Mortgage Research Center Mortgage Lending & HMDA Data, 2025
In 2025, Mortgage Research Center of Columbia, MO reported 178,361 mortgage applications totaling $59.3 billion, up 21% from 2024. The average application was for $332,343, and applicants reported an average income of $117,982. 46% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (4,499), Atlanta-Sandy Springs-Roswell, GA (2,872) and Houston-The Woodlands-Sugar Land, TX (2,364) (applications in parentheses).
| Mortgage Company & Address | Mortgage Research Center 1400 Veterans United Dr. Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 178,361 |
| Total Mortgage Loan Application Amount | $59,277,155,000 |
| Average Mortgage Loan Application Amount | $332,343 |
| Highest Mortgage Loan Application Amount | $9,995,000 |
| Average Applicant Income | $117,982 |
| Highest Applicant Income | $7,775,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Research Center filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 36,552 | $ 9,645,020,000 | $ 263,871 | $ 97,884 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,499 | $ 1,647,365,000 | $ 366,162 | $ 117,689 |
| Atlanta-Sandy Springs-Roswell, GA | 2,872 | $ 1,066,030,000 | $ 371,180 | $ 115,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,364 | $ 829,090,000 | $ 350,714 | $ 128,000 |
| St. Louis, MO-IL | 2,276 | $ 641,360,000 | $ 281,792 | $ 111,692 |
| San Antonio-New Braunfels, TX | 1,907 | $ 684,065,000 | $ 358,712 | $ 127,000 |
| Chicago-Naperville, IL | 1,883 | $ 640,075,000 | $ 339,922 | $ 120,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,862 | $ 758,720,000 | $ 407,475 | $ 119,000 |
| Arlington-Alexandria-Reston, VA-WV | 1,815 | $ 1,073,475,000 | $ 591,446 | $ 183,260 |
| Jacksonville, FL | 1,794 | $ 627,460,000 | $ 349,754 | $ 113,000 |
| Fayetteville, NC | 1,751 | $ 481,045,000 | $ 274,725 | $ 100,000 |
| Tampa, FL | 1,619 | $ 599,965,000 | $ 370,577 | $ 122,000 |
| Clarksville, TN-KY | 1,596 | $ 511,810,000 | $ 320,682 | $ 106,796 |
| Dallas-Plano-Irving, TX | 1,559 | $ 649,825,000 | $ 416,821 | $ 140,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,489 | $ 548,435,000 | $ 368,324 | $ 119,532 |
| Indianapolis-Carmel-Anderson, IN | 1,424 | $ 404,530,000 | $ 284,080 | $ 101,000 |
| Las Vegas-Henderson-Paradise, NV | 1,423 | $ 608,255,000 | $ 427,445 | $ 121,000 |
| Oklahoma City, OK | 1,423 | $ 402,825,000 | $ 283,081 | $ 104,000 |
| Kansas City, MO-KS | 1,417 | $ 439,595,000 | $ 310,229 | $ 112,079 |
| Riverside-San Bernardino-Ontario, CA | 1,398 | $ 689,410,000 | $ 493,140 | $ 136,000 |
| Baltimore-Columbia-Towson, MD | 1,382 | $ 578,580,000 | $ 418,654 | $ 139,000 |
| Orlando-Kissimmee-Sanford, FL | 1,294 | $ 517,320,000 | $ 399,783 | $ 126,000 |
| Fort Worth-Arlington, TX | 1,198 | $ 446,250,000 | $ 372,495 | $ 128,000 |
| Cincinnati, OH-KY-IN | 1,188 | $ 352,860,000 | $ 297,020 | $ 112,405 |
| Killeen-Temple, TX | 1,166 | $ 326,150,000 | $ 279,716 | $ 103,000 |
| Colorado Springs, CO | 1,161 | $ 522,765,000 | $ 450,271 | $ 129,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,153 | $ 406,645,000 | $ 352,684 | $ 117,305 |
| Pittsburgh, PA | 1,145 | $ 280,955,000 | $ 245,375 | $ 99,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,127 | $ 478,755,000 | $ 424,804 | $ 121,000 |
| Cleveland, OH | 1,099 | $ 272,325,000 | $ 247,793 | $ 96,000 |
| Washington, DC-MD | 1,099 | $ 550,955,000 | $ 501,323 | $ 149,324 |
| Columbia, SC | 1,095 | $ 322,495,000 | $ 294,515 | $ 104,000 |
| Jacksonville, NC | 1,048 | $ 301,060,000 | $ 287,270 | $ 97,000 |
| Omaha-Council Bluffs, NE-IA | 1,013 | $ 319,925,000 | $ 315,819 | $ 114,093 |
| Augusta-Richmond County, GA-SC | 1,005 | $ 300,195,000 | $ 298,701 | $ 114,956 |
| Memphis, TN-MS-AR | 925 | $ 279,405,000 | $ 302,059 | $ 103,375 |
| Denver-Aurora-Lakewood, CO | 924 | $ 471,970,000 | $ 510,790 | $ 145,000 |
| Dayton-Springfield-Kettering, OH | 908 | $ 250,780,000 | $ 276,189 | $ 101,000 |
| Warren-Troy-Farmington Hills, MI | 895 | $ 281,325,000 | $ 314,329 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 892 | $ 293,930,000 | $ 329,517 | $ 114,000 |
| Columbus, OH | 884 | $ 281,170,000 | $ 318,065 | $ 110,000 |
| Charleston-North Charleston, SC | 879 | $ 341,125,000 | $ 388,083 | $ 120,000 |
| Richmond, VA | 879 | $ 326,895,000 | $ 371,894 | $ 120,000 |
| San Diego-Carlsbad, CA | 875 | $ 589,215,000 | $ 673,388 | $ 167,000 |
| Little Rock-North Little Rock-Conway, AR | 850 | $ 224,310,000 | $ 263,894 | $ 96,000 |
| Louisville/Jefferson County, KY-IN | 843 | $ 241,205,000 | $ 286,126 | $ 105,195 |
| El Paso, TX | 824 | $ 232,620,000 | $ 282,305 | $ 107,000 |
| Knoxville, TN | 794 | $ 283,090,000 | $ 356,536 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 777 | $ 294,595,000 | $ 379,144 | $ 121,000 |
| Birmingham-Hoover, AL | 764 | $ 203,100,000 | $ 265,837 | $ 98,000 |
| Tulsa, OK | 752 | $ 209,580,000 | $ 278,696 | $ 106,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 748 | $ 338,690,000 | $ 452,794 | $ 128,794 |
| Savannah, GA | 742 | $ 275,770,000 | $ 371,657 | $ 116,000 |
| Austin-Round Rock, TX | 741 | $ 312,445,000 | $ 421,653 | $ 150,000 |
| Raleigh, NC | 710 | $ 286,810,000 | $ 403,957 | $ 132,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 685 | $ 229,135,000 | $ 334,503 | $ 103,000 |
| Gulfport-Biloxi-Pascagoula, MS | 684 | $ 171,330,000 | $ 250,482 | $ 95,000 |
| Tacoma-Lakewood, WA | 683 | $ 342,665,000 | $ 501,705 | $ 141,000 |
| Albuquerque, NM | 674 | $ 232,610,000 | $ 345,118 | $ 113,000 |
| Camden, NJ | 671 | $ 250,885,000 | $ 373,897 | $ 125,000 |
| Tucson, AZ | 670 | $ 244,480,000 | $ 364,895 | $ 110,000 |
| Hinesville, GA | 659 | $ 183,905,000 | $ 279,066 | $ 99,000 |
| Marietta, GA | 659 | $ 256,225,000 | $ 388,808 | $ 124,000 |
| Lakeland-Winter Haven, FL | 637 | $ 196,235,000 | $ 308,061 | $ 104,000 |
| Wichita, KS | 635 | $ 162,945,000 | $ 256,606 | $ 101,000 |
| Huntsville, AL | 633 | $ 229,335,000 | $ 362,298 | $ 130,000 |
| Greenville-Anderson-Mauldin, SC | 629 | $ 197,685,000 | $ 314,284 | $ 110,000 |
| Columbus, GA-AL | 618 | $ 169,840,000 | $ 274,822 | $ 103,569 |
| Springfield, MO | 606 | $ 160,130,000 | $ 264,240 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 604 | $ 395,040,000 | $ 654,039 | $ 169,000 |
| Detroit-Dearborn-Livonia, MI | 574 | $ 125,350,000 | $ 218,379 | $ 87,000 |
| Ocala, FL | 567 | $ 158,945,000 | $ 280,326 | $ 99,000 |
| Crestview-Fort Walton Beach-Destin, FL | 565 | $ 201,755,000 | $ 357,088 | $ 127,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 556 | $ 278,670,000 | $ 501,205 | $ 141,000 |
| Lakewood-New Brunswick, NJ | 539 | $ 246,215,000 | $ 456,799 | $ 139,000 |
| Milwaukee-Waukesha-West Allis, WI | 539 | $ 166,275,000 | $ 308,487 | $ 108,000 |
| Winston-Salem, NC | 524 | $ 154,470,000 | $ 294,790 | $ 95,000 |
| Urban Honolulu, HI | 505 | $ 321,525,000 | $ 636,683 | $ 150,000 |
| North Port-Sarasota-Bradenton, FL | 504 | $ 194,650,000 | $ 386,210 | $ 123,000 |
| Philadelphia, PA | 499 | $ 139,465,000 | $ 279,488 | $ 102,000 |
| Providence-Warwick, RI-MA | 490 | $ 210,330,000 | $ 429,244 | $ 130,995 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 486 | $ 216,020,000 | $ 444,485 | $ 133,000 |
| Warner Robins, GA | 477 | $ 135,945,000 | $ 285,000 | $ 111,000 |
| Lawton, OK | 473 | $ 105,615,000 | $ 223,287 | $ 101,000 |
| Lake County-Porter County-Jasper County, IN | 464 | $ 125,210,000 | $ 269,849 | $ 99,000 |
| Anchorage, AK | 461 | $ 179,495,000 | $ 389,360 | $ 122,000 |
| Greensboro-High Point, NC | 458 | $ 127,150,000 | $ 277,620 | $ 95,000 |
| Chattanooga, TN-GA | 455 | $ 146,035,000 | $ 320,956 | $ 105,562 |
| Montgomery County-Bucks County-Chester County, PA | 452 | $ 179,360,000 | $ 396,814 | $ 131,000 |
| Cape Coral-Fort Myers, FL | 446 | $ 156,390,000 | $ 350,650 | $ 123,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 446 | $ 140,290,000 | $ 314,551 | $ 104,000 |
| St. Petersburg-Clearwater-Largo, FL | 442 | $ 161,220,000 | $ 364,751 | $ 126,000 |
| Montgomery, AL | 427 | $ 122,555,000 | $ 287,014 | $ 104,000 |
| Hartford-West Hartford-East Hartford, CT | 424 | $ 147,010,000 | $ 346,721 | $ 121,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 419 | $ 170,685,000 | $ 407,362 | $ 132,000 |
| Wilmington, NC | 417 | $ 144,345,000 | $ 346,151 | $ 117,000 |
| Des Moines-West Des Moines, IA | 413 | $ 119,835,000 | $ 290,157 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 410 | $ 137,730,000 | $ 335,926 | $ 105,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 407 | $ 141,135,000 | $ 346,769 | $ 112,000 |
| Boise City, ID | 403 | $ 178,255,000 | $ 442,320 | $ 122,000 |
| Jackson, MS | 398 | $ 115,670,000 | $ 290,628 | $ 105,000 |
| Panama City, FL | 389 | $ 130,775,000 | $ 336,182 | $ 121,000 |
| Spokane-Spokane Valley, WA | 375 | $ 144,615,000 | $ 385,640 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 365 | $ 131,965,000 | $ 361,547 | $ 127,000 |
| Akron, OH | 352 | $ 82,300,000 | $ 233,806 | $ 98,000 |
| Mobile, AL | 352 | $ 85,550,000 | $ 243,039 | $ 91,000 |
| New Orleans-Metairie, LA | 347 | $ 96,545,000 | $ 278,227 | $ 111,000 |
| Manhattan, KS | 346 | $ 82,020,000 | $ 237,052 | $ 94,000 |
| Spartanburg, SC | 345 | $ 103,015,000 | $ 298,594 | $ 96,000 |
| Shreveport-Bossier City, LA | 344 | $ 84,030,000 | $ 244,273 | $ 99,000 |
| Washington-Baltimore-Arlington, DC | 339 | $ 192,575,000 | $ 568,067 | $ 167,000 |
| Baton Rouge, LA | 338 | $ 88,620,000 | $ 262,189 | $ 107,000 |
| Bakersfield, CA | 336 | $ 118,850,000 | $ 353,720 | $ 111,000 |
| Huntington-Ashland, WV-KY-OH | 332 | $ 74,490,000 | $ 224,367 | $ 91,132 |
| New York-Jersey City-White Plains, NY-NJ | 330 | $ 187,560,000 | $ 568,363 | $ 158,666 |
| Newark, NJ-PA | 328 | $ 172,030,000 | $ 524,481 | $ 156,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 324 | $ 109,210,000 | $ 337,067 | $ 112,688 |
| Valdosta, GA | 324 | $ 83,960,000 | $ 259,135 | $ 92,000 |
| Boston, MA | 322 | $ 182,300,000 | $ 566,149 | $ 163,000 |
| Worcester, MA-CT | 322 | $ 136,320,000 | $ 423,354 | $ 124,000 |
| Kingsport-Bristol-Bristol, TN-VA | 319 | $ 88,575,000 | $ 277,664 | $ 89,507 |
| Ogden-Clearfield, UT | 319 | $ 148,825,000 | $ 466,536 | $ 127,000 |
| Harrisburg-Carlisle, PA | 317 | $ 93,955,000 | $ 296,388 | $ 110,000 |
| Columbia, MO | 316 | $ 98,310,000 | $ 311,107 | $ 109,000 |
| Olympia-Tumwater, WA | 315 | $ 149,115,000 | $ 473,380 | $ 134,000 |
| Dothan, AL | 314 | $ 80,880,000 | $ 257,579 | $ 102,000 |
| Wilmington, DE-MD-NJ | 313 | $ 114,885,000 | $ 367,044 | $ 115,945 |
| Reno, NV | 312 | $ 137,930,000 | $ 442,083 | $ 128,000 |
| Canton-Massillon, OH | 311 | $ 73,455,000 | $ 236,189 | $ 92,000 |
| Toledo, OH | 309 | $ 70,175,000 | $ 227,103 | $ 92,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 306 | $ 74,640,000 | $ 243,921 | $ 95,000 |
| Corpus Christi, TX | 302 | $ 89,980,000 | $ 297,947 | $ 126,000 |
| Fresno, CA | 302 | $ 122,730,000 | $ 406,390 | $ 119,000 |
| Elizabethtown-Fort Knox, KY | 298 | $ 97,020,000 | $ 325,570 | $ 124,000 |
| Port St. Lucie, FL | 298 | $ 112,120,000 | $ 376,241 | $ 119,000 |
| Bremerton-Silverdale, WA | 292 | $ 137,480,000 | $ 470,821 | $ 126,000 |
| Oakland-Hayward-Berkeley, CA | 291 | $ 188,245,000 | $ 646,890 | $ 175,000 |
| Seattle-Bellevue-Everett, WA | 288 | $ 164,690,000 | $ 571,840 | $ 166,000 |
| York-Hanover, PA | 288 | $ 89,100,000 | $ 309,375 | $ 106,000 |
| Homosassa Springs, FL | 286 | $ 82,180,000 | $ 287,342 | $ 99,000 |
| Lexington Park, MD | 286 | $ 131,020,000 | $ 458,111 | $ 145,000 |
| Daphne-Fairhope-Foley, AL | 285 | $ 92,625,000 | $ 325,000 | $ 122,000 |
| Cambridge-Newton-Framingham, MA | 283 | $ 153,715,000 | $ 543,162 | $ 158,000 |
| Hagerstown-Martinsburg, MD-WV | 283 | $ 92,435,000 | $ 326,625 | $ 117,696 |
| Norwich-New London, CT | 283 | $ 101,305,000 | $ 357,968 | $ 116,000 |
| Youngstown-Warren-Boardman, OH-PA | 283 | $ 59,605,000 | $ 210,618 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 281 | $ 81,565,000 | $ 290,266 | $ 96,000 |
| Miami-Miami Beach-Kendall, FL | 281 | $ 131,295,000 | $ 467,241 | $ 138,000 |
| Elgin, IL | 277 | $ 98,535,000 | $ 355,722 | $ 116,000 |
| Fort Wayne, IN | 272 | $ 72,050,000 | $ 264,889 | $ 97,000 |
| Salt Lake City, UT | 272 | $ 126,560,000 | $ 465,294 | $ 117,000 |
| Lexington-Fayette, KY | 269 | $ 79,225,000 | $ 294,516 | $ 103,000 |
| Hickory-Lenoir-Morganton, NC | 267 | $ 80,025,000 | $ 299,719 | $ 94,000 |
| Roanoke, VA | 262 | $ 80,490,000 | $ 307,213 | $ 108,000 |
| Davenport-Moline-Rock Island, IA-IL | 255 | $ 60,575,000 | $ 237,549 | $ 100,560 |
| Sumter, SC | 254 | $ 62,320,000 | $ 245,354 | $ 96,000 |
| Gainesville, FL | 252 | $ 75,370,000 | $ 299,087 | $ 103,000 |
| Portland-South Portland, ME | 252 | $ 98,470,000 | $ 390,753 | $ 126,000 |
| Punta Gorda, FL | 252 | $ 82,790,000 | $ 328,531 | $ 109,000 |
| Lynchburg, VA | 247 | $ 75,165,000 | $ 304,311 | $ 105,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 245 | $ 95,595,000 | $ 390,183 | $ 135,000 |
| McAllen-Edinburg-Mission, TX | 244 | $ 67,400,000 | $ 276,229 | $ 104,000 |
| Lansing-East Lansing, MI | 243 | $ 62,215,000 | $ 256,028 | $ 98,000 |
| Peoria, IL | 243 | $ 51,795,000 | $ 213,148 | $ 93,000 |
| Salem, OR | 236 | $ 92,860,000 | $ 393,474 | $ 120,000 |
| Everett, WA | 233 | $ 132,125,000 | $ 567,060 | $ 152,000 |
| Auburn-Opelika, AL | 229 | $ 72,435,000 | $ 316,310 | $ 114,000 |
| Macon-Bibb County, GA | 228 | $ 56,610,000 | $ 248,289 | $ 96,000 |
| Springfield, MA | 226 | $ 83,530,000 | $ 369,601 | $ 106,000 |
| Abilene, TX | 223 | $ 58,215,000 | $ 261,053 | $ 99,000 |
| Goldsboro, NC | 223 | $ 57,975,000 | $ 259,977 | $ 89,000 |
| Pueblo, CO | 223 | $ 73,505,000 | $ 329,618 | $ 99,000 |
| Fort Smith, AR-OK | 222 | $ 55,300,000 | $ 249,099 | $ 100,981 |
| Rapid City, SD | 216 | $ 71,850,000 | $ 332,638 | $ 114,000 |
| Sierra Vista-Douglas, AZ | 215 | $ 62,455,000 | $ 290,488 | $ 103,000 |
| Topeka, KS | 210 | $ 52,470,000 | $ 249,857 | $ 91,000 |
| Yuma, AZ | 210 | $ 67,030,000 | $ 319,190 | $ 100,000 |
| Rockford, IL | 209 | $ 51,275,000 | $ 245,334 | $ 93,000 |
| Dover, DE | 208 | $ 71,620,000 | $ 344,326 | $ 103,000 |
| Lafayette, LA | 208 | $ 50,420,000 | $ 242,403 | $ 102,000 |
| Vallejo-Fairfield, CA | 208 | $ 111,510,000 | $ 536,105 | $ 139,000 |
| Fairbanks, AK | 207 | $ 72,395,000 | $ 349,734 | $ 123,000 |
| Manchester-Nashua, NH | 206 | $ 91,970,000 | $ 446,456 | $ 136,000 |
| Greeley, CO | 205 | $ 99,375,000 | $ 484,756 | $ 126,000 |
| Durham-Chapel Hill, NC | 203 | $ 84,085,000 | $ 414,211 | $ 143,000 |
| Pinehurst-Southern Pines, NC | 202 | $ 84,320,000 | $ 417,425 | $ 145,000 |
| Flint, MI | 201 | $ 45,765,000 | $ 227,686 | $ 89,000 |
| Rockingham County-Strafford County, NH | 201 | $ 94,665,000 | $ 470,970 | $ 141,000 |
| Slidell-Mandeville-Covington, LA | 201 | $ 61,515,000 | $ 306,044 | $ 110,000 |
| Evansville, IN-KY | 200 | $ 48,220,000 | $ 241,100 | $ 91,000 |
| South Bend-Mishawaka, IN-MI | 200 | $ 48,570,000 | $ 242,850 | $ 87,100 |
| Jefferson City, MO | 199 | $ 53,085,000 | $ 266,758 | $ 96,000 |
| Prescott Valley-Prescott, AZ | 195 | $ 70,915,000 | $ 363,666 | $ 102,000 |
| Lincoln, NE | 194 | $ 59,300,000 | $ 305,670 | $ 111,000 |
| Tallahassee, FL | 194 | $ 56,820,000 | $ 292,886 | $ 102,000 |
| Duluth, MN-WI | 193 | $ 52,125,000 | $ 270,077 | $ 102,564 |
| Terre Haute, IN | 193 | $ 37,215,000 | $ 192,823 | $ 81,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 191 | $ 53,615,000 | $ 280,706 | $ 114,000 |
| Madison, WI | 190 | $ 68,880,000 | $ 362,526 | $ 128,000 |
| Longview, TX | 188 | $ 50,190,000 | $ 266,968 | $ 98,000 |
| Beaumont-Port Arthur, TX | 187 | $ 46,865,000 | $ 250,614 | $ 99,000 |
| Waterbury-Shelton, CT | 187 | $ 60,845,000 | $ 325,374 | $ 111,000 |
| Joplin, MO | 183 | $ 40,825,000 | $ 223,087 | $ 98,295 |
| Lubbock, TX | 180 | $ 47,040,000 | $ 261,333 | $ 105,000 |
| Johnson City, TN | 177 | $ 56,565,000 | $ 319,576 | $ 102,000 |
| Waco, TX | 177 | $ 58,105,000 | $ 328,276 | $ 116,000 |
| Cheyenne, WY | 174 | $ 64,450,000 | $ 370,402 | $ 123,000 |
| Amarillo, TX | 173 | $ 47,815,000 | $ 276,387 | $ 108,000 |
| Wichita Falls, TX | 172 | $ 41,610,000 | $ 241,918 | $ 102,000 |
| Stockton-Lodi, CA | 171 | $ 78,965,000 | $ 461,783 | $ 136,000 |
| Anaheim-Santa Ana-Irvine, CA | 170 | $ 128,060,000 | $ 753,294 | $ 190,000 |
| Las Cruces, NM | 170 | $ 54,600,000 | $ 321,176 | $ 111,000 |
| Florence, SC | 168 | $ 42,560,000 | $ 253,333 | $ 86,000 |
| Jackson, TN | 167 | $ 42,255,000 | $ 253,023 | $ 83,000 |
| Asheville, NC | 164 | $ 71,500,000 | $ 435,975 | $ 124,000 |
| Bangor, ME | 162 | $ 43,750,000 | $ 270,061 | $ 99,000 |
| Billings, MT | 162 | $ 59,740,000 | $ 368,765 | $ 103,000 |
| New Haven-Milford, CT | 162 | $ 57,650,000 | $ 355,864 | $ 116,000 |
| Brownsville-Harlingen, TX | 160 | $ 43,960,000 | $ 274,750 | $ 103,000 |
| Charleston, WV | 158 | $ 31,430,000 | $ 198,924 | $ 86,000 |
| Syracuse, NY | 157 | $ 40,055,000 | $ 255,127 | $ 104,000 |
| Great Falls, MT | 155 | $ 54,215,000 | $ 349,774 | $ 107,000 |
| Tuscaloosa, AL | 155 | $ 40,845,000 | $ 263,516 | $ 100,000 |
| Albany-Schenectady-Troy, NY | 154 | $ 50,010,000 | $ 324,740 | $ 114,000 |
| Green Bay, WI | 154 | $ 47,060,000 | $ 305,584 | $ 102,000 |
| Janesville-Beloit, WI | 153 | $ 44,125,000 | $ 288,398 | $ 105,000 |
| Medford, OR | 153 | $ 59,725,000 | $ 390,359 | $ 129,000 |
| Albany, GA | 152 | $ 35,430,000 | $ 233,092 | $ 92,000 |
| Chambersburg-Waynesboro, PA | 151 | $ 44,995,000 | $ 297,980 | $ 100,000 |
| Bend-Redmond, OR | 149 | $ 67,345,000 | $ 451,979 | $ 120,000 |
| Erie, PA | 148 | $ 32,080,000 | $ 216,756 | $ 90,000 |
| Greenville, NC | 148 | $ 40,970,000 | $ 276,824 | $ 110,000 |
| Texarkana, TX-AR | 148 | $ 35,260,000 | $ 238,243 | $ 88,810 |
| Battle Creek, MI | 147 | $ 35,365,000 | $ 240,578 | $ 96,000 |
| Hattiesburg, MS | 144 | $ 38,320,000 | $ 266,111 | $ 104,000 |
| Springfield, OH | 143 | $ 31,775,000 | $ 222,202 | $ 87,000 |
| Eugene, OR | 142 | $ 52,900,000 | $ 372,535 | $ 101,000 |
| Wildwood-The Villages, FL | 142 | $ 51,410,000 | $ 362,042 | $ 133,000 |
| Kalamazoo-Portage, MI | 141 | $ 41,365,000 | $ 293,368 | $ 103,000 |
| Rocky Mount, NC | 141 | $ 38,955,000 | $ 276,276 | $ 83,000 |
| Saginaw, MI | 140 | $ 27,830,000 | $ 198,785 | $ 79,000 |
| Sioux Falls, SD | 139 | $ 42,965,000 | $ 309,100 | $ 99,568 |
| Atlantic City-Hammonton, NJ | 138 | $ 51,800,000 | $ 375,362 | $ 127,000 |
| Cedar Rapids, IA | 138 | $ 34,880,000 | $ 252,753 | $ 97,000 |
| Lancaster, PA | 137 | $ 47,005,000 | $ 343,102 | $ 113,000 |
| Watertown-Fort Drum, NY | 137 | $ 36,565,000 | $ 266,897 | $ 104,000 |
| Decatur, AL | 136 | $ 37,470,000 | $ 275,514 | $ 105,000 |
| Anniston-Oxford-Jacksonville, AL | 135 | $ 29,235,000 | $ 216,555 | $ 82,000 |
| Lake Charles, LA | 135 | $ 29,845,000 | $ 221,074 | $ 93,000 |
| Visalia-Porterville, CA | 135 | $ 49,935,000 | $ 369,888 | $ 145,000 |
| Reading, PA | 132 | $ 39,220,000 | $ 297,121 | $ 103,000 |
| Nassau County-Suffolk County, NY | 131 | $ 75,245,000 | $ 574,389 | $ 179,000 |
| Rochester, NY | 131 | $ 32,425,000 | $ 247,519 | $ 101,000 |
| Burlington, NC | 129 | $ 40,425,000 | $ 313,372 | $ 104,000 |
| Bowling Green, KY | 127 | $ 37,155,000 | $ 292,559 | $ 102,000 |
| Kennewick-Richland, WA | 127 | $ 53,125,000 | $ 418,307 | $ 125,000 |
| Provo-Orem, UT | 127 | $ 62,805,000 | $ 494,527 | $ 118,000 |
| Fort Collins, CO | 126 | $ 59,970,000 | $ 475,952 | $ 141,000 |
| Winchester, VA-WV | 126 | $ 51,640,000 | $ 409,841 | $ 122,603 |
| Jackson, MI | 125 | $ 28,955,000 | $ 231,640 | $ 88,000 |
| Oshkosh-Neenah, WI | 125 | $ 33,715,000 | $ 269,720 | $ 104,000 |
| Beckley, WV | 124 | $ 26,030,000 | $ 209,919 | $ 91,000 |
| San Angelo, TX | 124 | $ 36,410,000 | $ 293,629 | $ 113,000 |
| Helena, MT | 123 | $ 55,435,000 | $ 450,691 | $ 130,000 |
| Kenosha, WI | 123 | $ 37,565,000 | $ 305,406 | $ 100,000 |
| Racine, WI | 122 | $ 36,440,000 | $ 298,688 | $ 100,000 |
| Springfield, IL | 122 | $ 28,020,000 | $ 229,672 | $ 103,000 |
| Appleton, WI | 121 | $ 37,165,000 | $ 307,148 | $ 106,000 |
| Hot Springs, AR | 121 | $ 28,125,000 | $ 232,438 | $ 100,000 |
| Morristown, TN | 121 | $ 35,115,000 | $ 290,206 | $ 93,000 |
| Alexandria, LA | 120 | $ 27,200,000 | $ 226,666 | $ 117,000 |
| Mansfield, OH | 120 | $ 26,690,000 | $ 222,416 | $ 89,000 |
| Naples-Immokalee-Marco Island, FL | 120 | $ 57,400,000 | $ 478,333 | $ 139,000 |
| Grand Junction, CO | 119 | $ 44,955,000 | $ 377,773 | $ 106,000 |
| Kokomo, IN | 119 | $ 28,565,000 | $ 240,042 | $ 97,000 |
| Cleveland, TN | 118 | $ 40,250,000 | $ 341,101 | $ 100,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 118 | $ 75,790,000 | $ 642,288 | $ 162,000 |
| Monroe, LA | 117 | $ 26,165,000 | $ 223,632 | $ 97,000 |
| Tyler, TX | 116 | $ 37,420,000 | $ 322,586 | $ 127,000 |
| Hanford-Corcoran, CA | 115 | $ 43,095,000 | $ 374,739 | $ 117,000 |
| Minot, ND | 115 | $ 31,165,000 | $ 271,000 | $ 98,000 |
| Paducah, KY-IL | 115 | $ 27,525,000 | $ 239,347 | $ 91,078 |
| Brunswick, GA | 113 | $ 34,335,000 | $ 303,849 | $ 108,000 |
| Fargo, ND-MN | 113 | $ 37,975,000 | $ 336,061 | $ 110,628 |
| Muskegon, MI | 113 | $ 28,135,000 | $ 248,982 | $ 80,000 |
| Sebastian-Vero Beach, FL | 113 | $ 38,525,000 | $ 340,929 | $ 110,000 |
| Coeur D'Alene, ID | 112 | $ 53,440,000 | $ 477,142 | $ 124,000 |
| Eau Claire, WI | 112 | $ 32,050,000 | $ 286,160 | $ 96,000 |
| Wausau, WI | 111 | $ 29,005,000 | $ 261,306 | $ 98,000 |
| Florence-Muscle Shoals, AL | 110 | $ 30,440,000 | $ 276,727 | $ 97,000 |
| Jonesboro, AR | 109 | $ 24,895,000 | $ 228,394 | $ 95,000 |
| Lafayette-West Lafayette, IN | 108 | $ 29,160,000 | $ 270,000 | $ 98,000 |
| Bridgeport-Stamford-Norwalk, CT | 107 | $ 50,205,000 | $ 469,205 | $ 133,000 |
| Yuba City, CA | 107 | $ 46,605,000 | $ 435,560 | $ 124,000 |
| Modesto, CA | 104 | $ 55,650,000 | $ 535,096 | $ 121,000 |
| College Station-Bryan, TX | 103 | $ 33,055,000 | $ 320,922 | $ 109,000 |
| St. Joseph, MO-KS | 103 | $ 25,665,000 | $ 249,174 | $ 86,106 |
| St. Cloud, MN | 102 | $ 31,020,000 | $ 304,117 | $ 92,000 |
| Muncie, IN | 101 | $ 20,165,000 | $ 199,653 | $ 78,000 |
| Monroe, MI | 99 | $ 27,915,000 | $ 281,969 | $ 101,000 |
| Staunton-Waynesboro, VA | 99 | $ 30,475,000 | $ 307,828 | $ 100,000 |
| Sebring, FL | 97 | $ 25,905,000 | $ 267,061 | $ 87,000 |
| Idaho Falls, ID | 96 | $ 37,280,000 | $ 388,333 | $ 131,000 |
| Sherman-Denison, TX | 96 | $ 32,090,000 | $ 334,270 | $ 114,000 |
| Charlottesville, VA | 95 | $ 37,935,000 | $ 399,315 | $ 135,000 |
| Champaign-Urbana, IL | 94 | $ 24,260,000 | $ 258,085 | $ 100,000 |
| Cape Girardeau, MO-IL | 93 | $ 24,215,000 | $ 260,376 | $ 100,290 |
| Gainesville, GA | 92 | $ 38,150,000 | $ 414,673 | $ 124,000 |
| Parkersburg-Vienna, WV | 92 | $ 19,800,000 | $ 215,217 | $ 87,000 |
| Rochester, MN | 92 | $ 30,290,000 | $ 329,239 | $ 109,000 |
| Burlington-South Burlington, VT | 90 | $ 33,600,000 | $ 373,333 | $ 120,000 |
| Longview, WA | 89 | $ 35,455,000 | $ 398,370 | $ 109,000 |
| Niles-Benton Harbor, MI | 89 | $ 22,365,000 | $ 251,292 | $ 110,000 |
| Redding, CA | 89 | $ 30,165,000 | $ 338,932 | $ 117,000 |
| Johnstown, PA | 88 | $ 14,290,000 | $ 162,386 | $ 80,000 |
| Morgantown, WV | 88 | $ 24,260,000 | $ 275,681 | $ 104,000 |
| Weirton-Steubenville, WV-OH | 88 | $ 18,430,000 | $ 209,431 | $ 80,738 |
| Chico, CA | 87 | $ 28,755,000 | $ 330,517 | $ 97,000 |
| Houma-Thibodaux, LA | 87 | $ 17,765,000 | $ 204,195 | $ 92,000 |
| Yakima, WA | 87 | $ 33,875,000 | $ 389,367 | $ 130,000 |
| Elkhart-Goshen, IN | 85 | $ 23,045,000 | $ 271,117 | $ 84,000 |
| Hammond, LA | 85 | $ 22,125,000 | $ 260,294 | $ 92,000 |
| Salisbury, MD-DE | 84 | $ 21,390,000 | $ 254,642 | $ 111,000 |
| Wheeling, WV-OH | 84 | $ 16,120,000 | $ 191,904 | $ 103,595 |
| Williamsport, PA | 84 | $ 19,450,000 | $ 231,547 | $ 103,000 |
| Casper, WY | 83 | $ 29,295,000 | $ 352,951 | $ 114,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 83 | $ 57,185,000 | $ 688,975 | $ 170,000 |
| Albany, OR | 82 | $ 31,800,000 | $ 387,804 | $ 108,000 |
| La Crosse-Onalaska, WI-MN | 82 | $ 26,480,000 | $ 322,926 | $ 105,341 |
| Sioux City, IA-NE-SD | 82 | $ 19,110,000 | $ 233,048 | $ 98,292 |
| Bloomington, IL | 81 | $ 20,225,000 | $ 249,691 | $ 104,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 81 | $ 35,375,000 | $ 436,728 | $ 147,000 |
| Ann Arbor, MI | 80 | $ 28,110,000 | $ 351,375 | $ 123,000 |
| Dalton, GA | 80 | $ 20,040,000 | $ 250,500 | $ 89,000 |
| Decatur, IL | 80 | $ 13,440,000 | $ 168,000 | $ 73,000 |
| Gadsden, AL | 80 | $ 17,690,000 | $ 221,125 | $ 79,000 |
| Michigan City-La Porte, IN | 80 | $ 19,520,000 | $ 244,000 | $ 88,000 |
| Altoona, PA | 79 | $ 16,805,000 | $ 212,721 | $ 80,000 |
| Bloomington, IN | 79 | $ 21,545,000 | $ 272,721 | $ 113,000 |
| Lebanon, PA | 79 | $ 24,505,000 | $ 310,189 | $ 109,000 |
| Santa Maria-Santa Barbara, CA | 79 | $ 45,795,000 | $ 579,683 | $ 162,000 |
| St. George, UT | 77 | $ 34,845,000 | $ 452,532 | $ 122,000 |
| Waterloo-Cedar Falls, IA | 77 | $ 16,535,000 | $ 214,740 | $ 79,000 |
| Bellingham, WA | 75 | $ 36,215,000 | $ 482,866 | $ 130,000 |
| Kankakee, IL | 75 | $ 17,435,000 | $ 232,466 | $ 99,000 |
| Blacksburg-Christiansburg-Radford, VA | 74 | $ 21,630,000 | $ 292,297 | $ 91,000 |
| Columbus, IN | 74 | $ 19,010,000 | $ 256,891 | $ 104,000 |
| Trenton, NJ | 74 | $ 31,740,000 | $ 428,918 | $ 133,000 |
| Bay City, MI | 73 | $ 13,075,000 | $ 179,109 | $ 78,000 |
| Midland, TX | 73 | $ 25,945,000 | $ 355,410 | $ 142,000 |
| Owensboro, KY | 73 | $ 16,735,000 | $ 229,246 | $ 87,000 |
| Barnstable Town, MA | 71 | $ 33,625,000 | $ 473,591 | $ 137,000 |
| Lewiston-Auburn, ME | 71 | $ 22,965,000 | $ 323,450 | $ 110,000 |
| Athens-Clarke County, GA | 70 | $ 23,230,000 | $ 331,857 | $ 108,000 |
| Grants Pass, OR | 70 | $ 24,340,000 | $ 347,714 | $ 96,000 |
| Traverse City, MI | 70 | $ 24,760,000 | $ 353,714 | $ 122,000 |
| Vineland-Bridgeton, NJ | 70 | $ 23,080,000 | $ 329,714 | $ 109,000 |
| Fond Du Lac, WI | 69 | $ 17,495,000 | $ 253,550 | $ 88,000 |
| Laredo, TX | 69 | $ 19,925,000 | $ 288,768 | $ 123,000 |
| Ames, IA | 68 | $ 17,240,000 | $ 253,529 | $ 103,000 |
| Enid, OK | 68 | $ 15,000,000 | $ 220,588 | $ 90,000 |
| Midland, MI | 68 | $ 16,290,000 | $ 239,558 | $ 92,000 |
| Farmington, NM | 67 | $ 19,605,000 | $ 292,611 | $ 104,000 |
| Gettysburg, PA | 66 | $ 23,100,000 | $ 350,000 | $ 115,000 |
| Odessa, TX | 65 | $ 19,835,000 | $ 305,153 | $ 142,000 |
| Lima, OH | 64 | $ 14,540,000 | $ 227,187 | $ 99,000 |
| Santa Fe, NM | 64 | $ 26,590,000 | $ 415,468 | $ 147,000 |
| Rome, GA | 60 | $ 15,900,000 | $ 265,000 | $ 78,000 |
| Sandusky, OH | 60 | $ 14,130,000 | $ 235,500 | $ 110,000 |
| Utica-Rome, NY | 58 | $ 14,790,000 | $ 255,000 | $ 105,000 |
| Grand Forks, ND-MN | 56 | $ 14,560,000 | $ 260,000 | $ 102,500 |
| Mount Vernon-Anacortes, WA | 56 | $ 28,650,000 | $ 511,607 | $ 115,000 |
| Pocatello, ID | 56 | $ 18,700,000 | $ 333,928 | $ 100,000 |
| Lewiston, ID-WA | 55 | $ 18,855,000 | $ 342,818 | $ 95,218 |
| Pittsfield, MA | 55 | $ 17,315,000 | $ 314,818 | $ 110,000 |
| Santa Rosa, CA | 55 | $ 32,935,000 | $ 598,818 | $ 173,000 |
| Twin Falls, ID | 54 | $ 18,060,000 | $ 334,444 | $ 93,000 |
| Bismarck, ND | 53 | $ 15,885,000 | $ 299,716 | $ 90,000 |
| Lawrence, KS | 52 | $ 19,280,000 | $ 370,769 | $ 125,000 |
| Logan, UT-ID | 52 | $ 22,570,000 | $ 434,038 | $ 117,653 |
| Victoria, TX | 52 | $ 14,140,000 | $ 271,923 | $ 108,000 |
| San Francisco-Redwood City-South San Francisco, CA | 51 | $ 45,485,000 | $ 891,862 | $ 242,000 |
| Boulder, CO | 48 | $ 22,390,000 | $ 466,458 | $ 139,000 |
| Merced, CA | 46 | $ 18,400,000 | $ 400,000 | $ 115,000 |
| Missoula, MT | 46 | $ 20,400,000 | $ 443,478 | $ 141,000 |
| Amherst Town-Northampton, MA | 45 | $ 16,035,000 | $ 356,333 | $ 131,000 |
| Mankato-North Mankato, MN | 45 | $ 12,065,000 | $ 268,111 | $ 90,000 |
| Sheboygan, WI | 43 | $ 12,765,000 | $ 296,860 | $ 98,000 |
| State College, PA | 43 | $ 13,355,000 | $ 310,581 | $ 116,000 |
| Kahului-Wailuku-Lahaina, HI | 42 | $ 31,550,000 | $ 751,190 | $ 136,000 |
| Wenatchee, WA | 41 | $ 17,455,000 | $ 425,731 | $ 251,000 |
| Binghamton, NY | 40 | $ 9,470,000 | $ 236,750 | $ 101,000 |
| Flagstaff, AZ | 39 | $ 18,895,000 | $ 484,487 | $ 110,000 |
| Dubuque, IA | 38 | $ 9,900,000 | $ 260,526 | $ 88,000 |
| Glens Falls, NY | 37 | $ 9,875,000 | $ 266,891 | $ 121,000 |
| Harrisonburg, VA | 37 | $ 13,825,000 | $ 373,648 | $ 116,000 |
| Bozeman, MT | 36 | $ 18,950,000 | $ 526,388 | $ 126,000 |
| Elmira, NY | 36 | $ 7,210,000 | $ 200,277 | $ 104,000 |
| Salinas, CA | 34 | $ 20,150,000 | $ 592,647 | $ 164,000 |
| El Centro, CA | 32 | $ 11,690,000 | $ 365,312 | $ 117,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 31 | $ 18,145,000 | $ 585,322 | $ 144,000 |
| Iowa City, IA | 30 | $ 8,050,000 | $ 268,333 | $ 100,000 |
| Grand Island, NE | 29 | $ 8,545,000 | $ 294,655 | $ 131,000 |
| Walla Walla, WA | 27 | $ 11,525,000 | $ 426,851 | $ 153,000 |
| San Rafael, CA | 26 | $ 23,390,000 | $ 899,615 | $ 289,000 |
| Santa Cruz-Watsonville, CA | 25 | $ 17,765,000 | $ 710,600 | $ 175,000 |
| Carson City, NV | 21 | $ 8,505,000 | $ 405,000 | $ 129,000 |
| Corvallis, OR | 19 | $ 7,475,000 | $ 393,421 | $ 144,000 |
| Kingston, NY | 19 | $ 7,195,000 | $ 378,684 | $ 122,000 |
| Napa, CA | 9 | $ 5,625,000 | $ 625,000 | $ 181,000 |
| Ithaca, NY | 7 | $ 2,105,000 | $ 300,714 | $ 101,000 |
| Eagle Pass, TX | 4 | $ 1,190,000 | $ 297,500 | $ 139,000 |
Mortgage Loan Application Detail Totals for Mortgage Research Center in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 104,978 | $34,640,610,000 | $329,000 | $3,555,000 | $110,000 | $3,667,000 |
| Cash-out Refinancing | 36,924 | $11,402,260,000 | $308,000 | $9,995,000 | $114,000 | $7,775,000 |
| Refinancing | 36,459 | $13,234,285,000 | $362,000 | $9,995,000 | $145,000 | $5,110,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 98,134 | $31,735,300,000 | $323,000 | $9,995,000 | $112,000 | $7,775,000 |
| Not Provided | 33,642 | $11,552,270,000 | $343,000 | $9,995,000 | $112,000 | $6,269,000 |
| Black or African American | 20,918 | $6,766,760,000 | $323,000 | $9,995,000 | $106,000 | $6,360,000 |
| Hispanic | 17,631 | $6,236,535,000 | $353,000 | $3,075,000 | $114,000 | $5,110,000 |
| Asian | 4,100 | $1,738,680,000 | $424,000 | $9,995,000 | $132,000 | $1,070,000 |
| American Indian or Alaskan Native | 3,164 | $956,320,000 | $302,000 | $2,015,000 | $106,000 | $5,000,000 |
| Native Hawaiian or Other Pacific Islander | 726 | $279,840,000 | $385,000 | $1,785,000 | $117,000 | $536,000 |
| Not applicable | 46 | $11,450,000 | $248,000 | $715,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 157,970 | $54,613,010,000 | $345,000 | $9,995,000 | $113,000 | $7,775,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,779 | $3,088,365,000 | $224,000 | $3,275,000 | $116,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 6,239 | $1,507,875,000 | $241,000 | $2,745,000 | $86,000 | $708,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 373 | $67,905,000 | $182,000 | $545,000 | $69,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 82,764 | $27,465,810,000 | $331,000 | $3,075,000 | $111,000 | $2,308,000 |
| Application Withdrawn By Applicant | 42,885 | $14,670,485,000 | $342,000 | $9,995,000 | $116,000 | $5,715,000 |
| Application Denied By Financial Institution | 32,822 | $10,486,720,000 | $319,000 | $9,995,000 | $106,000 | $7,775,000 |
| File Closed For Incompleteness | 18,616 | $6,238,850,000 | $335,000 | $2,525,000 | $118,000 | $3,310,000 |
| Application Approved But Not Accepted | 1,102 | $352,300,000 | $319,000 | $2,275,000 | $107,000 | $568,000 |
| Preapproval Approved but not Accepted | 102 | $43,380,000 | $425,000 | $1,205,000 | $114,000 | $263,000 |
| Loan Purchased By The Institution | 46 | $11,450,000 | $248,000 | $715,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 24 | $8,160,000 | $340,000 | $805,000 | $104,000 | $218,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 145,515 | $48,782,275,000 | $335,000 | $9,995,000 | $113,000 | $5,715,000 |
| Credit History | 17,560 | $5,249,480,000 | $298,000 | $9,995,000 | $109,000 | $7,775,000 |
| Other | 7,625 | $2,766,485,000 | $362,000 | $2,465,000 | $98,000 | $1,200,000 |
| Credit Application Incomplete | 3,975 | $1,388,005,000 | $349,000 | $9,995,000 | $122,000 | $2,473,000 |
| Debt-To-Income Ratio | 2,102 | $661,890,000 | $314,000 | $2,305,000 | $76,000 | $3,667,000 |
| Collateral | 937 | $264,195,000 | $281,000 | $1,165,000 | $106,000 | $689,000 |
| Employment History | 351 | $93,505,000 | $266,000 | $795,000 | $67,000 | $338,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 296 | $71,320,000 | $240,000 | $2,505,000 | $82,000 | $484,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Research Center's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Research Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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