Mbna America Delaware, N.A. Mortgage Lending & HMDA Data, 2006

In 2006, Mbna America Delaware, N.A. of Charlotte, NC reported 11,592 mortgage applications totaling $1.5 billion, down 71% from 2005. The average application was for $126,872, and applicants reported an average income of $78,718. 9% of its applications resulted in an originated loan and 47% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (344), Chicago-Naperville-Joliet, IL (314) and Atlanta-Sandy Springs-Marietta, GA (280) (applications in parentheses).

Mortgage Company & Address Mbna America Delaware, N.A.
200 N College St Nc1-004-04-13
Charlotte, NC 28255
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 11,592
Total Mortgage Loan Application Amount $1,470,702,000
Average Mortgage Loan Application Amount $126,872
Highest Mortgage Loan Application Amount $1,295,000
Average Applicant Income $78,718
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mbna America Delaware, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mbna America Delaware, N.A. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 202 $ 28,733,000 $ 142,242 $ 80,000
Los Angeles, California 167 $ 35,101,000 $ 210,185 $ 99,000
Wayne, Michigan 128 $ 11,396,000 $ 89,031 $ 64,000
Miami-Dade, Florida 98 $ 16,749,000 $ 170,908 $ 82,000
Maricopa, Arizona 91 $ 13,664,000 $ 150,153 $ 86,000
Suffolk, New York 91 $ 16,743,000 $ 183,989 $ 97,000
Cuyahoga, Ohio 83 $ 8,998,000 $ 108,409 $ 88,000
Nassau, New York 81 $ 16,509,000 $ 203,814 $ 112,000
Philadelphia, Pennsylvania 81 $ 7,573,000 $ 93,493 $ 66,000
Oakland, Michigan 80 $ 12,520,000 $ 156,500 $ 129,000
Broward, Florida 74 $ 12,694,000 $ 171,540 $ 82,000
San Bernardino, California 69 $ 11,895,000 $ 172,391 $ 96,000
Middlesex, Massachusetts 69 $ 10,898,000 $ 157,942 $ 76,000
New Haven, Connecticut 68 $ 8,766,000 $ 128,911 $ 77,000
Clark, Nevada 66 $ 11,408,000 $ 172,848 $ 73,000
Orange, California 58 $ 14,486,000 $ 249,758 $ 117,000
San Diego, California 58 $ 13,462,000 $ 232,103 $ 93,000
Kings, New York 58 $ 10,873,000 $ 187,465 $ 92,000
Queens, New York 58 $ 14,278,000 $ 246,172 $ 89,000
St. Louis, Missouri 57 $ 5,407,000 $ 94,859 $ 79,000
Macomb, Michigan 55 $ 4,872,000 $ 88,581 $ 65,000
Middlesex, New Jersey 55 $ 9,950,000 $ 180,909 $ 86,000
Allegheny, Pennsylvania 54 $ 5,444,000 $ 100,814 $ 185,000
Worcester, Massachusetts 52 $ 7,511,000 $ 144,442 $ 92,000
Franklin, Ohio 51 $ 5,320,000 $ 104,313 $ 73,000
Montgomery, Pennsylvania 51 $ 6,854,000 $ 134,392 $ 84,000
Hennepin, Minnesota 50 $ 5,892,000 $ 117,840 $ 79,000
King, Washington 50 $ 7,874,000 $ 157,480 $ 98,000
Cobb, Georgia 49 $ 5,705,000 $ 116,428 $ 89,000
Baltimore, Maryland 49 $ 7,372,000 $ 150,448 $ 91,000
Palm Beach, Florida 47 $ 6,217,000 $ 132,276 $ 118,000
Marion, Indiana 47 $ 4,313,000 $ 91,765 $ 73,000
Riverside, California 46 $ 8,927,000 $ 194,065 $ 80,000
Fairfield, Connecticut 45 $ 8,489,000 $ 188,644 $ 98,000
Hartford, Connecticut 45 $ 5,558,000 $ 123,511 $ 84,000
Montgomery, Maryland 45 $ 9,927,000 $ 220,600 $ 108,000
Essex, New Jersey 45 $ 8,084,000 $ 179,644 $ 98,000
Orange, Florida 44 $ 6,249,000 $ 142,022 $ 81,000
Prince George's, Maryland 43 $ 7,145,000 $ 166,162 $ 76,000
Ocean, New Jersey 43 $ 5,880,000 $ 136,744 $ 75,000
Westchester, New York 43 $ 10,545,000 $ 245,232 $ 118,000
Mecklenburg, North Carolina 43 $ 4,186,000 $ 97,348 $ 83,000
Delaware, Pennsylvania 43 $ 5,100,000 $ 118,604 $ 90,000
Sacramento, California 42 $ 7,542,000 $ 179,571 $ 80,000
Bergen, New Jersey 42 $ 9,794,000 $ 233,190 $ 96,000
Monmouth, New Jersey 42 $ 8,423,000 $ 200,547 $ 103,000
Duval, Florida 41 $ 5,375,000 $ 131,097 $ 66,000
Hillsborough, Florida 41 $ 3,995,000 $ 97,439 $ 70,000
DuPage, Illinois 41 $ 5,372,000 $ 131,024 $ 90,000
Monroe, New York 41 $ 4,036,000 $ 98,439 $ 74,000
Santa Clara, California 40 $ 12,672,000 $ 316,800 $ 98,000
Burlington, New Jersey 40 $ 5,843,000 $ 146,075 $ 80,000
Hudson, New Jersey 40 $ 8,833,000 $ 220,825 $ 103,000
Erie, New York 40 $ 3,220,000 $ 80,500 $ 69,000
Salt Lake, Utah 40 $ 4,979,000 $ 124,475 $ 83,000
Jefferson, Alabama 39 $ 3,300,000 $ 84,615 $ 62,000
Milwaukee, Wisconsin 38 $ 4,572,000 $ 120,315 $ 67,000
Gwinnett, Georgia 37 $ 3,104,000 $ 83,891 $ 81,000
Wake, North Carolina 37 $ 3,917,000 $ 105,864 $ 91,000
Lucas, Ohio 37 $ 2,717,000 $ 73,432 $ 75,000
DeKalb, Georgia 36 $ 4,676,000 $ 129,888 $ 75,000
Hamilton, Ohio 36 $ 3,201,000 $ 88,916 $ 79,000
Providence, Rhode Island 36 $ 4,822,000 $ 133,944 $ 95,000
Pinellas, Florida 34 $ 4,583,000 $ 134,794 $ 74,000
Fulton, Georgia 34 $ 4,855,000 $ 142,794 $ 79,000
Bernalillo, New Mexico 34 $ 3,118,000 $ 91,705 $ 61,000
Alameda, California 33 $ 7,742,000 $ 234,606 $ 106,000
Essex, Massachusetts 33 $ 5,985,000 $ 181,363 $ 100,000
Camden, New Jersey 33 $ 3,491,000 $ 105,787 $ 70,000
Summit, Ohio 33 $ 3,233,000 $ 97,969 $ 59,000
Shelby, Tennessee 33 $ 3,352,000 $ 101,575 $ 72,000
New Castle, Delaware 32 $ 4,919,000 $ 153,718 $ 89,000
Lake, Indiana 32 $ 2,475,000 $ 77,343 $ 63,000
Norfolk, Massachusetts 32 $ 5,202,000 $ 162,562 $ 81,000
Genesee, Michigan 32 $ 3,295,000 $ 102,968 $ 60,000
Jackson, Missouri 32 $ 3,107,000 $ 97,093 $ 71,000
Morris, New Jersey 32 $ 5,574,000 $ 174,187 $ 99,000
Bucks, Pennsylvania 32 $ 5,083,000 $ 158,843 $ 103,000
York, Pennsylvania 32 $ 3,240,000 $ 101,250 $ 71,000
Arapahoe, Colorado 31 $ 3,283,000 $ 105,903 $ 79,000
Pima, Arizona 30 $ 3,323,000 $ 110,766 $ 72,000
Bristol, Massachusetts 30 $ 4,493,000 $ 149,766 $ 81,000
Fairfax, Virginia 30 $ 6,784,000 $ 226,133 $ 95,000
Snohomish, Washington 30 $ 3,722,000 $ 124,066 $ 91,000
Denver, Colorado 29 $ 4,070,000 $ 140,344 $ 81,000
El Paso, Colorado 29 $ 2,984,000 $ 102,896 $ 77,000
Lee, Florida 29 $ 3,806,000 $ 131,241 $ 67,000
Lake, Illinois 29 $ 4,442,000 $ 153,172 $ 104,000
Montgomery, Ohio 29 $ 2,261,000 $ 77,965 $ 66,000
Pierce, Washington 29 $ 3,233,000 $ 111,482 $ 69,000
Will, Illinois 28 $ 3,350,000 $ 119,642 $ 77,000
Bronx, New York 28 $ 7,554,000 $ 269,785 $ 88,000
Chester, Pennsylvania 28 $ 4,383,000 $ 156,535 $ 115,000
Johnson, Kansas 27 $ 2,743,000 $ 101,592 $ 71,000
Stark, Ohio 27 $ 2,696,000 $ 99,851 $ 50,000
Mercer, New Jersey 26 $ 3,642,000 $ 140,076 $ 80,000
Davidson, Tennessee 26 $ 1,792,000 $ 68,923 $ 59,000
Contra Costa, California 25 $ 6,507,000 $ 260,280 $ 112,000
Jefferson, Kentucky 25 $ 2,018,000 $ 80,720 $ 55,000
Baltimore City, Maryland 25 $ 2,262,000 $ 90,480 $ 59,000
Plymouth, Massachusetts 25 $ 4,196,000 $ 167,840 $ 73,000
Passaic, New Jersey 25 $ 5,150,000 $ 206,000 $ 114,000
Lorain, Ohio 25 $ 2,705,000 $ 108,200 $ 65,000
Henrico, Virginia 25 $ 2,354,000 $ 94,160 $ 65,000
San Joaquin, California 24 $ 3,158,000 $ 131,583 $ 72,000
Oklahoma, Oklahoma 24 $ 1,637,000 $ 68,208 $ 60,000
Hamilton, Tennessee 24 $ 1,891,000 $ 78,791 $ 61,000
Hampden, Massachusetts 23 $ 1,965,000 $ 85,434 $ 72,000
Union, New Jersey 23 $ 4,890,000 $ 212,608 $ 93,000
Orange, New York 23 $ 3,065,000 $ 133,260 $ 101,000
Lancaster, Pennsylvania 23 $ 3,334,000 $ 144,956 $ 78,000
Monroe, Pennsylvania 23 $ 2,593,000 $ 112,739 $ 69,000
San Mateo, California 22 $ 5,957,000 $ 270,772 $ 124,000
Jefferson, Colorado 22 $ 3,193,000 $ 145,136 $ 85,000
District of Columbia, District Of Columbia 22 $ 4,035,000 $ 183,409 $ 76,000
Washtenaw, Michigan 22 $ 2,402,000 $ 109,181 $ 93,000
Anchorage, Alaska 21 $ 3,183,000 $ 151,571 $ 132,000
Pasco, Florida 21 $ 2,061,000 $ 98,142 $ 58,000
Anne Arundel, Maryland 21 $ 2,887,000 $ 137,476 $ 92,000
Suffolk, Massachusetts 21 $ 3,871,000 $ 184,333 $ 94,000
Richmond, New York 21 $ 2,885,000 $ 137,380 $ 75,000
Mobile, Alabama 20 $ 2,096,000 $ 104,800 $ 84,000
Fresno, California 20 $ 3,864,000 $ 193,200 $ 99,000
Adams, Colorado 20 $ 1,824,000 $ 91,200 $ 61,000
Brevard, Florida 20 $ 3,631,000 $ 181,550 $ 98,000
Honolulu, Hawaii 20 $ 4,182,000 $ 209,100 $ 94,000
McHenry, Illinois 20 $ 3,184,000 $ 159,200 $ 97,000
Lexington, South Carolina 20 $ 1,735,000 $ 86,750 $ 67,000
New London, Connecticut 19 $ 3,674,000 $ 193,368 $ 82,000
Sedgwick, Kansas 19 $ 1,694,000 $ 89,157 $ 73,000
Kent, Michigan 19 $ 1,637,000 $ 86,157 $ 62,000
Washoe, Nevada 19 $ 2,976,000 $ 156,631 $ 64,000
Rockingham, New Hampshire 19 $ 2,573,000 $ 135,421 $ 71,000
Tulsa, Oklahoma 19 $ 1,327,000 $ 69,842 $ 80,000
Multnomah, Oregon 19 $ 2,098,000 $ 110,421 $ 73,000
Chesterfield, Virginia 19 $ 2,679,000 $ 141,000 $ 89,000
Cherokee, Georgia 18 $ 2,680,000 $ 148,888 $ 105,000
Schuylkill, Pennsylvania 18 $ 1,030,000 $ 57,222 $ 63,000
Richland, South Carolina 18 $ 1,312,000 $ 72,888 $ 53,000
Litchfield, Connecticut 17 $ 1,878,000 $ 110,470 $ 245,000
East Baton Rouge, Louisiana 17 $ 1,182,000 $ 69,529 $ 64,000
Barnstable, Massachusetts 17 $ 3,483,000 $ 204,882 $ 60,000
Hillsborough, New Hampshire 17 $ 2,157,000 $ 126,882 $ 110,000
Atlantic, New Jersey 17 $ 2,710,000 $ 159,411 $ 79,000
Gaston, North Carolina 17 $ 1,459,000 $ 85,823 $ 55,000
Mahoning, Ohio 17 $ 1,369,000 $ 80,529 $ 53,000
Medina, Ohio 17 $ 2,117,000 $ 124,529 $ 69,000
Knox, Tennessee 17 $ 1,314,000 $ 77,294 $ 59,000
Virginia Beach, Virginia 17 $ 2,385,000 $ 140,294 $ 79,000
Waukesha, Wisconsin 17 $ 2,925,000 $ 172,058 $ 91,000
Madison, Alabama 16 $ 1,548,000 $ 96,750 $ 74,000
Douglas, Colorado 16 $ 1,690,000 $ 105,625 $ 133,000
Weld, Colorado 16 $ 1,782,000 $ 111,375 $ 67,000
Cumberland, Maine 16 $ 1,556,000 $ 97,250 $ 80,000
Ramsey, Minnesota 16 $ 2,120,000 $ 132,500 $ 57,000
St. Charles, Missouri 16 $ 1,350,000 $ 84,375 $ 66,000
Gloucester, New Jersey 16 $ 2,162,000 $ 135,125 $ 77,000
Horry, South Carolina 16 $ 1,801,000 $ 112,562 $ 51,000
Utah, Utah 16 $ 1,326,000 $ 82,875 $ 106,000
Prince William, Virginia 16 $ 3,128,000 $ 195,500 $ 79,000
Dane, Wisconsin 16 $ 1,498,000 $ 93,625 $ 62,000
Larimer, Colorado 15 $ 1,571,000 $ 104,733 $ 70,000
Bay, Florida 15 $ 2,160,000 $ 144,000 $ 70,000
Kane, Illinois 15 $ 1,374,000 $ 91,600 $ 93,000
St. Joseph, Indiana 15 $ 1,316,000 $ 87,733 $ 77,000
Jefferson, Louisiana 15 $ 1,385,000 $ 92,333 $ 73,000
Ingham, Michigan 15 $ 1,130,000 $ 75,333 $ 60,000
Jefferson, Missouri 15 $ 1,318,000 $ 87,866 $ 60,000
Somerset, New Jersey 15 $ 2,427,000 $ 161,800 $ 100,000
Onondaga, New York 15 $ 952,000 $ 63,466 $ 51,000
Buncombe, North Carolina 15 $ 2,129,000 $ 141,933 $ 63,000
Butler, Ohio 15 $ 1,710,000 $ 114,000 $ 73,000
Clermont, Ohio 15 $ 1,176,000 $ 78,400 $ 66,000
Berks, Pennsylvania 15 $ 1,626,000 $ 108,400 $ 58,000
Westmoreland, Pennsylvania 15 $ 1,019,000 $ 67,933 $ 54,000
Sumner, Tennessee 15 $ 1,245,000 $ 83,000 $ 77,000
Middlesex, Connecticut 14 $ 1,816,000 $ 129,714 $ 87,000
Lake, Florida 14 $ 2,011,000 $ 143,642 $ 78,000
Seminole, Florida 14 $ 1,537,000 $ 109,785 $ 58,000
Fayette, Georgia 14 $ 1,970,000 $ 140,714 $ 93,000
Dutchess, New York 14 $ 2,424,000 $ 173,142 $ 65,000
Rockland, New York 14 $ 3,580,000 $ 255,714 $ 123,000
Forsyth, North Carolina 14 $ 1,317,000 $ 94,071 $ 66,000
Norfolk, Virginia 14 $ 1,224,000 $ 87,428 $ 74,000
Clark, Washington 14 $ 1,201,000 $ 85,785 $ 60,000
Montgomery, Alabama 13 $ 1,040,000 $ 80,000 $ 55,000
Henry, Georgia 13 $ 1,778,000 $ 136,769 $ 86,000
Paulding, Georgia 13 $ 1,359,000 $ 104,538 $ 58,000
Wyandotte, Kansas 13 $ 995,000 $ 76,538 $ 50,000
Penobscot, Maine 13 $ 1,538,000 $ 118,307 $ 69,000
Frederick, Maryland 13 $ 2,175,000 $ 167,307 $ 86,000
Livingston, Michigan 13 $ 1,641,000 $ 126,230 $ 97,000
St. Clair, Michigan 13 $ 1,143,000 $ 87,923 $ 46,000
Hinds, Mississippi 13 $ 1,316,000 $ 101,230 $ 62,000
Greene, Missouri 13 $ 982,000 $ 75,538 $ 55,000
Douglas, Nebraska 13 $ 948,000 $ 72,923 $ 91,000
Merrimack, New Hampshire 13 $ 1,699,000 $ 130,692 $ 56,000
Cumberland, North Carolina 13 $ 1,498,000 $ 115,230 $ 81,000
Luzerne, Pennsylvania 13 $ 794,000 $ 61,076 $ 50,000
Rutherford, Tennessee 13 $ 1,235,000 $ 95,000 $ 72,000
Thurston, Washington 13 $ 1,876,000 $ 144,307 $ 69,000
Berkeley, West Virginia 13 $ 1,283,000 $ 98,692 $ 57,000
Coconino, Arizona 12 $ 1,748,000 $ 145,666 $ 60,000
Pinal, Arizona 12 $ 1,317,000 $ 109,750 $ 65,000
Pulaski, Arkansas 12 $ 909,000 $ 75,750 $ 152,000
Washington, Arkansas 12 $ 1,819,000 $ 151,583 $ 54,000
Tulare, California 12 $ 1,715,000 $ 142,916 $ 73,000
Ventura, California 12 $ 2,910,000 $ 242,500 $ 65,000
Collier, Florida 12 $ 1,568,000 $ 130,666 $ 65,000
Hernando, Florida 12 $ 1,216,000 $ 101,333 $ 46,000
Marion, Florida 12 $ 1,912,000 $ 159,333 $ 107,000
St. Lucie, Florida 12 $ 1,384,000 $ 115,333 $ 70,000
Chatham, Georgia 12 $ 1,298,000 $ 108,166 $ 53,000
Allen, Indiana 12 $ 1,044,000 $ 87,000 $ 66,000
Howard, Maryland 12 $ 3,810,000 $ 317,500 $ 130,000
Jackson, Michigan 12 $ 1,467,000 $ 122,250 $ 50,000
Kalamazoo, Michigan 12 $ 957,000 $ 79,750 $ 68,000
Dakota, Minnesota 12 $ 1,780,000 $ 148,333 $ 83,000
Hunterdon, New Jersey 12 $ 2,403,000 $ 200,250 $ 94,000
Warren, New Jersey 12 $ 1,553,000 $ 129,416 $ 100,000
Albany, New York 12 $ 1,481,000 $ 123,416 $ 70,000
Oswego, New York 12 $ 920,000 $ 76,666 $ 65,000
Sullivan, New York 12 $ 1,387,000 $ 115,583 $ 155,000
Guilford, North Carolina 12 $ 768,000 $ 64,000 $ 49,000
Ashtabula, Ohio 12 $ 1,234,000 $ 102,833 $ 68,000
Beaver, Pennsylvania 12 $ 1,019,000 $ 84,916 $ 44,000
Northampton, Pennsylvania 12 $ 1,214,000 $ 101,166 $ 73,000
Washington, Pennsylvania 12 $ 742,000 $ 61,833 $ 72,000
Charleston, South Carolina 12 $ 1,875,000 $ 156,250 $ 93,000
Spartanburg, South Carolina 12 $ 1,208,000 $ 100,666 $ 53,000
Chesapeake, Virginia 12 $ 1,611,000 $ 134,250 $ 88,000
Hampton, Virginia 12 $ 1,100,000 $ 91,666 $ 51,000
Brown, Wisconsin 12 $ 702,000 $ 58,500 $ 80,000
Yavapai, Arizona 11 $ 2,046,000 $ 186,000 $ 66,000
Santa Barbara, California 11 $ 2,656,000 $ 241,454 $ 83,000
Leon, Florida 11 $ 1,405,000 $ 127,727 $ 81,000
Osceola, Florida 11 $ 1,913,000 $ 173,909 $ 61,000
Sarasota, Florida 11 $ 2,181,000 $ 198,272 $ 63,000
Volusia, Florida 11 $ 814,000 $ 74,000 $ 45,000
Madison, Illinois 11 $ 769,000 $ 69,909 $ 71,000
Sangamon, Illinois 11 $ 944,000 $ 85,818 $ 81,000
St. Clair, Illinois 11 $ 745,000 $ 67,727 $ 70,000
Delaware, Indiana 11 $ 884,000 $ 80,363 $ 52,000
Hamilton, Indiana 11 $ 1,242,000 $ 112,909 $ 88,000
Polk, Iowa 11 $ 907,000 $ 82,454 $ 97,000
DeSoto, Mississippi 11 $ 1,652,000 $ 150,181 $ 87,000
Lancaster, Nebraska 11 $ 1,011,000 $ 91,909 $ 76,000
Cumberland, New Jersey 11 $ 1,005,000 $ 91,363 $ 58,000
Niagara, New York 11 $ 621,000 $ 56,454 $ 67,000
Durham, North Carolina 11 $ 1,007,000 $ 91,545 $ 70,000
Johnston, North Carolina 11 $ 1,277,000 $ 116,090 $ 89,000
New Hanover, North Carolina 11 $ 1,889,000 $ 171,727 $ 246,000
Union, North Carolina 11 $ 1,304,000 $ 118,545 $ 67,000
Lake, Ohio 11 $ 1,090,000 $ 99,090 $ 71,000
Cumberland, Pennsylvania 11 $ 713,000 $ 64,818 $ 68,000
Dauphin, Pennsylvania 11 $ 987,000 $ 89,727 $ 80,000
Anderson, South Carolina 11 $ 1,050,000 $ 95,454 $ 67,000
Greenville, South Carolina 11 $ 963,000 $ 87,545 $ 74,000
Harris, Texas 11 $ 1,264,000 $ 114,909 $ 87,000
Tolland, Connecticut 10 $ 1,426,000 $ 142,600 $ 85,000
Kent, Delaware 10 $ 1,434,000 $ 143,400 $ 110,000
Sussex, Delaware 10 $ 1,810,000 $ 181,000 $ 91,000
Escambia, Florida 10 $ 1,048,000 $ 104,800 $ 64,000
Polk, Florida 10 $ 924,000 $ 92,400 $ 71,000
Santa Rosa, Florida 10 $ 1,917,000 $ 191,700 $ 75,000
Clayton, Georgia 10 $ 663,000 $ 66,300 $ 53,000
Hawaii, Hawaii 10 $ 2,572,000 $ 257,200 $ 145,000
Ada, Idaho 10 $ 1,169,000 $ 116,900 $ 76,000
Winnebago, Illinois 10 $ 475,000 $ 47,500 $ 49,000
Porter, Indiana 10 $ 1,162,000 $ 116,200 $ 83,000
Caddo, Louisiana 10 $ 952,000 $ 95,200 $ 89,000
Charles, Maryland 10 $ 1,384,000 $ 138,400 $ 106,000
Harford, Maryland 10 $ 954,000 $ 95,400 $ 77,000
Bay, Michigan 10 $ 802,000 $ 80,200 $ 59,000
Berrien, Michigan 10 $ 1,473,000 $ 147,300 $ 57,000
Saginaw, Michigan 10 $ 758,000 $ 75,800 $ 68,000
Clay, Missouri 10 $ 686,000 $ 68,600 $ 53,000
Santa Fe, New Mexico 10 $ 1,225,000 $ 122,500 $ 83,000
Oneida, New York 10 $ 1,237,000 $ 123,700 $ 88,000
Ulster, New York 10 $ 1,378,000 $ 137,800 $ 108,000
Fairfield, Ohio 10 $ 824,000 $ 82,400 $ 58,000
Warren, Ohio 10 $ 1,523,000 $ 152,300 $ 95,000
Lane, Oregon 10 $ 1,215,000 $ 121,500 $ 348,000
Fayette, Pennsylvania 10 $ 879,000 $ 87,900 $ 54,000
Lackawanna, Pennsylvania 10 $ 1,152,000 $ 115,200 $ 68,000
Lehigh, Pennsylvania 10 $ 990,000 $ 99,000 $ 68,000
Davis, Utah 10 $ 1,134,000 $ 113,400 $ 99,000
Benton, Washington 10 $ 1,066,000 $ 106,600 $ 69,000
Shelby, Alabama 9 $ 1,042,000 $ 115,777 $ 65,000
Monterey, California 9 $ 1,343,000 $ 149,222 $ 138,000
Placer, California 9 $ 1,948,000 $ 216,444 $ 84,000
Okaloosa, Florida 9 $ 949,000 $ 105,444 $ 45,000
Fayette, Kentucky 9 $ 994,000 $ 110,444 $ 75,000
Lafayette, Louisiana 9 $ 865,000 $ 96,111 $ 54,000
York, Maine 9 $ 1,281,000 $ 142,333 $ 73,000
Washington, Maryland 9 $ 1,511,000 $ 167,888 $ 48,000
Wicomico, Maryland 9 $ 1,219,000 $ 135,444 $ 69,000
Eaton, Michigan 9 $ 676,000 $ 75,111 $ 70,000
Anoka, Minnesota 9 $ 751,000 $ 83,444 $ 94,000
Cape May, New Jersey 9 $ 2,511,000 $ 279,000 $ 283,000
Cattaraugus, New York 9 $ 601,000 $ 66,777 $ 44,000
Putnam, New York 9 $ 2,622,000 $ 291,333 $ 80,000
Rensselaer, New York 9 $ 1,057,000 $ 117,444 $ 91,000
Delaware, Ohio 9 $ 845,000 $ 93,888 $ 116,000
Portage, Ohio 9 $ 1,008,000 $ 112,000 $ 60,000
Sandusky, Ohio 9 $ 491,000 $ 54,555 $ 72,000
Trumbull, Ohio 9 $ 557,000 $ 61,888 $ 58,000
Cleveland, Oklahoma 9 $ 823,000 $ 91,444 $ 79,000
Clackamas, Oregon 9 $ 1,344,000 $ 149,333 $ 180,000
Washington, Oregon 9 $ 1,202,000 $ 133,555 $ 99,000
Blair, Pennsylvania 9 $ 558,000 $ 62,000 $ 62,000
Butler, Pennsylvania 9 $ 627,000 $ 69,666 $ 71,000
Washington, Rhode Island 9 $ 950,000 $ 105,555 $ 49,000
Beaufort, South Carolina 9 $ 1,685,000 $ 187,222 $ 89,000
Berkeley, South Carolina 9 $ 958,000 $ 106,444 $ 51,000
York, South Carolina 9 $ 567,000 $ 63,000 $ 49,000
Williamson, Tennessee 9 $ 1,677,000 $ 186,333 $ 71,000
Weber, Utah 9 $ 759,000 $ 84,333 $ 77,000
Kitsap, Washington 9 $ 1,177,000 $ 130,777 $ 60,000
Coffee, Alabama 8 $ 675,000 $ 84,375 $ 75,000
Lee, Alabama 8 $ 1,030,000 $ 128,750 $ 174,000
Benton, Arkansas 8 $ 969,000 $ 121,125 $ 61,000
Merced, California 8 $ 1,705,000 $ 213,125 $ 92,000
Charlotte, Florida 8 $ 1,525,000 $ 190,625 $ 92,000
Douglas, Georgia 8 $ 611,000 $ 76,375 $ 87,000
Hall, Georgia 8 $ 625,000 $ 78,125 $ 72,000
Bannock, Idaho 8 $ 974,000 $ 121,750 $ 73,000
Canyon, Idaho 8 $ 454,000 $ 56,750 $ 47,000
Hendricks, Indiana 8 $ 987,000 $ 123,375 $ 68,000
Lafourche, Louisiana 8 $ 1,176,000 $ 147,000 $ 50,000
Van Buren, Michigan 8 $ 746,000 $ 93,250 $ 26,000
Scott, Minnesota 8 $ 905,000 $ 113,125 $ 73,000
Washington, Minnesota 8 $ 713,000 $ 89,125 $ 110,000
Harrison, Mississippi 8 $ 920,000 $ 115,000 $ 54,000
Nye, Nevada 8 $ 1,007,000 $ 125,875 $ 56,000
Grafton, New Hampshire 8 $ 1,001,000 $ 125,125 $ 57,000
Sussex, New Jersey 8 $ 1,231,000 $ 153,875 $ 89,000
Cayuga, New York 8 $ 539,000 $ 67,375 $ 52,000
Iredell, North Carolina 8 $ 768,000 $ 96,000 $ 96,000
Columbiana, Ohio 8 $ 480,000 $ 60,000 $ 45,000
Adams, Pennsylvania 8 $ 613,000 $ 76,625 $ 71,000
Lebanon, Pennsylvania 8 $ 614,000 $ 76,750 $ 45,000
Mercer, Pennsylvania 8 $ 676,000 $ 84,500 $ 76,000
Kent, Rhode Island 8 $ 950,000 $ 118,750 $ 141,000
Blount, Tennessee 8 $ 623,000 $ 77,875 $ 90,000
Kanawha, West Virginia 8 $ 701,000 $ 87,625 $ 58,000
Outagamie, Wisconsin 8 $ 774,000 $ 96,750 $ 63,000
Racine, Wisconsin 8 $ 1,059,000 $ 132,375 $ 42,000
Washington, Wisconsin 8 $ 928,000 $ 116,000 $ 50,000
Matanuska-Susitna, Alaska 7 $ 1,091,000 $ 155,857 $ 126,000
Mohave, Arizona 7 $ 882,000 $ 126,000 $ 46,000
Imperial, California 7 $ 658,000 $ 94,000 $ 97,000
Marin, California 7 $ 2,694,000 $ 384,857 $ 109,000
Sonoma, California 7 $ 1,058,000 $ 151,142 $ 70,000
Stanislaus, California 7 $ 1,039,000 $ 148,428 $ 77,000
Boulder, Colorado 7 $ 648,000 $ 92,571 $ 92,000
Pueblo, Colorado 7 $ 764,000 $ 109,142 $ 83,000
Citrus, Florida 7 $ 831,000 $ 118,714 $ 89,000
St. Johns, Florida 7 $ 1,277,000 $ 182,428 $ 123,000
Clarke, Georgia 7 $ 561,000 $ 80,142 $ 45,000
Muscogee, Georgia 7 $ 607,000 $ 86,714 $ 68,000
Peoria, Illinois 7 $ 631,000 $ 90,142 $ 69,000
Tazewell, Illinois 7 $ 873,000 $ 124,714 $ 63,000
Elkhart, Indiana 7 $ 577,000 $ 82,428 $ 118,000
Johnson, Indiana 7 $ 476,000 $ 68,000 $ 63,000
Vanderburgh, Indiana 7 $ 534,000 $ 76,285 $ 87,000
Linn, Iowa 7 $ 447,000 $ 63,857 $ 67,000
Bullitt, Kentucky 7 $ 755,000 $ 107,857 $ 59,000
Laurel, Kentucky 7 $ 235,000 $ 33,571 $ 63,000
Marshall, Kentucky 7 $ 397,000 $ 56,714 $ 49,000
Livingston, Louisiana 7 $ 581,000 $ 83,000 $ 65,000
Terrebonne, Louisiana 7 $ 414,000 $ 59,142 $ 62,000
Waldo, Maine 7 $ 1,068,000 $ 152,571 $ 80,000
Allegany, Maryland 7 $ 1,005,000 $ 143,571 $ 88,000
Cecil, Maryland 7 $ 841,000 $ 120,142 $ 69,000
St. Mary's, Maryland 7 $ 909,000 $ 129,857 $ 68,000
Franklin, Massachusetts 7 $ 641,000 $ 91,571 $ 58,000
Hampshire, Massachusetts 7 $ 860,000 $ 122,857 $ 78,000
Monroe, Michigan 7 $ 543,000 $ 77,571 $ 73,000
Ottawa, Michigan 7 $ 910,000 $ 130,000 $ 80,000
St. Louis City, Missouri 7 $ 590,000 $ 84,285 $ 48,000
Yellowstone, Montana 7 $ 435,000 $ 62,142 $ 76,000
Salem, New Jersey 7 $ 948,000 $ 135,428 $ 116,000
Broome, New York 7 $ 566,000 $ 80,857 $ 55,000
Chautauqua, New York 7 $ 543,000 $ 77,571 $ 100,000
Greene, New York 7 $ 762,000 $ 108,857 $ 79,000
Schenectady, New York 7 $ 652,000 $ 93,142 $ 71,000
Brunswick, North Carolina 7 $ 1,703,000 $ 243,285 $ 139,000
Caldwell, North Carolina 7 $ 727,000 $ 103,857 $ 87,000
Craven, North Carolina 7 $ 557,000 $ 79,571 $ 59,000
Rutherford, North Carolina 7 $ 834,000 $ 119,142 $ 51,000
Licking, Ohio 7 $ 769,000 $ 109,857 $ 69,000
Richland, Ohio 7 $ 470,000 $ 67,142 $ 50,000
Marion, Oregon 7 $ 642,000 $ 91,714 $ 47,000
Dorchester, South Carolina 7 $ 672,000 $ 96,000 $ 72,000
Putnam, Tennessee 7 $ 692,000 $ 98,857 $ 60,000
Alexandria, Virginia 7 $ 2,272,000 $ 324,571 $ 92,000
Loudoun, Virginia 7 $ 1,289,000 $ 184,142 $ 268,000
Richmond City, Virginia 7 $ 586,000 $ 83,714 $ 54,000
Spotsylvania, Virginia 7 $ 1,007,000 $ 143,857 $ 64,000
Washington, Virginia 7 $ 637,000 $ 91,000 $ 56,000
Cowlitz, Washington 7 $ 751,000 $ 107,285 $ 52,000
Yakima, Washington 7 $ 503,000 $ 71,857 $ 45,000
Jefferson, West Virginia 7 $ 902,000 $ 128,857 $ 78,000
Wood, West Virginia 7 $ 456,000 $ 65,142 $ 46,000
Dodge, Wisconsin 7 $ 523,000 $ 74,714 $ 65,000
Kenosha, Wisconsin 7 $ 429,000 $ 61,285 $ 68,000
St. Croix, Wisconsin 7 $ 1,256,000 $ 179,428 $ 81,000
Calhoun, Alabama 6 $ 466,000 $ 77,666 $ 97,000
Houston, Alabama 6 $ 480,000 $ 80,000 $ 54,000
Lauderdale, Alabama 6 $ 261,000 $ 43,500 $ 67,000
Tuscaloosa, Alabama 6 $ 761,000 $ 126,833 $ 132,000
Cochise, Arizona 6 $ 625,000 $ 104,166 $ 73,000
Yuma, Arizona 6 $ 1,327,000 $ 221,166 $ 111,000
Butte, California 6 $ 1,538,000 $ 256,333 $ 133,000
Kern, California 6 $ 568,000 $ 94,666 $ 81,000
San Francisco, California 6 $ 1,216,000 $ 202,666 $ 110,000
Solano, California 6 $ 1,448,000 $ 241,333 $ 102,000
Manatee, Florida 6 $ 1,029,000 $ 171,500 $ 79,000
Sumter, Florida 6 $ 697,000 $ 116,166 $ 40,000
Bibb, Georgia 6 $ 286,000 $ 47,666 $ 45,000
Camden, Georgia 6 $ 731,000 $ 121,833 $ 147,000
Columbia, Georgia 6 $ 681,000 $ 113,500 $ 122,000
Maui, Hawaii 6 $ 1,745,000 $ 290,833 $ 61,000
Bonneville, Idaho 6 $ 572,000 $ 95,333 $ 58,000
Howard, Indiana 6 $ 317,000 $ 52,833 $ 90,000
Madison, Indiana 6 $ 754,000 $ 125,666 $ 72,000
Monroe, Indiana 6 $ 369,000 $ 61,500 $ 79,000
Black Hawk, Iowa 6 $ 497,000 $ 82,833 $ 87,000
Scott, Iowa 6 $ 324,000 $ 54,000 $ 44,000
Boone, Kentucky 6 $ 887,000 $ 147,833 $ 77,000
St. Tammany, Louisiana 6 $ 530,000 $ 88,333 $ 54,000
Calvert, Maryland 6 $ 724,000 $ 120,666 $ 63,000
Huron, Michigan 6 $ 471,000 $ 78,500 $ 42,000
Lapeer, Michigan 6 $ 924,000 $ 154,000 $ 74,000
Olmsted, Minnesota 6 $ 527,000 $ 87,833 $ 99,000
St. Louis, Minnesota 6 $ 489,000 $ 81,500 $ 56,000
Wright, Minnesota 6 $ 493,000 $ 82,166 $ 46,000
Pettis, Missouri 6 $ 278,000 $ 46,333 $ 48,000
Clinton, New York 6 $ 420,000 $ 70,000 $ 75,000
Genesee, New York 6 $ 190,000 $ 31,666 $ 66,000
Jefferson, New York 6 $ 750,000 $ 125,000 $ 72,000
New York, New York 6 $ 2,150,000 $ 358,333 $ 219,000
Otsego, New York 6 $ 599,000 $ 99,833 $ 56,000
Saratoga, New York 6 $ 642,000 $ 107,000 $ 55,000
Cabarrus, North Carolina 6 $ 903,000 $ 150,500 $ 79,000
Lenoir, North Carolina 6 $ 439,000 $ 73,166 $ 74,000
Lincoln, North Carolina 6 $ 620,000 $ 103,333 $ 60,000
Orange, North Carolina 6 $ 436,000 $ 72,666 $ 75,000
Randolph, North Carolina 6 $ 346,000 $ 57,666 $ 36,000
Rowan, North Carolina 6 $ 535,000 $ 89,166 $ 51,000
Stanly, North Carolina 6 $ 494,000 $ 82,333 $ 78,000
Geauga, Ohio 6 $ 516,000 $ 86,000 $ 62,000
Huron, Ohio 6 $ 481,000 $ 80,166 $ 50,000
Douglas, Oregon 6 $ 626,000 $ 104,333 $ 54,000
Clearfield, Pennsylvania 6 $ 339,000 $ 56,500 $ 66,000
Erie, Pennsylvania 6 $ 376,000 $ 62,666 $ 52,000
Franklin, Pennsylvania 6 $ 454,000 $ 75,666 $ 48,000
Pike, Pennsylvania 6 $ 634,000 $ 105,666 $ 49,000
Aiken, South Carolina 6 $ 363,000 $ 60,500 $ 48,000
Wilson, Tennessee 6 $ 502,000 $ 83,666 $ 39,000
Summit, Utah 6 $ 1,395,000 $ 232,500 $ 119,000
Bedford, Virginia 6 $ 422,000 $ 70,333 $ 52,000
Fauquier, Virginia 6 $ 1,604,000 $ 267,333 $ 172,000
Montgomery, Virginia 6 $ 635,000 $ 105,833 $ 117,000
Newport News, Virginia 6 $ 730,000 $ 121,666 $ 64,000
Roanoke City, Virginia 6 $ 846,000 $ 141,000 $ 35,000
Spokane, Washington 6 $ 815,000 $ 135,833 $ 69,000
Cabell, West Virginia 6 $ 385,000 $ 64,166 $ 50,000
Greenbrier, West Virginia 6 $ 561,000 $ 93,500 $ 60,000
Albany, Wyoming 6 $ 1,132,000 $ 188,666 $ 64,000
Colbert, Alabama 5 $ 329,000 $ 65,800 $ 56,000
Dale, Alabama 5 $ 298,000 $ 59,600 $ 33,000
Dallas, Alabama 5 $ 408,000 $ 81,600 $ 58,000
Fairbanks North Star, Alaska 5 $ 280,000 $ 56,000 $ 40,000
Faulkner, Arkansas 5 $ 434,000 $ 86,800 $ 60,000
Garland, Arkansas 5 $ 665,000 $ 133,000 $ 74,000
Windham, Connecticut 5 $ 335,000 $ 67,000 $ 69,000
Alachua, Florida 5 $ 835,000 $ 167,000 $ 72,000
Forsyth, Georgia 5 $ 431,000 $ 86,200 $ 74,000
Houston, Georgia 5 $ 474,000 $ 94,800 $ 60,000
Newton, Georgia 5 $ 374,000 $ 74,800 $ 52,000
Polk, Georgia 5 $ 235,000 $ 47,000 $ 30,000
Rockdale, Georgia 5 $ 741,000 $ 148,200 $ 85,000
Kauai, Hawaii 5 $ 1,914,000 $ 382,800 $ 112,000
Kootenai, Idaho 5 $ 986,000 $ 197,200 $ 57,000
Twin Falls, Idaho 5 $ 211,000 $ 42,200 $ 49,000
Kankakee, Illinois 5 $ 513,000 $ 102,600 $ 71,000
McLean, Illinois 5 $ 449,000 $ 89,800 $ 97,000
Boone, Indiana 5 $ 673,000 $ 134,600 $ 86,000
Floyd, Indiana 5 $ 463,000 $ 92,600 $ 87,000
Grant, Indiana 5 $ 296,000 $ 59,200 $ 47,000
Henry, Indiana 5 $ 469,000 $ 93,800 $ 53,000
Morgan, Indiana 5 $ 518,000 $ 103,600 $ 55,000
Tippecanoe, Indiana 5 $ 582,000 $ 116,400 $ 113,000
Dallas, Iowa 5 $ 720,000 $ 144,000 $ 89,000
Pottawattamie, Iowa 5 $ 242,000 $ 48,400 $ 53,000
Douglas, Kansas 5 $ 251,000 $ 50,200 $ 79,000
Reno, Kansas 5 $ 519,000 $ 103,800 $ 46,000
Oldham, Kentucky 5 $ 512,000 $ 102,400 $ 56,000
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Mortgage Loan Application Detail Totals for Mbna America Delaware, N.A. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,572 $1,266,552,000 $132,000 $1,295,000 $78,000 $6,000,000
Home Purchase 1,071 $107,600,000 $100,000 $1,190,000 $84,000 $2,000,000
Home Improvement 949 $96,550,000 $101,000 $883,000 $80,000 $2,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,631 $807,616,000 $121,000 $1,190,000 $78,000 $6,000,000
Not Provided 3,144 $410,262,000 $130,000 $1,295,000 $80,000 $1,500,000
Black or African American 902 $109,549,000 $121,000 $1,000,000 $71,000 $497,000
Hispanic 509 $75,318,000 $147,000 $800,000 $82,000 $742,000
Asian 279 $52,244,000 $187,000 $1,150,000 $90,000 $480,000
American Indian or Alaskan Native 84 $8,706,000 $103,000 $524,000 $69,000 $400,000
Native Hawaiian or Other Pacific Islander 43 $7,007,000 $162,000 $477,000 $76,000 $229,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,592 $1,470,702,000 $126,000 $1,295,000 $78,000 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,413 $689,309,000 $127,000 $1,295,000 $69,000 $3,000,000
Application Approved But Not Accepted 4,168 $525,078,000 $125,000 $1,000,000 $86,000 $2,000,000
Loan Originated 990 $113,729,000 $114,000 $825,000 $78,000 $904,000
File Closed For Incompleteness 653 $82,776,000 $126,000 $1,020,000 $97,000 $6,000,000
Application Withdrawn By Applicant 230 $34,144,000 $148,000 $798,000 $104,000 $2,850,000
Preapproval Denied by Financial Institution 89 $18,501,000 $207,000 $1,100,000 $80,000 $1,500,000
Preapproval Approved but not Accepted 49 $7,165,000 $146,000 $375,000 $78,000 $425,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,772 $388,888,000 $140,000 $1,150,000 $55,000 $292,000
Credit History 981 $119,449,000 $121,000 $1,295,000 $87,000 $3,000,000
Other 684 $76,118,000 $111,000 $1,100,000 $87,000 $1,500,000
Collateral 428 $38,894,000 $90,000 $500,000 $73,000 $600,000
Credit Application Incomplete 335 $49,854,000 $148,000 $1,190,000 $87,000 $738,000
Insufficient Cash (Downpayment, Closing Cost) 203 $24,192,000 $119,000 $666,000 $71,000 $500,000
Employment History 51 $3,847,000 $75,000 $324,000 $84,000 $154,000
Unverifiable Information 48 $6,568,000 $136,000 $598,000 $73,000 $540,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mbna America Delaware, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mbna America Delaware, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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