Lendmark Financial Services Mortgage Lending & HMDA Data, 2010

In 2010, Lendmark Financial Services of Wilson, NC reported 473 mortgage applications totaling $16.4 million, down 67% from 2009. The average application was for $34,585, and applicants reported an average income of $52,416. 34% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Baltimore-Towson, MD (64), Atlanta-Sandy Springs-Marietta, GA (45) and Savannah, GA (36) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 473
Total Mortgage Loan Application Amount $16,359,000
Average Mortgage Loan Application Amount $34,585
Highest Mortgage Loan Application Amount $318,000
Average Applicant Income $52,416
Highest Applicant Income $253,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chatham, Georgia 29 $ 265,000 $ 9,137 $ 15,000
Baltimore, Maryland 18 $ 599,000 $ 33,277 $ 72,000
Baltimore City, Maryland 17 $ 571,000 $ 33,588 $ 55,000
Richland, South Carolina 12 $ 414,000 $ 34,500 $ 61,000
Anne Arundel, Maryland 11 $ 553,000 $ 50,272 $ 69,000
Prince George's, Maryland 11 $ 498,000 $ 45,272 $ 90,000
Newton, Georgia 10 $ 583,000 $ 58,300 $ 41,000
Carroll, Maryland 10 $ 647,000 $ 64,700 $ 65,000
McCreary, Kentucky 9 $ 434,000 $ 48,222 $ 46,000
Pulaski, Kentucky 9 $ 183,000 $ 20,333 $ 51,000
Liberty, Georgia 8 $ 70,000 $ 8,750 $ 0
Jefferson, Kentucky 8 $ 153,000 $ 19,125 $ 73,000
Russell, Kentucky 7 $ 203,000 $ 29,000 $ 39,000
Blount, Tennessee 7 $ 181,000 $ 25,857 $ 75,000
Marion, Tennessee 7 $ 181,000 $ 25,857 $ 42,000
Baldwin, Georgia 6 $ 180,000 $ 30,000 $ 41,000
Bryan, Georgia 6 $ 35,000 $ 5,833 $ 0
Whitfield, Georgia 6 $ 166,000 $ 27,666 $ 55,000
Camden, Georgia 5 $ 181,000 $ 36,200 $ 54,000
Murray, Georgia 5 $ 135,000 $ 27,000 $ 43,000
Muscogee, Georgia 5 $ 247,000 $ 49,400 $ 63,000
Paulding, Georgia 5 $ 147,000 $ 29,400 $ 75,000
Lexington, South Carolina 5 $ 190,000 $ 38,000 $ 44,000
Montgomery, Tennessee 5 $ 190,000 $ 38,000 $ 49,000
Brooks, Georgia 4 $ 172,000 $ 43,000 $ 44,000
DeKalb, Georgia 4 $ 178,000 $ 44,500 $ 83,000
Glynn, Georgia 4 $ 153,000 $ 38,250 $ 51,000
Long, Georgia 4 $ 31,000 $ 7,750 $ 0
Caldwell, Kentucky 4 $ 113,000 $ 28,250 $ 28,000
Laurel, Kentucky 4 $ 179,000 $ 44,750 $ 65,000
Muhlenberg, Kentucky 4 $ 238,000 $ 59,500 $ 36,000
Harford, Maryland 4 $ 96,000 $ 24,000 $ 64,000
Knox, Tennessee 4 $ 117,000 $ 29,250 $ 61,000
Russell, Alabama 3 $ 73,000 $ 24,333 $ 32,000
Bibb, Georgia 3 $ 70,000 $ 23,333 $ 56,000
Henry, Georgia 3 $ 121,000 $ 40,333 $ 66,000
Houston, Georgia 3 $ 74,000 $ 24,666 $ 63,000
Rockdale, Georgia 3 $ 97,000 $ 32,333 $ 91,000
Tattnall, Georgia 3 $ 27,000 $ 9,000 $ 0
Walton, Georgia 3 $ 140,000 $ 46,666 $ 46,000
Knox, Kentucky 3 $ 93,000 $ 31,000 $ 42,000
Dorchester, Maryland 3 $ 190,000 $ 63,333 $ 74,000
Howard, Maryland 3 $ 109,000 $ 36,333 $ 132,000
Montgomery, Maryland 3 $ 115,000 $ 38,333 $ 62,000
Charleston, South Carolina 3 $ 79,000 $ 26,333 $ 64,000
Chambers, Alabama 2 $ 42,000 $ 21,000 $ 53,000
DeSoto, Florida 2 $ 160,000 $ 80,000 $ 46,000
Duval, Florida 2 $ 83,000 $ 41,500 $ 79,000
Okaloosa, Florida 2 $ 78,000 $ 39,000 $ 48,000
Putnam, Florida 2 $ 91,000 $ 45,500 $ 77,000
Volusia, Florida 2 $ 204,000 $ 102,000 $ 74,000
Bartow, Georgia 2 $ 64,000 $ 32,000 $ 39,000
Bulloch, Georgia 2 $ 21,000 $ 10,500 $ 0
Carroll, Georgia 2 $ 81,000 $ 40,500 $ 45,000
Charlton, Georgia 2 $ 59,000 $ 29,500 $ 34,000
Douglas, Georgia 2 $ 85,000 $ 42,500 $ 156,000
Floyd, Georgia 2 $ 60,000 $ 30,000 $ 28,000
Grady, Georgia 2 $ 77,000 $ 38,500 $ 34,000
Gwinnett, Georgia 2 $ 52,000 $ 26,000 $ 68,000
Haralson, Georgia 2 $ 87,000 $ 43,500 $ 46,000
Harris, Georgia 2 $ 60,000 $ 30,000 $ 51,000
Jasper, Georgia 2 $ 79,000 $ 39,500 $ 100,000
Richmond, Georgia 2 $ 60,000 $ 30,000 $ 33,000
Thomas, Georgia 2 $ 34,000 $ 17,000 $ 42,000
Tift, Georgia 2 $ 61,000 $ 30,500 $ 26,000
Ware, Georgia 2 $ 52,000 $ 26,000 $ 45,000
Boyd, Kentucky 2 $ 50,000 $ 25,000 $ 57,000
Christian, Kentucky 2 $ 34,000 $ 17,000 $ 38,000
Fayette, Kentucky 2 $ 67,000 $ 33,500 $ 106,000
Graves, Kentucky 2 $ 112,000 $ 56,000 $ 63,000
Hardin, Kentucky 2 $ 54,000 $ 27,000 $ 72,000
Lincoln, Kentucky 2 $ 45,000 $ 22,500 $ 46,000
Lyon, Kentucky 2 $ 65,000 $ 32,500 $ 107,000
Warren, Kentucky 2 $ 75,000 $ 37,500 $ 27,000
Caroline, Maryland 2 $ 373,000 $ 186,500 $ 84,000
Frederick, Maryland 2 $ 139,000 $ 69,500 $ 84,000
Somerset, Maryland 2 $ 49,000 $ 24,500 $ 44,000
St. Mary's, Maryland 2 $ 69,000 $ 34,500 $ 103,000
Talbot, Maryland 2 $ 64,000 $ 32,000 $ 49,000
Polk, North Carolina 2 $ 100,000 $ 50,000 $ 58,000
Aiken, South Carolina 2 $ 40,000 $ 20,000 $ 9,000
Berkeley, South Carolina 2 $ 121,000 $ 60,500 $ 35,000
Darlington, South Carolina 2 $ 136,000 $ 68,000 $ 59,000
Florence, South Carolina 2 $ 43,000 $ 21,500 $ 65,000
Hampton, South Carolina 2 $ 59,000 $ 29,500 $ 21,000
Jasper, South Carolina 2 $ 22,000 $ 11,000 $ 0
Lancaster, South Carolina 2 $ 72,000 $ 36,000 $ 51,000
McMinn, Tennessee 2 $ 57,000 $ 28,500 $ 69,000
Scott, Tennessee 2 $ 49,000 $ 24,500 $ 40,000
Fairfax, Virginia 2 $ 49,000 $ 24,500 $ 64,000
Mobile, Alabama 1 $ 21,000 $ 21,000 $ 38,000
Kent, Delaware 1 $ 31,000 $ 31,000 $ 82,000
Sussex, Delaware 1 $ 50,000 $ 50,000 $ 58,000
Lake, Florida 1 $ 100,000 $ 100,000 $ 76,000
Madison, Florida 1 $ 15,000 $ 15,000 $ 22,000
Nassau, Florida 1 $ 15,000 $ 15,000 $ 68,000
Orange, Florida 1 $ 79,000 $ 79,000 $ 52,000
Osceola, Florida 1 $ 31,000 $ 31,000 $ 60,000
Pasco, Florida 1 $ 33,000 $ 33,000 $ 67,000
Polk, Florida 1 $ 17,000 $ 17,000 $ 29,000
Santa Rosa, Florida 1 $ 36,000 $ 36,000 $ 93,000
Berrien, Georgia 1 $ 17,000 $ 17,000 $ 68,000
Butts, Georgia 1 $ 17,000 $ 17,000 $ 60,000
Candler, Georgia 1 $ 13,000 $ 13,000 $ 0
Chattooga, Georgia 1 $ 68,000 $ 68,000 $ 21,000
Cherokee, Georgia 1 $ 51,000 $ 51,000 $ 42,000
Clayton, Georgia 1 $ 27,000 $ 27,000 $ 42,000
Cobb, Georgia 1 $ 125,000 $ 125,000 $ 52,000
Colquitt, Georgia 1 $ 25,000 $ 25,000 $ 44,000
Cook, Georgia 1 $ 50,000 $ 50,000 $ 30,000
Coweta, Georgia 1 $ 157,000 $ 157,000 $ 66,000
Dougherty, Georgia 1 $ 22,000 $ 22,000 $ 35,000
Effingham, Georgia 1 $ 9,000 $ 9,000 $ 0
Evans, Georgia 1 $ 7,000 $ 7,000 $ 0
Gilmer, Georgia 1 $ 34,000 $ 34,000 $ 66,000
Gordon, Georgia 1 $ 36,000 $ 36,000 $ 53,000
Hancock, Georgia 1 $ 30,000 $ 30,000 $ 33,000
Jones, Georgia 1 $ 30,000 $ 30,000 $ 44,000
Lee, Georgia 1 $ 35,000 $ 35,000 $ 85,000
Lumpkin, Georgia 1 $ 43,000 $ 43,000 $ 107,000
Marion, Georgia 1 $ 20,000 $ 20,000 $ 48,000
Mitchell, Georgia 1 $ 32,000 $ 32,000 $ 39,000
Morgan, Georgia 1 $ 15,000 $ 15,000 $ 20,000
Oconee, Georgia 1 $ 76,000 $ 76,000 $ 29,000
Polk, Georgia 1 $ 20,000 $ 20,000 $ 35,000
Toombs, Georgia 1 $ 20,000 $ 20,000 $ 60,000
Twiggs, Georgia 1 $ 17,000 $ 17,000 $ 38,000
Wilkinson, Georgia 1 $ 21,000 $ 21,000 $ 94,000
Adair, Kentucky 1 $ 54,000 $ 54,000 $ 45,000
Boyle, Kentucky 1 $ 35,000 $ 35,000 $ 40,000
Bracken, Kentucky 1 $ 21,000 $ 21,000 $ 72,000
Breckinridge, Kentucky 1 $ 20,000 $ 20,000 $ 18,000
Clinton, Kentucky 1 $ 38,000 $ 38,000 $ 51,000
Crittenden, Kentucky 1 $ 17,000 $ 17,000 $ 36,000
Daviess, Kentucky 1 $ 21,000 $ 21,000 $ 46,000
Floyd, Kentucky 1 $ 27,000 $ 27,000 $ 56,000
Grayson, Kentucky 1 $ 48,000 $ 48,000 $ 46,000
Greenup, Kentucky 1 $ 21,000 $ 21,000 $ 42,000
Hopkins, Kentucky 1 $ 17,000 $ 17,000 $ 116,000
Jessamine, Kentucky 1 $ 62,000 $ 62,000 $ 78,000
Lawrence, Kentucky 1 $ 19,000 $ 19,000 $ 55,000
Logan, Kentucky 1 $ 20,000 $ 20,000 $ 58,000
Marshall, Kentucky 1 $ 24,000 $ 24,000 $ 38,000
Martin, Kentucky 1 $ 50,000 $ 50,000 $ 29,000
McCracken, Kentucky 1 $ 31,000 $ 31,000 $ 82,000
Pike, Kentucky 1 $ 43,000 $ 43,000 $ 36,000
Shelby, Kentucky 1 $ 50,000 $ 50,000 $ 97,000
Wayne, Kentucky 1 $ 89,000 $ 89,000 $ 23,000
Whitley, Kentucky 1 $ 67,000 $ 67,000 $ 23,000
Calvert, Maryland 1 $ 30,000 $ 30,000 $ 87,000
Cecil, Maryland 1 $ 52,000 $ 52,000 $ 96,000
Charles, Maryland 1 $ 50,000 $ 50,000 $ 89,000
Queen Anne's, Maryland 1 $ 20,000 $ 20,000 $ 90,000
Washington, Maryland 1 $ 30,000 $ 30,000 $ 88,000
Wicomico, Maryland 1 $ 38,000 $ 38,000 $ 74,000
Worcester, Maryland 1 $ 23,000 $ 23,000 $ 94,000
Cabarrus, North Carolina 1 $ 22,000 $ 22,000 $ 25,000
Franklin, North Carolina 1 $ 50,000 $ 50,000 $ 102,000
Pitt, North Carolina 1 $ 31,000 $ 31,000 $ 43,000
Lawrence, Ohio 1 $ 64,000 $ 64,000 $ 32,000
Anderson, South Carolina 1 $ 60,000 $ 60,000 $ 67,000
Beaufort, South Carolina 1 $ 16,000 $ 16,000 $ 0
Fairfield, South Carolina 1 $ 26,000 $ 26,000 $ 38,000
Greenville, South Carolina 1 $ 20,000 $ 20,000 $ 70,000
Kershaw, South Carolina 1 $ 46,000 $ 46,000 $ 69,000
Marlboro, South Carolina 1 $ 15,000 $ 15,000 $ 25,000
Pickens, South Carolina 1 $ 34,000 $ 34,000 $ 79,000
Spartanburg, South Carolina 1 $ 45,000 $ 45,000 $ 50,000
Campbell, Tennessee 1 $ 15,000 $ 15,000 $ 41,000
Davidson, Tennessee 1 $ 32,000 $ 32,000 $ 150,000
Greene, Tennessee 1 $ 40,000 $ 40,000 $ 51,000
Rhea, Tennessee 1 $ 24,000 $ 24,000 $ 71,000
Accomack, Virginia 1 $ 15,000 $ 15,000 $ 68,000
Alexandria, Virginia 1 $ 29,000 $ 29,000 $ 80,000
Caroline, Virginia 1 $ 50,000 $ 50,000 $ 37,000
Charlottesville, Virginia 1 $ 70,000 $ 70,000 $ 65,000
Chesapeake, Virginia 1 $ 25,000 $ 25,000 $ 120,000
Fauquier, Virginia 1 $ 73,000 $ 73,000 $ 60,000
Norfolk, Virginia 1 $ 40,000 $ 40,000 $ 171,000
Nottoway, Virginia 1 $ 50,000 $ 50,000 $ 40,000

Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 292 $8,245,000 $28,000 $140,000 $56,000 $217,000
Refinancing 134 $5,266,000 $39,000 $318,000 $43,000 $130,000
Home Purchase 47 $2,848,000 $60,000 $157,000 $57,000 $253,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 248 $9,711,000 $39,000 $162,000 $58,000 $253,000
Black or African American 117 $4,371,000 $37,000 $318,000 $62,000 $210,000
Not applicable 55 $417,000 $7,000 $17,000 $0 $0
Not Provided 41 $1,431,000 $34,000 $130,000 $59,000 $134,000
Hispanic 8 $301,000 $37,000 $80,000 $61,000 $105,000
Asian 3 $96,000 $32,000 $59,000 $77,000 $134,000
Native Hawaiian or Other Pacific Islander 1 $32,000 $32,000 $32,000 $72,000 $72,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 473 $16,359,000 $34,000 $318,000 $53,000 $253,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 171 $6,572,000 $38,000 $318,000 $55,000 $210,000
Loan Originated 160 $5,292,000 $33,000 $145,000 $63,000 $210,000
Application Approved But Not Accepted 83 $3,933,000 $47,000 $162,000 $59,000 $217,000
Loan Purchased By The Institution 55 $417,000 $7,000 $17,000 $0 $0
Application Withdrawn By Applicant 4 $145,000 $36,000 $56,000 $90,000 $253,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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