Manufacturers And Traders Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Manufacturers And Traders Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Manufacturers And Traders Trust Company 701 Seneca Street - Suite 330N Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 44,449 |
| Total Mortgage Loan Application Amount | $8,740,855,000 |
| Average Mortgage Loan Application Amount | $182,833 |
| Highest Mortgage Loan Application Amount | $77,205,000 |
| Average Applicant Income | $99,833 |
| Highest Applicant Income | $8,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Manufacturers And Traders Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Manufacturers And Traders Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Manufacturers And Traders Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Manufacturers And Traders Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Manufacturers And Traders Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Manufacturers And Traders Trust Company's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5,643 | $ 709,310,000 | $ 125,000 | $ 96,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4,117 | $ 623,925,000 | $ 151,000 | $ 116,000 |
| NA (OUTSIDE OF MSA/MD) | 3,371 | $ 415,585,000 | $ 185,760 | $ 116,977 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,917 | $ 1,228,475,000 | $ 395,000 | $ 164,000 |
| ROCHESTER, NY | 1,870 | $ 205,530,000 | $ 109,000 | $ 103,000 |
| NEW YORK-NEWARK, NY | 1,787 | $ 377,295,000 | $ 205,500 | $ 144,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,741 | $ 473,625,000 | $ 285,000 | $ 142,750 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,273 | $ 464,705,000 | $ 365,000 | $ 167,000 |
| SYRACUSE, NY | 1,215 | $ 142,355,000 | $ 117,000 | $ 111,000 |
| NEWARK, NJ-PA | 1,040 | $ 261,670,000 | $ 211,500 | $ 127,500 |
| YORK-HANOVER, PA | 1,007 | $ 111,735,000 | $ 110,000 | $ 102,000 |
| WILMINGTON, DE-MD-NJ | 997 | $ 143,905,000 | $ 149,333 | $ 101,666 |
| SALISBURY, MD-DE | 954 | $ 160,620,000 | $ 155,000 | $ 134,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 945 | $ 245,445,000 | $ 259,000 | $ 154,000 |
| ALBANY-SCHENECTADY-TROY, NY | 647 | $ 154,035,000 | $ 238,000 | $ 118,000 |
| BINGHAMTON, NY | 625 | $ 53,315,000 | $ 85,000 | $ 81,000 |
| PHILADELPHIA, PA | 578 | $ 88,420,000 | $ 152,000 | $ 109,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 540 | $ 50,000,000 | $ 92,000 | $ 77,000 |
| HARRISBURG-CARLISLE, PA | 482 | $ 52,940,000 | $ 109,000 | $ 88,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 418 | $ 180,740,000 | $ 432,000 | $ 200,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 416 | $ 195,110,000 | $ 469,000 | $ 230,000 |
| READING, PA | 384 | $ 39,030,000 | $ 101,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 372 | $ 40,760,000 | $ 109,000 | $ 82,000 |
| UTICA-ROME, NY | 369 | $ 60,195,000 | $ 163,000 | $ 90,000 |
| CAMDEN, NJ | 359 | $ 53,525,000 | $ 149,000 | $ 114,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 338 | $ 39,300,000 | $ 121,500 | $ 84,000 |
| DOVER, DE | 303 | $ 40,335,000 | $ 133,000 | $ 93,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 298 | $ 51,440,000 | $ 172,000 | $ 90,000 |
| CHICAGO-NAPERVILLE, IL | 278 | $ 56,900,000 | $ 204,000 | $ 111,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 255 | $ 32,795,000 | $ 144,000 | $ 100,000 |
| LANCASTER, PA | 252 | $ 38,860,000 | $ 154,000 | $ 96,000 |
| RICHMOND, VA | 246 | $ 41,960,000 | $ 170,000 | $ 101,000 |
| KINGSTON, NY | 208 | $ 25,960,000 | $ 124,000 | $ 100,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 199 | $ 70,185,000 | $ 321,500 | $ 111,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 197 | $ 41,115,000 | $ 208,000 | $ 101,000 |
| ALTOONA, PA | 178 | $ 13,990,000 | $ 78,000 | $ 67,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 177 | $ 34,395,000 | $ 254,500 | $ 128,000 |
| CUMBERLAND, MD-WV | 162 | $ 12,380,000 | $ 78,000 | $ 72,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 148 | $ 37,220,000 | $ 251,000 | $ 127,000 |
| DALLAS-PLANO-IRVING, TX | 145 | $ 22,245,000 | $ 153,000 | $ 169,000 |
| STATE COLLEGE, PA | 140 | $ 18,290,000 | $ 130,000 | $ 96,000 |
| GETTYSBURG, PA | 139 | $ 30,245,000 | $ 217,000 | $ 124,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 136 | $ 26,390,000 | $ 194,000 | $ 126,000 |
| NEW HAVEN-MILFORD, CT | 135 | $ 23,415,000 | $ 173,000 | $ 104,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 134 | $ 20,090,000 | $ 149,000 | $ 93,000 |
| DENVER-AURORA-LAKEWOOD, CO | 129 | $ 41,755,000 | $ 323,000 | $ 133,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 120 | $ 46,855,000 | $ 393,000 | $ 161,000 |
| TRENTON, NJ | 114 | $ 23,920,000 | $ 209,000 | $ 140,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 105 | $ 17,765,000 | $ 161,500 | $ 113,500 |
| ITHACA, NY | 105 | $ 21,335,000 | $ 203,000 | $ 145,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 101 | $ 18,945,000 | $ 221,500 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 96 | $ 18,990,000 | $ 197,000 | $ 123,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 95 | $ 19,475,000 | $ 205,000 | $ 95,000 |
| BLOOMSBURG-BERWICK, PA | 92 | $ 12,260,000 | $ 133,000 | $ 113,000 |
| SALT LAKE CITY, UT | 92 | $ 26,890,000 | $ 292,000 | $ 106,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 91 | $ 44,565,000 | $ 489,000 | $ 121,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 90 | $ 15,270,000 | $ 169,000 | $ 94,000 |
| CINCINNATI, OH-KY-IN | 86 | $ 11,300,000 | $ 140,666 | $ 69,666 |
| WILLIAMSPORT, PA | 86 | $ 10,140,000 | $ 117,000 | $ 75,000 |
| LEBANON, PA | 84 | $ 9,520,000 | $ 113,000 | $ 74,000 |
| PITTSBURGH, PA | 84 | $ 10,470,000 | $ 124,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 82 | $ 187,960,000 | $ 2,292,000 | $ 506,000 |
| BOSTON, MA | 79 | $ 34,555,000 | $ 437,000 | $ 147,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 77 | $ 39,905,000 | $ 518,000 | $ 208,000 |
| CLEVELAND-ELYRIA, OH | 76 | $ 10,040,000 | $ 132,000 | $ 87,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 75 | $ 30,295,000 | $ 403,000 | $ 250,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 74 | $ 13,570,000 | $ 183,000 | $ 79,000 |
| EAST STROUDSBURG, PA | 73 | $ 11,385,000 | $ 155,000 | $ 120,000 |
| COLUMBUS, OH | 72 | $ 10,060,000 | $ 139,000 | $ 89,000 |
| FORT WORTH-ARLINGTON, TX | 72 | $ 11,310,000 | $ 157,000 | $ 111,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 69 | $ 10,645,000 | $ 154,000 | $ 80,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 67 | $ 8,715,000 | $ 130,000 | $ 94,000 |
| ST. LOUIS, MO-IL | 61 | $ 8,555,000 | $ 132,000 | $ 82,500 |
| OGDEN-CLEARFIELD, UT | 59 | $ 14,115,000 | $ 239,000 | $ 116,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 56 | $ 8,400,000 | $ 150,000 | $ 97,000 |
| PROVIDENCE-WARWICK, RI-MA | 56 | $ 13,400,000 | $ 244,000 | $ 107,000 |
| TACOMA-LAKEWOOD, WA | 55 | $ 14,905,000 | $ 271,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 53 | $ 8,865,000 | $ 174,000 | $ 91,500 |
| RALEIGH, NC | 53 | $ 24,675,000 | $ 465,000 | $ 115,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 52 | $ 14,240,000 | $ 273,000 | $ 473,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 52 | $ 13,630,000 | $ 262,000 | $ 318,000 |
| JACKSONVILLE, FL | 51 | $ 10,025,000 | $ 196,000 | $ 109,000 |
| PROVO-OREM, UT | 50 | $ 13,940,000 | $ 278,000 | $ 83,000 |
| ELMIRA, NY | 49 | $ 4,525,000 | $ 92,000 | $ 88,000 |
| GLENS FALLS, NY | 49 | $ 8,805,000 | $ 179,000 | $ 221,000 |
| ELGIN, IL | 48 | $ 9,920,000 | $ 206,000 | $ 103,000 |
| OCEAN CITY, NJ | 48 | $ 27,120,000 | $ 565,000 | $ 503,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 47 | $ 12,755,000 | $ 271,000 | $ 101,000 |
| AUSTIN-ROUND ROCK, TX | 46 | $ 8,670,000 | $ 188,000 | $ 103,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 45 | $ 17,445,000 | $ 387,000 | $ 313,000 |
| MEMPHIS, TN-MS-AR | 44 | $ 6,450,000 | $ 140,000 | $ 81,500 |
| WORCESTER, MA-CT | 43 | $ 8,665,000 | $ 169,500 | $ 117,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 41 | $ 13,415,000 | $ 327,000 | $ 301,000 |
| TUCSON, AZ | 41 | $ 7,045,000 | $ 171,000 | $ 95,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 39 | $ 4,845,000 | $ 124,000 | $ 85,000 |
| BIRMINGHAM-HOOVER, AL | 38 | $ 5,120,000 | $ 134,000 | $ 94,000 |
| GARY, IN | 38 | $ 5,870,000 | $ 154,000 | $ 110,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 38 | $ 5,010,000 | $ 118,500 | $ 73,500 |
| CAPE CORAL-FORT MYERS, FL | 37 | $ 8,755,000 | $ 236,000 | $ 292,000 |
| SAN DIEGO-CARLSBAD, CA | 36 | $ 16,310,000 | $ 453,000 | $ 214,000 |
| DES MOINES-WEST DES MOINES, IA | 35 | $ 4,535,000 | $ 129,000 | $ 90,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 35 | $ 5,455,000 | $ 155,000 | $ 100,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 35 | $ 13,485,000 | $ 385,000 | $ 155,000 |
| COLORADO SPRINGS, CO | 34 | $ 8,340,000 | $ 245,000 | $ 100,000 |
| FAYETTEVILLE, NC | 34 | $ 5,380,000 | $ 158,000 | $ 79,000 |
| WATERTOWN-FORT DRUM, NY | 34 | $ 3,890,000 | $ 114,000 | $ 93,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 33 | $ 4,375,000 | $ 132,000 | $ 72,000 |
| NEW ORLEANS-METAIRIE, LA | 33 | $ 5,405,000 | $ 163,000 | $ 74,000 |
| SPRINGFIELD, MA | 33 | $ 5,145,000 | $ 155,000 | $ 74,000 |
| WINCHESTER, VA-WV | 33 | $ 5,725,000 | $ 160,000 | $ 68,500 |
| COLUMBIA, SC | 32 | $ 4,860,000 | $ 151,000 | $ 101,000 |
| OKLAHOMA CITY, OK | 31 | $ 3,675,000 | $ 118,000 | $ 77,000 |
| SALEM, OR | 31 | $ 7,195,000 | $ 232,000 | $ 82,000 |
| ALBUQUERQUE, NM | 29 | $ 5,175,000 | $ 178,000 | $ 68,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 29 | $ 4,905,000 | $ 169,000 | $ 109,000 |
| BATON ROUGE, LA | 28 | $ 4,000,000 | $ 142,000 | $ 93,000 |
| LAKELAND-WINTER HAVEN, FL | 28 | $ 4,510,000 | $ 161,000 | $ 103,000 |
| PORT ST. LUCIE, FL | 28 | $ 7,330,000 | $ 261,000 | $ 283,000 |
| PORTLAND-SOUTH PORTLAND, ME | 28 | $ 6,530,000 | $ 233,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 28 | $ 2,850,000 | $ 98,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 27 | $ 5,575,000 | $ 244,500 | $ 103,500 |
| STOCKTON-LODI, CA | 27 | $ 6,325,000 | $ 234,000 | $ 98,000 |
| WINSTON-SALEM, NC | 26 | $ 3,330,000 | $ 128,000 | $ 85,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 25 | $ 11,935,000 | $ 477,000 | $ 144,000 |
| ROANOKE, VA | 25 | $ 4,895,000 | $ 195,000 | $ 131,000 |
| TULSA, OK | 25 | $ 3,995,000 | $ 159,000 | $ 117,000 |
| AKRON, OH | 24 | $ 3,310,000 | $ 137,000 | $ 89,000 |
| BAKERSFIELD, CA | 24 | $ 4,200,000 | $ 175,000 | $ 97,000 |
| DURHAM-CHAPEL HILL, NC | 24 | $ 4,430,000 | $ 184,000 | $ 146,000 |
| FRESNO, CA | 24 | $ 4,850,000 | $ 202,000 | $ 100,000 |
| BOISE CITY, ID | 23 | $ 4,015,000 | $ 174,000 | $ 68,000 |
| JOHNSTOWN, PA | 23 | $ 17,385,000 | $ 755,000 | $ 69,000 |
| KILLEEN-TEMPLE, TX | 22 | $ 2,890,000 | $ 131,000 | $ 75,000 |
| MODESTO, CA | 22 | $ 4,330,000 | $ 196,000 | $ 104,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 22 | $ 10,520,000 | $ 478,000 | $ 290,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 21 | $ 3,045,000 | $ 129,500 | $ 120,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 3,185,000 | $ 151,000 | $ 89,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 20 | $ 2,480,000 | $ 96,000 | $ 88,000 |
| GREENSBORO-HIGH POINT, NC | 20 | $ 2,160,000 | $ 108,000 | $ 87,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 20 | $ 4,420,000 | $ 221,000 | $ 82,000 |
| SPOKANE-SPOKANE VALLEY, WA | 20 | $ 3,590,000 | $ 179,000 | $ 78,000 |
| EUGENE, OR | 19 | $ 4,845,000 | $ 255,000 | $ 108,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 19 | $ 2,295,000 | $ 120,000 | $ 76,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 18 | $ 3,450,000 | $ 201,000 | $ 177,000 |
| PUNTA GORDA, FL | 18 | $ 5,190,000 | $ 288,000 | $ 141,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 3,805,000 | $ 223,000 | $ 106,000 |
| ANCHORAGE, AK | 16 | $ 3,340,000 | $ 208,000 | $ 65,000 |
| LUBBOCK, TX | 16 | $ 1,270,000 | $ 79,000 | $ 61,000 |
| MOBILE, AL | 16 | $ 1,930,000 | $ 120,000 | $ 54,000 |
| MONTGOMERY, AL | 16 | $ 1,980,000 | $ 123,000 | $ 67,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 16 | $ 2,460,000 | $ 153,000 | $ 93,000 |
| VISALIA-PORTERVILLE, CA | 16 | $ 3,070,000 | $ 191,000 | $ 68,000 |
| BARNSTABLE TOWN, MA | 15 | $ 10,895,000 | $ 726,000 | $ 397,000 |
| CHATTANOOGA, TN-GA | 15 | $ 1,675,000 | $ 111,500 | $ 79,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 15 | $ 3,085,000 | $ 205,000 | $ 131,000 |
| EL PASO, TX | 15 | $ 1,775,000 | $ 118,000 | $ 85,000 |
| KNOXVILLE, TN | 15 | $ 2,375,000 | $ 158,000 | $ 86,000 |
| MCALLEN-EDINBURG-MISSION, TX | 15 | $ 2,155,000 | $ 143,000 | $ 180,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 2,545,000 | $ 169,000 | $ 123,000 |
| SAVANNAH, GA | 15 | $ 2,645,000 | $ 176,000 | $ 173,000 |
| SHREVEPORT-BOSSIER CITY, LA | 15 | $ 1,855,000 | $ 123,000 | $ 56,000 |
| VALLEJO-FAIRFIELD, CA | 15 | $ 4,525,000 | $ 301,000 | $ 133,000 |
| BEND-REDMOND, OR | 14 | $ 5,010,000 | $ 357,000 | $ 120,000 |
| ERIE, PA | 14 | $ 1,360,000 | $ 97,000 | $ 74,000 |
| GRAND RAPIDS-WYOMING, MI | 14 | $ 1,840,000 | $ 131,000 | $ 57,000 |
| LANSING-EAST LANSING, MI | 14 | $ 1,450,000 | $ 103,000 | $ 71,000 |
| LYNCHBURG, VA | 14 | $ 2,050,000 | $ 146,000 | $ 80,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 13 | $ 1,165,000 | $ 89,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 13 | $ 2,255,000 | $ 173,000 | $ 97,000 |
| JACKSON, MS | 13 | $ 1,655,000 | $ 127,000 | $ 47,000 |
| NORWICH-NEW LONDON, CT | 13 | $ 3,445,000 | $ 265,000 | $ 170,000 |
| CANTON-MASSILLON, OH | 12 | $ 1,250,000 | $ 104,000 | $ 92,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 12 | $ 2,370,000 | $ 197,000 | $ 83,000 |
| FLINT, MI | 12 | $ 1,090,000 | $ 90,000 | $ 42,000 |
| GREELEY, CO | 12 | $ 2,180,000 | $ 181,000 | $ 66,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 12 | $ 1,940,000 | $ 161,000 | $ 86,000 |
| KENNEWICK-RICHLAND, WA | 12 | $ 2,150,000 | $ 179,000 | $ 74,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 1,530,000 | $ 127,000 | $ 128,000 |
| WILMINGTON, NC | 12 | $ 2,410,000 | $ 200,000 | $ 247,000 |
| HUNTSVILLE, AL | 11 | $ 3,005,000 | $ 273,000 | $ 154,000 |
| LONGVIEW, WA | 11 | $ 2,875,000 | $ 261,000 | $ 84,000 |
| TOLEDO, OH | 11 | $ 1,735,000 | $ 157,000 | $ 132,000 |
| BREMERTON-SILVERDALE, WA | 10 | $ 2,620,000 | $ 262,000 | $ 116,000 |
| FORT WAYNE, IN | 10 | $ 1,120,000 | $ 112,000 | $ 55,000 |
| GRAND JUNCTION, CO | 10 | $ 1,960,000 | $ 196,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 10 | $ 1,480,000 | $ 148,000 | $ 80,000 |
| OCALA, FL | 10 | $ 1,390,000 | $ 139,000 | $ 91,000 |
| TUSCALOOSA, AL | 10 | $ 1,500,000 | $ 150,000 | $ 119,000 |
| WICHITA, KS | 10 | $ 1,170,000 | $ 117,000 | $ 84,000 |
| AMARILLO, TX | 9 | $ 865,000 | $ 96,000 | $ 67,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 835,000 | $ 92,000 | $ 102,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 9 | $ 3,425,000 | $ 380,000 | $ 230,000 |
| JACKSONVILLE, NC | 9 | $ 1,435,000 | $ 159,000 | $ 55,000 |
| MORGANTOWN, WV | 9 | $ 785,000 | $ 87,000 | $ 68,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 3,945,000 | $ 438,000 | $ 164,000 |
| RENO, NV | 9 | $ 1,955,000 | $ 217,000 | $ 123,000 |
| SALINAS, CA | 9 | $ 4,955,000 | $ 550,000 | $ 406,000 |
| YAKIMA, WA | 9 | $ 2,035,000 | $ 226,000 | $ 79,000 |
| ASHEVILLE, NC | 8 | $ 1,560,000 | $ 195,000 | $ 80,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,010,000 | $ 126,000 | $ 71,000 |
| COLUMBUS, GA-AL | 8 | $ 1,710,000 | $ 213,500 | $ 143,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 670,000 | $ 83,500 | $ 48,000 |
| DECATUR, AL | 8 | $ 690,000 | $ 86,000 | $ 100,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 760,000 | $ 95,000 | $ 81,000 |
| MACON-BIBB COUNTY, GA | 8 | $ 920,000 | $ 115,000 | $ 63,000 |
| OLYMPIA-TUMWATER, WA | 8 | $ 2,580,000 | $ 322,000 | $ 121,000 |
| PUEBLO, CO | 8 | $ 1,280,000 | $ 160,000 | $ 85,000 |
| SAGINAW, MI | 8 | $ 910,000 | $ 113,000 | $ 118,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 8 | $ 6,730,000 | $ 841,000 | $ 265,000 |
| STAUNTON-WAYNESBORO, VA | 8 | $ 1,450,000 | $ 181,000 | $ 92,000 |
| BANGOR, ME | 7 | $ 805,000 | $ 115,000 | $ 58,000 |
| BELLINGHAM, WA | 7 | $ 1,615,000 | $ 230,000 | $ 81,000 |
| CLARKSVILLE, TN-KY | 7 | $ 925,000 | $ 145,500 | $ 53,500 |
| CORPUS CHRISTI, TX | 7 | $ 905,000 | $ 129,000 | $ 95,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 7 | $ 835,000 | $ 119,000 | $ 69,000 |
| GREENVILLE, NC | 7 | $ 955,000 | $ 136,000 | $ 169,000 |
| HARRISONBURG, VA | 7 | $ 1,425,000 | $ 203,000 | $ 115,000 |
| LAREDO, TX | 7 | $ 725,000 | $ 103,000 | $ 25,000 |
| NEW BERN, NC | 7 | $ 705,000 | $ 100,000 | $ 59,000 |
| PEORIA, IL | 7 | $ 735,000 | $ 105,000 | $ 56,000 |
| ROCKY MOUNT, NC | 7 | $ 755,000 | $ 107,000 | $ 41,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 7 | $ 4,065,000 | $ 580,000 | $ 301,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 3,545,000 | $ 506,000 | $ 359,000 |
| TALLAHASSEE, FL | 7 | $ 1,315,000 | $ 187,000 | $ 90,000 |
| YUMA, AZ | 7 | $ 1,035,000 | $ 147,000 | $ 79,000 |
| ALBANY, GA | 6 | $ 690,000 | $ 115,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 720,000 | $ 120,000 | $ 65,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 830,000 | $ 138,000 | $ 108,000 |
| BOULDER, CO | 6 | $ 3,160,000 | $ 526,000 | $ 183,000 |
| BURLINGTON, NC | 6 | $ 980,000 | $ 163,000 | $ 126,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 2,080,000 | $ 346,000 | $ 276,000 |
| CHARLESTON, WV | 6 | $ 640,000 | $ 106,000 | $ 99,000 |
| CHICO, CA | 6 | $ 1,830,000 | $ 305,000 | $ 121,000 |
| FLORENCE, SC | 6 | $ 540,000 | $ 90,000 | $ 51,000 |
| FORT COLLINS, CO | 6 | $ 1,900,000 | $ 316,000 | $ 96,000 |
| GAINESVILLE, FL | 6 | $ 760,000 | $ 126,000 | $ 226,000 |
| GAINESVILLE, GA | 6 | $ 950,000 | $ 158,000 | $ 50,000 |
| GREEN BAY, WI | 6 | $ 1,000,000 | $ 166,000 | $ 223,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 560,000 | $ 102,500 | $ 67,500 |
| LAKE CHARLES, LA | 6 | $ 1,280,000 | $ 213,000 | $ 73,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 850,000 | $ 141,000 | $ 39,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 940,000 | $ 156,000 | $ 117,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 2,620,000 | $ 436,000 | $ 513,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 520,000 | $ 72,500 | $ 54,500 |
| SPARTANBURG, SC | 6 | $ 780,000 | $ 130,000 | $ 130,000 |
| SPRINGFIELD, IL | 6 | $ 560,000 | $ 93,000 | $ 107,000 |
| SPRINGFIELD, OH | 6 | $ 800,000 | $ 133,000 | $ 87,000 |
| ST. GEORGE, UT | 6 | $ 1,610,000 | $ 268,000 | $ 120,000 |
| TERRE HAUTE, IN | 6 | $ 590,000 | $ 98,000 | $ 88,000 |
| TOPEKA, KS | 6 | $ 900,000 | $ 150,000 | $ 101,000 |
| TYLER, TX | 6 | $ 620,000 | $ 103,000 | $ 155,000 |
| ALBANY, OR | 5 | $ 1,055,000 | $ 211,000 | $ 83,000 |
| BOWLING GREEN, KY | 5 | $ 655,000 | $ 131,000 | $ 62,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,175,000 | $ 235,000 | $ 156,000 |
| COEUR D'ALENE, ID | 5 | $ 1,005,000 | $ 201,000 | $ 111,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 775,000 | $ 155,000 | $ 135,000 |
| DULUTH, MN-WI | 5 | $ 575,000 | $ 115,000 | $ 73,000 |
| ELKHART-GOSHEN, IN | 5 | $ 625,000 | $ 125,000 | $ 62,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 475,000 | $ 95,000 | $ 64,000 |
| KANKAKEE, IL | 5 | $ 885,000 | $ 177,000 | $ 113,000 |
| LAFAYETTE, LA | 5 | $ 845,000 | $ 169,000 | $ 59,000 |
| LONGVIEW, TX | 5 | $ 645,000 | $ 129,000 | $ 77,000 |
| MERCED, CA | 5 | $ 845,000 | $ 169,000 | $ 67,000 |
| ROCKFORD, IL | 5 | $ 525,000 | $ 105,000 | $ 55,000 |
| SANTA ROSA, CA | 5 | $ 2,005,000 | $ 401,000 | $ 129,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 615,000 | $ 123,000 | $ 41,000 |
| ST. CLOUD, MN | 5 | $ 685,000 | $ 137,000 | $ 93,000 |
| AMES, IA | 4 | $ 530,000 | $ 132,000 | $ 73,000 |
| ANN ARBOR, MI | 4 | $ 600,000 | $ 150,000 | $ 103,000 |
| BATTLE CREEK, MI | 4 | $ 350,000 | $ 87,000 | $ 59,000 |
| BILLINGS, MT | 4 | $ 550,000 | $ 137,000 | $ 77,000 |
| BLOOMINGTON, IL | 4 | $ 370,000 | $ 92,000 | $ 50,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 660,000 | $ 165,000 | $ 56,000 |
| CHEYENNE, WY | 4 | $ 580,000 | $ 145,000 | $ 67,000 |
| EAU CLAIRE, WI | 4 | $ 470,000 | $ 117,000 | $ 87,000 |
| EL CENTRO, CA | 4 | $ 910,000 | $ 227,000 | $ 78,000 |
| EVANSVILLE, IN-KY | 4 | $ 440,000 | $ 110,000 | $ 25,000 |
| GADSDEN, AL | 4 | $ 450,000 | $ 112,000 | $ 44,000 |
| HAMMOND, LA | 4 | $ 650,000 | $ 162,000 | $ 68,000 |
| JACKSON, MI | 4 | $ 710,000 | $ 177,000 | $ 81,000 |
| JOPLIN, MO | 4 | $ 350,000 | $ 87,000 | $ 0 |
| LOGAN, UT-ID | 4 | $ 620,000 | $ 155,000 | $ 48,000 |
| MADISON, WI | 4 | $ 930,000 | $ 232,000 | $ 103,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 610,000 | $ 152,000 | $ 95,000 |
| MONROE, MI | 4 | $ 440,000 | $ 110,000 | $ 40,000 |
| MUSKEGON, MI | 4 | $ 470,000 | $ 117,000 | $ 0 |
| PITTSFIELD, MA | 4 | $ 640,000 | $ 160,000 | $ 156,000 |
| RACINE, WI | 4 | $ 440,000 | $ 110,000 | $ 0 |
| RAPID CITY, SD | 4 | $ 570,000 | $ 142,000 | $ 87,000 |
| ROCHESTER, MN | 4 | $ 550,000 | $ 137,000 | $ 115,000 |
| SANTA FE, NM | 4 | $ 1,270,000 | $ 317,000 | $ 159,000 |
| SIOUX FALLS, SD | 4 | $ 570,000 | $ 142,000 | $ 112,000 |
| SPRINGFIELD, MO | 4 | $ 530,000 | $ 132,000 | $ 161,000 |
| VALDOSTA, GA | 4 | $ 500,000 | $ 125,000 | $ 137,000 |
| WARNER ROBINS, GA | 4 | $ 550,000 | $ 137,000 | $ 64,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 270,000 | $ 76,500 | $ 85,000 |
| WHEELING, WV-OH | 4 | $ 360,000 | $ 90,000 | $ 89,000 |
| ABILENE, TX | 3 | $ 425,000 | $ 141,000 | $ 99,000 |
| APPLETON, WI | 3 | $ 445,000 | $ 148,000 | $ 50,000 |
| BAY CITY, MI | 3 | $ 255,000 | $ 85,000 | $ 20,000 |
| CARSON CITY, NV | 3 | $ 945,000 | $ 315,000 | $ 122,000 |
| CEDAR RAPIDS, IA | 3 | $ 455,000 | $ 151,000 | $ 170,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 405,000 | $ 135,000 | $ 109,000 |
| COLUMBIA, MO | 3 | $ 375,000 | $ 125,000 | $ 0 |
| CORVALLIS, OR | 3 | $ 835,000 | $ 278,000 | $ 101,000 |
| FARMINGTON, NM | 3 | $ 445,000 | $ 148,000 | $ 166,000 |
| GRAND ISLAND, NE | 3 | $ 405,000 | $ 135,000 | $ 95,000 |
| HANFORD-CORCORAN, CA | 3 | $ 625,000 | $ 208,000 | $ 84,000 |
| HATTIESBURG, MS | 3 | $ 435,000 | $ 145,000 | $ 107,000 |
| IDAHO FALLS, ID | 3 | $ 525,000 | $ 175,000 | $ 112,000 |
| JACKSON, TN | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
| JOHNSON CITY, TN | 3 | $ 475,000 | $ 158,000 | $ 124,000 |
| JONESBORO, AR | 3 | $ 445,000 | $ 148,000 | $ 37,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 255,000 | $ 77,500 | $ 59,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 295,000 | $ 98,000 | $ 26,000 |
| LAWRENCE, KS | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| MANHATTAN, KS | 3 | $ 455,000 | $ 151,000 | $ 0 |
| MIDLAND, MI | 3 | $ 285,000 | $ 95,000 | $ 139,000 |
| MONROE, LA | 3 | $ 615,000 | $ 205,000 | $ 69,000 |
| MORRISTOWN, TN | 3 | $ 585,000 | $ 195,000 | $ 89,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,055,000 | $ 351,000 | $ 62,000 |
| PANAMA CITY, FL | 3 | $ 495,000 | $ 165,000 | $ 124,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 925,000 | $ 308,000 | $ 75,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 235,000 | $ 75,000 | $ 0 |
| THE VILLAGES, FL | 3 | $ 1,045,000 | $ 348,000 | $ 133,000 |
| VICTORIA, TX | 3 | $ 295,000 | $ 98,000 | $ 0 |
| WACO, TX | 3 | $ 355,000 | $ 118,000 | $ 87,000 |
| WAUSAU, WI | 3 | $ 505,000 | $ 168,000 | $ 73,000 |
| AUBURN-OPELIKA, AL | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| BECKLEY, WV | 2 | $ 180,000 | $ 90,000 | $ 149,000 |
| BLOOMINGTON, IN | 2 | $ 550,000 | $ 275,000 | $ 57,000 |
| CLEVELAND, TN | 2 | $ 190,000 | $ 95,000 | $ 0 |
| COLUMBUS, IN | 2 | $ 260,000 | $ 130,000 | $ 105,000 |
| DECATUR, IL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| DOTHAN, AL | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| FARGO, ND-MN | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| FLAGSTAFF, AZ | 2 | $ 560,000 | $ 280,000 | $ 176,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| GRANTS PASS, OR | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| GREAT FALLS, MT | 2 | $ 340,000 | $ 170,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 150,000 | $ 75,000 | $ 127,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 3,330,000 | $ 1,665,000 | $ 1,320,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| LAS CRUCES, NM | 2 | $ 330,000 | $ 165,000 | $ 0 |
| MEDFORD, OR | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| MIDLAND, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| MUNCIE, IN | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| ODESSA, TX | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| OWENSBORO, KY | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| SAN ANGELO, TX | 2 | $ 60,000 | $ 30,000 | $ 84,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 2 | $ 290,000 | $ 145,000 | $ 113,000 |
| SEBRING, FL | 2 | $ 210,000 | $ 105,000 | $ 153,000 |
| SHEBOYGAN, WI | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| SUMTER, SC | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| TWIN FALLS, ID | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| URBAN HONOLULU, HI | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| WENATCHEE, WA | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| YUBA CITY, CA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| BISMARCK, ND | 1 | $ 185,000 | $ 185,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| CASPER, WY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| DALTON, GA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| FORT SMITH, AR-OK | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| HINESVILLE, GA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| JEFFERSON CITY, MO | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| KOKOMO, IN | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| LAWTON, OK | 1 | $ 135,000 | $ 135,000 | $ 152,000 |
| LEWISTON, ID-WA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| LIMA, OH | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| LINCOLN, NE | 1 | $ 95,000 | $ 95,000 | $ 0 |
| MADERA, CA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 75,000 | $ 75,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 75,000 | $ 75,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| POCATELLO, ID | 1 | $ 125,000 | $ 125,000 | $ 19,000 |
| ROME, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| SHERMAN-DENISON, TX | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| ST. JOSEPH, MO-KS | 1 | $ 45,000 | $ 45,000 | $ 204,000 |
| TEXARKANA, TX-AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 485,000 | $ 485,000 | $ 85,000 |
| WICHITA FALLS, TX | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Manufacturers And Traders Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,788 | $3,372,595,000 | $286,000 | $77,205,000 | $118,000 | $8,379,000 |
| Refinancing | 9,507 | $2,212,400,000 | $232,000 | $44,485,000 | $134,000 | $5,440,000 |
| Home Improvement | 8,474 | $684,060,000 | $80,000 | $28,505,000 | $110,000 | $7,828,000 |
| Cash-out Refinancing | 5,111 | $1,281,005,000 | $250,000 | $9,005,000 | $127,000 | $8,596,000 |
| Other Purpose | 4,813 | $424,835,000 | $88,000 | $4,005,000 | $110,000 | $3,143,000 |
| Not Applicable | 4,756 | $765,960,000 | $161,000 | $855,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,971 | $4,360,155,000 | $161,000 | $9,005,000 | $126,000 | $8,379,000 |
| Not applicable | 7,693 | $2,628,735,000 | $341,000 | $77,205,000 | $104,000 | $794,000 |
| Black or African American | 3,755 | $531,175,000 | $141,000 | $1,615,000 | $87,000 | $1,840,000 |
| Hispanic | 2,195 | $374,615,000 | $170,000 | $1,615,000 | $94,000 | $2,744,000 |
| Not Provided | 2,032 | $430,800,000 | $212,000 | $5,405,000 | $151,000 | $8,596,000 |
| Asian | 1,230 | $313,850,000 | $255,000 | $3,005,000 | $132,000 | $2,832,000 |
| American Indian or Alaskan Native | 140 | $20,910,000 | $149,000 | $775,000 | $95,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $8,135,000 | $198,000 | $755,000 | $96,000 | $385,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,576 | $6,524,040,000 | $194,000 | $77,205,000 | $128,000 | $8,596,000 |
| FHA-insured (Federal Housing Administration) | 9,511 | $1,907,505,000 | $200,000 | $945,000 | $82,000 | $2,945,000 |
| VA-guaranteed (Veterans Administration) | 1,117 | $273,025,000 | $244,000 | $725,000 | $97,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 245 | $36,285,000 | $148,000 | $355,000 | $57,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,225 | $5,096,015,000 | $219,000 | $77,205,000 | $131,000 | $8,596,000 |
| Application Denied By Financial Institution | 9,672 | $1,221,710,000 | $126,000 | $5,505,000 | $96,000 | $4,381,000 |
| Loan Purchased By The Institution | 7,315 | $1,529,215,000 | $209,000 | $985,000 | $104,000 | $794,000 |
| Application Withdrawn By Applicant | 2,059 | $503,295,000 | $244,000 | $24,005,000 | $129,000 | $7,828,000 |
| File Closed For Incompleteness | 1,211 | $233,905,000 | $193,000 | $1,505,000 | $124,000 | $4,258,000 |
| Application Approved But Not Accepted | 967 | $156,715,000 | $162,000 | $28,505,000 | $113,000 | $2,862,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 34,777 | $7,519,145,000 | $216,000 | $77,205,000 | $127,000 | $8,596,000 |
| Credit History | 3,333 | $279,495,000 | $83,000 | $1,505,000 | $97,000 | $2,945,000 |
| Collateral | 2,455 | $311,405,000 | $126,000 | $3,455,000 | $115,000 | $2,444,000 |
| Debt-To-Income Ratio | 2,453 | $376,305,000 | $153,000 | $5,505,000 | $63,000 | $876,000 |
| Other | 917 | $132,275,000 | $144,000 | $1,805,000 | $118,000 | $1,926,000 |
| Credit Application Incomplete | 241 | $67,875,000 | $281,000 | $1,505,000 | $159,000 | $4,381,000 |
| Unverifiable Information | 107 | $24,985,000 | $233,000 | $4,005,000 | $127,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 98 | $20,430,000 | $208,000 | $905,000 | $90,000 | $438,000 |
| Employment History | 66 | $8,750,000 | $132,000 | $485,000 | $84,000 | $575,000 |
| Mortgage Insurance Denied | 2 | $190,000 | $95,000 | $115,000 | $43,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Manufacturers And Traders Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Manufacturers And Traders Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.