Lendmark Financial Services Mortgage Lending & HMDA Data, 2012

In 2012, Lendmark Financial Services of Wilson, NC reported 19,545 mortgage applications totaling $244.6 million, up 1954400% from 2011. The average application was for $12,516, and applicants reported an average income of $85,000. 29% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,435), Baltimore-Towson, MD (1,627) and Virginia Beach-Norfolk-Newport News, VA-NC (1,396) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 19,545
Total Mortgage Loan Application Amount $244,631,000
Average Mortgage Loan Application Amount $12,516
Highest Mortgage Loan Application Amount $67,000
Average Applicant Income $85,000
Highest Applicant Income $3,075,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington-Arlington-Alexandria, DC-VA-MD-WV 2,435 $ 25,732,000 $ 10,567 $ 104,811
Baltimore-Towson, MD 1,627 $ 17,765,000 $ 10,918 $ 93,000
Virginia Beach-Norfolk-Newport News, VA-NC 1,396 $ 14,439,000 $ 10,343 $ 85,806
Atlanta-Sandy Springs-Marietta, GA 803 $ 10,195,000 $ 12,696 $ 82,000
Richmond, VA 565 $ 5,120,000 $ 9,061 $ 74,000
Tampa-St. Petersburg-Clearwater, FL 490 $ 6,296,000 $ 12,848 $ 87,000
Cleveland-Elyria-Mentor, OH 478 $ 5,119,000 $ 10,709 $ 56,000
Bethesda-Rockville-Frederick, MD 452 $ 4,759,000 $ 10,528 $ 114,000
Cincinnati-Middletown, OH-KY-IN 404 $ 4,256,000 $ 10,534 $ 74,883
Columbus, OH 392 $ 4,056,000 $ 10,346 $ 82,000
Houston-Sugar Land-Baytown, TX 381 $ 8,026,000 $ 21,065 $ 118,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 338 $ 4,448,000 $ 13,159 $ 97,000
Dallas-Plano-Irving, TX 306 $ 5,610,000 $ 18,333 $ 102,000
Wilmington, DE-MD-NJ 278 $ 3,325,000 $ 11,960 $ 89,712
Indianapolis-Carmel, IN 269 $ 3,243,000 $ 12,055 $ 75,000
Pittsburgh, PA 256 $ 2,891,000 $ 11,292 $ 56,000
Charlotte-Gastonia-Rock Hill, NC-SC 252 $ 3,332,000 $ 13,222 $ 92,253
Orlando-Kissimmee-Sanford, FL 250 $ 4,956,000 $ 19,824 $ 90,000
Louisville/Jefferson County, KY-IN 240 $ 2,399,000 $ 9,995 $ 72,475
Toledo, OH 222 $ 2,458,000 $ 11,072 $ 59,000
Miami-Miami Beach-Kendall, FL 220 $ 2,720,000 $ 12,363 $ 102,000
Philadelphia, PA 219 $ 2,628,000 $ 12,000 $ 89,000
Fayetteville, NC 200 $ 2,943,000 $ 14,715 $ 81,000
West Palm Beach-Boca Raton-Boynton Beach, FL 196 $ 2,647,000 $ 13,505 $ 86,000
Jacksonville, FL 192 $ 2,309,000 $ 12,026 $ 77,000
Fort Worth-Arlington, TX 181 $ 3,633,000 $ 20,071 $ 107,000
San Antonio-New Braunfels, TX 175 $ 3,687,000 $ 21,068 $ 104,000
Raleigh-Cary, NC 141 $ 2,390,000 $ 16,950 $ 103,000
Augusta-Richmond County, GA-SC 133 $ 1,861,000 $ 13,992 $ 82,857
Akron, OH 121 $ 1,453,000 $ 12,008 $ 73,000
Dayton, OH 119 $ 1,259,000 $ 10,579 $ 94,000
Nashville-Davidson--Murfreesboro--Franklin, TN 115 $ 1,553,000 $ 13,504 $ 71,000
Deltona-Daytona Beach-Ormond Beach, FL 106 $ 1,206,000 $ 11,377 $ 70,000
Cape Coral-Fort Myers, FL 104 $ 1,640,000 $ 15,769 $ 83,000
Greensboro-High Point, NC 102 $ 1,149,000 $ 11,264 $ 70,000
Birmingham-Hoover, AL 98 $ 1,141,000 $ 11,642 $ 65,000
Knoxville, TN 96 $ 966,000 $ 10,062 $ 72,000
Columbia, SC 90 $ 1,342,000 $ 14,911 $ 86,000
Harrisburg-Carlisle, PA 85 $ 995,000 $ 11,705 $ 85,000
Port St. Lucie, FL 85 $ 1,358,000 $ 15,976 $ 75,000
Fort Wayne, IN 84 $ 910,000 $ 10,833 $ 69,000
Allentown-Bethlehem-Easton, PA-NJ 82 $ 1,029,000 $ 12,548 $ 74,000
York-Hanover, PA 82 $ 1,061,000 $ 12,939 $ 79,000
Austin-Round Rock-San Marcos, TX 80 $ 1,548,000 $ 19,350 $ 98,000
Greenville-Mauldin-Easley, SC 79 $ 1,018,000 $ 12,886 $ 70,000
Lakeland-Winter Haven, FL 71 $ 1,049,000 $ 14,774 $ 96,000
Lancaster, PA 70 $ 799,000 $ 11,414 $ 66,000
North Port-Bradenton-Sarasota, FL 70 $ 1,363,000 $ 19,471 $ 81,000
Winston-Salem, NC 69 $ 757,000 $ 10,971 $ 62,000
Lexington-Fayette, KY 68 $ 599,000 $ 8,808 $ 59,000
Dover, DE 65 $ 698,000 $ 10,738 $ 95,000
Memphis, TN-MS-AR 57 $ 942,000 $ 16,526 $ 86,000
Youngstown-Warren-Boardman, OH-PA 56 $ 703,000 $ 12,553 $ 88,321
Reading, PA 54 $ 569,000 $ 10,537 $ 74,000
Canton-Massillon, OH 52 $ 592,000 $ 11,384 $ 55,000
El Paso, TX 52 $ 1,389,000 $ 26,711 $ 102,000
Hagerstown-Martinsburg, MD-WV 52 $ 629,000 $ 12,096 $ 86,230
Palm Bay-Melbourne-Titusville, FL 49 $ 771,000 $ 15,734 $ 69,000
Durham-Chapel Hill, NC 47 $ 599,000 $ 12,744 $ 65,000
Macon, GA 47 $ 608,000 $ 12,936 $ 64,000
Pensacola-Ferry Pass-Brent, FL 45 $ 1,014,000 $ 22,533 $ 110,000
Spartanburg, SC 45 $ 555,000 $ 12,333 $ 62,000
Hickory-Lenoir-Morganton, NC 41 $ 588,000 $ 14,341 $ 73,000
Rome, GA 40 $ 469,000 $ 11,725 $ 42,000
Wilmington, NC 40 $ 657,000 $ 16,425 $ 92,000
Montgomery, AL 38 $ 608,000 $ 16,000 $ 83,000
Charleston, WV 37 $ 338,000 $ 9,135 $ 61,000
Chattanooga, TN-GA 36 $ 377,000 $ 10,472 $ 61,583
Greenville, NC 33 $ 457,000 $ 13,848 $ 138,000
Killeen-Temple-Fort Hood, TX 31 $ 521,000 $ 16,806 $ 83,000
Warner Robins, GA 31 $ 580,000 $ 18,709 $ 92,000
Charleston-North Charleston-Summerville, SC 30 $ 528,000 $ 17,600 $ 92,000
McAllen-Edinburg-Mission, TX 30 $ 732,000 $ 24,400 $ 102,000
Elizabethtown, KY 28 $ 391,000 $ 13,964 $ 70,000
Lafayette, IN 28 $ 422,000 $ 15,071 $ 81,000
Bloomington, IN 27 $ 327,000 $ 12,111 $ 51,000
Florence, SC 27 $ 401,000 $ 14,851 $ 66,000
Scranton--Wilkes-Barre, PA 26 $ 193,000 $ 7,423 $ 47,000
Columbus, GA-AL 25 $ 393,000 $ 15,720 $ 74,680
Naples-Marco Island, FL 25 $ 478,000 $ 19,120 $ 93,000
Anderson, IN 24 $ 288,000 $ 12,000 $ 113,000
Jacksonville, NC 24 $ 310,000 $ 12,916 $ 73,000
Kokomo, IN 23 $ 318,000 $ 13,826 $ 81,000
Mansfield, OH 23 $ 207,000 $ 9,000 $ 47,000
Mobile, AL 23 $ 526,000 $ 22,869 $ 105,000
Sandusky, OH 23 $ 273,000 $ 11,869 $ 59,000
Rocky Mount, NC 22 $ 284,000 $ 12,909 $ 61,000
Springfield, OH 22 $ 206,000 $ 9,363 $ 54,000
Burlington, NC 21 $ 216,000 $ 10,285 $ 70,000
Goldsboro, NC 21 $ 328,000 $ 15,619 $ 78,000
Valdosta, GA 21 $ 261,000 $ 12,428 $ 49,000
Crestview-Fort Walton Beach-Destin, FL 20 $ 502,000 $ 25,100 $ 105,000
Lynchburg, VA 20 $ 393,000 $ 19,650 $ 82,000
Ocala, FL 20 $ 425,000 $ 21,250 $ 81,000
Punta Gorda, FL 20 $ 228,000 $ 11,400 $ 56,000
Dothan, AL 19 $ 326,000 $ 17,157 $ 71,000
Gary, IN 19 $ 338,000 $ 17,789 $ 86,000
Palm Coast, FL 19 $ 327,000 $ 17,210 $ 77,000
Clarksville, TN-KY 18 $ 288,000 $ 16,000 $ 90,777
Columbus, IN 18 $ 202,000 $ 11,222 $ 63,000
Danville, VA 18 $ 129,000 $ 7,166 $ 49,000
Muncie, IN 18 $ 203,000 $ 11,277 $ 62,000
Charlottesville, VA 17 $ 186,000 $ 10,941 $ 58,000
Kingsport-Bristol-Bristol, TN-VA 17 $ 166,000 $ 9,764 $ 43,941
Roanoke, VA 17 $ 219,000 $ 12,882 $ 79,000
Savannah, GA 17 $ 274,000 $ 16,117 $ 90,000
Sumter, SC 17 $ 290,000 $ 17,058 $ 69,000
Tallahassee, FL 17 $ 135,000 $ 7,941 $ 50,000
Terre Haute, IN 17 $ 212,000 $ 12,470 $ 66,000
Albany, GA 16 $ 218,000 $ 13,625 $ 55,000
Anderson, SC 16 $ 224,000 $ 14,000 $ 76,000
Lebanon, PA 16 $ 155,000 $ 9,687 $ 56,000
Morristown, TN 16 $ 184,000 $ 11,500 $ 49,000
Wheeling, WV-OH 16 $ 183,000 $ 11,437 $ 53,312
Auburn-Opelika, AL 15 $ 269,000 $ 17,933 $ 83,000
Elkhart-Goshen, IN 15 $ 189,000 $ 12,600 $ 95,000
Gainesville, GA 15 $ 208,000 $ 13,866 $ 106,000
Huntsville, AL 15 $ 172,000 $ 11,466 $ 70,000
Myrtle Beach-North Myrtle Beach-Conway, SC 15 $ 178,000 $ 11,866 $ 74,000
Asheville, NC 14 $ 112,000 $ 8,000 $ 188,000
Brownsville-Harlingen, TX 14 $ 359,000 $ 25,642 $ 101,000
Corpus Christi, TX 13 $ 326,000 $ 25,076 $ 110,000
Huntington-Ashland, WV-KY-OH 13 $ 97,000 $ 7,461 $ 62,307
Panama City-Lynn Haven-Panama City Beach, FL 13 $ 327,000 $ 25,153 $ 126,000
South Bend-Mishawaka, IN-MI 13 $ 176,000 $ 13,538 $ 55,000
Anniston-Oxford, AL 11 $ 157,000 $ 14,272 $ 57,000
Beaumont-Port Arthur, TX 11 $ 273,000 $ 24,818 $ 117,000
Lubbock, TX 11 $ 101,000 $ 9,181 $ 65,000
Florence-Muscle Shoals, AL 10 $ 141,000 $ 14,100 $ 61,000
Lima, OH 10 $ 121,000 $ 12,100 $ 53,000
Tuscaloosa, AL 10 $ 77,000 $ 7,700 $ 47,000
Cleveland, TN 9 $ 113,000 $ 12,555 $ 48,000
Johnson City, TN 9 $ 106,000 $ 11,777 $ 247,000
Steubenville-Weirton, OH-WV 9 $ 105,000 $ 11,666 $ 47,000
Winchester, VA-WV 9 $ 171,000 $ 19,000 $ 90,000
College Station-Bryan, TX 8 $ 204,000 $ 25,500 $ 167,000
Erie, PA 8 $ 98,000 $ 12,250 $ 45,000
Longview, TX 8 $ 205,000 $ 25,625 $ 110,000
Sebastian-Vero Beach, FL 8 $ 122,000 $ 15,250 $ 106,000
Sherman-Denison, TX 8 $ 223,000 $ 27,875 $ 84,000
Waco, TX 8 $ 189,000 $ 23,625 $ 128,000
Evansville, IN-KY 7 $ 124,000 $ 17,714 $ 60,000
Michigan City-La Porte, IN 7 $ 127,000 $ 18,142 $ 67,000
Salisbury, MD 7 $ 72,000 $ 10,285 $ 60,000
Athens-Clarke County, GA 6 $ 139,000 $ 23,166 $ 81,000
Blacksburg-Christiansburg-Radford, VA 6 $ 105,000 $ 17,500 $ 93,000
Harrisonburg, VA 6 $ 103,000 $ 17,166 $ 41,000
Texarkana, Tx-Texarkana, AR 6 $ 96,000 $ 16,000 $ 61,000
Dalton, GA 5 $ 71,000 $ 14,200 $ 52,000
Gadsden, AL 5 $ 50,000 $ 10,000 $ 37,000
Midland, TX 5 $ 67,000 $ 13,400 $ 76,000
Parkersburg-Marietta-Vienna, WV-OH 5 $ 64,000 $ 12,800 $ 37,600
Tyler, TX 5 $ 103,000 $ 20,600 $ 75,000
Abilene, TX 4 $ 35,000 $ 8,750 $ 61,000
Brunswick, GA 4 $ 80,000 $ 20,000 $ 70,000
Odessa, TX 4 $ 74,000 $ 18,500 $ 93,000
Amarillo, TX 3 $ 51,000 $ 17,000 $ 88,000
Decatur, AL 3 $ 47,000 $ 15,666 $ 56,000
Newark-Union, NJ-PA 3 $ 40,000 $ 13,333 $ 164,000
Cumberland, MD-WV 2 $ 14,000 $ 7,000 $ 58,000
Hinesville-Fort Stewart, GA 2 $ 17,000 $ 8,500 $ 38,000
Jackson, TN 2 $ 27,000 $ 13,500 $ 30,000
Johnstown, PA 2 $ 9,000 $ 4,500 $ 26,000
Laredo, TX 2 $ 50,000 $ 25,000 $ 89,000
Morgantown, WV 2 $ 24,000 $ 12,000 $ 58,000
Rochester, NY 2 $ 15,000 $ 7,500 $ 66,000
State College, PA 2 $ 22,000 $ 11,000 $ 94,000
Victoria, TX 2 $ 42,000 $ 21,000 $ 49,000
Williamsport, PA 2 $ 28,000 $ 14,000 $ 54,000
Altoona, PA 1 $ 8,000 $ 8,000 $ 65,000
Binghamton, NY 1 $ 5,000 $ 5,000 $ 132,000
Bowling Green, KY 1 $ 8,000 $ 8,000 $ 37,000
Flint, MI 1 $ 16,000 $ 16,000 $ 39,000
Gainesville, FL 1 $ 30,000 $ 30,000 $ 93,000
Holland-Grand Haven, MI 1 $ 7,000 $ 7,000 $ 31,000
Lansing-East Lansing, MI 1 $ 13,000 $ 13,000 $ 64,000
San Angelo, TX 1 $ 25,000 $ 25,000 $ 60,000
Wichita Falls, TX 1 $ 30,000 $ 30,000 $ 88,000

Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 19,545 $244,631,000 $12,000 $67,000 $85,000 $3,075,000
Home Purchase 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,930 $155,559,000 $13,000 $63,000 $87,000 $3,059,000
Black or African American 4,253 $43,350,000 $10,000 $67,000 $75,000 $3,075,000
Not Provided 1,880 $25,793,000 $13,000 $38,000 $87,000 $1,440,000
Hispanic 1,154 $15,584,000 $13,000 $36,000 $89,000 $1,500,000
Asian 218 $2,752,000 $12,000 $30,000 $102,000 $1,008,000
American Indian or Alaskan Native 68 $1,083,000 $15,000 $30,000 $100,000 $780,000
Native Hawaiian or Other Pacific Islander 42 $510,000 $12,000 $30,000 $97,000 $300,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,545 $244,631,000 $12,000 $67,000 $85,000 $3,075,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,466 $117,055,000 $12,000 $67,000 $79,000 $3,075,000
Loan Originated 5,712 $67,940,000 $11,000 $34,000 $88,000 $1,320,000
Application Approved But Not Accepted 4,356 $59,504,000 $13,000 $35,000 $92,000 $806,000
Application Withdrawn By Applicant 11 $132,000 $12,000 $30,000 $76,000 $300,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7,374 $88,212,000 $11,000 $67,000 $79,000 $3,059,000
Other 1,024 $13,943,000 $13,000 $58,000 $96,000 $3,075,000
Debt-To-Income Ratio 738 $10,283,000 $13,000 $63,000 $62,000 $1,040,000
Unverifiable Information 179 $2,325,000 $12,000 $42,000 $66,000 $354,000
Credit Application Incomplete 75 $1,018,000 $13,000 $43,000 $83,000 $336,000
Employment History 65 $1,125,000 $17,000 $30,000 $88,000 $225,000
Collateral 11 $149,000 $13,000 $28,000 $75,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List