Low VA Rates, LLC Mortgage Lending & HMDA Data, 2022
In 2022, Low VA Rates, LLC of Lindon, UT reported 1,697 mortgage applications totaling $531.6 million, down 83% from 2021. The average application was for $313,249, and applicants reported an average income of $91,378. 55% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (91), Atlanta-Sandy Springs-Roswell, GA (82) and Riverside-San Bernardino-Ontario, CA (34) (applications in parentheses).
| Mortgage Company & Address | Low VA Rates, LLC 384 South 400 West, #100 Lindon, UT 84042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,697 |
| Total Mortgage Loan Application Amount | $531,585,000 |
| Average Mortgage Loan Application Amount | $313,249 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $91,378 |
| Highest Applicant Income | $1,156,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Low VA Rates, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 207 | $ 53,195,000 | $ 256,980 | $ 78,927 |
| Las Vegas-Henderson-Paradise, NV | 91 | $ 36,085,000 | $ 396,538 | $ 112,000 |
| Atlanta-Sandy Springs-Roswell, GA | 82 | $ 27,160,000 | $ 331,219 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 13,820,000 | $ 406,470 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 33 | $ 10,715,000 | $ 324,696 | $ 80,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 31 | $ 9,555,000 | $ 308,225 | $ 100,000 |
| Tampa-St. Petersburg-Clearwater, FL | 27 | $ 9,135,000 | $ 338,333 | $ 116,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 27 | $ 11,585,000 | $ 429,074 | $ 118,407 |
| Fayetteville, NC | 23 | $ 5,675,000 | $ 246,739 | $ 90,000 |
| Charlotte-Concord-Gastonia, NC-SC | 20 | $ 6,190,000 | $ 309,500 | $ 64,800 |
| Jacksonville, FL | 20 | $ 7,570,000 | $ 378,500 | $ 87,000 |
| Kansas City, MO-KS | 20 | $ 5,780,000 | $ 289,000 | $ 98,000 |
| Chicago-Naperville, IL | 18 | $ 5,100,000 | $ 283,333 | $ 105,000 |
| Lake Havasu City-Kingman, AZ | 18 | $ 3,930,000 | $ 218,333 | $ 105,000 |
| St. Louis, MO-IL | 18 | $ 4,670,000 | $ 259,444 | $ 76,111 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 5,875,000 | $ 345,588 | $ 78,000 |
| Salt Lake City, UT | 17 | $ 7,555,000 | $ 444,411 | $ 101,000 |
| Albuquerque, NM | 16 | $ 4,330,000 | $ 270,625 | $ 77,000 |
| Charleston-North Charleston, SC | 16 | $ 5,650,000 | $ 353,125 | $ 89,000 |
| Cincinnati, OH-KY-IN | 16 | $ 4,000,000 | $ 250,000 | $ 73,375 |
| Colorado Springs, CO | 16 | $ 7,040,000 | $ 440,000 | $ 112,000 |
| Austin-Round Rock, TX | 15 | $ 6,145,000 | $ 409,666 | $ 141,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 4,500,000 | $ 321,428 | $ 102,000 |
| Baltimore-Columbia-Towson, MD | 13 | $ 4,835,000 | $ 371,923 | $ 120,000 |
| Houston-The Woodlands-Sugar Land, TX | 13 | $ 4,235,000 | $ 325,769 | $ 84,000 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 3,825,000 | $ 294,230 | $ 89,000 |
| Oklahoma City, OK | 13 | $ 3,355,000 | $ 258,076 | $ 92,000 |
| Provo-Orem, UT | 13 | $ 5,125,000 | $ 394,230 | $ 111,000 |
| Birmingham-Hoover, AL | 12 | $ 3,440,000 | $ 286,666 | $ 98,000 |
| Boise City, ID | 12 | $ 4,460,000 | $ 371,666 | $ 79,000 |
| Denver-Aurora-Lakewood, CO | 12 | $ 5,510,000 | $ 459,166 | $ 143,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 3,010,000 | $ 250,833 | $ 85,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 3,570,000 | $ 297,500 | $ 87,166 |
| San Antonio-New Braunfels, TX | 12 | $ 3,470,000 | $ 289,166 | $ 106,000 |
| Cleveland-Elyria, OH | 11 | $ 1,875,000 | $ 170,454 | $ 65,000 |
| Dallas-Plano-Irving, TX | 11 | $ 4,245,000 | $ 385,909 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 3,095,000 | $ 281,363 | $ 78,000 |
| Fort Worth-Arlington, TX | 11 | $ 4,905,000 | $ 445,909 | $ 211,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 6,155,000 | $ 559,545 | $ 115,000 |
| San Diego-Carlsbad, CA | 11 | $ 7,445,000 | $ 676,818 | $ 142,000 |
| Columbus, OH | 10 | $ 2,810,000 | $ 281,000 | $ 86,000 |
| Killeen-Temple, TX | 10 | $ 1,920,000 | $ 192,000 | $ 92,000 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 2,890,000 | $ 289,000 | $ 113,000 |
| Columbia, SC | 9 | $ 2,145,000 | $ 238,333 | $ 82,000 |
| Lakeland-Winter Haven, FL | 9 | $ 2,445,000 | $ 271,666 | $ 66,000 |
| Savannah, GA | 9 | $ 2,245,000 | $ 249,444 | $ 74,000 |
| Spartanburg, SC | 9 | $ 2,965,000 | $ 329,444 | $ 81,000 |
| Winston-Salem, NC | 9 | $ 3,165,000 | $ 351,666 | $ 92,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 2,450,000 | $ 306,250 | $ 91,000 |
| Harrisburg-Carlisle, PA | 8 | $ 2,240,000 | $ 280,000 | $ 71,000 |
| Reno, NV | 8 | $ 3,330,000 | $ 416,250 | $ 68,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 3,800,000 | $ 475,000 | $ 98,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 2,265,000 | $ 323,571 | $ 69,285 |
| Camden, NJ | 7 | $ 1,925,000 | $ 275,000 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,905,000 | $ 415,000 | $ 74,000 |
| Clarksville, TN-KY | 7 | $ 1,905,000 | $ 272,142 | $ 69,000 |
| Huntsville, AL | 7 | $ 1,865,000 | $ 266,428 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 2,005,000 | $ 286,428 | $ 71,000 |
| Philadelphia, PA | 7 | $ 1,425,000 | $ 203,571 | $ 59,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 2,955,000 | $ 422,142 | $ 96,857 |
| Raleigh, NC | 7 | $ 3,415,000 | $ 487,857 | $ 182,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 2,195,000 | $ 313,571 | $ 86,000 |
| Chattanooga, TN-GA | 6 | $ 2,000,000 | $ 333,333 | $ 101,166 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,530,000 | $ 255,000 | $ 95,000 |
| Greensboro-High Point, NC | 6 | $ 1,730,000 | $ 288,333 | $ 78,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,440,000 | $ 240,000 | $ 65,000 |
| Knoxville, TN | 6 | $ 1,540,000 | $ 256,666 | $ 76,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,480,000 | $ 246,666 | $ 72,500 |
| Memphis, TN-MS-AR | 6 | $ 1,440,000 | $ 240,000 | $ 91,333 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,240,000 | $ 206,666 | $ 48,333 |
| Ogden-Clearfield, UT | 6 | $ 2,480,000 | $ 413,333 | $ 133,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,480,000 | $ 246,666 | $ 82,833 |
| Tulsa, OK | 6 | $ 1,450,000 | $ 241,666 | $ 86,000 |
| Urban Honolulu, HI | 6 | $ 4,480,000 | $ 746,666 | $ 130,000 |
| Warner Robins, GA | 6 | $ 2,120,000 | $ 353,333 | $ 105,000 |
| Akron, OH | 5 | $ 1,035,000 | $ 207,000 | $ 81,000 |
| Baton Rouge, LA | 5 | $ 2,085,000 | $ 417,000 | $ 116,000 |
| Bend-Redmond, OR | 5 | $ 1,885,000 | $ 377,000 | $ 90,000 |
| Columbus, GA-AL | 5 | $ 1,505,000 | $ 301,000 | $ 116,200 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,355,000 | $ 271,000 | $ 54,000 |
| El Paso, TX | 5 | $ 795,000 | $ 159,000 | $ 84,000 |
| Eugene, OR | 5 | $ 1,945,000 | $ 389,000 | $ 88,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,245,000 | $ 249,000 | $ 43,000 |
| Goldsboro, NC | 5 | $ 1,355,000 | $ 271,000 | $ 68,000 |
| Hinesville, GA | 5 | $ 1,115,000 | $ 223,000 | $ 62,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,475,000 | $ 295,000 | $ 110,600 |
| Lawton, OK | 5 | $ 1,235,000 | $ 247,000 | $ 89,000 |
| Macon-Bibb County, GA | 5 | $ 1,405,000 | $ 281,000 | $ 96,000 |
| New Orleans-Metairie, LA | 5 | $ 845,000 | $ 169,000 | $ 76,000 |
| Pittsburgh, PA | 5 | $ 805,000 | $ 161,000 | $ 52,000 |
| Portland-South Portland, ME | 5 | $ 1,675,000 | $ 335,000 | $ 40,000 |
| Richmond, VA | 5 | $ 1,555,000 | $ 311,000 | $ 113,000 |
| St. George, UT | 5 | $ 2,395,000 | $ 479,000 | $ 137,000 |
| Tucson, AZ | 5 | $ 1,095,000 | $ 219,000 | $ 70,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,505,000 | $ 301,000 | $ 108,000 |
| Asheville, NC | 4 | $ 1,130,000 | $ 282,500 | $ 47,000 |
| Bakersfield, CA | 4 | $ 1,370,000 | $ 342,500 | $ 78,000 |
| Corpus Christi, TX | 4 | $ 1,030,000 | $ 257,500 | $ 130,000 |
| Des Moines-West Des Moines, IA | 4 | $ 1,030,000 | $ 257,500 | $ 94,000 |
| Dover, DE | 4 | $ 1,260,000 | $ 315,000 | $ 114,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 810,000 | $ 202,500 | $ 32,000 |
| Fort Wayne, IN | 4 | $ 910,000 | $ 227,500 | $ 60,000 |
| Las Cruces, NM | 4 | $ 1,130,000 | $ 282,500 | $ 82,000 |
| Medford, OR | 4 | $ 1,550,000 | $ 387,500 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 1,090,000 | $ 272,500 | $ 104,000 |
| Ocala, FL | 4 | $ 1,210,000 | $ 302,500 | $ 66,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 990,000 | $ 247,500 | $ 101,000 |
| Port St. Lucie, FL | 4 | $ 2,540,000 | $ 635,000 | $ 106,000 |
| Salem, OR | 4 | $ 1,440,000 | $ 360,000 | $ 129,000 |
| Springfield, MO | 4 | $ 930,000 | $ 232,500 | $ 53,000 |
| Sumter, SC | 4 | $ 920,000 | $ 230,000 | $ 67,000 |
| Tuscaloosa, AL | 4 | $ 820,000 | $ 205,000 | $ 69,000 |
| Battle Creek, MI | 3 | $ 475,000 | $ 158,333 | $ 95,000 |
| California-Lexington Park, MD | 3 | $ 1,025,000 | $ 341,666 | $ 111,000 |
| Canton-Massillon, OH | 3 | $ 555,000 | $ 185,000 | $ 62,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 655,000 | $ 218,333 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 555,000 | $ 185,000 | $ 106,000 |
| Durham-Chapel Hill, NC | 3 | $ 775,000 | $ 258,333 | $ 78,000 |
| Gadsden, AL | 3 | $ 365,000 | $ 121,666 | $ 53,000 |
| Gainesville, FL | 3 | $ 485,000 | $ 161,666 | $ 67,000 |
| Grand Junction, CO | 3 | $ 1,265,000 | $ 421,666 | $ 74,000 |
| Greenville, NC | 3 | $ 775,000 | $ 258,333 | $ 68,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 705,000 | $ 235,000 | $ 71,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
| Jacksonville, NC | 3 | $ 605,000 | $ 201,666 | $ 56,000 |
| Lima, OH | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Lynchburg, VA | 3 | $ 565,000 | $ 188,333 | $ 62,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,345,000 | $ 448,333 | $ 146,000 |
| Mobile, AL | 3 | $ 695,000 | $ 231,666 | $ 72,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 695,000 | $ 231,666 | $ 85,000 |
| Muskegon, MI | 3 | $ 575,000 | $ 191,666 | $ 95,000 |
| Newark, NJ-PA | 3 | $ 535,000 | $ 178,333 | $ 72,666 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 765,000 | $ 255,000 | $ 35,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 525,000 | $ 175,000 | $ 36,000 |
| Racine, WI | 3 | $ 395,000 | $ 131,666 | $ 35,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 1,435,000 | $ 478,333 | $ 108,000 |
| Tallahassee, FL | 3 | $ 1,005,000 | $ 335,000 | $ 81,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,055,000 | $ 351,666 | $ 88,000 |
| Wichita, KS | 3 | $ 915,000 | $ 305,000 | $ 111,000 |
| Wilmington, NC | 3 | $ 705,000 | $ 235,000 | $ 75,000 |
| Albany, OR | 2 | $ 690,000 | $ 345,000 | $ 62,000 |
| Anchorage, AK | 2 | $ 650,000 | $ 325,000 | $ 160,000 |
| Appleton, WI | 2 | $ 490,000 | $ 245,000 | $ 124,000 |
| Bremerton-Silverdale, WA | 2 | $ 840,000 | $ 420,000 | $ 96,000 |
| Brunswick, GA | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Carbondale-Marion, IL | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| Cedar Rapids, IA | 2 | $ 610,000 | $ 305,000 | $ 122,000 |
| Cheyenne, WY | 2 | $ 680,000 | $ 340,000 | $ 109,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Decatur, AL | 2 | $ 480,000 | $ 240,000 | $ 46,000 |
| Dothan, AL | 2 | $ 350,000 | $ 175,000 | $ 40,000 |
| East Stroudsburg, PA | 2 | $ 520,000 | $ 260,000 | $ 101,000 |
| Eau Claire, WI | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Elkhart-Goshen, IN | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Fresno, CA | 2 | $ 950,000 | $ 475,000 | $ 135,000 |
| Gary, IN | 2 | $ 680,000 | $ 340,000 | $ 170,000 |
| Grand Forks, ND-MN | 2 | $ 950,000 | $ 475,000 | $ 175,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 500,000 | $ 250,000 | $ 46,000 |
| Greeley, CO | 2 | $ 860,000 | $ 430,000 | $ 106,000 |
| Hammond, LA | 2 | $ 370,000 | $ 185,000 | $ 49,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Hot Springs, AR | 2 | $ 740,000 | $ 370,000 | $ 101,000 |
| Kennewick-Richland, WA | 2 | $ 640,000 | $ 320,000 | $ 85,000 |
| Lansing-East Lansing, MI | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Manhattan, KS | 2 | $ 560,000 | $ 280,000 | $ 53,000 |
| New Bern, NC | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 540,000 | $ 270,000 | $ 53,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 850,000 | $ 425,000 | $ 108,000 |
| Parkersburg-Vienna, WV | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Peoria, IL | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Providence-Warwick, RI-MA | 2 | $ 970,000 | $ 485,000 | $ 62,000 |
| Pueblo, CO | 2 | $ 240,000 | $ 120,000 | $ 34,000 |
| Punta Gorda, FL | 2 | $ 670,000 | $ 335,000 | $ 116,000 |
| Rapid City, SD | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Roanoke, VA | 2 | $ 560,000 | $ 280,000 | $ 19,000 |
| Salisbury, MD-DE | 2 | $ 580,000 | $ 290,000 | $ 70,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 310,000 | $ 155,000 | $ 7,000 |
| Spokane-Spokane Valley, WA | 2 | $ 1,010,000 | $ 505,000 | $ 161,000 |
| Staunton-Waynesboro, VA | 2 | $ 340,000 | $ 170,000 | $ 39,000 |
| Stockton-Lodi, CA | 2 | $ 1,020,000 | $ 510,000 | $ 228,000 |
| Tacoma-Lakewood, WA | 2 | $ 830,000 | $ 415,000 | $ 124,000 |
| Toledo, OH | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Valdosta, GA | 2 | $ 910,000 | $ 455,000 | $ 117,000 |
| Visalia-Porterville, CA | 2 | $ 450,000 | $ 225,000 | $ 28,000 |
| Waco, TX | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 740,000 | $ 370,000 | $ 80,000 |
| Winchester, VA-WV | 2 | $ 590,000 | $ 295,000 | $ 62,000 |
| York-Hanover, PA | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Abilene, TX | 1 | $ 265,000 | $ 265,000 | $ 36,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 685,000 | $ 685,000 | $ 143,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Auburn-Opelika, AL | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Bellingham, WA | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Billings, MT | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Bismarck, ND | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Bloomington, IN | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Bowling Green, KY | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Brownsville-Harlingen, TX | 1 | $ 275,000 | $ 275,000 | $ 220,000 |
| Burlington, NC | 1 | $ 435,000 | $ 435,000 | $ 99,000 |
| Burlington-South Burlington, VT | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Cape Girardeau, MO-IL | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Champaign-Urbana, IL | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Cleveland, TN | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Coeur D'Alene, ID | 1 | $ 435,000 | $ 435,000 | $ 121,000 |
| Danville, IL | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 525,000 | $ 525,000 | $ 90,000 |
| Decatur, IL | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| El Centro, CA | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Enid, OK | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Fairbanks, AK | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Farmington, NM | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Flint, MI | 1 | $ 435,000 | $ 435,000 | $ 221,000 |
| Florence, SC | 1 | $ 415,000 | $ 415,000 | $ 113,000 |
| Florence-Muscle Shoals, AL | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Fort Collins, CO | 1 | $ 495,000 | $ 495,000 | $ 153,000 |
| Fort Smith, AR-OK | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Grants Pass, OR | 1 | $ 415,000 | $ 415,000 | $ 67,000 |
| Great Falls, MT | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Hattiesburg, MS | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Homosassa Springs, FL | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Idaho Falls, ID | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Iowa City, IA | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Jackson, MI | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Jackson, MS | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Jackson, TN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 345,000 | $ 345,000 | $ 242,000 |
| Jonesboro, AR | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Kalamazoo-Portage, MI | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Kankakee, IL | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Kokomo, IN | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Lafayette, LA | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Lafayette-West Lafayette, IN | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Lake Charles, LA | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Laredo, TX | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Lewiston, ID-WA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Lincoln, NE | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Logan, UT-ID | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Lubbock, TX | 1 | $ 525,000 | $ 525,000 | $ 524,000 |
| Madera, CA | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Madison, WI | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| Manchester-Nashua, NH | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Mansfield, OH | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Merced, CA | 1 | $ 495,000 | $ 495,000 | $ 139,000 |
| Midland, TX | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Modesto, CA | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Monroe, LA | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Montgomery, AL | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Morristown, TN | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| New York-Newark, NY | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Olympia-Tumwater, WA | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Oshkosh-Neenah, WI | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Owensboro, KY | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Panama City, FL | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Pine Bluff, AR | 1 | $ 335,000 | $ 335,000 | $ 210,000 |
| Redding, CA | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Rockford, IL | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Rockingham County-Strafford County, NH | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Saginaw, MI | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| San Rafael, CA | 1 | $ 545,000 | $ 545,000 | $ 205,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Sebring, FL | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Shreveport-Bossier City, LA | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Sioux City, IA-NE-SD | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Sioux Falls, SD | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Springfield, IL | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| St. Joseph, MO-KS | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Terre Haute, IN | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Texarkana, TX-AR | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Twin Falls, ID | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Tyler, TX | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Wausau, WI | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 485,000 | $ 485,000 | $ 78,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Yuma, AZ | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Low VA Rates, LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,517 | $472,525,000 | $311,000 | $2,005,000 | $90,000 | $1,156,000 |
| Home Purchase | 180 | $59,060,000 | $328,000 | $855,000 | $103,000 | $791,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 793 | $239,965,000 | $302,000 | $2,005,000 | $90,000 | $791,000 |
| Not Provided | 409 | $134,115,000 | $327,000 | $1,855,000 | $98,000 | $1,156,000 |
| Black or African American | 327 | $101,195,000 | $309,000 | $915,000 | $89,000 | $278,000 |
| Hispanic | 114 | $36,940,000 | $324,000 | $1,085,000 | $84,000 | $278,000 |
| Asian | 27 | $10,195,000 | $377,000 | $985,000 | $115,000 | $273,000 |
| American Indian or Alaskan Native | 13 | $3,245,000 | $249,000 | $515,000 | $67,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,555,000 | $395,000 | $745,000 | $101,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,491 | $471,695,000 | $316,000 | $1,855,000 | $88,000 | $671,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 181 | $53,505,000 | $295,000 | $2,005,000 | $122,000 | $1,156,000 |
| FHA-insured (Federal Housing Administration) | 25 | $6,385,000 | $255,000 | $485,000 | $75,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 930 | $291,790,000 | $313,000 | $1,555,000 | $96,000 | $791,000 |
| File Closed For Incompleteness | 390 | $118,150,000 | $302,000 | $1,035,000 | $79,000 | $328,000 |
| Application Withdrawn By Applicant | 315 | $102,405,000 | $325,000 | $2,005,000 | $93,000 | $671,000 |
| Application Denied By Financial Institution | 50 | $15,150,000 | $303,000 | $1,855,000 | $101,000 | $1,156,000 |
| Application Approved But Not Accepted | 12 | $4,090,000 | $340,000 | $495,000 | $103,000 | $178,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,647 | $516,435,000 | $313,000 | $2,005,000 | $91,000 | $791,000 |
| Credit History | 23 | $5,685,000 | $247,000 | $525,000 | $78,000 | $174,000 |
| Debt-To-Income Ratio | 12 | $3,280,000 | $273,000 | $475,000 | $87,000 | $182,000 |
| Collateral | 6 | $3,890,000 | $648,000 | $1,855,000 | $268,000 | $1,156,000 |
| Other | 3 | $755,000 | $251,000 | $335,000 | $68,000 | $110,000 |
| Unverifiable Information | 2 | $600,000 | $300,000 | $375,000 | $58,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $360,000 | $180,000 | $265,000 | $67,000 | $75,000 |
| Credit Application Incomplete | 1 | $365,000 | $365,000 | $365,000 | $143,000 | $143,000 |
| Employment History | 1 | $215,000 | $215,000 | $215,000 | $7,000 | $7,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Low VA Rates, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Low VA Rates, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About