Magnolia Bank Mortgage Lending & HMDA Data, 2019
In 2019, Magnolia Bank of Hodgenville, KY reported 15,095 mortgage applications totaling $3.6 billion, up 11% from 2018. The average application was for $240,847, and applicants reported an average income of $85,333. 45% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (722), Atlanta-Sandy Springs-Roswell, GA (588) and Washington-Arlington-Alexandria, DC-VA-MD-WV (289) (applications in parentheses).
| Mortgage Company & Address | Magnolia Bank Po Box 188 Hodgenville, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 15,095 |
| Total Mortgage Loan Application Amount | $3,635,595,000 |
| Average Mortgage Loan Application Amount | $240,847 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $1,580,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,413 | $ 443,175,000 | $ 183,661 | $ 72,965 |
| Louisville/Jefferson County, KY-IN | 722 | $ 135,100,000 | $ 187,119 | $ 76,000 |
| Atlanta-Sandy Springs-Roswell, GA | 588 | $ 123,580,000 | $ 210,170 | $ 83,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 289 | $ 100,695,000 | $ 348,425 | $ 107,138 |
| Asheville, NC | 254 | $ 54,560,000 | $ 214,803 | $ 78,000 |
| Phoenix-Mesa-Scottsdale, AZ | 247 | $ 65,375,000 | $ 264,676 | $ 88,000 |
| New York-Jersey City-White Plains, NY-NJ | 231 | $ 96,195,000 | $ 416,428 | $ 112,454 |
| Augusta-Richmond County, GA-SC | 223 | $ 41,985,000 | $ 188,273 | $ 84,959 |
| Bowling Green, KY | 212 | $ 37,390,000 | $ 176,367 | $ 76,000 |
| Las Vegas-Henderson-Paradise, NV | 202 | $ 57,530,000 | $ 284,801 | $ 80,000 |
| Riverside-San Bernardino-Ontario, CA | 195 | $ 57,465,000 | $ 294,692 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 177 | $ 74,035,000 | $ 418,276 | $ 94,000 |
| Savannah, GA | 175 | $ 35,105,000 | $ 200,600 | $ 81,000 |
| Columbia, SC | 170 | $ 33,970,000 | $ 199,823 | $ 81,000 |
| Charlotte-Concord-Gastonia, NC-SC | 157 | $ 37,035,000 | $ 235,891 | $ 77,484 |
| St. Louis, MO-IL | 152 | $ 33,800,000 | $ 222,368 | $ 93,098 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 147 | $ 37,755,000 | $ 256,836 | $ 89,952 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 141 | $ 36,405,000 | $ 258,191 | $ 82,567 |
| Tampa-St. Petersburg-Clearwater, FL | 140 | $ 37,820,000 | $ 270,142 | $ 83,000 |
| Jacksonville, FL | 138 | $ 33,210,000 | $ 240,652 | $ 87,000 |
| Chicago-Naperville, IL | 137 | $ 34,875,000 | $ 254,562 | $ 85,000 |
| Kansas City, MO-KS | 135 | $ 29,945,000 | $ 221,814 | $ 87,800 |
| Indianapolis-Carmel-Anderson, IN | 130 | $ 29,270,000 | $ 225,153 | $ 98,000 |
| Columbus, OH | 129 | $ 25,065,000 | $ 194,302 | $ 79,000 |
| New York-Newark, NY | 125 | $ 37,065,000 | $ 296,520 | $ 100,560 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 118 | $ 30,080,000 | $ 254,915 | $ 85,000 |
| Raleigh, NC | 117 | $ 30,555,000 | $ 261,153 | $ 99,000 |
| Elizabethtown-Fort Knox, KY | 112 | $ 19,030,000 | $ 169,910 | $ 82,000 |
| Orlando-Kissimmee-Sanford, FL | 112 | $ 29,370,000 | $ 262,232 | $ 79,000 |
| Greenville-Anderson-Mauldin, SC | 107 | $ 23,185,000 | $ 216,682 | $ 72,000 |
| San Diego-Carlsbad, CA | 107 | $ 45,125,000 | $ 421,728 | $ 105,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 105 | $ 32,165,000 | $ 306,333 | $ 91,752 |
| Denver-Aurora-Lakewood, CO | 103 | $ 35,945,000 | $ 348,980 | $ 91,000 |
| Colorado Springs, CO | 101 | $ 28,805,000 | $ 285,198 | $ 89,000 |
| Fort Worth-Arlington, TX | 101 | $ 22,545,000 | $ 223,217 | $ 96,000 |
| Boston, MA | 97 | $ 34,645,000 | $ 357,164 | $ 87,000 |
| Dallas-Plano-Irving, TX | 97 | $ 22,975,000 | $ 236,855 | $ 118,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 91 | $ 30,375,000 | $ 333,791 | $ 87,000 |
| Nassau County-Suffolk County, NY | 89 | $ 31,545,000 | $ 354,438 | $ 118,000 |
| Charleston-North Charleston, SC | 85 | $ 21,125,000 | $ 248,529 | $ 82,000 |
| Cleveland-Elyria, OH | 85 | $ 16,065,000 | $ 189,000 | $ 76,000 |
| Beaumont-Port Arthur, TX | 83 | $ 13,775,000 | $ 165,963 | $ 79,000 |
| Jackson, MS | 83 | $ 19,005,000 | $ 228,975 | $ 87,000 |
| Athens-Clarke County, GA | 81 | $ 16,565,000 | $ 204,506 | $ 72,000 |
| Warren-Troy-Farmington Hills, MI | 77 | $ 17,525,000 | $ 227,597 | $ 87,000 |
| Oakland-Hayward-Berkeley, CA | 76 | $ 31,760,000 | $ 417,894 | $ 99,000 |
| Fayetteville, NC | 75 | $ 17,835,000 | $ 237,800 | $ 92,000 |
| Richmond, VA | 75 | $ 19,105,000 | $ 254,733 | $ 87,000 |
| Cincinnati, OH-KY-IN | 73 | $ 13,885,000 | $ 190,205 | $ 72,808 |
| Daphne-Fairhope-Foley, AL | 73 | $ 16,065,000 | $ 220,068 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 73 | $ 15,385,000 | $ 210,753 | $ 75,328 |
| Valdosta, GA | 73 | $ 13,025,000 | $ 178,424 | $ 73,000 |
| Houston-The Woodlands-Sugar Land, TX | 71 | $ 20,195,000 | $ 284,436 | $ 138,000 |
| Providence-Warwick, RI-MA | 71 | $ 19,285,000 | $ 271,619 | $ 80,943 |
| Salt Lake City, UT | 71 | $ 19,755,000 | $ 278,239 | $ 79,000 |
| Baltimore-Columbia-Towson, MD | 70 | $ 20,820,000 | $ 297,428 | $ 114,000 |
| Newark, NJ-PA | 67 | $ 19,005,000 | $ 283,656 | $ 97,835 |
| Ogden-Clearfield, UT | 65 | $ 16,925,000 | $ 260,384 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 64 | $ 20,200,000 | $ 315,625 | $ 96,000 |
| Huntsville, AL | 64 | $ 12,830,000 | $ 200,468 | $ 91,000 |
| Albuquerque, NM | 62 | $ 14,570,000 | $ 235,000 | $ 92,000 |
| Akron, OH | 56 | $ 9,090,000 | $ 162,321 | $ 75,000 |
| Memphis, TN-MS-AR | 56 | $ 11,400,000 | $ 203,571 | $ 72,017 |
| Cambridge-Newton-Framingham, MA | 55 | $ 18,435,000 | $ 335,181 | $ 117,000 |
| Pensacola-Ferry Pass-Brent, FL | 54 | $ 12,130,000 | $ 224,629 | $ 85,000 |
| Florence, SC | 52 | $ 8,500,000 | $ 163,461 | $ 64,000 |
| Miami-Miami Beach-Kendall, FL | 50 | $ 14,420,000 | $ 288,400 | $ 128,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 49 | $ 12,205,000 | $ 249,081 | $ 112,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 14,865,000 | $ 303,367 | $ 100,000 |
| Bridgeport-Stamford-Norwalk, CT | 47 | $ 16,495,000 | $ 350,957 | $ 106,000 |
| Clarksville, TN-KY | 47 | $ 8,865,000 | $ 188,617 | $ 74,361 |
| Tucson, AZ | 46 | $ 11,870,000 | $ 258,043 | $ 76,000 |
| Cape Coral-Fort Myers, FL | 45 | $ 11,565,000 | $ 257,000 | $ 86,000 |
| Montgomery County-Bucks County-Chester County, PA | 45 | $ 14,565,000 | $ 323,666 | $ 103,000 |
| Oklahoma City, OK | 45 | $ 10,565,000 | $ 234,777 | $ 86,000 |
| Camden, NJ | 44 | $ 9,800,000 | $ 222,727 | $ 84,000 |
| Boise City, ID | 43 | $ 10,425,000 | $ 242,441 | $ 76,000 |
| Anaheim-Santa Ana-Irvine, CA | 42 | $ 22,880,000 | $ 544,761 | $ 140,000 |
| Anchorage, AK | 42 | $ 11,860,000 | $ 282,380 | $ 85,000 |
| Birmingham-Hoover, AL | 42 | $ 8,730,000 | $ 207,857 | $ 83,000 |
| Knoxville, TN | 42 | $ 9,580,000 | $ 228,095 | $ 125,000 |
| Reno, NV | 42 | $ 13,460,000 | $ 320,476 | $ 83,000 |
| Omaha-Council Bluffs, NE-IA | 41 | $ 8,245,000 | $ 201,097 | $ 77,707 |
| Columbia, MO | 40 | $ 7,600,000 | $ 190,000 | $ 85,000 |
| Spartanburg, SC | 40 | $ 7,320,000 | $ 183,000 | $ 56,000 |
| New Orleans-Metairie, LA | 38 | $ 9,410,000 | $ 247,631 | $ 96,000 |
| Austin-Round Rock, TX | 37 | $ 8,695,000 | $ 235,000 | $ 117,000 |
| Durham-Chapel Hill, NC | 37 | $ 7,985,000 | $ 215,810 | $ 77,000 |
| Milwaukee-Waukesha-West Allis, WI | 37 | $ 8,535,000 | $ 230,675 | $ 112,000 |
| Modesto, CA | 36 | $ 9,350,000 | $ 259,722 | $ 83,000 |
| North Port-Sarasota-Bradenton, FL | 36 | $ 8,680,000 | $ 241,111 | $ 110,000 |
| Portland-South Portland, ME | 36 | $ 9,000,000 | $ 250,000 | $ 91,000 |
| Stockton-Lodi, CA | 35 | $ 11,145,000 | $ 318,428 | $ 96,000 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 7,210,000 | $ 212,058 | $ 85,000 |
| Port St. Lucie, FL | 34 | $ 9,060,000 | $ 266,470 | $ 75,000 |
| Lakeland-Winter Haven, FL | 33 | $ 7,595,000 | $ 230,151 | $ 99,000 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 8,425,000 | $ 255,303 | $ 89,000 |
| Baton Rouge, LA | 32 | $ 9,120,000 | $ 285,000 | $ 101,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 32 | $ 7,610,000 | $ 237,812 | $ 78,000 |
| Fresno, CA | 31 | $ 8,695,000 | $ 280,483 | $ 92,000 |
| Gulfport-Biloxi-Pascagoula, MS | 31 | $ 5,575,000 | $ 179,838 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 12,925,000 | $ 416,935 | $ 123,000 |
| Philadelphia, PA | 31 | $ 7,705,000 | $ 248,548 | $ 77,000 |
| Provo-Orem, UT | 31 | $ 8,555,000 | $ 275,967 | $ 67,000 |
| San Antonio-New Braunfels, TX | 31 | $ 6,945,000 | $ 224,032 | $ 110,000 |
| Lexington-Fayette, KY | 30 | $ 5,830,000 | $ 194,333 | $ 88,000 |
| Urban Honolulu, HI | 30 | $ 13,840,000 | $ 461,333 | $ 84,000 |
| Crestview-Fort Walton Beach-Destin, FL | 29 | $ 7,225,000 | $ 249,137 | $ 81,000 |
| Des Moines-West Des Moines, IA | 29 | $ 6,435,000 | $ 221,896 | $ 67,000 |
| Greensboro-High Point, NC | 29 | $ 6,025,000 | $ 207,758 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 29 | $ 5,755,000 | $ 198,448 | $ 72,000 |
| Salem, OR | 29 | $ 7,895,000 | $ 272,241 | $ 76,000 |
| Detroit-Dearborn-Livonia, MI | 28 | $ 5,870,000 | $ 209,642 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 28 | $ 9,580,000 | $ 342,142 | $ 103,000 |
| Worcester, MA-CT | 28 | $ 7,320,000 | $ 261,428 | $ 95,500 |
| Wilmington, DE-MD-NJ | 27 | $ 6,025,000 | $ 223,148 | $ 80,037 |
| Dover, DE | 26 | $ 6,080,000 | $ 233,846 | $ 84,000 |
| Bakersfield, CA | 25 | $ 6,245,000 | $ 249,800 | $ 93,000 |
| Elgin, IL | 25 | $ 5,335,000 | $ 213,400 | $ 131,000 |
| Manchester-Nashua, NH | 25 | $ 6,145,000 | $ 245,800 | $ 82,000 |
| Pittsburgh, PA | 25 | $ 4,225,000 | $ 169,000 | $ 69,000 |
| Santa Rosa, CA | 25 | $ 11,065,000 | $ 442,600 | $ 108,000 |
| Tulsa, OK | 25 | $ 5,155,000 | $ 206,200 | $ 77,000 |
| Winston-Salem, NC | 25 | $ 5,225,000 | $ 209,000 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 5,350,000 | $ 222,916 | $ 110,500 |
| Gary, IN | 24 | $ 4,600,000 | $ 191,666 | $ 81,000 |
| Sumter, SC | 24 | $ 4,710,000 | $ 196,250 | $ 82,000 |
| Washington-Baltimore-Arlington, DC | 24 | $ 8,950,000 | $ 372,916 | $ 122,000 |
| San Francisco-Redwood City-South San Francisco, CA | 22 | $ 11,980,000 | $ 544,545 | $ 119,000 |
| Fort Collins, CO | 21 | $ 7,565,000 | $ 360,238 | $ 85,000 |
| New Haven-Milford, CT | 21 | $ 4,485,000 | $ 213,571 | $ 74,000 |
| Salisbury, MD-DE | 21 | $ 4,985,000 | $ 237,380 | $ 67,285 |
| Tacoma-Lakewood, WA | 21 | $ 5,555,000 | $ 264,523 | $ 70,000 |
| Wilmington, NC | 21 | $ 5,155,000 | $ 245,476 | $ 68,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 20 | $ 5,020,000 | $ 251,000 | $ 119,000 |
| Columbus, GA-AL | 20 | $ 3,870,000 | $ 193,500 | $ 66,000 |
| Eugene, OR | 20 | $ 4,920,000 | $ 246,000 | $ 70,000 |
| Gainesville, GA | 20 | $ 4,810,000 | $ 240,500 | $ 111,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 4,010,000 | $ 200,500 | $ 62,000 |
| Jacksonville, NC | 20 | $ 4,490,000 | $ 224,500 | $ 87,000 |
| Medford, OR | 20 | $ 5,680,000 | $ 284,000 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 10,760,000 | $ 538,000 | $ 126,000 |
| Bremerton-Silverdale, WA | 19 | $ 5,655,000 | $ 297,631 | $ 95,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 4,295,000 | $ 226,052 | $ 88,000 |
| Shreveport-Bossier City, LA | 19 | $ 4,595,000 | $ 241,842 | $ 80,000 |
| Vallejo-Fairfield, CA | 19 | $ 7,075,000 | $ 372,368 | $ 96,000 |
| Albany-Schenectady-Troy, NY | 18 | $ 4,400,000 | $ 244,444 | $ 99,000 |
| Cape Girardeau, MO-IL | 18 | $ 3,340,000 | $ 185,555 | $ 145,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 3,430,000 | $ 190,555 | $ 74,000 |
| Lawton, OK | 18 | $ 3,720,000 | $ 206,666 | $ 75,000 |
| Montgomery, AL | 18 | $ 4,110,000 | $ 228,333 | $ 94,000 |
| Ocala, FL | 18 | $ 4,190,000 | $ 232,777 | $ 74,000 |
| Chattanooga, TN-GA | 17 | $ 4,225,000 | $ 248,529 | $ 77,294 |
| Billings, MT | 16 | $ 3,580,000 | $ 223,750 | $ 50,000 |
| Hickory-Lenoir-Morganton, NC | 16 | $ 2,720,000 | $ 170,000 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 16 | $ 3,940,000 | $ 246,250 | $ 78,000 |
| Coeur D'Alene, ID | 15 | $ 4,935,000 | $ 329,000 | $ 86,000 |
| Hagerstown-Martinsburg, MD-WV | 15 | $ 3,735,000 | $ 249,000 | $ 176,800 |
| Lake County-Kenosha County, IL-WI | 15 | $ 3,945,000 | $ 263,000 | $ 114,200 |
| Punta Gorda, FL | 15 | $ 3,695,000 | $ 246,333 | $ 63,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 15 | $ 5,755,000 | $ 383,666 | $ 86,000 |
| Springfield, MA | 15 | $ 3,235,000 | $ 215,666 | $ 80,000 |
| Springfield, MO | 15 | $ 2,925,000 | $ 195,000 | $ 75,000 |
| Tuscaloosa, AL | 15 | $ 3,315,000 | $ 221,000 | $ 63,000 |
| Danville, IL | 14 | $ 1,390,000 | $ 99,285 | $ 54,000 |
| Madison, WI | 14 | $ 3,650,000 | $ 260,714 | $ 80,000 |
| Mobile, AL | 14 | $ 3,200,000 | $ 228,571 | $ 71,000 |
| Auburn-Opelika, AL | 13 | $ 2,115,000 | $ 162,692 | $ 70,000 |
| Barnstable Town, MA | 13 | $ 3,795,000 | $ 291,923 | $ 94,000 |
| Dayton-Springfield-Kettering, OH | 13 | $ 2,645,000 | $ 203,461 | $ 85,000 |
| Fairbanks, AK | 13 | $ 3,225,000 | $ 248,076 | $ 128,000 |
| Idaho Falls, ID | 13 | $ 2,505,000 | $ 192,692 | $ 56,000 |
| Olympia-Tumwater, WA | 13 | $ 3,635,000 | $ 279,615 | $ 73,000 |
| Redding, CA | 13 | $ 3,425,000 | $ 263,461 | $ 75,000 |
| Rochester, NY | 13 | $ 2,735,000 | $ 210,384 | $ 130,000 |
| Salinas, CA | 13 | $ 5,805,000 | $ 446,538 | $ 123,000 |
| Spokane-Spokane Valley, WA | 13 | $ 3,415,000 | $ 262,692 | $ 73,000 |
| St. George, UT | 13 | $ 3,245,000 | $ 249,615 | $ 64,000 |
| Tallahassee, FL | 13 | $ 2,505,000 | $ 192,692 | $ 72,000 |
| Gainesville, FL | 12 | $ 2,600,000 | $ 216,666 | $ 75,000 |
| Grants Pass, OR | 12 | $ 3,350,000 | $ 279,166 | $ 57,000 |
| Hinesville, GA | 12 | $ 2,670,000 | $ 222,500 | $ 85,000 |
| Lake Charles, LA | 12 | $ 2,320,000 | $ 193,333 | $ 73,000 |
| Lansing-East Lansing, MI | 12 | $ 2,350,000 | $ 195,833 | $ 65,000 |
| Madera, CA | 12 | $ 3,040,000 | $ 253,333 | $ 57,000 |
| Merced, CA | 12 | $ 4,230,000 | $ 352,500 | $ 92,000 |
| Panama City, FL | 12 | $ 2,870,000 | $ 239,166 | $ 93,000 |
| Rockingham County-Strafford County, NH | 12 | $ 3,860,000 | $ 321,666 | $ 202,000 |
| Sebastian-Vero Beach, FL | 12 | $ 3,000,000 | $ 250,000 | $ 86,000 |
| Canton-Massillon, OH | 11 | $ 2,285,000 | $ 207,727 | $ 68,000 |
| East Stroudsburg, PA | 11 | $ 1,665,000 | $ 151,363 | $ 57,000 |
| Greeley, CO | 11 | $ 2,925,000 | $ 265,909 | $ 72,000 |
| Harrisburg-Carlisle, PA | 11 | $ 2,245,000 | $ 204,090 | $ 90,000 |
| Killeen-Temple, TX | 11 | $ 2,385,000 | $ 216,818 | $ 90,000 |
| Naples-Immokalee-Marco Island, FL | 11 | $ 3,435,000 | $ 312,272 | $ 111,000 |
| New Bern, NC | 11 | $ 2,475,000 | $ 225,000 | $ 144,000 |
| Rochester, MN | 11 | $ 2,315,000 | $ 210,454 | $ 59,000 |
| Santa Fe, NM | 11 | $ 2,835,000 | $ 257,727 | $ 62,000 |
| Yuba City, CA | 11 | $ 3,115,000 | $ 283,181 | $ 91,000 |
| Cheyenne, WY | 10 | $ 2,660,000 | $ 266,000 | $ 91,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 2,100,000 | $ 210,000 | $ 74,900 |
| Duluth, MN-WI | 10 | $ 1,920,000 | $ 192,000 | $ 61,400 |
| Fort Smith, AR-OK | 10 | $ 2,020,000 | $ 202,000 | $ 100,800 |
| Kingston, NY | 10 | $ 2,520,000 | $ 252,000 | $ 102,000 |
| Pueblo, CO | 10 | $ 2,110,000 | $ 211,000 | $ 81,000 |
| Roanoke, VA | 10 | $ 1,740,000 | $ 174,000 | $ 74,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 3,380,000 | $ 338,000 | $ 105,000 |
| Sebring, FL | 10 | $ 2,030,000 | $ 203,000 | $ 75,000 |
| Visalia-Porterville, CA | 10 | $ 2,260,000 | $ 226,000 | $ 96,000 |
| Warner Robins, GA | 10 | $ 2,330,000 | $ 233,000 | $ 81,000 |
| Wichita, KS | 10 | $ 1,710,000 | $ 171,000 | $ 65,000 |
| Alexandria, LA | 9 | $ 2,135,000 | $ 237,222 | $ 88,000 |
| Bend-Redmond, OR | 9 | $ 2,925,000 | $ 325,000 | $ 73,000 |
| Fargo, ND-MN | 9 | $ 1,625,000 | $ 180,555 | $ 71,111 |
| Goldsboro, NC | 9 | $ 1,955,000 | $ 217,222 | $ 80,000 |
| Houma-Thibodaux, LA | 9 | $ 2,325,000 | $ 258,333 | $ 136,000 |
| Lancaster, PA | 9 | $ 1,985,000 | $ 220,555 | $ 64,000 |
| Las Cruces, NM | 9 | $ 1,765,000 | $ 196,111 | $ 87,000 |
| Reading, PA | 9 | $ 1,625,000 | $ 180,555 | $ 73,000 |
| Toledo, OH | 9 | $ 2,165,000 | $ 240,555 | $ 130,000 |
| Albany, OR | 8 | $ 1,870,000 | $ 233,750 | $ 81,000 |
| California-Lexington Park, MD | 8 | $ 2,780,000 | $ 347,500 | $ 124,000 |
| Casper, WY | 8 | $ 1,780,000 | $ 222,500 | $ 61,000 |
| Decatur, AL | 8 | $ 1,260,000 | $ 157,500 | $ 55,000 |
| Fort Wayne, IN | 8 | $ 1,510,000 | $ 188,750 | $ 53,000 |
| Great Falls, MT | 8 | $ 1,820,000 | $ 227,500 | $ 57,000 |
| Hattiesburg, MS | 8 | $ 1,580,000 | $ 197,500 | $ 88,000 |
| Hot Springs, AR | 8 | $ 1,750,000 | $ 218,750 | $ 66,000 |
| Kahului-Wailuku-Lahaina, HI | 8 | $ 4,490,000 | $ 561,250 | $ 111,000 |
| Lincoln, NE | 8 | $ 1,740,000 | $ 217,500 | $ 71,000 |
| Topeka, KS | 8 | $ 1,450,000 | $ 181,250 | $ 68,000 |
| Trenton, NJ | 8 | $ 2,200,000 | $ 275,000 | $ 97,000 |
| Twin Falls, ID | 8 | $ 1,730,000 | $ 216,250 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 1,510,000 | $ 188,750 | $ 72,000 |
| Binghamton, NY | 7 | $ 1,005,000 | $ 143,571 | $ 64,000 |
| Brunswick, GA | 7 | $ 2,505,000 | $ 357,857 | $ 177,000 |
| Carson City, NV | 7 | $ 2,135,000 | $ 305,000 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 2,005,000 | $ 286,428 | $ 87,000 |
| College Station-Bryan, TX | 7 | $ 1,255,000 | $ 179,285 | $ 66,000 |
| Grand Junction, CO | 7 | $ 1,775,000 | $ 253,571 | $ 74,000 |
| Greenville, NC | 7 | $ 1,565,000 | $ 223,571 | $ 74,000 |
| Homosassa Springs, FL | 7 | $ 1,115,000 | $ 159,285 | $ 61,000 |
| Johnson City, TN | 7 | $ 1,155,000 | $ 165,000 | $ 101,000 |
| Lafayette, LA | 7 | $ 1,555,000 | $ 222,142 | $ 56,000 |
| Manhattan, KS | 7 | $ 1,405,000 | $ 200,714 | $ 82,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 1,135,000 | $ 162,142 | $ 54,000 |
| Springfield, IL | 7 | $ 1,165,000 | $ 166,428 | $ 84,000 |
| Syracuse, NY | 7 | $ 1,115,000 | $ 159,285 | $ 116,000 |
| Winchester, VA-WV | 7 | $ 1,455,000 | $ 207,857 | $ 81,142 |
| Yuma, AZ | 7 | $ 1,795,000 | $ 256,428 | $ 94,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,790,000 | $ 298,333 | $ 72,000 |
| Bangor, ME | 6 | $ 1,510,000 | $ 251,666 | $ 102,000 |
| Bloomington, IN | 6 | $ 1,540,000 | $ 256,666 | $ 67,000 |
| Charlottesville, VA | 6 | $ 1,480,000 | $ 246,666 | $ 45,000 |
| Flint, MI | 6 | $ 1,220,000 | $ 203,333 | $ 70,000 |
| Grand Forks, ND-MN | 6 | $ 1,180,000 | $ 196,666 | $ 66,333 |
| Hammond, LA | 6 | $ 1,250,000 | $ 208,333 | $ 88,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 1,140,000 | $ 190,000 | $ 58,000 |
| Kennewick-Richland, WA | 6 | $ 1,500,000 | $ 250,000 | $ 67,000 |
| Lewiston, ID-WA | 6 | $ 1,500,000 | $ 250,000 | $ 83,000 |
| Monroe, LA | 6 | $ 1,510,000 | $ 251,666 | $ 77,000 |
| Morristown, TN | 6 | $ 1,680,000 | $ 280,000 | $ 93,000 |
| Rome, GA | 6 | $ 1,030,000 | $ 171,666 | $ 62,000 |
| St. Cloud, MN | 6 | $ 1,130,000 | $ 188,333 | $ 69,000 |
| The Villages, FL | 6 | $ 1,630,000 | $ 271,666 | $ 69,000 |
| Albany, GA | 5 | $ 785,000 | $ 157,000 | $ 80,000 |
| Ann Arbor, MI | 5 | $ 905,000 | $ 181,000 | $ 93,000 |
| Bellingham, WA | 5 | $ 1,385,000 | $ 277,000 | $ 107,000 |
| Brownsville-Harlingen, TX | 5 | $ 995,000 | $ 199,000 | $ 105,000 |
| Burlington, NC | 5 | $ 845,000 | $ 169,000 | $ 98,000 |
| Burlington-South Burlington, VT | 5 | $ 1,255,000 | $ 251,000 | $ 75,000 |
| Charleston, WV | 5 | $ 945,000 | $ 189,000 | $ 67,000 |
| Chico, CA | 5 | $ 1,315,000 | $ 263,000 | $ 85,000 |
| El Centro, CA | 5 | $ 1,125,000 | $ 225,000 | $ 64,000 |
| Evansville, IN-KY | 5 | $ 565,000 | $ 113,000 | $ 74,400 |
| Flagstaff, AZ | 5 | $ 1,505,000 | $ 301,000 | $ 119,000 |
| Florence-Muscle Shoals, AL | 5 | $ 935,000 | $ 187,000 | $ 44,000 |
| Gettysburg, PA | 5 | $ 985,000 | $ 197,000 | $ 73,000 |
| Hanford-Corcoran, CA | 5 | $ 1,265,000 | $ 253,000 | $ 63,000 |
| Janesville-Beloit, WI | 5 | $ 1,545,000 | $ 309,000 | $ 102,000 |
| Jefferson City, MO | 5 | $ 945,000 | $ 189,000 | $ 52,000 |
| Lebanon, PA | 5 | $ 1,085,000 | $ 217,000 | $ 88,000 |
| Logan, UT-ID | 5 | $ 925,000 | $ 185,000 | $ 59,000 |
| Lynchburg, VA | 5 | $ 1,015,000 | $ 203,000 | $ 69,000 |
| Macon-Bibb County, GA | 5 | $ 1,185,000 | $ 237,000 | $ 84,000 |
| Missoula, MT | 5 | $ 1,035,000 | $ 207,000 | $ 53,000 |
| Norwich-New London, CT | 5 | $ 1,035,000 | $ 207,000 | $ 90,000 |
| Oshkosh-Neenah, WI | 5 | $ 965,000 | $ 193,000 | $ 32,000 |
| Owensboro, KY | 5 | $ 735,000 | $ 147,000 | $ 45,000 |
| Racine, WI | 5 | $ 1,065,000 | $ 213,000 | $ 81,000 |
| Rockford, IL | 5 | $ 1,085,000 | $ 217,000 | $ 138,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,235,000 | $ 247,000 | $ 86,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 1,355,000 | $ 271,000 | $ 78,000 |
| Terre Haute, IN | 5 | $ 795,000 | $ 159,000 | $ 46,000 |
| Tyler, TX | 5 | $ 955,000 | $ 191,000 | $ 79,000 |
| Altoona, PA | 4 | $ 680,000 | $ 170,000 | $ 80,000 |
| Appleton, WI | 4 | $ 780,000 | $ 195,000 | $ 47,000 |
| Cedar Rapids, IA | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| El Paso, TX | 4 | $ 810,000 | $ 202,500 | $ 96,000 |
| Erie, PA | 4 | $ 970,000 | $ 242,500 | $ 73,000 |
| Glens Falls, NY | 4 | $ 710,000 | $ 177,500 | $ 100,000 |
| Green Bay, WI | 4 | $ 1,180,000 | $ 295,000 | $ 108,000 |
| Iowa City, IA | 4 | $ 950,000 | $ 237,500 | $ 139,000 |
| Kalamazoo-Portage, MI | 4 | $ 980,000 | $ 245,000 | $ 75,000 |
| Lawrence, KS | 4 | $ 740,000 | $ 185,000 | $ 103,000 |
| Lima, OH | 4 | $ 770,000 | $ 192,500 | $ 75,000 |
| Mansfield, OH | 4 | $ 640,000 | $ 160,000 | $ 59,000 |
| Morgantown, WV | 4 | $ 770,000 | $ 192,500 | $ 70,000 |
| Muskegon, MI | 4 | $ 990,000 | $ 247,500 | $ 80,000 |
| Pittsfield, MA | 4 | $ 630,000 | $ 157,500 | $ 97,000 |
| San Rafael, CA | 4 | $ 2,390,000 | $ 597,500 | $ 109,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,930,000 | $ 482,500 | $ 141,000 |
| Sheboygan, WI | 4 | $ 830,000 | $ 207,500 | $ 98,000 |
| Sherman-Denison, TX | 4 | $ 1,130,000 | $ 282,500 | $ 116,000 |
| Sioux Falls, SD | 4 | $ 1,020,000 | $ 255,000 | $ 76,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 1,030,000 | $ 257,500 | $ 104,000 |
| Yakima, WA | 4 | $ 790,000 | $ 197,500 | $ 47,000 |
| York-Hanover, PA | 4 | $ 880,000 | $ 220,000 | $ 78,000 |
| Bismarck, ND | 3 | $ 675,000 | $ 225,000 | $ 65,000 |
| Bloomington, IL | 3 | $ 555,000 | $ 185,000 | $ 64,000 |
| Boulder, CO | 3 | $ 845,000 | $ 281,666 | $ 215,000 |
| Corpus Christi, TX | 3 | $ 575,000 | $ 191,666 | $ 77,000 |
| Dothan, AL | 3 | $ 565,000 | $ 188,333 | $ 90,000 |
| Eau Claire, WI | 3 | $ 505,000 | $ 168,333 | $ 61,000 |
| Farmington, NM | 3 | $ 675,000 | $ 225,000 | $ 139,000 |
| Jonesboro, AR | 3 | $ 2,105,000 | $ 701,666 | $ 402,000 |
| Joplin, MO | 3 | $ 575,000 | $ 191,666 | $ 67,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 995,000 | $ 331,666 | $ 80,333 |
| Lafayette-West Lafayette, IN | 3 | $ 535,000 | $ 178,333 | $ 58,000 |
| Lewiston-Auburn, ME | 3 | $ 655,000 | $ 218,333 | $ 54,000 |
| Longview, TX | 3 | $ 475,000 | $ 158,333 | $ 87,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 255,000 | $ 85,000 | $ 37,000 |
| Michigan City-La Porte, IN | 3 | $ 785,000 | $ 261,666 | $ 155,000 |
| Monroe, MI | 3 | $ 725,000 | $ 241,666 | $ 39,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 575,000 | $ 191,666 | $ 73,000 |
| Napa, CA | 3 | $ 985,000 | $ 328,333 | $ 64,000 |
| Ocean City, NJ | 3 | $ 855,000 | $ 285,000 | $ 61,000 |
| Parkersburg-Vienna, WV | 3 | $ 455,000 | $ 151,666 | $ 69,000 |
| Rapid City, SD | 3 | $ 625,000 | $ 208,333 | $ 63,000 |
| Staunton-Waynesboro, VA | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Utica-Rome, NY | 3 | $ 645,000 | $ 215,000 | $ 46,000 |
| Ames, IA | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Beckley, WV | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Carbondale-Marion, IL | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| Elkhart-Goshen, IN | 2 | $ 640,000 | $ 320,000 | $ 132,000 |
| Elmira, NY | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Fond Du Lac, WI | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Jackson, MI | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Longview, WA | 2 | $ 620,000 | $ 310,000 | $ 53,000 |
| Midland, MI | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Muncie, IN | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Niles-Benton Harbor, MI | 2 | $ 560,000 | $ 280,000 | $ 51,000 |
| Peoria, IL | 2 | $ 580,000 | $ 290,000 | $ 67,000 |
| Pine Bluff, AR | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| Pocatello, ID | 2 | $ 630,000 | $ 315,000 | $ 27,000 |
| Rocky Mount, NC | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Saginaw, MI | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Sioux City, IA-NE-SD | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| Springfield, OH | 2 | $ 400,000 | $ 200,000 | $ 37,000 |
| St. Joseph, MO-KS | 2 | $ 460,000 | $ 230,000 | $ 66,000 |
| State College, PA | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Vineland-Bridgeton, NJ | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Waco, TX | 2 | $ 570,000 | $ 285,000 | $ 83,000 |
| Walla Walla, WA | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Wausau, WI | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Wenatchee, WA | 2 | $ 610,000 | $ 305,000 | $ 52,000 |
| Wheeling, WV-OH | 2 | $ 500,000 | $ 250,000 | $ 127,000 |
| Amarillo, TX | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Battle Creek, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bay City, MI | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cleveland, TN | 1 | $ 435,000 | $ 435,000 | $ 122,000 |
| Columbus, IN | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Cumberland, MD-WV | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Decatur, IL | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
| Enid, OK | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Grand Island, NE | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Jackson, TN | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Johnstown, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kankakee, IL | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Kokomo, IN | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Laredo, TX | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Mankato-North Mankato, MN | 1 | $ 405,000 | $ 405,000 | $ 392,000 |
| Midland, TX | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Odessa, TX | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| San Juan-Carolina-Caguas, PR | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Victoria, TX | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Watertown-Fort Drum, NY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Williamsport, PA | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Magnolia Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 8,290 | $2,174,300,000 | $262,000 | $1,705,000 | $86,000 | $1,580,000 |
| Home Purchase | 3,789 | $682,425,000 | $180,000 | $1,505,000 | $77,000 | $1,392,000 |
| Refinancing | 2,988 | $773,510,000 | $258,000 | $1,655,000 | $94,000 | $1,100,000 |
| Other Purpose | 20 | $4,390,000 | $219,000 | $585,000 | $88,000 | $250,000 |
| Home Improvement | 8 | $970,000 | $121,000 | $225,000 | $98,000 | $239,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,308 | $1,914,100,000 | $230,000 | $1,705,000 | $86,000 | $1,580,000 |
| Not Provided | 4,525 | $1,129,595,000 | $249,000 | $1,545,000 | $84,000 | $1,100,000 |
| Black or African American | 1,382 | $349,080,000 | $252,000 | $1,505,000 | $81,000 | $604,000 |
| Hispanic | 582 | $158,890,000 | $273,000 | $1,105,000 | $83,000 | $600,000 |
| Asian | 183 | $54,295,000 | $296,000 | $1,125,000 | $99,000 | $521,000 |
| American Indian or Alaskan Native | 76 | $18,500,000 | $243,000 | $495,000 | $78,000 | $261,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $7,850,000 | $280,000 | $815,000 | $80,000 | $239,000 |
| Not applicable | 3 | $825,000 | $275,000 | $655,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,590 | $1,767,650,000 | $268,000 | $1,255,000 | $85,000 | $1,580,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,116 | $1,221,720,000 | $238,000 | $1,705,000 | $98,000 | $1,185,000 |
| FHA-insured (Federal Housing Administration) | 2,691 | $547,095,000 | $203,000 | $1,075,000 | $69,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 698 | $99,130,000 | $142,000 | $1,125,000 | $53,000 | $1,392,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,848 | $1,478,500,000 | $215,000 | $1,225,000 | $83,000 | $1,072,000 |
| Application Withdrawn By Applicant | 5,960 | $1,590,290,000 | $266,000 | $1,655,000 | $88,000 | $1,580,000 |
| Application Denied By Financial Institution | 1,168 | $295,570,000 | $253,000 | $1,705,000 | $77,000 | $1,067,000 |
| Application Approved But Not Accepted | 613 | $137,285,000 | $223,000 | $905,000 | $86,000 | $1,185,000 |
| File Closed For Incompleteness | 506 | $133,950,000 | $264,000 | $1,545,000 | $92,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,927 | $3,340,025,000 | $239,000 | $1,655,000 | $86,000 | $1,580,000 |
| Debt-To-Income Ratio | 379 | $106,215,000 | $280,000 | $1,705,000 | $59,000 | $719,000 |
| Credit Application Incomplete | 232 | $60,400,000 | $260,000 | $835,000 | $95,000 | $1,067,000 |
| Credit History | 222 | $49,930,000 | $224,000 | $1,505,000 | $81,000 | $900,000 |
| Collateral | 174 | $41,300,000 | $237,000 | $1,705,000 | $82,000 | $1,019,000 |
| Other | 93 | $22,435,000 | $241,000 | $735,000 | $94,000 | $540,000 |
| Unverifiable Information | 36 | $8,440,000 | $234,000 | $595,000 | $77,000 | $160,000 |
| Employment History | 16 | $3,150,000 | $196,000 | $505,000 | $55,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,700,000 | $231,000 | $515,000 | $72,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Magnolia Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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