Ing Bank, FSB Mortgage Lending & HMDA Data, 2009

In 2009, Ing Bank, FSB of Wilmington, DE reported 61,337 mortgage applications totaling $25.3 billion, down 9% from 2008. The average application was for $412,118, and applicants reported an average income of $225,428. 28% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,640), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,265) and New York-White Plains-Wayne, NY-NJ (2,235) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 61,337
Total Mortgage Loan Application Amount $25,278,114,000
Average Mortgage Loan Application Amount $412,118
Highest Mortgage Loan Application Amount $3,920,000
Average Applicant Income $225,428
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,303 $ 1,542,486,000 $ 466,995 $ 260,000
Maricopa, Arizona 2,123 $ 1,049,907,000 $ 494,539 $ 252,000
King, Washington 1,855 $ 1,022,697,000 $ 551,319 $ 239,000
Los Angeles, California 1,155 $ 617,065,000 $ 534,255 $ 259,000
Fairfield, Connecticut 1,056 $ 749,567,000 $ 709,817 $ 402,000
Santa Clara, California 933 $ 561,081,000 $ 601,372 $ 226,000
Middlesex, Massachusetts 907 $ 425,644,000 $ 469,287 $ 228,000
Fulton, Georgia 847 $ 456,384,000 $ 538,824 $ 279,000
Montgomery, Maryland 762 $ 450,308,000 $ 590,955 $ 277,000
DuPage, Illinois 706 $ 354,850,000 $ 502,620 $ 280,000
Fairfax, Virginia 694 $ 345,546,000 $ 497,904 $ 247,000
Lake, Illinois 584 $ 361,516,000 $ 619,034 $ 331,000
Philadelphia, Pennsylvania 524 $ 106,948,000 $ 204,099 $ 109,000
New Castle, Delaware 508 $ 107,232,000 $ 211,086 $ 122,000
Suffolk, New York 496 $ 275,798,000 $ 556,044 $ 361,000
District of Columbia, District Of Columbia 461 $ 255,544,000 $ 554,325 $ 261,000
New York, New York 454 $ 385,641,000 $ 849,429 $ 513,000
Alameda, California 451 $ 215,308,000 $ 477,401 $ 201,000
Middlesex, New Jersey 448 $ 109,295,000 $ 243,962 $ 152,000
Orange, California 443 $ 233,931,000 $ 528,060 $ 248,000
Montgomery, Pennsylvania 443 $ 141,574,000 $ 319,580 $ 213,000
Norfolk, Massachusetts 439 $ 228,378,000 $ 520,223 $ 253,000
Miami-Dade, Florida 437 $ 248,107,000 $ 567,750 $ 387,000
Mecklenburg, North Carolina 420 $ 203,147,000 $ 483,683 $ 245,000
Wake, North Carolina 420 $ 156,053,000 $ 371,554 $ 178,000
Hennepin, Minnesota 418 $ 185,726,000 $ 444,320 $ 249,000
Palm Beach, Florida 406 $ 253,549,000 $ 624,504 $ 411,000
Bergen, New Jersey 405 $ 172,065,000 $ 424,851 $ 236,000
Nassau, New York 402 $ 203,327,000 $ 505,788 $ 279,000
Broward, Florida 378 $ 166,449,000 $ 440,341 $ 314,000
Denver, Colorado 373 $ 224,581,000 $ 602,093 $ 267,000
Westchester, New York 367 $ 225,957,000 $ 615,686 $ 399,000
Chester, Pennsylvania 366 $ 114,184,000 $ 311,978 $ 168,000
Cobb, Georgia 363 $ 118,431,000 $ 326,256 $ 182,000
Monmouth, New Jersey 359 $ 159,271,000 $ 443,651 $ 249,000
Snohomish, Washington 347 $ 101,728,000 $ 293,164 $ 120,000
San Diego, California 344 $ 173,464,000 $ 504,255 $ 252,000
Boulder, Colorado 324 $ 199,605,000 $ 616,064 $ 225,000
Delaware, Pennsylvania 324 $ 86,022,000 $ 265,500 $ 166,000
Clark, Nevada 315 $ 157,148,000 $ 498,882 $ 363,000
Oakland, Michigan 310 $ 135,271,000 $ 436,358 $ 323,000
Bucks, Pennsylvania 302 $ 87,544,000 $ 289,880 $ 163,000
Anne Arundel, Maryland 297 $ 157,444,000 $ 530,114 $ 256,000
Morris, New Jersey 288 $ 107,995,000 $ 374,982 $ 269,000
Ocean, New Jersey 287 $ 77,632,000 $ 270,494 $ 172,000
Douglas, Colorado 283 $ 167,305,000 $ 591,183 $ 259,000
Arapahoe, Colorado 281 $ 211,928,000 $ 754,192 $ 359,000
Will, Illinois 274 $ 71,294,000 $ 260,197 $ 127,000
Hartford, Connecticut 271 $ 67,078,000 $ 247,520 $ 163,000
San Mateo, California 262 $ 179,321,000 $ 684,431 $ 298,000
DeKalb, Georgia 262 $ 84,655,000 $ 323,110 $ 170,000
Essex, Massachusetts 257 $ 105,245,000 $ 409,513 $ 249,000
Somerset, New Jersey 247 $ 94,445,000 $ 382,368 $ 246,000
Burlington, New Jersey 245 $ 52,533,000 $ 214,420 $ 128,000
Contra Costa, California 243 $ 136,583,000 $ 562,069 $ 231,000
Suffolk, Massachusetts 242 $ 116,434,000 $ 481,132 $ 283,000
Kings, New York 241 $ 120,734,000 $ 500,970 $ 289,000
Hudson, New Jersey 239 $ 72,855,000 $ 304,832 $ 212,000
Mercer, New Jersey 236 $ 78,287,000 $ 331,724 $ 199,000
St. Louis, Missouri 233 $ 119,726,000 $ 513,845 $ 280,000
Essex, New Jersey 233 $ 87,433,000 $ 375,248 $ 235,000
Pima, Arizona 226 $ 114,293,000 $ 505,721 $ 241,000
Camden, New Jersey 226 $ 37,286,000 $ 164,982 $ 142,000
Prince George's, Maryland 222 $ 47,031,000 $ 211,851 $ 95,000
Worcester, Massachusetts 222 $ 50,324,000 $ 226,684 $ 138,000
Loudoun, Virginia 214 $ 83,264,000 $ 389,084 $ 165,000
Baltimore, Maryland 211 $ 74,873,000 $ 354,848 $ 191,000
New Haven, Connecticut 209 $ 55,316,000 $ 264,669 $ 146,000
Kane, Illinois 209 $ 67,654,000 $ 323,703 $ 169,000
Gwinnett, Georgia 208 $ 59,955,000 $ 288,245 $ 162,000
Orange, Florida 207 $ 115,467,000 $ 557,811 $ 337,000
Jefferson, Colorado 204 $ 101,427,000 $ 497,191 $ 219,000
Queens, New York 193 $ 52,343,000 $ 271,207 $ 129,000
Plymouth, Massachusetts 187 $ 75,701,000 $ 404,818 $ 196,000
Salt Lake, Utah 187 $ 91,958,000 $ 491,754 $ 214,000
Barnstable, Massachusetts 179 $ 96,314,000 $ 538,067 $ 348,000
Union, New Jersey 179 $ 68,063,000 $ 380,240 $ 222,000
Multnomah, Oregon 179 $ 83,883,000 $ 468,620 $ 209,000
Charleston, South Carolina 178 $ 135,602,000 $ 761,808 $ 361,000
Howard, Maryland 177 $ 81,023,000 $ 457,757 $ 248,000
Eagle, Colorado 173 $ 170,750,000 $ 986,994 $ 626,000
Gloucester, New Jersey 172 $ 26,682,000 $ 155,127 $ 99,000
Collier, Florida 169 $ 125,937,000 $ 745,189 $ 423,000
Riverside, California 163 $ 51,401,000 $ 315,343 $ 189,000
Hillsborough, New Hampshire 163 $ 35,187,000 $ 215,871 $ 129,000
San Francisco, California 162 $ 94,490,000 $ 583,271 $ 257,000
Beaufort, South Carolina 153 $ 117,689,000 $ 769,209 $ 349,000
Arlington, Virginia 151 $ 65,557,000 $ 434,152 $ 208,000
Lee, Florida 149 $ 46,081,000 $ 309,268 $ 304,000
Hillsborough, Florida 144 $ 54,380,000 $ 377,638 $ 218,000
Forsyth, Georgia 141 $ 43,346,000 $ 307,418 $ 146,000
Prince William, Virginia 139 $ 30,139,000 $ 216,827 $ 107,000
Harris, Texas 138 $ 61,528,000 $ 445,855 $ 298,000
Summit, Utah 138 $ 123,443,000 $ 894,514 $ 652,000
Clackamas, Oregon 135 $ 95,033,000 $ 703,948 $ 378,000
San Bernardino, California 134 $ 34,647,000 $ 258,559 $ 213,000
Pierce, Washington 134 $ 49,389,000 $ 368,574 $ 154,000
Pinellas, Florida 128 $ 43,781,000 $ 342,039 $ 196,000
Wayne, Michigan 126 $ 26,108,000 $ 207,206 $ 122,000
Washington, Oregon 125 $ 45,425,000 $ 363,400 $ 160,000
Milwaukee, Wisconsin 121 $ 40,680,000 $ 336,198 $ 220,000
Sussex, Delaware 119 $ 57,455,000 $ 482,815 $ 290,000
Rockingham, New Hampshire 118 $ 39,175,000 $ 331,991 $ 184,000
Allegheny, Pennsylvania 118 $ 22,759,000 $ 192,872 $ 130,000
Santa Fe, New Mexico 117 $ 78,139,000 $ 667,854 $ 331,000
Atlantic, New Jersey 114 $ 25,432,000 $ 223,087 $ 120,000
Cuyahoga, Ohio 114 $ 31,490,000 $ 276,228 $ 171,000
Marin, California 112 $ 82,728,000 $ 738,642 $ 357,000
Ventura, California 111 $ 46,826,000 $ 421,855 $ 179,000
Washoe, Nevada 105 $ 58,142,000 $ 553,733 $ 232,000
Waukesha, Wisconsin 105 $ 51,596,000 $ 491,390 $ 233,000
Pinal, Arizona 103 $ 19,419,000 $ 188,533 $ 108,000
Baltimore City, Maryland 102 $ 22,114,000 $ 216,803 $ 119,000
Hamilton, Ohio 102 $ 50,681,000 $ 496,872 $ 291,000
Passaic, New Jersey 101 $ 24,801,000 $ 245,554 $ 140,000
El Paso, Colorado 100 $ 48,691,000 $ 486,910 $ 192,000
McHenry, Illinois 98 $ 22,395,000 $ 228,520 $ 119,000
Pitkin, Colorado 97 $ 124,990,000 $ 1,288,556 $ 580,000
Alexandria, Virginia 95 $ 40,678,000 $ 428,189 $ 188,000
Sarasota, Florida 93 $ 40,511,000 $ 435,602 $ 310,000
Ramsey, Minnesota 92 $ 22,643,000 $ 246,119 $ 147,000
Johnson, Kansas 91 $ 24,085,000 $ 264,670 $ 190,000
Franklin, Ohio 91 $ 18,740,000 $ 205,934 $ 232,000
Orange, New York 90 $ 18,728,000 $ 208,088 $ 130,000
Seminole, Florida 86 $ 28,638,000 $ 333,000 $ 187,000
Hamilton, Indiana 84 $ 39,346,000 $ 468,404 $ 358,000
Richmond, New York 84 $ 26,656,000 $ 317,333 $ 150,000
Hunterdon, New Jersey 83 $ 27,761,000 $ 334,469 $ 256,000
Bernalillo, New Mexico 82 $ 31,324,000 $ 382,000 $ 210,000
Clark, Washington 82 $ 27,901,000 $ 340,256 $ 177,000
Kitsap, Washington 82 $ 42,407,000 $ 517,158 $ 215,000
Durham, North Carolina 81 $ 18,988,000 $ 234,419 $ 145,000
Honolulu, Hawaii 80 $ 54,019,000 $ 675,237 $ 272,000
Union, North Carolina 79 $ 43,805,000 $ 554,493 $ 325,000
Dane, Wisconsin 79 $ 21,498,000 $ 272,126 $ 147,000
Sacramento, California 78 $ 19,650,000 $ 251,923 $ 144,000
Utah, Utah 78 $ 34,696,000 $ 444,820 $ 192,000
Rockland, New York 77 $ 24,349,000 $ 316,220 $ 165,000
New Hanover, North Carolina 77 $ 51,235,000 $ 665,389 $ 328,000
Sussex, New Jersey 76 $ 16,308,000 $ 214,578 $ 113,000
Orange, North Carolina 75 $ 43,753,000 $ 583,373 $ 292,000
Cape May, New Jersey 74 $ 33,159,000 $ 448,094 $ 227,000
Northampton, Pennsylvania 74 $ 14,534,000 $ 196,405 $ 110,000
Virginia Beach, Virginia 74 $ 35,235,000 $ 476,148 $ 249,000
Jefferson, Kentucky 73 $ 24,380,000 $ 333,972 $ 260,000
Dakota, Minnesota 73 $ 18,268,000 $ 250,246 $ 162,000
Guilford, North Carolina 72 $ 14,912,000 $ 207,111 $ 101,000
Dallas, Texas 72 $ 32,812,000 $ 455,722 $ 370,000
Duval, Florida 71 $ 28,040,000 $ 394,929 $ 236,000
Deschutes, Oregon 71 $ 40,326,000 $ 567,971 $ 338,000
Washtenaw, Michigan 70 $ 20,006,000 $ 285,800 $ 167,000
Berks, Pennsylvania 70 $ 10,085,000 $ 144,071 $ 72,000
Yavapai, Arizona 69 $ 33,410,000 $ 484,202 $ 170,000
Bristol, Massachusetts 69 $ 18,777,000 $ 272,130 $ 208,000
Iredell, North Carolina 69 $ 48,369,000 $ 701,000 $ 262,000
Greenville, South Carolina 69 $ 25,903,000 $ 375,405 $ 176,000
Summit, Colorado 68 $ 52,645,000 $ 774,191 $ 362,000
Manatee, Florida 68 $ 26,808,000 $ 394,235 $ 176,000
Polk, Iowa 68 $ 17,817,000 $ 262,014 $ 190,000
Jackson, Missouri 68 $ 11,425,000 $ 168,014 $ 105,000
Lancaster, Pennsylvania 68 $ 12,447,000 $ 183,044 $ 137,000
Henrico, Virginia 68 $ 17,128,000 $ 251,882 $ 149,000
Marion, Indiana 67 $ 15,607,000 $ 232,940 $ 205,000
Coconino, Arizona 66 $ 36,468,000 $ 552,545 $ 439,000
Lake, Indiana 66 $ 10,016,000 $ 151,757 $ 245,000
Harford, Maryland 65 $ 16,976,000 $ 261,169 $ 138,000
Frederick, Maryland 64 $ 15,107,000 $ 236,046 $ 251,000
Brevard, Florida 62 $ 20,342,000 $ 328,096 $ 143,000
Cherokee, Georgia 62 $ 17,973,000 $ 289,887 $ 175,000
Lehigh, Pennsylvania 62 $ 9,083,000 $ 146,500 $ 97,000
Ada, Idaho 61 $ 19,569,000 $ 320,803 $ 141,000
Larimer, Colorado 60 $ 26,536,000 $ 442,266 $ 216,000
Douglas, Nebraska 60 $ 13,961,000 $ 232,683 $ 140,000
Teton, Wyoming 60 $ 59,234,000 $ 987,233 $ 544,000
Garfield, Colorado 59 $ 48,176,000 $ 816,542 $ 224,000
Routt, Colorado 59 $ 46,746,000 $ 792,305 $ 516,000
Horry, South Carolina 59 $ 13,981,000 $ 236,966 $ 127,000
Davidson, Tennessee 59 $ 26,524,000 $ 449,559 $ 213,000
Middlesex, Connecticut 58 $ 14,419,000 $ 248,603 $ 180,000
New London, Connecticut 58 $ 13,274,000 $ 228,862 $ 130,000
Sonoma, California 57 $ 22,699,000 $ 398,228 $ 214,000
Washington, Minnesota 57 $ 19,141,000 $ 335,807 $ 138,000
Jefferson, Alabama 55 $ 15,198,000 $ 276,327 $ 161,000
Dutchess, New York 55 $ 13,875,000 $ 252,272 $ 142,000
Travis, Texas 55 $ 26,344,000 $ 478,981 $ 331,000
Jefferson, West Virginia 55 $ 8,934,000 $ 162,436 $ 54,000
Spokane, Washington 52 $ 16,969,000 $ 326,326 $ 180,000
York, Pennsylvania 51 $ 7,528,000 $ 147,607 $ 92,000
Chatham, Georgia 50 $ 19,364,000 $ 387,280 $ 295,000
St. Charles, Missouri 50 $ 10,189,000 $ 203,780 $ 124,000
Placer, California 48 $ 22,730,000 $ 473,541 $ 599,000
Adams, Colorado 48 $ 15,025,000 $ 313,020 $ 303,000
Hawaii, Hawaii 48 $ 32,537,000 $ 677,854 $ 287,000
Talbot, Maryland 48 $ 37,962,000 $ 790,875 $ 459,000
Nantucket, Massachusetts 48 $ 53,827,000 $ 1,121,395 $ 785,000
Warren, Ohio 48 $ 19,461,000 $ 405,437 $ 222,000
Williamson, Tennessee 48 $ 24,293,000 $ 506,104 $ 239,000
Pulaski, Arkansas 47 $ 10,417,000 $ 221,638 $ 135,000
Brunswick, North Carolina 47 $ 24,067,000 $ 512,063 $ 346,000
Hall, Georgia 46 $ 19,580,000 $ 425,652 $ 231,000
St. Johns, Florida 45 $ 22,182,000 $ 492,933 $ 232,000
Maui, Hawaii 45 $ 36,405,000 $ 809,000 $ 519,000
Kent, Michigan 45 $ 12,136,000 $ 269,688 $ 182,000
Macomb, Michigan 45 $ 5,824,000 $ 129,422 $ 96,000
Merrimack, New Hampshire 45 $ 7,268,000 $ 161,511 $ 148,000
Polk, Florida 44 $ 8,544,000 $ 194,181 $ 92,000
St. Tammany, Louisiana 44 $ 15,082,000 $ 342,772 $ 191,000
Tulsa, Oklahoma 44 $ 14,359,000 $ 326,340 $ 211,000
Spotsylvania, Virginia 44 $ 8,772,000 $ 199,363 $ 82,000
Kent, Delaware 43 $ 7,417,000 $ 172,488 $ 89,000
Martin, Florida 43 $ 19,481,000 $ 453,046 $ 248,000
Blaine, Idaho 43 $ 39,979,000 $ 929,744 $ 573,000
Hampden, Massachusetts 43 $ 8,690,000 $ 202,093 $ 121,000
Oklahoma, Oklahoma 43 $ 10,528,000 $ 244,837 $ 165,000
Pike, Pennsylvania 43 $ 5,154,000 $ 119,860 $ 86,000
Richland, South Carolina 43 $ 11,160,000 $ 259,534 $ 127,000
Shelby, Tennessee 43 $ 9,637,000 $ 224,116 $ 138,000
East Baton Rouge, Louisiana 42 $ 13,114,000 $ 312,238 $ 346,000
Monroe, New York 42 $ 7,454,000 $ 177,476 $ 127,000
Pasco, Florida 41 $ 9,929,000 $ 242,170 $ 132,000
Calvert, Maryland 41 $ 11,198,000 $ 273,121 $ 136,000
Monroe, Pennsylvania 41 $ 5,993,000 $ 146,170 $ 97,000
Tolland, Connecticut 40 $ 6,977,000 $ 174,425 $ 106,000
Monroe, Florida 40 $ 39,629,000 $ 990,725 $ 463,000
Cumberland, Maine 40 $ 12,971,000 $ 324,275 $ 210,000
Bronx, New York 40 $ 10,127,000 $ 253,175 $ 161,000
Erie, New York 40 $ 5,144,000 $ 128,600 $ 100,000
Summit, Ohio 40 $ 7,212,000 $ 180,300 $ 101,000
Fayette, Georgia 39 $ 14,835,000 $ 380,384 $ 175,000
Anoka, Minnesota 39 $ 6,536,000 $ 167,589 $ 125,000
Thurston, Washington 39 $ 10,883,000 $ 279,051 $ 126,000
Whatcom, Washington 39 $ 14,032,000 $ 359,794 $ 178,000
Litchfield, Connecticut 38 $ 11,936,000 $ 314,105 $ 195,000
Indian River, Florida 38 $ 22,390,000 $ 589,210 $ 379,000
York, Maine 38 $ 9,609,000 $ 252,868 $ 135,000
Scott, Minnesota 38 $ 12,543,000 $ 330,078 $ 206,000
Monterey, California 37 $ 25,381,000 $ 685,972 $ 289,000
Porter, Indiana 37 $ 10,044,000 $ 271,459 $ 190,000
Carroll, Maryland 37 $ 11,803,000 $ 319,000 $ 139,000
Cecil, Maryland 37 $ 7,854,000 $ 212,270 $ 99,000
Buncombe, North Carolina 37 $ 17,830,000 $ 481,891 $ 267,000
Dauphin, Pennsylvania 37 $ 5,074,000 $ 137,135 $ 106,000
Strafford, New Hampshire 36 $ 8,401,000 $ 233,361 $ 135,000
Cabarrus, North Carolina 36 $ 13,218,000 $ 367,166 $ 173,000
Montgomery, Ohio 36 $ 6,810,000 $ 189,166 $ 138,000
Cumberland, Pennsylvania 36 $ 5,752,000 $ 159,777 $ 120,000
Providence, Rhode Island 36 $ 8,606,000 $ 239,055 $ 147,000
York, South Carolina 36 $ 9,982,000 $ 277,277 $ 132,000
Berkshire, Massachusetts 35 $ 9,513,000 $ 271,800 $ 241,000
Stearns, Minnesota 35 $ 4,409,000 $ 125,971 $ 84,000
Collin, Texas 35 $ 7,873,000 $ 224,942 $ 180,000
Tarrant, Texas 35 $ 18,615,000 $ 531,857 $ 574,000
Albemarle, Virginia 35 $ 19,619,000 $ 560,542 $ 235,000
Stafford, Virginia 35 $ 7,172,000 $ 204,914 $ 87,000
Santa Barbara, California 34 $ 25,181,000 $ 740,617 $ 494,000
Henry, Georgia 34 $ 9,931,000 $ 292,088 $ 134,000
Charles, Maryland 34 $ 6,129,000 $ 180,264 $ 80,000
Putnam, New York 34 $ 10,458,000 $ 307,588 $ 146,000
Lane, Oregon 34 $ 8,569,000 $ 252,029 $ 122,000
Washington, Rhode Island 34 $ 22,701,000 $ 667,676 $ 346,000
Chesterfield, Virginia 34 $ 9,012,000 $ 265,058 $ 163,000
Madison, Alabama 33 $ 9,518,000 $ 288,424 $ 123,000
Volusia, Florida 33 $ 12,574,000 $ 381,030 $ 220,000
Hamilton, Tennessee 33 $ 13,663,000 $ 414,030 $ 220,000
Knox, Tennessee 33 $ 14,296,000 $ 433,212 $ 419,000
Davis, Utah 33 $ 13,270,000 $ 402,121 $ 168,000
Benton, Arkansas 32 $ 7,766,000 $ 242,687 $ 147,000
San Joaquin, California 32 $ 6,634,000 $ 207,312 $ 117,000
Alachua, Florida 32 $ 6,175,000 $ 192,968 $ 129,000
St. Lucie, Florida 32 $ 7,123,000 $ 222,593 $ 168,000
Jefferson, Louisiana 32 $ 10,839,000 $ 338,718 $ 190,000
Orleans, Louisiana 32 $ 7,896,000 $ 246,750 $ 201,000
Ulster, New York 32 $ 6,611,000 $ 206,593 $ 228,000
Solano, California 31 $ 6,345,000 $ 204,677 $ 119,000
Fayette, Kentucky 31 $ 7,382,000 $ 238,129 $ 126,000
Carver, Minnesota 31 $ 14,539,000 $ 469,000 $ 205,000
Salem, New Jersey 31 $ 5,564,000 $ 179,483 $ 243,000
Washington, Utah 31 $ 18,874,000 $ 608,838 $ 224,000
Weld, Colorado 30 $ 13,018,000 $ 433,933 $ 233,000
Grafton, New Hampshire 30 $ 7,269,000 $ 242,300 $ 155,000
Kent, Rhode Island 30 $ 9,164,000 $ 305,466 $ 167,000
Lake, Florida 29 $ 8,883,000 $ 306,310 $ 182,000
Dukes, Massachusetts 29 $ 27,514,000 $ 948,758 $ 749,000
Forsyth, North Carolina 29 $ 8,202,000 $ 282,827 $ 299,000
San Miguel, Colorado 28 $ 35,082,000 $ 1,252,928 $ 556,000
Charlotte, Florida 28 $ 5,720,000 $ 204,285 $ 123,000
Osceola, Florida 28 $ 5,509,000 $ 196,750 $ 116,000
Champaign, Illinois 28 $ 3,929,000 $ 140,321 $ 90,000
Ingham, Michigan 28 $ 5,432,000 $ 194,000 $ 126,000
Douglas, Nevada 28 $ 23,136,000 $ 826,285 $ 294,000
Georgetown, South Carolina 28 $ 22,803,000 $ 814,392 $ 500,000
San Luis Obispo, California 27 $ 11,569,000 $ 428,481 $ 214,000
Santa Cruz, California 27 $ 11,846,000 $ 438,740 $ 192,000
Cumberland, New Jersey 27 $ 3,395,000 $ 125,740 $ 273,000
Onondaga, New York 27 $ 4,547,000 $ 168,407 $ 116,000
Delaware, Ohio 27 $ 11,608,000 $ 429,925 $ 230,000
Spartanburg, South Carolina 27 $ 5,186,000 $ 192,074 $ 126,000
Mobile, Alabama 26 $ 7,918,000 $ 304,538 $ 307,000
La Plata, Colorado 26 $ 14,034,000 $ 539,769 $ 303,000
Sedgwick, Kansas 26 $ 4,619,000 $ 177,653 $ 134,000
Fort Bend, Texas 26 $ 9,298,000 $ 357,615 $ 154,000
Fauquier, Virginia 26 $ 6,855,000 $ 263,653 $ 118,000
Richmond City, Virginia 26 $ 9,030,000 $ 347,307 $ 180,000
Marion, Florida 25 $ 4,237,000 $ 169,480 $ 76,000
Kendall, Illinois 25 $ 3,810,000 $ 152,400 $ 78,000
Queen Anne's, Maryland 25 $ 10,516,000 $ 420,640 $ 145,000
Worcester, Maryland 25 $ 10,319,000 $ 412,760 $ 263,000
Wright, Minnesota 25 $ 5,684,000 $ 227,360 $ 145,000
Moore, North Carolina 25 $ 9,358,000 $ 374,320 $ 174,000
Luzerne, Pennsylvania 25 $ 4,047,000 $ 161,880 $ 104,000
Berkeley, South Carolina 25 $ 21,391,000 $ 855,640 $ 282,000
St. Joseph, Indiana 24 $ 2,865,000 $ 119,375 $ 132,000
Pitt, North Carolina 24 $ 3,291,000 $ 137,125 $ 86,000
Island, Washington 24 $ 16,021,000 $ 667,541 $ 190,000
Shelby, Alabama 23 $ 6,229,000 $ 270,826 $ 139,000
Mohave, Arizona 23 $ 7,425,000 $ 322,826 $ 143,000
Greene, Georgia 23 $ 17,425,000 $ 757,608 $ 334,000
Berrien, Michigan 23 $ 8,710,000 $ 378,695 $ 432,000
Genesee, Michigan 23 $ 3,000,000 $ 130,434 $ 91,000
Sherburne, Minnesota 23 $ 4,445,000 $ 193,260 $ 113,000
Warren, New Jersey 23 $ 4,150,000 $ 180,434 $ 103,000
Saratoga, New York 23 $ 4,520,000 $ 196,521 $ 97,000
Jackson, Oregon 23 $ 7,405,000 $ 321,956 $ 167,000
Marion, Oregon 23 $ 9,821,000 $ 427,000 $ 165,000
Lexington, South Carolina 23 $ 8,501,000 $ 369,608 $ 141,000
Chittenden, Vermont 23 $ 6,116,000 $ 265,913 $ 161,000
Bedford, Virginia 23 $ 7,106,000 $ 308,956 $ 262,000
San Juan, Washington 23 $ 12,964,000 $ 563,652 $ 245,000
Hernando, Florida 22 $ 3,526,000 $ 160,272 $ 122,000
Clayton, Georgia 22 $ 4,473,000 $ 203,318 $ 110,000
Livingston, Michigan 22 $ 5,118,000 $ 232,636 $ 150,000
St. Louis City, Missouri 22 $ 5,033,000 $ 228,772 $ 112,000
Gallatin, Montana 22 $ 8,771,000 $ 398,681 $ 610,000
Belknap, New Hampshire 22 $ 9,066,000 $ 412,090 $ 204,000
Lincoln, North Carolina 22 $ 14,151,000 $ 643,227 $ 187,000
Lucas, Ohio 22 $ 2,497,000 $ 113,500 $ 428,000
Stark, Ohio 22 $ 4,104,000 $ 186,545 $ 119,000
Schuylkill, Pennsylvania 22 $ 2,204,000 $ 100,181 $ 94,000
Bexar, Texas 22 $ 3,559,000 $ 161,772 $ 148,000
Norfolk, Virginia 22 $ 6,294,000 $ 286,090 $ 119,000
Ozaukee, Wisconsin 22 $ 8,859,000 $ 402,681 $ 222,000
Fresno, California 21 $ 7,334,000 $ 349,238 $ 182,000
Kern, California 21 $ 3,608,000 $ 171,809 $ 127,000
Broomfield, Colorado 21 $ 8,710,000 $ 414,761 $ 180,000
Grand, Colorado 21 $ 13,910,000 $ 662,380 $ 229,000
Linn, Iowa 21 $ 2,301,000 $ 109,571 $ 86,000
Cheshire, New Hampshire 21 $ 2,893,000 $ 137,761 $ 88,000
Chatham, North Carolina 21 $ 7,877,000 $ 375,095 $ 146,000
Kenosha, Wisconsin 21 $ 4,641,000 $ 221,000 $ 193,000
Navajo, Arizona 20 $ 6,021,000 $ 301,050 $ 146,000
DeKalb, Illinois 20 $ 3,576,000 $ 178,800 $ 71,000
Sandoval, New Mexico 20 $ 6,602,000 $ 330,100 $ 196,000
Lackawanna, Pennsylvania 20 $ 3,595,000 $ 179,750 $ 142,000
Chesapeake, Virginia 20 $ 5,892,000 $ 294,600 $ 102,000
El Dorado, California 19 $ 10,071,000 $ 530,052 $ 196,000
Escambia, Florida 19 $ 3,455,000 $ 181,842 $ 177,000
Muscogee, Georgia 19 $ 4,385,000 $ 230,789 $ 199,000
Kootenai, Idaho 19 $ 11,437,000 $ 601,947 $ 255,000
Carroll, New Hampshire 19 $ 7,829,000 $ 412,052 $ 238,000
Warren, New York 19 $ 5,412,000 $ 284,842 $ 177,000
Transylvania, North Carolina 19 $ 11,952,000 $ 629,052 $ 349,000
Butler, Ohio 19 $ 4,292,000 $ 225,894 $ 122,000
Newport, Rhode Island 19 $ 13,100,000 $ 689,473 $ 342,000
Wasatch, Utah 19 $ 13,816,000 $ 727,157 $ 258,000
Baldwin, Alabama 18 $ 5,145,000 $ 285,833 $ 131,000
Columbia, Georgia 18 $ 5,762,000 $ 320,111 $ 172,000
Glynn, Georgia 18 $ 14,296,000 $ 794,222 $ 352,000
Madison, Illinois 18 $ 1,815,000 $ 100,833 $ 71,000
St. Clair, Illinois 18 $ 3,856,000 $ 214,222 $ 109,000
Olmsted, Minnesota 18 $ 3,112,000 $ 172,888 $ 120,000
St. Louis, Minnesota 18 $ 6,662,000 $ 370,111 $ 751,000
Cumberland, North Carolina 18 $ 1,698,000 $ 94,333 $ 99,000
Butler, Pennsylvania 18 $ 3,522,000 $ 195,666 $ 242,000
Bristol, Rhode Island 18 $ 8,906,000 $ 494,777 $ 268,000
Berkeley, West Virginia 18 $ 2,851,000 $ 158,388 $ 85,000
Bay, Florida 17 $ 5,386,000 $ 316,823 $ 195,000
Walton, Florida 17 $ 11,673,000 $ 686,647 $ 347,000
Douglas, Georgia 17 $ 3,858,000 $ 226,941 $ 123,000
Allen, Indiana 17 $ 3,358,000 $ 197,529 $ 136,000
St. Mary's, Maryland 17 $ 4,626,000 $ 272,117 $ 125,000
Hampshire, Massachusetts 17 $ 3,326,000 $ 195,647 $ 107,000
Kalamazoo, Michigan 17 $ 5,161,000 $ 303,588 $ 137,000
Albany, New York 17 $ 5,008,000 $ 294,588 $ 195,000
Westmoreland, Pennsylvania 17 $ 3,147,000 $ 185,117 $ 79,000
Dorchester, South Carolina 17 $ 2,902,000 $ 170,705 $ 87,000
Skagit, Washington 17 $ 6,585,000 $ 387,352 $ 201,000
Walworth, Wisconsin 17 $ 11,794,000 $ 693,764 $ 383,000
Yolo, California 16 $ 4,540,000 $ 283,750 $ 116,000
Clarke, Georgia 16 $ 5,121,000 $ 320,062 $ 116,000
LaPorte, Indiana 16 $ 4,943,000 $ 308,937 $ 250,000
Johnson, Iowa 16 $ 2,826,000 $ 176,625 $ 105,000
Lancaster, Nebraska 16 $ 1,311,000 $ 81,937 $ 81,000
Sullivan, New York 16 $ 2,169,000 $ 135,562 $ 109,000
Henderson, North Carolina 16 $ 6,668,000 $ 416,750 $ 221,000
Oconee, South Carolina 16 $ 7,941,000 $ 496,312 $ 252,000
Denton, Texas 16 $ 5,434,000 $ 339,625 $ 284,000
Montgomery, Texas 16 $ 7,339,000 $ 458,687 $ 302,000
Benton, Washington 16 $ 3,444,000 $ 215,250 $ 143,000
Mesa, Colorado 15 $ 6,363,000 $ 424,200 $ 329,000
Sumter, Florida 15 $ 3,402,000 $ 226,800 $ 120,000
McLean, Illinois 15 $ 1,923,000 $ 128,200 $ 85,000
Dallas, Iowa 15 $ 2,933,000 $ 195,533 $ 140,000
Scott, Iowa 15 $ 4,018,000 $ 267,866 $ 129,000
Lafayette, Louisiana 15 $ 3,888,000 $ 259,200 $ 217,000
Kent, Maryland 15 $ 4,451,000 $ 296,733 $ 252,000
Crow Wing, Minnesota 15 $ 7,089,000 $ 472,600 $ 259,000
Watauga, North Carolina 15 $ 7,041,000 $ 469,400 $ 338,000
Lorain, Ohio 15 $ 2,989,000 $ 199,266 $ 116,000
Benton, Oregon 15 $ 4,140,000 $ 276,000 $ 193,000
Racine, Wisconsin 15 $ 2,547,000 $ 169,800 $ 103,000
Gunnison, Colorado 14 $ 9,742,000 $ 695,857 $ 304,000
Okaloosa, Florida 14 $ 7,171,000 $ 512,214 $ 450,000
Rockdale, Georgia 14 $ 2,107,000 $ 150,500 $ 79,000
Kauai, Hawaii 14 $ 15,708,000 $ 1,122,000 $ 458,000
Tippecanoe, Indiana 14 $ 1,994,000 $ 142,428 $ 118,000
Boone, Missouri 14 $ 1,876,000 $ 134,000 $ 180,000
Clay, Missouri 14 $ 2,677,000 $ 191,214 $ 100,000
Dare, North Carolina 14 $ 6,910,000 $ 493,571 $ 287,000
Greene, Ohio 14 $ 2,207,000 $ 157,642 $ 128,000
Lake, Ohio 14 $ 3,866,000 $ 276,142 $ 138,000
Portage, Ohio 14 $ 2,888,000 $ 206,285 $ 121,000
Aiken, South Carolina 14 $ 3,563,000 $ 254,500 $ 145,000
Anderson, South Carolina 14 $ 4,244,000 $ 303,142 $ 193,000
Brown, Wisconsin 14 $ 1,284,000 $ 91,714 $ 58,000
Winnebago, Wisconsin 14 $ 3,489,000 $ 249,214 $ 229,000
Anchorage, Alaska 13 $ 3,420,000 $ 263,076 $ 136,000
Washington, Arkansas 13 $ 4,132,000 $ 317,846 $ 204,000
Nevada, California 13 $ 5,413,000 $ 416,384 $ 200,000
Flagler, Florida 13 $ 4,626,000 $ 355,846 $ 908,000
Leon, Florida 13 $ 2,969,000 $ 228,384 $ 163,000
Carroll, Georgia 13 $ 2,609,000 $ 200,692 $ 115,000
Penobscot, Maine 13 $ 1,698,000 $ 130,615 $ 603,000
Allegan, Michigan 13 $ 5,242,000 $ 403,230 $ 303,000
Van Buren, Michigan 13 $ 2,587,000 $ 199,000 $ 218,000
Madison, Mississippi 13 $ 3,101,000 $ 238,538 $ 162,000
Greene, Missouri 13 $ 2,244,000 $ 172,615 $ 87,000
Platte, Missouri 13 $ 3,444,000 $ 264,923 $ 146,000
Yellowstone, Montana 13 $ 3,267,000 $ 251,307 $ 180,000
Tompkins, New York 13 $ 2,620,000 $ 201,538 $ 117,000
Catawba, North Carolina 13 $ 6,415,000 $ 493,461 $ 120,000
Macon, North Carolina 13 $ 5,189,000 $ 399,153 $ 247,000
Clermont, Ohio 13 $ 2,192,000 $ 168,615 $ 96,000
Cleveland, Oklahoma 13 $ 2,137,000 $ 164,384 $ 111,000
Adams, Pennsylvania 13 $ 2,799,000 $ 215,307 $ 114,000
Washington, Pennsylvania 13 $ 1,883,000 $ 144,846 $ 89,000
Cache, Utah 13 $ 2,214,000 $ 170,307 $ 64,000
Weber, Utah 13 $ 6,957,000 $ 535,153 $ 132,000
Hanover, Virginia 13 $ 3,131,000 $ 240,846 $ 101,000
Lee, Alabama 12 $ 4,876,000 $ 406,333 $ 156,000
Yuma, Arizona 12 $ 2,935,000 $ 244,583 $ 121,000
Citrus, Florida 12 $ 1,725,000 $ 143,750 $ 62,000
Coweta, Georgia 12 $ 2,816,000 $ 234,666 $ 128,000
Peoria, Illinois 12 $ 2,024,000 $ 168,666 $ 106,000
Kosciusko, Indiana 12 $ 4,396,000 $ 366,333 $ 138,000
Story, Iowa 12 $ 1,714,000 $ 142,833 $ 91,000
Kenton, Kentucky 12 $ 2,074,000 $ 172,833 $ 119,000
Livingston, Louisiana 12 $ 1,391,000 $ 115,916 $ 99,000
Dona Ana, New Mexico 12 $ 2,643,000 $ 220,250 $ 109,000
Carteret, North Carolina 12 $ 5,423,000 $ 451,916 $ 327,000
Gaston, North Carolina 12 $ 6,075,000 $ 506,250 $ 246,000
Cass, North Dakota 12 $ 1,124,000 $ 93,666 $ 79,000
Geauga, Ohio 12 $ 6,291,000 $ 524,250 $ 434,000
Rutherford, Tennessee 12 $ 1,666,000 $ 138,833 $ 139,000
Windham, Vermont 12 $ 2,094,000 $ 174,500 $ 160,000
Franklin, Virginia 12 $ 3,179,000 $ 264,916 $ 108,000
James City, Virginia 12 $ 4,989,000 $ 415,750 $ 164,000
Mason, Washington 12 $ 3,910,000 $ 325,833 $ 109,000
Clay, Florida 11 $ 1,532,000 $ 139,272 $ 61,000
Newton, Georgia 11 $ 1,757,000 $ 159,727 $ 87,000
Winnebago, Illinois 11 $ 1,610,000 $ 146,363 $ 238,000
Monroe, Indiana 11 $ 3,010,000 $ 273,636 $ 148,000
Oldham, Kentucky 11 $ 2,986,000 $ 271,454 $ 151,000
Jackson, Mississippi 11 $ 3,346,000 $ 304,181 $ 194,000
Flathead, Montana 11 $ 9,403,000 $ 854,818 $ 404,000
Taos, New Mexico 11 $ 6,649,000 $ 604,454 $ 426,000
Oneida, New York 11 $ 755,000 $ 68,636 $ 71,000
Davidson, North Carolina 11 $ 1,373,000 $ 124,818 $ 88,000
Johnston, North Carolina 11 $ 3,010,000 $ 273,636 $ 150,000
Limestone, Alabama 10 $ 2,228,000 $ 222,800 $ 131,000
Butte, California 10 $ 2,078,000 $ 207,800 $ 110,000
Humboldt, California 10 $ 5,379,000 $ 537,900 $ 114,000
Tulare, California 10 $ 3,048,000 $ 304,800 $ 171,000
Windham, Connecticut 10 $ 1,321,000 $ 132,100 $ 82,000
Santa Rosa, Florida 10 $ 2,500,000 $ 250,000 $ 141,000
Oconee, Georgia 10 $ 3,618,000 $ 361,800 $ 121,000
Paulding, Georgia 10 $ 1,674,000 $ 167,400 $ 203,000
Canyon, Idaho 10 $ 1,747,000 $ 174,700 $ 69,000
Teton, Idaho 10 $ 7,382,000 $ 738,200 $ 511,000
Boone, Indiana 10 $ 3,503,000 $ 350,300 $ 194,000
Elkhart, Indiana 10 $ 2,022,000 $ 202,200 $ 133,000
Warrick, Indiana 10 $ 3,264,000 $ 326,400 $ 193,000
Douglas, Kansas 10 $ 1,497,000 $ 149,700 $ 108,000
Caddo, Louisiana 10 $ 1,707,000 $ 170,700 $ 90,000
Oxford, Maine 10 $ 1,224,000 $ 122,400 $ 100,000
Ottawa, Michigan 10 $ 4,988,000 $ 498,800 $ 373,000
Saginaw, Michigan 10 $ 1,081,000 $ 108,100 $ 84,000
Benton, Minnesota 10 $ 1,154,000 $ 115,400 $ 116,000
Stone, Missouri 10 $ 8,469,000 $ 846,900 $ 143,000
Otsego, New York 10 $ 1,290,000 $ 129,000 $ 84,000
Currituck, North Carolina 10 $ 3,589,000 $ 358,900 $ 460,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 44,027 $20,047,904,000 $455,000 $3,920,000 $241,000 $9,999,000
Home Purchase 16,506 $5,108,235,000 $309,000 $3,920,000 $192,000 $9,999,000
Home Improvement 804 $121,975,000 $151,000 $412,000 $59,000 $682,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36,388 $17,008,747,000 $467,000 $3,920,000 $259,000 $9,999,000
Not Provided 11,577 $4,259,582,000 $367,000 $3,250,000 $205,000 $9,999,000
Asian 6,399 $2,489,361,000 $389,000 $3,181,000 $193,000 $9,770,000
Not applicable 3,308 $518,201,000 $156,000 $510,000 $58,000 $736,000
Black or African American 1,715 $359,381,000 $209,000 $3,000,000 $148,000 $9,999,000
Hispanic 1,593 $535,968,000 $336,000 $3,000,000 $180,000 $9,230,000
American Indian or Alaskan Native 231 $63,650,000 $275,000 $1,832,000 $188,000 $9,999,000
Native Hawaiian or Other Pacific Islander 126 $43,224,000 $343,000 $1,885,000 $172,000 $2,716,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61,337 $25,278,114,000 $412,000 $3,920,000 $226,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 23,614 $10,684,220,000 $452,000 $3,920,000 $211,000 $9,999,000
Loan Originated 17,337 $8,619,940,000 $497,000 $3,000,000 $301,000 $9,999,000
Application Approved But Not Accepted 11,862 $4,105,518,000 $346,000 $3,000,000 $225,000 $9,999,000
Loan Purchased By The Institution 3,308 $518,201,000 $156,000 $510,000 $58,000 $736,000
Preapproval Denied by Financial Institution 2,705 $510,686,000 $188,000 $2,032,000 $115,000 $9,230,000
Preapproval Approved but not Accepted 2,092 $599,977,000 $286,000 $3,000,000 $157,000 $7,800,000
Application Withdrawn By Applicant 246 $87,531,000 $355,000 $2,000,000 $228,000 $6,312,000
File Closed For Incompleteness 173 $152,041,000 $878,000 $3,000,000 $436,000 $3,999,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10,663 $2,486,641,000 $233,000 $3,000,000 $147,000 $9,999,000
Collateral 8,137 $4,434,027,000 $544,000 $3,920,000 $278,000 $9,999,000
Debt-To-Income Ratio 4,916 $3,078,574,000 $626,000 $3,800,000 $139,000 $9,999,000
Other 2,271 $985,404,000 $433,000 $3,000,000 $285,000 $9,178,000
Unverifiable Information 216 $132,501,000 $613,000 $3,000,000 $407,000 $8,497,000
Employment History 92 $55,904,000 $607,000 $3,920,000 $317,000 $4,700,000
Credit Application Incomplete 24 $21,855,000 $910,000 $2,500,000 $718,000 $6,921,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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