Interest Mortgage, L.L.C. Mortgage Lending & HMDA Data, 2023
In 2023, Interest Mortgage, L.L.C. of Fort Mill, SC reported 367 mortgage applications totaling $132.4 million. The average application was for $360,831, and applicants reported an average income of $146,179. 35% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (20), Tampa-St. Petersburg-Clearwater, FL (18) and Atlanta-Sandy Springs-Roswell, GA (17) (applications in parentheses).
| Mortgage Company & Address | Interest Mortgage, L.L.C. 9726 Old Bailes Road, Suite 301 Fort Mill, SC 29707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 367 |
| Total Mortgage Loan Application Amount | $132,425,000 |
| Average Mortgage Loan Application Amount | $360,831 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $146,179 |
| Highest Applicant Income | $455,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Interest Mortgage, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 35 | $ 13,225,000 | $ 377,857 | $ 154,771 |
| Charlotte-Concord-Gastonia, NC-SC | 20 | $ 8,370,000 | $ 418,500 | $ 180,150 |
| Tampa-St. Petersburg-Clearwater, FL | 18 | $ 6,230,000 | $ 346,111 | $ 121,000 |
| Atlanta-Sandy Springs-Roswell, GA | 17 | $ 6,905,000 | $ 406,176 | $ 134,000 |
| Dallas-Plano-Irving, TX | 12 | $ 4,600,000 | $ 383,333 | $ 134,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 4,050,000 | $ 337,500 | $ 174,000 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 3,915,000 | $ 355,909 | $ 181,000 |
| Austin-Round Rock, TX | 9 | $ 3,715,000 | $ 412,777 | $ 161,000 |
| Baltimore-Columbia-Towson, MD | 9 | $ 3,015,000 | $ 335,000 | $ 110,000 |
| Chicago-Naperville, IL | 9 | $ 3,365,000 | $ 373,888 | $ 155,000 |
| New York-Newark, NY | 9 | $ 3,425,000 | $ 380,555 | $ 160,000 |
| Newark, NJ-PA | 8 | $ 3,210,000 | $ 401,250 | $ 174,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 2,770,000 | $ 346,250 | $ 167,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 2,800,000 | $ 350,000 | $ 110,000 |
| Jacksonville, FL | 6 | $ 2,200,000 | $ 366,666 | $ 192,000 |
| Raleigh, NC | 6 | $ 2,020,000 | $ 336,666 | $ 119,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,530,000 | $ 255,000 | $ 132,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,545,000 | $ 309,000 | $ 103,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,525,000 | $ 305,000 | $ 101,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 2,265,000 | $ 453,000 | $ 210,000 |
| Winston-Salem, NC | 5 | $ 1,665,000 | $ 333,000 | $ 118,000 |
| Cleveland-Elyria, OH | 4 | $ 1,670,000 | $ 417,500 | $ 177,000 |
| Greensboro-High Point, NC | 4 | $ 930,000 | $ 232,500 | $ 80,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 880,000 | $ 220,000 | $ 106,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 1,620,000 | $ 405,000 | $ 136,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,115,000 | $ 371,666 | $ 125,000 |
| Canton-Massillon, OH | 3 | $ 975,000 | $ 325,000 | $ 125,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 615,000 | $ 205,000 | $ 144,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 1,505,000 | $ 501,666 | $ 171,000 |
| Lakeland-Winter Haven, FL | 3 | $ 585,000 | $ 195,000 | $ 131,000 |
| Memphis, TN-MS-AR | 3 | $ 1,205,000 | $ 401,666 | $ 142,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 805,000 | $ 268,333 | $ 164,000 |
| Port St. Lucie, FL | 3 | $ 785,000 | $ 261,666 | $ 160,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 1,275,000 | $ 425,000 | $ 118,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,115,000 | $ 705,000 | $ 242,000 |
| Brunswick, GA | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Cincinnati, OH-KY-IN | 2 | $ 750,000 | $ 375,000 | $ 98,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,240,000 | $ 620,000 | $ 272,000 |
| Durham-Chapel Hill, NC | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Elgin, IL | 2 | $ 810,000 | $ 405,000 | $ 176,000 |
| Fort Collins, CO | 2 | $ 850,000 | $ 425,000 | $ 121,000 |
| Gainesville, GA | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Harrisburg-Carlisle, PA | 2 | $ 1,000,000 | $ 500,000 | $ 229,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Knoxville, TN | 2 | $ 780,000 | $ 390,000 | $ 87,000 |
| Lafayette, LA | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 1,080,000 | $ 540,000 | $ 156,000 |
| Longview, TX | 2 | $ 480,000 | $ 240,000 | $ 126,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 660,000 | $ 330,000 | $ 237,000 |
| New Haven-Milford, CT | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| New Orleans-Metairie, LA | 2 | $ 650,000 | $ 325,000 | $ 72,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 720,000 | $ 360,000 | $ 174,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 680,000 | $ 340,000 | $ 203,000 |
| Oklahoma City, OK | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| The Villages, FL | 2 | $ 860,000 | $ 430,000 | $ 194,000 |
| Tucson, AZ | 2 | $ 600,000 | $ 300,000 | $ 143,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 880,000 | $ 440,000 | $ 134,000 |
| Akron, OH | 1 | $ 375,000 | $ 375,000 | $ 116,000 |
| Alexandria, LA | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 405,000 | $ 405,000 | $ 261,000 |
| Asheville, NC | 1 | $ 435,000 | $ 435,000 | $ 141,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Bend-Redmond, OR | 1 | $ 535,000 | $ 535,000 | $ 124,000 |
| Birmingham-Hoover, AL | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 575,000 | $ 575,000 | $ 126,000 |
| Chattanooga, TN-GA | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Columbus, GA-AL | 1 | $ 345,000 | $ 345,000 | $ 225,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 565,000 | $ 565,000 | $ 188,000 |
| Des Moines-West Des Moines, IA | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| East Stroudsburg, PA | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| El Paso, TX | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Flint, MI | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Gainesville, FL | 1 | $ 225,000 | $ 225,000 | $ 199,000 |
| Gettysburg, PA | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Hammond, LA | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Huntsville, AL | 1 | $ 255,000 | $ 255,000 | $ 167,000 |
| Jackson, MI | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Kennewick-Richland, WA | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Lubbock, TX | 1 | $ 335,000 | $ 335,000 | $ 226,000 |
| Midland, TX | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 565,000 | $ 565,000 | $ 142,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 575,000 | $ 575,000 | $ 269,000 |
| Odessa, TX | 1 | $ 465,000 | $ 465,000 | $ 139,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 615,000 | $ 615,000 | $ 286,000 |
| Panama City, FL | 1 | $ 455,000 | $ 455,000 | $ 118,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Philadelphia, PA | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Pittsburgh, PA | 1 | $ 565,000 | $ 565,000 | $ 352,000 |
| Rockford, IL | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Rockingham County-Strafford County, NH | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Sheboygan, WI | 1 | $ 435,000 | $ 435,000 | $ 450,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Springfield, MA | 1 | $ 435,000 | $ 435,000 | $ 218,000 |
| Tacoma-Lakewood, WA | 1 | $ 295,000 | $ 295,000 | $ 157,000 |
| Tallahassee, FL | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Texarkana, TX-AR | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Toledo, OH | 1 | $ 615,000 | $ 615,000 | $ 153,000 |
| Trenton, NJ | 1 | $ 415,000 | $ 415,000 | $ 184,000 |
| Wenatchee, WA | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Interest Mortgage, L.L.C. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 273 | $105,885,000 | $387,000 | $975,000 | $157,000 | $455,000 |
| Cash-out Refinancing | 72 | $20,940,000 | $290,000 | $505,000 | $118,000 | $450,000 |
| Refinancing | 13 | $3,765,000 | $289,000 | $475,000 | $107,000 | $257,000 |
| Other Purpose | 9 | $1,835,000 | $203,000 | $455,000 | $100,000 | $144,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 198 | $67,220,000 | $339,000 | $975,000 | $142,000 | $455,000 |
| Not Provided | 48 | $16,640,000 | $346,000 | $655,000 | $164,000 | $445,000 |
| Asian | 46 | $21,120,000 | $459,000 | $935,000 | $152,000 | $380,000 |
| Black or African American | 28 | $9,000,000 | $321,000 | $535,000 | $136,000 | $285,000 |
| Hispanic | 22 | $6,970,000 | $316,000 | $645,000 | $136,000 | $450,000 |
| American Indian or Alaskan Native | 1 | $375,000 | $375,000 | $375,000 | $276,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 348 | $127,660,000 | $366,000 | $975,000 | $150,000 | $455,000 |
| FHA-insured (Federal Housing Administration) | 14 | $3,470,000 | $247,000 | $425,000 | $102,000 | $285,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,295,000 | $259,000 | $325,000 | $64,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 130 | $45,540,000 | $350,000 | $935,000 | $151,000 | $455,000 |
| Application Withdrawn By Applicant | 95 | $33,485,000 | $352,000 | $835,000 | $149,000 | $450,000 |
| File Closed For Incompleteness | 71 | $25,235,000 | $355,000 | $655,000 | $139,000 | $270,000 |
| Application Approved But Not Accepted | 51 | $21,345,000 | $418,000 | $825,000 | $152,000 | $334,000 |
| Application Denied By Financial Institution | 20 | $6,820,000 | $341,000 | $975,000 | $119,000 | $368,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 347 | $125,605,000 | $361,000 | $935,000 | $148,000 | $455,000 |
| Other | 10 | $2,620,000 | $262,000 | $505,000 | $114,000 | $340,000 |
| Debt-To-Income Ratio | 5 | $2,225,000 | $445,000 | $575,000 | $97,000 | $126,000 |
| Collateral | 2 | $1,440,000 | $720,000 | $975,000 | $270,000 | $368,000 |
| Credit History | 2 | $330,000 | $165,000 | $215,000 | $79,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interest Mortgage, L.L.C.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interest Mortgage, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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