Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Midfirst Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,711 |
| Total Mortgage Loan Application Amount | $2,501,949,000 |
| Average Mortgage Loan Application Amount | $68,000 |
| Highest Mortgage Loan Application Amount | $24,973,000 |
| Average Applicant Income | $49,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 1,456 | $ 176,734,000 | $ 121,000 | $ 65,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,115 | $ 116,119,000 | $ 104,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 950 | $ 77,200,000 | $ 81,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 705 | $ 54,152,000 | $ 76,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 686 | $ 58,056,000 | $ 84,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 582 | $ 106,232,000 | $ 182,000 | $ 230,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 581 | $ 37,200,000 | $ 64,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 567 | $ 43,931,000 | $ 77,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 554 | $ 54,678,000 | $ 98,000 | $ 1,000 |
| MEMPHIS, TN-MS-AR | 449 | $ 28,925,000 | $ 75,333 | $ 0 |
| PHILADELPHIA, PA | 431 | $ 25,588,000 | $ 59,000 | $ 0 |
| ST. LOUIS, MO-IL | 366 | $ 25,990,000 | $ 68,500 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 336 | $ 32,969,000 | $ 101,500 | $ 500 |
| COLUMBUS, OH | 321 | $ 30,302,000 | $ 94,000 | $ 0 |
| TULSA, OK | 318 | $ 39,884,000 | $ 125,000 | $ 64,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 305 | $ 28,694,000 | $ 94,000 | $ 1,000 |
| CLEVELAND-ELYRIA, OH | 276 | $ 24,240,000 | $ 87,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 265 | $ 18,941,000 | $ 71,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 265 | $ 27,591,000 | $ 90,500 | $ 1,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 264 | $ 26,729,000 | $ 101,000 | $ 2,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 253 | $ 17,834,000 | $ 70,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 236 | $ 30,928,000 | $ 131,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 234 | $ 50,683,000 | $ 213,000 | $ 52,500 |
| CINCINNATI, OH-KY-IN | 230 | $ 22,006,000 | $ 99,666 | $ 0 |
| KANSAS CITY, MO-KS | 226 | $ 18,267,000 | $ 79,500 | $ 1,000 |
| AUSTIN-ROUND ROCK, TX | 225 | $ 20,204,000 | $ 89,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 221 | $ 17,884,000 | $ 80,000 | $ 0 |
| ROCHESTER, NY | 217 | $ 14,837,000 | $ 68,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 217 | $ 20,643,000 | $ 89,000 | $ 11,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 211 | $ 12,196,000 | $ 57,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 208 | $ 15,804,000 | $ 75,000 | $ 0 |
| PITTSBURGH, PA | 204 | $ 11,476,000 | $ 56,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 200 | $ 13,853,000 | $ 69,000 | $ 0 |
| CAMDEN, NJ | 196 | $ 19,349,000 | $ 98,000 | $ 1,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 190 | $ 19,418,000 | $ 102,000 | $ 0 |
| JACKSONVILLE, FL | 181 | $ 13,844,000 | $ 76,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 164 | $ 12,723,000 | $ 77,000 | $ 19,000 |
| SYRACUSE, NY | 159 | $ 9,514,000 | $ 59,000 | $ 0 |
| GARY, IN | 157 | $ 13,758,000 | $ 87,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 156 | $ 14,102,000 | $ 90,000 | $ 0 |
| EL PASO, TX | 153 | $ 6,614,000 | $ 43,000 | $ 0 |
| RALEIGH, NC | 151 | $ 13,546,000 | $ 89,000 | $ 1,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 146 | $ 13,407,000 | $ 89,500 | $ 0 |
| RICHMOND, VA | 138 | $ 11,724,000 | $ 84,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 135 | $ 9,142,000 | $ 67,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 126 | $ 18,844,000 | $ 149,000 | $ 25,000 |
| WICHITA, KS | 126 | $ 9,437,000 | $ 74,000 | $ 0 |
| BATON ROUGE, LA | 124 | $ 8,305,000 | $ 66,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 124 | $ 10,945,000 | $ 108,000 | $ 0 |
| COLUMBIA, SC | 123 | $ 10,422,000 | $ 84,000 | $ 0 |
| FORT WAYNE, IN | 120 | $ 8,783,000 | $ 73,000 | $ 1,000 |
| DAYTON, OH | 113 | $ 8,316,000 | $ 73,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 107 | $ 13,943,000 | $ 130,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 107 | $ 8,316,000 | $ 77,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 105 | $ 8,063,000 | $ 76,000 | $ 0 |
| NEWARK, NJ-PA | 102 | $ 15,541,000 | $ 137,000 | $ 3,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 102 | $ 10,504,000 | $ 83,500 | $ 1,000 |
| KILLEEN-TEMPLE, TX | 98 | $ 5,744,000 | $ 58,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 93 | $ 10,542,000 | $ 122,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 90 | $ 7,933,000 | $ 88,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 90 | $ 11,536,000 | $ 128,000 | $ 0 |
| JACKSON, MS | 87 | $ 5,572,000 | $ 64,000 | $ 0 |
| CORPUS CHRISTI, TX | 84 | $ 5,329,000 | $ 63,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 84 | $ 9,778,000 | $ 116,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 84 | $ 7,212,000 | $ 85,000 | $ 0 |
| ALBUQUERQUE, NM | 82 | $ 7,701,000 | $ 93,000 | $ 0 |
| HUNTSVILLE, AL | 82 | $ 6,830,000 | $ 83,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 82 | $ 16,955,000 | $ 206,000 | $ 34,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 82 | $ 5,437,000 | $ 66,500 | $ 0 |
| AKRON, OH | 79 | $ 5,839,000 | $ 73,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 79 | $ 6,336,000 | $ 80,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 78 | $ 6,144,000 | $ 78,000 | $ 3,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 78 | $ 6,789,000 | $ 139,500 | $ 500 |
| SHREVEPORT-BOSSIER CITY, LA | 78 | $ 3,581,000 | $ 45,000 | $ 1,000 |
| LAREDO, TX | 74 | $ 4,779,000 | $ 64,000 | $ 0 |
| MONTGOMERY, AL | 73 | $ 4,923,000 | $ 67,000 | $ 1,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 72 | $ 4,374,000 | $ 64,500 | $ 0 |
| SALT LAKE CITY, UT | 72 | $ 9,048,000 | $ 125,000 | $ 0 |
| FLINT, MI | 70 | $ 5,084,000 | $ 72,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 68 | $ 4,763,000 | $ 70,000 | $ 0 |
| TUCSON, AZ | 66 | $ 5,811,000 | $ 88,000 | $ 3,000 |
| WINSTON-SALEM, NC | 66 | $ 6,080,000 | $ 92,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 64 | $ 7,859,000 | $ 125,500 | $ 500 |
| FAYETTEVILLE, NC | 63 | $ 4,226,000 | $ 67,000 | $ 1,000 |
| KALAMAZOO-PORTAGE, MI | 63 | $ 5,509,000 | $ 87,000 | $ 0 |
| ROCKFORD, IL | 63 | $ 5,246,000 | $ 83,000 | $ 0 |
| MOBILE, AL | 61 | $ 4,869,000 | $ 79,000 | $ 0 |
| CHATTANOOGA, TN-GA | 59 | $ 4,423,000 | $ 71,000 | $ 0 |
| UTICA-ROME, NY | 59 | $ 3,752,000 | $ 63,000 | $ 2,000 |
| HARRISBURG-CARLISLE, PA | 58 | $ 4,698,000 | $ 81,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 56 | $ 6,018,000 | $ 123,500 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 56 | $ 4,286,000 | $ 76,000 | $ 1,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 54 | $ 4,912,000 | $ 90,000 | $ 0 |
| AMARILLO, TX | 53 | $ 3,518,000 | $ 66,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 53 | $ 6,735,000 | $ 127,000 | $ 6,000 |
| DURHAM-CHAPEL HILL, NC | 53 | $ 4,204,000 | $ 79,000 | $ 0 |
| LUBBOCK, TX | 53 | $ 2,787,000 | $ 52,000 | $ 0 |
| SAGINAW, MI | 53 | $ 3,472,000 | $ 65,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 52 | $ 3,423,000 | $ 65,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 52 | $ 3,326,000 | $ 63,000 | $ 0 |
| SPRINGFIELD, MO | 51 | $ 3,634,000 | $ 71,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 51 | $ 2,673,000 | $ 52,000 | $ 0 |
| BAKERSFIELD, CA | 50 | $ 2,667,000 | $ 53,000 | $ 1,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 50 | $ 2,928,000 | $ 57,500 | $ 500 |
| ELKHART-GOSHEN, IN | 49 | $ 3,817,000 | $ 77,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 49 | $ 3,774,000 | $ 77,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 48 | $ 2,889,000 | $ 60,000 | $ 0 |
| BOISE CITY, ID | 47 | $ 4,929,000 | $ 104,000 | $ 0 |
| LANSING-EAST LANSING, MI | 47 | $ 3,844,000 | $ 81,000 | $ 0 |
| YORK-HANOVER, PA | 47 | $ 4,359,000 | $ 92,000 | $ 0 |
| COLUMBUS, GA-AL | 46 | $ 3,414,000 | $ 74,000 | $ 500 |
| FORT SMITH, AR-OK | 46 | $ 2,885,000 | $ 61,500 | $ 3,000 |
| PROVIDENCE-WARWICK, RI-MA | 45 | $ 8,665,000 | $ 194,000 | $ 0 |
| DECATUR, AL | 44 | $ 3,537,000 | $ 80,000 | $ 1,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 44 | $ 2,843,000 | $ 64,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 44 | $ 3,245,000 | $ 73,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 43 | $ 3,561,000 | $ 82,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 43 | $ 5,897,000 | $ 137,000 | $ 2,000 |
| BEAUMONT-PORT ARTHUR, TX | 42 | $ 2,935,000 | $ 69,000 | $ 1,000 |
| FRESNO, CA | 42 | $ 3,273,000 | $ 77,000 | $ 0 |
| KNOXVILLE, TN | 42 | $ 3,761,000 | $ 89,000 | $ 0 |
| MACON, GA | 42 | $ 2,723,000 | $ 64,000 | $ 0 |
| SAVANNAH, GA | 42 | $ 3,615,000 | $ 86,000 | $ 0 |
| WACO, TX | 42 | $ 2,819,000 | $ 67,000 | $ 0 |
| TOLEDO, OH | 41 | $ 2,610,000 | $ 63,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 40 | $ 6,450,000 | $ 161,000 | $ 1,000 |
| CLARKSVILLE, TN-KY | 39 | $ 3,082,000 | $ 82,500 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 39 | $ 2,942,000 | $ 75,000 | $ 0 |
| LANCASTER, PA | 39 | $ 3,730,000 | $ 95,000 | $ 3,000 |
| OGDEN-CLEARFIELD, UT | 39 | $ 4,614,000 | $ 118,000 | $ 0 |
| WORCESTER, MA-CT | 39 | $ 5,502,000 | $ 138,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 38 | $ 2,397,000 | $ 64,000 | $ 0 |
| ROANOKE, VA | 38 | $ 2,729,000 | $ 71,000 | $ 1,000 |
| COLORADO SPRINGS, CO | 36 | $ 4,814,000 | $ 133,000 | $ 0 |
| CANTON-MASSILLON, OH | 35 | $ 2,672,000 | $ 76,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 35 | $ 2,754,000 | $ 89,000 | $ 1,500 |
| LEXINGTON-FAYETTE, KY | 34 | $ 3,095,000 | $ 91,000 | $ 0 |
| TRENTON, NJ | 34 | $ 3,216,000 | $ 94,000 | $ 0 |
| ELGIN, IL | 33 | $ 3,969,000 | $ 120,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 33 | $ 2,801,000 | $ 84,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 33 | $ 3,703,000 | $ 112,000 | $ 0 |
| DOVER, DE | 32 | $ 3,927,000 | $ 122,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 32 | $ 2,751,000 | $ 85,000 | $ 0 |
| MUSKEGON, MI | 32 | $ 2,490,000 | $ 77,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 32 | $ 9,975,000 | $ 311,000 | $ 180,000 |
| WICHITA FALLS, TX | 32 | $ 1,934,000 | $ 60,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 31 | $ 2,692,000 | $ 86,000 | $ 0 |
| JACKSONVILLE, NC | 31 | $ 1,859,000 | $ 59,000 | $ 16,000 |
| PEORIA, IL | 31 | $ 2,102,000 | $ 67,000 | $ 2,000 |
| PORT ST. LUCIE, FL | 31 | $ 1,384,000 | $ 44,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 31 | $ 3,047,000 | $ 98,000 | $ 0 |
| TYLER, TX | 31 | $ 2,832,000 | $ 91,000 | $ 0 |
| LAFAYETTE, LA | 30 | $ 2,224,000 | $ 74,000 | $ 0 |
| PINE BLUFF, AR | 30 | $ 1,620,000 | $ 54,000 | $ 1,000 |
| SALISBURY, MD-DE | 30 | $ 3,008,000 | $ 101,500 | $ 0 |
| TALLAHASSEE, FL | 30 | $ 1,977,000 | $ 65,000 | $ 0 |
| TUSCALOOSA, AL | 30 | $ 3,097,000 | $ 103,000 | $ 1,000 |
| BOSTON, MA | 29 | $ 5,452,000 | $ 188,000 | $ 0 |
| GREELEY, CO | 29 | $ 3,561,000 | $ 122,000 | $ 1,000 |
| SPARTANBURG, SC | 29 | $ 2,569,000 | $ 88,000 | $ 0 |
| WARNER ROBINS, GA | 29 | $ 2,062,000 | $ 71,000 | $ 0 |
| BAY CITY, MI | 28 | $ 1,861,000 | $ 66,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 28 | $ 1,472,000 | $ 52,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 28 | $ 2,167,000 | $ 77,000 | $ 0 |
| READING, PA | 27 | $ 1,771,000 | $ 65,000 | $ 1,000 |
| VISALIA-PORTERVILLE, CA | 27 | $ 1,647,000 | $ 61,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 1,718,000 | $ 66,000 | $ 0 |
| EVANSVILLE, IN-KY | 26 | $ 1,888,000 | $ 81,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 26 | $ 3,796,000 | $ 146,000 | $ 0 |
| OCALA, FL | 26 | $ 1,752,000 | $ 67,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 26 | $ 3,803,000 | $ 146,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 26 | $ 1,893,000 | $ 72,000 | $ 0 |
| TOPEKA, KS | 26 | $ 1,960,000 | $ 75,000 | $ 0 |
| BINGHAMTON, NY | 25 | $ 1,685,000 | $ 67,000 | $ 0 |
| LONGVIEW, TX | 25 | $ 1,242,000 | $ 49,000 | $ 0 |
| LYNCHBURG, VA | 25 | $ 1,698,000 | $ 67,000 | $ 0 |
| SAN ANGELO, TX | 25 | $ 1,471,000 | $ 58,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 24 | $ 1,727,000 | $ 71,000 | $ 2,000 |
| JACKSON, MI | 24 | $ 1,986,000 | $ 82,000 | $ 0 |
| LAWTON, OK | 24 | $ 1,868,000 | $ 77,000 | $ 28,000 |
| MUNCIE, IN | 24 | $ 1,226,000 | $ 51,000 | $ 0 |
| SPRINGFIELD, MA | 24 | $ 2,870,000 | $ 119,000 | $ 0 |
| ABILENE, TX | 23 | $ 1,743,000 | $ 75,000 | $ 0 |
| BANGOR, ME | 23 | $ 2,716,000 | $ 118,000 | $ 0 |
| KOKOMO, IN | 23 | $ 1,400,000 | $ 60,000 | $ 0 |
| MODESTO, CA | 23 | $ 2,888,000 | $ 125,000 | $ 0 |
| ST. JOSEPH, MO-KS | 23 | $ 1,565,000 | $ 68,000 | $ 0 |
| BATTLE CREEK, MI | 22 | $ 1,632,000 | $ 74,000 | $ 1,000 |
| ERIE, PA | 22 | $ 1,489,000 | $ 67,000 | $ 0 |
| HINESVILLE, GA | 22 | $ 1,536,000 | $ 69,000 | $ 0 |
| VICTORIA, TX | 22 | $ 1,611,000 | $ 73,000 | $ 0 |
| GREENVILLE, NC | 21 | $ 927,000 | $ 44,000 | $ 3,000 |
| HOUMA-THIBODAUX, LA | 21 | $ 1,828,000 | $ 87,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 21 | $ 1,626,000 | $ 80,333 | $ 0 |
| ODESSA, TX | 21 | $ 702,000 | $ 33,000 | $ 0 |
| PROVO-OREM, UT | 21 | $ 2,907,000 | $ 138,000 | $ 0 |
| JACKSON, TN | 20 | $ 1,287,000 | $ 64,000 | $ 1,000 |
| MANCHESTER-NASHUA, NH | 20 | $ 2,970,000 | $ 148,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 20 | $ 1,036,000 | $ 51,000 | $ 0 |
| RENO, NV | 20 | $ 2,380,000 | $ 119,000 | $ 0 |
| ROCKY MOUNT, NC | 20 | $ 1,417,000 | $ 70,000 | $ 0 |
| SPRINGFIELD, OH | 20 | $ 1,324,000 | $ 66,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 20 | $ 1,684,000 | $ 84,000 | $ 2,000 |
| ALBANY, GA | 19 | $ 841,000 | $ 44,000 | $ 0 |
| BURLINGTON, NC | 19 | $ 1,575,000 | $ 82,000 | $ 4,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 19 | $ 4,230,000 | $ 222,000 | $ 0 |
| GAINESVILLE, GA | 19 | $ 1,881,000 | $ 99,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 18 | $ 1,670,000 | $ 92,000 | $ 0 |
| TEXARKANA, TX-AR | 18 | $ 682,000 | $ 37,000 | $ 0 |
| YUMA, AZ | 18 | $ 1,664,000 | $ 92,000 | $ 1,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 17 | $ 2,653,000 | $ 156,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 17 | $ 1,681,000 | $ 97,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 17 | $ 2,444,000 | $ 143,000 | $ 0 |
| SHERMAN-DENISON, TX | 17 | $ 990,000 | $ 58,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 16 | $ 1,935,000 | $ 120,000 | $ 30,000 |
| JOPLIN, MO | 16 | $ 1,515,000 | $ 94,000 | $ 0 |
| SPRINGFIELD, IL | 16 | $ 1,015,000 | $ 63,000 | $ 3,000 |
| DECATUR, IL | 15 | $ 911,000 | $ 60,000 | $ 0 |
| DOTHAN, AL | 15 | $ 1,128,000 | $ 75,000 | $ 0 |
| KANKAKEE, IL | 15 | $ 787,000 | $ 52,000 | $ 1,000 |
| KENNEWICK-RICHLAND, WA | 15 | $ 1,045,000 | $ 69,000 | $ 0 |
| MONROE, LA | 15 | $ 799,000 | $ 53,000 | $ 0 |
| TERRE HAUTE, IN | 15 | $ 822,000 | $ 54,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 14 | $ 1,278,000 | $ 91,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 14 | $ 1,168,000 | $ 83,000 | $ 0 |
| GAINESVILLE, FL | 14 | $ 406,000 | $ 29,000 | $ 0 |
| JONESBORO, AR | 14 | $ 881,000 | $ 62,000 | $ 0 |
| LAKE CHARLES, LA | 14 | $ 900,000 | $ 64,000 | $ 0 |
| STOCKTON-LODI, CA | 14 | $ 1,769,000 | $ 126,000 | $ 0 |
| WILMINGTON, NC | 14 | $ 1,060,000 | $ 75,000 | $ 0 |
| ASHEVILLE, NC | 13 | $ 1,186,000 | $ 91,000 | $ 0 |
| AUBURN-OPELIKA, AL | 13 | $ 1,648,000 | $ 126,000 | $ 0 |
| LINCOLN, NE | 13 | $ 1,756,000 | $ 135,000 | $ 0 |
| PUEBLO, CO | 13 | $ 1,040,000 | $ 80,000 | $ 0 |
| ROME, GA | 13 | $ 1,363,000 | $ 104,000 | $ 0 |
| ALEXANDRIA, LA | 12 | $ 1,065,000 | $ 88,000 | $ 0 |
| CHARLESTON, WV | 12 | $ 1,284,000 | $ 107,000 | $ 0 |
| EUGENE, OR | 12 | $ 1,288,000 | $ 107,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 12 | $ 1,866,000 | $ 155,000 | $ 0 |
| MORRISTOWN, TN | 12 | $ 1,177,000 | $ 98,000 | $ 0 |
| RACINE, WI | 12 | $ 1,294,000 | $ 107,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 2,265,000 | $ 188,000 | $ 0 |
| ANCHORAGE, AK | 11 | $ 1,749,000 | $ 159,000 | $ 0 |
| ANN ARBOR, MI | 11 | $ 1,179,000 | $ 107,000 | $ 0 |
| CEDAR RAPIDS, IA | 11 | $ 947,000 | $ 86,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 732,000 | $ 66,000 | $ 0 |
| HANFORD-CORCORAN, CA | 11 | $ 339,000 | $ 30,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 11 | $ 798,000 | $ 72,000 | $ 0 |
| LOGAN, UT-ID | 11 | $ 828,000 | $ 41,500 | $ 0 |
| MIDLAND, MI | 11 | $ 717,000 | $ 65,000 | $ 0 |
| PUNTA GORDA, FL | 11 | $ 816,000 | $ 74,000 | $ 0 |
| SALEM, OR | 11 | $ 1,217,000 | $ 110,000 | $ 0 |
| URBAN HONOLULU, HI | 11 | $ 619,000 | $ 56,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 10 | $ 735,000 | $ 58,500 | $ 0 |
| CHARLOTTESVILLE, VA | 10 | $ 484,000 | $ 48,000 | $ 0 |
| DALTON, GA | 10 | $ 610,000 | $ 61,000 | $ 0 |
| FLORENCE, SC | 10 | $ 846,000 | $ 84,000 | $ 0 |
| GLENS FALLS, NY | 10 | $ 520,000 | $ 52,000 | $ 0 |
| HAMMOND, LA | 10 | $ 946,000 | $ 94,000 | $ 0 |
| IDAHO FALLS, ID | 10 | $ 1,062,000 | $ 106,000 | $ 0 |
| LEBANON, PA | 10 | $ 860,000 | $ 86,000 | $ 0 |
| MIDLAND, TX | 10 | $ 827,000 | $ 82,000 | $ 0 |
| OWENSBORO, KY | 10 | $ 597,000 | $ 59,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 10 | $ 1,093,000 | $ 109,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 1,038,000 | $ 103,000 | $ 0 |
| SUMTER, SC | 10 | $ 1,028,000 | $ 102,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 9 | $ 426,000 | $ 47,000 | $ 4,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 9 | $ 1,458,000 | $ 162,000 | $ 0 |
| EAST STROUDSBURG, PA | 9 | $ 974,000 | $ 108,000 | $ 0 |
| FARGO, ND-MN | 9 | $ 580,000 | $ 65,000 | $ 0 |
| FARMINGTON, NM | 9 | $ 1,128,000 | $ 125,000 | $ 0 |
| GRAND JUNCTION, CO | 9 | $ 1,576,000 | $ 175,000 | $ 28,000 |
| LIMA, OH | 9 | $ 792,000 | $ 88,000 | $ 0 |
| MADISON, WI | 9 | $ 1,278,000 | $ 142,000 | $ 0 |
| MANSFIELD, OH | 9 | $ 536,000 | $ 59,000 | $ 0 |
| MERCED, CA | 9 | $ 848,000 | $ 94,000 | $ 0 |
| MONROE, MI | 9 | $ 1,181,000 | $ 131,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 9 | $ 1,299,000 | $ 144,000 | $ 0 |
| VALDOSTA, GA | 9 | $ 388,000 | $ 43,000 | $ 0 |
| WHEELING, WV-OH | 9 | $ 411,000 | $ 45,000 | $ 0 |
| BILLINGS, MT | 8 | $ 544,000 | $ 68,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 8 | $ 842,000 | $ 105,000 | $ 0 |
| CARBONDALE-MARION, IL | 8 | $ 327,000 | $ 40,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 8 | $ 821,000 | $ 102,000 | $ 0 |
| FLAGSTAFF, AZ | 8 | $ 1,267,000 | $ 158,000 | $ 147,000 |
| GADSDEN, AL | 8 | $ 434,000 | $ 54,000 | $ 2,000 |
| GREEN BAY, WI | 8 | $ 719,000 | $ 89,000 | $ 0 |
| HOT SPRINGS, AR | 8 | $ 841,000 | $ 105,000 | $ 10,000 |
| JOHNSTOWN, PA | 8 | $ 365,000 | $ 45,000 | $ 0 |
| LEWISTON-AUBURN, ME | 8 | $ 837,000 | $ 104,000 | $ 0 |
| OCEAN CITY, NJ | 8 | $ 680,000 | $ 85,000 | $ 0 |
| PANAMA CITY, FL | 8 | $ 695,000 | $ 86,000 | $ 0 |
| PRESCOTT, AZ | 8 | $ 706,000 | $ 88,000 | $ 12,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 349,000 | $ 43,000 | $ 0 |
| SIOUX FALLS, SD | 8 | $ 968,000 | $ 121,000 | $ 0 |
| YAKIMA, WA | 8 | $ 636,000 | $ 79,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 417,000 | $ 59,000 | $ 0 |
| BOULDER, CO | 7 | $ 512,000 | $ 73,000 | $ 0 |
| COEUR D'ALENE, ID | 7 | $ 1,450,000 | $ 207,000 | $ 23,000 |
| DANVILLE, IL | 7 | $ 301,000 | $ 43,000 | $ 0 |
| DULUTH, MN-WI | 7 | $ 428,000 | $ 36,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 649,000 | $ 81,500 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 977,000 | $ 139,000 | $ 3,000 |
| LAS CRUCES, NM | 7 | $ 985,000 | $ 140,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 7 | $ 527,000 | $ 75,000 | $ 0 |
| POCATELLO, ID | 7 | $ 567,000 | $ 81,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 7 | $ 451,000 | $ 71,000 | $ 0 |
| ST. CLOUD, MN | 7 | $ 858,000 | $ 122,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 839,000 | $ 119,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 7 | $ 641,000 | $ 91,000 | $ 0 |
| APPLETON, WI | 6 | $ 575,000 | $ 95,000 | $ 0 |
| BLOOMINGTON, IN | 6 | $ 560,000 | $ 93,000 | $ 0 |
| BRUNSWICK, GA | 6 | $ 494,000 | $ 82,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 666,000 | $ 111,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 379,000 | $ 63,000 | $ 0 |
| GOLDSBORO, NC | 6 | $ 701,000 | $ 116,000 | $ 0 |
| HARRISONBURG, VA | 6 | $ 600,000 | $ 100,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 6 | $ 549,000 | $ 91,000 | $ 0 |
| JOHNSON CITY, TN | 6 | $ 326,000 | $ 54,000 | $ 0 |
| LONGVIEW, WA | 6 | $ 476,000 | $ 79,000 | $ 0 |
| MADERA, CA | 6 | $ 289,000 | $ 48,000 | $ 0 |
| MANHATTAN, KS | 6 | $ 726,000 | $ 121,000 | $ 0 |
| MEDFORD, OR | 6 | $ 870,000 | $ 145,000 | $ 0 |
| BLOOMINGTON, IL | 5 | $ 493,000 | $ 98,000 | $ 0 |
| CLEVELAND, TN | 5 | $ 574,000 | $ 114,000 | $ 0 |
| COLUMBIA, MO | 5 | $ 382,000 | $ 76,000 | $ 11,000 |
| COLUMBUS, IN | 5 | $ 558,000 | $ 111,000 | $ 0 |
| EL CENTRO, CA | 5 | $ 184,000 | $ 36,000 | $ 0 |
| FORT COLLINS, CO | 5 | $ 437,000 | $ 87,000 | $ 0 |
| GETTYSBURG, PA | 5 | $ 505,000 | $ 101,000 | $ 0 |
| GRAND ISLAND, NE | 5 | $ 447,000 | $ 89,000 | $ 0 |
| KINGSTON, NY | 5 | $ 494,000 | $ 98,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 612,000 | $ 122,000 | $ 0 |
| SEBRING, FL | 5 | $ 158,000 | $ 31,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 5 | $ 265,000 | $ 45,500 | $ 0 |
| ALTOONA, PA | 4 | $ 133,000 | $ 33,000 | $ 6,000 |
| ARECIBO, PR | 4 | $ 348,000 | $ 87,000 | $ 0 |
| CHICO, CA | 4 | $ 578,000 | $ 144,000 | $ 0 |
| ELMIRA, NY | 4 | $ 389,000 | $ 97,000 | $ 0 |
| IOWA CITY, IA | 4 | $ 367,000 | $ 91,000 | $ 0 |
| ITHACA, NY | 4 | $ 339,000 | $ 84,000 | $ 77,000 |
| JEFFERSON CITY, MO | 4 | $ 316,000 | $ 79,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 634,000 | $ 158,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,990,000 | $ 497,000 | $ 594,000 |
| PARKERSBURG-VIENNA, WV | 4 | $ 73,000 | $ 18,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 378,000 | $ 94,000 | $ 0 |
| ALBANY, OR | 3 | $ 334,000 | $ 111,000 | $ 0 |
| BEND-REDMOND, OR | 3 | $ 1,586,000 | $ 528,000 | $ 92,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 263,000 | $ 87,000 | $ 0 |
| BOWLING GREEN, KY | 3 | $ 374,000 | $ 124,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 256,000 | $ 85,000 | $ 0 |
| CORVALLIS, OR | 3 | $ 452,000 | $ 150,000 | $ 0 |
| CUMBERLAND, MD-WV | 3 | $ 146,000 | $ 49,500 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 240,000 | $ 80,000 | $ 0 |
| GRAND FORKS, ND-MN | 3 | $ 73,000 | $ 25,000 | $ 0 |
| GREAT FALLS, MT | 3 | $ 29,000 | $ 9,000 | $ 0 |
| HATTIESBURG, MS | 3 | $ 146,000 | $ 48,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 444,000 | $ 148,000 | $ 0 |
| LAWRENCE, KS | 3 | $ 386,000 | $ 128,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 203,000 | $ 67,000 | $ 0 |
| NEW BERN, NC | 3 | $ 401,000 | $ 133,000 | $ 0 |
| PONCE, PR | 3 | $ 172,000 | $ 57,000 | $ 0 |
| SALINAS, CA | 3 | $ 305,000 | $ 101,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 537,000 | $ 179,000 | $ 0 |
| SANTA FE, NM | 3 | $ 378,000 | $ 126,000 | $ 0 |
| WENATCHEE, WA | 3 | $ 410,000 | $ 136,000 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 163,000 | $ 54,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 275,000 | $ 137,000 | $ 0 |
| CASPER, WY | 2 | $ 51,000 | $ 25,000 | $ 0 |
| CHEYENNE, WY | 2 | $ 161,000 | $ 80,000 | $ 24,000 |
| EAU CLAIRE, WI | 2 | $ 242,000 | $ 121,000 | $ 0 |
| LEWISTON, ID-WA | 2 | $ 193,000 | $ 96,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 199,000 | $ 99,000 | $ 0 |
| MORGANTOWN, WV | 2 | $ 61,000 | $ 30,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 164,000 | $ 82,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 251,000 | $ 125,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 271,000 | $ 135,000 | $ 0 |
| ST. GEORGE, UT | 2 | $ 221,000 | $ 110,000 | $ 0 |
| WALLA WALLA, WA | 2 | $ 135,000 | $ 67,000 | $ 0 |
| WINCHESTER, VA-WV | 2 | $ 111,000 | $ 55,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 194,000 | $ 97,000 | $ 0 |
| AMES, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| BECKLEY, WV | 1 | $ 35,000 | $ 35,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 62,000 | $ 62,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 212,000 | $ 212,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 196,000 | $ 196,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 1,000 | $ 1,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 39,000 | $ 39,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 254,000 | $ 254,000 | $ 0 |
| MAYAGNEZ, PR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MISSOULA, MT | 1 | $ 23,000 | $ 23,000 | $ 0 |
| NAPA, CA | 1 | $ 196,000 | $ 196,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 171,000 | $ 171,000 | $ 0 |
| REDDING, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 62,000 | $ 62,000 | $ 0 |
| WAUSAU, WI | 1 | $ 123,000 | $ 123,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,864 | $2,305,331,000 | $92,000 | $24,973,000 | $4,000 | $9,999,000 |
| Refinancing | 2,166 | $174,549,000 | $80,000 | $4,000,000 | $77,000 | $9,999,000 |
| Home Improvement | 681 | $22,069,000 | $32,000 | $1,931,000 | $68,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,475 | $2,194,112,000 | $86,000 | $24,973,000 | $0 | $0 |
| White | 1,524 | $232,317,000 | $152,000 | $3,430,000 | $175,000 | $9,999,000 |
| Not Provided | 244 | $33,241,000 | $136,000 | $4,000,000 | $138,000 | $3,580,000 |
| Hispanic | 200 | $15,037,000 | $75,000 | $1,500,000 | $58,000 | $859,000 |
| Black or African American | 160 | $11,495,000 | $71,000 | $1,227,000 | $61,000 | $751,000 |
| American Indian or Alaskan Native | 50 | $3,943,000 | $78,000 | $540,000 | $61,000 | $295,000 |
| Asian | 48 | $11,309,000 | $235,000 | $2,015,000 | $148,000 | $1,436,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $495,000 | $49,000 | $99,000 | $63,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 22,845 | $1,974,881,000 | $86,000 | $691,000 | $0 | $489,000 |
| VA-guaranteed (Veterans Administration) | 2,536 | $182,456,000 | $71,000 | $490,000 | $1,000 | $260,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,208 | $335,069,000 | $151,000 | $24,973,000 | $142,000 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $9,543,000 | $78,000 | $232,000 | $11,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 25,275 | $2,134,040,000 | $84,000 | $691,000 | $0 | $0 |
| Loan Originated | 1,177 | $249,227,000 | $211,000 | $24,973,000 | $201,000 | $9,999,000 |
| Application Denied By Financial Institution | 905 | $62,759,000 | $69,000 | $1,227,000 | $61,000 | $600,000 |
| Application Withdrawn By Applicant | 314 | $52,116,000 | $165,000 | $4,000,000 | $119,000 | $2,246,000 |
| File Closed For Incompleteness | 28 | $2,187,000 | $78,000 | $201,000 | $79,000 | $260,000 |
| Application Approved But Not Accepted | 12 | $1,620,000 | $135,000 | $428,000 | $47,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 375 | $20,671,000 | $55,000 | $600,000 | $63,000 | $360,000 |
| Debt-To-Income Ratio | 329 | $23,515,000 | $71,000 | $1,100,000 | $50,000 | $600,000 |
| Collateral | 102 | $9,051,000 | $88,000 | $1,227,000 | $83,000 | $416,000 |
| Other | 33 | $3,627,000 | $109,000 | $417,000 | $78,000 | $204,000 |
| Credit Application Incomplete | 30 | $1,963,000 | $65,000 | $282,000 | $68,000 | $182,000 |
| Unverifiable Information | 16 | $2,356,000 | $147,000 | $1,000,000 | $64,000 | $244,000 |
| Employment History | 14 | $751,000 | $53,000 | $120,000 | $43,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $825,000 | $137,000 | $412,000 | $59,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.