Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Magnolia Bank, Incorporated 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Magnolia Bank, Incorporated 794 Old Elizabethtown Rd Magnolia, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 15,095 |
| Total Mortgage Loan Application Amount | $3,635,595,000 |
| Average Mortgage Loan Application Amount | $208,000 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $88,600 |
| Highest Applicant Income | $1,580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,413 | $ 443,175,000 | $ 220,021 | $ 73,255 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 722 | $ 135,100,000 | $ 182,500 | $ 76,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 588 | $ 123,580,000 | $ 210,000 | $ 83,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 289 | $ 100,695,000 | $ 315,500 | $ 101,000 |
| ASHEVILLE, NC | 254 | $ 54,560,000 | $ 214,000 | $ 78,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 247 | $ 65,375,000 | $ 264,000 | $ 88,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 231 | $ 96,195,000 | $ 398,000 | $ 112,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 223 | $ 41,985,000 | $ 194,500 | $ 82,000 |
| BOWLING GREEN, KY | 212 | $ 37,390,000 | $ 176,000 | $ 76,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 202 | $ 57,530,000 | $ 284,000 | $ 80,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 195 | $ 57,465,000 | $ 294,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 177 | $ 74,035,000 | $ 418,000 | $ 94,000 |
| SAVANNAH, GA | 175 | $ 35,105,000 | $ 200,000 | $ 81,000 |
| COLUMBIA, SC | 170 | $ 33,970,000 | $ 199,000 | $ 81,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 157 | $ 37,035,000 | $ 234,500 | $ 76,500 |
| ST. LOUIS, MO-IL | 152 | $ 33,800,000 | $ 223,000 | $ 96,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 147 | $ 37,755,000 | $ 255,500 | $ 175,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 141 | $ 36,405,000 | $ 248,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 140 | $ 37,820,000 | $ 270,000 | $ 83,000 |
| JACKSONVILLE, FL | 138 | $ 33,210,000 | $ 240,000 | $ 87,000 |
| CHICAGO-NAPERVILLE, IL | 137 | $ 34,875,000 | $ 254,000 | $ 85,000 |
| KANSAS CITY, MO-KS | 135 | $ 29,945,000 | $ 222,000 | $ 89,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 130 | $ 29,270,000 | $ 225,000 | $ 98,000 |
| COLUMBUS, OH | 129 | $ 25,065,000 | $ 194,000 | $ 79,000 |
| NEW YORK-NEWARK, NY | 125 | $ 37,065,000 | $ 297,500 | $ 99,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 118 | $ 30,080,000 | $ 254,000 | $ 85,000 |
| RALEIGH, NC | 117 | $ 30,555,000 | $ 261,000 | $ 99,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 112 | $ 19,030,000 | $ 169,000 | $ 82,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 112 | $ 29,370,000 | $ 262,000 | $ 79,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 107 | $ 23,185,000 | $ 216,000 | $ 72,000 |
| SAN DIEGO-CARLSBAD, CA | 107 | $ 45,125,000 | $ 421,000 | $ 105,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 105 | $ 32,165,000 | $ 299,500 | $ 91,000 |
| DENVER-AURORA-LAKEWOOD, CO | 103 | $ 35,945,000 | $ 348,000 | $ 91,000 |
| COLORADO SPRINGS, CO | 101 | $ 28,805,000 | $ 285,000 | $ 89,000 |
| FORT WORTH-ARLINGTON, TX | 101 | $ 22,545,000 | $ 223,000 | $ 96,000 |
| BOSTON, MA | 97 | $ 34,645,000 | $ 357,000 | $ 87,000 |
| DALLAS-PLANO-IRVING, TX | 97 | $ 22,975,000 | $ 236,000 | $ 118,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 91 | $ 30,375,000 | $ 333,000 | $ 87,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 89 | $ 31,545,000 | $ 354,000 | $ 118,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 85 | $ 21,125,000 | $ 248,000 | $ 82,000 |
| CLEVELAND-ELYRIA, OH | 85 | $ 16,065,000 | $ 189,000 | $ 76,000 |
| BEAUMONT-PORT ARTHUR, TX | 83 | $ 13,775,000 | $ 165,000 | $ 79,000 |
| JACKSON, MS | 83 | $ 19,005,000 | $ 228,000 | $ 87,000 |
| ATHENS-CLARKE COUNTY, GA | 81 | $ 16,565,000 | $ 204,000 | $ 72,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 77 | $ 17,525,000 | $ 227,000 | $ 87,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 76 | $ 31,760,000 | $ 417,000 | $ 99,000 |
| FAYETTEVILLE, NC | 75 | $ 17,835,000 | $ 237,000 | $ 92,000 |
| RICHMOND, VA | 75 | $ 19,105,000 | $ 254,000 | $ 87,000 |
| CINCINNATI, OH-KY-IN | 73 | $ 13,885,000 | $ 176,666 | $ 64,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 73 | $ 16,065,000 | $ 220,000 | $ 69,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 73 | $ 15,385,000 | $ 220,500 | $ 77,000 |
| VALDOSTA, GA | 73 | $ 13,025,000 | $ 178,000 | $ 73,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 71 | $ 20,195,000 | $ 284,000 | $ 138,000 |
| PROVIDENCE-WARWICK, RI-MA | 71 | $ 19,285,000 | $ 271,000 | $ 81,000 |
| SALT LAKE CITY, UT | 71 | $ 19,755,000 | $ 278,000 | $ 79,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 70 | $ 20,820,000 | $ 297,000 | $ 114,000 |
| NEWARK, NJ-PA | 67 | $ 19,005,000 | $ 224,000 | $ 74,500 |
| OGDEN-CLEARFIELD, UT | 65 | $ 16,925,000 | $ 260,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 64 | $ 20,200,000 | $ 315,000 | $ 96,000 |
| HUNTSVILLE, AL | 64 | $ 12,830,000 | $ 200,000 | $ 91,000 |
| ALBUQUERQUE, NM | 62 | $ 14,570,000 | $ 235,000 | $ 92,000 |
| AKRON, OH | 56 | $ 9,090,000 | $ 162,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 56 | $ 11,400,000 | $ 208,500 | $ 72,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 55 | $ 18,435,000 | $ 335,000 | $ 117,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 54 | $ 12,130,000 | $ 224,000 | $ 85,000 |
| FLORENCE, SC | 52 | $ 8,500,000 | $ 163,000 | $ 64,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 50 | $ 14,420,000 | $ 288,000 | $ 128,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 49 | $ 12,205,000 | $ 249,000 | $ 112,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 49 | $ 14,865,000 | $ 303,000 | $ 100,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 47 | $ 16,495,000 | $ 350,000 | $ 106,000 |
| CLARKSVILLE, TN-KY | 47 | $ 8,865,000 | $ 186,500 | $ 75,000 |
| TUCSON, AZ | 46 | $ 11,870,000 | $ 258,000 | $ 76,000 |
| CAPE CORAL-FORT MYERS, FL | 45 | $ 11,565,000 | $ 257,000 | $ 86,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 45 | $ 14,565,000 | $ 323,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 45 | $ 10,565,000 | $ 234,000 | $ 86,000 |
| CAMDEN, NJ | 44 | $ 9,800,000 | $ 222,000 | $ 84,000 |
| BOISE CITY, ID | 43 | $ 10,425,000 | $ 242,000 | $ 76,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 42 | $ 22,880,000 | $ 544,000 | $ 140,000 |
| ANCHORAGE, AK | 42 | $ 11,860,000 | $ 282,000 | $ 85,000 |
| BIRMINGHAM-HOOVER, AL | 42 | $ 8,730,000 | $ 207,000 | $ 83,000 |
| KNOXVILLE, TN | 42 | $ 9,580,000 | $ 228,000 | $ 125,000 |
| RENO, NV | 42 | $ 13,460,000 | $ 320,000 | $ 83,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 41 | $ 8,245,000 | $ 198,000 | $ 76,000 |
| COLUMBIA, MO | 40 | $ 7,600,000 | $ 190,000 | $ 85,000 |
| SPARTANBURG, SC | 40 | $ 7,320,000 | $ 183,000 | $ 56,000 |
| NEW ORLEANS-METAIRIE, LA | 38 | $ 9,410,000 | $ 247,000 | $ 96,000 |
| AUSTIN-ROUND ROCK, TX | 37 | $ 8,695,000 | $ 235,000 | $ 117,000 |
| DURHAM-CHAPEL HILL, NC | 37 | $ 7,985,000 | $ 215,000 | $ 77,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 37 | $ 8,535,000 | $ 230,000 | $ 112,000 |
| MODESTO, CA | 36 | $ 9,350,000 | $ 259,000 | $ 83,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 36 | $ 8,680,000 | $ 241,000 | $ 110,000 |
| PORTLAND-SOUTH PORTLAND, ME | 36 | $ 9,000,000 | $ 250,000 | $ 91,000 |
| STOCKTON-LODI, CA | 35 | $ 11,145,000 | $ 318,000 | $ 96,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 34 | $ 7,210,000 | $ 212,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 34 | $ 9,060,000 | $ 266,000 | $ 75,000 |
| LAKELAND-WINTER HAVEN, FL | 33 | $ 7,595,000 | $ 230,000 | $ 99,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 33 | $ 8,425,000 | $ 255,000 | $ 89,000 |
| BATON ROUGE, LA | 32 | $ 9,120,000 | $ 285,000 | $ 101,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 32 | $ 7,610,000 | $ 237,000 | $ 78,000 |
| FRESNO, CA | 31 | $ 8,695,000 | $ 280,000 | $ 92,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 31 | $ 5,575,000 | $ 179,000 | $ 80,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 31 | $ 12,925,000 | $ 416,000 | $ 123,000 |
| PHILADELPHIA, PA | 31 | $ 7,705,000 | $ 248,000 | $ 77,000 |
| PROVO-OREM, UT | 31 | $ 8,555,000 | $ 275,000 | $ 67,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 31 | $ 6,945,000 | $ 224,000 | $ 110,000 |
| LEXINGTON-FAYETTE, KY | 30 | $ 5,830,000 | $ 194,000 | $ 88,000 |
| URBAN HONOLULU, HI | 30 | $ 13,840,000 | $ 461,000 | $ 84,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 29 | $ 7,225,000 | $ 249,000 | $ 81,000 |
| DES MOINES-WEST DES MOINES, IA | 29 | $ 6,435,000 | $ 221,000 | $ 67,000 |
| GREENSBORO-HIGH POINT, NC | 29 | $ 6,025,000 | $ 207,000 | $ 70,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 29 | $ 5,755,000 | $ 198,000 | $ 72,000 |
| SALEM, OR | 29 | $ 7,895,000 | $ 272,000 | $ 76,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 28 | $ 5,870,000 | $ 209,000 | $ 70,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 28 | $ 9,580,000 | $ 342,000 | $ 103,000 |
| WORCESTER, MA-CT | 28 | $ 7,320,000 | $ 260,500 | $ 104,500 |
| WILMINGTON, DE-MD-NJ | 27 | $ 6,025,000 | $ 211,500 | $ 82,500 |
| DOVER, DE | 26 | $ 6,080,000 | $ 233,000 | $ 84,000 |
| BAKERSFIELD, CA | 25 | $ 6,245,000 | $ 249,000 | $ 93,000 |
| ELGIN, IL | 25 | $ 5,335,000 | $ 213,000 | $ 131,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 6,145,000 | $ 245,000 | $ 82,000 |
| PITTSBURGH, PA | 25 | $ 4,225,000 | $ 169,000 | $ 69,000 |
| SANTA ROSA, CA | 25 | $ 11,065,000 | $ 442,000 | $ 108,000 |
| TULSA, OK | 25 | $ 5,155,000 | $ 206,000 | $ 77,000 |
| WINSTON-SALEM, NC | 25 | $ 5,225,000 | $ 209,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 24 | $ 5,350,000 | $ 243,000 | $ 109,000 |
| GARY, IN | 24 | $ 4,600,000 | $ 191,000 | $ 81,000 |
| SUMTER, SC | 24 | $ 4,710,000 | $ 196,000 | $ 82,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 24 | $ 8,950,000 | $ 372,000 | $ 122,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 22 | $ 11,980,000 | $ 544,000 | $ 119,000 |
| FORT COLLINS, CO | 21 | $ 7,565,000 | $ 360,000 | $ 85,000 |
| NEW HAVEN-MILFORD, CT | 21 | $ 4,485,000 | $ 213,000 | $ 74,000 |
| SALISBURY, MD-DE | 21 | $ 4,985,000 | $ 230,500 | $ 64,500 |
| TACOMA-LAKEWOOD, WA | 21 | $ 5,555,000 | $ 264,000 | $ 70,000 |
| WILMINGTON, NC | 21 | $ 5,155,000 | $ 245,000 | $ 68,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 20 | $ 5,020,000 | $ 251,000 | $ 119,000 |
| COLUMBUS, GA-AL | 20 | $ 3,870,000 | $ 211,500 | $ 58,000 |
| EUGENE, OR | 20 | $ 4,920,000 | $ 246,000 | $ 70,000 |
| GAINESVILLE, GA | 20 | $ 4,810,000 | $ 240,000 | $ 111,000 |
| GRAND RAPIDS-WYOMING, MI | 20 | $ 4,010,000 | $ 200,000 | $ 62,000 |
| JACKSONVILLE, NC | 20 | $ 4,490,000 | $ 224,000 | $ 87,000 |
| MEDFORD, OR | 20 | $ 5,680,000 | $ 284,000 | $ 79,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 20 | $ 10,760,000 | $ 538,000 | $ 126,000 |
| BREMERTON-SILVERDALE, WA | 19 | $ 5,655,000 | $ 297,000 | $ 95,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 19 | $ 4,295,000 | $ 226,000 | $ 88,000 |
| SHREVEPORT-BOSSIER CITY, LA | 19 | $ 4,595,000 | $ 241,000 | $ 80,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 7,075,000 | $ 372,000 | $ 96,000 |
| ALBANY-SCHENECTADY-TROY, NY | 18 | $ 4,400,000 | $ 244,000 | $ 99,000 |
| CAPE GIRARDEAU, MO-IL | 18 | $ 3,340,000 | $ 147,500 | $ 121,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 18 | $ 3,430,000 | $ 190,000 | $ 74,000 |
| LAWTON, OK | 18 | $ 3,720,000 | $ 206,000 | $ 75,000 |
| MONTGOMERY, AL | 18 | $ 4,110,000 | $ 228,000 | $ 94,000 |
| OCALA, FL | 18 | $ 4,190,000 | $ 232,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 17 | $ 4,225,000 | $ 247,000 | $ 76,000 |
| BILLINGS, MT | 16 | $ 3,580,000 | $ 223,000 | $ 50,000 |
| HICKORY-LENOIR-MORGANTON, NC | 16 | $ 2,720,000 | $ 170,000 | $ 64,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 16 | $ 3,940,000 | $ 246,000 | $ 78,000 |
| COEUR D'ALENE, ID | 15 | $ 4,935,000 | $ 329,000 | $ 86,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 15 | $ 3,735,000 | $ 289,500 | $ 151,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 3,945,000 | $ 235,500 | $ 116,000 |
| PUNTA GORDA, FL | 15 | $ 3,695,000 | $ 246,000 | $ 63,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 15 | $ 5,755,000 | $ 383,000 | $ 86,000 |
| SPRINGFIELD, MA | 15 | $ 3,235,000 | $ 215,000 | $ 80,000 |
| SPRINGFIELD, MO | 15 | $ 2,925,000 | $ 195,000 | $ 75,000 |
| TUSCALOOSA, AL | 15 | $ 3,315,000 | $ 221,000 | $ 63,000 |
| DANVILLE, IL | 14 | $ 1,390,000 | $ 99,000 | $ 54,000 |
| MADISON, WI | 14 | $ 3,650,000 | $ 260,000 | $ 80,000 |
| MOBILE, AL | 14 | $ 3,200,000 | $ 228,000 | $ 71,000 |
| AUBURN-OPELIKA, AL | 13 | $ 2,115,000 | $ 162,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 13 | $ 3,795,000 | $ 291,000 | $ 94,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 13 | $ 2,645,000 | $ 203,000 | $ 85,000 |
| FAIRBANKS, AK | 13 | $ 3,225,000 | $ 248,000 | $ 128,000 |
| IDAHO FALLS, ID | 13 | $ 2,505,000 | $ 192,000 | $ 56,000 |
| OLYMPIA-TUMWATER, WA | 13 | $ 3,635,000 | $ 279,000 | $ 73,000 |
| REDDING, CA | 13 | $ 3,425,000 | $ 263,000 | $ 75,000 |
| ROCHESTER, NY | 13 | $ 2,735,000 | $ 210,000 | $ 130,000 |
| SALINAS, CA | 13 | $ 5,805,000 | $ 446,000 | $ 123,000 |
| SPOKANE-SPOKANE VALLEY, WA | 13 | $ 3,415,000 | $ 262,000 | $ 73,000 |
| ST. GEORGE, UT | 13 | $ 3,245,000 | $ 249,000 | $ 64,000 |
| TALLAHASSEE, FL | 13 | $ 2,505,000 | $ 192,000 | $ 72,000 |
| GAINESVILLE, FL | 12 | $ 2,600,000 | $ 216,000 | $ 75,000 |
| GRANTS PASS, OR | 12 | $ 3,350,000 | $ 279,000 | $ 57,000 |
| HINESVILLE, GA | 12 | $ 2,670,000 | $ 222,000 | $ 85,000 |
| LAKE CHARLES, LA | 12 | $ 2,320,000 | $ 193,000 | $ 73,000 |
| LANSING-EAST LANSING, MI | 12 | $ 2,350,000 | $ 195,000 | $ 65,000 |
| MADERA, CA | 12 | $ 3,040,000 | $ 253,000 | $ 57,000 |
| MERCED, CA | 12 | $ 4,230,000 | $ 352,000 | $ 92,000 |
| PANAMA CITY, FL | 12 | $ 2,870,000 | $ 239,000 | $ 93,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 3,860,000 | $ 321,000 | $ 202,000 |
| SEBASTIAN-VERO BEACH, FL | 12 | $ 3,000,000 | $ 250,000 | $ 86,000 |
| CANTON-MASSILLON, OH | 11 | $ 2,285,000 | $ 207,000 | $ 68,000 |
| EAST STROUDSBURG, PA | 11 | $ 1,665,000 | $ 151,000 | $ 57,000 |
| GREELEY, CO | 11 | $ 2,925,000 | $ 265,000 | $ 72,000 |
| HARRISBURG-CARLISLE, PA | 11 | $ 2,245,000 | $ 204,000 | $ 90,000 |
| KILLEEN-TEMPLE, TX | 11 | $ 2,385,000 | $ 216,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 11 | $ 3,435,000 | $ 312,000 | $ 111,000 |
| NEW BERN, NC | 11 | $ 2,475,000 | $ 225,000 | $ 144,000 |
| ROCHESTER, MN | 11 | $ 2,315,000 | $ 210,000 | $ 59,000 |
| SANTA FE, NM | 11 | $ 2,835,000 | $ 257,000 | $ 62,000 |
| YUBA CITY, CA | 11 | $ 3,115,000 | $ 283,000 | $ 91,000 |
| CHEYENNE, WY | 10 | $ 2,660,000 | $ 266,000 | $ 91,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 2,100,000 | $ 209,000 | $ 73,500 |
| DULUTH, MN-WI | 10 | $ 1,920,000 | $ 206,500 | $ 67,000 |
| FORT SMITH, AR-OK | 10 | $ 2,020,000 | $ 250,000 | $ 96,000 |
| KINGSTON, NY | 10 | $ 2,520,000 | $ 252,000 | $ 102,000 |
| PUEBLO, CO | 10 | $ 2,110,000 | $ 211,000 | $ 81,000 |
| ROANOKE, VA | 10 | $ 1,740,000 | $ 174,000 | $ 74,000 |
| SANTA MARIA-SANTA BARBARA, CA | 10 | $ 3,380,000 | $ 338,000 | $ 105,000 |
| SEBRING, FL | 10 | $ 2,030,000 | $ 203,000 | $ 75,000 |
| VISALIA-PORTERVILLE, CA | 10 | $ 2,260,000 | $ 226,000 | $ 96,000 |
| WARNER ROBINS, GA | 10 | $ 2,330,000 | $ 233,000 | $ 81,000 |
| WICHITA, KS | 10 | $ 1,710,000 | $ 171,000 | $ 65,000 |
| ALEXANDRIA, LA | 9 | $ 2,135,000 | $ 237,000 | $ 88,000 |
| BEND-REDMOND, OR | 9 | $ 2,925,000 | $ 325,000 | $ 73,000 |
| FARGO, ND-MN | 9 | $ 1,625,000 | $ 173,000 | $ 62,500 |
| GOLDSBORO, NC | 9 | $ 1,955,000 | $ 217,000 | $ 80,000 |
| HOUMA-THIBODAUX, LA | 9 | $ 2,325,000 | $ 258,000 | $ 136,000 |
| LANCASTER, PA | 9 | $ 1,985,000 | $ 220,000 | $ 64,000 |
| LAS CRUCES, NM | 9 | $ 1,765,000 | $ 196,000 | $ 87,000 |
| READING, PA | 9 | $ 1,625,000 | $ 180,000 | $ 73,000 |
| TOLEDO, OH | 9 | $ 2,165,000 | $ 240,000 | $ 130,000 |
| ALBANY, OR | 8 | $ 1,870,000 | $ 233,000 | $ 81,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 8 | $ 2,780,000 | $ 347,000 | $ 124,000 |
| CASPER, WY | 8 | $ 1,780,000 | $ 222,000 | $ 61,000 |
| DECATUR, AL | 8 | $ 1,260,000 | $ 157,000 | $ 55,000 |
| FORT WAYNE, IN | 8 | $ 1,510,000 | $ 188,000 | $ 53,000 |
| GREAT FALLS, MT | 8 | $ 1,820,000 | $ 227,000 | $ 57,000 |
| HATTIESBURG, MS | 8 | $ 1,580,000 | $ 197,000 | $ 88,000 |
| HOT SPRINGS, AR | 8 | $ 1,750,000 | $ 218,000 | $ 66,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 8 | $ 4,490,000 | $ 561,000 | $ 111,000 |
| LINCOLN, NE | 8 | $ 1,740,000 | $ 217,000 | $ 71,000 |
| TOPEKA, KS | 8 | $ 1,450,000 | $ 181,000 | $ 68,000 |
| TRENTON, NJ | 8 | $ 2,200,000 | $ 275,000 | $ 97,000 |
| TWIN FALLS, ID | 8 | $ 1,730,000 | $ 216,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 1,510,000 | $ 199,000 | $ 83,000 |
| BINGHAMTON, NY | 7 | $ 1,005,000 | $ 143,000 | $ 64,000 |
| BRUNSWICK, GA | 7 | $ 2,505,000 | $ 357,000 | $ 177,000 |
| CARSON CITY, NV | 7 | $ 2,135,000 | $ 305,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 2,005,000 | $ 286,000 | $ 87,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 1,255,000 | $ 179,000 | $ 66,000 |
| GRAND JUNCTION, CO | 7 | $ 1,775,000 | $ 253,000 | $ 74,000 |
| GREENVILLE, NC | 7 | $ 1,565,000 | $ 223,000 | $ 74,000 |
| HOMOSASSA SPRINGS, FL | 7 | $ 1,115,000 | $ 159,000 | $ 61,000 |
| JOHNSON CITY, TN | 7 | $ 1,155,000 | $ 165,000 | $ 101,000 |
| LAFAYETTE, LA | 7 | $ 1,555,000 | $ 222,000 | $ 56,000 |
| MANHATTAN, KS | 7 | $ 1,405,000 | $ 200,000 | $ 82,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 7 | $ 1,135,000 | $ 162,000 | $ 54,000 |
| SPRINGFIELD, IL | 7 | $ 1,165,000 | $ 166,000 | $ 84,000 |
| SYRACUSE, NY | 7 | $ 1,115,000 | $ 159,000 | $ 116,000 |
| WINCHESTER, VA-WV | 7 | $ 1,455,000 | $ 160,500 | $ 59,000 |
| YUMA, AZ | 7 | $ 1,795,000 | $ 256,000 | $ 94,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 1,790,000 | $ 298,000 | $ 72,000 |
| BANGOR, ME | 6 | $ 1,510,000 | $ 251,000 | $ 102,000 |
| BLOOMINGTON, IN | 6 | $ 1,540,000 | $ 256,000 | $ 67,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,480,000 | $ 246,000 | $ 45,000 |
| FLINT, MI | 6 | $ 1,220,000 | $ 203,000 | $ 70,000 |
| GRAND FORKS, ND-MN | 6 | $ 1,180,000 | $ 187,500 | $ 66,500 |
| HAMMOND, LA | 6 | $ 1,250,000 | $ 208,000 | $ 88,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 1,140,000 | $ 190,000 | $ 58,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 1,500,000 | $ 250,000 | $ 67,000 |
| LEWISTON, ID-WA | 6 | $ 1,500,000 | $ 184,000 | $ 69,000 |
| MONROE, LA | 6 | $ 1,510,000 | $ 251,000 | $ 77,000 |
| MORRISTOWN, TN | 6 | $ 1,680,000 | $ 280,000 | $ 93,000 |
| ROME, GA | 6 | $ 1,030,000 | $ 171,000 | $ 62,000 |
| ST. CLOUD, MN | 6 | $ 1,130,000 | $ 188,000 | $ 69,000 |
| THE VILLAGES, FL | 6 | $ 1,630,000 | $ 271,000 | $ 69,000 |
| ALBANY, GA | 5 | $ 785,000 | $ 157,000 | $ 80,000 |
| ANN ARBOR, MI | 5 | $ 905,000 | $ 181,000 | $ 93,000 |
| BELLINGHAM, WA | 5 | $ 1,385,000 | $ 277,000 | $ 107,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 995,000 | $ 199,000 | $ 105,000 |
| BURLINGTON, NC | 5 | $ 845,000 | $ 169,000 | $ 98,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 1,255,000 | $ 251,000 | $ 75,000 |
| CHARLESTON, WV | 5 | $ 945,000 | $ 189,000 | $ 67,000 |
| CHICO, CA | 5 | $ 1,315,000 | $ 263,000 | $ 85,000 |
| EL CENTRO, CA | 5 | $ 1,125,000 | $ 225,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 5 | $ 565,000 | $ 113,500 | $ 79,500 |
| FLAGSTAFF, AZ | 5 | $ 1,505,000 | $ 301,000 | $ 119,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 935,000 | $ 187,000 | $ 44,000 |
| GETTYSBURG, PA | 5 | $ 985,000 | $ 197,000 | $ 73,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,265,000 | $ 253,000 | $ 63,000 |
| JANESVILLE-BELOIT, WI | 5 | $ 1,545,000 | $ 309,000 | $ 102,000 |
| JEFFERSON CITY, MO | 5 | $ 945,000 | $ 189,000 | $ 52,000 |
| LEBANON, PA | 5 | $ 1,085,000 | $ 217,000 | $ 88,000 |
| LOGAN, UT-ID | 5 | $ 925,000 | $ 185,000 | $ 59,000 |
| LYNCHBURG, VA | 5 | $ 1,015,000 | $ 203,000 | $ 69,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 1,185,000 | $ 237,000 | $ 84,000 |
| MISSOULA, MT | 5 | $ 1,035,000 | $ 207,000 | $ 53,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,035,000 | $ 207,000 | $ 90,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 965,000 | $ 193,000 | $ 32,000 |
| OWENSBORO, KY | 5 | $ 735,000 | $ 147,000 | $ 45,000 |
| RACINE, WI | 5 | $ 1,065,000 | $ 213,000 | $ 81,000 |
| ROCKFORD, IL | 5 | $ 1,085,000 | $ 217,000 | $ 138,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 1,235,000 | $ 247,000 | $ 86,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 1,355,000 | $ 271,000 | $ 78,000 |
| TERRE HAUTE, IN | 5 | $ 795,000 | $ 159,000 | $ 46,000 |
| TYLER, TX | 5 | $ 955,000 | $ 191,000 | $ 79,000 |
| ALTOONA, PA | 4 | $ 680,000 | $ 170,000 | $ 80,000 |
| APPLETON, WI | 4 | $ 780,000 | $ 195,000 | $ 47,000 |
| CEDAR RAPIDS, IA | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| EL PASO, TX | 4 | $ 810,000 | $ 202,000 | $ 96,000 |
| ERIE, PA | 4 | $ 970,000 | $ 242,000 | $ 73,000 |
| GLENS FALLS, NY | 4 | $ 710,000 | $ 177,000 | $ 100,000 |
| GREEN BAY, WI | 4 | $ 1,180,000 | $ 295,000 | $ 108,000 |
| IOWA CITY, IA | 4 | $ 950,000 | $ 237,000 | $ 139,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 980,000 | $ 245,000 | $ 75,000 |
| LAWRENCE, KS | 4 | $ 740,000 | $ 185,000 | $ 103,000 |
| LIMA, OH | 4 | $ 770,000 | $ 192,000 | $ 75,000 |
| MANSFIELD, OH | 4 | $ 640,000 | $ 160,000 | $ 59,000 |
| MORGANTOWN, WV | 4 | $ 770,000 | $ 192,000 | $ 70,000 |
| MUSKEGON, MI | 4 | $ 990,000 | $ 247,000 | $ 80,000 |
| PITTSFIELD, MA | 4 | $ 630,000 | $ 157,000 | $ 97,000 |
| SAN RAFAEL, CA | 4 | $ 2,390,000 | $ 597,000 | $ 109,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,930,000 | $ 482,000 | $ 141,000 |
| SHEBOYGAN, WI | 4 | $ 830,000 | $ 207,000 | $ 98,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,130,000 | $ 282,000 | $ 116,000 |
| SIOUX FALLS, SD | 4 | $ 1,020,000 | $ 255,000 | $ 76,000 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 1,030,000 | $ 257,000 | $ 104,000 |
| YAKIMA, WA | 4 | $ 790,000 | $ 197,000 | $ 47,000 |
| YORK-HANOVER, PA | 4 | $ 880,000 | $ 220,000 | $ 78,000 |
| BISMARCK, ND | 3 | $ 675,000 | $ 225,000 | $ 65,000 |
| BLOOMINGTON, IL | 3 | $ 555,000 | $ 185,000 | $ 64,000 |
| BOULDER, CO | 3 | $ 845,000 | $ 281,000 | $ 215,000 |
| CORPUS CHRISTI, TX | 3 | $ 575,000 | $ 191,000 | $ 77,000 |
| DOTHAN, AL | 3 | $ 565,000 | $ 188,000 | $ 90,000 |
| EAU CLAIRE, WI | 3 | $ 505,000 | $ 168,000 | $ 61,000 |
| FARMINGTON, NM | 3 | $ 675,000 | $ 225,000 | $ 139,000 |
| JONESBORO, AR | 3 | $ 2,105,000 | $ 701,000 | $ 402,000 |
| JOPLIN, MO | 3 | $ 575,000 | $ 191,000 | $ 67,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 995,000 | $ 305,000 | $ 81,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 535,000 | $ 178,000 | $ 58,000 |
| LEWISTON-AUBURN, ME | 3 | $ 655,000 | $ 218,000 | $ 54,000 |
| LONGVIEW, TX | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 255,000 | $ 85,000 | $ 37,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 785,000 | $ 261,000 | $ 155,000 |
| MONROE, MI | 3 | $ 725,000 | $ 241,000 | $ 39,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 575,000 | $ 191,000 | $ 73,000 |
| NAPA, CA | 3 | $ 985,000 | $ 328,000 | $ 64,000 |
| OCEAN CITY, NJ | 3 | $ 855,000 | $ 285,000 | $ 61,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| RAPID CITY, SD | 3 | $ 625,000 | $ 208,000 | $ 63,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| UTICA-ROME, NY | 3 | $ 645,000 | $ 215,000 | $ 46,000 |
| AMES, IA | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| BECKLEY, WV | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| CARBONDALE-MARION, IL | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| ELKHART-GOSHEN, IN | 2 | $ 640,000 | $ 320,000 | $ 132,000 |
| ELMIRA, NY | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| FOND DU LAC, WI | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| JACKSON, MI | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| LONGVIEW, WA | 2 | $ 620,000 | $ 310,000 | $ 53,000 |
| MIDLAND, MI | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| MUNCIE, IN | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 560,000 | $ 280,000 | $ 51,000 |
| PEORIA, IL | 2 | $ 580,000 | $ 290,000 | $ 67,000 |
| PINE BLUFF, AR | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| POCATELLO, ID | 2 | $ 630,000 | $ 315,000 | $ 27,000 |
| ROCKY MOUNT, NC | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| SAGINAW, MI | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| SPRINGFIELD, OH | 2 | $ 400,000 | $ 200,000 | $ 37,000 |
| ST. JOSEPH, MO-KS | 2 | $ 460,000 | $ 230,000 | $ 66,000 |
| STATE COLLEGE, PA | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| WACO, TX | 2 | $ 570,000 | $ 285,000 | $ 83,000 |
| WALLA WALLA, WA | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| WAUSAU, WI | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| WENATCHEE, WA | 2 | $ 610,000 | $ 305,000 | $ 52,000 |
| WHEELING, WV-OH | 2 | $ 500,000 | $ 250,000 | $ 127,000 |
| AMARILLO, TX | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| BATTLE CREEK, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| BAY CITY, MI | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 435,000 | $ 435,000 | $ 122,000 |
| COLUMBUS, IN | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| CUMBERLAND, MD-WV | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| DECATUR, IL | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
| ENID, OK | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| GRAND ISLAND, NE | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| JACKSON, TN | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| JOHNSTOWN, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| KOKOMO, IN | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| LAREDO, TX | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 405,000 | $ 405,000 | $ 392,000 |
| MIDLAND, TX | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| ODESSA, TX | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| VICTORIA, TX | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| WILLIAMSPORT, PA | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 8,290 | $2,174,300,000 | $262,000 | $1,705,000 | $86,000 | $1,580,000 |
| Home Purchase | 3,789 | $682,425,000 | $180,000 | $1,505,000 | $77,000 | $1,392,000 |
| Refinancing | 2,988 | $773,510,000 | $258,000 | $1,655,000 | $94,000 | $1,100,000 |
| Other Purpose | 20 | $4,390,000 | $219,000 | $585,000 | $88,000 | $250,000 |
| Home Improvement | 8 | $970,000 | $121,000 | $225,000 | $98,000 | $239,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,308 | $1,914,100,000 | $230,000 | $1,705,000 | $86,000 | $1,580,000 |
| Not Provided | 4,525 | $1,129,595,000 | $249,000 | $1,545,000 | $84,000 | $1,100,000 |
| Black or African American | 1,382 | $349,080,000 | $252,000 | $1,505,000 | $81,000 | $604,000 |
| Hispanic | 582 | $158,890,000 | $273,000 | $1,105,000 | $83,000 | $600,000 |
| Asian | 183 | $54,295,000 | $296,000 | $1,125,000 | $99,000 | $521,000 |
| American Indian or Alaskan Native | 76 | $18,500,000 | $243,000 | $495,000 | $78,000 | $261,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $7,850,000 | $280,000 | $815,000 | $80,000 | $239,000 |
| Not applicable | 3 | $825,000 | $275,000 | $655,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,590 | $1,767,650,000 | $268,000 | $1,255,000 | $85,000 | $1,580,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,116 | $1,221,720,000 | $238,000 | $1,705,000 | $98,000 | $1,185,000 |
| FHA-insured (Federal Housing Administration) | 2,691 | $547,095,000 | $203,000 | $1,075,000 | $69,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 698 | $99,130,000 | $142,000 | $1,125,000 | $53,000 | $1,392,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,848 | $1,478,500,000 | $215,000 | $1,225,000 | $83,000 | $1,072,000 |
| Application Withdrawn By Applicant | 5,960 | $1,590,290,000 | $266,000 | $1,655,000 | $88,000 | $1,580,000 |
| Application Denied By Financial Institution | 1,168 | $295,570,000 | $253,000 | $1,705,000 | $77,000 | $1,067,000 |
| Application Approved But Not Accepted | 613 | $137,285,000 | $223,000 | $905,000 | $86,000 | $1,185,000 |
| File Closed For Incompleteness | 506 | $133,950,000 | $264,000 | $1,545,000 | $92,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,927 | $3,340,025,000 | $239,000 | $1,655,000 | $86,000 | $1,580,000 |
| Debt-To-Income Ratio | 379 | $106,215,000 | $280,000 | $1,705,000 | $59,000 | $719,000 |
| Credit Application Incomplete | 232 | $60,400,000 | $260,000 | $835,000 | $95,000 | $1,067,000 |
| Credit History | 222 | $49,930,000 | $224,000 | $1,505,000 | $81,000 | $900,000 |
| Collateral | 174 | $41,300,000 | $237,000 | $1,705,000 | $82,000 | $1,019,000 |
| Other | 93 | $22,435,000 | $241,000 | $735,000 | $94,000 | $540,000 |
| Unverifiable Information | 36 | $8,440,000 | $234,000 | $595,000 | $77,000 | $160,000 |
| Employment History | 16 | $3,150,000 | $196,000 | $505,000 | $55,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,700,000 | $231,000 | $515,000 | $72,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Magnolia Bank, Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.