TACOMA, WA | 56 | $ 13,176,000 | $ 235,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 55 | $ 13,478,000 | $ 245,000 | $ 98,000 |
| READING, PA | 54 | $ 6,956,000 | $ 128,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 53 | $ 12,012,000 | $ 226,000 | $ 181,000 |
| MODESTO, CA | 53 | $ 14,440,000 | $ 272,000 | $ 87,000 |
| HARRISBURG-CARLISLE, PA | 52 | $ 6,733,000 | $ 129,000 | $ 82,000 |
| BOISE CITY-NAMPA, ID | 51 | $ 9,140,000 | $ 179,000 | $ 74,000 |
| GARY, IN | 51 | $ 6,730,000 | $ 131,000 | $ 297,000 |
| ST. CLOUD, MN | 50 | $ 6,832,000 | $ 136,000 | $ 59,000 |
| BAKERSFIELD, CA | 49 | $ 12,693,000 | $ 259,000 | $ 85,000 |
| DOVER, DE | 46 | $ 7,162,000 | $ 155,000 | $ 68,000 |
| FRESNO, CA | 46 | $ 12,600,000 | $ 273,000 | $ 76,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 46 | $ 10,202,000 | $ 221,000 | $ 125,000 |
| SALINAS, CA | 45 | $ 20,783,000 | $ 461,000 | $ 149,000 |
| BARNSTABLE TOWN, MA | 44 | $ 11,183,000 | $ 254,000 | $ 101,000 |
| FORT WORTH-ARLINGTON, TX | 44 | $ 9,105,000 | $ 206,000 | $ 118,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 44 | $ 10,261,000 | $ 233,000 | $ 90,000 |
| PROVO-OREM, UT | 44 | $ 8,882,000 | $ 201,000 | $ 73,000 |
| SANTA CRUZ-WATSONVILLE, CA | 44 | $ 23,034,000 | $ 523,000 | $ 144,000 |
| ANN ARBOR, MI | 43 | $ 8,205,000 | $ 190,000 | $ 87,000 |
| MADISON, WI | 43 | $ 8,643,000 | $ 201,000 | $ 129,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 42 | $ 6,156,000 | $ 146,000 | $ 84,000 |
| WILMINGTON, NC | 42 | $ 7,797,000 | $ 185,000 | $ 75,000 |
| DAYTON, OH | 40 | $ 5,232,000 | $ 130,000 | $ 70,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 40 | $ 7,082,000 | $ 177,000 | $ 239,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 40 | $ 7,493,000 | $ 187,000 | $ 87,000 |
| SCRANTON--WILKES-BARRE, PA | 40 | $ 4,405,000 | $ 110,000 | $ 69,000 |
| LANCASTER, PA | 39 | $ 5,724,000 | $ 146,000 | $ 87,000 |
| LOUISVILLE, KY-IN | 39 | $ 7,843,000 | $ 201,000 | $ 77,000 |
| MEMPHIS, TN-MS-AR | 39 | $ 7,159,000 | $ 183,000 | $ 100,000 |
| NAPLES-MARCO ISLAND, FL | 39 | $ 14,196,000 | $ 364,000 | $ 163,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 39 | $ 20,254,000 | $ 519,000 | $ 152,000 |
| YORK-HANOVER, PA | 39 | $ 5,905,000 | $ 151,000 | $ 90,000 |
| OKLAHOMA CITY, OK | 38 | $ 4,683,000 | $ 123,000 | $ 75,000 |
| EUGENE-SPRINGFIELD, OR | 37 | $ 6,381,000 | $ 172,000 | $ 80,000 |
| GREENVILLE, SC | 37 | $ 6,533,000 | $ 176,000 | $ 97,000 |
| AKRON, OH | 36 | $ 6,327,000 | $ 175,000 | $ 98,000 |
| COLORADO SPRINGS, CO | 36 | $ 7,393,000 | $ 205,000 | $ 73,000 |
| OCEAN CITY, NJ | 36 | $ 10,438,000 | $ 289,000 | $ 92,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 36 | $ 5,830,000 | $ 161,000 | $ 90,000 |
| ALBANY-SCHENECTADY-TROY, NY | 35 | $ 4,578,000 | $ 130,000 | $ 68,000 |
| TALLAHASSEE, FL | 35 | $ 5,567,000 | $ 159,000 | $ 88,000 |
| TULSA, OK | 35 | $ 4,146,000 | $ 118,000 | $ 77,000 |
| BUFFALO-NIAGARA FALLS, NY | 34 | $ 3,785,000 | $ 111,000 | $ 73,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 34 | $ 7,228,000 | $ 212,000 | $ 108,000 |
| GAINESVILLE, FL | 34 | $ 4,263,000 | $ 125,000 | $ 69,000 |
| LAKELAND, FL | 34 | $ 5,144,000 | $ 151,000 | $ 108,000 |
| ROCHESTER, NY | 34 | $ 3,791,000 | $ 111,000 | $ 65,000 |
| BOULDER, CO | 33 | $ 11,293,000 | $ 342,000 | $ 107,000 |
| CHARLOTTESVILLE, VA | 33 | $ 7,125,000 | $ 215,000 | $ 96,000 |
| SYRACUSE, NY | 32 | $ 3,507,000 | $ 109,000 | $ 64,000 |
| GREENSBORO-HIGH POINT, NC | 31 | $ 5,091,000 | $ 164,000 | $ 102,000 |
| BATON ROUGE, LA | 29 | $ 3,387,000 | $ 116,000 | $ 76,000 |
| COLUMBIA, SC | 29 | $ 4,026,000 | $ 138,000 | $ 85,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 29 | $ 13,433,000 | $ 463,000 | $ 160,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 28 | $ 5,820,000 | $ 207,000 | $ 89,000 |
| SAN ANTONIO, TX | 28 | $ 6,259,000 | $ 223,000 | $ 115,000 |
| ASHEVILLE, NC | 26 | $ 5,552,000 | $ 213,000 | $ 83,000 |
| OGDEN-CLEARFIELD, UT | 26 | $ 4,219,000 | $ 162,000 | $ 70,000 |
| KINGSTON, NY | 25 | $ 5,058,000 | $ 202,000 | $ 150,000 |
| PRESCOTT, AZ | 25 | $ 5,749,000 | $ 229,000 | $ 90,000 |
| FORT COLLINS-LOVELAND, CO | 24 | $ 7,380,000 | $ 307,000 | $ 78,000 |
| OCALA, FL | 24 | $ 3,437,000 | $ 143,000 | $ 62,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 24 | $ 2,607,000 | $ 108,000 | $ 61,000 |
| LANSING-EAST LANSING, MI | 23 | $ 4,093,000 | $ 177,000 | $ 85,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 22 | $ 4,335,000 | $ 197,000 | $ 113,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 22 | $ 4,042,000 | $ 183,000 | $ 68,000 |
| BELLINGHAM, WA | 21 | $ 3,842,000 | $ 182,000 | $ 72,000 |
| EVANSVILLE, IN-KY | 21 | $ 3,088,000 | $ 147,000 | $ 84,000 |
| NAPA, CA | 21 | $ 10,049,000 | $ 478,000 | $ 156,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 20 | $ 4,421,000 | $ 221,000 | $ 427,000 |
| LYNCHBURG, VA | 20 | $ 3,538,000 | $ 176,000 | $ 97,000 |
| PUNTA GORDA, FL | 20 | $ 2,981,000 | $ 149,000 | $ 82,000 |
| ROANOKE, VA | 20 | $ 2,723,000 | $ 136,000 | $ 105,000 |
| SANTA FE, NM | 20 | $ 6,135,000 | $ 306,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 3,899,000 | $ 205,000 | $ 233,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 3,950,000 | $ 207,000 | $ 137,000 |
| BREMERTON-SILVERDALE, WA | 18 | $ 4,337,000 | $ 240,000 | $ 99,000 |
| MERCED, CA | 18 | $ 4,769,000 | $ 264,000 | $ 79,000 |
| MONTGOMERY, AL | 18 | $ 2,912,000 | $ 161,000 | $ 79,000 |
| ROCKFORD, IL | 18 | $ 2,171,000 | $ 120,000 | $ 91,000 |
| SPOKANE, WA | 18 | $ 2,702,000 | $ 150,000 | $ 75,000 |
| WICHITA, KS | 18 | $ 1,905,000 | $ 105,000 | $ 57,000 |
| ANCHORAGE, AK | 17 | $ 3,814,000 | $ 224,000 | $ 81,000 |
| GRAND RAPIDS-WYOMING, MI | 17 | $ 2,377,000 | $ 139,000 | $ 83,000 |
| HUNTSVILLE, AL | 17 | $ 2,583,000 | $ 151,000 | $ 89,000 |
| KNOXVILLE, TN | 17 | $ 3,270,000 | $ 192,000 | $ 52,000 |
| SALEM, OR | 17 | $ 2,510,000 | $ 147,000 | $ 58,000 |
| TOLEDO, OH | 17 | $ 1,767,000 | $ 103,000 | $ 69,000 |
| BEND, OR | 16 | $ 4,418,000 | $ 276,000 | $ 296,000 |
| FLAGSTAFF, AZ | 16 | $ 5,880,000 | $ 367,000 | $ 133,000 |
| ROCHESTER, MN | 16 | $ 3,111,000 | $ 194,000 | $ 98,000 |
| SPRINGFIELD, MO | 16 | $ 2,396,000 | $ 149,000 | $ 68,000 |
| YUBA CITY, CA | 16 | $ 3,519,000 | $ 219,000 | $ 60,000 |
| BLOOMINGTON, IN | 15 | $ 2,385,000 | $ 159,000 | $ 96,000 |
| CHICO, CA | 15 | $ 3,497,000 | $ 233,000 | $ 94,000 |
| FAYETTEVILLE, NC | 15 | $ 1,606,000 | $ 107,000 | $ 66,000 |
| LINCOLN, NE | 15 | $ 3,468,000 | $ 231,000 | $ 84,000 |
| SAVANNAH, GA | 15 | $ 2,379,000 | $ 158,000 | $ 90,000 |
| BLOOMINGTON-NORMAL, IL | 14 | $ 1,982,000 | $ 141,000 | $ 92,000 |
| DULUTH, MN-WI | 14 | $ 1,499,000 | $ 107,000 | $ 45,000 |
| GREELEY, CO | 14 | $ 3,615,000 | $ 258,000 | $ 82,000 |
| ST. GEORGE, UT | 14 | $ 2,835,000 | $ 202,000 | $ 63,000 |
| WINSTON-SALEM, NC | 14 | $ 1,979,000 | $ 141,000 | $ 61,000 |
| BINGHAMTON, NY | 13 | $ 945,000 | $ 72,000 | $ 63,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 1,482,000 | $ 114,000 | $ 93,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 13 | $ 3,910,000 | $ 300,000 | $ 93,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,553,000 | $ 196,000 | $ 75,000 |
| BANGOR, ME | 12 | $ 1,424,000 | $ 118,000 | $ 120,000 |
| FORT WAYNE, IN | 12 | $ 1,418,000 | $ 118,000 | $ 75,000 |
| HICKORY-LENOIR-MORGANTON, NC | 12 | $ 1,795,000 | $ 149,000 | $ 78,000 |
| JACKSON, MS | 12 | $ 1,706,000 | $ 142,000 | $ 89,000 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 1,288,000 | $ 107,000 | $ 171,000 |
| MACON, GA | 12 | $ 1,901,000 | $ 158,000 | $ 76,000 |
| RACINE, WI | 12 | $ 2,256,000 | $ 188,000 | $ 84,000 |
| SALISBURY, MD | 12 | $ 1,678,000 | $ 139,000 | $ 69,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 1,253,000 | $ 104,000 | $ 64,000 |
| TOPEKA, KS | 12 | $ 1,108,000 | $ 92,000 | $ 60,000 |
| CARSON CITY, NV | 11 | $ 2,549,000 | $ 231,000 | $ 49,000 |
| GAINESVILLE, GA | 11 | $ 1,882,000 | $ 171,000 | $ 98,000 |
| LAFAYETTE, IN | 11 | $ 1,906,000 | $ 173,000 | $ 122,000 |
| MORGANTOWN, WV | 11 | $ 1,310,000 | $ 119,000 | $ 64,000 |
| STATE COLLEGE, PA | 11 | $ 1,294,000 | $ 117,000 | $ 66,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 1,021,000 | $ 102,000 | $ 58,000 |
| IOWA CITY, IA | 10 | $ 1,012,000 | $ 101,000 | $ 59,000 |
| PEORIA, IL | 10 | $ 801,000 | $ 80,000 | $ 54,000 |
| UTICA-ROME, NY | 10 | $ 1,082,000 | $ 108,000 | $ 73,000 |
| WINCHESTER, VA-WV | 10 | $ 2,502,000 | $ 250,000 | $ 117,000 |
| CANTON-MASSILLON, OH | 9 | $ 778,000 | $ 86,000 | $ 79,000 |
| CHEYENNE, WY | 9 | $ 1,374,000 | $ 152,000 | $ 70,000 |
| COLUMBUS, GA-AL | 9 | $ 1,655,000 | $ 183,000 | $ 76,000 |
| SHREVEPORT-BOSSIER CITY, LA | 9 | $ 1,082,000 | $ 120,000 | $ 65,000 |
| SIOUX FALLS, SD | 9 | $ 1,140,000 | $ 126,000 | $ 109,000 |
| TERRE HAUTE, IN | 9 | $ 894,000 | $ 99,000 | $ 63,000 |
| VERO BEACH, FL | 9 | $ 2,348,000 | $ 260,000 | $ 80,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,034,000 | $ 129,000 | $ 69,000 |
| CEDAR RAPIDS, IA | 8 | $ 939,000 | $ 117,000 | $ 128,000 |
| EAU CLAIRE, WI | 8 | $ 830,000 | $ 103,000 | $ 46,000 |
| FARGO, ND-MN | 8 | $ 953,000 | $ 119,000 | $ 57,000 |
| JOPLIN, MO | 8 | $ 607,000 | $ 75,000 | $ 42,000 |
| LAFAYETTE, LA | 8 | $ 994,000 | $ 124,000 | $ 58,000 |
| LAS CRUCES, NM | 8 | $ 994,000 | $ 124,000 | $ 54,000 |
| MADERA, CA | 8 | $ 2,226,000 | $ 278,000 | $ 58,000 |
| MONROE, MI | 8 | $ 1,381,000 | $ 172,000 | $ 82,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 2,400,000 | $ 300,000 | $ 182,000 |
| RAPID CITY, SD | 8 | $ 1,298,000 | $ 162,000 | $ 109,000 |
| REDDING, CA | 8 | $ 2,037,000 | $ 254,000 | $ 135,000 |
| SPARTANBURG, SC | 8 | $ 998,000 | $ 124,000 | $ 107,000 |
| WILLIAMSPORT, PA | 8 | $ 608,000 | $ 76,000 | $ 44,000 |
| ALTOONA, PA | 7 | $ 348,000 | $ 49,000 | $ 47,000 |
| AMES, IA | 7 | $ 700,000 | $ 100,000 | $ 65,000 |
| ANDERSON, SC | 7 | $ 773,000 | $ 110,000 | $ 39,000 |
| COEUR D'ALENE, ID | 7 | $ 1,433,000 | $ 204,000 | $ 131,000 |
| COLUMBIA, MO | 7 | $ 923,000 | $ 131,000 | $ 64,000 |
| COLUMBUS, IN | 7 | $ 967,000 | $ 138,000 | $ 87,000 |
| EL PASO, TX | 7 | $ 1,110,000 | $ 158,000 | $ 49,000 |
| ELKHART-GOSHEN, IN | 7 | $ 442,000 | $ 63,000 | $ 29,000 |
| GREEN BAY, WI | 7 | $ 966,000 | $ 138,000 | $ 59,000 |
| GREENVILLE, NC | 7 | $ 1,136,000 | $ 162,000 | $ 86,000 |
| GULFPORT-BILOXI, MS | 7 | $ 1,178,000 | $ 168,000 | $ 63,000 |
| JOHNSTOWN, PA | 7 | $ 346,000 | $ 49,000 | $ 53,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 7 | $ 1,254,000 | $ 179,000 | $ 166,000 |
| MOBILE, AL | 7 | $ 691,000 | $ 98,000 | $ 52,000 |
| MUSKEGON-NORTON SHORES, MI | 7 | $ 633,000 | $ 90,000 | $ 48,000 |
| NILES-BENTON HARBOR, MI | 7 | $ 2,442,000 | $ 348,000 | $ 271,000 |
| PANAMA CITY-LYNN HAVEN, FL | 7 | $ 1,359,000 | $ 194,000 | $ 56,000 |
| BILLINGS, MT | 6 | $ 1,066,000 | $ 177,000 | $ 78,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 729,000 | $ 121,000 | $ 74,000 |
| CHARLESTON, WV | 6 | $ 376,000 | $ 62,000 | $ 51,000 |
| CHATTANOOGA, TN-GA | 6 | $ 1,152,000 | $ 192,000 | $ 93,000 |
| CUMBERLAND, MD-WV | 6 | $ 509,000 | $ 84,000 | $ 96,000 |
| ERIE, PA | 6 | $ 614,000 | $ 102,000 | $ 81,000 |
| FLINT, MI | 6 | $ 851,000 | $ 141,000 | $ 54,000 |
| HANFORD-CORCORAN, CA | 6 | $ 1,233,000 | $ 205,000 | $ 169,000 |
| HARRISONBURG, VA | 6 | $ 1,182,000 | $ 197,000 | $ 82,000 |
| ITHACA, NY | 6 | $ 593,000 | $ 98,000 | $ 56,000 |
| KOKOMO, IN | 6 | $ 690,000 | $ 115,000 | $ 76,000 |
| LAKE CHARLES, LA | 6 | $ 571,000 | $ 95,000 | $ 75,000 |
| MEDFORD, OR | 6 | $ 2,231,000 | $ 371,000 | $ 77,000 |
| OLYMPIA, WA | 6 | $ 1,034,000 | $ 172,000 | $ 63,000 |
| PUEBLO, CO | 6 | $ 691,000 | $ 115,000 | $ 49,000 |
| ROME, GA | 6 | $ 825,000 | $ 137,000 | $ 92,000 |
| WARNER ROBINS, GA | 6 | $ 741,000 | $ 123,000 | $ 59,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 557,000 | $ 92,000 | $ 60,000 |
| ALBANY, GA | 5 | $ 309,000 | $ 61,000 | $ 37,000 |
| BATTLE CREEK, MI | 5 | $ 511,000 | $ 102,000 | $ 64,000 |
| BURLINGTON, NC | 5 | $ 752,000 | $ 150,000 | $ 63,000 |
| FORT SMITH, AR-OK | 5 | $ 520,000 | $ 104,000 | $ 36,000 |
| HOLLAND-GRAND HAVEN, MI | 5 | $ 683,000 | $ 136,000 | $ 48,000 |
| JACKSON, MI | 5 | $ 642,000 | $ 128,000 | $ 73,000 |
| JACKSONVILLE, NC | 5 | $ 1,203,000 | $ 240,000 | $ 122,000 |
| LEBANON, PA | 5 | $ 409,000 | $ 81,000 | $ 61,000 |
| LOGAN, UT-ID | 5 | $ 952,000 | $ 190,000 | $ 121,000 |
| MONROE, LA | 5 | $ 1,013,000 | $ 202,000 | $ 178,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 807,000 | $ 161,000 | $ 107,000 |
| PASCAGOULA, MS | 5 | $ 604,000 | $ 120,000 | $ 62,000 |
| PITTSFIELD, MA | 5 | $ 570,000 | $ 114,000 | $ 59,000 |
| ROCKY MOUNT, NC | 5 | $ 1,116,000 | $ 223,000 | $ 183,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 5 | $ 528,000 | $ 105,000 | $ 68,000 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 549,000 | $ 109,000 | $ 54,000 |
| WENATCHEE, WA | 5 | $ 1,721,000 | $ 344,000 | $ 94,000 |
| ALEXANDRIA, LA | 4 | $ 425,000 | $ 106,000 | $ 67,000 |
| BRUNSWICK, GA | 4 | $ 701,000 | $ 175,000 | $ 71,000 |
| CORPUS CHRISTI, TX | 4 | $ 696,000 | $ 174,000 | $ 120,000 |
| CORVALLIS, OR | 4 | $ 981,000 | $ 245,000 | $ 91,000 |
| GRAND JUNCTION, CO | 4 | $ 801,000 | $ 200,000 | $ 81,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 170,000 | $ 42,000 | $ 42,000 |
| IDAHO FALLS, ID | 4 | $ 625,000 | $ 156,000 | $ 126,000 |
| JEFFERSON CITY, MO | 4 | $ 318,000 | $ 79,000 | $ 39,000 |
| LA CROSSE, WI-MN | 4 | $ 505,000 | $ 126,000 | $ 79,000 |
| LAWTON, OK | 4 | $ 398,000 | $ 99,000 | $ 66,000 |
| LEWISTON-AUBURN, ME | 4 | $ 384,000 | $ 96,000 | $ 49,000 |
| MCALLEN-EDINBURG-PHARR, TX | 4 | $ 490,000 | $ 122,000 | $ 90,000 |
| MIDLAND, TX | 4 | $ 412,000 | $ 103,000 | $ 89,000 |
| YUMA, AZ | 4 | $ 762,000 | $ 190,000 | $ 71,000 |
| AMARILLO, TX | 3 | $ 383,000 | $ 127,000 | $ 75,000 |
| AUBURN-OPELIKA, AL | 3 | $ 681,000 | $ 227,000 | $ 72,000 |
| BAY CITY, MI | 3 | $ 197,000 | $ 65,000 | $ 25,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 339,000 | $ 113,000 | $ 46,000 |
| BISMARCK, ND | 3 | $ 420,000 | $ 140,000 | $ 60,000 |
| CLARKSVILLE, TN-KY | 3 | $ 243,000 | $ 81,000 | $ 1,310,000 |
| DALTON, GA | 3 | $ 482,000 | $ 160,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 481,000 | $ 160,000 | $ 111,000 |
| DECATUR, IL | 3 | $ 211,000 | $ 70,000 | $ 32,000 |
| DOTHAN, AL | 3 | $ 173,000 | $ 57,000 | $ 40,000 |
| EL CENTRO, CA | 3 | $ 793,000 | $ 264,000 | $ 61,000 |
| FLORENCE, SC | 3 | $ 311,000 | $ 103,000 | $ 82,000 |
| FOND DU LAC, WI | 3 | $ 408,000 | $ 136,000 | $ 70,000 |
| GOLDSBORO, NC | 3 | $ 190,000 | $ 63,000 | $ 42,000 |
| GRAND FORKS, ND-MN | 3 | $ 240,000 | $ 80,000 | $ 98,000 |
| HATTIESBURG, MS | 3 | $ 263,000 | $ 87,000 | $ 81,000 |
| JOHNSON CITY, TN | 3 | $ 455,000 | $ 151,000 | $ 91,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 295,000 | $ 98,000 | $ 72,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 336,000 | $ 112,000 | $ 36,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| LAWRENCE, KS | 3 | $ 433,000 | $ 144,000 | $ 98,000 |
| LIMA, OH | 3 | $ 257,000 | $ 85,000 | $ 58,000 |
| LUBBOCK, TX | 3 | $ 416,000 | $ 138,000 | $ 80,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 163,000 | $ 54,000 | $ 49,000 |
| PARKERSBURG-MARIETTA, WV-OH | 3 | $ 234,000 | $ 78,000 | $ 55,000 |
| POCATELLO, ID | 3 | $ 372,000 | $ 124,000 | $ 93,000 |
| SHEBOYGAN, WI | 3 | $ 218,000 | $ 72,000 | $ 45,000 |
| SPRINGFIELD, OH | 3 | $ 182,000 | $ 60,000 | $ 64,000 |
| TUSCALOOSA, AL | 3 | $ 731,000 | $ 243,000 | $ 67,000 |
| ANNISTON-OXFORD, AL | 2 | $ 255,000 | $ 127,000 | $ 75,000 |
| BOWLING GREEN, KY | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| CASPER, WY | 2 | $ 359,000 | $ 179,000 | $ 93,000 |
| DANVILLE, IL | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| DUBUQUE, IA | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| GLENS FALLS, NY | 2 | $ 325,000 | $ 162,000 | $ 56,000 |
| HOT SPRINGS, AR | 2 | $ 572,000 | $ 286,000 | $ 183,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 128,000 | $ 64,000 | $ 51,000 |
| JONESBORO, AR | 2 | $ 104,000 | $ 52,000 | $ 42,000 |
| LONGVIEW, TX | 2 | $ 97,000 | $ 48,000 | $ 38,000 |
| LONGVIEW, WA | 2 | $ 307,000 | $ 153,000 | $ 80,000 |
| MISSOULA, MT | 2 | $ 273,000 | $ 136,000 | $ 46,000 |
| MORRISTOWN, TN | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| PINE BLUFF, AR | 2 | $ 208,000 | $ 104,000 | $ 59,000 |
| TYLER, TX | 2 | $ 466,000 | $ 233,000 | $ 177,000 |
| YAKIMA, WA | 2 | $ 224,000 | $ 112,000 | $ 38,000 |
| ABILENE, TX | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| ANDERSON, IN | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| APPLETON, WI | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 86,000 | $ 86,000 | $ 95,000 |
| CLEVELAND, TN | 1 | $ 170,000 | $ 170,000 | $ 204,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| DANVILLE, VA | 1 | $ 118,000 | $ 118,000 | $ 90,000 |
| DECATUR, AL | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| ELIZABETHTOWN, KY | 1 | $ 77,000 | $ 77,000 | $ 110,000 |
| ELMIRA, NY | 1 | $ 43,000 | $ 43,000 | $ 2,000 |
| FARMINGTON, NM | 1 | $ 61,000 | $ 61,000 | $ 83,000 |
| GADSDEN, AL | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| GREAT FALLS, MT | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| JACKSON, TN | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| JANESVILLE, WI | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| LEWISTON, ID-WA | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| MUNCIE, IN | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| OWENSBORO, KY | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| SAN ANGELO, TX | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| SANDUSKY, OH | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| SHERMAN-DENISON, TX | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 28,000 | $ 28,000 | $ 40,000 |
| SPRINGFIELD, IL | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| ST. JOSEPH, MO-KS | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| SUMTER, SC | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| WACO, TX | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| WAUSAU, WI | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| WHEELING, WV-OH | 1 | $ 61,000 | $ 61,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Ing Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,903 | $4,658,605,000 | $190,000 | $3,500,000 | $97,588 | $9,200,000 |
| Home Purchase | 17,539 | $5,221,664,000 | $224,634 | $2,000,000 | $102,557 | $8,213,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,709 | $3,214,235,000 | $183,903 | $3,500,000 | $102,230 | $9,200,000 |
| Not applicable | 9,735 | $3,341,985,000 | $312,959 | $1,000,000 | $81,877 | $4,000,000 |
| Not Provided | 7,838 | $1,965,041,000 | $189,076 | $2,000,000 | $103,596 | $7,400,000 |
| Asian | 2,933 | $887,840,000 | $218,020 | $1,695,000 | $104,469 | $2,671,000 |
| Black or African American | 1,044 | $195,385,000 | $166,500 | $2,000,000 | $79,450 | $8,213,000 |
| Hispanic | 985 | $232,057,000 | $170,534 | $1,304,000 | $132,488 | $4,600,000 |
| American Indian or Alaskan Native | 108 | $20,429,000 | $174,843 | $575,000 | $98,531 | $2,550,000 |
| Native Hawaiian or Other Pacific Islander | 90 | $23,297,000 | $191,518 | $890,000 | $81,592 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,389 | $9,868,731,000 | $206,115 | $3,500,000 | $100,634 | $9,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $7,182,000 | $211,333 | $500,000 | $104,111 | $400,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,412,000 | $217,700 | $795,000 | $117,500 | $226,000 |
| FHA-insured (Federal Housing Administration) | 7 | $944,000 | $134,857 | $213,000 | $75,285 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,360 | $2,701,430,000 | $196,411 | $2,000,000 | $99,098 | $4,313,000 |
| Loan Purchased By The Institution | 9,731 | $3,340,838,000 | $313,122 | $1,000,000 | $81,979 | $4,000,000 |
| Application Denied By Financial Institution | 8,262 | $1,793,691,000 | $166,529 | $3,000,000 | $107,117 | $9,000,000 |
| Application Approved But Not Accepted | 7,367 | $1,856,854,000 | $190,823 | $3,500,000 | $99,764 | $9,200,000 |
| Application Withdrawn By Applicant | 368 | $95,668,000 | $198,378 | $2,000,000 | $142,162 | $8,213,000 |
| Preapproval Approved but not Accepted | 233 | $62,990,000 | $270,000 | $1,500,000 | $104,000 | $801,000 |
| Preapproval Denied by Financial Institution | 97 | $22,763,000 | $234,000 | $850,000 | $82,000 | $348,000 |
| File Closed For Incompleteness | 24 | $6,035,000 | $250,142 | $750,000 | $130,571 | $900,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,311 | $832,465,000 | $157,557 | $2,000,000 | $138,865 | $9,000,000 |
| Debt-To-Income Ratio | 2,262 | $525,641,000 | $171,384 | $1,440,000 | $66,038 | $700,000 |
| Collateral | 1,506 | $386,365,000 | $196,078 | $2,000,000 | $94,607 | $8,186,000 |
| Other | 223 | $57,947,000 | $175,153 | $3,000,000 | $88,846 | $928,000 |
| Employment History | 37 | $9,243,000 | $222,315 | $911,000 | $119,947 | $890,000 |
| Unverifiable Information | 19 | $3,393,000 | $170,153 | $623,000 | $81,307 | $343,000 |
| Credit Application Incomplete | 1 | $1,400,000 | $1,400,000 | $1,400,000 | $600,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.