Jmac Lending, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, Jmac Lending, Inc. of Santa Ana, CA reported 2,306 mortgage applications totaling $1.2 billion, down 21% from 2022. The average application was for $503,703, and applicants reported an average income of $225,592. 58% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (174), Riverside-San Bernardino-Ontario, CA (149) and Anaheim-Santa Ana-Irvine, CA (132) (applications in parentheses).
| Mortgage Company & Address | Jmac Lending, Inc. 2510 Red Hill Avenue Santa Ana, CA 92705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,306 |
| Total Mortgage Loan Application Amount | $1,161,540,000 |
| Average Mortgage Loan Application Amount | $503,703 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $225,592 |
| Highest Applicant Income | $3,640,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jmac Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 174 | $ 112,940,000 | $ 649,080 | $ 267,000 |
| Orange, California | 132 | $ 113,970,000 | $ 863,409 | $ 300,000 |
| Riverside, California | 76 | $ 34,660,000 | $ 456,052 | $ 263,000 |
| Palm Beach, Florida | 74 | $ 33,010,000 | $ 446,081 | $ 201,000 |
| San Bernardino, California | 73 | $ 33,035,000 | $ 452,534 | $ 205,000 |
| San Diego, California | 59 | $ 52,885,000 | $ 896,355 | $ 462,000 |
| Harris, Texas | 50 | $ 13,580,000 | $ 271,600 | $ 108,000 |
| Kern, California | 42 | $ 14,940,000 | $ 355,714 | $ 167,000 |
| Santa Clara, California | 40 | $ 35,930,000 | $ 898,250 | $ 297,000 |
| Broward, Florida | 40 | $ 19,290,000 | $ 482,250 | $ 333,000 |
| Contra Costa, California | 32 | $ 22,880,000 | $ 715,000 | $ 228,000 |
| Fresno, California | 32 | $ 12,990,000 | $ 405,937 | $ 175,000 |
| Cook, Illinois | 30 | $ 6,420,000 | $ 214,000 | $ 92,000 |
| Maricopa, Arizona | 28 | $ 19,960,000 | $ 712,857 | $ 292,000 |
| Alameda, California | 28 | $ 19,030,000 | $ 679,642 | $ 232,000 |
| Lehigh, Pennsylvania | 28 | $ 4,990,000 | $ 178,214 | $ 77,000 |
| Polk, Iowa | 27 | $ 6,805,000 | $ 252,037 | $ 121,000 |
| Collin, Texas | 27 | $ 16,805,000 | $ 622,407 | $ 319,000 |
| Sacramento, California | 26 | $ 10,390,000 | $ 399,615 | $ 158,000 |
| Travis, Texas | 24 | $ 16,630,000 | $ 692,916 | $ 258,000 |
| Miami-Dade, Florida | 23 | $ 13,145,000 | $ 571,521 | $ 219,000 |
| Allegheny, Pennsylvania | 23 | $ 5,695,000 | $ 247,608 | $ 118,000 |
| Providence, Rhode Island | 23 | $ 9,585,000 | $ 416,739 | $ 98,000 |
| Davidson, Tennessee | 23 | $ 7,565,000 | $ 328,913 | $ 331,000 |
| Hillsborough, Florida | 20 | $ 7,860,000 | $ 393,000 | $ 205,000 |
| Dallas, Texas | 20 | $ 6,390,000 | $ 319,500 | $ 230,000 |
| Placer, California | 19 | $ 10,665,000 | $ 561,315 | $ 235,000 |
| Orange, Florida | 19 | $ 10,425,000 | $ 548,684 | $ 276,000 |
| Williamson, Texas | 19 | $ 8,655,000 | $ 455,526 | $ 193,000 |
| Tarrant, Texas | 18 | $ 6,990,000 | $ 388,333 | $ 251,000 |
| St. Lucie, Florida | 17 | $ 5,635,000 | $ 331,470 | $ 134,000 |
| Gwinnett, Georgia | 17 | $ 6,375,000 | $ 375,000 | $ 140,000 |
| San Mateo, California | 16 | $ 15,750,000 | $ 984,375 | $ 393,000 |
| Tulare, California | 16 | $ 4,930,000 | $ 308,125 | $ 145,000 |
| DeKalb, Georgia | 16 | $ 5,070,000 | $ 316,875 | $ 122,000 |
| Clark, Nevada | 16 | $ 9,260,000 | $ 578,750 | $ 653,000 |
| Bergen, New Jersey | 15 | $ 8,055,000 | $ 537,000 | $ 224,000 |
| Fort Bend, Texas | 15 | $ 5,385,000 | $ 359,000 | $ 140,000 |
| Pinellas, Florida | 14 | $ 4,750,000 | $ 339,285 | $ 123,000 |
| Bexar, Texas | 14 | $ 3,150,000 | $ 225,000 | $ 120,000 |
| Fulton, Georgia | 13 | $ 9,855,000 | $ 758,076 | $ 395,000 |
| Prince William, Virginia | 13 | $ 7,055,000 | $ 542,692 | $ 147,000 |
| Arapahoe, Colorado | 12 | $ 7,890,000 | $ 657,500 | $ 262,000 |
| Lee, Florida | 12 | $ 5,190,000 | $ 432,500 | $ 120,000 |
| Denton, Texas | 12 | $ 7,940,000 | $ 661,666 | $ 251,000 |
| Solano, California | 11 | $ 4,565,000 | $ 415,000 | $ 242,000 |
| Ventura, California | 11 | $ 9,315,000 | $ 846,818 | $ 338,000 |
| Martin, Florida | 11 | $ 4,245,000 | $ 385,909 | $ 214,000 |
| Volusia, Florida | 11 | $ 2,585,000 | $ 235,000 | $ 73,000 |
| Denver, Colorado | 10 | $ 5,110,000 | $ 511,000 | $ 160,000 |
| Brevard, Florida | 10 | $ 3,920,000 | $ 392,000 | $ 715,000 |
| Marion, Florida | 10 | $ 1,850,000 | $ 185,000 | $ 71,000 |
| Multnomah, Oregon | 10 | $ 4,740,000 | $ 474,000 | $ 169,000 |
| Hays, Texas | 10 | $ 3,290,000 | $ 329,000 | $ 137,000 |
| Fairfax, Virginia | 10 | $ 6,420,000 | $ 642,000 | $ 194,000 |
| King, Washington | 10 | $ 8,520,000 | $ 852,000 | $ 457,000 |
| Sonoma, California | 9 | $ 5,355,000 | $ 595,000 | $ 213,000 |
| El Paso, Colorado | 9 | $ 3,345,000 | $ 371,666 | $ 166,000 |
| Pasco, Florida | 9 | $ 3,865,000 | $ 429,444 | $ 225,000 |
| Middlesex, Massachusetts | 9 | $ 4,075,000 | $ 452,777 | $ 166,000 |
| Philadelphia, Pennsylvania | 9 | $ 1,905,000 | $ 211,666 | $ 62,000 |
| Montgomery, Texas | 9 | $ 3,735,000 | $ 415,000 | $ 148,000 |
| Osceola, Florida | 8 | $ 2,900,000 | $ 362,500 | $ 100,000 |
| Essex, Massachusetts | 8 | $ 3,280,000 | $ 410,000 | $ 153,000 |
| Hampden, Massachusetts | 8 | $ 2,430,000 | $ 303,750 | $ 84,000 |
| Worcester, Massachusetts | 8 | $ 2,740,000 | $ 342,500 | $ 205,000 |
| Middlesex, New Jersey | 8 | $ 4,970,000 | $ 621,250 | $ 231,000 |
| Pima, Arizona | 7 | $ 1,985,000 | $ 283,571 | $ 110,000 |
| San Francisco, California | 7 | $ 5,985,000 | $ 855,000 | $ 219,000 |
| Sarasota, Florida | 7 | $ 1,895,000 | $ 270,714 | $ 85,000 |
| Cobb, Georgia | 7 | $ 2,115,000 | $ 302,142 | $ 109,000 |
| Henry, Georgia | 7 | $ 2,725,000 | $ 389,285 | $ 105,000 |
| Suffolk, Massachusetts | 7 | $ 5,505,000 | $ 786,428 | $ 347,000 |
| Seminole, Florida | 6 | $ 1,550,000 | $ 258,333 | $ 99,000 |
| Howard, Maryland | 6 | $ 4,980,000 | $ 830,000 | $ 291,000 |
| Montgomery, Maryland | 6 | $ 3,220,000 | $ 536,666 | $ 246,000 |
| Barnstable, Massachusetts | 6 | $ 2,510,000 | $ 418,333 | $ 398,000 |
| Plymouth, Massachusetts | 6 | $ 3,280,000 | $ 546,666 | $ 116,000 |
| Wayne, Michigan | 6 | $ 930,000 | $ 155,000 | $ 61,000 |
| Brazoria, Texas | 6 | $ 1,410,000 | $ 235,000 | $ 86,000 |
| Randall, Texas | 6 | $ 2,160,000 | $ 360,000 | $ 138,000 |
| Loudoun, Virginia | 6 | $ 3,220,000 | $ 536,666 | $ 152,000 |
| Pierce, Washington | 6 | $ 3,430,000 | $ 571,666 | $ 604,000 |
| Santa Cruz, California | 5 | $ 6,435,000 | $ 1,287,000 | $ 308,000 |
| Adams, Colorado | 5 | $ 1,505,000 | $ 301,000 | $ 85,000 |
| Boulder, Colorado | 5 | $ 4,615,000 | $ 923,000 | $ 386,000 |
| Jefferson, Colorado | 5 | $ 2,275,000 | $ 455,000 | $ 197,000 |
| Duval, Florida | 5 | $ 1,635,000 | $ 327,000 | $ 796,000 |
| DuPage, Illinois | 5 | $ 3,295,000 | $ 659,000 | $ 306,000 |
| Lake, Illinois | 5 | $ 1,455,000 | $ 291,000 | $ 122,000 |
| Will, Illinois | 5 | $ 1,305,000 | $ 261,000 | $ 136,000 |
| Prince George's, Maryland | 5 | $ 1,955,000 | $ 391,000 | $ 101,000 |
| Midland, Texas | 5 | $ 1,555,000 | $ 311,000 | $ 213,000 |
| Snohomish, Washington | 5 | $ 2,295,000 | $ 459,000 | $ 150,000 |
| Kings, California | 4 | $ 940,000 | $ 235,000 | $ 289,000 |
| Madera, California | 4 | $ 2,180,000 | $ 545,000 | $ 247,000 |
| Monterey, California | 4 | $ 2,710,000 | $ 677,500 | $ 362,000 |
| Bay, Florida | 4 | $ 1,230,000 | $ 307,500 | $ 140,000 |
| Indian River, Florida | 4 | $ 1,610,000 | $ 402,500 | $ 755,000 |
| Manatee, Florida | 4 | $ 3,380,000 | $ 845,000 | $ 328,000 |
| Polk, Florida | 4 | $ 1,060,000 | $ 265,000 | $ 117,000 |
| Cherokee, Georgia | 4 | $ 1,900,000 | $ 475,000 | $ 520,000 |
| Forsyth, Georgia | 4 | $ 2,260,000 | $ 565,000 | $ 249,000 |
| Thomas, Georgia | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Dallas, Iowa | 4 | $ 820,000 | $ 205,000 | $ 92,000 |
| Anne Arundel, Maryland | 4 | $ 1,760,000 | $ 440,000 | $ 150,000 |
| Baltimore, Maryland | 4 | $ 3,030,000 | $ 757,500 | $ 834,000 |
| Norfolk, Massachusetts | 4 | $ 2,170,000 | $ 542,500 | $ 162,000 |
| Burlington, New Jersey | 4 | $ 1,530,000 | $ 382,500 | $ 181,000 |
| Somerset, New Jersey | 4 | $ 2,700,000 | $ 675,000 | $ 232,000 |
| Mecklenburg, North Carolina | 4 | $ 1,610,000 | $ 402,500 | $ 199,000 |
| Westmoreland, Pennsylvania | 4 | $ 580,000 | $ 145,000 | $ 85,000 |
| Horry, South Carolina | 4 | $ 970,000 | $ 242,500 | $ 158,000 |
| Sumner, Tennessee | 4 | $ 1,640,000 | $ 410,000 | $ 160,000 |
| El Paso, Texas | 4 | $ 840,000 | $ 210,000 | $ 58,000 |
| Galveston, Texas | 4 | $ 1,640,000 | $ 410,000 | $ 77,000 |
| Salt Lake, Utah | 4 | $ 2,240,000 | $ 560,000 | $ 211,000 |
| Kitsap, Washington | 4 | $ 1,850,000 | $ 462,500 | $ 151,000 |
| Cochise, Arizona | 3 | $ 575,000 | $ 191,666 | $ 60,000 |
| El Dorado, California | 3 | $ 1,735,000 | $ 578,333 | $ 182,000 |
| Imperial, California | 3 | $ 705,000 | $ 235,000 | $ 120,000 |
| San Luis Obispo, California | 3 | $ 2,865,000 | $ 955,000 | $ 690,000 |
| Santa Barbara, California | 3 | $ 3,385,000 | $ 1,128,333 | $ 202,000 |
| Stanislaus, California | 3 | $ 1,405,000 | $ 468,333 | $ 119,000 |
| Eagle, Colorado | 3 | $ 1,825,000 | $ 608,333 | $ 2,142,000 |
| Mesa, Colorado | 3 | $ 875,000 | $ 291,666 | $ 86,000 |
| Summit, Colorado | 3 | $ 4,815,000 | $ 1,605,000 | $ 650,000 |
| District of Columbia, District Of Columbia | 3 | $ 895,000 | $ 298,333 | $ 2,000 |
| Lake, Florida | 3 | $ 1,415,000 | $ 471,666 | $ 336,000 |
| Okeechobee, Florida | 3 | $ 815,000 | $ 271,666 | $ 72,000 |
| Chatham, Georgia | 3 | $ 785,000 | $ 261,666 | $ 106,000 |
| Clayton, Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 128,000 |
| Hall, Georgia | 3 | $ 755,000 | $ 251,666 | $ 86,000 |
| Paulding, Georgia | 3 | $ 725,000 | $ 241,666 | $ 98,000 |
| Kane, Illinois | 3 | $ 865,000 | $ 288,333 | $ 126,000 |
| Kendall, Illinois | 3 | $ 1,045,000 | $ 348,333 | $ 269,000 |
| Charles, Maryland | 3 | $ 1,385,000 | $ 461,666 | $ 142,000 |
| Washoe, Nevada | 3 | $ 1,375,000 | $ 458,333 | $ 241,000 |
| Hillsborough, New Hampshire | 3 | $ 965,000 | $ 321,666 | $ 120,000 |
| Merrimack, New Hampshire | 3 | $ 1,175,000 | $ 391,666 | $ 111,000 |
| Ocean, New Jersey | 3 | $ 1,575,000 | $ 525,000 | $ 182,000 |
| Fayette, Pennsylvania | 3 | $ 425,000 | $ 141,666 | $ 64,000 |
| Northampton, Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 48,000 |
| Kent, Rhode Island | 3 | $ 1,005,000 | $ 335,000 | $ 89,000 |
| Charleston, South Carolina | 3 | $ 1,635,000 | $ 545,000 | $ 262,000 |
| Shelby, Tennessee | 3 | $ 545,000 | $ 181,666 | $ 94,000 |
| Cameron, Texas | 3 | $ 985,000 | $ 328,333 | $ 204,000 |
| Weber, Utah | 3 | $ 2,425,000 | $ 808,333 | $ 364,000 |
| Stafford, Virginia | 3 | $ 1,465,000 | $ 488,333 | $ 130,000 |
| Kittitas, Washington | 3 | $ 1,975,000 | $ 658,333 | $ 318,000 |
| Baldwin, Alabama | 2 | $ 1,760,000 | $ 880,000 | $ 0 |
| Pinal, Arizona | 2 | $ 1,150,000 | $ 575,000 | $ 176,000 |
| Marin, California | 2 | $ 1,390,000 | $ 695,000 | $ 267,000 |
| Nevada, California | 2 | $ 1,270,000 | $ 635,000 | $ 370,000 |
| San Joaquin, California | 2 | $ 1,500,000 | $ 750,000 | $ 190,000 |
| Siskiyou, California | 2 | $ 710,000 | $ 355,000 | $ 61,000 |
| Sutter, California | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Tehama, California | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Douglas, Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 206,000 |
| Larimer, Colorado | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| Pueblo, Colorado | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Routt, Colorado | 2 | $ 1,740,000 | $ 870,000 | $ 364,000 |
| Escambia, Florida | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Hernando, Florida | 2 | $ 850,000 | $ 425,000 | $ 191,000 |
| Highlands, Florida | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| Leon, Florida | 2 | $ 450,000 | $ 225,000 | $ 493,000 |
| Santa Rosa, Florida | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| St. Johns, Florida | 2 | $ 860,000 | $ 430,000 | $ 1,879,000 |
| Bartow, Georgia | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Douglas, Georgia | 2 | $ 940,000 | $ 470,000 | $ 131,000 |
| Jackson, Georgia | 2 | $ 540,000 | $ 270,000 | $ 38,000 |
| Walton, Georgia | 2 | $ 800,000 | $ 400,000 | $ 94,000 |
| Canyon, Idaho | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| Decatur, Iowa | 2 | $ 670,000 | $ 335,000 | $ 139,000 |
| Baltimore City, Maryland | 2 | $ 240,000 | $ 120,000 | $ 9,000 |
| Frederick, Maryland | 2 | $ 1,380,000 | $ 690,000 | $ 251,000 |
| Worcester, Maryland | 2 | $ 970,000 | $ 485,000 | $ 18,000 |
| Bristol, Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 104,000 |
| Hennepin, Minnesota | 2 | $ 890,000 | $ 445,000 | $ 241,000 |
| Rock, Minnesota | 2 | $ 600,000 | $ 300,000 | $ 179,000 |
| Washington, Minnesota | 2 | $ 1,760,000 | $ 880,000 | $ 367,000 |
| Atlantic, New Jersey | 2 | $ 410,000 | $ 205,000 | $ 5,000 |
| Camden, New Jersey | 2 | $ 540,000 | $ 270,000 | $ 144,000 |
| Essex, New Jersey | 2 | $ 1,130,000 | $ 565,000 | $ 176,000 |
| Monmouth, New Jersey | 2 | $ 1,480,000 | $ 740,000 | $ 262,000 |
| Pitt, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Wake, North Carolina | 2 | $ 1,070,000 | $ 535,000 | $ 606,000 |
| Delaware, Ohio | 2 | $ 1,370,000 | $ 685,000 | $ 19,000 |
| Fairfield, Ohio | 2 | $ 440,000 | $ 220,000 | $ 37,000 |
| Franklin, Ohio | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Hocking, Ohio | 2 | $ 430,000 | $ 215,000 | $ 5,000 |
| Clackamas, Oregon | 2 | $ 1,320,000 | $ 660,000 | $ 195,000 |
| Washington, Oregon | 2 | $ 870,000 | $ 435,000 | $ 125,000 |
| Monroe, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Schuylkill, Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Washington, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Berkeley, South Carolina | 2 | $ 780,000 | $ 390,000 | $ 97,000 |
| Greenville, South Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 196,000 |
| Hawkins, Tennessee | 2 | $ 620,000 | $ 310,000 | $ 161,000 |
| Lewis, Tennessee | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| Bell, Texas | 2 | $ 510,000 | $ 255,000 | $ 122,000 |
| Ector, Texas | 2 | $ 670,000 | $ 335,000 | $ 286,000 |
| Ellis, Texas | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Henderson, Texas | 2 | $ 1,870,000 | $ 935,000 | $ 372,000 |
| Johnson, Texas | 2 | $ 340,000 | $ 170,000 | $ 76,000 |
| Potter, Texas | 2 | $ 700,000 | $ 350,000 | $ 113,000 |
| Rusk, Texas | 2 | $ 780,000 | $ 390,000 | $ 938,000 |
| Waller, Texas | 2 | $ 860,000 | $ 430,000 | $ 85,000 |
| Uintah, Utah | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Manassas, Virginia | 2 | $ 1,070,000 | $ 535,000 | $ 146,000 |
| Lewis, Washington | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Thurston, Washington | 2 | $ 770,000 | $ 385,000 | $ 117,000 |
| Coffee, Alabama | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Houston, Alabama | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Jefferson, Alabama | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Shelby, Alabama | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Coconino, Arizona | 1 | $ 855,000 | $ 855,000 | $ 653,000 |
| Mohave, Arizona | 1 | $ 245,000 | $ 245,000 | $ 3,000 |
| Calaveras, California | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Humboldt, California | 1 | $ 595,000 | $ 595,000 | $ 456,000 |
| Merced, California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Mono, California | 1 | $ 605,000 | $ 605,000 | $ 311,000 |
| Napa, California | 1 | $ 1,455,000 | $ 1,455,000 | $ 618,000 |
| Plumas, California | 1 | $ 535,000 | $ 535,000 | $ 507,000 |
| Yuba, California | 1 | $ 425,000 | $ 425,000 | $ 119,000 |
| Chaffee, Colorado | 1 | $ 285,000 | $ 285,000 | $ 217,000 |
| Clear Creek, Colorado | 1 | $ 615,000 | $ 615,000 | $ 208,000 |
| Grand, Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 499,000 |
| Gunnison, Colorado | 1 | $ 915,000 | $ 915,000 | $ 217,000 |
| Las Animas, Colorado | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Teller, Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| New London, Connecticut | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Tolland, Connecticut | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Windham, Connecticut | 1 | $ 285,000 | $ 285,000 | $ 0 |
| New Castle, Delaware | 1 | $ 475,000 | $ 475,000 | $ 246,000 |
| Alachua, Florida | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Citrus, Florida | 1 | $ 135,000 | $ 135,000 | $ 241,000 |
| Clay, Florida | 1 | $ 435,000 | $ 435,000 | $ 158,000 |
| Collier, Florida | 1 | $ 605,000 | $ 605,000 | $ 276,000 |
| Okaloosa, Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Wakulla, Florida | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
| Walton, Florida | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Banks, Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Carroll, Georgia | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| Dodge, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayette, Georgia | 1 | $ 435,000 | $ 435,000 | $ 130,000 |
| Houston, Georgia | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Muscogee, Georgia | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Newton, Georgia | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Richmond, Georgia | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Sumter, Georgia | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Whitfield, Georgia | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Bannock, Idaho | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Blaine, Idaho | 1 | $ 1,085,000 | $ 1,085,000 | $ 456,000 |
| Gem, Idaho | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Kootenai, Idaho | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Grundy, Illinois | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Madison, Illinois | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Jasper, Iowa | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Jones, Iowa | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Mahaska, Iowa | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Story, Iowa | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Wapello, Iowa | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Warren, Iowa | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Casey, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 279,000 |
| Garrard, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Jefferson, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Shelby, Kentucky | 1 | $ 295,000 | $ 295,000 | $ 399,000 |
| Queen Anne's, Maryland | 1 | $ 525,000 | $ 525,000 | $ 136,000 |
| Washington, Maryland | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Genesee, Michigan | 1 | $ 1,185,000 | $ 1,185,000 | $ 519,000 |
| Livingston, Michigan | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Oakland, Michigan | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,907,000 |
| Ottawa, Michigan | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Anoka, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Sherburne, Minnesota | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Carson City, Nevada | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Churchill, Nevada | 1 | $ 335,000 | $ 335,000 | $ 217,000 |
| Lyon, Nevada | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Belknap, New Hampshire | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| Strafford, New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Gloucester, New Jersey | 1 | $ 435,000 | $ 435,000 | $ 141,000 |
| Salem, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Union, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Warren, New Jersey | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| Brunswick, North Carolina | 1 | $ 895,000 | $ 895,000 | $ 379,000 |
| Catawba, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Currituck, North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Durham, North Carolina | 1 | $ 435,000 | $ 435,000 | $ 93,000 |
| Franklin, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Gaston, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Henderson, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Iredell, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Jackson, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 2,000 |
| Onslow, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Robeson, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Union, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Cuyahoga, Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 605,000 | $ 605,000 | $ 299,000 |
| Jackson, Oregon | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Lane, Oregon | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Bucks, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Butler, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Clearfield, Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Dauphin, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Newport, Rhode Island | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Clarendon, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Oconee, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Richland, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Sumter, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Hickman, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Maury, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Robertson, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Rutherford, Tennessee | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
| White, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Williamson, Tennessee | 1 | $ 455,000 | $ 455,000 | $ 262,000 |
| Wilson, Tennessee | 1 | $ 605,000 | $ 605,000 | $ 146,000 |
| Atascosa, Texas | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Brown, Texas | 1 | $ 355,000 | $ 355,000 | $ 28,000 |
| Burnet, Texas | 1 | $ 415,000 | $ 415,000 | $ 310,000 |
| Gaines, Texas | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Gray, Texas | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Grayson, Texas | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Hunt, Texas | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Kaufman, Texas | 1 | $ 465,000 | $ 465,000 | $ 129,000 |
| Kleberg, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lubbock, Texas | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| McLennan, Texas | 1 | $ 215,000 | $ 215,000 | $ 1,000 |
| Nueces, Texas | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Palo Pinto, Texas | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Parker, Texas | 1 | $ 825,000 | $ 825,000 | $ 429,000 |
| Val Verde, Texas | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Webb, Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 320,000 |
| Wood, Texas | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Davis, Utah | 1 | $ 985,000 | $ 985,000 | $ 229,000 |
| Duchesne, Utah | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Utah, Utah | 1 | $ 585,000 | $ 585,000 | $ 159,000 |
| Wasatch, Utah | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Fauquier, Virginia | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Frederick, Virginia | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Northumberland, Virginia | 1 | $ 525,000 | $ 525,000 | $ 142,000 |
| Portsmouth, Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rockingham, Virginia | 1 | $ 415,000 | $ 415,000 | $ 1,459,000 |
| Spotsylvania, Virginia | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Pacific, Washington | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Skagit, Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Spokane, Washington | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,670 | $882,630,000 | $528,000 | $3,155,000 | $234,000 | $3,549,000 |
| Cash-out Refinancing | 498 | $202,330,000 | $406,000 | $2,765,000 | $176,000 | $3,640,000 |
| Refinancing | 137 | $76,225,000 | $556,000 | $2,005,000 | $305,000 | $3,142,000 |
| Home Improvement | 1 | $355,000 | $355,000 | $355,000 | $4,000 | $4,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 854 | $452,310,000 | $529,000 | $3,155,000 | $268,000 | $3,640,000 |
| Asian | 479 | $264,365,000 | $551,000 | $2,475,000 | $226,000 | $3,190,000 |
| Hispanic | 394 | $163,070,000 | $413,000 | $2,005,000 | $153,000 | $1,463,000 |
| Not Provided | 380 | $198,200,000 | $521,000 | $3,005,000 | $245,000 | $3,207,000 |
| Black or African American | 184 | $77,410,000 | $420,000 | $1,905,000 | $160,000 | $2,243,000 |
| American Indian or Alaskan Native | 9 | $3,305,000 | $367,000 | $855,000 | $238,000 | $769,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,880,000 | $480,000 | $905,000 | $193,000 | $591,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,924 | $1,017,210,000 | $528,000 | $3,155,000 | $253,000 | $3,640,000 |
| FHA-insured (Federal Housing Administration) | 346 | $128,700,000 | $371,000 | $1,085,000 | $110,000 | $635,000 |
| VA-guaranteed (Veterans Administration) | 36 | $15,630,000 | $434,000 | $1,245,000 | $121,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,333 | $649,045,000 | $486,000 | $3,155,000 | $235,000 | $3,549,000 |
| Application Withdrawn By Applicant | 672 | $348,890,000 | $519,000 | $2,765,000 | $224,000 | $3,640,000 |
| Application Denied By Financial Institution | 191 | $102,755,000 | $537,000 | $2,535,000 | $194,000 | $3,190,000 |
| File Closed For Incompleteness | 82 | $46,930,000 | $572,000 | $2,655,000 | $204,000 | $1,553,000 |
| Preapproval Approved but not Accepted | 17 | $9,205,000 | $541,000 | $1,055,000 | $160,000 | $417,000 |
| Application Approved But Not Accepted | 8 | $3,220,000 | $402,000 | $655,000 | $113,000 | $173,000 |
| Preapproval Denied by Financial Institution | 3 | $1,495,000 | $498,000 | $905,000 | $116,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,112 | $1,057,290,000 | $500,000 | $3,155,000 | $229,000 | $3,640,000 |
| Debt-To-Income Ratio | 66 | $44,200,000 | $669,000 | $2,245,000 | $147,000 | $770,000 |
| Collateral | 35 | $16,195,000 | $462,000 | $1,445,000 | $347,000 | $3,190,000 |
| Other | 35 | $19,815,000 | $566,000 | $2,535,000 | $253,000 | $960,000 |
| Credit History | 29 | $10,875,000 | $375,000 | $1,205,000 | $120,000 | $565,000 |
| Unverifiable Information | 19 | $8,345,000 | $439,000 | $1,295,000 | $141,000 | $431,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,505,000 | $501,000 | $1,255,000 | $255,000 | $576,000 |
| Employment History | 4 | $1,810,000 | $452,000 | $845,000 | $100,000 | $259,000 |
| Credit Application Incomplete | 1 | $505,000 | $505,000 | $505,000 | $286,000 | $286,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About