Mortgage Capital Associates, Inc. Mortgage Lending & HMDA Data, 2017

In 2017, Mortgage Capital Associates, Inc. of Los Angeles, CA reported 1,790 mortgage applications totaling $497.7 million, down 28% from 2016. The average application was for $278,048, and applicants reported an average income of $117,036. 59% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (211), Los Angeles-Long Beach-Glendale, CA (122) and Las Vegas-Henderson-Paradise, NV (83) (applications in parentheses).

Mortgage Company & Address Mortgage Capital Associates, Inc.
11150 W Oympic Blvd. Ste. 1160
Los Angeles, CA 90064
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 1,790
Total Mortgage Loan Application Amount $497,706,000
Average Mortgage Loan Application Amount $278,048
Highest Mortgage Loan Application Amount $2,269,000
Average Applicant Income $117,036
Highest Applicant Income $1,608,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Capital Associates, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mortgage Capital Associates, Inc. by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Seattle-Bellevue-Everett, WA 211 $ 76,285,000 $ 361,540 $ 127,000
Los Angeles-Long Beach-Glendale, CA 122 $ 48,242,000 $ 395,426 $ 137,000
Las Vegas-Henderson-Paradise, NV 83 $ 19,371,000 $ 233,385 $ 109,000
Dallas-Plano-Irving, TX 60 $ 14,711,000 $ 245,183 $ 134,000
Houston-The Woodlands-Sugar Land, TX 60 $ 11,614,000 $ 193,566 $ 103,000
Columbus, OH 56 $ 7,769,000 $ 138,732 $ 64,000
Chicago-Naperville-Arlington Heights, IL 53 $ 11,767,000 $ 222,018 $ 72,000
Riverside-San Bernardino-Ontario, CA 49 $ 13,380,000 $ 273,061 $ 102,000
Portland-Vancouver-Hillsboro, OR-WA 48 $ 12,323,000 $ 256,729 $ 118,333
Anaheim-Santa Ana-Irvine, CA 44 $ 19,772,000 $ 449,363 $ 177,000
Phoenix-Mesa-Scottsdale, AZ 43 $ 8,681,000 $ 201,883 $ 119,000
Minneapolis-St. Paul-Bloomington, MN-WI 39 $ 7,744,000 $ 198,564 $ 98,000
New York-Jersey City-White Plains, NY-NJ 38 $ 11,412,000 $ 300,315 $ 132,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 34 $ 12,445,000 $ 366,029 $ 133,647
Oakland-Hayward-Berkeley, CA 31 $ 13,622,000 $ 439,419 $ 143,000
Fort Worth-Arlington, TX 28 $ 6,808,000 $ 243,142 $ 123,000
Tacoma-Lakewood, WA 28 $ 8,914,000 $ 318,357 $ 112,000
Newark, NJ-PA 27 $ 9,025,000 $ 334,259 $ 113,000
Austin-Round Rock, TX 24 $ 7,575,000 $ 315,625 $ 147,000
Philadelphia, PA 23 $ 3,089,000 $ 134,304 $ 54,000
Sacramento--Roseville--Arden-Arcade, CA 23 $ 5,569,000 $ 242,130 $ 107,000
Baltimore-Columbia-Towson, MD 21 $ 7,039,000 $ 335,190 $ 156,000
Denver-Aurora-Lakewood, CO 18 $ 5,206,000 $ 289,222 $ 106,000
San Antonio-New Braunfels, TX 18 $ 3,862,000 $ 214,555 $ 95,000
Wilmington, NC 18 $ 3,265,000 $ 181,388 $ 62,000
San Diego-Carlsbad, CA 17 $ 6,475,000 $ 380,882 $ 146,000
Warren-Troy-Farmington Hills, MI 17 $ 3,522,000 $ 207,176 $ 117,000
Charlotte-Concord-Gastonia, NC-SC 15 $ 3,886,000 $ 259,066 $ 119,000
Reno, NV 14 $ 3,209,000 $ 229,214 $ 96,000
Salt Lake City, UT 14 $ 2,987,000 $ 213,357 $ 91,000
Bakersfield, CA 11 $ 2,335,000 $ 212,272 $ 106,000
Cincinnati, OH-KY-IN 11 $ 1,626,000 $ 147,818 $ 265,000
San Francisco-Redwood City-South San Francisco, CA 10 $ 6,488,000 $ 648,800 $ 178,000
Stockton-Lodi, CA 10 $ 2,643,000 $ 264,300 $ 105,000
Tampa-St. Petersburg-Clearwater, FL 10 $ 2,076,000 $ 207,600 $ 123,000
Colorado Springs, CO 9 $ 2,375,000 $ 263,888 $ 91,000
Nashville-Davidson--Murfreesboro--Franklin, TN 9 $ 2,104,000 $ 233,777 $ 100,000
Orlando-Kissimmee-Sanford, FL 9 $ 1,621,000 $ 180,111 $ 64,000
Raleigh, NC 9 $ 2,054,000 $ 228,222 $ 81,000
Allentown-Bethlehem-Easton, PA-NJ 8 $ 1,135,000 $ 141,875 $ 114,250
Camden, NJ 8 $ 2,147,000 $ 268,375 $ 139,000
Medford, OR 8 $ 1,894,000 $ 236,750 $ 79,000
Montgomery County-Bucks County-Chester County, PA 8 $ 2,115,000 $ 264,375 $ 171,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 8 $ 1,421,000 $ 177,625 $ 62,000
Tucson, AZ 8 $ 1,527,000 $ 190,875 $ 213,000
Ann Arbor, MI 7 $ 1,901,000 $ 271,571 $ 164,000
Modesto, CA 7 $ 1,756,000 $ 250,857 $ 77,000
Oxnard-Thousand Oaks-Ventura, CA 7 $ 2,337,000 $ 333,857 $ 118,000
Silver Spring-Frederick-Rockville, MD 7 $ 2,296,000 $ 328,000 $ 327,000
Vallejo-Fairfield, CA 7 $ 1,792,000 $ 256,000 $ 93,000
Durham-Chapel Hill, NC 6 $ 1,292,000 $ 215,333 $ 130,000
Eugene, OR 6 $ 1,613,000 $ 268,833 $ 79,000
Olympia-Tumwater, WA 6 $ 1,399,000 $ 233,166 $ 94,000
Urban Honolulu, HI 6 $ 2,275,000 $ 379,166 $ 121,000
Asheville, NC 5 $ 1,179,000 $ 235,800 $ 113,000
Greeley, CO 5 $ 718,000 $ 143,600 $ 52,000
Salem, OR 5 $ 1,374,000 $ 274,800 $ 85,000
San Jose-Sunnyvale-Santa Clara, CA 5 $ 2,112,000 $ 422,400 $ 190,000
Virginia Beach-Norfolk-Newport News, VA-NC 5 $ 1,359,000 $ 271,800 $ 92,000
Dayton, OH 4 $ 691,000 $ 172,750 $ 117,000
Detroit-Dearborn-Livonia, MI 4 $ 551,000 $ 137,750 $ 67,000
Greensboro-High Point, NC 4 $ 834,000 $ 208,500 $ 83,000
Hartford-West Hartford-East Hartford, CT 4 $ 859,000 $ 214,750 $ 126,000
Lake County-Kenosha County, IL-WI 4 $ 1,319,000 $ 329,750 $ 95,000
Louisville/Jefferson County, KY-IN 4 $ 835,000 $ 208,750 $ 83,000
Mount Vernon-Anacortes, WA 4 $ 1,281,000 $ 320,250 $ 95,000
Prescott, AZ 4 $ 983,000 $ 245,750 $ 159,000
Richmond, VA 4 $ 1,124,000 $ 281,000 $ 114,000
Santa Rosa, CA 4 $ 1,685,000 $ 421,250 $ 125,000
Spokane-Spokane Valley, WA 4 $ 827,000 $ 206,750 $ 60,000
West Palm Beach-Boca Raton-Delray Beach, FL 4 $ 1,000,000 $ 250,000 $ 140,000
Bellingham, WA 3 $ 719,000 $ 239,666 $ 72,000
Chattanooga, TN-GA 3 $ 731,000 $ 243,666 $ 96,000
Cleveland-Elyria, OH 3 $ 557,000 $ 185,666 $ 77,000
Grand Rapids-Wyoming, MI 3 $ 500,000 $ 166,666 $ 85,000
Harrisburg-Carlisle, PA 3 $ 642,000 $ 214,000 $ 107,000
Jacksonville, FL 3 $ 702,000 $ 234,000 $ 130,000
Killeen-Temple, TX 3 $ 608,000 $ 202,666 $ 80,000
Las Cruces, NM 3 $ 684,000 $ 228,000 $ 122,000
Memphis, TN-MS-AR 3 $ 1,169,000 $ 389,666 $ 150,000
Ogden-Clearfield, UT 3 $ 769,000 $ 256,333 $ 67,000
Provo-Orem, UT 3 $ 970,000 $ 323,333 $ 121,000
Rochester, MN 3 $ 642,000 $ 214,000 $ 105,000
Santa Cruz-Watsonville, CA 3 $ 1,244,000 $ 414,666 $ 67,000
Trenton, NJ 3 $ 618,000 $ 206,000 $ 117,000
Visalia-Porterville, CA 3 $ 625,000 $ 208,333 $ 177,000
Waco, TX 3 $ 651,000 $ 217,000 $ 85,000
Wilmington, DE-MD-NJ 3 $ 2,678,000 $ 892,666 $ 275,000
Bend-Redmond, OR 2 $ 304,000 $ 152,000 $ 235,000
Bridgeport-Stamford-Norwalk, CT 2 $ 347,000 $ 173,500 $ 56,000
Charlottesville, VA 2 $ 500,000 $ 250,000 $ 166,000
Clarksville, TN-KY 2 $ 333,000 $ 166,500 $ 162,000
Corpus Christi, TX 2 $ 446,000 $ 223,000 $ 141,000
Elgin, IL 2 $ 486,000 $ 243,000 $ 394,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2 $ 640,000 $ 320,000 $ 107,000
Fresno, CA 2 $ 387,000 $ 193,500 $ 96,000
Jacksonville, NC 2 $ 211,000 $ 105,500 $ 55,000
Kahului-Wailuku-Lahaina, HI 2 $ 1,011,000 $ 505,500 $ 121,000
Knoxville, TN 2 $ 586,000 $ 293,000 $ 90,000
Lake Havasu City-Kingman, AZ 2 $ 467,000 $ 233,500 $ 136,000
Lakeland-Winter Haven, FL 2 $ 306,000 $ 153,000 $ 79,000
Merced, CA 2 $ 601,000 $ 300,500 $ 78,000
Miami-Miami Beach-Kendall, FL 2 $ 443,000 $ 221,500 $ 165,000
New Haven-Milford, CT 2 $ 626,000 $ 313,000 $ 102,000
Ocean City, NJ 2 $ 306,000 $ 153,000 $ 135,000
Palm Bay-Melbourne-Titusville, FL 2 $ 471,000 $ 235,500 $ 94,000
Pittsburgh, PA 2 $ 445,000 $ 222,500 $ 131,000
Port St. Lucie, FL 2 $ 359,000 $ 179,500 $ 74,000
Santa Fe, NM 2 $ 451,000 $ 225,500 $ 68,000
Santa Maria-Santa Barbara, CA 2 $ 480,000 $ 240,000 $ 121,000
Toledo, OH 2 $ 326,000 $ 163,000 $ 61,000
Wenatchee, WA 2 $ 587,000 $ 293,500 $ 62,000
Winston-Salem, NC 2 $ 458,000 $ 229,000 $ 91,000
York-Hanover, PA 2 $ 442,000 $ 221,000 $ 136,000
Albany, OR 1 $ 193,000 $ 193,000 $ 55,000
Albuquerque, NM 1 $ 178,000 $ 178,000 $ 135,000
Amarillo, TX 1 $ 160,000 $ 160,000 $ 47,000
Atlantic City-Hammonton, NJ 1 $ 258,000 $ 258,000 $ 86,000
Beaumont-Port Arthur, TX 1 $ 186,000 $ 186,000 $ 53,000
Blacksburg-Christiansburg-Radford, VA 1 $ 163,000 $ 163,000 $ 47,000
Bowling Green, KY 1 $ 950,000 $ 950,000 $ 622,000
Bremerton-Silverdale, WA 1 $ 360,000 $ 360,000 $ 73,000
Brownsville-Harlingen, TX 1 $ 215,000 $ 215,000 $ 135,000
Canton-Massillon, OH 1 $ 150,000 $ 150,000 $ 122,000
Cape Coral-Fort Myers, FL 1 $ 150,000 $ 150,000 $ 144,000
Carson City, NV 1 $ 345,000 $ 345,000 $ 143,000
Chico, CA 1 $ 395,000 $ 395,000 $ 103,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 153,000 $ 153,000 $ 45,000
East Stroudsburg, PA 1 $ 209,000 $ 209,000 $ 86,000
El Paso, TX 1 $ 184,000 $ 184,000 $ 54,000
Fayetteville, NC 1 $ 212,000 $ 212,000 $ 42,000
Flagstaff, AZ 1 $ 240,000 $ 240,000 $ 139,000
Fort Collins, CO 1 $ 177,000 $ 177,000 $ 54,000
Gainesville, FL 1 $ 204,000 $ 204,000 $ 99,000
Gettysburg, PA 1 $ 121,000 $ 121,000 $ 67,000
Goldsboro, NC 1 $ 203,000 $ 203,000 $ 92,000
Grants Pass, OR 1 $ 257,000 $ 257,000 $ 57,000
Harrisonburg, VA 1 $ 140,000 $ 140,000 $ 50,000
Hickory-Lenoir-Morganton, NC 1 $ 216,000 $ 216,000 $ 60,000
Homosassa Springs, FL 1 $ 154,000 $ 154,000 $ 91,000
Jackson, MI 1 $ 206,000 $ 206,000 $ 138,000
Kennewick-Richland, WA 1 $ 247,000 $ 247,000 $ 117,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 111,000 $ 111,000 $ 85,000
Lancaster, PA 1 $ 180,000 $ 180,000 $ 46,000
Lansing-East Lansing, MI 1 $ 212,000 $ 212,000 $ 79,000
Lexington-Fayette, KY 1 $ 134,000 $ 134,000 $ 629,000
Logan, UT-ID 1 $ 318,000 $ 318,000 $ 85,000
Lubbock, TX 1 $ 155,000 $ 155,000 $ 107,000
Midland, MI 1 $ 129,000 $ 129,000 $ 28,000
Midland, TX 1 $ 160,000 $ 160,000 $ 124,000
North Port-Sarasota-Bradenton, FL 1 $ 320,000 $ 320,000 $ 109,000
Pueblo, CO 1 $ 215,000 $ 215,000 $ 81,000
Punta Gorda, FL 1 $ 350,000 $ 350,000 $ 85,000
Redding, CA 1 $ 244,000 $ 244,000 $ 35,000
Roanoke, VA 1 $ 254,000 $ 254,000 $ 141,000
Rocky Mount, NC 1 $ 243,000 $ 243,000 $ 40,000
Saginaw, MI 1 $ 204,000 $ 204,000 $ 69,000
Salinas, CA 1 $ 298,000 $ 298,000 $ 407,000
Salisbury, MD-DE 1 $ 424,000 $ 424,000 $ 270,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 424,000 $ 424,000 $ 96,000
San Rafael, CA 1 $ 640,000 $ 640,000 $ 250,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 224,000 $ 224,000 $ 94,000
Sebring, FL 1 $ 118,000 $ 118,000 $ 30,000
Sherman-Denison, TX 1 $ 210,000 $ 210,000 $ 106,000
Staunton-Waynesboro, VA 1 $ 196,000 $ 196,000 $ 68,000
Tyler, TX 1 $ 161,000 $ 161,000 $ 46,000
Walla Walla, WA 1 $ 184,000 $ 184,000 $ 102,000
Wheeling, WV-OH 1 $ 97,000 $ 97,000 $ 68,000
Worcester, MA-CT 1 $ 140,000 $ 140,000 $ 34,000
Yakima, WA 1 $ 206,000 $ 206,000 $ 254,000
Yuba City, CA 1 $ 320,000 $ 320,000 $ 212,000
Yuma, AZ 1 $ 200,000 $ 200,000 $ 66,000

Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 906 $256,659,000 $283,000 $2,269,000 $120,000 $1,371,000
Refinancing 884 $241,047,000 $272,000 $2,160,000 $114,000 $1,608,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 823 $219,416,000 $266,000 $2,269,000 $121,000 $1,176,000
White 525 $153,659,000 $292,000 $1,086,000 $121,000 $1,608,000
Asian 214 $69,928,000 $326,000 $1,440,000 $132,000 $681,000
Black or African American 109 $23,212,000 $212,000 $684,000 $67,000 $325,000
Hispanic 105 $26,915,000 $256,000 $608,000 $82,000 $338,000
Native Hawaiian or Other Pacific Islander 11 $3,701,000 $336,000 $603,000 $137,000 $184,000
American Indian or Alaskan Native 3 $875,000 $291,000 $405,000 $115,000 $215,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,431 $407,840,000 $285,000 $2,269,000 $128,000 $1,608,000
FHA-insured (Federal Housing Administration) 266 $65,505,000 $246,000 $647,000 $72,000 $254,000
VA-guaranteed (Veterans Administration) 75 $20,920,000 $278,000 $692,000 $84,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $3,441,000 $191,000 $323,000 $55,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,049 $291,964,000 $278,000 $1,400,000 $116,000 $1,371,000
Application Withdrawn By Applicant 576 $159,372,000 $276,000 $2,269,000 $121,000 $1,608,000
Application Approved But Not Accepted 95 $26,792,000 $282,000 $860,000 $117,000 $407,000
Application Denied By Financial Institution 57 $16,015,000 $280,000 $1,440,000 $95,000 $681,000
File Closed For Incompleteness 13 $3,563,000 $274,000 $424,000 $94,000 $361,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 10 $4,293,000 $429,000 $1,440,000 $153,000 $681,000
Collateral 7 $1,453,000 $207,000 $287,000 $71,000 $119,000
Credit History 7 $1,452,000 $207,000 $366,000 $98,000 $185,000
Employment History 5 $1,341,000 $268,000 $538,000 $44,000 $73,000
Other 1 $287,000 $287,000 $287,000 $55,000 $55,000
Unverifiable Information 1 $168,000 $168,000 $168,000 $35,000 $35,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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