Lendmark Financial Services Mortgage Lending & HMDA Data, 2012

In 2012, Lendmark Financial Services of Wilson, NC reported 19,545 mortgage applications totaling $244.6 million, up 1954400% from 2011. The average application was for $12,516, and applicants reported an average income of $85,000. 29% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,435), Baltimore-Towson, MD (1,627) and Virginia Beach-Norfolk-Newport News, VA-NC (1,396) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 19,545
Total Mortgage Loan Application Amount $244,631,000
Average Mortgage Loan Application Amount $12,516
Highest Mortgage Loan Application Amount $67,000
Average Applicant Income $85,000
Highest Applicant Income $3,075,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 906 $ 9,224,000 $ 10,181 $ 99,000
Baltimore, Maryland 497 $ 5,239,000 $ 10,541 $ 86,000
Virginia Beach, Virginia 442 $ 4,807,000 $ 10,875 $ 98,000
Fairfax, Virginia 426 $ 4,524,000 $ 10,619 $ 118,000
Anne Arundel, Maryland 394 $ 4,433,000 $ 11,251 $ 100,000
Broward, Florida 338 $ 4,448,000 $ 13,159 $ 97,000
Cuyahoga, Ohio 331 $ 3,464,000 $ 10,465 $ 54,000
Montgomery, Maryland 330 $ 3,318,000 $ 10,054 $ 119,000
Baltimore City, Maryland 285 $ 2,637,000 $ 9,252 $ 67,000
Prince William, Virginia 280 $ 3,025,000 $ 10,803 $ 113,000
District of Columbia, District Of Columbia 269 $ 2,565,000 $ 9,535 $ 66,000
Franklin, Ohio 267 $ 2,644,000 $ 9,902 $ 82,000
Hillsborough, Florida 260 $ 3,412,000 $ 13,123 $ 89,000
Chesapeake, Virginia 243 $ 2,724,000 $ 11,209 $ 93,000
Miami-Dade, Florida 220 $ 2,720,000 $ 12,363 $ 102,000
Harris, Texas 219 $ 4,336,000 $ 19,799 $ 109,000
New Castle, Delaware 210 $ 2,444,000 $ 11,638 $ 88,000
Chesterfield, Virginia 206 $ 1,872,000 $ 9,087 $ 76,000
Palm Beach, Florida 196 $ 2,647,000 $ 13,505 $ 86,000
Harford, Maryland 196 $ 2,261,000 $ 11,535 $ 110,000
Cumberland, North Carolina 188 $ 2,750,000 $ 14,627 $ 80,000
Hamilton, Ohio 175 $ 1,679,000 $ 9,594 $ 71,000
Henrico, Virginia 170 $ 1,447,000 $ 8,511 $ 70,000
Lucas, Ohio 167 $ 1,701,000 $ 10,185 $ 58,000
Newport News, Virginia 163 $ 1,502,000 $ 9,214 $ 79,000
Howard, Maryland 158 $ 1,831,000 $ 11,588 $ 118,000
Tarrant, Texas 146 $ 2,789,000 $ 19,102 $ 103,000
Jefferson, Kentucky 137 $ 1,325,000 $ 9,671 $ 75,000
Allegheny, Pennsylvania 133 $ 1,330,000 $ 10,000 $ 55,000
Hampton, Virginia 131 $ 1,283,000 $ 9,793 $ 81,000
Norfolk, Virginia 129 $ 1,310,000 $ 10,155 $ 71,000
Bexar, Texas 123 $ 2,401,000 $ 19,520 $ 105,000
Frederick, Maryland 122 $ 1,441,000 $ 11,811 $ 99,000
Duval, Florida 121 $ 1,261,000 $ 10,421 $ 68,000
Pinellas, Florida 119 $ 1,168,000 $ 9,815 $ 64,000
DeKalb, Georgia 119 $ 1,288,000 $ 10,823 $ 71,000
Marion, Indiana 119 $ 1,255,000 $ 10,546 $ 79,000
Orange, Florida 113 $ 2,206,000 $ 19,522 $ 90,000
Charles, Maryland 113 $ 1,308,000 $ 11,575 $ 113,000
Mecklenburg, North Carolina 113 $ 1,289,000 $ 11,407 $ 90,000
Cobb, Georgia 107 $ 1,172,000 $ 10,953 $ 85,000
Summit, Ohio 107 $ 1,244,000 $ 11,626 $ 75,000
Volusia, Florida 106 $ 1,206,000 $ 11,377 $ 70,000
Dallas, Texas 106 $ 1,426,000 $ 13,452 $ 77,000
Wake, North Carolina 105 $ 1,779,000 $ 16,942 $ 109,000
Stafford, Virginia 105 $ 1,199,000 $ 11,419 $ 128,000
Lee, Florida 104 $ 1,640,000 $ 15,769 $ 83,000
Gwinnett, Georgia 103 $ 1,046,000 $ 10,155 $ 77,000
Loudoun, Virginia 103 $ 1,071,000 $ 10,398 $ 121,000
Fulton, Georgia 95 $ 996,000 $ 10,484 $ 89,000
Pasco, Florida 90 $ 1,383,000 $ 15,366 $ 106,000
Carroll, Maryland 86 $ 1,196,000 $ 13,906 $ 96,000
Spotsylvania, Virginia 86 $ 967,000 $ 11,244 $ 94,000
Suffolk, Virginia 86 $ 937,000 $ 10,895 $ 77,000
Lorain, Ohio 85 $ 953,000 $ 11,211 $ 58,000
Portsmouth, Virginia 85 $ 828,000 $ 9,741 $ 68,000
York, Pennsylvania 82 $ 1,061,000 $ 12,939 $ 79,000
Montgomery, Ohio 77 $ 833,000 $ 10,818 $ 105,000
Butler, Ohio 74 $ 806,000 $ 10,891 $ 67,000
Polk, Florida 71 $ 1,049,000 $ 14,774 $ 96,000
Guilford, North Carolina 71 $ 811,000 $ 11,422 $ 69,000
Lancaster, Pennsylvania 70 $ 799,000 $ 11,414 $ 66,000
Allen, Indiana 68 $ 726,000 $ 10,676 $ 65,000
Cecil, Maryland 68 $ 881,000 $ 12,955 $ 95,000
Denton, Texas 68 $ 1,317,000 $ 19,367 $ 110,000
Kent, Delaware 65 $ 698,000 $ 10,738 $ 95,000
St. Lucie, Florida 65 $ 972,000 $ 14,953 $ 66,000
Jefferson, Alabama 64 $ 638,000 $ 9,968 $ 59,000
Knox, Tennessee 63 $ 569,000 $ 9,031 $ 71,000
Collin, Texas 61 $ 1,361,000 $ 22,311 $ 123,000
Chester, Pennsylvania 59 $ 764,000 $ 12,949 $ 106,000
Greenville, South Carolina 58 $ 723,000 $ 12,465 $ 72,000
Osceola, Florida 54 $ 1,021,000 $ 18,907 $ 86,000
Berks, Pennsylvania 54 $ 569,000 $ 10,537 $ 74,000
Philadelphia, Pennsylvania 52 $ 537,000 $ 10,326 $ 53,000
El Paso, Texas 52 $ 1,389,000 $ 26,711 $ 102,000
Stark, Ohio 51 $ 579,000 $ 11,352 $ 55,000
Delaware, Pennsylvania 51 $ 581,000 $ 11,392 $ 104,000
Brevard, Florida 49 $ 771,000 $ 15,734 $ 69,000
Forsyth, North Carolina 49 $ 466,000 $ 9,510 $ 59,000
Richmond City, Virginia 49 $ 450,000 $ 9,183 $ 61,000
Richmond, Georgia 47 $ 483,000 $ 10,276 $ 59,000
Clay, Florida 46 $ 622,000 $ 13,521 $ 94,000
Dauphin, Pennsylvania 46 $ 561,000 $ 12,195 $ 98,000
Davidson, Tennessee 46 $ 521,000 $ 11,326 $ 51,000
Shelby, Tennessee 46 $ 706,000 $ 15,347 $ 75,000
Fort Bend, Texas 46 $ 921,000 $ 20,021 $ 130,000
Spartanburg, South Carolina 45 $ 555,000 $ 12,333 $ 62,000
Travis, Texas 44 $ 686,000 $ 15,590 $ 91,000
Clayton, Georgia 43 $ 501,000 $ 11,651 $ 63,000
Columbia, Georgia 43 $ 775,000 $ 18,023 $ 122,000
Montgomery, Pennsylvania 43 $ 578,000 $ 13,441 $ 83,000
Washington, Pennsylvania 43 $ 589,000 $ 13,697 $ 79,000
Westmoreland, Pennsylvania 43 $ 526,000 $ 12,232 $ 47,000
Lake, Florida 42 $ 943,000 $ 22,452 $ 85,000
Henry, Georgia 42 $ 664,000 $ 15,809 $ 100,000
Fayette, Kentucky 42 $ 365,000 $ 8,690 $ 55,000
Seminole, Florida 41 $ 786,000 $ 19,170 $ 100,000
Licking, Ohio 41 $ 437,000 $ 10,658 $ 80,000
Lexington, South Carolina 41 $ 685,000 $ 16,707 $ 87,000
Floyd, Georgia 40 $ 469,000 $ 11,725 $ 42,000
Lehigh, Pennsylvania 40 $ 514,000 $ 12,850 $ 78,000
York, South Carolina 40 $ 449,000 $ 11,225 $ 83,000
Montgomery, Texas 40 $ 958,000 $ 23,950 $ 131,000
Manatee, Florida 37 $ 759,000 $ 20,513 $ 90,000
Union, North Carolina 36 $ 715,000 $ 19,861 $ 128,000
Clermont, Ohio 35 $ 426,000 $ 12,171 $ 78,000
Hanover, Virginia 35 $ 360,000 $ 10,285 $ 100,000
Cherokee, Georgia 34 $ 462,000 $ 13,588 $ 103,000
Washington, Maryland 34 $ 449,000 $ 13,205 $ 89,000
Sarasota, Florida 33 $ 604,000 $ 18,303 $ 72,000
Durham, North Carolina 33 $ 387,000 $ 11,727 $ 68,000
Gaston, North Carolina 33 $ 433,000 $ 13,121 $ 83,000
Richland, South Carolina 33 $ 490,000 $ 14,848 $ 82,000
Hendricks, Indiana 32 $ 499,000 $ 15,593 $ 75,000
Cumberland, Pennsylvania 32 $ 370,000 $ 11,562 $ 70,000
Brazoria, Texas 32 $ 798,000 $ 24,937 $ 134,000
York, Virginia 32 $ 307,000 $ 9,593 $ 88,000
Houston, Georgia 31 $ 580,000 $ 18,709 $ 92,000
Kenton, Kentucky 31 $ 293,000 $ 9,451 $ 70,000
Lake, Ohio 31 $ 337,000 $ 10,870 $ 61,000
Mahoning, Ohio 31 $ 386,000 $ 12,451 $ 123,000
Northampton, Pennsylvania 31 $ 392,000 $ 12,645 $ 76,000
Johnson, Indiana 30 $ 372,000 $ 12,400 $ 92,000
Calvert, Maryland 30 $ 439,000 $ 14,633 $ 132,000
Hidalgo, Texas 30 $ 732,000 $ 24,400 $ 102,000
James City, Virginia 30 $ 257,000 $ 8,566 $ 75,000
Bibb, Georgia 29 $ 384,000 $ 13,241 $ 61,000
Robeson, North Carolina 29 $ 359,000 $ 12,379 $ 47,000
Fairfield, Ohio 29 $ 307,000 $ 10,586 $ 82,000
Medina, Ohio 29 $ 340,000 $ 11,724 $ 67,000
Aiken, South Carolina 29 $ 398,000 $ 13,724 $ 69,000
Rockwall, Texas 29 $ 639,000 $ 22,034 $ 121,000
Arlington, Virginia 29 $ 370,000 $ 12,758 $ 149,000
Spalding, Georgia 28 $ 304,000 $ 10,857 $ 41,000
Cabarrus, North Carolina 28 $ 416,000 $ 14,857 $ 76,000
Iredell, North Carolina 28 $ 372,000 $ 13,285 $ 71,000
Johnston, North Carolina 28 $ 502,000 $ 17,928 $ 89,000
Warren, Ohio 28 $ 283,000 $ 10,107 $ 114,000
Fayette, Georgia 27 $ 505,000 $ 18,703 $ 104,000
Pitt, North Carolina 27 $ 397,000 $ 14,703 $ 159,000
Hamilton, Tennessee 27 $ 275,000 $ 10,185 $ 59,000
Rutherford, Tennessee 27 $ 295,000 $ 10,925 $ 74,000
Santa Rosa, Florida 26 $ 635,000 $ 24,423 $ 106,000
Hardin, Kentucky 26 $ 364,000 $ 14,000 $ 71,000
Orangeburg, South Carolina 26 $ 263,000 $ 10,115 $ 57,000
Bell, Texas 26 $ 446,000 $ 17,153 $ 83,000
Collier, Florida 25 $ 478,000 $ 19,120 $ 93,000
Forsyth, Georgia 25 $ 382,000 $ 15,280 $ 125,000
Clark, Indiana 25 $ 283,000 $ 11,320 $ 57,000
Boone, Kentucky 25 $ 295,000 $ 11,800 $ 79,000
Catawba, North Carolina 25 $ 349,000 $ 13,960 $ 77,000
Miami, Ohio 25 $ 261,000 $ 10,440 $ 64,000
Hamilton, Indiana 24 $ 294,000 $ 12,250 $ 79,000
Madison, Indiana 24 $ 288,000 $ 12,000 $ 113,000
Tippecanoe, Indiana 24 $ 367,000 $ 15,291 $ 87,000
Onslow, North Carolina 24 $ 310,000 $ 12,916 $ 73,000
Galveston, Texas 24 $ 571,000 $ 23,791 $ 125,000
Guadalupe, Texas 24 $ 522,000 $ 21,750 $ 99,000
Williamson, Texas 24 $ 588,000 $ 24,500 $ 114,000
Manassas, Virginia 24 $ 257,000 $ 10,708 $ 104,000
Mobile, Alabama 23 $ 526,000 $ 22,869 $ 105,000
Paulding, Georgia 23 $ 434,000 $ 18,869 $ 94,000
Erie, Ohio 23 $ 273,000 $ 11,869 $ 59,000
Richland, Ohio 23 $ 207,000 $ 9,000 $ 47,000
Trumbull, Ohio 23 $ 288,000 $ 12,521 $ 47,000
Kanawha, West Virginia 23 $ 170,000 $ 7,391 $ 61,000
Jasper, Georgia 22 $ 239,000 $ 10,863 $ 31,000
Harnett, North Carolina 22 $ 414,000 $ 18,818 $ 90,000
New Hanover, North Carolina 22 $ 358,000 $ 16,272 $ 101,000
Clark, Ohio 22 $ 206,000 $ 9,363 $ 54,000
Hernando, Florida 21 $ 333,000 $ 15,857 $ 97,000
Bartow, Georgia 21 $ 272,000 $ 12,952 $ 57,000
Alamance, North Carolina 21 $ 216,000 $ 10,285 $ 70,000
Wayne, North Carolina 21 $ 328,000 $ 15,619 $ 78,000
Ellis, Texas 21 $ 509,000 $ 24,238 $ 126,000
Charlotte, Florida 20 $ 228,000 $ 11,400 $ 56,000
Marion, Florida 20 $ 425,000 $ 21,250 $ 81,000
Martin, Florida 20 $ 386,000 $ 19,300 $ 104,000
Okaloosa, Florida 20 $ 502,000 $ 25,100 $ 105,000
Howard, Indiana 20 $ 292,000 $ 14,600 $ 85,000
Monroe, Indiana 20 $ 235,000 $ 11,750 $ 52,000
Escambia, Florida 19 $ 379,000 $ 19,947 $ 116,000
Flagler, Florida 19 $ 327,000 $ 17,210 $ 77,000
Douglas, Georgia 19 $ 229,000 $ 12,052 $ 98,000
Bullitt, Kentucky 19 $ 182,000 $ 9,578 $ 62,000
Craven, North Carolina 19 $ 267,000 $ 14,052 $ 75,000
Delaware, Ohio 19 $ 247,000 $ 13,000 $ 122,000
Ottawa, Ohio 19 $ 264,000 $ 13,894 $ 72,000
Wood, Ohio 19 $ 265,000 $ 13,947 $ 62,000
Coweta, Georgia 18 $ 352,000 $ 19,555 $ 107,000
Bartholomew, Indiana 18 $ 202,000 $ 11,222 $ 63,000
Delaware, Indiana 18 $ 203,000 $ 11,277 $ 62,000
St. Mary's, Maryland 18 $ 245,000 $ 13,611 $ 111,000
Parker, Texas 18 $ 458,000 $ 25,444 $ 135,000
Isle of Wight, Virginia 18 $ 169,000 $ 9,388 $ 87,000
Berkeley, West Virginia 18 $ 180,000 $ 10,000 $ 81,000
Hancock, Indiana 17 $ 217,000 $ 12,764 $ 80,000
Lenoir, North Carolina 17 $ 172,000 $ 10,117 $ 58,000
Pasquotank, North Carolina 17 $ 184,000 $ 10,823 $ 56,000
Randolph, North Carolina 17 $ 202,000 $ 11,882 $ 86,000
Ashland, Ohio 17 $ 213,000 $ 12,529 $ 67,000
Fulton, Ohio 17 $ 228,000 $ 13,411 $ 56,000
Sandusky, Ohio 17 $ 230,000 $ 13,529 $ 51,000
Luzerne, Pennsylvania 17 $ 113,000 $ 6,647 $ 45,000
Florence, South Carolina 17 $ 254,000 $ 14,941 $ 64,000
Sumter, South Carolina 17 $ 290,000 $ 17,058 $ 69,000
Alexandria, Virginia 17 $ 240,000 $ 14,117 $ 151,000
Gloucester, Virginia 17 $ 119,000 $ 7,000 $ 79,000
Petersburg, Virginia 17 $ 121,000 $ 7,117 $ 74,000
Carroll, Georgia 16 $ 305,000 $ 19,062 $ 64,000
Franklin, Kentucky 16 $ 151,000 $ 9,437 $ 60,000
Defiance, Ohio 16 $ 249,000 $ 15,562 $ 128,000
Hancock, Ohio 16 $ 154,000 $ 9,625 $ 73,000
Lebanon, Pennsylvania 16 $ 155,000 $ 9,687 $ 56,000
Anderson, South Carolina 16 $ 224,000 $ 14,000 $ 76,000
Johnson, Texas 16 $ 356,000 $ 22,250 $ 110,000
Fauquier, Virginia 16 $ 170,000 $ 10,625 $ 102,000
Lee, Alabama 15 $ 269,000 $ 17,933 $ 83,000
Montgomery, Alabama 15 $ 164,000 $ 10,933 $ 66,000
St. Johns, Florida 15 $ 259,000 $ 17,266 $ 96,000
Hall, Georgia 15 $ 208,000 $ 13,866 $ 106,000
Newton, Georgia 15 $ 270,000 $ 18,000 $ 97,000
Elkhart, Indiana 15 $ 189,000 $ 12,600 $ 95,000
Morgan, Indiana 15 $ 187,000 $ 12,466 $ 58,000
Rowan, North Carolina 15 $ 181,000 $ 12,066 $ 61,000
Knox, Ohio 15 $ 169,000 $ 11,266 $ 63,000
Madison, Ohio 15 $ 141,000 $ 9,400 $ 62,000
Beaver, Pennsylvania 15 $ 169,000 $ 11,266 $ 45,000
Horry, South Carolina 15 $ 178,000 $ 11,866 $ 74,000
Kaufman, Texas 15 $ 240,000 $ 16,000 $ 86,000
Culpeper, Virginia 15 $ 147,000 $ 9,800 $ 88,000
King George, Virginia 15 $ 193,000 $ 12,866 $ 70,000
Boone, Indiana 14 $ 155,000 $ 11,071 $ 44,000
Nash, North Carolina 14 $ 178,000 $ 12,714 $ 63,000
Rockingham, North Carolina 14 $ 136,000 $ 9,714 $ 54,000
Portage, Ohio 14 $ 209,000 $ 14,928 $ 61,000
Seneca, Ohio 14 $ 199,000 $ 14,214 $ 60,000
Bucks, Pennsylvania 14 $ 168,000 $ 12,000 $ 107,000
Fayette, Pennsylvania 14 $ 202,000 $ 14,428 $ 38,000
Lancaster, South Carolina 14 $ 216,000 $ 15,428 $ 85,000
Loudon, Tennessee 14 $ 211,000 $ 15,071 $ 81,000
Cameron, Texas 14 $ 359,000 $ 25,642 $ 101,000
Prince George, Virginia 14 $ 124,000 $ 8,857 $ 89,000
Elmore, Alabama 13 $ 253,000 $ 19,461 $ 83,000
Sussex, Delaware 13 $ 161,000 $ 12,384 $ 58,000
Bay, Florida 13 $ 327,000 $ 25,153 $ 126,000
Laurens, Georgia 13 $ 125,000 $ 9,615 $ 34,000
Rockdale, Georgia 13 $ 203,000 $ 15,615 $ 77,000
St. Joseph, Indiana 13 $ 176,000 $ 13,538 $ 55,000
Campbell, Kentucky 13 $ 197,000 $ 15,153 $ 58,000
Scott, Kentucky 13 $ 127,000 $ 9,769 $ 72,000
Greene, Ohio 13 $ 127,000 $ 9,769 $ 90,000
Huron, Ohio 13 $ 182,000 $ 14,000 $ 52,000
Ross, Ohio 13 $ 126,000 $ 9,692 $ 56,000
Montgomery, Tennessee 13 $ 203,000 $ 15,615 $ 92,000
Nueces, Texas 13 $ 326,000 $ 25,076 $ 110,000
Madison, Alabama 12 $ 136,000 $ 11,333 $ 67,000
Kosciusko, Indiana 12 $ 130,000 $ 10,833 $ 45,000
Davidson, North Carolina 12 $ 177,000 $ 14,750 $ 83,000
Hoke, North Carolina 12 $ 193,000 $ 16,083 $ 83,000
Lincoln, North Carolina 12 $ 203,000 $ 16,916 $ 102,000
Ashtabula, Ohio 12 $ 137,000 $ 11,416 $ 47,000
Monroe, Pennsylvania 12 $ 159,000 $ 13,250 $ 65,000
Berkeley, South Carolina 12 $ 201,000 $ 16,750 $ 84,000
Dorchester, South Carolina 12 $ 254,000 $ 21,166 $ 102,000
Pickens, South Carolina 12 $ 131,000 $ 10,916 $ 68,000
Williamson, Tennessee 12 $ 259,000 $ 21,583 $ 108,000
Dinwiddie, Virginia 12 $ 120,000 $ 10,000 $ 60,000
Hopewell, Virginia 12 $ 113,000 $ 9,416 $ 62,000
Pittsylvania, Virginia 12 $ 98,000 $ 8,166 $ 47,000
Calhoun, Alabama 11 $ 157,000 $ 14,272 $ 57,000
Lowndes, Georgia 11 $ 174,000 $ 15,818 $ 62,000
Muscogee, Georgia 11 $ 126,000 $ 11,454 $ 67,000
Adams, Indiana 11 $ 76,000 $ 6,909 $ 139,000
Dearborn, Indiana 11 $ 134,000 $ 12,181 $ 77,000
Lake, Indiana 11 $ 203,000 $ 18,454 $ 73,000
Montgomery, Indiana 11 $ 143,000 $ 13,000 $ 46,000
Wayne, Indiana 11 $ 107,000 $ 9,727 $ 44,000
Queen Anne's, Maryland 11 $ 168,000 $ 15,272 $ 121,000
Brunswick, North Carolina 11 $ 216,000 $ 19,636 $ 94,000
Cleveland, North Carolina 11 $ 161,000 $ 14,636 $ 77,000
Moore, North Carolina 11 $ 147,000 $ 13,363 $ 78,000
Belmont, Ohio 11 $ 118,000 $ 10,727 $ 53,000
Wayne, Ohio 11 $ 108,000 $ 9,818 $ 51,000
Carbon, Pennsylvania 11 $ 123,000 $ 11,181 $ 49,000
Greene, Pennsylvania 11 $ 161,000 $ 14,636 $ 42,000
Anderson, Tennessee 11 $ 85,000 $ 7,727 $ 64,000
Sumner, Tennessee 11 $ 127,000 $ 11,545 $ 78,000
Lubbock, Texas 11 $ 101,000 $ 9,181 $ 65,000
Albemarle, Virginia 11 $ 102,000 $ 9,272 $ 52,000
Baldwin, Alabama 10 $ 179,000 $ 17,900 $ 61,000
St. Clair, Alabama 10 $ 128,000 $ 12,800 $ 58,000
Gadsden, Florida 10 $ 90,000 $ 9,000 $ 49,000
DeKalb, Indiana 10 $ 85,000 $ 8,500 $ 55,000
Noble, Indiana 10 $ 115,000 $ 11,500 $ 126,000
Vigo, Indiana 10 $ 131,000 $ 13,100 $ 71,000
Stokes, North Carolina 10 $ 119,000 $ 11,900 $ 44,000
Surry, North Carolina 10 $ 95,000 $ 9,500 $ 55,000
Allen, Ohio 10 $ 121,000 $ 12,100 $ 53,000
Columbiana, Ohio 10 $ 89,000 $ 8,900 $ 46,000
Williams, Ohio 10 $ 118,000 $ 11,800 $ 53,000
Darlington, South Carolina 10 $ 147,000 $ 14,700 $ 70,000
Comal, Texas 10 $ 278,000 $ 27,800 $ 96,000
Hays, Texas 10 $ 237,000 $ 23,700 $ 93,000
Henry, Virginia 10 $ 57,000 $ 5,700 $ 39,000
Martinsville, Virginia 10 $ 57,000 $ 5,700 $ 39,000
Powhatan, Virginia 10 $ 89,000 $ 8,900 $ 73,000
Fayette, West Virginia 10 $ 103,000 $ 10,300 $ 50,000
Putnam, West Virginia 10 $ 99,000 $ 9,900 $ 58,000
Autauga, Alabama 9 $ 172,000 $ 19,111 $ 105,000
Barbour, Alabama 9 $ 94,000 $ 10,444 $ 39,000
Houston, Alabama 9 $ 178,000 $ 19,777 $ 87,000
Talladega, Alabama 9 $ 101,000 $ 11,222 $ 51,000
Tuscaloosa, Alabama 9 $ 75,000 $ 8,333 $ 49,000
Gordon, Georgia 9 $ 92,000 $ 10,222 $ 34,000
Polk, Georgia 9 $ 79,000 $ 8,777 $ 41,000
Walton, Georgia 9 $ 144,000 $ 16,000 $ 109,000
Floyd, Indiana 9 $ 76,000 $ 8,444 $ 66,000
Grant, Indiana 9 $ 126,000 $ 14,000 $ 66,000
Jefferson, Indiana 9 $ 106,000 $ 11,777 $ 49,000
Whitley, Indiana 9 $ 93,000 $ 10,333 $ 56,000
Oldham, Kentucky 9 $ 112,000 $ 12,444 $ 90,000
Beaufort, North Carolina 9 $ 111,000 $ 12,333 $ 67,000
Caldwell, North Carolina 9 $ 117,000 $ 13,000 $ 64,000
Currituck, North Carolina 9 $ 91,000 $ 10,111 $ 56,000
Duplin, North Carolina 9 $ 102,000 $ 11,333 $ 54,000
Halifax, North Carolina 9 $ 134,000 $ 14,888 $ 63,000
Scotland, North Carolina 9 $ 137,000 $ 15,222 $ 53,000
Champaign, Ohio 9 $ 92,000 $ 10,222 $ 44,000
Crawford, Ohio 9 $ 116,000 $ 12,888 $ 145,000
Logan, Ohio 9 $ 88,000 $ 9,777 $ 59,000
Shelby, Ohio 9 $ 122,000 $ 13,555 $ 85,000
Lackawanna, Pennsylvania 9 $ 80,000 $ 8,888 $ 51,000
Laurens, South Carolina 9 $ 164,000 $ 18,222 $ 56,000
Bradley, Tennessee 9 $ 113,000 $ 12,555 $ 48,000
Sullivan, Tennessee 9 $ 113,000 $ 12,555 $ 43,000
Coffee, Alabama 8 $ 143,000 $ 17,875 $ 72,000
Russell, Alabama 8 $ 162,000 $ 20,250 $ 74,000
Shelby, Alabama 8 $ 155,000 $ 19,375 $ 98,000
Citrus, Florida 8 $ 116,000 $ 14,500 $ 96,000
Indian River, Florida 8 $ 122,000 $ 15,250 $ 106,000
Jackson, Georgia 8 $ 164,000 $ 20,500 $ 58,000
Monroe, Georgia 8 $ 105,000 $ 13,125 $ 104,000
Pierce, Georgia 8 $ 139,000 $ 17,375 $ 75,000
Clinton, Indiana 8 $ 101,000 $ 12,625 $ 113,000
Harrison, Indiana 8 $ 78,000 $ 9,750 $ 49,000
Henry, Indiana 8 $ 127,000 $ 15,875 $ 59,000
Shelby, Indiana 8 $ 101,000 $ 12,625 $ 51,000
Bertie, North Carolina 8 $ 99,000 $ 12,375 $ 61,000
Columbus, North Carolina 8 $ 89,000 $ 11,125 $ 60,000
Edgecombe, North Carolina 8 $ 106,000 $ 13,250 $ 57,000
Franklin, North Carolina 8 $ 109,000 $ 13,625 $ 72,000
Northampton, North Carolina 8 $ 82,000 $ 10,250 $ 44,000
Orange, North Carolina 8 $ 110,000 $ 13,750 $ 59,000
Washington, North Carolina 8 $ 106,000 $ 13,250 $ 71,000
Wilson, North Carolina 8 $ 88,000 $ 11,000 $ 49,000
Pickaway, Ohio 8 $ 102,000 $ 12,750 $ 82,000
Union, Ohio 8 $ 105,000 $ 13,125 $ 57,000
Erie, Pennsylvania 8 $ 98,000 $ 12,250 $ 45,000
Schuylkill, Pennsylvania 8 $ 62,000 $ 7,750 $ 58,000
Chester, South Carolina 8 $ 98,000 $ 12,250 $ 66,000
Kershaw, South Carolina 8 $ 65,000 $ 8,125 $ 105,000
Monroe, Tennessee 8 $ 46,000 $ 5,750 $ 55,000
Wilson, Tennessee 8 $ 164,000 $ 20,500 $ 104,000
Brazos, Texas 8 $ 204,000 $ 25,500 $ 167,000
Chambers, Texas 8 $ 204,000 $ 25,500 $ 153,000
Grayson, Texas 8 $ 223,000 $ 27,875 $ 84,000
McLennan, Texas 8 $ 189,000 $ 23,625 $ 128,000
Campbell, Virginia 8 $ 185,000 $ 23,125 $ 72,000
Frederick, Virginia 8 $ 167,000 $ 20,875 $ 94,000
Cabell, West Virginia 8 $ 45,000 $ 5,625 $ 75,000
Walker, Alabama 7 $ 83,000 $ 11,857 $ 100,000
Nassau, Florida 7 $ 141,000 $ 20,142 $ 117,000
Ben Hill, Georgia 7 $ 68,000 $ 9,714 $ 43,000
Chatham, Georgia 7 $ 100,000 $ 14,285 $ 99,000
Dodge, Georgia 7 $ 79,000 $ 11,285 $ 59,000
Peach, Georgia 7 $ 94,000 $ 13,428 $ 70,000
Twiggs, Georgia 7 $ 102,000 $ 14,571 $ 53,000
LaPorte, Indiana 7 $ 127,000 $ 18,142 $ 67,000
Putnam, Indiana 7 $ 109,000 $ 15,571 $ 59,000
Wells, Indiana 7 $ 91,000 $ 13,000 $ 120,000
Madison, Kentucky 7 $ 95,000 $ 13,571 $ 79,000
Nelson, Kentucky 7 $ 75,000 $ 10,714 $ 127,000
Henderson, North Carolina 7 $ 68,000 $ 9,714 $ 69,000
Pender, North Carolina 7 $ 83,000 $ 11,857 $ 61,000
Auglaize, Ohio 7 $ 90,000 $ 12,857 $ 80,000
Hardin, Ohio 7 $ 91,000 $ 13,000 $ 114,000
Marion, Ohio 7 $ 51,000 $ 7,285 $ 56,000
Adams, Pennsylvania 7 $ 108,000 $ 15,428 $ 61,000
Franklin, Pennsylvania 7 $ 77,000 $ 11,000 $ 51,000
Perry, Pennsylvania 7 $ 64,000 $ 9,142 $ 63,000
Allendale, South Carolina 7 $ 69,000 $ 9,857 $ 34,000
Barnwell, South Carolina 7 $ 102,000 $ 14,571 $ 74,000
Edgefield, South Carolina 7 $ 100,000 $ 14,285 $ 70,000
Blount, Tennessee 7 $ 95,000 $ 13,571 $ 78,000
Sevier, Tennessee 7 $ 89,000 $ 12,714 $ 60,000
Tipton, Tennessee 7 $ 135,000 $ 19,285 $ 138,000
Caroline, Virginia 7 $ 65,000 $ 9,285 $ 58,000
Colonial Heights, Virginia 7 $ 56,000 $ 8,000 $ 57,000
Manassas Park, Virginia 7 $ 70,000 $ 10,000 $ 81,000
Roanoke City, Virginia 7 $ 106,000 $ 15,142 $ 50,000
Jefferson, West Virginia 7 $ 95,000 $ 13,571 $ 85,000
Raleigh, West Virginia 7 $ 99,000 $ 14,142 $ 68,000
Henry, Alabama 6 $ 87,000 $ 14,500 $ 50,000
Tallapoosa, Alabama 6 $ 81,000 $ 13,500 $ 68,000
Effingham, Georgia 6 $ 92,000 $ 15,333 $ 92,000
Harris, Georgia 6 $ 105,000 $ 17,500 $ 90,000
Macon, Georgia 6 $ 55,000 $ 9,166 $ 47,000
Talbot, Georgia 6 $ 48,000 $ 8,000 $ 49,000
Cass, Indiana 6 $ 64,000 $ 10,666 $ 50,000
Porter, Indiana 6 $ 110,000 $ 18,333 $ 121,000
Steuben, Indiana 6 $ 67,000 $ 11,166 $ 49,000
Vanderburgh, Indiana 6 $ 108,000 $ 18,000 $ 65,000
Meade, Kentucky 6 $ 51,000 $ 8,500 $ 89,000
Montgomery, Kentucky 6 $ 72,000 $ 12,000 $ 68,000
Shelby, Kentucky 6 $ 69,000 $ 11,500 $ 85,000
Caroline, Maryland 6 $ 65,000 $ 10,833 $ 100,000
Wicomico, Maryland 6 $ 62,000 $ 10,333 $ 60,000
Buncombe, North Carolina 6 $ 38,000 $ 6,333 $ 352,000
Granville, North Carolina 6 $ 132,000 $ 22,000 $ 78,000
Greene, North Carolina 6 $ 60,000 $ 10,000 $ 45,000
Hertford, North Carolina 6 $ 85,000 $ 14,166 $ 89,000
Vance, North Carolina 6 $ 68,000 $ 11,333 $ 54,000
Henry, Ohio 6 $ 44,000 $ 7,333 $ 82,000
Jefferson, Ohio 6 $ 76,000 $ 12,666 $ 48,000
Northumberland, Pennsylvania 6 $ 50,000 $ 8,333 $ 42,000
Charleston, South Carolina 6 $ 73,000 $ 12,166 $ 88,000
Dillon, South Carolina 6 $ 98,000 $ 16,333 $ 65,000
Marion, South Carolina 6 $ 59,000 $ 9,833 $ 38,000
Oconee, South Carolina 6 $ 78,000 $ 13,000 $ 86,000
Union, South Carolina 6 $ 77,000 $ 12,833 $ 51,000
Hamblen, Tennessee 6 $ 44,000 $ 7,333 $ 55,000
Hawkins, Tennessee 6 $ 34,000 $ 5,666 $ 47,000
Jefferson, Tennessee 6 $ 87,000 $ 14,500 $ 46,000
Bowie, Texas 6 $ 96,000 $ 16,000 $ 61,000
Hunt, Texas 6 $ 118,000 $ 19,666 $ 80,000
Jefferson, Texas 6 $ 113,000 $ 18,833 $ 105,000
Bedford, Virginia 6 $ 96,000 $ 16,000 $ 82,000
Danville, Virginia 6 $ 31,000 $ 5,166 $ 52,000
King William, Virginia 6 $ 45,000 $ 7,500 $ 70,000
New Kent, Virginia 6 $ 65,000 $ 10,833 $ 106,000
Orange, Virginia 6 $ 61,000 $ 10,166 $ 64,000
Roanoke, Virginia 6 $ 37,000 $ 6,166 $ 78,000
Rockingham, Virginia 6 $ 103,000 $ 17,166 $ 41,000
Nicholas, West Virginia 6 $ 66,000 $ 11,000 $ 55,000
Blount, Alabama 5 $ 60,000 $ 12,000 $ 47,000
Colbert, Alabama 5 $ 79,000 $ 15,800 $ 62,000
Etowah, Alabama 5 $ 50,000 $ 10,000 $ 37,000
Lauderdale, Alabama 5 $ 62,000 $ 12,400 $ 59,000
Pike, Alabama 5 $ 75,000 $ 15,000 $ 68,000
Leon, Florida 5 $ 31,000 $ 6,200 $ 55,000
Barrow, Georgia 5 $ 99,000 $ 19,800 $ 89,000
Brooks, Georgia 5 $ 43,000 $ 8,600 $ 34,000
Burke, Georgia 5 $ 75,000 $ 15,000 $ 78,000
Butts, Georgia 5 $ 57,000 $ 11,400 $ 47,000
Camden, Georgia 5 $ 46,000 $ 9,200 $ 43,000
Coffee, Georgia 5 $ 76,000 $ 15,200 $ 51,000
Irwin, Georgia 5 $ 42,000 $ 8,400 $ 38,000
Jefferson, Georgia 5 $ 56,000 $ 11,200 $ 34,000
Lanier, Georgia 5 $ 44,000 $ 8,800 $ 35,000
Lee, Georgia 5 $ 114,000 $ 22,800 $ 94,000
Montgomery, Georgia 5 $ 99,000 $ 19,800 $ 108,000
Tift, Georgia 5 $ 45,000 $ 9,000 $ 39,000
Troup, Georgia 5 $ 53,000 $ 10,600 $ 34,000
Walker, Georgia 5 $ 56,000 $ 11,200 $ 51,000
Wayne, Georgia 5 $ 45,000 $ 9,000 $ 33,000
Worth, Georgia 5 $ 45,000 $ 9,000 $ 32,000
Greene, Indiana 5 $ 67,000 $ 13,400 $ 49,000
Randolph, Indiana 5 $ 84,000 $ 16,800 $ 152,000
Washington, Indiana 5 $ 45,000 $ 9,000 $ 61,000
Burke, North Carolina 5 $ 73,000 $ 14,600 $ 70,000
Davie, North Carolina 5 $ 110,000 $ 22,000 $ 87,000
Richmond, North Carolina 5 $ 60,000 $ 12,000 $ 64,000
Sampson, North Carolina 5 $ 71,000 $ 14,200 $ 50,000
Yadkin, North Carolina 5 $ 62,000 $ 12,400 $ 104,000
Harrison, Ohio 5 $ 69,000 $ 13,800 $ 70,000
Hocking, Ohio 5 $ 62,000 $ 12,400 $ 58,000
Mercer, Ohio 5 $ 56,000 $ 11,200 $ 223,000
Morrow, Ohio 5 $ 73,000 $ 14,600 $ 45,000
Muskingum, Ohio 5 $ 59,000 $ 11,800 $ 34,000
Putnam, Ohio 5 $ 77,000 $ 15,400 $ 36,000
Van Wert, Ohio 5 $ 52,000 $ 10,400 $ 47,000
Susquehanna, Pennsylvania 5 $ 48,000 $ 9,600 $ 52,000
Cherokee, South Carolina 5 $ 61,000 $ 12,200 $ 105,000
Georgetown, South Carolina 5 $ 39,000 $ 7,800 $ 74,000
Williamsburg, South Carolina 5 $ 46,000 $ 9,200 $ 48,000
Campbell, Tennessee 5 $ 58,000 $ 11,600 $ 55,000
Greene, Tennessee 5 $ 34,000 $ 6,800 $ 34,000
McMinn, Tennessee 5 $ 37,000 $ 7,400 $ 42,000
Washington, Tennessee 5 $ 49,000 $ 9,800 $ 394,000
Coryell, Texas 5 $ 75,000 $ 15,000 $ 83,000
Fannin, Texas 5 $ 97,000 $ 19,400 $ 87,000
Gregg, Texas 5 $ 120,000 $ 24,000 $ 79,000
Liberty, Texas 5 $ 115,000 $ 23,000 $ 88,000
Midland, Texas 5 $ 67,000 $ 13,400 $ 76,000
Smith, Texas 5 $ 103,000 $ 20,600 $ 75,000
Fairfax City, Virginia 5 $ 68,000 $ 13,600 $ 141,000
Fluvanna, Virginia 5 $ 68,000 $ 13,600 $ 66,000
Fredericksburg, Virginia 5 $ 42,000 $ 8,400 $ 137,000
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Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 19,545 $244,631,000 $12,000 $67,000 $85,000 $3,075,000
Home Purchase 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,930 $155,559,000 $13,000 $63,000 $87,000 $3,059,000
Black or African American 4,253 $43,350,000 $10,000 $67,000 $75,000 $3,075,000
Not Provided 1,880 $25,793,000 $13,000 $38,000 $87,000 $1,440,000
Hispanic 1,154 $15,584,000 $13,000 $36,000 $89,000 $1,500,000
Asian 218 $2,752,000 $12,000 $30,000 $102,000 $1,008,000
American Indian or Alaskan Native 68 $1,083,000 $15,000 $30,000 $100,000 $780,000
Native Hawaiian or Other Pacific Islander 42 $510,000 $12,000 $30,000 $97,000 $300,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,545 $244,631,000 $12,000 $67,000 $85,000 $3,075,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,466 $117,055,000 $12,000 $67,000 $79,000 $3,075,000
Loan Originated 5,712 $67,940,000 $11,000 $34,000 $88,000 $1,320,000
Application Approved But Not Accepted 4,356 $59,504,000 $13,000 $35,000 $92,000 $806,000
Application Withdrawn By Applicant 11 $132,000 $12,000 $30,000 $76,000 $300,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7,374 $88,212,000 $11,000 $67,000 $79,000 $3,059,000
Other 1,024 $13,943,000 $13,000 $58,000 $96,000 $3,075,000
Debt-To-Income Ratio 738 $10,283,000 $13,000 $63,000 $62,000 $1,040,000
Unverifiable Information 179 $2,325,000 $12,000 $42,000 $66,000 $354,000
Credit Application Incomplete 75 $1,018,000 $13,000 $43,000 $83,000 $336,000
Employment History 65 $1,125,000 $17,000 $30,000 $88,000 $225,000
Collateral 11 $149,000 $13,000 $28,000 $75,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List