Midfirst Bank Mortgage Lending & HMDA Data, 2014

In 2014, Midfirst Bank of Oklahoma City, OK reported 27,711 mortgage applications totaling $2.5 billion, down 1% from 2013. The average application was for $90,287, and applicants reported an average income of $11,278. 4% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (1,456), Atlanta-Sandy Springs-Roswell, GA (1,115) and Dallas-Plano-Irving, TX (950) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 27,711
Total Mortgage Loan Application Amount $2,501,949,000
Average Mortgage Loan Application Amount $90,287
Highest Mortgage Loan Application Amount $24,973,000
Average Applicant Income $11,278
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 853 $ 95,825,000 $ 112,338 $ 69,000
Dallas, Texas 676 $ 50,458,000 $ 74,642 $ 1,000
Maricopa, Arizona 552 $ 102,625,000 $ 185,914 $ 241,000
Bexar, Texas 513 $ 31,781,000 $ 61,951 $ 0
Harris, Texas 508 $ 37,997,000 $ 74,797 $ 1,000
Tarrant, Texas 498 $ 37,807,000 $ 75,917 $ 0
Cook, Illinois 426 $ 37,668,000 $ 88,422 $ 1,000
Marion, Indiana 413 $ 32,497,000 $ 78,685 $ 0
Shelby, Tennessee 364 $ 21,706,000 $ 59,631 $ 0
Philadelphia, Pennsylvania 349 $ 19,741,000 $ 56,564 $ 1,000
Cleveland, Oklahoma 273 $ 52,355,000 $ 191,776 $ 59,000
Wayne, Michigan 265 $ 18,941,000 $ 71,475 $ 0
Franklin, Ohio 245 $ 21,790,000 $ 88,938 $ 0
Canadian, Oklahoma 229 $ 18,507,000 $ 80,816 $ 54,000
Tulsa, Oklahoma 227 $ 30,387,000 $ 133,863 $ 74,000
Mecklenburg, North Carolina 210 $ 19,398,000 $ 92,371 $ 1,000
DeKalb, Georgia 191 $ 16,836,000 $ 88,146 $ 0
Cuyahoga, Ohio 191 $ 15,365,000 $ 80,445 $ 0
St. Louis, Missouri 186 $ 11,966,000 $ 64,333 $ 0
Jefferson, Alabama 172 $ 12,756,000 $ 74,162 $ 0
Erie, New York 166 $ 9,742,000 $ 58,686 $ 0
Monroe, New York 165 $ 11,051,000 $ 66,975 $ 0
Gwinnett, Georgia 153 $ 18,775,000 $ 122,712 $ 0
El Paso, Texas 153 $ 6,614,000 $ 43,228 $ 0
Duval, Florida 147 $ 10,782,000 $ 73,346 $ 0
Allegheny, Pennsylvania 139 $ 7,584,000 $ 54,561 $ 1,000
Clayton, Georgia 136 $ 12,426,000 $ 91,367 $ 0
Miami-Dade, Florida 135 $ 9,142,000 $ 67,718 $ 0
Baltimore City, Maryland 130 $ 8,575,000 $ 65,961 $ 1,000
Hillsborough, Florida 128 $ 8,976,000 $ 70,125 $ 0
Los Angeles, California 126 $ 18,844,000 $ 149,555 $ 25,000
Guilford, North Carolina 126 $ 11,227,000 $ 89,103 $ 0
Lake, Indiana 124 $ 9,850,000 $ 79,435 $ 0
Orange, Florida 123 $ 8,890,000 $ 72,276 $ 0
Davidson, Tennessee 122 $ 10,471,000 $ 85,827 $ 5,000
Onondaga, New York 120 $ 6,640,000 $ 55,333 $ 1,000
Pulaski, Arkansas 118 $ 7,451,000 $ 63,144 $ 0
Travis, Texas 118 $ 9,830,000 $ 83,305 $ 0
Fulton, Georgia 117 $ 10,929,000 $ 93,410 $ 0
Jackson, Missouri 116 $ 9,447,000 $ 81,439 $ 1,000
Allen, Indiana 115 $ 8,350,000 $ 72,608 $ 0
Sedgwick, Kansas 115 $ 8,630,000 $ 75,043 $ 1,000
Prince George's, Maryland 107 $ 12,783,000 $ 119,467 $ 1,000
Wake, North Carolina 107 $ 9,490,000 $ 88,691 $ 1,000
Clark, Nevada 105 $ 8,063,000 $ 76,790 $ 0
Cobb, Georgia 103 $ 11,991,000 $ 116,417 $ 0
Baltimore, Maryland 101 $ 10,590,000 $ 104,851 $ 3,000
Camden, New Jersey 99 $ 9,324,000 $ 94,181 $ 1,000
Montgomery, Ohio 99 $ 7,129,000 $ 72,010 $ 0
East Baton Rouge, Louisiana 95 $ 5,593,000 $ 58,873 $ 0
Macomb, Michigan 93 $ 9,449,000 $ 101,602 $ 0
New Haven, Connecticut 90 $ 11,536,000 $ 128,177 $ 0
Denton, Texas 89 $ 8,747,000 $ 98,280 $ 0
San Bernardino, California 87 $ 5,901,000 $ 67,827 $ 0
Woodward, Oklahoma 87 $ 6,513,000 $ 74,862 $ 71,000
Hamilton, Ohio 85 $ 7,517,000 $ 88,435 $ 0
Hartford, Connecticut 84 $ 10,591,000 $ 126,083 $ 0
Jefferson, Kentucky 84 $ 7,796,000 $ 92,809 $ 0
Oakland, Michigan 82 $ 8,383,000 $ 102,231 $ 0
Delaware, Pennsylvania 82 $ 5,847,000 $ 71,304 $ 0
Richland, South Carolina 80 $ 6,937,000 $ 86,712 $ 0
Broward, Florida 79 $ 6,336,000 $ 80,202 $ 0
Henry, Georgia 79 $ 9,075,000 $ 114,873 $ 0
Collin, Texas 79 $ 7,881,000 $ 99,759 $ 0
Riverside, California 77 $ 6,822,000 $ 88,597 $ 42,000
Fort Bend, Texas 77 $ 6,358,000 $ 82,571 $ 0
Williamson, Texas 77 $ 7,605,000 $ 98,766 $ 0
St. Joseph, Indiana 74 $ 4,895,000 $ 66,148 $ 0
Webb, Texas 74 $ 4,779,000 $ 64,581 $ 0
Pinellas, Florida 73 $ 4,775,000 $ 65,410 $ 0
New Castle, Delaware 72 $ 7,824,000 $ 108,666 $ 0
Nueces, Texas 72 $ 4,562,000 $ 63,361 $ 0
Will, Illinois 71 $ 8,857,000 $ 124,746 $ 0
Genesee, Michigan 70 $ 5,084,000 $ 72,628 $ 0
Kent, Michigan 70 $ 6,107,000 $ 87,242 $ 0
Salt Lake, Utah 70 $ 8,835,000 $ 126,214 $ 0
Pottawatomie, Oklahoma 69 $ 5,743,000 $ 83,231 $ 60,000
Bell, Texas 69 $ 4,090,000 $ 59,275 $ 0
Polk, Florida 68 $ 4,763,000 $ 70,044 $ 0
Summit, Ohio 68 $ 4,656,000 $ 68,470 $ 0
Pima, Arizona 66 $ 5,811,000 $ 88,045 $ 3,000
Douglas, Nebraska 65 $ 6,738,000 $ 103,661 $ 4,000
Madison, Alabama 64 $ 5,032,000 $ 78,625 $ 0
Arapahoe, Colorado 64 $ 7,824,000 $ 122,250 $ 0
Paulding, Georgia 64 $ 6,637,000 $ 103,703 $ 0
Madison, Indiana 64 $ 4,495,000 $ 70,234 $ 0
Burlington, New Jersey 64 $ 6,638,000 $ 103,718 $ 0
Hinds, Mississippi 63 $ 3,771,000 $ 59,857 $ 0
Denver, Colorado 62 $ 6,947,000 $ 112,048 $ 0
Mobile, Alabama 61 $ 4,869,000 $ 79,819 $ 0
Cumberland, North Carolina 61 $ 3,891,000 $ 63,786 $ 1,000
Montgomery, Alabama 59 $ 3,395,000 $ 57,542 $ 0
Bernalillo, New Mexico 59 $ 5,728,000 $ 97,084 $ 0
Jackson, Oklahoma 59 $ 3,699,000 $ 62,694 $ 48,000
Hamilton, Indiana 58 $ 6,558,000 $ 113,068 $ 0
Caddo, Louisiana 57 $ 2,318,000 $ 40,666 $ 0
Suffolk, New York 57 $ 10,980,000 $ 192,631 $ 49,000
Adams, Colorado 56 $ 7,831,000 $ 139,839 $ 0
Texas, Oklahoma 56 $ 3,002,000 $ 53,607 $ 48,000
Winnebago, Illinois 55 $ 4,252,000 $ 77,309 $ 0
Virginia Beach, Virginia 54 $ 5,608,000 $ 103,851 $ 1,000
Saginaw, Michigan 53 $ 3,472,000 $ 65,509 $ 0
Cameron, Texas 52 $ 3,423,000 $ 65,826 $ 0
Palm Beach, Florida 51 $ 2,673,000 $ 52,411 $ 0
Lubbock, Texas 51 $ 2,749,000 $ 53,901 $ 0
Kern, California 50 $ 2,667,000 $ 53,340 $ 1,000
Douglas, Georgia 50 $ 5,367,000 $ 107,340 $ 0
Lake, Illinois 50 $ 5,152,000 $ 103,040 $ 0
Johnson, Indiana 50 $ 4,121,000 $ 82,420 $ 0
Elkhart, Indiana 49 $ 3,817,000 $ 77,897 $ 0
Brevard, Florida 48 $ 2,889,000 $ 60,187 $ 0
Oneida, New York 48 $ 3,164,000 $ 65,916 $ 2,000
St. Louis City, Missouri 47 $ 2,839,000 $ 60,404 $ 1,000
York, Pennsylvania 47 $ 4,359,000 $ 92,744 $ 0
Rutherford, Tennessee 47 $ 4,852,000 $ 103,234 $ 0
Seminole, Florida 46 $ 3,295,000 $ 71,630 $ 0
Niagara, New York 45 $ 2,454,000 $ 54,533 $ 0
Hennepin, Minnesota 44 $ 3,212,000 $ 73,000 $ 0
Grady, Oklahoma 44 $ 3,258,000 $ 74,045 $ 56,000
Milwaukee, Wisconsin 44 $ 3,504,000 $ 79,636 $ 0
Richmond, Georgia 43 $ 2,222,000 $ 51,674 $ 0
Lehigh, Pennsylvania 43 $ 3,495,000 $ 81,279 $ 2,000
Hidalgo, Texas 43 $ 3,561,000 $ 82,813 $ 0
Fresno, California 42 $ 3,273,000 $ 77,928 $ 0
Volusia, Florida 42 $ 2,555,000 $ 60,833 $ 0
Hendricks, Indiana 42 $ 4,784,000 $ 113,904 $ 0
McLennan, Texas 42 $ 2,819,000 $ 67,119 $ 0
DeSoto, Mississippi 41 $ 3,504,000 $ 85,463 $ 0
Lorain, Ohio 41 $ 3,815,000 $ 93,048 $ 0
Pasco, Florida 40 $ 3,153,000 $ 78,825 $ 0
Essex, New Jersey 40 $ 5,588,000 $ 139,700 $ 1,000
Chesterfield, Virginia 40 $ 4,882,000 $ 122,050 $ 0
Pierce, Washington 40 $ 6,450,000 $ 161,250 $ 1,000
Queens, New York 39 $ 9,539,000 $ 244,589 $ 2,000
Lancaster, Pennsylvania 39 $ 3,730,000 $ 95,641 $ 3,000
Montgomery, Pennsylvania 39 $ 5,051,000 $ 129,512 $ 0
Ellis, Texas 39 $ 3,697,000 $ 94,794 $ 0
Johnson, Texas 39 $ 3,283,000 $ 84,179 $ 0
Newton, Georgia 38 $ 4,573,000 $ 120,342 $ 0
Kalamazoo, Michigan 38 $ 3,266,000 $ 85,947 $ 0
Saline, Arkansas 37 $ 3,216,000 $ 86,918 $ 1,000
St. Clair, Illinois 37 $ 2,592,000 $ 70,054 $ 0
Ingham, Michigan 37 $ 2,919,000 $ 78,891 $ 0
Durham, North Carolina 37 $ 2,462,000 $ 66,540 $ 0
Lucas, Ohio 37 $ 2,209,000 $ 59,702 $ 0
Dauphin, Pennsylvania 37 $ 3,144,000 $ 84,972 $ 0
Luzerne, Pennsylvania 37 $ 2,648,000 $ 71,567 $ 2,000
Hamilton, Tennessee 37 $ 2,975,000 $ 80,405 $ 0
Kaufman, Texas 37 $ 3,869,000 $ 104,567 $ 0
Montgomery, Texas 37 $ 3,058,000 $ 82,648 $ 0
Bibb, Georgia 36 $ 2,307,000 $ 64,083 $ 0
Butler, Ohio 36 $ 3,695,000 $ 102,638 $ 0
Caddo, Oklahoma 36 $ 1,484,000 $ 41,222 $ 41,000
Wagoner, Oklahoma 36 $ 3,653,000 $ 101,472 $ 48,000
Lexington, South Carolina 36 $ 2,898,000 $ 80,500 $ 0
Chesapeake, Virginia 36 $ 3,320,000 $ 92,222 $ 0
Norfolk, Virginia 36 $ 2,985,000 $ 82,916 $ 0
Jefferson, Colorado 35 $ 4,709,000 $ 134,542 $ 3,000
District of Columbia, District Of Columbia 35 $ 1,758,000 $ 50,228 $ 0
Escambia, Florida 35 $ 1,894,000 $ 54,114 $ 0
Forsyth, North Carolina 35 $ 2,979,000 $ 85,114 $ 0
Greenville, South Carolina 35 $ 2,694,000 $ 76,971 $ 0
Brazoria, Texas 35 $ 3,124,000 $ 89,257 $ 0
Guadalupe, Texas 35 $ 2,708,000 $ 77,371 $ 5,000
Morgan, Alabama 34 $ 2,660,000 $ 78,235 $ 1,000
El Paso, Colorado 34 $ 4,318,000 $ 127,000 $ 0
Polk, Iowa 34 $ 2,462,000 $ 72,411 $ 0
Mercer, New Jersey 34 $ 3,216,000 $ 94,588 $ 0
Stark, Ohio 34 $ 2,622,000 $ 77,117 $ 0
Henrico, Virginia 34 $ 2,432,000 $ 71,529 $ 0
Ada, Idaho 33 $ 3,644,000 $ 110,424 $ 0
Greene, Missouri 33 $ 2,241,000 $ 67,909 $ 0
Gloucester, New Jersey 33 $ 3,387,000 $ 102,636 $ 1,000
Hampton, Virginia 33 $ 2,761,000 $ 83,666 $ 2,000
San Diego, California 32 $ 9,975,000 $ 311,718 $ 180,000
Kent, Delaware 32 $ 3,927,000 $ 122,718 $ 0
Orleans, Louisiana 32 $ 2,284,000 $ 71,375 $ 0
Muskegon, Michigan 32 $ 2,490,000 $ 77,812 $ 0
Middlesex, New Jersey 32 $ 5,219,000 $ 163,093 $ 9,000
Galveston, Texas 32 $ 2,210,000 $ 69,062 $ 0
Anne Arundel, Maryland 31 $ 3,701,000 $ 119,387 $ 1,000
Atlantic, New Jersey 31 $ 2,692,000 $ 86,838 $ 0
Kings, New York 31 $ 7,654,000 $ 246,903 $ 0
Johnston, North Carolina 31 $ 2,913,000 $ 93,967 $ 0
Onslow, North Carolina 31 $ 1,859,000 $ 59,967 $ 16,000
Montgomery, Tennessee 31 $ 2,365,000 $ 76,290 $ 0
Smith, Texas 31 $ 2,832,000 $ 91,354 $ 0
Pinal, Arizona 30 $ 3,607,000 $ 120,233 $ 25,000
Chatham, Georgia 30 $ 2,404,000 $ 80,133 $ 0
Kenton, Kentucky 30 $ 2,818,000 $ 93,933 $ 0
Logan, Oklahoma 30 $ 4,167,000 $ 138,900 $ 93,000
Wichita, Texas 30 $ 1,794,000 $ 59,800 $ 0
Weld, Colorado 29 $ 3,561,000 $ 122,793 $ 1,000
Muscogee, Georgia 29 $ 2,007,000 $ 69,206 $ 0
Kane, Illinois 29 $ 3,401,000 $ 117,275 $ 0
Madison, Illinois 29 $ 1,736,000 $ 59,862 $ 1,000
Jefferson, Louisiana 29 $ 2,091,000 $ 72,103 $ 0
Bucks, Pennsylvania 29 $ 3,368,000 $ 116,137 $ 0
Spokane, Washington 29 $ 2,825,000 $ 97,413 $ 0
Okaloosa, Florida 28 $ 1,472,000 $ 52,571 $ 0
Carroll, Georgia 28 $ 2,971,000 $ 106,107 $ 0
LaPorte, Indiana 28 $ 2,167,000 $ 77,392 $ 0
Tippecanoe, Indiana 28 $ 2,477,000 $ 88,464 $ 0
Bay, Michigan 28 $ 1,861,000 $ 66,464 $ 0
Union, North Carolina 28 $ 2,755,000 $ 98,392 $ 1,000
Spartanburg, South Carolina 28 $ 2,563,000 $ 91,535 $ 0
York, South Carolina 28 $ 2,908,000 $ 103,857 $ 0
Knox, Tennessee 28 $ 2,560,000 $ 91,428 $ 0
Jefferson, Texas 28 $ 2,109,000 $ 75,321 $ 1,000
Potter, Texas 28 $ 1,428,000 $ 51,000 $ 1,000
Tuscaloosa, Alabama 27 $ 2,672,000 $ 98,962 $ 1,000
Jefferson, Arkansas 27 $ 1,603,000 $ 59,370 $ 2,000
Tulare, California 27 $ 1,647,000 $ 61,000 $ 0
Wyandotte, Kansas 27 $ 1,525,000 $ 56,481 $ 0
Clay, Missouri 27 $ 2,628,000 $ 97,333 $ 0
Sarpy, Nebraska 27 $ 3,126,000 $ 115,777 $ 0
Schenectady, New York 27 $ 1,875,000 $ 69,444 $ 1,000
Clermont, Ohio 27 $ 2,932,000 $ 108,592 $ 0
Berks, Pennsylvania 27 $ 1,771,000 $ 65,592 $ 1,000
Sumner, Tennessee 27 $ 3,252,000 $ 120,444 $ 0
New London, Connecticut 26 $ 3,796,000 $ 146,000 $ 0
Lee, Florida 26 $ 1,718,000 $ 66,076 $ 0
Marion, Florida 26 $ 1,752,000 $ 67,384 $ 0
St. Charles, Missouri 26 $ 3,098,000 $ 119,153 $ 0
Union, New Jersey 26 $ 4,468,000 $ 171,846 $ 0
Prince William, Virginia 26 $ 2,416,000 $ 92,923 $ 5,000
Sebastian, Arkansas 25 $ 1,568,000 $ 62,720 $ 1,000
Houston, Georgia 25 $ 1,724,000 $ 68,960 $ 0
Shawnee, Kansas 25 $ 1,959,000 $ 78,360 $ 0
Van Buren, Michigan 25 $ 2,243,000 $ 89,720 $ 0
Ocean, New Jersey 25 $ 3,487,000 $ 139,480 $ 3,000
Nassau, New York 25 $ 5,975,000 $ 239,000 $ 0
Oswego, New York 25 $ 1,559,000 $ 62,360 $ 0
Westmoreland, Pennsylvania 25 $ 1,366,000 $ 54,640 $ 0
Tom Green, Texas 25 $ 1,471,000 $ 58,840 $ 0
Calhoun, Alabama 24 $ 1,727,000 $ 71,958 $ 2,000
Faulkner, Arkansas 24 $ 1,773,000 $ 73,875 $ 0
Leon, Florida 24 $ 1,555,000 $ 64,791 $ 0
St. Lucie, Florida 24 $ 1,167,000 $ 48,625 $ 0
McHenry, Illinois 24 $ 2,735,000 $ 113,958 $ 0
Delaware, Indiana 24 $ 1,226,000 $ 51,083 $ 0
Hancock, Indiana 24 $ 2,413,000 $ 100,541 $ 0
Porter, Indiana 24 $ 3,211,000 $ 133,791 $ 0
Johnson, Kansas 24 $ 2,335,000 $ 97,291 $ 0
Fayette, Kentucky 24 $ 2,391,000 $ 99,625 $ 0
Montgomery, Maryland 24 $ 2,197,000 $ 91,541 $ 0
Worcester, Massachusetts 24 $ 3,573,000 $ 148,875 $ 0
Jackson, Michigan 24 $ 1,986,000 $ 82,750 $ 0
Rensselaer, New York 24 $ 2,113,000 $ 88,041 $ 8,000
Cabarrus, North Carolina 24 $ 2,841,000 $ 118,375 $ 0
Northampton, Pennsylvania 24 $ 1,836,000 $ 76,500 $ 0
Coryell, Texas 24 $ 1,182,000 $ 49,250 $ 0
Randall, Texas 24 $ 2,049,000 $ 85,375 $ 0
King, Washington 24 $ 3,311,000 $ 137,958 $ 0
Sacramento, California 23 $ 1,229,000 $ 53,434 $ 0
Stanislaus, California 23 $ 2,888,000 $ 125,565 $ 0
Cherokee, Georgia 23 $ 2,920,000 $ 126,956 $ 0
Rockdale, Georgia 23 $ 2,305,000 $ 100,217 $ 0
DuPage, Illinois 23 $ 3,646,000 $ 158,521 $ 0
Clark, Indiana 23 $ 2,148,000 $ 93,391 $ 0
Howard, Indiana 23 $ 1,400,000 $ 60,869 $ 0
Penobscot, Maine 23 $ 2,716,000 $ 118,086 $ 0
Trumbull, Ohio 23 $ 1,444,000 $ 62,782 $ 0
Comanche, Oklahoma 23 $ 1,858,000 $ 80,782 $ 29,000
Washita, Oklahoma 23 $ 1,092,000 $ 47,478 $ 77,000
Fairfax, Virginia 23 $ 1,118,000 $ 48,608 $ 4,000
Lafayette, Louisiana 22 $ 1,659,000 $ 75,409 $ 0
Charles, Maryland 22 $ 3,082,000 $ 140,090 $ 0
Hampden, Massachusetts 22 $ 2,581,000 $ 117,318 $ 0
Calhoun, Michigan 22 $ 1,632,000 $ 74,181 $ 1,000
Jefferson, Missouri 22 $ 1,819,000 $ 82,681 $ 0
Erie, Pennsylvania 22 $ 1,489,000 $ 67,681 $ 0
Berkeley, South Carolina 22 $ 4,413,000 $ 200,590 $ 16,000
Taylor, Texas 22 $ 1,730,000 $ 78,636 $ 0
Victoria, Texas 22 $ 1,611,000 $ 73,227 $ 0
Crittenden, Arkansas 21 $ 1,652,000 $ 78,666 $ 0
Sussex, Delaware 21 $ 2,052,000 $ 97,714 $ 0
Osceola, Florida 21 $ 1,815,000 $ 86,428 $ 0
Bartow, Georgia 21 $ 1,890,000 $ 90,000 $ 0
Harford, Maryland 21 $ 2,177,000 $ 103,666 $ 0
Jackson, Mississippi 21 $ 1,445,000 $ 68,809 $ 0
Broome, New York 21 $ 1,418,000 $ 67,523 $ 0
Pitt, North Carolina 21 $ 927,000 $ 44,142 $ 3,000
Lake, Ohio 21 $ 2,089,000 $ 99,476 $ 0
Ector, Texas 21 $ 702,000 $ 33,428 $ 0
Clay, Florida 20 $ 1,782,000 $ 89,100 $ 0
Liberty, Georgia 20 $ 1,295,000 $ 64,750 $ 0
Peoria, Illinois 20 $ 960,000 $ 48,000 $ 4,000
St. Tammany, Louisiana 20 $ 1,872,000 $ 93,600 $ 0
Berrien, Michigan 20 $ 1,036,000 $ 51,800 $ 0
Harrison, Mississippi 20 $ 1,527,000 $ 76,350 $ 0
Washoe, Nevada 20 $ 2,380,000 $ 119,000 $ 0
Hillsborough, New Hampshire 20 $ 2,970,000 $ 148,500 $ 0
Cumberland, New Jersey 20 $ 1,684,000 $ 84,200 $ 2,000
Cayuga, New York 20 $ 1,025,000 $ 51,250 $ 0
Wayne, New York 20 $ 1,495,000 $ 74,750 $ 0
Clark, Ohio 20 $ 1,324,000 $ 66,200 $ 0
Delaware, Ohio 20 $ 2,666,000 $ 133,300 $ 0
Licking, Ohio 20 $ 2,025,000 $ 101,250 $ 0
Medina, Ohio 20 $ 2,381,000 $ 119,050 $ 0
Warren, Ohio 20 $ 2,055,000 $ 102,750 $ 0
Hays, Texas 20 $ 2,105,000 $ 105,250 $ 0
Utah, Utah 20 $ 2,817,000 $ 140,850 $ 0
Richmond City, Virginia 20 $ 1,017,000 $ 50,850 $ 0
Tolland, Connecticut 19 $ 2,700,000 $ 142,105 $ 0
Sarasota, Florida 19 $ 1,432,000 $ 75,368 $ 0
Hall, Georgia 19 $ 1,881,000 $ 99,000 $ 0
Ramsey, Minnesota 19 $ 1,976,000 $ 104,000 $ 0
Buchanan, Missouri 19 $ 1,195,000 $ 62,894 $ 0
Alamance, North Carolina 19 $ 1,575,000 $ 82,894 $ 4,000
Custer, Oklahoma 19 $ 1,752,000 $ 92,210 $ 70,000
Multnomah, Oregon 19 $ 2,179,000 $ 114,684 $ 0
Wilson, Tennessee 19 $ 2,843,000 $ 149,631 $ 0
Davis, Utah 19 $ 2,174,000 $ 114,421 $ 0
Snohomish, Washington 19 $ 2,586,000 $ 136,105 $ 5,000
Limestone, Alabama 18 $ 1,798,000 $ 99,888 $ 0
Shelby, Alabama 18 $ 2,377,000 $ 132,055 $ 0
Yuma, Arizona 18 $ 1,664,000 $ 92,444 $ 1,000
Mississippi, Arkansas 18 $ 778,000 $ 43,222 $ 0
Lake, Florida 18 $ 1,804,000 $ 100,222 $ 0
Kosciusko, Indiana 18 $ 1,437,000 $ 79,833 $ 0
Anoka, Minnesota 18 $ 1,368,000 $ 76,000 $ 0
Orange, New York 18 $ 3,182,000 $ 176,777 $ 0
Rogers, Oklahoma 18 $ 2,642,000 $ 146,777 $ 70,000
Cumberland, Pennsylvania 18 $ 1,289,000 $ 71,611 $ 1,000
Providence, Rhode Island 18 $ 3,497,000 $ 194,277 $ 0
Charleston, South Carolina 18 $ 1,198,000 $ 66,555 $ 0
Comal, Texas 18 $ 1,379,000 $ 76,611 $ 0
Hunt, Texas 18 $ 1,274,000 $ 70,777 $ 4,000
Clark, Washington 18 $ 2,400,000 $ 133,333 $ 0
Benton, Arkansas 17 $ 1,313,000 $ 77,235 $ 0
Fairfield, Connecticut 17 $ 2,653,000 $ 156,058 $ 0
Santa Rosa, Florida 17 $ 1,432,000 $ 84,235 $ 0
Columbia, Georgia 17 $ 1,298,000 $ 76,352 $ 0
Rock Island, Illinois 17 $ 992,000 $ 58,352 $ 0
Vanderburgh, Indiana 17 $ 1,018,000 $ 59,882 $ 0
Bossier, Louisiana 17 $ 1,109,000 $ 65,235 $ 4,000
Bristol, Massachusetts 17 $ 3,444,000 $ 202,588 $ 0
Davidson, North Carolina 17 $ 1,712,000 $ 100,705 $ 0
Randolph, North Carolina 17 $ 1,860,000 $ 109,411 $ 0
McClain, Oklahoma 17 $ 1,866,000 $ 109,764 $ 80,000
Lackawanna, Pennsylvania 17 $ 1,478,000 $ 86,941 $ 0
Madison, Tennessee 17 $ 1,070,000 $ 62,941 $ 2,000
Robertson, Tennessee 17 $ 1,847,000 $ 108,647 $ 0
Grayson, Texas 17 $ 990,000 $ 58,235 $ 0
Parker, Texas 17 $ 1,855,000 $ 109,117 $ 0
Weber, Utah 17 $ 2,037,000 $ 119,823 $ 0
Petersburg, Virginia 17 $ 650,000 $ 38,235 $ 0
Portsmouth, Virginia 17 $ 1,116,000 $ 65,647 $ 3,000
Orange, California 16 $ 1,935,000 $ 120,937 $ 30,000
Douglas, Colorado 16 $ 3,142,000 $ 196,375 $ 0
Walton, Georgia 16 $ 2,152,000 $ 134,500 $ 2,000
York, Maine 16 $ 2,415,000 $ 150,937 $ 0
Rankin, Mississippi 16 $ 1,148,000 $ 71,750 $ 0
Monmouth, New Jersey 16 $ 3,374,000 $ 210,875 $ 0
Bronx, New York 16 $ 4,067,000 $ 254,187 $ 4,000
Gaston, North Carolina 16 $ 1,836,000 $ 114,750 $ 0
Nash, North Carolina 16 $ 1,300,000 $ 81,250 $ 0
Mahoning, Ohio 16 $ 849,000 $ 53,062 $ 3,000
Creek, Oklahoma 16 $ 1,560,000 $ 97,500 $ 17,000
Beaver, Pennsylvania 16 $ 949,000 $ 59,312 $ 0
Chester, Pennsylvania 16 $ 1,359,000 $ 84,937 $ 0
Gregg, Texas 16 $ 860,000 $ 53,750 $ 0
Newport News, Virginia 16 $ 1,547,000 $ 96,687 $ 0
Roanoke City, Virginia 16 $ 889,000 $ 55,562 $ 0
Russell, Alabama 15 $ 1,113,000 $ 74,200 $ 1,000
Washington, Arkansas 15 $ 1,182,000 $ 78,800 $ 8,000
Windham, Connecticut 15 $ 1,929,000 $ 128,600 $ 0
Kankakee, Illinois 15 $ 787,000 $ 52,466 $ 1,000
Macon, Illinois 15 $ 911,000 $ 60,733 $ 0
Grant, Indiana 15 $ 949,000 $ 63,266 $ 0
Morgan, Indiana 15 $ 1,459,000 $ 97,266 $ 0
St. John the Baptist, Louisiana 15 $ 1,210,000 $ 80,666 $ 0
Allegan, Michigan 15 $ 1,255,000 $ 83,666 $ 0
Ontario, New York 15 $ 1,132,000 $ 75,466 $ 0
Pope, Arkansas 14 $ 857,000 $ 61,214 $ 0
San Joaquin, California 14 $ 1,769,000 $ 126,357 $ 0
Alachua, Florida 14 $ 406,000 $ 29,000 $ 0
Manatee, Florida 14 $ 1,369,000 $ 97,785 $ 0
Barrow, Georgia 14 $ 1,506,000 $ 107,571 $ 0
Dougherty, Georgia 14 $ 526,000 $ 37,571 $ 0
Troup, Georgia 14 $ 999,000 $ 71,357 $ 0
Noble, Indiana 14 $ 1,090,000 $ 77,857 $ 0
Calcasieu, Louisiana 14 $ 900,000 $ 64,285 $ 0
Ouachita, Louisiana 14 $ 762,000 $ 54,428 $ 0
Terrebonne, Louisiana 14 $ 1,327,000 $ 94,785 $ 0
Howard, Maryland 14 $ 1,980,000 $ 141,428 $ 0
Isabella, Michigan 14 $ 1,097,000 $ 78,357 $ 0
Bergen, New Jersey 14 $ 2,828,000 $ 202,000 $ 0
Passaic, New Jersey 14 $ 2,457,000 $ 175,500 $ 0
Madison, New York 14 $ 1,315,000 $ 93,928 $ 0
Pike, Pennsylvania 14 $ 1,626,000 $ 116,142 $ 7,000
Bayamon, Puerto Rico 14 $ 1,146,000 $ 81,857 $ 0
San Juan, Puerto Rico 14 $ 1,399,000 $ 99,928 $ 0
Tipton, Tennessee 14 $ 1,110,000 $ 79,285 $ 0
Maverick, Texas 14 $ 1,004,000 $ 71,714 $ 0
Roanoke, Virginia 14 $ 1,093,000 $ 78,071 $ 4,000
Lee, Alabama 13 $ 1,648,000 $ 126,769 $ 0
St. Clair, Alabama 13 $ 1,363,000 $ 104,846 $ 0
Craighead, Arkansas 13 $ 823,000 $ 63,307 $ 0
Lonoke, Arkansas 13 $ 849,000 $ 65,307 $ 4,000
Pueblo, Colorado 13 $ 1,040,000 $ 80,000 $ 0
Floyd, Georgia 13 $ 1,363,000 $ 104,846 $ 0
Canyon, Idaho 13 $ 1,213,000 $ 93,307 $ 0
Sangamon, Illinois 13 $ 860,000 $ 66,153 $ 3,000
Scott, Iowa 13 $ 896,000 $ 68,923 $ 0
Norfolk, Massachusetts 13 $ 2,515,000 $ 193,461 $ 0
Dakota, Minnesota 13 $ 1,140,000 $ 87,692 $ 0
Christian, Missouri 13 $ 956,000 $ 73,538 $ 0
Sandoval, New Mexico 13 $ 1,287,000 $ 99,000 $ 0
Chautauqua, New York 13 $ 465,000 $ 35,769 $ 0
Saratoga, New York 13 $ 915,000 $ 70,384 $ 0
Catawba, North Carolina 13 $ 1,093,000 $ 84,076 $ 0
Franklin, North Carolina 13 $ 1,143,000 $ 87,923 $ 0
Rockingham, North Carolina 13 $ 1,015,000 $ 78,076 $ 0
Dorchester, South Carolina 13 $ 1,124,000 $ 86,461 $ 0
Bowie, Texas 13 $ 507,000 $ 39,000 $ 0
Dale, Alabama 12 $ 784,000 $ 65,333 $ 1,000
Litchfield, Connecticut 12 $ 1,353,000 $ 112,750 $ 0
Hernando, Florida 12 $ 930,000 $ 77,500 $ 0
Elmore, Idaho 12 $ 1,592,000 $ 132,666 $ 0
Cass, Indiana 12 $ 767,000 $ 63,916 $ 0
Floyd, Indiana 12 $ 1,003,000 $ 83,583 $ 0
Huntington, Indiana 12 $ 739,000 $ 61,583 $ 0
Ascension, Louisiana 12 $ 1,110,000 $ 92,500 $ 0
Livingston, Louisiana 12 $ 979,000 $ 81,583 $ 5,000
Rapides, Louisiana 12 $ 1,065,000 $ 88,750 $ 0
Essex, Massachusetts 12 $ 2,543,000 $ 211,916 $ 0
Plymouth, Massachusetts 12 $ 2,296,000 $ 191,333 $ 0
Lenawee, Michigan 12 $ 1,080,000 $ 90,000 $ 0
Jasper, Missouri 12 $ 1,127,000 $ 93,916 $ 0
Lane, Oregon 12 $ 1,288,000 $ 107,333 $ 0
Rockwall, Texas 12 $ 1,274,000 $ 106,166 $ 0
Grant, Washington 12 $ 1,010,000 $ 84,166 $ 0
Kanawha, West Virginia 12 $ 1,284,000 $ 107,000 $ 0
Racine, Wisconsin 12 $ 1,294,000 $ 107,833 $ 0
Contra Costa, California 11 $ 2,203,000 $ 200,272 $ 0
Kings, California 11 $ 339,000 $ 30,818 $ 0
Charlotte, Florida 11 $ 816,000 $ 74,181 $ 0
Coweta, Georgia 11 $ 953,000 $ 86,636 $ 0
Spalding, Georgia 11 $ 959,000 $ 87,181 $ 0
Honolulu, Hawaii 11 $ 619,000 $ 56,272 $ 0
Henry, Indiana 11 $ 795,000 $ 72,272 $ 0
Shelby, Indiana 11 $ 747,000 $ 67,909 $ 0
Wayne, Indiana 11 $ 758,000 $ 68,909 $ 0
Midland, Michigan 11 $ 717,000 $ 65,181 $ 0
Washtenaw, Michigan 11 $ 1,179,000 $ 107,181 $ 0
Lancaster, Nebraska 11 $ 1,243,000 $ 113,000 $ 0
Salem, New Jersey 11 $ 1,428,000 $ 129,818 $ 0
Albany, New York 11 $ 984,000 $ 89,454 $ 0
Genesee, New York 11 $ 803,000 $ 73,000 $ 0
Herkimer, New York 11 $ 588,000 $ 53,454 $ 0
Lee, North Carolina 11 $ 984,000 $ 89,454 $ 0
Fairfield, Ohio 11 $ 951,000 $ 86,454 $ 0
Marion, Ohio 11 $ 817,000 $ 74,272 $ 0
Portage, Ohio 11 $ 1,183,000 $ 107,545 $ 0
Ottawa, Oklahoma 11 $ 855,000 $ 77,727 $ 19,000
Clackamas, Oregon 11 $ 1,586,000 $ 144,181 $ 5,000
Washington, Oregon 11 $ 1,079,000 $ 98,090 $ 0
Mercer, Pennsylvania 11 $ 635,000 $ 57,727 $ 0
Washington, Pennsylvania 11 $ 679,000 $ 61,727 $ 0
Williamson, Tennessee 11 $ 1,600,000 $ 145,454 $ 0
San Patricio, Texas 11 $ 653,000 $ 59,363 $ 0
Spotsylvania, Virginia 11 $ 1,478,000 $ 134,363 $ 0
Rock, Wisconsin 11 $ 798,000 $ 72,545 $ 0
Houston, Alabama 10 $ 891,000 $ 89,100 $ 0
Lawrence, Alabama 10 $ 877,000 $ 87,700 $ 0
Cochise, Arizona 10 $ 1,093,000 $ 109,300 $ 0
Gordon, Georgia 10 $ 809,000 $ 80,900 $ 0
Linn, Iowa 10 $ 876,000 $ 87,600 $ 0
Tangipahoa, Louisiana 10 $ 946,000 $ 94,600 $ 0
Kennebec, Maine 10 $ 959,000 $ 95,900 $ 0
Cecil, Maryland 10 $ 1,290,000 $ 129,000 $ 0
Lauderdale, Mississippi 10 $ 259,000 $ 25,900 $ 0
Morris, New Jersey 10 $ 2,155,000 $ 215,500 $ 0
Cattaraugus, New York 10 $ 597,000 $ 59,700 $ 0
Fulton, New York 10 $ 489,000 $ 48,900 $ 0
Montgomery, New York 10 $ 511,000 $ 51,100 $ 4,000
Richmond, New York 10 $ 1,781,000 $ 178,100 $ 12,000
Caswell, North Carolina 10 $ 877,000 $ 87,700 $ 0
Iredell, North Carolina 10 $ 1,172,000 $ 117,200 $ 0
Robeson, North Carolina 10 $ 466,000 $ 46,600 $ 0
Lincoln, Oklahoma 10 $ 756,000 $ 75,600 $ 36,000
Osage, Oklahoma 10 $ 801,000 $ 80,100 $ 24,000
Payne, Oklahoma 10 $ 616,000 $ 61,600 $ 51,000
Washington, Oklahoma 10 $ 552,000 $ 55,200 $ 3,000
Marion, Oregon 10 $ 1,125,000 $ 112,500 $ 0
Lawrence, Pennsylvania 10 $ 485,000 $ 48,500 $ 0
Lebanon, Pennsylvania 10 $ 860,000 $ 86,000 $ 0
Aiken, South Carolina 10 $ 712,000 $ 71,200 $ 0
Sumter, South Carolina 10 $ 1,028,000 $ 102,800 $ 0
Midland, Texas 10 $ 827,000 $ 82,700 $ 0
Orange, Texas 10 $ 494,000 $ 49,400 $ 0
Cache, Utah 10 $ 827,000 $ 82,700 $ 0
Halifax, Virginia 10 $ 703,000 $ 70,300 $ 0
Blount, Alabama 9 $ 758,000 $ 84,222 $ 0
White, Arkansas 9 $ 696,000 $ 77,333 $ 6,000
Merced, California 9 $ 848,000 $ 94,222 $ 0
Mesa, Colorado 9 $ 1,576,000 $ 175,111 $ 28,000
Catoosa, Georgia 9 $ 589,000 $ 65,444 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 24,864 $2,305,331,000 $92,000 $24,973,000 $4,000 $9,999,000
Refinancing 2,166 $174,549,000 $80,000 $4,000,000 $77,000 $9,999,000
Home Improvement 681 $22,069,000 $32,000 $1,931,000 $68,000 $750,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,475 $2,194,112,000 $86,000 $24,973,000 $0 $0
White 1,524 $232,317,000 $152,000 $3,430,000 $175,000 $9,999,000
Not Provided 244 $33,241,000 $136,000 $4,000,000 $138,000 $3,580,000
Hispanic 200 $15,037,000 $75,000 $1,500,000 $58,000 $859,000
Black or African American 160 $11,495,000 $71,000 $1,227,000 $61,000 $751,000
American Indian or Alaskan Native 50 $3,943,000 $78,000 $540,000 $61,000 $295,000
Asian 48 $11,309,000 $235,000 $2,015,000 $148,000 $1,436,000
Native Hawaiian or Other Pacific Islander 10 $495,000 $49,000 $99,000 $63,000 $145,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 22,845 $1,974,881,000 $86,000 $691,000 $0 $489,000
VA-guaranteed (Veterans Administration) 2,536 $182,456,000 $71,000 $490,000 $1,000 $260,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,208 $335,069,000 $151,000 $24,973,000 $142,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 122 $9,543,000 $78,000 $232,000 $11,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 25,275 $2,134,040,000 $84,000 $691,000 $0 $0
Loan Originated 1,177 $249,227,000 $211,000 $24,973,000 $201,000 $9,999,000
Application Denied By Financial Institution 905 $62,759,000 $69,000 $1,227,000 $61,000 $600,000
Application Withdrawn By Applicant 314 $52,116,000 $165,000 $4,000,000 $119,000 $2,246,000
File Closed For Incompleteness 28 $2,187,000 $78,000 $201,000 $79,000 $260,000
Application Approved But Not Accepted 12 $1,620,000 $135,000 $428,000 $47,000 $159,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 375 $20,671,000 $55,000 $600,000 $63,000 $360,000
Debt-To-Income Ratio 329 $23,515,000 $71,000 $1,100,000 $50,000 $600,000
Collateral 102 $9,051,000 $88,000 $1,227,000 $83,000 $416,000
Other 33 $3,627,000 $109,000 $417,000 $78,000 $204,000
Credit Application Incomplete 30 $1,963,000 $65,000 $282,000 $68,000 $182,000
Unverifiable Information 16 $2,356,000 $147,000 $1,000,000 $64,000 $244,000
Employment History 14 $751,000 $53,000 $120,000 $43,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 6 $825,000 $137,000 $412,000 $59,000 $107,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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