Ing Bank, FSB Mortgage Lending & HMDA Data, 2009
In 2009, Ing Bank, FSB of Wilmington, DE reported 61,337 mortgage applications totaling $25.3 billion, down 9% from 2008. The average application was for $412,118, and applicants reported an average income of $225,428. 28% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,640), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,265) and New York-White Plains-Wayne, NY-NJ (2,235) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 61,337 |
| Total Mortgage Loan Application Amount | $25,278,114,000 |
| Average Mortgage Loan Application Amount | $412,118 |
| Highest Mortgage Loan Application Amount | $3,920,000 |
| Average Applicant Income | $225,428 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 4,640 | $ 2,066,897,000 | $ 445,451 | $ 246,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,265 | $ 929,512,000 | $ 410,380 | $ 193,703 |
| New York-White Plains-Wayne, NY-NJ | 2,235 | $ 1,125,986,000 | $ 503,796 | $ 300,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,226 | $ 1,069,326,000 | $ 480,380 | $ 245,000 |
| Seattle-Bellevue-Everett, WA | 2,202 | $ 1,124,425,000 | $ 510,638 | $ 220,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,101 | $ 835,285,000 | $ 397,565 | $ 209,000 |
| Philadelphia, PA | 1,959 | $ 536,272,000 | $ 273,747 | $ 161,000 |
| Edison-New Brunswick, NJ | 1,341 | $ 440,643,000 | $ 328,592 | $ 199,000 |
| Denver-Aurora-Broomfield, CO | 1,226 | $ 738,009,000 | $ 601,964 | $ 278,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,155 | $ 617,065,000 | $ 534,255 | $ 259,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,056 | $ 749,567,000 | $ 709,817 | $ 402,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 934 | $ 561,333,000 | $ 600,998 | $ 226,000 |
| Baltimore-Towson, MD | 914 | $ 374,749,000 | $ 410,009 | $ 208,000 |
| Cambridge-Newton-Framingham, MA | 907 | $ 425,644,000 | $ 469,287 | $ 228,000 |
| Newark-Union, NJ-PA | 902 | $ 312,714,000 | $ 346,689 | $ 227,896 |
| Nassau-Suffolk, NY | 898 | $ 479,125,000 | $ 533,546 | $ 324,000 |
| Boston-Quincy, MA | 868 | $ 420,513,000 | $ 484,461 | $ 249,000 |
| Bethesda-Frederick-Rockville, MD | 826 | $ 465,415,000 | $ 563,456 | $ 275,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 806 | $ 291,400,000 | $ 361,538 | $ 203,027 |
| Oakland-Fremont-Hayward, CA | 694 | $ 351,891,000 | $ 507,047 | $ 211,000 |
| Camden, NJ | 643 | $ 116,501,000 | $ 181,183 | $ 125,000 |
| Lake County-Kenosha County, IL-WI | 605 | $ 366,157,000 | $ 605,218 | $ 326,209 |
| Charlotte-Gastonia-Concord, NC-SC | 584 | $ 276,265,000 | $ 473,056 | $ 243,664 |
| Wilmington, DE-MD-NJ | 576 | $ 120,650,000 | $ 209,461 | $ 127,034 |
| Portland-Vancouver-Beaverton, OR-WA | 538 | $ 258,028,000 | $ 479,605 | $ 231,245 |
| San Francisco-San Mateo-Redwood City, CA | 536 | $ 356,539,000 | $ 665,184 | $ 298,000 |
| Santa Ana-Anaheim-Irvine, CA | 443 | $ 233,931,000 | $ 528,060 | $ 248,000 |
| Raleigh-Cary, NC | 438 | $ 159,715,000 | $ 364,646 | $ 177,000 |
| Miami-Miami Beach-Kendall, FL | 437 | $ 248,107,000 | $ 567,750 | $ 387,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 406 | $ 253,549,000 | $ 624,504 | $ 411,000 |
| Warren-Troy-Farmington Hills, MI | 385 | $ 147,061,000 | $ 381,976 | $ 283,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 378 | $ 166,449,000 | $ 440,341 | $ 314,000 |
| Hartford-West Hartford-East Hartford, CT | 369 | $ 88,474,000 | $ 239,766 | $ 160,000 |
| St. Louis, MO-IL | 369 | $ 147,820,000 | $ 400,596 | $ 218,341 |
| Orlando-Kissimmee, FL | 350 | $ 158,497,000 | $ 452,848 | $ 269,000 |
| San Diego-Carlsbad-San Marcos, CA | 344 | $ 173,464,000 | $ 504,255 | $ 252,000 |
| Tampa-St. Petersburg-Clearwater, FL | 335 | $ 111,616,000 | $ 333,182 | $ 193,000 |
| Salt Lake City, UT | 326 | $ 216,395,000 | $ 663,788 | $ 399,000 |
| Boulder, CO | 324 | $ 199,605,000 | $ 616,064 | $ 225,000 |
| Las Vegas-Paradise, NV | 315 | $ 157,148,000 | $ 498,882 | $ 363,000 |
| Riverside-San Bernardino-Ontario, CA | 297 | $ 86,048,000 | $ 289,723 | $ 200,000 |
| Peabody, MA | 257 | $ 105,245,000 | $ 409,513 | $ 249,000 |
| Milwaukee-Waukesha-West Allis, WI | 255 | $ 102,958,000 | $ 403,756 | $ 222,000 |
| Trenton-Ewing, NJ | 236 | $ 78,287,000 | $ 331,724 | $ 199,000 |
| Tucson, AZ | 226 | $ 114,293,000 | $ 505,721 | $ 241,000 |
| Worcester, MA | 222 | $ 50,324,000 | $ 226,684 | $ 138,000 |
| Charleston-North Charleston-Summerville, SC | 220 | $ 159,895,000 | $ 726,795 | $ 331,000 |
| Cincinnati-Middletown, OH-KY-IN | 213 | $ 81,091,000 | $ 380,708 | $ 222,652 |
| New Haven-Milford, CT | 209 | $ 55,316,000 | $ 264,669 | $ 146,000 |
| Kansas City, MO-KS | 208 | $ 45,035,000 | $ 216,514 | $ 143,000 |
| Providence-New Bedford-Fall River, RI-MA | 206 | $ 81,254,000 | $ 394,436 | $ 231,941 |
| Houston-Sugar Land-Baytown, TX | 192 | $ 79,521,000 | $ 414,171 | $ 264,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 188 | $ 72,921,000 | $ 387,877 | $ 197,734 |
| Indianapolis-Carmel, IN | 184 | $ 62,312,000 | $ 338,652 | $ 262,000 |
| Pittsburgh, PA | 183 | $ 32,513,000 | $ 177,666 | $ 130,000 |
| Durham-Chapel Hill, NC | 181 | $ 71,761,000 | $ 396,469 | $ 205,000 |
| Barnstable Town, MA | 179 | $ 96,314,000 | $ 538,067 | $ 348,000 |
| Naples-Marco Island, FL | 169 | $ 125,937,000 | $ 745,189 | $ 423,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 168 | $ 28,633,000 | $ 170,434 | $ 102,136 |
| Cleveland-Elyria-Mentor, OH | 164 | $ 47,252,000 | $ 288,121 | $ 179,000 |
| Manchester-Nashua, NH | 163 | $ 35,187,000 | $ 215,871 | $ 129,000 |
| Richmond, VA | 163 | $ 44,365,000 | $ 272,177 | $ 148,000 |
| Bradenton-Sarasota-Venice, FL | 161 | $ 67,319,000 | $ 418,130 | $ 254,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 161 | $ 56,991,000 | $ 353,981 | $ 283,000 |
| Rockingham County-Strafford County, NH | 154 | $ 47,576,000 | $ 308,935 | $ 173,000 |
| Cape Coral-Fort Myers, FL | 149 | $ 46,081,000 | $ 309,268 | $ 304,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 145 | $ 32,603,000 | $ 224,848 | $ 135,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 140 | $ 57,656,000 | $ 411,828 | $ 205,000 |
| Columbus, OH | 136 | $ 33,000,000 | $ 242,647 | $ 212,000 |
| Jacksonville, FL | 136 | $ 58,765,000 | $ 432,095 | $ 228,000 |
| Tacoma, WA | 134 | $ 49,389,000 | $ 368,574 | $ 154,000 |
| Wilmington, NC | 131 | $ 78,744,000 | $ 601,099 | $ 329,000 |
| Dallas-Plano-Irving, TX | 127 | $ 47,452,000 | $ 373,637 | $ 307,000 |
| Detroit-Livonia-Dearborn, MI | 126 | $ 26,108,000 | $ 207,206 | $ 122,000 |
| Santa Fe, NM | 117 | $ 78,139,000 | $ 667,854 | $ 331,000 |
| New Orleans-Metairie-Kenner, LA | 116 | $ 34,566,000 | $ 297,982 | $ 185,000 |
| Atlantic City-Hammonton, NJ | 114 | $ 25,432,000 | $ 223,087 | $ 120,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 111 | $ 46,826,000 | $ 421,855 | $ 179,000 |
| Colorado Springs, CO | 106 | $ 50,834,000 | $ 479,566 | $ 188,000 |
| Reno-Sparks, NV | 105 | $ 58,142,000 | $ 553,733 | $ 232,000 |
| Gary, IN | 104 | $ 20,086,000 | $ 193,134 | $ 223,000 |
| Albuquerque, NM | 102 | $ 37,926,000 | $ 371,823 | $ 208,000 |
| Louisville-Jefferson County, KY-IN | 97 | $ 33,847,000 | $ 348,938 | $ 225,835 |
| Des Moines-West Des Moines, IA | 89 | $ 21,457,000 | $ 241,089 | $ 175,000 |
| Portland-South Portland-Biddeford, ME | 85 | $ 24,372,000 | $ 286,729 | $ 168,000 |
| Birmingham-Hoover, AL | 84 | $ 22,031,000 | $ 262,273 | $ 147,000 |
| Bremerton-Silverdale, WA | 82 | $ 42,407,000 | $ 517,158 | $ 215,000 |
| Madison, WI | 82 | $ 21,932,000 | $ 267,463 | $ 145,000 |
| Honolulu, HI | 80 | $ 54,019,000 | $ 675,237 | $ 272,000 |
| Greensboro-High Point, NC | 79 | $ 15,754,000 | $ 199,417 | $ 100,000 |
| Greenville-Mauldin-Easley, SC | 79 | $ 31,458,000 | $ 398,202 | $ 180,000 |
| Provo-Orem, UT | 78 | $ 34,696,000 | $ 444,820 | $ 192,000 |
| Harrisburg-Carlisle, PA | 75 | $ 11,043,000 | $ 147,240 | $ 112,000 |
| Port St. Lucie, FL | 75 | $ 26,604,000 | $ 354,720 | $ 214,000 |
| Ocean City, NJ | 74 | $ 33,159,000 | $ 448,094 | $ 227,000 |
| Boise City-Nampa, ID | 73 | $ 21,569,000 | $ 295,465 | $ 131,000 |
| Omaha-Council Bluffs, NE-IA | 73 | $ 15,806,000 | $ 216,520 | $ 132,547 |
| Bend, OR | 71 | $ 40,326,000 | $ 567,971 | $ 338,000 |
| Ann Arbor, MI | 70 | $ 20,006,000 | $ 285,800 | $ 167,000 |
| Reading, PA | 70 | $ 10,085,000 | $ 144,071 | $ 72,000 |
| Prescott, AZ | 69 | $ 33,410,000 | $ 484,202 | $ 170,000 |
| Springfield, MA | 69 | $ 13,301,000 | $ 192,768 | $ 114,000 |
| Lancaster, PA | 68 | $ 12,447,000 | $ 183,044 | $ 137,000 |
| Columbia, SC | 66 | $ 19,661,000 | $ 297,893 | $ 132,000 |
| Flagstaff, AZ | 66 | $ 36,468,000 | $ 552,545 | $ 439,000 |
| Austin-Round Rock, TX | 65 | $ 28,283,000 | $ 435,123 | $ 294,000 |
| Baton Rouge, LA | 64 | $ 16,152,000 | $ 252,375 | $ 269,000 |
| Dayton, OH | 62 | $ 10,657,000 | $ 171,887 | $ 126,000 |
| Palm Bay-Melbourne-Titusville, FL | 62 | $ 20,342,000 | $ 328,096 | $ 143,000 |
| Fort Collins-Loveland, CO | 60 | $ 26,536,000 | $ 442,266 | $ 216,000 |
| Oklahoma City, OK | 60 | $ 13,000,000 | $ 216,666 | $ 145,000 |
| Asheville, NC | 59 | $ 26,018,000 | $ 440,983 | $ 236,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 59 | $ 13,981,000 | $ 236,966 | $ 127,000 |
| Rochester, NY | 59 | $ 10,022,000 | $ 169,864 | $ 115,000 |
| Norwich-New London, CT | 58 | $ 13,274,000 | $ 228,862 | $ 130,000 |
| Memphis, TN-MS-AR | 57 | $ 12,353,000 | $ 216,719 | $ 137,315 |
| Santa Rosa-Petaluma, CA | 57 | $ 22,699,000 | $ 398,228 | $ 214,000 |
| Albany-Schenectady-Troy, NY | 55 | $ 12,185,000 | $ 221,545 | $ 235,000 |
| Little Rock-North Little Rock-Conway, AR | 55 | $ 11,012,000 | $ 200,218 | $ 125,000 |
| Akron, OH | 54 | $ 10,100,000 | $ 187,037 | $ 106,000 |
| Savannah, GA | 54 | $ 20,005,000 | $ 370,462 | $ 279,000 |
| Knoxville, TN | 52 | $ 22,243,000 | $ 427,750 | $ 330,000 |
| Spokane, WA | 52 | $ 16,969,000 | $ 326,326 | $ 180,000 |
| Tulsa, OK | 52 | $ 16,412,000 | $ 315,615 | $ 195,000 |
| Grand Rapids-Wyoming, MI | 51 | $ 12,971,000 | $ 254,333 | $ 172,000 |
| York-Hanover, PA | 51 | $ 7,528,000 | $ 147,607 | $ 92,000 |
| Charlottesville, VA | 50 | $ 22,842,000 | $ 456,840 | $ 230,000 |
| Scranton--Wilkes-Barre, PA | 49 | $ 8,046,000 | $ 164,204 | $ 117,000 |
| Buffalo-Niagara Falls, NY | 48 | $ 5,836,000 | $ 121,583 | $ 94,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 47 | $ 11,928,000 | $ 253,787 | $ 156,914 |
| Gainesville, GA | 46 | $ 19,580,000 | $ 425,652 | $ 231,000 |
| Ogden-Clearfield, UT | 46 | $ 20,227,000 | $ 439,717 | $ 158,000 |
| St. Cloud, MN | 45 | $ 5,563,000 | $ 123,622 | $ 91,000 |
| Lakeland-Winter Haven, FL | 44 | $ 8,544,000 | $ 194,181 | $ 92,000 |
| Lexington-Fayette, KY | 44 | $ 16,933,000 | $ 384,840 | $ 292,000 |
| Dover, DE | 43 | $ 7,417,000 | $ 172,488 | $ 89,000 |
| Huntsville, AL | 43 | $ 11,746,000 | $ 273,162 | $ 125,000 |
| Syracuse, NY | 42 | $ 5,740,000 | $ 136,666 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 41 | $ 10,840,000 | $ 264,390 | $ 141,268 |
| Chattanooga, TN-GA | 41 | $ 14,969,000 | $ 365,097 | $ 188,317 |
| Bellingham, WA | 39 | $ 14,032,000 | $ 359,794 | $ 178,000 |
| Olympia, WA | 39 | $ 10,883,000 | $ 279,051 | $ 126,000 |
| Fort Worth-Arlington, TX | 38 | $ 19,031,000 | $ 500,815 | $ 539,000 |
| Sebastian-Vero Beach, FL | 38 | $ 22,390,000 | $ 589,210 | $ 379,000 |
| Lynchburg, VA | 37 | $ 9,018,000 | $ 243,729 | $ 194,000 |
| Salinas, CA | 37 | $ 25,381,000 | $ 685,972 | $ 289,000 |
| Burlington-South Burlington, VT | 36 | $ 9,210,000 | $ 255,833 | $ 136,000 |
| Lansing-East Lansing, MI | 35 | $ 6,178,000 | $ 176,514 | $ 112,000 |
| Pittsfield, MA | 35 | $ 9,513,000 | $ 271,800 | $ 241,000 |
| Eugene-Springfield, OR | 34 | $ 8,569,000 | $ 252,029 | $ 122,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 34 | $ 25,181,000 | $ 740,617 | $ 494,000 |
| Winston-Salem, NC | 34 | $ 9,665,000 | $ 284,264 | $ 268,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 33 | $ 12,574,000 | $ 381,030 | $ 220,000 |
| Gainesville, FL | 32 | $ 6,175,000 | $ 192,968 | $ 129,000 |
| Kingston, NY | 32 | $ 6,611,000 | $ 206,593 | $ 228,000 |
| Stockton, CA | 32 | $ 6,634,000 | $ 207,312 | $ 117,000 |
| St. George, UT | 31 | $ 18,874,000 | $ 608,838 | $ 224,000 |
| Toledo, OH | 31 | $ 3,962,000 | $ 127,806 | $ 342,000 |
| Vallejo-Fairfield, CA | 31 | $ 6,345,000 | $ 204,677 | $ 119,000 |
| Champaign-Urbana, IL | 30 | $ 4,107,000 | $ 136,900 | $ 87,000 |
| Greeley, CO | 30 | $ 13,018,000 | $ 433,933 | $ 233,000 |
| Jackson, MS | 30 | $ 6,169,000 | $ 205,633 | $ 131,000 |
| Kalamazoo-Portage, MI | 30 | $ 7,748,000 | $ 258,266 | $ 172,000 |
| Pensacola-Ferry Pass-Brent, FL | 29 | $ 5,955,000 | $ 205,344 | $ 165,000 |
| Wichita, KS | 29 | $ 4,917,000 | $ 169,551 | $ 129,000 |
| Hagerstown-Martinsburg, MD-WV | 28 | $ 4,389,000 | $ 156,750 | $ 88,000 |
| Punta Gorda, FL | 28 | $ 5,720,000 | $ 204,285 | $ 123,000 |
| Roanoke, VA | 28 | $ 6,563,000 | $ 234,392 | $ 123,000 |
| Salem, OR | 28 | $ 11,637,000 | $ 415,607 | $ 165,000 |
| South Bend-Mishawaka, IN-MI | 28 | $ 4,831,000 | $ 172,535 | $ 125,285 |
| Athens-Clarke County, GA | 27 | $ 8,839,000 | $ 327,370 | $ 117,000 |
| San Luis Obispo-Paso Robles, CA | 27 | $ 11,569,000 | $ 428,481 | $ 214,000 |
| Santa Cruz-Watsonville, CA | 27 | $ 11,846,000 | $ 438,740 | $ 192,000 |
| Spartanburg, SC | 27 | $ 5,186,000 | $ 192,074 | $ 126,000 |
| Vineland-Millville-Bridgeton, NJ | 27 | $ 3,395,000 | $ 125,740 | $ 273,000 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 5,163,000 | $ 198,576 | $ 104,461 |
| Mobile, AL | 26 | $ 7,918,000 | $ 304,538 | $ 307,000 |
| Columbus, GA-AL | 25 | $ 5,329,000 | $ 213,160 | $ 168,280 |
| Glens Falls, NY | 25 | $ 5,857,000 | $ 234,280 | $ 150,000 |
| Hickory-Lenoir-Morganton, NC | 25 | $ 9,127,000 | $ 365,080 | $ 110,000 |
| Ocala, FL | 25 | $ 4,237,000 | $ 169,480 | $ 76,000 |
| Greenville, NC | 24 | $ 3,291,000 | $ 137,125 | $ 86,000 |
| Flint, MI | 23 | $ 3,000,000 | $ 130,434 | $ 91,000 |
| Lafayette, LA | 23 | $ 4,594,000 | $ 199,739 | $ 167,000 |
| Lake Havasu City-Kingman, AZ | 23 | $ 7,425,000 | $ 322,826 | $ 143,000 |
| Medford, OR | 23 | $ 7,405,000 | $ 321,956 | $ 167,000 |
| Niles-Benton Harbor, MI | 23 | $ 8,710,000 | $ 378,695 | $ 432,000 |
| Canton-Massillon, OH | 22 | $ 4,104,000 | $ 186,545 | $ 119,000 |
| Duluth, MN-WI | 22 | $ 7,279,000 | $ 330,863 | $ 630,272 |
| San Antonio, TX | 22 | $ 3,559,000 | $ 161,772 | $ 148,000 |
| Springfield, MO | 22 | $ 3,341,000 | $ 151,863 | $ 157,000 |
| Bakersfield, CA | 21 | $ 3,608,000 | $ 171,809 | $ 127,000 |
| Cedar Rapids, IA | 21 | $ 2,301,000 | $ 109,571 | $ 86,000 |
| Fresno, CA | 21 | $ 7,334,000 | $ 349,238 | $ 182,000 |
| Anchorage, AK | 20 | $ 4,792,000 | $ 239,600 | $ 173,000 |
| Rochester, MN | 20 | $ 3,374,000 | $ 168,700 | $ 116,000 |
| Coeur D'Alene, ID | 19 | $ 11,437,000 | $ 601,947 | $ 255,000 |
| Peoria, IL | 19 | $ 2,896,000 | $ 152,421 | $ 104,000 |
| Shreveport-Bossier City, LA | 19 | $ 3,434,000 | $ 180,736 | $ 116,000 |
| Brunswick, GA | 18 | $ 14,296,000 | $ 794,222 | $ 352,000 |
| Fayetteville, NC | 18 | $ 1,698,000 | $ 94,333 | $ 99,000 |
| Fort Wayne, IN | 18 | $ 3,406,000 | $ 189,222 | $ 131,000 |
| Kennewick-Pasco-Richland, WA | 18 | $ 4,507,000 | $ 250,388 | $ 141,000 |
| Youngstown-Warren-Boardman, OH-PA | 18 | $ 1,753,000 | $ 97,388 | $ 254,333 |
| Evansville, IN-KY | 17 | $ 4,864,000 | $ 286,117 | $ 171,058 |
| Iowa City, IA | 17 | $ 2,965,000 | $ 174,411 | $ 103,000 |
| Lincoln, NE | 17 | $ 1,382,000 | $ 81,294 | $ 79,000 |
| Montgomery, AL | 17 | $ 2,785,000 | $ 163,823 | $ 91,000 |
| Mount Vernon-Anacortes, WA | 17 | $ 6,585,000 | $ 387,352 | $ 201,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 17 | $ 5,386,000 | $ 316,823 | $ 195,000 |
| Rockford, IL | 17 | $ 3,181,000 | $ 187,117 | $ 280,000 |
| Fargo, ND-MN | 16 | $ 1,631,000 | $ 101,937 | $ 77,250 |
| Green Bay, WI | 16 | $ 1,806,000 | $ 112,875 | $ 67,000 |
| Michigan City-La Porte, IN | 16 | $ 4,943,000 | $ 308,937 | $ 250,000 |
| Salisbury, MD | 16 | $ 5,657,000 | $ 353,562 | $ 166,000 |
| Tallahassee, FL | 16 | $ 3,267,000 | $ 204,187 | $ 146,000 |
| Appleton, WI | 15 | $ 2,249,000 | $ 149,933 | $ 206,000 |
| Bloomington-Normal, IL | 15 | $ 1,923,000 | $ 128,200 | $ 85,000 |
| Charleston, WV | 15 | $ 3,531,000 | $ 235,400 | $ 131,000 |
| Corvallis, OR | 15 | $ 4,140,000 | $ 276,000 | $ 193,000 |
| Grand Junction, CO | 15 | $ 6,363,000 | $ 424,200 | $ 329,000 |
| Racine, WI | 15 | $ 2,547,000 | $ 169,800 | $ 103,000 |
| Anderson, SC | 14 | $ 4,244,000 | $ 303,142 | $ 193,000 |
| Billings, MT | 14 | $ 4,658,000 | $ 332,714 | $ 167,000 |
| Columbia, MO | 14 | $ 1,876,000 | $ 134,000 | $ 180,000 |
| Fort Walton Beach-Crestview-Destin, FL | 14 | $ 7,171,000 | $ 512,214 | $ 450,000 |
| Kingsport-Bristol-Bristol, TN-VA | 14 | $ 2,160,000 | $ 154,285 | $ 137,357 |
| Lafayette, IN | 14 | $ 1,994,000 | $ 142,428 | $ 118,000 |
| Macon, GA | 14 | $ 2,436,000 | $ 174,000 | $ 116,000 |
| Oshkosh-Neenah, WI | 14 | $ 3,489,000 | $ 249,214 | $ 229,000 |
| Utica-Rome, NY | 14 | $ 1,516,000 | $ 108,285 | $ 108,000 |
| Bangor, ME | 13 | $ 1,698,000 | $ 130,615 | $ 603,000 |
| Ithaca, NY | 13 | $ 2,620,000 | $ 201,538 | $ 117,000 |
| Logan, UT-ID | 13 | $ 2,214,000 | $ 170,307 | $ 64,000 |
| Palm Coast, FL | 13 | $ 4,626,000 | $ 355,846 | $ 908,000 |
| Ames, IA | 12 | $ 1,714,000 | $ 142,833 | $ 91,000 |
| Auburn-Opelika, AL | 12 | $ 4,876,000 | $ 406,333 | $ 156,000 |
| Bloomington, IN | 12 | $ 3,099,000 | $ 258,250 | $ 142,000 |
| Florence, SC | 12 | $ 1,590,000 | $ 132,500 | $ 89,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 1,075,000 | $ 89,583 | $ 73,583 |
| Las Cruces, NM | 12 | $ 2,643,000 | $ 220,250 | $ 109,000 |
| Pascagoula, MS | 12 | $ 3,405,000 | $ 283,750 | $ 185,000 |
| Yuma, AZ | 12 | $ 2,935,000 | $ 244,583 | $ 121,000 |
| Chico, CA | 10 | $ 2,078,000 | $ 207,800 | $ 110,000 |
| Clarksville, TN-KY | 10 | $ 761,000 | $ 76,100 | $ 55,600 |
| Cumberland, MD-WV | 10 | $ 1,164,000 | $ 116,400 | $ 121,800 |
| Elkhart-Goshen, IN | 10 | $ 2,022,000 | $ 202,200 | $ 133,000 |
| Holland-Grand Haven, MI | 10 | $ 4,988,000 | $ 498,800 | $ 373,000 |
| Lawrence, KS | 10 | $ 1,497,000 | $ 149,700 | $ 108,000 |
| Saginaw-Saginaw Township North, MI | 10 | $ 1,081,000 | $ 108,100 | $ 84,000 |
| Sioux Falls, SD | 10 | $ 1,818,000 | $ 181,800 | $ 88,000 |
| State College, PA | 10 | $ 1,719,000 | $ 171,900 | $ 100,000 |
| Visalia-Porterville, CA | 10 | $ 3,048,000 | $ 304,800 | $ 171,000 |
| Yakima, WA | 10 | $ 2,225,000 | $ 222,500 | $ 85,000 |
| Albany, GA | 9 | $ 1,231,000 | $ 136,777 | $ 67,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 1,474,000 | $ 163,777 | $ 78,000 |
| Erie, PA | 9 | $ 1,192,000 | $ 132,444 | $ 83,000 |
| Farmington, NM | 9 | $ 1,265,000 | $ 140,555 | $ 125,000 |
| Jackson, MI | 9 | $ 764,000 | $ 84,888 | $ 52,000 |
| Johnson City, TN | 9 | $ 1,896,000 | $ 210,666 | $ 94,000 |
| Lebanon, PA | 9 | $ 1,398,000 | $ 155,333 | $ 111,000 |
| Napa, CA | 9 | $ 5,215,000 | $ 579,444 | $ 226,000 |
| Sheboygan, WI | 9 | $ 869,000 | $ 96,555 | $ 84,000 |
| Binghamton, NY | 8 | $ 402,000 | $ 50,250 | $ 56,000 |
| Manhattan, KS | 8 | $ 1,036,000 | $ 129,500 | $ 78,000 |
| Modesto, CA | 8 | $ 1,496,000 | $ 187,000 | $ 176,000 |
| Morristown, TN | 8 | $ 888,000 | $ 111,000 | $ 66,000 |
| Rapid City, SD | 8 | $ 1,186,000 | $ 148,250 | $ 91,000 |
| Topeka, KS | 8 | $ 1,127,000 | $ 140,875 | $ 135,000 |
| Corpus Christi, TX | 7 | $ 1,469,000 | $ 209,857 | $ 189,000 |
| Danville, VA | 7 | $ 595,000 | $ 85,000 | $ 72,000 |
| Eau Claire, WI | 7 | $ 831,000 | $ 118,714 | $ 60,000 |
| Fort Smith, AR-OK | 7 | $ 1,190,000 | $ 170,000 | $ 155,571 |
| Gulfport-Biloxi, MS | 7 | $ 833,000 | $ 119,000 | $ 886,000 |
| Idaho Falls, ID | 7 | $ 994,000 | $ 142,000 | $ 76,000 |
| Joplin, MO | 7 | $ 562,000 | $ 80,285 | $ 64,000 |
| Kankakee-Bradley, IL | 7 | $ 1,012,000 | $ 144,571 | $ 88,000 |
| Killeen-Temple-Fort Hood, TX | 7 | $ 486,000 | $ 69,428 | $ 44,000 |
| Lubbock, TX | 7 | $ 853,000 | $ 121,857 | $ 60,000 |
| Morgantown, WV | 7 | $ 1,298,000 | $ 185,428 | $ 219,000 |
| Muncie, IN | 7 | $ 571,000 | $ 81,571 | $ 70,000 |
| Muskegon-Norton Shores, MI | 7 | $ 1,004,000 | $ 143,428 | $ 69,000 |
| Rome, GA | 7 | $ 2,642,000 | $ 377,428 | $ 62,000 |
| Sandusky, OH | 7 | $ 2,673,000 | $ 381,857 | $ 87,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 2,021,000 | $ 288,714 | $ 129,000 |
| Wausau, WI | 7 | $ 1,154,000 | $ 164,857 | $ 141,000 |
| Wenatchee-East Wenatchee, WA | 7 | $ 5,049,000 | $ 721,285 | $ 451,000 |
| Wheeling, WV-OH | 7 | $ 452,000 | $ 64,571 | $ 68,857 |
| Winchester, VA-WV | 7 | $ 1,011,000 | $ 144,428 | $ 98,428 |
| Anderson, IN | 6 | $ 405,000 | $ 67,500 | $ 48,000 |
| Burlington, NC | 6 | $ 757,000 | $ 126,166 | $ 56,000 |
| Casper, WY | 6 | $ 1,039,000 | $ 173,166 | $ 134,000 |
| Cheyenne, WY | 6 | $ 954,000 | $ 159,000 | $ 82,000 |
| College Station-Bryan, TX | 6 | $ 855,000 | $ 142,500 | $ 81,000 |
| Dothan, AL | 6 | $ 985,000 | $ 164,166 | $ 87,000 |
| Dubuque, IA | 6 | $ 636,000 | $ 106,000 | $ 73,000 |
| Elmira, NY | 6 | $ 332,000 | $ 55,333 | $ 56,000 |
| Houma-Bayou Cane-Thibodaux, LA | 6 | $ 947,000 | $ 157,833 | $ 80,000 |
| Janesville, WI | 6 | $ 1,437,000 | $ 239,500 | $ 121,000 |
| Johnstown, PA | 6 | $ 327,000 | $ 54,500 | $ 61,000 |
| Lewiston-Auburn, ME | 6 | $ 619,000 | $ 103,166 | $ 94,000 |
| Mankato-North Mankato, MN | 6 | $ 922,000 | $ 153,666 | $ 142,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 645,000 | $ 107,500 | $ 80,000 |
| Missoula, MT | 6 | $ 1,543,000 | $ 257,166 | $ 125,000 |
| Monroe, LA | 6 | $ 958,000 | $ 159,666 | $ 156,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 603,000 | $ 100,500 | $ 119,000 |
| Pueblo, CO | 6 | $ 1,098,000 | $ 183,000 | $ 119,000 |
| Rocky Mount, NC | 6 | $ 1,602,000 | $ 267,000 | $ 148,000 |
| Sioux City, IA-NE-SD | 6 | $ 376,000 | $ 62,666 | $ 36,166 |
| Springfield, OH | 6 | $ 637,000 | $ 106,166 | $ 85,000 |
| St. Joseph, MO-KS | 6 | $ 306,000 | $ 51,000 | $ 44,000 |
| Altoona, PA | 5 | $ 380,000 | $ 76,000 | $ 94,000 |
| Bowling Green, KY | 5 | $ 530,000 | $ 106,000 | $ 63,000 |
| Columbus, IN | 5 | $ 911,000 | $ 182,200 | $ 110,000 |
| Danville, IL | 5 | $ 488,000 | $ 97,600 | $ 147,000 |
| Decatur, IL | 5 | $ 1,094,000 | $ 218,800 | $ 132,000 |
| Fond Du Lac, WI | 5 | $ 1,138,000 | $ 227,600 | $ 140,000 |
| Gadsden, AL | 5 | $ 874,000 | $ 174,800 | $ 80,000 |
| Jefferson City, MO | 5 | $ 440,000 | $ 88,000 | $ 64,000 |
| Lake Charles, LA | 5 | $ 1,363,000 | $ 272,600 | $ 242,000 |
| Mansfield, OH | 5 | $ 472,000 | $ 94,400 | $ 89,000 |
| Monroe, MI | 5 | $ 744,000 | $ 148,800 | $ 111,000 |
| Pine Bluff, AR | 5 | $ 495,000 | $ 99,000 | $ 150,000 |
| Terre Haute, IN | 5 | $ 275,000 | $ 55,000 | $ 33,000 |
| Warner Robins, GA | 5 | $ 706,000 | $ 141,200 | $ 84,000 |
| Alexandria, LA | 4 | $ 256,000 | $ 64,000 | $ 53,000 |
| Battle Creek, MI | 4 | $ 128,000 | $ 32,000 | $ 37,000 |
| Bay City, MI | 4 | $ 464,000 | $ 116,000 | $ 73,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 1,163,000 | $ 290,750 | $ 206,000 |
| Cleveland, TN | 4 | $ 318,000 | $ 79,500 | $ 67,000 |
| Fairbanks, AK | 4 | $ 705,000 | $ 176,250 | $ 103,000 |
| Florence-Muscle Shoals, AL | 4 | $ 238,000 | $ 59,500 | $ 161,000 |
| Grand Forks, ND-MN | 4 | $ 450,000 | $ 112,500 | $ 64,000 |
| Harrisonburg, VA | 4 | $ 1,011,000 | $ 252,750 | $ 99,000 |
| Hot Springs, AR | 4 | $ 1,065,000 | $ 266,250 | $ 204,000 |
| Jacksonville, NC | 4 | $ 1,336,000 | $ 334,000 | $ 156,000 |
| Jonesboro, AR | 4 | $ 569,000 | $ 142,250 | $ 92,000 |
| La Crosse, WI-MN | 4 | $ 444,000 | $ 111,000 | $ 64,000 |
| Lewiston, ID-WA | 4 | $ 443,000 | $ 110,750 | $ 59,000 |
| Merced, CA | 4 | $ 610,000 | $ 152,500 | $ 106,000 |
| Pocatello, ID | 4 | $ 550,000 | $ 137,500 | $ 75,000 |
| Redding, CA | 4 | $ 1,241,000 | $ 310,250 | $ 95,000 |
| Springfield, IL | 4 | $ 256,000 | $ 64,000 | $ 36,000 |
| Sumter, SC | 4 | $ 518,000 | $ 129,500 | $ 75,000 |
| Bismarck, ND | 3 | $ 216,000 | $ 72,000 | $ 91,000 |
| Carson City, NV | 3 | $ 511,000 | $ 170,333 | $ 114,000 |
| Dalton, GA | 3 | $ 643,000 | $ 214,333 | $ 121,000 |
| Elizabethtown, KY | 3 | $ 534,000 | $ 178,000 | $ 163,000 |
| Goldsboro, NC | 3 | $ 571,000 | $ 190,333 | $ 57,000 |
| Hattiesburg, MS | 3 | $ 729,000 | $ 243,000 | $ 261,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 349,000 | $ 116,333 | $ 51,000 |
| Kokomo, IN | 3 | $ 400,000 | $ 133,333 | $ 3,129,000 |
| Lawton, OK | 3 | $ 324,000 | $ 108,000 | $ 113,000 |
| Longview, WA | 3 | $ 524,000 | $ 174,666 | $ 53,000 |
| Tuscaloosa, AL | 3 | $ 820,000 | $ 273,333 | $ 116,000 |
| Valdosta, GA | 3 | $ 1,006,000 | $ 335,333 | $ 33,000 |
| Williamsport, PA | 3 | $ 206,000 | $ 68,666 | $ 64,000 |
| Brownsville-Harlingen, TX | 2 | $ 129,000 | $ 64,500 | $ 29,000 |
| El Centro, CA | 2 | $ 233,000 | $ 116,500 | $ 128,000 |
| Great Falls, MT | 2 | $ 170,000 | $ 85,000 | $ 102,000 |
| Jackson, TN | 2 | $ 267,000 | $ 133,500 | $ 163,000 |
| Odessa, TX | 2 | $ 286,000 | $ 143,000 | $ 89,000 |
| Owensboro, KY | 2 | $ 344,000 | $ 172,000 | $ 81,000 |
| San Angelo, TX | 2 | $ 165,000 | $ 82,500 | $ 66,000 |
| Victoria, TX | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| Waco, TX | 2 | $ 123,000 | $ 61,500 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 87,000 | $ 43,500 | $ 1,502,000 |
| Wichita Falls, TX | 2 | $ 102,000 | $ 51,000 | $ 28,000 |
| Yuba City, CA | 2 | $ 145,000 | $ 72,500 | $ 24,000 |
| Amarillo, TX | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Anniston-Oxford, AL | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Decatur, AL | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Lima, OH | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Midland, TX | 1 | $ 60,000 | $ 60,000 | $ 328,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 44,027 | $20,047,904,000 | $455,000 | $3,920,000 | $241,000 | $9,999,000 |
| Home Purchase | 16,506 | $5,108,235,000 | $309,000 | $3,920,000 | $192,000 | $9,999,000 |
| Home Improvement | 804 | $121,975,000 | $151,000 | $412,000 | $59,000 | $682,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36,388 | $17,008,747,000 | $467,000 | $3,920,000 | $259,000 | $9,999,000 |
| Not Provided | 11,577 | $4,259,582,000 | $367,000 | $3,250,000 | $205,000 | $9,999,000 |
| Asian | 6,399 | $2,489,361,000 | $389,000 | $3,181,000 | $193,000 | $9,770,000 |
| Not applicable | 3,308 | $518,201,000 | $156,000 | $510,000 | $58,000 | $736,000 |
| Black or African American | 1,715 | $359,381,000 | $209,000 | $3,000,000 | $148,000 | $9,999,000 |
| Hispanic | 1,593 | $535,968,000 | $336,000 | $3,000,000 | $180,000 | $9,230,000 |
| American Indian or Alaskan Native | 231 | $63,650,000 | $275,000 | $1,832,000 | $188,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 126 | $43,224,000 | $343,000 | $1,885,000 | $172,000 | $2,716,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 61,337 | $25,278,114,000 | $412,000 | $3,920,000 | $226,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 23,614 | $10,684,220,000 | $452,000 | $3,920,000 | $211,000 | $9,999,000 |
| Loan Originated | 17,337 | $8,619,940,000 | $497,000 | $3,000,000 | $301,000 | $9,999,000 |
| Application Approved But Not Accepted | 11,862 | $4,105,518,000 | $346,000 | $3,000,000 | $225,000 | $9,999,000 |
| Loan Purchased By The Institution | 3,308 | $518,201,000 | $156,000 | $510,000 | $58,000 | $736,000 |
| Preapproval Denied by Financial Institution | 2,705 | $510,686,000 | $188,000 | $2,032,000 | $115,000 | $9,230,000 |
| Preapproval Approved but not Accepted | 2,092 | $599,977,000 | $286,000 | $3,000,000 | $157,000 | $7,800,000 |
| Application Withdrawn By Applicant | 246 | $87,531,000 | $355,000 | $2,000,000 | $228,000 | $6,312,000 |
| File Closed For Incompleteness | 173 | $152,041,000 | $878,000 | $3,000,000 | $436,000 | $3,999,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10,663 | $2,486,641,000 | $233,000 | $3,000,000 | $147,000 | $9,999,000 |
| Collateral | 8,137 | $4,434,027,000 | $544,000 | $3,920,000 | $278,000 | $9,999,000 |
| Debt-To-Income Ratio | 4,916 | $3,078,574,000 | $626,000 | $3,800,000 | $139,000 | $9,999,000 |
| Other | 2,271 | $985,404,000 | $433,000 | $3,000,000 | $285,000 | $9,178,000 |
| Unverifiable Information | 216 | $132,501,000 | $613,000 | $3,000,000 | $407,000 | $8,497,000 |
| Employment History | 92 | $55,904,000 | $607,000 | $3,920,000 | $317,000 | $4,700,000 |
| Credit Application Incomplete | 24 | $21,855,000 | $910,000 | $2,500,000 | $718,000 | $6,921,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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