Keybank National Association Mortgage Lending & HMDA Data, 2024

In 2024, Keybank National Association of Cleveland, OH reported 15,901 mortgage applications totaling $3.9 billion, down 32% from 2023. The average application was for $248,230, and applicants reported an average income of $140,899. 52% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (1,505), Cleveland, OH (1,492) and Seattle-Bellevue-Everett, WA (719) (applications in parentheses).

Mortgage Company & Address Keybank National Association
127 Public Square
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 15,901
Total Mortgage Loan Application Amount $3,947,115,000
Average Mortgage Loan Application Amount $248,230
Highest Mortgage Loan Application Amount $42,955,000
Average Applicant Income $140,899
Highest Applicant Income $6,042,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 1,250 $ 238,480,000 $ 190,784 $ 125,000
Cuyahoga, Ohio 1,073 $ 132,695,000 $ 123,667 $ 132,000
King, Washington 719 $ 498,365,000 $ 693,136 $ 275,000
Monroe, New York 374 $ 56,930,000 $ 152,219 $ 100,000
Lucas, Ohio 357 $ 62,095,000 $ 173,935 $ 86,000
Onondaga, New York 288 $ 45,720,000 $ 158,750 $ 114,000
Pierce, Washington 285 $ 83,025,000 $ 291,315 $ 150,000
Capitol Planning Region, Connecticut 268 $ 37,960,000 $ 141,641 $ 130,000
Franklin, Ohio 260 $ 57,660,000 $ 221,769 $ 119,000
Niagara, New York 255 $ 38,185,000 $ 149,745 $ 95,000
Snohomish, Washington 241 $ 112,555,000 $ 467,033 $ 198,000
Allegheny, Pennsylvania 221 $ 28,935,000 $ 130,927 $ 111,000
South Central Connecticut Planning Region, Connecticut 208 $ 30,620,000 $ 147,211 $ 132,000
Summit, Ohio 199 $ 30,245,000 $ 151,984 $ 113,000
Marion, Indiana 192 $ 31,110,000 $ 162,031 $ 87,000
Albany, New York 188 $ 39,440,000 $ 209,787 $ 114,000
Stark, Ohio 186 $ 24,000,000 $ 129,032 $ 94,000
Lake, Ohio 147 $ 20,155,000 $ 137,108 $ 101,000
Montgomery, Pennsylvania 145 $ 23,555,000 $ 162,448 $ 117,000
Salt Lake, Utah 138 $ 72,920,000 $ 528,405 $ 188,000
Multnomah, Oregon 129 $ 42,655,000 $ 330,658 $ 171,000
Saratoga, New York 127 $ 30,465,000 $ 239,881 $ 181,000
Oneida, New York 119 $ 18,495,000 $ 155,420 $ 81,000
Clackamas, Oregon 118 $ 45,130,000 $ 382,457 $ 207,000
Hamilton, Ohio 117 $ 46,365,000 $ 396,282 $ 160,000
Orange, New York 116 $ 24,130,000 $ 208,017 $ 150,000
Lorain, Ohio 116 $ 18,700,000 $ 161,206 $ 119,000
Rockland, New York 111 $ 25,575,000 $ 230,405 $ 170,000
Washington, Oregon 111 $ 32,515,000 $ 292,927 $ 174,000
Cumberland, Maine 110 $ 29,530,000 $ 268,454 $ 165,000
Marion, Oregon 110 $ 28,090,000 $ 255,363 $ 110,000
Yakima, Washington 109 $ 19,165,000 $ 175,825 $ 91,000
Chautauqua, New York 106 $ 11,220,000 $ 105,849 $ 79,000
Schenectady, New York 105 $ 19,075,000 $ 181,666 $ 87,000
Hamilton, Indiana 104 $ 25,770,000 $ 247,788 $ 168,000
Rensselaer, New York 103 $ 17,375,000 $ 168,689 $ 110,000
Columbia, New York 100 $ 19,190,000 $ 191,900 $ 123,000
Erie, Ohio 91 $ 13,225,000 $ 145,329 $ 85,000
Ada, Idaho 89 $ 35,705,000 $ 401,179 $ 228,000
Westmoreland, Pennsylvania 89 $ 8,185,000 $ 91,966 $ 82,000
Arapahoe, Colorado 88 $ 20,090,000 $ 228,295 $ 159,000
Madison, Indiana 85 $ 9,365,000 $ 110,176 $ 77,000
Montgomery, Ohio 84 $ 21,030,000 $ 250,357 $ 129,000
Dutchess, New York 81 $ 19,965,000 $ 246,481 $ 141,000
Thurston, Washington 81 $ 24,665,000 $ 304,506 $ 167,000
Aroostook, Maine 79 $ 11,235,000 $ 142,215 $ 92,000
Oswego, New York 78 $ 9,990,000 $ 128,076 $ 94,000
Monroe, Michigan 73 $ 12,115,000 $ 165,958 $ 85,000
Clark, Washington 73 $ 25,585,000 $ 350,479 $ 190,000
St. Joseph, Indiana 72 $ 8,740,000 $ 121,388 $ 111,000
Cayuga, New York 72 $ 9,790,000 $ 135,972 $ 86,000
Westchester, New York 72 $ 27,660,000 $ 384,166 $ 246,000
Wood, Ohio 72 $ 12,010,000 $ 166,805 $ 117,000
Adams, Colorado 64 $ 14,880,000 $ 232,500 $ 113,000
Chester, Pennsylvania 64 $ 10,720,000 $ 167,500 $ 138,000
Elkhart, Indiana 63 $ 8,205,000 $ 130,238 $ 85,000
Broome, New York 63 $ 7,145,000 $ 113,412 $ 87,000
Western Connecticut Planning Region, Connecticut 62 $ 25,620,000 $ 413,225 $ 244,000
Linn, Oregon 61 $ 12,165,000 $ 199,426 $ 87,000
Denver, Colorado 58 $ 19,130,000 $ 329,827 $ 192,000
Penobscot, Maine 58 $ 9,940,000 $ 171,379 $ 94,000
Matanuska-Susitna, Alaska 57 $ 11,005,000 $ 193,070 $ 111,000
Huron, Ohio 57 $ 6,975,000 $ 122,368 $ 75,000
Hampden, Massachusetts 56 $ 8,580,000 $ 153,214 $ 96,000
Washtenaw, Michigan 56 $ 8,780,000 $ 156,785 $ 112,000
Genesee, New York 56 $ 7,190,000 $ 128,392 $ 91,000
Portage, Ohio 55 $ 8,815,000 $ 160,272 $ 95,000
Lane, Oregon 55 $ 12,105,000 $ 220,090 $ 130,000
Lenawee, Michigan 54 $ 6,760,000 $ 125,185 $ 130,000
Anchorage, Alaska 52 $ 9,830,000 $ 189,038 $ 150,000
St. Lawrence, New York 52 $ 4,750,000 $ 91,346 $ 85,000
Ashtabula, Ohio 52 $ 5,940,000 $ 114,230 $ 72,000
Geauga, Ohio 52 $ 11,110,000 $ 213,653 $ 135,000
Medina, Ohio 52 $ 9,850,000 $ 189,423 $ 137,000
Bucks, Pennsylvania 52 $ 10,710,000 $ 205,961 $ 153,000
Jefferson, Colorado 51 $ 13,445,000 $ 263,627 $ 179,000
Mahoning, Ohio 51 $ 6,675,000 $ 130,882 $ 103,000
Kitsap, Washington 50 $ 15,080,000 $ 301,600 $ 269,000
Whatcom, Washington 49 $ 17,375,000 $ 354,591 $ 132,000
Lehigh, Pennsylvania 48 $ 8,750,000 $ 182,291 $ 132,000
Chittenden, Vermont 48 $ 10,290,000 $ 214,375 $ 135,000
Canyon, Idaho 47 $ 8,605,000 $ 183,085 $ 100,000
York, Maine 46 $ 10,780,000 $ 234,347 $ 145,000
Fulton, New York 46 $ 6,290,000 $ 136,739 $ 70,000
Butler, Ohio 46 $ 5,060,000 $ 110,000 $ 89,000
Kennebec, Maine 45 $ 5,245,000 $ 116,555 $ 91,000
Jefferson, New York 44 $ 7,330,000 $ 166,590 $ 112,000
Erie, Pennsylvania 44 $ 4,120,000 $ 93,636 $ 70,000
Howard, Indiana 43 $ 3,665,000 $ 85,232 $ 59,000
Ulster, New York 43 $ 9,855,000 $ 229,186 $ 149,000
Washington, Pennsylvania 42 $ 6,180,000 $ 147,142 $ 96,000
Utah, Utah 42 $ 16,970,000 $ 404,047 $ 317,000
Douglas, Colorado 40 $ 10,920,000 $ 273,000 $ 193,000
Montgomery, New York 39 $ 4,795,000 $ 122,948 $ 90,000
Delaware, Ohio 39 $ 11,925,000 $ 305,769 $ 191,000
Greene, New York 38 $ 5,630,000 $ 148,157 $ 87,000
Orleans, New York 38 $ 4,230,000 $ 111,315 $ 74,000
Fayette, Pennsylvania 38 $ 3,540,000 $ 93,157 $ 82,000
Lower Connecticut River Valley Planning Region, Connecticut 36 $ 7,170,000 $ 199,166 $ 141,000
Yamhill, Oregon 36 $ 11,680,000 $ 324,444 $ 128,000
Lewis, Washington 35 $ 7,995,000 $ 228,428 $ 133,000
Larimer, Colorado 34 $ 7,040,000 $ 207,058 $ 133,000
Clermont, Ohio 34 $ 5,340,000 $ 157,058 $ 106,000
Warren, Ohio 34 $ 7,310,000 $ 215,000 $ 191,000
Carbon, Pennsylvania 34 $ 4,010,000 $ 117,941 $ 85,000
Johnson, Indiana 33 $ 5,875,000 $ 178,030 $ 93,000
Shelby, Indiana 32 $ 4,460,000 $ 139,375 $ 80,000
Berks, Pennsylvania 32 $ 4,550,000 $ 142,187 $ 85,000
Waldo, Maine 31 $ 7,205,000 $ 232,419 $ 165,000
Richland, Ohio 31 $ 3,695,000 $ 119,193 $ 67,000
Kosciusko, Indiana 30 $ 7,890,000 $ 263,000 $ 148,000
Cortland, New York 30 $ 4,660,000 $ 155,333 $ 98,000
Warren, Pennsylvania 30 $ 3,000,000 $ 100,000 $ 74,000
Davis, Utah 29 $ 9,235,000 $ 318,448 $ 370,000
Skagit, Washington 29 $ 5,915,000 $ 203,965 $ 89,000
El Paso, Colorado 28 $ 8,410,000 $ 300,357 $ 171,000
Morgan, Indiana 28 $ 2,250,000 $ 80,357 $ 66,000
Cattaraugus, New York 28 $ 4,250,000 $ 151,785 $ 126,000
Mason, Washington 28 $ 5,360,000 $ 191,428 $ 135,000
Greater Bridgeport Planning Region, Connecticut 27 $ 7,345,000 $ 272,037 $ 155,000
Madison, New York 27 $ 3,365,000 $ 124,629 $ 77,000
Putnam, New York 27 $ 5,875,000 $ 217,592 $ 126,000
Wayne, New York 27 $ 3,775,000 $ 139,814 $ 95,000
Jackson, Oregon 27 $ 3,895,000 $ 144,259 $ 128,000
Benton, Washington 27 $ 6,285,000 $ 232,777 $ 134,000
Naugatuck Valley Planning Region, Connecticut 26 $ 5,430,000 $ 208,846 $ 102,000
Hendricks, Indiana 26 $ 4,630,000 $ 178,076 $ 104,000
Schoharie, New York 26 $ 5,040,000 $ 193,846 $ 111,000
Hood River, Oregon 26 $ 8,840,000 $ 340,000 $ 205,000
Northeastern Connecticut Planning Region, Connecticut 25 $ 3,225,000 $ 129,000 $ 130,000
Wayne, Michigan 25 $ 3,605,000 $ 144,200 $ 110,000
Clinton, New York 25 $ 2,595,000 $ 103,800 $ 90,000
Weber, Utah 25 $ 5,115,000 $ 204,600 $ 73,000
Clallam, Washington 25 $ 5,615,000 $ 224,600 $ 149,000
Grant, Washington 25 $ 3,655,000 $ 146,200 $ 134,000
Collier, Florida 24 $ 14,510,000 $ 604,583 $ 465,000
Grays Harbor, Washington 24 $ 7,020,000 $ 292,500 $ 156,000
Androscoggin, Maine 23 $ 3,645,000 $ 158,478 $ 87,000
Livingston, New York 23 $ 4,245,000 $ 184,565 $ 107,000
Greene, Ohio 23 $ 3,435,000 $ 149,347 $ 117,000
Deschutes, Oregon 23 $ 13,855,000 $ 602,391 $ 489,000
Maricopa, Arizona 22 $ 9,880,000 $ 449,090 $ 365,000
Oakland, Michigan 22 $ 6,140,000 $ 279,090 $ 131,000
Franklin, New York 22 $ 2,420,000 $ 110,000 $ 120,000
Sandusky, Ohio 22 $ 2,260,000 $ 102,727 $ 52,000
Otsego, New York 21 $ 3,145,000 $ 149,761 $ 130,000
Columbiana, Ohio 21 $ 1,695,000 $ 80,714 $ 79,000
Ottawa, Ohio 21 $ 4,945,000 $ 235,476 $ 138,000
Philadelphia, Pennsylvania 21 $ 5,445,000 $ 259,285 $ 139,000
Boone, Indiana 20 $ 3,460,000 $ 173,000 $ 117,000
Queens, New York 20 $ 8,660,000 $ 433,000 $ 190,000
Tompkins, New York 20 $ 5,780,000 $ 289,000 $ 215,000
Tooele, Utah 20 $ 3,350,000 $ 167,500 $ 112,000
Butler, Pennsylvania 19 $ 3,385,000 $ 178,157 $ 125,000
Northampton, Pennsylvania 19 $ 2,155,000 $ 113,421 $ 70,000
Bonneville, Idaho 18 $ 4,480,000 $ 248,888 $ 152,000
Polk, Oregon 18 $ 4,610,000 $ 256,111 $ 83,000
Summit, Utah 18 $ 7,320,000 $ 406,666 $ 311,000
San Juan, Washington 18 $ 5,350,000 $ 297,222 $ 152,000
Kenai Peninsula, Alaska 17 $ 2,405,000 $ 141,470 $ 96,000
Boulder, Colorado 17 $ 5,125,000 $ 301,470 $ 215,000
Broward, Florida 17 $ 10,855,000 $ 638,529 $ 324,000
Bingham, Idaho 17 $ 4,195,000 $ 246,764 $ 115,000
Fremont, Idaho 17 $ 3,285,000 $ 193,235 $ 205,000
Twin Falls, Idaho 17 $ 11,455,000 $ 673,823 $ 127,000
Hancock, Maine 17 $ 2,725,000 $ 160,294 $ 92,000
Kings, New York 17 $ 19,835,000 $ 1,166,764 $ 227,000
Ontario, New York 17 $ 2,695,000 $ 158,529 $ 155,000
Washington, New York 17 $ 2,695,000 $ 158,529 $ 113,000
Trumbull, Ohio 17 $ 2,365,000 $ 139,117 $ 68,000
Monroe, Pennsylvania 17 $ 1,705,000 $ 100,294 $ 78,000
Stevens, Washington 17 $ 2,415,000 $ 142,058 $ 108,000
Fairbanks North Star, Alaska 16 $ 2,020,000 $ 126,250 $ 110,000
Bannock, Idaho 16 $ 2,740,000 $ 171,250 $ 96,000
Bergen, New Jersey 16 $ 6,410,000 $ 400,625 $ 350,000
Nassau, New York 16 $ 7,150,000 $ 446,875 $ 219,000
Southeastern Connecticut Planning Region, Connecticut 15 $ 3,375,000 $ 225,000 $ 217,000
Marshall, Indiana 15 $ 1,525,000 $ 101,666 $ 79,000
Somerset, Maine 15 $ 1,765,000 $ 117,666 $ 111,000
Fairfield, Ohio 15 $ 4,265,000 $ 284,333 $ 156,000
Fulton, Ohio 15 $ 2,065,000 $ 137,666 $ 82,000
Benton, Oregon 15 $ 6,625,000 $ 441,666 $ 167,000
Lee, Florida 14 $ 6,920,000 $ 494,285 $ 543,000
Sarasota, Florida 14 $ 7,380,000 $ 527,142 $ 411,000
Clark, Ohio 14 $ 1,560,000 $ 111,428 $ 82,000
Manatee, Florida 13 $ 7,115,000 $ 547,307 $ 337,000
Oxford, Maine 13 $ 1,635,000 $ 125,769 $ 81,000
Lewis, New York 13 $ 1,725,000 $ 132,692 $ 118,000
Sullivan, New York 13 $ 1,785,000 $ 137,307 $ 88,000
Pacific, Washington 13 $ 2,275,000 $ 175,000 $ 111,000
Cass, Michigan 12 $ 1,860,000 $ 155,000 $ 161,000
Clark, Nevada 12 $ 6,500,000 $ 541,666 $ 368,000
Addison, Vermont 12 $ 1,930,000 $ 160,833 $ 94,000
Jefferson, Idaho 11 $ 3,345,000 $ 304,090 $ 118,000
Steuben, Indiana 11 $ 1,015,000 $ 92,272 $ 63,000
Steuben, New York 11 $ 1,365,000 $ 124,090 $ 113,000
Wyoming, New York 11 $ 1,575,000 $ 143,181 $ 82,000
Seneca, Ohio 11 $ 725,000 $ 65,909 $ 46,000
Union, Ohio 11 $ 4,715,000 $ 428,636 $ 239,000
Beaver, Pennsylvania 11 $ 2,265,000 $ 205,909 $ 79,000
Cache, Utah 11 $ 3,085,000 $ 280,454 $ 127,000
Kodiak Island, Alaska 10 $ 1,630,000 $ 163,000 $ 86,000
Palm Beach, Florida 10 $ 5,260,000 $ 526,000 $ 573,000
Starke, Indiana 10 $ 960,000 $ 96,000 $ 80,000
Sagadahoc, Maine 10 $ 2,030,000 $ 203,000 $ 107,000
Warren, New York 10 $ 3,280,000 $ 328,000 $ 219,000
Schuylkill, Pennsylvania 10 $ 1,000,000 $ 100,000 $ 82,000
Franklin, Vermont 10 $ 2,000,000 $ 200,000 $ 141,000
Chelan, Washington 10 $ 4,600,000 $ 460,000 $ 182,000
Orange, California 9 $ 6,585,000 $ 731,666 $ 422,000
Cook, Illinois 9 $ 2,765,000 $ 307,222 $ 205,000
Hancock, Indiana 9 $ 1,015,000 $ 112,777 $ 133,000
Essex, New York 9 $ 1,945,000 $ 216,111 $ 167,000
Herkimer, New York 9 $ 1,395,000 $ 155,000 $ 205,000
Suffolk, New York 9 $ 7,795,000 $ 866,111 $ 272,000
Carroll, Ohio 9 $ 1,035,000 $ 115,000 $ 67,000
Defiance, Ohio 9 $ 1,025,000 $ 113,888 $ 59,000
Pike, Pennsylvania 9 $ 1,095,000 $ 121,666 $ 94,000
Rutland, Vermont 9 $ 1,935,000 $ 215,000 $ 356,000
Island, Washington 9 $ 1,935,000 $ 215,000 $ 117,000
Jefferson, Washington 9 $ 4,955,000 $ 550,555 $ 276,000
Okanogan, Washington 9 $ 2,245,000 $ 249,444 $ 151,000
Jerome, Idaho 8 $ 1,460,000 $ 182,500 $ 124,000
Piscataquis, Maine 8 $ 1,010,000 $ 126,250 $ 117,000
Middlesex, Massachusetts 8 $ 4,120,000 $ 515,000 $ 235,000
Livingston, Michigan 8 $ 2,400,000 $ 300,000 $ 170,000
New York, New York 8 $ 18,230,000 $ 2,278,750 $ 380,000
Wayne, Ohio 8 $ 1,350,000 $ 168,750 $ 98,000
Williams, Ohio 8 $ 550,000 $ 68,750 $ 45,000
Windham, Vermont 8 $ 1,570,000 $ 196,250 $ 114,000
Douglas, Washington 8 $ 3,160,000 $ 395,000 $ 169,000
Aleutians West, Alaska 7 $ 2,025,000 $ 289,285 $ 136,000
Broomfield, Colorado 7 $ 1,225,000 $ 175,000 $ 132,000
Northwest Hills Planning Region, Connecticut 7 $ 1,725,000 $ 246,428 $ 107,000
Orange, Florida 7 $ 5,585,000 $ 797,857 $ 313,000
Pinellas, Florida 7 $ 2,775,000 $ 396,428 $ 502,000
Cassia, Idaho 7 $ 925,000 $ 132,142 $ 89,000
Gem, Idaho 7 $ 1,065,000 $ 152,142 $ 81,000
Payette, Idaho 7 $ 10,045,000 $ 1,435,000 $ 73,000
Allegany, New York 7 $ 865,000 $ 123,571 $ 93,000
Wake, North Carolina 7 $ 6,765,000 $ 966,428 $ 302,000
Brown, Ohio 7 $ 565,000 $ 80,714 $ 114,000
Hancock, Ohio 7 $ 1,835,000 $ 262,142 $ 105,000
Licking, Ohio 7 $ 2,005,000 $ 286,428 $ 97,000
Morrow, Ohio 7 $ 1,615,000 $ 230,714 $ 116,000
Crawford, Pennsylvania 7 $ 665,000 $ 95,000 $ 97,000
Delaware, Pennsylvania 7 $ 1,065,000 $ 152,142 $ 163,000
Alameda, California 6 $ 4,180,000 $ 696,666 $ 363,000
San Francisco, California 6 $ 9,130,000 $ 1,521,666 $ 564,000
Flagler, Florida 6 $ 1,960,000 $ 326,666 $ 340,000
Marion, Florida 6 $ 1,400,000 $ 233,333 $ 135,000
Hawaii, Hawaii 6 $ 2,600,000 $ 433,333 $ 155,000
Madison, Idaho 6 $ 1,580,000 $ 263,333 $ 186,000
Delaware, Indiana 6 $ 1,080,000 $ 180,000 $ 56,000
Knox, Maine 6 $ 1,440,000 $ 240,000 $ 103,000
Hampshire, Massachusetts 6 $ 620,000 $ 103,333 $ 89,000
Morris, New Jersey 6 $ 7,850,000 $ 1,308,333 $ 271,000
Bronx, New York 6 $ 1,840,000 $ 306,666 $ 176,000
Josephine, Oregon 6 $ 990,000 $ 165,000 $ 91,000
Lincoln, Oregon 6 $ 2,190,000 $ 365,000 $ 281,000
Lancaster, Pennsylvania 6 $ 1,170,000 $ 195,000 $ 92,000
Beaufort, South Carolina 6 $ 3,840,000 $ 640,000 $ 384,000
Washington, Utah 6 $ 2,820,000 $ 470,000 $ 699,000
Spokane, Washington 6 $ 2,430,000 $ 405,000 $ 170,000
Juneau, Alaska 5 $ 755,000 $ 151,000 $ 165,000
Weld, Colorado 5 $ 1,505,000 $ 301,000 $ 157,000
Charlotte, Florida 5 $ 1,125,000 $ 225,000 $ 118,000
Miami-Dade, Florida 5 $ 4,425,000 $ 885,000 $ 444,000
Pasco, Florida 5 $ 3,205,000 $ 641,000 $ 433,000
Minidoka, Idaho 5 $ 595,000 $ 119,000 $ 131,000
Allen, Indiana 5 $ 1,825,000 $ 365,000 $ 203,000
Miami, Indiana 5 $ 505,000 $ 101,000 $ 59,000
Monroe, Indiana 5 $ 1,335,000 $ 267,000 $ 196,000
Boone, Kentucky 5 $ 805,000 $ 161,000 $ 158,000
Franklin, Maine 5 $ 685,000 $ 137,000 $ 64,000
Berrien, Michigan 5 $ 515,000 $ 103,000 $ 65,000
Jackson, Michigan 5 $ 25,145,000 $ 5,029,000 $ 84,000
St. Joseph, Michigan 5 $ 2,095,000 $ 419,000 $ 251,000
Hudson, New Jersey 5 $ 2,785,000 $ 557,000 $ 395,000
Passaic, New Jersey 5 $ 1,485,000 $ 297,000 $ 255,000
Bernalillo, New Mexico 5 $ 2,505,000 $ 501,000 $ 167,000
Delaware, New York 5 $ 625,000 $ 125,000 $ 67,000
Tioga, New York 5 $ 465,000 $ 93,000 $ 126,000
Douglas, Oregon 5 $ 895,000 $ 179,000 $ 64,000
Wasco, Oregon 5 $ 865,000 $ 173,000 $ 94,000
Horry, South Carolina 5 $ 2,055,000 $ 411,000 $ 118,000
Shelby, Tennessee 5 $ 715,000 $ 143,000 $ 233,000
Harris, Texas 5 $ 39,425,000 $ 7,885,000 $ 262,000
Franklin, Washington 5 $ 515,000 $ 103,000 $ 67,000
Klickitat, Washington 5 $ 1,805,000 $ 361,000 $ 141,000
Lincoln, Washington 5 $ 865,000 $ 173,000 $ 89,000
Placer, California 4 $ 3,760,000 $ 940,000 $ 596,000
Riverside, California 4 $ 2,960,000 $ 740,000 $ 462,000
District of Columbia, District Of Columbia 4 $ 3,900,000 $ 975,000 $ 675,000
Indian River, Florida 4 $ 1,330,000 $ 332,500 $ 151,000
Lake, Florida 4 $ 10,610,000 $ 2,652,500 $ 432,000
Okaloosa, Florida 4 $ 930,000 $ 232,500 $ 329,000
St. Lucie, Florida 4 $ 1,560,000 $ 390,000 $ 300,000
Maui, Hawaii 4 $ 2,160,000 $ 540,000 $ 427,000
Kootenai, Idaho 4 $ 1,690,000 $ 422,500 $ 234,000
Teton, Idaho 4 $ 2,110,000 $ 527,500 $ 223,000
Pulaski, Indiana 4 $ 270,000 $ 67,500 $ 60,000
Kenton, Kentucky 4 $ 1,000,000 $ 250,000 $ 125,000
Baltimore, Maryland 4 $ 2,120,000 $ 530,000 $ 228,000
Suffolk, Massachusetts 4 $ 1,290,000 $ 322,500 $ 146,000
Essex, New Jersey 4 $ 3,400,000 $ 850,000 $ 597,000
Monmouth, New Jersey 4 $ 1,970,000 $ 492,500 $ 432,000
Seneca, New York 4 $ 1,060,000 $ 265,000 $ 139,000
Mecklenburg, North Carolina 4 $ 2,050,000 $ 512,500 $ 180,000
Henry, Ohio 4 $ 570,000 $ 142,500 $ 50,000
Miami, Ohio 4 $ 630,000 $ 157,500 $ 134,000
Pickaway, Ohio 4 $ 350,000 $ 87,500 $ 109,000
Tuscarawas, Ohio 4 $ 480,000 $ 120,000 $ 70,000
Clatsop, Oregon 4 $ 1,300,000 $ 325,000 $ 215,000
Tillamook, Oregon 4 $ 1,570,000 $ 392,500 $ 195,000
Lawrence, Pennsylvania 4 $ 630,000 $ 157,500 $ 78,000
Mercer, Pennsylvania 4 $ 200,000 $ 50,000 $ 31,000
Somerset, Pennsylvania 4 $ 730,000 $ 182,500 $ 103,000
Venango, Pennsylvania 4 $ 200,000 $ 50,000 $ 157,000
Wasatch, Utah 4 $ 3,960,000 $ 990,000 $ 136,000
Grand Isle, Vermont 4 $ 520,000 $ 130,000 $ 83,000
Washington, Vermont 4 $ 770,000 $ 192,500 $ 115,000
Cowlitz, Washington 4 $ 1,350,000 $ 337,500 $ 95,000
Kittitas, Washington 4 $ 2,140,000 $ 535,000 $ 222,000
Ketchikan Gateway, Alaska 3 $ 805,000 $ 268,333 $ 92,000
Los Angeles, California 3 $ 2,325,000 $ 775,000 $ 154,000
Napa, California 3 $ 2,295,000 $ 765,000 $ 180,000
Santa Barbara, California 3 $ 2,085,000 $ 695,000 $ 307,000
Santa Clara, California 3 $ 4,145,000 $ 1,381,666 $ 406,000
Sonoma, California 3 $ 2,995,000 $ 998,333 $ 387,000
Elbert, Colorado 3 $ 595,000 $ 198,333 $ 176,000
Summit, Colorado 3 $ 4,525,000 $ 1,508,333 $ 911,000
Duval, Florida 3 $ 1,335,000 $ 445,000 $ 127,000
Osceola, Florida 3 $ 1,235,000 $ 411,666 $ 645,000
St. Johns, Florida 3 $ 1,605,000 $ 535,000 $ 227,000
Sumter, Florida 3 $ 925,000 $ 308,333 $ 181,000
Walton, Florida 3 $ 1,415,000 $ 471,666 $ 126,000
Bonner, Idaho 3 $ 2,505,000 $ 835,000 $ 239,000
Latah, Idaho 3 $ 1,195,000 $ 398,333 $ 265,000
Valley, Idaho 3 $ 865,000 $ 288,333 $ 244,000
Will, Illinois 3 $ 1,115,000 $ 371,666 $ 177,000
Carroll, Indiana 3 $ 225,000 $ 75,000 $ 99,000
Henry, Indiana 3 $ 295,000 $ 98,333 $ 199,000
LaPorte, Indiana 3 $ 575,000 $ 191,666 $ 116,000
Porter, Indiana 3 $ 365,000 $ 121,666 $ 127,000
Wabash, Indiana 3 $ 235,000 $ 78,333 $ 44,000
Clare, Michigan 3 $ 725,000 $ 241,666 $ 203,000
Hillsdale, Michigan 3 $ 275,000 $ 91,666 $ 74,000
St. Clair, Michigan 3 $ 425,000 $ 141,666 $ 96,000
Coos, New Hampshire 3 $ 945,000 $ 315,000 $ 328,000
Rockingham, New Hampshire 3 $ 675,000 $ 225,000 $ 258,000
Strafford, New Hampshire 3 $ 705,000 $ 235,000 $ 116,000
Ocean, New Jersey 3 $ 555,000 $ 185,000 $ 198,000
Richmond, New York 3 $ 1,075,000 $ 358,333 $ 100,000
Union, North Carolina 3 $ 845,000 $ 281,666 $ 113,000
Coshocton, Ohio 3 $ 475,000 $ 158,333 $ 105,000
Madison, Ohio 3 $ 615,000 $ 205,000 $ 102,000
Marion, Ohio 3 $ 535,000 $ 178,333 $ 147,000
Preble, Ohio 3 $ 855,000 $ 285,000 $ 93,000
Columbia, Oregon 3 $ 505,000 $ 168,333 $ 163,000
Coos, Oregon 3 $ 635,000 $ 211,666 $ 93,000
Jefferson, Oregon 3 $ 865,000 $ 288,333 $ 347,000
Armstrong, Pennsylvania 3 $ 405,000 $ 135,000 $ 139,000
Forest, Pennsylvania 3 $ 325,000 $ 108,333 $ 92,000
Bexar, Texas 3 $ 2,285,000 $ 761,666 $ 249,000
Tarrant, Texas 3 $ 645,000 $ 215,000 $ 338,000
Williamson, Texas 3 $ 825,000 $ 275,000 $ 347,000
Box Elder, Utah 3 $ 255,000 $ 85,000 $ 68,000
Lamoille, Vermont 3 $ 595,000 $ 198,333 $ 183,000
Laramie, Wyoming 3 $ 755,000 $ 251,666 $ 144,000
Pinal, Arizona 2 $ 540,000 $ 270,000 $ 138,000
Yavapai, Arizona 2 $ 1,310,000 $ 655,000 $ 308,000
Butte, California 2 $ 620,000 $ 310,000 $ 96,000
Fresno, California 2 $ 1,190,000 $ 595,000 $ 347,000
San Bernardino, California 2 $ 1,030,000 $ 515,000 $ 485,000
San Diego, California 2 $ 1,410,000 $ 705,000 $ 220,000
Solano, California 2 $ 650,000 $ 325,000 $ 198,000
Garfield, Colorado 2 $ 1,550,000 $ 775,000 $ 144,000
Logan, Colorado 2 $ 200,000 $ 100,000 $ 136,000
Alachua, Florida 2 $ 1,240,000 $ 620,000 $ 82,000
Escambia, Florida 2 $ 540,000 $ 270,000 $ 275,000
Hillsborough, Florida 2 $ 930,000 $ 465,000 $ 373,000
Monroe, Florida 2 $ 1,310,000 $ 655,000 $ 387,000
Cobb, Georgia 2 $ 730,000 $ 365,000 $ 304,000
DeKalb, Georgia 2 $ 870,000 $ 435,000 $ 218,000
Fulton, Georgia 2 $ 2,250,000 $ 1,125,000 $ 482,000
Walker, Georgia 2 $ 580,000 $ 290,000 $ 103,000
Honolulu, Hawaii 2 $ 1,100,000 $ 550,000 $ 244,000
Washington, Idaho 2 $ 430,000 $ 215,000 $ 89,000
Lake, Illinois 2 $ 1,380,000 $ 690,000 $ 403,000
McDonough, Illinois 2 $ 120,000 $ 60,000 $ 33,000
Bartholomew, Indiana 2 $ 330,000 $ 165,000 $ 110,000
Dearborn, Indiana 2 $ 820,000 $ 410,000 $ 113,000
Franklin, Indiana 2 $ 160,000 $ 80,000 $ 132,000
Huntington, Indiana 2 $ 70,000 $ 35,000 $ 25,000
Noble, Indiana 2 $ 270,000 $ 135,000 $ 208,000
Tipton, Indiana 2 $ 240,000 $ 120,000 $ 86,000
Vigo, Indiana 2 $ 160,000 $ 80,000 $ 146,000
Campbell, Kentucky 2 $ 80,000 $ 40,000 $ 75,000
Pulaski, Kentucky 2 $ 120,000 $ 60,000 $ 54,000
Lincoln, Maine 2 $ 390,000 $ 195,000 $ 168,000
Baltimore City, Maryland 2 $ 550,000 $ 275,000 $ 77,000
Garrett, Maryland 2 $ 1,530,000 $ 765,000 $ 551,000
Howard, Maryland 2 $ 360,000 $ 180,000 $ 243,000
Montgomery, Maryland 2 $ 1,110,000 $ 555,000 $ 165,000
Berkshire, Massachusetts 2 $ 440,000 $ 220,000 $ 161,000
Nantucket, Massachusetts 2 $ 2,910,000 $ 1,455,000 $ 596,000
Worcester, Massachusetts 2 $ 980,000 $ 490,000 $ 127,000
Antrim, Michigan 2 $ 1,270,000 $ 635,000 $ 551,000
Kent, Michigan 2 $ 680,000 $ 340,000 $ 171,000
Lake, Michigan 2 $ 280,000 $ 140,000 $ 173,000
Macomb, Michigan 2 $ 650,000 $ 325,000 $ 103,000
Saginaw, Michigan 2 $ 320,000 $ 160,000 $ 90,000
Boone, Missouri 2 $ 220,000 $ 110,000 $ 50,000
Pettis, Missouri 2 $ 310,000 $ 155,000 $ 0
Gallatin, Montana 2 $ 520,000 $ 260,000 $ 159,000
Cape May, New Jersey 2 $ 280,000 $ 140,000 $ 150,000
Sandoval, New Mexico 2 $ 1,020,000 $ 510,000 $ 168,000
Santa Fe, New Mexico 2 $ 1,100,000 $ 550,000 $ 340,000
Chenango, New York 2 $ 380,000 $ 190,000 $ 88,000
Hamilton, New York 2 $ 110,000 $ 55,000 $ 100,000
Schuyler, New York 2 $ 210,000 $ 105,000 $ 64,000
Yates, New York 2 $ 350,000 $ 175,000 $ 132,000
Brunswick, North Carolina 2 $ 260,000 $ 130,000 $ 190,000
Clinton, Ohio 2 $ 380,000 $ 190,000 $ 63,000
Hardin, Ohio 2 $ 190,000 $ 95,000 $ 78,000
Highland, Ohio 2 $ 220,000 $ 110,000 $ 169,000
Knox, Ohio 2 $ 1,310,000 $ 655,000 $ 206,000
Logan, Ohio 2 $ 420,000 $ 210,000 $ 294,000
Malheur, Oregon 2 $ 450,000 $ 225,000 $ 113,000
Wallowa, Oregon 2 $ 160,000 $ 80,000 $ 49,000
Bristol, Rhode Island 2 $ 750,000 $ 375,000 $ 99,000
Providence, Rhode Island 2 $ 1,420,000 $ 710,000 $ 347,000
Berkeley, South Carolina 2 $ 1,000,000 $ 500,000 $ 111,000
Dorchester, South Carolina 2 $ 390,000 $ 195,000 $ 59,000
Pickens, South Carolina 2 $ 330,000 $ 165,000 $ 460,000
Campbell, Tennessee 2 $ 1,010,000 $ 505,000 $ 240,000
Lawrence, Tennessee 2 $ 250,000 $ 125,000 $ 42,000
Brazoria, Texas 2 $ 17,780,000 $ 8,890,000 $ 0
Dallas, Texas 2 $ 570,000 $ 285,000 $ 531,000
El Paso, Texas 2 $ 480,000 $ 240,000 $ 112,000
Hidalgo, Texas 2 $ 4,000,000 $ 2,000,000 $ 39,000
Hunt, Texas 2 $ 110,000 $ 55,000 $ 50,000
Carbon, Utah 2 $ 260,000 $ 130,000 $ 36,000
Rich, Utah 2 $ 2,510,000 $ 1,255,000 $ 296,000
Bennington, Vermont 2 $ 790,000 $ 395,000 $ 348,000
Caledonia, Vermont 2 $ 110,000 $ 55,000 $ 14,000
Windsor, Vermont 2 $ 110,000 $ 55,000 $ 91,000
Lynchburg, Virginia 2 $ 790,000 $ 395,000 $ 132,000
Adams, Washington 2 $ 280,000 $ 140,000 $ 63,000
Ferry, Washington 2 $ 420,000 $ 210,000 $ 52,000
Tuscaloosa, Alabama 1 $ 205,000 $ 205,000 $ 272,000
Denali, Alaska 1 $ 45,000 $ 45,000 $ 75,000
North Slope, Alaska 1 $ 95,000 $ 95,000 $ 170,000
Yakutat, Alaska 1 $ 145,000 $ 145,000 $ 53,000
Cochise, Arizona 1 $ 155,000 $ 155,000 $ 82,000
Mohave, Arizona 1 $ 235,000 $ 235,000 $ 115,000
Pima, Arizona 1 $ 405,000 $ 405,000 $ 125,000
Amador, California 1 $ 705,000 $ 705,000 $ 28,000
Contra Costa, California 1 $ 1,205,000 $ 1,205,000 $ 292,000
Sacramento, California 1 $ 195,000 $ 195,000 $ 67,000
San Joaquin, California 1 $ 185,000 $ 185,000 $ 64,000
San Mateo, California 1 $ 1,405,000 $ 1,405,000 $ 398,000
Santa Cruz, California 1 $ 465,000 $ 465,000 $ 450,000
Siskiyou, California 1 $ 35,000 $ 35,000 $ 103,000
Ventura, California 1 $ 705,000 $ 705,000 $ 154,000
Chaffee, Colorado 1 $ 305,000 $ 305,000 $ 185,000
Clear Creek, Colorado 1 $ 85,000 $ 85,000 $ 101,000
Eagle, Colorado 1 $ 405,000 $ 405,000 $ 268,000
Gunnison, Colorado 1 $ 515,000 $ 515,000 $ 1,144,000
La Plata, Colorado 1 $ 155,000 $ 155,000 $ 48,000
Lake, Colorado 1 $ 125,000 $ 125,000 $ 109,000
Las Animas, Colorado 1 $ 315,000 $ 315,000 $ 212,000
Morgan, Colorado 1 $ 55,000 $ 55,000 $ 160,000
Pueblo, Colorado 1 $ 635,000 $ 635,000 $ 218,000
Routt, Colorado 1 $ 1,375,000 $ 1,375,000 $ 205,000
Teller, Colorado 1 $ 75,000 $ 75,000 $ 64,000
New Castle, Delaware 1 $ 65,000 $ 65,000 $ 76,000
Bay, Florida 1 $ 395,000 $ 395,000 $ 78,000
Brevard, Florida 1 $ 715,000 $ 715,000 $ 537,000
Clay, Florida 1 $ 155,000 $ 155,000 $ 86,000
DeSoto, Florida 1 $ 415,000 $ 415,000 $ 147,000
Glades, Florida 1 $ 105,000 $ 105,000 $ 86,000
Levy, Florida 1 $ 295,000 $ 295,000 $ 379,000
Martin, Florida 1 $ 255,000 $ 255,000 $ 127,000
Nassau, Florida 1 $ 105,000 $ 105,000 $ 50,000
Polk, Florida 1 $ 245,000 $ 245,000 $ 114,000
Santa Rosa, Florida 1 $ 75,000 $ 75,000 $ 87,000
Volusia, Florida 1 $ 295,000 $ 295,000 $ 166,000
Bartow, Georgia 1 $ 1,225,000 $ 1,225,000 $ 900,000
Bibb, Georgia 1 $ 45,000 $ 45,000 $ 243,000
Columbia, Georgia 1 $ 185,000 $ 185,000 $ 60,000
Cook, Georgia 1 $ 11,405,000 $ 11,405,000 $ 0
Greene, Georgia 1 $ 65,000 $ 65,000 $ 294,000
Jackson, Georgia 1 $ 385,000 $ 385,000 $ 147,000
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 139,000
Richmond, Georgia 1 $ 75,000 $ 75,000 $ 82,000
Adams, Idaho 1 $ 1,005,000 $ 1,005,000 $ 94,000
Bear Lake, Idaho 1 $ 1,405,000 $ 1,405,000 $ 1,000,000
Blaine, Idaho 1 $ 3,505,000 $ 3,505,000 $ 0
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Mortgage Loan Application Detail Totals for Keybank National Association in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,150 $2,024,280,000 $393,000 $42,955,000 $167,000 $5,800,000
Other Purpose 3,588 $508,950,000 $141,000 $4,005,000 $132,000 $5,640,000
Home Improvement 2,983 $287,695,000 $96,000 $1,005,000 $119,000 $4,144,000
Cash-out Refinancing 2,080 $496,260,000 $238,000 $1,755,000 $108,000 $1,650,000
Refinancing 2,071 $627,215,000 $302,000 $36,125,000 $156,000 $6,042,000
Not Applicable 29 $2,715,000 $93,000 $565,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,085 $2,261,575,000 $204,000 $5,005,000 $138,000 $5,800,000
Not Provided 1,325 $351,895,000 $265,000 $3,005,000 $159,000 $3,063,000
Asian 1,159 $590,795,000 $509,000 $3,375,000 $215,000 $2,400,000
Black or African American 1,079 $153,725,000 $142,000 $1,435,000 $89,000 $1,508,000
Hispanic 1,017 $218,525,000 $214,000 $3,205,000 $121,000 $6,042,000
American Indian or Alaskan Native 127 $26,795,000 $210,000 $765,000 $136,000 $2,170,000
Not applicable 86 $338,680,000 $3,938,000 $42,955,000 $0 $0
Native Hawaiian or Other Pacific Islander 23 $5,125,000 $222,000 $665,000 $185,000 $871,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,892 $3,700,800,000 $248,000 $42,955,000 $145,000 $6,042,000
FHA-insured (Federal Housing Administration) 852 $199,460,000 $234,000 $875,000 $82,000 $821,000
VA-guaranteed (Veterans Administration) 157 $46,855,000 $298,000 $1,025,000 $101,000 $381,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,251 $2,198,525,000 $266,000 $42,955,000 $146,000 $5,800,000
Application Denied By Financial Institution 4,869 $1,001,635,000 $205,000 $4,405,000 $122,000 $4,144,000
Application Withdrawn By Applicant 1,768 $593,540,000 $335,000 $36,125,000 $162,000 $3,063,000
File Closed For Incompleteness 740 $112,360,000 $151,000 $1,965,000 $163,000 $6,042,000
Application Approved But Not Accepted 211 $31,555,000 $149,000 $3,005,000 $142,000 $1,971,000
Loan Purchased By The Institution 54 $8,990,000 $166,000 $1,075,000 $0 $0
Preapproval Denied by Financial Institution 8 $510,000 $63,000 $145,000 $42,000 $67,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,024 $2,944,970,000 $267,000 $42,955,000 $150,000 $6,042,000
Credit History 1,565 $174,845,000 $111,000 $1,525,000 $97,000 $1,947,000
Credit Application Incomplete 1,426 $440,920,000 $309,000 $3,025,000 $161,000 $2,435,000
Debt-To-Income Ratio 928 $211,020,000 $227,000 $2,505,000 $76,000 $573,000
Collateral 449 $76,325,000 $169,000 $4,405,000 $137,000 $3,606,000
Other 390 $70,900,000 $181,000 $1,125,000 $156,000 $4,144,000
Unverifiable Information 63 $11,075,000 $175,000 $705,000 $177,000 $1,384,000
Insufficient Cash (Downpayment, Closing Cost) 43 $15,445,000 $359,000 $4,005,000 $177,000 $1,803,000
Employment History 13 $1,615,000 $124,000 $255,000 $16,000 $102,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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