Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2018
In 2018, Mutual of Omaha Bank of Omaha, NE reported 2,233 mortgage applications totaling $1.0 billion, up 60% from 2017. The average application was for $466,746, and applicants reported an average income of $152,467. 51% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (371), Phoenix-Mesa-Scottsdale, AZ (226) and Dallas-Plano-Irving, TX (132) (applications in parentheses).
| Mortgage Company & Address | Mutual of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,233 |
| Total Mortgage Loan Application Amount | $1,042,245,000 |
| Average Mortgage Loan Application Amount | $466,746 |
| Highest Mortgage Loan Application Amount | $34,195,000 |
| Average Applicant Income | $152,467 |
| Highest Applicant Income | $3,769,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Omaha-Council Bluffs, NE-IA | 371 | $ 103,255,000 | $ 278,315 | $ 124,035 |
| Phoenix-Mesa-Scottsdale, AZ | 226 | $ 69,520,000 | $ 307,610 | $ 144,000 |
| Outside any metro area | 197 | $ 85,755,000 | $ 435,304 | $ 145,583 |
| Dallas-Plano-Irving, TX | 132 | $ 41,830,000 | $ 316,893 | $ 176,000 |
| Las Vegas-Henderson-Paradise, NV | 79 | $ 16,425,000 | $ 207,911 | $ 136,000 |
| Lincoln, NE | 79 | $ 19,875,000 | $ 251,582 | $ 76,000 |
| Denver-Aurora-Lakewood, CO | 71 | $ 22,655,000 | $ 319,084 | $ 120,000 |
| Houston-The Woodlands-Sugar Land, TX | 60 | $ 15,300,000 | $ 255,000 | $ 135,000 |
| Kansas City, MO-KS | 59 | $ 85,945,000 | $ 1,456,694 | $ 114,745 |
| San Diego-Carlsbad, CA | 46 | $ 37,550,000 | $ 816,304 | $ 173,000 |
| Seattle-Bellevue-Everett, WA | 46 | $ 32,160,000 | $ 699,130 | $ 251,000 |
| Fort Worth-Arlington, TX | 45 | $ 23,665,000 | $ 525,888 | $ 109,000 |
| Tucson, AZ | 44 | $ 9,440,000 | $ 214,545 | $ 104,000 |
| Tampa-St. Petersburg-Clearwater, FL | 35 | $ 7,555,000 | $ 215,857 | $ 114,000 |
| Atlanta-Sandy Springs-Roswell, GA | 30 | $ 8,740,000 | $ 291,333 | $ 105,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 14,075,000 | $ 521,296 | $ 261,000 |
| Austin-Round Rock, TX | 24 | $ 16,300,000 | $ 679,166 | $ 310,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 24 | $ 13,220,000 | $ 550,833 | $ 224,416 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 13,090,000 | $ 595,000 | $ 324,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 8,375,000 | $ 440,789 | $ 144,000 |
| St. Louis, MO-IL | 18 | $ 37,630,000 | $ 2,090,555 | $ 102,333 |
| Grand Island, NE | 17 | $ 2,115,000 | $ 124,411 | $ 54,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 17,665,000 | $ 1,177,666 | $ 450,000 |
| Boulder, CO | 15 | $ 6,705,000 | $ 447,000 | $ 144,000 |
| Chicago-Naperville-Arlington Heights, IL | 15 | $ 4,195,000 | $ 279,666 | $ 115,000 |
| Los Angeles-Long Beach-Glendale, CA | 15 | $ 11,395,000 | $ 759,666 | $ 226,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 3,285,000 | $ 219,000 | $ 92,000 |
| Reno, NV | 15 | $ 5,295,000 | $ 353,000 | $ 166,000 |
| San Antonio-New Braunfels, TX | 14 | $ 3,440,000 | $ 245,714 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 12,680,000 | $ 905,714 | $ 270,000 |
| Oakland-Hayward-Berkeley, CA | 13 | $ 10,205,000 | $ 785,000 | $ 289,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13 | $ 4,955,000 | $ 381,153 | $ 151,384 |
| Cape Coral-Fort Myers, FL | 12 | $ 11,750,000 | $ 979,166 | $ 232,000 |
| Riverside-San Bernardino-Ontario, CA | 10 | $ 4,260,000 | $ 426,000 | $ 156,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 4,115,000 | $ 457,222 | $ 248,000 |
| Boise City, ID | 8 | $ 3,580,000 | $ 447,500 | $ 195,000 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 17,060,000 | $ 2,132,500 | $ 74,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 2,930,000 | $ 366,250 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,415,000 | $ 202,142 | $ 81,571 |
| Cincinnati, OH-KY-IN | 7 | $ 1,275,000 | $ 182,142 | $ 85,571 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 6,035,000 | $ 862,142 | $ 745,000 |
| Sioux City, IA-NE-SD | 7 | $ 865,000 | $ 123,571 | $ 101,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 2,400,000 | $ 400,000 | $ 294,000 |
| Columbus, OH | 6 | $ 1,370,000 | $ 228,333 | $ 107,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 3,950,000 | $ 658,333 | $ 392,000 |
| Pittsburgh, PA | 6 | $ 650,000 | $ 108,333 | $ 45,000 |
| Bend-Redmond, OR | 5 | $ 3,045,000 | $ 609,000 | $ 233,000 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 2,455,000 | $ 491,000 | $ 210,000 |
| Cleveland-Elyria, OH | 5 | $ 385,000 | $ 77,000 | $ 63,000 |
| Corpus Christi, TX | 5 | $ 1,495,000 | $ 299,000 | $ 218,000 |
| Killeen-Temple, TX | 5 | $ 845,000 | $ 169,000 | $ 52,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 3,745,000 | $ 749,000 | $ 94,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 2,345,000 | $ 469,000 | $ 256,600 |
| Prescott, AZ | 5 | $ 1,835,000 | $ 367,000 | $ 221,000 |
| Salt Lake City, UT | 5 | $ 2,155,000 | $ 431,000 | $ 153,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 2,350,000 | $ 587,500 | $ 211,000 |
| Charleston-North Charleston, SC | 4 | $ 1,740,000 | $ 435,000 | $ 178,000 |
| Chattanooga, TN-GA | 4 | $ 980,000 | $ 245,000 | $ 187,000 |
| Colorado Springs, CO | 4 | $ 1,630,000 | $ 407,500 | $ 142,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 18,740,000 | $ 4,685,000 | $ 44,000 |
| Newark, NJ-PA | 4 | $ 920,000 | $ 230,000 | $ 103,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 530,000 | $ 132,500 | $ 57,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,270,000 | $ 567,500 | $ 489,000 |
| Salinas, CA | 4 | $ 3,120,000 | $ 780,000 | $ 264,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 3,100,000 | $ 775,000 | $ 254,000 |
| Tacoma-Lakewood, WA | 4 | $ 2,340,000 | $ 585,000 | $ 442,000 |
| Vallejo-Fairfield, CA | 4 | $ 2,350,000 | $ 587,500 | $ 195,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,250,000 | $ 312,500 | $ 127,000 |
| Albuquerque, NM | 3 | $ 1,305,000 | $ 435,000 | $ 153,000 |
| Birmingham-Hoover, AL | 3 | $ 395,000 | $ 131,666 | $ 48,000 |
| Boston, MA | 3 | $ 1,675,000 | $ 558,333 | $ 147,000 |
| Columbus, GA-AL | 3 | $ 365,000 | $ 121,666 | $ 71,000 |
| Greeley, CO | 3 | $ 675,000 | $ 225,000 | $ 83,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 355,000 | $ 118,333 | $ 70,000 |
| Jacksonville, FL | 3 | $ 945,000 | $ 315,000 | $ 234,000 |
| Lakeland-Winter Haven, FL | 3 | $ 535,000 | $ 178,333 | $ 66,000 |
| Memphis, TN-MS-AR | 3 | $ 25,825,000 | $ 8,608,333 | $ 51,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,235,000 | $ 411,666 | $ 155,000 |
| Modesto, CA | 3 | $ 1,325,000 | $ 441,666 | $ 299,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 915,000 | $ 305,000 | $ 165,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 12,695,000 | $ 4,231,666 | $ 265,000 |
| Ocala, FL | 3 | $ 305,000 | $ 101,666 | $ 36,000 |
| Oklahoma City, OK | 3 | $ 1,285,000 | $ 428,333 | $ 181,000 |
| Raleigh, NC | 3 | $ 1,185,000 | $ 395,000 | $ 146,000 |
| Richmond, VA | 3 | $ 1,265,000 | $ 421,666 | $ 181,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 3,285,000 | $ 1,095,000 | $ 264,000 |
| Savannah, GA | 3 | $ 665,000 | $ 221,666 | $ 149,000 |
| Silver Spring-Frederick-Rockville, MD | 3 | $ 1,635,000 | $ 545,000 | $ 143,000 |
| Tulsa, OK | 3 | $ 925,000 | $ 308,333 | $ 320,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 975,000 | $ 325,000 | $ 175,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,275,000 | $ 425,000 | $ 220,000 |
| Akron, OH | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Amarillo, TX | 2 | $ 530,000 | $ 265,000 | $ 238,000 |
| Appleton, WI | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Bakersfield, CA | 2 | $ 350,000 | $ 175,000 | $ 125,000 |
| Bremerton-Silverdale, WA | 2 | $ 720,000 | $ 360,000 | $ 113,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 860,000 | $ 430,000 | $ 105,000 |
| Camden, NJ | 2 | $ 830,000 | $ 415,000 | $ 338,000 |
| Canton-Massillon, OH | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Carson City, NV | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Columbia, SC | 2 | $ 1,080,000 | $ 540,000 | $ 391,000 |
| Des Moines-West Des Moines, IA | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 630,000 | $ 315,000 | $ 137,000 |
| Flagstaff, AZ | 2 | $ 1,110,000 | $ 555,000 | $ 624,000 |
| Fresno, CA | 2 | $ 660,000 | $ 330,000 | $ 89,000 |
| Homosassa Springs, FL | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 100,000 | $ 50,000 | $ 22,000 |
| Montgomery, AL | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| New Orleans-Metairie, LA | 2 | $ 590,000 | $ 295,000 | $ 148,000 |
| Port St. Lucie, FL | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Redding, CA | 2 | $ 1,070,000 | $ 535,000 | $ 239,000 |
| Santa Fe, NM | 2 | $ 1,510,000 | $ 755,000 | $ 356,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Springfield, MA | 2 | $ 170,000 | $ 85,000 | $ 115,000 |
| St. Joseph, MO-KS | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Stockton-Lodi, CA | 2 | $ 940,000 | $ 470,000 | $ 124,000 |
| Toledo, OH | 2 | $ 440,000 | $ 220,000 | $ 200,000 |
| Topeka, KS | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Urban Honolulu, HI | 2 | $ 710,000 | $ 355,000 | $ 81,000 |
| Wenatchee, WA | 2 | $ 1,390,000 | $ 695,000 | $ 180,000 |
| Wheeling, WV-OH | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Albany, OR | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Asheville, NC | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 605,000 | $ 605,000 | $ 250,000 |
| Barnstable Town, MA | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Bismarck, ND | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Brownsville-Harlingen, TX | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Brunswick, GA | 1 | $ 575,000 | $ 575,000 | $ 275,000 |
| California-Lexington Park, MD | 1 | $ 455,000 | $ 455,000 | $ 131,000 |
| Carbondale-Marion, IL | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Cedar Rapids, IA | 1 | $ 17,215,000 | $ 17,215,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| College Station-Bryan, TX | 1 | $ 535,000 | $ 535,000 | $ 343,000 |
| Cumberland, MD-WV | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Dayton, OH | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Durham-Chapel Hill, NC | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Dutchess County-Putnam County, NY | 1 | $ 435,000 | $ 435,000 | $ 179,000 |
| East Stroudsburg, PA | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Elgin, IL | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Fort Collins, CO | 1 | $ 695,000 | $ 695,000 | $ 202,000 |
| Fort Smith, AR-OK | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Fort Wayne, IN | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Gainesville, FL | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Gary, IN | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Grand Junction, CO | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 585,000 | $ 585,000 | $ 301,000 |
| Harrisburg-Carlisle, PA | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Hinesville, GA | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Jackson, MS | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Jackson, TN | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Jefferson City, MO | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Johnson City, TN | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Johnstown, PA | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 355,000 | $ 355,000 | $ 247,000 |
| Kalamazoo-Portage, MI | 1 | $ 515,000 | $ 515,000 | $ 336,000 |
| Lafayette-West Lafayette, IN | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Lansing-East Lansing, MI | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Lexington-Fayette, KY | 1 | $ 13,005,000 | $ 13,005,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Lubbock, TX | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Lynchburg, VA | 1 | $ 635,000 | $ 635,000 | $ 132,000 |
| Manhattan, KS | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Mansfield, OH | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Mobile, AL | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Morgantown, WV | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Morristown, TN | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Nassau County-Suffolk County, NY | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| New Bern, NC | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Ogden-Clearfield, UT | 1 | $ 595,000 | $ 595,000 | $ 157,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 525,000 | $ 525,000 | $ 200,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Philadelphia, PA | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Punta Gorda, FL | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Rapid City, SD | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Reading, PA | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Rockingham County-Strafford County, NH | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| San Angelo, TX | 1 | $ 535,000 | $ 535,000 | $ 756,000 |
| San Rafael, CA | 1 | $ 775,000 | $ 775,000 | $ 427,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Santa Rosa, CA | 1 | $ 545,000 | $ 545,000 | $ 158,000 |
| Sebastian-Vero Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Sherman-Denison, TX | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Sioux Falls, SD | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Springfield, MO | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| St. George, UT | 1 | $ 255,000 | $ 255,000 | $ 420,000 |
| Sumter, SC | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| The Villages, FL | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Valdosta, GA | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Visalia-Porterville, CA | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Waco, TX | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Warner Robins, GA | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Wichita Falls, TX | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Wilmington, DE-MD-NJ | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Winchester, VA-WV | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Winston-Salem, NC | 1 | $ 515,000 | $ 515,000 | $ 245,000 |
| York-Hanover, PA | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,219 | $641,835,000 | $526,000 | $34,195,000 | $155,000 | $3,769,000 |
| Cash-out Refinancing | 475 | $116,575,000 | $245,000 | $2,005,000 | $98,000 | $732,000 |
| Refinancing | 369 | $199,215,000 | $539,000 | $18,375,000 | $176,000 | $1,629,000 |
| Other Purpose | 68 | $12,030,000 | $176,000 | $1,205,000 | $201,000 | $3,228,000 |
| Not Applicable | 58 | $39,220,000 | $676,000 | $1,965,000 | $380,000 | $1,313,000 |
| Home Improvement | 44 | $33,370,000 | $758,000 | $28,685,000 | $98,000 | $319,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,527 | $478,095,000 | $313,000 | $3,505,000 | $158,000 | $3,769,000 |
| Not Provided | 240 | $99,120,000 | $413,000 | $2,505,000 | $197,000 | $1,400,000 |
| Hispanic | 182 | $35,460,000 | $194,000 | $1,205,000 | $76,000 | $437,000 |
| Black or African American | 110 | $19,860,000 | $180,000 | $665,000 | $75,000 | $483,000 |
| Asian | 88 | $36,140,000 | $410,000 | $1,265,000 | $209,000 | $1,422,000 |
| Not applicable | 62 | $366,830,000 | $5,916,000 | $34,195,000 | $33,000 | $59,000 |
| American Indian or Alaskan Native | 12 | $3,370,000 | $280,000 | $1,235,000 | $85,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $260,000 | $130,000 | $185,000 | $38,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,988 | $995,130,000 | $500,000 | $34,195,000 | $161,000 | $3,769,000 |
| FHA-insured (Federal Housing Administration) | 146 | $23,700,000 | $162,000 | $405,000 | $75,000 | $483,000 |
| VA-guaranteed (Veterans Administration) | 83 | $21,315,000 | $256,000 | $565,000 | $93,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,100,000 | $131,000 | $195,000 | $55,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,139 | $648,665,000 | $569,000 | $25,405,000 | $186,000 | $3,769,000 |
| Loan Purchased By The Institution | 417 | $99,495,000 | $238,000 | $1,965,000 | $112,000 | $1,422,000 |
| Application Withdrawn By Applicant | 402 | $205,290,000 | $510,000 | $34,195,000 | $111,000 | $855,000 |
| Application Denied By Financial Institution | 175 | $54,745,000 | $312,000 | $3,505,000 | $133,000 | $1,400,000 |
| Application Approved But Not Accepted | 79 | $24,785,000 | $313,000 | $3,205,000 | $153,000 | $872,000 |
| File Closed For Incompleteness | 21 | $9,265,000 | $441,000 | $2,005,000 | $147,000 | $664,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,058 | $987,500,000 | $479,000 | $34,195,000 | $154,000 | $3,769,000 |
| Debt-To-Income Ratio | 72 | $28,450,000 | $395,000 | $3,505,000 | $123,000 | $1,015,000 |
| Credit History | 31 | $7,255,000 | $234,000 | $2,505,000 | $114,000 | $1,400,000 |
| Collateral | 26 | $5,260,000 | $202,000 | $775,000 | $107,000 | $375,000 |
| Unverifiable Information | 14 | $3,800,000 | $271,000 | $1,165,000 | $154,000 | $986,000 |
| Other | 11 | $1,635,000 | $148,000 | $325,000 | $98,000 | $245,000 |
| Credit Application Incomplete | 10 | $2,830,000 | $283,000 | $1,055,000 | $247,000 | $1,150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,890,000 | $486,000 | $1,005,000 | $256,000 | $606,000 |
| Employment History | 3 | $1,625,000 | $541,000 | $705,000 | $121,000 | $174,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
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