1 mortgage lender is based in Monterey, VA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Highland County, VA in 2025.
In 2025, 15 lenders made 26 home loans worth $6.0 million in Highland County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Highland County, which includes Monterey.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Vellum Mortgage, Inc. Fairfax, VA | 3 | $915K | $305,000 | 11.5% |
| 2 | Burke & Herbert Bk & Tr Co Alexandria, VA | 3 | $375K | $125,000 | 11.5% |
| 3 | Farm Credit of the Virginias, Aca Staunton, VA | 2 | $510K | $255,000 | 7.7% |
| 4 | Navy Federal Credit Union Vienna, VA | 2 | $360K | $180,000 | 7.7% |
| 5 | American Pacific Mortgage Corporation Roseville, CA | 2 | $320K | $160,000 | 7.7% |
| 6 | CMG Mortgage Inc San Ramon, IL | 1 | $465K | $465,000 | 3.8% |
| 7 | Mortgage Research Center Columbia, MO | 1 | $305K | $305,000 | 3.8% |
| 8 | Langley Federal Credit Union Newport News, VA | 1 | $295K | $295,000 | 3.8% |
| 9 | Farmers & Merchants Bank Timberville, VA | 1 | $255K | $255,000 | 3.8% |
| 10 | Gateway First Bank Jenks, OK | 1 | $175K | $175,000 | 3.8% |
See every lender in Highland County and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First and Citizens Bank
P.O. BOX 529 MONTEREY, VA 24465 |
* | 290 | $31,364,000 |
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