Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Magnolia Bank, Incorporated 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Magnolia Bank, Incorporated
794 Old Elizabethtown Rd
Magnolia, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,365
Total Mortgage Loan Application Amount $509,047,000
Average Mortgage Loan Application Amount $139,666
Highest Mortgage Loan Application Amount $1,320,000
Average Applicant Income $80,333
Highest Applicant Income $793,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.

Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2014.

Mortgage Loan Application Totals for Magnolia Bank, Incorporated by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOUISVILLE/JEFFERSON COUNTY, KY-IN 714 $ 104,929,000 $ 141,500 $ 61,500
COLUMBIA, SC 193 $ 31,115,000 $ 161,000 $ 86,000
BOWLING GREEN, KY 174 $ 23,214,000 $ 133,000 $ 61,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 112 $ 16,008,000 $ 142,000 $ 65,000
ELIZABETHTOWN-FORT KNOX, KY 86 $ 10,668,000 $ 124,000 $ 82,000
AKRON, OH 81 $ 10,098,000 $ 124,000 $ 67,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 65 $ 9,259,000 $ 148,500 $ 128,000
COLUMBUS, OH 58 $ 10,498,000 $ 181,000 $ 87,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 56 $ 8,014,000 $ 143,000 $ 59,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 55 $ 10,301,000 $ 172,500 $ 73,500
CINCINNATI, OH-KY-IN 50 $ 7,008,000 $ 142,666 $ 62,000
CLEVELAND-ELYRIA, OH 50 $ 8,615,000 $ 172,000 $ 76,000
LEXINGTON-FAYETTE, KY 39 $ 6,106,000 $ 156,000 $ 66,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 38 $ 11,722,000 $ 327,500 $ 106,500
EVANSVILLE, IN-KY 35 $ 5,415,000 $ 151,500 $ 83,500
WARREN-TROY-FARMINGTON HILLS, MI 27 $ 4,776,000 $ 176,000 $ 76,000
DALLAS-PLANO-IRVING, TX 25 $ 4,802,000 $ 192,000 $ 85,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 24 $ 5,589,000 $ 232,000 $ 91,000
ASHEVILLE, NC 23 $ 3,364,000 $ 146,000 $ 62,000
RALEIGH, NC 22 $ 4,582,000 $ 208,000 $ 84,000
CLARKSVILLE, TN-KY 21 $ 3,132,000 $ 149,000 $ 75,000
AUGUSTA-RICHMOND COUNTY, GA-SC 19 $ 5,193,000 $ 275,500 $ 122,500
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 19 $ 3,353,000 $ 176,000 $ 100,000
OWENSBORO, KY 19 $ 2,450,000 $ 128,000 $ 65,000
CHARLESTON-NORTH CHARLESTON, SC 18 $ 3,931,000 $ 218,000 $ 82,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 17 $ 2,446,000 $ 143,000 $ 56,000
ST. LOUIS, MO-IL 17 $ 3,843,000 $ 219,000 $ 71,000
DETROIT-DEARBORN-LIVONIA, MI 16 $ 1,842,000 $ 115,000 $ 80,000
HICKORY-LENOIR-MORGANTON, NC 15 $ 2,505,000 $ 167,000 $ 69,000
KNOXVILLE, TN 14 $ 2,190,000 $ 156,000 $ 71,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 14 $ 1,960,000 $ 140,000 $ 79,000
BECKLEY, WV 12 $ 1,523,000 $ 126,000 $ 50,000
JOHNSON CITY, TN 12 $ 2,371,000 $ 197,000 $ 107,000
RICHMOND, VA 12 $ 2,580,000 $ 215,000 $ 71,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 12 $ 2,487,000 $ 207,000 $ 68,000
CANTON-MASSILLON, OH 11 $ 1,419,000 $ 129,000 $ 69,000
GREENVILLE-ANDERSON-MAULDIN, SC 10 $ 1,689,000 $ 168,000 $ 69,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 10 $ 1,270,000 $ 127,000 $ 58,000
ATHENS-CLARKE COUNTY, GA 9 $ 1,871,000 $ 207,000 $ 98,000
DOTHAN, AL 9 $ 1,245,000 $ 138,000 $ 75,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 9 $ 972,000 $ 108,000 $ 73,000
WINSTON-SALEM, NC 9 $ 1,395,000 $ 155,000 $ 61,000
FLORENCE, SC 8 $ 988,000 $ 123,000 $ 55,000
FORT WORTH-ARLINGTON, TX 8 $ 1,519,000 $ 189,000 $ 61,000
PHILADELPHIA, PA 8 $ 1,494,000 $ 186,000 $ 68,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 8 $ 1,441,000 $ 180,000 $ 93,000
BIRMINGHAM-HOOVER, AL 7 $ 825,000 $ 117,000 $ 77,000
KANSAS CITY, MO-KS 7 $ 1,322,000 $ 188,000 $ 81,000
AUSTIN-ROUND ROCK, TX 6 $ 1,050,000 $ 175,000 $ 77,000
FAYETTEVILLE, NC 6 $ 1,072,000 $ 178,000 $ 88,000
GREENSBORO-HIGH POINT, NC 6 $ 846,000 $ 141,000 $ 69,000
SAN ANTONIO-NEW BRAUNFELS, TX 6 $ 1,269,000 $ 211,000 $ 95,000
BALTIMORE-COLUMBIA-TOWSON, MD 5 $ 1,111,000 $ 222,000 $ 67,000
COLUMBUS, GA-AL 5 $ 769,000 $ 153,000 $ 51,000
ROCKY MOUNT, NC 5 $ 1,081,000 $ 216,000 $ 83,000
WINCHESTER, VA-WV 5 $ 1,557,000 $ 311,000 $ 88,000
GARY, IN 4 $ 514,000 $ 128,000 $ 50,000
MANSFIELD, OH 4 $ 273,000 $ 68,000 $ 85,000
MIAMI-MIAMI BEACH-KENDALL, FL 4 $ 934,000 $ 233,000 $ 101,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 4 $ 1,065,000 $ 266,000 $ 49,000
SPRINGFIELD, MO 4 $ 731,000 $ 182,000 $ 41,000
VALDOSTA, GA 4 $ 853,000 $ 213,000 $ 155,000
WILMINGTON, NC 4 $ 1,059,000 $ 264,000 $ 75,000
CALIFORNIA-LEXINGTON PARK, MD 3 $ 629,000 $ 209,000 $ 76,000
CLEVELAND, TN 3 $ 390,000 $ 130,000 $ 38,000
CORPUS CHRISTI, TX 3 $ 733,000 $ 244,000 $ 174,000
DURHAM-CHAPEL HILL, NC 3 $ 433,000 $ 144,000 $ 40,000
GAINESVILLE, GA 3 $ 455,000 $ 151,000 $ 73,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 3 $ 436,000 $ 145,000 $ 62,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 3 $ 843,000 $ 259,500 $ 157,000
SAVANNAH, GA 3 $ 481,000 $ 160,000 $ 71,000
SPARTANBURG, SC 3 $ 362,000 $ 120,000 $ 70,000
YORK-HANOVER, PA 3 $ 469,000 $ 156,000 $ 49,000
ALBUQUERQUE, NM 2 $ 279,000 $ 139,000 $ 79,000
AUBURN-OPELIKA, AL 2 $ 359,000 $ 179,000 $ 55,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 203,000 $ 101,000 $ 70,000
BLOOMINGTON, IN 2 $ 172,000 $ 86,000 $ 29,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 2 $ 538,000 $ 269,000 $ 103,000
CAPE GIRARDEAU, MO-IL 2 $ 308,000 $ 154,000 $ 102,000
COLUMBUS, IN 2 $ 558,000 $ 279,000 $ 130,000
DAYTON, OH 2 $ 324,000 $ 162,000 $ 61,000
HARRISBURG-CARLISLE, PA 2 $ 411,000 $ 205,000 $ 77,000
HARRISONBURG, VA 2 $ 344,000 $ 172,000 $ 51,000
JACKSON, MS 2 $ 270,000 $ 135,000 $ 75,000
JACKSONVILLE, NC 2 $ 556,000 $ 278,000 $ 43,000
LAFAYETTE-WEST LAFAYETTE, IN 2 $ 252,000 $ 126,000 $ 40,000
LAKELAND-WINTER HAVEN, FL 2 $ 311,000 $ 155,000 $ 69,000
MANCHESTER-NASHUA, NH 2 $ 442,000 $ 221,000 $ 48,000
MEDFORD, OR 2 $ 304,000 $ 152,000 $ 63,000
MEMPHIS, TN-MS-AR 2 $ 486,000 $ 243,000 $ 71,000
MORRISTOWN, TN 2 $ 183,000 $ 91,000 $ 41,000
NEW BERN, NC 2 $ 430,000 $ 215,000 $ 13,000
PANAMA CITY, FL 2 $ 521,000 $ 260,000 $ 205,000
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 486,000 $ 243,000 $ 108,000
SUMTER, SC 2 $ 201,000 $ 100,000 $ 49,000
TUSCALOOSA, AL 2 $ 181,000 $ 90,000 $ 36,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 458,000 $ 229,000 $ 59,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 131,000 $ 131,000 $ 54,000
AMARILLO, TX 1 $ 188,000 $ 188,000 $ 71,000
ANN ARBOR, MI 1 $ 232,000 $ 232,000 $ 85,000
BEAUMONT-PORT ARTHUR, TX 1 $ 130,000 $ 130,000 $ 59,000
BREMERTON-SILVERDALE, WA 1 $ 263,000 $ 263,000 $ 136,000
BURLINGTON, NC 1 $ 141,000 $ 141,000 $ 93,000
CAPE CORAL-FORT MYERS, FL 1 $ 225,000 $ 225,000 $ 193,000
CARBONDALE-MARION, IL 1 $ 400,000 $ 400,000 $ 104,000
COLORADO SPRINGS, CO 1 $ 207,000 $ 207,000 $ 56,000
COLUMBIA, MO 1 $ 162,000 $ 162,000 $ 43,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 199,000 $ 199,000 $ 73,000
CUMBERLAND, MD-WV 1 $ 201,000 $ 201,000 $ 61,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 224,000 $ 224,000 $ 140,000
DENVER-AURORA-LAKEWOOD, CO 1 $ 261,000 $ 261,000 $ 97,000
EAST STROUDSBURG, PA 1 $ 105,000 $ 105,000 $ 40,000
ERIE, PA 1 $ 147,000 $ 147,000 $ 69,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 139,000 $ 139,000 $ 73,000
FRESNO, CA 1 $ 250,000 $ 250,000 $ 147,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 261,000 $ 261,000 $ 105,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 279,000 $ 279,000 $ 162,000
HUNTSVILLE, AL 1 $ 377,000 $ 377,000 $ 127,000
JACKSONVILLE, FL 1 $ 108,000 $ 108,000 $ 20,000
KOKOMO, IN 1 $ 75,000 $ 75,000 $ 37,000
LIMA, OH 1 $ 162,000 $ 162,000 $ 90,000
LONGVIEW, TX 1 $ 417,000 $ 417,000 $ 166,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 230,000 $ 230,000 $ 40,000
LUBBOCK, TX 1 $ 110,000 $ 110,000 $ 84,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 192,000 $ 192,000 $ 67,000
MUNCIE, IN 1 $ 243,000 $ 243,000 $ 83,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 186,000 $ 186,000 $ 59,000
OGDEN-CLEARFIELD, UT 1 $ 203,000 $ 203,000 $ 85,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 226,000 $ 226,000 $ 93,000
PITTSBURGH, PA 1 $ 64,000 $ 64,000 $ 33,000
READING, PA 1 $ 163,000 $ 163,000 $ 70,000
ROANOKE, VA 1 $ 1,320,000 $ 1,320,000 $ 300,000
SALT LAKE CITY, UT 1 $ 198,000 $ 198,000 $ 62,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 461,000 $ 461,000 $ 120,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 101,000 $ 101,000 $ 123,000
STAUNTON-WAYNESBORO, VA 1 $ 417,000 $ 417,000 $ 195,000
TALLAHASSEE, FL 1 $ 193,000 $ 193,000 $ 81,000
TERRE HAUTE, IN 1 $ 65,000 $ 65,000 $ 31,000
TOLEDO, OH 1 $ 120,000 $ 120,000 $ 26,000
TULSA, OK 1 $ 87,000 $ 87,000 $ 106,000
VICTORIA, TX 1 $ 270,000 $ 270,000 $ 246,000
WORCESTER, MA-CT 1 $ 180,000 $ 180,000 $ 70,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 78,000 $ 78,000 $ 77,000

Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,343 $337,665,000 $144,000 $929,000 $66,000 $786,000
Refinancing 994 $168,389,000 $169,000 $1,320,000 $78,000 $746,000
Home Improvement 28 $2,993,000 $106,000 $350,000 $97,000 $793,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,666 $395,865,000 $148,000 $929,000 $70,000 $793,000
Not Provided 396 $67,221,000 $169,000 $1,320,000 $70,000 $300,000
Black or African American 159 $24,331,000 $153,000 $525,000 $60,000 $280,000
Hispanic 62 $8,565,000 $138,000 $417,000 $63,000 $304,000
Asian 45 $7,244,000 $160,000 $612,000 $76,000 $402,000
Not applicable 15 $2,379,000 $158,000 $291,000 $6,000 $66,000
American Indian or Alaskan Native 13 $1,859,000 $143,000 $340,000 $72,000 $199,000
Native Hawaiian or Other Pacific Islander 9 $1,583,000 $175,000 $301,000 $77,000 $106,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,646 $268,368,000 $163,000 $1,320,000 $85,000 $793,000
FHA-insured (Federal Housing Administration) 922 $130,509,000 $141,000 $539,000 $56,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 536 $61,301,000 $114,000 $910,000 $42,000 $389,000
VA-guaranteed (Veterans Administration) 261 $48,869,000 $187,000 $929,000 $72,000 $425,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,338 $342,887,000 $146,000 $929,000 $69,000 $793,000
Application Denied By Financial Institution 424 $68,614,000 $161,000 $539,000 $62,000 $350,000
Application Withdrawn By Applicant 295 $52,230,000 $177,000 $1,320,000 $74,000 $300,000
Application Approved But Not Accepted 205 $29,934,000 $146,000 $840,000 $70,000 $468,000
Loan Purchased By The Institution 103 $15,382,000 $149,000 $416,000 $84,000 $746,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 130 $22,668,000 $174,000 $539,000 $49,000 $251,000
Credit History 96 $14,810,000 $154,000 $417,000 $67,000 $350,000
Collateral 93 $13,485,000 $145,000 $497,000 $74,000 $291,000
Other 50 $8,518,000 $170,000 $362,000 $67,000 $304,000
Unverifiable Information 22 $5,016,000 $228,000 $461,000 $79,000 $330,000
Employment History 19 $2,284,000 $120,000 $358,000 $44,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,464,000 $133,000 $270,000 $50,000 $96,000
Mortgage Insurance Denied 2 $253,000 $126,000 $129,000 $75,000 $102,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank, Incorporated's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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