Jmac Lending, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, Jmac Lending, Inc. of Santa Ana, CA reported 2,306 mortgage applications totaling $1.2 billion, down 21% from 2022. The average application was for $503,703, and applicants reported an average income of $225,592. 58% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (174), Riverside-San Bernardino-Ontario, CA (149) and Anaheim-Santa Ana-Irvine, CA (132) (applications in parentheses).
| Mortgage Company & Address | Jmac Lending, Inc. 2510 Red Hill Avenue Santa Ana, CA 92705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,306 |
| Total Mortgage Loan Application Amount | $1,161,540,000 |
| Average Mortgage Loan Application Amount | $503,703 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $225,592 |
| Highest Applicant Income | $3,640,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jmac Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 174 | $ 112,940,000 | $ 649,080 | $ 267,000 |
| Riverside-San Bernardino-Ontario, CA | 149 | $ 67,695,000 | $ 454,328 | $ 232,000 |
| Anaheim-Santa Ana-Irvine, CA | 132 | $ 113,970,000 | $ 863,409 | $ 300,000 |
| Outside any metro area | 101 | $ 44,105,000 | $ 436,683 | $ 219,257 |
| Houston-The Woodlands-Sugar Land, TX | 86 | $ 26,610,000 | $ 309,418 | $ 116,000 |
| Atlanta-Sandy Springs-Roswell, GA | 83 | $ 35,495,000 | $ 427,650 | $ 192,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 74 | $ 33,010,000 | $ 446,081 | $ 201,000 |
| Dallas-Plano-Irving, TX | 63 | $ 32,385,000 | $ 514,047 | $ 271,000 |
| Oakland-Hayward-Berkeley, CA | 60 | $ 41,910,000 | $ 698,500 | $ 229,000 |
| San Diego-Carlsbad, CA | 59 | $ 52,885,000 | $ 896,355 | $ 462,000 |
| Austin-Round Rock, TX | 53 | $ 28,575,000 | $ 539,150 | $ 213,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 48 | $ 22,790,000 | $ 474,791 | $ 189,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 48 | $ 24,400,000 | $ 508,333 | $ 138,166 |
| Tampa-St. Petersburg-Clearwater, FL | 45 | $ 17,325,000 | $ 385,000 | $ 186,000 |
| Bakersfield, CA | 42 | $ 14,940,000 | $ 355,714 | $ 167,000 |
| Chicago-Naperville, IL | 41 | $ 11,385,000 | $ 277,682 | $ 129,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 19,290,000 | $ 482,250 | $ 333,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 40 | $ 35,930,000 | $ 898,250 | $ 297,000 |
| Orlando-Kissimmee-Sanford, FL | 36 | $ 16,290,000 | $ 452,500 | $ 217,000 |
| Denver-Aurora-Lakewood, CO | 35 | $ 18,785,000 | $ 536,714 | $ 198,000 |
| Des Moines-West Des Moines, IA | 33 | $ 7,825,000 | $ 237,121 | $ 114,000 |
| Pittsburgh, PA | 33 | $ 7,385,000 | $ 223,787 | $ 106,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 32 | $ 5,980,000 | $ 186,875 | $ 76,156 |
| Fresno, CA | 32 | $ 12,990,000 | $ 405,937 | $ 175,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 11,320,000 | $ 353,750 | $ 278,000 |
| Phoenix-Mesa-Scottsdale, AZ | 30 | $ 21,110,000 | $ 703,666 | $ 283,000 |
| Providence-Warwick, RI-MA | 29 | $ 11,835,000 | $ 408,103 | $ 100,275 |
| Port St. Lucie, FL | 28 | $ 9,880,000 | $ 352,857 | $ 166,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 13,145,000 | $ 571,521 | $ 219,000 |
| San Francisco-Redwood City-South San Francisco, CA | 23 | $ 21,735,000 | $ 945,000 | $ 344,000 |
| Fort Worth-Arlington, TX | 21 | $ 8,155,000 | $ 388,333 | $ 241,000 |
| Baltimore-Columbia-Towson, MD | 17 | $ 10,535,000 | $ 619,705 | $ 378,000 |
| Boston, MA | 17 | $ 10,955,000 | $ 644,411 | $ 226,000 |
| Cambridge-Newton-Framingham, MA | 17 | $ 7,355,000 | $ 432,647 | $ 159,000 |
| New York-Newark, NY | 17 | $ 10,725,000 | $ 630,882 | $ 232,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 9,260,000 | $ 578,750 | $ 653,000 |
| Visalia-Porterville, CA | 16 | $ 4,930,000 | $ 308,125 | $ 145,000 |
| New York-Jersey City-White Plains, NY-NJ | 15 | $ 8,055,000 | $ 537,000 | $ 224,000 |
| San Antonio-New Braunfels, TX | 15 | $ 3,395,000 | $ 226,333 | $ 122,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 10,815,000 | $ 721,000 | $ 347,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 6,930,000 | $ 495,000 | $ 167,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 5,190,000 | $ 432,500 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 2,585,000 | $ 235,000 | $ 73,000 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 5,275,000 | $ 479,545 | $ 139,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 9,315,000 | $ 846,818 | $ 338,000 |
| Vallejo-Fairfield, CA | 11 | $ 4,565,000 | $ 415,000 | $ 242,000 |
| Colorado Springs, CO | 10 | $ 3,520,000 | $ 352,000 | $ 166,000 |
| Ocala, FL | 10 | $ 1,850,000 | $ 185,000 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 3,920,000 | $ 392,000 | $ 715,000 |
| Philadelphia, PA | 9 | $ 1,905,000 | $ 211,666 | $ 62,000 |
| Santa Rosa, CA | 9 | $ 5,355,000 | $ 595,000 | $ 213,000 |
| Worcester, MA-CT | 9 | $ 3,025,000 | $ 336,111 | $ 205,000 |
| Amarillo, TX | 8 | $ 2,860,000 | $ 357,500 | $ 132,000 |
| Columbus, OH | 8 | $ 2,580,000 | $ 322,500 | $ 32,000 |
| Jacksonville, FL | 8 | $ 2,930,000 | $ 366,250 | $ 987,000 |
| Springfield, MA | 8 | $ 2,430,000 | $ 303,750 | $ 84,000 |
| Washington-Baltimore-Arlington, DC | 8 | $ 4,600,000 | $ 575,000 | $ 247,000 |
| Camden, NJ | 7 | $ 2,505,000 | $ 357,857 | $ 165,000 |
| Charlotte-Concord-Gastonia, NC-SC | 7 | $ 2,215,000 | $ 316,428 | $ 118,000 |
| Tucson, AZ | 7 | $ 1,985,000 | $ 283,571 | $ 110,000 |
| Barnstable Town, MA | 6 | $ 2,510,000 | $ 418,333 | $ 398,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 930,000 | $ 155,000 | $ 61,000 |
| Elgin, IL | 6 | $ 1,910,000 | $ 318,333 | $ 197,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 3,250,000 | $ 541,666 | $ 232,000 |
| Tacoma-Lakewood, WA | 6 | $ 3,430,000 | $ 571,666 | $ 604,000 |
| Boulder, CO | 5 | $ 4,615,000 | $ 923,000 | $ 386,000 |
| Charleston-North Charleston, SC | 5 | $ 2,415,000 | $ 483,000 | $ 180,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,455,000 | $ 291,000 | $ 122,000 |
| Midland, TX | 5 | $ 1,555,000 | $ 311,000 | $ 213,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,865,000 | $ 373,000 | $ 202,200 |
| Santa Cruz-Watsonville, CA | 5 | $ 6,435,000 | $ 1,287,000 | $ 308,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,850,000 | $ 462,500 | $ 151,000 |
| El Paso, TX | 4 | $ 840,000 | $ 210,000 | $ 58,000 |
| Hanford-Corcoran, CA | 4 | $ 940,000 | $ 235,000 | $ 289,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,060,000 | $ 265,000 | $ 117,000 |
| Madera, CA | 4 | $ 2,180,000 | $ 545,000 | $ 247,000 |
| Ogden-Clearfield, UT | 4 | $ 3,410,000 | $ 852,500 | $ 330,000 |
| Panama City, FL | 4 | $ 1,230,000 | $ 307,500 | $ 140,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,120,000 | $ 280,000 | $ 90,000 |
| Salinas, CA | 4 | $ 2,710,000 | $ 677,500 | $ 362,000 |
| Salt Lake City, UT | 4 | $ 2,240,000 | $ 560,000 | $ 211,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,610,000 | $ 402,500 | $ 755,000 |
| Boise City, ID | 3 | $ 795,000 | $ 265,000 | $ 90,000 |
| Brownsville-Harlingen, TX | 3 | $ 985,000 | $ 328,333 | $ 204,000 |
| El Centro, CA | 3 | $ 705,000 | $ 235,000 | $ 120,000 |
| Gainesville, GA | 3 | $ 755,000 | $ 251,666 | $ 86,000 |
| Grand Junction, CO | 3 | $ 875,000 | $ 291,666 | $ 86,000 |
| Manchester-Nashua, NH | 3 | $ 965,000 | $ 321,666 | $ 120,000 |
| Memphis, TN-MS-AR | 3 | $ 545,000 | $ 181,666 | $ 94,000 |
| Modesto, CA | 3 | $ 1,405,000 | $ 468,333 | $ 119,000 |
| Newark, NJ-PA | 3 | $ 1,615,000 | $ 538,333 | $ 170,000 |
| Raleigh, NC | 3 | $ 1,475,000 | $ 491,666 | $ 452,000 |
| Reno, NV | 3 | $ 1,375,000 | $ 458,333 | $ 241,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 2,865,000 | $ 955,000 | $ 690,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 3,385,000 | $ 1,128,333 | $ 202,000 |
| Savannah, GA | 3 | $ 785,000 | $ 261,666 | $ 106,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 575,000 | $ 191,666 | $ 60,000 |
| Tallahassee, FL | 3 | $ 655,000 | $ 218,333 | $ 330,000 |
| Yuba City, CA | 3 | $ 945,000 | $ 315,000 | $ 101,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 410,000 | $ 205,000 | $ 5,000 |
| Birmingham-Hoover, AL | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 3,550,000 | $ 1,775,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,760,000 | $ 880,000 | $ 0 |
| East Stroudsburg, PA | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Fort Collins, CO | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| Greenville, NC | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 1,110,000 | $ 555,000 | $ 196,000 |
| Killeen-Temple, TX | 2 | $ 510,000 | $ 255,000 | $ 122,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 620,000 | $ 310,000 | $ 161,000 |
| Longview, TX | 2 | $ 780,000 | $ 390,000 | $ 938,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 440,000 | $ 220,000 | $ 262,000 |
| Odessa, TX | 2 | $ 670,000 | $ 335,000 | $ 286,000 |
| Olympia-Tumwater, WA | 2 | $ 770,000 | $ 385,000 | $ 117,000 |
| Pueblo, CO | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Salisbury, MD-DE | 2 | $ 970,000 | $ 485,000 | $ 18,000 |
| San Rafael, CA | 2 | $ 1,390,000 | $ 695,000 | $ 267,000 |
| Sebring, FL | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| St. Louis, MO-IL | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Stockton-Lodi, CA | 2 | $ 1,500,000 | $ 750,000 | $ 190,000 |
| Sumter, SC | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 1,610,000 | $ 805,000 | $ 979,000 |
| Wilmington, DE-MD-NJ | 2 | $ 760,000 | $ 380,000 | $ 246,000 |
| Ames, IA | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Asheville, NC | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Bend-Redmond, OR | 1 | $ 605,000 | $ 605,000 | $ 299,000 |
| Carson City, NV | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Cedar Rapids, IA | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Cleveland-Elyria, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Columbia, SC | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Columbus, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Corpus Christi, TX | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Dalton, GA | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Dothan, AL | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Durham-Chapel Hill, NC | 1 | $ 435,000 | $ 435,000 | $ 93,000 |
| Eugene, OR | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Flagstaff, AZ | 1 | $ 855,000 | $ 855,000 | $ 653,000 |
| Flint, MI | 1 | $ 1,185,000 | $ 1,185,000 | $ 519,000 |
| Gainesville, FL | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Harrisburg-Carlisle, PA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 415,000 | $ 415,000 | $ 1,459,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Homosassa Springs, FL | 1 | $ 135,000 | $ 135,000 | $ 241,000 |
| Jacksonville, NC | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 245,000 | $ 245,000 | $ 3,000 |
| Laredo, TX | 1 | $ 1,145,000 | $ 1,145,000 | $ 320,000 |
| Lubbock, TX | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Medford, OR | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Merced, CA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Napa, CA | 1 | $ 1,455,000 | $ 1,455,000 | $ 618,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 605,000 | $ 605,000 | $ 276,000 |
| Norwich-New London, CT | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Ocean City, NJ | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Pocatello, ID | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Provo-Orem, UT | 1 | $ 585,000 | $ 585,000 | $ 159,000 |
| Rockingham County-Strafford County, NH | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Spokane-Spokane Valley, WA | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Waco, TX | 1 | $ 215,000 | $ 215,000 | $ 1,000 |
| Warner Robins, GA | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Winchester, VA-WV | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,670 | $882,630,000 | $528,000 | $3,155,000 | $234,000 | $3,549,000 |
| Cash-out Refinancing | 498 | $202,330,000 | $406,000 | $2,765,000 | $176,000 | $3,640,000 |
| Refinancing | 137 | $76,225,000 | $556,000 | $2,005,000 | $305,000 | $3,142,000 |
| Home Improvement | 1 | $355,000 | $355,000 | $355,000 | $4,000 | $4,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 854 | $452,310,000 | $529,000 | $3,155,000 | $268,000 | $3,640,000 |
| Asian | 479 | $264,365,000 | $551,000 | $2,475,000 | $226,000 | $3,190,000 |
| Hispanic | 394 | $163,070,000 | $413,000 | $2,005,000 | $153,000 | $1,463,000 |
| Not Provided | 380 | $198,200,000 | $521,000 | $3,005,000 | $245,000 | $3,207,000 |
| Black or African American | 184 | $77,410,000 | $420,000 | $1,905,000 | $160,000 | $2,243,000 |
| American Indian or Alaskan Native | 9 | $3,305,000 | $367,000 | $855,000 | $238,000 | $769,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,880,000 | $480,000 | $905,000 | $193,000 | $591,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,924 | $1,017,210,000 | $528,000 | $3,155,000 | $253,000 | $3,640,000 |
| FHA-insured (Federal Housing Administration) | 346 | $128,700,000 | $371,000 | $1,085,000 | $110,000 | $635,000 |
| VA-guaranteed (Veterans Administration) | 36 | $15,630,000 | $434,000 | $1,245,000 | $121,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,333 | $649,045,000 | $486,000 | $3,155,000 | $235,000 | $3,549,000 |
| Application Withdrawn By Applicant | 672 | $348,890,000 | $519,000 | $2,765,000 | $224,000 | $3,640,000 |
| Application Denied By Financial Institution | 191 | $102,755,000 | $537,000 | $2,535,000 | $194,000 | $3,190,000 |
| File Closed For Incompleteness | 82 | $46,930,000 | $572,000 | $2,655,000 | $204,000 | $1,553,000 |
| Preapproval Approved but not Accepted | 17 | $9,205,000 | $541,000 | $1,055,000 | $160,000 | $417,000 |
| Application Approved But Not Accepted | 8 | $3,220,000 | $402,000 | $655,000 | $113,000 | $173,000 |
| Preapproval Denied by Financial Institution | 3 | $1,495,000 | $498,000 | $905,000 | $116,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,112 | $1,057,290,000 | $500,000 | $3,155,000 | $229,000 | $3,640,000 |
| Debt-To-Income Ratio | 66 | $44,200,000 | $669,000 | $2,245,000 | $147,000 | $770,000 |
| Collateral | 35 | $16,195,000 | $462,000 | $1,445,000 | $347,000 | $3,190,000 |
| Other | 35 | $19,815,000 | $566,000 | $2,535,000 | $253,000 | $960,000 |
| Credit History | 29 | $10,875,000 | $375,000 | $1,205,000 | $120,000 | $565,000 |
| Unverifiable Information | 19 | $8,345,000 | $439,000 | $1,295,000 | $141,000 | $431,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,505,000 | $501,000 | $1,255,000 | $255,000 | $576,000 |
| Employment History | 4 | $1,810,000 | $452,000 | $845,000 | $100,000 | $259,000 |
| Credit Application Incomplete | 1 | $505,000 | $505,000 | $505,000 | $286,000 | $286,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About