Interest Mortgage, L.L.C. Mortgage Lending & HMDA Data, 2023

In 2023, Interest Mortgage, L.L.C. of Fort Mill, SC reported 367 mortgage applications totaling $132.4 million. The average application was for $360,831, and applicants reported an average income of $146,179. 35% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (20), Tampa-St. Petersburg-Clearwater, FL (18) and Atlanta-Sandy Springs-Roswell, GA (17) (applications in parentheses).

Mortgage Company & Address Interest Mortgage, L.L.C.
9726 Old Bailes Road, Suite 301
Fort Mill, SC 29707
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  
Total Number of Mortgage Applications 367
Total Mortgage Loan Application Amount $132,425,000
Average Mortgage Loan Application Amount $360,831
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $146,179
Highest Applicant Income $455,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Interest Mortgage, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Interest Mortgage, L.L.C. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg, North Carolina 13 $ 5,695,000 $ 438,076 $ 193,000
Benton, Arkansas 10 $ 3,240,000 $ 324,000 $ 152,000
Hillsborough, Florida 10 $ 3,590,000 $ 359,000 $ 104,000
Maricopa, Arizona 7 $ 2,595,000 $ 370,714 $ 115,000
Gwinnett, Georgia 6 $ 2,840,000 $ 473,333 $ 158,000
Palm Beach, Florida 5 $ 2,265,000 $ 453,000 $ 210,000
Cook, Illinois 5 $ 1,545,000 $ 309,000 $ 141,000
Collin, Texas 5 $ 1,905,000 $ 381,000 $ 125,000
Harris, Texas 5 $ 1,795,000 $ 359,000 $ 115,000
Tarrant, Texas 5 $ 1,545,000 $ 309,000 $ 103,000
Duval, Florida 4 $ 1,250,000 $ 312,500 $ 196,000
Miami-Dade, Florida 4 $ 880,000 $ 220,000 $ 106,000
Pasco, Florida 4 $ 1,240,000 $ 310,000 $ 107,000
Pinellas, Florida 4 $ 1,400,000 $ 350,000 $ 179,000
Forsyth, Georgia 4 $ 1,730,000 $ 432,500 $ 156,000
Forsyth, North Carolina 4 $ 1,260,000 $ 315,000 $ 111,000
Wake, North Carolina 4 $ 1,420,000 $ 355,000 $ 122,000
Bexar, Texas 4 $ 920,000 $ 230,000 $ 111,000
Denton, Texas 4 $ 1,920,000 $ 480,000 $ 165,000
Montgomery, Texas 4 $ 1,510,000 $ 377,500 $ 268,000
Travis, Texas 4 $ 1,710,000 $ 427,500 $ 185,000
Williamson, Texas 4 $ 1,770,000 $ 442,500 $ 150,000
Fairfield, Connecticut 3 $ 1,115,000 $ 371,666 $ 125,000
Broward, Florida 3 $ 1,505,000 $ 501,666 $ 171,000
Orange, Florida 3 $ 1,095,000 $ 365,000 $ 178,000
Osceola, Florida 3 $ 915,000 $ 305,000 $ 161,000
Polk, Florida 3 $ 585,000 $ 195,000 $ 131,000
Volusia, Florida 3 $ 615,000 $ 205,000 $ 144,000
Baltimore, Maryland 3 $ 805,000 $ 268,333 $ 114,000
Howard, Maryland 3 $ 1,385,000 $ 461,666 $ 107,000
Oakland, Michigan 3 $ 885,000 $ 295,000 $ 71,000
Middlesex, New Jersey 3 $ 1,515,000 $ 505,000 $ 185,000
Monmouth, New Jersey 3 $ 905,000 $ 301,666 $ 138,000
Morris, New Jersey 3 $ 1,415,000 $ 471,666 $ 172,000
Union, New Jersey 3 $ 1,115,000 $ 371,666 $ 198,000
Gaston, North Carolina 3 $ 935,000 $ 311,666 $ 220,000
Guilford, North Carolina 3 $ 725,000 $ 241,666 $ 90,000
Stark, Ohio 3 $ 975,000 $ 325,000 $ 125,000
Shelby, Tennessee 3 $ 1,205,000 $ 401,666 $ 142,000
Pima, Arizona 2 $ 600,000 $ 300,000 $ 143,000
Washington, Arkansas 2 $ 810,000 $ 405,000 $ 283,000
Larimer, Colorado 2 $ 850,000 $ 425,000 $ 121,000
New Haven, Connecticut 2 $ 530,000 $ 265,000 $ 78,000
Manatee, Florida 2 $ 680,000 $ 340,000 $ 203,000
St. Lucie, Florida 2 $ 420,000 $ 210,000 $ 120,000
Sumter, Florida 2 $ 860,000 $ 430,000 $ 194,000
DeKalb, Georgia 2 $ 720,000 $ 360,000 $ 76,000
Fulton, Georgia 2 $ 510,000 $ 255,000 $ 91,000
Glynn, Georgia 2 $ 450,000 $ 225,000 $ 122,000
Hall, Georgia 2 $ 580,000 $ 290,000 $ 100,000
Pike, Georgia 2 $ 710,000 $ 355,000 $ 104,000
DuPage, Illinois 2 $ 670,000 $ 335,000 $ 93,000
Lake, Illinois 2 $ 1,080,000 $ 540,000 $ 156,000
Will, Illinois 2 $ 1,150,000 $ 575,000 $ 254,000
Lafayette, Louisiana 2 $ 630,000 $ 315,000 $ 109,000
Prince George's, Maryland 2 $ 520,000 $ 260,000 $ 92,000
Ocean, New Jersey 2 $ 600,000 $ 300,000 $ 145,000
Burke, North Carolina 2 $ 400,000 $ 200,000 $ 74,000
Durham, North Carolina 2 $ 480,000 $ 240,000 $ 60,000
Johnston, North Carolina 2 $ 600,000 $ 300,000 $ 113,000
Macon, North Carolina 2 $ 350,000 $ 175,000 $ 132,000
Union, North Carolina 2 $ 910,000 $ 455,000 $ 99,000
Lorain, Ohio 2 $ 1,000,000 $ 500,000 $ 229,000
Warren, Ohio 2 $ 750,000 $ 375,000 $ 98,000
Washington, Oregon 2 $ 1,030,000 $ 515,000 $ 161,000
Cumberland, Pennsylvania 2 $ 1,000,000 $ 500,000 $ 229,000
Montgomery, Pennsylvania 2 $ 660,000 $ 330,000 $ 237,000
Davidson, Tennessee 2 $ 590,000 $ 295,000 $ 225,000
Knox, Tennessee 2 $ 780,000 $ 390,000 $ 87,000
Comal, Texas 2 $ 610,000 $ 305,000 $ 175,000
Dallas, Texas 2 $ 420,000 $ 210,000 $ 107,000
Gregg, Texas 2 $ 480,000 $ 240,000 $ 126,000
King, Washington 2 $ 1,180,000 $ 590,000 $ 225,000
Milwaukee, Wisconsin 2 $ 630,000 $ 315,000 $ 120,000
Cherokee, Alabama 1 $ 615,000 $ 615,000 $ 144,000
Jefferson, Alabama 1 $ 225,000 $ 225,000 $ 69,000
Madison, Alabama 1 $ 255,000 $ 255,000 $ 167,000
Cochise, Arizona 1 $ 325,000 $ 325,000 $ 122,000
Pinal, Arizona 1 $ 205,000 $ 205,000 $ 75,000
Baxter, Arkansas 1 $ 225,000 $ 225,000 $ 92,000
Faulkner, Arkansas 1 $ 285,000 $ 285,000 $ 95,000
Arapahoe, Colorado 1 $ 565,000 $ 565,000 $ 188,000
Middlesex, Connecticut 1 $ 205,000 $ 205,000 $ 137,000
Alachua, Florida 1 $ 225,000 $ 225,000 $ 199,000
Bay, Florida 1 $ 455,000 $ 455,000 $ 118,000
Brevard, Florida 1 $ 615,000 $ 615,000 $ 286,000
Clay, Florida 1 $ 485,000 $ 485,000 $ 193,000
Collier, Florida 1 $ 575,000 $ 575,000 $ 269,000
Lake, Florida 1 $ 455,000 $ 455,000 $ 195,000
Lee, Florida 1 $ 575,000 $ 575,000 $ 126,000
Leon, Florida 1 $ 245,000 $ 245,000 $ 162,000
Martin, Florida 1 $ 365,000 $ 365,000 $ 240,000
Nassau, Florida 1 $ 465,000 $ 465,000 $ 173,000
Okaloosa, Florida 1 $ 265,000 $ 265,000 $ 176,000
Santa Rosa, Florida 1 $ 365,000 $ 365,000 $ 140,000
Seminole, Florida 1 $ 305,000 $ 305,000 $ 122,000
Walton, Florida 1 $ 975,000 $ 975,000 $ 368,000
Cherokee, Georgia 1 $ 395,000 $ 395,000 $ 162,000
Columbia, Georgia 1 $ 255,000 $ 255,000 $ 114,000
Decatur, Georgia 1 $ 305,000 $ 305,000 $ 92,000
Gilmer, Georgia 1 $ 565,000 $ 565,000 $ 225,000
Harris, Georgia 1 $ 345,000 $ 345,000 $ 225,000
Jackson, Georgia 1 $ 465,000 $ 465,000 $ 115,000
White, Georgia 1 $ 485,000 $ 485,000 $ 220,000
Bonner, Idaho 1 $ 335,000 $ 335,000 $ 92,000
Henry, Illinois 1 $ 155,000 $ 155,000 $ 55,000
Kane, Illinois 1 $ 435,000 $ 435,000 $ 221,000
Kendall, Illinois 1 $ 375,000 $ 375,000 $ 131,000
Winnebago, Illinois 1 $ 215,000 $ 215,000 $ 105,000
Muscatine, Iowa 1 $ 355,000 $ 355,000 $ 118,000
Polk, Iowa 1 $ 305,000 $ 305,000 $ 157,000
Pottawattamie, Iowa 1 $ 455,000 $ 455,000 $ 105,000
Orleans, Louisiana 1 $ 275,000 $ 275,000 $ 59,000
Rapides, Louisiana 1 $ 335,000 $ 335,000 $ 105,000
St. Tammany, Louisiana 1 $ 375,000 $ 375,000 $ 85,000
Tangipahoa, Louisiana 1 $ 235,000 $ 235,000 $ 65,000
Anne Arundel, Maryland 1 $ 385,000 $ 385,000 $ 81,000
Baltimore City, Maryland 1 $ 245,000 $ 245,000 $ 130,000
Frederick, Maryland 1 $ 315,000 $ 315,000 $ 113,000
Harford, Maryland 1 $ 195,000 $ 195,000 $ 120,000
Montgomery, Maryland 1 $ 565,000 $ 565,000 $ 155,000
Washington, Maryland 1 $ 225,000 $ 225,000 $ 124,000
Hampden, Massachusetts 1 $ 435,000 $ 435,000 $ 218,000
Barry, Michigan 1 $ 245,000 $ 245,000 $ 132,000
Clare, Michigan 1 $ 155,000 $ 155,000 $ 190,000
Genesee, Michigan 1 $ 215,000 $ 215,000 $ 147,000
Jackson, Michigan 1 $ 275,000 $ 275,000 $ 125,000
Livingston, Michigan 1 $ 255,000 $ 255,000 $ 103,000
Macomb, Michigan 1 $ 385,000 $ 385,000 $ 190,000
Wayne, Michigan 1 $ 265,000 $ 265,000 $ 120,000
Rockingham, New Hampshire 1 $ 215,000 $ 215,000 $ 43,000
Bergen, New Jersey 1 $ 65,000 $ 65,000 $ 105,000
Essex, New Jersey 1 $ 355,000 $ 355,000 $ 167,000
Hudson, New Jersey 1 $ 655,000 $ 655,000 $ 244,000
Hunterdon, New Jersey 1 $ 325,000 $ 325,000 $ 111,000
Mercer, New Jersey 1 $ 415,000 $ 415,000 $ 184,000
Somerset, New Jersey 1 $ 405,000 $ 405,000 $ 187,000
Avery, North Carolina 1 $ 265,000 $ 265,000 $ 205,000
Cabarrus, North Carolina 1 $ 235,000 $ 235,000 $ 107,000
Davie, North Carolina 1 $ 405,000 $ 405,000 $ 150,000
Henderson, North Carolina 1 $ 435,000 $ 435,000 $ 141,000
McDowell, North Carolina 1 $ 335,000 $ 335,000 $ 122,000
Randolph, North Carolina 1 $ 205,000 $ 205,000 $ 49,000
Robeson, North Carolina 1 $ 375,000 $ 375,000 $ 276,000
Warren, North Carolina 1 $ 235,000 $ 235,000 $ 152,000
Cuyahoga, Ohio 1 $ 195,000 $ 195,000 $ 114,000
Lucas, Ohio 1 $ 615,000 $ 615,000 $ 153,000
Medina, Ohio 1 $ 475,000 $ 475,000 $ 138,000
Montgomery, Ohio 1 $ 275,000 $ 275,000 $ 102,000
Portage, Ohio 1 $ 375,000 $ 375,000 $ 116,000
Wayne, Ohio 1 $ 225,000 $ 225,000 $ 64,000
Canadian, Oklahoma 1 $ 255,000 $ 255,000 $ 134,000
Cleveland, Oklahoma 1 $ 275,000 $ 275,000 $ 70,000
Deschutes, Oregon 1 $ 535,000 $ 535,000 $ 124,000
Adams, Pennsylvania 1 $ 325,000 $ 325,000 $ 101,000
Allegheny, Pennsylvania 1 $ 565,000 $ 565,000 $ 352,000
Jefferson, Pennsylvania 1 $ 195,000 $ 195,000 $ 90,000
Luzerne, Pennsylvania 1 $ 305,000 $ 305,000 $ 79,000
Monroe, Pennsylvania 1 $ 285,000 $ 285,000 $ 62,000
Northampton, Pennsylvania 1 $ 405,000 $ 405,000 $ 261,000
Philadelphia, Pennsylvania 1 $ 435,000 $ 435,000 $ 110,000
Horry, South Carolina 1 $ 335,000 $ 335,000 $ 81,000
Lancaster, South Carolina 1 $ 595,000 $ 595,000 $ 126,000
Oconee, South Carolina 1 $ 205,000 $ 205,000 $ 63,000
Hamilton, Tennessee 1 $ 295,000 $ 295,000 $ 60,000
Hawkins, Tennessee 1 $ 185,000 $ 185,000 $ 137,000
Maury, Tennessee 1 $ 215,000 $ 215,000 $ 42,000
Blanco, Texas 1 $ 375,000 $ 375,000 $ 150,000
Bowie, Texas 1 $ 215,000 $ 215,000 $ 144,000
Burnet, Texas 1 $ 125,000 $ 125,000 $ 39,000
Caldwell, Texas 1 $ 235,000 $ 235,000 $ 106,000
Chambers, Texas 1 $ 335,000 $ 335,000 $ 245,000
Ector, Texas 1 $ 465,000 $ 465,000 $ 139,000
El Paso, Texas 1 $ 295,000 $ 295,000 $ 130,000
Ellis, Texas 1 $ 355,000 $ 355,000 $ 115,000
Fort Bend, Texas 1 $ 275,000 $ 275,000 $ 106,000
Kerr, Texas 1 $ 435,000 $ 435,000 $ 124,000
Lubbock, Texas 1 $ 335,000 $ 335,000 $ 226,000
Midland, Texas 1 $ 225,000 $ 225,000 $ 118,000
Benton, Washington 1 $ 305,000 $ 305,000 $ 160,000
Chelan, Washington 1 $ 75,000 $ 75,000 $ 89,000
Clark, Washington 1 $ 245,000 $ 245,000 $ 32,000
Lewis, Washington 1 $ 415,000 $ 415,000 $ 120,000
Pierce, Washington 1 $ 295,000 $ 295,000 $ 157,000
Snohomish, Washington 1 $ 935,000 $ 935,000 $ 276,000
Ozaukee, Wisconsin 1 $ 615,000 $ 615,000 $ 160,000
Sheboygan, Wisconsin 1 $ 435,000 $ 435,000 $ 450,000
St. Croix, Wisconsin 1 $ 565,000 $ 565,000 $ 142,000
Waukesha, Wisconsin 1 $ 375,000 $ 375,000 $ 146,000

Mortgage Loan Application Detail Totals for Interest Mortgage, L.L.C. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 273 $105,885,000 $387,000 $975,000 $157,000 $455,000
Cash-out Refinancing 72 $20,940,000 $290,000 $505,000 $118,000 $450,000
Refinancing 13 $3,765,000 $289,000 $475,000 $107,000 $257,000
Other Purpose 9 $1,835,000 $203,000 $455,000 $100,000 $144,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 198 $67,220,000 $339,000 $975,000 $142,000 $455,000
Not Provided 48 $16,640,000 $346,000 $655,000 $164,000 $445,000
Asian 46 $21,120,000 $459,000 $935,000 $152,000 $380,000
Black or African American 28 $9,000,000 $321,000 $535,000 $136,000 $285,000
Hispanic 22 $6,970,000 $316,000 $645,000 $136,000 $450,000
American Indian or Alaskan Native 1 $375,000 $375,000 $375,000 $276,000 $276,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 348 $127,660,000 $366,000 $975,000 $150,000 $455,000
FHA-insured (Federal Housing Administration) 14 $3,470,000 $247,000 $425,000 $102,000 $285,000
VA-guaranteed (Veterans Administration) 5 $1,295,000 $259,000 $325,000 $64,000 $101,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 130 $45,540,000 $350,000 $935,000 $151,000 $455,000
Application Withdrawn By Applicant 95 $33,485,000 $352,000 $835,000 $149,000 $450,000
File Closed For Incompleteness 71 $25,235,000 $355,000 $655,000 $139,000 $270,000
Application Approved But Not Accepted 51 $21,345,000 $418,000 $825,000 $152,000 $334,000
Application Denied By Financial Institution 20 $6,820,000 $341,000 $975,000 $119,000 $368,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 347 $125,605,000 $361,000 $935,000 $148,000 $455,000
Other 10 $2,620,000 $262,000 $505,000 $114,000 $340,000
Debt-To-Income Ratio 5 $2,225,000 $445,000 $575,000 $97,000 $126,000
Collateral 2 $1,440,000 $720,000 $975,000 $270,000 $368,000
Credit History 2 $330,000 $165,000 $215,000 $79,000 $133,000
Insufficient Cash (Downpayment, Closing Cost) 1 $205,000 $205,000 $205,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Interest Mortgage, L.L.C.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Interest Mortgage, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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