Level One Bank Mortgage Lending & HMDA Data, 2021
In 2021, Level One Bank of Farmington Hills, MI reported 2,598 mortgage applications totaling $841.7 million, down 17% from 2020. The average application was for $323,995, and applicants reported an average income of $168,148. 85% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (1,091), Detroit-Dearborn-Livonia, MI (446) and Ann Arbor, MI (442) (applications in parentheses).
| Mortgage Company & Address | Level One Bank 32991 Hamilton Court Farmington Hills, MI 48334 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,598 |
| Total Mortgage Loan Application Amount | $841,740,000 |
| Average Mortgage Loan Application Amount | $323,995 |
| Highest Mortgage Loan Application Amount | $6,205,000 |
| Average Applicant Income | $168,148 |
| Highest Applicant Income | $4,920,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Level One Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 1,091 | $ 389,045,000 | $ 356,594 | $ 189,000 |
| Detroit-Dearborn-Livonia, MI | 446 | $ 111,820,000 | $ 250,717 | $ 129,000 |
| Ann Arbor, MI | 442 | $ 156,050,000 | $ 353,054 | $ 157,000 |
| Outside any metro area | 121 | $ 35,155,000 | $ 290,537 | $ 236,595 |
| Grand Rapids-Wyoming, MI | 83 | $ 25,915,000 | $ 312,228 | $ 117,000 |
| Flint, MI | 73 | $ 25,305,000 | $ 346,643 | $ 172,000 |
| Jackson, MI | 69 | $ 12,775,000 | $ 185,144 | $ 85,000 |
| Monroe, MI | 33 | $ 6,735,000 | $ 204,090 | $ 82,000 |
| Lansing-East Lansing, MI | 30 | $ 13,170,000 | $ 439,000 | $ 130,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 3,995,000 | $ 443,888 | $ 419,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 2,065,000 | $ 229,444 | $ 125,000 |
| Las Vegas-Henderson-Paradise, NV | 8 | $ 930,000 | $ 116,250 | $ 136,000 |
| Chicago-Naperville, IL | 7 | $ 2,425,000 | $ 346,428 | $ 147,000 |
| Denver-Aurora-Lakewood, CO | 7 | $ 2,855,000 | $ 407,857 | $ 202,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7 | $ 2,535,000 | $ 362,142 | $ 133,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,110,000 | $ 185,000 | $ 129,000 |
| Battle Creek, MI | 5 | $ 2,555,000 | $ 511,000 | $ 435,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,705,000 | $ 341,000 | $ 472,000 |
| Charleston-North Charleston, SC | 5 | $ 1,585,000 | $ 317,000 | $ 112,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,785,000 | $ 357,000 | $ 289,000 |
| Saginaw, MI | 5 | $ 1,605,000 | $ 321,000 | $ 204,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4 | $ 1,090,000 | $ 272,500 | $ 98,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 1,620,000 | $ 405,000 | $ 165,000 |
| Columbus, OH | 4 | $ 1,490,000 | $ 372,500 | $ 252,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 1,020,000 | $ 255,000 | $ 108,000 |
| Raleigh, NC | 4 | $ 1,050,000 | $ 262,500 | $ 404,000 |
| Boulder, CO | 3 | $ 1,245,000 | $ 415,000 | $ 268,000 |
| Jacksonville, FL | 3 | $ 1,115,000 | $ 371,666 | $ 182,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 3,815,000 | $ 1,271,666 | $ 598,000 |
| Muskegon, MI | 3 | $ 735,000 | $ 245,000 | $ 143,000 |
| Toledo, OH | 3 | $ 375,000 | $ 125,000 | $ 94,000 |
| Tucson, AZ | 3 | $ 825,000 | $ 275,000 | $ 134,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,105,000 | $ 368,333 | $ 237,000 |
| Akron, OH | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Austin-Round Rock, TX | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Boston, MA | 2 | $ 740,000 | $ 370,000 | $ 296,000 |
| Cleveland-Elyria, OH | 2 | $ 190,000 | $ 95,000 | $ 150,000 |
| Dallas-Plano-Irving, TX | 2 | $ 410,000 | $ 205,000 | $ 121,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 370,000 | $ 185,000 | $ 140,000 |
| Dothan, AL | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| Fort Worth-Arlington, TX | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 890,000 | $ 445,000 | $ 240,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| New Bern, NC | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Niles-Benton Harbor, MI | 2 | $ 640,000 | $ 320,000 | $ 160,000 |
| Ocala, FL | 2 | $ 760,000 | $ 380,000 | $ 511,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 450,000 | $ 225,000 | $ 127,000 |
| San Antonio-New Braunfels, TX | 2 | $ 670,000 | $ 335,000 | $ 150,000 |
| San Diego-Carlsbad, CA | 2 | $ 920,000 | $ 460,000 | $ 257,000 |
| Sebring, FL | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,000,000 | $ 500,000 | $ 202,000 |
| Wichita, KS | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Asheville, NC | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Athens-Clarke County, GA | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 345,000 | $ 345,000 | $ 205,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Bloomington, IN | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Bloomsburg-Berwick, PA | 1 | $ 355,000 | $ 355,000 | $ 543,000 |
| Boise City, ID | 1 | $ 485,000 | $ 485,000 | $ 283,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Brunswick, GA | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Chattanooga, TN-GA | 1 | $ 395,000 | $ 395,000 | $ 405,000 |
| Cincinnati, OH-KY-IN | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Elgin, IL | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 545,000 | $ 545,000 | $ 162,000 |
| Florence-Muscle Shoals, AL | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Fond Du Lac, WI | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Kansas City, MO-KS | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Lexington-Fayette, KY | 1 | $ 325,000 | $ 325,000 | $ 170,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Madison, WI | 1 | $ 375,000 | $ 375,000 | $ 251,000 |
| Midland, MI | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 655,000 | $ 655,000 | $ 245,000 |
| Norwich-New London, CT | 1 | $ 495,000 | $ 495,000 | $ 445,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 545,000 | $ 545,000 | $ 263,000 |
| Peoria, IL | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Philadelphia, PA | 1 | $ 395,000 | $ 395,000 | $ 183,000 |
| Pittsburgh, PA | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Punta Gorda, FL | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Rockingham County-Strafford County, NH | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Savannah, GA | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 735,000 | $ 735,000 | $ 162,000 |
| Sebastian-Vero Beach, FL | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| St. Louis, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Syracuse, NY | 1 | $ 185,000 | $ 185,000 | $ 201,000 |
| Waco, TX | 1 | $ 155,000 | $ 155,000 | $ 238,000 |
| Wausau, WI | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Level One Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,112 | $393,900,000 | $354,000 | $4,725,000 | $171,000 | $4,731,000 |
| Refinancing | 899 | $283,925,000 | $315,000 | $6,205,000 | $161,000 | $4,920,000 |
| Cash-out Refinancing | 468 | $129,310,000 | $276,000 | $2,485,000 | $150,000 | $1,833,000 |
| Other Purpose | 80 | $15,010,000 | $187,000 | $635,000 | $240,000 | $1,717,000 |
| Home Improvement | 39 | $19,595,000 | $502,000 | $2,045,000 | $322,000 | $2,281,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,107 | $676,325,000 | $320,000 | $4,165,000 | $172,000 | $4,920,000 |
| Not Provided | 145 | $36,215,000 | $249,000 | $1,185,000 | $145,000 | $1,717,000 |
| Asian | 134 | $47,790,000 | $356,000 | $3,205,000 | $175,000 | $1,274,000 |
| Black or African American | 133 | $30,665,000 | $230,000 | $1,605,000 | $118,000 | $1,336,000 |
| Hispanic | 45 | $13,825,000 | $307,000 | $845,000 | $136,000 | $425,000 |
| Not applicable | 20 | $33,690,000 | $1,684,000 | $6,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $3,230,000 | $230,000 | $425,000 | $322,000 | $531,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,551 | $832,555,000 | $326,000 | $6,205,000 | $170,000 | $4,920,000 |
| FHA-insured (Federal Housing Administration) | 46 | $8,900,000 | $193,000 | $365,000 | $68,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $285,000 | $285,000 | $285,000 | $79,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,212 | $707,360,000 | $319,000 | $6,205,000 | $164,000 | $4,731,000 |
| Application Approved But Not Accepted | 169 | $58,545,000 | $346,000 | $1,985,000 | $214,000 | $2,697,000 |
| Application Denied By Financial Institution | 94 | $33,830,000 | $359,000 | $4,005,000 | $167,000 | $4,920,000 |
| Application Withdrawn By Applicant | 81 | $30,125,000 | $371,000 | $4,165,000 | $216,000 | $2,503,000 |
| File Closed For Incompleteness | 28 | $8,490,000 | $303,000 | $1,235,000 | $158,000 | $696,000 |
| Preapproval Denied by Financial Institution | 7 | $1,795,000 | $256,000 | $605,000 | $32,000 | $72,000 |
| Loan Purchased By The Institution | 6 | $1,390,000 | $231,000 | $485,000 | $131,000 | $364,000 |
| Preapproval Approved but not Accepted | 1 | $205,000 | $205,000 | $205,000 | $99,000 | $99,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,497 | $806,115,000 | $322,000 | $6,205,000 | $169,000 | $4,731,000 |
| Debt-To-Income Ratio | 50 | $16,590,000 | $331,000 | $1,185,000 | $84,000 | $393,000 |
| Collateral | 28 | $13,620,000 | $486,000 | $4,005,000 | $303,000 | $4,920,000 |
| Credit History | 11 | $2,355,000 | $214,000 | $475,000 | $100,000 | $282,000 |
| Other | 6 | $1,630,000 | $271,000 | $545,000 | $173,000 | $406,000 |
| Unverifiable Information | 4 | $880,000 | $220,000 | $325,000 | $44,000 | $80,000 |
| Employment History | 2 | $550,000 | $275,000 | $335,000 | $58,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Level One Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Level One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About