National Asset Mortgage, LLC Mortgage Lending & HMDA Data, 2015

In 2015, National Asset Mortgage, LLC of Columbia, SC reported 501 mortgage applications totaling $15.5 million. The average application was for $31,023, and applicants reported an average income of $40,000. 95% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Flint, MI (25), St. Louis, MO-IL (23) and Detroit-Dearborn-Livonia, MI (22) (applications in parentheses).

Mortgage Company & Address National Asset Mortgage, LLC
4350 St. Andrews Rd.; Suite F
Columbia, SC 29210
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  
Total Number of Mortgage Applications 501
Total Mortgage Loan Application Amount $15,543,000
Average Mortgage Loan Application Amount $31,023
Highest Mortgage Loan Application Amount $70,000
Average Applicant Income $40,000
Highest Applicant Income $205,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Asset Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Asset Mortgage, LLC by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Flint, MI 25 $ 786,000 $ 31,440 $ 34,000
St. Louis, MO-IL 23 $ 795,000 $ 34,565 $ 40,956
Detroit-Dearborn-Livonia, MI 22 $ 591,000 $ 26,863 $ 40,000
Indianapolis-Carmel-Anderson, IN 20 $ 596,000 $ 29,800 $ 41,000
Kansas City, MO-KS 12 $ 361,000 $ 30,083 $ 46,666
Gary, IN 11 $ 249,000 $ 22,636 $ 55,000
Birmingham-Hoover, AL 10 $ 299,000 $ 29,900 $ 57,000
Toledo, OH 10 $ 291,000 $ 29,100 $ 44,000
Dayton, OH 9 $ 280,000 $ 31,111 $ 37,000
Rockford, IL 9 $ 272,000 $ 30,222 $ 50,000
Warren-Troy-Farmington Hills, MI 9 $ 280,000 $ 31,111 $ 40,000
Cincinnati, OH-KY-IN 8 $ 211,000 $ 26,375 $ 44,375
Cleveland-Elyria, OH 8 $ 266,000 $ 33,250 $ 34,000
Muncie, IN 8 $ 220,000 $ 27,500 $ 34,000
Danville, IL 7 $ 205,000 $ 29,285 $ 34,000
Lansing-East Lansing, MI 7 $ 200,000 $ 28,571 $ 36,000
Battle Creek, MI 6 $ 197,000 $ 32,833 $ 38,000
Bay City, MI 6 $ 222,000 $ 37,000 $ 39,000
Muskegon, MI 6 $ 195,000 $ 32,500 $ 26,000
Pittsburgh, PA 6 $ 173,000 $ 28,833 $ 35,000
Youngstown-Warren-Boardman, OH-PA 6 $ 158,000 $ 26,333 $ 35,000
Evansville, IN-KY 5 $ 131,000 $ 26,200 $ 36,800
Fort Wayne, IN 5 $ 186,000 $ 37,200 $ 53,000
Jackson, MI 5 $ 174,000 $ 34,800 $ 35,000
Kokomo, IN 5 $ 186,000 $ 37,200 $ 28,000
Jackson, MS 4 $ 111,000 $ 27,750 $ 36,000
Weirton-Steubenville, WV-OH 4 $ 151,000 $ 37,750 $ 40,750
Akron, OH 3 $ 91,000 $ 30,333 $ 63,000
Baltimore-Columbia-Towson, MD 3 $ 52,000 $ 17,333 $ 58,000
Canton-Massillon, OH 3 $ 87,000 $ 29,000 $ 35,000
Kalamazoo-Portage, MI 3 $ 120,000 $ 40,000 $ 28,000
Milwaukee-Waukesha-West Allis, WI 3 $ 123,000 $ 41,000 $ 51,000
Niles-Benton Harbor, MI 3 $ 93,000 $ 31,000 $ 38,000
Scranton--Wilkes-Barre--Hazleton, PA 3 $ 123,000 $ 41,000 $ 49,000
South Bend-Mishawaka, IN-MI 3 $ 89,000 $ 29,666 $ 41,000
Terre Haute, IN 3 $ 56,000 $ 18,666 $ 52,000
Charlotte-Concord-Gastonia, NC-SC 2 $ 64,000 $ 32,000 $ 22,000
Columbus, OH 2 $ 61,000 $ 30,500 $ 38,000
Grand Rapids-Wyoming, MI 2 $ 61,000 $ 30,500 $ 25,000
Hickory-Lenoir-Morganton, NC 2 $ 66,000 $ 33,000 $ 34,000
Kankakee, IL 2 $ 69,000 $ 34,500 $ 28,000
Louisville/Jefferson County, KY-IN 2 $ 63,000 $ 31,500 $ 35,500
Memphis, TN-MS-AR 2 $ 70,000 $ 35,000 $ 31,000
Mobile, AL 2 $ 40,000 $ 20,000 $ 33,000
Philadelphia, PA 2 $ 90,000 $ 45,000 $ 38,000
Rocky Mount, NC 2 $ 65,000 $ 32,500 $ 26,000
Saginaw, MI 2 $ 72,000 $ 36,000 $ 55,000
Springfield, OH 2 $ 78,000 $ 39,000 $ 31,000
St. Joseph, MO-KS 2 $ 62,000 $ 31,000 $ 42,000
Wichita, KS 2 $ 39,000 $ 19,500 $ 57,000
Anniston-Oxford-Jacksonville, AL 1 $ 25,000 $ 25,000 $ 34,000
Bloomington, IN 1 $ 33,000 $ 33,000 $ 21,000
Burlington, NC 1 $ 33,000 $ 33,000 $ 34,000
Chicago-Naperville-Arlington Heights, IL 1 $ 32,000 $ 32,000 $ 64,000
Clarksville, TN-KY 1 $ 27,000 $ 27,000 $ 34,000
Columbus, GA-AL 1 $ 43,000 $ 43,000 $ 29,000
Columbus, IN 1 $ 30,000 $ 30,000 $ 24,000
Decatur, AL 1 $ 29,000 $ 29,000 $ 53,000
Decatur, IL 1 $ 20,000 $ 20,000 $ 55,000
Duluth, MN-WI 1 $ 37,000 $ 37,000 $ 33,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 37,000 $ 37,000 $ 22,000
Fond Du Lac, WI 1 $ 32,000 $ 32,000 $ 34,000
Fort Smith, AR-OK 1 $ 28,000 $ 28,000 $ 34,000
Gadsden, AL 1 $ 26,000 $ 26,000 $ 27,000
Goldsboro, NC 1 $ 45,000 $ 45,000 $ 44,000
Greensboro-High Point, NC 1 $ 14,000 $ 14,000 $ 67,000
Greenville, NC 1 $ 31,000 $ 31,000 $ 60,000
Harrisburg-Carlisle, PA 1 $ 39,000 $ 39,000 $ 38,000
Homosassa Springs, FL 1 $ 40,000 $ 40,000 $ 55,000
Huntington-Ashland, WV-KY-OH 1 $ 29,000 $ 29,000 $ 94,000
Jacksonville, FL 1 $ 42,000 $ 42,000 $ 42,000
Jefferson City, MO 1 $ 16,000 $ 16,000 $ 27,000
Joplin, MO 1 $ 38,000 $ 38,000 $ 84,000
La Crosse-Onalaska, WI-MN 1 $ 57,000 $ 57,000 $ 44,000
Lake County-Kenosha County, IL-WI 1 $ 39,000 $ 39,000 $ 43,000
Lawton, OK 1 $ 25,000 $ 25,000 $ 25,000
Lima, OH 1 $ 22,000 $ 22,000 $ 29,000
Mansfield, OH 1 $ 39,000 $ 39,000 $ 45,000
Montgomery, AL 1 $ 19,000 $ 19,000 $ 51,000
New Orleans-Metairie, LA 1 $ 28,000 $ 28,000 $ 48,000
Oklahoma City, OK 1 $ 54,000 $ 54,000 $ 33,000
Omaha-Council Bluffs, NE-IA 1 $ 14,000 $ 14,000 $ 43,000
Panama City, FL 1 $ 32,000 $ 32,000 $ 33,000
Peoria, IL 1 $ 33,000 $ 33,000 $ 38,000
Springfield, IL 1 $ 32,000 $ 32,000 $ 63,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 43,000 $ 43,000 $ 38,000
Tuscaloosa, AL 1 $ 28,000 $ 28,000 $ 47,000
Winston-Salem, NC 1 $ 27,000 $ 27,000 $ 45,000

Mortgage Loan Application Detail Totals for National Asset Mortgage, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 501 $15,543,000 $31,000 $70,000 $40,000 $205,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 317 $9,894,000 $31,000 $70,000 $40,000 $205,000
Black or African American 128 $3,890,000 $30,000 $53,000 $42,000 $115,000
Hispanic 34 $1,100,000 $32,000 $60,000 $38,000 $58,000
Not Provided 12 $355,000 $29,000 $44,000 $36,000 $55,000
American Indian or Alaskan Native 9 $274,000 $30,000 $44,000 $45,000 $81,000
Asian 1 $30,000 $30,000 $30,000 $63,000 $63,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 501 $15,543,000 $31,000 $70,000 $40,000 $205,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 474 $14,634,000 $30,000 $60,000 $40,000 $205,000
Application Withdrawn By Applicant 24 $824,000 $34,000 $70,000 $36,000 $73,000
Application Denied By Financial Institution 3 $85,000 $28,000 $34,000 $31,000 $34,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Asset Mortgage, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Asset Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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