Midfirst Bank Mortgage Lending & HMDA Data, 2014
In 2014, Midfirst Bank of Oklahoma City, OK reported 27,711 mortgage applications totaling $2.5 billion, down 1% from 2013. The average application was for $90,287, and applicants reported an average income of $11,278. 4% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (1,456), Atlanta-Sandy Springs-Roswell, GA (1,115) and Dallas-Plano-Irving, TX (950) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,711 |
| Total Mortgage Loan Application Amount | $2,501,949,000 |
| Average Mortgage Loan Application Amount | $90,287 |
| Highest Mortgage Loan Application Amount | $24,973,000 |
| Average Applicant Income | $11,278 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 1,456 | $ 176,734,000 | $ 121,383 | $ 65,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,115 | $ 116,119,000 | $ 104,142 | $ 0 |
| Dallas-Plano-Irving, TX | 950 | $ 77,200,000 | $ 81,263 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 705 | $ 54,152,000 | $ 76,811 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 686 | $ 58,056,000 | $ 84,629 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 582 | $ 106,232,000 | $ 182,529 | $ 230,000 |
| San Antonio-New Braunfels, TX | 581 | $ 37,200,000 | $ 64,027 | $ 0 |
| Fort Worth-Arlington, TX | 567 | $ 43,931,000 | $ 77,479 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 554 | $ 54,678,000 | $ 98,696 | $ 1,000 |
| Memphis, TN-MS-AR | 449 | $ 28,925,000 | $ 64,420 | $ 0 |
| Philadelphia, PA | 431 | $ 25,588,000 | $ 59,368 | $ 0 |
| St. Louis, MO-IL | 366 | $ 25,990,000 | $ 71,010 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 336 | $ 32,969,000 | $ 98,122 | $ 892 |
| Columbus, OH | 321 | $ 30,302,000 | $ 94,398 | $ 0 |
| Tulsa, OK | 318 | $ 39,884,000 | $ 125,421 | $ 64,000 |
| Baltimore-Columbia-Towson, MD | 305 | $ 28,694,000 | $ 94,078 | $ 1,000 |
| Cleveland-Elyria, OH | 276 | $ 24,240,000 | $ 87,826 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 265 | $ 18,941,000 | $ 71,475 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 265 | $ 27,591,000 | $ 104,116 | $ 1,554 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 264 | $ 26,729,000 | $ 101,246 | $ 2,000 |
| Tampa-St. Petersburg-Clearwater, FL | 253 | $ 17,834,000 | $ 70,490 | $ 0 |
| Denver-Aurora-Lakewood, CO | 236 | $ 30,928,000 | $ 131,050 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 234 | $ 50,683,000 | $ 216,594 | $ 55,884 |
| Cincinnati, OH-KY-IN | 230 | $ 22,006,000 | $ 95,678 | $ 0 |
| Kansas City, MO-KS | 226 | $ 18,267,000 | $ 80,827 | $ 1,000 |
| Austin-Round Rock, TX | 225 | $ 20,204,000 | $ 89,795 | $ 0 |
| Birmingham-Hoover, AL | 221 | $ 17,884,000 | $ 80,923 | $ 0 |
| Rochester, NY | 217 | $ 14,837,000 | $ 68,373 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 217 | $ 20,643,000 | $ 95,129 | $ 1,552 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 211 | $ 12,196,000 | $ 57,800 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 208 | $ 15,804,000 | $ 75,980 | $ 0 |
| Pittsburgh, PA | 204 | $ 11,476,000 | $ 56,254 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 200 | $ 13,853,000 | $ 69,265 | $ 0 |
| Camden, NJ | 196 | $ 19,349,000 | $ 98,719 | $ 1,000 |
| Warren-Troy-Farmington Hills, MI | 190 | $ 19,418,000 | $ 102,200 | $ 0 |
| Jacksonville, FL | 181 | $ 13,844,000 | $ 76,486 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 164 | $ 12,723,000 | $ 77,579 | $ 19,000 |
| Syracuse, NY | 159 | $ 9,514,000 | $ 59,836 | $ 0 |
| Gary, IN | 157 | $ 13,758,000 | $ 87,630 | $ 0 |
| Greensboro-High Point, NC | 156 | $ 14,102,000 | $ 90,397 | $ 0 |
| El Paso, TX | 153 | $ 6,614,000 | $ 43,228 | $ 0 |
| Raleigh, NC | 151 | $ 13,546,000 | $ 89,708 | $ 1,000 |
| Louisville/Jefferson County, KY-IN | 146 | $ 13,407,000 | $ 91,828 | $ 0 |
| Richmond, VA | 138 | $ 11,724,000 | $ 84,956 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 135 | $ 9,142,000 | $ 67,718 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 126 | $ 18,844,000 | $ 149,555 | $ 25,000 |
| Wichita, KS | 126 | $ 9,437,000 | $ 74,896 | $ 0 |
| Baton Rouge, LA | 124 | $ 8,305,000 | $ 66,975 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 124 | $ 10,945,000 | $ 88,266 | $ 0 |
| Columbia, SC | 123 | $ 10,422,000 | $ 84,731 | $ 0 |
| Fort Wayne, IN | 120 | $ 8,783,000 | $ 73,191 | $ 1,000 |
| Dayton, OH | 113 | $ 8,316,000 | $ 73,592 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 107 | $ 13,943,000 | $ 130,308 | $ 0 |
| New Orleans-Metairie, LA | 107 | $ 8,316,000 | $ 77,719 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 105 | $ 8,063,000 | $ 76,790 | $ 0 |
| Newark, NJ-PA | 102 | $ 15,541,000 | $ 152,362 | $ 960 |
| Omaha-Council Bluffs, NE-IA | 102 | $ 10,504,000 | $ 102,980 | $ 1,823 |
| Killeen-Temple, TX | 98 | $ 5,744,000 | $ 58,612 | $ 0 |
| Wilmington, DE-MD-NJ | 93 | $ 10,542,000 | $ 113,354 | $ 0 |
| Grand Rapids-Wyoming, MI | 90 | $ 7,933,000 | $ 88,144 | $ 0 |
| New Haven-Milford, CT | 90 | $ 11,536,000 | $ 128,177 | $ 0 |
| Jackson, MS | 87 | $ 5,572,000 | $ 64,045 | $ 0 |
| Corpus Christi, TX | 84 | $ 5,329,000 | $ 63,440 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 84 | $ 9,778,000 | $ 116,404 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 84 | $ 7,212,000 | $ 85,857 | $ 0 |
| Albuquerque, NM | 82 | $ 7,701,000 | $ 93,914 | $ 0 |
| Huntsville, AL | 82 | $ 6,830,000 | $ 83,292 | $ 0 |
| Nassau County-Suffolk County, NY | 82 | $ 16,955,000 | $ 206,768 | $ 34,000 |
| South Bend-Mishawaka, IN-MI | 82 | $ 5,437,000 | $ 66,304 | $ 0 |
| Akron, OH | 79 | $ 5,839,000 | $ 73,911 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 79 | $ 6,336,000 | $ 80,202 | $ 0 |
| Albany-Schenectady-Troy, NY | 78 | $ 6,144,000 | $ 78,769 | $ 3,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 78 | $ 6,789,000 | $ 87,038 | $ 935 |
| Shreveport-Bossier City, LA | 78 | $ 3,581,000 | $ 45,910 | $ 1,000 |
| Laredo, TX | 74 | $ 4,779,000 | $ 64,581 | $ 0 |
| Montgomery, AL | 73 | $ 4,923,000 | $ 67,438 | $ 1,000 |
| Augusta-Richmond County, GA-SC | 72 | $ 4,374,000 | $ 60,750 | $ 0 |
| Salt Lake City, UT | 72 | $ 9,048,000 | $ 125,666 | $ 0 |
| Flint, MI | 70 | $ 5,084,000 | $ 72,628 | $ 0 |
| Lakeland-Winter Haven, FL | 68 | $ 4,763,000 | $ 70,044 | $ 0 |
| Tucson, AZ | 66 | $ 5,811,000 | $ 88,045 | $ 3,000 |
| Winston-Salem, NC | 66 | $ 6,080,000 | $ 92,121 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 64 | $ 7,859,000 | $ 122,796 | $ 718 |
| Fayetteville, NC | 63 | $ 4,226,000 | $ 67,079 | $ 1,000 |
| Kalamazoo-Portage, MI | 63 | $ 5,509,000 | $ 87,444 | $ 0 |
| Rockford, IL | 63 | $ 5,246,000 | $ 83,269 | $ 0 |
| Mobile, AL | 61 | $ 4,869,000 | $ 79,819 | $ 0 |
| Chattanooga, TN-GA | 59 | $ 4,423,000 | $ 74,966 | $ 0 |
| Utica-Rome, NY | 59 | $ 3,752,000 | $ 63,593 | $ 2,000 |
| Harrisburg-Carlisle, PA | 58 | $ 4,698,000 | $ 81,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 56 | $ 6,018,000 | $ 107,464 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 56 | $ 4,286,000 | $ 76,535 | $ 1,000 |
| Milwaukee-Waukesha-West Allis, WI | 54 | $ 4,912,000 | $ 90,962 | $ 0 |
| Amarillo, TX | 53 | $ 3,518,000 | $ 66,377 | $ 0 |
| Charleston-North Charleston, SC | 53 | $ 6,735,000 | $ 127,075 | $ 6,000 |
| Durham-Chapel Hill, NC | 53 | $ 4,204,000 | $ 79,320 | $ 0 |
| Lubbock, TX | 53 | $ 2,787,000 | $ 52,584 | $ 0 |
| Saginaw, MI | 53 | $ 3,472,000 | $ 65,509 | $ 0 |
| Brownsville-Harlingen, TX | 52 | $ 3,423,000 | $ 65,826 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 52 | $ 3,326,000 | $ 63,961 | $ 0 |
| Springfield, MO | 51 | $ 3,634,000 | $ 71,254 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 51 | $ 2,673,000 | $ 52,411 | $ 0 |
| Bakersfield, CA | 50 | $ 2,667,000 | $ 53,340 | $ 1,000 |
| Youngstown-Warren-Boardman, OH-PA | 50 | $ 2,928,000 | $ 58,560 | $ 780 |
| Elkhart-Goshen, IN | 49 | $ 3,817,000 | $ 77,897 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 49 | $ 3,774,000 | $ 77,020 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 48 | $ 2,889,000 | $ 60,187 | $ 0 |
| Boise City, ID | 47 | $ 4,929,000 | $ 104,872 | $ 0 |
| Lansing-East Lansing, MI | 47 | $ 3,844,000 | $ 81,787 | $ 0 |
| York-Hanover, PA | 47 | $ 4,359,000 | $ 92,744 | $ 0 |
| Columbus, GA-AL | 46 | $ 3,414,000 | $ 74,217 | $ 326 |
| Fort Smith, AR-OK | 46 | $ 2,885,000 | $ 62,717 | $ 2,217 |
| Providence-Warwick, RI-MA | 45 | $ 8,665,000 | $ 192,555 | $ 0 |
| Decatur, AL | 44 | $ 3,537,000 | $ 80,386 | $ 1,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 44 | $ 2,843,000 | $ 64,613 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 44 | $ 3,245,000 | $ 73,750 | $ 0 |
| McAllen-Edinburg-Mission, TX | 43 | $ 3,561,000 | $ 82,813 | $ 0 |
| Seattle-Bellevue-Everett, WA | 43 | $ 5,897,000 | $ 137,139 | $ 2,000 |
| Beaumont-Port Arthur, TX | 42 | $ 2,935,000 | $ 69,880 | $ 1,000 |
| Fresno, CA | 42 | $ 3,273,000 | $ 77,928 | $ 0 |
| Knoxville, TN | 42 | $ 3,761,000 | $ 89,547 | $ 0 |
| Macon, GA | 42 | $ 2,723,000 | $ 64,833 | $ 0 |
| Savannah, GA | 42 | $ 3,615,000 | $ 86,071 | $ 0 |
| Waco, TX | 42 | $ 2,819,000 | $ 67,119 | $ 0 |
| Toledo, OH | 41 | $ 2,610,000 | $ 63,658 | $ 0 |
| Tacoma-Lakewood, WA | 40 | $ 6,450,000 | $ 161,250 | $ 1,000 |
| Clarksville, TN-KY | 39 | $ 3,082,000 | $ 79,025 | $ 0 |
| Des Moines-West Des Moines, IA | 39 | $ 2,942,000 | $ 75,435 | $ 0 |
| Lancaster, PA | 39 | $ 3,730,000 | $ 95,641 | $ 3,000 |
| Ogden-Clearfield, UT | 39 | $ 4,614,000 | $ 118,307 | $ 0 |
| Worcester, MA-CT | 39 | $ 5,502,000 | $ 141,076 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 38 | $ 2,397,000 | $ 63,078 | $ 0 |
| Roanoke, VA | 38 | $ 2,729,000 | $ 71,815 | $ 1,000 |
| Colorado Springs, CO | 36 | $ 4,814,000 | $ 133,722 | $ 0 |
| Canton-Massillon, OH | 35 | $ 2,672,000 | $ 76,342 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 35 | $ 2,754,000 | $ 78,685 | $ 2,828 |
| Lexington-Fayette, KY | 34 | $ 3,095,000 | $ 91,029 | $ 0 |
| Trenton, NJ | 34 | $ 3,216,000 | $ 94,588 | $ 0 |
| Elgin, IL | 33 | $ 3,969,000 | $ 120,272 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 2,801,000 | $ 84,878 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 33 | $ 3,703,000 | $ 112,212 | $ 0 |
| Dover, DE | 32 | $ 3,927,000 | $ 122,718 | $ 0 |
| Lafayette-West Lafayette, IN | 32 | $ 2,751,000 | $ 85,968 | $ 0 |
| Muskegon, MI | 32 | $ 2,490,000 | $ 77,812 | $ 0 |
| San Diego-Carlsbad, CA | 32 | $ 9,975,000 | $ 311,718 | $ 180,000 |
| Wichita Falls, TX | 32 | $ 1,934,000 | $ 60,437 | $ 0 |
| Atlantic City-Hammonton, NJ | 31 | $ 2,692,000 | $ 86,838 | $ 0 |
| Jacksonville, NC | 31 | $ 1,859,000 | $ 59,967 | $ 16,000 |
| Peoria, IL | 31 | $ 2,102,000 | $ 67,806 | $ 2,000 |
| Port St. Lucie, FL | 31 | $ 1,384,000 | $ 44,645 | $ 0 |
| Spokane-Spokane Valley, WA | 31 | $ 3,047,000 | $ 98,290 | $ 0 |
| Tyler, TX | 31 | $ 2,832,000 | $ 91,354 | $ 0 |
| Lafayette, LA | 30 | $ 2,224,000 | $ 74,133 | $ 0 |
| Pine Bluff, AR | 30 | $ 1,620,000 | $ 54,000 | $ 1,000 |
| Salisbury, MD-DE | 30 | $ 3,008,000 | $ 100,266 | $ 0 |
| Tallahassee, FL | 30 | $ 1,977,000 | $ 65,900 | $ 0 |
| Tuscaloosa, AL | 30 | $ 3,097,000 | $ 103,233 | $ 1,000 |
| Boston, MA | 29 | $ 5,452,000 | $ 188,000 | $ 0 |
| Greeley, CO | 29 | $ 3,561,000 | $ 122,793 | $ 1,000 |
| Spartanburg, SC | 29 | $ 2,569,000 | $ 88,586 | $ 0 |
| Warner Robins, GA | 29 | $ 2,062,000 | $ 71,103 | $ 0 |
| Bay City, MI | 28 | $ 1,861,000 | $ 66,464 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 28 | $ 1,472,000 | $ 52,571 | $ 0 |
| Michigan City-La Porte, IN | 28 | $ 2,167,000 | $ 77,392 | $ 0 |
| Reading, PA | 27 | $ 1,771,000 | $ 65,592 | $ 1,000 |
| Visalia-Porterville, CA | 27 | $ 1,647,000 | $ 61,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 26 | $ 1,718,000 | $ 66,076 | $ 0 |
| Evansville, IN-KY | 26 | $ 1,888,000 | $ 72,615 | $ 0 |
| Norwich-New London, CT | 26 | $ 3,796,000 | $ 146,000 | $ 0 |
| Ocala, FL | 26 | $ 1,752,000 | $ 67,384 | $ 0 |
| Portland-South Portland, ME | 26 | $ 3,803,000 | $ 146,269 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 26 | $ 1,893,000 | $ 72,807 | $ 0 |
| Topeka, KS | 26 | $ 1,960,000 | $ 75,384 | $ 0 |
| Binghamton, NY | 25 | $ 1,685,000 | $ 67,400 | $ 0 |
| Longview, TX | 25 | $ 1,242,000 | $ 49,680 | $ 0 |
| Lynchburg, VA | 25 | $ 1,698,000 | $ 67,920 | $ 0 |
| San Angelo, TX | 25 | $ 1,471,000 | $ 58,840 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 24 | $ 1,727,000 | $ 71,958 | $ 2,000 |
| Jackson, MI | 24 | $ 1,986,000 | $ 82,750 | $ 0 |
| Lawton, OK | 24 | $ 1,868,000 | $ 77,833 | $ 28,000 |
| Muncie, IN | 24 | $ 1,226,000 | $ 51,083 | $ 0 |
| Springfield, MA | 24 | $ 2,870,000 | $ 119,583 | $ 0 |
| Abilene, TX | 23 | $ 1,743,000 | $ 75,782 | $ 0 |
| Bangor, ME | 23 | $ 2,716,000 | $ 118,086 | $ 0 |
| Kokomo, IN | 23 | $ 1,400,000 | $ 60,869 | $ 0 |
| Modesto, CA | 23 | $ 2,888,000 | $ 125,565 | $ 0 |
| St. Joseph, MO-KS | 23 | $ 1,565,000 | $ 68,043 | $ 0 |
| Battle Creek, MI | 22 | $ 1,632,000 | $ 74,181 | $ 1,000 |
| Erie, PA | 22 | $ 1,489,000 | $ 67,681 | $ 0 |
| Hinesville, GA | 22 | $ 1,536,000 | $ 69,818 | $ 0 |
| Victoria, TX | 22 | $ 1,611,000 | $ 73,227 | $ 0 |
| Greenville, NC | 21 | $ 927,000 | $ 44,142 | $ 3,000 |
| Houma-Thibodaux, LA | 21 | $ 1,828,000 | $ 87,047 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 21 | $ 1,626,000 | $ 77,428 | $ 0 |
| Odessa, TX | 21 | $ 702,000 | $ 33,428 | $ 0 |
| Provo-Orem, UT | 21 | $ 2,907,000 | $ 138,428 | $ 0 |
| Jackson, TN | 20 | $ 1,287,000 | $ 64,350 | $ 1,000 |
| Manchester-Nashua, NH | 20 | $ 2,970,000 | $ 148,500 | $ 0 |
| Niles-Benton Harbor, MI | 20 | $ 1,036,000 | $ 51,800 | $ 0 |
| Reno, NV | 20 | $ 2,380,000 | $ 119,000 | $ 0 |
| Rocky Mount, NC | 20 | $ 1,417,000 | $ 70,850 | $ 0 |
| Springfield, OH | 20 | $ 1,324,000 | $ 66,200 | $ 0 |
| Vineland-Bridgeton, NJ | 20 | $ 1,684,000 | $ 84,200 | $ 2,000 |
| Albany, GA | 19 | $ 841,000 | $ 44,263 | $ 0 |
| Burlington, NC | 19 | $ 1,575,000 | $ 82,894 | $ 4,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 4,230,000 | $ 222,631 | $ 0 |
| Gainesville, GA | 19 | $ 1,881,000 | $ 99,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 1,670,000 | $ 92,777 | $ 0 |
| Texarkana, TX-AR | 18 | $ 682,000 | $ 37,888 | $ 0 |
| Yuma, AZ | 18 | $ 1,664,000 | $ 92,444 | $ 1,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 2,653,000 | $ 156,058 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 1,681,000 | $ 98,882 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 2,444,000 | $ 143,764 | $ 0 |
| Sherman-Denison, TX | 17 | $ 990,000 | $ 58,235 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 16 | $ 1,935,000 | $ 120,937 | $ 30,000 |
| Joplin, MO | 16 | $ 1,515,000 | $ 94,687 | $ 0 |
| Springfield, IL | 16 | $ 1,015,000 | $ 63,437 | $ 3,000 |
| Decatur, IL | 15 | $ 911,000 | $ 60,733 | $ 0 |
| Dothan, AL | 15 | $ 1,128,000 | $ 75,200 | $ 0 |
| Kankakee, IL | 15 | $ 787,000 | $ 52,466 | $ 1,000 |
| Kennewick-Richland, WA | 15 | $ 1,045,000 | $ 69,666 | $ 0 |
| Monroe, LA | 15 | $ 799,000 | $ 53,266 | $ 0 |
| Terre Haute, IN | 15 | $ 822,000 | $ 54,800 | $ 0 |
| Athens-Clarke County, GA | 14 | $ 1,278,000 | $ 91,285 | $ 0 |
| Elizabethtown-Fort Knox, KY | 14 | $ 1,168,000 | $ 83,428 | $ 0 |
| Gainesville, FL | 14 | $ 406,000 | $ 29,000 | $ 0 |
| Jonesboro, AR | 14 | $ 881,000 | $ 62,928 | $ 0 |
| Lake Charles, LA | 14 | $ 900,000 | $ 64,285 | $ 0 |
| Stockton-Lodi, CA | 14 | $ 1,769,000 | $ 126,357 | $ 0 |
| Wilmington, NC | 14 | $ 1,060,000 | $ 75,714 | $ 0 |
| Asheville, NC | 13 | $ 1,186,000 | $ 91,230 | $ 0 |
| Auburn-Opelika, AL | 13 | $ 1,648,000 | $ 126,769 | $ 0 |
| Lincoln, NE | 13 | $ 1,756,000 | $ 135,076 | $ 0 |
| Pueblo, CO | 13 | $ 1,040,000 | $ 80,000 | $ 0 |
| Rome, GA | 13 | $ 1,363,000 | $ 104,846 | $ 0 |
| Alexandria, LA | 12 | $ 1,065,000 | $ 88,750 | $ 0 |
| Charleston, WV | 12 | $ 1,284,000 | $ 107,000 | $ 0 |
| Eugene, OR | 12 | $ 1,288,000 | $ 107,333 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 1,866,000 | $ 155,500 | $ 0 |
| Morristown, TN | 12 | $ 1,177,000 | $ 98,083 | $ 0 |
| Racine, WI | 12 | $ 1,294,000 | $ 107,833 | $ 0 |
| Rockingham County-Strafford County, NH | 12 | $ 2,265,000 | $ 188,750 | $ 0 |
| Anchorage, AK | 11 | $ 1,749,000 | $ 159,000 | $ 0 |
| Ann Arbor, MI | 11 | $ 1,179,000 | $ 107,181 | $ 0 |
| Cedar Rapids, IA | 11 | $ 947,000 | $ 86,090 | $ 0 |
| College Station-Bryan, TX | 11 | $ 732,000 | $ 66,545 | $ 0 |
| Hanford-Corcoran, CA | 11 | $ 339,000 | $ 30,818 | $ 0 |
| Janesville-Beloit, WI | 11 | $ 798,000 | $ 72,545 | $ 0 |
| Logan, UT-ID | 11 | $ 828,000 | $ 75,272 | $ 0 |
| Midland, MI | 11 | $ 717,000 | $ 65,181 | $ 0 |
| Punta Gorda, FL | 11 | $ 816,000 | $ 74,181 | $ 0 |
| Salem, OR | 11 | $ 1,217,000 | $ 110,636 | $ 0 |
| Urban Honolulu, HI | 11 | $ 619,000 | $ 56,272 | $ 0 |
| Cape Girardeau, MO-IL | 10 | $ 735,000 | $ 73,500 | $ 0 |
| Charlottesville, VA | 10 | $ 484,000 | $ 48,400 | $ 0 |
| Dalton, GA | 10 | $ 610,000 | $ 61,000 | $ 0 |
| Florence, SC | 10 | $ 846,000 | $ 84,600 | $ 0 |
| Glens Falls, NY | 10 | $ 520,000 | $ 52,000 | $ 0 |
| Hammond, LA | 10 | $ 946,000 | $ 94,600 | $ 0 |
| Idaho Falls, ID | 10 | $ 1,062,000 | $ 106,200 | $ 0 |
| Lebanon, PA | 10 | $ 860,000 | $ 86,000 | $ 0 |
| Midland, TX | 10 | $ 827,000 | $ 82,700 | $ 0 |
| Owensboro, KY | 10 | $ 597,000 | $ 59,700 | $ 0 |
| Sierra Vista-Douglas, AZ | 10 | $ 1,093,000 | $ 109,300 | $ 0 |
| Staunton-Waynesboro, VA | 10 | $ 1,038,000 | $ 103,800 | $ 0 |
| Sumter, SC | 10 | $ 1,028,000 | $ 102,800 | $ 0 |
| Champaign-Urbana, IL | 9 | $ 426,000 | $ 47,333 | $ 4,000 |
| Dutchess County-Putnam County, NY | 9 | $ 1,458,000 | $ 162,000 | $ 0 |
| East Stroudsburg, PA | 9 | $ 974,000 | $ 108,222 | $ 0 |
| Fargo, ND-MN | 9 | $ 580,000 | $ 64,444 | $ 0 |
| Farmington, NM | 9 | $ 1,128,000 | $ 125,333 | $ 0 |
| Grand Junction, CO | 9 | $ 1,576,000 | $ 175,111 | $ 28,000 |
| Lima, OH | 9 | $ 792,000 | $ 88,000 | $ 0 |
| Madison, WI | 9 | $ 1,278,000 | $ 142,000 | $ 0 |
| Mansfield, OH | 9 | $ 536,000 | $ 59,555 | $ 0 |
| Merced, CA | 9 | $ 848,000 | $ 94,222 | $ 0 |
| Monroe, MI | 9 | $ 1,181,000 | $ 131,222 | $ 0 |
| Olympia-Tumwater, WA | 9 | $ 1,299,000 | $ 144,333 | $ 0 |
| Valdosta, GA | 9 | $ 388,000 | $ 43,111 | $ 0 |
| Wheeling, WV-OH | 9 | $ 411,000 | $ 45,666 | $ 0 |
| Billings, MT | 8 | $ 544,000 | $ 68,000 | $ 0 |
| Bremerton-Silverdale, WA | 8 | $ 842,000 | $ 105,250 | $ 0 |
| Carbondale-Marion, IL | 8 | $ 327,000 | $ 40,875 | $ 0 |
| Chambersburg-Waynesboro, PA | 8 | $ 821,000 | $ 102,625 | $ 0 |
| Flagstaff, AZ | 8 | $ 1,267,000 | $ 158,375 | $ 147,000 |
| Gadsden, AL | 8 | $ 434,000 | $ 54,250 | $ 2,000 |
| Green Bay, WI | 8 | $ 719,000 | $ 89,875 | $ 0 |
| Hot Springs, AR | 8 | $ 841,000 | $ 105,125 | $ 10,000 |
| Johnstown, PA | 8 | $ 365,000 | $ 45,625 | $ 0 |
| Lewiston-Auburn, ME | 8 | $ 837,000 | $ 104,625 | $ 0 |
| Ocean City, NJ | 8 | $ 680,000 | $ 85,000 | $ 0 |
| Panama City, FL | 8 | $ 695,000 | $ 86,875 | $ 0 |
| Prescott, AZ | 8 | $ 706,000 | $ 88,250 | $ 12,000 |
| Sebastian-Vero Beach, FL | 8 | $ 349,000 | $ 43,625 | $ 0 |
| Sioux Falls, SD | 8 | $ 968,000 | $ 121,000 | $ 0 |
| Yakima, WA | 8 | $ 636,000 | $ 79,500 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 417,000 | $ 59,571 | $ 0 |
| Boulder, CO | 7 | $ 512,000 | $ 73,142 | $ 0 |
| Coeur D'Alene, ID | 7 | $ 1,450,000 | $ 207,142 | $ 23,000 |
| Danville, IL | 7 | $ 301,000 | $ 43,000 | $ 0 |
| Duluth, MN-WI | 7 | $ 428,000 | $ 61,142 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 649,000 | $ 92,714 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 977,000 | $ 139,571 | $ 3,000 |
| Las Cruces, NM | 7 | $ 985,000 | $ 140,714 | $ 0 |
| Oshkosh-Neenah, WI | 7 | $ 527,000 | $ 75,285 | $ 0 |
| Pocatello, ID | 7 | $ 567,000 | $ 81,000 | $ 0 |
| Sioux City, IA-NE-SD | 7 | $ 451,000 | $ 64,428 | $ 0 |
| St. Cloud, MN | 7 | $ 858,000 | $ 122,571 | $ 0 |
| Vallejo-Fairfield, CA | 7 | $ 839,000 | $ 119,857 | $ 0 |
| Watertown-Fort Drum, NY | 7 | $ 641,000 | $ 91,571 | $ 0 |
| Appleton, WI | 6 | $ 575,000 | $ 95,833 | $ 0 |
| Bloomington, IN | 6 | $ 560,000 | $ 93,333 | $ 0 |
| Brunswick, GA | 6 | $ 494,000 | $ 82,333 | $ 0 |
| California-Lexington Park, MD | 6 | $ 666,000 | $ 111,000 | $ 0 |
| Florence-Muscle Shoals, AL | 6 | $ 379,000 | $ 63,166 | $ 0 |
| Goldsboro, NC | 6 | $ 701,000 | $ 116,833 | $ 0 |
| Harrisonburg, VA | 6 | $ 600,000 | $ 100,000 | $ 0 |
| Homosassa Springs, FL | 6 | $ 549,000 | $ 91,500 | $ 0 |
| Johnson City, TN | 6 | $ 326,000 | $ 54,333 | $ 0 |
| Longview, WA | 6 | $ 476,000 | $ 79,333 | $ 0 |
| Madera, CA | 6 | $ 289,000 | $ 48,166 | $ 0 |
| Manhattan, KS | 6 | $ 726,000 | $ 121,000 | $ 0 |
| Medford, OR | 6 | $ 870,000 | $ 145,000 | $ 0 |
| Bloomington, IL | 5 | $ 493,000 | $ 98,600 | $ 0 |
| Cleveland, TN | 5 | $ 574,000 | $ 114,800 | $ 0 |
| Columbia, MO | 5 | $ 382,000 | $ 76,400 | $ 11,000 |
| Columbus, IN | 5 | $ 558,000 | $ 111,600 | $ 0 |
| El Centro, CA | 5 | $ 184,000 | $ 36,800 | $ 0 |
| Fort Collins, CO | 5 | $ 437,000 | $ 87,400 | $ 0 |
| Gettysburg, PA | 5 | $ 505,000 | $ 101,000 | $ 0 |
| Grand Island, NE | 5 | $ 447,000 | $ 89,400 | $ 0 |
| Kingston, NY | 5 | $ 494,000 | $ 98,800 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 612,000 | $ 122,400 | $ 0 |
| Sebring, FL | 5 | $ 158,000 | $ 31,600 | $ 0 |
| Weirton-Steubenville, WV-OH | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Altoona, PA | 4 | $ 133,000 | $ 33,250 | $ 6,000 |
| Arecibo, PR | 4 | $ 348,000 | $ 87,000 | $ 0 |
| Chico, CA | 4 | $ 578,000 | $ 144,500 | $ 0 |
| Elmira, NY | 4 | $ 389,000 | $ 97,250 | $ 0 |
| Iowa City, IA | 4 | $ 367,000 | $ 91,750 | $ 0 |
| Ithaca, NY | 4 | $ 339,000 | $ 84,750 | $ 77,000 |
| Jefferson City, MO | 4 | $ 316,000 | $ 79,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 4 | $ 634,000 | $ 158,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,990,000 | $ 497,500 | $ 594,000 |
| Parkersburg-Vienna, WV | 4 | $ 73,000 | $ 18,250 | $ 0 |
| Waterloo-Cedar Falls, IA | 4 | $ 378,000 | $ 94,500 | $ 0 |
| Albany, OR | 3 | $ 334,000 | $ 111,333 | $ 0 |
| Bend-Redmond, OR | 3 | $ 1,586,000 | $ 528,666 | $ 92,000 |
| Bloomsburg-Berwick, PA | 3 | $ 263,000 | $ 87,666 | $ 0 |
| Bowling Green, KY | 3 | $ 374,000 | $ 124,666 | $ 0 |
| Burlington-South Burlington, VT | 3 | $ 256,000 | $ 85,333 | $ 0 |
| Corvallis, OR | 3 | $ 452,000 | $ 150,666 | $ 0 |
| Cumberland, MD-WV | 3 | $ 146,000 | $ 48,666 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 240,000 | $ 80,000 | $ 0 |
| Grand Forks, ND-MN | 3 | $ 73,000 | $ 24,333 | $ 0 |
| Great Falls, MT | 3 | $ 29,000 | $ 9,666 | $ 0 |
| Hattiesburg, MS | 3 | $ 146,000 | $ 48,666 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 444,000 | $ 148,000 | $ 0 |
| Lawrence, KS | 3 | $ 386,000 | $ 128,666 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 203,000 | $ 67,666 | $ 0 |
| New Bern, NC | 3 | $ 401,000 | $ 133,666 | $ 0 |
| Ponce, PR | 3 | $ 172,000 | $ 57,333 | $ 0 |
| Salinas, CA | 3 | $ 305,000 | $ 101,666 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Santa Fe, NM | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Wenatchee, WA | 3 | $ 410,000 | $ 136,666 | $ 0 |
| Williamsport, PA | 3 | $ 163,000 | $ 54,333 | $ 0 |
| Bellingham, WA | 2 | $ 275,000 | $ 137,500 | $ 0 |
| Casper, WY | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Cheyenne, WY | 2 | $ 161,000 | $ 80,500 | $ 24,000 |
| Eau Claire, WI | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Lewiston, ID-WA | 2 | $ 193,000 | $ 96,500 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 199,000 | $ 99,500 | $ 0 |
| Morgantown, WV | 2 | $ 61,000 | $ 30,500 | $ 0 |
| Pittsfield, MA | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Rochester, MN | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Sheboygan, WI | 2 | $ 271,000 | $ 135,500 | $ 0 |
| St. George, UT | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Walla Walla, WA | 2 | $ 135,000 | $ 67,500 | $ 0 |
| Winchester, VA-WV | 2 | $ 111,000 | $ 55,500 | $ 0 |
| Yuba City, CA | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Ames, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Beckley, WV | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Carson City, NV | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Dubuque, IA | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Fairbanks, AK | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Grants Pass, OR | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Mayagnez, PR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Missoula, MT | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Napa, CA | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Rapid City, SD | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Redding, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| State College, PA | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Wausau, WI | 1 | $ 123,000 | $ 123,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,864 | $2,305,331,000 | $92,000 | $24,973,000 | $4,000 | $9,999,000 |
| Refinancing | 2,166 | $174,549,000 | $80,000 | $4,000,000 | $77,000 | $9,999,000 |
| Home Improvement | 681 | $22,069,000 | $32,000 | $1,931,000 | $68,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,475 | $2,194,112,000 | $86,000 | $24,973,000 | $0 | $0 |
| White | 1,524 | $232,317,000 | $152,000 | $3,430,000 | $175,000 | $9,999,000 |
| Not Provided | 244 | $33,241,000 | $136,000 | $4,000,000 | $138,000 | $3,580,000 |
| Hispanic | 200 | $15,037,000 | $75,000 | $1,500,000 | $58,000 | $859,000 |
| Black or African American | 160 | $11,495,000 | $71,000 | $1,227,000 | $61,000 | $751,000 |
| American Indian or Alaskan Native | 50 | $3,943,000 | $78,000 | $540,000 | $61,000 | $295,000 |
| Asian | 48 | $11,309,000 | $235,000 | $2,015,000 | $148,000 | $1,436,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $495,000 | $49,000 | $99,000 | $63,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 22,845 | $1,974,881,000 | $86,000 | $691,000 | $0 | $489,000 |
| VA-guaranteed (Veterans Administration) | 2,536 | $182,456,000 | $71,000 | $490,000 | $1,000 | $260,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,208 | $335,069,000 | $151,000 | $24,973,000 | $142,000 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $9,543,000 | $78,000 | $232,000 | $11,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 25,275 | $2,134,040,000 | $84,000 | $691,000 | $0 | $0 |
| Loan Originated | 1,177 | $249,227,000 | $211,000 | $24,973,000 | $201,000 | $9,999,000 |
| Application Denied By Financial Institution | 905 | $62,759,000 | $69,000 | $1,227,000 | $61,000 | $600,000 |
| Application Withdrawn By Applicant | 314 | $52,116,000 | $165,000 | $4,000,000 | $119,000 | $2,246,000 |
| File Closed For Incompleteness | 28 | $2,187,000 | $78,000 | $201,000 | $79,000 | $260,000 |
| Application Approved But Not Accepted | 12 | $1,620,000 | $135,000 | $428,000 | $47,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 375 | $20,671,000 | $55,000 | $600,000 | $63,000 | $360,000 |
| Debt-To-Income Ratio | 329 | $23,515,000 | $71,000 | $1,100,000 | $50,000 | $600,000 |
| Collateral | 102 | $9,051,000 | $88,000 | $1,227,000 | $83,000 | $416,000 |
| Other | 33 | $3,627,000 | $109,000 | $417,000 | $78,000 | $204,000 |
| Credit Application Incomplete | 30 | $1,963,000 | $65,000 | $282,000 | $68,000 | $182,000 |
| Unverifiable Information | 16 | $2,356,000 | $147,000 | $1,000,000 | $64,000 | $244,000 |
| Employment History | 14 | $751,000 | $53,000 | $120,000 | $43,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $825,000 | $137,000 | $412,000 | $59,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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