Ing Bank, FSB Mortgage Lending & HMDA Data, 2011
In 2011, Ing Bank, FSB of Wilmington, DE reported 40,677 mortgage applications totaling $16.3 billion. The average application was for $400,648, and applicants reported an average income of $211,787. 46% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (2,414), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,959) and Atlanta-Sandy Springs-Marietta, GA (1,917) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 40,677 |
| Total Mortgage Loan Application Amount | $16,297,198,000 |
| Average Mortgage Loan Application Amount | $400,648 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $211,787 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 2,414 | $ 986,391,000 | $ 408,612 | $ 215,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,959 | $ 876,119,000 | $ 447,227 | $ 176,823 |
| Atlanta-Sandy Springs-Marietta, GA | 1,917 | $ 607,632,000 | $ 316,970 | $ 175,000 |
| Philadelphia, PA | 1,519 | $ 413,829,000 | $ 272,435 | $ 147,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,499 | $ 897,942,000 | $ 599,027 | $ 299,000 |
| New York-White Plains-Wayne, NY-NJ | 1,294 | $ 624,346,000 | $ 482,493 | $ 252,485 |
| Edison-New Brunswick, NJ | 906 | $ 265,786,000 | $ 293,362 | $ 178,000 |
| Denver-Aurora-Broomfield, CO | 883 | $ 457,612,000 | $ 518,246 | $ 233,000 |
| Phoenix-Mesa-Glendale, AZ | 866 | $ 445,461,000 | $ 514,389 | $ 298,000 |
| Bethesda-Rockville-Frederick, MD | 830 | $ 467,563,000 | $ 563,328 | $ 233,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 827 | $ 531,345,000 | $ 642,496 | $ 228,000 |
| Baltimore-Towson, MD | 793 | $ 314,882,000 | $ 397,076 | $ 191,000 |
| Seattle-Bellevue-Everett, WA | 785 | $ 472,798,000 | $ 602,290 | $ 260,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 747 | $ 229,406,000 | $ 307,103 | $ 187,179 |
| Santa Ana-Anaheim-Irvine, CA | 732 | $ 374,982,000 | $ 512,270 | $ 205,000 |
| Nassau-Suffolk, NY | 686 | $ 281,278,000 | $ 410,026 | $ 270,000 |
| Oakland-Fremont-Hayward, CA | 656 | $ 307,912,000 | $ 469,378 | $ 196,000 |
| Cambridge-Newton-Framingham, MA | 655 | $ 277,418,000 | $ 423,538 | $ 191,000 |
| Camden, NJ | 631 | $ 108,022,000 | $ 171,191 | $ 112,000 |
| Boston-Quincy, MA | 614 | $ 246,526,000 | $ 401,508 | $ 193,000 |
| Newark-Union, NJ-PA | 586 | $ 179,907,000 | $ 307,008 | $ 176,360 |
| Wilmington, DE-MD-NJ | 558 | $ 114,788,000 | $ 205,713 | $ 112,587 |
| Bridgeport-Stamford-Norwalk, CT | 497 | $ 326,339,000 | $ 656,617 | $ 344,000 |
| San Francisco-San Mateo-Redwood City, CA | 484 | $ 329,258,000 | $ 680,285 | $ 305,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 453 | $ 255,449,000 | $ 563,905 | $ 299,218 |
| San Diego-Carlsbad-San Marcos, CA | 407 | $ 217,164,000 | $ 533,572 | $ 227,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 379 | $ 166,058,000 | $ 438,147 | $ 196,372 |
| Lake County-Kenosha County, IL-WI | 374 | $ 188,534,000 | $ 504,101 | $ 283,208 |
| Raleigh-Cary, NC | 355 | $ 121,541,000 | $ 342,369 | $ 171,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 326 | $ 192,396,000 | $ 590,171 | $ 368,000 |
| Hartford-West Hartford-East Hartford, CT | 296 | $ 65,775,000 | $ 222,212 | $ 143,000 |
| Miami-Miami Beach-Kendall, FL | 287 | $ 173,979,000 | $ 606,198 | $ 364,000 |
| Riverside-San Bernardino-Ontario, CA | 277 | $ 72,690,000 | $ 262,418 | $ 138,000 |
| Peabody, MA | 272 | $ 80,650,000 | $ 296,507 | $ 147,000 |
| Warren-Troy-Farmington Hills, MI | 264 | $ 114,491,000 | $ 433,678 | $ 405,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 256 | $ 121,578,000 | $ 474,914 | $ 273,000 |
| St. Louis, MO-IL | 239 | $ 92,556,000 | $ 387,263 | $ 241,966 |
| Tampa-St. Petersburg-Clearwater, FL | 232 | $ 71,626,000 | $ 308,732 | $ 206,000 |
| Boulder, CO | 229 | $ 146,126,000 | $ 638,104 | $ 279,000 |
| Orlando-Kissimmee-Sanford, FL | 202 | $ 67,774,000 | $ 335,514 | $ 206,000 |
| Las Vegas-Paradise, NV | 195 | $ 61,806,000 | $ 316,953 | $ 210,000 |
| Kansas City, MO-KS | 188 | $ 45,260,000 | $ 240,744 | $ 161,718 |
| Trenton-Ewing, NJ | 160 | $ 57,916,000 | $ 361,975 | $ 204,000 |
| Durham-Chapel Hill, NC | 159 | $ 65,066,000 | $ 409,220 | $ 183,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 157 | $ 45,187,000 | $ 287,815 | $ 151,000 |
| Salt Lake City, UT | 157 | $ 94,430,000 | $ 601,464 | $ 360,000 |
| Milwaukee-Waukesha-West Allis, WI | 145 | $ 64,527,000 | $ 445,013 | $ 288,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 140 | $ 27,081,000 | $ 193,435 | $ 132,542 |
| Providence-New Bedford-Fall River, RI-MA | 139 | $ 45,681,000 | $ 328,640 | $ 175,575 |
| Oxnard-Thousand Oaks-Ventura, CA | 138 | $ 58,179,000 | $ 421,586 | $ 192,000 |
| Worcester, MA | 138 | $ 32,313,000 | $ 234,152 | $ 144,000 |
| Pittsburgh, PA | 135 | $ 26,893,000 | $ 199,207 | $ 145,000 |
| Indianapolis-Carmel, IN | 134 | $ 39,270,000 | $ 293,059 | $ 169,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 130 | $ 58,496,000 | $ 449,969 | $ 207,000 |
| Tucson, AZ | 129 | $ 44,517,000 | $ 345,093 | $ 177,000 |
| Gary, IN | 126 | $ 19,592,000 | $ 155,492 | $ 78,000 |
| North Port-Bradenton-Sarasota, FL | 126 | $ 59,066,000 | $ 468,777 | $ 360,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 125 | $ 39,590,000 | $ 316,720 | $ 136,688 |
| Rockingham County-Strafford County, NH | 120 | $ 22,399,000 | $ 186,658 | $ 108,000 |
| Jacksonville, FL | 119 | $ 43,297,000 | $ 363,840 | $ 226,000 |
| Charleston-North Charleston-Summerville, SC | 118 | $ 69,527,000 | $ 589,211 | $ 281,000 |
| New Haven-Milford, CT | 117 | $ 28,907,000 | $ 247,068 | $ 160,000 |
| Cincinnati-Middletown, OH-KY-IN | 116 | $ 36,576,000 | $ 315,310 | $ 194,413 |
| Columbus, OH | 115 | $ 26,937,000 | $ 234,234 | $ 158,000 |
| Naples-Marco Island, FL | 108 | $ 74,664,000 | $ 691,333 | $ 508,000 |
| Cleveland-Elyria-Mentor, OH | 104 | $ 27,088,000 | $ 260,461 | $ 202,000 |
| Houston-Sugar Land-Baytown, TX | 102 | $ 54,995,000 | $ 539,166 | $ 314,000 |
| Albuquerque, NM | 100 | $ 28,560,000 | $ 285,600 | $ 159,000 |
| Cape Coral-Fort Myers, FL | 92 | $ 32,733,000 | $ 355,793 | $ 460,000 |
| Des Moines-West Des Moines, IA | 91 | $ 15,012,000 | $ 164,967 | $ 109,000 |
| Birmingham-Hoover, AL | 88 | $ 29,552,000 | $ 335,818 | $ 163,000 |
| Wilmington, NC | 88 | $ 38,726,000 | $ 440,068 | $ 288,000 |
| Reading, PA | 86 | $ 12,547,000 | $ 145,895 | $ 91,000 |
| Richmond, VA | 85 | $ 27,789,000 | $ 326,929 | $ 243,000 |
| Manchester-Nashua, NH | 81 | $ 17,139,000 | $ 211,592 | $ 140,000 |
| Omaha-Council Bluffs, NE-IA | 81 | $ 21,341,000 | $ 263,469 | $ 175,567 |
| Poughkeepsie-Newburgh-Middletown, NY | 79 | $ 16,126,000 | $ 204,126 | $ 123,000 |
| Dallas-Plano-Irving, TX | 78 | $ 39,905,000 | $ 511,602 | $ 333,000 |
| Detroit-Livonia-Dearborn, MI | 78 | $ 17,549,000 | $ 224,987 | $ 145,000 |
| Barnstable Town, MA | 75 | $ 33,350,000 | $ 444,666 | $ 316,000 |
| Honolulu, HI | 75 | $ 30,918,000 | $ 412,240 | $ 172,000 |
| Louisville-Jefferson County, KY-IN | 75 | $ 18,859,000 | $ 251,453 | $ 128,066 |
| New Orleans-Metairie-Kenner, LA | 74 | $ 22,964,000 | $ 310,324 | $ 200,000 |
| Tacoma, WA | 69 | $ 26,461,000 | $ 383,492 | $ 201,000 |
| Columbia, SC | 68 | $ 20,530,000 | $ 301,911 | $ 152,000 |
| Oklahoma City, OK | 67 | $ 12,524,000 | $ 186,925 | $ 122,000 |
| Greenville-Mauldin-Easley, SC | 65 | $ 20,523,000 | $ 315,738 | $ 178,000 |
| Madison, WI | 65 | $ 19,644,000 | $ 302,215 | $ 160,000 |
| Atlantic City-Hammonton, NJ | 64 | $ 12,739,000 | $ 199,046 | $ 116,000 |
| Bremerton-Silverdale, WA | 64 | $ 32,153,000 | $ 502,390 | $ 271,000 |
| Santa Rosa-Petaluma, CA | 64 | $ 25,287,000 | $ 395,109 | $ 165,000 |
| St. Cloud, MN | 64 | $ 8,631,000 | $ 134,859 | $ 64,000 |
| Fort Collins-Loveland, CO | 63 | $ 23,946,000 | $ 380,095 | $ 149,000 |
| Portland-South Portland-Biddeford, ME | 63 | $ 16,290,000 | $ 258,571 | $ 142,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 59 | $ 43,414,000 | $ 735,830 | $ 306,000 |
| Reno-Sparks, NV | 57 | $ 25,229,000 | $ 442,614 | $ 238,000 |
| Lancaster, PA | 56 | $ 9,461,000 | $ 168,946 | $ 93,000 |
| Memphis, TN-MS-AR | 56 | $ 13,867,000 | $ 247,625 | $ 158,250 |
| Ocean City, NJ | 56 | $ 15,978,000 | $ 285,321 | $ 180,000 |
| Ogden-Clearfield, UT | 56 | $ 19,464,000 | $ 347,571 | $ 165,000 |
| Colorado Springs, CO | 54 | $ 19,975,000 | $ 369,907 | $ 163,000 |
| Asheville, NC | 53 | $ 26,153,000 | $ 493,452 | $ 152,000 |
| Port St. Lucie, FL | 53 | $ 17,237,000 | $ 325,226 | $ 174,000 |
| Springfield, MA | 53 | $ 8,706,000 | $ 164,264 | $ 109,000 |
| Santa Fe, NM | 52 | $ 30,078,000 | $ 578,423 | $ 256,000 |
| Greensboro-High Point, NC | 51 | $ 11,146,000 | $ 218,549 | $ 112,000 |
| Rochester, NY | 47 | $ 6,524,000 | $ 138,808 | $ 130,000 |
| Ann Arbor, MI | 45 | $ 16,503,000 | $ 366,733 | $ 201,000 |
| Huntsville, AL | 45 | $ 9,257,000 | $ 205,711 | $ 124,000 |
| Provo-Orem, UT | 43 | $ 15,066,000 | $ 350,372 | $ 167,000 |
| Austin-Round Rock-San Marcos, TX | 42 | $ 18,811,000 | $ 447,880 | $ 302,000 |
| Baton Rouge, LA | 40 | $ 8,719,000 | $ 217,975 | $ 148,000 |
| Akron, OH | 39 | $ 13,018,000 | $ 333,794 | $ 209,000 |
| Harrisburg-Carlisle, PA | 39 | $ 7,730,000 | $ 198,205 | $ 113,000 |
| Norwich-New London, CT | 39 | $ 8,811,000 | $ 225,923 | $ 145,000 |
| Savannah, GA | 39 | $ 15,899,000 | $ 407,666 | $ 432,000 |
| Spokane, WA | 39 | $ 9,113,000 | $ 233,666 | $ 133,000 |
| Albany-Schenectady-Troy, NY | 38 | $ 8,779,000 | $ 231,026 | $ 129,000 |
| Tulsa, OK | 38 | $ 9,434,000 | $ 248,263 | $ 154,000 |
| York-Hanover, PA | 38 | $ 8,410,000 | $ 221,315 | $ 106,000 |
| Dover, DE | 37 | $ 5,430,000 | $ 146,756 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 6,745,000 | $ 182,297 | $ 123,000 |
| Knoxville, TN | 37 | $ 12,547,000 | $ 339,108 | $ 185,000 |
| Prescott, AZ | 37 | $ 10,553,000 | $ 285,216 | $ 151,000 |
| Santa Cruz-Watsonville, CA | 37 | $ 16,453,000 | $ 444,675 | $ 211,000 |
| Scranton--Wilkes-Barre, PA | 37 | $ 6,154,000 | $ 166,324 | $ 108,000 |
| Sebastian-Vero Beach, FL | 37 | $ 15,461,000 | $ 417,864 | $ 319,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 36 | $ 7,668,000 | $ 213,000 | $ 156,000 |
| Palm Bay-Melbourne-Titusville, FL | 36 | $ 8,012,000 | $ 222,555 | $ 152,000 |
| Vineland-Millville-Bridgeton, NJ | 36 | $ 5,075,000 | $ 140,972 | $ 81,000 |
| Dayton, OH | 35 | $ 5,113,000 | $ 146,085 | $ 124,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 35 | $ 9,577,000 | $ 273,628 | $ 223,000 |
| Gainesville, GA | 35 | $ 11,241,000 | $ 321,171 | $ 214,000 |
| Buffalo-Niagara Falls, NY | 34 | $ 6,944,000 | $ 204,235 | $ 178,000 |
| Toledo, OH | 34 | $ 5,716,000 | $ 168,117 | $ 146,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 33 | $ 8,185,000 | $ 248,030 | $ 257,000 |
| Augusta-Richmond County, GA-SC | 32 | $ 10,158,000 | $ 317,437 | $ 138,093 |
| Boise City-Nampa, ID | 31 | $ 7,699,000 | $ 248,354 | $ 141,000 |
| Charlottesville, VA | 31 | $ 18,722,000 | $ 603,935 | $ 258,000 |
| Lexington-Fayette, KY | 31 | $ 10,012,000 | $ 322,967 | $ 159,000 |
| Syracuse, NY | 31 | $ 4,104,000 | $ 132,387 | $ 103,000 |
| Little Rock-North Little Rock-Conway, AR | 30 | $ 6,989,000 | $ 232,966 | $ 140,000 |
| San Luis Obispo-Paso Robles, CA | 30 | $ 12,154,000 | $ 405,133 | $ 132,000 |
| Napa, CA | 29 | $ 11,146,000 | $ 384,344 | $ 212,000 |
| Winston-Salem, NC | 29 | $ 7,283,000 | $ 251,137 | $ 165,000 |
| Gainesville, FL | 28 | $ 5,916,000 | $ 211,285 | $ 140,000 |
| Jackson, MS | 28 | $ 7,684,000 | $ 274,428 | $ 217,000 |
| Rochester, MN | 28 | $ 6,287,000 | $ 224,535 | $ 163,000 |
| Athens-Clarke County, GA | 27 | $ 8,567,000 | $ 317,296 | $ 153,000 |
| Flagstaff, AZ | 27 | $ 13,008,000 | $ 481,777 | $ 575,000 |
| Fresno, CA | 27 | $ 4,709,000 | $ 174,407 | $ 118,000 |
| Hagerstown-Martinsburg, MD-WV | 26 | $ 4,897,000 | $ 188,346 | $ 109,307 |
| Lincoln, NE | 26 | $ 2,795,000 | $ 107,500 | $ 90,000 |
| Roanoke, VA | 26 | $ 8,227,000 | $ 316,423 | $ 141,000 |
| Burlington-South Burlington, VT | 25 | $ 6,379,000 | $ 255,160 | $ 112,000 |
| Lansing-East Lansing, MI | 25 | $ 4,695,000 | $ 187,800 | $ 151,000 |
| Salem, OR | 25 | $ 5,346,000 | $ 213,840 | $ 100,000 |
| Wichita, KS | 25 | $ 4,714,000 | $ 188,560 | $ 151,000 |
| Fort Wayne, IN | 24 | $ 3,283,000 | $ 136,791 | $ 96,000 |
| Modesto, CA | 24 | $ 4,803,000 | $ 200,125 | $ 148,000 |
| Stockton, CA | 24 | $ 5,043,000 | $ 210,125 | $ 128,000 |
| Vallejo-Fairfield, CA | 24 | $ 5,290,000 | $ 220,416 | $ 132,000 |
| Charleston, WV | 23 | $ 4,103,000 | $ 178,391 | $ 144,000 |
| Ocala, FL | 23 | $ 2,427,000 | $ 105,521 | $ 66,000 |
| Bellingham, WA | 22 | $ 7,556,000 | $ 343,454 | $ 137,000 |
| Fort Worth-Arlington, TX | 22 | $ 9,653,000 | $ 438,772 | $ 221,000 |
| Cedar Rapids, IA | 21 | $ 2,715,000 | $ 129,285 | $ 110,000 |
| Davenport-Moline-Rock Island, IA-IL | 21 | $ 4,994,000 | $ 237,809 | $ 620,714 |
| Lakeland-Winter Haven, FL | 21 | $ 3,984,000 | $ 189,714 | $ 112,000 |
| Anchorage, AK | 20 | $ 5,791,000 | $ 289,550 | $ 132,000 |
| Bend, OR | 20 | $ 8,986,000 | $ 449,300 | $ 339,000 |
| Lynchburg, VA | 20 | $ 7,359,000 | $ 367,950 | $ 180,000 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 6,301,000 | $ 315,050 | $ 242,000 |
| Rockford, IL | 20 | $ 3,410,000 | $ 170,500 | $ 123,000 |
| Eugene-Springfield, OR | 19 | $ 5,530,000 | $ 291,052 | $ 181,000 |
| Greeley, CO | 19 | $ 5,897,000 | $ 310,368 | $ 186,000 |
| Kalamazoo-Portage, MI | 19 | $ 8,840,000 | $ 465,263 | $ 214,000 |
| Salinas, CA | 19 | $ 11,673,000 | $ 614,368 | $ 268,000 |
| Sioux Falls, SD | 19 | $ 3,305,000 | $ 173,947 | $ 116,000 |
| Kingston, NY | 18 | $ 2,737,000 | $ 152,055 | $ 100,000 |
| Olympia, WA | 18 | $ 4,661,000 | $ 258,944 | $ 116,000 |
| St. George, UT | 18 | $ 5,366,000 | $ 298,111 | $ 131,000 |
| State College, PA | 18 | $ 3,112,000 | $ 172,888 | $ 192,000 |
| Topeka, KS | 18 | $ 1,990,000 | $ 110,555 | $ 198,000 |
| Champaign-Urbana, IL | 17 | $ 1,640,000 | $ 96,470 | $ 85,000 |
| Duluth, MN-WI | 17 | $ 5,044,000 | $ 296,705 | $ 141,588 |
| South Bend-Mishawaka, IN-MI | 17 | $ 3,802,000 | $ 223,647 | $ 201,470 |
| Springfield, MO | 17 | $ 3,225,000 | $ 189,705 | $ 117,000 |
| Tallahassee, FL | 17 | $ 3,103,000 | $ 182,529 | $ 132,000 |
| Blacksburg-Christiansburg-Radford, VA | 16 | $ 2,988,000 | $ 186,750 | $ 102,000 |
| Canton-Massillon, OH | 16 | $ 2,758,000 | $ 172,375 | $ 105,000 |
| Chattanooga, TN-GA | 16 | $ 6,501,000 | $ 406,312 | $ 255,500 |
| Grand Junction, CO | 16 | $ 6,196,000 | $ 387,250 | $ 162,000 |
| Kennewick-Pasco-Richland, WA | 16 | $ 2,708,000 | $ 169,250 | $ 133,000 |
| Medford, OR | 16 | $ 5,282,000 | $ 330,125 | $ 89,000 |
| Palm Coast, FL | 16 | $ 5,036,000 | $ 314,750 | $ 170,000 |
| Shreveport-Bossier City, LA | 16 | $ 2,710,000 | $ 169,375 | $ 79,000 |
| Brunswick, GA | 15 | $ 7,469,000 | $ 497,933 | $ 547,000 |
| Columbia, MO | 15 | $ 4,074,000 | $ 271,600 | $ 131,000 |
| Green Bay, WI | 15 | $ 2,818,000 | $ 187,866 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 7,508,000 | $ 500,533 | $ 183,000 |
| Holland-Grand Haven, MI | 15 | $ 2,099,000 | $ 139,933 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 3,120,000 | $ 208,000 | $ 166,000 |
| Wenatchee-East Wenatchee, WA | 15 | $ 6,817,000 | $ 454,466 | $ 306,000 |
| Bakersfield-Delano, CA | 14 | $ 2,438,000 | $ 174,142 | $ 86,000 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 5,410,000 | $ 386,428 | $ 259,000 |
| Fargo, ND-MN | 14 | $ 1,577,000 | $ 112,642 | $ 80,500 |
| Lafayette, LA | 14 | $ 2,716,000 | $ 194,000 | $ 133,000 |
| Las Cruces, NM | 14 | $ 3,880,000 | $ 277,142 | $ 135,000 |
| Mobile, AL | 14 | $ 3,670,000 | $ 262,142 | $ 200,000 |
| Montgomery, AL | 14 | $ 2,561,000 | $ 182,928 | $ 96,000 |
| Niles-Benton Harbor, MI | 14 | $ 7,211,000 | $ 515,071 | $ 289,000 |
| Peoria, IL | 14 | $ 1,949,000 | $ 139,214 | $ 65,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 2,359,000 | $ 168,500 | $ 111,000 |
| Ithaca, NY | 13 | $ 2,016,000 | $ 155,076 | $ 102,000 |
| Lafayette, IN | 13 | $ 1,764,000 | $ 135,692 | $ 83,000 |
| Missoula, MT | 13 | $ 3,453,000 | $ 265,615 | $ 174,000 |
| Pittsfield, MA | 13 | $ 3,241,000 | $ 249,307 | $ 105,000 |
| Punta Gorda, FL | 13 | $ 3,633,000 | $ 279,461 | $ 168,000 |
| Springfield, IL | 13 | $ 1,255,000 | $ 96,538 | $ 71,000 |
| Ames, IA | 12 | $ 2,196,000 | $ 183,000 | $ 104,000 |
| Anderson, SC | 12 | $ 1,771,000 | $ 147,583 | $ 907,000 |
| Fayetteville, NC | 12 | $ 2,159,000 | $ 179,916 | $ 344,000 |
| Iowa City, IA | 12 | $ 2,613,000 | $ 217,750 | $ 131,000 |
| Kingsport-Bristol-Bristol, TN-VA | 12 | $ 2,210,000 | $ 184,166 | $ 163,583 |
| Lebanon, PA | 12 | $ 2,212,000 | $ 184,333 | $ 138,000 |
| Mankato-North Mankato, MN | 12 | $ 2,957,000 | $ 246,416 | $ 180,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 12 | $ 5,652,000 | $ 471,000 | $ 990,000 |
| Visalia-Porterville, CA | 12 | $ 1,715,000 | $ 142,916 | $ 84,000 |
| Columbus, GA-AL | 11 | $ 3,339,000 | $ 303,545 | $ 176,000 |
| Janesville, WI | 11 | $ 1,017,000 | $ 92,454 | $ 68,000 |
| Macon, GA | 11 | $ 2,648,000 | $ 240,727 | $ 123,000 |
| Bloomington, IN | 10 | $ 1,475,000 | $ 147,500 | $ 72,000 |
| Chico, CA | 10 | $ 1,750,000 | $ 175,000 | $ 90,000 |
| Lawrence, KS | 10 | $ 2,055,000 | $ 205,500 | $ 101,000 |
| Racine, WI | 10 | $ 1,741,000 | $ 174,100 | $ 115,000 |
| San Antonio-New Braunfels, TX | 10 | $ 5,129,000 | $ 512,900 | $ 249,000 |
| Billings, MT | 9 | $ 1,055,000 | $ 117,222 | $ 83,000 |
| Columbus, IN | 9 | $ 2,579,000 | $ 286,555 | $ 147,000 |
| Evansville, IN-KY | 9 | $ 2,808,000 | $ 312,000 | $ 228,000 |
| Idaho Falls, ID | 9 | $ 1,386,000 | $ 154,000 | $ 94,000 |
| Morgantown, WV | 9 | $ 1,433,000 | $ 159,222 | $ 99,000 |
| Spartanburg, SC | 9 | $ 2,643,000 | $ 293,666 | $ 194,000 |
| Auburn-Opelika, AL | 8 | $ 1,544,000 | $ 193,000 | $ 155,000 |
| Clarksville, TN-KY | 8 | $ 1,344,000 | $ 168,000 | $ 101,250 |
| Grand Forks, ND-MN | 8 | $ 929,000 | $ 116,125 | $ 102,125 |
| Greenville, NC | 8 | $ 797,000 | $ 99,625 | $ 91,000 |
| Harrisonburg, VA | 8 | $ 1,360,000 | $ 170,000 | $ 88,000 |
| Logan, UT-ID | 8 | $ 1,426,000 | $ 178,250 | $ 71,000 |
| Oshkosh-Neenah, WI | 8 | $ 3,090,000 | $ 386,250 | $ 158,000 |
| Redding, CA | 8 | $ 1,366,000 | $ 170,750 | $ 121,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 562,000 | $ 70,250 | $ 76,000 |
| Utica-Rome, NY | 8 | $ 1,380,000 | $ 172,500 | $ 87,000 |
| Appleton, WI | 7 | $ 1,444,000 | $ 206,285 | $ 126,000 |
| Corvallis, OR | 7 | $ 1,536,000 | $ 219,428 | $ 181,000 |
| Flint, MI | 7 | $ 1,326,000 | $ 189,428 | $ 122,000 |
| Houma-Bayou Cane-Thibodaux, LA | 7 | $ 2,088,000 | $ 298,285 | $ 167,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 2,156,000 | $ 308,000 | $ 261,428 |
| Lake Charles, LA | 7 | $ 3,260,000 | $ 465,714 | $ 338,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 2,151,000 | $ 307,285 | $ 126,000 |
| Rome, GA | 7 | $ 1,315,000 | $ 187,857 | $ 114,000 |
| Sheboygan, WI | 7 | $ 1,577,000 | $ 225,285 | $ 187,000 |
| Winchester, VA-WV | 7 | $ 1,335,000 | $ 190,714 | $ 115,000 |
| Yakima, WA | 7 | $ 1,674,000 | $ 239,142 | $ 161,000 |
| Yuma, AZ | 7 | $ 769,000 | $ 109,857 | $ 82,000 |
| Bismarck, ND | 6 | $ 981,000 | $ 163,500 | $ 94,000 |
| Bloomington-Normal, IL | 6 | $ 1,314,000 | $ 219,000 | $ 195,000 |
| Cape Girardeau-Jackson, MO-IL | 6 | $ 1,261,000 | $ 210,166 | $ 181,000 |
| Carson City, NV | 6 | $ 1,446,000 | $ 241,000 | $ 121,000 |
| Cumberland, MD-WV | 6 | $ 686,000 | $ 114,333 | $ 69,000 |
| Decatur, AL | 6 | $ 751,000 | $ 125,166 | $ 76,000 |
| Dothan, AL | 6 | $ 2,103,000 | $ 350,500 | $ 232,000 |
| Gulfport-Biloxi, MS | 6 | $ 1,501,000 | $ 250,166 | $ 209,000 |
| Johnson City, TN | 6 | $ 1,940,000 | $ 323,333 | $ 146,000 |
| La Crosse, WI-MN | 6 | $ 1,977,000 | $ 329,500 | $ 195,000 |
| Rapid City, SD | 6 | $ 773,000 | $ 128,833 | $ 71,000 |
| Salisbury, MD | 6 | $ 1,168,000 | $ 194,666 | $ 231,000 |
| St. Joseph, MO-KS | 6 | $ 1,205,000 | $ 200,833 | $ 180,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 708,000 | $ 118,000 | $ 75,000 |
| Binghamton, NY | 5 | $ 465,000 | $ 93,000 | $ 54,000 |
| Bowling Green, KY | 5 | $ 1,279,000 | $ 255,800 | $ 213,000 |
| Danville, VA | 5 | $ 899,000 | $ 179,800 | $ 61,000 |
| Dubuque, IA | 5 | $ 1,252,000 | $ 250,400 | $ 81,000 |
| Eau Claire, WI | 5 | $ 958,000 | $ 191,600 | $ 133,000 |
| Elkhart-Goshen, IN | 5 | $ 1,314,000 | $ 262,800 | $ 213,000 |
| Fairbanks, AK | 5 | $ 1,318,000 | $ 263,600 | $ 244,000 |
| Laredo, TX | 5 | $ 1,419,000 | $ 283,800 | $ 169,000 |
| Merced, CA | 5 | $ 748,000 | $ 149,600 | $ 124,000 |
| Monroe, MI | 5 | $ 582,000 | $ 116,400 | $ 80,000 |
| Pascagoula, MS | 5 | $ 731,000 | $ 146,200 | $ 249,000 |
| Sandusky, OH | 5 | $ 2,437,000 | $ 487,400 | $ 202,000 |
| Warner Robins, GA | 5 | $ 800,000 | $ 160,000 | $ 189,000 |
| Williamsport, PA | 5 | $ 576,000 | $ 115,200 | $ 76,000 |
| Burlington, NC | 4 | $ 702,000 | $ 175,500 | $ 89,000 |
| Cheyenne, WY | 4 | $ 671,000 | $ 167,750 | $ 128,000 |
| Coeur D'Alene, ID | 4 | $ 1,952,000 | $ 488,000 | $ 307,000 |
| Erie, PA | 4 | $ 422,000 | $ 105,500 | $ 102,000 |
| Goldsboro, NC | 4 | $ 359,000 | $ 89,750 | $ 96,000 |
| Great Falls, MT | 4 | $ 1,037,000 | $ 259,250 | $ 187,000 |
| Jonesboro, AR | 4 | $ 356,000 | $ 89,000 | $ 76,000 |
| Lewiston, ID-WA | 4 | $ 628,000 | $ 157,000 | $ 82,500 |
| Manhattan, KS | 4 | $ 866,000 | $ 216,500 | $ 104,000 |
| Michigan City-La Porte, IN | 4 | $ 908,000 | $ 227,000 | $ 169,000 |
| Monroe, LA | 4 | $ 805,000 | $ 201,250 | $ 85,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 748,000 | $ 187,000 | $ 153,750 |
| Pueblo, CO | 4 | $ 409,000 | $ 102,250 | $ 61,000 |
| Sioux City, IA-NE-SD | 4 | $ 1,073,000 | $ 268,250 | $ 178,750 |
| Springfield, OH | 4 | $ 344,000 | $ 86,000 | $ 97,000 |
| Tuscaloosa, AL | 4 | $ 2,088,000 | $ 522,000 | $ 271,000 |
| Valdosta, GA | 4 | $ 728,000 | $ 182,000 | $ 97,000 |
| Wheeling, WV-OH | 4 | $ 832,000 | $ 208,000 | $ 146,750 |
| Yuba City, CA | 4 | $ 680,000 | $ 170,000 | $ 97,000 |
| Albany, GA | 3 | $ 748,000 | $ 249,333 | $ 211,000 |
| Alexandria, LA | 3 | $ 835,000 | $ 278,333 | $ 156,000 |
| Bangor, ME | 3 | $ 381,000 | $ 127,000 | $ 77,000 |
| Battle Creek, MI | 3 | $ 201,000 | $ 67,000 | $ 84,000 |
| Bay City, MI | 3 | $ 319,000 | $ 106,333 | $ 66,000 |
| Cleveland, TN | 3 | $ 326,000 | $ 108,666 | $ 106,000 |
| Danville, IL | 3 | $ 330,000 | $ 110,000 | $ 62,000 |
| Elizabethtown, KY | 3 | $ 505,000 | $ 168,333 | $ 68,000 |
| Florence, SC | 3 | $ 833,000 | $ 277,666 | $ 470,000 |
| Florence-Muscle Shoals, AL | 3 | $ 1,275,000 | $ 425,000 | $ 170,000 |
| Fond Du Lac, WI | 3 | $ 933,000 | $ 311,000 | $ 436,000 |
| Fort Smith, AR-OK | 3 | $ 580,000 | $ 193,333 | $ 35,000 |
| Glens Falls, NY | 3 | $ 1,213,000 | $ 404,333 | $ 157,000 |
| Hattiesburg, MS | 3 | $ 271,000 | $ 90,333 | $ 60,000 |
| Jackson, MI | 3 | $ 226,000 | $ 75,333 | $ 68,000 |
| Jackson, TN | 3 | $ 466,000 | $ 155,333 | $ 75,000 |
| Jacksonville, NC | 3 | $ 942,000 | $ 314,000 | $ 142,000 |
| Joplin, MO | 3 | $ 777,000 | $ 259,000 | $ 252,000 |
| Kankakee-Bradley, IL | 3 | $ 417,000 | $ 139,000 | $ 81,000 |
| Lewiston-Auburn, ME | 3 | $ 609,000 | $ 203,000 | $ 264,000 |
| Longview, WA | 3 | $ 613,000 | $ 204,333 | $ 143,000 |
| Morristown, TN | 3 | $ 403,000 | $ 134,333 | $ 45,000 |
| Steubenville-Weirton, OH-WV | 3 | $ 370,000 | $ 123,333 | $ 64,000 |
| Wausau, WI | 3 | $ 299,000 | $ 99,666 | $ 99,000 |
| Anniston-Oxford, AL | 2 | $ 134,000 | $ 67,000 | $ 41,000 |
| Casper, WY | 2 | $ 136,000 | $ 68,000 | $ 87,000 |
| Dalton, GA | 2 | $ 88,000 | $ 44,000 | $ 40,000 |
| El Centro, CA | 2 | $ 324,000 | $ 162,000 | $ 164,000 |
| Farmington, NM | 2 | $ 802,000 | $ 401,000 | $ 259,000 |
| Hot Springs, AR | 2 | $ 794,000 | $ 397,000 | $ 126,000 |
| Jefferson City, MO | 2 | $ 275,000 | $ 137,500 | $ 66,000 |
| Kokomo, IN | 2 | $ 548,000 | $ 274,000 | $ 206,000 |
| Lawton, OK | 2 | $ 359,000 | $ 179,500 | $ 142,000 |
| Lubbock, TX | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Mansfield, OH | 2 | $ 1,140,000 | $ 570,000 | $ 200,000 |
| Muncie, IN | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Muskegon-Norton Shores, MI | 2 | $ 478,000 | $ 239,000 | $ 135,000 |
| Pocatello, ID | 2 | $ 430,000 | $ 215,000 | $ 46,000 |
| Rocky Mount, NC | 2 | $ 204,000 | $ 102,000 | $ 108,000 |
| Sumter, SC | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Terre Haute, IN | 2 | $ 106,000 | $ 53,000 | $ 79,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 135,000 | $ 67,500 | $ 49,000 |
| Altoona, PA | 1 | $ 140,000 | $ 140,000 | $ 110,000 |
| Amarillo, TX | 1 | $ 736,000 | $ 736,000 | $ 600,000 |
| Brownsville-Harlingen, TX | 1 | $ 172,000 | $ 172,000 | $ 151,000 |
| College Station-Bryan, TX | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Corpus Christi, TX | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Decatur, IL | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| El Paso, TX | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Gadsden, AL | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Hanford-Corcoran, CA | 1 | $ 224,000 | $ 224,000 | $ 88,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Lima, OH | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Longview, TX | 1 | $ 172,000 | $ 172,000 | $ 24,000 |
| Madera-Chowchilla, CA | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 295,000 | $ 295,000 | $ 300,000 |
| Owensboro, KY | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Pine Bluff, AR | 1 | $ 163,000 | $ 163,000 | $ 295,000 |
| Victoria, TX | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Waco, TX | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 32,871 | $13,491,022,000 | $410,000 | $3,000,000 | $218,000 | $9,999,000 |
| Home Purchase | 6,817 | $2,632,458,000 | $386,000 | $3,000,000 | $204,000 | $9,999,000 |
| Home Improvement | 989 | $173,718,000 | $175,000 | $2,000,000 | $59,000 | $1,434,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,312 | $10,983,076,000 | $451,000 | $3,000,000 | $246,000 | $9,999,000 |
| Not Provided | 7,404 | $2,590,494,000 | $349,000 | $3,000,000 | $196,000 | $9,600,000 |
| Asian | 3,572 | $1,503,751,000 | $420,000 | $3,000,000 | $206,000 | $9,999,000 |
| Not applicable | 3,540 | $593,259,000 | $167,000 | $917,000 | $25,000 | $9,999,000 |
| Hispanic | 907 | $349,553,000 | $385,000 | $2,370,000 | $202,000 | $7,250,000 |
| Black or African American | 709 | $201,618,000 | $284,000 | $1,925,000 | $196,000 | $9,999,000 |
| American Indian or Alaskan Native | 142 | $43,537,000 | $306,000 | $3,000,000 | $183,000 | $1,768,000 |
| Native Hawaiian or Other Pacific Islander | 91 | $31,910,000 | $350,000 | $1,925,000 | $179,000 | $1,872,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,906 | $16,002,172,000 | $411,000 | $3,000,000 | $221,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,560 | $250,508,000 | $160,000 | $917,000 | $26,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 211 | $44,518,000 | $210,000 | $537,000 | $19,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,755 | $8,546,007,000 | $455,000 | $3,000,000 | $250,000 | $9,999,000 |
| Application Denied By Financial Institution | 9,226 | $4,238,750,000 | $459,000 | $3,000,000 | $209,000 | $9,999,000 |
| Application Approved But Not Accepted | 8,967 | $2,863,820,000 | $319,000 | $3,000,000 | $210,000 | $9,999,000 |
| Loan Purchased By The Institution | 3,540 | $593,259,000 | $167,000 | $917,000 | $25,000 | $9,999,000 |
| Application Withdrawn By Applicant | 183 | $54,274,000 | $296,000 | $2,000,000 | $196,000 | $4,437,000 |
| File Closed For Incompleteness | 6 | $1,088,000 | $181,000 | $416,000 | $80,000 | $115,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3,525 | $1,988,432,000 | $564,000 | $3,000,000 | $275,000 | $9,999,000 |
| Credit History | 2,487 | $676,789,000 | $272,000 | $2,407,000 | $179,000 | $9,999,000 |
| Debt-To-Income Ratio | 1,951 | $1,063,081,000 | $544,000 | $3,000,000 | $118,000 | $1,390,000 |
| Other | 1,141 | $447,033,000 | $391,000 | $3,000,000 | $221,000 | $3,600,000 |
| Employment History | 59 | $22,478,000 | $380,000 | $1,453,000 | $132,000 | $900,000 |
| Unverifiable Information | 49 | $31,880,000 | $650,000 | $1,500,000 | $341,000 | $1,657,000 |
| Credit Application Incomplete | 13 | $8,596,000 | $661,000 | $2,000,000 | $367,000 | $1,178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $461,000 | $461,000 | $461,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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