Jmac Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Jmac Lending, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmac Lending, Inc. 2510 Red Hill Ave Sacramento, CA 92705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,306 |
| Total Mortgage Loan Application Amount | $1,161,540,000 |
| Average Mortgage Loan Application Amount | $461,250 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $179,750 |
| Highest Applicant Income | $3,640,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Jmac Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Jmac Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 174 | $ 112,940,000 | $ 649,000 | $ 267,000 |
| Orange County California | 132 | $ 113,970,000 | $ 863,000 | $ 300,000 |
| Riverside County California | 76 | $ 34,660,000 | $ 456,000 | $ 263,000 |
| Palm Beach County Florida | 74 | $ 33,010,000 | $ 446,000 | $ 201,000 |
| San Bernardino County California | 73 | $ 33,035,000 | $ 452,000 | $ 205,000 |
| San Diego County California | 59 | $ 52,885,000 | $ 896,000 | $ 462,000 |
| Harris County Texas | 50 | $ 13,580,000 | $ 271,000 | $ 108,000 |
| Kern County California | 42 | $ 14,940,000 | $ 355,000 | $ 167,000 |
| Santa Clara County California | 40 | $ 35,930,000 | $ 898,000 | $ 297,000 |
| Broward County Florida | 40 | $ 19,290,000 | $ 482,000 | $ 333,000 |
| Contra Costa County California | 32 | $ 22,880,000 | $ 715,000 | $ 228,000 |
| Fresno County California | 32 | $ 12,990,000 | $ 405,000 | $ 175,000 |
| Cook County Illinois | 30 | $ 6,420,000 | $ 214,000 | $ 92,000 |
| Maricopa County Arizona | 28 | $ 19,960,000 | $ 712,000 | $ 292,000 |
| Alameda County California | 28 | $ 19,030,000 | $ 679,000 | $ 232,000 |
| Lehigh County Pennsylvania | 28 | $ 4,990,000 | $ 178,000 | $ 77,000 |
| Polk County Iowa | 27 | $ 6,805,000 | $ 252,000 | $ 121,000 |
| Collin County Texas | 27 | $ 16,805,000 | $ 622,000 | $ 319,000 |
| Sacramento County California | 26 | $ 10,390,000 | $ 399,000 | $ 158,000 |
| Travis County Texas | 24 | $ 16,630,000 | $ 692,000 | $ 258,000 |
| Miami-Dade County Florida | 23 | $ 13,145,000 | $ 571,000 | $ 219,000 |
| Allegheny County Pennsylvania | 23 | $ 5,695,000 | $ 247,000 | $ 118,000 |
| Providence County Rhode Island | 23 | $ 9,585,000 | $ 416,000 | $ 98,000 |
| Davidson County Tennessee | 23 | $ 7,565,000 | $ 328,000 | $ 331,000 |
| Hillsborough County Florida | 20 | $ 7,860,000 | $ 393,000 | $ 205,000 |
| Dallas County Texas | 20 | $ 6,390,000 | $ 319,000 | $ 230,000 |
| Placer County California | 19 | $ 10,665,000 | $ 561,000 | $ 235,000 |
| Orange County Florida | 19 | $ 10,425,000 | $ 548,000 | $ 276,000 |
| Williamson County Texas | 19 | $ 8,655,000 | $ 455,000 | $ 193,000 |
| Tarrant County Texas | 18 | $ 6,990,000 | $ 388,000 | $ 251,000 |
| St. Lucie County Florida | 17 | $ 5,635,000 | $ 331,000 | $ 134,000 |
| Gwinnett County Georgia | 17 | $ 6,375,000 | $ 375,000 | $ 140,000 |
| San Mateo County California | 16 | $ 15,750,000 | $ 984,000 | $ 393,000 |
| Tulare County California | 16 | $ 4,930,000 | $ 308,000 | $ 145,000 |
| DeKalb County Georgia | 16 | $ 5,070,000 | $ 316,000 | $ 122,000 |
| Clark County Nevada | 16 | $ 9,260,000 | $ 578,000 | $ 653,000 |
| Bergen County New Jersey | 15 | $ 8,055,000 | $ 537,000 | $ 224,000 |
| Fort Bend County Texas | 15 | $ 5,385,000 | $ 359,000 | $ 140,000 |
| Pinellas County Florida | 14 | $ 4,750,000 | $ 339,000 | $ 123,000 |
| Bexar County Texas | 14 | $ 3,150,000 | $ 225,000 | $ 120,000 |
| Fulton County Georgia | 13 | $ 9,855,000 | $ 758,000 | $ 395,000 |
| Prince William County Virginia | 13 | $ 7,055,000 | $ 542,000 | $ 147,000 |
| Arapahoe County Colorado | 12 | $ 7,890,000 | $ 657,000 | $ 262,000 |
| Lee County Florida | 12 | $ 5,190,000 | $ 432,000 | $ 120,000 |
| Denton County Texas | 12 | $ 7,940,000 | $ 661,000 | $ 251,000 |
| Solano County California | 11 | $ 4,565,000 | $ 415,000 | $ 242,000 |
| Ventura County California | 11 | $ 9,315,000 | $ 846,000 | $ 338,000 |
| Martin County Florida | 11 | $ 4,245,000 | $ 385,000 | $ 214,000 |
| Volusia County Florida | 11 | $ 2,585,000 | $ 235,000 | $ 73,000 |
| Denver County Colorado | 10 | $ 5,110,000 | $ 511,000 | $ 160,000 |
| Brevard County Florida | 10 | $ 3,920,000 | $ 392,000 | $ 715,000 |
| Marion County Florida | 10 | $ 1,850,000 | $ 185,000 | $ 71,000 |
| Multnomah County Oregon | 10 | $ 4,740,000 | $ 474,000 | $ 169,000 |
| Hays County Texas | 10 | $ 3,290,000 | $ 329,000 | $ 137,000 |
| Fairfax County Virginia | 10 | $ 6,420,000 | $ 642,000 | $ 194,000 |
| King County Washington | 10 | $ 8,520,000 | $ 852,000 | $ 457,000 |
| Sonoma County California | 9 | $ 5,355,000 | $ 595,000 | $ 213,000 |
| El Paso County Colorado | 9 | $ 3,345,000 | $ 371,000 | $ 166,000 |
| Pasco County Florida | 9 | $ 3,865,000 | $ 429,000 | $ 225,000 |
| Middlesex County Massachusetts | 9 | $ 4,075,000 | $ 452,000 | $ 166,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,905,000 | $ 211,000 | $ 62,000 |
| Montgomery County Texas | 9 | $ 3,735,000 | $ 415,000 | $ 148,000 |
| Osceola County Florida | 8 | $ 2,900,000 | $ 362,000 | $ 100,000 |
| Essex County Massachusetts | 8 | $ 3,280,000 | $ 410,000 | $ 153,000 |
| Hampden County Massachusetts | 8 | $ 2,430,000 | $ 303,000 | $ 84,000 |
| Worcester County Massachusetts | 8 | $ 2,740,000 | $ 342,000 | $ 205,000 |
| Middlesex County New Jersey | 8 | $ 4,970,000 | $ 621,000 | $ 231,000 |
| Pima County Arizona | 7 | $ 1,985,000 | $ 283,000 | $ 110,000 |
| San Francisco County California | 7 | $ 5,985,000 | $ 855,000 | $ 219,000 |
| Sarasota County Florida | 7 | $ 1,895,000 | $ 270,000 | $ 85,000 |
| Cobb County Georgia | 7 | $ 2,115,000 | $ 302,000 | $ 109,000 |
| Henry County Georgia | 7 | $ 2,725,000 | $ 389,000 | $ 105,000 |
| Suffolk County Massachusetts | 7 | $ 5,505,000 | $ 786,000 | $ 347,000 |
| Seminole County Florida | 6 | $ 1,550,000 | $ 258,000 | $ 99,000 |
| Howard County Maryland | 6 | $ 4,980,000 | $ 830,000 | $ 291,000 |
| Montgomery County Maryland | 6 | $ 3,220,000 | $ 536,000 | $ 246,000 |
| Barnstable County Massachusetts | 6 | $ 2,510,000 | $ 418,000 | $ 398,000 |
| Plymouth County Massachusetts | 6 | $ 3,280,000 | $ 546,000 | $ 116,000 |
| Wayne County Michigan | 6 | $ 930,000 | $ 155,000 | $ 61,000 |
| Brazoria County Texas | 6 | $ 1,410,000 | $ 235,000 | $ 86,000 |
| Randall County Texas | 6 | $ 2,160,000 | $ 360,000 | $ 138,000 |
| Loudoun County Virginia | 6 | $ 3,220,000 | $ 536,000 | $ 152,000 |
| Pierce County Washington | 6 | $ 3,430,000 | $ 571,000 | $ 604,000 |
| Santa Cruz County California | 5 | $ 6,435,000 | $ 1,287,000 | $ 308,000 |
| Adams County Colorado | 5 | $ 1,505,000 | $ 301,000 | $ 85,000 |
| Boulder County Colorado | 5 | $ 4,615,000 | $ 923,000 | $ 386,000 |
| Jefferson County Colorado | 5 | $ 2,275,000 | $ 455,000 | $ 197,000 |
| Duval County Florida | 5 | $ 1,635,000 | $ 327,000 | $ 796,000 |
| DuPage County Illinois | 5 | $ 3,295,000 | $ 659,000 | $ 306,000 |
| Lake County Illinois | 5 | $ 1,455,000 | $ 291,000 | $ 122,000 |
| Will County Illinois | 5 | $ 1,305,000 | $ 261,000 | $ 136,000 |
| Prince George's County Maryland | 5 | $ 1,955,000 | $ 391,000 | $ 101,000 |
| Midland County Texas | 5 | $ 1,555,000 | $ 311,000 | $ 213,000 |
| Snohomish County Washington | 5 | $ 2,295,000 | $ 459,000 | $ 150,000 |
| Kings County California | 4 | $ 940,000 | $ 235,000 | $ 289,000 |
| Madera County California | 4 | $ 2,180,000 | $ 545,000 | $ 247,000 |
| Monterey County California | 4 | $ 2,710,000 | $ 677,000 | $ 362,000 |
| Bay County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 140,000 |
| Indian River County Florida | 4 | $ 1,610,000 | $ 402,000 | $ 755,000 |
| Manatee County Florida | 4 | $ 3,380,000 | $ 845,000 | $ 328,000 |
| Polk County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 117,000 |
| Cherokee County Georgia | 4 | $ 1,900,000 | $ 475,000 | $ 520,000 |
| Forsyth County Georgia | 4 | $ 2,260,000 | $ 565,000 | $ 249,000 |
| Thomas County Georgia | 4 | $ 670,000 | $ 167,000 | $ 0 |
| Dallas County Iowa | 4 | $ 820,000 | $ 205,000 | $ 92,000 |
| Anne Arundel County Maryland | 4 | $ 1,760,000 | $ 440,000 | $ 150,000 |
| Baltimore County Maryland | 4 | $ 3,030,000 | $ 757,000 | $ 834,000 |
| Norfolk County Massachusetts | 4 | $ 2,170,000 | $ 542,000 | $ 162,000 |
| Burlington County New Jersey | 4 | $ 1,530,000 | $ 382,000 | $ 181,000 |
| Somerset County New Jersey | 4 | $ 2,700,000 | $ 675,000 | $ 232,000 |
| Mecklenburg County North Carolina | 4 | $ 1,610,000 | $ 402,000 | $ 199,000 |
| Westmoreland County Pennsylvania | 4 | $ 580,000 | $ 145,000 | $ 85,000 |
| Horry County South Carolina | 4 | $ 970,000 | $ 242,000 | $ 158,000 |
| Sumner County Tennessee | 4 | $ 1,640,000 | $ 410,000 | $ 160,000 |
| El Paso County Texas | 4 | $ 840,000 | $ 210,000 | $ 58,000 |
| Galveston County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 77,000 |
| Salt Lake County Utah | 4 | $ 2,240,000 | $ 560,000 | $ 211,000 |
| Kitsap County Washington | 4 | $ 1,850,000 | $ 462,000 | $ 151,000 |
| Cochise County Arizona | 3 | $ 575,000 | $ 191,000 | $ 60,000 |
| El Dorado County California | 3 | $ 1,735,000 | $ 578,000 | $ 182,000 |
| Imperial County California | 3 | $ 705,000 | $ 235,000 | $ 120,000 |
| San Luis Obispo County California | 3 | $ 2,865,000 | $ 955,000 | $ 690,000 |
| Santa Barbara County California | 3 | $ 3,385,000 | $ 1,128,000 | $ 202,000 |
| Stanislaus County California | 3 | $ 1,405,000 | $ 468,000 | $ 119,000 |
| Eagle County Colorado | 3 | $ 1,825,000 | $ 608,000 | $ 2,142,000 |
| Mesa County Colorado | 3 | $ 875,000 | $ 291,000 | $ 86,000 |
| Summit County Colorado | 3 | $ 4,815,000 | $ 1,605,000 | $ 650,000 |
| District of Columbia County District Of Columbia | 3 | $ 895,000 | $ 298,000 | $ 2,000 |
| Lake County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 336,000 |
| Okeechobee County Florida | 3 | $ 815,000 | $ 271,000 | $ 72,000 |
| Chatham County Georgia | 3 | $ 785,000 | $ 261,000 | $ 106,000 |
| Clayton County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 128,000 |
| Hall County Georgia | 3 | $ 755,000 | $ 251,000 | $ 86,000 |
| Paulding County Georgia | 3 | $ 725,000 | $ 241,000 | $ 98,000 |
| Kane County Illinois | 3 | $ 865,000 | $ 288,000 | $ 126,000 |
| Kendall County Illinois | 3 | $ 1,045,000 | $ 348,000 | $ 269,000 |
| Charles County Maryland | 3 | $ 1,385,000 | $ 461,000 | $ 142,000 |
| Washoe County Nevada | 3 | $ 1,375,000 | $ 458,000 | $ 241,000 |
| Hillsborough County New Hampshire | 3 | $ 965,000 | $ 321,000 | $ 120,000 |
| Merrimack County New Hampshire | 3 | $ 1,175,000 | $ 391,000 | $ 111,000 |
| Ocean County New Jersey | 3 | $ 1,575,000 | $ 525,000 | $ 182,000 |
| Fayette County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 64,000 |
| Northampton County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 48,000 |
| Kent County Rhode Island | 3 | $ 1,005,000 | $ 335,000 | $ 89,000 |
| Charleston County South Carolina | 3 | $ 1,635,000 | $ 545,000 | $ 262,000 |
| Shelby County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 94,000 |
| Cameron County Texas | 3 | $ 985,000 | $ 328,000 | $ 204,000 |
| Weber County Utah | 3 | $ 2,425,000 | $ 808,000 | $ 364,000 |
| Stafford County Virginia | 3 | $ 1,465,000 | $ 488,000 | $ 130,000 |
| Kittitas County Washington | 3 | $ 1,975,000 | $ 658,000 | $ 318,000 |
| Baldwin County Alabama | 2 | $ 1,760,000 | $ 880,000 | $ 0 |
| Pinal County Arizona | 2 | $ 1,150,000 | $ 575,000 | $ 176,000 |
| Marin County California | 2 | $ 1,390,000 | $ 695,000 | $ 267,000 |
| Nevada County California | 2 | $ 1,270,000 | $ 635,000 | $ 370,000 |
| San Joaquin County California | 2 | $ 1,500,000 | $ 750,000 | $ 190,000 |
| Siskiyou County California | 2 | $ 710,000 | $ 355,000 | $ 61,000 |
| Sutter County California | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Tehama County California | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Douglas County Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 206,000 |
| Larimer County Colorado | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| Pueblo County Colorado | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Routt County Colorado | 2 | $ 1,740,000 | $ 870,000 | $ 364,000 |
| Escambia County Florida | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Hernando County Florida | 2 | $ 850,000 | $ 425,000 | $ 191,000 |
| Highlands County Florida | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| Leon County Florida | 2 | $ 450,000 | $ 225,000 | $ 493,000 |
| Santa Rosa County Florida | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 860,000 | $ 430,000 | $ 1,879,000 |
| Bartow County Georgia | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Douglas County Georgia | 2 | $ 940,000 | $ 470,000 | $ 131,000 |
| Jackson County Georgia | 2 | $ 540,000 | $ 270,000 | $ 38,000 |
| Walton County Georgia | 2 | $ 800,000 | $ 400,000 | $ 94,000 |
| Canyon County Idaho | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| Decatur County Iowa | 2 | $ 670,000 | $ 335,000 | $ 139,000 |
| Baltimore City County Maryland | 2 | $ 240,000 | $ 120,000 | $ 9,000 |
| Frederick County Maryland | 2 | $ 1,380,000 | $ 690,000 | $ 251,000 |
| Worcester County Maryland | 2 | $ 970,000 | $ 485,000 | $ 18,000 |
| Bristol County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 104,000 |
| Hennepin County Minnesota | 2 | $ 890,000 | $ 445,000 | $ 241,000 |
| Rock County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 179,000 |
| Washington County Minnesota | 2 | $ 1,760,000 | $ 880,000 | $ 367,000 |
| Atlantic County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 5,000 |
| Camden County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 144,000 |
| Essex County New Jersey | 2 | $ 1,130,000 | $ 565,000 | $ 176,000 |
| Monmouth County New Jersey | 2 | $ 1,480,000 | $ 740,000 | $ 262,000 |
| Pitt County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Wake County North Carolina | 2 | $ 1,070,000 | $ 535,000 | $ 606,000 |
| Delaware County Ohio | 2 | $ 1,370,000 | $ 685,000 | $ 19,000 |
| Fairfield County Ohio | 2 | $ 440,000 | $ 220,000 | $ 37,000 |
| Franklin County Ohio | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Hocking County Ohio | 2 | $ 430,000 | $ 215,000 | $ 5,000 |
| Clackamas County Oregon | 2 | $ 1,320,000 | $ 660,000 | $ 195,000 |
| Washington County Oregon | 2 | $ 870,000 | $ 435,000 | $ 125,000 |
| Monroe County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Washington County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Berkeley County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 97,000 |
| Greenville County South Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 196,000 |
| Hawkins County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 161,000 |
| Lewis County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| Bell County Texas | 2 | $ 510,000 | $ 255,000 | $ 122,000 |
| Ector County Texas | 2 | $ 670,000 | $ 335,000 | $ 286,000 |
| Ellis County Texas | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Henderson County Texas | 2 | $ 1,870,000 | $ 935,000 | $ 372,000 |
| Johnson County Texas | 2 | $ 340,000 | $ 170,000 | $ 76,000 |
| Potter County Texas | 2 | $ 700,000 | $ 350,000 | $ 113,000 |
| Rusk County Texas | 2 | $ 780,000 | $ 390,000 | $ 938,000 |
| Waller County Texas | 2 | $ 860,000 | $ 430,000 | $ 85,000 |
| Uintah County Utah | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Manassas County Virginia | 2 | $ 1,070,000 | $ 535,000 | $ 146,000 |
| Lewis County Washington | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Thurston County Washington | 2 | $ 770,000 | $ 385,000 | $ 117,000 |
| Coffee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Houston County Alabama | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Jefferson County Alabama | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Shelby County Alabama | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Coconino County Arizona | 1 | $ 855,000 | $ 855,000 | $ 653,000 |
| Mohave County Arizona | 1 | $ 245,000 | $ 245,000 | $ 3,000 |
| Calaveras County California | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Humboldt County California | 1 | $ 595,000 | $ 595,000 | $ 456,000 |
| Merced County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Mono County California | 1 | $ 605,000 | $ 605,000 | $ 311,000 |
| Napa County California | 1 | $ 1,455,000 | $ 1,455,000 | $ 618,000 |
| Plumas County California | 1 | $ 535,000 | $ 535,000 | $ 507,000 |
| Yuba County California | 1 | $ 425,000 | $ 425,000 | $ 119,000 |
| Chaffee County Colorado | 1 | $ 285,000 | $ 285,000 | $ 217,000 |
| Clear Creek County Colorado | 1 | $ 615,000 | $ 615,000 | $ 208,000 |
| Grand County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 499,000 |
| Gunnison County Colorado | 1 | $ 915,000 | $ 915,000 | $ 217,000 |
| Las Animas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Teller County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| New London County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Windham County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 0 |
| New Castle County Delaware | 1 | $ 475,000 | $ 475,000 | $ 246,000 |
| Alachua County Florida | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 241,000 |
| Clay County Florida | 1 | $ 435,000 | $ 435,000 | $ 158,000 |
| Collier County Florida | 1 | $ 605,000 | $ 605,000 | $ 276,000 |
| Okaloosa County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Wakulla County Florida | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
| Walton County Florida | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Banks County Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Carroll County Georgia | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| Dodge County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayette County Georgia | 1 | $ 435,000 | $ 435,000 | $ 130,000 |
| Houston County Georgia | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Newton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Richmond County Georgia | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Sumter County Georgia | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Whitfield County Georgia | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Bannock County Idaho | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Blaine County Idaho | 1 | $ 1,085,000 | $ 1,085,000 | $ 456,000 |
| Gem County Idaho | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Kootenai County Idaho | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Grundy County Illinois | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Madison County Illinois | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Jasper County Iowa | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Jones County Iowa | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Mahaska County Iowa | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Story County Iowa | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Wapello County Iowa | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Warren County Iowa | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Casey County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 279,000 |
| Garrard County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Jefferson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Shelby County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 399,000 |
| Queen Anne's County Maryland | 1 | $ 525,000 | $ 525,000 | $ 136,000 |
| Washington County Maryland | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Genesee County Michigan | 1 | $ 1,185,000 | $ 1,185,000 | $ 519,000 |
| Livingston County Michigan | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Oakland County Michigan | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,907,000 |
| Ottawa County Michigan | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Anoka County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Sherburne County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Carson City County Nevada | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Churchill County Nevada | 1 | $ 335,000 | $ 335,000 | $ 217,000 |
| Lyon County Nevada | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Belknap County New Hampshire | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| Strafford County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Gloucester County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 141,000 |
| Salem County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Union County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Warren County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| Brunswick County North Carolina | 1 | $ 895,000 | $ 895,000 | $ 379,000 |
| Catawba County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Currituck County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Durham County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 93,000 |
| Franklin County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Gaston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Jackson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 2,000 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Union County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Cuyahoga County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 605,000 | $ 605,000 | $ 299,000 |
| Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Lane County Oregon | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Bucks County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Butler County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Clearfield County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Dauphin County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Clarendon County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Oconee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Richland County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Sumter County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Hickman County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Maury County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Robertson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Rutherford County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
| White County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 262,000 |
| Wilson County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 146,000 |
| Atascosa County Texas | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Brown County Texas | 1 | $ 355,000 | $ 355,000 | $ 28,000 |
| Burnet County Texas | 1 | $ 415,000 | $ 415,000 | $ 310,000 |
| Gaines County Texas | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Gray County Texas | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Grayson County Texas | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Hunt County Texas | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Kaufman County Texas | 1 | $ 465,000 | $ 465,000 | $ 129,000 |
| Kleberg County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lubbock County Texas | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| McLennan County Texas | 1 | $ 215,000 | $ 215,000 | $ 1,000 |
| Nueces County Texas | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Palo Pinto County Texas | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Parker County Texas | 1 | $ 825,000 | $ 825,000 | $ 429,000 |
| Val Verde County Texas | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Webb County Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 320,000 |
| Wood County Texas | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Davis County Utah | 1 | $ 985,000 | $ 985,000 | $ 229,000 |
| Duchesne County Utah | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Utah County Utah | 1 | $ 585,000 | $ 585,000 | $ 159,000 |
| Wasatch County Utah | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Fauquier County Virginia | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Frederick County Virginia | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Northumberland County Virginia | 1 | $ 525,000 | $ 525,000 | $ 142,000 |
| Portsmouth County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 415,000 | $ 415,000 | $ 1,459,000 |
| Spotsylvania County Virginia | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Pacific County Washington | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Skagit County Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Spokane County Washington | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,670 | $882,630,000 | $528,000 | $3,155,000 | $234,000 | $3,549,000 |
| Cash-out Refinancing | 498 | $202,330,000 | $406,000 | $2,765,000 | $176,000 | $3,640,000 |
| Refinancing | 137 | $76,225,000 | $556,000 | $2,005,000 | $305,000 | $3,142,000 |
| Home Improvement | 1 | $355,000 | $355,000 | $355,000 | $4,000 | $4,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 854 | $452,310,000 | $529,000 | $3,155,000 | $268,000 | $3,640,000 |
| Asian | 479 | $264,365,000 | $551,000 | $2,475,000 | $226,000 | $3,190,000 |
| Hispanic | 394 | $163,070,000 | $413,000 | $2,005,000 | $153,000 | $1,463,000 |
| Not Provided | 380 | $198,200,000 | $521,000 | $3,005,000 | $245,000 | $3,207,000 |
| Black or African American | 184 | $77,410,000 | $420,000 | $1,905,000 | $160,000 | $2,243,000 |
| American Indian or Alaskan Native | 9 | $3,305,000 | $367,000 | $855,000 | $238,000 | $769,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,880,000 | $480,000 | $905,000 | $193,000 | $591,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,924 | $1,017,210,000 | $528,000 | $3,155,000 | $253,000 | $3,640,000 |
| FHA-insured (Federal Housing Administration) | 346 | $128,700,000 | $371,000 | $1,085,000 | $110,000 | $635,000 |
| VA-guaranteed (Veterans Administration) | 36 | $15,630,000 | $434,000 | $1,245,000 | $121,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,333 | $649,045,000 | $486,000 | $3,155,000 | $235,000 | $3,549,000 |
| Application Withdrawn By Applicant | 672 | $348,890,000 | $519,000 | $2,765,000 | $224,000 | $3,640,000 |
| Application Denied By Financial Institution | 191 | $102,755,000 | $537,000 | $2,535,000 | $194,000 | $3,190,000 |
| File Closed For Incompleteness | 82 | $46,930,000 | $572,000 | $2,655,000 | $204,000 | $1,553,000 |
| Preapproval Approved but not Accepted | 17 | $9,205,000 | $541,000 | $1,055,000 | $160,000 | $417,000 |
| Application Approved But Not Accepted | 8 | $3,220,000 | $402,000 | $655,000 | $113,000 | $173,000 |
| Preapproval Denied by Financial Institution | 3 | $1,495,000 | $498,000 | $905,000 | $116,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,112 | $1,057,290,000 | $500,000 | $3,155,000 | $229,000 | $3,640,000 |
| Debt-To-Income Ratio | 66 | $44,200,000 | $669,000 | $2,245,000 | $147,000 | $770,000 |
| Collateral | 35 | $16,195,000 | $462,000 | $1,445,000 | $347,000 | $3,190,000 |
| Other | 35 | $19,815,000 | $566,000 | $2,535,000 | $253,000 | $960,000 |
| Credit History | 29 | $10,875,000 | $375,000 | $1,205,000 | $120,000 | $565,000 |
| Unverifiable Information | 19 | $8,345,000 | $439,000 | $1,295,000 | $141,000 | $431,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,505,000 | $501,000 | $1,255,000 | $255,000 | $576,000 |
| Employment History | 4 | $1,810,000 | $452,000 | $845,000 | $100,000 | $259,000 |
| Credit Application Incomplete | 1 | $505,000 | $505,000 | $505,000 | $286,000 | $286,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.