Milend, Inc Mortgage Lending & HMDA Data, 2012
In 2012, Milend, Inc of Alpharetta, GA reported 4,916 mortgage applications totaling $1.2 billion, up 92% from 2011. The average application was for $249,033, and applicants reported an average income of $85,781. 22% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,402), Washington-Arlington-Alexandria, DC-VA-MD-WV (530) and Baltimore-Towson, MD (245) (applications in parentheses).
| Mortgage Company & Address | Milend, Inc 375 Northridge Rd, Suite 600 Alpharetta, GA 30009 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,916 |
| Total Mortgage Loan Application Amount | $1,224,251,000 |
| Average Mortgage Loan Application Amount | $249,033 |
| Highest Mortgage Loan Application Amount | $1,543,000 |
| Average Applicant Income | $85,781 |
| Highest Applicant Income | $2,499,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett, Georgia | 463 | $ 89,791,000 | $ 193,933 | $ 71,000 |
| Cobb, Georgia | 382 | $ 77,508,000 | $ 202,900 | $ 83,000 |
| Fulton, Georgia | 270 | $ 68,020,000 | $ 251,925 | $ 101,000 |
| Forsyth, Georgia | 184 | $ 46,574,000 | $ 253,119 | $ 96,000 |
| Middlesex, Massachusetts | 183 | $ 61,327,000 | $ 335,120 | $ 107,000 |
| Cherokee, Georgia | 181 | $ 37,044,000 | $ 204,662 | $ 86,000 |
| DeKalb, Georgia | 142 | $ 27,096,000 | $ 190,816 | $ 70,000 |
| Henry, Georgia | 133 | $ 24,086,000 | $ 181,097 | $ 98,000 |
| Paulding, Georgia | 128 | $ 21,504,000 | $ 168,000 | $ 62,000 |
| Fairfax, Virginia | 126 | $ 48,729,000 | $ 386,738 | $ 109,000 |
| Montgomery, Maryland | 118 | $ 42,249,000 | $ 358,042 | $ 93,000 |
| Prince George's, Maryland | 113 | $ 33,098,000 | $ 292,902 | $ 83,000 |
| Prince William, Virginia | 88 | $ 28,594,000 | $ 324,931 | $ 116,000 |
| Plymouth, Massachusetts | 83 | $ 23,489,000 | $ 283,000 | $ 83,000 |
| Essex, Massachusetts | 76 | $ 23,054,000 | $ 303,342 | $ 85,000 |
| Norfolk, Massachusetts | 72 | $ 23,106,000 | $ 320,916 | $ 90,000 |
| Anne Arundel, Maryland | 69 | $ 21,760,000 | $ 315,362 | $ 79,000 |
| Walton, Georgia | 68 | $ 13,599,000 | $ 199,985 | $ 64,000 |
| Baltimore, Maryland | 61 | $ 18,245,000 | $ 299,098 | $ 90,000 |
| Hennepin, Minnesota | 60 | $ 13,757,000 | $ 229,283 | $ 78,000 |
| Hall, Georgia | 58 | $ 13,412,000 | $ 231,241 | $ 69,000 |
| Newton, Georgia | 52 | $ 8,797,000 | $ 169,173 | $ 67,000 |
| Douglas, Georgia | 51 | $ 8,472,000 | $ 166,117 | $ 74,000 |
| Loudoun, Virginia | 51 | $ 20,741,000 | $ 406,686 | $ 114,000 |
| Clayton, Georgia | 48 | $ 6,082,000 | $ 126,708 | $ 53,000 |
| Fayette, Georgia | 47 | $ 10,625,000 | $ 226,063 | $ 93,000 |
| Bartow, Georgia | 43 | $ 6,344,000 | $ 147,534 | $ 52,000 |
| Frederick, Maryland | 41 | $ 12,279,000 | $ 299,487 | $ 104,000 |
| Bristol, Massachusetts | 41 | $ 11,918,000 | $ 290,682 | $ 72,000 |
| Barrow, Georgia | 40 | $ 5,627,000 | $ 140,675 | $ 52,000 |
| Howard, Maryland | 40 | $ 13,982,000 | $ 349,550 | $ 94,000 |
| Dakota, Minnesota | 39 | $ 8,619,000 | $ 221,000 | $ 83,000 |
| Rockdale, Georgia | 36 | $ 5,808,000 | $ 161,333 | $ 69,000 |
| Coweta, Georgia | 33 | $ 5,505,000 | $ 166,818 | $ 68,000 |
| Anoka, Minnesota | 33 | $ 6,938,000 | $ 210,242 | $ 83,000 |
| Jackson, Georgia | 32 | $ 6,009,000 | $ 187,781 | $ 67,000 |
| Mecklenburg, North Carolina | 32 | $ 8,289,000 | $ 259,031 | $ 99,000 |
| Harford, Maryland | 31 | $ 9,768,000 | $ 315,096 | $ 92,000 |
| Carroll, Georgia | 30 | $ 5,683,000 | $ 189,433 | $ 61,000 |
| Montgomery, Pennsylvania | 29 | $ 9,997,000 | $ 344,724 | $ 135,000 |
| Chester, Pennsylvania | 28 | $ 9,766,000 | $ 348,785 | $ 114,000 |
| Jefferson, Alabama | 26 | $ 5,365,000 | $ 206,346 | $ 74,000 |
| Carroll, Maryland | 26 | $ 8,350,000 | $ 321,153 | $ 70,000 |
| Cook, Illinois | 24 | $ 6,819,000 | $ 284,125 | $ 105,000 |
| Charles, Maryland | 24 | $ 7,113,000 | $ 296,375 | $ 73,000 |
| Calvert, Maryland | 23 | $ 8,151,000 | $ 354,391 | $ 81,000 |
| Ramsey, Minnesota | 22 | $ 4,604,000 | $ 209,272 | $ 91,000 |
| Spotsylvania, Virginia | 22 | $ 6,800,000 | $ 309,090 | $ 82,000 |
| Stafford, Virginia | 22 | $ 7,136,000 | $ 324,363 | $ 128,000 |
| Bucks, Pennsylvania | 21 | $ 7,958,000 | $ 378,952 | $ 150,000 |
| Suffolk, Massachusetts | 20 | $ 5,444,000 | $ 272,200 | $ 69,000 |
| Chesterfield, Virginia | 20 | $ 6,228,000 | $ 311,400 | $ 96,000 |
| Shelby, Alabama | 18 | $ 4,922,000 | $ 273,444 | $ 93,000 |
| Washington, Maryland | 18 | $ 3,930,000 | $ 218,333 | $ 76,000 |
| St. Mary's, Maryland | 17 | $ 4,714,000 | $ 277,294 | $ 89,000 |
| Clarke, Georgia | 16 | $ 2,112,000 | $ 132,000 | $ 51,000 |
| Pickens, Georgia | 16 | $ 2,992,000 | $ 187,000 | $ 59,000 |
| Delaware, Pennsylvania | 15 | $ 4,670,000 | $ 311,333 | $ 104,000 |
| Spalding, Georgia | 14 | $ 2,451,000 | $ 175,071 | $ 76,000 |
| Madison, Alabama | 13 | $ 3,607,000 | $ 277,461 | $ 132,000 |
| Butts, Georgia | 13 | $ 2,356,000 | $ 181,230 | $ 63,000 |
| Washington, Minnesota | 13 | $ 2,808,000 | $ 216,000 | $ 91,000 |
| Union, North Carolina | 13 | $ 3,493,000 | $ 268,692 | $ 65,000 |
| Fauquier, Virginia | 13 | $ 4,679,000 | $ 359,923 | $ 122,000 |
| Henrico, Virginia | 13 | $ 3,668,000 | $ 282,153 | $ 94,000 |
| Oconee, Georgia | 12 | $ 2,565,000 | $ 213,750 | $ 51,000 |
| Baltimore City, Maryland | 12 | $ 3,176,000 | $ 264,666 | $ 128,000 |
| Alexandria, Virginia | 12 | $ 4,370,000 | $ 364,166 | $ 118,000 |
| Manassas, Virginia | 12 | $ 3,496,000 | $ 291,333 | $ 118,000 |
| Virginia Beach, Virginia | 12 | $ 3,342,000 | $ 278,500 | $ 95,000 |
| Lumpkin, Georgia | 11 | $ 1,722,000 | $ 156,545 | $ 61,000 |
| Lake, Illinois | 11 | $ 3,028,000 | $ 275,272 | $ 141,000 |
| Dawson, Georgia | 10 | $ 2,649,000 | $ 264,900 | $ 97,000 |
| Greene, Georgia | 10 | $ 2,552,000 | $ 255,200 | $ 76,000 |
| Chesapeake, Virginia | 10 | $ 3,029,000 | $ 302,900 | $ 64,000 |
| Baldwin, Alabama | 9 | $ 2,281,000 | $ 253,444 | $ 113,000 |
| Worcester, Massachusetts | 9 | $ 2,095,000 | $ 232,777 | $ 102,000 |
| Lehigh, Pennsylvania | 9 | $ 2,443,000 | $ 271,444 | $ 103,000 |
| Gilmer, Georgia | 8 | $ 1,844,000 | $ 230,500 | $ 67,000 |
| White, Georgia | 8 | $ 1,636,000 | $ 204,500 | $ 47,000 |
| Will, Illinois | 8 | $ 2,319,000 | $ 289,875 | $ 93,000 |
| York, Pennsylvania | 8 | $ 2,326,000 | $ 290,750 | $ 46,000 |
| Chatham, Georgia | 7 | $ 1,666,000 | $ 238,000 | $ 78,000 |
| Oglethorpe, Georgia | 7 | $ 1,344,000 | $ 192,000 | $ 73,000 |
| Cabarrus, North Carolina | 7 | $ 1,448,000 | $ 206,857 | $ 49,000 |
| Philadelphia, Pennsylvania | 7 | $ 2,531,000 | $ 361,571 | $ 125,000 |
| Lee, Alabama | 6 | $ 1,278,000 | $ 213,000 | $ 64,000 |
| Fannin, Georgia | 6 | $ 1,916,000 | $ 319,333 | $ 171,000 |
| Lamar, Georgia | 6 | $ 1,122,000 | $ 187,000 | $ 57,000 |
| Union, Georgia | 6 | $ 1,222,000 | $ 203,666 | $ 110,000 |
| Cecil, Maryland | 6 | $ 1,506,000 | $ 251,000 | $ 95,000 |
| Queen Anne's, Maryland | 6 | $ 2,371,000 | $ 395,166 | $ 98,000 |
| Worcester, Maryland | 6 | $ 1,319,000 | $ 219,833 | $ 63,000 |
| Cumberland, Pennsylvania | 6 | $ 1,366,000 | $ 227,666 | $ 119,000 |
| James City, Virginia | 6 | $ 2,181,000 | $ 363,500 | $ 114,000 |
| DeKalb, Alabama | 5 | $ 1,211,000 | $ 242,200 | $ 72,000 |
| St. Clair, Alabama | 5 | $ 1,062,000 | $ 212,400 | $ 57,000 |
| District of Columbia, District Of Columbia | 5 | $ 1,929,000 | $ 385,800 | $ 117,000 |
| Banks, Georgia | 5 | $ 967,000 | $ 193,400 | $ 97,000 |
| Floyd, Georgia | 5 | $ 1,396,000 | $ 279,200 | $ 181,000 |
| Haralson, Georgia | 5 | $ 1,019,000 | $ 203,800 | $ 52,000 |
| Houston, Georgia | 5 | $ 769,000 | $ 153,800 | $ 48,000 |
| Morgan, Georgia | 5 | $ 911,000 | $ 182,200 | $ 74,000 |
| Guilford, North Carolina | 5 | $ 1,262,000 | $ 252,400 | $ 94,000 |
| Iredell, North Carolina | 5 | $ 1,451,000 | $ 290,200 | $ 101,000 |
| New Hanover, North Carolina | 5 | $ 1,661,000 | $ 332,200 | $ 153,000 |
| Charleston, South Carolina | 5 | $ 1,062,000 | $ 212,400 | $ 152,000 |
| Albemarle, Virginia | 5 | $ 2,259,000 | $ 451,800 | $ 121,000 |
| Arlington, Virginia | 5 | $ 2,109,000 | $ 421,800 | $ 89,000 |
| Hanover, Virginia | 5 | $ 1,433,000 | $ 286,600 | $ 120,000 |
| King George, Virginia | 5 | $ 1,407,000 | $ 281,400 | $ 61,000 |
| Suffolk, Virginia | 5 | $ 1,549,000 | $ 309,800 | $ 96,000 |
| Montgomery, Alabama | 4 | $ 848,000 | $ 212,000 | $ 25,000 |
| Bibb, Georgia | 4 | $ 719,000 | $ 179,750 | $ 27,000 |
| Lowndes, Georgia | 4 | $ 627,000 | $ 156,750 | $ 98,000 |
| Muscogee, Georgia | 4 | $ 1,246,000 | $ 311,500 | $ 56,000 |
| Putnam, Georgia | 4 | $ 887,000 | $ 221,750 | $ 256,000 |
| Kendall, Illinois | 4 | $ 1,049,000 | $ 262,250 | $ 135,000 |
| Buncombe, North Carolina | 4 | $ 1,173,000 | $ 293,250 | $ 169,000 |
| Caldwell, North Carolina | 4 | $ 695,000 | $ 173,750 | $ 38,000 |
| Wake, North Carolina | 4 | $ 1,175,000 | $ 293,750 | $ 114,000 |
| Berks, Pennsylvania | 4 | $ 1,258,000 | $ 314,500 | $ 161,000 |
| Northampton, Pennsylvania | 4 | $ 1,238,000 | $ 309,500 | $ 95,000 |
| Dorchester, South Carolina | 4 | $ 755,000 | $ 188,750 | $ 81,000 |
| Caroline, Virginia | 4 | $ 1,031,000 | $ 257,750 | $ 52,000 |
| Norfolk, Virginia | 4 | $ 928,000 | $ 232,000 | $ 73,000 |
| Warren, Virginia | 4 | $ 957,000 | $ 239,250 | $ 116,000 |
| Bibb, Alabama | 3 | $ 454,000 | $ 151,333 | $ 32,000 |
| Limestone, Alabama | 3 | $ 1,068,000 | $ 356,000 | $ 92,000 |
| Randolph, Alabama | 3 | $ 950,000 | $ 316,666 | $ 135,000 |
| Russell, Alabama | 3 | $ 969,000 | $ 323,000 | $ 131,000 |
| Walker, Alabama | 3 | $ 951,000 | $ 317,000 | $ 139,000 |
| Columbia, Georgia | 3 | $ 470,000 | $ 156,666 | $ 20,000 |
| Effingham, Georgia | 3 | $ 528,000 | $ 176,000 | $ 37,000 |
| Franklin, Georgia | 3 | $ 598,000 | $ 199,333 | $ 68,000 |
| Glynn, Georgia | 3 | $ 1,026,000 | $ 342,000 | $ 55,000 |
| Gordon, Georgia | 3 | $ 542,000 | $ 180,666 | $ 122,000 |
| Harris, Georgia | 3 | $ 1,327,000 | $ 442,333 | $ 107,000 |
| Hart, Georgia | 3 | $ 418,000 | $ 139,333 | $ 82,000 |
| Jasper, Georgia | 3 | $ 328,000 | $ 109,333 | $ 81,000 |
| Pike, Georgia | 3 | $ 785,000 | $ 261,666 | $ 67,000 |
| Rabun, Georgia | 3 | $ 606,000 | $ 202,000 | $ 83,000 |
| Kane, Illinois | 3 | $ 848,000 | $ 282,666 | $ 101,000 |
| Barnstable, Massachusetts | 3 | $ 892,000 | $ 297,333 | $ 98,000 |
| Lincoln, North Carolina | 3 | $ 608,000 | $ 202,666 | $ 0 |
| Allegheny, Pennsylvania | 3 | $ 694,000 | $ 231,333 | $ 75,000 |
| Lancaster, Pennsylvania | 3 | $ 722,000 | $ 240,666 | $ 51,000 |
| Lebanon, Pennsylvania | 3 | $ 731,000 | $ 243,666 | $ 38,000 |
| Clarke, Virginia | 3 | $ 1,171,000 | $ 390,333 | $ 66,000 |
| Frederick, Virginia | 3 | $ 804,000 | $ 268,000 | $ 94,000 |
| Fredericksburg, Virginia | 3 | $ 949,000 | $ 316,333 | $ 133,000 |
| Goochland, Virginia | 3 | $ 1,545,000 | $ 515,000 | $ 98,000 |
| New Kent, Virginia | 3 | $ 704,000 | $ 234,666 | $ 108,000 |
| Portsmouth, Virginia | 3 | $ 787,000 | $ 262,333 | $ 111,000 |
| Blount, Alabama | 2 | $ 437,000 | $ 218,500 | $ 72,000 |
| Chambers, Alabama | 2 | $ 342,000 | $ 171,000 | $ 36,000 |
| Elmore, Alabama | 2 | $ 373,000 | $ 186,500 | $ 101,000 |
| Etowah, Alabama | 2 | $ 289,000 | $ 144,500 | $ 47,000 |
| Jackson, Alabama | 2 | $ 337,000 | $ 168,500 | $ 22,000 |
| Mobile, Alabama | 2 | $ 612,000 | $ 306,000 | $ 100,000 |
| Talladega, Alabama | 2 | $ 402,000 | $ 201,000 | $ 74,000 |
| Tuscaloosa, Alabama | 2 | $ 1,185,000 | $ 592,500 | $ 319,000 |
| Bryan, Georgia | 2 | $ 421,000 | $ 210,500 | $ 90,000 |
| Bulloch, Georgia | 2 | $ 601,000 | $ 300,500 | $ 53,000 |
| Chattooga, Georgia | 2 | $ 341,000 | $ 170,500 | $ 22,000 |
| Monroe, Georgia | 2 | $ 459,000 | $ 229,500 | $ 130,000 |
| Peach, Georgia | 2 | $ 279,000 | $ 139,500 | $ 29,000 |
| Polk, Georgia | 2 | $ 268,000 | $ 134,000 | $ 27,000 |
| Richmond, Georgia | 2 | $ 578,000 | $ 289,000 | $ 55,000 |
| Stephens, Georgia | 2 | $ 591,000 | $ 295,500 | $ 86,000 |
| Thomas, Georgia | 2 | $ 377,000 | $ 188,500 | $ 0 |
| Towns, Georgia | 2 | $ 554,000 | $ 277,000 | $ 191,000 |
| Troup, Georgia | 2 | $ 294,000 | $ 147,000 | $ 50,000 |
| DuPage, Illinois | 2 | $ 499,000 | $ 249,500 | $ 145,000 |
| Caroline, Maryland | 2 | $ 714,000 | $ 357,000 | $ 128,000 |
| Dukes, Massachusetts | 2 | $ 684,000 | $ 342,000 | $ 342,000 |
| Hampden, Massachusetts | 2 | $ 622,000 | $ 311,000 | $ 155,000 |
| Hampshire, Massachusetts | 2 | $ 451,000 | $ 225,500 | $ 21,000 |
| Otter Tail, Minnesota | 2 | $ 436,000 | $ 218,000 | $ 90,000 |
| Scott, Minnesota | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Sherburne, Minnesota | 2 | $ 175,000 | $ 87,500 | $ 88,000 |
| St. Louis, Minnesota | 2 | $ 558,000 | $ 279,000 | $ 263,000 |
| Wright, Minnesota | 2 | $ 297,000 | $ 148,500 | $ 47,000 |
| Carteret, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Chatham, North Carolina | 2 | $ 809,000 | $ 404,500 | $ 0 |
| Cleveland, North Carolina | 2 | $ 486,000 | $ 243,000 | $ 44,000 |
| Davidson, North Carolina | 2 | $ 335,000 | $ 167,500 | $ 0 |
| Orange, North Carolina | 2 | $ 798,000 | $ 399,000 | $ 67,000 |
| Butler, Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 197,000 |
| Luzerne, Pennsylvania | 2 | $ 494,000 | $ 247,000 | $ 110,000 |
| Accomack, Virginia | 2 | $ 384,000 | $ 192,000 | $ 123,000 |
| Charlottesville, Virginia | 2 | $ 491,000 | $ 245,500 | $ 43,000 |
| Fairfax City, Virginia | 2 | $ 660,000 | $ 330,000 | $ 123,000 |
| Louisa, Virginia | 2 | $ 476,000 | $ 238,000 | $ 98,000 |
| Richmond City, Virginia | 2 | $ 422,000 | $ 211,000 | $ 68,000 |
| Autauga, Alabama | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Calhoun, Alabama | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Conecuh, Alabama | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Coosa, Alabama | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Cullman, Alabama | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Escambia, Alabama | 1 | $ 219,000 | $ 219,000 | $ 107,000 |
| Lawrence, Alabama | 1 | $ 400,000 | $ 400,000 | $ 62,000 |
| Marengo, Alabama | 1 | $ 201,000 | $ 201,000 | $ 85,000 |
| Pickens, Alabama | 1 | $ 230,000 | $ 230,000 | $ 80,000 |
| Pulaski, Arkansas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Adams, Colorado | 1 | $ 302,000 | $ 302,000 | $ 118,000 |
| El Paso, Colorado | 1 | $ 346,000 | $ 346,000 | $ 130,000 |
| Jefferson, Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Litchfield, Connecticut | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Appling, Georgia | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Baldwin, Georgia | 1 | $ 223,000 | $ 223,000 | $ 50,000 |
| Brooks, Georgia | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Camden, Georgia | 1 | $ 254,000 | $ 254,000 | $ 69,000 |
| Elbert, Georgia | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Habersham, Georgia | 1 | $ 254,000 | $ 254,000 | $ 42,000 |
| Hancock, Georgia | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Jeff Davis, Georgia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Jones, Georgia | 1 | $ 93,000 | $ 93,000 | $ 67,000 |
| Liberty, Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Long, Georgia | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
| Meriwether, Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Randolph, Georgia | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Sumter, Georgia | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Taylor, Georgia | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Washington, Georgia | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Whitfield, Georgia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| McHenry, Illinois | 1 | $ 223,000 | $ 223,000 | $ 90,000 |
| Vermilion, Illinois | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Dorchester, Maryland | 1 | $ 409,000 | $ 409,000 | $ 152,000 |
| Garrett, Maryland | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| Chisago, Minnesota | 1 | $ 326,000 | $ 326,000 | $ 98,000 |
| Essex, New Jersey | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Alleghany, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Burke, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 112,000 |
| Catawba, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 103,000 |
| Cherokee, North Carolina | 1 | $ 138,000 | $ 138,000 | $ 105,000 |
| Dare, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Durham, North Carolina | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Randolph, North Carolina | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Rutherford, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Wilkes, North Carolina | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Yadkin, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Dauphin, Pennsylvania | 1 | $ 434,000 | $ 434,000 | $ 120,000 |
| Franklin, Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 78,000 |
| Monroe, Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Perry, Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 93,000 |
| Somerset, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Washington, Pennsylvania | 1 | $ 262,000 | $ 262,000 | $ 95,000 |
| Wayne, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| Berkeley, South Carolina | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Augusta, Virginia | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
| Culpeper, Virginia | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Falls Church, Virginia | 1 | $ 625,000 | $ 625,000 | $ 207,000 |
| Gloucester, Virginia | 1 | $ 313,000 | $ 313,000 | $ 149,000 |
| Greene, Virginia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Hampton, Virginia | 1 | $ 244,000 | $ 244,000 | $ 65,000 |
| Hopewell, Virginia | 1 | $ 201,000 | $ 201,000 | $ 86,000 |
| Isle of Wight, Virginia | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Manassas Park, Virginia | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Montgomery, Virginia | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Newport News, Virginia | 1 | $ 291,000 | $ 291,000 | $ 123,000 |
| Northumberland, Virginia | 1 | $ 1,543,000 | $ 1,543,000 | $ 406,000 |
| Orange, Virginia | 1 | $ 201,000 | $ 201,000 | $ 96,000 |
| Poquoson, Virginia | 1 | $ 258,000 | $ 258,000 | $ 83,000 |
| Rappahannock, Virginia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Southampton, Virginia | 1 | $ 279,000 | $ 279,000 | $ 100,000 |
| Westmoreland, Virginia | 1 | $ 576,000 | $ 576,000 | $ 113,000 |
| Winchester, Virginia | 1 | $ 279,000 | $ 279,000 | $ 125,000 |
| York, Virginia | 1 | $ 339,000 | $ 339,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Milend, Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,648 | $1,174,244,000 | $252,000 | $1,543,000 | $86,000 | $2,499,000 |
| Home Purchase | 268 | $50,007,000 | $186,000 | $626,000 | $82,000 | $840,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,124 | $774,428,000 | $247,000 | $1,350,000 | $98,000 | $2,499,000 |
| Not Provided | 1,028 | $261,498,000 | $254,000 | $1,543,000 | $53,000 | $650,000 |
| Black or African American | 468 | $111,441,000 | $238,000 | $726,000 | $80,000 | $309,000 |
| Asian | 145 | $41,297,000 | $284,000 | $910,000 | $94,000 | $434,000 |
| Hispanic | 134 | $30,841,000 | $230,000 | $900,000 | $87,000 | $563,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,757,000 | $275,000 | $679,000 | $72,000 | $217,000 |
| American Indian or Alaskan Native | 7 | $1,989,000 | $284,000 | $509,000 | $101,000 | $480,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,299 | $810,850,000 | $245,000 | $1,543,000 | $93,000 | $2,499,000 |
| FHA-insured (Federal Housing Administration) | 1,379 | $342,857,000 | $248,000 | $726,000 | $67,000 | $1,950,000 |
| VA-guaranteed (Veterans Administration) | 226 | $68,722,000 | $304,000 | $701,000 | $106,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,822,000 | $151,000 | $235,000 | $39,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,916 | $714,645,000 | $245,000 | $1,543,000 | $83,000 | $2,499,000 |
| Loan Originated | 1,083 | $271,234,000 | $250,000 | $726,000 | $96,000 | $1,556,000 |
| Application Denied By Financial Institution | 788 | $206,094,000 | $261,000 | $976,000 | $81,000 | $840,000 |
| Application Approved But Not Accepted | 128 | $31,987,000 | $249,000 | $625,000 | $106,000 | $400,000 |
| File Closed For Incompleteness | 1 | $291,000 | $291,000 | $291,000 | $130,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 225 | $54,004,000 | $240,000 | $780,000 | $64,000 | $732,000 |
| Other | 222 | $60,750,000 | $273,000 | $646,000 | $89,000 | $400,000 |
| Collateral | 205 | $54,232,000 | $264,000 | $976,000 | $95,000 | $495,000 |
| Debt-To-Income Ratio | 116 | $31,642,000 | $272,000 | $723,000 | $74,000 | $840,000 |
| Unverifiable Information | 7 | $1,898,000 | $271,000 | $580,000 | $65,000 | $200,000 |
| Employment History | 5 | $1,398,000 | $279,000 | $650,000 | $94,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $862,000 | $287,000 | $340,000 | $71,000 | $127,000 |
| Mortgage Insurance Denied | 3 | $856,000 | $285,000 | $316,000 | $33,000 | $101,000 |
| Credit Application Incomplete | 1 | $242,000 | $242,000 | $242,000 | $137,000 | $137,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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